M&t Bank Mortgage Rates, Fees & Info
Buffalo, NYLEI: WWB2V0FCW3A0EE3ZJN75
Tax ID: 16-0538020
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Mortgage Data
Review & Overview
M&t Bank is a mid-sized bank specializing in Home Purchase and Cash Out Refi loans. M&t Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Buffalo, Washington, Baltimore, and Bridgeport among others. We have data for 594 markets. (Some data included below & more in-depth data is available with an active subscription.)M&t Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. M&t Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 12/17/24 |
| 30 Year Conventional Purchase | 6.46% | 12/17/24 |
| 30 Year Conventional Refi | 6.40% | 12/17/24 |
| 30 Year Cash-out Refi | 6.64% | 12/17/24 |
| 30 Year FHA Purchase | 7.24% | 12/17/24 |
| 30 Year FHA Refi | 7.15% | 12/17/24 |
| 30 Year VA Purchase | 6.11% | 12/17/24 |
| 30 Year VA Refi | 5.94% | 12/17/24 |
| 30 Year USDA Purchase | 7.05% | 12/17/24 |
| 30 Year USDA Refi | 6.27% | 12/17/24 |
| 15 Year Conventional Purchase | 6.14% | 12/17/24 |
| 15 Year Conventional Refi | 6.16% | 12/17/24 |
| 15 Year Cash-out Refi | 6.16% | 12/17/24 |
| 15 Year FHA Purchase | 7.17% | 12/17/24 |
| 15 Year FHA Refi | 7.04% | 12/17/24 |
| 15 Year VA Purchase | 6.24% | 12/17/24 |
| 15 Year VA Refi | 5.94% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
M&t Bank Mortgage Calculator
Your Estimates
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This is not an official calculator from M&t Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
26,497Origination Dollar Volume (All Markets)
$5,635,665,000Awards
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M&T Bank - 2022
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3,211 | $1,054,525,000 | $328,410 | $7,634 | 4.21% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 3,803 | $629,235,000 | $165,458 | $4,799 | 4.44% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1,368 | $423,120,000 | $309,298 | $7,081 | 4.32% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,873 | $308,075,000 | $164,482 | $5,683 | 4.59% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 779 | $241,645,000 | $310,199 | $6,206 | 4.44% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,000 | $194,580,000 | $194,580 | $6,224 | 4.35% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 338 | $161,170,000 | $476,834 | $5,408 | 4.39% |
| Outside of Metro Areas | 738 | $130,580,000 | $176,938 | $5,485 | 4.59% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 595 | $103,445,000 | $173,857 | $6,243 | 4.46% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 507 | $103,375,000 | $203,895 | $5,819 | 4.42% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 375 | $102,065,000 | $272,173 | $5,595 | 4.37% |
| ROCHESTER, NY (FHA|USDA|VA) | 795 | $98,945,000 | $124,459 | $4,641 | 4.49% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 642 | $97,750,000 | $152,259 | $5,191 | 4.41% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 467 | $79,815,000 | $170,910 | $5,197 | 4.88% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 127 | $78,835,000 | $620,748 | $7,754 | 4.28% |
| SYRACUSE, NY (FHA|USDA|VA) | 573 | $73,225,000 | $127,792 | $4,733 | 4.55% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 318 | $64,060,000 | $201,447 | $5,583 | 4.76% |
| ALTOONA, PA (FHA|USDA|VA) | 134 | $51,180,000 | $381,940 | $4,251 | 4.49% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 320 | $47,250,000 | $147,656 | $5,903 | 4.41% |
| BINGHAMTON, NY (FHA|USDA|VA) | 350 | $43,940,000 | $125,543 | $4,506 | 4.48% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 208 | $42,630,000 | $204,952 | $5,722 | 4.15% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 52 | $42,400,000 | $815,385 | $5,428 | 3.63% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 83 | $42,215,000 | $508,614 | $4,152 | 4.72% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 373 | $39,445,000 | $105,751 | $4,915 | 4.34% |
| GLENS FALLS, NY (FHA|USDA|VA) | 36 | $39,200,000 | $1,088,889 | $4,770 | 4.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $32,305,000 | $10,768,333 | $7,843 | 4.19% |
| LANCASTER, PA (FHA|USDA|VA) | 193 | $31,895,000 | $165,259 | $5,777 | 4.28% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 282 | $31,680,000 | $112,340 | $4,660 | 4.52% |
| UTICA-ROME, NY (FHA|USDA|VA) | 245 | $30,195,000 | $123,245 | $4,813 | 4.43% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 26 | $28,160,000 | $1,083,077 | $9,108 | 3.97% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 103 | $24,895,000 | $241,699 | $5,699 | 4.08% |
| READING, PA (FHA|USDA|VA) | 207 | $24,755,000 | $119,589 | $6,154 | 4.19% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 206 | $24,600,000 | $119,417 | $4,437 | 4.34% |
| DOVER, DE (FHA|USDA|VA) | 173 | $23,735,000 | $137,197 | $5,786 | 4.50% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 158 | $23,220,000 | $146,962 | $5,504 | 4.91% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 29 | $22,005,000 | $758,793 | $7,127 | 4.21% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 124 | $21,360,000 | $172,258 | $5,510 | 4.04% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 36 | $20,870,000 | $579,722 | $7,102 | 4.18% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 167 | $20,255,000 | $121,287 | $4,976 | 4.84% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 88 | $20,170,000 | $229,205 | $5,409 | 4.14% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 81 | $19,365,000 | $239,074 | $4,548 | 4.77% |
| KINGSTON, NY (FHA|USDA|VA) | 117 | $19,055,000 | $162,863 | $5,612 | 4.37% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 110 | $18,400,000 | $167,273 | $6,163 | 4.31% |
| Pottsville, PA (FHA|USDA|VA) | 182 | $16,080,000 | $88,352 | $4,889 | 4.67% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 78 | $15,130,000 | $193,974 | $5,021 | 4.58% |
| RICHMOND, VA (FHA|USDA|VA) | 92 | $14,700,000 | $159,783 | $5,320 | 4.38% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 17 | $14,485,000 | $852,059 | $9,131 | 3.92% |
| ITHACA, NY (FHA|USDA|VA) | 60 | $14,310,000 | $238,500 | $5,509 | 4.37% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 71 | $13,955,000 | $196,549 | $5,104 | 4.09% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 37 | $13,825,000 | $373,649 | $6,851 | 3.86% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 36 | $13,500,000 | $375,000 | $6,485 | 3.92% |
| Torrington, CT (FHA|USDA|VA) | 57 | $13,085,000 | $229,561 | $5,866 | 4.54% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 79 | $12,925,000 | $163,608 | $7,464 | 4.56% |
| GETTYSBURG, PA (FHA|USDA|VA) | 106 | $12,900,000 | $121,698 | $5,420 | 4.39% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 60 | $11,840,000 | $197,333 | $6,110 | 4.30% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 39 | $11,025,000 | $282,692 | $7,757 | 3.85% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 77 | $11,015,000 | $143,052 | $5,260 | 4.41% |
| Olean, NY (FHA|USDA|VA) | 97 | $10,975,000 | $113,144 | $5,003 | 4.69% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 39 | $10,965,000 | $281,154 | $5,898 | 4.31% |
| Batavia, NY (FHA|USDA|VA) | 97 | $10,915,000 | $112,526 | $4,643 | 4.55% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 43 | $10,645,000 | $247,558 | $6,441 | 4.13% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 43 | $10,375,000 | $241,279 | $5,479 | 4.15% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 15 | $10,315,000 | $687,667 | $6,313 | 3.56% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 51 | $9,995,000 | $195,980 | $5,624 | 4.72% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 41 | $9,525,000 | $232,317 | $5,349 | 4.62% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 37 | $9,495,000 | $256,622 | $5,368 | 3.50% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 46 | $9,400,000 | $204,348 | $5,418 | 3.96% |
| Sunbury, PA (FHA|USDA|VA) | 104 | $9,360,000 | $90,000 | $4,505 | 4.68% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 101 | $9,165,000 | $90,743 | $5,318 | 4.88% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 54 | $9,050,000 | $167,593 | $5,218 | 4.33% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 32 | $8,970,000 | $280,313 | $7,478 | 4.33% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 30 | $8,950,000 | $298,333 | $6,353 | 4.26% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 47 | $8,885,000 | $189,043 | $5,417 | 3.87% |
| Lebanon, NH-VT (FHA|USDA|VA) | 46 | $8,680,000 | $188,696 | $4,544 | 4.50% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 26 | $8,450,000 | $325,000 | $5,008 | 3.87% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 57 | $7,885,000 | $138,333 | $4,976 | 4.58% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 64 | $7,800,000 | $121,875 | $4,752 | 4.48% |
| Auburn, NY (FHA|USDA|VA) | 57 | $7,585,000 | $133,070 | $5,266 | 4.40% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 52 | $7,530,000 | $144,808 | $4,905 | 4.99% |
| PITTSBURGH, PA (FHA|USDA|VA) | 55 | $7,505,000 | $136,455 | $4,988 | 4.35% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 35 | $7,175,000 | $205,000 | $6,256 | 3.89% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 69 | $7,045,000 | $102,101 | $5,137 | 4.45% |
| LEBANON, PA (FHA|USDA|VA) | 51 | $6,875,000 | $134,804 | $5,289 | 4.17% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 47 | $6,715,000 | $142,872 | $5,170 | 4.41% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 40 | $6,490,000 | $162,250 | $5,216 | 4.21% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 27 | $6,125,000 | $226,852 | $5,429 | 4.19% |
| COLUMBUS, OH (FHA|USDA|VA) | 37 | $6,095,000 | $164,730 | $6,033 | 4.17% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 33 | $5,785,000 | $175,303 | $5,063 | 3.55% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 19 | $5,665,000 | $298,158 | $6,890 | 3.86% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 37 | $5,555,000 | $150,135 | $5,226 | 4.18% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 32 | $5,520,000 | $172,500 | $6,536 | 4.81% |
| Easton, MD (FHA|USDA|VA) | 21 | $5,445,000 | $259,286 | $4,850 | 4.41% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $5,395,000 | $1,798,333 | $8,952 | 3.38% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 12 | $5,390,000 | $449,167 | $6,952 | 4.83% |
| ELMIRA, NY (FHA|USDA|VA) | 43 | $5,315,000 | $123,605 | $5,085 | 4.53% |
| Corning, NY (FHA|USDA|VA) | 32 | $5,300,000 | $165,625 | $5,582 | 4.35% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 21 | $5,275,000 | $251,190 | $5,211 | 4.17% |
| Sayre, PA (FHA|USDA|VA) | 41 | $5,235,000 | $127,683 | $4,905 | 4.30% |
| Keene, NH (FHA|USDA|VA) | 22 | $4,940,000 | $224,545 | $4,817 | 5.23% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 34 | $4,850,000 | $142,647 | $6,179 | 4.05% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 16 | $4,570,000 | $285,625 | $5,568 | 3.88% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 14 | $4,490,000 | $320,714 | $4,711 | 3.19% |
| LOUISVILLE, KY (FHA|USDA|VA) | 22 | $4,380,000 | $199,091 | $4,969 | 4.15% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 19 | $4,365,000 | $229,737 | $4,940 | 3.84% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 26 | $4,360,000 | $167,692 | $5,563 | 3.93% |
| Cambridge, MD (FHA|USDA|VA) | 28 | $4,270,000 | $152,500 | $9,067 | 4.51% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $4,105,000 | $586,429 | $11,609 | 4.71% |
| Lewisburg, PA (FHA|USDA|VA) | 33 | $4,085,000 | $123,788 | $5,423 | 4.64% |
| WILMINGTON, NC (FHA|USDA|VA) | 10 | $4,060,000 | $406,000 | $5,827 | 4.54% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 29 | $4,045,000 | $139,483 | $6,067 | 4.41% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 25 | $3,945,000 | $157,800 | $6,057 | 4.24% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 22 | $3,870,000 | $175,909 | $5,751 | 4.37% |
| Bennington, VT (FHA|USDA|VA) | 20 | $3,870,000 | $193,500 | $5,029 | 4.99% |
| Heber, UT (FHA|USDA|VA) | 2 | $3,870,000 | $1,935,000 | $0 | 3.37% |
| TUCSON, AZ (FHA|USDA|VA) | 20 | $3,850,000 | $192,500 | $6,581 | 3.99% |
| SAVANNAH, GA (FHA|USDA|VA) | 19 | $3,825,000 | $201,316 | $5,897 | 4.78% |
| SALINAS, CA (FHA|USDA|VA) | 9 | $3,815,000 | $423,889 | $5,143 | 3.71% |
| Rutland, VT (FHA|USDA|VA) | 20 | $3,770,000 | $188,500 | $5,309 | 4.75% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 4 | $3,710,000 | $927,500 | $6,678 | 3.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 16 | $3,610,000 | $225,625 | $6,500 | 4.09% |
| Cortland, NY (FHA|USDA|VA) | 31 | $3,585,000 | $115,645 | $4,973 | 4.56% |
| Selinsgrove, PA (FHA|USDA|VA) | 33 | $3,515,000 | $106,515 | $4,570 | 4.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 29 | $3,485,000 | $120,172 | $4,810 | 4.26% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 26 | $3,450,000 | $132,692 | $4,866 | 4.54% |
| Gloversville, NY (FHA|USDA|VA) | 28 | $3,430,000 | $122,500 | $5,194 | 4.70% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 17 | $3,355,000 | $197,353 | $6,197 | 4.13% |
| Hudson, NY (FHA|USDA|VA) | 18 | $3,340,000 | $185,556 | $5,764 | 3.93% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 22 | $3,320,000 | $150,909 | $5,317 | 4.41% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 21 | $3,315,000 | $157,857 | $5,561 | 4.52% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 12 | $3,280,000 | $273,333 | $5,502 | 4.89% |
| Oneonta, NY (FHA|USDA|VA) | 18 | $3,090,000 | $171,667 | $4,439 | 4.59% |
| KNOXVILLE, TN (FHA|USDA|VA) | 15 | $3,045,000 | $203,000 | $7,348 | 4.51% |
| COLUMBIA, SC (FHA|USDA|VA) | 22 | $2,970,000 | $135,000 | $5,274 | 4.21% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 20 | $2,950,000 | $147,500 | $5,379 | 3.68% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $2,920,000 | $730,000 | $6,606 | 4.69% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 12 | $2,860,000 | $238,333 | $5,583 | 4.35% |
| Barre, VT (FHA|USDA|VA) | 15 | $2,855,000 | $190,333 | $5,152 | 4.58% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $2,705,000 | $2,705,000 | $6,109 | 3.88% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 18 | $2,620,000 | $145,556 | $5,388 | 3.78% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 17 | $2,585,000 | $152,059 | $5,286 | 4.04% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 14 | $2,530,000 | $180,714 | $5,021 | 4.08% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 15 | $2,395,000 | $159,667 | $6,086 | 4.07% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 12 | $2,370,000 | $197,500 | $4,983 | 3.90% |
| OCALA, FL (FHA|USDA|VA) | 12 | $2,320,000 | $193,333 | $5,830 | 4.84% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 13 | $2,315,000 | $178,077 | $5,535 | 3.80% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 9 | $2,305,000 | $256,111 | $5,599 | 4.01% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 12 | $2,300,000 | $191,667 | $6,202 | 4.98% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 10 | $2,210,000 | $221,000 | $4,983 | 4.67% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 16 | $2,210,000 | $138,125 | $5,642 | 4.32% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 11 | $2,195,000 | $199,545 | $6,905 | 4.71% |
| TULSA, OK (FHA|USDA|VA) | 17 | $2,195,000 | $129,118 | $6,220 | 4.21% |
| AKRON, OH (FHA|USDA|VA) | 15 | $2,165,000 | $144,333 | $5,319 | 4.06% |
| Key West, FL (FHA|USDA|VA) | 3 | $2,145,000 | $715,000 | $7,481 | 5.08% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 13 | $2,115,000 | $162,692 | $5,705 | 4.12% |
| Concord, NH (FHA|USDA|VA) | 13 | $2,115,000 | $162,692 | $3,632 | 4.46% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $2,110,000 | $351,667 | $4,748 | 3.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $2,055,000 | $228,333 | $3,825 | 4.04% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $4,590 | 4.14% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $7,094 | 4.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 15 | $1,995,000 | $133,000 | $5,496 | 4.01% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $4,421 | 4.08% |
| Edwards, CO (FHA|USDA|VA) | 4 | $1,950,000 | $487,500 | $4,498 | 4.50% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 16 | $1,940,000 | $121,250 | $4,711 | 4.08% |
| STOCKTON, CA (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $4,204 | 4.61% |
| WICHITA, KS (FHA|USDA|VA) | 14 | $1,890,000 | $135,000 | $4,867 | 4.40% |
| Lock Haven, PA (FHA|USDA|VA) | 20 | $1,860,000 | $93,000 | $5,504 | 3.91% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 13 | $1,815,000 | $139,615 | $5,556 | 4.57% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 13 | $1,815,000 | $139,615 | $5,922 | 5.08% |
| BATON ROUGE, LA (FHA|USDA|VA) | 12 | $1,790,000 | $149,167 | $6,371 | 3.73% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $5,694 | 4.42% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $6,089 | 4.48% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $1,725,000 | $575,000 | $7,497 | 3.46% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $5,582 | 3.98% |
| MONTGOMERY, AL (FHA|USDA|VA) | 11 | $1,655,000 | $150,455 | $5,627 | 4.92% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 9 | $1,615,000 | $179,444 | $5,749 | 4.40% |
| DuBois, PA (FHA|USDA|VA) | 22 | $1,590,000 | $72,273 | $4,908 | 4.43% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $4,071 | 5.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $8,325 | 4.05% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 11 | $1,545,000 | $140,455 | $6,146 | 4.82% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 10 | $1,540,000 | $154,000 | $6,364 | 4.28% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $4,835 | 4.29% |
| ERIE, PA (FHA|USDA|VA) | 13 | $1,465,000 | $112,692 | $4,397 | 4.58% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $6,710 | 3.88% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $3,527 | 4.25% |
| FRESNO, CA (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $6,476 | 3.89% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $1,365,000 | $1,365,000 | $5,048 | 3.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $6,875 | 4.91% |
| Amsterdam, NY (FHA|USDA|VA) | 13 | $1,345,000 | $103,462 | $5,568 | 4.35% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $9,183 | 3.98% |
| ST. GEORGE, UT (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $4,173 | 3.48% |
| LYNCHBURG, VA (FHA|USDA|VA) | 9 | $1,305,000 | $145,000 | $5,380 | 4.35% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $6,354 | 3.54% |
| SPARTANBURG, SC (FHA|USDA|VA) | 8 | $1,300,000 | $162,500 | $5,568 | 4.41% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $5,768 | 3.95% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 10 | $1,290,000 | $129,000 | $5,605 | 4.38% |
| GREENVILLE, NC (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $8,257 | 4.52% |
| ROANOKE, VA (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $4,908 | 3.91% |
| Seneca Falls, NY (FHA|USDA|VA) | 8 | $1,250,000 | $156,250 | $5,039 | 3.60% |
| MOBILE, AL (FHA|USDA|VA) | 9 | $1,245,000 | $138,333 | $5,380 | 4.96% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $5,251 | 3.28% |
| GREEN BAY, WI (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $5,541 | 5.00% |
| RENO, NV (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $5,184 | 3.30% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $5,389 | 3.63% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 8 | $1,160,000 | $145,000 | $6,140 | 4.61% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $6,450 | 3.66% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 10 | $1,130,000 | $113,000 | $5,472 | 4.83% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $5,209 | 4.13% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 8 | $1,110,000 | $138,750 | $5,732 | 4.36% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 8 | $1,100,000 | $137,500 | $7,122 | 4.21% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $7,174 | 4.11% |
| FLINT, MI (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $3,995 | 3.94% |
| Huntingdon, PA (FHA|USDA|VA) | 9 | $1,085,000 | $120,556 | $4,799 | 4.42% |
| Laconia, NH (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $3,502 | 5.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $5,138 | 4.57% |
| JACKSON, MS (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $3,555 | 4.31% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $6,471 | 4.71% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $9,312 | 4.41% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 14 | $1,040,000 | $74,286 | $4,179 | 4.53% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 9 | $1,035,000 | $115,000 | $4,528 | 5.28% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $8,173 | 3.97% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $5,153 | 3.88% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $4,244 | 3.67% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $4,794 | 4.88% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $5,543 | 4.06% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $7,732 | 3.91% |
| PITTSFIELD, MA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $4,629 | 4.17% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $19,522 | 2.88% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $5,766 | 3.92% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $4,885 | 4.71% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $5,265 | 3.33% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $4,954 | 4.92% |
| GAINESVILLE, FL (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $5,605 | 4.19% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $11,660 | 4.54% |
| Plattsburgh, NY (FHA|USDA|VA) | 8 | $850,000 | $106,250 | $4,235 | 4.59% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 9 | $845,000 | $93,889 | $4,860 | 4.10% |
| TOPEKA, KS (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $4,819 | 4.30% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 7 | $835,000 | $119,286 | $4,391 | 4.75% |
| BANGOR, ME (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $5,170 | 5.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $9,072 | 3.98% |
| ANCHORAGE, AK (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $6,095 | 3.54% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $5,583 | 4.52% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $7,488 | 4.03% |
| FORT WAYNE, IN (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $3,910 | 4.14% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $4,663 | 3.85% |
| DULUTH, MN-WI (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $5,341 | 4.60% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $5,817 | 4.19% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $6,695 | 3.62% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,012 | 2.83% |
| New Castle, IN (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $4,497 | 4.38% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $2,904 | 3.68% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $4,982 | 4.92% |
| RACINE, WI (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $5,770 | 3.88% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $3,288 | 4.25% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $5,868 | 3.78% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $5,312 | 4.70% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $5,204 | 5.40% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,925 | 4.28% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $2,112 | 3.44% |
| Brookings, OR (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $6,732 | 2.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $5,610 | 4.35% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,561 | 3.78% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $6,501 | 4.15% |
| REDDING, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,343 | 3.13% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,174 | 3.69% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $13,660 | 3.63% |
| TOLEDO, OH (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $4,540 | 4.46% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $14,241 | 4.19% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $6,267 | 2.50% |
| MADISON, WI (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,149 | 5.42% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $0 | 4.14% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $5,592 | 4.19% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $21,593 | 5.13% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,557 | 3.75% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,635 | 5.17% |
| MERCED, CA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,874 | 4.25% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,460 | 4.63% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $4,694 | 4.40% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,325 | 4.33% |
| Cullman, AL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $6,565 | 4.54% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $4,280 | 3.50% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,167 | 2.69% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $5,109 | 5.38% |
| NAPA, CA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $15,604 | 2.75% |
| Oil City, PA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,826 | 4.83% |
| Malone, NY (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $5,084 | 4.71% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,693 | 2.50% |
| MANHATTAN, KS (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $4,219 | 3.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,398 | 4.69% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $5,770 | 4.45% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,813 | 3.29% |
| WACO, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,336 | 3.94% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $9,592 | 4.21% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,273 | 4.92% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,544 | 3.31% |
| HINESVILLE, GA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $4,406 | 4.34% |
| LaGrange, GA-AL (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $4,817 | 4.28% |
| West Plains, MO (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,403 | 4.33% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,970 | 3.69% |
| Danville, VA (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $6,147 | 4.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,783 | 3.50% |
| MADERA, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,223 | 5.44% |
| Sanford, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,005 | 4.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,638 | 4.17% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,518 | 4.38% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,500 | 4.63% |
| Greenwood, SC (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $3,541 | 4.30% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,996 | 4.71% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $4,450 | 5.03% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,103 | 6.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,091 | 4.41% |
| Frankfort, IN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,064 | 4.38% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $11,351 | 4.88% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,511 | 4.00% |
| Somerset, PA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,137 | 3.49% |
| MORGANTOWN, WV (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $4,790 | 5.14% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,693 | 2.81% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,379 | 4.83% |
| JACKSON, MI (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $4,674 | 4.38% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,704 | 5.13% |
| Richmond-Berea, KY (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,306 | 3.75% |
| Lewistown, PA (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $5,222 | 5.16% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $7,662 | 4.83% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $7,372 | 4.63% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,433 | 4.17% |
| KANKAKEE, IL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,101 | 4.75% |
| Worthington, MN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,336 | 4.69% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,007 | 3.50% |
| Bradford, PA (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $5,210 | 4.23% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,586 | 3.71% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,164 | 5.19% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $9,577 | 5.13% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,377 | 5.96% |
| SAGINAW, MI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,983 | 5.38% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,447 | 5.13% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,980 | 4.06% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $9,282 | 4.19% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,078 | 3.96% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,621 | 2.63% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,924 | 5.21% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,698 | 4.06% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,181 | 4.50% |
| CASPER, WY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,740 | 3.25% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,985 | 3.38% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,356 | 5.44% |
| Wilson, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,599 | 3.56% |
| Salem, OH (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,809 | 3.96% |
| Bartlesville, OK (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,757 | 4.71% |
| DALTON, GA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,657 | 3.75% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,720 | 2.75% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,734 | 4.94% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,107 | 6.38% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $4,201 | 3.81% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,169 | 5.00% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,332 | 3.29% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,704 | 3.75% |
| Payson, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,750 | 3.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,231 | 5.69% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,728 | 3.56% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,203 | 2.63% |
| Newport, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $16,750 | 2.63% |
| Wooster, OH (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,539 | 3.83% |
| SALEM, OR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,496 | 3.38% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,055 | 4.44% |
| London, KY (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,428 | 5.46% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,942 | 4.41% |
| Austin, MN (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $6,521 | 5.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,978 | 3.13% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,702 | 4.06% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,827 | 3.81% |
| Batesville, AR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,616 | 2.88% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,136 | 3.38% |
| Meadville, PA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $4,633 | 4.41% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,780 | 2.75% |
| Winfield, KS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,594 | 5.13% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,966 | 4.56% |
| Dublin, GA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,972 | 4.44% |
| Lake City, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,217 | 6.00% |
| Branson, MO (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,952 | 3.81% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,374 | 3.63% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,366 | 4.94% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,726 | 4.63% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,205 | 4.44% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,983 | 4.81% |
| Seymour, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,610 | 4.00% |
| Shelton, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,310 | 4.00% |
| Taos, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,273 | 4.25% |
| Montrose, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,957 | 6.50% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,193 | 4.69% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,377 | 4.96% |
| Sonora, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,816 | 3.50% |
| Urbana, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,997 | 3.38% |
| Clarksburg, WV (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $8,982 | 4.00% |
| Albertville, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,864 | 4.88% |
| Galesburg, IL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $4,090 | 4.96% |
| Hutchinson, KS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,954 | 4.00% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,183 | 4.06% |
| NILES, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,081 | 4.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,533 | 3.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,196 | 3.69% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,889 | 2.94% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,006 | 4.63% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,713 | 5.13% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $4,019 | 3.88% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,976 | 4.38% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,850 | 3.69% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,959 | 4.56% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,845 | 2.56% |
| Farmington, MO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,756 | 4.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,494 | 3.88% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,499 | 3.75% |
| Jasper, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,703 | 3.75% |
| Fremont, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,882 | 5.38% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,133 | 5.75% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,678 | 4.56% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,946 | 3.94% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,466 | 3.81% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,939 | 3.00% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,789 | 3.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,985 | 3.38% |
| Winona, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,191 | 3.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,427 | 3.44% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,759 | 3.44% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,408 | 5.00% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,547 | 4.63% |
| Berlin, NH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,330 | 3.63% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,052 | 4.25% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,790 | 3.25% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,794 | 3.94% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,979 | 5.00% |
| Safford, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,592 | 4.88% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,751 | 4.63% |
| Fernley, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,545 | 2.63% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $7,132 | 4.06% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,900 | 4.50% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,154 | 5.25% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,562 | 3.88% |
| Harrison, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,868 | 2.75% |
| Fremont, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,812 | 4.25% |
| Portales, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,666 | 5.38% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,218 | 3.13% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,635 | 4.25% |
| Burley, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,639 | 5.00% |
| Searcy, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,715 | 4.63% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,137 | 4.50% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,621 | 4.31% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,514 | 5.94% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,467 | 3.56% |
| Centralia, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,948 | 3.38% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,391 | 2.88% |
| Dayton, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,369 | 5.50% |
| Martin, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,544 | 3.13% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,136 | 3.50% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,259 | 2.88% |
| Sidney, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,511 | 5.13% |
| Fallon, NV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,037 | 3.88% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,872 | 3.38% |
| Coffeyville, KS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,591 | 3.69% |
| Minden, LA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,616 | 4.13% |
| Findlay, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,130 | 4.13% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,338 | 5.13% |
| Troy, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,132 | 5.75% |
| Columbus, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,620 | 5.38% |
| Astoria, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,349 | 5.88% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,915 | 3.25% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,069 | 3.63% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,805 | 4.88% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,676 | 3.63% |
| Fairmont, WV (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 4.39% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,194 | 2.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,256 | 5.50% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,586 | 5.75% |
| TYLER, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,850 | 3.25% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,326 | 4.13% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,441 | 4.13% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,672 | 5.13% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,468 | 4.88% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $2,913 | 3.79% |
| Boone, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,276 | 3.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,644 | 4.50% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,231 | 3.25% |
| Spencer, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,491 | 5.63% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,270 | 4.13% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,366 | 5.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,618 | 6.00% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,372 | 3.00% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,783 | 5.75% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,685 | 3.75% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,264 | 4.75% |
| Evanston, WY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,902 | 5.38% |
| Athens, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,435 | 4.50% |
| Outside of Metro Areas | 1 | $145,000 | $145,000 | $6,131 | 3.50% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,121 | 2.63% |
| Murray, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,245 | 4.00% |
| Tifton, GA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,961 | 4.25% |
| Seneca, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,879 | 4.25% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,739 | 5.25% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,422 | 4.75% |
| Kearney, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,907 | 6.25% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,248 | 4.63% |
| Vernal, UT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,276 | 2.63% |
| Danville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,064 | 5.75% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,392 | 5.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,432 | 2.50% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,906 | 6.13% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,825 | 5.00% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,249 | 4.88% |
| Riverton, WY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,075 | 4.63% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,082 | 4.75% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,250 | 5.50% |
| Russellville, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,107 | 3.50% |
| Marquette, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,167 | 2.75% |
| Marietta, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,364 | 5.13% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,609 | 3.25% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,668 | 4.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,153 | 3.13% |
| Selma, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,862 | 5.25% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,720 | 3.88% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,867 | 4.50% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,241 | 4.88% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,799 | 7.25% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,444 | 5.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,920 | 4.13% |
| Lexington, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,773 | 3.75% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,911 | 4.63% |
| North Platte, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,650 | 5.75% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,391 | 2.75% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,843 | 4.88% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,972 | 5.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,733 | 4.13% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,597 | 3.88% |
| Holland, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,342 | 3.38% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,535 | 3.88% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,903 | 2.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,762 | 4.13% |
| Cordele, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,340 | 2.88% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,341 | 3.63% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,728 | 5.25% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,484 | 5.75% |
| Hereford, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,948 | 2.88% |
| Defiance, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,913 | 3.75% |
| Marion, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,374 | 3.25% |
| Meridian, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,698 | 4.50% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,214 | 2.88% |
| Gallup, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.75% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,212 | 2.63% |
| Jackson, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,324 | 3.50% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,866 | 7.63% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,725 | 3.13% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,661 | 2.63% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,598 | 3.25% |
| Adrian, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,830 | 5.50% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,019 | 2.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,238 | 4.88% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,531 | 5.25% |
| Centralia, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,366 | 3.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,406 | 4.63% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,149 | 3.63% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,025 | 3.63% |
| Decatur, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,274 | 6.50% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,993 | 5.75% |
| Durant, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,177 | 4.13% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,679 | 3.25% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,786 | 2.88% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,319 | 4.88% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,054 | 3.88% |
| Hays, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,264 | 5.00% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,205 | 4.25% |
| MONROE, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,004 | 4.75% |
| Angola, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,971 | 3.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,843 | 4.00% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,950 | 3.50% |
| Madison, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,383 | 3.75% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,430 | 3.63% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,164 | 2.88% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,576 | 4.63% |
| Warren, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,802 | 5.50% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,107 | 4.00% |
| Athens, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,072 | 5.63% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,509 | 3.75% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,564 | 3.50% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,960 | 5.75% |
| Rolla, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,167 | 3.63% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,839 | 6.63% |
| Central City, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,652 | 3.75% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,878 | 4.25% |
| Clinton, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,948 | 5.75% |
| Greenville, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,836 | 5.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,519 | 3.88% |
| Summerville, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,140 | 4.88% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.13% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,888 | 3.38% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,367 | 3.25% |
| Plainview, TX (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $216 | 6.50% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 2.49% |
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Product Mix
For 2022, M&t Bank's most frequently originated type of loan was HELOC, with 12,596 originations. Their 2nd most popular type was Conventional, with 11,530 originations.
Loan Reason
For 2022, M&t Bank's most frequently cited loan purpose was Home Purchase, with 6,994 originations. The 2nd most popular reason was Home Improvement, with 6,884 originations.
Loan Duration/Length
For 2022, M&t Bank's most frequently cited loan duration was 30 Year, with 22,847 originations. The 2nd most popular length was 15 Year, with 1,758 originations.
Origination Fees/Closing Costs
M&t Bank's average total fees were $6,025, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,861 originations.
Interest Rates
During 2022, M&t Bank's average interest rate for loans was 4.50%, while their most frequently originated rate bucket for loans was 3-4%, with 8,948 originations.
Loan Sizing
2022 saw M&t Bank place emphasis on $100k-200k loans with 9,372 originations, totaling $1,287,660,000 in origination value.
Applicant Income
M&t Bank lent most frequently to those with incomes in the $100k-150k range, with 5,324 originations. The second most popular income band? $50k-75k, with 5,323 originations.
Applicant Debt to Income Ratio
M&t Bank lent most frequently to those with DTI ratios of 20-30%, with 5,563 originations. The next most common DTI ratio? 30-36%, with 4,572 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications76.13%
M&t Bank has a below average approval rate.
Pick Rate
Approvals leading to origination83.30%
M&t Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 26,497 | $5,635,665,000 | $212,691 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 26,497 | $5,635,665,000 | $212,691 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| M&T BANK CORPORATION | Conventional home mortgage | Struggling to pay mortgage | 1 | 33.3% |
| M&T BANK CORPORATION | Conventional home mortgage | Trouble during payment process | 1 | 33.3% |
| M&T BANK CORPORATION | FHA mortgage | Struggling to pay mortgage | 1 | 33.3% |