Geneva Financial Mortgage Rates, Fees & Info
ORO VALLEY, AZLEI: 5493001XKL0FTNOJ0866
Tax ID: 26-1589507
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Mortgage Data
Review & Overview
Geneva Financial is a small mortgage company specializing in Home Purchase loans. Geneva Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Phoenix, Dallas, Miami, Seattle, and Portland among others. We have data for 457 markets. (Some data included below & more in-depth data is available with an active subscription.)Geneva Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Geneva Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.74% | 12/17/24 |
| 30 Year Conventional Purchase | 6.78% | 12/17/24 |
| 30 Year Conventional Refi | 6.85% | 12/17/24 |
| 30 Year Cash-out Refi | 7.09% | 12/17/24 |
| 30 Year FHA Purchase | 7.74% | 12/17/24 |
| 30 Year FHA Refi | 7.55% | 12/17/24 |
| 30 Year VA Purchase | 6.60% | 12/17/24 |
| 30 Year VA Refi | 6.10% | 12/17/24 |
| 30 Year USDA Purchase | 7.08% | 12/17/24 |
| 30 Year USDA Refi | 6.27% | 12/17/24 |
| 15 Year Conventional Purchase | 6.38% | 12/17/24 |
| 15 Year Conventional Refi | 6.38% | 12/17/24 |
| 15 Year Cash-out Refi | 6.38% | 12/17/24 |
| 15 Year FHA Refi | 7.19% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Geneva Financial Mortgage Calculator
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This is not an official calculator from Geneva Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,208Origination Dollar Volume (All Markets)
$1,967,590,000Awards
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GENEVA FINANCIAL - 2022
GENEVA FINANCIAL is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 708 | $243,030,000 | $343,263 | $10,451 | 5.26% |
| Outside of Metro Areas | 345 | $67,355,000 | $195,232 | $7,089 | 5.21% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 183 | $60,845,000 | $332,486 | $10,818 | 5.26% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 155 | $52,645,000 | $339,645 | $11,341 | 5.19% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 108 | $52,160,000 | $482,963 | $13,805 | 4.99% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 126 | $50,960,000 | $404,444 | $10,649 | 5.16% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 229 | $50,025,000 | $218,450 | $8,465 | 5.40% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 177 | $48,985,000 | $276,751 | $9,861 | 5.19% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 200 | $47,500,000 | $237,500 | $5,439 | 5.27% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 97 | $39,755,000 | $409,845 | $11,778 | 5.15% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 59 | $33,355,000 | $565,339 | $15,139 | 4.99% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 115 | $33,255,000 | $289,174 | $10,050 | 5.57% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 120 | $32,850,000 | $273,750 | $8,623 | 4.88% |
| RICHMOND, VA (FHA|USDA|VA) | 95 | $31,195,000 | $328,368 | $10,962 | 5.29% |
| BEND, OR (FHA|USDA|VA) | 66 | $30,660,000 | $464,545 | $10,837 | 4.73% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 105 | $30,125,000 | $286,905 | $12,642 | 5.05% |
| TUCSON, AZ (FHA|USDA|VA) | 111 | $29,525,000 | $265,991 | $9,106 | 5.24% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 91 | $28,295,000 | $310,934 | $9,317 | 5.51% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 108 | $26,920,000 | $249,259 | $7,804 | 4.91% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 101 | $25,725,000 | $254,703 | $9,468 | 4.85% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 112 | $25,240,000 | $225,357 | $7,036 | 5.41% |
| Richmond-Berea, KY (FHA|USDA|VA) | 113 | $24,745,000 | $218,982 | $5,744 | 5.10% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 115 | $24,285,000 | $211,174 | $7,601 | 5.33% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 84 | $24,100,000 | $286,905 | $10,228 | 4.96% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 50 | $20,900,000 | $418,000 | $10,577 | 4.87% |
| COLUMBUS, OH (FHA|USDA|VA) | 96 | $19,280,000 | $200,833 | $6,944 | 5.16% |
| SALEM, OR (FHA|USDA|VA) | 57 | $19,165,000 | $336,228 | $9,439 | 4.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 55 | $19,015,000 | $345,727 | $13,422 | 5.20% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 58 | $17,000,000 | $293,103 | $10,693 | 4.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 47 | $16,905,000 | $359,681 | $10,141 | 4.97% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 91 | $16,485,000 | $181,154 | $6,626 | 5.26% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 55 | $16,175,000 | $294,091 | $7,982 | 4.57% |
| Hobbs, NM (FHA|USDA|VA) | 60 | $14,950,000 | $249,167 | $9,288 | 5.43% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 20 | $14,340,000 | $717,000 | $16,243 | 5.38% |
| Montrose, CO (FHA|USDA|VA) | 47 | $13,655,000 | $290,532 | $7,350 | 4.61% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 28 | $13,140,000 | $469,286 | $12,989 | 4.91% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 34 | $13,060,000 | $384,118 | $10,204 | 5.72% |
| FORT WAYNE, IN (FHA|USDA|VA) | 68 | $11,840,000 | $174,118 | $5,325 | 5.44% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 69 | $11,555,000 | $167,464 | $5,923 | 5.22% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 41 | $11,445,000 | $279,146 | $8,620 | 5.28% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 30 | $11,250,000 | $375,000 | $11,599 | 4.95% |
| Danville, KY (FHA|USDA|VA) | 53 | $10,955,000 | $206,698 | $5,557 | 5.06% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 38 | $10,510,000 | $276,579 | $9,520 | 4.93% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 55 | $10,385,000 | $188,818 | $5,499 | 5.42% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 14 | $10,290,000 | $735,000 | $20,779 | 5.29% |
| SAN ANGELO, TX (FHA|USDA|VA) | 41 | $9,965,000 | $243,049 | $7,055 | 5.11% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 30 | $9,140,000 | $304,667 | $8,320 | 4.27% |
| YUMA, AZ (FHA|USDA|VA) | 38 | $8,480,000 | $223,158 | $9,449 | 5.90% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 25 | $8,415,000 | $336,600 | $12,275 | 5.60% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 24 | $8,350,000 | $347,917 | $13,085 | 4.71% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 20 | $8,030,000 | $401,500 | $11,389 | 4.44% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 32 | $7,790,000 | $243,438 | $9,323 | 4.05% |
| Madison, IN (FHA|USDA|VA) | 45 | $7,625,000 | $169,444 | $6,765 | 4.81% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 30 | $7,620,000 | $254,000 | $10,144 | 4.95% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 32 | $7,600,000 | $237,500 | $8,082 | 5.82% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 26 | $7,500,000 | $288,462 | $9,293 | 4.96% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 31 | $7,395,000 | $238,548 | $8,099 | 4.92% |
| Payson, AZ (FHA|USDA|VA) | 39 | $7,365,000 | $188,846 | $8,261 | 4.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 35 | $6,805,000 | $194,429 | $6,709 | 5.35% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 23 | $6,735,000 | $292,826 | $9,756 | 5.24% |
| COLUMBIA, SC (FHA|USDA|VA) | 38 | $6,670,000 | $175,526 | $7,006 | 4.86% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 27 | $6,635,000 | $245,741 | $9,332 | 5.29% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 23 | $6,275,000 | $272,826 | $9,526 | 5.26% |
| Warsaw, IN (FHA|USDA|VA) | 34 | $6,250,000 | $183,824 | $6,458 | 5.63% |
| OCALA, FL (FHA|USDA|VA) | 37 | $6,235,000 | $168,514 | $7,606 | 5.66% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 24 | $6,000,000 | $250,000 | $10,998 | 4.83% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 35 | $5,775,000 | $165,000 | $5,639 | 4.63% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 12 | $5,570,000 | $464,167 | $12,717 | 6.05% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 20 | $5,560,000 | $278,000 | $11,090 | 5.38% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 17 | $5,415,000 | $318,529 | $9,502 | 4.84% |
| LANCASTER, PA (FHA|USDA|VA) | 23 | $5,335,000 | $231,957 | $9,639 | 5.33% |
| Glenwood Springs, CO (FHA|USDA|VA) | 22 | $5,300,000 | $240,909 | $9,827 | 3.29% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 22 | $5,190,000 | $235,909 | $11,457 | 5.63% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 21 | $5,135,000 | $244,524 | $7,385 | 5.08% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 24 | $5,090,000 | $212,083 | $9,205 | 4.87% |
| Palestine, TX (FHA|USDA|VA) | 23 | $5,035,000 | $218,913 | $9,113 | 6.05% |
| Mount Sterling, KY (FHA|USDA|VA) | 28 | $4,940,000 | $176,429 | $4,942 | 5.25% |
| Frankfort, KY (FHA|USDA|VA) | 20 | $4,830,000 | $241,500 | $6,622 | 5.46% |
| TOLEDO, OH (FHA|USDA|VA) | 26 | $4,690,000 | $180,385 | $7,062 | 5.33% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 16 | $4,640,000 | $290,000 | $10,734 | 4.23% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 10 | $4,550,000 | $455,000 | $9,993 | 5.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 26 | $4,320,000 | $166,154 | $5,691 | 5.54% |
| LOUISVILLE, KY (FHA|USDA|VA) | 17 | $4,125,000 | $242,647 | $4,700 | 5.39% |
| EL PASO, TX (FHA|USDA|VA) | 19 | $4,105,000 | $216,053 | $11,980 | 6.16% |
| NAPA, CA (FHA|USDA|VA) | 8 | $3,690,000 | $461,250 | $11,842 | 5.02% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 7 | $3,665,000 | $523,571 | $14,726 | 5.94% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 16 | $3,590,000 | $224,375 | $8,485 | 5.37% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 14 | $3,480,000 | $248,571 | $9,127 | 5.79% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 10 | $3,470,000 | $347,000 | $10,404 | 5.63% |
| Angola, IN (FHA|USDA|VA) | 14 | $3,430,000 | $245,000 | $7,432 | 6.37% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $3,410,000 | $341,000 | $10,048 | 5.16% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 33 | $3,335,000 | $101,061 | $3,535 | 5.97% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 5 | $3,305,000 | $661,000 | $19,890 | 4.85% |
| MIDLAND, MI (FHA|USDA|VA) | 22 | $3,240,000 | $147,273 | $6,138 | 4.62% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 13 | $3,225,000 | $248,077 | $6,837 | 4.90% |
| Show Low, AZ (FHA|USDA|VA) | 9 | $3,185,000 | $353,889 | $10,550 | 5.17% |
| KANKAKEE, IL (FHA|USDA|VA) | 18 | $3,160,000 | $175,556 | $7,322 | 6.09% |
| PANAMA CITY, FL (FHA|USDA|VA) | 14 | $3,090,000 | $220,714 | $7,758 | 4.84% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 24 | $3,070,000 | $127,917 | $5,080 | 5.79% |
| PROVO-OREM, UT (FHA|USDA|VA) | 7 | $3,065,000 | $437,857 | $6,802 | 5.47% |
| Prineville, OR (FHA|USDA|VA) | 11 | $2,965,000 | $269,545 | $9,205 | 5.01% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 24 | $2,960,000 | $123,333 | $9,237 | 6.17% |
| CORVALLIS, OR (FHA|USDA|VA) | 6 | $2,780,000 | $463,333 | $10,633 | 4.48% |
| READING, PA (FHA|USDA|VA) | 20 | $2,760,000 | $138,000 | $7,252 | 5.78% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 14 | $2,710,000 | $193,571 | $9,043 | 5.08% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $2,695,000 | $539,000 | $12,489 | 5.36% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 12 | $2,610,000 | $217,500 | $10,144 | 4.93% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 16 | $2,550,000 | $159,375 | $4,230 | 6.30% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 14 | $2,540,000 | $181,429 | $8,395 | 5.14% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 11 | $2,525,000 | $229,545 | $10,627 | 5.07% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $2,525,000 | $505,000 | $9,735 | 5.80% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 11 | $2,475,000 | $225,000 | $7,901 | 6.11% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 10 | $2,440,000 | $244,000 | $8,731 | 5.06% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 5 | $2,435,000 | $487,000 | $17,665 | 5.23% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 9 | $2,425,000 | $269,444 | $7,851 | 5.99% |
| POCATELLO, ID (FHA|USDA|VA) | 10 | $2,400,000 | $240,000 | $8,997 | 5.30% |
| SPARTANBURG, SC (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $8,992 | 5.31% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $2,280,000 | $380,000 | $10,774 | 4.25% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 10 | $2,250,000 | $225,000 | $9,590 | 6.61% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 21 | $2,145,000 | $102,143 | $4,335 | 5.16% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 11 | $2,105,000 | $191,364 | $6,977 | 5.42% |
| AKRON, OH (FHA|USDA|VA) | 12 | $2,080,000 | $173,333 | $7,256 | 6.03% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 10 | $2,070,000 | $207,000 | $5,730 | 5.33% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $10,485 | 6.00% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $10,822 | 5.82% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $2,010,000 | $502,500 | $20,798 | 4.88% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $14,199 | 6.34% |
| Crawfordsville, IN (FHA|USDA|VA) | 14 | $1,940,000 | $138,571 | $6,156 | 6.21% |
| Opelousas, LA (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $13,599 | 5.75% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,895,000 | $379,000 | $10,855 | 5.30% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $7,621 | 4.41% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $1,820,000 | $455,000 | $14,556 | 5.75% |
| Centralia, WA (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $13,342 | 5.33% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,760,000 | $440,000 | $23,265 | 5.59% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $1,760,000 | $880,000 | $10,654 | 4.69% |
| STOCKTON, CA (FHA|USDA|VA) | 4 | $1,740,000 | $435,000 | $9,053 | 4.47% |
| Warrensburg, MO (FHA|USDA|VA) | 8 | $1,740,000 | $217,500 | $8,748 | 5.06% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,700,000 | $425,000 | $12,921 | 5.69% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $8,039 | 4.67% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $10,148 | 4.70% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $1,585,000 | $1,585,000 | $0 | 5.98% |
| Newberry, SC (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $7,216 | 4.39% |
| LONGVIEW, TX (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $8,548 | 4.94% |
| Okeechobee, FL (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $8,605 | 4.89% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $11,683 | 5.11% |
| LAFAYETTE, LA (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $8,590 | 4.93% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $16,366 | 4.72% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $8,171 | 3.97% |
| TULSA, OK (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $9,379 | 5.27% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $8,268 | 5.47% |
| SAGINAW, MI (FHA|USDA|VA) | 12 | $1,450,000 | $120,833 | $5,325 | 4.52% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $11,804 | 6.09% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $7,176 | 5.30% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $7,432 | 3.42% |
| Jefferson, GA (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $15,091 | 5.75% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $8,525 | 4.94% |
| Clewiston, FL (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $13,904 | 5.00% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $9,717 | 4.25% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $14,299 | 5.25% |
| Roswell, NM (FHA|USDA|VA) | 2 | $1,320,000 | $660,000 | $20,064 | 5.19% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $7,618 | 5.84% |
| London, KY (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $4,645 | 4.79% |
| Hilo, HI (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $11,756 | 4.75% |
| Sonora, CA (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $7,870 | 6.03% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $8,421 | 5.80% |
| MOBILE, AL (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $8,268 | 5.21% |
| PUEBLO, CO (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $5,697 | 3.42% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $7,559 | 5.01% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $8,035 | 6.28% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $8,932 | 5.70% |
| MONROE, MI (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $8,547 | 4.60% |
| FLORENCE, SC (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $7,546 | 4.15% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $12,294 | 5.30% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $9,693 | 6.85% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 8 | $1,140,000 | $142,500 | $5,559 | 5.05% |
| Kendallville, IN (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $5,868 | 5.90% |
| GAINESVILLE, FL (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $5,710 | 5.80% |
| Shelby, NC (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $9,154 | 5.63% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $14,394 | 4.71% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $5,487 | 5.31% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $17,071 | 5.17% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $11,319 | 6.00% |
| Mount Pleasant, MI (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $6,663 | 5.58% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $12,942 | 5.92% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 8 | $1,010,000 | $126,250 | $0 | 6.14% |
| ALBANY, GA (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $7,117 | 5.06% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $11,230 | 4.79% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $7,880 | 5.08% |
| DALTON, GA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $9,224 | 4.72% |
| DECATUR, AL (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $6,086 | 5.48% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $16,158 | 5.97% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $13,851 | 8.75% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $10,454 | 4.13% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $7,485 | 5.83% |
| ROME, GA (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $6,868 | 4.10% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $11,605 | 6.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $6,514 | 3.77% |
| LEBANON, PA (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $6,940 | 4.58% |
| Glasgow, KY (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $5,271 | 5.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $7,383 | 4.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $4,955 | 6.13% |
| Española, NM (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $11,312 | 5.29% |
| JACKSON, MI (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $7,540 | 5.50% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $7,873 | 3.33% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $3,408 | 6.41% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $9,868 | 4.50% |
| Auburn, IN (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $6,265 | 6.21% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $9,954 | 4.53% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $11,709 | 5.63% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $15,056 | 6.00% |
| Roseburg, OR (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $7,758 | 4.54% |
| ROCKFORD, IL (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $5,233 | 4.71% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $6,727 | 4.25% |
| Shelton, WA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $17,006 | 7.25% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $14,073 | 6.94% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $7,424 | 4.00% |
| RENO, NV (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,157 | 3.88% |
| Arcadia, FL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $10,793 | 5.92% |
| Newport, OR (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $9,477 | 5.19% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $9,588 | 4.71% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $20,009 | 4.31% |
| Astoria, OR (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $9,407 | 5.44% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $12,434 | 5.38% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $4,161 | 5.65% |
| WICHITA, KS (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $5,266 | 4.92% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $5,535 | 4.08% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $6,077 | 5.79% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $10,825 | 4.44% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $8,232 | 4.88% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $10,121 | 3.92% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $9,826 | 4.19% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $10,948 | 5.29% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,458 | 6.25% |
| Henderson, NC (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $0 | 8.22% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $10,452 | 6.13% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $12,230 | 5.63% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,200 | 5.56% |
| LIMA, OH (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $6,918 | 5.59% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $13,521 | 6.06% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,937 | 5.69% |
| Pottsville, PA (FHA|USDA|VA) | 6 | $610,000 | $101,667 | $4,833 | 4.67% |
| Concord, NH (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,940 | 5.83% |
| Somerset, KY (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,607 | 4.54% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $15,349 | 5.56% |
| Taos, NM (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $8,749 | 5.25% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $0 | 4.04% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $10,518 | 5.46% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $10,221 | 4.44% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,474 | 5.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $6,701 | 5.50% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,476 | 4.96% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $13,431 | 5.56% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $26,268 | 4.31% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $14,314 | 7.13% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,521 | 5.54% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,061 | 4.63% |
| BAY CITY, MI (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $3,910 | 3.92% |
| REDDING, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $12,205 | 4.88% |
| Wooster, OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,185 | 6.25% |
| Albemarle, NC (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,352 | 3.42% |
| Durango, CO (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $13,467 | 4.38% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $11,368 | 5.63% |
| Palatka, FL (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $8,333 | 5.75% |
| Marion, OH (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,905 | 7.04% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $16,015 | 3.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,027 | 5.50% |
| Sedalia, MO (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,842 | 4.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $5,533 | 5.66% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,919 | 4.13% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,791 | 5.13% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $15,494 | 6.69% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 4.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $9,345 | 5.33% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,357 | 4.44% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,159 | 5.81% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,625 | 5.17% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 4.77% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,302 | 5.38% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,508 | 5.88% |
| Salem, OH (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $7,104 | 6.17% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,065 | 5.88% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $8,526 | 4.63% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $4,594 | 3.81% |
| Scottsburg, IN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,632 | 5.04% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,348 | 7.50% |
| Ozark, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,279 | 4.13% |
| FLINT, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,299 | 5.38% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $8,067 | 5.38% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $22,821 | 7.75% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,728 | 4.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $12,388 | 4.25% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,347 | 5.33% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 5.13% |
| Eagle Pass, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,729 | 4.81% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,086 | 5.63% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 6.46% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,742 | 5.13% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,772 | 6.13% |
| Bonham, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $18,405 | 3.75% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,571 | 5.06% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,808 | 3.63% |
| Craig, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,481 | 3.25% |
| Fremont, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,923 | 5.06% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $5,526 | 6.47% |
| Dublin, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,807 | 5.69% |
| Safford, AZ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 7.99% |
| Dayton, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,053 | 5.25% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $17,839 | 5.63% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $18,589 | 4.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,093 | 3.81% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,593 | 6.75% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,259 | 4.31% |
| Cullman, AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,899 | 4.63% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 5.92% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,395 | 5.17% |
| MADERA, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $17,685 | 5.25% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,700 | 5.50% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,639 | 6.03% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,347 | 4.21% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $20,211 | 4.25% |
| Fernley, NV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $18,703 | 3.63% |
| DOVER, DE (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,707 | 6.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,910 | 4.38% |
| Marion, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,618 | 6.25% |
| Union City, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,789 | 5.88% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $17,147 | 3.25% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $17,453 | 3.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 8.55% |
| Urbana, OH (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $5,345 | 3.58% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,512 | 6.13% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,090 | 3.50% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,476 | 6.00% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,614 | 4.00% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,966 | 4.19% |
| Alma, MI (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $4,410 | 4.66% |
| TYLER, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,409 | 6.13% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,864 | 4.88% |
| Riverton, WY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,207 | 6.13% |
| Rockport, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,627 | 6.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,163 | 5.38% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,521 | 5.50% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 6.63% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,594 | 4.25% |
| Branson, MO (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,126 | 6.38% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,860 | 5.31% |
| CHICO, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,655 | 4.25% |
| Farmington, MO (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,935 | 3.29% |
| Albertville, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,882 | 4.13% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,499 | 7.75% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,986 | 4.81% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,240 | 3.75% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,155 | 6.63% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,925 | 4.31% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,475 | 6.75% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,957 | 4.63% |
| Tifton, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,156 | 5.25% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,239 | 4.88% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $14,936 | 4.75% |
| Hillsdale, MI (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,962 | 3.88% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,001 | 5.25% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,025 | 5.13% |
| Campbellsville, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,298 | 4.25% |
| Brenham, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $14,494 | 5.63% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $14,626 | 6.88% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,212 | 4.13% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $6,185 | 6.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,978 | 5.63% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,806 | 3.50% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.63% |
| Marshall, MO (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,795 | 4.63% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,013 | 5.81% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,327 | 5.00% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $14,634 | 5.50% |
| Athens, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,559 | 5.38% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,056 | 7.13% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $13,633 | 5.38% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,347 | 3.63% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,935 | 5.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,605 | 4.38% |
| Forest City, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,215 | 6.63% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,880 | 5.50% |
| Bay City, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,398 | 7.50% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,665 | 3.44% |
| ERIE, PA (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 7.42% |
| MERCED, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,738 | 3.75% |
| Keene, NH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $16,526 | 7.25% |
| Crossville, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,440 | 3.25% |
| McAlester, OK (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 5.31% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,633 | 2.38% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 6.50% |
| Harrison, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $263 | 7.63% |
| Salina, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,220 | 5.00% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,842 | 3.75% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,253 | 4.38% |
| Deming, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,252 | 4.63% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,137 | 5.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $1,941 | 4.75% |
| NILES, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,915 | 5.63% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,456 | 4.13% |
| Wilson, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,323 | 4.38% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,145 | 7.25% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,094 | 5.25% |
| Columbus, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.13% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,074 | 4.50% |
| Cordele, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,633 | 5.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,142 | 5.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,983 | 4.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,154 | 5.63% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,701 | 4.50% |
| Hays, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $11,768 | 6.63% |
| El Campo, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,124 | 5.63% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,342 | 6.13% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,845 | 5.63% |
| MADISON, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,686 | 6.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,743 | 3.88% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,016 | 4.38% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $726 | 4.75% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,817 | 5.00% |
| Susanville, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,138 | 2.75% |
| Douglas, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,677 | 4.13% |
| Ada, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.50% |
| Meridian, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.13% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.63% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,868 | 6.13% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 6.69% |
| Duncan, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,129 | 6.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,828 | 7.75% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,889 | 7.25% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,770 | 5.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,295 | 5.50% |
| Maysville, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,530 | 6.63% |
| Ashland, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,653 | 5.75% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.75% |
| Americus, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,682 | 4.88% |
| Liberal, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,193 | 5.13% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,365 | 4.63% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,009 | 4.13% |
| Jasper, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.75% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,700 | 5.88% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,611 | 4.13% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.13% |
| Decatur, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,427 | 4.88% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,882 | 5.13% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,297 | 7.13% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,878 | 5.88% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,663 | 5.13% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,404 | 7.13% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,050 | 5.63% |
| Newport, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,231 | 4.25% |
| Adrian, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.13% |
| Beeville, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.88% |
| Outside of Metro Areas | 1 | $75,000 | $75,000 | $5,070 | 4.25% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,894 | 7.25% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,192 | 5.50% |
| Peru, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,950 | 5.13% |
| West Point, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.63% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,296 | 5.13% |
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Product Mix
For 2022, Geneva Financial's most frequently originated type of loan was Conventional, with 4,605 originations. Their 2nd most popular type was FHA, with 1,910 originations.
Loan Reason
For 2022, Geneva Financial's most frequently cited loan purpose was Home Purchase, with 5,608 originations. The 2nd most popular reason was Cash Out Refi, with 1,259 originations.
Loan Duration/Length
For 2022, Geneva Financial's most frequently cited loan duration was 30 Year, with 6,823 originations. The 2nd most popular length was 15 Year, with 150 originations.
Origination Fees/Closing Costs
Geneva Financial's average total fees were $9,321, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,761 originations.
Interest Rates
During 2022, Geneva Financial's average interest rate for loans was 5.26%, while their most frequently originated rate bucket for loans was 5-6%, with 2,338 originations.
Loan Sizing
2022 saw Geneva Financial place emphasis on $200k-400k loans with 3,394 originations, totaling $976,460,000 in origination value.
Applicant Income
Geneva Financial lent most frequently to those with incomes in the $50k-75k range, with 1,918 originations. The second most popular income band? $100k-150k, with 1,538 originations.
Applicant Debt to Income Ratio
Geneva Financial lent most frequently to those with DTI ratios of 30-36%, with 1,057 originations. The next most common DTI ratio? 20-30%, with 861 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.39%
Geneva Financial has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination55.52%
Geneva Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 15947.88 | 1 | $185,000 | $185,000 |
| NA | 7,207 | $1,967,405,000 | $272,985 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,208 | $1,967,590,000 | $272,973 |