Planet Home Lending Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 54930021WPEXNHYZUL09

Tax ID: 26-0362771

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Mortgage Data

Review & Overview

Planet Home Lending is a small mortgage company specializing in Refi and Home Purchase loans. Planet Home Lending has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, Washington, San Diego, Las Vegas, and Riverside among others. We have data for 516 markets. (Some data included below & more in-depth data is available with an active subscription.)

Planet Home Lending has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Planet Home Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.79% 4/22/24
30 Year Conventional Refi 6.47% 4/22/24
30 Year Cash-out Refi 6.74% 4/22/24
30 Year FHA Purchase 7.67% 4/22/24
30 Year FHA Refi 7.02% 4/22/24
30 Year VA Purchase 6.39% 4/22/24
30 Year VA Refi 5.84% 4/22/24
30 Year USDA Purchase 7.02% 4/22/24
30 Year USDA Refi 6.39% 4/22/24
15 Year Conventional Purchase 6.25% 4/22/24
15 Year Conventional Refi 5.91% 4/22/24
15 Year Cash-out Refi 5.91% 4/22/24
15 Year FHA Purchase 7.38% 4/22/24
15 Year FHA Refi 6.60% 4/22/24
15 Year VA Purchase 5.97% 4/22/24
15 Year VA Refi 5.74% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Planet Home Lending Mortgage Calculator






Your Estimates

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This is not an official calculator from Planet Home Lending. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

10,383

Origination Dollar Volume (All Markets)

$2,656,525,000
Show all (90) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 480 $168,510,000 $351,063 $5,940 3.93%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 336 $113,070,000 $336,518 $7,923 4.14%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 200 $93,020,000 $465,100 $8,206 3.78%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 384 $92,120,000 $239,896 $5,920 4.06%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 261 $84,755,000 $324,732 $5,862 3.86%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 178 $79,340,000 $445,730 $7,863 3.85%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 281 $78,265,000 $278,523 $8,763 4.07%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 226 $77,640,000 $343,540 $8,482 3.84%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 142 $63,820,000 $449,437 $6,946 4.07%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 250 $62,410,000 $249,640 $5,920 4.01%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 303 $57,445,000 $189,587 $6,958 4.67%
BOULDER, CO (FHA|USDA|VA) 128 $55,200,000 $431,250 $3,996 4.06%
Outside of Metro Areas 279 $53,285,000 $190,986 $5,413 4.42%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 90 $49,920,000 $554,667 $6,348 3.98%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 199 $46,835,000 $235,352 $6,909 3.98%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 167 $46,205,000 $276,677 $6,968 4.11%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 183 $40,995,000 $224,016 $9,904 4.15%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 159 $39,135,000 $246,132 $4,842 3.99%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 168 $37,570,000 $223,631 $4,651 4.14%
GAINESVILLE, FL (FHA|USDA|VA) 178 $35,150,000 $197,472 $5,330 4.63%
ST. LOUIS, MO-IL (FHA|USDA|VA) 164 $35,040,000 $213,659 $4,937 4.02%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 101 $34,925,000 $345,792 $6,493 4.08%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 210 $33,930,000 $161,571 $6,448 4.63%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 141 $33,725,000 $239,184 $5,696 4.16%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 162 $31,610,000 $195,123 $4,841 5.07%
COLORADO SPRINGS, CO (FHA|USDA|VA) 106 $31,460,000 $296,792 $3,375 3.66%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 114 $29,470,000 $258,509 $4,891 3.94%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 123 $29,205,000 $237,439 $5,637 4.12%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 188 $28,310,000 $150,585 $6,751 4.35%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 127 $27,595,000 $217,283 $5,721 4.03%
PORT ST. LUCIE, FL (FHA|USDA|VA) 112 $25,750,000 $229,911 $9,706 4.31%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 76 $24,210,000 $318,553 $7,791 4.08%
KANSAS CITY, MO-KS (FHA|USDA|VA) 122 $22,770,000 $186,639 $5,421 4.60%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 104 $22,690,000 $218,173 $5,644 4.47%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 66 $21,790,000 $330,152 $6,601 3.92%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 72 $20,720,000 $287,778 $5,852 4.14%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 70 $20,090,000 $287,000 $5,299 3.86%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 105 $19,665,000 $187,286 $4,055 4.11%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 93 $19,085,000 $205,215 $4,245 4.16%
MODESTO, CA (FHA|USDA|VA) 66 $18,410,000 $278,939 $5,993 4.03%
ANCHORAGE, AK (FHA|USDA|VA) 60 $17,800,000 $296,667 $6,323 4.37%
JACKSON, MS (FHA|USDA|VA) 97 $17,475,000 $180,155 $5,971 4.65%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 64 $15,860,000 $247,813 $6,312 3.88%
JACKSONVILLE, FL (FHA|USDA|VA) 64 $14,640,000 $228,750 $5,464 4.12%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 72 $13,790,000 $191,528 $6,022 4.26%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 80 $13,650,000 $170,625 $5,658 4.35%
STOCKTON, CA (FHA|USDA|VA) 44 $12,880,000 $292,727 $6,540 4.12%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 64 $11,720,000 $183,125 $3,987 4.17%
ALBUQUERQUE, NM (FHA|USDA|VA) 67 $11,695,000 $174,552 $4,608 4.43%
GREELEY, CO (FHA|USDA|VA) 37 $11,595,000 $313,378 $5,439 3.91%
Picayune, MS (FHA|USDA|VA) 81 $11,335,000 $139,938 $6,293 4.34%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 62 $11,300,000 $182,258 $5,873 4.34%
HUNTSVILLE, AL (FHA|USDA|VA) 54 $11,070,000 $205,000 $5,361 4.07%
BOISE CITY, ID (FHA|USDA|VA) 41 $10,425,000 $254,268 $5,391 3.78%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 32 $10,050,000 $314,063 $7,231 3.94%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 32 $9,870,000 $308,438 $4,701 3.78%
VALLEJO, CA (FHA|USDA|VA) 31 $9,345,000 $301,452 $7,548 3.88%
PITTSBURGH, PA (FHA|USDA|VA) 49 $9,305,000 $189,898 $8,801 4.03%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 16 $9,130,000 $570,625 $6,960 4.04%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 18 $9,030,000 $501,667 $5,776 3.88%
WICHITA, KS (FHA|USDA|VA) 64 $8,970,000 $140,156 $4,522 4.62%
SALINAS, CA (FHA|USDA|VA) 25 $8,795,000 $351,800 $7,788 3.58%
FORT COLLINS, CO (FHA|USDA|VA) 29 $8,295,000 $286,034 $5,767 4.30%
RICHMOND, VA (FHA|USDA|VA) 32 $8,250,000 $257,813 $5,402 3.97%
COLUMBUS, OH (FHA|USDA|VA) 44 $8,020,000 $182,273 $5,530 4.15%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 34 $7,740,000 $227,647 $4,336 3.93%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 34 $7,590,000 $223,235 $3,461 3.79%
TUCSON, AZ (FHA|USDA|VA) 32 $7,500,000 $234,375 $4,400 4.06%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 35 $7,235,000 $206,714 $4,120 4.06%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 26 $6,970,000 $268,077 $3,732 4.24%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 16 $6,930,000 $433,125 $7,249 4.00%
OCALA, FL (FHA|USDA|VA) 32 $6,240,000 $195,000 $6,347 4.48%
Outside of Metro Areas 20 $6,230,000 $311,500 $5,616 3.77%
BATON ROUGE, LA (FHA|USDA|VA) 32 $6,160,000 $192,500 $6,257 4.15%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 35 $5,755,000 $164,429 $6,490 4.55%
FRESNO, CA (FHA|USDA|VA) 23 $5,665,000 $246,304 $4,362 4.36%
COLUMBIA, SC (FHA|USDA|VA) 26 $5,340,000 $205,385 $4,106 4.18%
RALEIGH-CARY, NC (FHA|USDA|VA) 25 $5,005,000 $200,200 $3,993 3.88%
MONTGOMERY, AL (FHA|USDA|VA) 17 $4,885,000 $287,353 $2,473 3.89%
OKLAHOMA CITY, OK (FHA|USDA|VA) 22 $4,790,000 $217,727 $5,131 4.28%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 18 $4,710,000 $261,667 $6,549 4.14%
HATTIESBURG, MS (FHA|USDA|VA) 26 $4,690,000 $180,385 $5,679 4.54%
BAKERSFIELD, CA (FHA|USDA|VA) 20 $4,430,000 $221,500 $4,053 3.96%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 20 $4,360,000 $218,000 $4,784 4.38%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 23 $4,185,000 $181,957 $4,903 3.93%
PUEBLO, CO (FHA|USDA|VA) 17 $4,075,000 $239,706 $4,063 3.85%
FAYETTEVILLE, NC (FHA|USDA|VA) 27 $4,065,000 $150,556 $2,011 3.86%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 19 $4,015,000 $211,316 $5,100 4.18%
LOUISVILLE, KY (FHA|USDA|VA) 19 $4,015,000 $211,316 $4,371 3.80%
COLUMBUS, GA-AL (FHA|USDA|VA) 17 $3,695,000 $217,353 $2,683 3.77%
MERCED, CA (FHA|USDA|VA) 17 $3,595,000 $211,471 $6,327 3.88%
SALEM, OR (FHA|USDA|VA) 13 $3,595,000 $276,538 $5,812 3.75%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 13 $3,575,000 $275,000 $6,777 4.20%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 15 $3,575,000 $238,333 $4,885 4.30%
LAS CRUCES, NM (FHA|USDA|VA) 23 $3,535,000 $153,696 $5,337 4.00%
RENO, NV (FHA|USDA|VA) 9 $3,495,000 $388,333 $3,803 3.91%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 16 $3,450,000 $215,625 $5,320 4.04%
YAKIMA, WA (FHA|USDA|VA) 14 $3,450,000 $246,429 $6,698 3.86%
SPRINGFIELD, MO (FHA|USDA|VA) 18 $3,320,000 $184,444 $4,569 3.82%
Glenwood Springs, CO (FHA|USDA|VA) 7 $3,215,000 $459,286 $4,924 3.98%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 15 $3,175,000 $211,667 $4,331 4.08%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 13 $3,165,000 $243,462 $5,830 3.61%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 20 $3,130,000 $156,500 $5,476 4.42%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 11 $2,885,000 $262,273 $4,103 3.68%
SAVANNAH, GA (FHA|USDA|VA) 14 $2,850,000 $203,571 $4,157 4.48%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 12 $2,780,000 $231,667 $2,411 4.10%
KNOXVILLE, TN (FHA|USDA|VA) 14 $2,690,000 $192,143 $3,245 4.07%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 12 $2,680,000 $223,333 $4,308 4.14%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 10 $2,640,000 $264,000 $6,098 3.94%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 14 $2,600,000 $185,714 $5,031 4.36%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 16 $2,580,000 $161,250 $5,517 4.86%
GRAND JUNCTION, CO (FHA|USDA|VA) 9 $2,565,000 $285,000 $5,524 4.10%
Oak Harbor, WA (FHA|USDA|VA) 9 $2,555,000 $283,889 $5,367 3.80%
ANN ARBOR, MI (FHA|USDA|VA) 12 $2,550,000 $212,500 $5,936 4.24%
EL PASO, TX (FHA|USDA|VA) 15 $2,525,000 $168,333 $4,290 4.24%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 9 $2,525,000 $280,556 $5,314 3.80%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 13 $2,515,000 $193,462 $4,260 4.39%
LONGVIEW, WA (FHA|USDA|VA) 10 $2,500,000 $250,000 $6,033 4.07%
SANTA FE, NM (FHA|USDA|VA) 8 $2,500,000 $312,500 $6,852 4.62%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 14 $2,430,000 $173,571 $5,219 4.11%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 11 $2,325,000 $211,364 $5,121 3.73%
Manitowoc, WI (FHA|USDA|VA) 21 $2,325,000 $110,714 $4,507 4.07%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 8 $2,320,000 $290,000 $5,465 3.86%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $2,245,000 $449,000 $5,675 3.88%
YUBA CITY, CA (FHA|USDA|VA) 8 $2,200,000 $275,000 $5,925 3.45%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 12 $2,180,000 $181,667 $4,832 4.14%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 6 $2,170,000 $361,667 $8,567 4.10%
TUSCALOOSA, AL (FHA|USDA|VA) 10 $2,160,000 $216,000 $3,910 3.99%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 10 $2,140,000 $214,000 $4,232 4.01%
Shelton, WA (FHA|USDA|VA) 9 $2,105,000 $233,889 $4,003 3.94%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 10 $2,090,000 $209,000 $7,009 3.87%
Edwards, CO (FHA|USDA|VA) 4 $2,090,000 $522,500 $5,674 3.81%
BELLINGHAM, WA (FHA|USDA|VA) 8 $2,080,000 $260,000 $8,377 3.73%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 15 $2,005,000 $133,667 $4,581 4.33%
Albertville, AL (FHA|USDA|VA) 12 $1,970,000 $164,167 $5,685 3.82%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 8 $1,960,000 $245,000 $6,549 4.20%
BEND, OR (FHA|USDA|VA) 6 $1,950,000 $325,000 $5,886 3.73%
EL CENTRO, CA (FHA|USDA|VA) 8 $1,940,000 $242,500 $3,288 3.98%
MANHATTAN, KS (FHA|USDA|VA) 9 $1,935,000 $215,000 $6,038 5.22%
DOTHAN, AL (FHA|USDA|VA) 8 $1,930,000 $241,250 $3,842 3.86%
GRANTS PASS, OR (FHA|USDA|VA) 7 $1,865,000 $266,429 $4,804 3.82%
LONGVIEW, TX (FHA|USDA|VA) 8 $1,860,000 $232,500 $3,200 4.03%
LAWRENCE, KS (FHA|USDA|VA) 10 $1,830,000 $183,000 $6,767 4.40%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 8 $1,820,000 $227,500 $3,900 3.86%
VISALIA, CA (FHA|USDA|VA) 9 $1,815,000 $201,667 $5,168 4.01%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 9 $1,805,000 $200,556 $13,304 3.89%
Williston, ND (FHA|USDA|VA) 6 $1,790,000 $298,333 $6,203 4.02%
MIDLAND, TX (FHA|USDA|VA) 6 $1,730,000 $288,333 $6,421 4.35%
DAYTON-KETTERING, OH (FHA|USDA|VA) 8 $1,670,000 $208,750 $5,674 4.20%
PUNTA GORDA, FL (FHA|USDA|VA) 7 $1,665,000 $237,857 $6,142 4.43%
REDDING, CA (FHA|USDA|VA) 5 $1,655,000 $331,000 $4,320 3.90%
JACKSONVILLE, NC (FHA|USDA|VA) 12 $1,630,000 $135,833 $2,864 4.20%
WINCHESTER, VA-WV (FHA|USDA|VA) 5 $1,615,000 $323,000 $9,062 4.48%
TULSA, OK (FHA|USDA|VA) 8 $1,580,000 $197,500 $4,372 3.92%
AMARILLO, TX (FHA|USDA|VA) 8 $1,560,000 $195,000 $4,782 3.91%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 9 $1,555,000 $172,778 $6,952 4.44%
Centralia, WA (FHA|USDA|VA) 6 $1,520,000 $253,333 $5,618 4.12%
MADISON, WI (FHA|USDA|VA) 7 $1,515,000 $216,429 $4,854 4.23%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 6 $1,490,000 $248,333 $6,133 4.16%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $1,465,000 $209,286 $6,370 4.05%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $1,465,000 $293,000 $6,142 3.87%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 9 $1,435,000 $159,444 $3,346 4.12%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $1,400,000 $233,333 $3,593 4.12%
LINCOLN, NE (FHA|USDA|VA) 8 $1,380,000 $172,500 $3,371 4.18%
TOPEKA, KS (FHA|USDA|VA) 8 $1,380,000 $172,500 $5,011 4.65%
READING, PA (FHA|USDA|VA) 5 $1,375,000 $275,000 $5,876 3.85%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 7 $1,365,000 $195,000 $3,174 4.00%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 6 $1,360,000 $226,667 $5,669 4.77%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $1,355,000 $271,000 $13,536 4.29%
CaƱon City, CO (FHA|USDA|VA) 6 $1,330,000 $221,667 $2,758 3.83%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $1,305,000 $261,000 $6,930 3.83%
HAMMOND, LA (FHA|USDA|VA) 7 $1,305,000 $186,429 $6,173 4.05%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $1,285,000 $257,000 $3,831 3.77%
MEDFORD, OR (FHA|USDA|VA) 5 $1,275,000 $255,000 $6,181 4.07%
AKRON, OH (FHA|USDA|VA) 8 $1,270,000 $158,750 $2,843 3.86%
FLINT, MI (FHA|USDA|VA) 6 $1,230,000 $205,000 $4,382 3.73%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 5 $1,215,000 $243,000 $6,722 4.75%
BILLINGS, MT (FHA|USDA|VA) 4 $1,190,000 $297,500 $4,302 4.22%
MADERA, CA (FHA|USDA|VA) 5 $1,175,000 $235,000 $2,708 3.45%
Port Angeles, WA (FHA|USDA|VA) 6 $1,130,000 $188,333 $8,322 3.89%
LaGrange, GA-AL (FHA|USDA|VA) 4 $1,120,000 $280,000 $5,556 4.94%
Pahrump, NV (FHA|USDA|VA) 4 $1,110,000 $277,500 $5,564 3.81%
ALEXANDRIA, LA (FHA|USDA|VA) 6 $1,110,000 $185,000 $4,065 4.51%
Sandpoint, ID (FHA|USDA|VA) 4 $1,090,000 $272,500 $5,305 3.91%
WINSTON-SALEM, NC (FHA|USDA|VA) 7 $1,085,000 $155,000 $2,719 4.39%
Lake City, FL (FHA|USDA|VA) 7 $1,065,000 $152,143 $5,303 4.50%
NAPA, CA (FHA|USDA|VA) 2 $1,060,000 $530,000 $12,938 4.69%
WILMINGTON, NC (FHA|USDA|VA) 7 $1,045,000 $149,286 $4,017 4.09%
Jefferson, GA (FHA|USDA|VA) 3 $1,045,000 $348,333 $2,867 3.46%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $1,040,000 $173,333 $3,730 3.63%
CHICO, CA (FHA|USDA|VA) 5 $1,035,000 $207,000 $4,592 4.35%
LAFAYETTE, LA (FHA|USDA|VA) 5 $1,035,000 $207,000 $7,758 4.30%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $1,025,000 $205,000 $3,568 3.93%
Klamath Falls, OR (FHA|USDA|VA) 6 $1,020,000 $170,000 $4,701 4.02%
WHEELING, WV-OH (FHA|USDA|VA) 5 $1,015,000 $203,000 $7,204 4.75%
GREEN BAY, WI (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,153 4.15%
TOLEDO, OH (FHA|USDA|VA) 4 $990,000 $247,500 $7,585 4.40%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $985,000 $985,000 $61,120 4.38%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $980,000 $245,000 $6,400 3.91%
Ellensburg, WA (FHA|USDA|VA) 3 $965,000 $321,667 $9,700 3.50%
WENATCHEE, WA (FHA|USDA|VA) 4 $960,000 $240,000 $7,067 4.41%
JEFFERSON CITY, MO (FHA|USDA|VA) 5 $955,000 $191,000 $4,294 3.90%
LAREDO, TX (FHA|USDA|VA) 4 $950,000 $237,500 $5,153 3.96%
MOBILE, AL (FHA|USDA|VA) 6 $950,000 $158,333 $3,346 3.77%
Hobbs, NM (FHA|USDA|VA) 3 $925,000 $308,333 $3,859 3.88%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $925,000 $308,333 $1,552 3.67%
PANAMA CITY, FL (FHA|USDA|VA) 3 $925,000 $308,333 $6,041 4.21%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 5 $915,000 $183,000 $8,650 3.95%
Warrensburg, MO (FHA|USDA|VA) 4 $910,000 $227,500 $4,784 4.06%
EVANSVILLE, IN-KY (FHA|USDA|VA) 7 $905,000 $129,286 $3,075 3.88%
Enterprise, AL (FHA|USDA|VA) 6 $890,000 $148,333 $1,884 4.21%
COLUMBIA, MO (FHA|USDA|VA) 4 $860,000 $215,000 $4,380 4.25%
HINESVILLE, GA (FHA|USDA|VA) 5 $855,000 $171,000 $3,208 4.35%
Key West, FL (FHA|USDA|VA) 2 $850,000 $425,000 $7,436 4.50%
Gainesville, TX (FHA|USDA|VA) 3 $845,000 $281,667 $10,550 5.04%
RACINE, WI (FHA|USDA|VA) 4 $840,000 $210,000 $4,914 3.56%
SUMTER, SC (FHA|USDA|VA) 5 $835,000 $167,000 $2,356 4.37%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 5 $835,000 $167,000 $4,779 4.10%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $835,000 $167,000 $3,043 4.12%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $830,000 $207,500 $3,503 3.84%
TYLER, TX (FHA|USDA|VA) 4 $830,000 $207,500 $5,712 4.06%
MONROE, MI (FHA|USDA|VA) 5 $825,000 $165,000 $1,763 4.02%
Durango, CO (FHA|USDA|VA) 2 $820,000 $410,000 $10,776 3.88%
LANCASTER, PA (FHA|USDA|VA) 4 $820,000 $205,000 $5,183 3.65%
GAINESVILLE, GA (FHA|USDA|VA) 3 $815,000 $271,667 $8,222 3.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $800,000 $200,000 $5,444 4.47%
ODESSA, TX (FHA|USDA|VA) 3 $795,000 $265,000 $5,703 4.25%
FARGO, ND-MN (FHA|USDA|VA) 3 $795,000 $265,000 $8,113 4.58%
Bogalusa, LA (FHA|USDA|VA) 7 $795,000 $113,571 $4,666 4.44%
Marshall, MO (FHA|USDA|VA) 5 $785,000 $157,000 $5,457 4.03%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $785,000 $261,667 $2,660 3.96%
DECATUR, AL (FHA|USDA|VA) 4 $770,000 $192,500 $5,890 4.25%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $765,000 $255,000 $2,222 4.08%
Clearlake, CA (FHA|USDA|VA) 3 $765,000 $255,000 $5,149 3.46%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $765,000 $255,000 $11,917 4.29%
Chillicothe, OH (FHA|USDA|VA) 4 $760,000 $190,000 $4,891 4.22%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $755,000 $251,667 $6,770 4.00%
FARMINGTON, NM (FHA|USDA|VA) 5 $745,000 $149,000 $5,259 4.32%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $735,000 $147,000 $3,256 3.80%
WACO, TX (FHA|USDA|VA) 4 $730,000 $182,500 $5,573 4.15%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $725,000 $241,667 $2,192 3.42%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $715,000 $715,000 $6,291 5.25%
Aberdeen, WA (FHA|USDA|VA) 4 $710,000 $177,500 $3,795 3.81%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 4 $700,000 $175,000 $4,459 4.21%
Jacksonville, TX (FHA|USDA|VA) 3 $695,000 $231,667 $4,279 4.46%
ST. CLOUD, MN (FHA|USDA|VA) 4 $680,000 $170,000 $3,386 4.37%
BURLINGTON, NC (FHA|USDA|VA) 4 $680,000 $170,000 $3,782 4.28%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $675,000 $225,000 $5,521 3.79%
Fallon, NV (FHA|USDA|VA) 3 $675,000 $225,000 $3,231 3.63%
CHARLESTON, WV (FHA|USDA|VA) 3 $665,000 $221,667 $3,698 3.50%
ASHEVILLE, NC (FHA|USDA|VA) 2 $660,000 $330,000 $1,271 3.69%
DOVER, DE (FHA|USDA|VA) 3 $655,000 $218,333 $5,264 3.91%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $655,000 $218,333 $3,600 3.58%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $650,000 $162,500 $4,035 3.65%
Athens, TX (FHA|USDA|VA) 2 $640,000 $320,000 $11,131 4.49%
POCATELLO, ID (FHA|USDA|VA) 3 $635,000 $211,667 $2,458 3.46%
ROCKFORD, IL (FHA|USDA|VA) 3 $635,000 $211,667 $3,177 4.08%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $635,000 $211,667 $4,570 4.08%
Bozeman, MT (FHA|USDA|VA) 2 $630,000 $315,000 $3,444 4.62%
Granbury, TX (FHA|USDA|VA) 3 $625,000 $208,333 $5,065 4.62%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $620,000 $310,000 $3,412 3.68%
Ozark, AL (FHA|USDA|VA) 2 $620,000 $310,000 $4,010 3.31%
Fort Leonard Wood, MO (FHA|USDA|VA) 4 $610,000 $152,500 $2,985 3.96%
Crescent City, CA (FHA|USDA|VA) 2 $610,000 $305,000 $2,429 4.50%
Elizabeth City, NC (FHA|USDA|VA) 3 $605,000 $201,667 $2,169 3.67%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $600,000 $300,000 $1,431 3.63%
FLORENCE, SC (FHA|USDA|VA) 4 $600,000 $150,000 $2,773 4.53%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $595,000 $198,333 $2,978 4.08%
Kalispell, MT (FHA|USDA|VA) 2 $590,000 $295,000 $3,907 4.00%
SHEBOYGAN, WI (FHA|USDA|VA) 3 $585,000 $195,000 $3,498 3.63%
Raymondville, TX (FHA|USDA|VA) 3 $575,000 $191,667 $5,749 4.67%
Dixon, IL (FHA|USDA|VA) 2 $570,000 $285,000 $6,510 3.69%
Steamboat Springs, CO (FHA|USDA|VA) 2 $570,000 $285,000 $8,323 3.81%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $565,000 $188,333 $4,650 3.71%
ROANOKE, VA (FHA|USDA|VA) 3 $565,000 $188,333 $4,384 4.24%
MANSFIELD, OH (FHA|USDA|VA) 4 $560,000 $140,000 $4,130 4.09%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $560,000 $280,000 $6,543 4.19%
Brainerd, MN (FHA|USDA|VA) 1 $555,000 $555,000 $0 5.00%
Okeechobee, FL (FHA|USDA|VA) 4 $550,000 $137,500 $8,441 4.56%
GREAT FALLS, MT (FHA|USDA|VA) 3 $545,000 $181,667 $3,929 4.08%
Salina, KS (FHA|USDA|VA) 3 $545,000 $181,667 $4,062 4.71%
Moses Lake, WA (FHA|USDA|VA) 3 $545,000 $181,667 $5,203 4.21%
Tupelo, MS (FHA|USDA|VA) 4 $540,000 $135,000 $3,993 4.53%
Cullman, AL (FHA|USDA|VA) 3 $535,000 $178,333 $3,798 3.96%
Cullowhee, NC (FHA|USDA|VA) 2 $530,000 $265,000 $9,151 5.00%
LAKE CHARLES, LA (FHA|USDA|VA) 4 $530,000 $132,500 $7,305 3.41%
LUBBOCK, TX (FHA|USDA|VA) 5 $525,000 $105,000 $5,110 4.85%
Laurel, MS (FHA|USDA|VA) 5 $515,000 $103,000 $4,958 4.32%
Ottawa, IL (FHA|USDA|VA) 4 $510,000 $127,500 $4,519 4.37%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $505,000 $168,333 $6,490 4.04%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $500,000 $250,000 $2,081 3.88%
YUMA, AZ (FHA|USDA|VA) 3 $495,000 $165,000 $3,129 3.71%
Astoria, OR (FHA|USDA|VA) 3 $495,000 $165,000 $4,573 4.66%
Scottsboro, AL (FHA|USDA|VA) 3 $485,000 $161,667 $4,931 4.54%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $485,000 $161,667 $4,620 4.33%
MONROE, LA (FHA|USDA|VA) 2 $480,000 $240,000 $6,639 4.06%
Madisonville, KY (FHA|USDA|VA) 2 $480,000 $240,000 $6,872 3.50%
Alexander City, AL (FHA|USDA|VA) 2 $480,000 $240,000 $1,981 3.62%
New Philadelphia-Dover, OH (FHA|USDA|VA) 3 $475,000 $158,333 $4,246 3.70%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $470,000 $235,000 $4,621 3.25%
Sevierville, TN (FHA|USDA|VA) 3 $465,000 $155,000 $2,327 3.95%
Farmington, MO (FHA|USDA|VA) 3 $465,000 $155,000 $1,641 3.83%
Fort Polk South, LA (FHA|USDA|VA) 2 $460,000 $230,000 $5,413 4.13%
Palestine, TX (FHA|USDA|VA) 1 $455,000 $455,000 $9,362 4.99%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $450,000 $225,000 $10,198 4.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $450,000 $225,000 $3,727 4.50%
Kearney, NE (FHA|USDA|VA) 2 $450,000 $225,000 $2,428 4.75%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $445,000 $445,000 $3,311 3.99%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $445,000 $148,333 $2,902 3.91%
LYNCHBURG, VA (FHA|USDA|VA) 2 $440,000 $220,000 $3,075 3.56%
Brevard, NC (FHA|USDA|VA) 2 $440,000 $220,000 $2,313 3.56%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $440,000 $220,000 $5,621 3.87%
Sedalia, MO (FHA|USDA|VA) 2 $430,000 $215,000 $2,590 3.37%
Natchez, MS-LA (FHA|USDA|VA) 2 $430,000 $215,000 $5,829 4.25%
ALBANY, GA (FHA|USDA|VA) 3 $425,000 $141,667 $2,308 3.91%
Central City, KY (FHA|USDA|VA) 2 $420,000 $210,000 $7,481 4.50%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $415,000 $415,000 $9,559 4.63%
Greensburg, IN (FHA|USDA|VA) 3 $415,000 $138,333 $4,145 4.58%
Sanford, NC (FHA|USDA|VA) 1 $415,000 $415,000 $1,865 3.99%
VICTORIA, TX (FHA|USDA|VA) 2 $410,000 $205,000 $9,536 5.19%
Eagle Pass, TX (FHA|USDA|VA) 2 $410,000 $205,000 $5,044 3.99%
Crawfordsville, IN (FHA|USDA|VA) 4 $410,000 $102,500 $3,666 4.62%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $400,000 $200,000 $4,056 3.94%
Eufaula, AL-GA (FHA|USDA|VA) 2 $400,000 $200,000 $4,593 3.93%
New Castle, PA (FHA|USDA|VA) 2 $400,000 $200,000 $7,329 3.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $395,000 $131,667 $1,933 3.46%
Sonora, CA (FHA|USDA|VA) 1 $395,000 $395,000 $2,917 3.25%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $390,000 $195,000 $1,797 3.63%
Roseburg, OR (FHA|USDA|VA) 3 $385,000 $128,333 $2,525 3.79%
Sikeston, MO (FHA|USDA|VA) 2 $380,000 $190,000 $2,831 4.56%
Taos, NM (FHA|USDA|VA) 1 $375,000 $375,000 $3,927 4.88%
Parsons, KS (FHA|USDA|VA) 3 $375,000 $125,000 $4,753 4.71%
Big Spring, TX (FHA|USDA|VA) 2 $370,000 $185,000 $4,657 3.93%
THE VILLAGES, FL (FHA|USDA|VA) 2 $370,000 $185,000 $3,441 4.13%
DeRidder, LA (FHA|USDA|VA) 2 $370,000 $185,000 $2,928 3.93%
JOPLIN, MO (FHA|USDA|VA) 1 $365,000 $365,000 $9,675 4.00%
Columbus, MS (FHA|USDA|VA) 2 $360,000 $180,000 $2,790 3.81%
Coos Bay, OR (FHA|USDA|VA) 2 $360,000 $180,000 $5,182 4.19%
Susanville, CA (FHA|USDA|VA) 1 $355,000 $355,000 $2,698 3.38%
Vidalia, GA (FHA|USDA|VA) 1 $355,000 $355,000 $1,385 3.38%
Fernley, NV (FHA|USDA|VA) 1 $355,000 $355,000 $12,603 6.38%
Juneau, AK (FHA|USDA|VA) 1 $345,000 $345,000 $3,643 3.25%
Opelousas, LA (FHA|USDA|VA) 3 $345,000 $115,000 $5,777 5.46%
Baraboo, WI (FHA|USDA|VA) 2 $340,000 $170,000 $5,436 3.68%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $340,000 $170,000 $3,775 3.81%
Holland, MI (FHA|USDA|VA) 2 $340,000 $170,000 $5,007 5.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $335,000 $335,000 $987 3.25%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $335,000 $335,000 $3,611 3.50%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 3 $335,000 $111,667 $2,825 4.29%
RAPID CITY, SD (FHA|USDA|VA) 2 $330,000 $165,000 $4,282 4.25%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $330,000 $165,000 $2,961 3.75%
Del Rio, TX (FHA|USDA|VA) 2 $330,000 $165,000 $4,357 3.75%
CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $325,000 $108,333 $3,058 3.99%
MISSOULA, MT (FHA|USDA|VA) 1 $325,000 $325,000 $6,600 3.50%
Marietta, OH (FHA|USDA|VA) 3 $325,000 $108,333 $3,269 4.21%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $325,000 $325,000 $11,626 3.88%
Lewistown, PA (FHA|USDA|VA) 1 $325,000 $325,000 $3,284 4.38%
Duncan, OK (FHA|USDA|VA) 1 $325,000 $325,000 $11,373 6.63%
GOLDSBORO, NC (FHA|USDA|VA) 2 $320,000 $160,000 $2,300 3.94%
Ottawa, KS (FHA|USDA|VA) 3 $315,000 $105,000 $5,123 5.46%
LAWTON, OK (FHA|USDA|VA) 3 $315,000 $105,000 $2,704 4.17%
BRUNSWICK, GA (FHA|USDA|VA) 2 $310,000 $155,000 $1,478 4.19%
Whitewater, WI (FHA|USDA|VA) 1 $305,000 $305,000 $6,232 3.88%
Angola, IN (FHA|USDA|VA) 1 $305,000 $305,000 $6,187 3.75%
LEBANON, PA (FHA|USDA|VA) 1 $305,000 $305,000 $7,787 3.38%
Shelby, NC (FHA|USDA|VA) 1 $305,000 $305,000 $1,161 3.13%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $305,000 $305,000 $3,223 3.99%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $305,000 $305,000 $14,496 9.01%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $305,000 $305,000 $11,433 5.25%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $300,000 $150,000 $3,434 4.50%
Ruston, LA (FHA|USDA|VA) 1 $295,000 $295,000 $10,650 3.88%
Payson, AZ (FHA|USDA|VA) 1 $295,000 $295,000 $2,436 3.50%
Poplar Bluff, MO (FHA|USDA|VA) 1 $295,000 $295,000 $857 3.99%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $295,000 $295,000 $8,151 3.88%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $295,000 $295,000 $2,737 4.00%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $295,000 $295,000 $10,646 3.88%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $290,000 $145,000 $2,780 4.19%
Minden, LA (FHA|USDA|VA) 2 $290,000 $145,000 $6,023 4.63%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $285,000 $285,000 $5,977 4.99%
Torrington, CT (FHA|USDA|VA) 1 $285,000 $285,000 $9,026 5.50%
Concord, NH (FHA|USDA|VA) 1 $285,000 $285,000 $5,860 3.88%
Adrian, MI (FHA|USDA|VA) 2 $280,000 $140,000 $2,519 3.75%
APPLETON, WI (FHA|USDA|VA) 2 $280,000 $140,000 $5,864 4.25%
Alamogordo, NM (FHA|USDA|VA) 2 $280,000 $140,000 $2,787 3.75%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $275,000 $275,000 $1,776 4.13%
Dumas, TX (FHA|USDA|VA) 1 $275,000 $275,000 $5,908 4.38%
STAUNTON, VA (FHA|USDA|VA) 1 $275,000 $275,000 $1,022 3.25%
Searcy, AR (FHA|USDA|VA) 2 $270,000 $135,000 $4,530 5.38%
Clarksburg, WV (FHA|USDA|VA) 1 $265,000 $265,000 $2,603 3.00%
Ontario, OR-ID (FHA|USDA|VA) 1 $265,000 $265,000 $2,083 3.25%
TEXARKANA, TX-AR (FHA|USDA|VA) 3 $265,000 $88,333 $2,003 4.29%
Washington, IN (FHA|USDA|VA) 3 $265,000 $88,333 $3,009 4.12%
Hillsdale, MI (FHA|USDA|VA) 2 $260,000 $130,000 $4,150 4.81%
Paris, TN (FHA|USDA|VA) 1 $255,000 $255,000 $1,049 3.99%
PINE BLUFF, AR (FHA|USDA|VA) 1 $255,000 $255,000 $1,522 3.63%
Miami, OK (FHA|USDA|VA) 2 $250,000 $125,000 $3,439 4.56%
Clewiston, FL (FHA|USDA|VA) 2 $250,000 $125,000 $6,899 4.06%
Ashland, OH (FHA|USDA|VA) 1 $245,000 $245,000 $5,734 3.13%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $245,000 $81,667 $2,222 3.83%
Zanesville, OH (FHA|USDA|VA) 1 $245,000 $245,000 $5,978 3.99%
Great Bend, KS (FHA|USDA|VA) 3 $245,000 $81,667 $3,067 4.71%
Palatka, FL (FHA|USDA|VA) 3 $235,000 $78,333 $5,575 5.50%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $235,000 $235,000 $2,146 3.13%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $235,000 $235,000 $11,523 3.88%
BAY CITY, MI (FHA|USDA|VA) 1 $235,000 $235,000 $376 3.99%
BANGOR, ME (FHA|USDA|VA) 1 $235,000 $235,000 $2,000 3.38%
Morehead City, NC (FHA|USDA|VA) 2 $230,000 $115,000 $1,111 3.99%
FORT WAYNE, IN (FHA|USDA|VA) 2 $230,000 $115,000 $3,464 3.93%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $225,000 $225,000 $2,341 4.88%
Brookings, OR (FHA|USDA|VA) 1 $225,000 $225,000 $12,356 4.99%
Kinston, NC (FHA|USDA|VA) 2 $220,000 $110,000 $2,354 4.06%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $220,000 $110,000 $3,844 4.25%
Starkville, MS (FHA|USDA|VA) 1 $215,000 $215,000 $3,426 3.99%
SAN ANGELO, TX (FHA|USDA|VA) 2 $210,000 $105,000 $5,941 4.25%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $205,000 $205,000 $12,166 3.88%
Auburn, IN (FHA|USDA|VA) 1 $205,000 $205,000 $4,519 3.75%
Huntsville, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,137 4.50%
Breckenridge, CO (FHA|USDA|VA) 1 $205,000 $205,000 $3,915 5.38%
Sterling, IL (FHA|USDA|VA) 1 $195,000 $195,000 $1,760 4.63%
NEW BERN, NC (FHA|USDA|VA) 1 $195,000 $195,000 $1,031 3.88%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $195,000 $195,000 $1,880 3.50%
Mount Vernon, OH (FHA|USDA|VA) 1 $195,000 $195,000 $7,680 4.50%
IOWA CITY, IA (FHA|USDA|VA) 1 $195,000 $195,000 $4,325 3.38%
Stillwater, OK (FHA|USDA|VA) 1 $195,000 $195,000 $4,462 5.75%
ERIE, PA (FHA|USDA|VA) 2 $190,000 $95,000 $5,943 4.25%
Mexico, MO (FHA|USDA|VA) 2 $190,000 $95,000 $2,459 4.00%
Nacogdoches, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,852 3.99%
Brownwood, TX (FHA|USDA|VA) 1 $185,000 $185,000 $9,613 5.75%
Statesboro, GA (FHA|USDA|VA) 1 $185,000 $185,000 $8,850 3.99%
Owatonna, MN (FHA|USDA|VA) 1 $185,000 $185,000 $3,996 3.50%
Richmond-Berea, KY (FHA|USDA|VA) 1 $185,000 $185,000 $4,180 3.88%
Ludington, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,819 4.13%
VALDOSTA, GA (FHA|USDA|VA) 2 $180,000 $90,000 $1,159 4.43%
Fairmont, WV (FHA|USDA|VA) 1 $175,000 $175,000 $7,240 4.75%
Morgan City, LA (FHA|USDA|VA) 1 $175,000 $175,000 $9,235 5.00%
Rexburg, ID (FHA|USDA|VA) 1 $165,000 $165,000 $7,980 3.25%
Urbana, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,615 3.75%
KOKOMO, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,870 3.38%
DULUTH, MN-WI (FHA|USDA|VA) 1 $165,000 $165,000 $7,642 4.99%
Dickinson, ND (FHA|USDA|VA) 1 $165,000 $165,000 $5,221 4.75%
Wabash, IN (FHA|USDA|VA) 2 $160,000 $80,000 $2,056 4.81%
Red Bluff, CA (FHA|USDA|VA) 1 $155,000 $155,000 $4,096 3.63%
Grand Rapids, MN (FHA|USDA|VA) 1 $155,000 $155,000 $6,357 3.50%
EspaƱola, NM (FHA|USDA|VA) 1 $155,000 $155,000 $2,506 4.75%
MUSKEGON, MI (FHA|USDA|VA) 1 $155,000 $155,000 $1,948 3.88%
Dodge City, KS (FHA|USDA|VA) 1 $155,000 $155,000 $2,578 4.50%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $155,000 $155,000 $4,503 3.99%
Marion, IN (FHA|USDA|VA) 1 $155,000 $155,000 $1,072 3.25%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $155,000 $155,000 $3,937 3.50%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $155,000 $155,000 $6,138 3.99%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,624 3.75%
Toccoa, GA (FHA|USDA|VA) 1 $155,000 $155,000 $10,539 3.63%
Richmond, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,389 3.88%
Winfield, KS (FHA|USDA|VA) 1 $145,000 $145,000 $5,209 4.63%
Meadville, PA (FHA|USDA|VA) 1 $145,000 $145,000 $11,940 5.75%
Albemarle, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,696 5.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $145,000 $145,000 $6,094 5.88%
Brookhaven, MS (FHA|USDA|VA) 1 $145,000 $145,000 $6,490 3.99%
PEORIA, IL (FHA|USDA|VA) 2 $140,000 $70,000 $2,946 4.75%
Sturgis, MI (FHA|USDA|VA) 1 $135,000 $135,000 $7,107 4.38%
ROME, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,357 3.99%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $135,000 $135,000 $9,385 5.25%
Montrose, CO (FHA|USDA|VA) 1 $135,000 $135,000 $6,572 3.00%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $135,000 $135,000 $2,137 5.99%
MUNCIE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,265 3.99%
Portsmouth, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,265 3.38%
Cadillac, MI (FHA|USDA|VA) 1 $135,000 $135,000 $4,548 4.63%
Frankfort, IN (FHA|USDA|VA) 2 $130,000 $65,000 $3,432 6.13%
Mount Pleasant, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,909 3.50%
Salem, OH (FHA|USDA|VA) 1 $125,000 $125,000 $1,503 4.38%
JONESBORO, AR (FHA|USDA|VA) 1 $125,000 $125,000 $2,886 3.63%
Platteville, WI (FHA|USDA|VA) 1 $125,000 $125,000 $4,825 3.50%
Columbus, NE (FHA|USDA|VA) 1 $125,000 $125,000 $4,975 4.13%
Waycross, GA (FHA|USDA|VA) 1 $125,000 $125,000 $2,620 3.63%
Beatrice, NE (FHA|USDA|VA) 1 $125,000 $125,000 $3,463 2.88%
Paducah, KY-IL (FHA|USDA|VA) 1 $115,000 $115,000 $5,602 4.63%
Norwalk, OH (FHA|USDA|VA) 1 $115,000 $115,000 $812 3.99%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $115,000 $115,000 $1,861 4.99%
HARRISONBURG, VA (FHA|USDA|VA) 1 $115,000 $115,000 $4,298 4.99%
GREENVILLE, NC (FHA|USDA|VA) 1 $115,000 $115,000 $5,241 3.88%
Beaver Dam, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,608 4.13%
Taylorville, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,172 3.99%
La Grande, OR (FHA|USDA|VA) 1 $115,000 $115,000 $3,661 5.25%
Roswell, NM (FHA|USDA|VA) 1 $115,000 $115,000 $1,887 3.88%
BISMARCK, ND (FHA|USDA|VA) 1 $115,000 $115,000 $1,833 3.99%
St. Marys, GA (FHA|USDA|VA) 1 $105,000 $105,000 $3,231 4.25%
Jasper, AL (FHA|USDA|VA) 1 $105,000 $105,000 $4,196 3.75%
Coldwater, MI (FHA|USDA|VA) 1 $105,000 $105,000 $3,504 3.99%
Fitzgerald, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,368 4.38%
JACKSON, MI (FHA|USDA|VA) 1 $95,000 $95,000 $3,382 3.99%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $95,000 $95,000 $4,689 4.38%
Thomaston, GA (FHA|USDA|VA) 1 $95,000 $95,000 $2,637 4.99%
Warsaw, IN (FHA|USDA|VA) 1 $95,000 $95,000 $3,863 4.38%
Austin, MN (FHA|USDA|VA) 1 $95,000 $95,000 $2,142 4.38%
Altus, OK (FHA|USDA|VA) 1 $95,000 $95,000 $4,007 4.50%
Cedartown, GA (FHA|USDA|VA) 1 $95,000 $95,000 $4,274 3.75%
Lincoln, IL (FHA|USDA|VA) 1 $95,000 $95,000 $3,430 3.75%
Rolla, MO (FHA|USDA|VA) 1 $95,000 $95,000 $4,086 4.99%
BINGHAMTON, NY (FHA|USDA|VA) 1 $95,000 $95,000 $5,369 4.63%
Atchison, KS (FHA|USDA|VA) 1 $85,000 $85,000 $3,915 5.00%
Martinsville, VA (FHA|USDA|VA) 1 $85,000 $85,000 $4,129 3.99%
DANVILLE, IL (FHA|USDA|VA) 1 $85,000 $85,000 $3,217 3.88%
Newport, OR (FHA|USDA|VA) 1 $85,000 $85,000 $3,143 2.99%
Plymouth, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,373 4.99%
Kerrville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $2,412 4.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $75,000 $75,000 $1,520 5.75%
WALLA WALLA, WA (FHA|USDA|VA) 1 $75,000 $75,000 $3,120 4.50%
MIDLAND, MI (FHA|USDA|VA) 1 $75,000 $75,000 $1,809 4.38%
McComb, MS (FHA|USDA|VA) 1 $75,000 $75,000 $6,400 5.75%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $65,000 $65,000 $2,443 3.63%
Georgetown, SC (FHA|USDA|VA) 1 $65,000 $65,000 $1,317 4.99%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $55,000 $55,000 $3,408 4.88%
Ardmore, OK (FHA|USDA|VA) 1 $55,000 $55,000 $2,434 4.88%
Levelland, TX (FHA|USDA|VA) 1 $55,000 $55,000 $2,666 3.88%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $45,000 $45,000 $1,813 3.99%
DECATUR, IL (FHA|USDA|VA) 1 $45,000 $45,000 $3,395 6.38%
Planet Home Lending's top markets include Denver, Washington, San Diego, Las Vegas, and Riverside among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,900 $1,048,110,000 $268,746 $5,580 4.12%
    FHA 3,514 $837,500,000 $238,332 $7,703 4.26%
    VA 2,727 $731,255,000 $268,154 $4,372 4.03%
    USDA 242 $39,660,000 $163,884 $6,194 4.09%

    For 2019, Planet Home Lending's most frequently originated type of loan was Conventional, with 3,900 originations. Their 2nd most popular type was FHA, with 3,514 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 4,420 $1,221,020,000 $276,249 $4,483 3.79%
    Home Purchase 3,985 $929,795,000 $233,324 $7,236 4.50%
    Cash Out Refi 1,978 $505,710,000 $255,667 $7,016 4.22%

    For 2019, Planet Home Lending's most frequently cited loan purpose was Refi, with 4,420 originations. The 2nd most popular reason was Home Purchase, with 3,985 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 9,419 $2,446,735,000 $259,766 $6,027 4.18%
    15 Year 491 $113,285,000 $230,723 $7,086 3.55%
    20 Year 289 $59,315,000 $205,242 $4,160 3.98%
    Other 155 $33,985,000 $219,258 $4,287 3.96%
    10 Year 29 $3,205,000 $110,517 $3,342 3.56%

    For 2019, Planet Home Lending's most frequently cited loan duration was 30 Year, with 9,419 originations. The 2nd most popular length was 15 Year, with 491 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 4,338 $1,069,260,000 $246,487
    $1k-2k 2,966 $765,040,000 $257,937
    $2k-3k 1,114 $239,760,000 $215,224
    $3k-4k 728 $178,640,000 $245,385
    $5k+ 640 $232,660,000 $363,531
    $4k-5k 418 $119,470,000 $285,813

    Planet Home Lending's average total fees were $6,027, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,338 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 5,698 $1,580,430,000 $277,366
    4-5% 2,931 $705,775,000 $240,797
    5-6% 1,145 $239,645,000 $209,297
    2.5-3% 293 $90,385,000 $308,481
    6-7% 173 $36,705,000 $212,168
    <2.5% 94 $1,120,000 $11,915
    7-8% 8 $1,650,000 $206,250
    Over 8% 2 $540,000 $270,000

    During 2019, Planet Home Lending's average interest rate for loans was 4.18%, while their most frequently originated rate bucket for loans was 3-4%, with 5,698 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,066 $1,427,450,000 $281,771 $6,419 4.07%
    $100k-200k 3,113 $476,595,000 $153,098 $5,066 4.38%
    $400k-600k 1,183 $549,535,000 $464,527 $7,476 3.93%
    $100,000 or less 811 $52,025,000 $64,149 $3,503 4.04%
    $600k-1MM 202 $142,170,000 $703,812 $8,765 4.05%
    $1MM+ 8 $8,750,000 $1,093,750 $9,926 3.83%

    2019 saw Planet Home Lending place emphasis on $200k-400k loans with 5,066 originations, totaling $1,427,450,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 2,297 $459,765,000 $200,159 $4,656 4.07%
    $50k-75k 1,869 $364,145,000 $194,834 $6,600 4.38%
    $100k-150k 1,611 $503,395,000 $312,474 $7,195 4.25%
    $75k-100k 1,416 $352,060,000 $248,630 $7,117 4.34%
    $150k-250k 819 $316,235,000 $386,123 $7,362 4.21%
    $250k+ 234 $104,710,000 $447,479 $10,836 4.19%

    Planet Home Lending lent most frequently to those with incomes in the $50k or less range, with 2,297 originations. The second most popular income band? $50k-75k, with 1,869 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,234 $315,750,000 $255,875 $6,316 4.25%
    20-30% 1,111 $278,735,000 $250,887 $5,938 4.12%
    50-60% 789 $198,925,000 $252,123 $9,028 4.59%
    <20% 399 $82,905,000 $207,782 $5,708 3.73%
    44% 336 $89,560,000 $266,548 $6,827 4.38%
    42% 283 $71,365,000 $252,173 $6,560 4.38%
    45% 272 $70,890,000 $260,625 $7,168 4.46%
    39% 271 $68,535,000 $252,897 $7,113 4.39%
    43% 270 $67,610,000 $250,407 $6,685 4.36%
    40% 266 $65,860,000 $247,594 $6,645 4.38%
    41% 263 $65,185,000 $247,852 $6,435 4.42%
    49% 260 $64,800,000 $249,231 $6,756 4.39%
    37% 253 $67,075,000 $265,119 $6,626 4.38%
    38% 240 $60,950,000 $253,958 $6,478 4.42%
    47% 239 $62,445,000 $261,276 $7,080 4.51%
    46% 236 $57,870,000 $245,212 $10,003 4.42%
    36% 227 $60,105,000 $264,780 $6,698 4.24%
    48% 215 $59,925,000 $278,721 $7,449 4.39%
    >60% 40 $11,560,000 $289,000 $9,351 4.65%

    Planet Home Lending lent most frequently to those with DTI ratios of 30-36%, with 1,234 originations. The next most common DTI ratio? 20-30%, with 1,111 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,110 $1,803,240,000 $253,620 $5,860 4.14%
    Not provided 1,391 $385,825,000 $277,372 $6,084 4.06%
    Black 1,427 $325,015,000 $227,761 $5,823 4.29%
    Asian 310 $100,700,000 $324,839 $6,480 4.01%
    American Indian 73 $17,875,000 $244,863 $6,320 4.31%
    Asian Indian 25 $9,235,000 $369,400 $6,255 3.28%
    Native Hawaiian or Islander 30 $8,540,000 $284,667 $6,694 4.21%
    Chinese 7 $2,355,000 $336,429 $123,228 3.75%
    Filipino 5 $1,685,000 $337,000 $7,064 3.82%
    Vietnamese 2 $1,090,000 $545,000 $8,399 4.63%
    Other Asian 2 $500,000 $250,000 $10,618 4.81%
    Korean 1 $465,000 $465,000 $3,493 3.50%

    Approval Rates

    Total approvals of all applications
    94.06%

    Planet Home Lending has an average approval rate.

    Pick Rate

    Approvals leading to origination
    91.94%

    Planet Home Lending has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 10,383 $2,656,525,000 $255,853

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 237 $34,265,000 $144,578
    Single Family (1-4 Units):Site-Built 10,146 $2,622,260,000 $258,453

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 120 $27,110,000 $225,917 $5,212 4.00%
    40-60% 571 $146,125,000 $255,911 $5,429 3.97%
    60-80% 2,156 $597,560,000 $277,161 $6,299 4.21%
    80-100% 5,353 $1,345,825,000 $251,415 $6,500 4.32%
    Over 100% 273 $82,015,000 $300,421 $8,760 4.35%
    Under 20% 175 $4,415,000 $25,229 $2,298 1.58%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    PLANET HOME LENDING, LLC Conventional home mortgage Closing on a mortgage 1 2.1%
    PLANET HOME LENDING, LLC Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 1 2.1%
    PLANET HOME LENDING, LLC Conventional home mortgage Struggling to pay mortgage 9 18.8%
    PLANET HOME LENDING, LLC Conventional home mortgage Trouble during payment process 13 27.1%
    PLANET HOME LENDING, LLC FHA mortgage Closing on a mortgage 1 2.1%
    PLANET HOME LENDING, LLC FHA mortgage Incorrect information on your report 1 2.1%
    PLANET HOME LENDING, LLC FHA mortgage Struggling to pay mortgage 5 10.4%
    PLANET HOME LENDING, LLC FHA mortgage Trouble during payment process 3 6.3%
    PLANET HOME LENDING, LLC Other type of mortgage Struggling to pay mortgage 2 4.2%
    PLANET HOME LENDING, LLC Other type of mortgage Trouble during payment process 1 2.1%
    PLANET HOME LENDING, LLC VA mortgage Closing on a mortgage 1 2.1%
    PLANET HOME LENDING, LLC VA mortgage Problem with a credit reporting company's investigation into an existing problem 1 2.1%
    PLANET HOME LENDING, LLC VA mortgage Struggling to pay mortgage 2 4.2%
    PLANET HOME LENDING, LLC VA mortgage Trouble during payment process 7 14.6%