Planet Home Lending Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 54930021WPEXNHYZUL09

Tax ID: 26-0362771

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Mortgage Data

Review & Overview

Planet Home Lending is a smaller mortgage company specializing in Home Purchase, Cash Out Refi, and Refi loans. Planet Home Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, Deltona, Riverside, Gainesville, and Los Angeles among others. We have data for 394 markets. (Some data included below & more in-depth data is available with an active subscription.)

Planet Home Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Planet Home Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.79% 3/28/24
30 Year Conventional Refi 6.47% 3/28/24
30 Year Cash-out Refi 6.74% 3/28/24
30 Year FHA Purchase 7.67% 3/28/24
30 Year FHA Refi 7.02% 3/28/24
30 Year VA Purchase 6.39% 3/28/24
30 Year VA Refi 5.84% 3/28/24
30 Year USDA Purchase 7.02% 3/28/24
30 Year USDA Refi 6.39% 3/28/24
15 Year Conventional Purchase 6.25% 3/28/24
15 Year Conventional Refi 5.91% 3/28/24
15 Year Cash-out Refi 5.91% 3/28/24
15 Year FHA Purchase 7.38% 3/28/24
15 Year FHA Refi 6.60% 3/28/24
15 Year VA Purchase 5.97% 3/28/24
15 Year VA Refi 5.74% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Planet Home Lending Mortgage Calculator






Your Estimates

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This is not an official calculator from Planet Home Lending. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,515

Origination Dollar Volume (All Markets)

$747,355,000
Show all (23) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 126 $41,160,000 $326,667 $6,625 4.93%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 228 $39,030,000 $171,184 $6,423 5.18%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 94 $28,130,000 $299,255 $7,590 4.74%
GAINESVILLE, FL (FHA|USDA|VA) 151 $27,635,000 $183,013 $5,528 5.09%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 66 $26,430,000 $400,455 $8,160 4.76%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 85 $22,935,000 $269,824 $6,955 4.86%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 93 $20,455,000 $219,946 $6,418 5.00%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 53 $19,875,000 $375,000 $8,912 4.86%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 67 $18,625,000 $277,985 $6,334 4.42%
BOULDER, CO (FHA|USDA|VA) 44 $18,540,000 $421,364 $4,844 4.94%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 87 $18,305,000 $210,402 $5,927 4.70%
Outside of Metro Areas 121 $17,355,000 $143,430 $4,504 4.82%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 56 $17,310,000 $309,107 $7,408 4.89%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 51 $15,365,000 $301,275 $7,648 4.94%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 71 $13,025,000 $183,451 $5,187 4.49%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 75 $12,705,000 $169,400 $4,671 5.06%
JACKSONVILLE, FL (FHA|USDA|VA) 62 $12,550,000 $202,419 $6,264 5.04%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 25 $11,165,000 $446,600 $10,690 4.76%
ANCHORAGE, AK (FHA|USDA|VA) 35 $10,275,000 $293,571 $7,226 4.83%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 50 $9,940,000 $198,800 $5,637 4.81%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 65 $9,815,000 $151,000 $4,577 4.52%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 56 $9,770,000 $174,464 $5,211 4.66%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 49 $9,675,000 $197,449 $6,472 5.10%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 48 $8,340,000 $173,750 $4,927 4.69%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 32 $8,250,000 $257,813 $5,137 4.69%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 44 $7,950,000 $180,682 $5,546 4.52%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 34 $7,930,000 $233,235 $5,918 5.35%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 38 $7,490,000 $197,105 $5,549 4.81%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 32 $7,430,000 $232,188 $5,353 4.41%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 53 $7,405,000 $139,717 $6,356 5.35%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 38 $6,860,000 $180,526 $4,048 4.82%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 40 $6,540,000 $163,500 $6,162 5.20%
COLORADO SPRINGS, CO (FHA|USDA|VA) 20 $5,540,000 $277,000 $6,356 4.53%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 17 $5,345,000 $314,412 $7,329 4.44%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 27 $5,305,000 $196,481 $4,679 4.69%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 21 $5,265,000 $250,714 $6,696 4.63%
KANSAS CITY, MO-KS (FHA|USDA|VA) 29 $5,165,000 $178,103 $4,976 4.85%
PORT ST. LUCIE, FL (FHA|USDA|VA) 19 $4,805,000 $252,895 $5,491 4.92%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 21 $4,495,000 $214,048 $5,293 4.50%
STOCKTON, CA (FHA|USDA|VA) 19 $4,075,000 $214,474 $6,727 4.78%
ST. LOUIS, MO-IL (FHA|USDA|VA) 26 $3,870,000 $148,846 $4,344 4.71%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 18 $3,780,000 $210,000 $5,405 4.62%
FAYETTEVILLE, NC (FHA|USDA|VA) 33 $3,665,000 $111,061 $2,941 4.45%
TUCSON, AZ (FHA|USDA|VA) 21 $3,635,000 $173,095 $6,402 4.53%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 15 $3,605,000 $240,333 $8,055 4.42%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 17 $3,455,000 $203,235 $5,073 4.67%
FRESNO, CA (FHA|USDA|VA) 15 $3,145,000 $209,667 $5,328 4.61%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 5 $3,125,000 $625,000 $8,188 5.67%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 10 $2,960,000 $296,000 $8,806 4.47%
FORT COLLINS, CO (FHA|USDA|VA) 9 $2,955,000 $328,333 $6,575 4.37%
OKLAHOMA CITY, OK (FHA|USDA|VA) 12 $2,820,000 $235,000 $5,561 4.83%
MODESTO, CA (FHA|USDA|VA) 12 $2,790,000 $232,500 $4,912 4.73%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 18 $2,630,000 $146,111 $4,222 4.53%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 12 $2,530,000 $210,833 $5,243 4.63%
JACKSON, MS (FHA|USDA|VA) 15 $2,525,000 $168,333 $5,967 5.12%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 6 $2,490,000 $415,000 $11,437 4.56%
OCALA, FL (FHA|USDA|VA) 15 $2,365,000 $157,667 $5,602 5.01%
SAVANNAH, GA (FHA|USDA|VA) 13 $2,335,000 $179,615 $3,897 4.44%
RICHMOND, VA (FHA|USDA|VA) 12 $2,330,000 $194,167 $5,876 4.75%
GREELEY, CO (FHA|USDA|VA) 9 $2,275,000 $252,778 $6,497 4.63%
COLUMBIA, SC (FHA|USDA|VA) 12 $2,220,000 $185,000 $4,847 4.45%
VALLEJO, CA (FHA|USDA|VA) 7 $2,185,000 $312,143 $5,523 4.68%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 11 $2,145,000 $195,000 $5,235 4.50%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 12 $2,120,000 $176,667 $6,286 4.74%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 9 $2,095,000 $232,778 $5,089 4.64%
EL PASO, TX (FHA|USDA|VA) 13 $2,095,000 $161,154 $3,900 4.46%
RALEIGH-CARY, NC (FHA|USDA|VA) 12 $2,010,000 $167,500 $4,049 4.46%
COLUMBUS, OH (FHA|USDA|VA) 9 $1,945,000 $216,111 $6,341 4.79%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $1,790,000 $447,500 $12,636 5.03%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $1,740,000 $290,000 $5,522 4.52%
PITTSBURGH, PA (FHA|USDA|VA) 10 $1,730,000 $173,000 $5,137 4.86%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 9 $1,715,000 $190,556 $5,323 5.00%
HUNTSVILLE, AL (FHA|USDA|VA) 8 $1,710,000 $213,750 $4,597 4.80%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,645,000 $235,000 $5,527 4.86%
JACKSONVILLE, NC (FHA|USDA|VA) 13 $1,635,000 $125,769 $2,546 4.22%
MONTGOMERY, AL (FHA|USDA|VA) 11 $1,585,000 $144,091 $4,042 4.27%
BATON ROUGE, LA (FHA|USDA|VA) 6 $1,580,000 $263,333 $7,523 4.88%
ALBUQUERQUE, NM (FHA|USDA|VA) 9 $1,575,000 $175,000 $8,311 4.50%
SALEM, OR (FHA|USDA|VA) 6 $1,560,000 $260,000 $5,995 4.48%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 7 $1,555,000 $222,143 $5,659 4.89%
LAS CRUCES, NM (FHA|USDA|VA) 10 $1,490,000 $149,000 $5,221 4.29%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 9 $1,475,000 $163,889 $5,785 4.83%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,425,000 $285,000 $5,548 4.68%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 6 $1,420,000 $236,667 $4,658 4.77%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 8 $1,350,000 $168,750 $6,988 5.58%
SPRINGFIELD, IL (FHA|USDA|VA) 8 $1,340,000 $167,500 $5,511 4.98%
WICHITA, KS (FHA|USDA|VA) 10 $1,310,000 $131,000 $4,226 4.81%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 7 $1,295,000 $185,000 $4,430 4.48%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 6 $1,220,000 $203,333 $4,798 4.75%
KNOXVILLE, TN (FHA|USDA|VA) 6 $1,220,000 $203,333 $4,486 4.56%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $1,195,000 $132,778 $2,988 4.39%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 6 $1,140,000 $190,000 $5,256 5.25%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,090,000 $181,667 $5,361 4.58%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $1,040,000 $260,000 $6,231 5.19%
HINESVILLE, GA (FHA|USDA|VA) 8 $1,000,000 $125,000 $2,762 4.61%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 8 $1,000,000 $125,000 $6,062 4.51%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $995,000 $199,000 $3,521 4.55%
Sonora, CA (FHA|USDA|VA) 3 $985,000 $328,333 $9,014 4.38%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $920,000 $153,333 $3,423 4.71%
Fort Leonard Wood, MO (FHA|USDA|VA) 7 $905,000 $129,286 $1,695 4.48%
FORT WAYNE, IN (FHA|USDA|VA) 8 $900,000 $112,500 $3,595 4.70%
COLUMBUS, GA-AL (FHA|USDA|VA) 6 $850,000 $141,667 $3,693 4.73%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $850,000 $212,500 $7,054 4.66%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 6 $850,000 $141,667 $3,653 4.33%
MIDLAND, TX (FHA|USDA|VA) 3 $835,000 $278,333 $9,808 5.66%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $835,000 $167,000 $4,995 4.45%
Oak Harbor, WA (FHA|USDA|VA) 3 $815,000 $271,667 $5,294 4.17%
PUEBLO, CO (FHA|USDA|VA) 5 $815,000 $163,000 $4,370 4.30%
Palatka, FL (FHA|USDA|VA) 6 $810,000 $135,000 $7,501 5.18%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 6 $810,000 $135,000 $4,650 4.25%
EVANSVILLE, IN-KY (FHA|USDA|VA) 6 $810,000 $135,000 $5,530 4.52%
BELLINGHAM, WA (FHA|USDA|VA) 4 $800,000 $200,000 $6,250 4.44%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $795,000 $265,000 $4,344 4.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 4 $790,000 $197,500 $3,742 4.94%
MUSKEGON, MI (FHA|USDA|VA) 5 $785,000 $157,000 $5,647 4.62%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $780,000 $195,000 $4,135 4.59%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $765,000 $153,000 $6,414 4.47%
Lake City, FL (FHA|USDA|VA) 5 $765,000 $153,000 $7,066 5.07%
Enterprise, AL (FHA|USDA|VA) 3 $755,000 $251,667 $2,026 4.33%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $750,000 $187,500 $6,344 4.51%
MERCED, CA (FHA|USDA|VA) 3 $745,000 $248,333 $8,578 4.54%
BOISE CITY, ID (FHA|USDA|VA) 6 $740,000 $123,333 $4,643 4.56%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 4 $740,000 $185,000 $5,655 4.59%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $735,000 $147,000 $5,756 4.13%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $725,000 $241,667 $2,939 4.92%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $710,000 $177,500 $4,815 4.88%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $690,000 $345,000 $4,741 4.31%
Sanford, NC (FHA|USDA|VA) 3 $675,000 $225,000 $2,874 4.13%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $670,000 $167,500 $3,092 4.31%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $670,000 $335,000 $2,908 4.37%
LONGVIEW, WA (FHA|USDA|VA) 3 $665,000 $221,667 $9,721 4.54%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $660,000 $110,000 $2,647 4.29%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $660,000 $165,000 $7,155 4.16%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $655,000 $218,333 $2,949 4.63%
REDDING, CA (FHA|USDA|VA) 3 $645,000 $215,000 $5,610 4.46%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 5 $635,000 $127,000 $3,818 4.70%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $630,000 $157,500 $3,302 4.12%
WINSTON-SALEM, NC (FHA|USDA|VA) 4 $620,000 $155,000 $5,526 4.37%
ROANOKE, VA (FHA|USDA|VA) 3 $605,000 $201,667 $6,357 4.83%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 5 $605,000 $121,000 $5,054 4.50%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $595,000 $198,333 $4,096 3.96%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $590,000 $147,500 $5,532 4.16%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $580,000 $145,000 $3,447 4.72%
TWIN FALLS, ID (FHA|USDA|VA) 2 $580,000 $290,000 $13,481 4.62%
NAPA, CA (FHA|USDA|VA) 1 $575,000 $575,000 $4,384 4.50%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $575,000 $115,000 $4,481 4.53%
Kalispell, MT (FHA|USDA|VA) 3 $575,000 $191,667 $5,170 4.38%
Centralia, WA (FHA|USDA|VA) 3 $565,000 $188,333 $4,200 4.75%
WARNER ROBINS, GA (FHA|USDA|VA) 5 $565,000 $113,000 $3,097 4.48%
St. Marys, GA (FHA|USDA|VA) 3 $565,000 $188,333 $6,751 4.95%
GOLDSBORO, NC (FHA|USDA|VA) 4 $540,000 $135,000 $3,015 4.41%
Ruston, LA (FHA|USDA|VA) 2 $530,000 $265,000 $6,696 5.44%
RACINE, WI (FHA|USDA|VA) 3 $525,000 $175,000 $7,474 4.46%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $525,000 $175,000 $4,526 4.42%
Ellensburg, WA (FHA|USDA|VA) 2 $520,000 $260,000 $4,036 3.75%
LAWTON, OK (FHA|USDA|VA) 3 $515,000 $171,667 $4,457 4.67%
YUBA CITY, CA (FHA|USDA|VA) 2 $510,000 $255,000 $4,834 4.56%
Aberdeen, WA (FHA|USDA|VA) 3 $505,000 $168,333 $5,671 4.91%
MOBILE, AL (FHA|USDA|VA) 5 $495,000 $99,000 $3,104 4.38%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $495,000 $165,000 $5,965 4.54%
CHICO, CA (FHA|USDA|VA) 2 $490,000 $245,000 $3,303 5.13%
CaƱon City, CO (FHA|USDA|VA) 2 $490,000 $245,000 $10,035 4.87%
ANN ARBOR, MI (FHA|USDA|VA) 3 $485,000 $161,667 $5,275 4.46%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $485,000 $161,667 $4,577 4.29%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $480,000 $240,000 $6,543 4.56%
Outside of Metro Areas 3 $475,000 $158,333 $5,494 4.42%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 3 $475,000 $158,333 $4,158 4.83%
LONGVIEW, TX (FHA|USDA|VA) 4 $450,000 $112,500 $3,327 4.87%
TULSA, OK (FHA|USDA|VA) 2 $440,000 $220,000 $5,018 3.88%
LINCOLN, NE (FHA|USDA|VA) 3 $435,000 $145,000 $4,446 4.13%
JACKSON, MI (FHA|USDA|VA) 3 $435,000 $145,000 $2,849 4.67%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $425,000 $141,667 $4,147 4.92%
RAPID CITY, SD (FHA|USDA|VA) 3 $425,000 $141,667 $3,650 4.46%
SPRINGFIELD, MO (FHA|USDA|VA) 4 $420,000 $105,000 $3,430 4.75%
MANHATTAN, KS (FHA|USDA|VA) 2 $410,000 $205,000 $3,306 5.81%
YAKIMA, WA (FHA|USDA|VA) 2 $400,000 $200,000 $3,397 4.81%
Minden, LA (FHA|USDA|VA) 3 $395,000 $131,667 $6,442 5.50%
LYNCHBURG, VA (FHA|USDA|VA) 2 $390,000 $195,000 $8,116 4.81%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $390,000 $195,000 $9,410 3.88%
FARMINGTON, NM (FHA|USDA|VA) 2 $390,000 $195,000 $5,854 3.69%
Clearlake, CA (FHA|USDA|VA) 2 $390,000 $195,000 $4,174 4.62%
Albertville, AL (FHA|USDA|VA) 2 $390,000 $195,000 $3,660 5.06%
PANAMA CITY, FL (FHA|USDA|VA) 2 $380,000 $190,000 $5,789 3.93%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $380,000 $190,000 $6,861 5.38%
Minot, ND (FHA|USDA|VA) 2 $380,000 $190,000 $11,124 4.38%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $380,000 $190,000 $7,181 5.63%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $370,000 $185,000 $6,580 5.50%
Farmington, MO (FHA|USDA|VA) 2 $370,000 $185,000 $3,069 5.19%
NILES, MI (FHA|USDA|VA) 3 $365,000 $121,667 $4,539 4.25%
WACO, TX (FHA|USDA|VA) 3 $365,000 $121,667 $3,548 4.63%
APPLETON, WI (FHA|USDA|VA) 2 $360,000 $180,000 $9,207 4.31%
BILLINGS, MT (FHA|USDA|VA) 2 $360,000 $180,000 $4,300 4.69%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $355,000 $355,000 $3,837 4.38%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 3 $355,000 $118,333 $3,878 5.08%
Vidalia, GA (FHA|USDA|VA) 1 $355,000 $355,000 $4,998 4.25%
Warrensburg, MO (FHA|USDA|VA) 2 $350,000 $175,000 $3,021 4.68%
LOUISVILLE, KY (FHA|USDA|VA) 2 $350,000 $175,000 $4,263 4.88%
MEDFORD, OR (FHA|USDA|VA) 1 $345,000 $345,000 $18,815 3.88%
Red Bluff, CA (FHA|USDA|VA) 2 $340,000 $170,000 $7,023 4.44%
Picayune, MS (FHA|USDA|VA) 3 $335,000 $111,667 $5,873 4.87%
BEND, OR (FHA|USDA|VA) 2 $330,000 $165,000 $3,591 4.62%
OWENSBORO, KY (FHA|USDA|VA) 2 $330,000 $165,000 $4,584 4.50%
Williston, ND (FHA|USDA|VA) 1 $325,000 $325,000 $7,971 3.88%
Fredericksburg, TX (FHA|USDA|VA) 1 $325,000 $325,000 $3,557 5.50%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $320,000 $160,000 $3,826 3.87%
KOKOMO, IN (FHA|USDA|VA) 2 $320,000 $160,000 $4,741 4.87%
Georgetown, SC (FHA|USDA|VA) 1 $315,000 $315,000 $14,810 4.99%
Breckenridge, CO (FHA|USDA|VA) 1 $315,000 $315,000 $4,513 6.00%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $310,000 $155,000 $1,945 4.63%
Seneca, SC (FHA|USDA|VA) 1 $305,000 $305,000 $3,313 4.50%
SANTA FE, NM (FHA|USDA|VA) 1 $305,000 $305,000 $5,492 3.75%
Shelton, WA (FHA|USDA|VA) 2 $300,000 $150,000 $2,485 4.56%
GRANTS PASS, OR (FHA|USDA|VA) 1 $295,000 $295,000 $7,912 4.99%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $295,000 $295,000 $4,243 3.50%
Wilmington, OH (FHA|USDA|VA) 1 $295,000 $295,000 $12,016 5.50%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $295,000 $295,000 $13,808 3.88%
MADISON, WI (FHA|USDA|VA) 2 $290,000 $145,000 $3,413 4.75%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $285,000 $285,000 $15,879 5.00%
Glenwood Springs, CO (FHA|USDA|VA) 1 $285,000 $285,000 $11,985 5.25%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $285,000 $285,000 $2,034 4.75%
Brenham, TX (FHA|USDA|VA) 1 $285,000 $285,000 $9,985 5.88%
Edwards, CO (FHA|USDA|VA) 1 $285,000 $285,000 $3,419 5.63%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $280,000 $140,000 $6,758 4.75%
Ontario, OR-ID (FHA|USDA|VA) 1 $275,000 $275,000 $7,728 4.00%
HAMMOND, LA (FHA|USDA|VA) 1 $275,000 $275,000 $6,938 4.38%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $275,000 $275,000 $7,993 6.00%
NEW BERN, NC (FHA|USDA|VA) 3 $275,000 $91,667 $2,448 4.29%
TOPEKA, KS (FHA|USDA|VA) 3 $275,000 $91,667 $3,559 4.96%
Key West, FL (FHA|USDA|VA) 1 $275,000 $275,000 $10,021 4.75%
LUBBOCK, TX (FHA|USDA|VA) 2 $270,000 $135,000 $3,866 4.81%
Danville, VA (FHA|USDA|VA) 2 $270,000 $135,000 $7,237 4.38%
COLUMBIA, MO (FHA|USDA|VA) 1 $265,000 $265,000 $16,961 4.38%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $265,000 $265,000 $9,989 4.38%
CORVALLIS, OR (FHA|USDA|VA) 1 $255,000 $255,000 $2,613 5.13%
CLEVELAND, TN (FHA|USDA|VA) 2 $250,000 $125,000 $2,670 4.69%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $250,000 $125,000 $5,014 4.75%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $250,000 $125,000 $4,182 4.31%
THE VILLAGES, FL (FHA|USDA|VA) 2 $240,000 $120,000 $4,924 4.44%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $240,000 $120,000 $3,836 4.13%
KANKAKEE, IL (FHA|USDA|VA) 2 $240,000 $120,000 $2,574 4.31%
YUMA, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $10,932 4.25%
GAINESVILLE, GA (FHA|USDA|VA) 1 $235,000 $235,000 $2,421 5.25%
BRUNSWICK, GA (FHA|USDA|VA) 1 $235,000 $235,000 $4,451 4.38%
SUMTER, SC (FHA|USDA|VA) 2 $230,000 $115,000 $3,682 4.38%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $230,000 $115,000 $3,541 4.56%
TYLER, TX (FHA|USDA|VA) 2 $230,000 $115,000 $4,377 4.00%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $230,000 $115,000 $4,849 4.38%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $230,000 $115,000 $2,948 4.06%
Sandpoint, ID (FHA|USDA|VA) 1 $225,000 $225,000 $7,703 4.99%
Moses Lake, WA (FHA|USDA|VA) 1 $225,000 $225,000 $3,564 3.99%
ROCHESTER, MN (FHA|USDA|VA) 1 $225,000 $225,000 $7,183 4.75%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $220,000 $110,000 $4,487 4.19%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $220,000 $110,000 $6,940 4.56%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $220,000 $110,000 $4,193 4.37%
GADSDEN, AL (FHA|USDA|VA) 1 $215,000 $215,000 $867 4.75%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $215,000 $215,000 $7,997 4.25%
LAFAYETTE, LA (FHA|USDA|VA) 2 $210,000 $105,000 $1,629 5.00%
Del Rio, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,097 4.63%
Ashland, OH (FHA|USDA|VA) 1 $205,000 $205,000 $7,818 6.13%
MADERA, CA (FHA|USDA|VA) 1 $205,000 $205,000 $5,236 4.50%
DOTHAN, AL (FHA|USDA|VA) 1 $205,000 $205,000 $2,781 5.25%
McMinnville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $11,414 4.13%
Torrington, CT (FHA|USDA|VA) 1 $205,000 $205,000 $5,689 4.99%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $205,000 $205,000 $9,420 3.88%
Berlin, NH (FHA|USDA|VA) 1 $205,000 $205,000 $5,419 4.99%
Chillicothe, OH (FHA|USDA|VA) 1 $205,000 $205,000 $12,363 4.75%
Owatonna, MN (FHA|USDA|VA) 1 $205,000 $205,000 $8,277 3.88%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $200,000 $100,000 $1,832 4.44%
Columbus, MS (FHA|USDA|VA) 1 $195,000 $195,000 $6,369 4.88%
Klamath Falls, OR (FHA|USDA|VA) 1 $195,000 $195,000 $7,795 4.75%
Hope, AR (FHA|USDA|VA) 1 $195,000 $195,000 $2,481 3.99%
MANKATO, MN (FHA|USDA|VA) 1 $195,000 $195,000 $3,433 4.88%
Sterling, IL (FHA|USDA|VA) 1 $195,000 $195,000 $8,881 5.38%
Mountain Home, ID (FHA|USDA|VA) 2 $190,000 $95,000 $1,857 5.37%
Quincy, IL-MO (FHA|USDA|VA) 1 $185,000 $185,000 $6,283 4.50%
Greensburg, IN (FHA|USDA|VA) 1 $185,000 $185,000 $6,352 5.25%
Fallon, NV (FHA|USDA|VA) 1 $185,000 $185,000 $5,214 4.99%
LAREDO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $5,675 4.63%
Troy, AL (FHA|USDA|VA) 1 $185,000 $185,000 $12,518 3.99%
Marietta, OH (FHA|USDA|VA) 2 $180,000 $90,000 $3,766 4.68%
Aberdeen, SD (FHA|USDA|VA) 1 $175,000 $175,000 $7,147 4.99%
Adrian, MI (FHA|USDA|VA) 1 $175,000 $175,000 $10,710 4.25%
Jefferson, GA (FHA|USDA|VA) 1 $175,000 $175,000 $5,494 3.63%
Mineral Wells, TX (FHA|USDA|VA) 1 $175,000 $175,000 $7,279 5.13%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $175,000 $175,000 $7,121 3.88%
WALLA WALLA, WA (FHA|USDA|VA) 1 $175,000 $175,000 $3,136 4.50%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $175,000 $175,000 $5,221 3.88%
EspaƱola, NM (FHA|USDA|VA) 1 $165,000 $165,000 $4,850 3.50%
JACKSON, TN (FHA|USDA|VA) 1 $165,000 $165,000 $2,277 4.50%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $165,000 $165,000 $5,156 4.13%
LANCASTER, PA (FHA|USDA|VA) 1 $165,000 $165,000 $4,177 4.25%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $165,000 $165,000 $4,733 4.38%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $160,000 $80,000 $3,182 4.44%
WENATCHEE, WA (FHA|USDA|VA) 2 $160,000 $80,000 $2,840 4.06%
Moscow, ID (FHA|USDA|VA) 1 $155,000 $155,000 $5,611 4.25%
LIMA, OH (FHA|USDA|VA) 1 $155,000 $155,000 $6,324 4.88%
GREEN BAY, WI (FHA|USDA|VA) 1 $155,000 $155,000 $1,769 5.38%
Blytheville, AR (FHA|USDA|VA) 1 $145,000 $145,000 $4,443 3.63%
COLUMBUS, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,659 5.25%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,566 4.99%
Elizabeth City, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,102 4.50%
FLINT, MI (FHA|USDA|VA) 1 $145,000 $145,000 $5,768 4.99%
VISALIA, CA (FHA|USDA|VA) 1 $145,000 $145,000 $9,400 3.99%
Frankfort, IN (FHA|USDA|VA) 1 $145,000 $145,000 $4,817 4.50%
Brookings, OR (FHA|USDA|VA) 1 $145,000 $145,000 $4,957 4.00%
Dodge City, KS (FHA|USDA|VA) 1 $145,000 $145,000 $4,956 4.63%
Henderson, NC (FHA|USDA|VA) 1 $145,000 $145,000 $7,340 3.99%
Kearney, NE (FHA|USDA|VA) 1 $135,000 $135,000 $5,336 4.50%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $135,000 $135,000 $3,274 4.38%
Scottsboro, AL (FHA|USDA|VA) 1 $135,000 $135,000 $5,035 5.25%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $135,000 $135,000 $3,870 5.13%
Concord, NH (FHA|USDA|VA) 1 $135,000 $135,000 $3,543 4.63%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $135,000 $135,000 $7,561 5.13%
Helena, MT (FHA|USDA|VA) 1 $135,000 $135,000 $2,506 4.38%
Calhoun, GA (FHA|USDA|VA) 1 $135,000 $135,000 $4,344 4.38%
Spearfish, SD (FHA|USDA|VA) 1 $135,000 $135,000 $6,822 4.63%
MUNCIE, IN (FHA|USDA|VA) 2 $130,000 $65,000 $3,162 5.63%
ROCKFORD, IL (FHA|USDA|VA) 2 $130,000 $65,000 $1,857 3.81%
Lumberton, NC (FHA|USDA|VA) 2 $130,000 $65,000 $1,955 4.50%
BURLINGTON, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,062 4.99%
Mount Vernon, IL (FHA|USDA|VA) 1 $125,000 $125,000 $6,020 5.25%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,439 4.63%
Lebanon, NH-VT (FHA|USDA|VA) 1 $125,000 $125,000 $3,431 4.38%
VALDOSTA, GA (FHA|USDA|VA) 1 $125,000 $125,000 $4,267 4.50%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $125,000 $125,000 $4,681 4.63%
DULUTH, MN-WI (FHA|USDA|VA) 1 $125,000 $125,000 $4,017 4.99%
Ottawa, KS (FHA|USDA|VA) 1 $125,000 $125,000 $4,718 5.63%
MANSFIELD, OH (FHA|USDA|VA) 1 $125,000 $125,000 $7,618 6.25%
Mount Pleasant, MI (FHA|USDA|VA) 1 $125,000 $125,000 $734 4.99%
TOLEDO, OH (FHA|USDA|VA) 1 $125,000 $125,000 $7,501 4.50%
Fort Polk South, LA (FHA|USDA|VA) 1 $125,000 $125,000 $4,528 5.13%
JOPLIN, MO (FHA|USDA|VA) 2 $120,000 $60,000 $826 4.93%
Greenwood, SC (FHA|USDA|VA) 1 $115,000 $115,000 $2,951 4.50%
Brainerd, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,257 5.50%
Payson, AZ (FHA|USDA|VA) 1 $115,000 $115,000 $3,149 4.50%
Alice, TX (FHA|USDA|VA) 1 $115,000 $115,000 $2,374 3.38%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $115,000 $115,000 $5,025 4.75%
Mount Vernon, OH (FHA|USDA|VA) 1 $115,000 $115,000 $5,604 4.38%
Crossville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $4,312 4.25%
DECATUR, IL (FHA|USDA|VA) 2 $110,000 $55,000 $1,783 4.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $110,000 $55,000 $2,166 4.50%
SPARTANBURG, SC (FHA|USDA|VA) 1 $105,000 $105,000 $2,593 4.63%
Clinton, IA (FHA|USDA|VA) 1 $105,000 $105,000 $2,325 4.88%
Campbellsville, KY (FHA|USDA|VA) 1 $105,000 $105,000 $4,598 4.99%
Somerset, PA (FHA|USDA|VA) 1 $105,000 $105,000 $6,337 5.63%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $105,000 $105,000 $5,183 4.25%
Bedford, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,878 4.75%
Parsons, KS (FHA|USDA|VA) 1 $105,000 $105,000 $4,569 5.50%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $105,000 $105,000 $2,907 4.38%
POCATELLO, ID (FHA|USDA|VA) 1 $105,000 $105,000 $2,680 3.75%
MONROE, MI (FHA|USDA|VA) 1 $105,000 $105,000 $4,031 3.75%
Lawrenceburg, TN (FHA|USDA|VA) 1 $95,000 $95,000 $3,497 4.25%
MONROE, LA (FHA|USDA|VA) 1 $95,000 $95,000 $3,724 4.13%
ROME, GA (FHA|USDA|VA) 1 $95,000 $95,000 $2,116 4.99%
Magnolia, AR (FHA|USDA|VA) 1 $95,000 $95,000 $1,762 3.88%
Jasper, AL (FHA|USDA|VA) 1 $95,000 $95,000 $3,033 3.63%
Jamestown, ND (FHA|USDA|VA) 1 $95,000 $95,000 $3,286 4.88%
Hannibal, MO (FHA|USDA|VA) 1 $95,000 $95,000 $1,490 4.38%
DECATUR, AL (FHA|USDA|VA) 1 $95,000 $95,000 $3,313 3.99%
Union City, TN (FHA|USDA|VA) 1 $95,000 $95,000 $3,768 3.88%
CHARLESTON, WV (FHA|USDA|VA) 1 $95,000 $95,000 $4,446 4.75%
Branson, MO (FHA|USDA|VA) 1 $95,000 $95,000 $4,938 4.25%
Wilson, NC (FHA|USDA|VA) 1 $95,000 $95,000 $3,506 4.63%
Big Stone Gap, VA (FHA|USDA|VA) 1 $95,000 $95,000 $5,152 4.50%
Wabash, IN (FHA|USDA|VA) 1 $85,000 $85,000 $3,363 4.75%
Port Angeles, WA (FHA|USDA|VA) 1 $85,000 $85,000 $2,405 4.25%
Durango, CO (FHA|USDA|VA) 1 $85,000 $85,000 $4,357 5.13%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $85,000 $85,000 $4,583 4.13%
Waycross, GA (FHA|USDA|VA) 1 $85,000 $85,000 $2,528 3.75%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $85,000 $85,000 $2,262 3.75%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $85,000 $85,000 $2,287 3.88%
LaGrange, GA-AL (FHA|USDA|VA) 1 $85,000 $85,000 $4,544 4.99%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $85,000 $85,000 $3,293 4.99%
AKRON, OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,663 4.63%
SAGINAW, MI (FHA|USDA|VA) 1 $75,000 $75,000 $2,644 4.99%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $75,000 $75,000 $3,223 4.99%
FOND DU LAC, WI (FHA|USDA|VA) 1 $75,000 $75,000 $2,482 4.38%
Brownwood, TX (FHA|USDA|VA) 1 $75,000 $75,000 $1,908 4.99%
WILMINGTON, NC (FHA|USDA|VA) 1 $75,000 $75,000 $2,612 4.25%
Holland, MI (FHA|USDA|VA) 1 $75,000 $75,000 $1,891 5.63%
Kinston, NC (FHA|USDA|VA) 1 $75,000 $75,000 $2,352 4.25%
AMES, IA (FHA|USDA|VA) 1 $65,000 $65,000 $3,056 5.38%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $65,000 $65,000 $2,378 4.88%
ALBANY, GA (FHA|USDA|VA) 1 $65,000 $65,000 $1,400 4.99%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $65,000 $65,000 $924 4.88%
Winfield, KS (FHA|USDA|VA) 1 $65,000 $65,000 $4,585 4.38%
Pottsville, PA (FHA|USDA|VA) 1 $65,000 $65,000 $1,983 3.75%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $65,000 $65,000 $2,265 3.75%
Traverse City, MI (FHA|USDA|VA) 1 $65,000 $65,000 $2,812 3.88%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $65,000 $65,000 $4,102 4.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $45,000 $45,000 $1,162 4.75%
Big Spring, TX (FHA|USDA|VA) 1 $45,000 $45,000 $1,320 4.63%
Lufkin, TX (FHA|USDA|VA) 1 $45,000 $45,000 $1,594 4.63%
SAN ANGELO, TX (FHA|USDA|VA) 1 $45,000 $45,000 $1,438 4.75%
Planet Home Lending's top markets include Denver, Deltona, Riverside, Gainesville, and Los Angeles among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against PLANET HOME LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SANDIA LABORATORY
    Similarity Rank: 28
    The Neffs National Bank
    Similarity Rank: 30
    APL
    Similarity Rank: 32
    Access Community Credit Union
    Similarity Rank: 35
    Penn Community Bank
    Similarity Rank: 36
    ABNB Federal Credit Union
    Similarity Rank: 40
    The Halstead Bank
    Similarity Rank: 64
    CREDIT UNION 1
    Similarity Rank: 95

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,300 $302,340,000 $232,569 $4,656 4.95%
    VA 1,203 $238,335,000 $198,117 $5,352 4.52%
    FHA 965 $199,185,000 $206,409 $7,709 4.88%
    USDA 47 $7,495,000 $159,468 $6,070 5.10%

    For 2018, Planet Home Lending's most frequently originated type of loan was Conventional, with 1,300 originations. Their 2nd most popular type was VA, with 1,203 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,357 $323,655,000 $238,508 $6,655 5.15%
    Cash Out Refi 1,172 $256,190,000 $218,592 $6,504 4.72%
    Refi 966 $166,950,000 $172,826 $3,615 4.35%
    Other 18 $100,000 $5,556 $48 0.00%
    Home Improvement 2 $460,000 $230,000 $6,037 4.19%

    For 2018, Planet Home Lending's most frequently cited loan purpose was Home Purchase, with 1,357 originations. The 2nd most popular reason was Cash Out Refi, with 1,172 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,080 $678,710,000 $220,360 $5,999 4.85%
    20 Year 156 $22,720,000 $145,641 $3,746 4.44%
    15 Year 144 $22,120,000 $153,611 $4,278 4.18%
    Other 125 $22,405,000 $179,240 $4,226 4.31%
    10 Year 10 $1,400,000 $140,000 $3,405 4.21%

    For 2018, Planet Home Lending's most frequently cited loan duration was 30 Year, with 3,080 originations. The 2nd most popular length was 20 Year, with 156 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,178 $253,340,000 $215,059
    $<1k 954 $176,870,000 $185,398
    $2k-3k 615 $113,845,000 $185,114
    $3k-4k 363 $78,455,000 $216,129
    $5k+ 214 $74,940,000 $350,187
    $4k-5k 184 $48,440,000 $263,261

    Planet Home Lending's average total fees were $5,999, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,178 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 1,942 $422,650,000 $217,636
    5-6% 987 $211,375,000 $214,159
    3-4% 462 $88,240,000 $190,996
    6-7% 82 $19,580,000 $238,780
    <2.5% 11 $1,135,000 $103,182
    2.5-3% 6 $1,630,000 $271,667
    7-8% 4 $2,200,000 $550,000
    Over 8% 1 $435,000 $435,000

    During 2018, Planet Home Lending's average interest rate for loans was 4.85%, while their most frequently originated rate bucket for loans was 4-5%, with 1,942 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,434 $214,200,000 $149,372 $4,890 4.77%
    $200k-400k 1,330 $364,580,000 $274,120 $6,948 4.83%
    $100,000 or less 490 $36,260,000 $74,000 $3,085 4.64%
    $400k-600k 227 $105,685,000 $465,573 $9,004 4.89%
    $600k-1MM 29 $20,215,000 $697,069 $11,187 4.90%
    $1MM+ 5 $6,415,000 $1,283,000 $6,985 5.00%

    2018 saw Planet Home Lending place emphasis on $100k-200k loans with 1,434 originations, totaling $214,200,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 1,163 $169,225,000 $145,507 $4,121 4.61%
    $50k-75k 806 $151,590,000 $188,077 $6,175 4.90%
    $100k-150k 605 $170,565,000 $281,926 $6,948 4.91%
    $75k-100k 545 $128,665,000 $236,083 $6,688 4.86%
    $150k-250k 226 $79,240,000 $350,619 $7,718 4.97%
    $250k+ 64 $30,710,000 $479,844 $7,420 5.01%

    Planet Home Lending lent most frequently to those with incomes in the $50k or less range, with 1,163 originations. The second most popular income band? $50k-75k, with 806 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 420 $94,350,000 $224,643 $6,199 4.90%
    20-30% 351 $74,895,000 $213,376 $5,652 4.82%
    50-60% 334 $78,910,000 $236,257 $8,317 4.88%
    49% 148 $34,430,000 $232,635 $6,416 5.05%
    43% 130 $29,480,000 $226,769 $6,142 4.90%
    44% 125 $29,445,000 $235,560 $6,388 5.00%
    41% 120 $28,490,000 $237,417 $6,275 4.98%
    40% 119 $28,335,000 $238,109 $6,145 5.00%
    46% 118 $26,180,000 $221,864 $6,585 4.96%
    48% 118 $26,970,000 $228,559 $6,244 4.98%
    47% 115 $28,065,000 $244,043 $6,437 5.05%
    45% 112 $24,120,000 $215,357 $6,080 4.90%
    39% 111 $26,485,000 $238,604 $6,137 4.94%
    <20% 110 $20,480,000 $186,182 $4,470 4.68%
    42% 103 $21,925,000 $212,864 $6,729 4.95%
    37% 95 $21,585,000 $227,211 $5,790 4.79%
    38% 90 $21,310,000 $236,778 $6,336 4.96%
    36% 89 $20,635,000 $231,854 $6,494 4.93%
    >60% 8 $2,200,000 $275,000 $7,563 4.88%

    Planet Home Lending lent most frequently to those with DTI ratios of 30-36%, with 420 originations. The next most common DTI ratio? 20-30%, with 351 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,644 $563,040,000 $212,950 $5,785 4.79%
    Black 487 $92,455,000 $189,846 $5,280 4.71%
    Not provided 271 $58,895,000 $217,325 $5,824 4.84%
    Asian 74 $24,210,000 $327,162 $7,386 5.04%
    American Indian 25 $5,275,000 $211,000 $6,540 4.83%
    Native Hawaiian or Islander 14 $3,480,000 $248,571 $5,328 4.80%

    Approval Rates

    Total approvals of all applications
    94.16%

    Planet Home Lending has an average approval rate.

    Pick Rate

    Approvals leading to origination
    52.80%

    Planet Home Lending has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,515 $747,355,000 $212,619

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 88 $10,190,000 $115,795
    Single Family (1-4 Units):Site-Built 3,427 $737,165,000 $215,105

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 38 $6,200,000 $163,158 $4,409 4.66%
    40-60% 241 $50,065,000 $207,739 $4,935 4.66%
    60-80% 928 $201,390,000 $217,015 $5,063 4.83%
    80-100% 2,087 $443,565,000 $212,537 $5,970 4.81%
    Over 100% 102 $30,120,000 $295,294 $12,177 4.85%
    Under 20% 27 $525,000 $19,444 $1,352 2.82%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    PLANET HOME LENDING, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.9%
    PLANET HOME LENDING, LLC Conventional home mortgage Incorrect information on your report 1 1.9%
    PLANET HOME LENDING, LLC Conventional home mortgage Struggling to pay mortgage 14 26.9%
    PLANET HOME LENDING, LLC Conventional home mortgage Trouble during payment process 13 25.0%
    PLANET HOME LENDING, LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 3.8%
    PLANET HOME LENDING, LLC FHA mortgage Struggling to pay mortgage 3 5.8%
    PLANET HOME LENDING, LLC FHA mortgage Trouble during payment process 4 7.7%
    PLANET HOME LENDING, LLC Home equity loan or line of credit (HELOC) Trouble during payment process 1 1.9%
    PLANET HOME LENDING, LLC Other type of mortgage Struggling to pay mortgage 1 1.9%
    PLANET HOME LENDING, LLC Other type of mortgage Trouble during payment process 1 1.9%
    PLANET HOME LENDING, LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 2 3.8%
    PLANET HOME LENDING, LLC VA mortgage Closing on a mortgage 2 3.8%
    PLANET HOME LENDING, LLC VA mortgage Struggling to pay mortgage 3 5.8%
    PLANET HOME LENDING, LLC VA mortgage Trouble during payment process 4 7.7%