American Financing Corporation Mortgage Rates, Fees & Info
Aurora, COLEI: 549300ALNLUNS3Y53T24
Tax ID: 84-1594306
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Mortgage Data
Review & Overview
American Financing Corporation is a small mortgage company specializing in Cash Out Refi and Home Purchase loans. American Financing Corporation has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, Greeley, Fort Collins, Colorado Springs, and Boulder among others. We have data for 399 markets. (Some data included below & more in-depth data is available with an active subscription.)American Financing Corporation has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Financing Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 12/16/24 |
| 30 Year Conventional Purchase | 6.89% | 12/16/24 |
| 30 Year Conventional Refi | 6.50% | 12/16/24 |
| 30 Year Cash-out Refi | 6.69% | 12/16/24 |
| 30 Year FHA Purchase | 7.65% | 12/16/24 |
| 30 Year FHA Refi | 6.93% | 12/16/24 |
| 30 Year VA Purchase | 6.24% | 12/16/24 |
| 30 Year VA Refi | 5.85% | 12/16/24 |
| 30 Year USDA Purchase | 6.94% | 12/16/24 |
| 30 Year USDA Refi | 6.54% | 12/16/24 |
| 15 Year Conventional Purchase | 6.25% | 12/16/24 |
| 15 Year Conventional Refi | 6.19% | 12/16/24 |
| 15 Year Cash-out Refi | 6.19% | 12/16/24 |
| 15 Year FHA Purchase | 7.50% | 12/16/24 |
| 15 Year FHA Refi | 7.10% | 12/16/24 |
| 15 Year VA Purchase | 5.68% | 12/16/24 |
| 15 Year VA Refi | 6.88% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
American Financing Corporation Mortgage Calculator
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This is not an official calculator from American Financing Corporation. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,187Origination Dollar Volume (All Markets)
$2,353,545,000Awards
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AMERICAN FINANCING CORPORATION - 2018
AMERICAN FINANCING CORPORATION is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5,514 | $1,509,310,000 | $273,723 | $6,864 | 4.78% |
| GREELEY, CO (FHA|USDA|VA) | 798 | $207,640,000 | $260,201 | $7,084 | 4.84% |
| FORT COLLINS, CO (FHA|USDA|VA) | 299 | $79,585,000 | $266,171 | $6,032 | 4.80% |
| Outside of Metro Areas | 313 | $61,505,000 | $196,502 | $5,590 | 4.89% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 217 | $51,885,000 | $239,101 | $6,821 | 4.83% |
| BOULDER, CO (FHA|USDA|VA) | 168 | $50,300,000 | $299,405 | $6,449 | 4.77% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 98 | $24,830,000 | $253,367 | $6,231 | 4.89% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 50 | $22,120,000 | $442,400 | $13,177 | 4.68% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 63 | $15,195,000 | $241,190 | $5,729 | 4.87% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 64 | $13,930,000 | $217,656 | $5,782 | 4.91% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 55 | $13,775,000 | $250,455 | $6,271 | 4.70% |
| Fort Morgan, CO (FHA|USDA|VA) | 59 | $11,915,000 | $201,949 | $6,295 | 5.06% |
| PROVO-OREM, UT (FHA|USDA|VA) | 39 | $10,255,000 | $262,949 | $5,833 | 4.66% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 36 | $8,340,000 | $231,667 | $6,737 | 5.15% |
| PUEBLO, CO (FHA|USDA|VA) | 48 | $8,220,000 | $171,250 | $6,013 | 4.98% |
| SALEM, OR (FHA|USDA|VA) | 33 | $7,245,000 | $219,545 | $6,175 | 4.91% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 24 | $6,520,000 | $271,667 | $6,327 | 4.68% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 25 | $5,595,000 | $223,800 | $5,500 | 5.12% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 28 | $4,990,000 | $178,214 | $5,815 | 4.68% |
| Glenwood Springs, CO (FHA|USDA|VA) | 17 | $4,865,000 | $286,176 | $5,496 | 4.73% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 21 | $4,765,000 | $226,905 | $5,509 | 4.67% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 25 | $4,675,000 | $187,000 | $5,526 | 4.97% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 12 | $4,530,000 | $377,500 | $8,003 | 4.81% |
| COLUMBUS, OH (FHA|USDA|VA) | 29 | $4,525,000 | $156,034 | $5,374 | 4.76% |
| BOISE CITY, ID (FHA|USDA|VA) | 21 | $4,225,000 | $201,190 | $7,301 | 4.94% |
| Edwards, CO (FHA|USDA|VA) | 10 | $4,040,000 | $404,000 | $6,426 | 5.06% |
| Breckenridge, CO (FHA|USDA|VA) | 11 | $4,015,000 | $365,000 | $6,646 | 4.84% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 15 | $3,705,000 | $247,000 | $6,066 | 4.58% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 12 | $3,480,000 | $290,000 | $7,745 | 4.99% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 17 | $3,275,000 | $192,647 | $6,539 | 5.13% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 19 | $3,185,000 | $167,632 | $6,280 | 5.19% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 10 | $3,140,000 | $314,000 | $7,358 | 4.80% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 12 | $3,010,000 | $250,833 | $5,983 | 4.57% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 16 | $3,010,000 | $188,125 | $5,343 | 4.64% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 15 | $2,915,000 | $194,333 | $5,639 | 4.81% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 9 | $2,895,000 | $321,667 | $6,871 | 4.93% |
| CHEYENNE, WY (FHA|USDA|VA) | 13 | $2,855,000 | $219,615 | $7,698 | 4.92% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 16 | $2,760,000 | $172,500 | $6,236 | 4.65% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 16 | $2,670,000 | $166,875 | $6,334 | 4.65% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 12 | $2,310,000 | $192,500 | $7,431 | 4.64% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 12 | $2,300,000 | $191,667 | $5,570 | 4.78% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 9 | $2,185,000 | $242,778 | $6,773 | 4.33% |
| Cañon City, CO (FHA|USDA|VA) | 10 | $2,180,000 | $218,000 | $7,269 | 4.89% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 12 | $2,170,000 | $180,833 | $4,933 | 4.63% |
| TULSA, OK (FHA|USDA|VA) | 13 | $2,155,000 | $165,769 | $5,967 | 4.91% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 9 | $2,145,000 | $238,333 | $6,376 | 4.76% |
| LONGVIEW, WA (FHA|USDA|VA) | 9 | $2,075,000 | $230,556 | $7,387 | 4.72% |
| Outside of Metro Areas | 9 | $2,075,000 | $230,556 | $5,949 | 4.65% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 10 | $2,070,000 | $207,000 | $6,881 | 4.65% |
| RICHMOND, VA (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $5,629 | 4.50% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 12 | $1,880,000 | $156,667 | $4,511 | 4.75% |
| FRESNO, CA (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $5,103 | 4.82% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $7,298 | 4.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 10 | $1,830,000 | $183,000 | $5,086 | 4.91% |
| Sterling, CO (FHA|USDA|VA) | 11 | $1,775,000 | $161,364 | $6,058 | 4.55% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 11 | $1,745,000 | $158,636 | $5,485 | 4.83% |
| TUCSON, AZ (FHA|USDA|VA) | 9 | $1,745,000 | $193,889 | $5,396 | 4.72% |
| PITTSBURGH, PA (FHA|USDA|VA) | 13 | $1,735,000 | $133,462 | $5,336 | 4.72% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $6,318 | 4.50% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $7,627 | 4.91% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $7,296 | 4.41% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 9 | $1,615,000 | $179,444 | $6,297 | 4.44% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 9 | $1,615,000 | $179,444 | $4,631 | 4.92% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $6,643 | 5.02% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $5,132 | 4.47% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $6,350 | 4.46% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $6,805 | 4.57% |
| Durango, CO (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $4,826 | 4.96% |
| ST. GEORGE, UT (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $5,311 | 4.73% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 9 | $1,425,000 | $158,333 | $5,745 | 4.63% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $5,504 | 5.09% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $9,303 | 4.63% |
| Montrose, CO (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $7,175 | 4.88% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $4,894 | 5.06% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $4,968 | 4.55% |
| AKRON, OH (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $7,940 | 4.50% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 9 | $1,155,000 | $128,333 | $6,037 | 4.72% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $6,950 | 4.95% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $7,311 | 4.55% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $8,039 | 4.96% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $5,856 | 4.83% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,967 | 4.85% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 7 | $1,045,000 | $149,286 | $5,083 | 4.82% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $6,121 | 5.04% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $5,884 | 4.88% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $5,833 | 4.40% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $7,394 | 4.53% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $6,569 | 4.34% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $6,489 | 4.68% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $2,708 | 4.85% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 8 | $950,000 | $118,750 | $5,150 | 5.27% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $5,012 | 4.78% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $9,701 | 4.79% |
| AMARILLO, TX (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $4,833 | 4.95% |
| LOGAN, UT-ID (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $5,757 | 4.48% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $6,089 | 5.17% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $6,743 | 4.56% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $7,411 | 4.81% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $4,467 | 5.03% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $6,034 | 5.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $5,821 | 5.20% |
| Heber, UT (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $10,121 | 4.81% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $7,282 | 4.54% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,200 | 4.79% |
| FORT WAYNE, IN (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $3,989 | 4.94% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,593 | 4.96% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $4,748 | 4.73% |
| RENO, NV (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $11,208 | 4.56% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $6,664 | 4.84% |
| Craig, CO (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $8,979 | 5.21% |
| FLINT, MI (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $7,872 | 4.71% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,485 | 5.21% |
| Laramie, WY (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $6,029 | 5.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $10,519 | 4.88% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,984 | 4.97% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,537 | 4.58% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,885 | 4.53% |
| FARMINGTON, NM (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $6,213 | 4.50% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $6,803 | 4.91% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,568 | 4.67% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $10,446 | 5.88% |
| Newport, OR (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,370 | 4.42% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $4,996 | 4.91% |
| ROCHESTER, NY (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,704 | 4.63% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,932 | 4.42% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,265 | 5.19% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,922 | 4.75% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $4,897 | 4.78% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $7,102 | 5.50% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,631 | 4.71% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $3,653 | 4.75% |
| Centralia, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,726 | 5.13% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $5,623 | 4.97% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,575 | 4.75% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,445 | 4.42% |
| Española, NM (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,083 | 4.75% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,210 | 4.88% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,887 | 5.17% |
| Burley, ID (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,812 | 4.88% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,140 | 4.50% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,928 | 4.71% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,106 | 4.71% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,381 | 4.81% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,126 | 4.25% |
| SYRACUSE, NY (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $5,290 | 4.68% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,881 | 5.08% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $21,325 | 4.38% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,173 | 4.94% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,023 | 4.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,473 | 4.63% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,104 | 4.56% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,676 | 4.75% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,376 | 4.88% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $11,283 | 4.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,645 | 5.00% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,168 | 5.06% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,317 | 4.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,997 | 4.88% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $6,390 | 5.17% |
| Prineville, OR (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,519 | 5.13% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,326 | 5.31% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,414 | 4.13% |
| MADERA, CA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,682 | 4.50% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,144 | 5.00% |
| Astoria, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,564 | 5.06% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,040 | 5.13% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,009 | 5.19% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,998 | 4.83% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,165 | 5.13% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $15,770 | 4.38% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $8,990 | 5.25% |
| CASPER, WY (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,853 | 4.38% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,574 | 5.42% |
| WACO, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,658 | 4.88% |
| NAPA, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,468 | 5.63% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,988 | 4.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,892 | 4.13% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,632 | 4.56% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,108 | 4.56% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,526 | 5.13% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,792 | 4.63% |
| North Platte, NE (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,106 | 4.56% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,894 | 5.70% |
| Concord, NH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,210 | 4.31% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,803 | 4.88% |
| Scottsbluff, NE (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,460 | 4.88% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,714 | 4.38% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,582 | 5.31% |
| LIMA, OH (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,460 | 4.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,857 | 5.58% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,814 | 5.38% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,088 | 5.06% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,968 | 5.38% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,488 | 4.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,217 | 5.00% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,145 | 4.75% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,049 | 4.50% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,546 | 4.38% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,260 | 4.75% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,533 | 4.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,069 | 4.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,821 | 4.63% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,015 | 4.63% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,665 | 4.50% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,827 | 4.75% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $5,920 | 5.38% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,581 | 5.06% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,564 | 4.79% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,302 | 4.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,196 | 5.31% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,045 | 4.50% |
| Roswell, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,755 | 4.63% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,177 | 5.31% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,686 | 4.44% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,794 | 5.25% |
| Taos, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,940 | 4.00% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,617 | 4.88% |
| Athens, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,676 | 7.50% |
| Liberal, KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,091 | 4.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $2,774 | 5.08% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,768 | 5.31% |
| AMES, IA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,372 | 4.81% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,690 | 4.94% |
| JOPLIN, MO (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $5,637 | 5.00% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,229 | 4.50% |
| Shelton, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,200 | 4.25% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,824 | 4.56% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,606 | 5.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,917 | 4.75% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,387 | 5.06% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,626 | 4.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,993 | 5.38% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,782 | 4.75% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,168 | 4.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,824 | 4.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $2,523 | 5.21% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,816 | 4.69% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,750 | 4.38% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $3,574 | 4.58% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,842 | 4.38% |
| OCALA, FL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,813 | 5.00% |
| Hilo, HI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,313 | 4.44% |
| Weatherford, OK (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,188 | 4.81% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,023 | 4.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,643 | 4.63% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,415 | 4.38% |
| Evanston, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,242 | 5.50% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,917 | 5.75% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,994 | 5.13% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,600 | 4.75% |
| Vernal, UT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,705 | 4.50% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,762 | 4.38% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,745 | 4.75% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,200 | 4.00% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,540 | 4.38% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,942 | 4.81% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,475 | 5.31% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,670 | 4.75% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,005 | 5.75% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,561 | 4.75% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,556 | 4.50% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,446 | 5.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,249 | 4.50% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,544 | 5.63% |
| Susanville, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,863 | 4.50% |
| Findlay, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,649 | 5.38% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,653 | 4.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,943 | 4.63% |
| Ashland, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,798 | 7.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,728 | 5.13% |
| Richmond, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,965 | 4.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,773 | 5.00% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,918 | 5.25% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,162 | 4.88% |
| Garden City, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,004 | 4.50% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,448 | 4.88% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,825 | 4.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,353 | 5.63% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,371 | 4.75% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,941 | 4.75% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,298 | 4.88% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,125 | 4.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,402 | 4.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,409 | 4.50% |
| Hays, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,616 | 4.25% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,275 | 5.50% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $154 | 5.88% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,905 | 5.13% |
| RACINE, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,398 | 3.88% |
| Rockport, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,138 | 4.75% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,983 | 5.13% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,563 | 5.13% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,263 | 5.88% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,074 | 5.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,551 | 4.88% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,252 | 5.13% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,190 | 5.75% |
| Alpena, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,118 | 4.88% |
| DOVER, DE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,769 | 4.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,841 | 5.56% |
| BEND, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,604 | 5.00% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,377 | 4.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,163 | 5.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,772 | 4.63% |
| Danville, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,719 | 4.63% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,680 | 6.63% |
| Warren, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,949 | 4.75% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,803 | 4.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,915 | 4.50% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,300 | 5.13% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,933 | 5.13% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,298 | 3.88% |
| MADISON, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,430 | 4.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,303 | 5.00% |
| Wilson, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,462 | 4.25% |
| Jasper, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,338 | 5.75% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,125 | 4.88% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,036 | 4.75% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,046 | 4.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,742 | 5.25% |
| La Grande, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,738 | 5.00% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,539 | 4.13% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,643 | 4.75% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,001 | 5.00% |
| Auburn, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,358 | 5.38% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,031 | 5.00% |
| Albertville, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,665 | 4.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,908 | 6.00% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,840 | 4.75% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,025 | 3.88% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,093 | 5.00% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,188 | 4.50% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,825 | 5.25% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,733 | 4.75% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,801 | 5.25% |
| Urbana, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,739 | 4.50% |
| Ludington, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,797 | 4.63% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,301 | 5.25% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,143 | 5.00% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,501 | 4.88% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,163 | 4.63% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,948 | 4.63% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,303 | 5.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,555 | 4.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,266 | 6.00% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,438 | 4.75% |
| Huntington, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,799 | 5.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,478 | 6.00% |
| Danville, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,766 | 5.50% |
| Oil City, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,223 | 5.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,000 | 5.38% |
| Seymour, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,824 | 5.63% |
| Clovis, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,090 | 5.75% |
| Decatur, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,183 | 5.25% |
| Palatka, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,406 | 5.63% |
| Sayre, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,047 | 4.25% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,711 | 5.50% |
| Fallon, NV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,507 | 5.50% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,541 | 4.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,103 | 3.88% |
| Marion, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,372 | 5.50% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,113 | 5.50% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,792 | 6.50% |
| Adrian, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,861 | 5.13% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,658 | 5.13% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,048 | 4.75% |
| Winfield, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,610 | 5.25% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,529 | 4.75% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,562 | 4.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,185 | 4.88% |
| Camden, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,570 | 5.63% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,525 | 5.00% |
| Palestine, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,795 | 4.88% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,965 | 4.25% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,951 | 4.63% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,419 | 4.75% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,218 | 4.50% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,646 | 4.00% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,802 | 4.63% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,871 | 5.63% |
| Guymon, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,592 | 5.00% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,628 | 5.13% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,825 | 5.00% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,640 | 5.63% |
| Crossville, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,988 | 4.88% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,275 | 5.75% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,810 | 4.88% |
| Malone, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,427 | 5.13% |
| Picayune, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,982 | 5.13% |
| Union City, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,170 | 5.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,472 | 5.50% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,216 | 5.13% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,998 | 5.63% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,488 | 5.00% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,431 | 5.50% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,048 | 4.50% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,085 | 4.88% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,997 | 5.63% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,424 | 5.75% |
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Product Mix
For 2018, American Financing Corporation's most frequently originated type of loan was Conventional, with 4,599 originations. Their 2nd most popular type was FHA, with 3,555 originations.
Loan Reason
For 2018, American Financing Corporation's most frequently cited loan purpose was Cash Out Refi, with 5,976 originations. The 2nd most popular reason was Home Purchase, with 2,241 originations.
Loan Duration/Length
For 2018, American Financing Corporation's most frequently cited loan duration was 30 Year, with 8,197 originations. The 2nd most popular length was 15 Year, with 520 originations.
Origination Fees/Closing Costs
American Financing Corporation's average total fees were $6,896, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,280 originations.
Interest Rates
During 2018, American Financing Corporation's average interest rate for loans was 4.84%, while their most frequently originated rate bucket for loans was 4-5%, with 5,640 originations.
Loan Sizing
2018 saw American Financing Corporation place emphasis on $200k-400k loans with 5,668 originations, totaling $1,603,340,000 in origination value.
Applicant Income
American Financing Corporation lent most frequently to those with incomes in the $50k-75k range, with 2,977 originations. The second most popular income band? $75k-100k, with 2,084 originations.
Applicant Debt to Income Ratio
American Financing Corporation lent most frequently to those with DTI ratios of 50-60%, with 1,422 originations. The next most common DTI ratio? 30-36%, with 1,220 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications61.77%
American Financing Corporation has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination-18.36%
American Financing Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,187 | $2,353,545,000 | $256,182 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 136 | $25,120,000 | $184,706 |
| Single Family (1-4 Units):Site-Built | 9,051 | $2,328,425,000 | $257,256 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| AMERICAN FINANCING CORPORATION | Conventional home mortgage | Unable to get your credit report or credit score | 1 | 50.0% |
| AMERICAN FINANCING CORPORATION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |