Suntrust Banks Inc Mortgage Rates, Fees & Info

ATLANTA, GA

LEI: 7E1PDLW1JL6TS0BS1G03

Tax ID: 58-0466330

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Mortgage Data

Review & Overview

Suntrust Banks Inc is a mid-sized bank specializing in Home Purchase loans. Suntrust Banks Inc has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Atlanta, Miami, Tampa, and Orlando among others. We have data for 396 markets. (Some data included below & more in-depth data is available with an active subscription.)

Suntrust Banks Inc has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Suntrust Banks Inc is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

31,002

Origination Dollar Volume (All Markets)

$7,183,220,000
Show all (17) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3,387 $1,080,125,000 $318,903 $5,002 7.50%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4,048 $707,130,000 $174,686 $4,114 8.04%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1,529 $386,375,000 $252,698 $5,547 8.22%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,787 $302,435,000 $169,242 $4,619 8.35%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,546 $282,810,000 $182,930 $4,857 8.38%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1,326 $265,640,000 $200,332 $3,184 8.02%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 824 $236,600,000 $287,136 $3,853 7.60%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 865 $232,245,000 $268,491 $4,839 7.05%
RICHMOND, VA (FHA|USDA|VA) 951 $145,585,000 $153,086 $4,158 8.08%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 155 $138,455,000 $893,258 $7,952 6.35%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 40 $123,580,000 $3,089,500 $3,712 4.70%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 425 $123,285,000 $290,082 $3,130 8.54%
JACKSONVILLE, FL (FHA|USDA|VA) 476 $108,510,000 $227,962 $4,613 7.94%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 13 $103,855,000 $7,988,846 $2,361 5.12%
RALEIGH-CARY, NC (FHA|USDA|VA) 573 $97,675,000 $170,462 $4,135 7.73%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 145 $93,995,000 $648,241 $5,425 4.78%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 568 $87,460,000 $153,979 $4,008 8.30%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 84 $87,070,000 $1,036,548 $5,473 6.70%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 738 $82,420,000 $111,680 $3,726 8.51%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 12 $80,380,000 $6,698,333 $2,564 4.74%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 578 $79,010,000 $136,696 $4,237 8.45%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 409 $77,935,000 $190,550 $4,063 8.18%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 63 $77,025,000 $1,222,619 $7,232 4.67%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 297 $74,345,000 $250,320 $3,945 6.86%
Outside of Metro Areas 545 $74,235,000 $136,211 $3,310 7.50%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 44 $71,890,000 $1,633,864 $4,670 4.60%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 321 $71,515,000 $222,788 $3,639 8.38%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 477 $71,495,000 $149,885 $3,273 7.93%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 22 $68,370,000 $3,107,727 $4,756 4.78%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 578 $61,340,000 $106,125 $3,108 8.35%
ASHEVILLE, NC (FHA|USDA|VA) 205 $52,755,000 $257,341 $3,609 7.95%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 24 $51,650,000 $2,152,083 $6,218 4.86%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 402 $47,720,000 $118,706 $4,187 8.70%
KNOXVILLE, TN (FHA|USDA|VA) 411 $46,555,000 $113,273 $3,321 8.17%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 36 $45,970,000 $1,276,944 $4,814 6.91%
WINSTON-SALEM, NC (FHA|USDA|VA) 241 $34,825,000 $144,502 $3,745 7.73%
SAVANNAH, GA (FHA|USDA|VA) 233 $32,695,000 $140,322 $3,723 8.48%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 116 $32,450,000 $279,741 $5,652 7.67%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 294 $32,120,000 $109,252 $3,555 8.10%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 25 $31,105,000 $1,244,200 $5,386 4.63%
JOHNSON CITY, TN (FHA|USDA|VA) 69 $29,885,000 $433,116 $2,519 8.10%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 42 $28,870,000 $687,381 $5,983 6.42%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 297 $28,795,000 $96,953 $3,563 8.63%
PORT ST. LUCIE, FL (FHA|USDA|VA) 226 $27,590,000 $122,080 $4,131 8.49%
ROANOKE, VA (FHA|USDA|VA) 285 $25,395,000 $89,105 $2,921 8.37%
LYNCHBURG, VA (FHA|USDA|VA) 127 $24,945,000 $196,417 $3,141 8.28%
OCALA, FL (FHA|USDA|VA) 259 $24,315,000 $93,880 $3,494 8.41%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 37 $23,385,000 $632,027 $5,503 4.73%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 33 $22,145,000 $671,061 $5,581 4.49%
GAINESVILLE, FL (FHA|USDA|VA) 134 $22,050,000 $164,552 $4,271 7.57%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 38 $21,490,000 $565,526 $4,448 4.73%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 51 $20,705,000 $405,980 $4,241 5.57%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $20,360,000 $10,180,000 $2,503 4.84%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 199 $20,175,000 $101,382 $3,020 8.54%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 103 $20,035,000 $194,515 $4,264 7.68%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 125 $19,855,000 $158,840 $3,773 8.03%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 214 $19,600,000 $91,589 $3,694 8.59%
PUNTA GORDA, FL (FHA|USDA|VA) 165 $19,485,000 $118,091 $3,738 8.52%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 13 $18,845,000 $1,449,615 $4,987 4.42%
SALISBURY, MD-DE (FHA|USDA|VA) 78 $17,930,000 $229,872 $3,568 5.92%
GAINESVILLE, GA (FHA|USDA|VA) 147 $17,615,000 $119,830 $3,449 8.28%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 45 $17,585,000 $390,778 $8,090 6.64%
ST. LOUIS, MO-IL (FHA|USDA|VA) 36 $17,250,000 $479,167 $3,091 4.80%
WILMINGTON, NC (FHA|USDA|VA) 78 $15,000,000 $192,308 $3,401 7.43%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $14,950,000 $7,475,000 $0 4.40%
KANSAS CITY, MO-KS (FHA|USDA|VA) 18 $14,800,000 $822,222 $2,628 4.76%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $14,240,000 $7,120,000 $3,836 4.86%
TALLAHASSEE, FL (FHA|USDA|VA) 102 $14,180,000 $139,020 $4,101 7.82%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 27 $13,815,000 $511,667 $7,713 6.63%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 86 $13,720,000 $159,535 $4,909 8.11%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $13,685,000 $13,685,000 $0 4.70%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 68 $13,610,000 $200,147 $3,404 6.53%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 63 $13,455,000 $213,571 $5,061 7.39%
FARGO, ND-MN (FHA|USDA|VA) 1 $12,755,000 $12,755,000 $0 4.33%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 45 $11,765,000 $261,444 $2,562 4.95%
ALBANY, GA (FHA|USDA|VA) 85 $11,415,000 $134,294 $3,520 8.51%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $11,160,000 $1,860,000 $2,659 4.89%
PITTSBURGH, PA (FHA|USDA|VA) 12 $11,140,000 $928,333 $4,432 4.49%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 81 $10,995,000 $135,741 $3,965 8.07%
BRUNSWICK, GA (FHA|USDA|VA) 75 $10,795,000 $143,933 $4,620 8.23%
COLUMBUS, GA-AL (FHA|USDA|VA) 132 $10,770,000 $81,591 $3,236 8.15%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 93 $10,695,000 $115,000 $3,105 8.30%
FLINT, MI (FHA|USDA|VA) 3 $10,635,000 $3,545,000 $2,528 5.12%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 36 $10,610,000 $294,722 $2,757 8.23%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $10,340,000 $1,723,333 $3,482 4.73%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 128 $10,270,000 $80,234 $3,517 8.59%
COLUMBIA, SC (FHA|USDA|VA) 38 $10,250,000 $269,737 $3,635 6.02%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 48 $10,190,000 $212,292 $2,954 7.94%
GETTYSBURG, PA (FHA|USDA|VA) 3 $9,775,000 $3,258,333 $4,670 4.71%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 22 $9,680,000 $440,000 $4,763 4.82%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 75 $9,475,000 $126,333 $4,810 8.53%
LINCOLN, NE (FHA|USDA|VA) 15 $9,015,000 $601,000 $2,181 4.62%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 27 $8,825,000 $326,852 $5,193 5.08%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 7 $8,345,000 $1,192,143 $4,009 5.09%
SALEM, OR (FHA|USDA|VA) 2 $8,110,000 $4,055,000 $0 5.16%
BOULDER, CO (FHA|USDA|VA) 12 $7,730,000 $644,167 $4,091 4.76%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 38 $7,540,000 $198,421 $3,307 6.40%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 23 $6,955,000 $302,391 $6,637 7.81%
LUBBOCK, TX (FHA|USDA|VA) 18 $6,900,000 $383,333 $3,693 5.00%
Alexander City, AL (FHA|USDA|VA) 20 $6,890,000 $344,500 $3,694 5.05%
TULSA, OK (FHA|USDA|VA) 2 $6,840,000 $3,420,000 $3,948 4.19%
WARNER ROBINS, GA (FHA|USDA|VA) 77 $6,745,000 $87,597 $3,226 7.65%
WICHITA, KS (FHA|USDA|VA) 8 $6,590,000 $823,750 $2,398 4.74%
BURLINGTON, NC (FHA|USDA|VA) 80 $6,360,000 $79,500 $3,297 8.21%
THE VILLAGES, FL (FHA|USDA|VA) 50 $6,230,000 $124,600 $2,673 8.63%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 21 $6,195,000 $295,000 $2,270 4.90%
SIOUX FALLS, SD (FHA|USDA|VA) 3 $6,175,000 $2,058,333 $11,831 4.52%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 15 $6,035,000 $402,333 $3,300 4.89%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 34 $6,030,000 $177,353 $5,185 6.14%
SALT LAKE CITY, UT (FHA|USDA|VA) 14 $5,910,000 $422,143 $3,677 4.87%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 10 $5,760,000 $576,000 $8,877 5.53%
FORT COLLINS, CO (FHA|USDA|VA) 2 $5,540,000 $2,770,000 $2,645 4.49%
ROME, GA (FHA|USDA|VA) 76 $5,490,000 $72,237 $2,949 8.59%
NAPA, CA (FHA|USDA|VA) 8 $5,360,000 $670,000 $8,508 5.81%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $5,355,000 $5,355,000 $0 4.76%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 6 $5,320,000 $886,667 $3,708 5.03%
MORRISTOWN, TN (FHA|USDA|VA) 60 $5,100,000 $85,000 $2,585 8.31%
MIDLAND, TX (FHA|USDA|VA) 8 $4,960,000 $620,000 $7,026 4.86%
SPARTANBURG, SC (FHA|USDA|VA) 67 $4,955,000 $73,955 $3,365 8.59%
FLORENCE, SC (FHA|USDA|VA) 18 $4,820,000 $267,778 $4,596 5.30%
COLUMBUS, OH (FHA|USDA|VA) 7 $4,785,000 $683,571 $3,510 4.78%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 52 $4,640,000 $89,231 $3,739 8.53%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 15 $4,605,000 $307,000 $3,265 5.88%
Breckenridge, CO (FHA|USDA|VA) 5 $4,475,000 $895,000 $3,219 4.73%
HARRISONBURG, VA (FHA|USDA|VA) 53 $4,445,000 $83,868 $2,448 8.62%
Bozeman, MT (FHA|USDA|VA) 8 $4,410,000 $551,250 $6,725 4.35%
LOUISVILLE, KY (FHA|USDA|VA) 3 $4,225,000 $1,408,333 $2,603 4.41%
Alma, MI (FHA|USDA|VA) 1 $4,115,000 $4,115,000 $0 4.22%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $4,080,000 $2,040,000 $0 4.65%
BELLINGHAM, WA (FHA|USDA|VA) 5 $3,945,000 $789,000 $8,221 4.50%
Seneca, SC (FHA|USDA|VA) 25 $3,765,000 $150,600 $2,957 8.27%
BEND, OR (FHA|USDA|VA) 2 $3,620,000 $1,810,000 $2,676 4.99%
STAUNTON, VA (FHA|USDA|VA) 41 $3,605,000 $87,927 $2,873 8.55%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 7 $3,575,000 $510,714 $4,361 4.40%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 10 $3,480,000 $348,000 $5,114 6.21%
MONTGOMERY, AL (FHA|USDA|VA) 16 $3,390,000 $211,875 $3,051 5.49%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 22 $3,360,000 $152,727 $4,037 7.53%
Arcadia, FL (FHA|USDA|VA) 23 $3,215,000 $139,783 $2,985 8.22%
Outside of Metro Areas 6 $3,080,000 $513,333 $3,959 4.75%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 12 $3,050,000 $254,167 $2,410 4.73%
WINCHESTER, VA-WV (FHA|USDA|VA) 27 $2,925,000 $108,333 $3,596 8.49%
Heber, UT (FHA|USDA|VA) 5 $2,915,000 $583,000 $3,703 4.77%
Kill Devil Hills, NC (FHA|USDA|VA) 10 $2,910,000 $291,000 $4,413 6.31%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 7 $2,775,000 $396,429 $5,867 7.05%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 4 $2,700,000 $675,000 $4,842 4.30%
Glenwood Springs, CO (FHA|USDA|VA) 3 $2,685,000 $895,000 $4,616 4.75%
Alexandria, MN (FHA|USDA|VA) 7 $2,675,000 $382,143 $3,919 4.82%
STOCKTON, CA (FHA|USDA|VA) 8 $2,610,000 $326,250 $4,279 5.40%
Easton, MD (FHA|USDA|VA) 7 $2,605,000 $372,143 $4,279 6.58%
CLEVELAND, TN (FHA|USDA|VA) 38 $2,590,000 $68,158 $2,470 8.49%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 32 $2,470,000 $77,188 $0 8.95%
Key West, FL (FHA|USDA|VA) 6 $2,430,000 $405,000 $5,920 7.02%
Georgetown, SC (FHA|USDA|VA) 6 $2,370,000 $395,000 $3,941 6.32%
Sevierville, TN (FHA|USDA|VA) 30 $2,350,000 $78,333 $2,980 7.71%
OKLAHOMA CITY, OK (FHA|USDA|VA) 11 $2,295,000 $208,636 $2,780 4.76%
Brevard, NC (FHA|USDA|VA) 11 $2,275,000 $206,818 $4,300 6.75%
LaGrange, GA-AL (FHA|USDA|VA) 30 $2,240,000 $74,667 $3,548 8.17%
Martinsville, VA (FHA|USDA|VA) 36 $2,210,000 $61,389 $3,097 8.61%
Jefferson, GA (FHA|USDA|VA) 23 $2,185,000 $95,000 $3,017 7.99%
FAYETTEVILLE, NC (FHA|USDA|VA) 20 $2,080,000 $104,000 $2,828 7.18%
JACKSON, MI (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $0 5.03%
PANAMA CITY, FL (FHA|USDA|VA) 22 $1,950,000 $88,636 $3,098 8.35%
WENATCHEE, WA (FHA|USDA|VA) 2 $1,930,000 $965,000 $7,727 4.69%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $1,915,000 $638,333 $4,389 4.63%
Milledgeville, GA (FHA|USDA|VA) 14 $1,890,000 $135,000 $0 8.75%
Lawrenceburg, TN (FHA|USDA|VA) 25 $1,795,000 $71,800 $2,298 7.77%
BILLINGS, MT (FHA|USDA|VA) 2 $1,780,000 $890,000 $5,541 4.81%
Tullahoma-Manchester, TN (FHA|USDA|VA) 9 $1,775,000 $197,222 $3,254 6.69%
EL PASO, TX (FHA|USDA|VA) 3 $1,765,000 $588,333 $7,744 4.63%
Morehead City, NC (FHA|USDA|VA) 7 $1,755,000 $250,714 $3,447 5.78%
HUNTSVILLE, AL (FHA|USDA|VA) 12 $1,750,000 $145,833 $2,881 5.79%
Albemarle, NC (FHA|USDA|VA) 22 $1,710,000 $77,727 $3,055 8.12%
Cullowhee, NC (FHA|USDA|VA) 7 $1,695,000 $242,143 $3,639 5.89%
Tifton, GA (FHA|USDA|VA) 21 $1,675,000 $79,762 $3,833 8.20%
CHEYENNE, WY (FHA|USDA|VA) 6 $1,660,000 $276,667 $4,029 4.68%
PROVO-OREM, UT (FHA|USDA|VA) 2 $1,650,000 $825,000 $9,948 4.88%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 10 $1,600,000 $160,000 $2,172 6.81%
ST. CLOUD, MN (FHA|USDA|VA) 7 $1,515,000 $216,429 $4,151 4.75%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $1,495,000 $498,333 $1,998 4.58%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 8 $1,440,000 $180,000 $4,924 7.89%
GREENVILLE, NC (FHA|USDA|VA) 4 $1,440,000 $360,000 $4,409 7.01%
Oak Harbor, WA (FHA|USDA|VA) 2 $1,430,000 $715,000 $5,983 4.75%
BAKERSFIELD, CA (FHA|USDA|VA) 5 $1,385,000 $277,000 $0 7.65%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 4 $1,380,000 $345,000 $4,765 4.40%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $1,290,000 $645,000 $5,159 5.00%
Beatrice, NE (FHA|USDA|VA) 6 $1,290,000 $215,000 $1,858 4.51%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $1,255,000 $251,000 $5,814 4.67%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 6 $1,250,000 $208,333 $3,203 6.12%
Boone, NC (FHA|USDA|VA) 5 $1,235,000 $247,000 $3,234 7.23%
Jackson, WY-ID (FHA|USDA|VA) 1 $1,195,000 $1,195,000 $17,417 4.75%
Kalispell, MT (FHA|USDA|VA) 2 $1,190,000 $595,000 $5,395 4.98%
Cedartown, GA (FHA|USDA|VA) 20 $1,180,000 $59,000 $3,437 8.60%
Edwards, CO (FHA|USDA|VA) 2 $1,160,000 $580,000 $3,795 4.22%
St. Marys, GA (FHA|USDA|VA) 8 $1,110,000 $138,750 $3,486 8.40%
Shelby, NC (FHA|USDA|VA) 23 $1,105,000 $48,043 $2,840 8.72%
GADSDEN, AL (FHA|USDA|VA) 5 $1,085,000 $217,000 $2,185 4.97%
Durango, CO (FHA|USDA|VA) 1 $1,055,000 $1,055,000 $8,171 4.75%
Jesup, GA (FHA|USDA|VA) 18 $1,050,000 $58,333 $2,952 8.42%
TWIN FALLS, ID (FHA|USDA|VA) 1 $1,045,000 $1,045,000 $1,737 4.88%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 4 $1,040,000 $260,000 $3,862 4.53%
GREELEY, CO (FHA|USDA|VA) 3 $1,035,000 $345,000 $3,941 4.74%
BATON ROUGE, LA (FHA|USDA|VA) 2 $1,020,000 $510,000 $4,040 4.56%
DALTON, GA (FHA|USDA|VA) 14 $1,010,000 $72,143 $2,942 8.14%
Steamboat Springs, CO (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $3,874 4.63%
WALLA WALLA, WA (FHA|USDA|VA) 2 $1,000,000 $500,000 $5,832 4.94%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $990,000 $495,000 $4,179 5.35%
LAWRENCE, KS (FHA|USDA|VA) 4 $930,000 $232,500 $2,063 4.72%
JACKSON, MS (FHA|USDA|VA) 3 $925,000 $308,333 $3,692 4.74%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $905,000 $905,000 $4,972 4.50%
Greenwood, SC (FHA|USDA|VA) 9 $895,000 $99,444 $3,063 7.47%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $875,000 $291,667 $5,253 5.79%
TUCSON, AZ (FHA|USDA|VA) 2 $840,000 $420,000 $9,722 4.50%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $840,000 $420,000 $4,270 4.48%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $810,000 $405,000 $4,025 4.25%
JACKSON, TN (FHA|USDA|VA) 4 $790,000 $197,500 $2,703 6.02%
CHARLESTON, WV (FHA|USDA|VA) 12 $790,000 $65,833 $4,193 8.46%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $785,000 $785,000 $4,459 4.00%
Douglas, GA (FHA|USDA|VA) 14 $760,000 $54,286 $0 9.05%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $750,000 $375,000 $5,282 4.79%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $720,000 $180,000 $3,197 4.34%
Cambridge, MD (FHA|USDA|VA) 4 $720,000 $180,000 $3,038 6.87%
Helena, MT (FHA|USDA|VA) 2 $720,000 $360,000 $3,071 4.39%
Calhoun, GA (FHA|USDA|VA) 7 $715,000 $102,143 $3,427 8.47%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $690,000 $345,000 $3,734 5.25%
BOISE CITY, ID (FHA|USDA|VA) 3 $675,000 $225,000 $4,020 4.60%
Danville, VA (FHA|USDA|VA) 10 $670,000 $67,000 $3,489 7.51%
Thomasville, GA (FHA|USDA|VA) 14 $670,000 $47,857 $1,536 8.75%
ST. GEORGE, UT (FHA|USDA|VA) 1 $665,000 $665,000 $8,259 4.50%
Waycross, GA (FHA|USDA|VA) 12 $660,000 $55,000 $0 9.20%
FRESNO, CA (FHA|USDA|VA) 10 $660,000 $66,000 $0 8.98%
Talladega-Sylacauga, AL (FHA|USDA|VA) 5 $655,000 $131,000 $3,520 5.07%
Riverton, WY (FHA|USDA|VA) 4 $630,000 $157,500 $2,613 4.72%
Holland, MI (FHA|USDA|VA) 1 $625,000 $625,000 $3,416 4.50%
Sanford, NC (FHA|USDA|VA) 5 $625,000 $125,000 $2,979 5.50%
SALINAS, CA (FHA|USDA|VA) 3 $605,000 $201,667 $1,920 6.18%
Whitewater, WI (FHA|USDA|VA) 1 $605,000 $605,000 $2,440 4.50%
Okeechobee, FL (FHA|USDA|VA) 6 $600,000 $100,000 $0 9.28%
DOTHAN, AL (FHA|USDA|VA) 4 $590,000 $147,500 $4,304 7.01%
ANN ARBOR, MI (FHA|USDA|VA) 1 $585,000 $585,000 $3,684 4.25%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $570,000 $285,000 $3,033 6.44%
Marion, NC (FHA|USDA|VA) 4 $560,000 $140,000 $2,077 6.83%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $555,000 $185,000 $4,006 8.00%
Gainesville, TX (FHA|USDA|VA) 1 $555,000 $555,000 $4,526 5.13%
Moultrie, GA (FHA|USDA|VA) 6 $550,000 $91,667 $3,256 6.46%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $550,000 $137,500 $1,583 4.70%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $545,000 $545,000 $3,738 5.25%
RACINE, WI (FHA|USDA|VA) 2 $540,000 $270,000 $1,979 4.81%
BISMARCK, ND (FHA|USDA|VA) 1 $505,000 $505,000 $7,003 4.63%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $505,000 $168,333 $2,709 6.37%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $500,000 $83,333 $2,663 7.11%
MADISON, WI (FHA|USDA|VA) 1 $495,000 $495,000 $3,930 4.38%
ROCHESTER, MN (FHA|USDA|VA) 1 $485,000 $485,000 $7,680 4.25%
Roanoke Rapids, NC (FHA|USDA|VA) 3 $465,000 $155,000 $2,666 6.33%
MADERA, CA (FHA|USDA|VA) 3 $465,000 $155,000 $2,472 6.41%
VALDOSTA, GA (FHA|USDA|VA) 6 $460,000 $76,667 $5,805 8.66%
Cookeville, TN (FHA|USDA|VA) 4 $460,000 $115,000 $0 8.03%
Norfolk, NE (FHA|USDA|VA) 1 $455,000 $455,000 $1,555 5.13%
Beaver Dam, WI (FHA|USDA|VA) 1 $455,000 $455,000 $3,834 4.75%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $455,000 $455,000 $4,868 4.50%
Granbury, TX (FHA|USDA|VA) 2 $440,000 $220,000 $3,604 4.79%
Shelbyville, TN (FHA|USDA|VA) 3 $435,000 $145,000 $3,636 6.35%
Athens, TX (FHA|USDA|VA) 1 $435,000 $435,000 $5,637 4.50%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $425,000 $425,000 $3,780 4.70%
Crossville, TN (FHA|USDA|VA) 4 $420,000 $105,000 $3,604 7.69%
Palatka, FL (FHA|USDA|VA) 5 $415,000 $83,000 $3,857 7.50%
Forest City, NC (FHA|USDA|VA) 2 $400,000 $200,000 $2,813 4.75%
FORT WAYNE, IN (FHA|USDA|VA) 1 $395,000 $395,000 $2,500 4.60%
North Wilkesboro, NC (FHA|USDA|VA) 4 $390,000 $97,500 $2,177 8.18%
Cordele, GA (FHA|USDA|VA) 4 $390,000 $97,500 $3,558 7.15%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $385,000 $385,000 $3,519 4.99%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $385,000 $385,000 $3,077 4.49%
LANCASTER, PA (FHA|USDA|VA) 1 $375,000 $375,000 $4,510 4.25%
Elizabeth City, NC (FHA|USDA|VA) 4 $370,000 $92,500 $3,510 7.28%
Ellensburg, WA (FHA|USDA|VA) 2 $370,000 $185,000 $2,802 5.14%
Rolla, MO (FHA|USDA|VA) 1 $365,000 $365,000 $1,466 4.25%
SAN ANGELO, TX (FHA|USDA|VA) 1 $365,000 $365,000 $6,315 4.63%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $360,000 $180,000 $3,113 4.68%
Statesboro, GA (FHA|USDA|VA) 3 $355,000 $118,333 $3,032 6.16%
CASPER, WY (FHA|USDA|VA) 2 $340,000 $170,000 $4,546 4.69%
Lake City, FL (FHA|USDA|VA) 3 $335,000 $111,667 $3,743 6.36%
Cedar City, UT (FHA|USDA|VA) 1 $335,000 $335,000 $3,509 4.75%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $330,000 $82,500 $0 8.13%
Jasper, AL (FHA|USDA|VA) 2 $330,000 $165,000 $4,117 4.35%
JACKSONVILLE, NC (FHA|USDA|VA) 4 $330,000 $82,500 $261 7.16%
SUMTER, SC (FHA|USDA|VA) 1 $325,000 $325,000 $3,331 4.75%
Big Stone Gap, VA (FHA|USDA|VA) 3 $325,000 $108,333 $3,038 7.38%
Dayton, TN (FHA|USDA|VA) 4 $320,000 $80,000 $0 8.15%
Montrose, CO (FHA|USDA|VA) 1 $315,000 $315,000 $5,682 5.38%
VALLEJO, CA (FHA|USDA|VA) 4 $310,000 $77,500 $0 9.06%
MANHATTAN, KS (FHA|USDA|VA) 2 $310,000 $155,000 $2,057 4.80%
Clewiston, FL (FHA|USDA|VA) 1 $305,000 $305,000 $3,544 5.10%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $305,000 $305,000 $2,549 4.25%
Ukiah, CA (FHA|USDA|VA) 1 $305,000 $305,000 $3,780 4.75%
Minot, ND (FHA|USDA|VA) 1 $305,000 $305,000 $10,977 4.40%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $295,000 $295,000 $7,505 4.60%
MISSOULA, MT (FHA|USDA|VA) 1 $295,000 $295,000 $2,763 5.20%
MERCED, CA (FHA|USDA|VA) 3 $285,000 $95,000 $0 7.97%
Brenham, TX (FHA|USDA|VA) 1 $285,000 $285,000 $4,581 5.13%
YUBA CITY, CA (FHA|USDA|VA) 2 $280,000 $140,000 $3,961 4.88%
Lewisburg, TN (FHA|USDA|VA) 2 $270,000 $135,000 $3,568 5.12%
Huntsville, TX (FHA|USDA|VA) 1 $265,000 $265,000 $7,644 5.38%
Dickinson, ND (FHA|USDA|VA) 1 $265,000 $265,000 $1,841 4.50%
Gaffney, SC (FHA|USDA|VA) 5 $255,000 $51,000 $0 8.65%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $255,000 $255,000 $5,141 3.99%
Hailey, ID (FHA|USDA|VA) 1 $255,000 $255,000 $3,885 4.60%
VISALIA, CA (FHA|USDA|VA) 2 $250,000 $125,000 $1,901 6.75%
TOPEKA, KS (FHA|USDA|VA) 1 $245,000 $245,000 $2,621 4.60%
Mineral Wells, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,062 4.88%
MOBILE, AL (FHA|USDA|VA) 4 $240,000 $60,000 $0 8.81%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $240,000 $120,000 $3,190 4.68%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $240,000 $120,000 $2,868 4.62%
Ada, OK (FHA|USDA|VA) 2 $230,000 $115,000 $3,457 4.90%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $225,000 $75,000 $4,792 4.73%
JOPLIN, MO (FHA|USDA|VA) 2 $220,000 $110,000 $2,894 4.99%
APPLETON, WI (FHA|USDA|VA) 1 $215,000 $215,000 $3,370 4.99%
ENID, OK (FHA|USDA|VA) 1 $215,000 $215,000 $3,845 5.38%
ROCKFORD, IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,753 4.50%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $205,000 $205,000 $2,640 4.63%
NEW BERN, NC (FHA|USDA|VA) 2 $200,000 $100,000 $2,504 5.43%
Athens, TN (FHA|USDA|VA) 2 $200,000 $100,000 $4,414 4.75%
Ardmore, OK (FHA|USDA|VA) 1 $195,000 $195,000 $3,334 4.63%
Washington, NC (FHA|USDA|VA) 2 $180,000 $90,000 $2,991 6.38%
Bainbridge, GA (FHA|USDA|VA) 2 $180,000 $90,000 $0 8.50%
Thomaston, GA (FHA|USDA|VA) 3 $175,000 $58,333 $2,578 7.60%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.75%
Dublin, GA (FHA|USDA|VA) 3 $165,000 $55,000 $0 8.20%
Fort Payne, AL (FHA|USDA|VA) 3 $165,000 $55,000 $0 8.67%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $165,000 $165,000 $2,723 4.99%
Toccoa, GA (FHA|USDA|VA) 3 $165,000 $55,000 $3,029 7.28%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $160,000 $40,000 $1,626 9.02%
Newport, TN (FHA|USDA|VA) 2 $160,000 $80,000 $2,518 6.88%
LAFAYETTE, LA (FHA|USDA|VA) 1 $145,000 $145,000 $2,807 5.40%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $145,000 $145,000 $4,653 3.88%
DOVER, DE (FHA|USDA|VA) 1 $145,000 $145,000 $6,514 4.75%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $145,000 $145,000 $1,860 4.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,247 4.38%
Frankfort, KY (FHA|USDA|VA) 1 $145,000 $145,000 $2,486 4.60%
MODESTO, CA (FHA|USDA|VA) 4 $140,000 $35,000 $0 9.20%
Auburn, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,743 4.88%
Great Bend, KS (FHA|USDA|VA) 1 $135,000 $135,000 $2,267 4.75%
SANTA FE, NM (FHA|USDA|VA) 1 $135,000 $135,000 $4,056 4.88%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $130,000 $65,000 $2,257 4.96%
LAS CRUCES, NM (FHA|USDA|VA) 1 $125,000 $125,000 $2,717 4.88%
CHICO, CA (FHA|USDA|VA) 1 $125,000 $125,000 $2,443 5.10%
Atchison, KS (FHA|USDA|VA) 1 $125,000 $125,000 $2,016 3.99%
Sedalia, MO (FHA|USDA|VA) 1 $125,000 $125,000 $3,241 5.10%
Harrison, AR (FHA|USDA|VA) 1 $125,000 $125,000 $1,935 4.88%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $125,000 $125,000 $2,830 3.99%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $125,000 $125,000 $2,848 4.38%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $120,000 $60,000 $2,516 4.74%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $120,000 $60,000 $2,534 4.29%
Sulphur Springs, TX (FHA|USDA|VA) 1 $115,000 $115,000 $1,673 4.88%
Laurinburg, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,508 4.49%
Bluefield, WV-VA (FHA|USDA|VA) 1 $115,000 $115,000 $2,386 4.99%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $115,000 $115,000 $898 4.50%
Fort Polk South, LA (FHA|USDA|VA) 1 $115,000 $115,000 $2,062 4.49%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $115,000 $115,000 $2,539 4.38%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $115,000 $115,000 $2,748 5.38%
Crescent City, CA (FHA|USDA|VA) 1 $115,000 $115,000 $2,648 5.63%
Greeneville, TN (FHA|USDA|VA) 2 $110,000 $55,000 $0 8.88%
Mount Airy, NC (FHA|USDA|VA) 2 $110,000 $55,000 $0 0.00%
Kinston, NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,027 4.90%
Henderson, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.00%
Ontario, OR-ID (FHA|USDA|VA) 1 $95,000 $95,000 $3,085 4.70%
HINESVILLE, GA (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.75%
Scottsboro, AL (FHA|USDA|VA) 2 $90,000 $45,000 $0 9.00%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $85,000 $85,000 $2,661 4.60%
Fremont, NE (FHA|USDA|VA) 1 $85,000 $85,000 $2,203 4.99%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $85,000 $85,000 $2,404 4.30%
Parsons, KS (FHA|USDA|VA) 1 $85,000 $85,000 $3,137 4.50%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $85,000 $85,000 $4,711 4.70%
Vidalia, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.50%
Shawano, WI (FHA|USDA|VA) 1 $75,000 $75,000 $745 4.60%
Amsterdam, NY (FHA|USDA|VA) 1 $75,000 $75,000 $3,139 4.88%
Tupelo, MS (FHA|USDA|VA) 1 $75,000 $75,000 $2,513 5.49%
HAMMOND, LA (FHA|USDA|VA) 1 $65,000 $65,000 $2,532 4.25%
Brownwood, TX (FHA|USDA|VA) 1 $65,000 $65,000 $2,723 4.60%
Clearlake, CA (FHA|USDA|VA) 1 $65,000 $65,000 $2,543 4.60%
Gloversville, NY (FHA|USDA|VA) 1 $65,000 $65,000 $2,764 4.80%
GREAT FALLS, MT (FHA|USDA|VA) 1 $65,000 $65,000 $680 4.63%
Americus, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.25%
ERIE, PA (FHA|USDA|VA) 1 $55,000 $55,000 $2,751 5.10%
LONGVIEW, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.99%
Ozark, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.15%
GOLDSBORO, NC (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.00%
Cornelia, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.00%
Somerset, PA (FHA|USDA|VA) 1 $45,000 $45,000 $2,482 4.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $35,000 $35,000 $1,594 4.60%
JONESBORO, AR (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.50%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.00%
Wilson, NC (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.00%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.00%
Newberry, SC (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.25%
Russellville, AR (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.75%
McMinnville, TN (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.75%
Union, SC (FHA|USDA|VA) 1 $15,000 $15,000 $0 9.00%
Suntrust Banks Inc's top markets include Washington, Atlanta, Miami, Tampa, and Orlando among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 22,843 $2,423,465,000 $106,092 n/a 9.03%
    Conventional 7,621 $4,477,075,000 $587,466 $4,203 4.69%
    VA 257 $73,915,000 $287,607 $5,577 4.48%
    FHA 255 $204,655,000 $802,569 $6,239 4.65%
    USDA 26 $4,110,000 $158,077 $4,851 4.67%

    For 2018, Suntrust Banks Inc's most frequently originated type of loan was HELOC, with 22,843 originations. Their 2nd most popular type was Conventional, with 7,621 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 11,103 $1,117,155,000 $100,617 $3,143 9.02%
    Other 8,874 $1,031,000,000 $116,182 $3,668 8.94%
    Home Purchase 6,641 $2,890,675,000 $435,277 $4,636 5.19%
    Refi 2,343 $1,212,485,000 $517,493 $3,673 7.42%
    Cash Out Refi 2,041 $931,905,000 $456,592 $3,381 6.34%

    For 2018, Suntrust Banks Inc's most frequently cited loan purpose was Home Improvement, with 11,103 originations. The 2nd most popular reason was Other, with 8,874 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 29,664 $5,063,480,000 $170,694 $4,493 8.02%
    15 Year 931 $394,195,000 $423,410 $3,339 4.33%
    20 Year 192 $36,690,000 $191,094 $2,991 4.80%
    10 Year 99 $544,725,000 $5,502,273 $2,768 4.51%
    Other 65 $599,875,000 $9,228,846 $3,220 4.53%
    5 Year 28 $318,330,000 $11,368,929 $547 4.48%
    30+ year 17 $161,125,000 $9,477,941 $0 4.12%
    3 Year 5 $63,755,000 $12,751,000 $0 4.39%
    1 Year 1 $1,045,000 $1,045,000 $0 4.38%

    For 2018, Suntrust Banks Inc's most frequently cited loan duration was 30 Year, with 29,664 originations. The 2nd most popular length was 15 Year, with 931 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 5,044 $1,794,210,000 $355,712
    $1k-2k 1,405 $523,435,000 $372,552
    $2k-3k 389 $148,485,000 $381,710
    $5k+ 280 $190,590,000 $680,679
    $3k-4k 177 $81,685,000 $461,497
    $4k-5k 103 $51,335,000 $498,398

    Suntrust Banks Inc's average total fees were $4,493, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,044 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 22,280 $2,345,710,000 $105,283
    4-5% 6,312 $3,276,090,000 $519,026
    5-6% 1,265 $460,535,000 $364,059
    3-4% 574 $985,950,000 $1,717,683
    6-7% 10 $7,530,000 $753,000
    2.5-3% 6 $40,890,000 $6,815,000
    <2.5% 1 $485,000 $485,000

    During 2018, Suntrust Banks Inc's average interest rate for loans was 8.02%, while their most frequently originated rate bucket for loans was Over 8%, with 22,280 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 14,620 $736,460,000 $50,373 $2,691 8.86%
    $100k-200k 7,731 $1,029,665,000 $133,187 $3,201 7.92%
    $200k-400k 5,060 $1,371,780,000 $271,103 $3,967 6.79%
    $400k-600k 2,046 $991,650,000 $484,677 $4,933 5.79%
    $600k-1MM 1,156 $862,840,000 $746,401 $6,069 4.59%
    $1MM+ 389 $2,190,825,000 $5,631,941 $8,043 4.67%

    2018 saw Suntrust Banks Inc place emphasis on $100,000 or less loans with 14,620 originations, totaling $736,460,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 6,349 $934,415,000 $147,175 $4,147 8.05%
    $150k-250k 5,783 $1,353,485,000 $234,045 $4,818 7.62%
    $50k-75k 5,431 $514,695,000 $94,770 $3,437 8.11%
    $75k-100k 4,575 $543,565,000 $118,812 $3,800 8.11%
    $50k or less 4,165 $284,825,000 $68,385 $3,102 8.03%
    $250k+ 4,158 $1,657,620,000 $398,658 $5,700 7.20%

    Suntrust Banks Inc lent most frequently to those with incomes in the $100k-150k range, with 6,349 originations. The second most popular income band? $150k-250k, with 5,783 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 7,247 $1,213,075,000 $167,390 $4,232 7.90%
    30-36% 5,364 $943,570,000 $175,908 $4,406 7.85%
    <20% 4,045 $643,575,000 $159,104 $3,850 8.21%
    49% 2,255 $318,615,000 $141,293 $4,023 8.40%
    39% 1,542 $224,320,000 $145,473 $4,478 8.28%
    37% 984 $206,540,000 $209,898 $4,826 7.59%
    42% 961 $252,545,000 $262,794 $4,853 7.11%
    40% 961 $209,915,000 $218,434 $4,914 7.42%
    44% 948 $153,720,000 $162,152 $4,263 7.89%
    36% 927 $169,645,000 $183,004 $4,153 7.68%
    38% 882 $170,350,000 $193,141 $4,333 7.67%
    41% 846 $197,170,000 $233,061 $4,704 7.21%
    43% 756 $128,820,000 $170,397 $3,956 7.63%
    48% 734 $115,460,000 $157,302 $3,809 7.79%
    45% 717 $114,435,000 $159,603 $4,027 7.81%
    46% 681 $111,485,000 $163,708 $4,012 7.66%
    47% 658 $106,730,000 $162,204 $3,955 7.67%
    50-60% 329 $53,335,000 $162,112 $5,531 7.82%
    >60% 29 $6,355,000 $219,138 $2,582 5.26%

    Suntrust Banks Inc lent most frequently to those with DTI ratios of 20-30%, with 7,247 originations. The next most common DTI ratio? 30-36%, with 5,364 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 23,865 $3,844,805,000 $161,106 $4,203 8.06%
    Not applicable 135 $1,843,515,000 $13,655,667 $0 4.58%
    Not provided 2,685 $691,805,000 $257,655 $4,371 6.54%
    Asian 1,416 $406,640,000 $287,175 $4,850 6.82%
    Black 2,153 $240,565,000 $111,735 $4,487 8.27%
    Asian Indian 246 $68,270,000 $277,520 $5,006 7.38%
    American Indian 155 $23,465,000 $151,387 $4,536 7.78%
    Other Asian 109 $21,555,000 $197,752 $4,538 8.09%
    Chinese 42 $11,160,000 $265,714 $4,331 6.73%
    Korean 28 $7,510,000 $268,214 $5,015 6.62%
    Native Hawaiian or Islander 66 $6,850,000 $103,788 $2,713 8.70%
    Filipino 33 $4,975,000 $150,758 $4,651 8.17%
    Other Pacific Islander 34 $4,300,000 $126,471 $5,120 8.81%
    Vietnamese 24 $3,830,000 $159,583 $4,264 8.04%
    Japanese 9 $2,415,000 $268,333 $4,900 6.02%
    Samoan 2 $1,560,000 $780,000 $26,896 5.00%

    Approval Rates

    Total approvals of all applications
    64.23%

    Suntrust Banks Inc has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    76.15%

    Suntrust Banks Inc has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 31,002 $7,183,220,000 $231,702

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 8 $78,170,000 $9,771,250
    Multifamily:Site-Built 118 $1,756,020,000 $14,881,525
    Single Family (1-4 Units):Manufactured 58 $5,050,000 $87,069
    Single Family (1-4 Units):Site-Built 30,818 $5,343,980,000 $173,405

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 8,309 $969,425,000 $116,672 $3,109 8.79%
    40-60% 4,140 $1,312,360,000 $316,995 $3,599 7.77%
    60-80% 4,804 $2,613,250,000 $543,974 $4,287 6.26%
    80-100% 4,255 $1,669,435,000 $392,347 $4,600 5.39%
    Over 100% 61 $51,225,000 $839,754 $10,557 4.52%
    Under 20% 9,426 $540,330,000 $57,323 $2,667 9.09%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    SUNTRUST BANKS, INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 21 8.2%
    SUNTRUST BANKS, INC. Conventional home mortgage Closing on a mortgage 13 5.1%
    SUNTRUST BANKS, INC. Conventional home mortgage Incorrect information on your report 5 1.9%
    SUNTRUST BANKS, INC. Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 3 1.2%
    SUNTRUST BANKS, INC. Conventional home mortgage Struggling to pay mortgage 24 9.3%
    SUNTRUST BANKS, INC. Conventional home mortgage Trouble during payment process 102 39.7%
    SUNTRUST BANKS, INC. FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 0.4%
    SUNTRUST BANKS, INC. FHA mortgage Closing on a mortgage 1 0.4%
    SUNTRUST BANKS, INC. FHA mortgage Struggling to pay mortgage 9 3.5%
    SUNTRUST BANKS, INC. FHA mortgage Trouble during payment process 8 3.1%
    SUNTRUST BANKS, INC. Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 4 1.6%
    SUNTRUST BANKS, INC. Home equity loan or line of credit (HELOC) Closing on a mortgage 2 0.8%
    SUNTRUST BANKS, INC. Home equity loan or line of credit (HELOC) Struggling to pay mortgage 5 1.9%
    SUNTRUST BANKS, INC. Home equity loan or line of credit (HELOC) Trouble during payment process 9 3.5%
    SUNTRUST BANKS, INC. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 3 1.2%
    SUNTRUST BANKS, INC. Other type of mortgage Closing on a mortgage 5 1.9%
    SUNTRUST BANKS, INC. Other type of mortgage Incorrect information on your report 1 0.4%
    SUNTRUST BANKS, INC. Other type of mortgage Struggling to pay mortgage 5 1.9%
    SUNTRUST BANKS, INC. Other type of mortgage Trouble during payment process 32 12.5%
    SUNTRUST BANKS, INC. Reverse mortgage Trouble during payment process 1 0.4%
    SUNTRUST BANKS, INC. VA mortgage Struggling to pay mortgage 2 0.8%
    SUNTRUST BANKS, INC. VA mortgage Trouble during payment process 1 0.4%