Phh Mortgage Corporation Rates, Fees & Info
Mount Laurel, NJLEI: PAOOWF3GUFM46FBSP561
Tax ID: 22-2195996
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Mortgage Data
Review & Overview
Phh Mortgage Corporation is a smaller mortgage company specializing in Cash Out Refi and Refi loans. Phh Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: New York, Los Angeles, Washington, Atlanta, and Philadelphia among others. We have data for 421 markets. (Some data included below & more in-depth data is available with an active subscription.)Phh Mortgage Corporation has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Phh Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.70% | 12/17/24 |
| 30 Year Conventional Refi | 6.73% | 12/17/24 |
| 30 Year Cash-out Refi | 6.94% | 12/17/24 |
| 30 Year FHA Purchase | 7.24% | 12/17/24 |
| 30 Year FHA Refi | 7.57% | 12/17/24 |
| 30 Year VA Purchase | 5.83% | 12/17/24 |
| 30 Year VA Refi | 6.78% | 12/17/24 |
| 30 Year USDA Purchase | 6.27% | 12/17/24 |
| 15 Year Conventional Purchase | 6.30% | 12/17/24 |
| 15 Year Conventional Refi | 6.58% | 12/17/24 |
| 15 Year Cash-out Refi | 6.58% | 12/17/24 |
| 15 Year FHA Refi | 7.48% | 12/17/24 |
| 15 Year VA Refi | 7.26% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Phh Mortgage Corporation Mortgage Calculator
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This is not an official calculator from Phh Mortgage Corporation. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,987Origination Dollar Volume (All Markets)
$574,905,000Awards
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PHH Mortgage Corporation - 2019
PHH Mortgage Corporation is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 176 | $46,800,000 | $265,909 | $5,428 | 4.73% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 115 | $39,115,000 | $340,130 | $6,724 | 4.56% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 73 | $21,495,000 | $294,452 | $5,792 | 4.72% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 103 | $17,455,000 | $169,466 | $5,154 | 4.87% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 94 | $17,280,000 | $183,830 | $5,327 | 4.69% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 78 | $15,740,000 | $201,795 | $4,988 | 4.68% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 85 | $15,355,000 | $180,647 | $5,089 | 4.73% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 54 | $13,950,000 | $258,333 | $6,162 | 4.60% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 91 | $13,825,000 | $151,923 | $4,879 | 5.14% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 74 | $13,120,000 | $177,297 | $4,696 | 4.73% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 37 | $12,515,000 | $338,243 | $6,624 | 4.42% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 44 | $12,500,000 | $284,091 | $6,391 | 4.62% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 49 | $12,355,000 | $252,143 | $6,621 | 4.56% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 33 | $11,715,000 | $355,000 | $6,667 | 4.38% |
| Outside of Metro Areas | 88 | $11,350,000 | $128,977 | $4,325 | 4.94% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 70 | $10,150,000 | $145,000 | $4,623 | 5.01% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 33 | $8,325,000 | $252,273 | $5,140 | 4.70% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 39 | $8,295,000 | $212,692 | $4,957 | 4.85% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 41 | $8,125,000 | $198,171 | $4,910 | 4.79% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 46 | $8,100,000 | $176,087 | $4,489 | 4.60% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 44 | $6,400,000 | $145,455 | $4,912 | 4.71% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 22 | $5,460,000 | $248,182 | $6,065 | 4.52% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 36 | $5,400,000 | $150,000 | $4,437 | 4.87% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 39 | $5,365,000 | $137,564 | $4,435 | 5.07% |
| RICHMOND, VA (FHA|USDA|VA) | 27 | $4,475,000 | $165,741 | $4,278 | 4.81% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 27 | $4,425,000 | $163,889 | $4,513 | 4.64% |
| STOCKTON, CA (FHA|USDA|VA) | 14 | $4,130,000 | $295,000 | $6,576 | 4.39% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 18 | $3,990,000 | $221,667 | $4,601 | 4.76% |
| VALLEJO, CA (FHA|USDA|VA) | 13 | $3,905,000 | $300,385 | $6,816 | 4.76% |
| COLUMBUS, OH (FHA|USDA|VA) | 23 | $3,815,000 | $165,870 | $5,489 | 4.95% |
| PITTSBURGH, PA (FHA|USDA|VA) | 27 | $3,805,000 | $140,926 | $4,989 | 4.67% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 25 | $3,745,000 | $149,800 | $4,632 | 4.76% |
| MODESTO, CA (FHA|USDA|VA) | 14 | $3,550,000 | $253,571 | $4,825 | 4.71% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 22 | $3,490,000 | $158,636 | $4,481 | 5.16% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 25 | $3,435,000 | $137,400 | $4,299 | 4.77% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 15 | $3,415,000 | $227,667 | $5,171 | 5.02% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 9 | $3,395,000 | $377,222 | $6,071 | 4.54% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 20 | $3,180,000 | $159,000 | $4,949 | 4.92% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 14 | $2,800,000 | $200,000 | $5,508 | 4.72% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 23 | $2,745,000 | $119,348 | $4,042 | 4.72% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 12 | $2,550,000 | $212,500 | $6,722 | 4.77% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 10 | $2,430,000 | $243,000 | $5,990 | 4.76% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 7 | $2,375,000 | $339,286 | $7,433 | 4.63% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 19 | $2,355,000 | $123,947 | $4,048 | 4.80% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 15 | $2,315,000 | $154,333 | $5,135 | 4.78% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 14 | $2,150,000 | $153,571 | $4,600 | 4.66% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 10 | $2,120,000 | $212,000 | $4,858 | 4.31% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $5,009 | 4.85% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 9 | $2,025,000 | $225,000 | $5,078 | 4.97% |
| TUCSON, AZ (FHA|USDA|VA) | 13 | $1,985,000 | $152,692 | $5,451 | 4.37% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 14 | $1,930,000 | $137,857 | $4,702 | 5.04% |
| RENO, NV (FHA|USDA|VA) | 8 | $1,930,000 | $241,250 | $6,623 | 4.13% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 12 | $1,920,000 | $160,000 | $3,951 | 5.14% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 12 | $1,890,000 | $157,500 | $5,220 | 4.77% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $7,221 | 4.28% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 10 | $1,860,000 | $186,000 | $5,307 | 4.73% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $4,411 | 4.72% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 11 | $1,855,000 | $168,636 | $4,893 | 5.01% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $5,128 | 4.64% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 18 | $1,820,000 | $101,111 | $4,144 | 4.78% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 12 | $1,810,000 | $150,833 | $4,906 | 4.77% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $5,464 | 4.67% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 10 | $1,730,000 | $173,000 | $3,786 | 4.53% |
| BOISE CITY, ID (FHA|USDA|VA) | 9 | $1,635,000 | $181,667 | $4,986 | 4.92% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $4,762 | 4.80% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 11 | $1,565,000 | $142,273 | $4,649 | 4.99% |
| GREELEY, CO (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $5,698 | 4.77% |
| FORT COLLINS, CO (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $5,281 | 4.66% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 10 | $1,440,000 | $144,000 | $5,350 | 4.98% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 10 | $1,370,000 | $137,000 | $4,123 | 4.65% |
| BILLINGS, MT (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $6,731 | 5.25% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $4,379 | 4.78% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $5,923 | 4.33% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $5,105 | 5.16% |
| BEND, OR (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $6,508 | 5.10% |
| ROCKFORD, IL (FHA|USDA|VA) | 10 | $1,190,000 | $119,000 | $4,380 | 5.01% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $6,002 | 4.83% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 8 | $1,140,000 | $142,500 | $4,572 | 4.80% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $4,272 | 4.75% |
| FRESNO, CA (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $4,708 | 4.95% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $5,285 | 4.84% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $5,497 | 4.75% |
| FLINT, MI (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $4,844 | 4.39% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $4,203 | 5.02% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $6,649 | 5.44% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,729 | 4.55% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 10 | $980,000 | $98,000 | $3,519 | 4.95% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $4,119 | 5.02% |
| REDDING, CA (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $5,902 | 4.56% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 7 | $965,000 | $137,857 | $3,266 | 4.57% |
| TULSA, OK (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $5,922 | 4.65% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $4,282 | 5.08% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $5,912 | 4.33% |
| SALEM, OR (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $6,190 | 4.48% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $7,263 | 4.88% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $6,683 | 4.75% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $6,979 | 4.31% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $8,062 | 3.56% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 8 | $890,000 | $111,250 | $3,663 | 5.16% |
| COLUMBIA, SC (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $4,003 | 4.43% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $4,207 | 4.30% |
| LOUISVILLE, KY (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $4,203 | 4.64% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $5,385 | 3.75% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $5,595 | 4.90% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,731 | 4.81% |
| NAPA, CA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $5,474 | 4.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,782 | 4.69% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $4,323 | 4.81% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $7,154 | 5.13% |
| AKRON, OH (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $5,167 | 4.77% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $6,255 | 4.53% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 7 | $765,000 | $109,286 | $4,056 | 5.05% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $5,229 | 4.96% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $4,071 | 4.75% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $6,525 | 4.40% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $4,676 | 4.83% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $3,922 | 4.56% |
| Fernley, NV (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $6,334 | 4.63% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,811 | 5.38% |
| ROCHESTER, NY (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $3,988 | 4.70% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,646 | 4.71% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $4,348 | 4.97% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $6,073 | 4.22% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $5,062 | 4.73% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $3,658 | 5.05% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,555 | 4.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $4,440 | 4.48% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $4,365 | 5.13% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,742 | 4.67% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,866 | 4.92% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,507 | 4.31% |
| Torrington, CT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $11,094 | 4.38% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,581 | 4.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,481 | 5.00% |
| CHICO, CA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,381 | 5.04% |
| ANCHORAGE, AK (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,287 | 5.21% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $6,773 | 5.09% |
| Batesville, AR (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $3,426 | 4.75% |
| JACKSON, MI (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $3,210 | 4.81% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,750 | 5.21% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,217 | 4.06% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,382 | 4.79% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,611 | 4.06% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,453 | 4.29% |
| Barre, VT (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,075 | 4.38% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $4,578 | 5.13% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $3,947 | 4.72% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,533 | 3.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,940 | 5.04% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $3,323 | 4.83% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $4,657 | 4.78% |
| Winnemucca, NV (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,984 | 5.13% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,152 | 4.08% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $4,410 | 5.09% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,552 | 5.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,015 | 4.75% |
| MADISON, WI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,761 | 4.50% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $3,671 | 5.68% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $17,498 | 4.38% |
| BISMARCK, ND (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,626 | 4.31% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,944 | 5.83% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,262 | 5.21% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,920 | 4.63% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $3,078 | 5.06% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $4,529 | 4.66% |
| MERCED, CA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,802 | 4.54% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,785 | 5.38% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,559 | 5.44% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,575 | 4.75% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,112 | 5.03% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,079 | 5.56% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,280 | 4.44% |
| Hood River, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,291 | 4.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,857 | 4.21% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,463 | 5.67% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,449 | 4.75% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $3,420 | 4.47% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,160 | 6.06% |
| Kearney, NE (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,068 | 4.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,512 | 4.42% |
| Centralia, WA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,002 | 5.00% |
| Helena, MT (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,182 | 4.81% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $5,059 | 4.58% |
| Hailey, ID (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,463 | 4.88% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,428 | 5.00% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,498 | 4.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,555 | 3.38% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,553 | 5.00% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,100 | 4.56% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,319 | 4.71% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,877 | 4.75% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,873 | 5.00% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,446 | 4.19% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,517 | 4.75% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,981 | 3.63% |
| MADERA, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,847 | 4.75% |
| MONROE, LA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,164 | 3.88% |
| READING, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,460 | 5.25% |
| UTICA-ROME, NY (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,427 | 4.46% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,828 | 5.19% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,802 | 4.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,023 | 5.31% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,348 | 4.81% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,246 | 4.75% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,310 | 5.44% |
| Concord, NH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,456 | 5.13% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $4,933 | 4.56% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,213 | 5.50% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,709 | 4.75% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,323 | 5.88% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,980 | 4.50% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,803 | 4.81% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,419 | 5.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,853 | 3.88% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,190 | 3.75% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,554 | 4.75% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,889 | 5.25% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,981 | 4.81% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,838 | 4.56% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $17,507 | 3.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $4,059 | 5.00% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,382 | 3.75% |
| Fallon, NV (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,624 | 4.81% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,401 | 4.88% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,074 | 4.94% |
| Palestine, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,224 | 5.31% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,730 | 4.06% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,422 | 4.25% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,179 | 6.25% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,710 | 4.75% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,642 | 3.88% |
| ROME, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,303 | 4.00% |
| Boone, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,787 | 4.75% |
| Willmar, MN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,714 | 4.06% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,902 | 5.00% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,929 | 4.81% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,830 | 4.19% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,425 | 5.81% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,097 | 4.88% |
| Sonora, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,887 | 4.88% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,591 | 4.81% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,080 | 4.63% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,045 | 5.56% |
| Taos, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,354 | 5.88% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,838 | 4.63% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,149 | 5.19% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $3,397 | 5.08% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,378 | 6.25% |
| DOVER, DE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,118 | 3.50% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,729 | 5.00% |
| Silver City, NM (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,404 | 4.88% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,905 | 5.44% |
| DALTON, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,805 | 4.88% |
| MONROE, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,630 | 4.50% |
| Heber, UT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,094 | 4.50% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,372 | 5.50% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,343 | 5.06% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,253 | 4.06% |
| Taylorville, IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,977 | 4.06% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,976 | 5.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,039 | 5.31% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,064 | 5.00% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,162 | 4.88% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,868 | 4.50% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,180 | 5.75% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,115 | 4.13% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,953 | 4.56% |
| CASPER, WY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,503 | 5.63% |
| Effingham, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,735 | 4.88% |
| Outside of Metro Areas | 1 | $185,000 | $185,000 | $5,260 | 4.88% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,655 | 5.75% |
| OCALA, FL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,736 | 5.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,756 | 4.75% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,879 | 4.19% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,725 | 4.50% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,120 | 4.69% |
| Meridian, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,788 | 4.75% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,958 | 4.75% |
| Gillette, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,624 | 4.13% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,085 | 4.88% |
| Picayune, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,575 | 4.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,066 | 4.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,261 | 5.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,327 | 4.31% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,403 | 4.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,407 | 4.13% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,927 | 5.38% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,287 | 4.63% |
| Astoria, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,829 | 4.50% |
| Laramie, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,475 | 4.63% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,035 | 5.75% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,117 | 4.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,248 | 4.25% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,090 | 3.88% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,651 | 4.75% |
| Greenville, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,679 | 4.25% |
| Jackson, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,083 | 4.38% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,643 | 4.06% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,852 | 4.19% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,474 | 4.19% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,249 | 4.75% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,139 | 5.00% |
| Tifton, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,978 | 4.88% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,098 | 4.75% |
| Marietta, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,454 | 6.00% |
| Salina, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,473 | 4.75% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,478 | 4.63% |
| Laconia, NH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,402 | 4.25% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,730 | 4.56% |
| NILES, MI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,480 | 4.69% |
| Rockport, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,747 | 5.75% |
| RACINE, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,217 | 5.88% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,809 | 4.88% |
| Safford, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,788 | 4.88% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,412 | 3.88% |
| Marion, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,391 | 4.25% |
| Decatur, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,215 | 3.63% |
| Woodward, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,791 | 5.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,005 | 4.38% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,248 | 5.25% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,568 | 4.50% |
| TYLER, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,247 | 5.25% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,391 | 5.88% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,492 | 4.13% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,628 | 4.50% |
| Findlay, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,248 | 5.50% |
| WACO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,132 | 4.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,988 | 5.13% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,061 | 4.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,824 | 4.88% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,938 | 5.75% |
| Forest City, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,165 | 3.88% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,330 | 4.00% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,057 | 5.75% |
| Paragould, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,691 | 4.13% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,540 | 6.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,971 | 5.75% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,006 | 3.88% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,165 | 4.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,676 | 4.63% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,644 | 5.38% |
| Henderson, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,842 | 4.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,710 | 5.88% |
| Fremont, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,276 | 5.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,102 | 4.75% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,185 | 6.25% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,904 | 4.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,862 | 6.25% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,229 | 6.25% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,658 | 5.13% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,775 | 5.00% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,596 | 4.50% |
| Cullman, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.88% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,598 | 4.50% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,185 | 4.63% |
| Marquette, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,851 | 4.63% |
| Mason City, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,640 | 5.13% |
| Danville, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,312 | 4.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,476 | 4.75% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,655 | 4.88% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,651 | 4.50% |
| Brookings, OR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,162 | 3.88% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,087 | 4.63% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,777 | 4.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,967 | 4.88% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,422 | 5.75% |
| Palatka, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,798 | 4.88% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,189 | 5.38% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,666 | 5.63% |
| Ozark, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,884 | 5.13% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,174 | 4.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,619 | 5.38% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,699 | 5.63% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,554 | 4.75% |
| Payson, AZ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,111 | 5.63% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,052 | 5.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,264 | 5.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,445 | 4.88% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,672 | 4.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,091 | 5.25% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,685 | 5.25% |
| Hastings, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,869 | 5.88% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,402 | 3.88% |
| Jesup, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,467 | 3.63% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,829 | 4.63% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,046 | 5.38% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,602 | 4.13% |
| Seneca, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,668 | 4.25% |
| Athens, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,459 | 4.88% |
| Rolla, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,261 | 5.75% |
| Greenville, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,564 | 4.88% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,902 | 4.63% |
| Harrison, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,695 | 4.88% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,458 | 4.75% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,056 | 3.88% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,957 | 4.13% |
| Sterling, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,702 | 4.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,375 | 4.88% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,366 | 4.38% |
| Angola, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,553 | 4.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,255 | 4.88% |
| Miami, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,034 | 4.88% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,171 | 4.88% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,387 | 4.50% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,797 | 6.25% |
| Americus, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,880 | 5.13% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,186 | 3.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,235 | 4.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $964 | 3.63% |
| Price, UT (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,481 | 5.88% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,589 | 5.50% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,370 | 4.25% |
| Oil City, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,024 | 3.75% |
| Connersville, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,077 | 4.88% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,724 | 4.25% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,038 | 4.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,268 | 3.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,545 | 5.75% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,129 | 5.13% |
| LIMA, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,082 | 5.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,970 | 4.88% |
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Product Mix
For 2019, Phh Mortgage Corporation's most frequently originated type of loan was Conventional, with 2,671 originations. Their 2nd most popular type was FHA, with 245 originations.
Loan Reason
For 2019, Phh Mortgage Corporation's most frequently cited loan purpose was Cash Out Refi, with 2,011 originations. The 2nd most popular reason was Refi, with 854 originations.
Loan Duration/Length
For 2019, Phh Mortgage Corporation's most frequently cited loan duration was 30 Year, with 1,839 originations. The 2nd most popular length was 15 Year, with 665 originations.
Origination Fees/Closing Costs
Phh Mortgage Corporation's average total fees were $5,348, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 845 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 1,607 | $308,695,000 | $192,094 |
| 5-6% | 789 | $135,395,000 | $171,603 |
| 3-4% | 480 | $112,710,000 | $234,813 |
| 6-7% | 108 | $17,370,000 | $160,833 |
| 2.5-3% | 3 | $735,000 | $245,000 |
During 2019, Phh Mortgage Corporation's average interest rate for loans was 4.92%, while their most frequently originated rate bucket for loans was 4-5%, with 1,607 originations.
Loan Sizing
2019 saw Phh Mortgage Corporation place emphasis on $100k-200k loans with 1,371 originations, totaling $199,895,000 in origination value.
Applicant Income
Phh Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 736 originations. The second most popular income band? $100k-150k, with 640 originations.
Applicant Debt to Income Ratio
Phh Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 512 originations. The next most common DTI ratio? 30-36%, with 506 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications49.26%
Phh Mortgage Corporation has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination-76.53%
Phh Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,987 | $574,905,000 | $192,469 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 16 | $1,610,000 | $100,625 |
| Single Family (1-4 Units):Site-Built | 2,971 | $573,295,000 | $192,964 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PHH Mortgage Services Corporation | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 6 | 2.4% |
| PHH Mortgage Services Corporation | Conventional home mortgage | Closing on a mortgage | 12 | 4.7% |
| PHH Mortgage Services Corporation | Conventional home mortgage | Incorrect information on your report | 1 | 0.4% |
| PHH Mortgage Services Corporation | Conventional home mortgage | Struggling to pay mortgage | 69 | 27.2% |
| PHH Mortgage Services Corporation | Conventional home mortgage | Trouble during payment process | 101 | 39.8% |
| PHH Mortgage Services Corporation | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 5 | 2.0% |
| PHH Mortgage Services Corporation | FHA mortgage | Closing on a mortgage | 1 | 0.4% |
| PHH Mortgage Services Corporation | FHA mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 0.4% |
| PHH Mortgage Services Corporation | FHA mortgage | Struggling to pay mortgage | 13 | 5.1% |
| PHH Mortgage Services Corporation | FHA mortgage | Trouble during payment process | 16 | 6.3% |
| PHH Mortgage Services Corporation | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 1 | 0.4% |
| PHH Mortgage Services Corporation | Home equity loan or line of credit (HELOC) | Trouble during payment process | 3 | 1.2% |
| PHH Mortgage Services Corporation | Other type of mortgage | Struggling to pay mortgage | 4 | 1.6% |
| PHH Mortgage Services Corporation | Other type of mortgage | Trouble during payment process | 15 | 5.9% |
| PHH Mortgage Services Corporation | Reverse mortgage | Trouble during payment process | 1 | 0.4% |
| PHH Mortgage Services Corporation | VA mortgage | Struggling to pay mortgage | 3 | 1.2% |
| PHH Mortgage Services Corporation | VA mortgage | Trouble during payment process | 2 | 0.8% |