First Federal Bank Mortgage Rates, Fees & Info
Lake City, FLLEI: 549300085RKRL1WWVD41
Tax ID: 58-2455444
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Mortgage Data
Review & Overview
First Federal Bank is a small bank specializing in Home Purchase and Cash Out Refi loans. First Federal Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Charlotte, Washington, New York, and Macon among others. We have data for 424 markets. (Some data included below & more in-depth data is available with an active subscription.)First Federal Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. First Federal Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
5,553Origination Dollar Volume (All Markets)
$1,480,335,000Awards
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First Federal Bank - 2018
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For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,780 | $493,070,000 | $277,006 | $5,279 | 4.61% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 382 | $83,680,000 | $219,058 | $4,789 | 4.65% |
| Outside of Metro Areas | 160 | $35,250,000 | $220,313 | $5,914 | 4.68% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 83 | $30,045,000 | $361,988 | $9,883 | 4.64% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 79 | $27,415,000 | $347,025 | $11,414 | 4.68% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 130 | $25,950,000 | $199,615 | $3,966 | 4.74% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 78 | $24,190,000 | $310,128 | $4,012 | 4.50% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 82 | $22,590,000 | $275,488 | $5,794 | 4.57% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 81 | $22,105,000 | $272,901 | $5,299 | 4.66% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 66 | $17,040,000 | $258,182 | $7,506 | 4.67% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 46 | $16,710,000 | $363,261 | $10,323 | 4.82% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 61 | $16,465,000 | $269,918 | $7,735 | 4.77% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 43 | $14,505,000 | $337,326 | $7,863 | 4.63% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 46 | $14,140,000 | $307,391 | $8,273 | 4.76% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 55 | $13,855,000 | $251,909 | $8,735 | 4.83% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 48 | $13,280,000 | $276,667 | $7,004 | 4.73% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 40 | $12,780,000 | $319,500 | $8,154 | 4.78% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 67 | $12,435,000 | $185,597 | $6,374 | 4.76% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 28 | $12,200,000 | $435,714 | $14,506 | 4.60% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 50 | $12,120,000 | $242,400 | $7,756 | 4.65% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 33 | $11,635,000 | $352,576 | $10,587 | 4.69% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 42 | $11,340,000 | $270,000 | $7,307 | 4.53% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 51 | $10,665,000 | $209,118 | $5,018 | 4.58% |
| GAINESVILLE, GA (FHA|USDA|VA) | 38 | $10,440,000 | $274,737 | $5,620 | 4.73% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 21 | $10,065,000 | $479,286 | $12,633 | 4.81% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 35 | $9,865,000 | $281,857 | $10,519 | 4.74% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 34 | $9,600,000 | $282,353 | $8,560 | 4.82% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 34 | $9,240,000 | $271,765 | $8,159 | 4.58% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 32 | $9,150,000 | $285,938 | $7,664 | 4.49% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 34 | $9,000,000 | $264,706 | $6,647 | 4.87% |
| RICHMOND, VA (FHA|USDA|VA) | 30 | $8,030,000 | $267,667 | $7,181 | 4.81% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 24 | $7,790,000 | $324,583 | $10,799 | 4.82% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 25 | $7,675,000 | $307,000 | $7,147 | 4.57% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 29 | $6,875,000 | $237,069 | $6,984 | 4.68% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 21 | $6,735,000 | $320,714 | $6,132 | 4.55% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 24 | $6,490,000 | $270,417 | $8,022 | 4.95% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 25 | $6,125,000 | $245,000 | $7,417 | 4.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 21 | $5,975,000 | $284,524 | $7,206 | 4.63% |
| COLUMBUS, OH (FHA|USDA|VA) | 22 | $5,600,000 | $254,545 | $8,388 | 4.74% |
| OCALA, FL (FHA|USDA|VA) | 20 | $5,280,000 | $264,000 | $6,414 | 4.78% |
| LOUISVILLE, KY (FHA|USDA|VA) | 18 | $5,250,000 | $291,667 | $8,483 | 4.78% |
| Jefferson, GA (FHA|USDA|VA) | 22 | $5,010,000 | $227,727 | $4,810 | 4.56% |
| BRUNSWICK, GA (FHA|USDA|VA) | 26 | $4,860,000 | $186,923 | $5,493 | 4.56% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 17 | $4,725,000 | $277,941 | $6,180 | 4.75% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 11 | $4,705,000 | $427,727 | $14,550 | 4.66% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 19 | $4,685,000 | $246,579 | $5,372 | 4.84% |
| SAVANNAH, GA (FHA|USDA|VA) | 18 | $4,650,000 | $258,333 | $6,634 | 4.94% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 19 | $4,585,000 | $241,316 | $5,978 | 4.35% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 11 | $4,535,000 | $412,273 | $5,432 | 4.57% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 20 | $4,480,000 | $224,000 | $3,868 | 4.96% |
| PITTSBURGH, PA (FHA|USDA|VA) | 22 | $4,440,000 | $201,818 | $6,744 | 4.65% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 15 | $4,425,000 | $295,000 | $7,420 | 4.73% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 13 | $4,425,000 | $340,385 | $9,002 | 4.61% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 16 | $4,330,000 | $270,625 | $9,844 | 4.68% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 12 | $4,320,000 | $360,000 | $11,879 | 4.68% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 15 | $4,145,000 | $276,333 | $10,632 | 4.95% |
| RENO, NV (FHA|USDA|VA) | 11 | $4,115,000 | $374,091 | $9,483 | 4.73% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 15 | $4,035,000 | $269,000 | $5,582 | 4.84% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 15 | $3,875,000 | $258,333 | $6,871 | 4.83% |
| ALTOONA, PA (FHA|USDA|VA) | 25 | $3,765,000 | $150,600 | $4,631 | 4.79% |
| PROVO-OREM, UT (FHA|USDA|VA) | 11 | $3,725,000 | $338,636 | $8,617 | 4.65% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 10 | $3,720,000 | $372,000 | $13,325 | 4.53% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 15 | $3,675,000 | $245,000 | $6,875 | 4.66% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 13 | $3,675,000 | $282,692 | $9,348 | 4.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 16 | $3,600,000 | $225,000 | $8,469 | 4.76% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 5 | $3,535,000 | $707,000 | $13,833 | 4.80% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 12 | $3,520,000 | $293,333 | $7,639 | 4.54% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 10 | $3,420,000 | $342,000 | $12,866 | 4.76% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 13 | $3,255,000 | $250,385 | $6,598 | 4.52% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 12 | $3,140,000 | $261,667 | $8,109 | 4.65% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 14 | $3,140,000 | $224,286 | $8,917 | 4.79% |
| Wooster, OH (FHA|USDA|VA) | 23 | $3,075,000 | $133,696 | $4,181 | 4.89% |
| ANCHORAGE, AK (FHA|USDA|VA) | 10 | $3,070,000 | $307,000 | $6,398 | 4.68% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 13 | $3,035,000 | $233,462 | $5,469 | 4.79% |
| St. Marys, GA (FHA|USDA|VA) | 15 | $3,015,000 | $201,000 | $4,873 | 4.73% |
| MODESTO, CA (FHA|USDA|VA) | 9 | $3,015,000 | $335,000 | $8,069 | 4.67% |
| Hudson, NY (FHA|USDA|VA) | 15 | $2,975,000 | $198,333 | $3,403 | 4.60% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 12 | $2,960,000 | $246,667 | $6,678 | 4.75% |
| AKRON, OH (FHA|USDA|VA) | 15 | $2,915,000 | $194,333 | $6,654 | 4.84% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 10 | $2,910,000 | $291,000 | $7,305 | 4.54% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 11 | $2,885,000 | $262,273 | $9,423 | 4.59% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 12 | $2,870,000 | $239,167 | $7,885 | 4.78% |
| STOCKTON, CA (FHA|USDA|VA) | 7 | $2,725,000 | $389,286 | $13,437 | 4.79% |
| TUCSON, AZ (FHA|USDA|VA) | 11 | $2,675,000 | $243,182 | $6,622 | 4.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 11 | $2,545,000 | $231,364 | $9,615 | 4.95% |
| EL PASO, TX (FHA|USDA|VA) | 17 | $2,505,000 | $147,353 | $6,125 | 4.67% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 9 | $2,485,000 | $276,111 | $7,522 | 4.79% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $2,485,000 | $276,111 | $5,726 | 4.46% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 11 | $2,475,000 | $225,000 | $7,984 | 4.77% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 11 | $2,455,000 | $223,182 | $5,880 | 4.98% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $2,340,000 | $234,000 | $6,888 | 5.04% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 10 | $2,280,000 | $228,000 | $4,837 | 4.75% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $2,235,000 | $319,286 | $6,020 | 4.71% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 10 | $2,210,000 | $221,000 | $6,961 | 4.68% |
| MEDFORD, OR (FHA|USDA|VA) | 7 | $2,185,000 | $312,143 | $9,908 | 4.41% |
| KNOXVILLE, TN (FHA|USDA|VA) | 7 | $2,185,000 | $312,143 | $11,409 | 4.82% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $7,762 | 4.56% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $2,165,000 | $721,667 | $16,891 | 4.58% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 7 | $2,155,000 | $307,857 | $7,203 | 4.71% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 11 | $2,085,000 | $189,545 | $5,849 | 4.59% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $2,020,000 | $202,000 | $5,429 | 4.49% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,995,000 | $665,000 | $15,392 | 4.67% |
| Hilo, HI (FHA|USDA|VA) | 4 | $1,980,000 | $495,000 | $4,698 | 4.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 8 | $1,930,000 | $241,250 | $6,871 | 4.67% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 10 | $1,920,000 | $192,000 | $4,921 | 4.51% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $7,267 | 5.00% |
| JACKSON, MS (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $7,763 | 4.79% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $1,850,000 | $462,500 | $15,813 | 4.81% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $6,049 | 4.98% |
| GAINESVILLE, FL (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $5,680 | 4.89% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $6,065 | 4.29% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $7,103 | 4.90% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $6,402 | 5.03% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $9,339 | 4.33% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $8,292 | 4.17% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $8,032 | 5.21% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 11 | $1,655,000 | $150,455 | $5,166 | 4.59% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $4,962 | 4.95% |
| Milledgeville, GA (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $4,256 | 4.52% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $13,115 | 5.22% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $9,168 | 4.94% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,565,000 | $521,667 | $14,130 | 4.83% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $10,567 | 4.92% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $10,643 | 4.70% |
| BILLINGS, MT (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $9,296 | 4.40% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $5,577 | 4.55% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $7,961 | 4.66% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $8,324 | 5.02% |
| ROANOKE, VA (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $6,480 | 4.73% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $9,302 | 4.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $6,769 | 5.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $11,188 | 5.05% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $14,814 | 4.63% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $6,782 | 4.48% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $7,506 | 4.03% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $28,676 | 4.88% |
| WILMINGTON, NC (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $6,620 | 4.10% |
| LINCOLN, NE (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $6,133 | 4.44% |
| ROME, GA (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $3,608 | 4.38% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $4,831 | 4.40% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $8,071 | 4.70% |
| Lebanon, NH-VT (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $7,088 | 4.68% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $7,160 | 4.66% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $21,886 | 4.44% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $10,999 | 4.85% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $3,141 | 4.33% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $9,558 | 4.72% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $7,261 | 5.06% |
| CHEYENNE, WY (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $7,535 | 4.95% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $14,865 | 4.83% |
| FLINT, MI (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $7,105 | 5.08% |
| ROCHESTER, NY (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $9,309 | 4.85% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $9,153 | 4.91% |
| TULSA, OK (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $6,748 | 4.88% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,771 | 4.08% |
| Shelton, WA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $6,305 | 4.71% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $4,487 | 4.70% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $19,600 | 4.75% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $7,274 | 4.72% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $6,036 | 4.48% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $9,543 | 4.31% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,676 | 4.66% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $5,376 | 4.98% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $8,892 | 4.66% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $5,845 | 5.10% |
| Corning, NY (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $17,743 | 4.42% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $9,651 | 3.96% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $5,775 | 4.53% |
| SYRACUSE, NY (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $7,991 | 4.75% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $4,498 | 4.42% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $5,236 | 4.68% |
| Key West, FL (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $7,930 | 4.67% |
| Lake City, FL (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $9,447 | 5.06% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $7,335 | 4.69% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $10,330 | 4.94% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $13,843 | 4.19% |
| FAIRBANKS, AK (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $9,188 | 4.92% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $6,176 | 4.92% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $7,648 | 5.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $9,161 | 5.81% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,551 | 4.78% |
| Outside of Metro Areas | 3 | $795,000 | $265,000 | $8,456 | 4.88% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $8,798 | 4.38% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $1,951 | 5.09% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,470 | 4.29% |
| CHICO, CA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $13,388 | 4.71% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $10,547 | 4.92% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $10,266 | 5.04% |
| Shelby, NC (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $6,043 | 4.81% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $12,108 | 4.63% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $7,562 | 4.33% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,003 | 4.94% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $10,306 | 4.56% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $6,527 | 4.54% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $10,288 | 5.00% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $10,103 | 4.38% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $10,686 | 5.25% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $13,291 | 4.56% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,575 | 4.83% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,394 | 5.33% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $7,208 | 4.91% |
| RAPID CITY, SD (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $8,255 | 4.92% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $6,383 | 4.83% |
| SALEM, OR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,706 | 4.50% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $17,735 | 5.25% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $16,458 | 3.81% |
| Barre, VT (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,613 | 4.13% |
| Boone, NC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $8,444 | 4.56% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $9,385 | 4.75% |
| Torrington, CT (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,190 | 4.54% |
| Clovis, NM (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $9,294 | 4.44% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,722 | 4.92% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $10,508 | 4.38% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $9,015 | 4.25% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,687 | 5.31% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,331 | 5.08% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $32,123 | 5.13% |
| London, KY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,937 | 5.25% |
| Waycross, GA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,965 | 4.63% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,542 | 5.38% |
| READING, PA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,511 | 5.00% |
| Clarksburg, WV (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $7,511 | 5.06% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,393 | 5.06% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,382 | 4.44% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $10,113 | 4.63% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,906 | 4.42% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,442 | 4.58% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $11,144 | 4.63% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,803 | 4.56% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,522 | 4.63% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $4,648 | 4.91% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,586 | 4.56% |
| Ashland, OH (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,755 | 4.96% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,152 | 4.63% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,384 | 5.06% |
| Seneca, SC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $11,044 | 5.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,100 | 4.56% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,145 | 4.00% |
| DOVER, DE (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,607 | 4.88% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $12,639 | 4.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,121 | 4.13% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,318 | 4.75% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $13,998 | 4.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $27,629 | 4.63% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,328 | 4.83% |
| Cornelia, GA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,403 | 4.71% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $8,627 | 5.00% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,085 | 4.50% |
| Kearney, NE (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $12,053 | 5.50% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $22,539 | 5.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,459 | 4.50% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $9,453 | 4.75% |
| MADERA, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $20,534 | 5.13% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,104 | 4.31% |
| DuBois, PA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $11,323 | 4.44% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,677 | 5.13% |
| Brevard, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,537 | 5.00% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,826 | 4.06% |
| BECKLEY, WV (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,542 | 4.69% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,871 | 4.94% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $10,638 | 4.75% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,570 | 4.00% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,316 | 4.19% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,433 | 4.56% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,495 | 4.38% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $23,146 | 5.00% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $15,990 | 5.13% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $18,186 | 4.13% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,531 | 5.00% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,751 | 4.56% |
| Granbury, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,588 | 4.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,689 | 4.50% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $15,449 | 5.63% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,068 | 4.31% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,837 | 5.38% |
| Concord, NH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,477 | 4.56% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,315 | 5.63% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,786 | 3.75% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $19,404 | 5.13% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,593 | 3.25% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,925 | 3.88% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,414 | 4.13% |
| Willmar, MN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $21,546 | 4.50% |
| Gillette, WY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,479 | 4.13% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $13,410 | 4.99% |
| Dublin, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,933 | 5.19% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,136 | 4.38% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,548 | 5.00% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,733 | 4.94% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,464 | 4.88% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,562 | 4.56% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,484 | 5.13% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $17,973 | 5.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,057 | 4.50% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,404 | 4.25% |
| Meridian, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,824 | 4.88% |
| Bennington, VT (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,502 | 4.94% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,816 | 4.38% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,373 | 4.31% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,116 | 4.88% |
| Starkville, MS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,383 | 4.56% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,382 | 3.88% |
| MONROE, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,444 | 5.63% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,124 | 4.63% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,147 | 4.38% |
| Helena, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,569 | 3.38% |
| Fernley, NV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $18,203 | 3.75% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,882 | 5.13% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,808 | 4.38% |
| Forest City, NC (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,192 | 4.71% |
| Sidney, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,087 | 4.63% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,195 | 4.13% |
| Adrian, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,053 | 5.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,676 | 4.63% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,170 | 4.50% |
| Somerset, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,359 | 3.75% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,045 | 5.13% |
| Paragould, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,317 | 3.88% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,207 | 3.88% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,590 | 5.13% |
| Huntingdon, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,388 | 4.63% |
| Keene, NH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,994 | 3.25% |
| Pullman, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $16,911 | 4.50% |
| Wilson, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,908 | 5.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,010 | 5.63% |
| Riverton, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $15,333 | 4.63% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,808 | 4.50% |
| BEND, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,239 | 3.75% |
| Montrose, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $15,665 | 4.50% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,094 | 4.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,873 | 4.75% |
| Altus, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $15,454 | 4.88% |
| Murray, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,511 | 5.50% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,740 | 3.75% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,677 | 4.63% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,888 | 3.38% |
| La Grande, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $16,884 | 4.63% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,721 | 5.25% |
| Albertville, AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,246 | 5.25% |
| ERIE, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,172 | 4.69% |
| Centralia, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,716 | 5.13% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,710 | 5.63% |
| RACINE, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,692 | 5.13% |
| Jesup, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $15,150 | 4.63% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,001 | 5.13% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,303 | 4.50% |
| Union City, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,026 | 4.50% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,982 | 4.88% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,288 | 5.13% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,649 | 3.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,110 | 4.63% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,526 | 5.13% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,626 | 4.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,497 | 4.99% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,689 | 4.88% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,222 | 4.50% |
| Russellville, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $709 | 4.00% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $15,102 | 4.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $14,496 | 4.88% |
| Selma, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,263 | 4.38% |
| Platteville, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,603 | 5.13% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,503 | 4.13% |
| MONROE, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,526 | 5.63% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,764 | 5.63% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,456 | 5.00% |
| Roswell, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,830 | 4.88% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,798 | 5.63% |
| Columbus, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,881 | 4.00% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,685 | 4.63% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $450 | 4.50% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,357 | 4.63% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,661 | 4.38% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,236 | 5.13% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,205 | 4.63% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,644 | 5.13% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,497 | 3.88% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,177 | 4.38% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,762 | 4.88% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,183 | 3.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,603 | 4.38% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,815 | 4.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,982 | 3.88% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,744 | 4.50% |
| Minot, ND (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,934 | 4.88% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,855 | 3.50% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,559 | 4.63% |
| NILES, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,975 | 6.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,622 | 4.63% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,466 | 4.00% |
| REDDING, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,698 | 4.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,743 | 4.00% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,622 | 4.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,814 | 4.63% |
| Ozark, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,859 | 5.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,002 | 4.38% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,017 | 3.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $804 | 4.25% |
| Picayune, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,561 | 5.25% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,711 | 3.38% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,944 | 5.25% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,783 | 5.13% |
| Palatka, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,589 | 4.00% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,238 | 4.50% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,984 | 3.88% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,450 | 4.50% |
| West Point, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,103 | 5.13% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,008 | 3.63% |
| Seymour, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,905 | 5.63% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,110 | 5.00% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,963 | 4.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,977 | 4.88% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,120 | 5.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,461 | 5.88% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,066 | 4.38% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $825 | 4.50% |
| Central City, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,773 | 4.50% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,693 | 4.88% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,403 | 5.50% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,928 | 5.50% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,192 | 4.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,638 | 4.63% |
| Crossville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,222 | 3.99% |
| North Platte, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,539 | 5.00% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,530 | 5.13% |
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Product Mix
For 2018, First Federal Bank's most frequently originated type of loan was Conventional, with 2,938 originations. Their 2nd most popular type was VA, with 1,749 originations.
Loan Reason
For 2018, First Federal Bank's most frequently cited loan purpose was Home Purchase, with 3,120 originations. The 2nd most popular reason was Cash Out Refi, with 1,768 originations.
Loan Duration/Length
For 2018, First Federal Bank's most frequently cited loan duration was 30 Year, with 5,086 originations. The 2nd most popular length was 15 Year, with 231 originations.
Origination Fees/Closing Costs
First Federal Bank's average total fees were $6,601, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,765 originations.
Interest Rates
During 2018, First Federal Bank's average interest rate for loans was 4.70%, while their most frequently originated rate bucket for loans was 4-5%, with 3,834 originations.
Loan Sizing
2018 saw First Federal Bank place emphasis on $200k-400k loans with 3,023 originations, totaling $848,165,000 in origination value.
Applicant Income
First Federal Bank lent most frequently to those with incomes in the $100k-150k range, with 1,319 originations. The second most popular income band? $50k-75k, with 1,253 originations.
Applicant Debt to Income Ratio
First Federal Bank lent most frequently to those with DTI ratios of 20-30%, with 893 originations. The next most common DTI ratio? 30-36%, with 851 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.29%
First Federal Bank has an average approval rate.
Pick Rate
Approvals leading to origination92.83%
First Federal Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,553 | $1,480,335,000 | $266,583 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST HORIZON BANK | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 7.1% |
| FIRST HORIZON BANK | Home equity loan or line of credit (HELOC) | Problem with a credit reporting company's investigation into an existing problem | 1 | 7.1% |
| FIRST HORIZON BANK | Home equity loan or line of credit (HELOC) | Incorrect information on your report | 1 | 7.1% |
| FIRST HORIZON BANK | FHA mortgage | Trouble during payment process | 1 | 7.1% |
| FIRST HORIZON BANK | Conventional home mortgage | Trouble during payment process | 5 | 35.7% |
| FIRST HORIZON BANK | Conventional home mortgage | Struggling to pay mortgage | 3 | 21.4% |
| FIRST HORIZON BANK | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 7.1% |
| FIRST HORIZON BANK | Other type of mortgage | Trouble during payment process | 1 | 7.1% |