American Financing Corporation Mortgage Rates, Fees & Info

Aurora, CO

LEI: 549300ALNLUNS3Y53T24

Tax ID: 84-1594306

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Mortgage Data

Review & Overview

American Financing Corporation is a small mortgage company specializing in Cash Out Refi and Home Purchase loans. American Financing Corporation has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, Greeley, Fort Collins, Colorado Springs, and Boulder among others. We have data for 399 markets. (Some data included below & more in-depth data is available with an active subscription.)

American Financing Corporation has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Financing Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 3/28/24
30 Year Conventional Purchase 6.89% 3/28/24
30 Year Conventional Refi 6.50% 3/28/24
30 Year Cash-out Refi 6.69% 3/28/24
30 Year FHA Purchase 7.65% 3/28/24
30 Year FHA Refi 6.93% 3/28/24
30 Year VA Purchase 6.24% 3/28/24
30 Year VA Refi 5.85% 3/28/24
30 Year USDA Purchase 6.94% 3/28/24
30 Year USDA Refi 6.54% 3/28/24
15 Year Conventional Purchase 6.25% 3/28/24
15 Year Conventional Refi 6.19% 3/28/24
15 Year Cash-out Refi 6.19% 3/28/24
15 Year FHA Purchase 7.50% 3/28/24
15 Year FHA Refi 7.10% 3/28/24
15 Year VA Purchase 5.68% 3/28/24
15 Year VA Refi 6.88% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

American Financing Corporation Mortgage Calculator






Your Estimates

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This is not an official calculator from American Financing Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

9,187

Origination Dollar Volume (All Markets)

$2,353,545,000
Show all (6) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 5,514 $1,509,310,000 $273,723 $6,864 4.78%
GREELEY, CO (FHA|USDA|VA) 798 $207,640,000 $260,201 $7,084 4.84%
FORT COLLINS, CO (FHA|USDA|VA) 299 $79,585,000 $266,171 $6,032 4.80%
Outside of Metro Areas 313 $61,505,000 $196,502 $5,590 4.89%
COLORADO SPRINGS, CO (FHA|USDA|VA) 217 $51,885,000 $239,101 $6,821 4.83%
BOULDER, CO (FHA|USDA|VA) 168 $50,300,000 $299,405 $6,449 4.77%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 98 $24,830,000 $253,367 $6,231 4.89%
URBAN HONOLULU, HI (FHA|USDA|VA) 50 $22,120,000 $442,400 $13,177 4.68%
SALT LAKE CITY, UT (FHA|USDA|VA) 63 $15,195,000 $241,190 $5,729 4.87%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 64 $13,930,000 $217,656 $5,782 4.91%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 55 $13,775,000 $250,455 $6,271 4.70%
Fort Morgan, CO (FHA|USDA|VA) 59 $11,915,000 $201,949 $6,295 5.06%
PROVO-OREM, UT (FHA|USDA|VA) 39 $10,255,000 $262,949 $5,833 4.66%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 36 $8,340,000 $231,667 $6,737 5.15%
PUEBLO, CO (FHA|USDA|VA) 48 $8,220,000 $171,250 $6,013 4.98%
SALEM, OR (FHA|USDA|VA) 33 $7,245,000 $219,545 $6,175 4.91%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 24 $6,520,000 $271,667 $6,327 4.68%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 25 $5,595,000 $223,800 $5,500 5.12%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 28 $4,990,000 $178,214 $5,815 4.68%
Glenwood Springs, CO (FHA|USDA|VA) 17 $4,865,000 $286,176 $5,496 4.73%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 21 $4,765,000 $226,905 $5,509 4.67%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 25 $4,675,000 $187,000 $5,526 4.97%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 12 $4,530,000 $377,500 $8,003 4.81%
COLUMBUS, OH (FHA|USDA|VA) 29 $4,525,000 $156,034 $5,374 4.76%
BOISE CITY, ID (FHA|USDA|VA) 21 $4,225,000 $201,190 $7,301 4.94%
Edwards, CO (FHA|USDA|VA) 10 $4,040,000 $404,000 $6,426 5.06%
Breckenridge, CO (FHA|USDA|VA) 11 $4,015,000 $365,000 $6,646 4.84%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 15 $3,705,000 $247,000 $6,066 4.58%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 12 $3,480,000 $290,000 $7,745 4.99%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 17 $3,275,000 $192,647 $6,539 5.13%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 19 $3,185,000 $167,632 $6,280 5.19%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 10 $3,140,000 $314,000 $7,358 4.80%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 12 $3,010,000 $250,833 $5,983 4.57%
GRAND JUNCTION, CO (FHA|USDA|VA) 16 $3,010,000 $188,125 $5,343 4.64%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 15 $2,915,000 $194,333 $5,639 4.81%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 9 $2,895,000 $321,667 $6,871 4.93%
CHEYENNE, WY (FHA|USDA|VA) 13 $2,855,000 $219,615 $7,698 4.92%
OKLAHOMA CITY, OK (FHA|USDA|VA) 16 $2,760,000 $172,500 $6,236 4.65%
ALBUQUERQUE, NM (FHA|USDA|VA) 16 $2,670,000 $166,875 $6,334 4.65%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 12 $2,310,000 $192,500 $7,431 4.64%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 12 $2,300,000 $191,667 $5,570 4.78%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 9 $2,185,000 $242,778 $6,773 4.33%
CaƱon City, CO (FHA|USDA|VA) 10 $2,180,000 $218,000 $7,269 4.89%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 12 $2,170,000 $180,833 $4,933 4.63%
TULSA, OK (FHA|USDA|VA) 13 $2,155,000 $165,769 $5,967 4.91%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 9 $2,145,000 $238,333 $6,376 4.76%
LONGVIEW, WA (FHA|USDA|VA) 9 $2,075,000 $230,556 $7,387 4.72%
Outside of Metro Areas 9 $2,075,000 $230,556 $5,949 4.65%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 10 $2,070,000 $207,000 $6,881 4.65%
RICHMOND, VA (FHA|USDA|VA) 10 $2,030,000 $203,000 $5,629 4.50%
BAKERSFIELD, CA (FHA|USDA|VA) 12 $1,880,000 $156,667 $4,511 4.75%
FRESNO, CA (FHA|USDA|VA) 9 $1,855,000 $206,111 $5,103 4.82%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8 $1,840,000 $230,000 $7,298 4.75%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 10 $1,830,000 $183,000 $5,086 4.91%
Sterling, CO (FHA|USDA|VA) 11 $1,775,000 $161,364 $6,058 4.55%
KANSAS CITY, MO-KS (FHA|USDA|VA) 11 $1,745,000 $158,636 $5,485 4.83%
TUCSON, AZ (FHA|USDA|VA) 9 $1,745,000 $193,889 $5,396 4.72%
PITTSBURGH, PA (FHA|USDA|VA) 13 $1,735,000 $133,462 $5,336 4.72%
COLUMBIA, SC (FHA|USDA|VA) 8 $1,690,000 $211,250 $6,318 4.50%
RALEIGH-CARY, NC (FHA|USDA|VA) 8 $1,690,000 $211,250 $7,627 4.91%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 7 $1,615,000 $230,714 $7,296 4.41%
IDAHO FALLS, ID (FHA|USDA|VA) 9 $1,615,000 $179,444 $6,297 4.44%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 9 $1,615,000 $179,444 $4,631 4.92%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 7 $1,585,000 $226,429 $6,643 5.02%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 9 $1,505,000 $167,222 $5,132 4.47%
ST. LOUIS, MO-IL (FHA|USDA|VA) 7 $1,495,000 $213,571 $6,350 4.46%
JACKSONVILLE, FL (FHA|USDA|VA) 7 $1,485,000 $212,143 $6,805 4.57%
Durango, CO (FHA|USDA|VA) 7 $1,455,000 $207,857 $4,826 4.96%
ST. GEORGE, UT (FHA|USDA|VA) 7 $1,455,000 $207,857 $5,311 4.73%
ALBANY-LEBANON, OR (FHA|USDA|VA) 9 $1,425,000 $158,333 $5,745 4.63%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 7 $1,365,000 $195,000 $5,504 5.09%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $1,335,000 $445,000 $9,303 4.63%
Montrose, CO (FHA|USDA|VA) 8 $1,320,000 $165,000 $7,175 4.88%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 8 $1,290,000 $161,250 $4,894 5.06%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 7 $1,275,000 $182,143 $4,968 4.55%
AKRON, OH (FHA|USDA|VA) 6 $1,270,000 $211,667 $7,940 4.50%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 9 $1,155,000 $128,333 $6,037 4.72%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 5 $1,135,000 $227,000 $6,950 4.95%
SAVANNAH, GA (FHA|USDA|VA) 5 $1,135,000 $227,000 $7,311 4.55%
Steamboat Springs, CO (FHA|USDA|VA) 3 $1,075,000 $358,333 $8,039 4.96%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 5 $1,075,000 $215,000 $5,856 4.83%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 5 $1,055,000 $211,000 $4,967 4.85%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 7 $1,045,000 $149,286 $5,083 4.82%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 7 $1,035,000 $147,857 $6,121 5.04%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $1,035,000 $207,000 $5,884 4.88%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $1,015,000 $203,000 $5,833 4.40%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 5 $1,015,000 $203,000 $7,394 4.53%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 4 $970,000 $242,500 $6,569 4.34%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $965,000 $193,000 $6,489 4.68%
KNOXVILLE, TN (FHA|USDA|VA) 5 $955,000 $191,000 $2,708 4.85%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 8 $950,000 $118,750 $5,150 5.27%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $945,000 $189,000 $5,012 4.78%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $905,000 $301,667 $9,701 4.79%
AMARILLO, TX (FHA|USDA|VA) 5 $895,000 $179,000 $4,833 4.95%
LOGAN, UT-ID (FHA|USDA|VA) 5 $895,000 $179,000 $5,757 4.48%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $885,000 $177,000 $6,089 5.17%
WORCESTER, MA-CT (FHA|USDA|VA) 4 $880,000 $220,000 $6,743 4.56%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $820,000 $205,000 $7,411 4.81%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 7 $815,000 $116,429 $4,467 5.03%
YUBA CITY, CA (FHA|USDA|VA) 3 $795,000 $265,000 $6,034 5.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 5 $765,000 $153,000 $5,821 5.20%
Heber, UT (FHA|USDA|VA) 2 $750,000 $375,000 $10,121 4.81%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $745,000 $248,333 $7,282 4.54%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $745,000 $248,333 $6,200 4.79%
FORT WAYNE, IN (FHA|USDA|VA) 6 $730,000 $121,667 $3,989 4.94%
Bozeman, MT (FHA|USDA|VA) 3 $725,000 $241,667 $5,593 4.96%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $715,000 $143,000 $4,748 4.73%
RENO, NV (FHA|USDA|VA) 2 $710,000 $355,000 $11,208 4.56%
LUBBOCK, TX (FHA|USDA|VA) 4 $710,000 $177,500 $6,664 4.84%
Craig, CO (FHA|USDA|VA) 3 $705,000 $235,000 $8,979 5.21%
FLINT, MI (FHA|USDA|VA) 3 $695,000 $231,667 $7,872 4.71%
BATON ROUGE, LA (FHA|USDA|VA) 3 $655,000 $218,333 $5,485 5.21%
Laramie, WY (FHA|USDA|VA) 2 $650,000 $325,000 $6,029 5.00%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $640,000 $320,000 $10,519 4.88%
LANCASTER, PA (FHA|USDA|VA) 4 $630,000 $157,500 $4,984 4.97%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $625,000 $208,333 $6,537 4.58%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $600,000 $150,000 $4,885 4.53%
FARMINGTON, NM (FHA|USDA|VA) 4 $600,000 $150,000 $6,213 4.50%
WICHITA, KS (FHA|USDA|VA) 4 $600,000 $150,000 $6,803 4.91%
SPRINGFIELD, MA (FHA|USDA|VA) 3 $595,000 $198,333 $4,568 4.67%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $595,000 $595,000 $10,446 5.88%
Newport, OR (FHA|USDA|VA) 3 $595,000 $198,333 $8,370 4.42%
ROANOKE, VA (FHA|USDA|VA) 4 $580,000 $145,000 $4,996 4.91%
ROCHESTER, NY (FHA|USDA|VA) 4 $570,000 $142,500 $4,704 4.63%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $555,000 $185,000 $5,932 4.42%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $540,000 $270,000 $4,265 5.19%
WILMINGTON, NC (FHA|USDA|VA) 2 $540,000 $270,000 $5,922 4.75%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $535,000 $107,000 $4,897 4.78%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $535,000 $535,000 $7,102 5.50%
GREEN BAY, WI (FHA|USDA|VA) 3 $535,000 $178,333 $6,631 4.71%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 5 $535,000 $107,000 $3,653 4.75%
Centralia, WA (FHA|USDA|VA) 2 $530,000 $265,000 $7,726 5.13%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $530,000 $132,500 $5,623 4.97%
MODESTO, CA (FHA|USDA|VA) 2 $530,000 $265,000 $5,575 4.75%
WENATCHEE, WA (FHA|USDA|VA) 3 $525,000 $175,000 $5,445 4.42%
EspaƱola, NM (FHA|USDA|VA) 2 $520,000 $260,000 $5,083 4.75%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $515,000 $171,667 $6,210 4.88%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $505,000 $168,333 $4,887 5.17%
Burley, ID (FHA|USDA|VA) 3 $505,000 $168,333 $5,812 4.88%
Traverse City, MI (FHA|USDA|VA) 2 $500,000 $250,000 $9,140 4.50%
POCATELLO, ID (FHA|USDA|VA) 3 $495,000 $165,000 $5,928 4.71%
JEFFERSON CITY, MO (FHA|USDA|VA) 3 $495,000 $165,000 $6,106 4.71%
MANHATTAN, KS (FHA|USDA|VA) 2 $490,000 $245,000 $5,381 4.81%
Roseburg, OR (FHA|USDA|VA) 2 $490,000 $245,000 $6,126 4.25%
SYRACUSE, NY (FHA|USDA|VA) 5 $485,000 $97,000 $5,290 4.68%
LOUISVILLE, KY (FHA|USDA|VA) 3 $485,000 $161,667 $5,881 5.08%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $475,000 $475,000 $21,325 4.38%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $470,000 $235,000 $4,173 4.94%
BELLINGHAM, WA (FHA|USDA|VA) 2 $470,000 $235,000 $7,023 4.50%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $470,000 $235,000 $4,473 4.63%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $470,000 $235,000 $9,104 4.56%
STOCKTON, CA (FHA|USDA|VA) 2 $460,000 $230,000 $4,676 4.75%
Oak Harbor, WA (FHA|USDA|VA) 1 $455,000 $455,000 $2,376 4.88%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $455,000 $455,000 $11,283 4.75%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $450,000 $225,000 $10,645 5.00%
VISALIA, CA (FHA|USDA|VA) 2 $450,000 $225,000 $2,168 5.06%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $445,000 $445,000 $2,317 4.38%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $445,000 $148,333 $7,997 4.88%
TOLEDO, OH (FHA|USDA|VA) 3 $445,000 $148,333 $6,390 5.17%
Prineville, OR (FHA|USDA|VA) 2 $440,000 $220,000 $6,519 5.13%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $440,000 $220,000 $5,326 5.31%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $440,000 $220,000 $5,414 4.13%
MADERA, CA (FHA|USDA|VA) 2 $440,000 $220,000 $8,682 4.50%
ABILENE, TX (FHA|USDA|VA) 3 $435,000 $145,000 $4,144 5.00%
Astoria, OR (FHA|USDA|VA) 2 $430,000 $215,000 $3,564 5.06%
ASHEVILLE, NC (FHA|USDA|VA) 2 $430,000 $215,000 $5,040 5.13%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $430,000 $215,000 $7,009 5.19%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $425,000 $141,667 $4,998 4.83%
Richmond-Berea, KY (FHA|USDA|VA) 1 $415,000 $415,000 $5,165 5.13%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $415,000 $415,000 $15,770 4.38%
SANTA FE, NM (FHA|USDA|VA) 1 $415,000 $415,000 $8,990 5.25%
CASPER, WY (FHA|USDA|VA) 2 $410,000 $205,000 $6,853 4.38%
LYNCHBURG, VA (FHA|USDA|VA) 3 $405,000 $135,000 $5,574 5.42%
WACO, TX (FHA|USDA|VA) 3 $405,000 $135,000 $5,658 4.88%
NAPA, CA (FHA|USDA|VA) 1 $395,000 $395,000 $7,468 5.63%
Lebanon, NH-VT (FHA|USDA|VA) 3 $385,000 $128,333 $3,988 4.88%
MANSFIELD, OH (FHA|USDA|VA) 2 $380,000 $190,000 $7,892 4.13%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $380,000 $190,000 $6,632 4.56%
PANAMA CITY, FL (FHA|USDA|VA) 2 $380,000 $190,000 $4,108 4.56%
Kapaa, HI (FHA|USDA|VA) 1 $375,000 $375,000 $5,526 5.13%
RAPID CITY, SD (FHA|USDA|VA) 1 $375,000 $375,000 $7,792 4.63%
North Platte, NE (FHA|USDA|VA) 2 $370,000 $185,000 $6,106 4.56%
LONGVIEW, TX (FHA|USDA|VA) 2 $370,000 $185,000 $4,894 5.70%
Concord, NH (FHA|USDA|VA) 2 $360,000 $180,000 $4,210 4.31%
The Dalles, OR (FHA|USDA|VA) 2 $360,000 $180,000 $7,803 4.88%
Scottsbluff, NE (FHA|USDA|VA) 3 $355,000 $118,333 $6,460 4.88%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $355,000 $355,000 $11,714 4.38%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $350,000 $175,000 $5,582 5.31%
LIMA, OH (FHA|USDA|VA) 3 $345,000 $115,000 $6,460 4.88%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $345,000 $115,000 $5,857 5.58%
Ottawa, IL (FHA|USDA|VA) 2 $340,000 $170,000 $8,814 5.38%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $330,000 $165,000 $5,088 5.06%
Arcadia, FL (FHA|USDA|VA) 1 $325,000 $325,000 $4,968 5.38%
JACKSON, MS (FHA|USDA|VA) 1 $315,000 $315,000 $7,488 4.75%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $305,000 $305,000 $3,217 5.00%
Rexburg, ID (FHA|USDA|VA) 2 $300,000 $150,000 $4,145 4.75%
WHEELING, WV-OH (FHA|USDA|VA) 2 $300,000 $150,000 $4,049 4.50%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $295,000 $295,000 $9,546 4.38%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $295,000 $295,000 $11,260 4.75%
Cornelia, GA (FHA|USDA|VA) 1 $295,000 $295,000 $6,533 4.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $295,000 $295,000 $4,069 4.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $295,000 $295,000 $8,821 4.63%
Blackfoot, ID (FHA|USDA|VA) 2 $290,000 $145,000 $4,015 4.63%
Sandusky, OH (FHA|USDA|VA) 2 $290,000 $145,000 $6,665 4.50%
Greeneville, TN (FHA|USDA|VA) 1 $285,000 $285,000 $4,827 4.75%
LAS CRUCES, NM (FHA|USDA|VA) 3 $285,000 $95,000 $5,920 5.38%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $280,000 $140,000 $3,581 5.06%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $275,000 $91,667 $4,564 4.79%
Bemidji, MN (FHA|USDA|VA) 1 $275,000 $275,000 $12,302 4.75%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $270,000 $135,000 $3,196 5.31%
YUMA, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $2,045 4.50%
Roswell, NM (FHA|USDA|VA) 1 $265,000 $265,000 $5,755 4.63%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $260,000 $130,000 $4,177 5.31%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $260,000 $130,000 $5,686 4.44%
MOBILE, AL (FHA|USDA|VA) 2 $260,000 $130,000 $3,794 5.25%
Taos, NM (FHA|USDA|VA) 1 $255,000 $255,000 $4,940 4.00%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $255,000 $255,000 $3,617 4.88%
Athens, TX (FHA|USDA|VA) 1 $255,000 $255,000 $7,676 7.50%
Liberal, KS (FHA|USDA|VA) 1 $255,000 $255,000 $4,091 4.50%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $255,000 $85,000 $2,774 5.08%
FLORENCE, SC (FHA|USDA|VA) 2 $250,000 $125,000 $3,768 5.31%
AMES, IA (FHA|USDA|VA) 2 $250,000 $125,000 $5,372 4.81%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $250,000 $125,000 $5,690 4.94%
JOPLIN, MO (FHA|USDA|VA) 3 $245,000 $81,667 $5,637 5.00%
GOLDSBORO, NC (FHA|USDA|VA) 1 $245,000 $245,000 $4,229 4.50%
Shelton, WA (FHA|USDA|VA) 1 $245,000 $245,000 $9,200 4.25%
Mount Pleasant, TX (FHA|USDA|VA) 2 $240,000 $120,000 $3,824 4.56%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $240,000 $120,000 $3,606 5.50%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $240,000 $120,000 $2,917 4.75%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $240,000 $120,000 $4,387 5.06%
Del Rio, TX (FHA|USDA|VA) 1 $235,000 $235,000 $9,626 4.25%
GETTYSBURG, PA (FHA|USDA|VA) 1 $235,000 $235,000 $4,993 5.38%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $235,000 $235,000 $8,782 4.75%
Big Spring, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,168 4.63%
ANN ARBOR, MI (FHA|USDA|VA) 1 $235,000 $235,000 $7,824 4.63%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $235,000 $78,333 $2,523 5.21%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $230,000 $115,000 $4,816 4.69%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $225,000 $225,000 $8,750 4.38%
LINCOLN, NE (FHA|USDA|VA) 3 $225,000 $75,000 $3,574 4.58%
MORRISTOWN, TN (FHA|USDA|VA) 1 $225,000 $225,000 $6,842 4.38%
OCALA, FL (FHA|USDA|VA) 2 $220,000 $110,000 $4,813 5.00%
Hilo, HI (FHA|USDA|VA) 2 $220,000 $110,000 $6,313 4.44%
Weatherford, OK (FHA|USDA|VA) 2 $220,000 $110,000 $5,188 4.81%
Mount Vernon, OH (FHA|USDA|VA) 1 $215,000 $215,000 $8,023 4.88%
GAINESVILLE, FL (FHA|USDA|VA) 1 $215,000 $215,000 $4,643 4.63%
FAIRBANKS, AK (FHA|USDA|VA) 1 $215,000 $215,000 $7,415 4.38%
Evanston, WY (FHA|USDA|VA) 1 $215,000 $215,000 $9,242 5.50%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $210,000 $105,000 $4,917 5.75%
Rockingham, NC (FHA|USDA|VA) 1 $205,000 $205,000 $6,994 5.13%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $205,000 $205,000 $3,600 4.75%
Vernal, UT (FHA|USDA|VA) 1 $205,000 $205,000 $3,705 4.50%
GRANTS PASS, OR (FHA|USDA|VA) 1 $205,000 $205,000 $9,762 4.38%
Great Bend, KS (FHA|USDA|VA) 1 $205,000 $205,000 $3,745 4.75%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $205,000 $205,000 $4,200 4.00%
HAMMOND, LA (FHA|USDA|VA) 1 $205,000 $205,000 $7,540 4.38%
JACKSON, TN (FHA|USDA|VA) 2 $200,000 $100,000 $3,942 4.81%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $200,000 $100,000 $4,475 5.31%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $200,000 $100,000 $2,670 4.75%
Sweetwater, TX (FHA|USDA|VA) 1 $195,000 $195,000 $10,005 5.75%
ODESSA, TX (FHA|USDA|VA) 1 $195,000 $195,000 $9,561 4.75%
Sevierville, TN (FHA|USDA|VA) 1 $195,000 $195,000 $8,556 4.50%
EL PASO, TX (FHA|USDA|VA) 2 $190,000 $95,000 $4,446 5.25%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $185,000 $185,000 $3,249 4.50%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $185,000 $185,000 $6,544 5.63%
Susanville, CA (FHA|USDA|VA) 1 $185,000 $185,000 $3,863 4.50%
Findlay, OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,649 5.38%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $185,000 $185,000 $3,653 4.88%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $185,000 $185,000 $6,943 4.63%
Ashland, OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,798 7.75%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $180,000 $90,000 $4,728 5.13%
Richmond, IN (FHA|USDA|VA) 2 $180,000 $90,000 $2,965 4.88%
LAFAYETTE, LA (FHA|USDA|VA) 2 $180,000 $90,000 $2,773 5.00%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $175,000 $175,000 $3,918 5.25%
Warsaw, IN (FHA|USDA|VA) 1 $175,000 $175,000 $3,162 4.88%
Garden City, KS (FHA|USDA|VA) 1 $175,000 $175,000 $8,004 4.50%
North Wilkesboro, NC (FHA|USDA|VA) 1 $175,000 $175,000 $5,448 4.88%
ST. CLOUD, MN (FHA|USDA|VA) 1 $175,000 $175,000 $6,825 4.75%
GAINESVILLE, GA (FHA|USDA|VA) 1 $175,000 $175,000 $3,353 5.63%
Crescent City, CA (FHA|USDA|VA) 1 $175,000 $175,000 $8,371 4.75%
ANCHORAGE, AK (FHA|USDA|VA) 1 $175,000 $175,000 $4,941 4.75%
CHARLESTON, WV (FHA|USDA|VA) 1 $175,000 $175,000 $8,298 4.88%
Bartlesville, OK (FHA|USDA|VA) 1 $175,000 $175,000 $7,125 4.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $175,000 $175,000 $6,402 4.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $165,000 $165,000 $6,409 4.50%
Hays, KS (FHA|USDA|VA) 1 $165,000 $165,000 $3,616 4.25%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $165,000 $165,000 $7,275 5.50%
Mount Pleasant, MI (FHA|USDA|VA) 1 $165,000 $165,000 $154 5.88%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $165,000 $165,000 $1,905 5.13%
RACINE, WI (FHA|USDA|VA) 1 $165,000 $165,000 $6,398 3.88%
Rockport, TX (FHA|USDA|VA) 1 $165,000 $165,000 $8,138 4.75%
Sandpoint, ID (FHA|USDA|VA) 1 $165,000 $165,000 $3,983 5.13%
BILLINGS, MT (FHA|USDA|VA) 1 $165,000 $165,000 $4,563 5.13%
MIDLAND, TX (FHA|USDA|VA) 2 $160,000 $80,000 $4,263 5.88%
CLEVELAND, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,074 5.00%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $155,000 $155,000 $4,551 4.88%
Cookeville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $6,252 5.13%
Alamogordo, NM (FHA|USDA|VA) 1 $155,000 $155,000 $4,190 5.75%
Alpena, MI (FHA|USDA|VA) 1 $155,000 $155,000 $6,118 4.88%
DOVER, DE (FHA|USDA|VA) 1 $155,000 $155,000 $2,769 4.50%
TWIN FALLS, ID (FHA|USDA|VA) 2 $150,000 $75,000 $3,841 5.56%
BEND, OR (FHA|USDA|VA) 1 $145,000 $145,000 $6,604 5.00%
HARRISONBURG, VA (FHA|USDA|VA) 1 $145,000 $145,000 $6,377 4.75%
FARGO, ND-MN (FHA|USDA|VA) 1 $145,000 $145,000 $3,163 5.25%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,772 4.63%
Danville, KY (FHA|USDA|VA) 1 $145,000 $145,000 $4,719 4.63%
BANGOR, ME (FHA|USDA|VA) 1 $145,000 $145,000 $4,680 6.63%
Warren, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,949 4.75%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $145,000 $145,000 $6,803 4.25%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $145,000 $145,000 $5,915 4.50%
Coos Bay, OR (FHA|USDA|VA) 2 $140,000 $70,000 $4,300 5.13%
Shawnee, OK (FHA|USDA|VA) 1 $135,000 $135,000 $3,933 5.13%
Dyersburg, TN (FHA|USDA|VA) 1 $135,000 $135,000 $7,298 3.88%
MADISON, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,430 4.38%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $135,000 $135,000 $2,303 5.00%
Wilson, NC (FHA|USDA|VA) 1 $135,000 $135,000 $5,462 4.25%
Jasper, AL (FHA|USDA|VA) 1 $135,000 $135,000 $3,338 5.75%
IOWA CITY, IA (FHA|USDA|VA) 1 $135,000 $135,000 $3,125 4.88%
Vermillion, SD (FHA|USDA|VA) 1 $135,000 $135,000 $3,036 4.75%
KOKOMO, IN (FHA|USDA|VA) 1 $135,000 $135,000 $6,046 4.50%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $135,000 $135,000 $4,742 5.25%
La Grande, OR (FHA|USDA|VA) 1 $135,000 $135,000 $3,738 5.00%
Bluffton, IN (FHA|USDA|VA) 1 $135,000 $135,000 $4,539 4.13%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $130,000 $65,000 $5,643 4.75%
Wilmington, OH (FHA|USDA|VA) 1 $125,000 $125,000 $7,001 5.00%
Auburn, IN (FHA|USDA|VA) 1 $125,000 $125,000 $3,358 5.38%
Marinette, WI-MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,031 5.00%
Albertville, AL (FHA|USDA|VA) 1 $125,000 $125,000 $5,665 4.25%
SAN ANGELO, TX (FHA|USDA|VA) 1 $125,000 $125,000 $2,908 6.00%
BURLINGTON, NC (FHA|USDA|VA) 1 $125,000 $125,000 $4,840 4.75%
LEBANON, PA (FHA|USDA|VA) 1 $125,000 $125,000 $6,025 3.88%
Lewistown, PA (FHA|USDA|VA) 1 $125,000 $125,000 $7,093 5.00%
Norwalk, OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,188 4.50%
Show Low, AZ (FHA|USDA|VA) 1 $125,000 $125,000 $4,825 5.25%
Fairmont, MN (FHA|USDA|VA) 1 $125,000 $125,000 $2,733 4.75%
Coffeyville, KS (FHA|USDA|VA) 1 $125,000 $125,000 $4,801 5.25%
Urbana, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,739 4.50%
Ludington, MI (FHA|USDA|VA) 1 $115,000 $115,000 $5,797 4.63%
Kerrville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,301 5.25%
Jacksonville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $7,143 5.00%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $115,000 $115,000 $3,501 4.88%
Cambridge, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,163 4.63%
Sunbury, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,948 4.63%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $115,000 $115,000 $4,303 5.63%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $115,000 $115,000 $2,555 4.50%
COLUMBIA, MO (FHA|USDA|VA) 1 $115,000 $115,000 $4,266 6.00%
SAGINAW, MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,438 4.75%
Huntington, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,799 5.13%
BRUNSWICK, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,478 6.00%
Danville, VA (FHA|USDA|VA) 1 $105,000 $105,000 $5,766 5.50%
Oil City, PA (FHA|USDA|VA) 1 $105,000 $105,000 $5,223 5.50%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,000 5.38%
Seymour, IN (FHA|USDA|VA) 1 $95,000 $95,000 $5,824 5.63%
Clovis, NM (FHA|USDA|VA) 1 $95,000 $95,000 $4,090 5.75%
Decatur, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,183 5.25%
Palatka, FL (FHA|USDA|VA) 1 $95,000 $95,000 $6,406 5.63%
Sayre, PA (FHA|USDA|VA) 1 $95,000 $95,000 $5,047 4.25%
Okeechobee, FL (FHA|USDA|VA) 1 $95,000 $95,000 $3,711 5.50%
Fallon, NV (FHA|USDA|VA) 1 $95,000 $95,000 $3,507 5.50%
Muskogee, OK (FHA|USDA|VA) 1 $95,000 $95,000 $4,541 4.75%
FOND DU LAC, WI (FHA|USDA|VA) 1 $95,000 $95,000 $6,103 3.88%
Marion, OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,372 5.50%
Galesburg, IL (FHA|USDA|VA) 1 $95,000 $95,000 $6,113 5.50%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $95,000 $95,000 $2,792 6.50%
Adrian, MI (FHA|USDA|VA) 1 $85,000 $85,000 $2,861 5.13%
Ruidoso, NM (FHA|USDA|VA) 1 $85,000 $85,000 $4,658 5.13%
ALBANY, GA (FHA|USDA|VA) 1 $85,000 $85,000 $7,048 4.75%
Winfield, KS (FHA|USDA|VA) 1 $85,000 $85,000 $2,610 5.25%
Raymondville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $6,529 4.75%
Port Angeles, WA (FHA|USDA|VA) 1 $85,000 $85,000 $4,562 4.25%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $85,000 $85,000 $2,185 4.88%
Camden, AR (FHA|USDA|VA) 1 $85,000 $85,000 $5,570 5.63%
PEORIA, IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,525 5.00%
Palestine, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,795 4.88%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $75,000 $75,000 $4,965 4.25%
Plymouth, IN (FHA|USDA|VA) 1 $75,000 $75,000 $2,951 4.63%
Zanesville, OH (FHA|USDA|VA) 1 $75,000 $75,000 $5,419 4.75%
DECATUR, IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,218 4.50%
TOPEKA, KS (FHA|USDA|VA) 1 $65,000 $65,000 $3,646 4.00%
BINGHAMTON, NY (FHA|USDA|VA) 1 $65,000 $65,000 $5,802 4.63%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $65,000 $65,000 $4,871 5.63%
Guymon, OK (FHA|USDA|VA) 1 $65,000 $65,000 $5,592 5.00%
Kendallville, IN (FHA|USDA|VA) 1 $65,000 $65,000 $2,628 5.13%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,825 5.00%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $65,000 $65,000 $2,640 5.63%
Crossville, TN (FHA|USDA|VA) 1 $65,000 $65,000 $2,988 4.88%
Fort Dodge, IA (FHA|USDA|VA) 1 $55,000 $55,000 $4,275 5.75%
Pittsburg, KS (FHA|USDA|VA) 1 $55,000 $55,000 $3,810 4.88%
Malone, NY (FHA|USDA|VA) 1 $55,000 $55,000 $3,427 5.13%
Picayune, MS (FHA|USDA|VA) 1 $55,000 $55,000 $3,982 5.13%
Union City, TN (FHA|USDA|VA) 1 $55,000 $55,000 $3,170 5.25%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $55,000 $55,000 $3,472 5.50%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $55,000 $55,000 $4,216 5.13%
GADSDEN, AL (FHA|USDA|VA) 1 $45,000 $45,000 $2,998 5.63%
MUNCIE, IN (FHA|USDA|VA) 1 $45,000 $45,000 $2,488 5.00%
Clarksburg, WV (FHA|USDA|VA) 1 $45,000 $45,000 $3,431 5.50%
Taylorville, IL (FHA|USDA|VA) 1 $45,000 $45,000 $3,048 4.50%
Paducah, KY-IL (FHA|USDA|VA) 1 $45,000 $45,000 $3,085 4.88%
Ottawa, KS (FHA|USDA|VA) 1 $45,000 $45,000 $1,997 5.63%
Pottsville, PA (FHA|USDA|VA) 1 $45,000 $45,000 $2,424 5.75%
American Financing Corporation's top markets include Denver, Greeley, Fort Collins, Colorado Springs, and Boulder among others.

Their top states include:
  • Colorado (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,599 $1,079,825,000 $234,796 $4,368 4.96%
    FHA 3,555 $968,895,000 $272,544 $9,018 4.69%
    VA 1,008 $300,300,000 $297,917 $8,695 4.48%
    USDA 25 $4,525,000 $181,000 $6,224 4.66%

    For 2018, American Financing Corporation's most frequently originated type of loan was Conventional, with 4,599 originations. Their 2nd most popular type was FHA, with 3,555 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 5,976 $1,499,430,000 $250,909 $6,320 4.78%
    Home Purchase 2,241 $616,115,000 $274,929 $8,422 5.00%
    Refi 969 $237,915,000 $245,526 $4,590 4.54%
    Other 1 $85,000 $85,000 $0 5.05%

    For 2018, American Financing Corporation's most frequently cited loan purpose was Cash Out Refi, with 5,976 originations. The 2nd most popular reason was Home Purchase, with 2,241 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,197 $2,157,195,000 $263,169 $6,896 4.84%
    15 Year 520 $95,420,000 $183,500 $4,542 4.38%
    20 Year 322 $70,620,000 $219,317 $4,668 4.65%
    Other 99 $23,595,000 $238,333 $5,169 4.69%
    10 Year 49 $6,715,000 $137,041 $4,238 4.39%

    For 2018, American Financing Corporation's most frequently cited loan duration was 30 Year, with 8,197 originations. The 2nd most popular length was 15 Year, with 520 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,280 $775,520,000 $236,439
    $<1k 1,540 $417,560,000 $271,143
    $2k-3k 1,265 $268,605,000 $212,336
    $3k-4k 1,234 $294,940,000 $239,011
    $4k-5k 1,167 $337,345,000 $289,070
    $5k+ 690 $256,480,000 $371,710

    American Financing Corporation's average total fees were $6,896, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,280 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 5,640 $1,447,580,000 $256,663
    5-6% 2,766 $706,130,000 $255,289
    3-4% 677 $174,485,000 $257,733
    6-7% 98 $22,970,000 $234,388
    7-8% 5 $2,215,000 $443,000
    Over 8% 1 $165,000 $165,000

    During 2018, American Financing Corporation's average interest rate for loans was 4.84%, while their most frequently originated rate bucket for loans was 4-5%, with 5,640 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,668 $1,603,340,000 $282,876 $7,208 4.80%
    $100k-200k 2,367 $370,925,000 $156,707 $4,736 4.79%
    $400k-600k 723 $327,935,000 $453,575 $9,843 4.79%
    $100,000 or less 396 $28,890,000 $72,955 $3,838 5.05%
    $600k-1MM 33 $22,455,000 $680,455 $12,672 4.98%

    2018 saw American Financing Corporation place emphasis on $200k-400k loans with 5,668 originations, totaling $1,603,340,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,977 $696,695,000 $234,026 $6,571 4.81%
    $75k-100k 2,084 $574,360,000 $275,605 $7,223 4.83%
    $100k-150k 1,720 $534,150,000 $310,552 $7,466 4.82%
    $50k or less 1,628 $280,410,000 $172,242 $5,143 4.79%
    $150k-250k 575 $203,575,000 $354,043 $7,380 4.81%
    $250k+ 70 $27,470,000 $392,429 $6,668 5.05%

    American Financing Corporation lent most frequently to those with incomes in the $50k-75k range, with 2,977 originations. The second most popular income band? $75k-100k, with 2,084 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 1,422 $413,190,000 $290,570 $9,376 4.67%
    30-36% 1,220 $296,020,000 $242,639 $6,100 4.80%
    20-30% 1,054 $233,030,000 $221,091 $5,364 4.74%
    49% 639 $165,665,000 $259,257 $6,207 4.94%
    48% 427 $113,115,000 $264,906 $6,740 4.93%
    <20% 420 $95,280,000 $226,857 $4,510 4.52%
    47% 416 $110,390,000 $265,361 $6,870 4.91%
    46% 405 $103,845,000 $256,407 $6,840 4.87%
    45% 400 $107,200,000 $268,000 $6,464 4.90%
    44% 379 $98,795,000 $260,673 $6,662 4.86%
    43% 338 $88,030,000 $260,444 $6,299 4.87%
    42% 322 $83,260,000 $258,571 $6,182 4.88%
    41% 322 $81,970,000 $254,565 $6,262 4.86%
    39% 320 $83,480,000 $260,875 $6,416 4.83%
    40% 294 $75,630,000 $257,245 $6,509 4.86%
    37% 283 $69,895,000 $246,979 $6,186 4.88%
    36% 251 $63,085,000 $251,335 $6,163 4.83%
    38% 244 $61,790,000 $253,238 $6,255 4.83%
    >60% 30 $9,700,000 $323,333 $8,434 4.50%

    American Financing Corporation lent most frequently to those with DTI ratios of 50-60%, with 1,422 originations. The next most common DTI ratio? 30-36%, with 1,220 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,536 $2,180,880,000 $255,492 $6,598 4.80%
    Black 326 $80,020,000 $245,460 $6,893 4.83%
    Asian 159 $47,435,000 $298,333 $8,265 4.82%
    American Indian 81 $20,645,000 $254,877 $6,995 4.78%
    Native Hawaiian or Islander 40 $13,590,000 $339,750 $9,450 4.71%
    Not provided 43 $10,565,000 $245,698 $6,273 4.84%
    Other Asian 1 $245,000 $245,000 $4,379 5.13%
    Not applicable 1 $165,000 $165,000 $3,755 3.88%

    Approval Rates

    Total approvals of all applications
    61.77%

    American Financing Corporation has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -18.36%

    American Financing Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 9,187 $2,353,545,000 $256,182

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 136 $25,120,000 $184,706
    Single Family (1-4 Units):Site-Built 9,051 $2,328,425,000 $257,256

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 343 $47,645,000 $138,907 $3,763 4.68%
    40-60% 1,223 $235,025,000 $192,171 $4,440 4.71%
    60-80% 3,201 $806,165,000 $251,848 $5,340 4.91%
    80-100% 4,226 $1,212,900,000 $287,009 $8,323 4.77%
    Over 100% 139 $47,465,000 $341,475 $13,711 4.54%
    Under 20% 54 $4,100,000 $75,926 $3,461 4.89%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    AMERICAN FINANCING CORPORATION Conventional home mortgage Unable to get your credit report or credit score 1 50.0%
    AMERICAN FINANCING CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%