Planet Home Lending Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 54930021WPEXNHYZUL09

Tax ID: 26-0362771

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Planet Home Lending is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Planet Home Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, Las Vegas, Dallas, Riverside, and Los Angeles among others. We have data for 596 markets. (Some data included below & more in-depth data is available with an active subscription.)

Planet Home Lending has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Planet Home Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.79% 12/17/24
30 Year Conventional Refi 6.47% 12/17/24
30 Year Cash-out Refi 6.74% 12/17/24
30 Year FHA Purchase 7.67% 12/17/24
30 Year FHA Refi 7.02% 12/17/24
30 Year VA Purchase 6.39% 12/17/24
30 Year VA Refi 5.84% 12/17/24
30 Year USDA Purchase 7.02% 12/17/24
30 Year USDA Refi 6.39% 12/17/24
15 Year Conventional Purchase 6.25% 12/17/24
15 Year Conventional Refi 5.91% 12/17/24
15 Year Cash-out Refi 5.91% 12/17/24
15 Year FHA Purchase 7.38% 12/17/24
15 Year FHA Refi 6.60% 12/17/24
15 Year VA Purchase 5.97% 12/17/24
15 Year VA Refi 5.74% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Planet Home Lending Mortgage Calculator






Your Estimates

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This is not an official calculator from Planet Home Lending. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

9,315

Origination Dollar Volume (All Markets)

$2,853,695,000
Show all (104) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 420 $187,920,000 $447,429 $7,742 4.75%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 460 $154,430,000 $335,717 $8,489 4.81%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 426 $138,400,000 $324,883 $8,425 4.64%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 267 $105,975,000 $396,910 $10,860 4.02%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 162 $89,420,000 $551,975 $12,806 4.05%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 168 $74,240,000 $441,905 $13,992 5.06%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 181 $73,465,000 $405,884 $11,348 4.53%
Outside of Metro Areas 306 $67,150,000 $219,444 $6,653 4.46%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 99 $65,525,000 $661,869 $11,143 4.36%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 109 $58,885,000 $540,229 $14,279 3.89%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 224 $55,810,000 $249,152 $6,654 4.48%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 121 $55,165,000 $455,909 $11,340 4.15%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 171 $52,315,000 $305,936 $9,610 4.45%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 196 $49,700,000 $253,571 $7,501 4.04%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 149 $48,995,000 $328,826 $8,330 4.15%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 165 $48,315,000 $292,818 $7,804 4.68%
BOULDER, CO (FHA|USDA|VA) 96 $47,220,000 $491,875 $4,829 4.91%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 131 $45,585,000 $347,977 $3,971 4.53%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 125 $41,415,000 $331,320 $7,996 3.98%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 179 $40,195,000 $224,553 $9,158 4.73%
JACKSON, MS (FHA|USDA|VA) 163 $37,055,000 $227,331 $8,171 4.92%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 132 $36,190,000 $274,167 $8,945 4.67%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 136 $34,740,000 $255,441 $6,154 4.14%
PORT ST. LUCIE, FL (FHA|USDA|VA) 104 $32,040,000 $308,077 $6,693 4.30%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 177 $31,015,000 $175,226 $7,286 4.68%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 83 $30,925,000 $372,590 $7,824 4.40%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 105 $29,095,000 $277,095 $7,509 4.20%
JACKSONVILLE, FL (FHA|USDA|VA) 106 $29,070,000 $274,245 $9,323 4.46%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 91 $27,065,000 $297,418 $7,647 4.33%
COLORADO SPRINGS, CO (FHA|USDA|VA) 61 $25,305,000 $414,836 $8,300 4.10%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 59 $24,595,000 $416,864 $7,454 3.95%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 90 $24,170,000 $268,556 $6,752 4.05%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 62 $21,100,000 $340,323 $8,506 4.48%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 35 $20,555,000 $587,286 $8,887 4.15%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 68 $17,930,000 $263,676 $9,646 4.74%
KANSAS CITY, MO-KS (FHA|USDA|VA) 71 $17,375,000 $244,718 $8,618 4.46%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 64 $16,240,000 $253,750 $8,002 5.07%
Picayune, MS (FHA|USDA|VA) 86 $15,440,000 $179,535 $7,936 5.28%
ST. LOUIS, MO-IL (FHA|USDA|VA) 67 $14,265,000 $212,910 $5,999 4.41%
ALBUQUERQUE, NM (FHA|USDA|VA) 59 $14,255,000 $241,610 $7,753 4.52%
ROCKFORD, IL (FHA|USDA|VA) 93 $14,155,000 $152,204 $7,223 5.04%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 35 $13,965,000 $399,000 $11,048 3.87%
STOCKTON, CA (FHA|USDA|VA) 35 $13,605,000 $388,714 $9,425 3.75%
WICHITA, KS (FHA|USDA|VA) 65 $13,595,000 $209,154 $5,644 5.32%
GREELEY, CO (FHA|USDA|VA) 32 $12,760,000 $398,750 $9,565 4.90%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 46 $12,660,000 $275,217 $7,850 4.65%
HUNTSVILLE, AL (FHA|USDA|VA) 47 $12,195,000 $259,468 $7,291 4.68%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 56 $12,100,000 $216,071 $7,191 4.33%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 36 $11,790,000 $327,500 $8,296 4.45%
FORT COLLINS, CO (FHA|USDA|VA) 27 $11,615,000 $430,185 $5,911 4.66%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 46 $11,040,000 $240,000 $7,240 4.26%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 45 $10,855,000 $241,222 $7,766 4.77%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 45 $10,815,000 $240,333 $8,338 5.04%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 35 $10,755,000 $307,286 $7,103 4.12%
RALEIGH-CARY, NC (FHA|USDA|VA) 25 $9,365,000 $374,600 $10,725 4.53%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 55 $9,335,000 $169,727 $5,511 4.13%
MADISON, WI (FHA|USDA|VA) 30 $9,280,000 $309,333 $4,394 4.69%
RICHMOND, VA (FHA|USDA|VA) 32 $9,260,000 $289,375 $8,869 4.66%
COLUMBUS, OH (FHA|USDA|VA) 36 $9,210,000 $255,833 $7,930 4.57%
MODESTO, CA (FHA|USDA|VA) 21 $8,375,000 $398,810 $8,277 3.95%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 35 $8,285,000 $236,714 $7,740 4.66%
VALLEJO, CA (FHA|USDA|VA) 19 $7,845,000 $412,895 $9,365 4.06%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 21 $7,745,000 $368,810 $10,225 4.82%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 38 $7,670,000 $201,842 $7,679 4.28%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 26 $7,650,000 $294,231 $8,016 5.02%
Alamogordo, NM (FHA|USDA|VA) 27 $7,145,000 $264,630 $10,117 5.20%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 34 $7,090,000 $208,529 $5,530 4.41%
OKLAHOMA CITY, OK (FHA|USDA|VA) 25 $6,945,000 $277,800 $5,796 3.95%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 35 $6,925,000 $197,857 $7,063 4.75%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 30 $6,860,000 $228,667 $7,819 4.18%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 26 $6,390,000 $245,769 $2,561 4.46%
RENO, NV (FHA|USDA|VA) 14 $6,120,000 $437,143 $8,077 4.35%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 17 $6,035,000 $355,000 $11,941 4.27%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 21 $6,025,000 $286,905 $8,072 3.87%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 20 $5,950,000 $297,500 $6,947 3.94%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 18 $5,650,000 $313,889 $7,026 4.15%
BOISE CITY, ID (FHA|USDA|VA) 21 $5,545,000 $264,048 $6,872 3.88%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 24 $5,530,000 $230,417 $5,547 4.78%
LOUISVILLE, KY (FHA|USDA|VA) 26 $5,530,000 $212,692 $7,436 5.03%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 22 $5,490,000 $249,545 $7,744 4.77%
FRESNO, CA (FHA|USDA|VA) 17 $5,455,000 $320,882 $5,568 4.27%
OCALA, FL (FHA|USDA|VA) 20 $5,400,000 $270,000 $8,156 4.22%
PUEBLO, CO (FHA|USDA|VA) 20 $5,390,000 $269,500 $8,066 4.59%
KNOXVILLE, TN (FHA|USDA|VA) 23 $5,375,000 $233,696 $6,713 4.08%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 14 $5,190,000 $370,714 $11,952 4.61%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 12 $4,980,000 $415,000 $13,578 4.42%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 16 $4,900,000 $306,250 $7,557 4.22%
BAKERSFIELD, CA (FHA|USDA|VA) 18 $4,860,000 $270,000 $8,685 3.78%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 14 $4,780,000 $341,429 $9,830 4.16%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 25 $4,695,000 $187,800 $7,966 5.03%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 16 $4,650,000 $290,625 $5,869 4.10%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 14 $4,560,000 $325,714 $6,483 3.81%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 17 $4,495,000 $264,412 $6,807 4.15%
MERCED, CA (FHA|USDA|VA) 13 $4,485,000 $345,000 $9,393 3.81%
SALINAS, CA (FHA|USDA|VA) 7 $4,465,000 $637,857 $8,533 4.07%
RACINE, WI (FHA|USDA|VA) 14 $4,420,000 $315,714 $5,428 4.74%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 8 $4,300,000 $537,500 $4,894 3.14%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 17 $4,275,000 $251,471 $6,669 4.73%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 19 $4,265,000 $224,474 $6,244 4.18%
BATON ROUGE, LA (FHA|USDA|VA) 18 $4,170,000 $231,667 $7,261 4.78%
PITTSBURGH, PA (FHA|USDA|VA) 26 $4,140,000 $159,231 $6,690 4.67%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 12 $3,980,000 $331,667 $11,672 4.97%
Edwards, CO (FHA|USDA|VA) 4 $3,960,000 $990,000 $11,864 3.25%
GAINESVILLE, FL (FHA|USDA|VA) 18 $3,840,000 $213,333 $5,957 4.30%
JACKSONVILLE, NC (FHA|USDA|VA) 16 $3,780,000 $236,250 $7,266 4.46%
Truckee-Grass Valley, CA (FHA|USDA|VA) 9 $3,705,000 $411,667 $6,687 3.82%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 7 $3,655,000 $522,143 $5,517 4.87%
PANAMA CITY, FL (FHA|USDA|VA) 11 $3,495,000 $317,727 $8,634 4.22%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 14 $3,470,000 $247,857 $7,143 4.34%
SPRINGFIELD, MO (FHA|USDA|VA) 14 $3,470,000 $247,857 $4,923 3.91%
TUCSON, AZ (FHA|USDA|VA) 18 $3,420,000 $190,000 $5,571 4.27%
TULSA, OK (FHA|USDA|VA) 15 $3,285,000 $219,000 $5,828 4.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 10 $3,260,000 $326,000 $4,580 4.45%
Pahrump, NV (FHA|USDA|VA) 11 $3,205,000 $291,364 $9,181 4.56%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 10 $3,110,000 $311,000 $10,090 4.03%
WILMINGTON, NC (FHA|USDA|VA) 10 $3,070,000 $307,000 $4,363 4.81%
IDAHO FALLS, ID (FHA|USDA|VA) 9 $3,065,000 $340,556 $10,827 4.51%
WINSTON-SALEM, NC (FHA|USDA|VA) 14 $3,040,000 $217,143 $5,878 4.87%
Jefferson, GA (FHA|USDA|VA) 11 $3,005,000 $273,182 $7,189 4.13%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 5 $2,935,000 $587,000 $9,196 3.55%
FAYETTEVILLE, NC (FHA|USDA|VA) 15 $2,935,000 $195,667 $6,030 4.69%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 6 $2,890,000 $481,667 $15,796 4.21%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 11 $2,845,000 $258,636 $9,896 4.81%
Whitewater, WI (FHA|USDA|VA) 11 $2,805,000 $255,000 $4,697 4.83%
Beaver Dam, WI (FHA|USDA|VA) 11 $2,785,000 $253,182 $4,737 4.86%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 11 $2,735,000 $248,636 $9,059 4.65%
PUNTA GORDA, FL (FHA|USDA|VA) 7 $2,735,000 $390,714 $10,114 4.43%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 6 $2,630,000 $438,333 $6,137 3.88%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 12 $2,560,000 $213,333 $5,602 4.00%
Key West, FL (FHA|USDA|VA) 5 $2,545,000 $509,000 $16,508 4.58%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 13 $2,535,000 $195,000 $5,427 3.84%
Manitowoc, WI (FHA|USDA|VA) 12 $2,470,000 $205,833 $2,365 4.23%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 9 $2,455,000 $272,778 $9,015 4.55%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 10 $2,430,000 $243,000 $5,570 3.86%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $2,430,000 $405,000 $11,039 4.68%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 10 $2,400,000 $240,000 $3,522 3.81%
GRAND JUNCTION, CO (FHA|USDA|VA) 10 $2,380,000 $238,000 $4,520 4.41%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $2,375,000 $339,286 $10,831 4.48%
COLUMBIA, SC (FHA|USDA|VA) 12 $2,350,000 $195,833 $5,431 4.01%
MONROE, LA (FHA|USDA|VA) 11 $2,335,000 $212,273 $14,697 4.49%
Shelbyville, TN (FHA|USDA|VA) 9 $2,275,000 $252,778 $10,362 4.94%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 12 $2,260,000 $188,333 $5,427 4.61%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 12 $2,240,000 $186,667 $5,002 4.09%
GAINESVILLE, GA (FHA|USDA|VA) 8 $2,230,000 $278,750 $7,824 4.41%
SALT LAKE CITY, UT (FHA|USDA|VA) 6 $2,220,000 $370,000 $5,862 4.54%
Outside of Metro Areas 5 $2,205,000 $441,000 $7,658 3.85%
FORT WAYNE, IN (FHA|USDA|VA) 10 $2,200,000 $220,000 $8,371 4.82%
EL PASO, TX (FHA|USDA|VA) 11 $2,195,000 $199,545 $4,237 4.23%
Aberdeen, WA (FHA|USDA|VA) 7 $2,185,000 $312,143 $9,915 3.75%
YORK-HANOVER, PA (FHA|USDA|VA) 9 $2,145,000 $238,333 $8,516 5.38%
Bozeman, MT (FHA|USDA|VA) 6 $2,120,000 $353,333 $5,006 4.15%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 10 $2,120,000 $212,000 $5,907 4.54%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 9 $2,085,000 $231,667 $4,850 5.07%
LAS CRUCES, NM (FHA|USDA|VA) 13 $2,055,000 $158,077 $6,263 4.43%
HAMMOND, LA (FHA|USDA|VA) 7 $1,955,000 $279,286 $10,004 5.84%
SALEM, OR (FHA|USDA|VA) 6 $1,950,000 $325,000 $9,249 4.25%
VISALIA, CA (FHA|USDA|VA) 7 $1,905,000 $272,143 $5,942 4.27%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 9 $1,905,000 $211,667 $6,921 4.28%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 10 $1,840,000 $184,000 $4,701 4.67%
WARNER ROBINS, GA (FHA|USDA|VA) 7 $1,835,000 $262,143 $6,117 5.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 9 $1,825,000 $202,778 $6,585 4.12%
THE VILLAGES, FL (FHA|USDA|VA) 5 $1,815,000 $363,000 $16,514 4.88%
BELLINGHAM, WA (FHA|USDA|VA) 5 $1,765,000 $353,000 $7,207 2.97%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,755,000 $351,000 $10,050 4.90%
Dixon, IL (FHA|USDA|VA) 7 $1,745,000 $249,286 $3,890 4.73%
Port Angeles, WA (FHA|USDA|VA) 3 $1,725,000 $575,000 $22,514 4.96%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 7 $1,725,000 $246,429 $8,747 4.57%
NAPA, CA (FHA|USDA|VA) 3 $1,705,000 $568,333 $7,227 4.00%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 6 $1,660,000 $276,667 $9,817 4.73%
AMARILLO, TX (FHA|USDA|VA) 10 $1,660,000 $166,000 $4,290 4.24%
RAPID CITY, SD (FHA|USDA|VA) 7 $1,655,000 $236,429 $6,751 3.82%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 9 $1,645,000 $182,778 $3,638 4.53%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 8 $1,630,000 $203,750 $9,011 5.03%
Helena, MT (FHA|USDA|VA) 5 $1,515,000 $303,000 $6,282 4.03%
YUBA CITY, CA (FHA|USDA|VA) 5 $1,515,000 $303,000 $6,086 3.73%
EL CENTRO, CA (FHA|USDA|VA) 5 $1,505,000 $301,000 $7,867 3.85%
Ottawa, IL (FHA|USDA|VA) 9 $1,485,000 $165,000 $3,584 4.49%
Granbury, TX (FHA|USDA|VA) 5 $1,465,000 $293,000 $8,481 4.83%
ROANOKE, VA (FHA|USDA|VA) 6 $1,450,000 $241,667 $6,710 4.02%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 6 $1,450,000 $241,667 $4,112 4.58%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $1,430,000 $357,500 $15,015 3.84%
DOVER, DE (FHA|USDA|VA) 5 $1,405,000 $281,000 $3,723 4.10%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $1,395,000 $465,000 $16,017 4.25%
Shelby, NC (FHA|USDA|VA) 6 $1,380,000 $230,000 $7,646 4.27%
TOLEDO, OH (FHA|USDA|VA) 8 $1,360,000 $170,000 $4,077 3.83%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $1,360,000 $340,000 $9,949 3.44%
Shelton, WA (FHA|USDA|VA) 3 $1,355,000 $451,667 $9,934 4.13%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 7 $1,335,000 $190,714 $6,113 3.62%
CaƱon City, CO (FHA|USDA|VA) 5 $1,325,000 $265,000 $5,253 4.48%
ODESSA, TX (FHA|USDA|VA) 7 $1,315,000 $187,857 $5,196 3.61%
ST. GEORGE, UT (FHA|USDA|VA) 4 $1,310,000 $327,500 $5,943 5.31%
GREAT FALLS, MT (FHA|USDA|VA) 4 $1,300,000 $325,000 $4,425 4.84%
ANCHORAGE, AK (FHA|USDA|VA) 4 $1,300,000 $325,000 $8,852 4.13%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $1,300,000 $216,667 $10,372 4.83%
WINCHESTER, VA-WV (FHA|USDA|VA) 6 $1,290,000 $215,000 $7,631 5.13%
Lebanon, NH-VT (FHA|USDA|VA) 2 $1,280,000 $640,000 $9,623 5.81%
LAFAYETTE, LA (FHA|USDA|VA) 9 $1,275,000 $141,667 $5,221 3.86%
Fredericksburg, TX (FHA|USDA|VA) 1 $1,275,000 $1,275,000 $15,346 5.13%
MONTGOMERY, AL (FHA|USDA|VA) 6 $1,270,000 $211,667 $6,210 4.10%
SAVANNAH, GA (FHA|USDA|VA) 4 $1,270,000 $317,500 $9,070 3.72%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $1,265,000 $421,667 $7,569 3.12%
SAN JUAN-BAYAMƓN-CAGUAS, PR (FHA|USDA|VA) 7 $1,245,000 $177,857 $8,675 6.19%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 5 $1,245,000 $249,000 $5,550 4.68%
MADERA, CA (FHA|USDA|VA) 5 $1,235,000 $247,000 $8,836 3.40%
MIDLAND, TX (FHA|USDA|VA) 6 $1,230,000 $205,000 $5,761 4.02%
Montrose, CO (FHA|USDA|VA) 5 $1,225,000 $245,000 $6,786 4.05%
PROVO-OREM, UT (FHA|USDA|VA) 3 $1,225,000 $408,333 $7,573 4.50%
St. Marys, GA (FHA|USDA|VA) 4 $1,220,000 $305,000 $4,352 3.72%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 6 $1,210,000 $201,667 $6,635 3.77%
YAKIMA, WA (FHA|USDA|VA) 6 $1,210,000 $201,667 $7,177 4.50%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,200,000 $200,000 $8,126 5.79%
EVANSVILLE, IN-KY (FHA|USDA|VA) 6 $1,200,000 $200,000 $5,245 4.56%
LAREDO, TX (FHA|USDA|VA) 4 $1,200,000 $300,000 $3,548 3.38%
Torrington, CT (FHA|USDA|VA) 4 $1,180,000 $295,000 $7,254 5.47%
Steamboat Springs, CO (FHA|USDA|VA) 1 $1,175,000 $1,175,000 $9,139 4.13%
NEW BERN, NC (FHA|USDA|VA) 5 $1,155,000 $231,000 $5,276 4.47%
Breckenridge, CO (FHA|USDA|VA) 2 $1,130,000 $565,000 $13,495 6.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $1,130,000 $282,500 $11,707 4.50%
SUMTER, SC (FHA|USDA|VA) 5 $1,125,000 $225,000 $6,290 5.03%
Sikeston, MO (FHA|USDA|VA) 6 $1,120,000 $186,667 $2,091 3.50%
LONGVIEW, WA (FHA|USDA|VA) 3 $1,115,000 $371,667 $18,945 4.96%
Opelousas, LA (FHA|USDA|VA) 6 $1,110,000 $185,000 $10,188 5.90%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 4 $1,100,000 $275,000 $10,986 4.56%
Portsmouth, OH (FHA|USDA|VA) 4 $1,100,000 $275,000 $9,554 5.00%
Branson, MO (FHA|USDA|VA) 4 $1,090,000 $272,500 $6,219 4.78%
CLEVELAND, TN (FHA|USDA|VA) 5 $1,075,000 $215,000 $8,602 4.55%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,070,000 $267,500 $7,069 3.28%
DAYTON-KETTERING, OH (FHA|USDA|VA) 7 $1,065,000 $152,143 $4,384 3.98%
YUMA, AZ (FHA|USDA|VA) 5 $1,055,000 $211,000 $7,271 4.28%
BILLINGS, MT (FHA|USDA|VA) 4 $1,050,000 $262,500 $5,366 3.31%
COLUMBIA, MO (FHA|USDA|VA) 4 $1,040,000 $260,000 $1,350 4.19%
BEND, OR (FHA|USDA|VA) 2 $1,030,000 $515,000 $10,737 4.81%
ROCHESTER, NY (FHA|USDA|VA) 6 $1,020,000 $170,000 $6,132 3.79%
CHEYENNE, WY (FHA|USDA|VA) 4 $1,020,000 $255,000 $7,256 3.59%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $1,010,000 $252,500 $7,758 5.38%
AKRON, OH (FHA|USDA|VA) 4 $1,010,000 $252,500 $9,669 4.94%
LANCASTER, PA (FHA|USDA|VA) 5 $995,000 $199,000 $7,838 4.37%
NILES, MI (FHA|USDA|VA) 4 $990,000 $247,500 $3,799 3.56%
MOBILE, AL (FHA|USDA|VA) 4 $990,000 $247,500 $5,485 3.90%
Prineville, OR (FHA|USDA|VA) 1 $975,000 $975,000 $0 8.38%
Show Low, AZ (FHA|USDA|VA) 2 $970,000 $485,000 $3,797 3.81%
MISSOULA, MT (FHA|USDA|VA) 3 $965,000 $321,667 $2,900 3.17%
Rochelle, IL (FHA|USDA|VA) 5 $955,000 $191,000 $6,407 4.93%
Minden, LA (FHA|USDA|VA) 8 $920,000 $115,000 $6,703 5.78%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $915,000 $305,000 $13,173 5.58%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $910,000 $227,500 $6,751 5.87%
DECATUR, AL (FHA|USDA|VA) 5 $905,000 $181,000 $5,193 4.25%
JACKSON, TN (FHA|USDA|VA) 4 $900,000 $225,000 $7,647 5.28%
STAUNTON, VA (FHA|USDA|VA) 5 $895,000 $179,000 $5,733 3.60%
Clearlake, CA (FHA|USDA|VA) 3 $895,000 $298,333 $6,424 3.83%
Tullahoma-Manchester, TN (FHA|USDA|VA) 4 $890,000 $222,500 $8,076 4.31%
LYNCHBURG, VA (FHA|USDA|VA) 5 $885,000 $177,000 $6,960 4.65%
Elizabeth City, NC (FHA|USDA|VA) 3 $885,000 $295,000 $8,356 4.63%
FLINT, MI (FHA|USDA|VA) 6 $880,000 $146,667 $5,236 4.10%
WACO, TX (FHA|USDA|VA) 4 $880,000 $220,000 $3,724 4.06%
Centralia, WA (FHA|USDA|VA) 4 $870,000 $217,500 $10,447 3.59%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $870,000 $217,500 $3,171 5.12%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 5 $855,000 $171,000 $4,270 2.92%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $850,000 $212,500 $5,020 3.84%
Fort Leonard Wood, MO (FHA|USDA|VA) 3 $835,000 $278,333 $8,238 5.46%
HINESVILLE, GA (FHA|USDA|VA) 4 $830,000 $207,500 $5,720 4.22%
Palatka, FL (FHA|USDA|VA) 3 $825,000 $275,000 $13,280 4.42%
McMinnville, TN (FHA|USDA|VA) 3 $825,000 $275,000 $8,021 3.83%
Keene, NH (FHA|USDA|VA) 3 $825,000 $275,000 $4,266 4.58%
Klamath Falls, OR (FHA|USDA|VA) 3 $815,000 $271,667 $14,008 4.50%
Salina, KS (FHA|USDA|VA) 5 $795,000 $159,000 $5,281 6.55%
OCEAN CITY, NJ (FHA|USDA|VA) 3 $795,000 $265,000 $5,650 4.87%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $795,000 $265,000 $10,572 4.71%
SHEBOYGAN, WI (FHA|USDA|VA) 4 $790,000 $197,500 $6,653 4.59%
Sanford, NC (FHA|USDA|VA) 3 $785,000 $261,667 $7,945 3.54%
Cookeville, TN (FHA|USDA|VA) 4 $780,000 $195,000 $5,741 3.81%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $775,000 $258,333 $3,892 4.04%
Ontario, OR-ID (FHA|USDA|VA) 2 $750,000 $375,000 $7,078 3.56%
LUBBOCK, TX (FHA|USDA|VA) 4 $740,000 $185,000 $4,194 3.94%
MEDFORD, OR (FHA|USDA|VA) 2 $740,000 $370,000 $7,589 5.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $735,000 $245,000 $4,520 4.50%
BISMARCK, ND (FHA|USDA|VA) 2 $720,000 $360,000 $12,687 3.63%
HATTIESBURG, MS (FHA|USDA|VA) 5 $715,000 $143,000 $4,532 4.20%
LAWTON, OK (FHA|USDA|VA) 4 $710,000 $177,500 $4,912 4.16%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $705,000 $705,000 $0 8.25%
Moses Lake, WA (FHA|USDA|VA) 3 $705,000 $235,000 $4,199 4.58%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $700,000 $175,000 $4,092 4.34%
Concord, NH (FHA|USDA|VA) 2 $690,000 $345,000 $13,982 4.00%
Huntsville, TX (FHA|USDA|VA) 3 $685,000 $228,333 $5,615 3.17%
BRUNSWICK, GA (FHA|USDA|VA) 3 $685,000 $228,333 $4,596 3.42%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $680,000 $340,000 $4,938 5.13%
Athens, TN (FHA|USDA|VA) 3 $675,000 $225,000 $8,649 4.63%
CASPER, WY (FHA|USDA|VA) 3 $675,000 $225,000 $7,483 4.00%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $665,000 $221,667 $6,282 5.29%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $665,000 $665,000 $0 4.50%
COLUMBUS, GA-AL (FHA|USDA|VA) 4 $660,000 $165,000 $2,680 3.28%
HARRISONBURG, VA (FHA|USDA|VA) 3 $655,000 $218,333 $8,313 4.67%
Lake City, FL (FHA|USDA|VA) 3 $655,000 $218,333 $7,147 3.75%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $655,000 $218,333 $6,396 3.54%
POCATELLO, ID (FHA|USDA|VA) 2 $650,000 $325,000 $7,169 3.56%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $650,000 $325,000 $8,961 5.13%
IOWA CITY, IA (FHA|USDA|VA) 3 $645,000 $215,000 $9,005 4.33%
ROME, GA (FHA|USDA|VA) 3 $645,000 $215,000 $8,314 6.13%
Cedartown, GA (FHA|USDA|VA) 3 $645,000 $215,000 $5,960 4.42%
CHARLESTON, WV (FHA|USDA|VA) 4 $640,000 $160,000 $4,965 4.00%
MORRISTOWN, TN (FHA|USDA|VA) 3 $635,000 $211,667 $9,819 5.50%
APPLETON, WI (FHA|USDA|VA) 3 $635,000 $211,667 $3,273 3.63%
Crescent City, CA (FHA|USDA|VA) 2 $620,000 $310,000 $15,130 3.81%
Gillette, WY (FHA|USDA|VA) 3 $615,000 $205,000 $10,126 4.54%
Tahlequah, OK (FHA|USDA|VA) 3 $615,000 $205,000 $6,828 3.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $610,000 $152,500 $6,203 4.34%
Henderson, NC (FHA|USDA|VA) 2 $610,000 $305,000 $9,687 4.06%
Cullman, AL (FHA|USDA|VA) 3 $605,000 $201,667 $5,685 4.21%
Chillicothe, OH (FHA|USDA|VA) 3 $595,000 $198,333 $7,686 4.00%
TOPEKA, KS (FHA|USDA|VA) 3 $595,000 $198,333 $7,007 5.21%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 5 $595,000 $119,000 $4,919 4.23%
LINCOLN, NE (FHA|USDA|VA) 2 $580,000 $290,000 $2,487 5.00%
Sonora, CA (FHA|USDA|VA) 2 $580,000 $290,000 $12,174 3.37%
Cornelia, GA (FHA|USDA|VA) 2 $580,000 $290,000 $10,482 5.06%
DOTHAN, AL (FHA|USDA|VA) 4 $580,000 $145,000 $4,940 5.28%
Dayton, TN (FHA|USDA|VA) 3 $575,000 $191,667 $11,087 5.04%
Stephenville, TX (FHA|USDA|VA) 1 $575,000 $575,000 $6,437 3.88%
Sevierville, TN (FHA|USDA|VA) 2 $570,000 $285,000 $11,615 3.75%
Alexandria, MN (FHA|USDA|VA) 1 $565,000 $565,000 $33,962 2.75%
Ellensburg, WA (FHA|USDA|VA) 2 $560,000 $280,000 $8,452 3.69%
TWIN FALLS, ID (FHA|USDA|VA) 2 $560,000 $280,000 $4,619 6.31%
Sedalia, MO (FHA|USDA|VA) 2 $560,000 $280,000 $4,229 3.88%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 2 $560,000 $280,000 $8,040 5.75%
Kennett, MO (FHA|USDA|VA) 3 $555,000 $185,000 $6,169 4.50%
Albertville, AL (FHA|USDA|VA) 3 $555,000 $185,000 $6,391 3.92%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $555,000 $185,000 $9,341 5.29%
CARSON CITY, NV (FHA|USDA|VA) 1 $535,000 $535,000 $11,628 4.88%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $535,000 $178,333 $5,969 3.83%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $535,000 $178,333 $4,480 3.13%
TYLER, TX (FHA|USDA|VA) 2 $530,000 $265,000 $4,438 4.44%
Fernley, NV (FHA|USDA|VA) 2 $530,000 $265,000 $10,455 3.81%
ABILENE, TX (FHA|USDA|VA) 2 $530,000 $265,000 $13,069 4.68%
GREENVILLE, NC (FHA|USDA|VA) 2 $530,000 $265,000 $2,995 4.43%
Andrews, TX (FHA|USDA|VA) 2 $530,000 $265,000 $10,602 3.94%
GOLDSBORO, NC (FHA|USDA|VA) 3 $525,000 $175,000 $5,596 4.08%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $520,000 $260,000 $11,007 4.81%
Beatrice, NE (FHA|USDA|VA) 2 $520,000 $260,000 $3,622 3.63%
GRANTS PASS, OR (FHA|USDA|VA) 1 $515,000 $515,000 $10,669 3.25%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $510,000 $127,500 $2,945 3.15%
SPARTANBURG, SC (FHA|USDA|VA) 3 $505,000 $168,333 $4,786 4.50%
Marion, OH (FHA|USDA|VA) 2 $500,000 $250,000 $5,829 3.00%
Roseburg, OR (FHA|USDA|VA) 2 $500,000 $250,000 $9,071 4.69%
Ashland, OH (FHA|USDA|VA) 2 $500,000 $250,000 $5,502 2.81%
Shawano, WI (FHA|USDA|VA) 2 $490,000 $245,000 $2,704 4.63%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $490,000 $245,000 $7,354 3.56%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $480,000 $240,000 $8,697 3.56%
Farmington, MO (FHA|USDA|VA) 2 $480,000 $240,000 $9,115 5.50%
Minot, ND (FHA|USDA|VA) 1 $475,000 $475,000 $4,721 2.88%
Fallon, NV (FHA|USDA|VA) 1 $475,000 $475,000 $5,548 3.25%
SANTA FE, NM (FHA|USDA|VA) 1 $475,000 $475,000 $5,213 3.50%
Warrensburg, MO (FHA|USDA|VA) 2 $470,000 $235,000 $5,529 4.13%
Athens, TX (FHA|USDA|VA) 2 $460,000 $230,000 $5,524 6.12%
Hobbs, NM (FHA|USDA|VA) 2 $460,000 $230,000 $6,575 3.56%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $455,000 $455,000 $3,926 5.99%
Morehead City, NC (FHA|USDA|VA) 2 $450,000 $225,000 $10,113 3.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $450,000 $225,000 $4,752 5.93%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $445,000 $148,333 $7,465 5.21%
JONESBORO, AR (FHA|USDA|VA) 2 $440,000 $220,000 $6,074 4.43%
Tupelo, MS (FHA|USDA|VA) 2 $440,000 $220,000 $8,025 5.31%
Willmar, MN (FHA|USDA|VA) 2 $430,000 $215,000 $11,861 3.81%
FARMINGTON, NM (FHA|USDA|VA) 2 $430,000 $215,000 $6,635 3.25%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $430,000 $215,000 $6,788 5.37%
JACKSON, MI (FHA|USDA|VA) 4 $430,000 $107,500 $3,679 3.94%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $425,000 $425,000 $23,130 2.88%
Blackfoot, ID (FHA|USDA|VA) 1 $425,000 $425,000 $13,754 4.75%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $425,000 $141,667 $6,468 3.83%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $420,000 $210,000 $4,978 3.75%
Zanesville, OH (FHA|USDA|VA) 2 $420,000 $210,000 $5,297 4.50%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $420,000 $210,000 $4,588 3.25%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $415,000 $415,000 $23,933 3.75%
Jasper, IN (FHA|USDA|VA) 4 $410,000 $102,500 $3,904 5.13%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $410,000 $205,000 $6,805 5.19%
Del Rio, TX (FHA|USDA|VA) 2 $410,000 $205,000 $4,386 3.50%
Union City, TN (FHA|USDA|VA) 2 $410,000 $205,000 $2,224 5.37%
Okeechobee, FL (FHA|USDA|VA) 2 $410,000 $205,000 $5,908 4.63%
Greeneville, TN (FHA|USDA|VA) 2 $410,000 $205,000 $5,596 3.69%
Quincy, IL-MO (FHA|USDA|VA) 1 $405,000 $405,000 $10,016 5.88%
Newport, OR (FHA|USDA|VA) 1 $405,000 $405,000 $5,429 3.38%
West Plains, MO (FHA|USDA|VA) 1 $405,000 $405,000 $2,224 2.88%
Martinsville, VA (FHA|USDA|VA) 2 $400,000 $200,000 $4,709 4.81%
Marshall, MO (FHA|USDA|VA) 2 $400,000 $200,000 $3,882 5.25%
Baraboo, WI (FHA|USDA|VA) 1 $395,000 $395,000 $12,254 2.75%
Seymour, IN (FHA|USDA|VA) 2 $390,000 $195,000 $9,031 3.75%
REDDING, CA (FHA|USDA|VA) 1 $385,000 $385,000 $2,049 3.75%
Ardmore, OK (FHA|USDA|VA) 2 $380,000 $190,000 $6,671 4.13%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $375,000 $125,000 $4,349 3.96%
GREEN BAY, WI (FHA|USDA|VA) 3 $375,000 $125,000 $2,702 3.00%
Nacogdoches, TX (FHA|USDA|VA) 2 $370,000 $185,000 $4,535 2.81%
Lawrenceburg, TN (FHA|USDA|VA) 2 $370,000 $185,000 $6,105 6.63%
Spirit Lake, IA (FHA|USDA|VA) 2 $370,000 $185,000 $4,978 4.75%
PINE BLUFF, AR (FHA|USDA|VA) 2 $370,000 $185,000 $4,098 4.63%
BURLINGTON, NC (FHA|USDA|VA) 2 $370,000 $185,000 $6,619 5.49%
Troy, AL (FHA|USDA|VA) 1 $365,000 $365,000 $19,668 2.88%
READING, PA (FHA|USDA|VA) 3 $365,000 $121,667 $4,491 4.29%
Crossville, TN (FHA|USDA|VA) 3 $365,000 $121,667 $6,270 4.33%
New Castle, PA (FHA|USDA|VA) 3 $365,000 $121,667 $7,963 4.13%
Kalispell, MT (FHA|USDA|VA) 1 $365,000 $365,000 $19,654 4.38%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $360,000 $180,000 $4,026 5.69%
SPRINGFIELD, IL (FHA|USDA|VA) 4 $360,000 $90,000 $1,710 3.25%
Pottsville, PA (FHA|USDA|VA) 2 $350,000 $175,000 $8,225 6.49%
Corsicana, TX (FHA|USDA|VA) 2 $350,000 $175,000 $4,510 5.19%
Sterling, CO (FHA|USDA|VA) 2 $350,000 $175,000 $4,020 6.99%
GETTYSBURG, PA (FHA|USDA|VA) 1 $345,000 $345,000 $10,581 5.99%
Seneca, SC (FHA|USDA|VA) 1 $345,000 $345,000 $7,257 4.75%
Fort Morgan, CO (FHA|USDA|VA) 1 $345,000 $345,000 $10,812 6.63%
Auburn, IN (FHA|USDA|VA) 1 $345,000 $345,000 $4,679 5.50%
Fort Payne, AL (FHA|USDA|VA) 2 $340,000 $170,000 $5,143 4.06%
LOGAN, UT-ID (FHA|USDA|VA) 1 $335,000 $335,000 $10,005 3.38%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $335,000 $335,000 $14,703 6.13%
Wooster, OH (FHA|USDA|VA) 1 $335,000 $335,000 $17,970 5.99%
VICTORIA, TX (FHA|USDA|VA) 2 $330,000 $165,000 $2,455 4.50%
Durango, CO (FHA|USDA|VA) 2 $320,000 $160,000 $3,708 4.93%
OWENSBORO, KY (FHA|USDA|VA) 1 $315,000 $315,000 $14,959 4.25%
Easton, MD (FHA|USDA|VA) 1 $315,000 $315,000 $7,894 3.88%
Oak Harbor, WA (FHA|USDA|VA) 1 $315,000 $315,000 $1,303 4.25%
Connersville, IN (FHA|USDA|VA) 1 $315,000 $315,000 $15,045 4.99%
Calhoun, GA (FHA|USDA|VA) 2 $310,000 $155,000 $6,726 8.63%
Gaffney, SC (FHA|USDA|VA) 2 $310,000 $155,000 $3,721 2.44%
Danville, KY (FHA|USDA|VA) 2 $310,000 $155,000 $8,159 4.25%
Oxford, MS (FHA|USDA|VA) 1 $305,000 $305,000 $6,607 4.38%
Marion, IN (FHA|USDA|VA) 1 $305,000 $305,000 $14,661 4.99%
PEORIA, IL (FHA|USDA|VA) 3 $305,000 $101,667 $2,555 5.67%
Rockingham, NC (FHA|USDA|VA) 1 $305,000 $305,000 $7,793 3.75%
Stillwater, OK (FHA|USDA|VA) 2 $300,000 $150,000 $3,327 3.00%
Sayre, PA (FHA|USDA|VA) 2 $300,000 $150,000 $2,287 2.75%
SYRACUSE, NY (FHA|USDA|VA) 2 $300,000 $150,000 $4,093 3.63%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $300,000 $150,000 $6,866 3.75%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $300,000 $150,000 $6,382 4.13%
LaGrange, GA-AL (FHA|USDA|VA) 1 $295,000 $295,000 $1,185 3.25%
Somerset, PA (FHA|USDA|VA) 3 $295,000 $98,333 $4,418 4.92%
VALDOSTA, GA (FHA|USDA|VA) 1 $295,000 $295,000 $13,312 4.75%
ALTOONA, PA (FHA|USDA|VA) 1 $295,000 $295,000 $7,311 4.75%
Dublin, GA (FHA|USDA|VA) 2 $290,000 $145,000 $4,648 4.50%
Frankfort, IN (FHA|USDA|VA) 2 $290,000 $145,000 $3,439 3.00%
Menomonie, WI (FHA|USDA|VA) 1 $285,000 $285,000 $8,148 5.88%
Jacksonville, TX (FHA|USDA|VA) 1 $285,000 $285,000 $3,238 2.75%
CHICO, CA (FHA|USDA|VA) 2 $280,000 $140,000 $7,422 4.43%
ANN ARBOR, MI (FHA|USDA|VA) 1 $275,000 $275,000 $3,654 2.75%
Mineral Wells, TX (FHA|USDA|VA) 1 $275,000 $275,000 $9,745 5.99%
Natchitoches, LA (FHA|USDA|VA) 1 $275,000 $275,000 $9,107 4.99%
Georgetown, SC (FHA|USDA|VA) 1 $275,000 $275,000 $1,234 2.49%
Red Bluff, CA (FHA|USDA|VA) 1 $275,000 $275,000 $7,953 2.38%
KINGSTON, NY (FHA|USDA|VA) 1 $275,000 $275,000 $15,880 5.13%
The Dalles, OR (FHA|USDA|VA) 1 $275,000 $275,000 $14,516 3.88%
COLUMBUS, IN (FHA|USDA|VA) 2 $270,000 $135,000 $3,481 4.75%
Magnolia, AR (FHA|USDA|VA) 2 $270,000 $135,000 $5,833 5.63%
Spencer, IA (FHA|USDA|VA) 2 $270,000 $135,000 $5,917 4.88%
LIMA, OH (FHA|USDA|VA) 2 $270,000 $135,000 $5,260 4.81%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $265,000 $265,000 $7,502 5.63%
CORVALLIS, OR (FHA|USDA|VA) 1 $265,000 $265,000 $6,219 5.50%
Starkville, MS (FHA|USDA|VA) 1 $265,000 $265,000 $8,309 4.99%
Altus, OK (FHA|USDA|VA) 1 $265,000 $265,000 $8,208 4.99%
Barre, VT (FHA|USDA|VA) 1 $265,000 $265,000 $6,501 5.50%
ST. CLOUD, MN (FHA|USDA|VA) 1 $265,000 $265,000 $6,466 4.50%
Russellville, AR (FHA|USDA|VA) 2 $260,000 $130,000 $5,114 5.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $255,000 $255,000 $5,435 2.88%
Thomasville, GA (FHA|USDA|VA) 1 $255,000 $255,000 $1,514 2.50%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $255,000 $255,000 $9,114 4.75%
Stevens Point, WI (FHA|USDA|VA) 1 $255,000 $255,000 $2,520 4.75%
KOKOMO, IN (FHA|USDA|VA) 2 $250,000 $125,000 $2,307 3.25%
Somerset, KY (FHA|USDA|VA) 2 $250,000 $125,000 $1,393 3.25%
Peru, IN (FHA|USDA|VA) 2 $250,000 $125,000 $5,655 4.13%
Holland, MI (FHA|USDA|VA) 2 $250,000 $125,000 $4,581 3.69%
Brookhaven, MS (FHA|USDA|VA) 2 $250,000 $125,000 $5,427 4.44%
Albemarle, NC (FHA|USDA|VA) 1 $245,000 $245,000 $9,239 3.63%
Jamestown, ND (FHA|USDA|VA) 1 $245,000 $245,000 $9,494 5.13%
Paris, TX (FHA|USDA|VA) 1 $245,000 $245,000 $5,784 2.75%
La Grande, OR (FHA|USDA|VA) 1 $245,000 $245,000 $5,594 2.75%
McPherson, KS (FHA|USDA|VA) 1 $245,000 $245,000 $3,536 4.99%
Coldwater, MI (FHA|USDA|VA) 2 $240,000 $120,000 $6,421 5.63%
Emporia, KS (FHA|USDA|VA) 2 $240,000 $120,000 $5,661 4.00%
Kingsville, TX (FHA|USDA|VA) 2 $240,000 $120,000 $3,494 5.88%
Alexander City, AL (FHA|USDA|VA) 1 $235,000 $235,000 $7,779 3.75%
McComb, MS (FHA|USDA|VA) 1 $235,000 $235,000 $6,138 5.63%
Mountain Home, AR (FHA|USDA|VA) 1 $235,000 $235,000 $4,663 4.50%
Sandpoint, ID (FHA|USDA|VA) 1 $235,000 $235,000 $3,211 2.75%
LEBANON, PA (FHA|USDA|VA) 1 $235,000 $235,000 $7,982 4.88%
Vidalia, GA (FHA|USDA|VA) 1 $235,000 $235,000 $7,372 3.99%
Big Spring, TX (FHA|USDA|VA) 2 $230,000 $115,000 $5,893 4.75%
Richmond, IN (FHA|USDA|VA) 2 $230,000 $115,000 $4,740 5.06%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $225,000 $225,000 $2,017 2.75%
WENATCHEE, WA (FHA|USDA|VA) 1 $225,000 $225,000 $3,600 2.25%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $225,000 $225,000 $4,129 4.99%
Laurinburg, NC (FHA|USDA|VA) 1 $225,000 $225,000 $8,505 4.99%
MAYAGƜEZ, PR (FHA|USDA|VA) 1 $225,000 $225,000 $7,144 6.25%
Marshalltown, IA (FHA|USDA|VA) 1 $225,000 $225,000 $3,113 3.38%
Owatonna, MN (FHA|USDA|VA) 1 $225,000 $225,000 $7,800 4.75%
Lewisburg, PA (FHA|USDA|VA) 1 $215,000 $215,000 $11,410 5.63%
Norwalk, OH (FHA|USDA|VA) 1 $215,000 $215,000 $8,893 5.99%
Corinth, MS (FHA|USDA|VA) 1 $215,000 $215,000 $5,956 5.88%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $215,000 $215,000 $3,047 2.75%
Indiana, PA (FHA|USDA|VA) 1 $215,000 $215,000 $9,740 3.25%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $210,000 $105,000 $3,388 2.88%
Duncan, OK (FHA|USDA|VA) 2 $210,000 $105,000 $7,108 4.56%
Salem, OH (FHA|USDA|VA) 2 $210,000 $105,000 $4,091 3.69%
Platteville, WI (FHA|USDA|VA) 2 $210,000 $105,000 $6,299 7.19%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $210,000 $105,000 $4,097 4.25%
Crawfordsville, IN (FHA|USDA|VA) 2 $210,000 $105,000 $2,495 3.00%
Winnemucca, NV (FHA|USDA|VA) 1 $205,000 $205,000 $8,459 3.75%
Warsaw, IN (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.13%
Vicksburg, MS (FHA|USDA|VA) 1 $205,000 $205,000 $12,456 6.63%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $205,000 $205,000 $6,125 3.75%
Marion, NC (FHA|USDA|VA) 1 $205,000 $205,000 $6,986 6.13%
ERIE, PA (FHA|USDA|VA) 2 $200,000 $100,000 $5,807 5.25%
Meridian, MS (FHA|USDA|VA) 2 $200,000 $100,000 $4,531 5.44%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $195,000 $195,000 $5,898 4.75%
Lebanon, MO (FHA|USDA|VA) 1 $195,000 $195,000 $5,765 4.99%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $195,000 $195,000 $8,204 4.25%
Kinston, NC (FHA|USDA|VA) 1 $195,000 $195,000 $8,188 4.99%
FARGO, ND-MN (FHA|USDA|VA) 1 $195,000 $195,000 $994 4.75%
Coos Bay, OR (FHA|USDA|VA) 1 $195,000 $195,000 $8,025 4.75%
Clewiston, FL (FHA|USDA|VA) 1 $195,000 $195,000 $6,033 4.99%
Brookings, SD (FHA|USDA|VA) 1 $195,000 $195,000 $12,201 4.75%
Watertown, SD (FHA|USDA|VA) 1 $195,000 $195,000 $6,055 4.25%
WHEELING, WV-OH (FHA|USDA|VA) 1 $195,000 $195,000 $1,993 2.50%
Alpena, MI (FHA|USDA|VA) 1 $195,000 $195,000 $10,807 5.88%
Angola, IN (FHA|USDA|VA) 2 $190,000 $95,000 $2,457 3.50%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $185,000 $185,000 $3,759 3.50%
Dyersburg, TN (FHA|USDA|VA) 1 $185,000 $185,000 $10,833 5.63%
Craig, CO (FHA|USDA|VA) 1 $185,000 $185,000 $6,287 2.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $185,000 $185,000 $3,319 6.75%
Rock Springs, WY (FHA|USDA|VA) 1 $185,000 $185,000 $3,454 6.63%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $185,000 $185,000 $7,439 3.75%
MUSKEGON, MI (FHA|USDA|VA) 2 $180,000 $90,000 $3,816 3.81%
LONGVIEW, TX (FHA|USDA|VA) 1 $175,000 $175,000 $10,087 4.63%
MIDLAND, MI (FHA|USDA|VA) 1 $175,000 $175,000 $5,970 6.50%
Big Rapids, MI (FHA|USDA|VA) 1 $175,000 $175,000 $7,067 3.25%
MUNCIE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $6,483 3.50%
Batesville, AR (FHA|USDA|VA) 1 $175,000 $175,000 $7,695 4.99%
Mount Sterling, KY (FHA|USDA|VA) 2 $170,000 $85,000 $3,419 4.13%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $165,000 $165,000 $5,383 4.75%
Glasgow, KY (FHA|USDA|VA) 1 $165,000 $165,000 $4,933 4.75%
Susanville, CA (FHA|USDA|VA) 1 $165,000 $165,000 $11,175 3.50%
Payson, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $4,119 2.75%
Moultrie, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,069 4.75%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $155,000 $155,000 $4,407 4.75%
MANHATTAN, KS (FHA|USDA|VA) 1 $155,000 $155,000 $5,205 3.50%
Brevard, NC (FHA|USDA|VA) 1 $155,000 $155,000 $1,005 2.63%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $155,000 $155,000 $5,816 3.75%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $5,855 4.38%
Clarksburg, WV (FHA|USDA|VA) 1 $155,000 $155,000 $2,371 6.63%
Bartlesville, OK (FHA|USDA|VA) 1 $155,000 $155,000 $5,645 4.75%
Paris, TN (FHA|USDA|VA) 1 $155,000 $155,000 $6,049 5.63%
DALTON, GA (FHA|USDA|VA) 1 $145,000 $145,000 $1,182 3.00%
Mitchell, SD (FHA|USDA|VA) 1 $145,000 $145,000 $7,766 3.88%
Bogalusa, LA (FHA|USDA|VA) 1 $145,000 $145,000 $3,749 4.13%
DUBUQUE, IA (FHA|USDA|VA) 1 $145,000 $145,000 $3,607 2.75%
North Vernon, IN (FHA|USDA|VA) 1 $145,000 $145,000 $3,217 3.75%
Garden City, KS (FHA|USDA|VA) 1 $145,000 $145,000 $4,896 5.50%
Ponca City, OK (FHA|USDA|VA) 1 $145,000 $145,000 $11,230 3.25%
Paducah, KY-IL (FHA|USDA|VA) 1 $135,000 $135,000 $971 2.50%
Summerville, GA (FHA|USDA|VA) 1 $135,000 $135,000 $960 2.25%
Cambridge, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,590 3.25%
Malone, NY (FHA|USDA|VA) 1 $125,000 $125,000 $9,038 6.50%
ENID, OK (FHA|USDA|VA) 1 $125,000 $125,000 $4,565 6.13%
Forest City, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,674 3.75%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,911 2.75%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $115,000 $115,000 $3,615 3.75%
Paragould, AR (FHA|USDA|VA) 1 $115,000 $115,000 $1,119 3.75%
BINGHAMTON, NY (FHA|USDA|VA) 1 $115,000 $115,000 $6,630 2.25%
Galesburg, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,815 3.75%
Ottawa, KS (FHA|USDA|VA) 1 $115,000 $115,000 $3,663 4.88%
Traverse City, MI (FHA|USDA|VA) 1 $115,000 $115,000 $2,712 2.88%
Eagle Pass, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,094 2.88%
Danville, VA (FHA|USDA|VA) 1 $105,000 $105,000 $3,877 3.75%
Durant, OK (FHA|USDA|VA) 1 $105,000 $105,000 $7,292 5.88%
Fergus Falls, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,982 5.13%
Urbana, OH (FHA|USDA|VA) 1 $105,000 $105,000 $4,823 5.88%
GLENS FALLS, NY (FHA|USDA|VA) 1 $105,000 $105,000 $1,901 2.63%
Greenwood, SC (FHA|USDA|VA) 1 $105,000 $105,000 $1,363 3.25%
Washington, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,311 6.38%
JOPLIN, MO (FHA|USDA|VA) 1 $105,000 $105,000 $4,124 3.99%
MANSFIELD, OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,352 4.75%
Storm Lake, IA (FHA|USDA|VA) 1 $95,000 $95,000 $5,037 5.38%
Orangeburg, SC (FHA|USDA|VA) 1 $95,000 $95,000 $3,643 2.75%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $85,000 $85,000 $1,215 3.25%
Miami, OK (FHA|USDA|VA) 1 $85,000 $85,000 $6,252 4.25%
Central City, KY (FHA|USDA|VA) 1 $85,000 $85,000 $4,873 2.75%
Ozark, AL (FHA|USDA|VA) 1 $85,000 $85,000 $2,222 3.25%
Poplar Bluff, MO (FHA|USDA|VA) 1 $85,000 $85,000 $4,131 3.38%
Jackson, OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,580 4.50%
Camden, AR (FHA|USDA|VA) 1 $85,000 $85,000 $2,289 3.13%
Vincennes, IN (FHA|USDA|VA) 1 $75,000 $75,000 $3,527 5.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $75,000 $75,000 $2,395 3.25%
Freeport, IL (FHA|USDA|VA) 1 $75,000 $75,000 $4,360 7.50%
Great Bend, KS (FHA|USDA|VA) 1 $75,000 $75,000 $2,090 3.75%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $75,000 $75,000 $5,797 4.25%
MORGANTOWN, WV (FHA|USDA|VA) 1 $75,000 $75,000 $2,335 3.75%
Hannibal, MO (FHA|USDA|VA) 1 $65,000 $65,000 $4,874 3.75%
Ashtabula, OH (FHA|USDA|VA) 1 $65,000 $65,000 $5,096 4.75%
Hillsdale, MI (FHA|USDA|VA) 1 $65,000 $65,000 $3,502 7.13%
Middlesborough, KY (FHA|USDA|VA) 1 $65,000 $65,000 $2,852 2.38%
YAUCO, PR (FHA|USDA|VA) 1 $65,000 $65,000 $3,804 3.88%
Cadillac, MI (FHA|USDA|VA) 1 $55,000 $55,000 $1,129 4.25%
Beeville, TX (FHA|USDA|VA) 1 $55,000 $55,000 $2,622 5.25%
SAGINAW, MI (FHA|USDA|VA) 1 $45,000 $45,000 $2,739 5.99%
Planet Home Lending's top markets include Denver, Las Vegas, Dallas, Riverside, and Los Angeles among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against PLANET HOME LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,498 $1,423,820,000 $316,545 $5,994 4.53%
    FHA 2,906 $796,810,000 $274,195 $10,374 4.56%
    VA 1,737 $599,685,000 $345,242 $9,108 4.16%
    USDA 174 $33,380,000 $191,839 $6,985 4.76%

    For 2022, Planet Home Lending's most frequently originated type of loan was Conventional, with 4,498 originations. Their 2nd most popular type was FHA, with 2,906 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,525 $1,494,425,000 $330,260 $8,979 5.00%
    Cash Out Refi 3,240 $967,000,000 $298,457 $8,450 4.27%
    Refi 1,546 $391,470,000 $253,215 $4,469 3.36%
    Home Improvement 4 $800,000 $200,000 $5,065 5.94%

    For 2022, Planet Home Lending's most frequently cited loan purpose was Home Purchase, with 4,525 originations. The 2nd most popular reason was Cash Out Refi, with 3,240 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,633 $2,723,735,000 $315,503 $8,308 4.57%
    15 Year 432 $87,670,000 $202,940 $4,301 3.33%
    20 Year 132 $27,680,000 $209,697 $4,815 3.85%
    10 Year 51 $3,085,000 $60,490 $1,344 3.32%
    Other 40 $11,130,000 $278,250 $6,447 3.72%
    3 Year 23 $185,000 $8,043 $0 0.24%
    5 Year 3 $15,000 $5,000 $0 0.00%
    30+ year 1 $195,000 $195,000 $0 6.74%

    For 2022, Planet Home Lending's most frequently cited loan duration was 30 Year, with 8,633 originations. The 2nd most popular length was 15 Year, with 432 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,148 $528,100,000 $245,857
    $5k+ 2,047 $827,305,000 $404,155
    $1k-2k 1,890 $608,470,000 $321,942
    $2k-3k 1,120 $297,810,000 $265,902
    $3k-4k 1,006 $264,960,000 $263,380
    $4k-5k 792 $236,680,000 $298,838

    Planet Home Lending's average total fees were $8,308, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,148 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,569 $799,385,000 $311,166
    4-5% 2,262 $706,620,000 $312,387
    5-6% 2,179 $687,025,000 $315,294
    2.5-3% 994 $290,360,000 $292,113
    6-7% 810 $256,130,000 $316,210
    <2.5% 319 $61,765,000 $193,621
    7-8% 155 $40,955,000 $264,226
    Over 8% 27 $11,455,000 $424,259

    During 2022, Planet Home Lending's average interest rate for loans was 4.57%, while their most frequently originated rate bucket for loans was 3-4%, with 2,569 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,548 $1,320,150,000 $290,270 $8,034 4.54%
    $100k-200k 2,128 $328,970,000 $154,591 $5,389 4.47%
    $400k-600k 1,602 $766,040,000 $478,177 $10,632 4.53%
    $100,000 or less 498 $30,080,000 $60,402 $3,134 3.55%
    $600k-1MM 497 $346,895,000 $697,978 $14,056 4.60%
    $1MM+ 42 $61,560,000 $1,465,714 $15,578 4.56%

    2022 saw Planet Home Lending place emphasis on $200k-400k loans with 4,548 originations, totaling $1,320,150,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,138 $766,470,000 $358,499 $9,138 4.61%
    $50k-75k 2,075 $475,785,000 $229,294 $7,551 4.53%
    $75k-100k 1,828 $539,350,000 $295,049 $8,529 4.58%
    $150k-250k 1,152 $517,450,000 $449,175 $9,797 4.71%
    $50k or less 1,018 $157,390,000 $154,607 $5,924 4.39%
    $250k+ 354 $209,700,000 $592,373 $10,319 5.00%

    Planet Home Lending lent most frequently to those with incomes in the $100k-150k range, with 2,138 originations. The second most popular income band? $50k-75k, with 2,075 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,279 $380,975,000 $297,869 $7,370 4.47%
    50-60% 1,143 $388,645,000 $340,022 $12,049 4.73%
    20-30% 1,087 $313,925,000 $288,799 $6,376 4.41%
    44% 475 $147,525,000 $310,579 $8,120 4.60%
    49% 404 $140,850,000 $348,639 $9,441 4.85%
    43% 383 $122,115,000 $318,838 $8,499 4.69%
    42% 378 $116,510,000 $308,228 $7,760 4.56%
    41% 364 $109,130,000 $299,808 $7,958 4.68%
    45% 359 $112,845,000 $314,331 $8,654 4.67%
    40% 349 $103,925,000 $297,779 $7,532 4.60%
    48% 343 $113,805,000 $331,793 $9,002 4.87%
    47% 310 $104,280,000 $336,387 $9,393 4.73%
    39% 306 $94,320,000 $308,235 $7,327 4.55%
    46% 298 $92,940,000 $311,879 $8,867 4.74%
    38% 289 $88,215,000 $305,242 $7,409 4.47%
    <20% 278 $74,080,000 $266,475 $5,487 4.30%
    37% 269 $81,905,000 $304,480 $7,264 4.50%
    36% 248 $78,570,000 $316,815 $7,925 4.35%
    >60% 51 $20,855,000 $408,922 $13,425 4.86%

    Planet Home Lending lent most frequently to those with DTI ratios of 30-36%, with 1,279 originations. The next most common DTI ratio? 50-60%, with 1,143 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,454 $1,942,470,000 $300,971 $7,695 4.48%
    Not provided 1,094 $365,620,000 $334,205 $9,040 4.44%
    Black 1,227 $337,205,000 $274,821 $8,612 4.44%
    Asian 379 $156,295,000 $412,388 $9,140 4.69%
    American Indian 119 $38,015,000 $319,454 $8,444 4.42%
    Native Hawaiian or Islander 31 $9,275,000 $299,194 $7,976 4.16%
    Filipino 4 $1,780,000 $445,000 $7,615 5.28%
    Asian Indian 2 $1,360,000 $680,000 $9,034 5.00%
    Other Asian 2 $780,000 $390,000 $5,996 4.37%
    Other Pacific Islander 1 $465,000 $465,000 $12,876 3.75%
    Korean 1 $345,000 $345,000 $1,718 6.50%
    Japanese 1 $85,000 $85,000 $1,567 2.38%

    Approval Rates

    Total approvals of all applications
    96.46%

    Planet Home Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    93.13%

    Planet Home Lending has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 9,315 $2,853,695,000 $306,355

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    9,315 $2,853,695,000 $306,355

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 259 $54,645,000 $210,985 $4,902 4.16%
    40-60% 915 $247,495,000 $270,486 $5,976 4.23%
    60-80% 2,725 $860,315,000 $315,712 $7,359 4.43%
    80-100% 4,449 $1,466,985,000 $329,734 $9,328 4.85%
    Over 100% 185 $70,255,000 $379,757 $16,112 4.77%
    Under 20% 150 $4,050,000 $27,000 $1,082 1.81%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    PLANET HOME LENDING, LLC Conventional home mortgage Trouble during payment process 1 50.0%
    PLANET HOME LENDING, LLC FHA mortgage Trouble during payment process 1 50.0%