Phh Mortgage Corporation Rates, Fees & Info
Mount Laurel, NJLEI: PAOOWF3GUFM46FBSP561
Tax ID: 22-2195996
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Mortgage Data
Review & Overview
Phh Mortgage Corporation is a smaller mortgage company specializing in Cash Out Refi and Refi loans. Phh Mortgage Corporation has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Philadelphia, Los Angeles, Chicago, and Boston among others. We have data for 466 markets. (Some data included below & more in-depth data is available with an active subscription.)Phh Mortgage Corporation has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Phh Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.70% | 12/17/24 |
| 30 Year Conventional Refi | 6.73% | 12/17/24 |
| 30 Year Cash-out Refi | 6.94% | 12/17/24 |
| 30 Year FHA Purchase | 7.24% | 12/17/24 |
| 30 Year FHA Refi | 7.57% | 12/17/24 |
| 30 Year VA Purchase | 5.83% | 12/17/24 |
| 30 Year VA Refi | 6.78% | 12/17/24 |
| 30 Year USDA Purchase | 6.27% | 12/17/24 |
| 15 Year Conventional Purchase | 6.30% | 12/17/24 |
| 15 Year Conventional Refi | 6.58% | 12/17/24 |
| 15 Year Cash-out Refi | 6.58% | 12/17/24 |
| 15 Year FHA Refi | 7.48% | 12/17/24 |
| 15 Year VA Refi | 7.26% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Phh Mortgage Corporation Mortgage Calculator
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This is not an official calculator from Phh Mortgage Corporation. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,984Origination Dollar Volume (All Markets)
$549,660,000Awards
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PHH Mortgage Corporation - 2018
PHH Mortgage Corporation is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 153 | $38,785,000 | $253,497 | $3,757 | 4.75% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 100 | $17,690,000 | $176,900 | $3,697 | 4.88% |
| Outside of Metro Areas | 127 | $16,905,000 | $133,110 | $3,230 | 4.84% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 55 | $16,415,000 | $298,455 | $4,170 | 4.75% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 90 | $16,050,000 | $178,333 | $3,207 | 4.86% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 60 | $15,130,000 | $252,167 | $3,824 | 4.67% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 63 | $14,765,000 | $234,365 | $3,786 | 4.79% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 75 | $14,665,000 | $195,533 | $4,687 | 5.07% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 82 | $14,210,000 | $173,293 | $3,438 | 4.99% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 57 | $13,965,000 | $245,000 | $3,302 | 4.82% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 39 | $10,175,000 | $260,897 | $4,239 | 4.95% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 54 | $10,110,000 | $187,222 | $3,698 | 4.92% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 52 | $9,500,000 | $182,692 | $3,313 | 4.89% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 27 | $8,945,000 | $331,296 | $4,021 | 4.57% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 43 | $7,905,000 | $183,837 | $3,574 | 4.97% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 45 | $7,705,000 | $171,222 | $4,468 | 5.03% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 42 | $7,570,000 | $180,238 | $3,190 | 5.01% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 29 | $6,005,000 | $207,069 | $3,700 | 4.89% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 25 | $5,925,000 | $237,000 | $4,575 | 4.79% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 38 | $5,910,000 | $155,526 | $2,934 | 4.84% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 39 | $5,885,000 | $150,897 | $3,169 | 4.81% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 22 | $5,600,000 | $254,545 | $3,495 | 4.92% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 25 | $4,975,000 | $199,000 | $3,353 | 4.96% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 27 | $4,575,000 | $169,444 | $3,799 | 4.88% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 21 | $4,535,000 | $215,952 | $3,464 | 5.02% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 30 | $4,390,000 | $146,333 | $3,738 | 4.74% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 18 | $4,240,000 | $235,556 | $4,369 | 5.08% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 18 | $4,220,000 | $234,444 | $2,864 | 4.82% |
| PITTSBURGH, PA (FHA|USDA|VA) | 29 | $3,875,000 | $133,621 | $3,663 | 5.15% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 22 | $3,810,000 | $173,182 | $4,419 | 4.85% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 25 | $3,685,000 | $147,400 | $3,430 | 4.97% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 20 | $3,560,000 | $178,000 | $3,304 | 5.15% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 15 | $3,485,000 | $232,333 | $4,172 | 4.82% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 18 | $3,320,000 | $184,444 | $3,865 | 4.94% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 15 | $3,115,000 | $207,667 | $4,105 | 4.91% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 19 | $3,065,000 | $161,316 | $2,936 | 5.17% |
| TUCSON, AZ (FHA|USDA|VA) | 14 | $3,050,000 | $217,857 | $3,132 | 4.78% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 15 | $2,995,000 | $199,667 | $3,336 | 4.90% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 14 | $2,990,000 | $213,571 | $3,471 | 4.68% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 19 | $2,935,000 | $154,474 | $3,245 | 4.90% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 20 | $2,740,000 | $137,000 | $3,902 | 5.01% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 22 | $2,480,000 | $112,727 | $2,901 | 4.91% |
| STOCKTON, CA (FHA|USDA|VA) | 10 | $2,470,000 | $247,000 | $3,049 | 4.68% |
| COLUMBUS, OH (FHA|USDA|VA) | 16 | $2,460,000 | $153,750 | $3,989 | 4.94% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 12 | $2,380,000 | $198,333 | $3,658 | 4.94% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 6 | $2,360,000 | $393,333 | $4,641 | 4.56% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 13 | $2,265,000 | $174,231 | $3,368 | 4.86% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 11 | $2,145,000 | $195,000 | $3,363 | 4.82% |
| ANCHORAGE, AK (FHA|USDA|VA) | 11 | $2,075,000 | $188,636 | $4,049 | 4.64% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 11 | $2,035,000 | $185,000 | $3,365 | 4.99% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 10 | $2,000,000 | $200,000 | $4,114 | 4.74% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 12 | $1,990,000 | $165,833 | $2,868 | 4.62% |
| VALLEJO, CA (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $3,311 | 4.48% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 11 | $1,875,000 | $170,455 | $4,120 | 4.68% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $2,760 | 4.78% |
| MODESTO, CA (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $4,224 | 5.01% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $3,243 | 4.87% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 11 | $1,805,000 | $164,091 | $3,283 | 4.74% |
| FORT COLLINS, CO (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $2,949 | 4.93% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 11 | $1,715,000 | $155,909 | $4,878 | 4.77% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 10 | $1,690,000 | $169,000 | $3,246 | 4.59% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $3,476 | 5.50% |
| LOUISVILLE, KY (FHA|USDA|VA) | 11 | $1,665,000 | $151,364 | $4,050 | 4.94% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $3,077 | 4.95% |
| DULUTH, MN-WI (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $3,279 | 4.91% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $3,051 | 4.56% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $3,141 | 5.02% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 13 | $1,535,000 | $118,077 | $3,987 | 4.57% |
| KNOXVILLE, TN (FHA|USDA|VA) | 9 | $1,525,000 | $169,444 | $2,998 | 4.69% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $2,979 | 4.90% |
| RENO, NV (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $6,288 | 4.17% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 12 | $1,510,000 | $125,833 | $3,298 | 5.16% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $5,291 | 4.95% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $5,093 | 5.09% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $3,229 | 4.78% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 11 | $1,485,000 | $135,000 | $4,265 | 4.99% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $2,682 | 5.02% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $4,941 | 4.68% |
| TULSA, OK (FHA|USDA|VA) | 11 | $1,415,000 | $128,636 | $3,455 | 4.84% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 11 | $1,405,000 | $127,727 | $2,910 | 4.97% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $3,648 | 4.87% |
| MEDFORD, OR (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $4,099 | 4.88% |
| RICHMOND, VA (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $3,278 | 5.26% |
| SALEM, OR (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $4,253 | 4.87% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $5,257 | 4.78% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $3,792 | 4.97% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 10 | $1,270,000 | $127,000 | $3,168 | 4.96% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 10 | $1,260,000 | $126,000 | $4,101 | 5.13% |
| BOULDER, CO (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $2,463 | 4.98% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $3,423 | 4.99% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $3,293 | 4.94% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $4,477 | 5.12% |
| CHICO, CA (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $2,707 | 4.85% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $4,272 | 4.67% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $4,054 | 5.17% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $4,488 | 4.73% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 8 | $1,120,000 | $140,000 | $3,708 | 4.72% |
| BILLINGS, MT (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $4,301 | 4.83% |
| ROCKFORD, IL (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $3,693 | 5.02% |
| TOLEDO, OH (FHA|USDA|VA) | 8 | $1,100,000 | $137,500 | $3,270 | 5.02% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $3,383 | 4.69% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 9 | $1,055,000 | $117,222 | $2,586 | 4.76% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,094 | 4.72% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $5,028 | 4.98% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $4,098 | 4.83% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,235 | 4.98% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $2,649 | 4.75% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $3,329 | 4.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $2,839 | 4.77% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $3,713 | 5.20% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $3,184 | 5.02% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $4,396 | 4.80% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $3,249 | 4.62% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $5,469 | 4.75% |
| Payson, AZ (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $2,682 | 5.19% |
| ROCHESTER, MN (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $3,511 | 5.16% |
| FARMINGTON, NM (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $4,670 | 5.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $2,720 | 4.87% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $3,514 | 5.29% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $2,856 | 4.76% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $4,003 | 4.71% |
| BEND, OR (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,771 | 4.71% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $4,904 | 5.03% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $3,269 | 4.81% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,391 | 5.79% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $3,378 | 4.33% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $2,889 | 4.60% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $2,542 | 5.46% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $3,561 | 4.69% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $5,205 | 4.88% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,850 | 4.67% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $3,155 | 4.36% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $4,658 | 4.88% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,685 | 4.71% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 7 | $715,000 | $102,143 | $3,493 | 4.80% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $705,000 | $100,714 | $3,307 | 5.27% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $4,667 | 5.18% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,588 | 4.51% |
| Silver City, NM (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $2,796 | 5.09% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $3,075 | 4.63% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,817 | 4.58% |
| LAS CRUCES, NM (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $2,899 | 5.09% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,449 | 4.94% |
| LANCASTER, PA (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $3,212 | 4.72% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,841 | 4.81% |
| MADISON, WI (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,687 | 5.03% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,769 | 4.67% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,351 | 4.83% |
| PITTSFIELD, MA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $2,690 | 4.71% |
| Sandpoint, ID (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,278 | 4.77% |
| Klamath Falls, OR (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,239 | 4.99% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,300 | 5.13% |
| AKRON, OH (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $2,738 | 4.52% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,857 | 4.29% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,162 | 5.06% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $2,349 | 4.73% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $2,503 | 5.04% |
| AMES, IA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,857 | 4.97% |
| ROCHESTER, NY (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $2,850 | 5.10% |
| MERCED, CA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,021 | 5.26% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $4,127 | 4.94% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $3,528 | 4.84% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,074 | 4.63% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $3,146 | 5.03% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $3,058 | 4.80% |
| Laconia, NH (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,533 | 5.21% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,431 | 4.94% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $3,297 | 4.67% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $2,882 | 4.91% |
| HAMMOND, LA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,301 | 4.57% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,617 | 4.71% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,533 | 4.34% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $4,210 | 5.18% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,758 | 4.54% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $3,459 | 5.59% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,805 | 5.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $3,610 | 5.07% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $3,931 | 5.09% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $2,917 | 5.38% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,001 | 5.25% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,365 | 4.96% |
| Hilo, HI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,340 | 4.88% |
| Barre, VT (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $3,246 | 5.38% |
| AMARILLO, TX (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $3,608 | 5.47% |
| UTICA-ROME, NY (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,811 | 4.92% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,535 | 4.50% |
| Helena, MT (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,709 | 4.71% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,305 | 4.96% |
| Torrington, CT (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,694 | 5.00% |
| MONROE, MI (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,242 | 4.84% |
| Easton, MD (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,028 | 4.42% |
| OCALA, FL (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $2,716 | 4.47% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,280 | 4.50% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,880 | 4.73% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,857 | 5.19% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $2,868 | 4.84% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,569 | 6.25% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,827 | 4.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,554 | 4.81% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,777 | 4.74% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $2,893 | 5.08% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,904 | 4.72% |
| DOVER, DE (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $3,301 | 4.88% |
| Key West, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,716 | 4.25% |
| NAPA, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,734 | 5.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,047 | 4.92% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,777 | 5.17% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $2,235 | 4.86% |
| WACO, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,488 | 4.75% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,696 | 5.56% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,685 | 4.98% |
| Hutchinson, MN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,652 | 5.13% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $2,799 | 5.12% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,363 | 5.42% |
| DUBUQUE, IA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,963 | 4.64% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,979 | 5.50% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,200 | 4.56% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,781 | 5.38% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,997 | 4.67% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,710 | 5.13% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,841 | 4.93% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,301 | 5.46% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,105 | 4.69% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,627 | 5.19% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,612 | 4.31% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,237 | 4.35% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,464 | 5.06% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,862 | 5.13% |
| BISMARCK, ND (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,757 | 3.87% |
| Montrose, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,625 | 4.75% |
| Wooster, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,834 | 5.25% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,141 | 4.38% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,485 | 4.63% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $2,748 | 4.33% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,469 | 4.81% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,274 | 4.75% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,127 | 5.00% |
| Shelton, WA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,210 | 5.25% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,104 | 4.38% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,171 | 5.08% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,083 | 4.63% |
| Traverse City, MI (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,081 | 4.75% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,857 | 5.63% |
| Centralia, WA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,628 | 5.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,682 | 4.48% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,831 | 4.00% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,256 | 5.06% |
| Heber, UT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,973 | 3.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $3,321 | 5.08% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,495 | 5.75% |
| READING, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,993 | 3.88% |
| Edwards, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,322 | 4.08% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,092 | 5.75% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,702 | 4.94% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $1,771 | 4.63% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,370 | 4.70% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,123 | 5.25% |
| Adrian, MI (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $2,877 | 4.57% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,493 | 5.04% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,301 | 3.88% |
| MONROE, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,310 | 5.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $2,534 | 5.04% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,102 | 5.00% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,966 | 4.25% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,835 | 5.25% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,704 | 4.88% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,792 | 4.88% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $2,779 | 4.75% |
| Juneau, AK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,895 | 4.88% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $2,799 | 4.75% |
| FLINT, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,766 | 4.81% |
| Brevard, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,496 | 5.75% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,625 | 5.19% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,322 | 5.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,244 | 5.88% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,523 | 5.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,771 | 4.50% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,734 | 5.00% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,350 | 5.44% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,463 | 5.56% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,442 | 4.81% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,531 | 5.50% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,738 | 4.88% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,648 | 4.48% |
| MADERA, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,854 | 5.25% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,677 | 4.08% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,675 | 4.81% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,071 | 5.00% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,853 | 4.50% |
| Elko, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,942 | 4.38% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,444 | 4.88% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,455 | 4.54% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,837 | 4.75% |
| Durango, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,829 | 4.50% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,685 | 4.75% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,700 | 4.13% |
| Harrison, AR (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,814 | 4.98% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,916 | 4.83% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,084 | 4.94% |
| Minot, ND (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,621 | 4.25% |
| REDDING, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,932 | 4.38% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,595 | 5.38% |
| Fallon, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,586 | 5.25% |
| CASPER, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,190 | 5.00% |
| Marquette, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,472 | 4.88% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,259 | 5.25% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,472 | 3.67% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,495 | 4.63% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,863 | 4.50% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,315 | 5.06% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,583 | 5.13% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,892 | 5.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,415 | 4.63% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $3,503 | 4.71% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,619 | 5.69% |
| Warren, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,689 | 4.88% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,381 | 5.38% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,156 | 4.88% |
| Granbury, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,152 | 4.75% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,417 | 4.88% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,272 | 5.18% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,805 | 5.63% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,142 | 4.75% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,835 | 5.13% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,124 | 4.25% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,557 | 5.25% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,473 | 4.25% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,602 | 4.50% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,304 | 5.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,301 | 5.13% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,393 | 4.63% |
| Williston, ND (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,522 | 5.00% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,193 | 5.00% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,509 | 4.88% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,556 | 5.03% |
| Outside of Metro Areas | 1 | $155,000 | $155,000 | $3,782 | 4.44% |
| Camden, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,989 | 5.75% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,069 | 4.88% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,620 | 4.88% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,240 | 5.31% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,180 | 5.31% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,331 | 4.81% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,561 | 5.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,782 | 5.88% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,328 | 4.92% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,490 | 4.50% |
| Rutland, VT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,949 | 4.88% |
| Newport, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,260 | 5.25% |
| Troy, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,109 | 5.75% |
| Guymon, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,462 | 4.88% |
| Clinton, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,875 | 4.88% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,547 | 4.25% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,912 | 4.55% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,837 | 5.25% |
| Jennings, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,305 | 4.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,872 | 4.79% |
| New Castle, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,960 | 5.88% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,886 | 4.50% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,827 | 4.13% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,246 | 4.50% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,378 | 4.88% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,047 | 5.25% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,275 | 4.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,251 | 4.88% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,725 | 5.25% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,340 | 4.38% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,257 | 5.38% |
| Willmar, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,239 | 4.63% |
| ENID, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,332 | 4.25% |
| Batesville, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,434 | 5.75% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,574 | 4.75% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,819 | 4.65% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,155 | 4.13% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,760 | 5.63% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,254 | 5.25% |
| Selma, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,686 | 4.88% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,798 | 5.75% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,787 | 4.83% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,800 | 4.88% |
| TYLER, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,968 | 5.13% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,071 | 5.00% |
| DuBois, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,579 | 4.50% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,071 | 3.88% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,093 | 5.13% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,671 | 5.75% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,361 | 4.65% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,344 | 4.88% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,244 | 5.25% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,048 | 4.25% |
| Atmore, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,903 | 5.38% |
| Dublin, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,322 | 4.53% |
| Athens, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,098 | 4.88% |
| Concord, NH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,529 | 5.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,444 | 6.25% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,987 | 4.25% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,104 | 5.38% |
| Jasper, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,668 | 4.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,569 | 5.38% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,700 | 4.88% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,251 | 4.88% |
| London, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,951 | 5.38% |
| Berlin, NH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,365 | 4.88% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,040 | 4.13% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,278 | 4.88% |
| NILES, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,917 | 5.38% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,001 | 5.88% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,619 | 4.73% |
| Wilson, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,984 | 4.88% |
| Oxford, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,965 | 4.31% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,855 | 5.38% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,254 | 5.00% |
| McPherson, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,780 | 6.25% |
| Deming, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,212 | 4.88% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,413 | 4.38% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,348 | 5.25% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,480 | 5.08% |
| Columbus, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,340 | 4.38% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,783 | 4.88% |
| Indiana, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,419 | 4.50% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,619 | 4.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,884 | 4.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,536 | 5.88% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,569 | 5.15% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,653 | 5.13% |
| Macomb, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,589 | 6.25% |
| Marion, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,375 | 5.63% |
| Brenham, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,185 | 4.88% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,520 | 3.71% |
| Ozark, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,762 | 4.88% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,791 | 5.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,126 | 5.75% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,205 | 5.38% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,919 | 5.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,661 | 5.50% |
| Decatur, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,661 | 5.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,635 | 4.09% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,887 | 4.08% |
| Albertville, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,408 | 5.38% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,300 | 4.88% |
| Searcy, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,423 | 4.88% |
| Ashland, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,228 | 4.88% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,031 | 5.88% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,047 | 4.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,229 | 4.75% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,489 | 5.13% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,199 | 6.25% |
| Paris, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,145 | 4.88% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,932 | 4.88% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,169 | 5.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,130 | 4.25% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,543 | 5.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,199 | 4.25% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,975 | 4.56% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,110 | 4.25% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,824 | 4.88% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,718 | 4.88% |
| Somerset, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,256 | 5.25% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,665 | 5.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,400 | 4.63% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,926 | 5.88% |
| Emporia, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,179 | 4.25% |
| Moberly, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,651 | 5.25% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,499 | 6.13% |
| Laramie, WY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,359 | 5.25% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,605 | 4.25% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $2,304 | 4.00% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,867 | $525,625,000 | $183,336 | $3,505 | 4.90% |
| VA | 65 | $14,365,000 | $221,000 | $4,781 | 4.41% |
| FHA | 52 | $9,670,000 | $185,962 | $6,366 | 4.66% |
For 2018, Phh Mortgage Corporation's most frequently originated type of loan was Conventional, with 2,867 originations. Their 2nd most popular type was VA, with 65 originations.
Loan Reason
For 2018, Phh Mortgage Corporation's most frequently cited loan purpose was Cash Out Refi, with 1,862 originations. The 2nd most popular reason was Refi, with 894 originations.
Loan Duration/Length
For 2018, Phh Mortgage Corporation's most frequently cited loan duration was 30 Year, with 1,767 originations. The 2nd most popular length was 15 Year, with 649 originations.
Origination Fees/Closing Costs
Phh Mortgage Corporation's average total fees were $3,594, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,547 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 1,660 | $311,750,000 | $187,801 |
| 5-6% | 1,048 | $181,760,000 | $173,435 |
| 3-4% | 205 | $45,025,000 | $219,634 |
| 6-7% | 71 | $11,125,000 | $156,690 |
During 2018, Phh Mortgage Corporation's average interest rate for loans was 5.09%, while their most frequently originated rate bucket for loans was 4-5%, with 1,660 originations.
Loan Sizing
2018 saw Phh Mortgage Corporation place emphasis on $100k-200k loans with 1,323 originations, totaling $190,835,000 in origination value.
Applicant Income
Phh Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 683 originations. The second most popular income band? $50k or less, with 669 originations.
Applicant Debt to Income Ratio
Phh Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 532 originations. The next most common DTI ratio? 30-36%, with 499 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications61.62%
Phh Mortgage Corporation has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination-30.03%
Phh Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,984 | $549,660,000 | $184,202 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 11 | $1,055,000 | $95,909 |
| Single Family (1-4 Units):Site-Built | 2,973 | $548,605,000 | $184,529 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PHH Mortgage Services Corporation | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 1.2% |
| PHH Mortgage Services Corporation | Conventional home mortgage | Closing on a mortgage | 2 | 1.2% |
| PHH Mortgage Services Corporation | Conventional home mortgage | Credit monitoring or identity theft protection services | 1 | 0.6% |
| PHH Mortgage Services Corporation | Conventional home mortgage | Improper use of your report | 1 | 0.6% |
| PHH Mortgage Services Corporation | Conventional home mortgage | Incorrect information on your report | 2 | 1.2% |
| PHH Mortgage Services Corporation | Conventional home mortgage | Struggling to pay mortgage | 26 | 15.6% |
| PHH Mortgage Services Corporation | Conventional home mortgage | Trouble during payment process | 80 | 47.9% |
| PHH Mortgage Services Corporation | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 0.6% |
| PHH Mortgage Services Corporation | FHA mortgage | Closing on a mortgage | 5 | 3.0% |
| PHH Mortgage Services Corporation | FHA mortgage | Struggling to pay mortgage | 9 | 5.4% |
| PHH Mortgage Services Corporation | FHA mortgage | Trouble during payment process | 7 | 4.2% |
| PHH Mortgage Services Corporation | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 3 | 1.8% |
| PHH Mortgage Services Corporation | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 0.6% |
| PHH Mortgage Services Corporation | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 0.6% |
| PHH Mortgage Services Corporation | Other type of mortgage | Closing on a mortgage | 2 | 1.2% |
| PHH Mortgage Services Corporation | Other type of mortgage | Credit monitoring or identity theft protection services | 1 | 0.6% |
| PHH Mortgage Services Corporation | Other type of mortgage | Incorrect information on your report | 2 | 1.2% |
| PHH Mortgage Services Corporation | Other type of mortgage | Struggling to pay mortgage | 1 | 0.6% |
| PHH Mortgage Services Corporation | Other type of mortgage | Trouble during payment process | 10 | 6.0% |
| PHH Mortgage Services Corporation | VA mortgage | Struggling to pay mortgage | 5 | 3.0% |
| PHH Mortgage Services Corporation | VA mortgage | Trouble during payment process | 5 | 3.0% |