Primary Residential Mortgage Rates, Fees & Info

Carson City, NV

LEI: 54930052M48FOD3CWA54

Tax ID: 86-0860478

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Mortgage Data

Review & Overview

Primary Residential Mortgage is a mid-sized mortgage company specializing in Home Purchase loans. Primary Residential Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Baltimore, Miami, Albuquerque, Phoenix, and Denver among others. We have data for 578 markets. (Some data included below & more in-depth data is available with an active subscription.)

Primary Residential Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Primary Residential Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.61% 11/17/24
30 Year Conventional Refi 6.97% 11/17/24
30 Year Cash-out Refi 6.82% 11/17/24
30 Year FHA Purchase 7.36% 11/17/24
30 Year FHA Refi 7.80% 11/17/24
30 Year VA Purchase 6.40% 11/17/24
30 Year VA Refi 6.27% 11/17/24
30 Year USDA Purchase 7.52% 11/17/24
30 Year USDA Refi 6.27% 11/17/24
15 Year Conventional Purchase 6.82% 11/17/24
15 Year Conventional Refi 5.68% 11/17/24
15 Year Cash-out Refi 5.68% 11/17/24
15 Year FHA Purchase 5.68% 11/17/24
15 Year FHA Refi 5.68% 11/17/24
15 Year VA Purchase 5.68% 11/17/24
15 Year USDA Purchase 5.68% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Primary Residential Mortgage Mortgage Calculator






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This is not an official calculator from Primary Residential Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

17,966

Origination Dollar Volume (All Markets)

$5,071,700,000
Show all (23) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,911 $573,845,000 $300,285 $9,508 4.74%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 566 $221,460,000 $391,272 $12,900 5.29%
ALBUQUERQUE, NM (FHA|USDA|VA) 779 $216,695,000 $278,171 $7,862 5.23%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 524 $200,860,000 $383,321 $7,933 4.67%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 563 $156,005,000 $277,096 $10,804 3.36%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 460 $145,220,000 $315,696 $8,564 4.68%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 297 $142,345,000 $479,276 $9,004 4.70%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 548 $137,980,000 $251,788 $9,971 4.58%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 404 $133,780,000 $331,139 $9,348 4.58%
Outside of Metro Areas 673 $131,575,000 $195,505 $7,297 4.89%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 265 $110,415,000 $416,660 $13,936 4.63%
GREELEY, CO (FHA|USDA|VA) 381 $101,065,000 $265,262 $10,656 3.55%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 434 $97,690,000 $225,092 $8,884 4.37%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 339 $96,325,000 $284,145 $8,876 4.72%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 254 $77,680,000 $305,827 $7,963 4.73%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 181 $68,225,000 $376,934 $9,662 5.02%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 160 $65,680,000 $410,500 $8,367 4.70%
BOISE CITY, ID (FHA|USDA|VA) 171 $55,275,000 $323,246 $11,858 4.63%
COLORADO SPRINGS, CO (FHA|USDA|VA) 214 $54,380,000 $254,112 $10,704 3.45%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 98 $52,180,000 $532,449 $12,376 4.22%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 154 $49,160,000 $319,221 $9,160 5.14%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 147 $43,755,000 $297,653 $8,261 4.93%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 151 $43,345,000 $287,053 $8,952 4.77%
SALT LAKE CITY, UT (FHA|USDA|VA) 112 $42,570,000 $380,089 $8,759 5.05%
PORT ST. LUCIE, FL (FHA|USDA|VA) 125 $41,425,000 $331,400 $10,220 4.83%
RALEIGH-CARY, NC (FHA|USDA|VA) 128 $40,700,000 $317,969 $7,692 4.63%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 129 $40,325,000 $312,597 $10,232 4.94%
STOCKTON, CA (FHA|USDA|VA) 100 $40,000,000 $400,000 $11,773 4.82%
URBAN HONOLULU, HI (FHA|USDA|VA) 62 $38,660,000 $623,548 $11,797 4.39%
PROVO-OREM, UT (FHA|USDA|VA) 81 $36,205,000 $446,975 $10,309 4.78%
Clovis, NM (FHA|USDA|VA) 185 $35,585,000 $192,351 $6,685 5.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 132 $35,510,000 $269,015 $8,829 4.83%
ANCHORAGE, AK (FHA|USDA|VA) 111 $35,065,000 $315,901 $9,669 5.31%
COLUMBUS, OH (FHA|USDA|VA) 168 $33,510,000 $199,464 $7,836 4.99%
LAS CRUCES, NM (FHA|USDA|VA) 180 $33,490,000 $186,056 $6,773 5.42%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 137 $33,205,000 $242,372 $8,491 4.98%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 43 $30,735,000 $714,767 $14,907 4.52%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 129 $29,415,000 $228,023 $6,054 4.96%
CORPUS CHRISTI, TX (FHA|USDA|VA) 175 $29,395,000 $167,971 $7,830 4.07%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 93 $29,165,000 $313,602 $8,868 4.79%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 74 $29,150,000 $393,919 $11,132 4.64%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 125 $28,565,000 $228,520 $9,226 4.52%
GRAND JUNCTION, CO (FHA|USDA|VA) 91 $26,145,000 $287,308 $7,494 4.68%
LOUISVILLE, KY (FHA|USDA|VA) 132 $25,930,000 $196,439 $5,937 4.55%
Wooster, OH (FHA|USDA|VA) 126 $25,910,000 $205,635 $6,612 5.24%
VALLEJO, CA (FHA|USDA|VA) 60 $25,150,000 $419,167 $16,241 4.25%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 96 $24,480,000 $255,000 $9,219 4.86%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 77 $24,045,000 $312,273 $10,194 4.79%
YORK-HANOVER, PA (FHA|USDA|VA) 95 $23,665,000 $249,105 $9,632 5.25%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 51 $22,545,000 $442,059 $9,763 4.51%
VISALIA, CA (FHA|USDA|VA) 96 $22,480,000 $234,167 $10,405 3.99%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 72 $20,980,000 $291,389 $6,736 4.94%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 63 $20,575,000 $326,587 $8,185 5.08%
BOWLING GREEN, KY (FHA|USDA|VA) 81 $18,875,000 $233,025 $6,424 4.78%
ALEXANDRIA, LA (FHA|USDA|VA) 101 $18,595,000 $184,109 $6,580 5.14%
PUEBLO, CO (FHA|USDA|VA) 134 $18,370,000 $137,090 $8,618 2.72%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 95 $18,085,000 $190,368 $6,746 5.18%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 80 $17,980,000 $224,750 $7,724 4.80%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 55 $17,805,000 $323,727 $7,698 5.00%
Hutchinson, KS (FHA|USDA|VA) 132 $17,550,000 $132,955 $5,173 5.36%
CASPER, WY (FHA|USDA|VA) 105 $17,085,000 $162,714 $8,460 3.70%
FORT COLLINS, CO (FHA|USDA|VA) 56 $16,690,000 $298,036 $9,008 3.83%
MODESTO, CA (FHA|USDA|VA) 50 $16,230,000 $324,600 $10,140 4.95%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 35 $15,795,000 $451,286 $15,129 4.91%
BATON ROUGE, LA (FHA|USDA|VA) 70 $15,770,000 $225,286 $6,374 5.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 66 $15,700,000 $237,879 $7,776 4.88%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 67 $15,575,000 $232,463 $8,648 4.65%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 39 $14,815,000 $379,872 $8,578 4.32%
BAKERSFIELD, CA (FHA|USDA|VA) 63 $14,535,000 $230,714 $9,240 4.29%
SALISBURY, MD-DE (FHA|USDA|VA) 51 $13,215,000 $259,118 $8,096 4.66%
WICHITA, KS (FHA|USDA|VA) 78 $13,130,000 $168,333 $6,442 5.74%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 35 $13,085,000 $373,857 $8,557 4.43%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 31 $11,955,000 $385,645 $11,989 4.57%
DAYTON-KETTERING, OH (FHA|USDA|VA) 65 $11,785,000 $181,308 $5,750 5.29%
CANTON-MASSILLON, OH (FHA|USDA|VA) 68 $11,670,000 $171,618 $7,220 5.34%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 62 $11,620,000 $187,419 $7,134 5.25%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 40 $11,510,000 $287,750 $11,639 4.50%
Portales, NM (FHA|USDA|VA) 74 $11,480,000 $155,135 $5,620 5.36%
ST. GEORGE, UT (FHA|USDA|VA) 32 $11,470,000 $358,438 $9,062 5.16%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 17 $11,065,000 $650,882 $17,477 4.78%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 24 $11,020,000 $459,167 $9,929 4.84%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 32 $10,720,000 $335,000 $8,477 4.13%
NAPA, CA (FHA|USDA|VA) 19 $10,655,000 $560,789 $13,347 4.45%
Fort Morgan, CO (FHA|USDA|VA) 48 $10,220,000 $212,917 $9,953 3.55%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 38 $10,060,000 $264,737 $8,215 5.64%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 60 $10,010,000 $166,833 $8,660 3.83%
Big Spring, TX (FHA|USDA|VA) 71 $9,875,000 $139,085 $8,156 3.99%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 32 $9,600,000 $300,000 $7,524 4.43%
MERCED, CA (FHA|USDA|VA) 35 $9,535,000 $272,429 $10,765 4.60%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 31 $9,475,000 $305,645 $7,482 4.79%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 42 $9,190,000 $218,810 $8,287 5.50%
JACKSONVILLE, FL (FHA|USDA|VA) 38 $9,170,000 $241,316 $8,417 4.43%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 31 $9,005,000 $290,484 $7,010 4.66%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 44 $8,520,000 $193,636 $9,017 4.76%
LOGAN, UT-ID (FHA|USDA|VA) 26 $8,170,000 $314,231 $9,073 5.24%
FRESNO, CA (FHA|USDA|VA) 27 $8,085,000 $299,444 $9,407 5.02%
Aberdeen, WA (FHA|USDA|VA) 32 $7,820,000 $244,375 $8,065 4.90%
Minot, ND (FHA|USDA|VA) 29 $7,655,000 $263,966 $6,739 4.96%
Carlsbad-Artesia, NM (FHA|USDA|VA) 45 $7,415,000 $164,778 $6,626 4.81%
SANTA FE, NM (FHA|USDA|VA) 20 $7,400,000 $370,000 $7,272 5.04%
KNOXVILLE, TN (FHA|USDA|VA) 32 $7,040,000 $220,000 $7,322 4.58%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 23 $6,945,000 $301,957 $11,027 5.13%
HARRISONBURG, VA (FHA|USDA|VA) 30 $6,910,000 $230,333 $8,781 4.62%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 19 $6,795,000 $357,632 $8,755 4.72%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 20 $6,770,000 $338,500 $9,763 4.76%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 27 $6,685,000 $247,593 $8,218 4.95%
New Philadelphia-Dover, OH (FHA|USDA|VA) 42 $6,480,000 $154,286 $6,226 5.32%
LONGVIEW, WA (FHA|USDA|VA) 24 $6,430,000 $267,917 $8,123 4.05%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 17 $6,325,000 $372,059 $10,097 5.03%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 6 $6,210,000 $1,035,000 $17,189 5.50%
WORCESTER, MA-CT (FHA|USDA|VA) 18 $6,150,000 $341,667 $10,512 5.37%
TUCSON, AZ (FHA|USDA|VA) 19 $5,845,000 $307,632 $8,515 5.20%
AKRON, OH (FHA|USDA|VA) 32 $5,700,000 $178,125 $7,300 5.37%
Truckee-Grass Valley, CA (FHA|USDA|VA) 14 $5,490,000 $392,143 $4,778 4.74%
WALLA WALLA, WA (FHA|USDA|VA) 18 $5,410,000 $300,556 $4,523 4.12%
DOTHAN, AL (FHA|USDA|VA) 23 $5,385,000 $234,130 $5,998 4.95%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 16 $5,350,000 $334,375 $8,786 4.29%
READING, PA (FHA|USDA|VA) 37 $5,205,000 $140,676 $11,496 4.07%
JOHNSON CITY, TN (FHA|USDA|VA) 22 $5,170,000 $235,000 $6,688 4.72%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 22 $5,160,000 $234,545 $10,366 4.71%
DOVER, DE (FHA|USDA|VA) 26 $5,140,000 $197,692 $10,924 4.33%
APPLETON, WI (FHA|USDA|VA) 26 $5,050,000 $194,231 $9,137 5.53%
Fergus Falls, MN (FHA|USDA|VA) 28 $4,880,000 $174,286 $6,432 5.71%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 15 $4,825,000 $321,667 $10,496 5.23%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 9 $4,775,000 $530,556 $10,529 4.76%
SHERMAN-DENISON, TX (FHA|USDA|VA) 12 $4,740,000 $395,000 $9,644 4.08%
RENO, NV (FHA|USDA|VA) 13 $4,715,000 $362,692 $11,758 5.04%
MADERA, CA (FHA|USDA|VA) 15 $4,675,000 $311,667 $8,971 4.74%
PUNTA GORDA, FL (FHA|USDA|VA) 11 $4,565,000 $415,000 $12,338 4.75%
BANGOR, ME (FHA|USDA|VA) 21 $4,445,000 $211,667 $8,349 5.20%
IDAHO FALLS, ID (FHA|USDA|VA) 17 $4,415,000 $259,706 $9,865 3.82%
OWENSBORO, KY (FHA|USDA|VA) 34 $4,400,000 $129,412 $5,948 4.56%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 16 $4,370,000 $273,125 $8,301 5.01%
EAST STROUDSBURG, PA (FHA|USDA|VA) 18 $4,070,000 $226,111 $10,330 5.85%
SPARTANBURG, SC (FHA|USDA|VA) 19 $4,065,000 $213,947 $8,081 5.49%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 15 $4,055,000 $270,333 $8,872 5.18%
MIDLAND, TX (FHA|USDA|VA) 16 $4,050,000 $253,125 $6,742 4.66%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 23 $3,965,000 $172,391 $6,767 4.90%
MISSOULA, MT (FHA|USDA|VA) 8 $3,940,000 $492,500 $11,004 4.83%
FORT WAYNE, IN (FHA|USDA|VA) 27 $3,885,000 $143,889 $5,625 4.43%
Hilo, HI (FHA|USDA|VA) 5 $3,795,000 $759,000 $13,911 4.28%
HOT SPRINGS, AR (FHA|USDA|VA) 23 $3,735,000 $162,391 $5,941 4.96%
TULSA, OK (FHA|USDA|VA) 19 $3,695,000 $194,474 $5,449 4.55%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 15 $3,695,000 $246,333 $7,609 4.98%
GAINESVILLE, FL (FHA|USDA|VA) 17 $3,695,000 $217,353 $9,899 4.48%
Silver City, NM (FHA|USDA|VA) 22 $3,670,000 $166,818 $8,326 5.53%
ST. LOUIS, MO-IL (FHA|USDA|VA) 19 $3,665,000 $192,895 $6,932 4.93%
TEXARKANA, TX-AR (FHA|USDA|VA) 19 $3,645,000 $191,842 $7,670 5.60%
Heber, UT (FHA|USDA|VA) 8 $3,600,000 $450,000 $7,451 4.45%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 21 $3,595,000 $171,190 $7,941 5.31%
WINSTON-SALEM, NC (FHA|USDA|VA) 17 $3,565,000 $209,706 $8,193 4.66%
FLAGSTAFF, AZ (FHA|USDA|VA) 7 $3,555,000 $507,857 $10,847 5.41%
Sevierville, TN (FHA|USDA|VA) 9 $3,505,000 $389,444 $8,405 4.26%
Oak Harbor, WA (FHA|USDA|VA) 8 $3,460,000 $432,500 $10,595 4.81%
McPherson, KS (FHA|USDA|VA) 20 $3,450,000 $172,500 $6,606 4.85%
CARSON CITY, NV (FHA|USDA|VA) 9 $3,335,000 $370,556 $14,168 4.67%
Los Alamos, NM (FHA|USDA|VA) 7 $3,315,000 $473,571 $11,444 4.96%
LANCASTER, PA (FHA|USDA|VA) 12 $3,210,000 $267,500 $9,400 5.56%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 21 $3,145,000 $149,762 $5,823 4.16%
YAKIMA, WA (FHA|USDA|VA) 10 $3,110,000 $311,000 $8,004 4.69%
STAUNTON, VA (FHA|USDA|VA) 14 $3,020,000 $215,714 $7,404 4.99%
Marion, OH (FHA|USDA|VA) 23 $2,965,000 $128,913 $6,596 4.79%
AMARILLO, TX (FHA|USDA|VA) 13 $2,945,000 $226,538 $8,521 5.44%
GETTYSBURG, PA (FHA|USDA|VA) 11 $2,935,000 $266,818 $10,082 5.51%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 7 $2,915,000 $416,429 $9,302 4.60%
CaƱon City, CO (FHA|USDA|VA) 15 $2,735,000 $182,333 $9,058 3.21%
Glasgow, KY (FHA|USDA|VA) 15 $2,685,000 $179,000 $6,414 4.33%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 13 $2,675,000 $205,769 $8,668 5.00%
SALEM, OR (FHA|USDA|VA) 9 $2,655,000 $295,000 $9,609 4.20%
Kapaa, HI (FHA|USDA|VA) 5 $2,625,000 $525,000 $12,686 4.15%
BOULDER, CO (FHA|USDA|VA) 8 $2,590,000 $323,750 $9,135 4.30%
Lebanon, NH-VT (FHA|USDA|VA) 8 $2,570,000 $321,250 $9,950 5.84%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 14 $2,550,000 $182,143 $6,209 4.38%
Sonora, CA (FHA|USDA|VA) 11 $2,535,000 $230,455 $12,428 4.19%
MONROE, LA (FHA|USDA|VA) 13 $2,535,000 $195,000 $7,828 4.16%
Outside of Metro Areas 5 $2,505,000 $501,000 $7,927 5.23%
PITTSBURGH, PA (FHA|USDA|VA) 10 $2,500,000 $250,000 $7,254 4.99%
Cookeville, TN (FHA|USDA|VA) 10 $2,440,000 $244,000 $6,000 4.99%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 14 $2,430,000 $173,571 $7,252 5.40%
Centralia, WA (FHA|USDA|VA) 7 $2,325,000 $332,143 $11,338 4.37%
FAYETTEVILLE, NC (FHA|USDA|VA) 14 $2,320,000 $165,714 $6,094 4.48%
WENATCHEE, WA (FHA|USDA|VA) 6 $2,300,000 $383,333 $7,568 5.16%
Brainerd, MN (FHA|USDA|VA) 2 $2,280,000 $1,140,000 $41,217 5.56%
LUBBOCK, TX (FHA|USDA|VA) 9 $2,265,000 $251,667 $5,907 4.51%
OCALA, FL (FHA|USDA|VA) 12 $2,250,000 $187,500 $8,276 5.01%
Ashland, OH (FHA|USDA|VA) 12 $2,240,000 $186,667 $7,102 5.58%
Shelton, WA (FHA|USDA|VA) 7 $2,235,000 $319,286 $8,126 5.14%
Show Low, AZ (FHA|USDA|VA) 6 $2,220,000 $370,000 $9,051 5.46%
WACO, TX (FHA|USDA|VA) 10 $2,160,000 $216,000 $8,698 4.79%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 9 $2,155,000 $239,444 $7,992 5.64%
Cedar City, UT (FHA|USDA|VA) 8 $2,100,000 $262,500 $7,714 4.91%
Beeville, TX (FHA|USDA|VA) 20 $2,050,000 $102,500 $7,398 3.14%
COLUMBIA, SC (FHA|USDA|VA) 8 $2,030,000 $253,750 $7,781 5.03%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 9 $1,965,000 $218,333 $7,660 5.25%
Ontario, OR-ID (FHA|USDA|VA) 6 $1,940,000 $323,333 $11,553 4.54%
Fernley, NV (FHA|USDA|VA) 7 $1,935,000 $276,429 $10,849 5.52%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 14 $1,920,000 $137,143 $8,164 3.88%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 9 $1,915,000 $212,778 $8,196 4.51%
GREEN BAY, WI (FHA|USDA|VA) 8 $1,890,000 $236,250 $7,559 4.94%
Moses Lake, WA (FHA|USDA|VA) 8 $1,870,000 $233,750 $10,038 4.92%
TWIN FALLS, ID (FHA|USDA|VA) 4 $1,850,000 $462,500 $15,532 5.09%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 7 $1,835,000 $262,143 $10,065 5.20%
Payson, AZ (FHA|USDA|VA) 5 $1,825,000 $365,000 $7,164 4.95%
LYNCHBURG, VA (FHA|USDA|VA) 7 $1,785,000 $255,000 $9,028 5.53%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 6 $1,760,000 $293,333 $5,137 5.89%
Dumas, TX (FHA|USDA|VA) 9 $1,745,000 $193,889 $10,187 5.56%
Rexburg, ID (FHA|USDA|VA) 5 $1,725,000 $345,000 $11,980 3.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 7 $1,705,000 $243,571 $9,594 4.79%
FLORENCE, SC (FHA|USDA|VA) 9 $1,695,000 $188,333 $7,798 5.25%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 10 $1,650,000 $165,000 $7,809 4.44%
Easton, MD (FHA|USDA|VA) 6 $1,620,000 $270,000 $7,030 4.33%
OKLAHOMA CITY, OK (FHA|USDA|VA) 8 $1,570,000 $196,250 $7,121 5.47%
SIOUX FALLS, SD (FHA|USDA|VA) 5 $1,565,000 $313,000 $12,881 6.02%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 6 $1,560,000 $260,000 $7,862 4.29%
BEND, OR (FHA|USDA|VA) 3 $1,555,000 $518,333 $9,154 5.13%
TYLER, TX (FHA|USDA|VA) 5 $1,545,000 $309,000 $9,635 4.80%
Glenwood Springs, CO (FHA|USDA|VA) 8 $1,540,000 $192,500 $13,307 3.66%
BLOOMINGTON, IN (FHA|USDA|VA) 8 $1,530,000 $191,250 $6,224 4.08%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 8 $1,530,000 $191,250 $8,753 4.78%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 13 $1,525,000 $117,308 $8,564 2.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 5 $1,515,000 $303,000 $4,553 3.78%
RICHMOND, VA (FHA|USDA|VA) 4 $1,510,000 $377,500 $3,975 4.53%
Lewisburg, TN (FHA|USDA|VA) 5 $1,475,000 $295,000 $7,175 4.30%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $1,445,000 $289,000 $7,128 5.47%
CLEVELAND, TN (FHA|USDA|VA) 8 $1,430,000 $178,750 $4,813 4.61%
Elko, NV (FHA|USDA|VA) 3 $1,405,000 $468,333 $10,611 5.58%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $1,400,000 $350,000 $7,979 3.82%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $1,365,000 $455,000 $9,403 3.29%
Clearlake, CA (FHA|USDA|VA) 2 $1,360,000 $680,000 $18,521 4.00%
Ozark, AL (FHA|USDA|VA) 7 $1,355,000 $193,571 $6,831 4.75%
Shelby, NC (FHA|USDA|VA) 8 $1,350,000 $168,750 $8,200 4.61%
SAVANNAH, GA (FHA|USDA|VA) 6 $1,350,000 $225,000 $9,044 4.62%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $1,330,000 $665,000 $9,121 4.00%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 8 $1,320,000 $165,000 $7,615 5.16%
Roswell, NM (FHA|USDA|VA) 10 $1,320,000 $132,000 $5,315 4.55%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 5 $1,315,000 $263,000 $8,373 5.60%
Key West, FL (FHA|USDA|VA) 3 $1,285,000 $428,333 $12,977 3.50%
Sterling, CO (FHA|USDA|VA) 11 $1,285,000 $116,818 $11,110 2.75%
FAIRBANKS, AK (FHA|USDA|VA) 3 $1,275,000 $425,000 $8,346 4.88%
Ukiah, CA (FHA|USDA|VA) 2 $1,270,000 $635,000 $11,854 5.06%
Tullahoma-Manchester, TN (FHA|USDA|VA) 4 $1,270,000 $317,500 $4,953 4.69%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 10 $1,260,000 $126,000 $8,059 4.10%
MADISON, WI (FHA|USDA|VA) 5 $1,245,000 $249,000 $6,269 5.65%
Cambridge, MD (FHA|USDA|VA) 7 $1,235,000 $176,429 $9,655 4.14%
Ellensburg, WA (FHA|USDA|VA) 3 $1,225,000 $408,333 $5,524 3.88%
Gainesville, TX (FHA|USDA|VA) 6 $1,190,000 $198,333 $8,971 4.17%
BURLINGTON, NC (FHA|USDA|VA) 3 $1,175,000 $391,667 $14,158 5.38%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 6 $1,170,000 $195,000 $12,308 3.54%
Arkadelphia, AR (FHA|USDA|VA) 5 $1,165,000 $233,000 $7,884 5.50%
Dodge City, KS (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,909 5.92%
Marion, NC (FHA|USDA|VA) 2 $1,150,000 $575,000 $8,665 5.25%
Torrington, CT (FHA|USDA|VA) 5 $1,145,000 $229,000 $6,677 4.50%
LAFAYETTE, LA (FHA|USDA|VA) 7 $1,145,000 $163,571 $8,024 4.46%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $1,115,000 $371,667 $4,232 4.00%
YUBA CITY, CA (FHA|USDA|VA) 3 $1,115,000 $371,667 $7,199 3.67%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 5 $1,095,000 $219,000 $9,697 4.68%
Burley, ID (FHA|USDA|VA) 3 $1,075,000 $358,333 $9,818 5.83%
Alamogordo, NM (FHA|USDA|VA) 7 $1,055,000 $150,714 $5,950 4.07%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $1,045,000 $209,000 $7,750 5.60%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $1,040,000 $260,000 $12,079 4.05%
WILMINGTON, NC (FHA|USDA|VA) 3 $1,025,000 $341,667 $6,628 6.08%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $1,015,000 $203,000 $5,461 5.10%
ROCKY MOUNT, NC (FHA|USDA|VA) 7 $1,015,000 $145,000 $6,370 4.55%
Muskogee, OK (FHA|USDA|VA) 3 $995,000 $331,667 $5,612 3.21%
Astoria, OR (FHA|USDA|VA) 1 $995,000 $995,000 $6,999 5.38%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 7 $995,000 $142,143 $6,968 4.45%
JACKSON, MS (FHA|USDA|VA) 4 $980,000 $245,000 $7,931 5.69%
SUMTER, SC (FHA|USDA|VA) 4 $980,000 $245,000 $8,488 5.06%
Central City, KY (FHA|USDA|VA) 6 $980,000 $163,333 $6,127 4.98%
Augusta-Waterville, ME (FHA|USDA|VA) 4 $970,000 $242,500 $12,570 4.69%
Montrose, CO (FHA|USDA|VA) 3 $965,000 $321,667 $9,833 5.46%
BELLINGHAM, WA (FHA|USDA|VA) 2 $960,000 $480,000 $9,064 4.31%
SAN ANGELO, TX (FHA|USDA|VA) 4 $960,000 $240,000 $8,231 4.22%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $955,000 $318,333 $9,065 5.46%
Mountain Home, ID (FHA|USDA|VA) 3 $955,000 $318,333 $10,280 5.04%
DALTON, GA (FHA|USDA|VA) 3 $945,000 $315,000 $5,441 4.13%
Concord, NH (FHA|USDA|VA) 2 $940,000 $470,000 $6,841 4.00%
Hailey, ID (FHA|USDA|VA) 2 $940,000 $470,000 $10,072 3.75%
GAINESVILLE, GA (FHA|USDA|VA) 4 $940,000 $235,000 $6,582 5.25%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $940,000 $235,000 $4,809 6.25%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $930,000 $232,500 $4,382 3.59%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $885,000 $177,000 $7,703 5.10%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $880,000 $220,000 $8,906 5.47%
FARMINGTON, NM (FHA|USDA|VA) 4 $880,000 $220,000 $5,824 5.31%
REDDING, CA (FHA|USDA|VA) 5 $875,000 $175,000 $2,941 3.93%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $875,000 $291,667 $9,639 2.78%
MEDFORD, OR (FHA|USDA|VA) 3 $855,000 $285,000 $5,732 5.21%
Morehead City, NC (FHA|USDA|VA) 1 $845,000 $845,000 $16,371 3.63%
Salina, KS (FHA|USDA|VA) 5 $845,000 $169,000 $6,869 4.98%
North Wilkesboro, NC (FHA|USDA|VA) 2 $840,000 $420,000 $13,424 4.56%
Lawrenceburg, TN (FHA|USDA|VA) 5 $835,000 $167,000 $5,617 4.88%
JONESBORO, AR (FHA|USDA|VA) 5 $825,000 $165,000 $6,065 5.23%
Craig, CO (FHA|USDA|VA) 4 $820,000 $205,000 $7,469 3.72%
MANSFIELD, OH (FHA|USDA|VA) 4 $820,000 $205,000 $10,147 6.31%
Malvern, AR (FHA|USDA|VA) 8 $820,000 $102,500 $5,104 5.28%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $815,000 $271,667 $7,556 3.88%
Forrest City, AR (FHA|USDA|VA) 7 $805,000 $115,000 $3,176 4.73%
Selinsgrove, PA (FHA|USDA|VA) 3 $805,000 $268,333 $10,674 5.38%
McMinnville, TN (FHA|USDA|VA) 4 $790,000 $197,500 $6,041 4.31%
EVANSVILLE, IN-KY (FHA|USDA|VA) 6 $790,000 $131,667 $5,117 4.42%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $790,000 $197,500 $6,569 4.56%
Clewiston, FL (FHA|USDA|VA) 3 $775,000 $258,333 $12,942 4.96%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $775,000 $258,333 $9,387 4.56%
Paragould, AR (FHA|USDA|VA) 6 $770,000 $128,333 $5,336 5.15%
Zanesville, OH (FHA|USDA|VA) 8 $770,000 $96,250 $6,941 3.19%
Breckenridge, CO (FHA|USDA|VA) 2 $770,000 $385,000 $6,457 4.69%
EspaƱola, NM (FHA|USDA|VA) 2 $770,000 $385,000 $8,673 6.13%
CHICO, CA (FHA|USDA|VA) 3 $765,000 $255,000 $11,379 3.67%
PINE BLUFF, AR (FHA|USDA|VA) 4 $760,000 $190,000 $6,921 5.94%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $755,000 $251,667 $4,577 3.54%
CHEYENNE, WY (FHA|USDA|VA) 2 $750,000 $375,000 $6,423 5.63%
Greeneville, TN (FHA|USDA|VA) 3 $745,000 $248,333 $9,114 4.33%
NILES, MI (FHA|USDA|VA) 3 $745,000 $248,333 $8,043 5.29%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $735,000 $245,000 $9,959 4.83%
Klamath Falls, OR (FHA|USDA|VA) 3 $735,000 $245,000 $7,013 5.42%
Forest City, NC (FHA|USDA|VA) 3 $715,000 $238,333 $7,623 4.29%
Kingsville, TX (FHA|USDA|VA) 6 $710,000 $118,333 $9,584 2.08%
Chillicothe, OH (FHA|USDA|VA) 3 $705,000 $235,000 $6,921 5.75%
Russellville, AR (FHA|USDA|VA) 5 $705,000 $141,000 $3,623 5.68%
Paducah, KY-IL (FHA|USDA|VA) 4 $700,000 $175,000 $5,431 5.69%
Vernal, UT (FHA|USDA|VA) 5 $685,000 $137,000 $3,672 3.50%
La Grande, OR (FHA|USDA|VA) 2 $680,000 $340,000 $6,736 5.38%
ABILENE, TX (FHA|USDA|VA) 4 $680,000 $170,000 $7,349 4.40%
Beaver Dam, WI (FHA|USDA|VA) 4 $670,000 $167,500 $6,429 5.41%
Cedartown, GA (FHA|USDA|VA) 4 $650,000 $162,500 $9,231 3.69%
Blackfoot, ID (FHA|USDA|VA) 1 $645,000 $645,000 $22,026 3.13%
SPRINGFIELD, OH (FHA|USDA|VA) 3 $635,000 $211,667 $9,616 4.58%
Athens, OH (FHA|USDA|VA) 4 $630,000 $157,500 $7,966 4.72%
Opelousas, LA (FHA|USDA|VA) 1 $625,000 $625,000 $5,709 5.63%
North Vernon, IN (FHA|USDA|VA) 4 $620,000 $155,000 $6,521 4.88%
MONTGOMERY, AL (FHA|USDA|VA) 3 $605,000 $201,667 $6,139 5.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $605,000 $201,667 $6,148 5.00%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $595,000 $198,333 $8,700 5.79%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 7 $595,000 $85,000 $6,134 4.25%
Danville, KY (FHA|USDA|VA) 2 $590,000 $295,000 $9,027 5.69%
Snyder, TX (FHA|USDA|VA) 4 $590,000 $147,500 $6,673 4.19%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $590,000 $295,000 $13,483 5.19%
Hope, AR (FHA|USDA|VA) 4 $590,000 $147,500 $5,897 5.34%
ROANOKE, VA (FHA|USDA|VA) 1 $585,000 $585,000 $19,582 6.13%
Sunbury, PA (FHA|USDA|VA) 5 $585,000 $117,000 $7,628 2.75%
HAMMOND, LA (FHA|USDA|VA) 2 $580,000 $290,000 $8,696 4.63%
RAPID CITY, SD (FHA|USDA|VA) 2 $580,000 $290,000 $9,917 3.81%
Ruidoso, NM (FHA|USDA|VA) 3 $575,000 $191,667 $3,992 5.12%
Del Rio, TX (FHA|USDA|VA) 6 $570,000 $95,000 $8,683 2.75%
Durango, CO (FHA|USDA|VA) 4 $570,000 $142,500 $15,028 2.44%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $570,000 $285,000 $14,170 5.94%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $560,000 $140,000 $5,482 5.47%
Warsaw, IN (FHA|USDA|VA) 2 $560,000 $280,000 $6,215 5.94%
Rutland, VT (FHA|USDA|VA) 2 $550,000 $275,000 $7,226 5.69%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $545,000 $181,667 $10,070 5.50%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $545,000 $181,667 $9,142 5.38%
GREENVILLE, NC (FHA|USDA|VA) 4 $540,000 $135,000 $4,745 5.66%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $530,000 $265,000 $9,078 5.88%
THE VILLAGES, FL (FHA|USDA|VA) 2 $530,000 $265,000 $13,856 4.41%
Great Bend, KS (FHA|USDA|VA) 4 $520,000 $130,000 $6,217 5.13%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $510,000 $255,000 $11,222 5.88%
Dyersburg, TN (FHA|USDA|VA) 2 $510,000 $255,000 $10,652 4.50%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $505,000 $168,333 $3,569 5.25%
Crossville, TN (FHA|USDA|VA) 3 $505,000 $168,333 $4,387 5.12%
TOPEKA, KS (FHA|USDA|VA) 3 $505,000 $168,333 $7,300 5.88%
Manitowoc, WI (FHA|USDA|VA) 2 $500,000 $250,000 $4,915 5.31%
Henderson, NC (FHA|USDA|VA) 3 $495,000 $165,000 $10,578 4.58%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $495,000 $165,000 $9,699 5.25%
Searcy, AR (FHA|USDA|VA) 2 $490,000 $245,000 $6,105 5.31%
MORRISTOWN, TN (FHA|USDA|VA) 3 $485,000 $161,667 $4,436 5.00%
Enterprise, AL (FHA|USDA|VA) 2 $480,000 $240,000 $3,374 4.06%
Bartlesville, OK (FHA|USDA|VA) 3 $475,000 $158,333 $6,209 5.88%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $470,000 $235,000 $6,425 3.94%
GRANTS PASS, OR (FHA|USDA|VA) 1 $465,000 $465,000 $17,590 5.88%
Auburn, IN (FHA|USDA|VA) 2 $460,000 $230,000 $4,695 6.13%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $455,000 $151,667 $6,611 5.04%
FOND DU LAC, WI (FHA|USDA|VA) 3 $455,000 $151,667 $7,431 5.13%
Atmore, AL (FHA|USDA|VA) 2 $450,000 $225,000 $11,137 5.25%
Deming, NM (FHA|USDA|VA) 2 $440,000 $220,000 $4,443 4.69%
YUMA, AZ (FHA|USDA|VA) 2 $440,000 $220,000 $3,780 4.06%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 4 $440,000 $110,000 $3,673 4.22%
Murray, KY (FHA|USDA|VA) 4 $440,000 $110,000 $5,273 5.25%
Bellefontaine, OH (FHA|USDA|VA) 2 $440,000 $220,000 $6,126 5.88%
Bedford, IN (FHA|USDA|VA) 3 $435,000 $145,000 $6,973 5.21%
ODESSA, TX (FHA|USDA|VA) 4 $430,000 $107,500 $8,872 3.09%
EL CENTRO, CA (FHA|USDA|VA) 2 $430,000 $215,000 $5,075 5.13%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $425,000 $425,000 $25,066 6.63%
Toccoa, GA (FHA|USDA|VA) 2 $420,000 $210,000 $5,457 5.63%
FARGO, ND-MN (FHA|USDA|VA) 2 $420,000 $210,000 $8,114 5.94%
Alexander City, AL (FHA|USDA|VA) 1 $415,000 $415,000 $3,455 4.50%
Kendallville, IN (FHA|USDA|VA) 4 $410,000 $102,500 $6,894 4.78%
PITTSFIELD, MA (FHA|USDA|VA) 2 $410,000 $205,000 $6,026 3.93%
Campbellsville, KY (FHA|USDA|VA) 2 $410,000 $205,000 $6,029 4.88%
Jacksonville, TX (FHA|USDA|VA) 1 $405,000 $405,000 $17,553 4.25%
Brookings, OR (FHA|USDA|VA) 1 $405,000 $405,000 $4,992 3.88%
Brevard, NC (FHA|USDA|VA) 1 $395,000 $395,000 $14,057 6.99%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $395,000 $395,000 $18,075 3.99%
Natchitoches, LA (FHA|USDA|VA) 2 $390,000 $195,000 $2,821 6.69%
HINESVILLE, GA (FHA|USDA|VA) 2 $390,000 $195,000 $1,576 6.69%
Fort Payne, AL (FHA|USDA|VA) 1 $385,000 $385,000 $9,132 5.63%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $380,000 $190,000 $5,972 5.06%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $380,000 $190,000 $7,014 5.25%
CORVALLIS, OR (FHA|USDA|VA) 1 $375,000 $375,000 $6,007 6.25%
Danville, VA (FHA|USDA|VA) 1 $375,000 $375,000 $12,931 4.38%
Cambridge, OH (FHA|USDA|VA) 1 $375,000 $375,000 $11,596 5.38%
Camden, AR (FHA|USDA|VA) 3 $375,000 $125,000 $6,926 6.21%
Crescent City, CA (FHA|USDA|VA) 1 $365,000 $365,000 $17,313 5.25%
Pahrump, NV (FHA|USDA|VA) 1 $365,000 $365,000 $6,664 5.88%
Washington, IN (FHA|USDA|VA) 1 $365,000 $365,000 $8,001 4.99%
Madisonville, KY (FHA|USDA|VA) 2 $360,000 $180,000 $6,061 6.00%
Fallon, NV (FHA|USDA|VA) 1 $355,000 $355,000 $4,449 5.25%
Magnolia, AR (FHA|USDA|VA) 3 $355,000 $118,333 $4,538 4.00%
BILLINGS, MT (FHA|USDA|VA) 1 $355,000 $355,000 $3,501 5.88%
Bemidji, MN (FHA|USDA|VA) 1 $355,000 $355,000 $7,451 5.88%
Defiance, OH (FHA|USDA|VA) 2 $350,000 $175,000 $6,164 5.50%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $340,000 $170,000 $6,097 4.94%
Mount Sterling, KY (FHA|USDA|VA) 2 $340,000 $170,000 $7,343 5.75%
LAREDO, TX (FHA|USDA|VA) 1 $335,000 $335,000 $11,355 4.99%
Okeechobee, FL (FHA|USDA|VA) 1 $335,000 $335,000 $8,981 5.38%
Shelbyville, TN (FHA|USDA|VA) 1 $335,000 $335,000 $5,904 3.88%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $335,000 $335,000 $6,511 5.25%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $330,000 $165,000 $6,819 4.65%
Fremont, OH (FHA|USDA|VA) 2 $330,000 $165,000 $8,100 6.56%
Garden City, KS (FHA|USDA|VA) 1 $325,000 $325,000 $14,462 5.50%
Susanville, CA (FHA|USDA|VA) 2 $320,000 $160,000 $7,835 5.50%
Frankfort, KY (FHA|USDA|VA) 2 $320,000 $160,000 $4,516 5.06%
Wabash, IN (FHA|USDA|VA) 3 $315,000 $105,000 $4,159 5.46%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $310,000 $155,000 $5,066 4.88%
MOBILE, AL (FHA|USDA|VA) 2 $310,000 $155,000 $4,074 4.25%
Newport, OR (FHA|USDA|VA) 1 $305,000 $305,000 $5,831 5.63%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $300,000 $150,000 $4,724 5.62%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $300,000 $150,000 $3,778 3.13%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $295,000 $295,000 $10,993 4.50%
Ottawa, KS (FHA|USDA|VA) 2 $290,000 $145,000 $6,000 5.69%
Greenwood, SC (FHA|USDA|VA) 1 $285,000 $285,000 $5,878 5.50%
Elizabeth City, NC (FHA|USDA|VA) 1 $285,000 $285,000 $7,941 5.88%
Holland, MI (FHA|USDA|VA) 1 $285,000 $285,000 $6,664 7.50%
Whitewater, WI (FHA|USDA|VA) 1 $285,000 $285,000 $3,550 7.63%
Richmond-Berea, KY (FHA|USDA|VA) 1 $285,000 $285,000 $9,780 4.13%
Coos Bay, OR (FHA|USDA|VA) 1 $285,000 $285,000 $7,310 5.88%
Summerville, GA (FHA|USDA|VA) 2 $280,000 $140,000 $5,117 5.44%
Frankfort, IN (FHA|USDA|VA) 2 $280,000 $140,000 $6,522 5.13%
Thomasville, GA (FHA|USDA|VA) 2 $280,000 $140,000 $4,367 5.75%
Roseburg, OR (FHA|USDA|VA) 1 $275,000 $275,000 $13,100 6.13%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $275,000 $91,667 $4,871 4.04%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $275,000 $275,000 $15,606 5.25%
Sanford, NC (FHA|USDA|VA) 1 $275,000 $275,000 $0 5.50%
Gallup, NM (FHA|USDA|VA) 2 $270,000 $135,000 $4,643 4.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $270,000 $135,000 $3,579 5.75%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $265,000 $265,000 $14,451 3.13%
JACKSON, TN (FHA|USDA|VA) 3 $265,000 $88,333 $3,298 4.54%
COLUMBUS, IN (FHA|USDA|VA) 1 $265,000 $265,000 $3,958 3.50%
ENID, OK (FHA|USDA|VA) 1 $265,000 $265,000 $7,332 2.88%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $265,000 $265,000 $13,245 2.99%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $260,000 $130,000 $4,518 4.50%
Albemarle, NC (FHA|USDA|VA) 2 $260,000 $130,000 $10,032 2.56%
Marion, IN (FHA|USDA|VA) 3 $255,000 $85,000 $4,624 5.50%
Decatur, IN (FHA|USDA|VA) 1 $255,000 $255,000 $7,156 6.13%
Greenville, MS (FHA|USDA|VA) 1 $255,000 $255,000 $18,532 6.38%
Salem, OH (FHA|USDA|VA) 3 $255,000 $85,000 $7,602 3.67%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $255,000 $255,000 $10,152 5.99%
JOPLIN, MO (FHA|USDA|VA) 2 $250,000 $125,000 $5,775 6.75%
GADSDEN, AL (FHA|USDA|VA) 1 $245,000 $245,000 $9,542 3.75%
Steamboat Springs, CO (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.28%
Menomonie, WI (FHA|USDA|VA) 1 $245,000 $245,000 $15,507 4.50%
Plymouth, IN (FHA|USDA|VA) 1 $245,000 $245,000 $12,603 6.75%
Athens, TX (FHA|USDA|VA) 2 $240,000 $120,000 $4,674 3.98%
Rockingham, NC (FHA|USDA|VA) 2 $240,000 $120,000 $7,255 5.00%
MORGANTOWN, WV (FHA|USDA|VA) 1 $235,000 $235,000 $7,369 3.75%
Somerset, KY (FHA|USDA|VA) 1 $235,000 $235,000 $6,119 5.13%
GOLDSBORO, NC (FHA|USDA|VA) 1 $235,000 $235,000 $5,382 4.25%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $235,000 $235,000 $2,636 6.13%
Vidalia, GA (FHA|USDA|VA) 1 $235,000 $235,000 $5,603 7.25%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $225,000 $225,000 $5,807 5.50%
Kalispell, MT (FHA|USDA|VA) 1 $225,000 $225,000 $5,471 5.13%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $225,000 $225,000 $13,448 5.63%
Columbus, MS (FHA|USDA|VA) 2 $220,000 $110,000 $4,968 5.75%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $220,000 $110,000 $0 3.38%
Mayfield, KY (FHA|USDA|VA) 2 $220,000 $110,000 $5,341 5.00%
Alice, TX (FHA|USDA|VA) 3 $215,000 $71,667 $5,308 3.63%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $215,000 $215,000 $8,020 6.25%
Peru, IN (FHA|USDA|VA) 1 $215,000 $215,000 $8,379 5.38%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $215,000 $215,000 $18,134 6.25%
Red Wing, MN (FHA|USDA|VA) 1 $205,000 $205,000 $11,669 6.63%
Riverton, WY (FHA|USDA|VA) 1 $205,000 $205,000 $3,984 4.50%
TOLEDO, OH (FHA|USDA|VA) 1 $205,000 $205,000 $8,935 4.75%
Huntington, IN (FHA|USDA|VA) 2 $200,000 $100,000 $2,361 5.69%
Nacogdoches, TX (FHA|USDA|VA) 1 $195,000 $195,000 $5,242 3.00%
Las Vegas, NM (FHA|USDA|VA) 1 $195,000 $195,000 $8,143 5.25%
Orangeburg, SC (FHA|USDA|VA) 1 $195,000 $195,000 $10,547 5.00%
Albertville, AL (FHA|USDA|VA) 1 $195,000 $195,000 $4,986 4.25%
Wilson, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,342 4.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $195,000 $195,000 $10,466 3.88%
VALDOSTA, GA (FHA|USDA|VA) 1 $195,000 $195,000 $7,343 5.25%
Minden, LA (FHA|USDA|VA) 2 $190,000 $95,000 $5,002 6.00%
Borger, TX (FHA|USDA|VA) 2 $190,000 $95,000 $5,591 4.00%
Paris, TX (FHA|USDA|VA) 2 $190,000 $95,000 $9,289 3.00%
Calhoun, GA (FHA|USDA|VA) 2 $190,000 $95,000 $8,053 1.38%
LEBANON, PA (FHA|USDA|VA) 1 $185,000 $185,000 $11,439 6.13%
MIDLAND, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,574 5.38%
Levelland, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,998 4.99%
MANKATO, MN (FHA|USDA|VA) 2 $180,000 $90,000 $7,720 1.81%
Cullman, AL (FHA|USDA|VA) 1 $175,000 $175,000 $4,959 6.00%
DULUTH, MN-WI (FHA|USDA|VA) 1 $175,000 $175,000 $8,556 5.25%
Washington Court House, OH (FHA|USDA|VA) 1 $175,000 $175,000 $8,317 5.63%
Waycross, GA (FHA|USDA|VA) 1 $175,000 $175,000 $9,897 4.50%
Milledgeville, GA (FHA|USDA|VA) 1 $175,000 $175,000 $8,014 4.13%
Rock Springs, WY (FHA|USDA|VA) 2 $170,000 $85,000 $7,644 5.06%
Sikeston, MO (FHA|USDA|VA) 1 $165,000 $165,000 $5,897 7.38%
Grand Rapids, MN (FHA|USDA|VA) 1 $165,000 $165,000 $8,805 3.25%
Bardstown, KY (FHA|USDA|VA) 1 $165,000 $165,000 $9,228 6.63%
Indianola, MS (FHA|USDA|VA) 1 $165,000 $165,000 $4,464 6.25%
Mount Pleasant, MI (FHA|USDA|VA) 1 $165,000 $165,000 $6,112 5.88%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $165,000 $165,000 $8,038 5.25%
Wauchula, FL (FHA|USDA|VA) 1 $165,000 $165,000 $1,484 6.13%
Sterling, IL (FHA|USDA|VA) 1 $165,000 $165,000 $6,163 6.88%
Warrensburg, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,390 5.63%
Coshocton, OH (FHA|USDA|VA) 1 $155,000 $155,000 $8,025 5.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $155,000 $155,000 $8,310 6.25%
Stevens Point, WI (FHA|USDA|VA) 1 $155,000 $155,000 $7,390 4.88%
POCATELLO, ID (FHA|USDA|VA) 1 $155,000 $155,000 $6,827 5.38%
Oil City, PA (FHA|USDA|VA) 1 $155,000 $155,000 $7,712 5.88%
Pittsburg, KS (FHA|USDA|VA) 1 $155,000 $155,000 $8,352 5.25%
Morgan City, LA (FHA|USDA|VA) 1 $155,000 $155,000 $5,388 4.63%
Cordele, GA (FHA|USDA|VA) 1 $155,000 $155,000 $9,166 4.63%
Pampa, TX (FHA|USDA|VA) 1 $145,000 $145,000 $9,954 5.13%
PANAMA CITY, FL (FHA|USDA|VA) 1 $145,000 $145,000 $6,183 5.25%
Urbana, OH (FHA|USDA|VA) 1 $145,000 $145,000 $6,557 6.25%
Arcadia, FL (FHA|USDA|VA) 1 $145,000 $145,000 $5,598 4.63%
Scottsbluff, NE (FHA|USDA|VA) 1 $145,000 $145,000 $4,476 5.13%
Mount Vernon, IL (FHA|USDA|VA) 1 $145,000 $145,000 $9,032 5.25%
Atchison, KS (FHA|USDA|VA) 1 $145,000 $145,000 $6,765 5.25%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $145,000 $145,000 $6,497 4.75%
Thomaston, GA (FHA|USDA|VA) 1 $145,000 $145,000 $7,353 4.75%
Plainview, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,910 5.63%
Rochelle, IL (FHA|USDA|VA) 1 $135,000 $135,000 $8,381 5.75%
Price, UT (FHA|USDA|VA) 1 $135,000 $135,000 $4,739 3.50%
Athens, TN (FHA|USDA|VA) 1 $135,000 $135,000 $3,456 3.75%
DuBois, PA (FHA|USDA|VA) 1 $135,000 $135,000 $5,299 5.25%
Gaffney, SC (FHA|USDA|VA) 1 $135,000 $135,000 $8,044 5.25%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $135,000 $135,000 $3,294 5.25%
ROCKFORD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $4,435 4.38%
LONGVIEW, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,005 6.88%
Scottsboro, AL (FHA|USDA|VA) 1 $135,000 $135,000 $5,179 4.50%
Jasper, IN (FHA|USDA|VA) 1 $125,000 $125,000 $9,854 6.75%
Paris, TN (FHA|USDA|VA) 1 $125,000 $125,000 $5,920 5.25%
Ruston, LA (FHA|USDA|VA) 1 $125,000 $125,000 $9,349 6.00%
Winfield, KS (FHA|USDA|VA) 1 $125,000 $125,000 $5,433 5.75%
Greenville, OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,647 3.88%
Williston, ND (FHA|USDA|VA) 1 $125,000 $125,000 $1,218 4.99%
Burlington, IA-IL (FHA|USDA|VA) 1 $125,000 $125,000 $7,126 3.88%
Liberal, KS (FHA|USDA|VA) 1 $115,000 $115,000 $5,532 6.25%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $115,000 $115,000 $1,946 6.13%
Pottsville, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,936 3.13%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,090 4.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,669 4.13%
Elk City, OK (FHA|USDA|VA) 1 $115,000 $115,000 $9,894 5.25%
Hobbs, NM (FHA|USDA|VA) 2 $110,000 $55,000 $0 2.50%
New Castle, IN (FHA|USDA|VA) 1 $105,000 $105,000 $5,510 6.88%
Tupelo, MS (FHA|USDA|VA) 1 $105,000 $105,000 $2,783 4.63%
Logansport, IN (FHA|USDA|VA) 1 $95,000 $95,000 $3,332 5.25%
El Dorado, AR (FHA|USDA|VA) 1 $95,000 $95,000 $5,091 4.50%
Fort Dodge, IA (FHA|USDA|VA) 1 $85,000 $85,000 $3,332 5.25%
Sayre, PA (FHA|USDA|VA) 1 $85,000 $85,000 $4,652 5.25%
Coffeyville, KS (FHA|USDA|VA) 1 $85,000 $85,000 $4,387 5.38%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $80,000 $40,000 $4,922 2.06%
Grants, NM (FHA|USDA|VA) 1 $75,000 $75,000 $2,323 4.25%
Hays, KS (FHA|USDA|VA) 1 $75,000 $75,000 $4,483 4.38%
Kinston, NC (FHA|USDA|VA) 1 $75,000 $75,000 $1,690 6.00%
Eagle Pass, TX (FHA|USDA|VA) 1 $75,000 $75,000 $6,350 5.50%
Georgetown, SC (FHA|USDA|VA) 1 $75,000 $75,000 $4,126 5.50%
Macomb, IL (FHA|USDA|VA) 1 $75,000 $75,000 $4,233 6.50%
Platteville, WI (FHA|USDA|VA) 1 $75,000 $75,000 $3,931 5.13%
RACINE, WI (FHA|USDA|VA) 1 $75,000 $75,000 $4,659 5.50%
Andrews, TX (FHA|USDA|VA) 1 $75,000 $75,000 $3,459 3.63%
DECATUR, AL (FHA|USDA|VA) 1 $65,000 $65,000 $4,815 4.50%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $65,000 $65,000 $4,383 4.63%
Albert Lea, MN (FHA|USDA|VA) 1 $65,000 $65,000 $3,422 4.63%
MUNCIE, IN (FHA|USDA|VA) 1 $65,000 $65,000 $3,804 4.75%
Laurel, MS (FHA|USDA|VA) 1 $65,000 $65,000 $3,951 7.25%
Duncan, OK (FHA|USDA|VA) 1 $55,000 $55,000 $3,521 3.75%
Corinth, MS (FHA|USDA|VA) 1 $55,000 $55,000 $3,611 5.75%
Blytheville, AR (FHA|USDA|VA) 1 $45,000 $45,000 $1,595 5.75%
Primary Residential Mortgage's top markets include Baltimore, Miami, Albuquerque, Phoenix, and Denver among others.

Their top states include:
  • Maryland (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)
  • Similar Lenders

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 11,806 $3,324,350,000 $281,581 $7,521 4.47%
    FHA 4,517 $1,243,085,000 $275,201 $11,951 5.22%
    VA 1,076 $397,890,000 $369,786 $10,844 4.95%
    USDA 372 $67,380,000 $181,129 $6,638 4.95%
    FHA 195 $38,995,000 $199,974 $0 3.88%

    For 2022, Primary Residential Mortgage's most frequently originated type of loan was Conventional, with 11,806 originations. Their 2nd most popular type was FHA, with 4,517 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 14,990 $4,217,780,000 $281,373 $9,122 4.74%
    Cash Out Refi 2,159 $618,995,000 $286,704 $8,226 4.60%
    Refi 817 $234,925,000 $287,546 $6,794 4.07%

    For 2022, Primary Residential Mortgage's most frequently cited loan purpose was Home Purchase, with 14,990 originations. The 2nd most popular reason was Cash Out Refi, with 2,159 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 16,641 $4,916,325,000 $295,434 $8,988 4.83%
    15 Year 532 $82,610,000 $155,282 $5,861 3.80%
    Other 263 $47,405,000 $180,247 $6,604 3.55%
    10 Year 180 $4,880,000 $27,111 $4,634 3.87%
    3 Year 139 $1,015,000 $7,302 $0 0.11%
    20 Year 83 $17,635,000 $212,470 $5,722 4.35%
    30+ year 74 $1,070,000 $14,459 $0 0.09%
    5 Year 54 $760,000 $14,074 $0 0.00%

    For 2022, Primary Residential Mortgage's most frequently cited loan duration was 30 Year, with 16,641 originations. The 2nd most popular length was 15 Year, with 532 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 5,662 $2,216,760,000 $391,515
    $1k-2k 3,314 $966,570,000 $291,663
    $<1k 2,473 $232,805,000 $94,139
    $3k-4k 2,266 $561,330,000 $247,718
    $4k-5k 2,132 $613,790,000 $287,894
    $2k-3k 1,920 $440,150,000 $229,245

    Primary Residential Mortgage's average total fees were $8,988, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 5,662 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 5,697 $1,744,295,000 $306,178
    4-5% 3,995 $1,249,995,000 $312,890
    3-4% 3,501 $1,113,765,000 $318,128
    6-7% 2,533 $708,275,000 $279,619
    <2.5% 1,348 $23,220,000 $17,226
    7-8% 552 $144,550,000 $261,866
    2.5-3% 295 $86,745,000 $294,051
    Over 8% 45 $855,000 $19,000

    During 2022, Primary Residential Mortgage's average interest rate for loans was 4.83%, while their most frequently originated rate bucket for loans was 5-6%, with 5,697 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 8,327 $2,419,495,000 $290,560 $8,835 5.05%
    $100k-200k 3,618 $565,460,000 $156,291 $6,131 5.09%
    $400k-600k 2,855 $1,358,525,000 $475,841 $11,870 4.99%
    $100,000 or less 2,298 $65,910,000 $28,681 $4,373 2.36%
    $600k-1MM 790 $553,230,000 $700,291 $13,143 4.85%
    $1MM+ 78 $109,080,000 $1,398,462 $18,658 4.51%

    2022 saw Primary Residential Mortgage place emphasis on $200k-400k loans with 8,327 originations, totaling $2,419,495,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 4,670 $971,550,000 $208,041 $7,920 4.54%
    $75k-100k 3,942 $1,046,150,000 $265,386 $9,293 4.63%
    $100k-150k 3,809 $1,288,675,000 $338,324 $9,909 4.86%
    $50k or less 2,645 $389,365,000 $147,208 $6,432 4.51%
    $150k-250k 2,082 $910,970,000 $437,546 $10,000 5.02%
    $250k+ 737 $439,105,000 $595,801 $11,161 4.99%

    Primary Residential Mortgage lent most frequently to those with incomes in the $50k-75k range, with 4,670 originations. The second most popular income band? $75k-100k, with 3,942 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 2,749 $781,485,000 $284,280 $8,039 4.68%
    20-30% 2,233 $625,125,000 $279,948 $7,417 4.68%
    50-60% 1,674 $476,420,000 $284,600 $12,860 4.80%
    44% 1,047 $295,435,000 $282,173 $8,989 4.81%
    49% 1,008 $305,080,000 $302,659 $9,865 4.94%
    <20% 874 $194,300,000 $222,311 $6,833 3.56%
    42% 823 $246,255,000 $299,216 $8,650 4.72%
    43% 802 $226,120,000 $281,945 $8,928 4.71%
    40% 735 $203,975,000 $277,517 $8,358 4.74%
    41% 731 $211,975,000 $289,979 $8,744 4.77%
    39% 713 $195,945,000 $274,818 $8,587 4.86%
    45% 688 $197,540,000 $287,122 $9,068 4.75%
    48% 686 $198,270,000 $289,023 $9,357 4.94%
    38% 675 $191,845,000 $284,215 $8,322 4.75%
    46% 653 $187,785,000 $287,573 $9,498 4.76%
    47% 644 $184,030,000 $285,761 $9,614 4.80%
    37% 592 $167,790,000 $283,429 $8,566 4.61%
    36% 547 $151,065,000 $276,170 $8,123 4.74%
    >60% 91 $31,035,000 $341,044 $13,854 4.30%

    Primary Residential Mortgage lent most frequently to those with DTI ratios of 30-36%, with 2,749 originations. The next most common DTI ratio? 20-30%, with 2,233 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 13,084 $3,693,810,000 $282,315 $8,627 4.71%
    Not provided 1,906 $548,410,000 $287,728 $9,062 4.62%
    Black 1,966 $496,410,000 $252,497 $10,298 4.64%
    Asian 609 $208,865,000 $342,964 $9,206 4.76%
    American Indian 223 $56,105,000 $251,592 $8,968 4.64%
    Asian Indian 54 $22,990,000 $425,741 $11,100 5.25%
    Native Hawaiian or Islander 34 $13,150,000 $386,765 $11,234 4.83%
    Other Asian 31 $10,375,000 $334,677 $10,878 5.06%
    Filipino 14 $5,000,000 $357,143 $8,513 4.41%
    Chinese 11 $4,225,000 $384,091 $8,807 5.52%
    Vietnamese 6 $2,680,000 $446,667 $12,699 5.02%
    Korean 7 $2,615,000 $373,571 $8,288 5.46%
    7 $2,275,000 $325,000 $10,643 5.21%
    Japanese 5 $1,485,000 $297,000 $6,649 4.97%
    Other Pacific Islander 4 $1,380,000 $345,000 $10,132 5.22%
    Samoan 2 $900,000 $450,000 $6,117 5.94%
    Guamanian 2 $680,000 $340,000 $6,643 3.63%
    Native Hawaiian 1 $345,000 $345,000 $7,724 4.38%

    Approval Rates

    Total approvals of all applications
    93.46%

    Primary Residential Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    60.29%

    Primary Residential Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 17,966 $5,071,700,000 $282,294

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    17,966 $5,071,700,000 $282,294

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 420 $78,730,000 $187,452 $5,698 4.67%
    40-60% 1,330 $368,460,000 $277,038 $6,813 4.58%
    60-80% 3,849 $1,257,365,000 $326,673 $8,052 4.94%
    80-100% 10,310 $3,220,450,000 $312,362 $9,371 5.16%
    Over 100% 314 $121,280,000 $386,242 $16,487 5.04%
    Under 20% 1,743 $25,415,000 $14,581 $4,439 1.45%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    PRIMARY RESIDENTIAL MORTGAGE Conventional home mortgage Trouble during payment process 1 50.0%
    PRIMARY RESIDENTIAL MORTGAGE VA mortgage Trouble during payment process 1 50.0%