Primary Residential Mortgage Rates, Fees & Info

Review & Overview

Primary Residential Mortgage is a mid-sized mortgage company specializing in Home Purchase loans. Primary Residential Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Baltimore, Miami, Atlanta, Phoenix, and Charlotte among others. We have data for 529 markets. (Some data included below & more in-depth data is available with an active subscription.)

Primary Residential Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Primary Residential Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.54%	4/5/25
30 Year Conventional Refi	6.99%	4/5/25
30 Year Cash-out Refi	7.43%	4/5/25
30 Year FHA Purchase	7.65%	4/5/25
30 Year FHA Refi	7.47%	4/5/25
30 Year VA Purchase	6.69%	4/5/25
30 Year VA Refi	6.30%	4/5/25
30 Year USDA Purchase	7.55%	4/5/25
30 Year USDA Refi	7.09%	4/5/25
15 Year Conventional Purchase	4.45%	4/5/25
15 Year Conventional Refi	6.41%	4/5/25
15 Year Cash-out Refi	6.41%	4/5/25
15 Year FHA Purchase	7.38%	4/5/25
15 Year VA Purchase	5.78%	4/5/25
15 Year VA Refi	6.00%	4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Primary Residential Mortgage Mortgage Calculator

Originations

20,633

Origination Dollar Volume (All Markets)

$4,501,065,000

Awards