Mid America Mortgage Rates, Fees & Info
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Mortgage Data
Review & Overview
Mid America Mortgage is a small mortgage company specializing in Home Purchase loans. They have a a high proportion of FHA loans. Mid America Mortgage has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Houston, Oklahoma City, Shreveport, and Los Angeles among others. We have data for 444 markets. (Some data included below & more in-depth data is available with an active subscription.)Mid America Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mid America Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.37% | 4/22/24 |
| 30 Year Conventional Refi | 9.02% | 4/22/24 |
| 30 Year Cash-out Refi | 8.14% | 4/22/24 |
| 30 Year FHA Purchase | 8.35% | 4/22/24 |
| 30 Year FHA Refi | 7.99% | 4/22/24 |
| 30 Year VA Purchase | 8.14% | 4/22/24 |
| 30 Year VA Refi | 6.27% | 4/22/24 |
| 30 Year USDA Purchase | 7.97% | 4/22/24 |
| 30 Year USDA Refi | 6.27% | 4/22/24 |
| 15 Year Conventional Purchase | 8.45% | 4/22/24 |
| 15 Year Conventional Refi | 5.68% | 4/22/24 |
| 15 Year Cash-out Refi | 5.68% | 4/22/24 |
| 15 Year FHA Purchase | 5.68% | 4/22/24 |
| 15 Year FHA Refi | 7.20% | 4/22/24 |
| 15 Year VA Purchase | 5.68% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mid America Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,226Origination Dollar Volume (All Markets)
$1,427,320,000Awards
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MID AMERICA MORTGAGE - 2018
MID AMERICA MORTGAGE is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,191 | $306,855,000 | $257,645 | $6,349 | 4.92% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 406 | $87,460,000 | $215,419 | $5,559 | 5.07% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 445 | $77,225,000 | $173,539 | $3,910 | 4.85% |
| Outside of Metro Areas | 519 | $73,425,000 | $141,474 | $4,207 | 4.88% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 227 | $47,685,000 | $210,066 | $3,959 | 4.58% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 86 | $42,290,000 | $491,744 | $9,835 | 4.72% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 194 | $39,640,000 | $204,330 | $3,843 | 5.08% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 130 | $32,600,000 | $250,769 | $6,247 | 4.99% |
| TOLEDO, OH (FHA|USDA|VA) | 189 | $32,135,000 | $170,026 | $3,419 | 4.71% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 133 | $27,285,000 | $205,150 | $4,506 | 4.60% |
| TULSA, OK (FHA|USDA|VA) | 155 | $25,825,000 | $166,613 | $4,212 | 4.76% |
| FLINT, MI (FHA|USDA|VA) | 157 | $21,335,000 | $135,892 | $3,853 | 5.13% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 127 | $20,515,000 | $161,535 | $4,793 | 4.73% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 62 | $19,150,000 | $308,871 | $5,680 | 4.64% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 93 | $15,595,000 | $167,688 | $5,237 | 5.28% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 63 | $14,865,000 | $235,952 | $4,598 | 4.72% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 35 | $14,705,000 | $420,143 | $5,557 | 4.62% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 65 | $14,095,000 | $216,846 | $6,157 | 4.80% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 65 | $11,575,000 | $178,077 | $3,093 | 4.37% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 71 | $11,315,000 | $159,366 | $4,761 | 4.79% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 61 | $10,615,000 | $174,016 | $3,908 | 5.02% |
| LAFAYETTE, LA (FHA|USDA|VA) | 59 | $9,845,000 | $166,864 | $5,212 | 4.79% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 31 | $9,825,000 | $316,935 | $5,262 | 4.67% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 47 | $9,475,000 | $201,596 | $4,865 | 4.98% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 57 | $8,365,000 | $146,754 | $2,935 | 4.65% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 40 | $8,360,000 | $209,000 | $5,123 | 4.86% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 51 | $8,225,000 | $161,275 | $3,613 | 4.63% |
| AKRON, OH (FHA|USDA|VA) | 53 | $8,155,000 | $153,868 | $4,593 | 4.72% |
| JACKSON, MS (FHA|USDA|VA) | 61 | $8,125,000 | $133,197 | $3,270 | 4.73% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 37 | $7,865,000 | $212,568 | $9,845 | 4.74% |
| WHEELING, WV-OH (FHA|USDA|VA) | 59 | $7,605,000 | $128,898 | $3,832 | 4.87% |
| ANCHORAGE, AK (FHA|USDA|VA) | 27 | $7,295,000 | $270,185 | $4,262 | 4.47% |
| LOUISVILLE, KY (FHA|USDA|VA) | 44 | $7,250,000 | $164,773 | $3,061 | 4.84% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 21 | $7,225,000 | $344,048 | $3,475 | 4.60% |
| Traverse City, MI (FHA|USDA|VA) | 39 | $7,125,000 | $182,692 | $3,336 | 5.17% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 22 | $6,590,000 | $299,545 | $5,744 | 4.57% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 26 | $6,050,000 | $232,692 | $5,607 | 4.57% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 42 | $5,930,000 | $141,190 | $3,421 | 4.84% |
| Elk City, OK (FHA|USDA|VA) | 36 | $5,710,000 | $158,611 | $4,189 | 5.01% |
| Altus, OK (FHA|USDA|VA) | 35 | $5,555,000 | $158,714 | $3,303 | 4.59% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 17 | $5,195,000 | $305,588 | $4,690 | 4.49% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 42 | $4,780,000 | $113,810 | $3,604 | 4.86% |
| HAMMOND, LA (FHA|USDA|VA) | 27 | $4,725,000 | $175,000 | $4,126 | 4.77% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 20 | $4,660,000 | $233,000 | $4,975 | 4.94% |
| BATON ROUGE, LA (FHA|USDA|VA) | 25 | $4,595,000 | $183,800 | $3,925 | 4.85% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 37 | $4,485,000 | $121,216 | $3,311 | 4.35% |
| Zanesville, OH (FHA|USDA|VA) | 33 | $4,285,000 | $129,848 | $5,151 | 4.92% |
| KNOXVILLE, TN (FHA|USDA|VA) | 30 | $4,280,000 | $142,667 | $4,302 | 4.76% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 21 | $4,185,000 | $199,286 | $2,882 | 4.54% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 8 | $4,150,000 | $518,750 | $11,811 | 4.45% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 15 | $4,125,000 | $275,000 | $8,191 | 5.00% |
| WICHITA, KS (FHA|USDA|VA) | 33 | $4,095,000 | $124,091 | $7,247 | 4.81% |
| Roseburg, OR (FHA|USDA|VA) | 20 | $4,070,000 | $203,500 | $3,527 | 4.47% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 13 | $4,005,000 | $308,077 | $6,585 | 4.39% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 18 | $4,000,000 | $222,222 | $6,754 | 4.82% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 22 | $3,770,000 | $171,364 | $3,495 | 4.70% |
| COLUMBUS, OH (FHA|USDA|VA) | 20 | $3,630,000 | $181,500 | $4,812 | 4.88% |
| FARMINGTON, NM (FHA|USDA|VA) | 19 | $3,455,000 | $181,842 | $5,580 | 4.43% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 17 | $3,335,000 | $196,176 | $4,323 | 4.80% |
| MONROE, MI (FHA|USDA|VA) | 17 | $3,305,000 | $194,412 | $3,252 | 4.59% |
| LONGVIEW, TX (FHA|USDA|VA) | 18 | $3,240,000 | $180,000 | $4,462 | 5.16% |
| COLUMBIA, SC (FHA|USDA|VA) | 18 | $3,180,000 | $176,667 | $3,859 | 4.99% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 32 | $3,150,000 | $98,438 | $3,137 | 4.83% |
| SPARTANBURG, SC (FHA|USDA|VA) | 25 | $3,075,000 | $123,000 | $3,454 | 4.77% |
| Coshocton, OH (FHA|USDA|VA) | 34 | $3,070,000 | $90,294 | $4,795 | 5.03% |
| EL PASO, TX (FHA|USDA|VA) | 21 | $2,995,000 | $142,619 | $4,775 | 5.37% |
| Mount Airy, NC (FHA|USDA|VA) | 29 | $2,975,000 | $102,586 | $2,467 | 4.80% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 11 | $2,975,000 | $270,455 | $3,882 | 4.47% |
| BELLINGHAM, WA (FHA|USDA|VA) | 12 | $2,940,000 | $245,000 | $5,244 | 4.66% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 14 | $2,900,000 | $207,143 | $3,005 | 4.37% |
| Durango, CO (FHA|USDA|VA) | 8 | $2,620,000 | $327,500 | $4,854 | 4.53% |
| Weatherford, OK (FHA|USDA|VA) | 15 | $2,385,000 | $159,000 | $3,365 | 4.82% |
| Clewiston, FL (FHA|USDA|VA) | 7 | $2,315,000 | $330,714 | $9,686 | 4.71% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 14 | $2,260,000 | $161,429 | $4,354 | 5.05% |
| Cambridge, OH (FHA|USDA|VA) | 20 | $2,230,000 | $111,500 | $4,651 | 5.09% |
| Lumberton, NC (FHA|USDA|VA) | 14 | $2,230,000 | $159,286 | $5,758 | 4.06% |
| LUBBOCK, TX (FHA|USDA|VA) | 7 | $2,225,000 | $317,857 | $5,187 | 4.73% |
| CHICO, CA (FHA|USDA|VA) | 8 | $2,160,000 | $270,000 | $7,220 | 4.77% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 13 | $2,155,000 | $165,769 | $4,176 | 4.97% |
| Greenville, OH (FHA|USDA|VA) | 18 | $2,130,000 | $118,333 | $3,807 | 5.06% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 10 | $2,090,000 | $209,000 | $10,949 | 4.25% |
| AMES, IA (FHA|USDA|VA) | 14 | $2,050,000 | $146,429 | $3,980 | 4.69% |
| Sandusky, OH (FHA|USDA|VA) | 20 | $2,040,000 | $102,000 | $4,490 | 4.94% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $14,976 | 5.30% |
| Durant, OK (FHA|USDA|VA) | 13 | $1,985,000 | $152,692 | $3,894 | 4.95% |
| ODESSA, TX (FHA|USDA|VA) | 9 | $1,985,000 | $220,556 | $4,965 | 4.92% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 8 | $1,980,000 | $247,500 | $4,165 | 4.55% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 13 | $1,935,000 | $148,846 | $4,233 | 4.63% |
| Athens, TX (FHA|USDA|VA) | 9 | $1,935,000 | $215,000 | $5,320 | 5.19% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $9,978 | 4.46% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $4,761 | 4.48% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 12 | $1,850,000 | $154,167 | $3,016 | 4.93% |
| Fremont, OH (FHA|USDA|VA) | 19 | $1,835,000 | $96,579 | $2,651 | 4.83% |
| MIDLAND, TX (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $4,902 | 5.06% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 11 | $1,815,000 | $165,000 | $3,392 | 4.95% |
| GREELEY, CO (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $3,106 | 4.63% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 16 | $1,810,000 | $113,125 | $4,482 | 5.13% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 12 | $1,800,000 | $150,000 | $4,326 | 4.69% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $11,632 | 4.19% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $4,884 | 4.57% |
| Tahlequah, OK (FHA|USDA|VA) | 11 | $1,765,000 | $160,455 | $4,501 | 4.59% |
| Murray, KY (FHA|USDA|VA) | 14 | $1,760,000 | $125,714 | $3,256 | 4.62% |
| TYLER, TX (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $4,531 | 4.90% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 9 | $1,695,000 | $188,333 | $3,484 | 4.61% |
| REDDING, CA (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $4,651 | 4.83% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $6,725 | 4.44% |
| YAKIMA, WA (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $4,975 | 4.59% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $4,607 | 5.17% |
| Opelousas, LA (FHA|USDA|VA) | 11 | $1,645,000 | $149,545 | $5,916 | 4.89% |
| JACKSON, TN (FHA|USDA|VA) | 15 | $1,615,000 | $107,667 | $5,361 | 4.89% |
| Sonora, CA (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $1,965 | 4.25% |
| FRESNO, CA (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $4,912 | 4.80% |
| SALEM, OR (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $4,773 | 4.61% |
| BEND, OR (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $4,260 | 4.48% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $4,992 | 4.90% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $6,552 | 4.98% |
| Port Angeles, WA (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $4,214 | 4.75% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $4,750 | 4.88% |
| Shawnee, OK (FHA|USDA|VA) | 12 | $1,340,000 | $111,667 | $3,574 | 4.78% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $6,222 | 4.88% |
| AMARILLO, TX (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $4,384 | 4.66% |
| BILLINGS, MT (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $4,426 | 4.79% |
| Richmond, IN (FHA|USDA|VA) | 14 | $1,290,000 | $92,143 | $2,896 | 5.10% |
| Warsaw, IN (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $3,241 | 5.04% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $13,246 | 4.38% |
| TUCSON, AZ (FHA|USDA|VA) | 8 | $1,250,000 | $156,250 | $4,877 | 5.20% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $1,250,000 | $156,250 | $6,633 | 5.09% |
| BISMARCK, ND (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $4,111 | 4.84% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $4,147 | 4.50% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $3,116 | 5.04% |
| RENO, NV (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $2,799 | 4.33% |
| New Castle, IN (FHA|USDA|VA) | 8 | $1,110,000 | $138,750 | $3,003 | 5.13% |
| LAWTON, OK (FHA|USDA|VA) | 9 | $1,095,000 | $121,667 | $4,155 | 4.71% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $5,470 | 4.79% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $3,249 | 4.78% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $4,976 | 4.90% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $4,964 | 4.65% |
| NILES, MI (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $9,066 | 4.42% |
| Bardstown, KY (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $3,367 | 5.13% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $4,794 | 4.81% |
| Mayfield, KY (FHA|USDA|VA) | 12 | $1,030,000 | $85,833 | $3,337 | 5.01% |
| Miami, OK (FHA|USDA|VA) | 11 | $1,025,000 | $93,182 | $2,833 | 4.88% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $4,353 | 4.78% |
| McAlester, OK (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $3,583 | 5.07% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,272 | 4.98% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 8 | $990,000 | $123,750 | $4,467 | 4.94% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $5,322 | 5.15% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $2,167 | 4.82% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $4,671 | 4.71% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,621 | 4.47% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $5,245 | 4.79% |
| Norwalk, OH (FHA|USDA|VA) | 8 | $920,000 | $115,000 | $4,866 | 4.94% |
| Gallup, NM (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $5,207 | 4.94% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $5,055 | 5.23% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $6,659 | 4.68% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $4,634 | 4.54% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,495 | 4.29% |
| Granbury, TX (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $7,074 | 5.06% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $5,587 | 4.65% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $3,623 | 4.46% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,675 | 4.91% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,074 | 4.56% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $6,958 | 4.42% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $3,365 | 5.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $5,176 | 4.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,214 | 4.69% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $4,437 | 5.03% |
| DeRidder, LA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,954 | 4.75% |
| Muskogee, OK (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $3,614 | 5.02% |
| Morgan City, LA (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $3,221 | 4.88% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,326 | 4.38% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,536 | 4.71% |
| Ardmore, OK (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,026 | 4.87% |
| Sidney, OH (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,529 | 4.90% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,736 | 4.25% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $7,908 | 5.25% |
| Williston, ND (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,155 | 4.88% |
| Centralia, WA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,357 | 4.79% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $4,821 | 5.03% |
| Garden City, KS (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,226 | 4.81% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $2,809 | 4.48% |
| Huntsville, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,013 | 5.33% |
| Pierre, SD (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,639 | 4.63% |
| LIMA, OH (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $3,220 | 4.96% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $6,275 | 4.84% |
| Bemidji, MN (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $2,899 | 4.56% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $17,338 | 4.00% |
| Atmore, AL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $3,405 | 4.56% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,945 | 4.29% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,188 | 5.04% |
| Riverton, WY (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $2,677 | 4.60% |
| Brenham, TX (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,959 | 4.50% |
| Frankfort, KY (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,068 | 4.78% |
| Albemarle, NC (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,199 | 4.58% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,397 | 4.75% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,689 | 4.75% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $4,824 | 4.85% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,368 | 4.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,832 | 4.56% |
| Bartlesville, OK (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $3,761 | 4.84% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $6,151 | 4.75% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,277 | 4.56% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,428 | 4.13% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,474 | 5.00% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,829 | 4.50% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,893 | 5.08% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $3,702 | 4.78% |
| ENID, OK (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $3,739 | 4.75% |
| Klamath Falls, OR (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,104 | 5.00% |
| Ponca City, OK (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $4,234 | 5.20% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $2,499 | 4.59% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 6 | $530,000 | $88,333 | $2,421 | 4.92% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,866 | 4.69% |
| Ada, OK (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $3,068 | 5.25% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,190 | 4.92% |
| Ottawa, KS (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $3,122 | 4.94% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,204 | 5.00% |
| Laurinburg, NC (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $5,594 | 4.09% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,702 | 4.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,205 | 4.96% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $14,686 | 4.88% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,388 | 4.83% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,977 | 4.44% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,032 | 4.25% |
| Lake City, FL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,119 | 5.29% |
| RAPID CITY, SD (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,243 | 4.92% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $2,507 | 4.42% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,459 | 4.63% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,660 | 4.00% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,801 | 4.75% |
| Gainesville, TX (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,662 | 5.13% |
| WACO, TX (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,543 | 5.08% |
| Shelton, WA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,978 | 4.63% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,056 | 5.00% |
| Jennings, LA (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $4,958 | 4.90% |
| DUBUQUE, IA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,474 | 4.46% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,572 | 4.69% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $2,326 | 5.00% |
| Hood River, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,837 | 4.63% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,187 | 4.69% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,121 | 5.67% |
| MADISON, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $1,433 | 4.63% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,032 | 4.75% |
| Fallon, NV (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,046 | 5.00% |
| Bellefontaine, OH (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $11,349 | 5.00% |
| Crescent City, CA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,805 | 4.83% |
| Holland, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,893 | 4.63% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,426 | 4.96% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,920 | 4.75% |
| Mount Sterling, KY (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $2,475 | 5.19% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,261 | 5.13% |
| Crawfordsville, IN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,788 | 5.00% |
| Bonham, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,577 | 5.00% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,414 | 4.75% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,188 | 5.21% |
| MONROE, LA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,791 | 4.58% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,809 | 5.33% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,268 | 4.44% |
| Sanford, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,245 | 4.94% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,597 | 4.25% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,206 | 4.56% |
| Cadillac, MI (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,213 | 5.46% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,241 | 4.38% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,277 | 5.00% |
| Coffeyville, KS (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $2,814 | 4.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,378 | 5.25% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,511 | 5.38% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,559 | 4.25% |
| Bogalusa, LA (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $3,735 | 5.03% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,218 | 4.50% |
| SAGINAW, MI (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $3,444 | 5.38% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,381 | 5.31% |
| Scottsburg, IN (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,579 | 4.83% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,621 | 4.75% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,687 | 5.21% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,217 | 5.63% |
| Edwards, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,253 | 4.75% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,172 | 4.99% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,763 | 4.69% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,882 | 4.44% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,980 | 4.88% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,508 | 4.75% |
| Parsons, KS (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $2,927 | 4.79% |
| Dyersburg, TN (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,729 | 4.75% |
| Minden, LA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,355 | 4.63% |
| Adrian, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,049 | 4.88% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,747 | 4.94% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,242 | 4.50% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,635 | 5.13% |
| Urbana, OH (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $5,936 | 4.92% |
| Vernal, UT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,760 | 4.38% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,108 | 4.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,353 | 4.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,584 | 4.81% |
| Tiffin, OH (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $5,270 | 4.96% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,064 | 4.25% |
| El Campo, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,442 | 4.88% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,124 | 4.75% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,581 | 4.38% |
| Newport, OR (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,049 | 4.38% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,271 | 4.81% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,463 | 4.88% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,246 | 4.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $28,184 | 4.88% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $17,170 | 5.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,230 | 4.63% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,526 | 4.13% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,651 | 4.75% |
| Outside of Metro Areas | 1 | $245,000 | $245,000 | $4,424 | 4.63% |
| Albertville, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,011 | 4.25% |
| Findlay, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,354 | 4.69% |
| Salem, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,422 | 4.75% |
| Fort Dodge, IA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,419 | 5.13% |
| Española, NM (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,133 | 4.13% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,377 | 4.25% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,798 | 4.13% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,834 | 4.88% |
| Juneau, AK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,928 | 5.00% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,522 | 5.13% |
| Danville, KY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,222 | 5.00% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,641 | 4.81% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,380 | 5.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,996 | 5.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,268 | 4.99% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,672 | 4.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,543 | 4.75% |
| Shawano, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,078 | 4.56% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,466 | 5.00% |
| Taos, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,767 | 4.75% |
| Palatka, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,675 | 4.75% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,178 | 5.38% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,005 | 5.38% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,647 | 5.13% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,247 | 5.13% |
| Connersville, IN (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $3,517 | 5.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,180 | 3.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,334 | 4.63% |
| Union, SC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,998 | 4.94% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,284 | 4.75% |
| Watertown, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,916 | 4.75% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,101 | 4.50% |
| Ruston, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,494 | 4.75% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,216 | 4.50% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,089 | 4.94% |
| Moscow, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $512 | 4.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,795 | 3.75% |
| Norfolk, NE (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,965 | 4.69% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,061 | 4.69% |
| Celina, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,361 | 4.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,622 | 4.25% |
| Brownwood, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,136 | 5.56% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,015 | 4.50% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,656 | 5.38% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,459 | 5.13% |
| CASPER, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,076 | 3.88% |
| Jasper, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,280 | 3.88% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,116 | 5.13% |
| Bay City, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,049 | 5.38% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,539 | 4.88% |
| Wilson, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,084 | 4.25% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,346 | 4.50% |
| Boone, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,601 | 4.25% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,976 | 3.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,457 | 3.88% |
| Fremont, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,353 | 4.25% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,793 | 4.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,487 | 4.50% |
| Dixon, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,769 | 5.13% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,442 | 4.63% |
| Newberry, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,407 | 4.88% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $12,608 | 4.75% |
| Carroll, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,900 | 5.50% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,602 | 5.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,340 | 4.75% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,459 | 4.38% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,557 | 5.38% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,755 | 4.25% |
| Brookings, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,146 | 4.50% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,661 | 4.25% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,565 | 3.99% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,511 | 5.38% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,349 | 4.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,975 | 5.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,723 | 3.88% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,843 | 5.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,995 | 4.25% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,838 | 4.25% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,284 | 4.63% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,816 | 4.88% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,709 | 5.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,050 | 5.63% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,654 | 5.13% |
| Borger, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,724 | 5.25% |
| Snyder, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,399 | 5.50% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,044 | 4.75% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,408 | 4.88% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,595 | 4.63% |
| Jesup, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,271 | 4.75% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,426 | 4.50% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,019 | 4.75% |
| Marquette, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,963 | 4.25% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,962 | 5.00% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,242 | 4.75% |
| Palestine, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,174 | 5.13% |
| Paris, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,253 | 5.75% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,975 | 5.25% |
| Craig, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,373 | 5.00% |
| OCALA, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,820 | 5.38% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,305 | 4.63% |
| Woodward, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,849 | 5.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,192 | 5.25% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,457 | 5.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,164 | 5.25% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,701 | 5.00% |
| West Plains, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,380 | 4.50% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,794 | 5.50% |
| Marietta, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,414 | 5.38% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,464 | 4.75% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,575 | 5.50% |
| Seymour, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,799 | 4.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $8,301 | 5.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,356 | 5.13% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.63% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $2,891 | 2.63% |
| Union City, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,284 | 5.13% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,086 | 4.88% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,098 | 5.00% |
| Winfield, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,965 | 4.75% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,987 | 5.13% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,461 | 4.88% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.88% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,348 | 5.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,275 | 5.25% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,796 | 5.75% |
| Duncan, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,805 | 5.00% |
| Guymon, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,724 | 5.00% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,840 | 4.75% |
| Martin, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,276 | 4.63% |
| Defiance, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,649 | 4.63% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,209 | 5.38% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,498 | 4.75% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,850 | 5.13% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,399 | 5.00% |
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Product Mix
For 2018, Mid America Mortgage's most frequently originated type of loan was FHA, with 2,842 originations. Their 2nd most popular type was Conventional, with 2,674 originations.
Loan Reason
For 2018, Mid America Mortgage's most frequently cited loan purpose was Home Purchase, with 6,307 originations. The 2nd most popular reason was Cash Out Refi, with 499 originations.
Loan Duration/Length
For 2018, Mid America Mortgage's most frequently cited loan duration was 30 Year, with 6,005 originations. The 2nd most popular length was Other, with 1,001 originations.
Origination Fees/Closing Costs
Mid America Mortgage's average total fees were $4,814, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,628 originations.
Interest Rates
During 2018, Mid America Mortgage's average interest rate for loans was 4.89%, while their most frequently originated rate bucket for loans was 4-5%, with 4,517 originations.
Loan Sizing
2018 saw Mid America Mortgage place emphasis on $100k-200k loans with 3,310 originations, totaling $493,940,000 in origination value.
Applicant Income
Mid America Mortgage lent most frequently to those with incomes in the $50k-75k range, with 2,168 originations. The second most popular income band? $50k or less, with 1,816 originations.
Applicant Debt to Income Ratio
Mid America Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,330 originations. The next most common DTI ratio? 20-30%, with 1,211 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.18%
Mid America Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination62.03%
Mid America Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,226 | $1,427,320,000 | $197,526 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 196 | $31,910,000 | $162,806 |
| Single Family (1-4 Units):Site-Built | 7,030 | $1,395,410,000 | $198,494 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| MidAmerica Mortgage Inc | Conventional home mortgage | Struggling to pay mortgage | 1 | 5.0% |
| MidAmerica Mortgage Inc | Conventional home mortgage | Trouble during payment process | 8 | 40.0% |
| MidAmerica Mortgage Inc | FHA mortgage | Closing on a mortgage | 1 | 5.0% |
| MidAmerica Mortgage Inc | FHA mortgage | Trouble during payment process | 3 | 15.0% |
| MidAmerica Mortgage Inc | VA mortgage | Struggling to pay mortgage | 1 | 5.0% |
| MidAmerica Mortgage Inc | VA mortgage | Trouble during payment process | 6 | 30.0% |