Towne Mortgage Company Rates, Fees & Info

PLYMOUTH, MI

LEI: 549300R7HGHP2I754087

Tax ID: 38-2434249

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Towne Mortgage Company is a small mortgage company specializing in Home Purchase and Refi loans. Towne Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Philadelphia, Chicago, New York, Detroit, and Miami among others. We have data for 407 markets. (Some data included below & more in-depth data is available with an active subscription.)

Towne Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Towne Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.89% 4/18/24
30 Year Conventional Refi 6.74% 4/18/24
30 Year Cash-out Refi 6.83% 4/18/24
30 Year FHA Purchase 7.31% 4/18/24
30 Year FHA Refi 7.46% 4/18/24
30 Year VA Purchase 6.20% 4/18/24
30 Year VA Refi 6.10% 4/18/24
30 Year USDA Purchase 6.93% 4/18/24
30 Year USDA Refi 6.27% 4/18/24
15 Year Conventional Purchase 6.31% 4/18/24
15 Year Conventional Refi 6.45% 4/18/24
15 Year Cash-out Refi 6.45% 4/18/24
15 Year FHA Purchase 5.68% 4/18/24
15 Year FHA Refi 8.24% 4/18/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Towne Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Towne Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,592

Origination Dollar Volume (All Markets)

$1,954,050,000
Show all (15) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 384 $122,220,000 $318,281 $8,246 3.02%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 419 $116,975,000 $279,177 $4,686 3.42%
Outside of Metro Areas 614 $98,220,000 $159,967 $5,167 3.59%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 263 $95,095,000 $361,578 $8,098 3.06%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 498 $94,610,000 $189,980 $4,933 3.40%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 302 $81,350,000 $269,371 $5,423 3.24%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 288 $68,480,000 $237,778 $6,713 3.62%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 130 $58,440,000 $449,538 $3,603 3.15%
COLUMBIA, SC (FHA|USDA|VA) 249 $46,915,000 $188,414 $4,896 3.40%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 97 $42,625,000 $439,433 $6,033 3.12%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 180 $37,440,000 $208,000 $3,259 3.19%
MUSKEGON, MI (FHA|USDA|VA) 257 $35,825,000 $139,397 $3,095 3.33%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 154 $35,640,000 $231,429 $6,235 3.58%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 98 $35,080,000 $357,959 $4,576 2.98%
JACKSONVILLE, FL (FHA|USDA|VA) 147 $33,315,000 $226,633 $6,600 3.50%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 145 $33,025,000 $227,759 $6,907 3.33%
PITTSBURGH, PA (FHA|USDA|VA) 137 $31,005,000 $226,314 $7,938 3.04%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 57 $28,555,000 $500,965 $3,216 3.12%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 110 $26,080,000 $237,091 $4,226 3.26%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 112 $25,640,000 $228,929 $6,158 3.35%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 142 $23,820,000 $167,746 $3,895 3.48%
FLINT, MI (FHA|USDA|VA) 149 $23,715,000 $159,161 $5,099 3.24%
WARNER ROBINS, GA (FHA|USDA|VA) 115 $23,505,000 $204,391 $5,617 3.29%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 88 $22,370,000 $254,205 $5,676 3.39%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 110 $22,150,000 $201,364 $6,284 3.52%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 79 $20,155,000 $255,127 $3,546 3.15%
GREEN BAY, WI (FHA|USDA|VA) 126 $20,010,000 $158,810 $3,631 3.37%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 56 $18,200,000 $325,000 $5,988 3.12%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 79 $16,085,000 $203,608 $5,964 3.89%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 81 $15,815,000 $195,247 $4,684 3.39%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 56 $15,690,000 $280,179 $6,576 3.16%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 40 $14,740,000 $368,500 $5,253 3.09%
APPLETON, WI (FHA|USDA|VA) 92 $14,320,000 $155,652 $3,495 3.29%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 58 $13,100,000 $225,862 $5,233 3.28%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 38 $12,010,000 $316,053 $9,353 3.38%
SHEBOYGAN, WI (FHA|USDA|VA) 75 $11,315,000 $150,867 $3,587 3.36%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 43 $10,945,000 $254,535 $5,561 3.58%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 49 $10,625,000 $216,837 $7,274 3.61%
DULUTH, MN-WI (FHA|USDA|VA) 57 $10,185,000 $178,684 $4,907 3.28%
Owatonna, MN (FHA|USDA|VA) 48 $9,940,000 $207,083 $5,719 3.14%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 31 $9,085,000 $293,065 $4,804 3.23%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 42 $9,040,000 $215,238 $4,495 3.37%
RICHMOND, VA (FHA|USDA|VA) 33 $8,795,000 $266,515 $6,478 3.25%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 39 $8,455,000 $216,795 $5,490 3.31%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 28 $8,420,000 $300,714 $7,501 3.02%
Faribault-Northfield, MN (FHA|USDA|VA) 36 $8,290,000 $230,278 $6,074 3.24%
TALLAHASSEE, FL (FHA|USDA|VA) 45 $7,715,000 $171,444 $4,975 3.40%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 28 $7,690,000 $274,643 $6,229 3.35%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 34 $6,870,000 $202,059 $6,934 3.59%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 41 $6,715,000 $163,780 $5,492 3.62%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 21 $6,325,000 $301,190 $7,397 3.29%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 47 $6,225,000 $132,447 $3,341 3.40%
SPARTANBURG, SC (FHA|USDA|VA) 28 $6,150,000 $219,643 $6,725 4.01%
SAVANNAH, GA (FHA|USDA|VA) 30 $6,140,000 $204,667 $5,824 3.48%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 28 $6,120,000 $218,571 $5,959 3.37%
ST. LOUIS, MO-IL (FHA|USDA|VA) 25 $6,065,000 $242,600 $6,728 3.21%
PORT ST. LUCIE, FL (FHA|USDA|VA) 20 $6,020,000 $301,000 $6,796 3.04%
WINSTON-SALEM, NC (FHA|USDA|VA) 27 $5,655,000 $209,444 $6,777 3.56%
Brainerd, MN (FHA|USDA|VA) 27 $5,625,000 $208,333 $4,972 3.05%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 30 $5,620,000 $187,333 $5,928 3.51%
Douglas, GA (FHA|USDA|VA) 40 $5,360,000 $134,000 $5,601 3.95%
STOCKTON, CA (FHA|USDA|VA) 15 $5,165,000 $344,333 $4,962 3.42%
Cambridge, MD (FHA|USDA|VA) 23 $5,115,000 $222,391 $6,111 3.28%
OCEAN CITY, NJ (FHA|USDA|VA) 13 $4,675,000 $359,615 $9,206 3.06%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 19 $4,665,000 $245,526 $7,815 3.38%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 23 $4,545,000 $197,609 $5,901 3.60%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 21 $4,485,000 $213,571 $5,737 3.23%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 20 $4,360,000 $218,000 $6,096 3.59%
STATE COLLEGE, PA (FHA|USDA|VA) 19 $4,355,000 $229,211 $7,435 3.17%
Stevens Point, WI (FHA|USDA|VA) 22 $4,230,000 $192,273 $3,828 3.19%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 12 $4,140,000 $345,000 $3,830 3.26%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 11 $4,055,000 $368,636 $8,961 3.55%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 13 $4,005,000 $308,077 $5,434 3.29%
Tifton, GA (FHA|USDA|VA) 21 $3,935,000 $187,381 $5,737 3.65%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 13 $3,905,000 $300,385 $9,504 3.17%
ROANOKE, VA (FHA|USDA|VA) 16 $3,900,000 $243,750 $5,363 3.39%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 9 $3,605,000 $400,556 $9,157 3.44%
FOND DU LAC, WI (FHA|USDA|VA) 23 $3,475,000 $151,087 $4,110 3.60%
Kalispell, MT (FHA|USDA|VA) 11 $3,285,000 $298,636 $7,724 3.07%
Manitowoc, WI (FHA|USDA|VA) 24 $3,260,000 $135,833 $3,402 3.34%
ANN ARBOR, MI (FHA|USDA|VA) 14 $3,250,000 $232,143 $5,011 3.30%
RALEIGH-CARY, NC (FHA|USDA|VA) 10 $3,240,000 $324,000 $3,806 3.06%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 11 $3,225,000 $293,182 $7,910 3.42%
Holland, MI (FHA|USDA|VA) 16 $3,160,000 $197,500 $4,681 3.64%
ASHEVILLE, NC (FHA|USDA|VA) 14 $3,140,000 $224,286 $6,381 3.36%
GAINESVILLE, FL (FHA|USDA|VA) 17 $3,135,000 $184,412 $7,045 3.52%
WILMINGTON, NC (FHA|USDA|VA) 12 $3,060,000 $255,000 $6,737 3.67%
Findlay, OH (FHA|USDA|VA) 22 $3,050,000 $138,636 $7,092 3.73%
Key West, FL (FHA|USDA|VA) 8 $3,000,000 $375,000 $10,144 2.77%
MONROE, MI (FHA|USDA|VA) 22 $2,930,000 $133,182 $3,392 3.34%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 14 $2,870,000 $205,000 $7,616 3.34%
JOPLIN, MO (FHA|USDA|VA) 21 $2,855,000 $135,952 $3,618 3.23%
Worthington, MN (FHA|USDA|VA) 20 $2,820,000 $141,000 $4,201 3.69%
Mount Pleasant, MI (FHA|USDA|VA) 20 $2,740,000 $137,000 $5,409 3.97%
SAGINAW, MI (FHA|USDA|VA) 22 $2,730,000 $124,091 $4,716 3.55%
BURLINGTON, NC (FHA|USDA|VA) 11 $2,705,000 $245,909 $8,176 3.68%
RACINE, WI (FHA|USDA|VA) 16 $2,660,000 $166,250 $3,711 3.18%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 15 $2,655,000 $177,000 $6,790 3.82%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 17 $2,635,000 $155,000 $4,302 3.27%
Mount Airy, NC (FHA|USDA|VA) 18 $2,570,000 $142,778 $5,134 4.04%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 12 $2,500,000 $208,333 $6,261 3.48%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 14 $2,460,000 $175,714 $6,278 3.90%
COLUMBUS, OH (FHA|USDA|VA) 12 $2,410,000 $200,833 $7,376 3.68%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 13 $2,405,000 $185,000 $5,042 3.60%
ALEXANDRIA, LA (FHA|USDA|VA) 14 $2,400,000 $171,429 $5,872 3.47%
SALINAS, CA (FHA|USDA|VA) 6 $2,390,000 $398,333 $4,589 3.19%
Waycross, GA (FHA|USDA|VA) 21 $2,385,000 $113,571 $5,216 3.60%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 13 $2,385,000 $183,462 $4,053 3.78%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 8 $2,340,000 $292,500 $7,213 2.97%
Boone, NC (FHA|USDA|VA) 9 $2,305,000 $256,111 $7,046 3.47%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $2,120,000 $353,333 $8,255 3.46%
BRUNSWICK, GA (FHA|USDA|VA) 11 $2,105,000 $191,364 $7,260 3.38%
LYNCHBURG, VA (FHA|USDA|VA) 9 $2,075,000 $230,556 $8,434 3.11%
LANCASTER, PA (FHA|USDA|VA) 8 $2,030,000 $253,750 $8,867 2.91%
ROCHESTER, MN (FHA|USDA|VA) 10 $2,030,000 $203,000 $4,447 3.31%
VALLEJO, CA (FHA|USDA|VA) 5 $1,975,000 $395,000 $6,084 3.60%
FAYETTEVILLE, NC (FHA|USDA|VA) 10 $1,970,000 $197,000 $4,011 3.94%
CEDAR RAPIDS, IA (FHA|USDA|VA) 14 $1,960,000 $140,000 $5,447 4.49%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $1,920,000 $320,000 $8,245 3.06%
Beaver Dam, WI (FHA|USDA|VA) 12 $1,880,000 $156,667 $3,888 3.31%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 12 $1,880,000 $156,667 $4,394 3.32%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 11 $1,815,000 $165,000 $5,137 3.42%
Shawano, WI (FHA|USDA|VA) 12 $1,760,000 $146,667 $3,251 3.83%
CLEVELAND, TN (FHA|USDA|VA) 10 $1,750,000 $175,000 $5,596 3.89%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 10 $1,750,000 $175,000 $7,617 2.83%
Easton, MD (FHA|USDA|VA) 5 $1,745,000 $349,000 $7,242 3.25%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 10 $1,730,000 $173,000 $4,107 3.26%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 7 $1,725,000 $246,429 $3,356 3.21%
Meridian, MS (FHA|USDA|VA) 14 $1,680,000 $120,000 $5,120 3.35%
Whitewater, WI (FHA|USDA|VA) 7 $1,665,000 $237,857 $3,889 3.29%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 10 $1,640,000 $164,000 $5,237 3.71%
READING, PA (FHA|USDA|VA) 9 $1,635,000 $181,667 $7,227 3.28%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $1,540,000 $385,000 $9,132 3.50%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $1,515,000 $303,000 $7,468 3.10%
MADISON, WI (FHA|USDA|VA) 9 $1,485,000 $165,000 $4,781 3.17%
WAUSAU-WESTON, WI (FHA|USDA|VA) 10 $1,460,000 $146,000 $4,332 3.33%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $1,455,000 $485,000 $2,185 3.00%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 8 $1,430,000 $178,750 $5,499 4.02%
ROCKFORD, IL (FHA|USDA|VA) 8 $1,420,000 $177,500 $7,658 3.72%
BOULDER, CO (FHA|USDA|VA) 3 $1,355,000 $451,667 $2,111 2.96%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 8 $1,350,000 $168,750 $4,617 3.75%
YORK-HANOVER, PA (FHA|USDA|VA) 7 $1,345,000 $192,143 $5,975 3.20%
JACKSON, MI (FHA|USDA|VA) 7 $1,335,000 $190,714 $5,538 3.79%
Big Rapids, MI (FHA|USDA|VA) 8 $1,320,000 $165,000 $3,275 3.76%
Albert Lea, MN (FHA|USDA|VA) 8 $1,320,000 $165,000 $5,760 3.38%
Statesboro, GA (FHA|USDA|VA) 6 $1,270,000 $211,667 $5,897 3.63%
Marinette, WI-MI (FHA|USDA|VA) 10 $1,270,000 $127,000 $3,696 3.97%
Columbus, MS (FHA|USDA|VA) 9 $1,235,000 $137,222 $5,994 4.36%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 4 $1,230,000 $307,500 $4,204 3.13%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $1,205,000 $401,667 $9,122 3.42%
KNOXVILLE, TN (FHA|USDA|VA) 6 $1,200,000 $200,000 $9,316 3.35%
Jesup, GA (FHA|USDA|VA) 9 $1,195,000 $132,778 $5,893 3.42%
Red Wing, MN (FHA|USDA|VA) 6 $1,190,000 $198,333 $3,857 3.40%
TOLEDO, OH (FHA|USDA|VA) 7 $1,185,000 $169,286 $6,450 3.63%
OCALA, FL (FHA|USDA|VA) 8 $1,150,000 $143,750 $4,491 3.61%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $1,140,000 $285,000 $5,835 3.65%
Newberry, SC (FHA|USDA|VA) 8 $1,110,000 $138,750 $4,884 3.89%
North Wilkesboro, NC (FHA|USDA|VA) 6 $1,110,000 $185,000 $7,060 3.33%
GREELEY, CO (FHA|USDA|VA) 3 $1,105,000 $368,333 $5,204 3.04%
Bluefield, WV-VA (FHA|USDA|VA) 7 $1,085,000 $155,000 $4,914 3.64%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 5 $1,085,000 $217,000 $6,242 3.05%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $1,075,000 $215,000 $8,659 3.73%
LOUISVILLE, KY (FHA|USDA|VA) 4 $1,060,000 $265,000 $9,682 3.31%
MIDLAND, MI (FHA|USDA|VA) 9 $1,055,000 $117,222 $4,001 3.54%
Austin, MN (FHA|USDA|VA) 8 $1,050,000 $131,250 $3,935 3.27%
Georgetown, SC (FHA|USDA|VA) 4 $1,050,000 $262,500 $5,348 4.03%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,045,000 $209,000 $7,931 3.90%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 5 $1,035,000 $207,000 $4,128 3.35%
Miami, OK (FHA|USDA|VA) 10 $1,030,000 $103,000 $4,787 3.80%
HAMMOND, LA (FHA|USDA|VA) 4 $1,020,000 $255,000 $7,779 3.78%
Adrian, MI (FHA|USDA|VA) 7 $1,005,000 $143,571 $4,380 3.63%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $1,000,000 $250,000 $7,211 2.84%
Tiffin, OH (FHA|USDA|VA) 8 $990,000 $123,750 $7,961 4.00%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 7 $975,000 $139,286 $5,727 3.30%
FRESNO, CA (FHA|USDA|VA) 4 $970,000 $242,500 $4,082 3.34%
Vidalia, GA (FHA|USDA|VA) 6 $970,000 $161,667 $5,795 3.69%
Albemarle, NC (FHA|USDA|VA) 5 $925,000 $185,000 $5,422 3.20%
Ottawa, IL (FHA|USDA|VA) 4 $900,000 $225,000 $5,047 3.75%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $880,000 $440,000 $5,712 3.13%
Lawrenceburg, TN (FHA|USDA|VA) 7 $875,000 $125,000 $4,489 4.11%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $860,000 $215,000 $4,942 3.22%
MADERA, CA (FHA|USDA|VA) 4 $840,000 $210,000 $4,658 3.15%
Shelby, NC (FHA|USDA|VA) 3 $835,000 $278,333 $9,361 2.75%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $835,000 $278,333 $5,278 2.83%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $825,000 $165,000 $6,329 3.60%
THE VILLAGES, FL (FHA|USDA|VA) 4 $810,000 $202,500 $8,028 3.56%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $790,000 $395,000 $8,355 3.25%
LAFAYETTE, LA (FHA|USDA|VA) 2 $780,000 $390,000 $4,867 2.88%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 4 $760,000 $190,000 $6,468 3.28%
EAU CLAIRE, WI (FHA|USDA|VA) 5 $755,000 $151,000 $3,765 3.42%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $755,000 $151,000 $6,079 3.88%
BAY CITY, MI (FHA|USDA|VA) 8 $740,000 $92,500 $4,401 4.52%
Ukiah, CA (FHA|USDA|VA) 3 $725,000 $241,667 $4,764 3.04%
MOBILE, AL (FHA|USDA|VA) 7 $725,000 $103,571 $4,019 4.04%
Palatka, FL (FHA|USDA|VA) 6 $720,000 $120,000 $6,922 3.71%
AKRON, OH (FHA|USDA|VA) 3 $715,000 $238,333 $7,068 4.13%
Orangeburg, SC (FHA|USDA|VA) 4 $710,000 $177,500 $8,434 4.06%
Athens, TN (FHA|USDA|VA) 3 $705,000 $235,000 $4,153 3.50%
Roanoke Rapids, NC (FHA|USDA|VA) 4 $680,000 $170,000 $3,313 3.47%
STAUNTON, VA (FHA|USDA|VA) 2 $680,000 $340,000 $10,480 3.44%
BAKERSFIELD, CA (FHA|USDA|VA) 3 $675,000 $225,000 $4,364 3.25%
Henderson, NC (FHA|USDA|VA) 2 $670,000 $335,000 $5,043 3.19%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $670,000 $335,000 $3,504 2.94%
SUMTER, SC (FHA|USDA|VA) 2 $650,000 $325,000 $12,112 3.06%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $625,000 $208,333 $8,198 3.63%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $625,000 $625,000 $12,071 3.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $615,000 $205,000 $7,312 3.04%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $615,000 $205,000 $5,518 3.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 5 $615,000 $123,000 $5,477 4.10%
NILES, MI (FHA|USDA|VA) 5 $605,000 $121,000 $3,950 3.68%
GREAT FALLS, MT (FHA|USDA|VA) 2 $580,000 $290,000 $4,296 2.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $580,000 $290,000 $12,441 4.18%
IOWA CITY, IA (FHA|USDA|VA) 3 $575,000 $191,667 $8,413 3.88%
Menomonie, WI (FHA|USDA|VA) 3 $565,000 $188,333 $6,731 3.33%
Brevard, NC (FHA|USDA|VA) 2 $560,000 $280,000 $5,995 3.19%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $545,000 $181,667 $3,233 3.79%
MERCED, CA (FHA|USDA|VA) 2 $540,000 $270,000 $2,911 2.88%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $540,000 $270,000 $5,029 2.88%
Cadillac, MI (FHA|USDA|VA) 3 $535,000 $178,333 $7,213 4.00%
Greenwood, SC (FHA|USDA|VA) 3 $535,000 $178,333 $6,373 3.88%
GAINESVILLE, GA (FHA|USDA|VA) 2 $520,000 $260,000 $12,878 3.38%
ALTOONA, PA (FHA|USDA|VA) 3 $515,000 $171,667 $7,426 2.83%
Riverton, WY (FHA|USDA|VA) 3 $515,000 $171,667 $5,449 3.08%
Traverse City, MI (FHA|USDA|VA) 3 $515,000 $171,667 $4,515 2.96%
MONTGOMERY, AL (FHA|USDA|VA) 3 $505,000 $168,333 $4,996 4.21%
Seneca, SC (FHA|USDA|VA) 1 $505,000 $505,000 $3,979 2.75%
GADSDEN, AL (FHA|USDA|VA) 2 $500,000 $250,000 $3,278 3.69%
BISMARCK, ND (FHA|USDA|VA) 2 $490,000 $245,000 $8,422 4.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $485,000 $161,667 $5,692 4.17%
Sanford, NC (FHA|USDA|VA) 1 $475,000 $475,000 $4,272 2.63%
HARRISONBURG, VA (FHA|USDA|VA) 3 $475,000 $158,333 $3,530 3.13%
Albertville, AL (FHA|USDA|VA) 1 $465,000 $465,000 $3,542 3.13%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $460,000 $230,000 $5,876 3.69%
MODESTO, CA (FHA|USDA|VA) 2 $460,000 $230,000 $8,740 4.69%
TULSA, OK (FHA|USDA|VA) 1 $455,000 $455,000 $5,503 4.75%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $455,000 $151,667 $7,766 3.58%
VALDOSTA, GA (FHA|USDA|VA) 4 $450,000 $112,500 $7,010 4.53%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $445,000 $148,333 $7,361 4.63%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $440,000 $220,000 $4,464 3.00%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $440,000 $220,000 $1,104 3.81%
Okeechobee, FL (FHA|USDA|VA) 3 $435,000 $145,000 $4,415 3.29%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $430,000 $215,000 $4,629 3.06%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $415,000 $138,333 $6,522 4.54%
Forest City, NC (FHA|USDA|VA) 1 $415,000 $415,000 $14,151 2.50%
BATON ROUGE, LA (FHA|USDA|VA) 3 $415,000 $138,333 $8,266 4.04%
Alma, MI (FHA|USDA|VA) 4 $410,000 $102,500 $4,625 4.63%
St. Marys, GA (FHA|USDA|VA) 3 $405,000 $135,000 $5,328 3.13%
FORT WAYNE, IN (FHA|USDA|VA) 3 $405,000 $135,000 $6,013 3.50%
HINESVILLE, GA (FHA|USDA|VA) 2 $400,000 $200,000 $6,035 4.13%
Scottsbluff, NE (FHA|USDA|VA) 2 $400,000 $200,000 $3,880 3.13%
Arcadia, FL (FHA|USDA|VA) 2 $390,000 $195,000 $5,761 3.44%
Sturgis, MI (FHA|USDA|VA) 2 $390,000 $195,000 $4,983 4.31%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $385,000 $128,333 $3,894 3.63%
Natchez, MS-LA (FHA|USDA|VA) 3 $385,000 $128,333 $3,995 3.63%
SPRINGFIELD, OH (FHA|USDA|VA) 3 $375,000 $125,000 $3,670 4.21%
Baraboo, WI (FHA|USDA|VA) 3 $375,000 $125,000 $2,497 2.96%
Atmore, AL (FHA|USDA|VA) 3 $365,000 $121,667 $4,758 3.58%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $365,000 $365,000 $8,661 2.50%
Cullowhee, NC (FHA|USDA|VA) 2 $360,000 $180,000 $7,399 3.56%
LINCOLN, NE (FHA|USDA|VA) 1 $355,000 $355,000 $2,131 2.88%
DOTHAN, AL (FHA|USDA|VA) 3 $355,000 $118,333 $5,360 3.38%
Calhoun, GA (FHA|USDA|VA) 2 $350,000 $175,000 $6,651 4.44%
Milledgeville, GA (FHA|USDA|VA) 1 $345,000 $345,000 $3,274 2.75%
JACKSON, TN (FHA|USDA|VA) 3 $345,000 $115,000 $5,647 4.38%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $345,000 $345,000 $14,647 3.63%
ALBANY, GA (FHA|USDA|VA) 3 $345,000 $115,000 $4,249 3.71%
GETTYSBURG, PA (FHA|USDA|VA) 2 $340,000 $170,000 $8,867 4.31%
New Castle, PA (FHA|USDA|VA) 1 $335,000 $335,000 $5,667 2.75%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $330,000 $165,000 $4,006 3.19%
Show Low, AZ (FHA|USDA|VA) 2 $330,000 $165,000 $3,435 3.87%
Clewiston, FL (FHA|USDA|VA) 2 $330,000 $165,000 $6,007 3.31%
West Point, MS (FHA|USDA|VA) 2 $330,000 $165,000 $7,879 4.88%
MIDLAND, TX (FHA|USDA|VA) 1 $325,000 $325,000 $5,774 3.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $325,000 $325,000 $6,397 2.75%
DALTON, GA (FHA|USDA|VA) 2 $320,000 $160,000 $5,618 4.00%
Cornelia, GA (FHA|USDA|VA) 2 $320,000 $160,000 $3,917 3.56%
Ardmore, OK (FHA|USDA|VA) 1 $315,000 $315,000 $17,176 3.63%
Sonora, CA (FHA|USDA|VA) 1 $315,000 $315,000 $10,884 3.25%
CORVALLIS, OR (FHA|USDA|VA) 1 $315,000 $315,000 $10,050 3.50%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $6,504 2.50%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $305,000 $305,000 $11,156 2.75%
LONGVIEW, WA (FHA|USDA|VA) 1 $305,000 $305,000 $12,272 2.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $305,000 $305,000 $2,919 4.13%
Lake City, FL (FHA|USDA|VA) 2 $300,000 $150,000 $5,892 4.13%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $295,000 $295,000 $5,611 3.00%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $285,000 $285,000 $9,009 2.88%
Jefferson, GA (FHA|USDA|VA) 2 $280,000 $140,000 $4,675 4.25%
Oil City, PA (FHA|USDA|VA) 2 $280,000 $140,000 $5,876 2.88%
Helena, MT (FHA|USDA|VA) 1 $275,000 $275,000 $4,381 3.63%
Kinston, NC (FHA|USDA|VA) 1 $275,000 $275,000 $2,116 3.63%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $275,000 $275,000 $19,413 3.13%
DUBUQUE, IA (FHA|USDA|VA) 1 $275,000 $275,000 $4,903 3.38%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $270,000 $135,000 $4,745 4.38%
Lumberton, NC (FHA|USDA|VA) 2 $270,000 $135,000 $2,406 3.81%
Gaffney, SC (FHA|USDA|VA) 1 $265,000 $265,000 $9,162 3.00%
Willmar, MN (FHA|USDA|VA) 2 $260,000 $130,000 $3,837 4.06%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $255,000 $255,000 $7,066 3.13%
FARGO, ND-MN (FHA|USDA|VA) 1 $255,000 $255,000 $7,194 3.13%
GRANTS PASS, OR (FHA|USDA|VA) 1 $255,000 $255,000 $5,890 3.13%
Auburn, IN (FHA|USDA|VA) 2 $250,000 $125,000 $2,231 3.94%
Alpena, MI (FHA|USDA|VA) 2 $250,000 $125,000 $4,333 3.69%
YUBA CITY, CA (FHA|USDA|VA) 1 $245,000 $245,000 $4,304 3.50%
Edwards, CO (FHA|USDA|VA) 1 $245,000 $245,000 $8,104 3.25%
Big Stone Gap, VA (FHA|USDA|VA) 3 $245,000 $81,667 $5,441 3.67%
Sevierville, TN (FHA|USDA|VA) 2 $240,000 $120,000 $5,366 4.19%
Zanesville, OH (FHA|USDA|VA) 2 $240,000 $120,000 $5,930 4.31%
Fitzgerald, GA (FHA|USDA|VA) 2 $240,000 $120,000 $4,624 3.44%
Madison, IN (FHA|USDA|VA) 1 $235,000 $235,000 $11,437 5.75%
LONGVIEW, TX (FHA|USDA|VA) 1 $235,000 $235,000 $8,491 2.75%
Freeport, IL (FHA|USDA|VA) 2 $230,000 $115,000 $4,971 3.69%
GREENVILLE, NC (FHA|USDA|VA) 2 $230,000 $115,000 $2,973 3.63%
VISALIA, CA (FHA|USDA|VA) 1 $225,000 $225,000 $8,084 3.38%
Fort Morgan, CO (FHA|USDA|VA) 1 $225,000 $225,000 $3,042 3.50%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $225,000 $225,000 $4,312 3.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $225,000 $225,000 $11,081 3.25%
Troy, AL (FHA|USDA|VA) 1 $225,000 $225,000 $8,724 3.25%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $225,000 $225,000 $4,578 2.75%
Meadville, PA (FHA|USDA|VA) 1 $225,000 $225,000 $7,052 2.50%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $220,000 $110,000 $2,898 3.25%
Fremont, OH (FHA|USDA|VA) 2 $220,000 $110,000 $6,857 3.25%
LIMA, OH (FHA|USDA|VA) 2 $220,000 $110,000 $7,227 4.44%
Dickinson, ND (FHA|USDA|VA) 1 $215,000 $215,000 $2,042 2.88%
Dublin, GA (FHA|USDA|VA) 1 $215,000 $215,000 $8,146 3.25%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $205,000 $205,000 $6,212 3.13%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $205,000 $205,000 $4,556 3.38%
TYLER, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,695 2.75%
Scottsboro, AL (FHA|USDA|VA) 1 $205,000 $205,000 $5,784 4.75%
Marion, IN (FHA|USDA|VA) 2 $200,000 $100,000 $3,004 3.88%
Galesburg, IL (FHA|USDA|VA) 1 $195,000 $195,000 $4,394 3.38%
GOLDSBORO, NC (FHA|USDA|VA) 1 $195,000 $195,000 $6,226 3.13%
Winona, MN (FHA|USDA|VA) 1 $195,000 $195,000 $4,947 2.63%
Kearney, NE (FHA|USDA|VA) 1 $195,000 $195,000 $3,314 3.38%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $195,000 $195,000 $3,447 2.75%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $195,000 $195,000 $9,012 3.50%
DECATUR, AL (FHA|USDA|VA) 1 $195,000 $195,000 $5,394 4.75%
Mason City, IA (FHA|USDA|VA) 2 $190,000 $95,000 $2,396 3.25%
London, KY (FHA|USDA|VA) 2 $190,000 $95,000 $3,487 2.94%
Ellensburg, WA (FHA|USDA|VA) 1 $185,000 $185,000 $3,288 3.99%
Fremont, NE (FHA|USDA|VA) 1 $185,000 $185,000 $2,510 3.13%
Nacogdoches, TX (FHA|USDA|VA) 1 $185,000 $185,000 $11,002 4.88%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $185,000 $185,000 $3,120 3.00%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $180,000 $90,000 $2,784 3.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $180,000 $90,000 $4,279 4.25%
Brenham, TX (FHA|USDA|VA) 1 $175,000 $175,000 $8,818 3.63%
EL CENTRO, CA (FHA|USDA|VA) 1 $175,000 $175,000 $10,370 3.13%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $175,000 $175,000 $6,276 3.00%
Warsaw, IN (FHA|USDA|VA) 1 $175,000 $175,000 $7,963 4.75%
Grand Rapids, MN (FHA|USDA|VA) 1 $175,000 $175,000 $3,774 3.13%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $175,000 $175,000 $2,837 3.38%
Moultrie, GA (FHA|USDA|VA) 1 $175,000 $175,000 $6,740 3.38%
Coshocton, OH (FHA|USDA|VA) 1 $175,000 $175,000 $2,127 5.25%
JACKSON, MS (FHA|USDA|VA) 1 $175,000 $175,000 $6,163 3.13%
Sandusky, OH (FHA|USDA|VA) 1 $165,000 $165,000 $5,638 4.75%
Shelbyville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $9,653 3.13%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $165,000 $165,000 $2,484 2.88%
Toccoa, GA (FHA|USDA|VA) 1 $165,000 $165,000 $8,490 3.63%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $155,000 $155,000 $5,701 3.63%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $155,000 $155,000 $5,555 3.50%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $155,000 $155,000 $2,753 3.25%
Bellefontaine, OH (FHA|USDA|VA) 1 $155,000 $155,000 $2,396 4.50%
Americus, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,332 3.50%
WACO, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,722 2.88%
DECATUR, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,846 4.75%
Selinsgrove, PA (FHA|USDA|VA) 1 $155,000 $155,000 $7,470 3.25%
Marion, OH (FHA|USDA|VA) 2 $150,000 $75,000 $5,461 4.75%
Starkville, MS (FHA|USDA|VA) 1 $145,000 $145,000 $5,253 4.75%
Lewistown, PA (FHA|USDA|VA) 1 $145,000 $145,000 $6,304 3.63%
TUCSON, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $3,756 2.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $145,000 $145,000 $1,830 2.75%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $145,000 $145,000 $4,486 4.75%
FORT COLLINS, CO (FHA|USDA|VA) 1 $145,000 $145,000 $2,314 3.25%
ST. CLOUD, MN (FHA|USDA|VA) 1 $145,000 $145,000 $2,680 3.25%
Somerset, PA (FHA|USDA|VA) 1 $135,000 $135,000 $7,057 4.38%
Mexico, MO (FHA|USDA|VA) 1 $135,000 $135,000 $4,989 3.00%
Richmond, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,391 3.00%
MUNCIE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $6,200 3.13%
Marquette, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,949 3.25%
Selma, AL (FHA|USDA|VA) 1 $125,000 $125,000 $6,303 3.63%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $125,000 $125,000 $6,180 4.25%
Lock Haven, PA (FHA|USDA|VA) 1 $125,000 $125,000 $8,023 3.63%
Hope, AR (FHA|USDA|VA) 1 $115,000 $115,000 $5,618 5.00%
Wapakoneta, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,011 3.63%
Cullman, AL (FHA|USDA|VA) 1 $115,000 $115,000 $6,431 3.38%
Hutchinson, MN (FHA|USDA|VA) 1 $115,000 $115,000 $6,005 3.13%
Greeneville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $7,781 3.50%
Fergus Falls, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,843 2.99%
LUBBOCK, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,646 3.13%
AMARILLO, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,147 4.50%
Bluffton, IN (FHA|USDA|VA) 1 $105,000 $105,000 $6,840 5.25%
Cedartown, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,338 4.25%
KANKAKEE, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,774 3.00%
JONESBORO, AR (FHA|USDA|VA) 1 $95,000 $95,000 $4,465 4.75%
SAN ANGELO, TX (FHA|USDA|VA) 1 $95,000 $95,000 $2,726 3.38%
NEW BERN, NC (FHA|USDA|VA) 1 $95,000 $95,000 $2,453 3.13%
Warren, PA (FHA|USDA|VA) 1 $85,000 $85,000 $4,200 2.75%
Kendallville, IN (FHA|USDA|VA) 1 $85,000 $85,000 $3,258 3.88%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $85,000 $85,000 $5,152 4.00%
New Castle, IN (FHA|USDA|VA) 1 $75,000 $75,000 $5,622 4.75%
Mayfield, KY (FHA|USDA|VA) 1 $75,000 $75,000 $3,327 3.50%
MORRISTOWN, TN (FHA|USDA|VA) 1 $75,000 $75,000 $3,276 3.63%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $65,000 $65,000 $3,447 3.63%
Murray, KY (FHA|USDA|VA) 1 $65,000 $65,000 $3,463 4.75%
Paducah, KY-IL (FHA|USDA|VA) 1 $65,000 $65,000 $3,862 5.25%
Norwalk, OH (FHA|USDA|VA) 1 $65,000 $65,000 $5,566 5.13%
Indiana, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,260 3.63%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $65,000 $65,000 $3,595 3.00%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $55,000 $55,000 $2,744 5.88%
Towne Mortgage Company's top markets include Philadelphia, Chicago, New York, Detroit, and Miami among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,783 $1,408,945,000 $243,636 $4,657 3.27%
    FHA 1,827 $333,375,000 $182,471 $7,825 3.74%
    VA 624 $156,690,000 $251,106 $6,713 3.30%
    USDA 358 $55,040,000 $153,743 $5,726 3.53%

    For 2020, Towne Mortgage Company's most frequently originated type of loan was Conventional, with 5,783 originations. Their 2nd most popular type was FHA, with 1,827 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,146 $883,260,000 $213,039 $6,440 3.52%
    Refi 3,240 $814,110,000 $251,269 $4,541 3.14%
    Cash Out Refi 1,206 $256,680,000 $212,836 $5,034 3.53%

    For 2020, Towne Mortgage Company's most frequently cited loan purpose was Home Purchase, with 4,146 originations. The 2nd most popular reason was Refi, with 3,240 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 7,261 $1,701,545,000 $234,340 $5,816 3.43%
    15 Year 773 $136,255,000 $176,268 $3,708 2.99%
    20 Year 283 $56,375,000 $199,205 $4,068 3.34%
    Other 210 $50,820,000 $242,000 $4,850 3.18%
    10 Year 59 $7,245,000 $122,797 $3,366 3.01%
    30+ year 6 $1,810,000 $301,667 $6,126 2.71%

    For 2020, Towne Mortgage Company's most frequently cited loan duration was 30 Year, with 7,261 originations. The 2nd most popular length was 15 Year, with 773 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,857 $647,485,000 $226,631
    $1k-2k 1,822 $343,470,000 $188,513
    $2k-3k 1,200 $210,340,000 $175,283
    $5k+ 1,130 $380,420,000 $336,655
    $3k-4k 919 $195,275,000 $212,486
    $4k-5k 632 $166,490,000 $263,434

    Towne Mortgage Company's average total fees were $5,816, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,857 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 4,203 $922,575,000 $219,504
    2.5-3% 2,887 $740,305,000 $256,427
    4-5% 880 $148,660,000 $168,932
    <2.5% 327 $96,405,000 $294,817
    5-6% 294 $46,020,000 $156,531
    6-7% 1 $85,000 $85,000

    During 2020, Towne Mortgage Company's average interest rate for loans was 3.43%, while their most frequently originated rate bucket for loans was 3-4%, with 4,203 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 3,440 $508,070,000 $147,695 $4,715 3.50%
    $200k-400k 3,330 $927,700,000 $278,589 $6,452 3.26%
    $100,000 or less 888 $71,310,000 $80,304 $3,569 3.71%
    $400k-600k 886 $412,450,000 $465,519 $7,077 3.07%
    $600k-1MM 47 $32,835,000 $698,617 $6,864 3.25%
    $1MM+ 1 $1,685,000 $1,685,000 $58,632 3.63%

    2020 saw Towne Mortgage Company place emphasis on $100k-200k loans with 3,440 originations, totaling $508,070,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,215 $399,355,000 $180,296 $5,395 3.47%
    $50k or less 1,860 $255,820,000 $137,538 $4,684 3.50%
    $100k-150k 1,704 $485,690,000 $285,029 $5,974 3.30%
    $75k-100k 1,570 $360,280,000 $229,478 $5,801 3.36%
    $150k-250k 927 $330,825,000 $356,877 $6,128 3.20%
    $250k+ 282 $115,640,000 $410,071 $6,455 3.20%

    Towne Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 2,215 originations. The second most popular income band? $50k or less, with 1,860 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,825 $428,945,000 $235,038 $4,971 3.27%
    30-36% 1,650 $368,910,000 $223,582 $5,302 3.38%
    <20% 536 $125,230,000 $233,638 $4,641 3.16%
    50-60% 481 $104,125,000 $216,476 $8,158 3.53%
    43% 377 $85,545,000 $226,910 $5,729 3.46%
    38% 341 $77,495,000 $227,258 $5,608 3.42%
    36% 334 $71,690,000 $214,641 $5,514 3.47%
    44% 332 $71,140,000 $214,277 $5,655 3.56%
    41% 324 $72,880,000 $224,938 $5,798 3.44%
    40% 322 $70,140,000 $217,826 $5,246 3.50%
    42% 319 $72,495,000 $227,257 $5,562 3.48%
    37% 304 $70,450,000 $231,743 $5,471 3.41%
    39% 301 $63,445,000 $210,781 $5,500 3.48%
    46% 219 $51,655,000 $235,868 $5,898 3.44%
    45% 216 $47,580,000 $220,278 $6,103 3.45%
    49% 193 $45,345,000 $234,948 $6,360 3.44%
    48% 192 $43,130,000 $224,635 $5,724 3.39%
    47% 176 $45,130,000 $256,420 $6,655 3.44%
    >60% 4 $1,370,000 $342,500 $8,516 3.47%

    Towne Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 1,825 originations. The next most common DTI ratio? 30-36%, with 1,650 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,875 $1,493,595,000 $217,250 $5,445 3.38%
    Asian 491 $170,615,000 $347,485 $4,725 3.17%
    Not provided 631 $163,095,000 $258,471 $6,510 3.34%
    Black 552 $117,240,000 $212,391 $6,130 3.63%
    American Indian 30 $6,110,000 $203,667 $5,479 3.53%
    Native Hawaiian or Islander 12 $3,240,000 $270,000 $6,640 3.20%
    Vietnamese 1 $155,000 $155,000 $2,913 3.50%

    Approval Rates

    Total approvals of all applications
    95.35%

    Towne Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    72.54%

    Towne Mortgage Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,592 $1,954,050,000 $227,427

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 375 $46,625,000 $124,333
    Single Family (1-4 Units):Site-Built 8,217 $1,907,425,000 $232,132

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 244 $52,450,000 $214,959 $3,707 3.11%
    40-60% 1,006 $246,370,000 $244,901 $4,159 3.09%
    60-80% 2,792 $673,150,000 $241,100 $4,831 3.31%
    80-100% 4,402 $940,440,000 $213,639 $6,210 3.51%
    Over 100% 128 $37,310,000 $291,484 $11,478 3.36%
    Under 20% 10 $2,070,000 $207,000 $3,810 3.11%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    TOWNE MORTGAGE COMPANY Conventional home mortgage Trouble during payment process 2 100.0%