Primary Residential Mortgage Rates, Fees & Info
Carson City, NVLEI: 54930052M48FOD3CWA54
Tax ID: 86-0860478
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Primary Residential Mortgage is a large mortgage company specializing in Home Purchase and Refi loans. Primary Residential Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Baltimore, Miami, Phoenix, Seattle, and Albuquerque among others. We have data for 661 markets. (Some data included below & more in-depth data is available with an active subscription.)Primary Residential Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Primary Residential Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.61% | 11/17/24 |
| 30 Year Conventional Refi | 6.97% | 11/17/24 |
| 30 Year Cash-out Refi | 6.82% | 11/17/24 |
| 30 Year FHA Purchase | 7.36% | 11/17/24 |
| 30 Year FHA Refi | 7.80% | 11/17/24 |
| 30 Year VA Purchase | 6.40% | 11/17/24 |
| 30 Year VA Refi | 6.27% | 11/17/24 |
| 30 Year USDA Purchase | 7.52% | 11/17/24 |
| 30 Year USDA Refi | 6.27% | 11/17/24 |
| 15 Year Conventional Purchase | 6.82% | 11/17/24 |
| 15 Year Conventional Refi | 5.68% | 11/17/24 |
| 15 Year Cash-out Refi | 5.68% | 11/17/24 |
| 15 Year FHA Purchase | 5.68% | 11/17/24 |
| 15 Year FHA Refi | 5.68% | 11/17/24 |
| 15 Year VA Purchase | 5.68% | 11/17/24 |
| 15 Year USDA Purchase | 5.68% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Primary Residential Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Primary Residential Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
41,209Origination Dollar Volume (All Markets)
$11,112,125,000Awards
×
![]()
PRIMARY RESIDENTIAL MORTGAGE - 2021
PRIMARY RESIDENTIAL MORTGAGE is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
Work for PRIMARY RESIDENTIAL MORTGAGE?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3,600 | $1,025,750,000 | $284,931 | $6,446 | 2.95% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2,032 | $636,120,000 | $313,051 | $8,293 | 3.28% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,590 | $491,400,000 | $309,057 | $5,312 | 3.13% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 816 | $362,150,000 | $443,811 | $5,577 | 3.04% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1,355 | $320,765,000 | $236,727 | $5,229 | 3.27% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1,197 | $315,915,000 | $263,922 | $9,212 | 2.17% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,033 | $300,835,000 | $291,225 | $6,941 | 3.09% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1,091 | $266,455,000 | $244,230 | $7,268 | 2.96% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,025 | $264,515,000 | $258,063 | $7,482 | 3.29% |
| Outside of Metro Areas | 1,319 | $260,615,000 | $197,585 | $5,558 | 3.20% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 801 | $224,495,000 | $280,268 | $5,691 | 3.16% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 540 | $193,870,000 | $359,019 | $9,309 | 3.01% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 622 | $182,100,000 | $292,765 | $5,258 | 3.19% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 308 | $181,220,000 | $588,377 | $7,662 | 2.97% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 369 | $179,085,000 | $485,325 | $5,854 | 2.99% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 506 | $178,350,000 | $352,470 | $5,420 | 2.95% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 583 | $175,195,000 | $300,506 | $6,229 | 3.13% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 765 | $172,245,000 | $225,157 | $7,110 | 2.91% |
| GREELEY, CO (FHA|USDA|VA) | 621 | $153,175,000 | $246,659 | $9,216 | 2.25% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 576 | $147,980,000 | $256,910 | $7,037 | 3.21% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 490 | $147,630,000 | $301,286 | $6,368 | 3.07% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 542 | $147,330,000 | $271,827 | $7,167 | 3.15% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 570 | $136,320,000 | $239,158 | $7,751 | 3.33% |
| BOISE CITY, ID (FHA|USDA|VA) | 432 | $123,390,000 | $285,625 | $8,908 | 3.11% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 440 | $120,540,000 | $273,955 | $5,465 | 3.16% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 360 | $118,650,000 | $329,583 | $5,841 | 3.07% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 363 | $108,135,000 | $297,893 | $5,230 | 3.08% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 392 | $94,890,000 | $242,066 | $8,894 | 2.27% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 371 | $94,615,000 | $255,027 | $6,656 | 3.24% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 171 | $94,055,000 | $550,029 | $8,496 | 3.08% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 342 | $83,640,000 | $244,561 | $6,197 | 3.10% |
| PROVO-OREM, UT (FHA|USDA|VA) | 241 | $83,565,000 | $346,743 | $7,042 | 3.13% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 200 | $80,650,000 | $403,250 | $5,722 | 2.96% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 267 | $78,455,000 | $293,839 | $7,067 | 3.07% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 319 | $68,825,000 | $215,752 | $6,471 | 3.26% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 335 | $68,015,000 | $203,030 | $4,327 | 3.31% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 216 | $66,130,000 | $306,157 | $8,316 | 2.82% |
| ANCHORAGE, AK (FHA|USDA|VA) | 200 | $62,680,000 | $313,400 | $9,294 | 3.06% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 260 | $61,240,000 | $235,538 | $6,542 | 3.24% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 243 | $60,715,000 | $249,856 | $5,508 | 3.03% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 234 | $60,250,000 | $257,479 | $5,814 | 3.24% |
| STOCKTON, CA (FHA|USDA|VA) | 187 | $56,735,000 | $303,396 | $9,708 | 2.82% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 152 | $54,610,000 | $359,276 | $6,006 | 3.08% |
| LAS CRUCES, NM (FHA|USDA|VA) | 323 | $51,305,000 | $158,839 | $4,832 | 3.32% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 220 | $50,760,000 | $230,727 | $7,475 | 2.85% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 149 | $47,205,000 | $316,812 | $8,921 | 3.22% |
| VALLEJO, CA (FHA|USDA|VA) | 129 | $46,155,000 | $357,791 | $8,294 | 2.99% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 184 | $45,170,000 | $245,489 | $3,990 | 3.33% |
| COLUMBUS, OH (FHA|USDA|VA) | 218 | $43,940,000 | $201,560 | $5,870 | 3.24% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 127 | $43,915,000 | $345,787 | $6,731 | 3.09% |
| NAPA, CA (FHA|USDA|VA) | 97 | $43,105,000 | $444,381 | $7,735 | 3.02% |
| FORT COLLINS, CO (FHA|USDA|VA) | 147 | $43,005,000 | $292,551 | $9,061 | 2.37% |
| Clovis, NM (FHA|USDA|VA) | 246 | $42,010,000 | $170,772 | $4,840 | 3.15% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 163 | $41,345,000 | $253,650 | $5,812 | 2.99% |
| MODESTO, CA (FHA|USDA|VA) | 132 | $41,230,000 | $312,348 | $8,147 | 3.08% |
| LOUISVILLE, KY (FHA|USDA|VA) | 217 | $40,315,000 | $185,783 | $4,335 | 3.06% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 180 | $39,220,000 | $217,889 | $4,890 | 2.92% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 157 | $39,135,000 | $249,268 | $6,776 | 3.16% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 195 | $38,955,000 | $199,769 | $5,316 | 3.20% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 144 | $37,570,000 | $260,903 | $4,507 | 3.19% |
| VISALIA, CA (FHA|USDA|VA) | 175 | $37,245,000 | $212,829 | $8,423 | 2.68% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 249 | $36,975,000 | $148,494 | $7,125 | 2.52% |
| Wooster, OH (FHA|USDA|VA) | 214 | $36,970,000 | $172,757 | $4,879 | 3.29% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 106 | $35,650,000 | $336,321 | $6,025 | 3.01% |
| BATON ROUGE, LA (FHA|USDA|VA) | 154 | $34,740,000 | $225,584 | $5,506 | 3.34% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 104 | $32,270,000 | $310,288 | $6,850 | 3.15% |
| Hutchinson, KS (FHA|USDA|VA) | 223 | $32,105,000 | $143,969 | $4,019 | 3.48% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 95 | $30,835,000 | $324,579 | $8,742 | 3.05% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 149 | $30,645,000 | $205,671 | $5,307 | 3.37% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 90 | $30,580,000 | $339,778 | $5,931 | 3.07% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 82 | $30,560,000 | $372,683 | $6,113 | 3.11% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 88 | $30,340,000 | $344,773 | $6,903 | 3.18% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 65 | $28,995,000 | $446,077 | $7,123 | 3.10% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 141 | $27,955,000 | $198,262 | $6,038 | 3.59% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 144 | $27,670,000 | $192,153 | $7,146 | 3.47% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 87 | $25,875,000 | $297,414 | $5,974 | 3.15% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 100 | $25,860,000 | $258,600 | $7,482 | 3.25% |
| WALLA WALLA, WA (FHA|USDA|VA) | 86 | $25,360,000 | $294,884 | $3,448 | 2.95% |
| RENO, NV (FHA|USDA|VA) | 77 | $25,005,000 | $324,740 | $6,375 | 3.07% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 91 | $24,745,000 | $271,923 | $6,604 | 3.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 114 | $24,340,000 | $213,509 | $5,771 | 3.41% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 138 | $23,130,000 | $167,609 | $4,295 | 3.44% |
| CASPER, WY (FHA|USDA|VA) | 134 | $23,120,000 | $172,537 | $7,112 | 2.44% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 86 | $22,630,000 | $263,140 | $5,158 | 3.01% |
| ST. GEORGE, UT (FHA|USDA|VA) | 63 | $22,215,000 | $352,619 | $5,485 | 3.07% |
| PUEBLO, CO (FHA|USDA|VA) | 167 | $22,165,000 | $132,725 | $8,546 | 1.70% |
| KNOXVILLE, TN (FHA|USDA|VA) | 87 | $20,725,000 | $238,218 | $4,975 | 3.24% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 63 | $20,665,000 | $328,016 | $3,864 | 3.09% |
| HARRISONBURG, VA (FHA|USDA|VA) | 88 | $20,330,000 | $231,023 | $5,297 | 3.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 48 | $20,080,000 | $418,333 | $9,083 | 3.16% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 87 | $19,745,000 | $226,954 | $6,665 | 3.05% |
| MERCED, CA (FHA|USDA|VA) | 76 | $19,730,000 | $259,605 | $8,020 | 3.02% |
| Portales, NM (FHA|USDA|VA) | 118 | $19,680,000 | $166,780 | $4,077 | 3.20% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 94 | $19,670,000 | $209,255 | $6,979 | 3.16% |
| WICHITA, KS (FHA|USDA|VA) | 115 | $19,525,000 | $169,783 | $4,380 | 3.38% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 93 | $19,115,000 | $205,538 | $6,603 | 3.03% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 60 | $18,840,000 | $314,000 | $6,428 | 3.21% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 76 | $18,310,000 | $240,921 | $7,024 | 3.08% |
| Fort Morgan, CO (FHA|USDA|VA) | 90 | $18,100,000 | $201,111 | $8,362 | 2.10% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 64 | $17,220,000 | $269,063 | $6,325 | 3.30% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 67 | $16,785,000 | $250,522 | $8,823 | 3.06% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 51 | $16,615,000 | $325,784 | $7,502 | 3.19% |
| LOGAN, UT-ID (FHA|USDA|VA) | 67 | $16,455,000 | $245,597 | $5,081 | 3.16% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 54 | $16,100,000 | $298,148 | $3,771 | 3.03% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 60 | $15,710,000 | $261,833 | $7,350 | 3.02% |
| Minot, ND (FHA|USDA|VA) | 60 | $15,360,000 | $256,000 | $6,988 | 2.96% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 93 | $14,675,000 | $157,796 | $7,780 | 2.78% |
| TYLER, TX (FHA|USDA|VA) | 65 | $14,335,000 | $220,538 | $5,591 | 3.19% |
| BANGOR, ME (FHA|USDA|VA) | 78 | $14,310,000 | $183,462 | $7,226 | 3.40% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 66 | $13,480,000 | $204,242 | $7,265 | 3.39% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 79 | $13,375,000 | $169,304 | $5,000 | 3.59% |
| DOVER, DE (FHA|USDA|VA) | 65 | $13,335,000 | $205,154 | $8,010 | 2.97% |
| SANTA FE, NM (FHA|USDA|VA) | 37 | $13,135,000 | $355,000 | $5,703 | 3.18% |
| FRESNO, CA (FHA|USDA|VA) | 51 | $12,855,000 | $252,059 | $6,993 | 3.04% |
| BELLINGHAM, WA (FHA|USDA|VA) | 33 | $12,775,000 | $387,121 | $5,766 | 3.03% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 71 | $12,445,000 | $175,282 | $7,208 | 3.19% |
| TUCSON, AZ (FHA|USDA|VA) | 58 | $12,380,000 | $213,448 | $7,026 | 3.09% |
| Aberdeen, WA (FHA|USDA|VA) | 60 | $12,310,000 | $205,167 | $5,437 | 3.15% |
| OWENSBORO, KY (FHA|USDA|VA) | 83 | $11,945,000 | $143,916 | $4,849 | 3.39% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 76 | $11,710,000 | $154,079 | $6,152 | 3.14% |
| Big Spring, TX (FHA|USDA|VA) | 77 | $11,405,000 | $148,117 | $7,152 | 2.79% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 21 | $10,945,000 | $521,190 | $8,501 | 3.17% |
| Heber, UT (FHA|USDA|VA) | 16 | $10,320,000 | $645,000 | $11,421 | 2.85% |
| SALEM, OR (FHA|USDA|VA) | 40 | $10,320,000 | $258,000 | $8,361 | 3.66% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 38 | $10,140,000 | $266,842 | $5,284 | 3.17% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 36 | $10,060,000 | $279,444 | $4,712 | 2.99% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 53 | $9,965,000 | $188,019 | $4,626 | 3.41% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 51 | $9,805,000 | $192,255 | $5,626 | 3.40% |
| FORT WAYNE, IN (FHA|USDA|VA) | 69 | $9,625,000 | $139,493 | $4,107 | 2.82% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 31 | $9,595,000 | $309,516 | $5,427 | 3.08% |
| Shelton, WA (FHA|USDA|VA) | 27 | $9,265,000 | $343,148 | $6,563 | 3.09% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 51 | $9,135,000 | $179,118 | $6,423 | 3.43% |
| LONGVIEW, WA (FHA|USDA|VA) | 30 | $8,950,000 | $298,333 | $5,576 | 2.98% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 48 | $8,950,000 | $186,458 | $7,174 | 3.04% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 25 | $8,895,000 | $355,800 | $7,908 | 3.23% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 35 | $8,825,000 | $252,143 | $8,594 | 3.24% |
| Key West, FL (FHA|USDA|VA) | 16 | $8,620,000 | $538,750 | $9,265 | 3.27% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 36 | $8,560,000 | $237,778 | $6,616 | 3.06% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 34 | $8,520,000 | $250,588 | $5,358 | 3.46% |
| BOULDER, CO (FHA|USDA|VA) | 31 | $8,515,000 | $274,677 | $8,985 | 2.39% |
| MISSOULA, MT (FHA|USDA|VA) | 22 | $8,480,000 | $385,455 | $5,041 | 2.93% |
| TULSA, OK (FHA|USDA|VA) | 37 | $8,375,000 | $226,351 | $4,730 | 3.10% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 50 | $8,300,000 | $166,000 | $4,446 | 3.44% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 34 | $8,140,000 | $239,412 | $6,871 | 3.20% |
| OCALA, FL (FHA|USDA|VA) | 41 | $8,135,000 | $198,415 | $7,090 | 3.31% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 31 | $7,775,000 | $250,806 | $5,959 | 3.08% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 40 | $7,750,000 | $193,750 | $5,344 | 3.34% |
| Silver City, NM (FHA|USDA|VA) | 41 | $7,575,000 | $184,756 | $6,260 | 3.51% |
| STAUNTON, VA (FHA|USDA|VA) | 33 | $7,485,000 | $226,818 | $4,715 | 3.07% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 34 | $7,130,000 | $209,706 | $4,709 | 3.02% |
| SPARTANBURG, SC (FHA|USDA|VA) | 35 | $6,865,000 | $196,143 | $5,501 | 3.39% |
| Laconia, NH (FHA|USDA|VA) | 28 | $6,810,000 | $243,214 | $5,092 | 3.28% |
| Lebanon, NH-VT (FHA|USDA|VA) | 29 | $6,765,000 | $233,276 | $6,078 | 3.34% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 16 | $6,710,000 | $419,375 | $5,015 | 3.06% |
| Clewiston, FL (FHA|USDA|VA) | 36 | $6,630,000 | $184,167 | $10,011 | 2.65% |
| Sevierville, TN (FHA|USDA|VA) | 16 | $6,620,000 | $413,750 | $7,214 | 3.38% |
| BEND, OR (FHA|USDA|VA) | 19 | $6,445,000 | $339,211 | $5,628 | 3.06% |
| Moses Lake, WA (FHA|USDA|VA) | 27 | $6,415,000 | $237,593 | $5,423 | 2.96% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 54 | $6,270,000 | $116,111 | $5,500 | 2.48% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 26 | $6,270,000 | $241,154 | $4,442 | 3.25% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 13 | $6,135,000 | $471,923 | $7,560 | 3.19% |
| Fernley, NV (FHA|USDA|VA) | 26 | $6,060,000 | $233,077 | $8,057 | 2.75% |
| Glenwood Springs, CO (FHA|USDA|VA) | 20 | $6,040,000 | $302,000 | $5,598 | 3.12% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 20 | $6,000,000 | $300,000 | $4,249 | 2.92% |
| Concord, NH (FHA|USDA|VA) | 27 | $5,985,000 | $221,667 | $5,954 | 3.07% |
| Los Alamos, NM (FHA|USDA|VA) | 14 | $5,930,000 | $423,571 | $8,272 | 3.07% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 23 | $5,905,000 | $256,739 | $7,373 | 3.33% |
| YAKIMA, WA (FHA|USDA|VA) | 25 | $5,865,000 | $234,600 | $5,831 | 2.83% |
| AKRON, OH (FHA|USDA|VA) | 36 | $5,730,000 | $159,167 | $4,560 | 3.45% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 16 | $5,670,000 | $354,375 | $4,978 | 3.34% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 26 | $5,650,000 | $217,308 | $6,888 | 2.92% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 21 | $5,505,000 | $262,143 | $6,268 | 3.32% |
| Cedar City, UT (FHA|USDA|VA) | 21 | $5,495,000 | $261,667 | $6,635 | 3.08% |
| Fergus Falls, MN (FHA|USDA|VA) | 28 | $5,490,000 | $196,071 | $5,420 | 2.95% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 28 | $5,490,000 | $196,071 | $5,637 | 3.21% |
| MADERA, CA (FHA|USDA|VA) | 19 | $5,315,000 | $279,737 | $8,635 | 3.28% |
| MIDLAND, TX (FHA|USDA|VA) | 23 | $5,315,000 | $231,087 | $6,679 | 2.85% |
| Sonora, CA (FHA|USDA|VA) | 20 | $5,310,000 | $265,500 | $10,491 | 2.98% |
| WENATCHEE, WA (FHA|USDA|VA) | 15 | $5,305,000 | $353,667 | $3,165 | 2.89% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 36 | $5,270,000 | $146,389 | $3,895 | 3.43% |
| PITTSBURGH, PA (FHA|USDA|VA) | 26 | $5,240,000 | $201,538 | $6,667 | 3.30% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 25 | $5,105,000 | $204,200 | $6,751 | 3.32% |
| DOTHAN, AL (FHA|USDA|VA) | 25 | $5,085,000 | $203,400 | $5,307 | 3.04% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 22 | $5,040,000 | $229,091 | $6,571 | 3.65% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 14 | $5,000,000 | $357,143 | $6,901 | 3.08% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 27 | $4,905,000 | $181,667 | $4,998 | 3.12% |
| APPLETON, WI (FHA|USDA|VA) | 27 | $4,855,000 | $179,815 | $4,532 | 3.11% |
| Centralia, WA (FHA|USDA|VA) | 18 | $4,780,000 | $265,556 | $5,758 | 2.97% |
| Ellensburg, WA (FHA|USDA|VA) | 10 | $4,650,000 | $465,000 | $7,019 | 3.20% |
| Cañon City, CO (FHA|USDA|VA) | 30 | $4,650,000 | $155,000 | $9,471 | 1.85% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 18 | $4,600,000 | $255,556 | $7,746 | 3.34% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 16 | $4,560,000 | $285,000 | $5,168 | 3.01% |
| WILMINGTON, NC (FHA|USDA|VA) | 14 | $4,430,000 | $316,429 | $5,268 | 3.18% |
| McPherson, KS (FHA|USDA|VA) | 30 | $4,380,000 | $146,000 | $4,277 | 3.56% |
| MONROE, LA (FHA|USDA|VA) | 24 | $4,170,000 | $173,750 | $6,155 | 3.82% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 22 | $3,980,000 | $180,909 | $6,378 | 2.45% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 24 | $3,950,000 | $164,583 | $6,609 | 3.49% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 26 | $3,860,000 | $148,462 | $5,417 | 3.40% |
| READING, PA (FHA|USDA|VA) | 22 | $3,850,000 | $175,000 | $7,032 | 3.08% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 17 | $3,845,000 | $226,176 | $4,621 | 3.09% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 19 | $3,825,000 | $201,316 | $5,940 | 3.36% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 8 | $3,820,000 | $477,500 | $5,973 | 3.33% |
| Payson, AZ (FHA|USDA|VA) | 14 | $3,780,000 | $270,000 | $5,690 | 3.22% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 17 | $3,535,000 | $207,941 | $7,201 | 3.41% |
| LUBBOCK, TX (FHA|USDA|VA) | 16 | $3,440,000 | $215,000 | $4,870 | 3.31% |
| COLUMBIA, SC (FHA|USDA|VA) | 17 | $3,415,000 | $200,882 | $5,643 | 3.41% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 14 | $3,410,000 | $243,571 | $5,855 | 2.82% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 14 | $3,380,000 | $241,429 | $7,275 | 3.53% |
| CORVALLIS, OR (FHA|USDA|VA) | 7 | $3,295,000 | $470,714 | $5,595 | 3.09% |
| SAVANNAH, GA (FHA|USDA|VA) | 15 | $3,215,000 | $214,333 | $6,928 | 3.48% |
| LANCASTER, PA (FHA|USDA|VA) | 13 | $3,195,000 | $245,769 | $6,882 | 3.06% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 18 | $3,170,000 | $176,111 | $6,428 | 3.82% |
| Montrose, CO (FHA|USDA|VA) | 13 | $3,165,000 | $243,462 | $6,165 | 2.67% |
| ASHEVILLE, NC (FHA|USDA|VA) | 14 | $3,140,000 | $224,286 | $5,250 | 3.30% |
| Glasgow, KY (FHA|USDA|VA) | 19 | $3,125,000 | $164,474 | $5,554 | 3.27% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 17 | $3,085,000 | $181,471 | $4,891 | 3.70% |
| CARSON CITY, NV (FHA|USDA|VA) | 11 | $3,075,000 | $279,545 | $9,144 | 2.65% |
| Del Rio, TX (FHA|USDA|VA) | 18 | $3,010,000 | $167,222 | $7,787 | 2.74% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 10 | $3,010,000 | $301,000 | $6,931 | 2.90% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 7 | $2,995,000 | $427,857 | $8,591 | 3.57% |
| Jefferson, GA (FHA|USDA|VA) | 9 | $2,995,000 | $332,778 | $8,804 | 3.57% |
| THE VILLAGES, FL (FHA|USDA|VA) | 12 | $2,980,000 | $248,333 | $7,683 | 3.43% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 17 | $2,975,000 | $175,000 | $5,837 | 2.65% |
| Jacksonville, TX (FHA|USDA|VA) | 13 | $2,955,000 | $227,308 | $6,171 | 3.15% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 17 | $2,955,000 | $173,824 | $4,203 | 3.01% |
| Rockport, TX (FHA|USDA|VA) | 9 | $2,955,000 | $328,333 | $7,360 | 2.87% |
| GAINESVILLE, FL (FHA|USDA|VA) | 15 | $2,935,000 | $195,667 | $6,216 | 3.56% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 11 | $2,895,000 | $263,182 | $8,539 | 3.44% |
| Ontario, OR-ID (FHA|USDA|VA) | 14 | $2,880,000 | $205,714 | $8,557 | 3.10% |
| Mountain Home, ID (FHA|USDA|VA) | 16 | $2,860,000 | $178,750 | $6,826 | 3.00% |
| Murray, KY (FHA|USDA|VA) | 20 | $2,850,000 | $142,500 | $5,139 | 3.12% |
| YUBA CITY, CA (FHA|USDA|VA) | 10 | $2,840,000 | $284,000 | $7,778 | 2.94% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 10 | $2,800,000 | $280,000 | $6,112 | 3.32% |
| LAFAYETTE, LA (FHA|USDA|VA) | 14 | $2,800,000 | $200,000 | $6,565 | 3.83% |
| GAINESVILLE, GA (FHA|USDA|VA) | 8 | $2,740,000 | $342,500 | $6,358 | 3.11% |
| Salina, KS (FHA|USDA|VA) | 16 | $2,700,000 | $168,750 | $3,358 | 3.47% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 9 | $2,635,000 | $292,778 | $6,330 | 3.11% |
| RICHMOND, VA (FHA|USDA|VA) | 8 | $2,630,000 | $328,750 | $4,982 | 3.01% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 14 | $2,600,000 | $185,714 | $5,780 | 3.59% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 13 | $2,585,000 | $198,846 | $4,437 | 3.30% |
| Lewisburg, TN (FHA|USDA|VA) | 10 | $2,570,000 | $257,000 | $4,025 | 3.35% |
| Easton, MD (FHA|USDA|VA) | 5 | $2,555,000 | $511,000 | $6,218 | 2.88% |
| Gainesville, TX (FHA|USDA|VA) | 13 | $2,545,000 | $195,769 | $6,967 | 2.84% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $2,505,000 | $357,857 | $5,430 | 3.16% |
| GETTYSBURG, PA (FHA|USDA|VA) | 11 | $2,495,000 | $226,818 | $7,474 | 3.29% |
| Shelbyville, TN (FHA|USDA|VA) | 8 | $2,450,000 | $306,250 | $5,868 | 3.19% |
| Cookeville, TN (FHA|USDA|VA) | 8 | $2,440,000 | $305,000 | $5,729 | 3.02% |
| Price, UT (FHA|USDA|VA) | 11 | $2,415,000 | $219,545 | $4,385 | 3.32% |
| LYNCHBURG, VA (FHA|USDA|VA) | 13 | $2,365,000 | $181,923 | $6,258 | 3.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 11 | $2,335,000 | $212,273 | $6,223 | 3.33% |
| REDDING, CA (FHA|USDA|VA) | 9 | $2,335,000 | $259,444 | $6,394 | 3.25% |
| AMARILLO, TX (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $4,353 | 3.62% |
| MADISON, WI (FHA|USDA|VA) | 9 | $2,305,000 | $256,111 | $6,927 | 3.47% |
| Beeville, TX (FHA|USDA|VA) | 22 | $2,300,000 | $104,545 | $7,310 | 2.08% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 12 | $2,300,000 | $191,667 | $5,738 | 3.70% |
| Breckenridge, CO (FHA|USDA|VA) | 6 | $2,290,000 | $381,667 | $4,982 | 3.12% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $7,122 | 3.18% |
| Ukiah, CA (FHA|USDA|VA) | 6 | $2,260,000 | $376,667 | $8,146 | 3.06% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 14 | $2,230,000 | $159,286 | $6,006 | 3.36% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $6,334 | 3.47% |
| Outside of Metro Areas | 7 | $2,205,000 | $315,000 | $7,855 | 3.18% |
| CLEVELAND, TN (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $7,009 | 3.47% |
| Edwards, CO (FHA|USDA|VA) | 3 | $2,165,000 | $721,667 | $12,447 | 3.21% |
| Roseburg, OR (FHA|USDA|VA) | 8 | $2,160,000 | $270,000 | $6,674 | 3.37% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $6,467 | 3.19% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 12 | $2,110,000 | $175,833 | $6,536 | 3.60% |
| PANAMA CITY, FL (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $5,236 | 3.32% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $2,025,000 | $405,000 | $5,237 | 3.00% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 9 | $2,025,000 | $225,000 | $6,557 | 2.97% |
| Show Low, AZ (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $3,717 | 3.19% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $2,015,000 | $223,889 | $6,264 | 3.61% |
| LONGVIEW, TX (FHA|USDA|VA) | 12 | $1,990,000 | $165,833 | $6,663 | 3.51% |
| Española, NM (FHA|USDA|VA) | 11 | $1,985,000 | $180,455 | $6,051 | 3.60% |
| Blackfoot, ID (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $8,436 | 3.25% |
| WACO, TX (FHA|USDA|VA) | 10 | $1,930,000 | $193,000 | $7,354 | 3.34% |
| Kapaa, HI (FHA|USDA|VA) | 5 | $1,925,000 | $385,000 | $4,641 | 2.90% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $4,426 | 3.32% |
| La Grande, OR (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $4,370 | 3.16% |
| Torrington, CT (FHA|USDA|VA) | 8 | $1,880,000 | $235,000 | $5,034 | 3.14% |
| Wilson, NC (FHA|USDA|VA) | 11 | $1,875,000 | $170,455 | $6,945 | 3.22% |
| Clearlake, CA (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $7,112 | 3.11% |
| Pahrump, NV (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $7,846 | 3.32% |
| GREEN BAY, WI (FHA|USDA|VA) | 12 | $1,810,000 | $150,833 | $5,203 | 3.02% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $6,858 | 3.34% |
| Hilo, HI (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $7,451 | 2.97% |
| ROANOKE, VA (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $6,803 | 3.07% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 9 | $1,775,000 | $197,222 | $7,336 | 3.36% |
| Okeechobee, FL (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $8,086 | 3.68% |
| JACKSON, MS (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $9,160 | 3.87% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 9 | $1,745,000 | $193,889 | $6,591 | 3.63% |
| Roswell, NM (FHA|USDA|VA) | 12 | $1,730,000 | $144,167 | $5,033 | 3.35% |
| FLORENCE, SC (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $5,621 | 3.08% |
| TWIN FALLS, ID (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $8,127 | 3.38% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 11 | $1,615,000 | $146,818 | $8,539 | 2.59% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $6,230 | 3.25% |
| Ruidoso, NM (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $3,871 | 3.03% |
| Nacogdoches, TX (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $8,766 | 3.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $5,345 | 3.15% |
| Sterling, CO (FHA|USDA|VA) | 15 | $1,555,000 | $103,667 | $7,050 | 1.58% |
| Ashland, OH (FHA|USDA|VA) | 11 | $1,535,000 | $139,545 | $4,670 | 3.17% |
| Albemarle, NC (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $4,864 | 3.15% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $7,530 | 3.39% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $4,339 | 3.22% |
| Bardstown, KY (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $3,805 | 3.17% |
| Hood River, OR (FHA|USDA|VA) | 2 | $1,490,000 | $745,000 | $6,734 | 3.06% |
| Forrest City, AR (FHA|USDA|VA) | 10 | $1,470,000 | $147,000 | $4,724 | 3.06% |
| Durango, CO (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $5,645 | 3.06% |
| PINE BLUFF, AR (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $5,618 | 3.89% |
| COLUMBUS, IN (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $4,604 | 3.39% |
| LaGrange, GA-AL (FHA|USDA|VA) | 10 | $1,440,000 | $144,000 | $6,804 | 3.09% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 10 | $1,430,000 | $143,000 | $6,793 | 3.39% |
| Alamogordo, NM (FHA|USDA|VA) | 12 | $1,410,000 | $117,500 | $6,404 | 3.11% |
| CHICO, CA (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $6,093 | 3.19% |
| BURLINGTON, NC (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $6,298 | 3.40% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 10 | $1,380,000 | $138,000 | $5,479 | 3.42% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $6,807 | 3.33% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $8,947 | 3.65% |
| Calhoun, GA (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $6,940 | 3.60% |
| Dayton, TN (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $6,710 | 3.47% |
| Ozark, AL (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $6,696 | 3.16% |
| Zanesville, OH (FHA|USDA|VA) | 11 | $1,305,000 | $118,636 | $5,916 | 2.86% |
| Malvern, AR (FHA|USDA|VA) | 12 | $1,290,000 | $107,500 | $3,494 | 3.60% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $5,350 | 3.23% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $6,942 | 3.70% |
| EL CENTRO, CA (FHA|USDA|VA) | 10 | $1,240,000 | $124,000 | $7,925 | 2.34% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 10 | $1,240,000 | $124,000 | $4,909 | 3.25% |
| Frankfort, KY (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $5,570 | 2.98% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $4,232 | 3.25% |
| ALBANY, GA (FHA|USDA|VA) | 9 | $1,195,000 | $132,778 | $5,801 | 3.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $8,217 | 3.35% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $5,761 | 3.61% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $4,410 | 3.61% |
| Granbury, TX (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $7,091 | 3.50% |
| DALTON, GA (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $4,945 | 3.35% |
| Othello, WA (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $5,920 | 2.58% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $5,276 | 2.95% |
| ROME, GA (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $7,681 | 2.85% |
| TOPEKA, KS (FHA|USDA|VA) | 9 | $1,145,000 | $127,222 | $4,519 | 3.94% |
| Lewisburg, PA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $7,796 | 3.21% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $8,534 | 3.31% |
| Sanford, NC (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $6,557 | 2.88% |
| Vernal, UT (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $5,105 | 3.29% |
| Frankfort, IN (FHA|USDA|VA) | 8 | $1,120,000 | $140,000 | $4,341 | 3.55% |
| MOBILE, AL (FHA|USDA|VA) | 9 | $1,115,000 | $123,889 | $4,521 | 3.38% |
| Dodge City, KS (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $4,463 | 3.29% |
| Enterprise, AL (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $4,916 | 3.23% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $3,987 | 3.09% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $4,539 | 3.68% |
| Cambridge, MD (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $6,772 | 3.45% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $4,816 | 3.30% |
| Burley, ID (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $10,226 | 3.44% |
| Athens, TN (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $3,408 | 3.20% |
| Rutland, VT (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $5,162 | 3.10% |
| JONESBORO, AR (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $5,334 | 3.14% |
| Shelby, NC (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $6,187 | 3.50% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $5,548 | 2.88% |
| Elko, NV (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $10,887 | 4.13% |
| VICTORIA, TX (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $9,621 | 3.80% |
| Great Bend, KS (FHA|USDA|VA) | 10 | $1,010,000 | $101,000 | $4,323 | 3.68% |
| RACINE, WI (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $7,393 | 3.50% |
| Hobbs, NM (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $6,963 | 3.09% |
| Urbana, OH (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $5,864 | 3.56% |
| Columbus, MS (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $5,061 | 3.25% |
| JACKSON, TN (FHA|USDA|VA) | 8 | $970,000 | $121,250 | $5,147 | 3.31% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $4,680 | 3.37% |
| Craig, CO (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $6,076 | 2.28% |
| Russellville, AR (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $3,581 | 3.80% |
| Richmond-Berea, KY (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $8,211 | 3.38% |
| Coos Bay, OR (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $6,632 | 3.06% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $5,267 | 3.34% |
| Keene, NH (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $4,461 | 2.97% |
| Arkadelphia, AR (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $5,731 | 3.65% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $7,287 | 2.58% |
| EL PASO, TX (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $6,850 | 2.81% |
| Riverton, WY (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $5,156 | 3.03% |
| Forest City, NC (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,527 | 3.46% |
| Kingsville, TX (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $7,619 | 3.10% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $5,589 | 3.15% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $14,997 | 3.38% |
| Alice, TX (FHA|USDA|VA) | 11 | $885,000 | $80,455 | $6,713 | 2.41% |
| Madisonville, KY (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $4,280 | 3.85% |
| GREENVILLE, NC (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $6,483 | 3.47% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $5,329 | 3.60% |
| Gallup, NM (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $4,519 | 3.00% |
| Marion, OH (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $5,295 | 2.98% |
| Juneau, AK (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $15,729 | 3.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,506 | 3.16% |
| Greenwood, SC (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,057 | 3.40% |
| Seneca, SC (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,192 | 3.03% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $11,819 | 3.13% |
| Bennington, VT (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,022 | 3.21% |
| NILES, MI (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,226 | 3.44% |
| ABILENE, TX (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,593 | 3.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,885 | 3.41% |
| Minden, LA (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $4,861 | 3.35% |
| Beaver Dam, WI (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $5,525 | 3.70% |
| Toccoa, GA (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,518 | 3.06% |
| Las Vegas, NM (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $5,047 | 2.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $3,655 | 3.60% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,015 | 3.04% |
| HAMMOND, LA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,412 | 3.25% |
| Lufkin, TX (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $6,377 | 3.25% |
| MANSFIELD, OH (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $3,618 | 3.10% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,369 | 2.88% |
| Athens, TX (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,145 | 3.21% |
| Fort Polk South, LA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $1,856 | 4.38% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $6,553 | 3.29% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $8,509 | 2.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $7,547 | 4.21% |
| Oxford, MS (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,837 | 2.91% |
| Bonham, TX (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $9,594 | 3.54% |
| Cambridge, OH (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,625 | 3.21% |
| Opelousas, LA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,608 | 3.28% |
| Grants, NM (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $3,775 | 3.33% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $9,123 | 3.92% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $6,019 | 3.04% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $4,310 | 3.13% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,798 | 3.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,748 | 2.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,313 | 3.46% |
| Red Wing, MN (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,827 | 3.41% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,107 | 3.29% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $7,173 | 2.96% |
| Winfield, KS (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $4,494 | 3.48% |
| SAN ANGELO, TX (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,994 | 2.53% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,574 | 3.38% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,268 | 3.03% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $8,557 | 3.29% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,818 | 3.83% |
| Blytheville, AR (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $5,669 | 3.55% |
| Arcadia, FL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $9,265 | 3.71% |
| Searcy, AR (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $3,544 | 3.68% |
| Athens, OH (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $5,284 | 2.96% |
| Shawnee, OK (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $5,007 | 3.38% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,314 | 3.33% |
| Central City, KY (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,077 | 3.56% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,309 | 2.92% |
| Taos, NM (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,816 | 3.13% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,208 | 3.87% |
| Defiance, OH (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,140 | 3.41% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,226 | 3.54% |
| Natchitoches, LA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,211 | 3.88% |
| Snyder, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,976 | 2.56% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,180 | 3.25% |
| Seymour, IN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,149 | 3.17% |
| Somerset, KY (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,012 | 3.75% |
| KOKOMO, IN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,449 | 3.54% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $9,235 | 2.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $4,209 | 3.28% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,129 | 3.00% |
| Berlin, NH (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $7,283 | 3.25% |
| Newport, OR (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $26,635 | 2.25% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,136 | 3.04% |
| Kendallville, IN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,234 | 3.25% |
| Andrews, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,018 | 4.06% |
| Henderson, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,060 | 3.19% |
| Elizabeth City, NC (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,172 | 3.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,512 | 3.00% |
| Holland, MI (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,689 | 2.95% |
| Madison, IN (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $5,491 | 2.63% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,050 | 2.81% |
| Cedartown, GA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,159 | 3.42% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,698 | 3.25% |
| Milledgeville, GA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $10,502 | 1.71% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,528 | 3.63% |
| Mayfield, KY (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,224 | 3.00% |
| Bay City, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,792 | 3.38% |
| BISMARCK, ND (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,641 | 3.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,853 | 3.54% |
| Washington Court House, OH (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $6,278 | 4.29% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $6,880 | 3.00% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,021 | 3.50% |
| Evanston, WY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,861 | 3.50% |
| Gillette, WY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,468 | 3.50% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,838 | 4.50% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,382 | 2.81% |
| Gaffney, SC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,306 | 3.50% |
| Thomaston, GA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,820 | 3.17% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,089 | 3.37% |
| Bogalusa, LA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,903 | 4.06% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,101 | 2.88% |
| Palestine, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,761 | 3.38% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,343 | 3.06% |
| Selinsgrove, PA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,363 | 3.13% |
| Garden City, KS (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,466 | 3.19% |
| Sidney, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,037 | 3.81% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,706 | 3.56% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,383 | 3.00% |
| Albert Lea, MN (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $4,292 | 3.41% |
| Greeneville, TN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,198 | 3.29% |
| Paragould, AR (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,667 | 3.58% |
| Deming, NM (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,297 | 3.12% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,879 | 3.31% |
| Camden, AR (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $4,421 | 3.84% |
| Lexington, NE (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,756 | 4.19% |
| Manitowoc, WI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $5,164 | 4.33% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,832 | 3.31% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,033 | 3.38% |
| Paris, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,569 | 3.25% |
| Shawano, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,646 | 3.00% |
| Borger, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,119 | 3.81% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,579 | 3.38% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,124 | 3.63% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,817 | 3.13% |
| Emporia, KS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,949 | 3.44% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,683 | 2.38% |
| Picayune, MS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,159 | 4.06% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,010 | 3.38% |
| Astoria, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,639 | 3.13% |
| Atmore, AL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,725 | 3.58% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,562 | 3.56% |
| Jesup, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,993 | 2.63% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,710 | 3.81% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,053 | 4.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,345 | 3.04% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,819 | 3.94% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,781 | 4.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,443 | 3.25% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,597 | 2.88% |
| MONROE, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,436 | 3.25% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $2,944 | 3.54% |
| Helena, MT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,921 | 3.25% |
| Meridian, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,459 | 3.25% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,783 | 3.50% |
| Tifton, GA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,385 | 3.46% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,546 | 3.62% |
| FARMINGTON, NM (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,967 | 4.38% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,765 | 2.99% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,759 | 3.38% |
| Somerset, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,166 | 3.50% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,438 | 3.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $6,069 | 3.92% |
| DuBois, PA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,940 | 3.46% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,186 | 3.25% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,860 | 3.38% |
| Huntington, IN (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $3,716 | 2.17% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,757 | 3.88% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,678 | 3.25% |
| Batesville, AR (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $3,750 | 3.29% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,930 | 3.50% |
| Union City, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,548 | 3.63% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,635 | 2.99% |
| Danville, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,903 | 2.75% |
| Lake City, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $14,682 | 3.88% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,022 | 3.56% |
| New Castle, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,610 | 3.00% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $10,101 | 2.13% |
| Barre, VT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,945 | 3.38% |
| Atchison, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,416 | 2.88% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,941 | 3.75% |
| Brookings, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,091 | 3.63% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,971 | 4.00% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,285 | 2.75% |
| Bedford, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,679 | 3.19% |
| Susanville, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,509 | 3.00% |
| Coshocton, OH (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $4,603 | 3.00% |
| Wabash, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,126 | 3.25% |
| Richmond, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,442 | 2.75% |
| Newberry, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,470 | 3.13% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,569 | 3.38% |
| Hailey, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,274 | 2.99% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,264 | 3.88% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,153 | 2.81% |
| Americus, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,946 | 3.75% |
| Moscow, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,703 | 4.13% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,601 | 2.99% |
| AMES, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,044 | 2.50% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,670 | 3.88% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,277 | 4.13% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,561 | 2.39% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,719 | 3.25% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,341 | 3.63% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,396 | 3.38% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,274 | 3.13% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,045 | 3.38% |
| Branson, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,599 | 2.75% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,456 | 2.75% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,480 | 2.99% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,357 | 3.13% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,887 | 2.88% |
| Hope, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,618 | 4.38% |
| Palatka, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,715 | 2.99% |
| Rolla, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,207 | 3.75% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,226 | 2.75% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,315 | 2.50% |
| New Castle, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,099 | 4.38% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,631 | 3.63% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,801 | 3.38% |
| Newport, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,232 | 3.50% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,443 | 2.88% |
| Parsons, KS (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,550 | 2.94% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,328 | 4.13% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,481 | 3.38% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,872 | 3.25% |
| Harrison, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,820 | 3.88% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,683 | 3.63% |
| Fallon, NV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,270 | 3.50% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,859 | 4.13% |
| Crossville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $325 | 3.50% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,660 | 3.00% |
| Ruston, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,519 | 3.38% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,301 | 2.75% |
| Waycross, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,348 | 3.75% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,557 | 2.38% |
| Duncan, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,530 | 3.38% |
| Greenville, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,517 | 3.88% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,328 | 2.63% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,157 | 4.13% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,776 | 3.38% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,066 | 2.38% |
| Brevard, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,439 | 4.38% |
| Troy, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,131 | 3.13% |
| Starkville, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,140 | 2.88% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,191 | 2.88% |
| Bradford, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,354 | 2.88% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,278 | 3.88% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,866 | 3.13% |
| Albertville, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,811 | 2.75% |
| London, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,007 | 4.88% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,549 | 3.50% |
| Marion, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,538 | 2.88% |
| Pampa, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,423 | 3.88% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,017 | 3.50% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,753 | 4.63% |
| Summerville, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,591 | 2.88% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,941 | 3.38% |
| Dublin, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,267 | 3.88% |
| Worthington, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,749 | 3.25% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,815 | 2.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,752 | 2.75% |
| Vernon, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,674 | 3.88% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,034 | 4.13% |
| Prineville, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,961 | 4.13% |
| Selma, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,949 | 3.63% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,421 | 3.38% |
| Pullman, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,449 | 2.50% |
| Kinston, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,200 | 3.63% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,679 | 3.13% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,818 | 3.38% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,460 | 4.38% |
| Martin, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,410 | 3.63% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,355 | 3.00% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,421 | 4.00% |
| Salem, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,004 | 5.00% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,440 | 4.38% |
| ERIE, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,068 | 3.75% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,590 | 3.38% |
| Ada, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,329 | 3.25% |
| Hays, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,324 | 3.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,927 | 2.50% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,834 | 3.88% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,536 | 2.88% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,307 | 3.13% |
| Maysville, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,329 | 3.38% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,767 | 4.50% |
| Liberal, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,112 | 3.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,763 | 4.00% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,892 | 3.38% |
| Connersville, IN (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $1,221 | 1.44% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,480 | 3.88% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against PRIMARY RESIDENTIAL MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Titan Mortgage Capital, Inc.
Similarity Rank: 14
Similarity Rank: 14
MATANUSKA VALLEY FEDERAL CREDIT UNION
Similarity Rank: 148
Similarity Rank: 148
SANDIA LABORATORY
Similarity Rank: 180
Similarity Rank: 180
STRATA Credit Union
Similarity Rank: 195
Similarity Rank: 195
GUARANTY MORTGAGE SERVICE, INC.
Similarity Rank: 216
Similarity Rank: 216
Bank of the Pacific
Similarity Rank: 261
Similarity Rank: 261
Emory Alliance Credit Union
Similarity Rank: 305
Similarity Rank: 305
CREDIT UNION 1
Similarity Rank: 345
Similarity Rank: 345
The Evangeline Bank & Trust Company
Similarity Rank: 360
Similarity Rank: 360
SAFE 1 CREDIT UNION
Similarity Rank: 393
Similarity Rank: 393
Product Mix
For 2021, Primary Residential Mortgage's most frequently originated type of loan was Conventional, with 29,378 originations. Their 2nd most popular type was FHA, with 8,401 originations.
Loan Reason
For 2021, Primary Residential Mortgage's most frequently cited loan purpose was Home Purchase, with 25,985 originations. The 2nd most popular reason was Refi, with 8,980 originations.
Loan Duration/Length
For 2021, Primary Residential Mortgage's most frequently cited loan duration was 30 Year, with 36,643 originations. The 2nd most popular length was 15 Year, with 2,565 originations.
Origination Fees/Closing Costs
Primary Residential Mortgage's average total fees were $6,738, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 16,266 originations.
Interest Rates
During 2021, Primary Residential Mortgage's average interest rate for loans was 3.15%, while their most frequently originated rate bucket for loans was 3-4%, with 20,505 originations.
Loan Sizing
2021 saw Primary Residential Mortgage place emphasis on $200k-400k loans with 20,201 originations, totaling $5,768,605,000 in origination value.
Applicant Income
Primary Residential Mortgage lent most frequently to those with incomes in the $50k-75k range, with 11,415 originations. The second most popular income band? $100k-150k, with 8,069 originations.
Applicant Debt to Income Ratio
Primary Residential Mortgage lent most frequently to those with DTI ratios of 30-36%, with 7,309 originations. The next most common DTI ratio? 20-30%, with 7,065 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.42%
Primary Residential Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination69.83%
Primary Residential Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 41,209 | $11,112,125,000 | $269,653 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 41,209 | $11,112,125,000 | $269,653 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PRIMARY RESIDENTIAL MORTGAGE | VA mortgage | Trouble during payment process | 2 | 6.5% |
| PRIMARY RESIDENTIAL MORTGAGE | Other type of mortgage | Trouble during payment process | 2 | 6.5% |
| PRIMARY RESIDENTIAL MORTGAGE | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 3.2% |
| PRIMARY RESIDENTIAL MORTGAGE | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 9.7% |
| PRIMARY RESIDENTIAL MORTGAGE | Conventional home mortgage | Closing on a mortgage | 3 | 9.7% |
| PRIMARY RESIDENTIAL MORTGAGE | Conventional home mortgage | Trouble during payment process | 12 | 38.7% |
| PRIMARY RESIDENTIAL MORTGAGE | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 6.5% |
| PRIMARY RESIDENTIAL MORTGAGE | FHA mortgage | Closing on a mortgage | 2 | 6.5% |
| PRIMARY RESIDENTIAL MORTGAGE | FHA mortgage | Struggling to pay mortgage | 1 | 3.2% |
| PRIMARY RESIDENTIAL MORTGAGE | FHA mortgage | Trouble during payment process | 2 | 6.5% |
| PRIMARY RESIDENTIAL MORTGAGE | Other type of mortgage | Struggling to pay mortgage | 1 | 3.2% |