Primary Residential Mortgage Rates, Fees & Info

Carson City, NV

LEI: 54930052M48FOD3CWA54

Tax ID: 86-0860478

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Primary Residential Mortgage is a mid-sized mortgage company specializing in Home Purchase loans. Primary Residential Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Baltimore, Miami, Phoenix, Denver, and Atlanta among others. We have data for 584 markets. (Some data included below & more in-depth data is available with an active subscription.)

Primary Residential Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Primary Residential Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.61% 3/25/24
30 Year Conventional Refi 6.97% 3/25/24
30 Year Cash-out Refi 6.82% 3/25/24
30 Year FHA Purchase 7.36% 3/25/24
30 Year FHA Refi 7.80% 3/25/24
30 Year VA Purchase 6.40% 3/25/24
30 Year VA Refi 6.27% 3/25/24
30 Year USDA Purchase 7.52% 3/25/24
30 Year USDA Refi 6.27% 3/25/24
15 Year Conventional Purchase 6.82% 3/25/24
15 Year Conventional Refi 5.68% 3/25/24
15 Year Cash-out Refi 5.68% 3/25/24
15 Year FHA Purchase 5.68% 3/25/24
15 Year FHA Refi 5.68% 3/25/24
15 Year VA Purchase 5.68% 3/25/24
15 Year USDA Purchase 5.68% 3/25/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Primary Residential Mortgage Mortgage Calculator






Your Estimates

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This is not an official calculator from Primary Residential Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

25,915

Origination Dollar Volume (All Markets)

$6,171,015,000
Show all (37) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2,400 $618,210,000 $257,588 $6,722 3.93%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1,443 $399,245,000 $276,677 $8,799 4.58%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,403 $357,145,000 $254,558 $5,611 4.11%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 795 $199,605,000 $251,075 $7,503 3.32%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,049 $196,325,000 $187,154 $6,809 4.34%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 515 $195,995,000 $380,573 $6,532 4.07%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 791 $163,125,000 $206,226 $7,540 4.06%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 616 $145,950,000 $236,932 $5,995 4.19%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 435 $141,855,000 $326,103 $10,062 4.22%
Outside of Metro Areas 770 $128,470,000 $166,844 $5,059 4.39%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 465 $119,035,000 $255,989 $7,192 4.41%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 454 $114,440,000 $252,070 $5,880 4.37%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 188 $112,510,000 $598,457 $8,957 4.12%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 465 $111,625,000 $240,054 $5,055 4.07%
URBAN HONOLULU, HI (FHA|USDA|VA) 222 $103,960,000 $468,288 $7,095 4.00%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 509 $100,275,000 $197,004 $6,988 3.84%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 322 $93,720,000 $291,056 $8,690 4.24%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 431 $89,145,000 $206,833 $7,188 4.39%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 309 $89,105,000 $288,366 $6,365 3.92%
SALT LAKE CITY, UT (FHA|USDA|VA) 282 $78,120,000 $277,021 $5,857 4.25%
ALBUQUERQUE, NM (FHA|USDA|VA) 372 $75,540,000 $203,065 $5,679 4.38%
GREELEY, CO (FHA|USDA|VA) 302 $74,670,000 $247,252 $8,300 3.52%
RALEIGH-CARY, NC (FHA|USDA|VA) 288 $73,840,000 $256,389 $4,907 4.13%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 295 $69,035,000 $234,017 $6,903 4.44%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 257 $67,585,000 $262,977 $7,883 4.19%
COLORADO SPRINGS, CO (FHA|USDA|VA) 334 $66,220,000 $198,263 $7,409 3.23%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 325 $65,065,000 $200,200 $7,787 4.73%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 186 $59,130,000 $317,903 $6,313 4.22%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 240 $58,620,000 $244,250 $5,651 4.34%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 251 $54,915,000 $218,785 $5,925 4.41%
PROVO-OREM, UT (FHA|USDA|VA) 169 $52,665,000 $311,627 $6,721 4.28%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 245 $51,895,000 $211,816 $5,400 4.46%
MODESTO, CA (FHA|USDA|VA) 168 $48,580,000 $289,167 $8,636 4.30%
BOISE CITY, ID (FHA|USDA|VA) 200 $44,200,000 $221,000 $7,796 4.24%
GRAND JUNCTION, CO (FHA|USDA|VA) 175 $43,465,000 $248,371 $6,079 4.07%
PORT ST. LUCIE, FL (FHA|USDA|VA) 187 $42,425,000 $226,872 $6,761 4.54%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 73 $40,595,000 $556,096 $8,914 4.25%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 216 $37,490,000 $173,565 $5,946 4.47%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 163 $37,105,000 $227,638 $7,820 4.29%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 177 $34,015,000 $192,175 $5,022 4.45%
ANCHORAGE, AK (FHA|USDA|VA) 127 $34,005,000 $267,756 $8,279 4.07%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 111 $33,985,000 $306,171 $9,148 4.39%
STOCKTON, CA (FHA|USDA|VA) 123 $29,195,000 $237,358 $9,872 3.87%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 132 $29,150,000 $220,833 $4,589 4.46%
VALLEJO, CA (FHA|USDA|VA) 89 $27,235,000 $306,011 $8,853 3.85%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 96 $26,780,000 $278,958 $7,459 4.18%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 59 $26,515,000 $449,407 $8,765 4.10%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 95 $25,315,000 $266,474 $7,199 4.28%
Wooster, OH (FHA|USDA|VA) 155 $24,155,000 $155,839 $5,105 4.50%
LOUISVILLE, KY (FHA|USDA|VA) 128 $23,330,000 $182,266 $3,701 4.41%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 71 $23,035,000 $324,437 $6,528 4.24%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 76 $22,790,000 $299,868 $5,913 4.14%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 136 $21,840,000 $160,588 $3,625 4.92%
Clovis, NM (FHA|USDA|VA) 148 $21,610,000 $146,014 $4,355 4.15%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 76 $21,290,000 $280,132 $6,894 4.14%
BATON ROUGE, LA (FHA|USDA|VA) 102 $20,520,000 $201,176 $6,000 4.45%
Hutchinson, KS (FHA|USDA|VA) 168 $20,150,000 $119,940 $3,986 4.65%
RENO, NV (FHA|USDA|VA) 70 $19,940,000 $284,857 $7,704 4.06%
VISALIA, CA (FHA|USDA|VA) 97 $18,485,000 $190,567 $8,704 3.83%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 108 $18,230,000 $168,796 $5,731 4.44%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 72 $17,990,000 $249,861 $6,242 4.43%
CORPUS CHRISTI, TX (FHA|USDA|VA) 119 $17,375,000 $146,008 $6,431 3.92%
MERCED, CA (FHA|USDA|VA) 68 $17,290,000 $254,265 $7,999 4.42%
NAPA, CA (FHA|USDA|VA) 45 $16,705,000 $371,222 $7,303 3.85%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 87 $16,615,000 $190,977 $4,995 4.28%
WORCESTER, MA-CT (FHA|USDA|VA) 67 $16,535,000 $246,791 $7,407 4.64%
COLUMBUS, GA-AL (FHA|USDA|VA) 84 $16,400,000 $195,238 $5,843 4.15%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 43 $16,005,000 $372,209 $8,125 4.10%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 58 $15,580,000 $268,621 $4,668 4.23%
FORT COLLINS, CO (FHA|USDA|VA) 59 $14,515,000 $246,017 $8,500 3.06%
HARRISONBURG, VA (FHA|USDA|VA) 65 $14,065,000 $216,385 $4,030 4.30%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 67 $13,955,000 $208,284 $6,240 4.10%
Truckee-Grass Valley, CA (FHA|USDA|VA) 38 $13,450,000 $353,947 $4,418 4.12%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 79 $13,235,000 $167,532 $4,050 4.49%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 50 $12,450,000 $249,000 $5,883 4.21%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 45 $12,295,000 $273,222 $6,210 4.39%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 28 $11,860,000 $423,571 $9,939 4.22%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 66 $11,690,000 $177,121 $5,604 4.21%
COLUMBUS, OH (FHA|USDA|VA) 76 $11,670,000 $153,553 $5,604 4.41%
ALEXANDRIA, LA (FHA|USDA|VA) 68 $11,630,000 $171,029 $5,274 4.88%
DAYTON-KETTERING, OH (FHA|USDA|VA) 83 $11,455,000 $138,012 $4,623 4.49%
LOGAN, UT-ID (FHA|USDA|VA) 54 $11,430,000 $211,667 $5,324 4.57%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 50 $11,380,000 $227,600 $5,513 4.85%
WICHITA, KS (FHA|USDA|VA) 78 $11,120,000 $142,564 $4,382 4.70%
ST. GEORGE, UT (FHA|USDA|VA) 40 $10,780,000 $269,500 $5,168 4.17%
TYLER, TX (FHA|USDA|VA) 55 $10,655,000 $193,727 $5,245 4.64%
JACKSONVILLE, FL (FHA|USDA|VA) 62 $10,430,000 $168,226 $6,941 4.39%
Fort Morgan, CO (FHA|USDA|VA) 45 $9,545,000 $212,111 $7,456 3.52%
Aberdeen, WA (FHA|USDA|VA) 54 $9,390,000 $173,889 $3,838 4.63%
HOT SPRINGS, AR (FHA|USDA|VA) 59 $9,275,000 $157,203 $4,420 4.77%
Portales, NM (FHA|USDA|VA) 69 $9,125,000 $132,246 $4,149 4.23%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 48 $9,060,000 $188,750 $5,892 4.40%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 46 $8,770,000 $190,652 $6,186 4.59%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 44 $8,610,000 $195,682 $4,121 4.25%
YORK-HANOVER, PA (FHA|USDA|VA) 40 $8,600,000 $215,000 $7,805 4.32%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 46 $8,540,000 $185,652 $5,589 4.68%
DOVER, DE (FHA|USDA|VA) 41 $8,515,000 $207,683 $8,127 3.85%
FRESNO, CA (FHA|USDA|VA) 35 $8,335,000 $238,143 $8,705 3.98%
WALLA WALLA, WA (FHA|USDA|VA) 31 $8,115,000 $261,774 $4,392 4.01%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 56 $8,080,000 $144,286 $7,917 4.64%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 25 $8,015,000 $320,600 $6,025 4.52%
LONGVIEW, WA (FHA|USDA|VA) 26 $7,790,000 $299,615 $5,457 3.94%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 33 $7,175,000 $217,424 $5,328 4.15%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 36 $7,000,000 $194,444 $4,856 4.37%
SALISBURY, MD-DE (FHA|USDA|VA) 33 $6,905,000 $209,242 $6,465 4.01%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 32 $6,700,000 $209,375 $5,521 4.15%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 42 $6,590,000 $156,905 $7,542 4.58%
Big Spring, TX (FHA|USDA|VA) 46 $6,580,000 $143,043 $7,314 3.75%
Bedford, IN (FHA|USDA|VA) 52 $6,530,000 $125,577 $3,750 4.25%
BAKERSFIELD, CA (FHA|USDA|VA) 31 $6,195,000 $199,839 $8,443 4.03%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 11 $5,895,000 $535,909 $13,111 3.58%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 25 $5,845,000 $233,800 $7,740 4.24%
PUEBLO, CO (FHA|USDA|VA) 54 $5,690,000 $105,370 $5,209 3.04%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 24 $5,420,000 $225,833 $6,369 4.67%
Lebanon, NH-VT (FHA|USDA|VA) 23 $5,385,000 $234,130 $4,449 4.46%
SPARTANBURG, SC (FHA|USDA|VA) 31 $5,305,000 $171,129 $4,372 4.54%
Ontario, OR-ID (FHA|USDA|VA) 32 $5,290,000 $165,313 $6,992 4.33%
KNOXVILLE, TN (FHA|USDA|VA) 23 $5,235,000 $227,609 $6,430 4.54%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 36 $5,130,000 $142,500 $6,573 4.20%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 22 $5,050,000 $229,545 $6,523 4.21%
Fergus Falls, MN (FHA|USDA|VA) 29 $5,015,000 $172,931 $4,868 4.15%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 27 $4,945,000 $183,148 $5,955 4.24%
BOULDER, CO (FHA|USDA|VA) 16 $4,890,000 $305,625 $8,027 3.05%
Glenwood Springs, CO (FHA|USDA|VA) 16 $4,360,000 $272,500 $8,270 4.13%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 12 $4,330,000 $360,833 $9,339 3.93%
BANGOR, ME (FHA|USDA|VA) 29 $4,255,000 $146,724 $3,667 4.66%
Heber, UT (FHA|USDA|VA) 11 $4,205,000 $382,273 $6,867 4.26%
STAUNTON, VA (FHA|USDA|VA) 23 $4,195,000 $182,391 $4,284 4.56%
PUNTA GORDA, FL (FHA|USDA|VA) 21 $4,145,000 $197,381 $6,330 4.67%
Minot, ND (FHA|USDA|VA) 16 $4,000,000 $250,000 $6,165 3.49%
WINSTON-SALEM, NC (FHA|USDA|VA) 25 $3,975,000 $159,000 $5,021 3.93%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 27 $3,955,000 $146,481 $5,009 3.80%
Kapaa, HI (FHA|USDA|VA) 10 $3,910,000 $391,000 $7,248 3.93%
EVANSVILLE, IN-KY (FHA|USDA|VA) 29 $3,905,000 $134,655 $3,771 4.58%
Shelton, WA (FHA|USDA|VA) 17 $3,785,000 $222,647 $7,693 3.57%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 15 $3,705,000 $247,000 $6,027 4.66%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 17 $3,705,000 $217,941 $6,576 4.39%
WENATCHEE, WA (FHA|USDA|VA) 9 $3,595,000 $399,444 $3,772 4.10%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 6 $3,570,000 $595,000 $14,810 4.35%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 26 $3,540,000 $136,154 $5,335 3.63%
LAS CRUCES, NM (FHA|USDA|VA) 23 $3,535,000 $153,696 $4,424 3.95%
McPherson, KS (FHA|USDA|VA) 24 $3,530,000 $147,083 $3,535 4.48%
Silver City, NM (FHA|USDA|VA) 26 $3,530,000 $135,769 $6,412 4.51%
BEND, OR (FHA|USDA|VA) 12 $3,520,000 $293,333 $5,755 4.49%
Jefferson, GA (FHA|USDA|VA) 15 $3,375,000 $225,000 $6,949 4.60%
MADERA, CA (FHA|USDA|VA) 14 $3,370,000 $240,714 $7,801 4.05%
KANSAS CITY, MO-KS (FHA|USDA|VA) 20 $3,290,000 $164,500 $5,373 4.76%
Carlsbad-Artesia, NM (FHA|USDA|VA) 15 $3,285,000 $219,000 $5,266 4.35%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 5 $3,265,000 $653,000 $4,905 3.98%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 13 $3,215,000 $247,308 $7,390 3.93%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 19 $3,195,000 $168,158 $5,322 4.18%
CARSON CITY, NV (FHA|USDA|VA) 13 $3,115,000 $239,615 $8,125 4.44%
Moses Lake, WA (FHA|USDA|VA) 18 $3,100,000 $172,222 $5,558 4.23%
SPRINGFIELD, MA (FHA|USDA|VA) 14 $3,040,000 $217,143 $5,481 4.24%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 22 $3,040,000 $138,182 $5,893 4.73%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 10 $3,040,000 $304,000 $5,064 4.12%
TULSA, OK (FHA|USDA|VA) 19 $2,975,000 $156,579 $6,052 4.93%
BURLINGTON, NC (FHA|USDA|VA) 12 $2,940,000 $245,000 $4,571 4.35%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 14 $2,930,000 $209,286 $4,161 4.35%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 12 $2,920,000 $243,333 $8,648 4.57%
TUCSON, AZ (FHA|USDA|VA) 15 $2,895,000 $193,000 $5,207 4.23%
MADISON, WI (FHA|USDA|VA) 14 $2,880,000 $205,714 $4,873 4.44%
Payson, AZ (FHA|USDA|VA) 12 $2,870,000 $239,167 $4,315 4.00%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 11 $2,845,000 $258,636 $6,124 4.48%
MISSOULA, MT (FHA|USDA|VA) 9 $2,765,000 $307,222 $6,883 4.39%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 12 $2,760,000 $230,000 $5,898 4.67%
MIDLAND, TX (FHA|USDA|VA) 9 $2,755,000 $306,111 $7,814 3.72%
ST. LOUIS, MO-IL (FHA|USDA|VA) 18 $2,740,000 $152,222 $5,440 3.87%
FORT WAYNE, IN (FHA|USDA|VA) 16 $2,730,000 $170,625 $4,780 3.90%
SANTA FE, NM (FHA|USDA|VA) 11 $2,535,000 $230,455 $5,258 4.52%
EAST STROUDSBURG, PA (FHA|USDA|VA) 16 $2,500,000 $156,250 $7,145 4.84%
APPLETON, WI (FHA|USDA|VA) 15 $2,485,000 $165,667 $5,470 4.28%
TEXARKANA, TX-AR (FHA|USDA|VA) 18 $2,460,000 $136,667 $4,007 5.03%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 15 $2,455,000 $163,667 $6,059 3.80%
Laconia, NH (FHA|USDA|VA) 13 $2,435,000 $187,308 $5,459 3.84%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 21 $2,405,000 $114,524 $4,966 4.48%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 9 $2,395,000 $266,111 $5,237 3.93%
FAYETTEVILLE, NC (FHA|USDA|VA) 14 $2,390,000 $170,714 $4,423 4.17%
ASHEVILLE, NC (FHA|USDA|VA) 8 $2,360,000 $295,000 $5,599 4.20%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 14 $2,320,000 $165,714 $4,475 5.20%
Shelby, NC (FHA|USDA|VA) 14 $2,310,000 $165,000 $5,314 4.64%
Concord, NH (FHA|USDA|VA) 10 $2,310,000 $231,000 $4,777 4.22%
OCALA, FL (FHA|USDA|VA) 16 $2,290,000 $143,125 $6,592 4.28%
SALEM, OR (FHA|USDA|VA) 11 $2,275,000 $206,818 $6,516 4.67%
Ukiah, CA (FHA|USDA|VA) 6 $2,220,000 $370,000 $6,738 4.48%
OKLAHOMA CITY, OK (FHA|USDA|VA) 13 $2,205,000 $169,615 $5,562 4.76%
YAKIMA, WA (FHA|USDA|VA) 12 $2,200,000 $183,333 $6,525 4.07%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 5 $2,195,000 $439,000 $6,338 4.15%
Clewiston, FL (FHA|USDA|VA) 14 $2,190,000 $156,429 $7,691 4.69%
New Philadelphia-Dover, OH (FHA|USDA|VA) 17 $2,125,000 $125,000 $5,298 4.76%
Fernley, NV (FHA|USDA|VA) 9 $2,115,000 $235,000 $7,409 4.39%
PINE BLUFF, AR (FHA|USDA|VA) 16 $2,110,000 $131,875 $4,282 5.24%
FLAGSTAFF, AZ (FHA|USDA|VA) 7 $2,105,000 $300,714 $5,685 4.62%
COLUMBIA, SC (FHA|USDA|VA) 14 $2,070,000 $147,857 $4,518 4.95%
BOWLING GREEN, KY (FHA|USDA|VA) 14 $2,070,000 $147,857 $5,685 3.98%
AKRON, OH (FHA|USDA|VA) 13 $2,065,000 $158,846 $4,846 4.41%
LaGrange, GA-AL (FHA|USDA|VA) 12 $2,030,000 $169,167 $6,202 4.58%
READING, PA (FHA|USDA|VA) 14 $1,940,000 $138,571 $6,023 4.87%
Oak Harbor, WA (FHA|USDA|VA) 6 $1,920,000 $320,000 $7,287 3.96%
Edwards, CO (FHA|USDA|VA) 5 $1,915,000 $383,000 $8,263 3.43%
WILMINGTON, NC (FHA|USDA|VA) 7 $1,915,000 $273,571 $5,296 4.44%
Key West, FL (FHA|USDA|VA) 4 $1,910,000 $477,500 $10,323 4.88%
MONROE, LA (FHA|USDA|VA) 10 $1,900,000 $190,000 $3,643 5.04%
LAFAYETTE, LA (FHA|USDA|VA) 12 $1,860,000 $155,000 $6,721 4.97%
SALINAS, CA (FHA|USDA|VA) 4 $1,830,000 $457,500 $11,358 4.84%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 9 $1,825,000 $202,778 $7,667 4.72%
Del Rio, TX (FHA|USDA|VA) 16 $1,800,000 $112,500 $7,505 3.47%
Centralia, WA (FHA|USDA|VA) 9 $1,795,000 $199,444 $3,807 4.22%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 11 $1,785,000 $162,273 $5,158 4.48%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 13 $1,755,000 $135,000 $6,840 3.89%
SPRINGFIELD, OH (FHA|USDA|VA) 13 $1,755,000 $135,000 $4,635 4.45%
GAINESVILLE, FL (FHA|USDA|VA) 9 $1,745,000 $193,889 $6,372 4.16%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 7 $1,705,000 $243,571 $5,274 4.16%
RICHMOND, VA (FHA|USDA|VA) 6 $1,680,000 $280,000 $6,200 4.54%
CLEVELAND, TN (FHA|USDA|VA) 7 $1,615,000 $230,714 $5,533 4.82%
WACO, TX (FHA|USDA|VA) 8 $1,560,000 $195,000 $5,873 4.35%
GETTYSBURG, PA (FHA|USDA|VA) 7 $1,525,000 $217,857 $7,061 4.44%
Augusta-Waterville, ME (FHA|USDA|VA) 7 $1,515,000 $216,429 $5,444 4.59%
Roseburg, OR (FHA|USDA|VA) 6 $1,510,000 $251,667 $7,124 4.79%
Torrington, CT (FHA|USDA|VA) 7 $1,505,000 $215,000 $7,387 4.37%
Jacksonville, TX (FHA|USDA|VA) 8 $1,480,000 $185,000 $4,996 4.89%
SAVANNAH, GA (FHA|USDA|VA) 7 $1,445,000 $206,429 $6,605 4.54%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 8 $1,410,000 $176,250 $3,441 4.75%
LANCASTER, PA (FHA|USDA|VA) 6 $1,410,000 $235,000 $6,335 4.50%
GAINESVILLE, GA (FHA|USDA|VA) 8 $1,390,000 $173,750 $5,975 4.67%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 8 $1,380,000 $172,500 $9,008 4.00%
LONGVIEW, TX (FHA|USDA|VA) 9 $1,375,000 $152,778 $6,441 5.00%
Beeville, TX (FHA|USDA|VA) 12 $1,360,000 $113,333 $7,098 3.40%
AMARILLO, TX (FHA|USDA|VA) 6 $1,360,000 $226,667 $5,408 4.71%
CANTON-MASSILLON, OH (FHA|USDA|VA) 10 $1,350,000 $135,000 $3,858 4.41%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 7 $1,305,000 $186,429 $9,371 4.71%
MOBILE, AL (FHA|USDA|VA) 11 $1,285,000 $116,818 $3,439 4.40%
Clearlake, CA (FHA|USDA|VA) 5 $1,275,000 $255,000 $9,582 4.00%
Athens, TX (FHA|USDA|VA) 8 $1,270,000 $158,750 $5,283 4.83%
Gainesville, TX (FHA|USDA|VA) 5 $1,255,000 $251,000 $6,177 4.98%
FORT SMITH, AR-OK (FHA|USDA|VA) 7 $1,215,000 $173,571 $5,374 4.53%
Uvalde, TX (FHA|USDA|VA) 3 $1,205,000 $401,667 $11,625 4.83%
Port Angeles, WA (FHA|USDA|VA) 5 $1,175,000 $235,000 $5,953 3.47%
BELLINGHAM, WA (FHA|USDA|VA) 4 $1,170,000 $292,500 $5,196 4.56%
BRUNSWICK, GA (FHA|USDA|VA) 5 $1,165,000 $233,000 $6,713 3.95%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 7 $1,155,000 $165,000 $5,593 4.29%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 6 $1,120,000 $186,667 $6,709 3.64%
Boone, NC (FHA|USDA|VA) 4 $1,110,000 $277,500 $6,295 4.09%
PANAMA CITY, FL (FHA|USDA|VA) 5 $1,095,000 $219,000 $4,117 4.58%
GREEN BAY, WI (FHA|USDA|VA) 9 $1,095,000 $121,667 $4,373 4.10%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 7 $1,075,000 $153,571 $5,113 4.14%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,055,000 $351,667 $9,662 3.92%
CaƱon City, CO (FHA|USDA|VA) 8 $1,020,000 $127,500 $5,654 3.17%
JONESBORO, AR (FHA|USDA|VA) 10 $1,010,000 $101,000 $3,034 5.13%
TOPEKA, KS (FHA|USDA|VA) 6 $990,000 $165,000 $5,161 5.15%
Show Low, AZ (FHA|USDA|VA) 7 $985,000 $140,714 $5,335 4.30%
Hilo, HI (FHA|USDA|VA) 5 $985,000 $197,000 $5,916 4.03%
Ashland, OH (FHA|USDA|VA) 7 $945,000 $135,000 $5,331 4.64%
Tullahoma-Manchester, TN (FHA|USDA|VA) 4 $940,000 $235,000 $5,015 4.50%
Fort Polk South, LA (FHA|USDA|VA) 4 $940,000 $235,000 $5,082 5.44%
Deming, NM (FHA|USDA|VA) 7 $935,000 $133,571 $5,705 4.80%
Los Alamos, NM (FHA|USDA|VA) 2 $930,000 $465,000 $15,595 3.44%
Blytheville, AR (FHA|USDA|VA) 10 $930,000 $93,000 $2,666 4.66%
Cookeville, TN (FHA|USDA|VA) 4 $900,000 $225,000 $5,649 4.44%
Ruidoso, NM (FHA|USDA|VA) 4 $890,000 $222,500 $6,841 4.12%
Roswell, NM (FHA|USDA|VA) 8 $890,000 $111,250 $4,616 5.05%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $880,000 $146,667 $3,457 4.27%
TOLEDO, OH (FHA|USDA|VA) 5 $875,000 $175,000 $3,586 4.18%
Hope, AR (FHA|USDA|VA) 8 $850,000 $106,250 $2,321 5.17%
JACKSON, TN (FHA|USDA|VA) 5 $845,000 $169,000 $8,377 3.13%
BLOOMINGTON, IN (FHA|USDA|VA) 6 $830,000 $138,333 $4,683 4.81%
Bonham, TX (FHA|USDA|VA) 4 $830,000 $207,500 $6,668 4.47%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $825,000 $275,000 $4,305 5.21%
Elko, NV (FHA|USDA|VA) 2 $810,000 $405,000 $7,861 4.63%
Cambridge, MD (FHA|USDA|VA) 4 $800,000 $200,000 $8,166 4.09%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $780,000 $390,000 $6,786 4.06%
Easton, MD (FHA|USDA|VA) 2 $760,000 $380,000 $6,612 4.69%
Garden City, KS (FHA|USDA|VA) 5 $755,000 $151,000 $5,466 5.15%
MANHATTAN, KS (FHA|USDA|VA) 4 $750,000 $187,500 $5,499 4.66%
Russellville, AR (FHA|USDA|VA) 5 $745,000 $149,000 $4,531 4.90%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $740,000 $370,000 $6,140 4.50%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 4 $740,000 $185,000 $3,584 3.91%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $735,000 $245,000 $8,808 4.38%
LUBBOCK, TX (FHA|USDA|VA) 5 $735,000 $147,000 $4,397 4.53%
Zanesville, OH (FHA|USDA|VA) 5 $735,000 $147,000 $5,770 4.18%
Beaver Dam, WI (FHA|USDA|VA) 5 $725,000 $145,000 $4,142 4.25%
GRAND FORKS, ND-MN (FHA|USDA|VA) 7 $725,000 $103,571 $2,753 4.52%
REDDING, CA (FHA|USDA|VA) 4 $720,000 $180,000 $5,311 4.31%
Coshocton, OH (FHA|USDA|VA) 7 $715,000 $102,143 $4,552 4.84%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $715,000 $238,333 $11,006 4.96%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $715,000 $238,333 $9,121 4.50%
SHEBOYGAN, WI (FHA|USDA|VA) 5 $705,000 $141,000 $5,123 4.05%
Sevierville, TN (FHA|USDA|VA) 3 $705,000 $235,000 $6,538 4.46%
PITTSFIELD, MA (FHA|USDA|VA) 5 $705,000 $141,000 $4,928 3.45%
IDAHO FALLS, ID (FHA|USDA|VA) 3 $705,000 $235,000 $6,429 4.08%
Mount Pleasant, TX (FHA|USDA|VA) 3 $695,000 $231,667 $5,602 5.13%
Forrest City, AR (FHA|USDA|VA) 5 $695,000 $139,000 $2,514 4.90%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $690,000 $172,500 $4,668 4.25%
Malvern, AR (FHA|USDA|VA) 7 $685,000 $97,857 $2,597 4.57%
EL CENTRO, CA (FHA|USDA|VA) 4 $680,000 $170,000 $5,236 4.53%
Greenville, OH (FHA|USDA|VA) 4 $670,000 $167,500 $2,717 4.63%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $670,000 $167,500 $6,381 4.91%
Searcy, AR (FHA|USDA|VA) 5 $655,000 $131,000 $2,604 5.40%
THE VILLAGES, FL (FHA|USDA|VA) 3 $655,000 $218,333 $6,419 4.54%
YUBA CITY, CA (FHA|USDA|VA) 2 $640,000 $320,000 $5,197 5.13%
Wilson, NC (FHA|USDA|VA) 5 $635,000 $127,000 $3,954 3.95%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $630,000 $157,500 $5,061 4.13%
Othello, WA (FHA|USDA|VA) 5 $625,000 $125,000 $6,551 3.65%
CASPER, WY (FHA|USDA|VA) 3 $625,000 $208,333 $7,039 4.04%
Winnemucca, NV (FHA|USDA|VA) 3 $605,000 $201,667 $8,178 4.46%
Pahrump, NV (FHA|USDA|VA) 3 $595,000 $198,333 $6,790 5.29%
Shelbyville, TN (FHA|USDA|VA) 3 $595,000 $198,333 $5,225 4.04%
Lufkin, TX (FHA|USDA|VA) 2 $590,000 $295,000 $5,152 4.00%
Salina, KS (FHA|USDA|VA) 4 $580,000 $145,000 $4,687 4.50%
Ottawa, KS (FHA|USDA|VA) 3 $575,000 $191,667 $5,950 4.92%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $565,000 $565,000 $5,931 3.63%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $555,000 $185,000 $3,956 4.63%
Paragould, AR (FHA|USDA|VA) 5 $545,000 $109,000 $2,484 4.80%
Albemarle, NC (FHA|USDA|VA) 3 $545,000 $181,667 $5,969 3.92%
Kingsville, TX (FHA|USDA|VA) 6 $540,000 $90,000 $6,792 4.23%
Ellensburg, WA (FHA|USDA|VA) 3 $535,000 $178,333 $2,901 3.96%
Andrews, TX (FHA|USDA|VA) 3 $535,000 $178,333 $7,620 4.54%
Hood River, OR (FHA|USDA|VA) 1 $525,000 $525,000 $4,926 4.00%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $515,000 $171,667 $3,710 4.00%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $515,000 $171,667 $5,226 4.08%
Montrose, CO (FHA|USDA|VA) 3 $505,000 $168,333 $5,527 3.88%
Cedar City, UT (FHA|USDA|VA) 2 $500,000 $250,000 $6,490 4.56%
EspaƱola, NM (FHA|USDA|VA) 3 $495,000 $165,000 $5,472 4.83%
Okeechobee, FL (FHA|USDA|VA) 3 $495,000 $165,000 $7,640 5.46%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $495,000 $165,000 $4,852 4.25%
HAMMOND, LA (FHA|USDA|VA) 3 $495,000 $165,000 $6,031 4.79%
Central City, KY (FHA|USDA|VA) 12 $490,000 $40,833 $4,366 4.50%
EAU CLAIRE, WI (FHA|USDA|VA) 4 $490,000 $122,500 $5,029 4.28%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $480,000 $120,000 $5,015 4.53%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $480,000 $240,000 $3,913 4.38%
Shawano, WI (FHA|USDA|VA) 3 $475,000 $158,333 $6,916 3.67%
The Dalles, OR (FHA|USDA|VA) 3 $475,000 $158,333 $6,595 5.08%
Batesville, AR (FHA|USDA|VA) 4 $470,000 $117,500 $2,756 5.06%
Menomonie, WI (FHA|USDA|VA) 2 $470,000 $235,000 $7,268 4.00%
CHICO, CA (FHA|USDA|VA) 2 $470,000 $235,000 $7,025 4.00%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 5 $465,000 $93,000 $8,065 3.60%
Vernal, UT (FHA|USDA|VA) 2 $460,000 $230,000 $5,164 4.25%
FLORENCE, SC (FHA|USDA|VA) 4 $460,000 $115,000 $5,008 4.56%
PITTSBURGH, PA (FHA|USDA|VA) 3 $455,000 $151,667 $7,465 4.17%
Klamath Falls, OR (FHA|USDA|VA) 4 $450,000 $112,500 $4,259 3.84%
TWIN FALLS, ID (FHA|USDA|VA) 2 $450,000 $225,000 $5,110 4.87%
JACKSON, MS (FHA|USDA|VA) 3 $445,000 $148,333 $4,447 4.88%
Dodge City, KS (FHA|USDA|VA) 4 $440,000 $110,000 $4,435 4.66%
Arkadelphia, AR (FHA|USDA|VA) 4 $430,000 $107,500 $2,781 4.63%
MEDFORD, OR (FHA|USDA|VA) 2 $430,000 $215,000 $8,428 4.81%
VICTORIA, TX (FHA|USDA|VA) 4 $430,000 $107,500 $6,900 3.63%
Glasgow, KY (FHA|USDA|VA) 2 $420,000 $210,000 $3,621 5.00%
Durango, CO (FHA|USDA|VA) 1 $415,000 $415,000 $3,224 4.25%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $415,000 $138,333 $4,022 4.71%
Meridian, MS (FHA|USDA|VA) 2 $410,000 $205,000 $7,754 3.88%
GOLDSBORO, NC (FHA|USDA|VA) 2 $410,000 $205,000 $2,797 5.12%
Greeneville, TN (FHA|USDA|VA) 3 $405,000 $135,000 $3,829 5.08%
Winfield, KS (FHA|USDA|VA) 4 $400,000 $100,000 $4,959 5.41%
Georgetown, SC (FHA|USDA|VA) 2 $400,000 $200,000 $8,079 5.50%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $400,000 $200,000 $6,419 5.00%
CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $395,000 $131,667 $6,108 4.58%
Emporia, KS (FHA|USDA|VA) 3 $395,000 $131,667 $4,708 4.58%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $390,000 $195,000 $4,239 4.25%
Lewisburg, TN (FHA|USDA|VA) 3 $385,000 $128,333 $3,584 4.17%
LAWRENCE, KS (FHA|USDA|VA) 2 $380,000 $190,000 $5,645 5.56%
Breckenridge, CO (FHA|USDA|VA) 1 $375,000 $375,000 $7,166 5.63%
ODESSA, TX (FHA|USDA|VA) 2 $370,000 $185,000 $4,000 3.81%
Sterling, CO (FHA|USDA|VA) 1 $365,000 $365,000 $7,194 3.50%
Mount Vernon, OH (FHA|USDA|VA) 3 $365,000 $121,667 $3,859 4.25%
Alice, TX (FHA|USDA|VA) 5 $365,000 $73,000 $6,550 3.28%
Calhoun, GA (FHA|USDA|VA) 3 $355,000 $118,333 $3,827 4.79%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $355,000 $118,333 $4,761 4.83%
NEW BERN, NC (FHA|USDA|VA) 2 $350,000 $175,000 $7,350 5.75%
Mountain Home, ID (FHA|USDA|VA) 2 $350,000 $175,000 $6,706 4.50%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $350,000 $175,000 $8,106 5.75%
SAGINAW, MI (FHA|USDA|VA) 1 $345,000 $345,000 $131 4.63%
BISMARCK, ND (FHA|USDA|VA) 1 $345,000 $345,000 $7,585 2.75%
LYNCHBURG, VA (FHA|USDA|VA) 3 $345,000 $115,000 $4,526 4.83%
Opelousas, LA (FHA|USDA|VA) 2 $340,000 $170,000 $6,786 3.81%
NILES, MI (FHA|USDA|VA) 2 $340,000 $170,000 $2,432 3.99%
North Platte, NE (FHA|USDA|VA) 2 $340,000 $170,000 $8,356 4.50%
DuBois, PA (FHA|USDA|VA) 1 $335,000 $335,000 $17,327 5.75%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $325,000 $108,333 $2,950 4.79%
MANSFIELD, OH (FHA|USDA|VA) 3 $325,000 $108,333 $3,829 4.83%
Astoria, OR (FHA|USDA|VA) 1 $325,000 $325,000 $4,978 3.99%
Seneca, SC (FHA|USDA|VA) 2 $320,000 $160,000 $5,449 4.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $315,000 $315,000 $4,967 4.25%
Bellefontaine, OH (FHA|USDA|VA) 2 $310,000 $155,000 $2,590 4.94%
FAIRBANKS, AK (FHA|USDA|VA) 1 $305,000 $305,000 $9,762 3.38%
Oxford, MS (FHA|USDA|VA) 1 $305,000 $305,000 $4,406 4.25%
Steamboat Springs, CO (FHA|USDA|VA) 1 $305,000 $305,000 $6,815 4.75%
Holland, MI (FHA|USDA|VA) 2 $300,000 $150,000 $4,739 4.75%
Warsaw, IN (FHA|USDA|VA) 2 $300,000 $150,000 $3,192 4.50%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $300,000 $150,000 $5,703 4.63%
McAlester, OK (FHA|USDA|VA) 3 $295,000 $98,333 $2,757 5.42%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $295,000 $98,333 $2,158 5.21%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $290,000 $145,000 $2,724 4.62%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $290,000 $145,000 $7,134 4.19%
Cullowhee, NC (FHA|USDA|VA) 2 $290,000 $145,000 $3,386 5.06%
Atmore, AL (FHA|USDA|VA) 1 $285,000 $285,000 $6,974 5.38%
Red Wing, MN (FHA|USDA|VA) 1 $285,000 $285,000 $10,776 4.75%
Portsmouth, OH (FHA|USDA|VA) 3 $285,000 $95,000 $4,481 3.88%
Milledgeville, GA (FHA|USDA|VA) 2 $280,000 $140,000 $7,210 4.81%
Manitowoc, WI (FHA|USDA|VA) 2 $280,000 $140,000 $6,126 4.50%
Brevard, NC (FHA|USDA|VA) 1 $275,000 $275,000 $3,981 3.63%
Henderson, NC (FHA|USDA|VA) 1 $275,000 $275,000 $525 5.25%
Bozeman, MT (FHA|USDA|VA) 1 $275,000 $275,000 $8,535 5.13%
ROANOKE, VA (FHA|USDA|VA) 1 $265,000 $265,000 $3,970 3.99%
Rockport, TX (FHA|USDA|VA) 1 $265,000 $265,000 $9,490 4.63%
Gallup, NM (FHA|USDA|VA) 3 $265,000 $88,333 $6,620 5.13%
Newport, OR (FHA|USDA|VA) 1 $265,000 $265,000 $5,045 4.75%
Palestine, TX (FHA|USDA|VA) 2 $260,000 $130,000 $6,842 5.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $260,000 $130,000 $4,517 5.19%
MORRISTOWN, TN (FHA|USDA|VA) 3 $255,000 $85,000 $6,801 2.75%
Minden, LA (FHA|USDA|VA) 2 $250,000 $125,000 $3,511 3.94%
ABILENE, TX (FHA|USDA|VA) 2 $250,000 $125,000 $6,821 5.50%
Lake City, FL (FHA|USDA|VA) 2 $250,000 $125,000 $7,593 5.50%
HATTIESBURG, MS (FHA|USDA|VA) 2 $250,000 $125,000 $3,039 5.06%
MANKATO, MN (FHA|USDA|VA) 1 $245,000 $245,000 $2,811 3.88%
Granbury, TX (FHA|USDA|VA) 1 $245,000 $245,000 $8,955 4.25%
Muskogee, OK (FHA|USDA|VA) 2 $240,000 $120,000 $1,775 5.13%
Athens, TN (FHA|USDA|VA) 2 $240,000 $120,000 $2,966 4.56%
SAN ANGELO, TX (FHA|USDA|VA) 2 $240,000 $120,000 $6,660 4.06%
Hays, KS (FHA|USDA|VA) 2 $240,000 $120,000 $3,071 4.88%
Crossville, TN (FHA|USDA|VA) 3 $235,000 $78,333 $4,808 2.46%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $235,000 $235,000 $11,080 4.25%
RACINE, WI (FHA|USDA|VA) 1 $235,000 $235,000 $8,805 5.25%
Cullman, AL (FHA|USDA|VA) 1 $235,000 $235,000 $3,358 4.25%
Toccoa, GA (FHA|USDA|VA) 2 $230,000 $115,000 $5,818 4.31%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $225,000 $225,000 $5,976 4.63%
Snyder, TX (FHA|USDA|VA) 1 $225,000 $225,000 $5,170 4.25%
Kalispell, MT (FHA|USDA|VA) 1 $225,000 $225,000 $3,501 5.00%
SUMTER, SC (FHA|USDA|VA) 1 $225,000 $225,000 $2,300 4.13%
Lawrenceburg, TN (FHA|USDA|VA) 1 $225,000 $225,000 $10,076 4.63%
ROME, GA (FHA|USDA|VA) 2 $220,000 $110,000 $5,102 4.31%
Ada, OK (FHA|USDA|VA) 2 $220,000 $110,000 $4,947 4.44%
Cedartown, GA (FHA|USDA|VA) 2 $220,000 $110,000 $2,767 4.44%
HINESVILLE, GA (FHA|USDA|VA) 2 $220,000 $110,000 $3,013 4.69%
Brookings, OR (FHA|USDA|VA) 1 $215,000 $215,000 $10,806 4.99%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $215,000 $215,000 $11,322 4.75%
Frankfort, KY (FHA|USDA|VA) 3 $215,000 $71,667 $2,357 5.08%
Great Bend, KS (FHA|USDA|VA) 1 $215,000 $215,000 $2,608 3.88%
Ottawa, IL (FHA|USDA|VA) 1 $215,000 $215,000 $4,580 3.63%
Richmond-Berea, KY (FHA|USDA|VA) 1 $215,000 $215,000 $6,405 6.25%
Mineral Wells, TX (FHA|USDA|VA) 3 $215,000 $71,667 $7,504 3.42%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $210,000 $105,000 $3,279 4.13%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $210,000 $105,000 $4,116 4.37%
New Castle, IN (FHA|USDA|VA) 2 $210,000 $105,000 $2,489 5.25%
VALDOSTA, GA (FHA|USDA|VA) 2 $210,000 $105,000 $4,314 5.44%
Newberry, SC (FHA|USDA|VA) 1 $205,000 $205,000 $4,496 3.88%
AMES, IA (FHA|USDA|VA) 1 $205,000 $205,000 $3,273 3.63%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $205,000 $205,000 $6,212 3.99%
IOWA CITY, IA (FHA|USDA|VA) 1 $205,000 $205,000 $6,513 3.88%
GREAT FALLS, MT (FHA|USDA|VA) 1 $205,000 $205,000 $3,421 3.88%
Martinsville, VA (FHA|USDA|VA) 1 $205,000 $205,000 $5,175 4.50%
Coos Bay, OR (FHA|USDA|VA) 1 $205,000 $205,000 $7,921 4.00%
Corsicana, TX (FHA|USDA|VA) 2 $200,000 $100,000 $6,532 5.06%
Atchison, KS (FHA|USDA|VA) 1 $195,000 $195,000 $7,583 4.75%
Cambridge, OH (FHA|USDA|VA) 1 $195,000 $195,000 $4,133 4.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $195,000 $195,000 $6,491 4.75%
Traverse City, MI (FHA|USDA|VA) 1 $195,000 $195,000 $7,816 4.25%
Sheridan, WY (FHA|USDA|VA) 1 $195,000 $195,000 $5,427 3.99%
COLUMBUS, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,261 4.38%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $195,000 $195,000 $8,685 4.75%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $195,000 $195,000 $4,103 4.75%
Orangeburg, SC (FHA|USDA|VA) 1 $195,000 $195,000 $5,072 5.25%
Sanford, NC (FHA|USDA|VA) 1 $195,000 $195,000 $4,451 4.75%
Athens, OH (FHA|USDA|VA) 3 $195,000 $65,000 $4,676 4.25%
Jennings, LA (FHA|USDA|VA) 2 $190,000 $95,000 $3,103 5.06%
Craig, CO (FHA|USDA|VA) 2 $190,000 $95,000 $7,505 2.63%
FOND DU LAC, WI (FHA|USDA|VA) 2 $190,000 $95,000 $4,193 4.44%
Prineville, OR (FHA|USDA|VA) 1 $185,000 $185,000 $5,856 3.88%
POCATELLO, ID (FHA|USDA|VA) 1 $185,000 $185,000 $5,313 3.75%
MUSKEGON, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,101 5.38%
Huntsville, TX (FHA|USDA|VA) 1 $185,000 $185,000 $11,024 3.75%
GRANTS PASS, OR (FHA|USDA|VA) 1 $185,000 $185,000 $3,899 4.25%
McComb, MS (FHA|USDA|VA) 1 $185,000 $185,000 $3,552 4.13%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $185,000 $185,000 $8,146 3.88%
Paducah, KY-IL (FHA|USDA|VA) 2 $180,000 $90,000 $4,774 5.50%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $175,000 $175,000 $7,210 4.25%
Sturgis, MI (FHA|USDA|VA) 1 $175,000 $175,000 $4,602 3.99%
Auburn, IN (FHA|USDA|VA) 1 $175,000 $175,000 $7,927 4.13%
Fallon, NV (FHA|USDA|VA) 1 $175,000 $175,000 $5,302 3.88%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $175,000 $175,000 $3,970 4.25%
Bay City, TX (FHA|USDA|VA) 1 $175,000 $175,000 $8,161 4.88%
Greenwood, SC (FHA|USDA|VA) 2 $170,000 $85,000 $3,735 5.50%
Enterprise, AL (FHA|USDA|VA) 2 $170,000 $85,000 $2,692 4.44%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $170,000 $85,000 $5,061 5.00%
OWENSBORO, KY (FHA|USDA|VA) 2 $170,000 $85,000 $4,526 5.25%
Berlin, NH (FHA|USDA|VA) 1 $165,000 $165,000 $3,825 4.25%
DALTON, GA (FHA|USDA|VA) 1 $165,000 $165,000 $2,151 4.63%
Nacogdoches, TX (FHA|USDA|VA) 1 $165,000 $165,000 $2,147 3.88%
Thomasville, GA (FHA|USDA|VA) 1 $165,000 $165,000 $7,823 4.75%
CORVALLIS, OR (FHA|USDA|VA) 1 $165,000 $165,000 $4,096 4.25%
Selma, AL (FHA|USDA|VA) 1 $165,000 $165,000 $3,388 5.75%
Greensburg, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,607 6.00%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $165,000 $165,000 $3,620 4.25%
Bardstown, KY (FHA|USDA|VA) 2 $160,000 $80,000 $1,632 5.50%
Brookhaven, MS (FHA|USDA|VA) 1 $155,000 $155,000 $7,741 4.75%
Angola, IN (FHA|USDA|VA) 1 $155,000 $155,000 $6,696 6.00%
Las Vegas, NM (FHA|USDA|VA) 1 $155,000 $155,000 $7,176 4.50%
LEBANON, PA (FHA|USDA|VA) 1 $155,000 $155,000 $4,074 3.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $11,565 4.99%
Williston, ND (FHA|USDA|VA) 1 $155,000 $155,000 $4,633 3.38%
Madison, IN (FHA|USDA|VA) 2 $150,000 $75,000 $2,804 3.88%
Pottsville, PA (FHA|USDA|VA) 1 $145,000 $145,000 $8,985 5.25%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $145,000 $145,000 $7,454 4.25%
Cordele, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,755 6.25%
Sonora, CA (FHA|USDA|VA) 1 $145,000 $145,000 $10,387 5.75%
Rutland, VT (FHA|USDA|VA) 1 $145,000 $145,000 $5,455 4.63%
FARMINGTON, NM (FHA|USDA|VA) 1 $145,000 $145,000 $4,214 4.25%
Kendallville, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,850 4.25%
Galesburg, IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,311 4.13%
Washington, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,363 3.88%
Scottsboro, AL (FHA|USDA|VA) 1 $135,000 $135,000 $5,116 4.75%
Washington Court House, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,527 4.00%
Celina, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,530 4.00%
Frankfort, IN (FHA|USDA|VA) 1 $135,000 $135,000 $525 5.38%
Troy, AL (FHA|USDA|VA) 1 $135,000 $135,000 $6,742 4.75%
MONTGOMERY, AL (FHA|USDA|VA) 1 $135,000 $135,000 $3,292 3.50%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $135,000 $135,000 $3,313 4.50%
Mayfield, KY (FHA|USDA|VA) 1 $125,000 $125,000 $1,709 4.00%
London, KY (FHA|USDA|VA) 1 $125,000 $125,000 $2,631 5.75%
ROCHESTER, MN (FHA|USDA|VA) 1 $125,000 $125,000 $6,436 4.50%
Arcadia, FL (FHA|USDA|VA) 1 $125,000 $125,000 $5,279 4.25%
DUBUQUE, IA (FHA|USDA|VA) 1 $125,000 $125,000 $2,680 5.25%
Bluffton, IN (FHA|USDA|VA) 1 $125,000 $125,000 $5,494 4.13%
FARGO, ND-MN (FHA|USDA|VA) 1 $125,000 $125,000 $5,069 4.75%
North Wilkesboro, NC (FHA|USDA|VA) 2 $120,000 $60,000 $4,387 2.25%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $115,000 $115,000 $4,950 5.75%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $115,000 $115,000 $4,138 4.50%
Connersville, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,762 4.50%
Lexington, NE (FHA|USDA|VA) 1 $115,000 $115,000 $2,074 4.13%
El Dorado, AR (FHA|USDA|VA) 2 $110,000 $55,000 $3,923 5.56%
Palatka, FL (FHA|USDA|VA) 1 $105,000 $105,000 $1,051 5.63%
Rexburg, ID (FHA|USDA|VA) 1 $105,000 $105,000 $3,041 3.88%
Tahlequah, OK (FHA|USDA|VA) 1 $105,000 $105,000 $7,278 4.75%
PEORIA, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,750 3.63%
Marion, OH (FHA|USDA|VA) 1 $105,000 $105,000 $5,310 5.25%
Marietta, OH (FHA|USDA|VA) 1 $105,000 $105,000 $5,655 5.38%
JACKSON, MI (FHA|USDA|VA) 1 $105,000 $105,000 $2,770 3.75%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,778 4.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,391 5.75%
Zapata, TX (FHA|USDA|VA) 1 $105,000 $105,000 $8,137 5.25%
Brownwood, TX (FHA|USDA|VA) 2 $100,000 $50,000 $6,073 2.31%
Nogales, AZ (FHA|USDA|VA) 1 $95,000 $95,000 $3,768 4.50%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $95,000 $95,000 $6,057 4.13%
Weatherford, OK (FHA|USDA|VA) 1 $95,000 $95,000 $3,052 4.00%
Pampa, TX (FHA|USDA|VA) 1 $95,000 $95,000 $5,935 4.25%
Harrison, AR (FHA|USDA|VA) 1 $95,000 $95,000 $5,848 4.75%
Paris, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,967 3.75%
DOTHAN, AL (FHA|USDA|VA) 1 $95,000 $95,000 $5,341 5.13%
Huntington, IN (FHA|USDA|VA) 1 $95,000 $95,000 $5,285 5.25%
Newport, TN (FHA|USDA|VA) 1 $95,000 $95,000 $6,057 5.25%
Somerset, KY (FHA|USDA|VA) 1 $95,000 $95,000 $2,287 4.25%
Muscatine, IA (FHA|USDA|VA) 1 $85,000 $85,000 $100 5.13%
Natchez, MS-LA (FHA|USDA|VA) 1 $85,000 $85,000 $3,456 4.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $85,000 $85,000 $4,988 4.13%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $85,000 $85,000 $2,116 5.13%
Gaffney, SC (FHA|USDA|VA) 1 $85,000 $85,000 $3,422 5.75%
Thomaston, GA (FHA|USDA|VA) 1 $85,000 $85,000 $5,585 5.50%
Elk City, OK (FHA|USDA|VA) 1 $85,000 $85,000 $6,383 5.75%
Eagle Pass, TX (FHA|USDA|VA) 1 $85,000 $85,000 $2,837 4.75%
DULUTH, MN-WI (FHA|USDA|VA) 1 $85,000 $85,000 $4,956 4.75%
Coffeyville, KS (FHA|USDA|VA) 1 $85,000 $85,000 $3,111 4.25%
Alexandria, MN (FHA|USDA|VA) 1 $85,000 $85,000 $3,649 3.88%
Magnolia, AR (FHA|USDA|VA) 1 $75,000 $75,000 $1,331 4.25%
ALBANY, GA (FHA|USDA|VA) 1 $75,000 $75,000 $3,031 4.25%
DECATUR, AL (FHA|USDA|VA) 1 $75,000 $75,000 $3,217 4.13%
Marshall, MO (FHA|USDA|VA) 1 $75,000 $75,000 $4,908 5.25%
LAWTON, OK (FHA|USDA|VA) 1 $75,000 $75,000 $6,328 5.25%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,924 3.99%
Picayune, MS (FHA|USDA|VA) 1 $75,000 $75,000 $5,190 4.63%
Owatonna, MN (FHA|USDA|VA) 1 $75,000 $75,000 $5,377 4.50%
Rochelle, IL (FHA|USDA|VA) 1 $65,000 $65,000 $5,065 5.25%
Vincennes, IN (FHA|USDA|VA) 1 $65,000 $65,000 $1,717 4.75%
Logansport, IN (FHA|USDA|VA) 1 $65,000 $65,000 $1,882 5.13%
Woodward, OK (FHA|USDA|VA) 1 $65,000 $65,000 $4,085 6.25%
Scottsbluff, NE (FHA|USDA|VA) 1 $55,000 $55,000 $1,931 5.25%
West Plains, MO (FHA|USDA|VA) 1 $55,000 $55,000 $2,637 4.25%
Shawnee, OK (FHA|USDA|VA) 1 $55,000 $55,000 $2,959 4.25%
Altus, OK (FHA|USDA|VA) 1 $55,000 $55,000 $4,686 5.13%
Ponca City, OK (FHA|USDA|VA) 1 $55,000 $55,000 $5,677 5.75%
Hillsdale, MI (FHA|USDA|VA) 1 $55,000 $55,000 $2,465 4.50%
Pontiac, IL (FHA|USDA|VA) 1 $55,000 $55,000 $3,887 6.25%
Price, UT (FHA|USDA|VA) 1 $45,000 $45,000 $2,790 4.25%
Platteville, WI (FHA|USDA|VA) 1 $45,000 $45,000 $3,851 3.88%
ROCKFORD, IL (FHA|USDA|VA) 1 $45,000 $45,000 $4,990 4.75%
FLINT, MI (FHA|USDA|VA) 1 $15,000 $15,000 $2,980 6.25%
Primary Residential Mortgage's top markets include Baltimore, Miami, Phoenix, Denver, and Atlanta among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 15,430 $3,742,940,000 $242,576 $5,557 4.00%
    FHA 7,694 $1,706,100,000 $221,744 $8,532 4.58%
    VA 2,062 $612,140,000 $296,867 $6,766 4.24%
    USDA 729 $109,835,000 $150,665 $4,657 4.37%

    For 2019, Primary Residential Mortgage's most frequently originated type of loan was Conventional, with 15,430 originations. Their 2nd most popular type was FHA, with 7,694 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 19,388 $4,303,890,000 $221,987 $6,806 4.22%
    Refi 3,933 $1,177,365,000 $299,355 $5,534 3.99%
    Cash Out Refi 2,533 $677,815,000 $267,594 $6,578 4.39%
    Other 43 $7,515,000 $174,767 $4,688 4.89%
    Home Improvement 18 $4,430,000 $246,111 $7,955 5.04%

    For 2019, Primary Residential Mortgage's most frequently cited loan purpose was Home Purchase, with 19,388 originations. The 2nd most popular reason was Refi, with 3,933 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 24,167 $5,908,975,000 $244,506 $6,648 4.27%
    15 Year 909 $162,215,000 $178,454 $4,916 3.51%
    20 Year 225 $54,005,000 $240,022 $4,935 4.14%
    Other 154 $37,180,000 $241,429 $5,538 3.64%
    10 Year 147 $4,315,000 $29,354 $7,082 4.98%
    5 Year 125 $2,105,000 $16,840 $4,998 0.00%
    3 Year 99 $725,000 $7,323 $8,968 0.00%
    30+ year 89 $1,495,000 $16,798 $6,861 3.50%

    For 2019, Primary Residential Mortgage's most frequently cited loan duration was 30 Year, with 24,167 originations. The 2nd most popular length was 15 Year, with 909 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 8,433 $2,119,245,000 $251,304
    $<1k 4,656 $742,400,000 $159,450
    $2k-3k 4,157 $855,845,000 $205,880
    $3k-4k 3,508 $802,270,000 $228,697
    $5k+ 2,611 $959,295,000 $367,405
    $4k-5k 2,341 $653,865,000 $279,310

    Primary Residential Mortgage's average total fees were $6,648, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 8,433 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 11,852 $2,898,380,000 $244,548
    3-4% 8,600 $2,437,000,000 $283,372
    5-6% 3,598 $740,780,000 $205,887
    <2.5% 1,379 $13,025,000 $9,445
    6-7% 293 $52,975,000 $180,802
    2.5-3% 103 $23,925,000 $232,282
    7-8% 87 $3,075,000 $35,345
    Over 8% 3 $1,855,000 $618,333

    During 2019, Primary Residential Mortgage's average interest rate for loans was 4.27%, while their most frequently originated rate bucket for loans was 4-5%, with 11,852 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 12,087 $3,374,585,000 $279,191 $7,180 4.35%
    $100k-200k 7,711 $1,194,265,000 $154,878 $5,242 4.55%
    $100,000 or less 3,257 $127,225,000 $39,062 $4,861 2.84%
    $400k-600k 2,386 $1,112,110,000 $466,098 $8,492 4.23%
    $600k-1MM 426 $301,150,000 $706,925 $9,630 4.27%
    $1MM+ 48 $61,680,000 $1,285,000 $10,357 4.02%

    2019 saw Primary Residential Mortgage place emphasis on $200k-400k loans with 12,087 originations, totaling $3,374,585,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 7,579 $1,443,095,000 $190,407 $6,451 4.15%
    $50k or less 5,155 $743,945,000 $144,315 $5,394 4.15%
    $75k-100k 4,862 $1,181,070,000 $242,919 $7,030 4.21%
    $100k-150k 4,515 $1,366,405,000 $302,637 $7,221 4.31%
    $150k-250k 2,305 $876,055,000 $380,067 $7,182 4.31%
    $250k+ 751 $365,145,000 $486,212 $7,197 4.32%

    Primary Residential Mortgage lent most frequently to those with incomes in the $50k-75k range, with 7,579 originations. The second most popular income band? $50k or less, with 5,155 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 4,118 $999,130,000 $242,625 $6,037 4.24%
    20-30% 3,568 $863,440,000 $241,996 $5,606 4.20%
    50-60% 2,531 $566,535,000 $223,838 $9,438 4.16%
    44% 1,436 $320,740,000 $223,357 $6,814 4.14%
    <20% 1,227 $325,955,000 $265,652 $5,085 4.05%
    43% 1,182 $264,700,000 $223,942 $6,669 4.16%
    42% 1,163 $273,285,000 $234,983 $6,493 4.11%
    49% 1,048 $259,930,000 $248,025 $6,905 4.27%
    40% 1,042 $236,690,000 $227,150 $6,221 4.19%
    41% 1,032 $244,940,000 $237,345 $6,632 4.26%
    39% 1,003 $242,765,000 $242,039 $6,405 4.23%
    37% 910 $217,720,000 $239,253 $6,086 4.24%
    38% 908 $218,040,000 $240,132 $6,365 4.26%
    45% 858 $206,170,000 $240,291 $6,863 4.24%
    36% 846 $195,530,000 $231,123 $6,153 4.22%
    48% 795 $185,925,000 $233,868 $7,110 4.28%
    46% 787 $188,185,000 $239,117 $7,070 4.29%
    47% 785 $185,395,000 $236,172 $7,215 4.27%
    >60% 63 $19,885,000 $315,635 $8,522 4.40%

    Primary Residential Mortgage lent most frequently to those with DTI ratios of 30-36%, with 4,118 originations. The next most common DTI ratio? 20-30%, with 3,568 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 20,033 $4,768,275,000 $238,021 $6,411 4.21%
    Black 2,657 $563,995,000 $212,268 $7,589 4.20%
    Not provided 2,168 $531,910,000 $245,346 $6,686 4.21%
    Asian 697 $216,405,000 $310,481 $6,862 4.08%
    American Indian 214 $43,340,000 $202,523 $7,123 3.98%
    Native Hawaiian or Islander 56 $19,180,000 $342,500 $7,136 4.13%
    Asian Indian 26 $8,010,000 $308,077 $6,998 4.16%
    Other Asian 19 $6,925,000 $364,474 $7,366 4.46%
    Filipino 18 $5,250,000 $291,667 $9,075 4.17%
    Japanese 5 $1,575,000 $315,000 $7,493 3.90%
    Other Pacific Islander 5 $1,565,000 $313,000 $10,788 4.43%
    Korean 5 $1,425,000 $285,000 $6,719 3.75%
    Chinese 4 $1,110,000 $277,500 $4,854 4.00%
    4 $780,000 $195,000 $7,299 3.09%
    Guamanian 2 $520,000 $260,000 $7,166 4.94%
    Native Hawaiian 1 $515,000 $515,000 $4,691 4.99%
    Vietnamese 1 $235,000 $235,000 $3,997 4.99%

    Approval Rates

    Total approvals of all applications
    93.25%

    Primary Residential Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    69.27%

    Primary Residential Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 25,915 $6,171,015,000 $238,125

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 305 $43,495,000 $142,607
    Single Family (1-4 Units):Site-Built 25,610 $6,127,520,000 $239,263

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 380 $67,730,000 $178,237 $4,647 4.14%
    40-60% 1,248 $312,510,000 $250,409 $5,127 4.12%
    60-80% 5,176 $1,432,200,000 $276,700 $5,597 4.35%
    80-100% 16,670 $4,170,740,000 $250,194 $6,889 4.47%
    Over 100% 563 $166,805,000 $296,279 $9,620 4.31%
    Under 20% 1,878 $21,030,000 $11,198 $7,690 1.45%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    PRIMARY RESIDENTIAL MORTGAGE VA mortgage Struggling to pay mortgage 1 7.1%
    PRIMARY RESIDENTIAL MORTGAGE FHA mortgage Struggling to pay mortgage 1 7.1%
    PRIMARY RESIDENTIAL MORTGAGE FHA mortgage Trouble during payment process 2 14.3%
    PRIMARY RESIDENTIAL MORTGAGE Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 21.4%
    PRIMARY RESIDENTIAL MORTGAGE Conventional home mortgage Trouble during payment process 2 14.3%
    PRIMARY RESIDENTIAL MORTGAGE FHA mortgage Applying for a mortgage or refinancing an existing mortgage 3 21.4%
    PRIMARY RESIDENTIAL MORTGAGE FHA mortgage Closing on a mortgage 2 14.3%