Prosperity Home Mortgage Rates, Fees & Info
Richmond, VALEI: 5493005PKOSG7MYX0B34
Tax ID: 20-5216358
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Mortgage Data
Review & Overview
Prosperity Home Mortgage is a large mortgage company specializing in Home Purchase and Refi loans. Prosperity Home Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Minneapolis, Atlanta, Dallas, and Baltimore among others. We have data for 410 markets. (Some data included below & more in-depth data is available with an active subscription.)Prosperity Home Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Prosperity Home Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.57% | 1/26/25 |
| 30 Year Conventional Refi | 6.46% | 1/26/25 |
| 30 Year Cash-out Refi | 6.76% | 1/26/25 |
| 30 Year FHA Purchase | 7.63% | 1/26/25 |
| 30 Year FHA Refi | 7.48% | 1/26/25 |
| 30 Year VA Purchase | 6.14% | 1/26/25 |
| 30 Year VA Refi | 6.10% | 1/26/25 |
| 30 Year USDA Purchase | 6.83% | 1/26/25 |
| 15 Year Conventional Purchase | 6.03% | 1/26/25 |
| 15 Year Conventional Refi | 6.06% | 1/26/25 |
| 15 Year Cash-out Refi | 6.06% | 1/26/25 |
| 15 Year FHA Purchase | 7.51% | 1/26/25 |
| 15 Year VA Purchase | 6.45% | 1/26/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Prosperity Home Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
43,683Origination Dollar Volume (All Markets)
$13,837,985,000Awards
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Prosperity Home Mortgage - 2020
Prosperity Home Mortgage is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 5,818 | $2,687,420,000 | $461,915 | $5,900 | 3.11% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3,981 | $1,096,395,000 | $275,407 | $4,089 | 3.10% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3,074 | $956,750,000 | $311,239 | $4,583 | 3.18% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2,086 | $661,170,000 | $316,956 | $5,578 | 3.11% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,978 | $649,650,000 | $328,438 | $5,761 | 3.15% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1,617 | $481,575,000 | $297,820 | $3,809 | 3.15% |
| RICHMOND, VA (FHA|USDA|VA) | 1,575 | $467,715,000 | $296,962 | $4,605 | 3.17% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1,927 | $455,505,000 | $236,380 | $2,976 | 3.05% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,378 | $398,070,000 | $288,875 | $5,745 | 3.17% |
| TUCSON, AZ (FHA|USDA|VA) | 1,278 | $315,570,000 | $246,925 | $4,365 | 3.14% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 499 | $305,135,000 | $611,493 | $6,567 | 3.19% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 943 | $294,655,000 | $312,466 | $4,657 | 3.15% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 417 | $279,235,000 | $669,628 | $6,689 | 3.23% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 588 | $270,340,000 | $459,762 | $4,086 | 3.11% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 963 | $268,595,000 | $278,915 | $5,047 | 3.07% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 330 | $209,270,000 | $634,152 | $4,730 | 3.30% |
| Outside of Metro Areas | 878 | $194,210,000 | $221,196 | $4,096 | 3.12% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 833 | $192,315,000 | $230,870 | $3,546 | 3.21% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 528 | $190,520,000 | $360,833 | $6,254 | 3.22% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 706 | $174,610,000 | $247,323 | $4,582 | 3.13% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 574 | $162,010,000 | $282,247 | $4,429 | 3.18% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 630 | $157,810,000 | $250,492 | $2,386 | 3.11% |
| LOUISVILLE, KY (FHA|USDA|VA) | 621 | $140,255,000 | $225,853 | $3,418 | 3.26% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 471 | $135,175,000 | $286,996 | $3,813 | 3.17% |
| MADISON, WI (FHA|USDA|VA) | 477 | $120,115,000 | $251,813 | $2,830 | 3.08% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 262 | $104,930,000 | $400,496 | $4,980 | 3.06% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 162 | $103,200,000 | $637,037 | $5,560 | 3.24% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 432 | $103,050,000 | $238,542 | $3,491 | 2.93% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 268 | $98,290,000 | $366,754 | $5,437 | 3.26% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 222 | $91,590,000 | $412,568 | $5,677 | 3.13% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 209 | $81,165,000 | $388,349 | $4,824 | 3.12% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 290 | $81,050,000 | $279,483 | $5,211 | 3.14% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 415 | $79,935,000 | $192,614 | $3,575 | 3.22% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 308 | $75,730,000 | $245,877 | $3,798 | 3.10% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 219 | $62,255,000 | $284,269 | $3,929 | 3.21% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 171 | $61,425,000 | $359,211 | $4,883 | 3.18% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 251 | $59,325,000 | $236,355 | $3,887 | 3.09% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 76 | $56,040,000 | $737,368 | $5,361 | 3.23% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 189 | $48,465,000 | $256,429 | $5,116 | 3.17% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 202 | $48,450,000 | $239,851 | $3,712 | 3.25% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 144 | $42,500,000 | $295,139 | $4,742 | 3.19% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 152 | $42,260,000 | $278,026 | $5,290 | 3.12% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 78 | $39,510,000 | $506,538 | $5,954 | 3.14% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 157 | $38,665,000 | $246,274 | $4,703 | 3.17% |
| ROCHESTER, MN (FHA|USDA|VA) | 174 | $38,440,000 | $220,920 | $4,003 | 2.97% |
| LINCOLN, NE (FHA|USDA|VA) | 205 | $37,925,000 | $185,000 | $2,863 | 2.97% |
| SALEM, OR (FHA|USDA|VA) | 124 | $35,920,000 | $289,677 | $5,301 | 3.23% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 129 | $35,505,000 | $275,233 | $4,483 | 3.15% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 168 | $34,630,000 | $206,131 | $3,435 | 3.25% |
| FRESNO, CA (FHA|USDA|VA) | 114 | $33,130,000 | $290,614 | $4,876 | 3.18% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 138 | $31,050,000 | $225,000 | $3,949 | 3.15% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 113 | $30,675,000 | $271,460 | $5,438 | 3.04% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 115 | $30,485,000 | $265,087 | $4,499 | 3.22% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 118 | $26,940,000 | $228,305 | $5,157 | 3.09% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 125 | $25,195,000 | $201,560 | $3,888 | 3.24% |
| LYNCHBURG, VA (FHA|USDA|VA) | 121 | $24,885,000 | $205,661 | $3,750 | 3.10% |
| GAINESVILLE, GA (FHA|USDA|VA) | 80 | $23,240,000 | $290,500 | $5,076 | 3.16% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 119 | $22,285,000 | $187,269 | $4,268 | 3.13% |
| ROANOKE, VA (FHA|USDA|VA) | 105 | $21,615,000 | $205,857 | $3,624 | 3.23% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 83 | $20,245,000 | $243,916 | $4,399 | 3.29% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 94 | $19,890,000 | $211,596 | $4,378 | 3.10% |
| ST. CLOUD, MN (FHA|USDA|VA) | 107 | $19,145,000 | $178,925 | $3,720 | 2.89% |
| PITTSBURGH, PA (FHA|USDA|VA) | 107 | $19,055,000 | $178,084 | $4,635 | 3.22% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 47 | $17,945,000 | $381,809 | $5,424 | 3.08% |
| Baraboo, WI (FHA|USDA|VA) | 83 | $17,225,000 | $207,530 | $2,923 | 3.17% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 64 | $15,950,000 | $249,219 | $4,163 | 3.15% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 72 | $15,600,000 | $216,667 | $3,762 | 3.18% |
| Brainerd, MN (FHA|USDA|VA) | 65 | $14,405,000 | $221,615 | $3,636 | 3.12% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 59 | $14,035,000 | $237,881 | $4,193 | 3.35% |
| STAUNTON, VA (FHA|USDA|VA) | 69 | $13,805,000 | $200,072 | $4,373 | 3.20% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 50 | $13,730,000 | $274,600 | $4,610 | 3.21% |
| SALINAS, CA (FHA|USDA|VA) | 28 | $13,400,000 | $478,571 | $5,481 | 3.28% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 34 | $13,260,000 | $390,000 | $5,598 | 3.12% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 75 | $12,825,000 | $171,000 | $3,030 | 3.24% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 40 | $12,150,000 | $303,750 | $4,241 | 3.13% |
| Torrington, CT (FHA|USDA|VA) | 58 | $12,140,000 | $209,310 | $4,598 | 3.11% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 52 | $11,590,000 | $222,885 | $4,596 | 3.20% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 19 | $11,425,000 | $601,316 | $4,326 | 3.26% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 42 | $11,310,000 | $269,286 | $6,000 | 3.26% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 43 | $10,575,000 | $245,930 | $4,254 | 3.05% |
| BOULDER, CO (FHA|USDA|VA) | 18 | $9,370,000 | $520,556 | $4,038 | 3.26% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 32 | $9,350,000 | $292,188 | $5,274 | 3.06% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 34 | $9,110,000 | $267,941 | $5,210 | 3.15% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 52 | $8,830,000 | $169,808 | $2,857 | 3.13% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 22 | $8,150,000 | $370,455 | $3,415 | 3.31% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 25 | $8,025,000 | $321,000 | $5,843 | 2.91% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 49 | $7,885,000 | $160,918 | $3,022 | 3.15% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 34 | $7,810,000 | $229,706 | $6,112 | 3.12% |
| Red Wing, MN (FHA|USDA|VA) | 36 | $7,640,000 | $212,222 | $3,637 | 3.09% |
| Jefferson, GA (FHA|USDA|VA) | 30 | $7,230,000 | $241,000 | $5,305 | 3.33% |
| Athens, TX (FHA|USDA|VA) | 29 | $6,885,000 | $237,414 | $4,927 | 3.09% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 24 | $6,810,000 | $283,750 | $4,547 | 3.08% |
| Easton, MD (FHA|USDA|VA) | 20 | $6,720,000 | $336,000 | $4,839 | 3.08% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $6,640,000 | $830,000 | $10,599 | 3.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 26 | $6,480,000 | $249,231 | $3,984 | 3.17% |
| BURLINGTON, NC (FHA|USDA|VA) | 30 | $6,110,000 | $203,667 | $4,174 | 3.24% |
| NILES, MI (FHA|USDA|VA) | 18 | $6,070,000 | $337,222 | $3,600 | 3.09% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 9 | $6,065,000 | $673,889 | $5,256 | 3.19% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 28 | $5,980,000 | $213,571 | $3,523 | 3.07% |
| RACINE, WI (FHA|USDA|VA) | 27 | $5,945,000 | $220,185 | $3,218 | 3.03% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 25 | $5,815,000 | $232,600 | $6,750 | 3.11% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 27 | $5,745,000 | $212,778 | $3,111 | 3.16% |
| Jasper, AL (FHA|USDA|VA) | 30 | $5,450,000 | $181,667 | $3,629 | 3.27% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 23 | $5,255,000 | $228,478 | $3,996 | 3.09% |
| GREELEY, CO (FHA|USDA|VA) | 14 | $4,750,000 | $339,286 | $4,343 | 3.15% |
| DULUTH, MN-WI (FHA|USDA|VA) | 24 | $4,750,000 | $197,917 | $3,636 | 3.30% |
| WILMINGTON, NC (FHA|USDA|VA) | 17 | $4,735,000 | $278,529 | $3,273 | 3.16% |
| Breckenridge, CO (FHA|USDA|VA) | 8 | $4,520,000 | $565,000 | $3,258 | 3.13% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 21 | $4,495,000 | $214,048 | $2,334 | 3.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 19 | $4,355,000 | $229,211 | $4,356 | 3.12% |
| Beaver Dam, WI (FHA|USDA|VA) | 22 | $4,240,000 | $192,727 | $3,002 | 3.07% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 13 | $4,225,000 | $325,000 | $3,954 | 2.99% |
| Cornelia, GA (FHA|USDA|VA) | 19 | $4,195,000 | $220,789 | $4,859 | 3.12% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 10 | $4,080,000 | $408,000 | $5,944 | 3.19% |
| Hutchinson, MN (FHA|USDA|VA) | 20 | $4,030,000 | $201,500 | $5,056 | 3.06% |
| Willmar, MN (FHA|USDA|VA) | 19 | $3,945,000 | $207,632 | $3,529 | 3.33% |
| STOCKTON, CA (FHA|USDA|VA) | 10 | $3,920,000 | $392,000 | $3,679 | 3.28% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 17 | $3,835,000 | $225,588 | $5,495 | 3.13% |
| SUMTER, SC (FHA|USDA|VA) | 19 | $3,575,000 | $188,158 | $3,543 | 3.43% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 11 | $3,535,000 | $321,364 | $4,622 | 3.43% |
| Stevens Point, WI (FHA|USDA|VA) | 22 | $3,530,000 | $160,455 | $3,322 | 3.23% |
| READING, PA (FHA|USDA|VA) | 15 | $3,405,000 | $227,000 | $5,492 | 3.26% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 15 | $3,355,000 | $223,667 | $4,423 | 3.28% |
| Warrensburg, MO (FHA|USDA|VA) | 17 | $3,335,000 | $196,176 | $3,221 | 2.86% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 12 | $3,300,000 | $275,000 | $3,396 | 2.98% |
| ASHEVILLE, NC (FHA|USDA|VA) | 9 | $3,295,000 | $366,111 | $4,720 | 3.10% |
| SAVANNAH, GA (FHA|USDA|VA) | 13 | $3,265,000 | $251,154 | $4,784 | 3.13% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 16 | $3,210,000 | $200,625 | $4,649 | 3.17% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 7 | $3,025,000 | $432,143 | $3,597 | 3.13% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 12 | $2,990,000 | $249,167 | $4,719 | 3.21% |
| MERCED, CA (FHA|USDA|VA) | 10 | $2,950,000 | $295,000 | $4,841 | 3.45% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 12 | $2,920,000 | $243,333 | $3,557 | 3.38% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 14 | $2,880,000 | $205,714 | $3,433 | 3.15% |
| Roseburg, OR (FHA|USDA|VA) | 11 | $2,825,000 | $256,818 | $4,382 | 3.32% |
| APPLETON, WI (FHA|USDA|VA) | 12 | $2,740,000 | $228,333 | $3,136 | 3.24% |
| MODESTO, CA (FHA|USDA|VA) | 9 | $2,725,000 | $302,778 | $4,531 | 3.08% |
| Branson, MO (FHA|USDA|VA) | 19 | $2,635,000 | $138,684 | $2,685 | 3.08% |
| OCALA, FL (FHA|USDA|VA) | 16 | $2,630,000 | $164,375 | $4,781 | 3.20% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 9 | $2,615,000 | $290,556 | $3,121 | 3.08% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 10 | $2,560,000 | $256,000 | $5,770 | 2.91% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 7 | $2,555,000 | $365,000 | $5,860 | 2.96% |
| FORT COLLINS, CO (FHA|USDA|VA) | 7 | $2,495,000 | $356,429 | $3,243 | 3.29% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $2,335,000 | $259,444 | $5,983 | 3.24% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 11 | $2,295,000 | $208,636 | $5,166 | 3.05% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $3,783 | 3.16% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 9 | $2,245,000 | $249,444 | $3,607 | 3.14% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $2,245,000 | $320,714 | $3,428 | 3.20% |
| Bardstown, KY (FHA|USDA|VA) | 13 | $2,225,000 | $171,154 | $3,688 | 3.38% |
| DALTON, GA (FHA|USDA|VA) | 12 | $2,220,000 | $185,000 | $5,314 | 3.46% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $2,200,000 | $366,667 | $3,484 | 3.10% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $2,165,000 | $721,667 | $5,873 | 3.13% |
| Owatonna, MN (FHA|USDA|VA) | 13 | $2,145,000 | $165,000 | $3,463 | 3.00% |
| Whitewater, WI (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $2,887 | 3.38% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 15 | $2,135,000 | $142,333 | $2,437 | 2.78% |
| Bonham, TX (FHA|USDA|VA) | 4 | $2,100,000 | $525,000 | $8,827 | 3.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $4,446 | 3.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $3,272 | 3.55% |
| Calhoun, GA (FHA|USDA|VA) | 11 | $2,005,000 | $182,273 | $4,667 | 3.55% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $4,862 | 3.40% |
| GETTYSBURG, PA (FHA|USDA|VA) | 9 | $1,945,000 | $216,111 | $6,825 | 3.19% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 8 | $1,930,000 | $241,250 | $4,429 | 3.27% |
| Shelton, WA (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $6,122 | 3.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $3,121 | 3.40% |
| Cambridge, MD (FHA|USDA|VA) | 9 | $1,905,000 | $211,667 | $5,626 | 3.22% |
| Winona, MN (FHA|USDA|VA) | 11 | $1,875,000 | $170,455 | $3,694 | 2.81% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 10 | $1,840,000 | $184,000 | $4,312 | 3.31% |
| Boone, NC (FHA|USDA|VA) | 4 | $1,840,000 | $460,000 | $4,307 | 3.19% |
| Nogales, AZ (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $3,651 | 3.01% |
| Sanford, NC (FHA|USDA|VA) | 9 | $1,815,000 | $201,667 | $4,807 | 3.33% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $1,775,000 | $591,667 | $5,000 | 3.38% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 12 | $1,760,000 | $146,667 | $3,395 | 3.36% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,755,000 | $585,000 | $6,805 | 3.17% |
| MADERA, CA (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $5,773 | 3.06% |
| CLEVELAND, TN (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $5,211 | 3.25% |
| DOVER, DE (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $6,554 | 3.32% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $3,239 | 3.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $3,824 | 3.05% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $4,681 | 3.06% |
| Beatrice, NE (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $4,091 | 2.69% |
| Austin, MN (FHA|USDA|VA) | 11 | $1,505,000 | $136,818 | $3,288 | 2.77% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $3,562 | 3.21% |
| Menomonie, WI (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $3,746 | 3.09% |
| Granbury, TX (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $6,461 | 3.48% |
| COLUMBIA, SC (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $4,395 | 3.05% |
| JOPLIN, MO (FHA|USDA|VA) | 9 | $1,345,000 | $149,444 | $2,710 | 3.18% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $4,279 | 3.04% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $3,986 | 3.13% |
| Alexander City, AL (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $4,141 | 3.44% |
| FARGO, ND-MN (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $3,756 | 3.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $3,026 | 2.95% |
| TOPEKA, KS (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $2,562 | 3.10% |
| Fergus Falls, MN (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $4,955 | 2.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $6,754 | 2.81% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $6,592 | 2.78% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $3,715 | 2.94% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $3,555 | 2.83% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $2,678 | 3.17% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $3,163 | 3.38% |
| Grand Rapids, MN (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $6,341 | 3.05% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $2,675 | 3.02% |
| GREENVILLE, NC (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $3,356 | 2.75% |
| HARRISONBURG, VA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $5,422 | 2.98% |
| FLINT, MI (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $3,989 | 2.94% |
| TYLER, TX (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $4,180 | 2.48% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $2,425 | 2.98% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $4,343 | 3.17% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $3,322 | 3.47% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $6,801 | 2.92% |
| Holland, MI (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $3,298 | 2.67% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $2,197 | 3.47% |
| Frankfort, KY (FHA|USDA|VA) | 8 | $1,010,000 | $126,250 | $3,230 | 3.17% |
| Wilmington, OH (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $4,465 | 3.13% |
| Alexandria, MN (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $3,609 | 3.03% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $4,430 | 3.04% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $3,164 | 3.17% |
| Newport, OR (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,607 | 3.04% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $4,953 | 3.04% |
| Cullman, AL (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $3,110 | 3.48% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $4,298 | 2.96% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $5,751 | 2.96% |
| Washington, NC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $4,225 | 2.96% |
| TULSA, OK (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $3,746 | 2.98% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,698 | 3.25% |
| Ottawa, KS (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $3,244 | 3.28% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $4,428 | 3.00% |
| Gainesville, TX (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $4,626 | 3.21% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $6,800 | 2.75% |
| Platteville, WI (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $3,560 | 3.05% |
| Edwards, CO (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $4,568 | 3.06% |
| MANKATO, MN (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,541 | 3.03% |
| Douglas, GA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $3,286 | 2.79% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $3,513 | 3.13% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,488 | 2.92% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 7 | $745,000 | $106,429 | $2,887 | 4.48% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $5,258 | 3.88% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,901 | 2.79% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $1,869 | 3.04% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,105 | 2.88% |
| Fremont, NE (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,847 | 3.03% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,696 | 2.94% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $11,578 | 2.81% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $2,987 | 2.94% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,545 | 3.63% |
| Heber, UT (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $16,456 | 3.00% |
| YUMA, AZ (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,674 | 3.06% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,249 | 3.04% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,412 | 3.06% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,274 | 3.13% |
| Mount Airy, NC (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $3,485 | 2.85% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $2,246 | 3.31% |
| ROME, GA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,013 | 3.34% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $6,873 | 2.88% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,127 | 3.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,353 | 3.08% |
| Prineville, OR (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $9,481 | 3.06% |
| LaGrange, GA-AL (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $3,834 | 3.63% |
| Kearney, NE (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,172 | 2.88% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $9,690 | 3.81% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,795 | 2.88% |
| West Plains, MO (FHA|USDA|VA) | 7 | $605,000 | $86,429 | $2,632 | 3.05% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,399 | 3.38% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,995 | 3.31% |
| Adrian, MI (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $5,962 | 3.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,105 | 3.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $4,486 | 3.41% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,164 | 3.54% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,272 | 3.54% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $6,224 | 2.88% |
| GADSDEN, AL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $2,808 | 3.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,329 | 3.29% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $6,656 | 3.25% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,674 | 3.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $3,401 | 2.80% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,611 | 3.00% |
| Marinette, WI-MI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,923 | 3.04% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,000 | 2.94% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $10,969 | 2.63% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,978 | 2.75% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,789 | 3.63% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,286 | 3.38% |
| Martinsville, VA (FHA|USDA|VA) | 7 | $475,000 | $67,857 | $2,829 | 3.02% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,173 | 2.81% |
| New Ulm, MN (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $3,414 | 3.38% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,165 | 2.92% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,206 | 3.38% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,930 | 3.00% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,712 | 2.94% |
| Albert Lea, MN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,516 | 2.81% |
| Hastings, NE (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,866 | 2.94% |
| AKRON, OH (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,829 | 3.38% |
| NAPA, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,254 | 3.25% |
| Summerville, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,325 | 3.31% |
| Albertville, AL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,712 | 3.08% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,895 | 2.88% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,812 | 3.00% |
| Henderson, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,198 | 3.13% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,002 | 3.63% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,357 | 3.50% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,379 | 3.00% |
| Newberry, SC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,604 | 3.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $2,762 | 3.13% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,459 | 2.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,807 | 2.94% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $3,817 | 3.41% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,503 | 2.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,739 | 2.75% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,522 | 3.75% |
| Centralia, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,821 | 2.75% |
| Danville, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,100 | 3.06% |
| Rockingham, NC (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $3,689 | 4.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,739 | 3.56% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,068 | 2.88% |
| Campbellsville, KY (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,493 | 4.33% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,183 | 3.38% |
| Fort Payne, AL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $1,563 | 5.29% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,071 | 3.31% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,925 | 2.75% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,037 | 2.75% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,937 | 2.88% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,110 | 3.13% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,403 | 3.00% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,353 | 3.13% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,414 | 2.75% |
| Sonora, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,864 | 2.75% |
| Danville, VA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,554 | 3.71% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,641 | 3.38% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,298 | 3.38% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,974 | 3.00% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,361 | 3.25% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,145 | 2.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,495 | 3.38% |
| CHICO, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,686 | 3.13% |
| Thomaston, GA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,986 | 3.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,214 | 3.13% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,981 | 3.00% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,440 | 2.38% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $15,007 | 2.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,427 | 4.81% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,322 | 2.88% |
| DuBois, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,475 | 2.75% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,148 | 2.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,137 | 3.88% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,211 | 2.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,467 | 3.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,507 | 2.25% |
| Columbus, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,347 | 3.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,732 | 2.88% |
| BEND, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,954 | 3.38% |
| Ashland, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,807 | 3.38% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,439 | 2.88% |
| Palatka, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,510 | 2.75% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,305 | 3.25% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,300 | 3.00% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,544 | 3.13% |
| Brevard, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,802 | 2.75% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,947 | 2.75% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,366 | 3.38% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,279 | 2.75% |
| Wilson, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,888 | 3.38% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,297 | 2.88% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,533 | 3.50% |
| Forest City, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,396 | 2.75% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,435 | 2.88% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,874 | 3.00% |
| Oxford, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,322 | 3.63% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,409 | 3.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,089 | 2.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,998 | 2.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,112 | 2.75% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,686 | 2.75% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,559 | 2.75% |
| Lake City, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,130 | 3.13% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,413 | 3.00% |
| Maryville, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,735 | 3.38% |
| Marshall, MN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,780 | 2.94% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,985 | 3.13% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,360 | 2.63% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,598 | 3.25% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,317 | 2.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,345 | 3.50% |
| Macomb, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,115 | 2.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,776 | 3.25% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,724 | 3.13% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,067 | 3.38% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,253 | 2.88% |
| Madison, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,150 | 2.63% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,397 | 3.63% |
| Maysville, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,057 | 2.75% |
| WACO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,322 | 2.75% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,492 | 3.13% |
| Liberal, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,596 | 3.38% |
| McPherson, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,400 | 3.50% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,014 | 2.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,408 | 3.13% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,133 | 4.88% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,288 | 3.50% |
| Tifton, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,829 | 3.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,494 | 3.38% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,327 | 2.95% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,373 | 3.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,950 | 3.13% |
| Atchison, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,393 | 3.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,171 | 4.13% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,673 | 3.13% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,941 | 3.25% |
| Shawano, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,058 | 2.88% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,025 | 2.88% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,830 | 3.63% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,928 | 2.88% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,834 | 4.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against Prosperity Home Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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The Equitable Bank, S.S.B.
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Product Mix
For 2020, Prosperity Home Mortgage's most frequently originated type of loan was Conventional, with 36,460 originations. Their 2nd most popular type was VA, with 3,709 originations.
Loan Reason
For 2020, Prosperity Home Mortgage's most frequently cited loan purpose was Home Purchase, with 30,387 originations. The 2nd most popular reason was Refi, with 10,886 originations.
Loan Duration/Length
For 2020, Prosperity Home Mortgage's most frequently cited loan duration was 30 Year, with 39,521 originations. The 2nd most popular length was 15 Year, with 2,673 originations.
Origination Fees/Closing Costs
Prosperity Home Mortgage's average total fees were $4,804, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 25,198 originations.
Interest Rates
During 2020, Prosperity Home Mortgage's average interest rate for loans was 3.16%, while their most frequently originated rate bucket for loans was 3-4%, with 21,200 originations.
Loan Sizing
2020 saw Prosperity Home Mortgage place emphasis on $200k-400k loans with 21,493 originations, totaling $6,153,985,000 in origination value.
Applicant Income
Prosperity Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 10,340 originations. The second most popular income band? $50k-75k, with 9,070 originations.
Applicant Debt to Income Ratio
Prosperity Home Mortgage lent most frequently to those with DTI ratios of 20-30%, with 10,462 originations. The next most common DTI ratio? 30-36%, with 8,692 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.28%
Prosperity Home Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination73.79%
Prosperity Home Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 43,683 | $13,837,985,000 | $316,782 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 166 | $22,650,000 | $136,446 |
| Single Family (1-4 Units):Site-Built | 43,517 | $13,815,335,000 | $317,470 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PROSPERITY BANCSHARES, INC. | Conventional home mortgage | Closing on a mortgage | 2 | 28.6% |
| PROSPERITY BANCSHARES, INC. | Other type of mortgage | Closing on a mortgage | 1 | 14.3% |
| PROSPERITY BANCSHARES, INC. | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 14.3% |
| PROSPERITY BANCSHARES, INC. | Home equity loan or line of credit (HELOC) | Problem with a credit reporting company's investigation into an existing problem | 1 | 14.3% |
| PROSPERITY BANCSHARES, INC. | Conventional home mortgage | Trouble during payment process | 1 | 14.3% |
| PROSPERITY BANCSHARES, INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 14.3% |