Phh Mortgage Corporation Rates, Fees & Info

Mount Laurel, NJ

LEI: PAOOWF3GUFM46FBSP561

Tax ID: 22-2195996

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Mortgage Data

Review & Overview

Phh Mortgage Corporation is a small mortgage company specializing in Refi and Cash Out Refi loans. Phh Mortgage Corporation has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have an average proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, New York, Riverside, Denver, and Washington among others. We have data for 564 markets. (Some data included below & more in-depth data is available with an active subscription.)

Phh Mortgage Corporation has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Phh Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.70% 4/22/24
30 Year Conventional Refi 6.73% 4/22/24
30 Year Cash-out Refi 6.94% 4/22/24
30 Year FHA Purchase 7.24% 4/22/24
30 Year FHA Refi 7.57% 4/22/24
30 Year VA Purchase 5.83% 4/22/24
30 Year VA Refi 6.78% 4/22/24
30 Year USDA Purchase 6.27% 4/22/24
15 Year Conventional Purchase 6.30% 4/22/24
15 Year Conventional Refi 6.58% 4/22/24
15 Year Cash-out Refi 6.58% 4/22/24
15 Year FHA Refi 7.48% 4/22/24
15 Year VA Refi 7.26% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Phh Mortgage Corporation Mortgage Calculator






Your Estimates

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This is not an official calculator from Phh Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,345

Origination Dollar Volume (All Markets)

$1,981,235,000
Show all (20) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 580 $220,650,000 $380,431 $5,290 3.13%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 397 $116,515,000 $293,489 $5,226 3.26%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 275 $73,625,000 $267,727 $5,436 3.21%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 264 $70,690,000 $267,765 $5,569 3.02%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 236 $69,210,000 $293,263 $5,141 3.31%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 288 $61,460,000 $213,403 $5,085 3.21%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 161 $60,345,000 $374,814 $5,689 3.10%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 172 $59,920,000 $348,372 $5,353 3.09%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 185 $56,875,000 $307,432 $4,648 3.14%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 199 $46,015,000 $231,231 $5,234 3.21%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 158 $45,790,000 $289,810 $5,659 3.05%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 217 $43,445,000 $200,207 $4,464 3.28%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 194 $35,360,000 $182,268 $4,856 3.43%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 165 $35,195,000 $213,303 $5,437 3.31%
Outside of Metro Areas 200 $34,070,000 $170,350 $4,270 3.33%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 149 $32,875,000 $220,638 $4,075 3.30%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 144 $29,180,000 $202,639 $4,433 3.50%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 60 $25,650,000 $427,500 $5,573 3.06%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 130 $24,260,000 $186,615 $4,962 3.41%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 102 $22,190,000 $217,549 $4,722 3.37%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 82 $21,630,000 $263,780 $4,489 3.35%
SALT LAKE CITY, UT (FHA|USDA|VA) 78 $19,620,000 $251,538 $4,695 2.99%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 99 $18,645,000 $188,333 $4,569 3.38%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 60 $17,930,000 $298,833 $4,594 3.02%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 74 $17,700,000 $239,189 $5,196 3.11%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 48 $17,200,000 $358,333 $5,060 2.99%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 95 $16,225,000 $170,789 $4,754 3.54%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 38 $12,720,000 $334,737 $4,549 3.11%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 60 $12,090,000 $201,500 $3,629 3.20%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 60 $11,760,000 $196,000 $5,079 3.28%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 68 $11,190,000 $164,559 $4,442 3.32%
COLORADO SPRINGS, CO (FHA|USDA|VA) 47 $10,565,000 $224,787 $4,863 3.12%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 44 $10,540,000 $239,545 $4,866 3.34%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 46 $10,410,000 $226,304 $5,221 2.88%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 33 $10,305,000 $312,273 $4,715 3.16%
VALLEJO, CA (FHA|USDA|VA) 33 $10,155,000 $307,727 $6,185 3.19%
BOISE CITY, ID (FHA|USDA|VA) 45 $9,745,000 $216,556 $4,984 2.89%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 47 $9,355,000 $199,043 $4,184 3.22%
STOCKTON, CA (FHA|USDA|VA) 35 $9,325,000 $266,429 $6,163 3.11%
RICHMOND, VA (FHA|USDA|VA) 47 $8,835,000 $187,979 $4,296 3.20%
FORT COLLINS, CO (FHA|USDA|VA) 32 $8,560,000 $267,500 $5,086 3.12%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 38 $8,480,000 $223,158 $5,021 3.33%
TUCSON, AZ (FHA|USDA|VA) 47 $8,235,000 $175,213 $4,644 3.24%
RALEIGH-CARY, NC (FHA|USDA|VA) 37 $8,205,000 $221,757 $3,813 3.25%
BOULDER, CO (FHA|USDA|VA) 26 $8,110,000 $311,923 $5,350 3.20%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 47 $7,795,000 $165,851 $4,343 3.61%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 39 $7,595,000 $194,744 $4,630 3.44%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 33 $7,365,000 $223,182 $4,943 3.42%
JACKSONVILLE, FL (FHA|USDA|VA) 34 $7,260,000 $213,529 $4,696 3.21%
RENO, NV (FHA|USDA|VA) 31 $7,255,000 $234,032 $3,778 2.92%
PROVO-OREM, UT (FHA|USDA|VA) 27 $6,885,000 $255,000 $5,144 3.19%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 36 $6,720,000 $186,667 $4,783 3.04%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 29 $6,075,000 $209,483 $5,350 3.18%
FRESNO, CA (FHA|USDA|VA) 28 $6,070,000 $216,786 $4,723 3.49%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 35 $6,045,000 $172,714 $4,502 3.09%
SALINAS, CA (FHA|USDA|VA) 18 $6,040,000 $335,556 $5,235 2.96%
GREELEY, CO (FHA|USDA|VA) 26 $5,770,000 $221,923 $6,480 2.99%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 34 $5,690,000 $167,353 $5,051 3.49%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 26 $5,560,000 $213,846 $4,619 3.38%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 26 $5,520,000 $212,308 $4,549 3.34%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 27 $5,505,000 $203,889 $4,287 3.42%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 22 $5,440,000 $247,273 $5,259 3.57%
MODESTO, CA (FHA|USDA|VA) 26 $5,440,000 $209,231 $4,609 3.20%
BAKERSFIELD, CA (FHA|USDA|VA) 26 $5,150,000 $198,077 $4,060 3.39%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 29 $4,865,000 $167,759 $3,886 3.37%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 26 $4,580,000 $176,154 $4,392 3.01%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 29 $4,535,000 $156,379 $4,059 3.18%
COLUMBUS, OH (FHA|USDA|VA) 31 $4,365,000 $140,806 $4,719 3.45%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 10 $4,280,000 $428,000 $7,502 3.06%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 21 $4,235,000 $201,667 $4,945 3.47%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 17 $4,225,000 $248,529 $3,935 2.94%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 22 $4,090,000 $185,909 $5,755 3.18%
PORT ST. LUCIE, FL (FHA|USDA|VA) 23 $4,025,000 $175,000 $4,919 3.37%
Truckee-Grass Valley, CA (FHA|USDA|VA) 14 $4,010,000 $286,429 $3,877 3.16%
KNOXVILLE, TN (FHA|USDA|VA) 28 $3,900,000 $139,286 $4,754 2.98%
CHICO, CA (FHA|USDA|VA) 15 $3,835,000 $255,667 $4,932 3.07%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 22 $3,810,000 $173,182 $4,009 3.67%
ALBUQUERQUE, NM (FHA|USDA|VA) 17 $3,785,000 $222,647 $3,578 3.20%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 14 $3,760,000 $268,571 $6,228 3.15%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 11 $3,745,000 $340,455 $7,447 3.02%
MEDFORD, OR (FHA|USDA|VA) 16 $3,640,000 $227,500 $6,481 3.18%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 17 $3,635,000 $213,824 $5,500 2.83%
KANSAS CITY, MO-KS (FHA|USDA|VA) 21 $3,395,000 $161,667 $4,103 3.03%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 12 $3,360,000 $280,000 $0 2.77%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 13 $3,345,000 $257,308 $5,830 3.52%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 18 $3,330,000 $185,000 $4,193 3.13%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 21 $3,205,000 $152,619 $3,677 3.08%
PITTSBURGH, PA (FHA|USDA|VA) 21 $3,195,000 $152,143 $6,452 3.34%
SALEM, OR (FHA|USDA|VA) 14 $3,180,000 $227,143 $5,413 3.30%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 23 $3,165,000 $137,609 $5,085 3.69%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 18 $3,130,000 $173,889 $3,606 3.12%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 18 $3,080,000 $171,111 $5,346 3.19%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 15 $3,005,000 $200,333 $4,949 3.46%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 14 $2,960,000 $211,429 $4,002 3.17%
BEND, OR (FHA|USDA|VA) 11 $2,855,000 $259,545 $3,851 2.95%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 16 $2,770,000 $173,125 $4,976 2.98%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 8 $2,700,000 $337,500 $4,169 2.82%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 16 $2,640,000 $165,000 $4,996 3.29%
SAVANNAH, GA (FHA|USDA|VA) 15 $2,595,000 $173,000 $3,523 3.23%
FAYETTEVILLE, NC (FHA|USDA|VA) 14 $2,590,000 $185,000 $2,785 3.03%
Torrington, CT (FHA|USDA|VA) 9 $2,535,000 $281,667 $4,896 3.26%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 12 $2,510,000 $209,167 $5,380 2.84%
OKLAHOMA CITY, OK (FHA|USDA|VA) 15 $2,445,000 $163,000 $4,573 3.25%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 11 $2,425,000 $220,455 $4,684 2.91%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 9 $2,345,000 $260,556 $3,966 3.06%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 12 $2,340,000 $195,000 $4,090 3.45%
ST. LOUIS, MO-IL (FHA|USDA|VA) 16 $2,330,000 $145,625 $3,159 3.28%
COLUMBIA, SC (FHA|USDA|VA) 17 $2,265,000 $133,235 $3,789 3.72%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 12 $2,250,000 $187,500 $5,725 3.49%
READING, PA (FHA|USDA|VA) 12 $2,250,000 $187,500 $6,561 3.36%
ANCHORAGE, AK (FHA|USDA|VA) 10 $2,240,000 $224,000 $4,224 3.05%
BELLINGHAM, WA (FHA|USDA|VA) 9 $2,205,000 $245,000 $3,631 3.22%
PUNTA GORDA, FL (FHA|USDA|VA) 13 $2,195,000 $168,846 $4,236 3.06%
BATON ROUGE, LA (FHA|USDA|VA) 10 $2,130,000 $213,000 $7,065 3.33%
VISALIA, CA (FHA|USDA|VA) 8 $2,060,000 $257,500 $5,160 3.52%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 12 $2,050,000 $170,833 $5,341 3.57%
LOUISVILLE, KY (FHA|USDA|VA) 12 $2,050,000 $170,833 $4,757 3.34%
HUNTSVILLE, AL (FHA|USDA|VA) 10 $2,040,000 $204,000 $2,857 2.94%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 15 $1,995,000 $133,000 $4,807 3.62%
MERCED, CA (FHA|USDA|VA) 10 $1,970,000 $197,000 $3,149 3.05%
ST. GEORGE, UT (FHA|USDA|VA) 8 $1,960,000 $245,000 $5,521 2.68%
WINSTON-SALEM, NC (FHA|USDA|VA) 10 $1,950,000 $195,000 $3,813 3.51%
PUEBLO, CO (FHA|USDA|VA) 14 $1,920,000 $137,143 $4,561 3.27%
EL PASO, TX (FHA|USDA|VA) 11 $1,875,000 $170,455 $3,664 3.11%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 9 $1,865,000 $207,222 $6,275 3.16%
SANTA FE, NM (FHA|USDA|VA) 6 $1,860,000 $310,000 $5,189 3.32%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 12 $1,830,000 $152,500 $4,173 3.38%
TULSA, OK (FHA|USDA|VA) 13 $1,795,000 $138,077 $4,299 3.06%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 11 $1,705,000 $155,000 $3,941 3.57%
Concord, NH (FHA|USDA|VA) 8 $1,700,000 $212,500 $4,326 3.35%
ASHEVILLE, NC (FHA|USDA|VA) 10 $1,690,000 $169,000 $5,029 3.53%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 9 $1,645,000 $182,778 $4,856 3.02%
NAPA, CA (FHA|USDA|VA) 4 $1,640,000 $410,000 $4,659 2.83%
LOGAN, UT-ID (FHA|USDA|VA) 8 $1,630,000 $203,750 $5,044 3.00%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 10 $1,610,000 $161,000 $3,829 3.28%
MISSOULA, MT (FHA|USDA|VA) 7 $1,595,000 $227,857 $4,688 2.67%
AKRON, OH (FHA|USDA|VA) 9 $1,595,000 $177,222 $3,738 3.28%
DAYTON-KETTERING, OH (FHA|USDA|VA) 11 $1,565,000 $142,273 $4,087 3.27%
CANTON-MASSILLON, OH (FHA|USDA|VA) 10 $1,560,000 $156,000 $4,312 3.75%
Sonora, CA (FHA|USDA|VA) 6 $1,560,000 $260,000 $5,838 3.38%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 10 $1,550,000 $155,000 $3,532 3.35%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 7 $1,535,000 $219,286 $5,760 3.12%
SALISBURY, MD-DE (FHA|USDA|VA) 9 $1,515,000 $168,333 $6,197 2.96%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $1,475,000 $163,889 $4,023 3.12%
GRAND JUNCTION, CO (FHA|USDA|VA) 9 $1,445,000 $160,556 $3,564 3.13%
FORT WAYNE, IN (FHA|USDA|VA) 10 $1,440,000 $144,000 $4,375 3.10%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 11 $1,435,000 $130,455 $3,738 3.35%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 7 $1,405,000 $200,714 $5,193 3.55%
YORK-HANOVER, PA (FHA|USDA|VA) 9 $1,385,000 $153,889 $5,776 3.11%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 11 $1,375,000 $125,000 $3,821 3.06%
TWIN FALLS, ID (FHA|USDA|VA) 11 $1,365,000 $124,091 $2,871 2.60%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 7 $1,355,000 $193,571 $4,368 3.02%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 8 $1,310,000 $163,750 $3,887 3.62%
Oak Harbor, WA (FHA|USDA|VA) 6 $1,310,000 $218,333 $1,872 2.94%
LINCOLN, NE (FHA|USDA|VA) 9 $1,295,000 $143,889 $4,887 2.94%
LONGVIEW, WA (FHA|USDA|VA) 7 $1,295,000 $185,000 $5,291 3.04%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 6 $1,290,000 $215,000 $4,361 3.08%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 12 $1,290,000 $107,500 $3,399 3.87%
Red Bluff, CA (FHA|USDA|VA) 7 $1,255,000 $179,286 $5,872 3.22%
Ukiah, CA (FHA|USDA|VA) 5 $1,255,000 $251,000 $5,154 3.07%
LANCASTER, PA (FHA|USDA|VA) 6 $1,250,000 $208,333 $5,317 3.00%
YAKIMA, WA (FHA|USDA|VA) 7 $1,235,000 $176,429 $3,195 2.76%
Shelton, WA (FHA|USDA|VA) 6 $1,230,000 $205,000 $3,382 2.95%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 10 $1,220,000 $122,000 $2,904 3.45%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 8 $1,200,000 $150,000 $2,926 3.19%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 6 $1,180,000 $196,667 $5,191 3.21%
Whitewater, WI (FHA|USDA|VA) 5 $1,175,000 $235,000 $2,944 2.94%
Clearlake, CA (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,229 3.19%
OCALA, FL (FHA|USDA|VA) 8 $1,160,000 $145,000 $5,444 3.02%
Heber, UT (FHA|USDA|VA) 3 $1,155,000 $385,000 $5,503 3.25%
Holland, MI (FHA|USDA|VA) 4 $1,140,000 $285,000 $4,793 3.44%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 8 $1,140,000 $142,500 $5,573 3.92%
MONTGOMERY, AL (FHA|USDA|VA) 9 $1,125,000 $125,000 $2,390 3.32%
ROCHESTER, NY (FHA|USDA|VA) 7 $1,115,000 $159,286 $4,372 3.54%
WORCESTER, MA-CT (FHA|USDA|VA) 7 $1,105,000 $157,857 $3,861 2.98%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,100,000 $275,000 $4,467 2.97%
YUBA CITY, CA (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,588 3.45%
SPARTANBURG, SC (FHA|USDA|VA) 6 $1,060,000 $176,667 $3,745 3.40%
GAINESVILLE, FL (FHA|USDA|VA) 6 $1,060,000 $176,667 $4,990 3.29%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $1,045,000 $348,333 $5,735 3.28%
MONROE, MI (FHA|USDA|VA) 5 $1,045,000 $209,000 $4,277 3.30%
MADERA, CA (FHA|USDA|VA) 6 $1,040,000 $173,333 $4,030 3.34%
EAST STROUDSBURG, PA (FHA|USDA|VA) 6 $1,040,000 $173,333 $5,797 3.29%
TOLEDO, OH (FHA|USDA|VA) 4 $1,030,000 $257,500 $5,715 2.83%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $1,020,000 $170,000 $4,133 3.39%
LUBBOCK, TX (FHA|USDA|VA) 7 $1,005,000 $143,571 $4,139 3.53%
WENATCHEE, WA (FHA|USDA|VA) 4 $1,000,000 $250,000 $3,305 3.02%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $990,000 $247,500 $3,399 3.09%
ROCKFORD, IL (FHA|USDA|VA) 6 $990,000 $165,000 $3,546 3.23%
CaƱon City, CO (FHA|USDA|VA) 4 $980,000 $245,000 $6,032 3.18%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 5 $955,000 $191,000 $3,332 3.50%
WARNER ROBINS, GA (FHA|USDA|VA) 7 $945,000 $135,000 $3,350 3.29%
MADISON, WI (FHA|USDA|VA) 5 $925,000 $185,000 $5,654 3.25%
BLOOMINGTON, IN (FHA|USDA|VA) 5 $915,000 $183,000 $5,941 3.50%
ANN ARBOR, MI (FHA|USDA|VA) 5 $915,000 $183,000 $4,313 3.43%
REDDING, CA (FHA|USDA|VA) 4 $910,000 $227,500 $4,561 3.06%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $910,000 $227,500 $4,522 3.26%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $900,000 $150,000 $6,077 3.80%
COLUMBUS, GA-AL (FHA|USDA|VA) 6 $900,000 $150,000 $2,230 3.33%
Traverse City, MI (FHA|USDA|VA) 3 $895,000 $298,333 $5,636 3.50%
Augusta-Waterville, ME (FHA|USDA|VA) 3 $895,000 $298,333 $5,248 2.92%
DOVER, DE (FHA|USDA|VA) 4 $890,000 $222,500 $5,096 2.94%
ST. CLOUD, MN (FHA|USDA|VA) 5 $885,000 $177,000 $5,384 3.53%
THE VILLAGES, FL (FHA|USDA|VA) 4 $880,000 $220,000 $3,691 2.48%
WICHITA, KS (FHA|USDA|VA) 7 $865,000 $123,571 $2,814 3.00%
Georgetown, SC (FHA|USDA|VA) 3 $865,000 $288,333 $7,809 2.77%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $855,000 $171,000 $2,210 3.29%
Bozeman, MT (FHA|USDA|VA) 2 $850,000 $425,000 $5,009 2.74%
Sevierville, TN (FHA|USDA|VA) 7 $845,000 $120,714 $3,442 2.91%
GREEN BAY, WI (FHA|USDA|VA) 5 $835,000 $167,000 $2,704 2.79%
BLOOMINGTON, IL (FHA|USDA|VA) 4 $820,000 $205,000 $6,089 3.22%
SYRACUSE, NY (FHA|USDA|VA) 6 $810,000 $135,000 $4,996 3.08%
LYNCHBURG, VA (FHA|USDA|VA) 6 $810,000 $135,000 $3,295 3.29%
POCATELLO, ID (FHA|USDA|VA) 5 $795,000 $159,000 $3,433 3.22%
Roseburg, OR (FHA|USDA|VA) 4 $790,000 $197,500 $4,484 3.07%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 3 $775,000 $258,333 $3,219 3.00%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $775,000 $258,333 $4,190 2.92%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $770,000 $192,500 $3,781 3.41%
IDAHO FALLS, ID (FHA|USDA|VA) 5 $765,000 $153,000 $5,566 2.96%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $765,000 $255,000 $5,627 3.08%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 5 $765,000 $153,000 $3,872 3.13%
WILMINGTON, NC (FHA|USDA|VA) 5 $755,000 $151,000 $5,232 4.08%
RACINE, WI (FHA|USDA|VA) 4 $740,000 $185,000 $4,811 2.99%
Glenwood Springs, CO (FHA|USDA|VA) 3 $735,000 $245,000 $3,574 3.03%
Jefferson, GA (FHA|USDA|VA) 3 $735,000 $245,000 $4,522 2.77%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $735,000 $147,000 $5,056 4.00%
NILES, MI (FHA|USDA|VA) 5 $735,000 $147,000 $3,950 2.95%
Outside of Metro Areas 3 $725,000 $241,667 $4,049 3.15%
GAINESVILLE, GA (FHA|USDA|VA) 5 $725,000 $145,000 $5,437 3.03%
DULUTH, MN-WI (FHA|USDA|VA) 5 $715,000 $143,000 $3,853 3.15%
MOBILE, AL (FHA|USDA|VA) 5 $715,000 $143,000 $3,559 3.62%
Granbury, TX (FHA|USDA|VA) 3 $715,000 $238,333 $6,644 2.79%
WALLA WALLA, WA (FHA|USDA|VA) 3 $715,000 $238,333 $6,167 3.38%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $715,000 $143,000 $2,455 2.78%
UTICA-ROME, NY (FHA|USDA|VA) 4 $700,000 $175,000 $5,814 3.09%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $690,000 $172,500 $5,881 3.39%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $690,000 $172,500 $3,294 3.02%
JACKSON, MS (FHA|USDA|VA) 3 $685,000 $228,333 $3,357 3.92%
Fernley, NV (FHA|USDA|VA) 4 $680,000 $170,000 $5,283 2.87%
STATE COLLEGE, PA (FHA|USDA|VA) 4 $680,000 $170,000 $6,528 3.46%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 4 $680,000 $170,000 $4,906 3.34%
GETTYSBURG, PA (FHA|USDA|VA) 3 $675,000 $225,000 $5,937 2.95%
WACO, TX (FHA|USDA|VA) 4 $670,000 $167,500 $4,005 3.52%
Montrose, CO (FHA|USDA|VA) 3 $665,000 $221,667 $0 2.66%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 5 $665,000 $133,000 $4,412 3.25%
BINGHAMTON, NY (FHA|USDA|VA) 3 $655,000 $218,333 $4,063 3.29%
JACKSON, MI (FHA|USDA|VA) 4 $650,000 $162,500 $5,089 3.66%
Kalispell, MT (FHA|USDA|VA) 3 $645,000 $215,000 $0 2.66%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $630,000 $315,000 $1,165 2.81%
ROANOKE, VA (FHA|USDA|VA) 5 $625,000 $125,000 $3,435 3.50%
GRANTS PASS, OR (FHA|USDA|VA) 3 $615,000 $205,000 $4,502 2.71%
FLORENCE, SC (FHA|USDA|VA) 4 $610,000 $152,500 $3,357 3.18%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $605,000 $201,667 $4,169 3.15%
Lebanon, NH-VT (FHA|USDA|VA) 4 $600,000 $150,000 $4,099 3.22%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $590,000 $147,500 $5,572 3.21%
YUMA, AZ (FHA|USDA|VA) 4 $590,000 $147,500 $4,735 3.53%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $580,000 $145,000 $4,305 2.84%
EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $580,000 $145,000 $5,512 2.94%
Keene, NH (FHA|USDA|VA) 4 $570,000 $142,500 $4,588 4.06%
Frankfort, KY (FHA|USDA|VA) 2 $570,000 $285,000 $6,485 3.00%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $570,000 $285,000 $4,407 3.00%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $570,000 $285,000 $2,114 3.00%
Fallon, NV (FHA|USDA|VA) 3 $565,000 $188,333 $2,161 3.00%
HARRISONBURG, VA (FHA|USDA|VA) 3 $555,000 $185,000 $4,106 3.42%
GRAND ISLAND, NE (FHA|USDA|VA) 3 $555,000 $185,000 $4,482 3.17%
PEORIA, IL (FHA|USDA|VA) 4 $540,000 $135,000 $5,809 3.27%
Key West, FL (FHA|USDA|VA) 2 $540,000 $270,000 $4,135 3.13%
Prineville, OR (FHA|USDA|VA) 2 $530,000 $265,000 $8,510 3.31%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $515,000 $171,667 $3,944 3.83%
BRUNSWICK, GA (FHA|USDA|VA) 3 $515,000 $171,667 $4,423 3.22%
CLEVELAND, TN (FHA|USDA|VA) 4 $510,000 $127,500 $0 2.67%
Kearney, NE (FHA|USDA|VA) 2 $500,000 $250,000 $5,006 3.31%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $495,000 $165,000 $3,844 3.26%
CORVALLIS, OR (FHA|USDA|VA) 2 $490,000 $245,000 $5,126 3.00%
HAMMOND, LA (FHA|USDA|VA) 2 $490,000 $245,000 $5,793 3.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $490,000 $122,500 $4,832 4.19%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $485,000 $161,667 $4,480 3.75%
Edwards, CO (FHA|USDA|VA) 2 $480,000 $240,000 $7,642 3.38%
Coos Bay, OR (FHA|USDA|VA) 2 $480,000 $240,000 $5,078 2.92%
Burley, ID (FHA|USDA|VA) 3 $465,000 $155,000 $4,719 3.57%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $465,000 $155,000 $6,293 3.63%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 4 $460,000 $115,000 $3,144 3.93%
HINESVILLE, GA (FHA|USDA|VA) 4 $450,000 $112,500 $2,605 2.72%
Cullowhee, NC (FHA|USDA|VA) 2 $450,000 $225,000 $6,192 3.19%
EL CENTRO, CA (FHA|USDA|VA) 3 $445,000 $148,333 $5,704 3.07%
SAN ANGELO, TX (FHA|USDA|VA) 3 $445,000 $148,333 $3,519 3.08%
LAFAYETTE, LA (FHA|USDA|VA) 2 $440,000 $220,000 $3,163 3.38%
CASPER, WY (FHA|USDA|VA) 2 $440,000 $220,000 $6,006 3.25%
CARSON CITY, NV (FHA|USDA|VA) 2 $440,000 $220,000 $3,063 3.25%
LAREDO, TX (FHA|USDA|VA) 2 $430,000 $215,000 $5,166 4.00%
Aberdeen, WA (FHA|USDA|VA) 3 $425,000 $141,667 $3,974 3.40%
Vineyard Haven, MA (FHA|USDA|VA) 1 $425,000 $425,000 $0 2.80%
RAPID CITY, SD (FHA|USDA|VA) 3 $425,000 $141,667 $2,071 3.25%
DALTON, GA (FHA|USDA|VA) 3 $425,000 $141,667 $3,136 2.92%
Pottsville, PA (FHA|USDA|VA) 3 $425,000 $141,667 $6,114 3.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $420,000 $105,000 $3,845 3.28%
Morehead City, NC (FHA|USDA|VA) 1 $415,000 $415,000 $0 2.71%
Crossville, TN (FHA|USDA|VA) 3 $415,000 $138,333 $0 2.66%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $415,000 $138,333 $2,015 3.45%
Salem, OH (FHA|USDA|VA) 3 $415,000 $138,333 $7,172 3.25%
Fergus Falls, MN (FHA|USDA|VA) 1 $405,000 $405,000 $0 2.84%
Cedar City, UT (FHA|USDA|VA) 2 $400,000 $200,000 $4,618 3.81%
CHARLESTON, WV (FHA|USDA|VA) 4 $400,000 $100,000 $4,106 3.63%
Palatka, FL (FHA|USDA|VA) 2 $400,000 $200,000 $4,738 2.63%
SPRINGFIELD, MA (FHA|USDA|VA) 3 $395,000 $131,667 $0 2.70%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $390,000 $97,500 $4,705 3.66%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $380,000 $190,000 $4,949 3.75%
Richmond-Berea, KY (FHA|USDA|VA) 2 $380,000 $190,000 $4,387 3.13%
Willmar, MN (FHA|USDA|VA) 1 $375,000 $375,000 $3,968 3.25%
DOTHAN, AL (FHA|USDA|VA) 3 $375,000 $125,000 $3,630 3.79%
Port Angeles, WA (FHA|USDA|VA) 3 $375,000 $125,000 $5,280 3.19%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $370,000 $185,000 $3,847 3.06%
VALDOSTA, GA (FHA|USDA|VA) 2 $370,000 $185,000 $6,138 2.75%
Durango, CO (FHA|USDA|VA) 2 $370,000 $185,000 $4,855 3.49%
Cornelia, GA (FHA|USDA|VA) 1 $365,000 $365,000 $3,080 3.38%
ROCHESTER, MN (FHA|USDA|VA) 3 $365,000 $121,667 $4,651 3.11%
DECATUR, AL (FHA|USDA|VA) 3 $365,000 $121,667 $4,498 3.95%
DECATUR, IL (FHA|USDA|VA) 2 $360,000 $180,000 $3,547 3.00%
Centralia, WA (FHA|USDA|VA) 2 $360,000 $180,000 $4,994 4.44%
Ruidoso, NM (FHA|USDA|VA) 1 $355,000 $355,000 $0 2.46%
LAS CRUCES, NM (FHA|USDA|VA) 2 $350,000 $175,000 $4,139 3.31%
BANGOR, ME (FHA|USDA|VA) 2 $340,000 $170,000 $6,108 3.19%
BURLINGTON, NC (FHA|USDA|VA) 2 $340,000 $170,000 $3,668 3.44%
Somerset, KY (FHA|USDA|VA) 2 $340,000 $170,000 $4,848 3.22%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $340,000 $170,000 $3,098 4.17%
Cookeville, TN (FHA|USDA|VA) 3 $335,000 $111,667 $4,372 3.71%
MIDLAND, TX (FHA|USDA|VA) 1 $335,000 $335,000 $4,558 2.88%
GREAT FALLS, MT (FHA|USDA|VA) 3 $335,000 $111,667 $1,575 2.98%
Ashtabula, OH (FHA|USDA|VA) 3 $335,000 $111,667 $4,688 3.18%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $330,000 $165,000 $4,768 3.88%
ABILENE, TX (FHA|USDA|VA) 2 $330,000 $165,000 $4,682 3.19%
Lake City, FL (FHA|USDA|VA) 2 $330,000 $165,000 $3,408 3.31%
Starkville, MS (FHA|USDA|VA) 2 $330,000 $165,000 $3,987 3.13%
Corsicana, TX (FHA|USDA|VA) 1 $325,000 $325,000 $3,870 2.75%
MANHATTAN, KS (FHA|USDA|VA) 1 $325,000 $325,000 $935 2.75%
NEW BERN, NC (FHA|USDA|VA) 3 $325,000 $108,333 $1,704 2.86%
Athens, TX (FHA|USDA|VA) 1 $325,000 $325,000 $0 2.71%
Bonham, TX (FHA|USDA|VA) 1 $325,000 $325,000 $4,573 3.38%
LONGVIEW, TX (FHA|USDA|VA) 2 $320,000 $160,000 $4,195 3.69%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $320,000 $160,000 $4,093 3.06%
Breckenridge, CO (FHA|USDA|VA) 1 $315,000 $315,000 $4,932 3.25%
OWENSBORO, KY (FHA|USDA|VA) 1 $315,000 $315,000 $2,913 2.75%
ROME, GA (FHA|USDA|VA) 2 $310,000 $155,000 $3,744 4.00%
Weatherford, OK (FHA|USDA|VA) 1 $305,000 $305,000 $8,281 3.88%
Lock Haven, PA (FHA|USDA|VA) 1 $305,000 $305,000 $6,112 2.88%
Picayune, MS (FHA|USDA|VA) 2 $300,000 $150,000 $3,923 2.94%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $300,000 $150,000 $5,337 4.00%
Athens, TN (FHA|USDA|VA) 3 $295,000 $98,333 $2,958 3.42%
GLENS FALLS, NY (FHA|USDA|VA) 1 $295,000 $295,000 $9,170 2.75%
Hudson, NY (FHA|USDA|VA) 1 $295,000 $295,000 $3,587 3.75%
APPLETON, WI (FHA|USDA|VA) 3 $295,000 $98,333 $4,233 3.99%
Lewisburg, PA (FHA|USDA|VA) 1 $295,000 $295,000 $4,282 3.25%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $295,000 $98,333 $2,905 3.29%
Helena, MT (FHA|USDA|VA) 1 $295,000 $295,000 $8,142 3.38%
Gillette, WY (FHA|USDA|VA) 2 $290,000 $145,000 $4,971 3.19%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $290,000 $145,000 $5,074 3.44%
Laconia, NH (FHA|USDA|VA) 2 $290,000 $145,000 $5,645 2.84%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $285,000 $95,000 $3,799 3.38%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $285,000 $285,000 $6,374 2.88%
AMARILLO, TX (FHA|USDA|VA) 2 $280,000 $140,000 $3,300 3.88%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $280,000 $140,000 $4,297 4.63%
Waycross, GA (FHA|USDA|VA) 2 $280,000 $140,000 $2,762 3.31%
Scottsboro, AL (FHA|USDA|VA) 1 $275,000 $275,000 $8,981 2.75%
ODESSA, TX (FHA|USDA|VA) 3 $275,000 $91,667 $1,390 2.90%
FLINT, MI (FHA|USDA|VA) 2 $270,000 $135,000 $4,790 4.38%
Rutland, VT (FHA|USDA|VA) 2 $270,000 $135,000 $5,550 3.88%
JONESBORO, AR (FHA|USDA|VA) 2 $270,000 $135,000 $4,158 3.56%
Susanville, CA (FHA|USDA|VA) 1 $265,000 $265,000 $4,935 3.13%
BILLINGS, MT (FHA|USDA|VA) 1 $265,000 $265,000 $4,689 3.38%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $265,000 $265,000 $3,458 3.13%
Thomasville, GA (FHA|USDA|VA) 1 $265,000 $265,000 $5,883 2.88%
Ontario, OR-ID (FHA|USDA|VA) 2 $260,000 $130,000 $0 2.80%
Warsaw, IN (FHA|USDA|VA) 2 $260,000 $130,000 $5,250 4.25%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $260,000 $130,000 $3,185 3.05%
Plattsburgh, NY (FHA|USDA|VA) 2 $260,000 $130,000 $3,199 3.13%
Ottawa, IL (FHA|USDA|VA) 1 $255,000 $255,000 $3,980 2.75%
La Grande, OR (FHA|USDA|VA) 1 $255,000 $255,000 $6,005 3.38%
Seymour, IN (FHA|USDA|VA) 3 $255,000 $85,000 $3,566 4.50%
COLUMBUS, IN (FHA|USDA|VA) 1 $255,000 $255,000 $4,344 3.25%
Fairfield, IA (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.45%
MUSKEGON, MI (FHA|USDA|VA) 2 $250,000 $125,000 $5,195 2.98%
SUMTER, SC (FHA|USDA|VA) 2 $250,000 $125,000 $4,077 3.06%
Salina, KS (FHA|USDA|VA) 2 $250,000 $125,000 $2,238 2.67%
Astoria, OR (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.73%
Sturgis, MI (FHA|USDA|VA) 1 $245,000 $245,000 $5,704 3.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,442 2.75%
Dayton, TN (FHA|USDA|VA) 1 $235,000 $235,000 $1,066 2.88%
Carroll, IA (FHA|USDA|VA) 1 $235,000 $235,000 $7,757 3.13%
Ponca City, OK (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.62%
Beatrice, NE (FHA|USDA|VA) 1 $235,000 $235,000 $10,748 3.50%
Wapakoneta, OH (FHA|USDA|VA) 2 $230,000 $115,000 $4,303 3.13%
GOLDSBORO, NC (FHA|USDA|VA) 2 $230,000 $115,000 $3,825 3.63%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $230,000 $115,000 $3,958 3.75%
Marion, OH (FHA|USDA|VA) 2 $230,000 $115,000 $5,528 2.81%
Cedartown, GA (FHA|USDA|VA) 1 $225,000 $225,000 $3,359 2.88%
Mount Airy, NC (FHA|USDA|VA) 1 $225,000 $225,000 $4,975 3.25%
MUNCIE, IN (FHA|USDA|VA) 1 $225,000 $225,000 $4,937 2.75%
Brownwood, TX (FHA|USDA|VA) 2 $220,000 $110,000 $3,834 3.31%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $220,000 $110,000 $0 2.78%
TYLER, TX (FHA|USDA|VA) 2 $220,000 $110,000 $3,782 4.34%
Statesboro, GA (FHA|USDA|VA) 1 $215,000 $215,000 $7,114 3.25%
Watertown, SD (FHA|USDA|VA) 1 $215,000 $215,000 $2,569 2.88%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $210,000 $105,000 $908 2.91%
TOPEKA, KS (FHA|USDA|VA) 2 $210,000 $105,000 $4,550 3.75%
JOPLIN, MO (FHA|USDA|VA) 2 $210,000 $105,000 $0 2.77%
JACKSON, TN (FHA|USDA|VA) 2 $210,000 $105,000 $2,051 3.06%
Elko, NV (FHA|USDA|VA) 1 $205,000 $205,000 $4,243 3.25%
MIDLAND, MI (FHA|USDA|VA) 1 $205,000 $205,000 $6,035 3.25%
Kendallville, IN (FHA|USDA|VA) 1 $205,000 $205,000 $2,412 3.25%
LaGrange, GA-AL (FHA|USDA|VA) 1 $205,000 $205,000 $3,717 3.38%
LEBANON, PA (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.36%
Clovis, NM (FHA|USDA|VA) 1 $205,000 $205,000 $3,735 3.25%
Sunbury, PA (FHA|USDA|VA) 1 $205,000 $205,000 $7,198 2.75%
GADSDEN, AL (FHA|USDA|VA) 1 $205,000 $205,000 $4,477 3.13%
HATTIESBURG, MS (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.79%
ERIE, PA (FHA|USDA|VA) 2 $200,000 $100,000 $4,464 3.94%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $200,000 $100,000 $2,710 3.17%
St. Marys, PA (FHA|USDA|VA) 2 $200,000 $100,000 $4,712 4.19%
Uvalde, TX (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.23%
Mount Pleasant, TX (FHA|USDA|VA) 1 $195,000 $195,000 $5,698 5.25%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $195,000 $195,000 $4,883 3.38%
Manitowoc, WI (FHA|USDA|VA) 1 $195,000 $195,000 $2,780 2.75%
Bedford, IN (FHA|USDA|VA) 2 $190,000 $95,000 $3,895 4.00%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $190,000 $95,000 $5,344 3.38%
Laurinburg, NC (FHA|USDA|VA) 2 $190,000 $95,000 $5,679 2.79%
Bluefield, WV-VA (FHA|USDA|VA) 1 $185,000 $185,000 $4,864 3.13%
LAWRENCE, KS (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.47%
Gloversville, NY (FHA|USDA|VA) 1 $185,000 $185,000 $2,376 2.88%
FARMINGTON, NM (FHA|USDA|VA) 1 $185,000 $185,000 $3,308 3.25%
PITTSFIELD, MA (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.22%
MORRISTOWN, TN (FHA|USDA|VA) 1 $185,000 $185,000 $6,113 3.13%
Lewistown, PA (FHA|USDA|VA) 2 $180,000 $90,000 $3,044 4.31%
Klamath Falls, OR (FHA|USDA|VA) 2 $180,000 $90,000 $5,406 4.11%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $180,000 $90,000 $1,530 3.00%
Bellefontaine, OH (FHA|USDA|VA) 1 $175,000 $175,000 $6,221 3.00%
Sidney, OH (FHA|USDA|VA) 1 $175,000 $175,000 $3,914 3.50%
Batavia, NY (FHA|USDA|VA) 1 $175,000 $175,000 $1,128 3.00%
FAIRBANKS, AK (FHA|USDA|VA) 1 $175,000 $175,000 $7,545 2.88%
Alexandria, MN (FHA|USDA|VA) 1 $175,000 $175,000 $4,341 4.13%
Fort Morgan, CO (FHA|USDA|VA) 1 $175,000 $175,000 $0 2.70%
Blackfoot, ID (FHA|USDA|VA) 1 $175,000 $175,000 $4,170 4.13%
Orangeburg, SC (FHA|USDA|VA) 2 $170,000 $85,000 $2,624 3.13%
St. Marys, GA (FHA|USDA|VA) 2 $170,000 $85,000 $3,250 2.75%
Pahrump, NV (FHA|USDA|VA) 2 $170,000 $85,000 $0 2.89%
Payson, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $4,717 3.50%
ALBANY, GA (FHA|USDA|VA) 1 $165,000 $165,000 $1,336 2.88%
Indiana, PA (FHA|USDA|VA) 1 $165,000 $165,000 $4,900 3.13%
Troy, AL (FHA|USDA|VA) 1 $165,000 $165,000 $3,452 3.38%
Grand Rapids, MN (FHA|USDA|VA) 1 $165,000 $165,000 $2,918 3.00%
Show Low, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $3,168 3.13%
Adrian, MI (FHA|USDA|VA) 1 $165,000 $165,000 $5,197 2.88%
Norwalk, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,414 2.88%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.85%
Thomaston, GA (FHA|USDA|VA) 1 $165,000 $165,000 $2,928 3.88%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $160,000 $80,000 $1,745 3.00%
Americus, GA (FHA|USDA|VA) 1 $155,000 $155,000 $5,423 3.25%
Chillicothe, OH (FHA|USDA|VA) 1 $155,000 $155,000 $4,052 3.13%
Richmond, IN (FHA|USDA|VA) 1 $155,000 $155,000 $5,570 2.75%
New Castle, IN (FHA|USDA|VA) 1 $155,000 $155,000 $5,712 3.63%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,555 3.38%
Huntingdon, PA (FHA|USDA|VA) 1 $155,000 $155,000 $4,499 3.13%
Minot, ND (FHA|USDA|VA) 1 $155,000 $155,000 $3,118 2.75%
Atchison, KS (FHA|USDA|VA) 1 $155,000 $155,000 $3,457 3.13%
Vidalia, GA (FHA|USDA|VA) 1 $155,000 $155,000 $5,005 3.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,793 3.25%
Peru, IN (FHA|USDA|VA) 2 $150,000 $75,000 $989 2.94%
Sandpoint, ID (FHA|USDA|VA) 1 $145,000 $145,000 $10,886 2.88%
FARGO, ND-MN (FHA|USDA|VA) 1 $145,000 $145,000 $2,461 2.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $145,000 $145,000 $4,939 4.88%
Fort Payne, AL (FHA|USDA|VA) 1 $145,000 $145,000 $3,426 3.13%
STAUNTON, VA (FHA|USDA|VA) 1 $145,000 $145,000 $3,591 3.13%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,900 3.13%
Bennington, VT (FHA|USDA|VA) 1 $145,000 $145,000 $3,377 3.13%
Mountain Home, ID (FHA|USDA|VA) 1 $135,000 $135,000 $4,705 3.00%
Summerville, GA (FHA|USDA|VA) 1 $135,000 $135,000 $4,523 2.75%
Price, UT (FHA|USDA|VA) 1 $135,000 $135,000 $5,369 3.75%
FOND DU LAC, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,677 3.38%
Riverton, WY (FHA|USDA|VA) 1 $135,000 $135,000 $3,541 3.13%
Auburn, NY (FHA|USDA|VA) 1 $135,000 $135,000 $3,951 3.00%
Morgan City, LA (FHA|USDA|VA) 1 $135,000 $135,000 $3,043 2.88%
Greensburg, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,120 3.13%
ENID, OK (FHA|USDA|VA) 1 $135,000 $135,000 $3,132 2.75%
Kerrville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,962 4.88%
Freeport, IL (FHA|USDA|VA) 2 $130,000 $65,000 $1,482 2.88%
Alamogordo, NM (FHA|USDA|VA) 1 $125,000 $125,000 $4,746 2.75%
Nogales, AZ (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.03%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,192 4.88%
Wooster, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,075 2.88%
Marietta, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,298 2.75%
Scottsbluff, NE (FHA|USDA|VA) 1 $125,000 $125,000 $4,328 3.50%
GREENVILLE, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,394 3.38%
Mason City, IA (FHA|USDA|VA) 1 $125,000 $125,000 $3,981 3.13%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.21%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $115,000 $115,000 $1,155 2.88%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.34%
Sandusky, OH (FHA|USDA|VA) 1 $115,000 $115,000 $0 1.97%
Sterling, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,687 3.13%
Oxford, MS (FHA|USDA|VA) 1 $115,000 $115,000 $2,418 3.25%
Clinton, IA (FHA|USDA|VA) 1 $115,000 $115,000 $3,183 3.38%
Greeneville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $4,897 3.25%
Newport, OR (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.18%
Rexburg, ID (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.73%
Cambridge, OH (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.71%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $105,000 $105,000 $1,825 2.63%
Big Spring, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,750 5.63%
KOKOMO, IN (FHA|USDA|VA) 1 $105,000 $105,000 $4,622 3.75%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $105,000 $105,000 $3,116 3.13%
Danville, VA (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.59%
Enterprise, AL (FHA|USDA|VA) 1 $105,000 $105,000 $1,402 3.00%
Sheridan, WY (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.69%
Frankfort, IN (FHA|USDA|VA) 1 $105,000 $105,000 $1,078 3.13%
Opelousas, LA (FHA|USDA|VA) 1 $105,000 $105,000 $5,905 4.00%
Bardstown, KY (FHA|USDA|VA) 1 $105,000 $105,000 $6,457 2.75%
Vernal, UT (FHA|USDA|VA) 1 $105,000 $105,000 $5,117 3.50%
IOWA CITY, IA (FHA|USDA|VA) 1 $105,000 $105,000 $2,915 3.13%
BISMARCK, ND (FHA|USDA|VA) 1 $105,000 $105,000 $4,310 3.25%
SAGINAW, MI (FHA|USDA|VA) 1 $95,000 $95,000 $3,462 5.38%
Clarksburg, WV (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.71%
Deming, NM (FHA|USDA|VA) 1 $95,000 $95,000 $5,366 3.13%
Gaffney, SC (FHA|USDA|VA) 1 $95,000 $95,000 $4,956 4.50%
Somerset, PA (FHA|USDA|VA) 1 $95,000 $95,000 $5,541 3.38%
London, KY (FHA|USDA|VA) 1 $95,000 $95,000 $3,370 4.38%
Mountain Home, AR (FHA|USDA|VA) 1 $95,000 $95,000 $1,231 2.75%
Fort Dodge, IA (FHA|USDA|VA) 1 $95,000 $95,000 $1,352 3.38%
Angola, IN (FHA|USDA|VA) 1 $95,000 $95,000 $5,289 3.38%
Ottumwa, IA (FHA|USDA|VA) 1 $95,000 $95,000 $1,946 3.13%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $95,000 $95,000 $1,090 2.88%
LAWTON, OK (FHA|USDA|VA) 1 $95,000 $95,000 $2,385 3.00%
Evanston, WY (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.43%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $95,000 $95,000 $2,393 4.13%
Shawnee, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.94%
Huntington, IN (FHA|USDA|VA) 1 $85,000 $85,000 $3,732 3.88%
BAY CITY, MI (FHA|USDA|VA) 1 $85,000 $85,000 $2,770 5.88%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $85,000 $85,000 $4,793 3.13%
Kennett, MO (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.18%
Hutchinson, KS (FHA|USDA|VA) 1 $85,000 $85,000 $2,402 3.38%
MANKATO, MN (FHA|USDA|VA) 1 $85,000 $85,000 $4,189 4.75%
Mount Pleasant, MI (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.66%
Sulphur Springs, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.18%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,267 3.38%
Elkins, WV (FHA|USDA|VA) 1 $85,000 $85,000 $1,737 5.50%
Jennings, LA (FHA|USDA|VA) 1 $85,000 $85,000 $4,031 3.88%
CHEYENNE, WY (FHA|USDA|VA) 1 $85,000 $85,000 $2,620 3.13%
Elizabeth City, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,111 2.75%
Defiance, OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,778 3.75%
Wilson, NC (FHA|USDA|VA) 1 $85,000 $85,000 $2,565 3.13%
Del Rio, TX (FHA|USDA|VA) 1 $75,000 $75,000 $1,501 2.75%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $75,000 $75,000 $5,001 3.50%
Pontiac, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.71%
New Castle, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.58%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $75,000 $75,000 $2,412 3.63%
Pampa, TX (FHA|USDA|VA) 1 $65,000 $65,000 $2,480 4.38%
Sterling, CO (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.32%
ELMIRA, NY (FHA|USDA|VA) 1 $65,000 $65,000 $4,074 4.50%
Albemarle, NC (FHA|USDA|VA) 1 $65,000 $65,000 $3,096 4.50%
Tupelo, MS (FHA|USDA|VA) 1 $65,000 $65,000 $3,617 4.75%
Greenwood, MS (FHA|USDA|VA) 1 $65,000 $65,000 $3,578 5.00%
Searcy, AR (FHA|USDA|VA) 1 $55,000 $55,000 $3,592 4.38%
Greenville, MS (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.36%
Oil City, PA (FHA|USDA|VA) 1 $55,000 $55,000 $5,078 3.13%
Bennettsville, SC (FHA|USDA|VA) 1 $55,000 $55,000 $1,993 3.13%
Clarksdale, MS (FHA|USDA|VA) 1 $45,000 $45,000 $3,079 4.75%
Coldwater, MI (FHA|USDA|VA) 1 $45,000 $45,000 $3,646 4.88%
Jasper, AL (FHA|USDA|VA) 1 $45,000 $45,000 $2,981 5.63%
Phh Mortgage Corporation's top markets include Los Angeles, New York, Riverside, Denver, and Washington among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,270 $1,037,670,000 $243,014 $4,950 3.50%
    FHA 2,622 $657,140,000 $250,625 $0 2.83%
    FHA 732 $135,020,000 $184,454 $5,371 3.28%
    VA 692 $141,150,000 $203,974 $3,254 2.94%
    FHA 20 $4,840,000 $242,000 $0 4.08%
    Reverse Mortgage 9 $5,415,000 $601,667 $0 6.83%

    For 2020, Phh Mortgage Corporation's most frequently originated type of loan was Conventional, with 4,270 originations. Their 2nd most popular type was FHA, with 2,622 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 5,429 $1,303,525,000 $240,104 $4,173 3.04%
    Cash Out Refi 2,455 $581,155,000 $236,723 $5,597 3.68%
    Home Improvement 239 $51,105,000 $213,828 $0 2.98%
    Home Purchase 222 $45,450,000 $204,730 $4,825 3.13%

    For 2020, Phh Mortgage Corporation's most frequently cited loan purpose was Refi, with 5,429 originations. The 2nd most popular reason was Cash Out Refi, with 2,455 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,513 $856,745,000 $243,878 $5,011 3.48%
    Other 2,911 $726,545,000 $249,586 $4,158 2.89%
    15 Year 1,144 $240,880,000 $210,559 $4,654 3.20%
    20 Year 710 $145,500,000 $204,930 $4,193 3.46%
    10 Year 66 $11,540,000 $174,848 $4,929 3.22%
    30+ year 1 $25,000 $25,000 $1,600 4.00%

    For 2020, Phh Mortgage Corporation's most frequently cited loan duration was 30 Year, with 3,513 originations. The 2nd most popular length was Other, with 2,911 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,410 $384,420,000 $272,638
    $2k-3k 1,148 $235,430,000 $205,078
    $3k-4k 1,083 $216,775,000 $200,162
    $<1k 918 $171,120,000 $186,405
    $5k+ 584 $179,910,000 $308,065
    $4k-5k 546 $125,360,000 $229,597

    Phh Mortgage Corporation's average total fees were $5,011, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,410 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 3,864 $911,810,000 $235,976
    2.5-3% 3,143 $778,765,000 $247,778
    4-5% 659 $119,675,000 $181,601
    <2.5% 467 $130,925,000 $280,353
    5-6% 158 $24,710,000 $156,392
    % 34 $8,430,000 $247,941
    6-7% 18 $6,040,000 $335,556
    7-8% 1 $835,000 $835,000
    Over 8% 1 $45,000 $45,000

    During 2020, Phh Mortgage Corporation's average interest rate for loans was 3.48%, while their most frequently originated rate bucket for loans was 3-4%, with 3,864 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,676 $1,038,740,000 $282,573 $5,106 3.14%
    $100k-200k 3,056 $460,480,000 $150,681 $4,486 3.32%
    $400k-600k 902 $412,390,000 $457,195 $5,705 3.04%
    $100,000 or less 690 $55,140,000 $79,913 $3,449 3.56%
    $600k-1MM 21 $14,485,000 $689,762 $12,107 3.80%

    2020 saw Phh Mortgage Corporation place emphasis on $200k-400k loans with 3,676 originations, totaling $1,038,740,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 2,994 $668,230,000 $223,190 $4,711 3.07%
    $100k-150k 1,276 $343,810,000 $269,444 $5,131 3.40%
    $50k-75k 1,196 $249,620,000 $208,712 $5,219 3.44%
    $75k-100k 975 $229,535,000 $235,421 $5,009 3.43%
    $150k-250k 755 $241,195,000 $319,464 $5,242 3.25%
    $250k+ 189 $69,465,000 $367,540 $5,491 3.15%

    Phh Mortgage Corporation lent most frequently to those with incomes in the $50k or less range, with 2,994 originations. The second most popular income band? $100k-150k, with 1,276 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,135 $269,735,000 $237,652 $4,845 3.37%
    30-36% 905 $222,235,000 $245,564 $5,223 3.45%
    <20% 405 $92,925,000 $229,444 $4,708 3.27%
    44% 236 $58,120,000 $246,271 $5,417 3.73%
    43% 208 $48,430,000 $232,837 $5,208 3.66%
    40% 206 $48,730,000 $236,553 $5,307 3.53%
    36% 187 $43,105,000 $230,508 $4,875 3.58%
    42% 174 $41,620,000 $239,195 $5,160 3.71%
    39% 170 $40,990,000 $241,118 $4,860 3.47%
    38% 167 $39,215,000 $234,820 $5,030 3.56%
    37% 161 $41,665,000 $258,789 $5,445 3.49%
    41% 156 $37,300,000 $239,103 $5,146 3.65%
    48% 111 $24,985,000 $225,090 $5,146 3.59%
    49% 111 $25,675,000 $231,306 $5,240 3.62%
    50-60% 106 $25,240,000 $238,113 $6,766 3.38%
    45% 104 $28,770,000 $276,635 $5,400 3.54%
    47% 100 $25,470,000 $254,700 $5,436 3.47%
    46% 94 $21,370,000 $227,340 $5,397 3.58%
    >60% 32 $7,680,000 $240,000 $3,127 3.20%

    Phh Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 1,135 originations. The next most common DTI ratio? 30-36%, with 905 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,233 $1,470,275,000 $235,886 $4,756 3.20%
    Black 944 $206,390,000 $218,633 $4,804 3.40%
    Not provided 753 $189,395,000 $251,521 $4,894 3.30%
    Asian 276 $84,260,000 $305,290 $5,391 3.22%
    American Indian 106 $22,670,000 $213,868 $4,384 3.17%
    Native Hawaiian or Islander 20 $4,950,000 $247,500 $4,826 3.20%
    Filipino 10 $2,550,000 $255,000 $5,395 3.17%
    Other Pacific Islander 1 $315,000 $315,000 $6,562 3.25%
    Other Asian 1 $225,000 $225,000 $3,654 3.25%
    Vietnamese 1 $205,000 $205,000 $0 3.13%

    Approval Rates

    Total approvals of all applications
    61.33%

    Phh Mortgage Corporation has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    7.18%

    Phh Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,345 $1,981,235,000 $237,416

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 100 $13,150,000 $131,500
    Single Family (1-4 Units):Site-Built 8,245 $1,968,085,000 $238,700

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 429 $96,985,000 $226,072 $4,627 3.30%
    40-60% 3,054 $712,160,000 $233,189 $4,514 3.12%
    60-80% 3,710 $917,950,000 $247,426 $5,041 3.31%
    80-100% 1,097 $241,545,000 $220,187 $4,676 3.25%
    Over 100% 22 $5,510,000 $250,455 $3,369 3.07%
    Under 20% 33 $7,085,000 $214,697 $4,563 3.40%