Planet Home Lending Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 54930021WPEXNHYZUL09
Tax ID: 26-0362771
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Mortgage Data
Review & Overview
Planet Home Lending is a smaller mortgage company specializing in Home Purchase, Cash Out Refi, and Refi loans. Planet Home Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, Deltona, Riverside, Gainesville, and Los Angeles among others. We have data for 394 markets. (Some data included below & more in-depth data is available with an active subscription.)Planet Home Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Planet Home Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.79% | 12/17/24 |
| 30 Year Conventional Refi | 6.47% | 12/17/24 |
| 30 Year Cash-out Refi | 6.74% | 12/17/24 |
| 30 Year FHA Purchase | 7.67% | 12/17/24 |
| 30 Year FHA Refi | 7.02% | 12/17/24 |
| 30 Year VA Purchase | 6.39% | 12/17/24 |
| 30 Year VA Refi | 5.84% | 12/17/24 |
| 30 Year USDA Purchase | 7.02% | 12/17/24 |
| 30 Year USDA Refi | 6.39% | 12/17/24 |
| 15 Year Conventional Purchase | 6.25% | 12/17/24 |
| 15 Year Conventional Refi | 5.91% | 12/17/24 |
| 15 Year Cash-out Refi | 5.91% | 12/17/24 |
| 15 Year FHA Purchase | 7.38% | 12/17/24 |
| 15 Year FHA Refi | 6.60% | 12/17/24 |
| 15 Year VA Purchase | 5.97% | 12/17/24 |
| 15 Year VA Refi | 5.74% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Planet Home Lending Mortgage Calculator
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This is not an official calculator from Planet Home Lending. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,515Origination Dollar Volume (All Markets)
$747,355,000Awards
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PLANET HOME LENDING - 2018
PLANET HOME LENDING is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 126 | $41,160,000 | $326,667 | $6,625 | 4.93% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 228 | $39,030,000 | $171,184 | $6,423 | 5.18% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 94 | $28,130,000 | $299,255 | $7,590 | 4.74% |
| GAINESVILLE, FL (FHA|USDA|VA) | 151 | $27,635,000 | $183,013 | $5,528 | 5.09% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 66 | $26,430,000 | $400,455 | $8,160 | 4.76% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 85 | $22,935,000 | $269,824 | $6,955 | 4.86% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 93 | $20,455,000 | $219,946 | $6,418 | 5.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 53 | $19,875,000 | $375,000 | $8,912 | 4.86% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 67 | $18,625,000 | $277,985 | $6,334 | 4.42% |
| BOULDER, CO (FHA|USDA|VA) | 44 | $18,540,000 | $421,364 | $4,844 | 4.94% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 87 | $18,305,000 | $210,402 | $5,927 | 4.70% |
| Outside of Metro Areas | 121 | $17,355,000 | $143,430 | $4,504 | 4.82% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 56 | $17,310,000 | $309,107 | $7,408 | 4.89% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 51 | $15,365,000 | $301,275 | $7,648 | 4.94% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 71 | $13,025,000 | $183,451 | $5,187 | 4.49% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 75 | $12,705,000 | $169,400 | $4,671 | 5.06% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 62 | $12,550,000 | $202,419 | $6,264 | 5.04% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 25 | $11,165,000 | $446,600 | $10,690 | 4.76% |
| ANCHORAGE, AK (FHA|USDA|VA) | 35 | $10,275,000 | $293,571 | $7,226 | 4.83% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 50 | $9,940,000 | $198,800 | $5,637 | 4.81% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 65 | $9,815,000 | $151,000 | $4,577 | 4.52% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 56 | $9,770,000 | $174,464 | $5,211 | 4.66% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 49 | $9,675,000 | $197,449 | $6,472 | 5.10% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 48 | $8,340,000 | $173,750 | $4,927 | 4.69% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 32 | $8,250,000 | $257,813 | $5,137 | 4.69% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 44 | $7,950,000 | $180,682 | $5,546 | 4.52% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 34 | $7,930,000 | $233,235 | $5,918 | 5.35% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 38 | $7,490,000 | $197,105 | $5,549 | 4.81% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 32 | $7,430,000 | $232,188 | $5,353 | 4.41% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 53 | $7,405,000 | $139,717 | $6,356 | 5.35% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 38 | $6,860,000 | $180,526 | $4,048 | 4.82% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 40 | $6,540,000 | $163,500 | $6,162 | 5.20% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 20 | $5,540,000 | $277,000 | $6,356 | 4.53% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 17 | $5,345,000 | $314,412 | $7,329 | 4.44% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 27 | $5,305,000 | $196,481 | $4,679 | 4.69% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 21 | $5,265,000 | $250,714 | $6,696 | 4.63% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 29 | $5,165,000 | $178,103 | $4,976 | 4.85% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 19 | $4,805,000 | $252,895 | $5,491 | 4.92% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 21 | $4,495,000 | $214,048 | $5,293 | 4.50% |
| STOCKTON, CA (FHA|USDA|VA) | 19 | $4,075,000 | $214,474 | $6,727 | 4.78% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 26 | $3,870,000 | $148,846 | $4,344 | 4.71% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 18 | $3,780,000 | $210,000 | $5,405 | 4.62% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 33 | $3,665,000 | $111,061 | $2,941 | 4.45% |
| TUCSON, AZ (FHA|USDA|VA) | 21 | $3,635,000 | $173,095 | $6,402 | 4.53% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 15 | $3,605,000 | $240,333 | $8,055 | 4.42% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 17 | $3,455,000 | $203,235 | $5,073 | 4.67% |
| FRESNO, CA (FHA|USDA|VA) | 15 | $3,145,000 | $209,667 | $5,328 | 4.61% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $3,125,000 | $625,000 | $8,188 | 5.67% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 10 | $2,960,000 | $296,000 | $8,806 | 4.47% |
| FORT COLLINS, CO (FHA|USDA|VA) | 9 | $2,955,000 | $328,333 | $6,575 | 4.37% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 12 | $2,820,000 | $235,000 | $5,561 | 4.83% |
| MODESTO, CA (FHA|USDA|VA) | 12 | $2,790,000 | $232,500 | $4,912 | 4.73% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 18 | $2,630,000 | $146,111 | $4,222 | 4.53% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 12 | $2,530,000 | $210,833 | $5,243 | 4.63% |
| JACKSON, MS (FHA|USDA|VA) | 15 | $2,525,000 | $168,333 | $5,967 | 5.12% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 6 | $2,490,000 | $415,000 | $11,437 | 4.56% |
| OCALA, FL (FHA|USDA|VA) | 15 | $2,365,000 | $157,667 | $5,602 | 5.01% |
| SAVANNAH, GA (FHA|USDA|VA) | 13 | $2,335,000 | $179,615 | $3,897 | 4.44% |
| RICHMOND, VA (FHA|USDA|VA) | 12 | $2,330,000 | $194,167 | $5,876 | 4.75% |
| GREELEY, CO (FHA|USDA|VA) | 9 | $2,275,000 | $252,778 | $6,497 | 4.63% |
| COLUMBIA, SC (FHA|USDA|VA) | 12 | $2,220,000 | $185,000 | $4,847 | 4.45% |
| VALLEJO, CA (FHA|USDA|VA) | 7 | $2,185,000 | $312,143 | $5,523 | 4.68% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 11 | $2,145,000 | $195,000 | $5,235 | 4.50% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 12 | $2,120,000 | $176,667 | $6,286 | 4.74% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $5,089 | 4.64% |
| EL PASO, TX (FHA|USDA|VA) | 13 | $2,095,000 | $161,154 | $3,900 | 4.46% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 12 | $2,010,000 | $167,500 | $4,049 | 4.46% |
| COLUMBUS, OH (FHA|USDA|VA) | 9 | $1,945,000 | $216,111 | $6,341 | 4.79% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $12,636 | 5.03% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $5,522 | 4.52% |
| PITTSBURGH, PA (FHA|USDA|VA) | 10 | $1,730,000 | $173,000 | $5,137 | 4.86% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 9 | $1,715,000 | $190,556 | $5,323 | 5.00% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $4,597 | 4.80% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $5,527 | 4.86% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 13 | $1,635,000 | $125,769 | $2,546 | 4.22% |
| MONTGOMERY, AL (FHA|USDA|VA) | 11 | $1,585,000 | $144,091 | $4,042 | 4.27% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $7,523 | 4.88% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $8,311 | 4.50% |
| SALEM, OR (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $5,995 | 4.48% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $5,659 | 4.89% |
| LAS CRUCES, NM (FHA|USDA|VA) | 10 | $1,490,000 | $149,000 | $5,221 | 4.29% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $1,475,000 | $163,889 | $5,785 | 4.83% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $5,548 | 4.68% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $4,658 | 4.77% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $6,988 | 5.58% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $5,511 | 4.98% |
| WICHITA, KS (FHA|USDA|VA) | 10 | $1,310,000 | $131,000 | $4,226 | 4.81% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $4,430 | 4.48% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $4,798 | 4.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $4,486 | 4.56% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 9 | $1,195,000 | $132,778 | $2,988 | 4.39% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $5,256 | 5.25% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $5,361 | 4.58% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $6,231 | 5.19% |
| HINESVILLE, GA (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $2,762 | 4.61% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $6,062 | 4.51% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $3,521 | 4.55% |
| Sonora, CA (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $9,014 | 4.38% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $3,423 | 4.71% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $1,695 | 4.48% |
| FORT WAYNE, IN (FHA|USDA|VA) | 8 | $900,000 | $112,500 | $3,595 | 4.70% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $3,693 | 4.73% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $7,054 | 4.66% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $3,653 | 4.33% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $9,808 | 5.66% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $4,995 | 4.45% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,294 | 4.17% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $4,370 | 4.30% |
| Palatka, FL (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $7,501 | 5.18% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $4,650 | 4.25% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $5,530 | 4.52% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,250 | 4.44% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,344 | 4.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,742 | 4.94% |
| MUSKEGON, MI (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $5,647 | 4.62% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,135 | 4.59% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $6,414 | 4.47% |
| Lake City, FL (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $7,066 | 5.07% |
| Enterprise, AL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,026 | 4.33% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $6,344 | 4.51% |
| MERCED, CA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $8,578 | 4.54% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $4,643 | 4.56% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,655 | 4.59% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $5,756 | 4.13% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,939 | 4.92% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,815 | 4.88% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,741 | 4.31% |
| Sanford, NC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,874 | 4.13% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,092 | 4.31% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $2,908 | 4.37% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $9,721 | 4.54% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $2,647 | 4.29% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $7,155 | 4.16% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $2,949 | 4.63% |
| REDDING, CA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,610 | 4.46% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $3,818 | 4.70% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,302 | 4.12% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $5,526 | 4.37% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,357 | 4.83% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $5,054 | 4.50% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,096 | 3.96% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,532 | 4.16% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $3,447 | 4.72% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $13,481 | 4.62% |
| NAPA, CA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $4,384 | 4.50% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $4,481 | 4.53% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,170 | 4.38% |
| Centralia, WA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,200 | 4.75% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $3,097 | 4.48% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,751 | 4.95% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $3,015 | 4.41% |
| Ruston, LA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,696 | 5.44% |
| RACINE, WI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,474 | 4.46% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,526 | 4.42% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,036 | 3.75% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,457 | 4.67% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,834 | 4.56% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,671 | 4.91% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $3,104 | 4.38% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,965 | 4.54% |
| CHICO, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,303 | 5.13% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $10,035 | 4.87% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,275 | 4.46% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,577 | 4.29% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,543 | 4.56% |
| Outside of Metro Areas | 3 | $475,000 | $158,333 | $5,494 | 4.42% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,158 | 4.83% |
| LONGVIEW, TX (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $3,327 | 4.87% |
| TULSA, OK (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,018 | 3.88% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,446 | 4.13% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $2,849 | 4.67% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,147 | 4.92% |
| RAPID CITY, SD (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,650 | 4.46% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $3,430 | 4.75% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,306 | 5.81% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,397 | 4.81% |
| Minden, LA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $6,442 | 5.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,116 | 4.81% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,410 | 3.88% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,854 | 3.69% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,174 | 4.62% |
| Albertville, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,660 | 5.06% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,789 | 3.93% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,861 | 5.38% |
| Minot, ND (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $11,124 | 4.38% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,181 | 5.63% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,580 | 5.50% |
| Farmington, MO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,069 | 5.19% |
| NILES, MI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,539 | 4.25% |
| WACO, TX (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,548 | 4.63% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $9,207 | 4.31% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,300 | 4.69% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,837 | 4.38% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,878 | 5.08% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,998 | 4.25% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,021 | 4.68% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,263 | 4.88% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $18,815 | 3.88% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,023 | 4.44% |
| Picayune, MS (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,873 | 4.87% |
| BEND, OR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,591 | 4.62% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,584 | 4.50% |
| Williston, ND (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,971 | 3.88% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,557 | 5.50% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,826 | 3.87% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,741 | 4.87% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,810 | 4.99% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,513 | 6.00% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,945 | 4.63% |
| Seneca, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,313 | 4.50% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,492 | 3.75% |
| Shelton, WA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,485 | 4.56% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,912 | 4.99% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,243 | 3.50% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,016 | 5.50% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,808 | 3.88% |
| MADISON, WI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,413 | 4.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,879 | 5.00% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,985 | 5.25% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,034 | 4.75% |
| Brenham, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,985 | 5.88% |
| Edwards, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,419 | 5.63% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,758 | 4.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,728 | 4.00% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,938 | 4.38% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,993 | 6.00% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $2,448 | 4.29% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $3,559 | 4.96% |
| Key West, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,021 | 4.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,866 | 4.81% |
| Danville, VA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,237 | 4.38% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $16,961 | 4.38% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,989 | 4.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,613 | 5.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,670 | 4.69% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,014 | 4.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,182 | 4.31% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,924 | 4.44% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,836 | 4.13% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,574 | 4.31% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,932 | 4.25% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,421 | 5.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,451 | 4.38% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,682 | 4.38% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,541 | 4.56% |
| TYLER, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,377 | 4.00% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,849 | 4.38% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,948 | 4.06% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,703 | 4.99% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,564 | 3.99% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,183 | 4.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,487 | 4.19% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,940 | 4.56% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,193 | 4.37% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $867 | 4.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,997 | 4.25% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $1,629 | 5.00% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,097 | 4.63% |
| Ashland, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,818 | 6.13% |
| MADERA, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,236 | 4.50% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,781 | 5.25% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,414 | 4.13% |
| Torrington, CT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,689 | 4.99% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,420 | 3.88% |
| Berlin, NH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,419 | 4.99% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,363 | 4.75% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,277 | 3.88% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,832 | 4.44% |
| Columbus, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,369 | 4.88% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,795 | 4.75% |
| Hope, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,481 | 3.99% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,433 | 4.88% |
| Sterling, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,881 | 5.38% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $1,857 | 5.37% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,283 | 4.50% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,352 | 5.25% |
| Fallon, NV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,214 | 4.99% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,675 | 4.63% |
| Troy, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $12,518 | 3.99% |
| Marietta, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,766 | 4.68% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,147 | 4.99% |
| Adrian, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,710 | 4.25% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,494 | 3.63% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,279 | 5.13% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,121 | 3.88% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,136 | 4.50% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,221 | 3.88% |
| Española, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,850 | 3.50% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,277 | 4.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,156 | 4.13% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,177 | 4.25% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,733 | 4.38% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,182 | 4.44% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,840 | 4.06% |
| Moscow, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,611 | 4.25% |
| LIMA, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,324 | 4.88% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,769 | 5.38% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,443 | 3.63% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,659 | 5.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,566 | 4.99% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,102 | 4.50% |
| FLINT, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,768 | 4.99% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,400 | 3.99% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,817 | 4.50% |
| Brookings, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,957 | 4.00% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,956 | 4.63% |
| Henderson, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,340 | 3.99% |
| Kearney, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,336 | 4.50% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,274 | 4.38% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,035 | 5.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,870 | 5.13% |
| Concord, NH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,543 | 4.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,561 | 5.13% |
| Helena, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,506 | 4.38% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,344 | 4.38% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,822 | 4.63% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,162 | 5.63% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $1,857 | 3.81% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $1,955 | 4.50% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,062 | 4.99% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,020 | 5.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,439 | 4.63% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,431 | 4.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,267 | 4.50% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,681 | 4.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,017 | 4.99% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,718 | 5.63% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,618 | 6.25% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $734 | 4.99% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,501 | 4.50% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,528 | 5.13% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $826 | 4.93% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,951 | 4.50% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,257 | 5.50% |
| Payson, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,149 | 4.50% |
| Alice, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,374 | 3.38% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,025 | 4.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,604 | 4.38% |
| Crossville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,312 | 4.25% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $1,783 | 4.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $2,166 | 4.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,593 | 4.63% |
| Clinton, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,325 | 4.88% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,598 | 4.99% |
| Somerset, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,337 | 5.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,183 | 4.25% |
| Bedford, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,878 | 4.75% |
| Parsons, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,569 | 5.50% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,907 | 4.38% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,680 | 3.75% |
| MONROE, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,031 | 3.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,497 | 4.25% |
| MONROE, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,724 | 4.13% |
| ROME, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,116 | 4.99% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,762 | 3.88% |
| Jasper, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,033 | 3.63% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,286 | 4.88% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,490 | 4.38% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,313 | 3.99% |
| Union City, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,768 | 3.88% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,446 | 4.75% |
| Branson, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,938 | 4.25% |
| Wilson, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,506 | 4.63% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,152 | 4.50% |
| Wabash, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,363 | 4.75% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,405 | 4.25% |
| Durango, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,357 | 5.13% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,583 | 4.13% |
| Waycross, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,528 | 3.75% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,262 | 3.75% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,287 | 3.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,544 | 4.99% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,293 | 4.99% |
| AKRON, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,663 | 4.63% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,644 | 4.99% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,223 | 4.99% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,482 | 4.38% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,908 | 4.99% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,612 | 4.25% |
| Holland, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,891 | 5.63% |
| Kinston, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,352 | 4.25% |
| AMES, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,056 | 5.38% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,378 | 4.88% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,400 | 4.99% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $924 | 4.88% |
| Winfield, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,585 | 4.38% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,983 | 3.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,265 | 3.75% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,812 | 3.88% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,102 | 4.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,162 | 4.75% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,320 | 4.63% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,594 | 4.63% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,438 | 4.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against PLANET HOME LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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CREDIT UNION 1
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Product Mix
For 2018, Planet Home Lending's most frequently originated type of loan was Conventional, with 1,300 originations. Their 2nd most popular type was VA, with 1,203 originations.
Loan Reason
For 2018, Planet Home Lending's most frequently cited loan purpose was Home Purchase, with 1,357 originations. The 2nd most popular reason was Cash Out Refi, with 1,172 originations.
Loan Duration/Length
For 2018, Planet Home Lending's most frequently cited loan duration was 30 Year, with 3,080 originations. The 2nd most popular length was 20 Year, with 156 originations.
Origination Fees/Closing Costs
Planet Home Lending's average total fees were $5,999, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,178 originations.
Interest Rates
During 2018, Planet Home Lending's average interest rate for loans was 4.85%, while their most frequently originated rate bucket for loans was 4-5%, with 1,942 originations.
Loan Sizing
2018 saw Planet Home Lending place emphasis on $100k-200k loans with 1,434 originations, totaling $214,200,000 in origination value.
Applicant Income
Planet Home Lending lent most frequently to those with incomes in the $50k or less range, with 1,163 originations. The second most popular income band? $50k-75k, with 806 originations.
Applicant Debt to Income Ratio
Planet Home Lending lent most frequently to those with DTI ratios of 30-36%, with 420 originations. The next most common DTI ratio? 20-30%, with 351 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.16%
Planet Home Lending has an average approval rate.
Pick Rate
Approvals leading to origination52.80%
Planet Home Lending has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,515 | $747,355,000 | $212,619 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 88 | $10,190,000 | $115,795 |
| Single Family (1-4 Units):Site-Built | 3,427 | $737,165,000 | $215,105 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PLANET HOME LENDING, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 1.9% |
| PLANET HOME LENDING, LLC | Conventional home mortgage | Incorrect information on your report | 1 | 1.9% |
| PLANET HOME LENDING, LLC | Conventional home mortgage | Struggling to pay mortgage | 14 | 26.9% |
| PLANET HOME LENDING, LLC | Conventional home mortgage | Trouble during payment process | 13 | 25.0% |
| PLANET HOME LENDING, LLC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 3.8% |
| PLANET HOME LENDING, LLC | FHA mortgage | Struggling to pay mortgage | 3 | 5.8% |
| PLANET HOME LENDING, LLC | FHA mortgage | Trouble during payment process | 4 | 7.7% |
| PLANET HOME LENDING, LLC | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 1.9% |
| PLANET HOME LENDING, LLC | Other type of mortgage | Struggling to pay mortgage | 1 | 1.9% |
| PLANET HOME LENDING, LLC | Other type of mortgage | Trouble during payment process | 1 | 1.9% |
| PLANET HOME LENDING, LLC | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 3.8% |
| PLANET HOME LENDING, LLC | VA mortgage | Closing on a mortgage | 2 | 3.8% |
| PLANET HOME LENDING, LLC | VA mortgage | Struggling to pay mortgage | 3 | 5.8% |
| PLANET HOME LENDING, LLC | VA mortgage | Trouble during payment process | 4 | 7.7% |