Mid America Mortgage Rates, Fees & Info

ROCKY RIVER, OH

LEI: 54930049L5WINET09Q97

Tax ID: 34-1716542

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Mid America Mortgage is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Mid America Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. Their top markets by origination volume include: Dallas, Houston, Austin, Urban Honolulu, and Toledo among others. We have data for 584 markets. (Some data included below & more in-depth data is available with an active subscription.)

Mid America Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mid America Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 8.37% 4/22/24
30 Year Conventional Refi 9.02% 4/22/24
30 Year Cash-out Refi 8.14% 4/22/24
30 Year FHA Purchase 8.35% 4/22/24
30 Year FHA Refi 7.99% 4/22/24
30 Year VA Purchase 8.14% 4/22/24
30 Year VA Refi 6.27% 4/22/24
30 Year USDA Purchase 7.97% 4/22/24
30 Year USDA Refi 6.27% 4/22/24
15 Year Conventional Purchase 8.45% 4/22/24
15 Year Conventional Refi 5.68% 4/22/24
15 Year Cash-out Refi 5.68% 4/22/24
15 Year FHA Purchase 5.68% 4/22/24
15 Year FHA Refi 7.20% 4/22/24
15 Year VA Purchase 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Mid America Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Mid America Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

19,780

Origination Dollar Volume (All Markets)

$4,765,290,000
Show all (225) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2,892 $792,120,000 $273,900 $5,220 3.19%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,335 $588,675,000 $252,109 $4,778 3.18%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 838 $249,360,000 $297,566 $4,662 3.12%
URBAN HONOLULU, HI (FHA|USDA|VA) 331 $176,855,000 $534,305 $3,728 2.74%
Outside of Metro Areas 929 $162,405,000 $174,817 $4,432 3.31%
TOLEDO, OH (FHA|USDA|VA) 567 $118,935,000 $209,762 $3,491 3.08%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 402 $116,770,000 $290,473 $6,312 3.18%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 478 $110,290,000 $230,732 $3,316 3.29%
Hilo, HI (FHA|USDA|VA) 343 $102,575,000 $299,052 $4,362 3.08%
FLINT, MI (FHA|USDA|VA) 660 $101,950,000 $154,470 $3,651 3.38%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 444 $97,700,000 $220,045 $4,400 3.22%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 391 $96,575,000 $246,995 $4,079 3.07%
OKLAHOMA CITY, OK (FHA|USDA|VA) 351 $72,845,000 $207,536 $3,855 3.18%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 258 $67,290,000 $260,814 $4,138 2.96%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 142 $65,720,000 $462,817 $3,636 3.13%
LAFAYETTE, LA (FHA|USDA|VA) 326 $63,400,000 $194,479 $4,648 3.11%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 247 $59,495,000 $240,870 $4,499 3.17%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 281 $56,035,000 $199,413 $3,537 3.27%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 153 $51,705,000 $337,941 $4,221 2.95%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 221 $42,285,000 $191,335 $5,473 3.36%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 115 $39,525,000 $343,696 $4,211 3.04%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 108 $37,420,000 $346,481 $3,709 2.97%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 194 $36,040,000 $185,773 $3,893 3.07%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 101 $32,445,000 $321,238 $3,872 2.92%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 166 $32,270,000 $194,398 $4,124 3.17%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 56 $28,440,000 $507,857 $4,603 2.78%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 62 $27,750,000 $447,581 $5,447 3.14%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 119 $27,015,000 $227,017 $4,060 3.00%
BATON ROUGE, LA (FHA|USDA|VA) 126 $26,130,000 $207,381 $5,781 3.35%
KANSAS CITY, MO-KS (FHA|USDA|VA) 102 $23,330,000 $228,725 $2,847 2.97%
TULSA, OK (FHA|USDA|VA) 113 $22,525,000 $199,336 $4,629 3.08%
CORPUS CHRISTI, TX (FHA|USDA|VA) 92 $21,140,000 $229,783 $4,398 3.13%
LOUISVILLE, KY (FHA|USDA|VA) 99 $20,175,000 $203,788 $3,562 3.39%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 54 $19,770,000 $366,111 $3,700 2.98%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 81 $19,175,000 $236,728 $3,518 3.04%
AKRON, OH (FHA|USDA|VA) 119 $18,805,000 $158,025 $3,795 3.08%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 115 $18,475,000 $160,652 $4,340 3.36%
RICHMOND, VA (FHA|USDA|VA) 79 $18,335,000 $232,089 $3,616 2.96%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 52 $16,960,000 $326,154 $3,946 2.89%
EL PASO, TX (FHA|USDA|VA) 86 $16,540,000 $192,326 $4,158 3.27%
ALBUQUERQUE, NM (FHA|USDA|VA) 70 $15,840,000 $226,286 $3,257 3.07%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 39 $15,585,000 $399,615 $3,557 2.93%
WHEELING, WV-OH (FHA|USDA|VA) 106 $15,480,000 $146,038 $3,487 3.39%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 60 $15,140,000 $252,333 $2,564 3.01%
Traverse City, MI (FHA|USDA|VA) 64 $14,950,000 $233,594 $4,018 3.15%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 53 $14,565,000 $274,811 $4,475 3.06%
DAYTON-KETTERING, OH (FHA|USDA|VA) 76 $14,040,000 $184,737 $3,967 3.14%
HAMMOND, LA (FHA|USDA|VA) 76 $13,940,000 $183,421 $5,145 3.33%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 36 $13,310,000 $369,722 $2,842 3.01%
ANCHORAGE, AK (FHA|USDA|VA) 44 $13,120,000 $298,182 $3,850 2.80%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 47 $12,835,000 $273,085 $2,685 2.87%
SHERMAN-DENISON, TX (FHA|USDA|VA) 49 $12,715,000 $259,490 $5,154 3.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 95 $12,695,000 $133,632 $2,960 3.31%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 23 $11,585,000 $503,696 $4,721 3.19%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 56 $11,400,000 $203,571 $3,274 3.20%
BELLINGHAM, WA (FHA|USDA|VA) 39 $11,325,000 $290,385 $3,836 3.19%
MONROE, MI (FHA|USDA|VA) 57 $11,165,000 $195,877 $2,635 3.07%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 56 $10,840,000 $193,571 $2,987 3.04%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 51 $10,555,000 $206,961 $2,625 3.29%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 37 $10,315,000 $278,784 $7,009 3.12%
Kapaa, HI (FHA|USDA|VA) 26 $10,200,000 $392,308 $4,291 2.97%
SAGINAW, MI (FHA|USDA|VA) 61 $9,135,000 $149,754 $3,579 3.48%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 47 $8,925,000 $189,894 $6,344 3.26%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 21 $8,745,000 $416,429 $3,255 2.88%
COLUMBUS, OH (FHA|USDA|VA) 41 $8,315,000 $202,805 $3,360 3.03%
COLUMBIA, SC (FHA|USDA|VA) 40 $8,300,000 $207,500 $3,842 3.24%
MIDLAND, TX (FHA|USDA|VA) 28 $7,790,000 $278,214 $4,095 3.36%
Elk City, OK (FHA|USDA|VA) 49 $7,695,000 $157,041 $4,399 3.33%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 20 $7,630,000 $381,500 $7,601 2.99%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 40 $7,520,000 $188,000 $3,531 3.12%
LONGVIEW, TX (FHA|USDA|VA) 36 $7,410,000 $205,833 $4,398 3.35%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 28 $7,340,000 $262,143 $2,637 2.80%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 33 $7,095,000 $215,000 $4,009 3.00%
Coshocton, OH (FHA|USDA|VA) 64 $7,080,000 $110,625 $5,465 3.55%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 34 $7,060,000 $207,647 $2,710 3.17%
VALLEJO, CA (FHA|USDA|VA) 18 $6,900,000 $383,333 $4,067 2.83%
SALEM, OR (FHA|USDA|VA) 25 $6,765,000 $270,600 $4,202 2.80%
Zanesville, OH (FHA|USDA|VA) 44 $6,690,000 $152,045 $5,040 3.62%
CEDAR RAPIDS, IA (FHA|USDA|VA) 42 $6,690,000 $159,286 $3,279 3.65%
JACKSONVILLE, FL (FHA|USDA|VA) 29 $6,655,000 $229,483 $4,761 2.99%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 25 $6,605,000 $264,200 $5,940 2.97%
Greenville, OH (FHA|USDA|VA) 55 $6,575,000 $119,545 $5,286 3.42%
KNOXVILLE, TN (FHA|USDA|VA) 35 $6,395,000 $182,714 $4,985 2.92%
Granbury, TX (FHA|USDA|VA) 26 $6,180,000 $237,692 $5,476 3.20%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 18 $6,180,000 $343,333 $3,436 2.77%
WINCHESTER, VA-WV (FHA|USDA|VA) 25 $5,975,000 $239,000 $5,213 3.25%
WICHITA, KS (FHA|USDA|VA) 40 $5,940,000 $148,500 $3,622 3.20%
FORT SMITH, AR-OK (FHA|USDA|VA) 38 $5,800,000 $152,632 $3,497 3.25%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 30 $5,740,000 $191,333 $4,224 3.17%
RENO, NV (FHA|USDA|VA) 18 $5,630,000 $312,778 $3,454 2.91%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 40 $5,610,000 $140,250 $3,891 3.63%
Alamogordo, NM (FHA|USDA|VA) 29 $5,555,000 $191,552 $3,351 2.95%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 23 $5,345,000 $232,391 $4,391 3.10%
SPRINGFIELD, MO (FHA|USDA|VA) 28 $5,240,000 $187,143 $3,465 3.37%
JACKSON, TN (FHA|USDA|VA) 39 $5,235,000 $134,231 $5,872 3.44%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 26 $5,100,000 $196,154 $3,360 3.13%
Altus, OK (FHA|USDA|VA) 31 $5,095,000 $164,355 $3,340 3.11%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 17 $5,065,000 $297,941 $3,697 2.98%
CANTON-MASSILLON, OH (FHA|USDA|VA) 28 $5,040,000 $180,000 $3,844 2.98%
LAKE CHARLES, LA (FHA|USDA|VA) 24 $5,020,000 $209,167 $4,708 3.37%
TUCSON, AZ (FHA|USDA|VA) 25 $5,015,000 $200,600 $3,196 3.08%
BILLINGS, MT (FHA|USDA|VA) 21 $5,005,000 $238,333 $4,380 3.00%
New Castle, IN (FHA|USDA|VA) 39 $4,915,000 $126,026 $3,121 3.27%
SPARTANBURG, SC (FHA|USDA|VA) 28 $4,830,000 $172,500 $4,713 3.41%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 23 $4,825,000 $209,783 $4,215 3.18%
AMARILLO, TX (FHA|USDA|VA) 22 $4,820,000 $219,091 $2,536 3.00%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 21 $4,815,000 $229,286 $3,612 2.92%
FRESNO, CA (FHA|USDA|VA) 20 $4,780,000 $239,000 $3,350 3.13%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 22 $4,750,000 $215,909 $2,966 3.10%
SALT LAKE CITY, UT (FHA|USDA|VA) 19 $4,675,000 $246,053 $2,531 3.06%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 17 $4,575,000 $269,118 $3,360 2.99%
Mount Airy, NC (FHA|USDA|VA) 31 $4,565,000 $147,258 $3,668 3.27%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 26 $4,560,000 $175,385 $5,877 3.12%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 23 $4,545,000 $197,609 $2,936 3.32%
COLORADO SPRINGS, CO (FHA|USDA|VA) 15 $4,545,000 $303,000 $3,110 3.11%
Athens, TX (FHA|USDA|VA) 22 $4,490,000 $204,091 $4,502 3.26%
LUBBOCK, TX (FHA|USDA|VA) 21 $4,445,000 $211,667 $3,234 3.03%
Fremont, OH (FHA|USDA|VA) 35 $4,425,000 $126,429 $3,094 3.21%
Opelousas, LA (FHA|USDA|VA) 24 $4,420,000 $184,167 $5,343 3.19%
SANTA FE, NM (FHA|USDA|VA) 12 $4,360,000 $363,333 $4,225 3.46%
Richmond, IN (FHA|USDA|VA) 34 $4,250,000 $125,000 $4,799 3.27%
LAREDO, TX (FHA|USDA|VA) 22 $4,230,000 $192,273 $3,873 3.02%
FARMINGTON, NM (FHA|USDA|VA) 21 $4,205,000 $200,238 $3,125 3.12%
Del Rio, TX (FHA|USDA|VA) 18 $4,180,000 $232,222 $4,358 3.15%
BOISE CITY, ID (FHA|USDA|VA) 16 $4,020,000 $251,250 $3,439 2.86%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 15 $3,855,000 $257,000 $4,627 3.02%
TYLER, TX (FHA|USDA|VA) 17 $3,815,000 $224,412 $3,277 3.03%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 20 $3,670,000 $183,500 $2,160 3.39%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 16 $3,650,000 $228,125 $3,155 3.16%
Salina, KS (FHA|USDA|VA) 25 $3,635,000 $145,400 $2,072 3.26%
RALEIGH-CARY, NC (FHA|USDA|VA) 13 $3,595,000 $276,538 $3,292 3.00%
ODESSA, TX (FHA|USDA|VA) 18 $3,580,000 $198,889 $1,864 3.05%
STOCKTON, CA (FHA|USDA|VA) 10 $3,570,000 $357,000 $3,821 2.99%
Sandusky, OH (FHA|USDA|VA) 24 $3,420,000 $142,500 $5,073 3.49%
New Philadelphia-Dover, OH (FHA|USDA|VA) 24 $3,380,000 $140,833 $4,697 3.16%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $3,370,000 $421,250 $6,614 3.06%
GREELEY, CO (FHA|USDA|VA) 10 $3,350,000 $335,000 $2,716 3.01%
Cambridge, OH (FHA|USDA|VA) 22 $3,330,000 $151,364 $4,518 3.40%
DeRidder, LA (FHA|USDA|VA) 14 $3,310,000 $236,429 $3,667 3.05%
BAKERSFIELD, CA (FHA|USDA|VA) 16 $3,300,000 $206,250 $3,604 3.18%
FORT COLLINS, CO (FHA|USDA|VA) 9 $3,275,000 $363,889 $2,753 3.15%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 18 $3,270,000 $181,667 $3,571 3.20%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 13 $3,245,000 $249,615 $3,383 3.04%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 15 $3,185,000 $212,333 $4,509 3.12%
ANN ARBOR, MI (FHA|USDA|VA) 12 $3,180,000 $265,000 $3,199 3.11%
STAUNTON, VA (FHA|USDA|VA) 12 $3,120,000 $260,000 $3,213 3.25%
Roseburg, OR (FHA|USDA|VA) 13 $3,065,000 $235,769 $4,141 3.00%
LAWTON, OK (FHA|USDA|VA) 15 $3,045,000 $203,000 $4,177 3.22%
OCALA, FL (FHA|USDA|VA) 18 $3,030,000 $168,333 $5,965 3.14%
MIDLAND, MI (FHA|USDA|VA) 15 $3,005,000 $200,333 $3,469 3.33%
WACO, TX (FHA|USDA|VA) 13 $2,965,000 $228,077 $3,776 3.30%
Port Angeles, WA (FHA|USDA|VA) 11 $2,885,000 $262,273 $3,749 2.83%
SAVANNAH, GA (FHA|USDA|VA) 12 $2,790,000 $232,500 $2,877 2.90%
Tahlequah, OK (FHA|USDA|VA) 15 $2,725,000 $181,667 $4,676 3.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 17 $2,715,000 $159,706 $4,384 3.44%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 12 $2,700,000 $225,000 $4,429 3.06%
FLAGSTAFF, AZ (FHA|USDA|VA) 9 $2,695,000 $299,444 $3,771 2.90%
Huntsville, TX (FHA|USDA|VA) 10 $2,670,000 $267,000 $4,071 3.22%
REDDING, CA (FHA|USDA|VA) 12 $2,640,000 $220,000 $4,279 2.91%
ROANOKE, VA (FHA|USDA|VA) 15 $2,615,000 $174,333 $3,339 3.33%
FAYETTEVILLE, NC (FHA|USDA|VA) 14 $2,530,000 $180,714 $2,832 3.11%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 10 $2,510,000 $251,000 $2,788 3.06%
Lumberton, NC (FHA|USDA|VA) 16 $2,490,000 $155,625 $3,529 2.92%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $2,450,000 $408,333 $7,575 2.83%
Hermiston-Pendleton, OR (FHA|USDA|VA) 11 $2,425,000 $220,455 $4,236 2.94%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 11 $2,405,000 $218,636 $5,258 2.87%
ABILENE, TX (FHA|USDA|VA) 11 $2,405,000 $218,636 $4,466 3.24%
Murray, KY (FHA|USDA|VA) 18 $2,390,000 $132,778 $3,505 3.17%
BEND, OR (FHA|USDA|VA) 8 $2,390,000 $298,750 $3,824 2.84%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $2,370,000 $237,000 $5,176 3.01%
Bardstown, KY (FHA|USDA|VA) 13 $2,345,000 $180,385 $3,970 3.50%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 13 $2,305,000 $177,308 $4,782 3.47%
YAKIMA, WA (FHA|USDA|VA) 10 $2,290,000 $229,000 $4,052 2.98%
AMES, IA (FHA|USDA|VA) 15 $2,285,000 $152,333 $2,841 3.37%
Durant, OK (FHA|USDA|VA) 12 $2,210,000 $184,167 $4,777 3.27%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 9 $2,205,000 $245,000 $3,400 2.90%
BAY CITY, MI (FHA|USDA|VA) 17 $2,205,000 $129,706 $3,355 3.21%
POCATELLO, ID (FHA|USDA|VA) 13 $2,195,000 $168,846 $3,719 3.04%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 7 $2,125,000 $303,571 $3,291 2.98%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $2,120,000 $353,333 $9,611 3.19%
PITTSBURGH, PA (FHA|USDA|VA) 8 $2,120,000 $265,000 $4,457 3.02%
MONTGOMERY, AL (FHA|USDA|VA) 9 $2,065,000 $229,444 $2,296 2.86%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 9 $2,025,000 $225,000 $5,740 3.02%
RACINE, WI (FHA|USDA|VA) 9 $2,015,000 $223,889 $3,067 3.21%
MODESTO, CA (FHA|USDA|VA) 7 $2,015,000 $287,857 $3,427 3.00%
Weatherford, OK (FHA|USDA|VA) 14 $2,000,000 $142,857 $4,205 3.39%
Shawnee, OK (FHA|USDA|VA) 11 $1,975,000 $179,545 $4,298 3.08%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 5 $1,965,000 $393,000 $2,168 2.77%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 11 $1,955,000 $177,727 $3,810 3.33%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 7 $1,915,000 $273,571 $3,584 2.91%
GRAND JUNCTION, CO (FHA|USDA|VA) 7 $1,895,000 $270,714 $2,739 2.86%
Oak Harbor, WA (FHA|USDA|VA) 6 $1,890,000 $315,000 $3,454 2.98%
Adrian, MI (FHA|USDA|VA) 9 $1,875,000 $208,333 $2,376 2.97%
ST. LOUIS, MO-IL (FHA|USDA|VA) 11 $1,845,000 $167,727 $2,298 3.23%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 11 $1,835,000 $166,818 $1,603 2.84%
CHICO, CA (FHA|USDA|VA) 6 $1,830,000 $305,000 $10,921 3.04%
PROVO-OREM, UT (FHA|USDA|VA) 6 $1,830,000 $305,000 $2,987 2.93%
Show Low, AZ (FHA|USDA|VA) 8 $1,820,000 $227,500 $5,128 2.83%
MUNCIE, IN (FHA|USDA|VA) 14 $1,810,000 $129,286 $3,050 3.43%
Eureka-Arcata, CA (FHA|USDA|VA) 7 $1,805,000 $257,857 $4,260 2.77%
Rockport, TX (FHA|USDA|VA) 7 $1,795,000 $256,429 $5,010 3.20%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 12 $1,710,000 $142,500 $4,505 3.29%
Aberdeen, WA (FHA|USDA|VA) 8 $1,710,000 $213,750 $3,918 3.31%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 9 $1,695,000 $188,333 $3,290 3.00%
BOWLING GREEN, KY (FHA|USDA|VA) 8 $1,670,000 $208,750 $3,379 2.95%
MERCED, CA (FHA|USDA|VA) 6 $1,660,000 $276,667 $1,871 2.85%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 6 $1,640,000 $273,333 $4,654 3.21%
Durango, CO (FHA|USDA|VA) 6 $1,610,000 $268,333 $3,175 2.96%
McAlester, OK (FHA|USDA|VA) 8 $1,590,000 $198,750 $3,904 3.06%
Connersville, IN (FHA|USDA|VA) 15 $1,585,000 $105,667 $3,805 3.31%
WORCESTER, MA-CT (FHA|USDA|VA) 6 $1,580,000 $263,333 $3,397 2.75%
Outside of Metro Areas 6 $1,580,000 $263,333 $4,113 3.06%
Shelton, WA (FHA|USDA|VA) 8 $1,560,000 $195,000 $4,742 3.14%
Cullowhee, NC (FHA|USDA|VA) 8 $1,550,000 $193,750 $4,441 3.13%
Morgan City, LA (FHA|USDA|VA) 11 $1,545,000 $140,455 $4,189 3.18%
PANAMA CITY, FL (FHA|USDA|VA) 6 $1,540,000 $256,667 $4,241 2.98%
MONROE, LA (FHA|USDA|VA) 10 $1,540,000 $154,000 $3,832 3.27%
BISMARCK, ND (FHA|USDA|VA) 5 $1,535,000 $307,000 $3,777 2.83%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 4 $1,510,000 $377,500 $3,629 2.94%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $1,490,000 $248,333 $3,602 3.08%
MADERA, CA (FHA|USDA|VA) 6 $1,470,000 $245,000 $5,704 3.04%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $1,455,000 $291,000 $2,610 2.88%
Fernley, NV (FHA|USDA|VA) 7 $1,455,000 $207,857 $2,574 2.84%
Dyersburg, TN (FHA|USDA|VA) 11 $1,445,000 $131,364 $5,983 3.45%
Clearlake, CA (FHA|USDA|VA) 5 $1,445,000 $289,000 $5,399 2.73%
Ponca City, OK (FHA|USDA|VA) 11 $1,445,000 $131,364 $4,253 3.00%
RAPID CITY, SD (FHA|USDA|VA) 7 $1,425,000 $203,571 $3,462 2.91%
Brownwood, TX (FHA|USDA|VA) 6 $1,420,000 $236,667 $4,347 3.58%
Key West, FL (FHA|USDA|VA) 3 $1,415,000 $471,667 $5,473 3.08%
Minden, LA (FHA|USDA|VA) 10 $1,410,000 $141,000 $3,520 3.35%
Jennings, LA (FHA|USDA|VA) 10 $1,410,000 $141,000 $3,887 3.79%
SAN ANGELO, TX (FHA|USDA|VA) 8 $1,400,000 $175,000 $3,942 3.31%
Klamath Falls, OR (FHA|USDA|VA) 7 $1,375,000 $196,429 $3,937 2.91%
Gallup, NM (FHA|USDA|VA) 7 $1,375,000 $196,429 $3,079 2.96%
IDAHO FALLS, ID (FHA|USDA|VA) 5 $1,355,000 $271,000 $3,390 2.95%
HARRISONBURG, VA (FHA|USDA|VA) 7 $1,355,000 $193,571 $3,363 3.36%
Corsicana, TX (FHA|USDA|VA) 7 $1,335,000 $190,714 $3,211 3.05%
Muskogee, OK (FHA|USDA|VA) 8 $1,310,000 $163,750 $5,375 3.02%
Ashtabula, OH (FHA|USDA|VA) 9 $1,295,000 $143,889 $3,644 3.14%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 5 $1,295,000 $259,000 $2,917 2.90%
Wapakoneta, OH (FHA|USDA|VA) 10 $1,260,000 $126,000 $5,744 3.78%
FAIRBANKS, AK (FHA|USDA|VA) 4 $1,240,000 $310,000 $3,668 2.91%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $1,235,000 $247,000 $2,692 2.75%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $1,230,000 $205,000 $5,861 3.48%
Tiffin, OH (FHA|USDA|VA) 9 $1,225,000 $136,111 $3,109 3.40%
Beaver Dam, WI (FHA|USDA|VA) 7 $1,225,000 $175,000 $1,686 3.80%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $1,225,000 $245,000 $1,347 2.90%
Mount Pleasant, MI (FHA|USDA|VA) 8 $1,210,000 $151,250 $4,328 3.20%
FARGO, ND-MN (FHA|USDA|VA) 5 $1,205,000 $241,000 $3,394 2.95%
NILES, MI (FHA|USDA|VA) 6 $1,190,000 $198,333 $5,982 2.98%
Bogalusa, LA (FHA|USDA|VA) 9 $1,185,000 $131,667 $4,620 4.00%
Juneau, AK (FHA|USDA|VA) 3 $1,155,000 $385,000 $3,526 2.58%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $1,150,000 $191,667 $4,499 2.98%
LINCOLN, NE (FHA|USDA|VA) 6 $1,140,000 $190,000 $3,223 3.15%
HUNTSVILLE, AL (FHA|USDA|VA) 6 $1,120,000 $186,667 $1,544 2.94%
Marquette, MI (FHA|USDA|VA) 7 $1,115,000 $159,286 $3,192 2.95%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,110,000 $185,000 $4,413 2.91%
VISALIA, CA (FHA|USDA|VA) 4 $1,100,000 $275,000 $4,187 2.97%
MEDFORD, OR (FHA|USDA|VA) 4 $1,100,000 $275,000 $5,212 3.16%
Cadillac, MI (FHA|USDA|VA) 8 $1,100,000 $137,500 $2,440 3.42%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 5 $1,085,000 $217,000 $2,719 3.28%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $1,085,000 $361,667 $4,267 3.13%
SALINAS, CA (FHA|USDA|VA) 2 $1,080,000 $540,000 $4,024 2.56%
Mineral Wells, TX (FHA|USDA|VA) 5 $1,065,000 $213,000 $2,438 3.30%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 5 $1,065,000 $213,000 $2,953 3.03%
Clewiston, FL (FHA|USDA|VA) 3 $1,065,000 $355,000 $4,795 3.00%
YUMA, AZ (FHA|USDA|VA) 5 $1,055,000 $211,000 $3,270 2.80%
ROME, GA (FHA|USDA|VA) 4 $1,050,000 $262,500 $5,505 2.93%
SPRINGFIELD, OH (FHA|USDA|VA) 7 $1,045,000 $149,286 $3,908 3.09%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 5 $1,045,000 $209,000 $2,417 3.05%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $1,035,000 $207,000 $4,896 2.95%
Norwalk, OH (FHA|USDA|VA) 9 $1,025,000 $113,889 $2,936 3.00%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 4 $1,020,000 $255,000 $3,307 2.94%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $1,020,000 $170,000 $1,831 3.10%
Gainesville, TX (FHA|USDA|VA) 4 $1,010,000 $252,500 $1,686 3.38%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 4 $1,000,000 $250,000 $2,676 2.78%
Palestine, TX (FHA|USDA|VA) 6 $1,000,000 $166,667 $3,486 3.50%
Hillsdale, MI (FHA|USDA|VA) 5 $995,000 $199,000 $1,788 3.08%
LEWISTON, ID-WA (FHA|USDA|VA) 7 $995,000 $142,143 $3,661 3.16%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 5 $985,000 $197,000 $2,867 2.98%
BATTLE CREEK, MI (FHA|USDA|VA) 6 $980,000 $163,333 $4,422 3.13%
BLOOMINGTON, IN (FHA|USDA|VA) 4 $980,000 $245,000 $2,476 3.00%
Ukiah, CA (FHA|USDA|VA) 3 $975,000 $325,000 $4,401 2.88%
Fort Polk South, LA (FHA|USDA|VA) 5 $965,000 $193,000 $2,382 2.78%
Crescent City, CA (FHA|USDA|VA) 7 $965,000 $137,857 $3,451 2.93%
Greensburg, IN (FHA|USDA|VA) 8 $960,000 $120,000 $2,953 3.73%
Sault Ste. Marie, MI (FHA|USDA|VA) 7 $955,000 $136,429 $5,216 3.11%
Holland, MI (FHA|USDA|VA) 5 $945,000 $189,000 $4,461 3.48%
Ada, OK (FHA|USDA|VA) 5 $945,000 $189,000 $3,333 2.90%
Bartlesville, OK (FHA|USDA|VA) 5 $935,000 $187,000 $4,027 3.58%
Ketchikan, AK (FHA|USDA|VA) 4 $920,000 $230,000 $4,350 3.06%
JACKSON, MI (FHA|USDA|VA) 4 $920,000 $230,000 $2,840 3.84%
Elko, NV (FHA|USDA|VA) 4 $910,000 $227,500 $4,735 3.81%
GAINESVILLE, FL (FHA|USDA|VA) 4 $910,000 $227,500 $5,204 2.97%
Ardmore, OK (FHA|USDA|VA) 4 $900,000 $225,000 $4,453 3.28%
Marietta, OH (FHA|USDA|VA) 7 $895,000 $127,857 $5,999 3.59%
Findlay, OH (FHA|USDA|VA) 4 $880,000 $220,000 $2,919 3.16%
Breckenridge, CO (FHA|USDA|VA) 2 $880,000 $440,000 $6,073 2.88%
Williston, ND (FHA|USDA|VA) 3 $875,000 $291,667 $2,568 3.29%
COLUMBUS, IN (FHA|USDA|VA) 5 $875,000 $175,000 $2,634 3.28%
El Campo, TX (FHA|USDA|VA) 4 $870,000 $217,500 $4,230 3.09%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $870,000 $435,000 $2,390 2.50%
BURLINGTON, NC (FHA|USDA|VA) 5 $855,000 $171,000 $2,394 2.90%
LaGrange, GA-AL (FHA|USDA|VA) 5 $855,000 $171,000 $5,688 3.30%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 4 $850,000 $212,500 $2,787 3.25%
Sulphur Springs, TX (FHA|USDA|VA) 4 $850,000 $212,500 $2,890 3.31%
Red Bluff, CA (FHA|USDA|VA) 3 $845,000 $281,667 $2,598 3.04%
Stephenville, TX (FHA|USDA|VA) 5 $845,000 $169,000 $5,079 3.28%
Mayfield, KY (FHA|USDA|VA) 5 $835,000 $167,000 $4,297 2.95%
LONGVIEW, WA (FHA|USDA|VA) 4 $830,000 $207,500 $4,701 2.99%
LIMA, OH (FHA|USDA|VA) 7 $825,000 $117,857 $3,410 3.57%
Centralia, WA (FHA|USDA|VA) 3 $825,000 $275,000 $5,360 3.08%
LOGAN, UT-ID (FHA|USDA|VA) 3 $805,000 $268,333 $2,629 2.92%
LAWRENCE, KS (FHA|USDA|VA) 4 $800,000 $200,000 $2,822 2.78%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $800,000 $200,000 $3,797 3.13%
LAS CRUCES, NM (FHA|USDA|VA) 3 $795,000 $265,000 $2,712 3.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $795,000 $159,000 $3,678 3.00%
Atmore, AL (FHA|USDA|VA) 5 $795,000 $159,000 $3,600 3.20%
Sidney, OH (FHA|USDA|VA) 6 $790,000 $131,667 $4,667 3.60%
JACKSONVILLE, NC (FHA|USDA|VA) 4 $760,000 $190,000 $1,884 2.66%
Sandpoint, ID (FHA|USDA|VA) 2 $760,000 $380,000 $5,337 2.94%
Scottsburg, IN (FHA|USDA|VA) 6 $760,000 $126,667 $5,818 3.75%
Susanville, CA (FHA|USDA|VA) 4 $760,000 $190,000 $2,639 2.88%
Dublin, GA (FHA|USDA|VA) 5 $755,000 $151,000 $5,924 3.13%
Fredericksburg, TX (FHA|USDA|VA) 2 $750,000 $375,000 $5,512 3.56%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $750,000 $187,500 $3,660 2.53%
JOPLIN, MO (FHA|USDA|VA) 5 $745,000 $149,000 $3,462 3.35%
Bonham, TX (FHA|USDA|VA) 5 $745,000 $149,000 $3,009 3.05%
Statesboro, GA (FHA|USDA|VA) 2 $720,000 $360,000 $3,269 2.88%
DULUTH, MN-WI (FHA|USDA|VA) 4 $720,000 $180,000 $3,173 2.94%
Coos Bay, OR (FHA|USDA|VA) 4 $720,000 $180,000 $3,059 2.88%
MOBILE, AL (FHA|USDA|VA) 4 $720,000 $180,000 $1,953 2.56%
VICTORIA, TX (FHA|USDA|VA) 3 $715,000 $238,333 $2,266 3.00%
Sonora, CA (FHA|USDA|VA) 2 $710,000 $355,000 $6,524 2.75%
GRANTS PASS, OR (FHA|USDA|VA) 3 $705,000 $235,000 $3,653 3.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $695,000 $231,667 $4,919 2.88%
Stillwater, OK (FHA|USDA|VA) 6 $690,000 $115,000 $3,657 3.21%
Riverton, WY (FHA|USDA|VA) 4 $690,000 $172,500 $3,832 3.16%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $685,000 $228,333 $7,142 3.04%
Woodward, OK (FHA|USDA|VA) 3 $685,000 $228,333 $2,721 2.83%
PUEBLO, CO (FHA|USDA|VA) 3 $685,000 $228,333 $3,216 3.36%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $680,000 $170,000 $2,671 3.16%
Orangeburg, SC (FHA|USDA|VA) 4 $680,000 $170,000 $3,458 2.94%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $680,000 $340,000 $8,191 3.00%
Boone, NC (FHA|USDA|VA) 2 $670,000 $335,000 $4,564 2.88%
Uvalde, TX (FHA|USDA|VA) 2 $650,000 $325,000 $5,764 3.00%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $645,000 $215,000 $2,477 2.88%
Nacogdoches, TX (FHA|USDA|VA) 3 $645,000 $215,000 $5,744 3.37%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 3 $645,000 $215,000 $2,951 3.21%
Celina, OH (FHA|USDA|VA) 6 $640,000 $106,667 $6,080 3.48%
Jesup, GA (FHA|USDA|VA) 4 $620,000 $155,000 $6,148 3.81%
Port Lavaca, TX (FHA|USDA|VA) 3 $605,000 $201,667 $5,560 3.17%
Ruston, LA (FHA|USDA|VA) 3 $605,000 $201,667 $6,748 3.13%
ROCKFORD, IL (FHA|USDA|VA) 4 $600,000 $150,000 $2,283 3.16%
Pecos, TX (FHA|USDA|VA) 3 $595,000 $198,333 $3,498 2.96%
GREAT FALLS, MT (FHA|USDA|VA) 2 $590,000 $295,000 $4,655 2.69%
MANHATTAN, KS (FHA|USDA|VA) 4 $590,000 $147,500 $2,368 3.15%
MISSOULA, MT (FHA|USDA|VA) 2 $580,000 $290,000 $3,739 2.94%
Urbana, OH (FHA|USDA|VA) 4 $580,000 $145,000 $2,861 3.19%
Big Spring, TX (FHA|USDA|VA) 3 $575,000 $191,667 $4,478 3.08%
Coldwater, MI (FHA|USDA|VA) 3 $565,000 $188,333 $2,903 3.04%
WENATCHEE, WA (FHA|USDA|VA) 2 $560,000 $280,000 $3,651 2.75%
CARSON CITY, NV (FHA|USDA|VA) 2 $560,000 $280,000 $4,492 3.44%
Cookeville, TN (FHA|USDA|VA) 3 $555,000 $185,000 $2,115 2.54%
VALDOSTA, GA (FHA|USDA|VA) 3 $555,000 $185,000 $3,644 2.96%
HINESVILLE, GA (FHA|USDA|VA) 3 $555,000 $185,000 $3,033 3.16%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $545,000 $181,667 $1,909 2.63%
EspaƱola, NM (FHA|USDA|VA) 2 $540,000 $270,000 $9,774 3.44%
YUBA CITY, CA (FHA|USDA|VA) 2 $540,000 $270,000 $2,754 2.94%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $540,000 $270,000 $4,652 2.81%
Wilmington, OH (FHA|USDA|VA) 3 $535,000 $178,333 $2,789 3.13%
Blackfoot, ID (FHA|USDA|VA) 3 $535,000 $178,333 $2,172 3.21%
Warsaw, IN (FHA|USDA|VA) 3 $535,000 $178,333 $4,108 3.13%
DECATUR, AL (FHA|USDA|VA) 2 $530,000 $265,000 $2,084 2.88%
MANSFIELD, OH (FHA|USDA|VA) 3 $525,000 $175,000 $2,188 3.21%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $525,000 $175,000 $5,383 2.92%
Edwards, CO (FHA|USDA|VA) 1 $525,000 $525,000 $3,670 2.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $515,000 $171,667 $1,423 2.67%
Levelland, TX (FHA|USDA|VA) 2 $510,000 $255,000 $7,655 4.19%
BRUNSWICK, GA (FHA|USDA|VA) 2 $510,000 $255,000 $2,537 2.50%
Escanaba, MI (FHA|USDA|VA) 3 $505,000 $168,333 $3,215 3.13%
NAPA, CA (FHA|USDA|VA) 1 $505,000 $505,000 $2,492 2.88%
Enterprise, AL (FHA|USDA|VA) 3 $505,000 $168,333 $1,611 2.83%
DALTON, GA (FHA|USDA|VA) 2 $500,000 $250,000 $4,255 2.88%
Ludington, MI (FHA|USDA|VA) 2 $500,000 $250,000 $1,611 3.00%
Andrews, TX (FHA|USDA|VA) 2 $500,000 $250,000 $6,156 3.44%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $500,000 $250,000 $552 2.88%
Lufkin, TX (FHA|USDA|VA) 3 $495,000 $165,000 $2,956 3.63%
TEXARKANA, TX-AR (FHA|USDA|VA) 3 $485,000 $161,667 $3,269 2.82%
Bucyrus-Galion, OH (FHA|USDA|VA) 3 $485,000 $161,667 $2,666 3.13%
Hobbs, NM (FHA|USDA|VA) 3 $485,000 $161,667 $3,481 3.46%
Whitewater, WI (FHA|USDA|VA) 2 $480,000 $240,000 $3,493 2.94%
KANKAKEE, IL (FHA|USDA|VA) 2 $480,000 $240,000 $4,230 3.75%
IOWA CITY, IA (FHA|USDA|VA) 2 $480,000 $240,000 $2,300 3.38%
Fallon, NV (FHA|USDA|VA) 2 $480,000 $240,000 $2,191 3.00%
Sevierville, TN (FHA|USDA|VA) 3 $475,000 $158,333 $5,664 3.29%
Dickinson, ND (FHA|USDA|VA) 2 $470,000 $235,000 $2,718 2.75%
Pierre, SD (FHA|USDA|VA) 3 $465,000 $155,000 $4,181 3.08%
FORT WAYNE, IN (FHA|USDA|VA) 2 $460,000 $230,000 $3,506 2.69%
Duncan, OK (FHA|USDA|VA) 2 $460,000 $230,000 $4,193 2.75%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $460,000 $230,000 $5,845 3.19%
Sterling, IL (FHA|USDA|VA) 2 $460,000 $230,000 $1,017 2.94%
Rochelle, IL (FHA|USDA|VA) 3 $455,000 $151,667 $2,292 3.16%
Angola, IN (FHA|USDA|VA) 1 $455,000 $455,000 $2,758 3.13%
THE VILLAGES, FL (FHA|USDA|VA) 3 $455,000 $151,667 $6,784 3.91%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $455,000 $151,667 $1,840 3.08%
SUMTER, SC (FHA|USDA|VA) 2 $450,000 $225,000 $4,000 3.00%
Van Wert, OH (FHA|USDA|VA) 5 $445,000 $89,000 $5,136 3.18%
Paris, TX (FHA|USDA|VA) 2 $430,000 $215,000 $4,366 3.13%
Ontario, OR-ID (FHA|USDA|VA) 2 $430,000 $215,000 $3,522 2.88%
Shawano, WI (FHA|USDA|VA) 3 $425,000 $141,667 $2,834 3.04%
Marion, OH (FHA|USDA|VA) 2 $420,000 $210,000 $3,264 2.63%
Aberdeen, SD (FHA|USDA|VA) 2 $420,000 $210,000 $4,421 2.81%
GREEN BAY, WI (FHA|USDA|VA) 2 $420,000 $210,000 $980 2.25%
Newberry, SC (FHA|USDA|VA) 3 $415,000 $138,333 $3,556 3.46%
Los Alamos, NM (FHA|USDA|VA) 1 $415,000 $415,000 $1,914 2.63%
Newport, OR (FHA|USDA|VA) 2 $410,000 $205,000 $3,235 3.06%
LANCASTER, PA (FHA|USDA|VA) 2 $410,000 $205,000 $2,346 3.19%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $395,000 $131,667 $2,555 3.21%
HATTIESBURG, MS (FHA|USDA|VA) 3 $395,000 $131,667 $3,490 3.25%
Steamboat Springs, CO (FHA|USDA|VA) 2 $390,000 $195,000 $2,632 3.19%
Kerrville, TX (FHA|USDA|VA) 2 $390,000 $195,000 $1,669 2.81%
Union City, TN (FHA|USDA|VA) 3 $385,000 $128,333 $6,190 3.54%
Frankfort, KY (FHA|USDA|VA) 2 $380,000 $190,000 $3,640 3.31%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $380,000 $190,000 $2,086 3.06%
Mountain Home, AR (FHA|USDA|VA) 1 $375,000 $375,000 $2,010 2.75%
WALLA WALLA, WA (FHA|USDA|VA) 1 $375,000 $375,000 $4,810 2.88%
Bellefontaine, OH (FHA|USDA|VA) 4 $370,000 $92,500 $3,713 2.78%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $370,000 $185,000 $1,426 2.44%
TOPEKA, KS (FHA|USDA|VA) 2 $360,000 $180,000 $3,482 2.56%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $360,000 $180,000 $2,404 2.75%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $360,000 $180,000 $3,632 3.19%
LYNCHBURG, VA (FHA|USDA|VA) 2 $360,000 $180,000 $2,088 3.06%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $355,000 $355,000 $3,751 2.88%
North Wilkesboro, NC (FHA|USDA|VA) 3 $355,000 $118,333 $3,329 3.17%
CASPER, WY (FHA|USDA|VA) 3 $355,000 $118,333 $1,525 2.83%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $355,000 $118,333 $4,260 3.65%
Brookings, OR (FHA|USDA|VA) 1 $345,000 $345,000 $3,998 3.13%
Waycross, GA (FHA|USDA|VA) 2 $340,000 $170,000 $3,878 3.44%
Marion, IN (FHA|USDA|VA) 2 $340,000 $170,000 $2,853 3.81%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $340,000 $170,000 $4,099 3.13%
Shelby, NC (FHA|USDA|VA) 2 $340,000 $170,000 $2,342 3.63%
Alma, MI (FHA|USDA|VA) 3 $335,000 $111,667 $3,987 3.71%
READING, PA (FHA|USDA|VA) 2 $330,000 $165,000 $1,836 2.49%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $325,000 $325,000 $8,450 2.75%
Troy, AL (FHA|USDA|VA) 1 $325,000 $325,000 $2,021 2.25%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $325,000 $325,000 $3,219 2.75%
Ellensburg, WA (FHA|USDA|VA) 1 $315,000 $315,000 $4,919 3.00%
TWIN FALLS, ID (FHA|USDA|VA) 1 $315,000 $315,000 $3,326 2.50%
Mount Vernon, OH (FHA|USDA|VA) 1 $315,000 $315,000 $4,342 3.49%
Mountain Home, ID (FHA|USDA|VA) 2 $310,000 $155,000 $2,343 3.12%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $295,000 $295,000 $2,958 3.38%
Okeechobee, FL (FHA|USDA|VA) 1 $295,000 $295,000 $9,591 2.75%
Chillicothe, OH (FHA|USDA|VA) 2 $290,000 $145,000 $2,775 3.13%
Crawfordsville, IN (FHA|USDA|VA) 2 $290,000 $145,000 $2,937 3.75%
Miami, OK (FHA|USDA|VA) 3 $285,000 $95,000 $3,604 3.50%
Warrensburg, MO (FHA|USDA|VA) 1 $285,000 $285,000 $3,191 3.13%
MADISON, WI (FHA|USDA|VA) 2 $280,000 $140,000 $1,555 3.38%
Lake City, FL (FHA|USDA|VA) 2 $280,000 $140,000 $3,695 3.19%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $275,000 $275,000 $5,469 2.75%
Brenham, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,031 3.50%
London, KY (FHA|USDA|VA) 2 $270,000 $135,000 $1,108 2.63%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $265,000 $265,000 $3,273 2.75%
BOULDER, CO (FHA|USDA|VA) 1 $265,000 $265,000 $3,499 2.75%
Paducah, KY-IL (FHA|USDA|VA) 2 $260,000 $130,000 $3,878 3.81%
El Dorado, AR (FHA|USDA|VA) 1 $255,000 $255,000 $4,379 3.25%
Shelbyville, TN (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.84%
Dumas, TX (FHA|USDA|VA) 1 $255,000 $255,000 $1,077 3.25%
EL CENTRO, CA (FHA|USDA|VA) 1 $255,000 $255,000 $2,336 2.50%
KOKOMO, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,855 3.25%
Kingsville, TX (FHA|USDA|VA) 2 $250,000 $125,000 $3,559 2.94%
Lawrenceburg, TN (FHA|USDA|VA) 1 $245,000 $245,000 $2,409 2.25%
Kalispell, MT (FHA|USDA|VA) 1 $245,000 $245,000 $4,206 2.75%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $245,000 $245,000 $7,030 3.25%
Roswell, NM (FHA|USDA|VA) 1 $245,000 $245,000 $2,380 2.88%
GADSDEN, AL (FHA|USDA|VA) 2 $240,000 $120,000 $2,685 2.99%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $240,000 $120,000 $2,486 2.75%
West Point, MS (FHA|USDA|VA) 1 $235,000 $235,000 $3,730 3.75%
ENID, OK (FHA|USDA|VA) 1 $235,000 $235,000 $3,362 2.75%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $235,000 $235,000 $1,277 3.25%
Norfolk, NE (FHA|USDA|VA) 2 $230,000 $115,000 $2,659 2.81%
Huntington, IN (FHA|USDA|VA) 2 $230,000 $115,000 $3,656 3.19%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $225,000 $225,000 $2,279 3.00%
MORRISTOWN, TN (FHA|USDA|VA) 1 $225,000 $225,000 $3,211 3.25%
Alice, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,423 2.99%
GETTYSBURG, PA (FHA|USDA|VA) 1 $225,000 $225,000 $2,360 2.25%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $225,000 $225,000 $2,298 2.88%
Parsons, KS (FHA|USDA|VA) 2 $220,000 $110,000 $3,727 3.69%
Jefferson, GA (FHA|USDA|VA) 1 $215,000 $215,000 $2,448 4.13%
Morehead City, NC (FHA|USDA|VA) 1 $215,000 $215,000 $1,244 2.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $215,000 $215,000 $2,768 2.75%
Sterling, CO (FHA|USDA|VA) 1 $215,000 $215,000 $5,864 3.75%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $215,000 $215,000 $4,130 2.88%
CaƱon City, CO (FHA|USDA|VA) 2 $210,000 $105,000 $2,033 2.81%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $205,000 $205,000 $995 3.13%
Borger, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,938 2.50%
Lewisburg, TN (FHA|USDA|VA) 1 $205,000 $205,000 $1,458 2.75%
COLUMBIA, MO (FHA|USDA|VA) 1 $205,000 $205,000 $1,855 3.25%
Hutchinson, MN (FHA|USDA|VA) 1 $205,000 $205,000 $5,225 3.13%
JACKSON, MS (FHA|USDA|VA) 1 $205,000 $205,000 $2,084 3.38%
PINE BLUFF, AR (FHA|USDA|VA) 1 $205,000 $205,000 $1,901 3.13%
Elizabeth City, NC (FHA|USDA|VA) 1 $205,000 $205,000 $1,910 2.75%
Malvern, AR (FHA|USDA|VA) 1 $205,000 $205,000 $2,260 2.88%
Madison, IN (FHA|USDA|VA) 2 $200,000 $100,000 $2,704 3.13%
Coffeyville, KS (FHA|USDA|VA) 2 $200,000 $100,000 $5,186 3.00%
WILMINGTON, NC (FHA|USDA|VA) 1 $195,000 $195,000 $1,821 2.38%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $195,000 $195,000 $2,396 3.25%
MUSKEGON, MI (FHA|USDA|VA) 1 $195,000 $195,000 $4,133 2.75%
Eufaula, AL-GA (FHA|USDA|VA) 1 $195,000 $195,000 $2,134 2.88%
Jacksonville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $0 2.75%
Big Rapids, MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,783 3.75%
Milledgeville, GA (FHA|USDA|VA) 1 $185,000 $185,000 $746 3.25%
MORGANTOWN, WV (FHA|USDA|VA) 1 $185,000 $185,000 $1,326 2.75%
Gaffney, SC (FHA|USDA|VA) 1 $185,000 $185,000 $3,135 3.13%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $185,000 $185,000 $1,956 2.25%
Salem, OH (FHA|USDA|VA) 2 $180,000 $90,000 $2,362 3.00%
Wooster, OH (FHA|USDA|VA) 1 $175,000 $175,000 $2,032 3.13%
Ozark, AL (FHA|USDA|VA) 1 $175,000 $175,000 $1,559 2.38%
Jasper, IN (FHA|USDA|VA) 1 $175,000 $175,000 $3,330 3.63%
Glasgow, KY (FHA|USDA|VA) 1 $175,000 $175,000 $1,382 2.75%
Palatka, FL (FHA|USDA|VA) 1 $175,000 $175,000 $9,999 3.38%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $175,000 $175,000 $1,993 2.75%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $175,000 $175,000 $4,044 5.13%
Danville, KY (FHA|USDA|VA) 1 $165,000 $165,000 $2,850 2.99%
Branson, MO (FHA|USDA|VA) 1 $165,000 $165,000 $1,936 3.00%
Toccoa, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,656 3.00%
Martin, TN (FHA|USDA|VA) 1 $165,000 $165,000 $7,122 2.75%
Bemidji, MN (FHA|USDA|VA) 1 $165,000 $165,000 $4,583 2.75%
Lebanon, NH-VT (FHA|USDA|VA) 1 $155,000 $155,000 $1,046 2.88%
Raymondville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $1,294 3.63%
Burlington, IA-IL (FHA|USDA|VA) 1 $155,000 $155,000 $885 2.25%
Ottawa, KS (FHA|USDA|VA) 1 $155,000 $155,000 $2,083 3.25%
Stevens Point, WI (FHA|USDA|VA) 1 $155,000 $155,000 $3,560 2.75%
ST. GEORGE, UT (FHA|USDA|VA) 1 $155,000 $155,000 $2,553 2.75%
Beeville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,000 3.25%
APPLETON, WI (FHA|USDA|VA) 1 $155,000 $155,000 $4,119 3.38%
Dixon, IL (FHA|USDA|VA) 1 $155,000 $155,000 $864 3.38%
Silver City, NM (FHA|USDA|VA) 1 $155,000 $155,000 $2,038 2.25%
Fort Dodge, IA (FHA|USDA|VA) 1 $145,000 $145,000 $1,507 3.63%
PEORIA, IL (FHA|USDA|VA) 1 $145,000 $145,000 $1,385 2.25%
Moscow, ID (FHA|USDA|VA) 1 $145,000 $145,000 $2,002 3.25%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $145,000 $145,000 $4,477 3.25%
Kendallville, IN (FHA|USDA|VA) 1 $145,000 $145,000 $941 2.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $145,000 $145,000 $8,193 3.25%
Albertville, AL (FHA|USDA|VA) 1 $145,000 $145,000 $1,596 2.75%
Picayune, MS (FHA|USDA|VA) 1 $145,000 $145,000 $10,758 3.25%
FOND DU LAC, WI (FHA|USDA|VA) 1 $145,000 $145,000 $1,347 3.75%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $145,000 $145,000 $1,288 3.50%
JONESBORO, AR (FHA|USDA|VA) 1 $145,000 $145,000 $2,096 2.88%
Moses Lake, WA (FHA|USDA|VA) 1 $135,000 $135,000 $721 2.75%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $135,000 $135,000 $1,799 3.75%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $135,000 $135,000 $2,228 3.00%
Decatur, IN (FHA|USDA|VA) 1 $135,000 $135,000 $6,733 2.38%
NEW BERN, NC (FHA|USDA|VA) 1 $135,000 $135,000 $1,167 2.50%
Bedford, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,649 3.25%
Paris, TN (FHA|USDA|VA) 2 $130,000 $65,000 $6,623 3.96%
Athens, OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,498 2.75%
Somerset, KY (FHA|USDA|VA) 1 $125,000 $125,000 $2,209 2.75%
BANGOR, ME (FHA|USDA|VA) 1 $125,000 $125,000 $3,887 2.88%
Astoria, OR (FHA|USDA|VA) 1 $125,000 $125,000 $4,479 3.55%
Sanford, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,558 3.25%
Ashland, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,866 3.63%
Defiance, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,126 3.38%
Muscatine, IA (FHA|USDA|VA) 1 $125,000 $125,000 $4,128 3.75%
Cedar City, UT (FHA|USDA|VA) 1 $125,000 $125,000 $2,511 3.25%
Maysville, KY (FHA|USDA|VA) 1 $115,000 $115,000 $5,109 2.99%
PITTSFIELD, MA (FHA|USDA|VA) 1 $115,000 $115,000 $1,398 2.25%
Natchitoches, LA (FHA|USDA|VA) 1 $115,000 $115,000 $4,124 2.63%
CLEVELAND, TN (FHA|USDA|VA) 1 $115,000 $115,000 $1,943 2.84%
Elkins, WV (FHA|USDA|VA) 1 $115,000 $115,000 $14,221 3.05%
Auburn, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,880 3.50%
Plainview, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,825 2.75%
Hays, KS (FHA|USDA|VA) 1 $105,000 $105,000 $1,384 2.75%
Winfield, KS (FHA|USDA|VA) 1 $95,000 $95,000 $3,212 3.25%
Othello, WA (FHA|USDA|VA) 1 $95,000 $95,000 $1,167 3.50%
ALBANY, GA (FHA|USDA|VA) 1 $95,000 $95,000 $3,397 2.91%
Frankfort, IN (FHA|USDA|VA) 1 $95,000 $95,000 $1,396 2.75%
Greeneville, TN (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.91%
ASHEVILLE, NC (FHA|USDA|VA) 1 $75,000 $75,000 $4,888 2.71%
Brownsville, TN (FHA|USDA|VA) 1 $75,000 $75,000 $2,327 2.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $75,000 $75,000 $1,743 3.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $75,000 $75,000 $66 2.85%
Dayton, TN (FHA|USDA|VA) 1 $65,000 $65,000 $7,639 4.30%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $45,000 $45,000 $6,317 3.01%
Mid America Mortgage's top markets include Dallas, Houston, Austin, Urban Honolulu, and Toledo among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Hawaii (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against MID AMERICA MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Jefferson Parish Employees FCU
    Similarity Rank: 77
    Eureka Homestead
    Similarity Rank: 112
    GECU
    Similarity Rank: 118
    Wanigas Credit Union
    Similarity Rank: 120
    EVOLVE
    Similarity Rank: 126
    Hometown Bank
    Similarity Rank: 144
    TRUE SKY
    Similarity Rank: 168
    Frankenmuth Credit Union
    Similarity Rank: 189
    MEMBERS FIRST Credit Union
    Similarity Rank: 224

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 8,380 $2,149,770,000 $256,536 $4,662 3.20%
    FHA 6,812 $1,510,700,000 $221,770 $4,388 3.19%
    VA 2,761 $801,635,000 $290,342 $3,349 2.92%
    USDA 1,827 $303,185,000 $165,947 $4,155 3.29%

    For 2020, Mid America Mortgage's most frequently originated type of loan was Conventional, with 8,380 originations. Their 2nd most popular type was FHA, with 6,812 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 10,573 $2,430,485,000 $229,877 $5,289 3.28%
    Refi 7,224 $1,828,660,000 $253,137 $3,036 2.97%
    Cash Out Refi 1,983 $506,145,000 $255,242 $4,008 3.24%

    For 2020, Mid America Mortgage's most frequently cited loan purpose was Home Purchase, with 10,573 originations. The 2nd most popular reason was Refi, with 7,224 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 16,661 $4,087,155,000 $245,313 $4,427 3.20%
    Other 1,345 $282,845,000 $210,294 $4,061 3.16%
    15 Year 1,320 $292,780,000 $221,803 $3,843 2.78%
    20 Year 399 $91,945,000 $230,439 $3,313 2.98%
    10 Year 55 $10,565,000 $192,091 $3,284 2.58%

    For 2020, Mid America Mortgage's most frequently cited loan duration was 30 Year, with 16,661 originations. The 2nd most popular length was Other, with 1,345 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 8,675 $2,048,035,000 $236,085
    $<1k 4,791 $1,149,015,000 $239,828
    $5k+ 2,272 $782,820,000 $344,551
    $2k-3k 1,909 $361,585,000 $189,411
    $3k-4k 1,190 $220,320,000 $185,143
    $4k-5k 910 $197,730,000 $217,286

    Mid America Mortgage's average total fees were $4,427, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 8,675 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 9,078 $2,051,980,000 $226,039
    2.5-3% 8,287 $2,154,395,000 $259,973
    <2.5% 1,312 $362,730,000 $276,471
    4-5% 969 $172,555,000 $178,075
    5-6% 127 $22,795,000 $179,488
    % 5 $525,000 $105,000
    6-7% 1 $125,000 $125,000
    Over 8% 1 $185,000 $185,000

    During 2020, Mid America Mortgage's average interest rate for loans was 3.20%, while their most frequently originated rate bucket for loans was 3-4%, with 9,078 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 9,247 $2,551,445,000 $275,921 $4,615 3.09%
    $100k-200k 7,315 $1,129,365,000 $154,390 $3,740 3.23%
    $400k-600k 1,708 $800,100,000 $468,443 $5,636 3.03%
    $100,000 or less 1,259 $100,165,000 $79,559 $3,759 3.53%
    $600k-1MM 241 $171,505,000 $711,639 $5,497 2.98%
    $1MM+ 10 $12,710,000 $1,271,000 $8,659 3.15%

    2020 saw Mid America Mortgage place emphasis on $200k-400k loans with 9,247 originations, totaling $2,551,445,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 4,307 $839,195,000 $194,844 $4,552 3.25%
    $50k or less 3,873 $618,515,000 $159,699 $3,841 3.23%
    $100k-150k 3,603 $1,032,975,000 $286,699 $4,941 3.17%
    $75k-100k 3,141 $760,535,000 $242,131 $4,683 3.19%
    $150k-250k 2,084 $703,840,000 $337,735 $5,209 3.13%
    $250k+ 652 $255,790,000 $392,316 $5,793 3.10%

    Mid America Mortgage lent most frequently to those with incomes in the $50k-75k range, with 4,307 originations. The second most popular income band? $50k or less, with 3,873 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    <20% 4,104 $1,018,840,000 $248,255 $2,753 2.94%
    20-30% 3,461 $801,065,000 $231,455 $4,434 3.15%
    30-36% 3,389 $802,075,000 $236,670 $4,660 3.21%
    50-60% 1,238 $306,510,000 $247,585 $5,340 3.23%
    39% 681 $160,925,000 $236,307 $4,692 3.24%
    40% 659 $158,255,000 $240,144 $4,667 3.27%
    38% 645 $153,175,000 $237,481 $4,798 3.28%
    44% 620 $148,200,000 $239,032 $4,837 3.31%
    37% 601 $140,585,000 $233,918 $4,606 3.24%
    36% 588 $143,760,000 $244,490 $4,770 3.23%
    42% 585 $141,505,000 $241,889 $5,526 3.27%
    41% 583 $142,885,000 $245,086 $4,792 3.23%
    43% 556 $131,580,000 $236,655 $4,727 3.30%
    45% 458 $108,410,000 $236,703 $4,813 3.27%
    49% 393 $97,855,000 $248,995 $5,078 3.28%
    47% 384 $97,450,000 $253,776 $5,004 3.23%
    46% 376 $91,950,000 $244,548 $4,847 3.26%
    48% 375 $96,595,000 $257,587 $4,901 3.17%
    >60% 83 $23,405,000 $281,988 $4,487 3.04%

    Mid America Mortgage lent most frequently to those with DTI ratios of <20%, with 4,104 originations. The next most common DTI ratio? 20-30%, with 3,461 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 13,570 $3,143,720,000 $231,667 $4,300 3.20%
    Not provided 2,155 $565,535,000 $262,429 $4,298 3.10%
    American Indian 1,799 $452,335,000 $251,437 $4,322 3.03%
    Black 1,420 $335,470,000 $236,246 $4,685 3.18%
    Asian 688 $221,510,000 $321,962 $4,637 3.02%
    Native Hawaiian or Islander 148 $46,720,000 $315,676 $3,793 2.85%

    Approval Rates

    Total approvals of all applications
    97.58%

    Mid America Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    57.55%

    Mid America Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 19,780 $4,765,290,000 $240,915

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 332 $56,390,000 $169,849
    Single Family (1-4 Units):Site-Built 19,448 $4,708,900,000 $242,128

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 346 $63,240,000 $182,775 $4,644 3.01%
    40-60% 1,491 $354,865,000 $238,005 $3,967 2.96%
    60-80% 5,025 $1,292,565,000 $257,227 $4,143 3.14%
    80-100% 12,556 $2,945,260,000 $234,570 $4,445 3.20%
    Over 100% 337 $106,055,000 $314,703 $4,362 3.02%
    Under 20% 24 $2,940,000 $122,500 $6,596 3.63%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    MidAmerica Mortgage Inc Conventional home mortgage Struggling to pay mortgage 3 5.4%
    MidAmerica Mortgage Inc Conventional home mortgage Trouble during payment process 8 14.3%
    MidAmerica Mortgage Inc FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.8%
    MidAmerica Mortgage Inc FHA mortgage Closing on a mortgage 1 1.8%
    MidAmerica Mortgage Inc FHA mortgage Incorrect information on your report 1 1.8%
    MidAmerica Mortgage Inc FHA mortgage Problem with a credit reporting company's investigation into an existing problem 1 1.8%
    MidAmerica Mortgage Inc FHA mortgage Struggling to pay mortgage 1 1.8%
    MidAmerica Mortgage Inc FHA mortgage Trouble during payment process 9 16.1%
    MidAmerica Mortgage Inc FHA mortgage Unable to get your credit report or credit score 1 1.8%
    MidAmerica Mortgage Inc Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 2 3.6%
    MidAmerica Mortgage Inc Other type of mortgage Closing on a mortgage 1 1.8%
    MidAmerica Mortgage Inc Other type of mortgage Problem with a credit reporting company's investigation into an existing problem 1 1.8%
    MidAmerica Mortgage Inc Other type of mortgage Struggling to pay mortgage 1 1.8%
    MidAmerica Mortgage Inc Other type of mortgage Trouble during payment process 6 10.7%
    MidAmerica Mortgage Inc VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.8%
    MidAmerica Mortgage Inc VA mortgage Closing on a mortgage 1 1.8%
    MidAmerica Mortgage Inc VA mortgage Struggling to pay mortgage 6 10.7%
    MidAmerica Mortgage Inc VA mortgage Trouble during payment process 11 19.6%