Mid America Mortgage Rates, Fees & Info
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Mortgage Data
Review & Overview
Mid America Mortgage is a small mortgage company specializing in Home Purchase loans. Mid America Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. Their top markets by origination volume include: Dallas, Houston, Shreveport, Toledo, and Indianapolis among others. We have data for 494 markets. (Some data included below & more in-depth data is available with an active subscription.)Mid America Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mid America Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.37% | 12/17/24 |
| 30 Year Conventional Refi | 9.02% | 12/17/24 |
| 30 Year Cash-out Refi | 8.14% | 12/17/24 |
| 30 Year FHA Purchase | 8.35% | 12/17/24 |
| 30 Year FHA Refi | 7.99% | 12/17/24 |
| 30 Year VA Purchase | 8.14% | 12/17/24 |
| 30 Year VA Refi | 6.27% | 12/17/24 |
| 30 Year USDA Purchase | 7.97% | 12/17/24 |
| 30 Year USDA Refi | 6.27% | 12/17/24 |
| 15 Year Conventional Purchase | 8.45% | 12/17/24 |
| 15 Year Conventional Refi | 5.68% | 12/17/24 |
| 15 Year Cash-out Refi | 5.68% | 12/17/24 |
| 15 Year FHA Purchase | 5.68% | 12/17/24 |
| 15 Year FHA Refi | 7.20% | 12/17/24 |
| 15 Year VA Purchase | 5.68% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mid America Mortgage Mortgage Calculator
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This is not an official calculator from Mid America Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
8,665Origination Dollar Volume (All Markets)
$1,836,735,000Awards
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MID AMERICA MORTGAGE - 2019
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For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,235 | $332,965,000 | $269,607 | $6,039 | 4.30% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 866 | $207,230,000 | $239,296 | $6,048 | 4.44% |
| Outside of Metro Areas | 555 | $85,035,000 | $153,216 | $4,288 | 4.36% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 390 | $83,880,000 | $215,077 | $3,721 | 3.99% |
| TOLEDO, OH (FHA|USDA|VA) | 327 | $62,515,000 | $191,177 | $2,879 | 4.04% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 260 | $54,030,000 | $207,808 | $3,842 | 4.48% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 175 | $46,945,000 | $268,257 | $5,582 | 4.34% |
| FLINT, MI (FHA|USDA|VA) | 271 | $38,925,000 | $143,635 | $3,598 | 4.54% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 151 | $33,825,000 | $224,007 | $4,420 | 4.04% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 158 | $31,470,000 | $199,177 | $3,938 | 4.33% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 96 | $26,470,000 | $275,729 | $6,782 | 4.28% |
| LAFAYETTE, LA (FHA|USDA|VA) | 144 | $24,260,000 | $168,472 | $4,359 | 4.16% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 128 | $23,840,000 | $186,250 | $5,496 | 4.39% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 87 | $21,645,000 | $248,793 | $5,398 | 4.07% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 115 | $20,725,000 | $180,217 | $3,643 | 4.60% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 114 | $20,240,000 | $177,544 | $4,215 | 3.99% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 116 | $20,190,000 | $174,052 | $4,190 | 4.12% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 58 | $19,680,000 | $339,310 | $5,023 | 3.94% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 44 | $18,530,000 | $421,136 | $7,052 | 4.12% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 50 | $16,920,000 | $338,400 | $4,906 | 3.96% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 48 | $16,830,000 | $350,625 | $4,540 | 3.94% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 98 | $16,780,000 | $171,224 | $3,872 | 4.06% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 36 | $15,560,000 | $432,222 | $5,432 | 3.68% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 50 | $12,670,000 | $253,400 | $4,799 | 3.85% |
| WHEELING, WV-OH (FHA|USDA|VA) | 88 | $11,990,000 | $136,250 | $3,553 | 4.40% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 27 | $10,805,000 | $400,185 | $6,197 | 3.86% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 44 | $10,630,000 | $241,591 | $4,252 | 4.06% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 32 | $10,570,000 | $330,313 | $5,138 | 4.08% |
| AKRON, OH (FHA|USDA|VA) | 69 | $10,425,000 | $151,087 | $4,072 | 4.13% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 18 | $9,600,000 | $533,333 | $7,284 | 3.97% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 51 | $9,475,000 | $185,784 | $3,728 | 4.23% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 56 | $9,440,000 | $168,571 | $3,394 | 4.09% |
| TULSA, OK (FHA|USDA|VA) | 55 | $8,715,000 | $158,455 | $4,747 | 4.33% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 31 | $8,565,000 | $276,290 | $3,367 | 3.54% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 27 | $7,855,000 | $290,926 | $3,914 | 4.06% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 28 | $7,290,000 | $260,357 | $4,702 | 3.92% |
| LOUISVILLE, KY (FHA|USDA|VA) | 45 | $7,255,000 | $161,222 | $2,566 | 4.28% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 36 | $7,230,000 | $200,833 | $2,113 | 4.21% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 39 | $7,225,000 | $185,256 | $3,290 | 4.16% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 21 | $7,195,000 | $342,619 | $4,193 | 3.98% |
| Hilo, HI (FHA|USDA|VA) | 24 | $6,680,000 | $278,333 | $3,884 | 3.79% |
| MONROE, MI (FHA|USDA|VA) | 33 | $6,395,000 | $193,788 | $3,032 | 4.09% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 22 | $6,300,000 | $286,364 | $6,724 | 4.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 34 | $6,120,000 | $180,000 | $4,894 | 4.19% |
| Elk City, OK (FHA|USDA|VA) | 47 | $6,105,000 | $129,894 | $4,017 | 4.56% |
| Traverse City, MI (FHA|USDA|VA) | 29 | $5,745,000 | $198,103 | $2,203 | 4.22% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 28 | $5,590,000 | $199,643 | $3,182 | 4.29% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 37 | $5,305,000 | $143,378 | $3,429 | 4.31% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 13 | $5,095,000 | $391,923 | $5,275 | 3.89% |
| AMES, IA (FHA|USDA|VA) | 35 | $5,075,000 | $145,000 | $3,569 | 4.30% |
| EL PASO, TX (FHA|USDA|VA) | 34 | $4,920,000 | $144,706 | $3,775 | 4.45% |
| COLUMBIA, SC (FHA|USDA|VA) | 28 | $4,780,000 | $170,714 | $3,584 | 4.17% |
| WICHITA, KS (FHA|USDA|VA) | 39 | $4,665,000 | $119,615 | $4,375 | 4.19% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 14 | $4,660,000 | $332,857 | $3,643 | 3.55% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 37 | $4,545,000 | $122,838 | $2,749 | 4.22% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 21 | $4,545,000 | $216,429 | $3,763 | 3.80% |
| BELLINGHAM, WA (FHA|USDA|VA) | 14 | $4,400,000 | $314,286 | $4,589 | 4.45% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 35 | $4,375,000 | $125,000 | $3,284 | 4.46% |
| ANCHORAGE, AK (FHA|USDA|VA) | 15 | $4,295,000 | $286,333 | $4,686 | 4.01% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 24 | $4,150,000 | $172,917 | $3,151 | 4.11% |
| Athens, TX (FHA|USDA|VA) | 21 | $4,105,000 | $195,476 | $5,493 | 4.53% |
| MIDLAND, TX (FHA|USDA|VA) | 15 | $3,775,000 | $251,667 | $4,511 | 4.38% |
| COLUMBUS, OH (FHA|USDA|VA) | 21 | $3,755,000 | $178,810 | $3,425 | 4.05% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 12 | $3,690,000 | $307,500 | $4,417 | 4.34% |
| Zanesville, OH (FHA|USDA|VA) | 29 | $3,595,000 | $123,966 | $4,778 | 4.41% |
| GREELEY, CO (FHA|USDA|VA) | 11 | $3,585,000 | $325,909 | $3,518 | 3.95% |
| Coshocton, OH (FHA|USDA|VA) | 38 | $3,560,000 | $93,684 | $4,613 | 4.39% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 28 | $3,480,000 | $124,286 | $3,829 | 4.57% |
| Cambridge, OH (FHA|USDA|VA) | 30 | $3,460,000 | $115,333 | $4,619 | 4.39% |
| LONGVIEW, TX (FHA|USDA|VA) | 16 | $3,420,000 | $213,750 | $4,609 | 4.72% |
| SPARTANBURG, SC (FHA|USDA|VA) | 24 | $3,340,000 | $139,167 | $3,554 | 4.31% |
| KNOXVILLE, TN (FHA|USDA|VA) | 23 | $3,295,000 | $143,261 | $4,429 | 4.06% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 14 | $3,230,000 | $230,714 | $7,169 | 4.25% |
| RENO, NV (FHA|USDA|VA) | 10 | $3,150,000 | $315,000 | $5,164 | 3.90% |
| JACKSON, TN (FHA|USDA|VA) | 24 | $3,060,000 | $127,500 | $5,579 | 4.31% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 13 | $3,025,000 | $232,692 | $3,364 | 3.83% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 11 | $2,945,000 | $267,727 | $5,276 | 4.34% |
| TUCSON, AZ (FHA|USDA|VA) | 16 | $2,900,000 | $181,250 | $3,573 | 3.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 16 | $2,860,000 | $178,750 | $4,795 | 4.44% |
| REDDING, CA (FHA|USDA|VA) | 12 | $2,850,000 | $237,500 | $5,519 | 4.53% |
| CHICO, CA (FHA|USDA|VA) | 11 | $2,845,000 | $258,636 | $4,275 | 3.97% |
| Durango, CO (FHA|USDA|VA) | 8 | $2,820,000 | $352,500 | $3,640 | 3.87% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 9 | $2,745,000 | $305,000 | $4,049 | 4.04% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 16 | $2,700,000 | $168,750 | $2,501 | 4.18% |
| Fremont, OH (FHA|USDA|VA) | 22 | $2,690,000 | $122,273 | $3,210 | 4.38% |
| New Castle, IN (FHA|USDA|VA) | 21 | $2,655,000 | $126,429 | $3,998 | 4.52% |
| SAGINAW, MI (FHA|USDA|VA) | 19 | $2,645,000 | $139,211 | $3,745 | 4.56% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 9 | $2,635,000 | $292,778 | $5,735 | 3.86% |
| Durant, OK (FHA|USDA|VA) | 17 | $2,615,000 | $153,824 | $4,358 | 5.04% |
| FRESNO, CA (FHA|USDA|VA) | 9 | $2,555,000 | $283,889 | $4,352 | 3.93% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 9 | $2,485,000 | $276,111 | $4,663 | 3.45% |
| Minden, LA (FHA|USDA|VA) | 15 | $2,485,000 | $165,667 | $3,467 | 4.41% |
| FARMINGTON, NM (FHA|USDA|VA) | 14 | $2,480,000 | $177,143 | $4,747 | 4.45% |
| TYLER, TX (FHA|USDA|VA) | 10 | $2,440,000 | $244,000 | $5,104 | 4.05% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 12 | $2,430,000 | $202,500 | $4,888 | 4.34% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 17 | $2,305,000 | $135,588 | $3,779 | 4.17% |
| HAMMOND, LA (FHA|USDA|VA) | 15 | $2,285,000 | $152,333 | $3,447 | 4.06% |
| Sandusky, OH (FHA|USDA|VA) | 17 | $2,225,000 | $130,882 | $4,659 | 4.21% |
| Cullowhee, NC (FHA|USDA|VA) | 15 | $2,225,000 | $148,333 | $3,976 | 4.08% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 13 | $2,215,000 | $170,385 | $4,102 | 4.38% |
| SALEM, OR (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $4,260 | 3.83% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 17 | $2,155,000 | $126,765 | $2,986 | 3.82% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $2,155,000 | $431,000 | $4,958 | 3.68% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 12 | $2,100,000 | $175,000 | $9,486 | 3.92% |
| LUBBOCK, TX (FHA|USDA|VA) | 10 | $2,070,000 | $207,000 | $4,490 | 4.13% |
| Salina, KS (FHA|USDA|VA) | 17 | $2,045,000 | $120,294 | $1,971 | 4.04% |
| Richmond-Berea, KY (FHA|USDA|VA) | 12 | $2,000,000 | $166,667 | $3,042 | 4.08% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $5,956 | 4.14% |
| Adrian, MI (FHA|USDA|VA) | 10 | $1,910,000 | $191,000 | $1,972 | 3.81% |
| Roseburg, OR (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $3,432 | 4.11% |
| Granbury, TX (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $5,567 | 3.77% |
| Weatherford, OK (FHA|USDA|VA) | 14 | $1,770,000 | $126,429 | $3,749 | 4.71% |
| RACINE, WI (FHA|USDA|VA) | 10 | $1,720,000 | $172,000 | $2,230 | 3.90% |
| MODESTO, CA (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $4,375 | 3.35% |
| Mount Airy, NC (FHA|USDA|VA) | 15 | $1,695,000 | $113,000 | $2,731 | 4.47% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $4,163 | 3.85% |
| RAPID CITY, SD (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $3,761 | 4.34% |
| Port Angeles, WA (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $4,836 | 4.38% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $2,316 | 3.85% |
| Opelousas, LA (FHA|USDA|VA) | 12 | $1,630,000 | $135,833 | $3,265 | 4.11% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $3,415 | 4.33% |
| Shawnee, OK (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $4,607 | 4.75% |
| BILLINGS, MT (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $4,521 | 4.30% |
| MADERA, CA (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $4,543 | 4.29% |
| Lumberton, NC (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $6,100 | 3.83% |
| YAKIMA, WA (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $4,170 | 4.23% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $4,427 | 3.71% |
| Huntsville, TX (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $7,186 | 4.40% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $5,073 | 3.78% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $4,276 | 3.63% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 9 | $1,465,000 | $162,778 | $9,790 | 3.88% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 13 | $1,465,000 | $112,692 | $4,349 | 4.31% |
| Altus, OK (FHA|USDA|VA) | 11 | $1,455,000 | $132,273 | $3,815 | 4.53% |
| Murray, KY (FHA|USDA|VA) | 10 | $1,450,000 | $145,000 | $3,856 | 3.98% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $3,413 | 4.00% |
| Clewiston, FL (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $4,826 | 4.34% |
| Tahlequah, OK (FHA|USDA|VA) | 11 | $1,355,000 | $123,182 | $4,590 | 4.26% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $3,456 | 4.08% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $3,610 | 4.27% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 10 | $1,290,000 | $129,000 | $2,586 | 4.04% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $3,424 | 4.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $1,275,000 | $141,667 | $3,009 | 4.51% |
| WACO, TX (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $5,192 | 4.02% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 11 | $1,245,000 | $113,182 | $2,889 | 4.17% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $3,478 | 4.13% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $4,950 | 4.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $6,046 | 4.34% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $3,995 | 4.21% |
| Tiffin, OH (FHA|USDA|VA) | 10 | $1,150,000 | $115,000 | $2,677 | 4.48% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $4,105 | 4.22% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $3,796 | 3.81% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 9 | $1,125,000 | $125,000 | $4,010 | 4.31% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $6,117 | 4.67% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $4,023 | 4.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $1,824 | 4.34% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $5,651 | 4.08% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $2,085 | 4.00% |
| Greenville, OH (FHA|USDA|VA) | 10 | $1,080,000 | $108,000 | $3,828 | 4.46% |
| Mayfield, KY (FHA|USDA|VA) | 8 | $1,070,000 | $133,750 | $3,478 | 4.19% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $5,696 | 4.41% |
| Morgan City, LA (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $4,146 | 4.56% |
| FARGO, ND-MN (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $4,707 | 4.09% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $6,240 | 4.38% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $5,547 | 3.67% |
| NILES, MI (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $4,353 | 4.00% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $4,278 | 3.59% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $4,894 | 3.75% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $4,637 | 4.67% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $5,914 | 3.83% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $3,405 | 4.17% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $3,456 | 4.48% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $4,722 | 3.78% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,386 | 4.13% |
| Ketchikan, AK (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $3,548 | 4.59% |
| Urbana, OH (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $6,099 | 3.84% |
| AMARILLO, TX (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $9,055 | 4.56% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $4,570 | 3.66% |
| Bardstown, KY (FHA|USDA|VA) | 7 | $895,000 | $127,857 | $2,643 | 4.41% |
| Ardmore, OK (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $4,112 | 4.04% |
| ENID, OK (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $4,436 | 3.92% |
| Norwalk, OH (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $3,400 | 3.96% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $4,358 | 4.09% |
| Gallup, NM (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $4,493 | 4.18% |
| FORT WAYNE, IN (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $3,023 | 4.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $6,260 | 4.21% |
| Okeechobee, FL (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $7,769 | 4.60% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $6,596 | 3.92% |
| Bartlesville, OK (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $3,429 | 3.95% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $2,452 | 3.85% |
| Duncan, OK (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $3,533 | 4.23% |
| JACKSON, MI (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $2,902 | 3.98% |
| Holland, MI (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $3,784 | 4.56% |
| POCATELLO, ID (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $3,969 | 4.35% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,868 | 3.81% |
| Brownwood, TX (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $4,652 | 4.54% |
| Nacogdoches, TX (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,395 | 4.56% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $2,465 | 3.47% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $11,017 | 3.60% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,068 | 4.50% |
| Lufkin, TX (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,135 | 4.63% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $2,306 | 4.25% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 7 | $745,000 | $106,429 | $4,395 | 4.64% |
| Paris, TX (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $4,187 | 5.13% |
| Outside of Metro Areas | 3 | $725,000 | $241,667 | $4,469 | 4.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,955 | 3.72% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,799 | 3.88% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $12,294 | 3.95% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,483 | 3.97% |
| Richmond, IN (FHA|USDA|VA) | 7 | $705,000 | $100,714 | $3,418 | 4.52% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,916 | 4.25% |
| Fernley, NV (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,233 | 4.33% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,925 | 3.50% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,527 | 3.75% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $6,512 | 4.53% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,449 | 3.63% |
| Scottsburg, IN (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $2,344 | 4.19% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,875 | 4.81% |
| Shelton, WA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,572 | 3.88% |
| IOWA CITY, IA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $2,954 | 4.16% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,455 | 4.25% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $2,150 | 3.96% |
| Elko, NV (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,173 | 4.21% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $2,994 | 4.50% |
| Crescent City, CA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,873 | 3.97% |
| MANSFIELD, OH (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,146 | 3.71% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,696 | 3.96% |
| Wilmington, OH (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,202 | 4.22% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $5,999 | 3.88% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,570 | 4.44% |
| Ada, OK (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,441 | 4.50% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,841 | 4.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,661 | 3.92% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,801 | 4.00% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,713 | 4.19% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,590 | 3.75% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,521 | 4.67% |
| Mount Pleasant, MI (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $4,401 | 4.53% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,512 | 4.08% |
| Angola, IN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,528 | 4.00% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,458 | 3.63% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $2,565 | 3.90% |
| Bogalusa, LA (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $5,126 | 4.33% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,128 | 4.29% |
| McAlester, OK (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $2,977 | 4.31% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,013 | 3.31% |
| Maysville, KY (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,680 | 4.50% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,412 | 3.63% |
| Greensburg, IN (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,007 | 4.31% |
| BISMARCK, ND (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,017 | 4.00% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,290 | 4.25% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,113 | 3.56% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,943 | 4.56% |
| Gainesville, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,025 | 4.21% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $3,333 | 4.84% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,361 | 3.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,729 | 3.69% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,405 | 4.43% |
| Atmore, AL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,688 | 4.79% |
| LAWTON, OK (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $6,553 | 4.13% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,192 | 3.06% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,575 | 3.96% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,833 | 3.67% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,598 | 4.31% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,960 | 4.29% |
| Centralia, WA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,859 | 4.00% |
| Dickinson, ND (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,710 | 4.06% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,771 | 4.25% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,848 | 4.50% |
| BEND, OR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,025 | 3.88% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,479 | 3.94% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,688 | 3.31% |
| Connersville, IN (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $3,826 | 3.90% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,479 | 3.38% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,586 | 3.63% |
| Jennings, LA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $3,600 | 4.78% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,978 | 3.69% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,523 | 3.94% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,215 | 4.63% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,145 | 4.38% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,285 | 4.00% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,499 | 3.94% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,285 | 3.83% |
| Van Wert, OH (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $3,581 | 3.97% |
| Miami, OK (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,822 | 3.96% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,046 | 4.25% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,174 | 4.50% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,724 | 4.54% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,359 | 3.63% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,185 | 4.99% |
| Andrews, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,698 | 3.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,871 | 4.33% |
| MUNCIE, IN (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $2,501 | 4.81% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $12,614 | 3.83% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,924 | 3.88% |
| Vincennes, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,946 | 5.06% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,885 | 4.43% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,306 | 3.31% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,512 | 4.38% |
| Taos, NM (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,721 | 4.38% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,190 | 3.56% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,030 | 4.25% |
| Sonora, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,728 | 4.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $10,386 | 3.55% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,012 | 4.13% |
| Fallon, NV (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,664 | 3.63% |
| Cadillac, MI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,744 | 4.06% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,138 | 3.38% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,908 | 4.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,205 | 4.06% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,414 | 3.88% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,248 | 3.81% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,638 | 3.56% |
| Rochelle, IL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,428 | 4.08% |
| Salem, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,130 | 4.69% |
| KOKOMO, IN (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,010 | 4.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,346 | 4.00% |
| Bonham, TX (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,193 | 4.50% |
| Williston, ND (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,716 | 4.13% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,834 | 5.17% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,197 | 3.81% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,058 | 3.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,487 | 3.38% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,450 | 4.88% |
| Ludington, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,870 | 3.75% |
| Cullman, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,338 | 4.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,649 | 4.19% |
| Hutchinson, KS (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,597 | 4.92% |
| Frankfort, IN (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $3,537 | 4.83% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,382 | 4.13% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,825 | 4.06% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,889 | 3.75% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,078 | 4.25% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,798 | 4.13% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,486 | 3.88% |
| Sidney, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,310 | 4.63% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,492 | 4.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,478 | 4.25% |
| El Campo, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,808 | 4.50% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,252 | 4.94% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,089 | 4.50% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,465 | 4.13% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,604 | 3.63% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,879 | 4.13% |
| NAPA, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,997 | 5.13% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,602 | 4.96% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,885 | 3.00% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,906 | 4.31% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,069 | 3.25% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,967 | 3.25% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,994 | 3.50% |
| Newport, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,376 | 3.88% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,643 | 5.63% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,259 | 4.99% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,064 | 3.38% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,379 | 3.00% |
| MADISON, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,375 | 4.06% |
| Lake City, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,054 | 3.75% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,902 | 3.25% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,847 | 3.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $2,353 | 5.17% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,365 | 4.13% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,167 | 4.38% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,225 | 4.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,226 | 3.69% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,438 | 3.25% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,756 | 3.38% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,320 | 3.88% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,733 | 4.63% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,019 | 4.75% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,603 | 3.38% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,002 | 4.38% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,800 | 4.00% |
| Riverton, WY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,844 | 3.63% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,507 | 3.94% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,957 | 3.63% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $1,710 | 3.88% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,932 | 3.38% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,068 | 3.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,816 | 3.38% |
| Bedford, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,480 | 4.75% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,575 | 4.38% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,645 | 4.38% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,157 | 4.38% |
| Great Bend, KS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,286 | 4.13% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,345 | 4.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,436 | 4.38% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,573 | 4.13% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,747 | 3.88% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,106 | 4.13% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,895 | 4.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,302 | 5.00% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,276 | 3.25% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,999 | 4.13% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,013 | 4.88% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,390 | 4.56% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,517 | 3.56% |
| Columbus, NE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,291 | 3.50% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,813 | 4.25% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,911 | 4.38% |
| Shawano, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,228 | 3.88% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,756 | 4.13% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,726 | 4.56% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,540 | 4.44% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,530 | 3.99% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,458 | 4.00% |
| Marietta, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,247 | 5.00% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,983 | 4.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,266 | 4.40% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $538 | 3.50% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,070 | 3.25% |
| Brenham, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,163 | 5.88% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,216 | 4.50% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,849 | 4.38% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,870 | 4.94% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,667 | 4.75% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,861 | 4.00% |
| Norfolk, NE (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,794 | 4.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,405 | 3.13% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,095 | 3.63% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,214 | 4.13% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,198 | 4.13% |
| Marquette, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,819 | 4.13% |
| Athens, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,938 | 3.25% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,570 | 4.38% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,198 | 3.25% |
| Yankton, SD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,555 | 4.75% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,568 | 4.00% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,949 | 3.75% |
| Martin, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,304 | 3.38% |
| Hays, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,429 | 4.88% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,122 | 4.63% |
| Fort Dodge, IA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $6,632 | 4.56% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,456 | 4.00% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,491 | 4.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,255 | 4.75% |
| Montrose, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,890 | 4.13% |
| Silver City, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,918 | 4.63% |
| McPherson, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,350 | 3.88% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,083 | 3.63% |
| DOVER, DE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,507 | 3.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,035 | 3.88% |
| DALTON, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,119 | 2.75% |
| ERIE, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,085 | 4.63% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,327 | 3.63% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,279 | 4.38% |
| Shelby, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,221 | 5.88% |
| Burley, ID (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,241 | 3.63% |
| DuBois, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,624 | 3.13% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,595 | 3.50% |
| Levelland, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,018 | 4.00% |
| Paris, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,924 | 3.50% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,305 | 4.13% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,557 | 3.25% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,090 | 4.13% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,541 | 4.38% |
| Sanford, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,720 | 5.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,263 | 5.13% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,225 | 4.63% |
| OCALA, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,348 | 4.50% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,275 | 4.13% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,250 | 4.00% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,994 | 4.75% |
| Madison, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,733 | 4.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,503 | 4.13% |
| Rockport, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,189 | 3.75% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,313 | 3.00% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,705 | 4.50% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,442 | 3.75% |
| Dixon, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,470 | 3.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,482 | 3.38% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,754 | 3.63% |
| Auburn, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,668 | 4.13% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,310 | 3.50% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,272 | 4.63% |
| Celina, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,433 | 4.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,867 | 3.38% |
| MONROE, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,702 | 4.99% |
| Marion, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,762 | 4.99% |
| Winfield, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,042 | 3.63% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,201 | 4.75% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,098 | 4.00% |
| Seymour, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,397 | 4.13% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,623 | 4.63% |
| Española, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,349 | 5.63% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,285 | 5.50% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $9,228 | 4.12% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,109 | 5.50% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,153 | 4.13% |
| Defiance, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,339 | 4.13% |
| Clinton, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,511 | 4.00% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,301 | 3.99% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,677 | 4.00% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,742 | 4.25% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,362 | 3.88% |
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Product Mix
For 2019, Mid America Mortgage's most frequently originated type of loan was Conventional, with 3,345 originations. Their 2nd most popular type was FHA, with 3,214 originations.
Loan Reason
For 2019, Mid America Mortgage's most frequently cited loan purpose was Home Purchase, with 6,390 originations. The 2nd most popular reason was Refi, with 1,323 originations.
Loan Duration/Length
For 2019, Mid America Mortgage's most frequently cited loan duration was 30 Year, with 7,628 originations. The 2nd most popular length was Other, with 697 originations.
Origination Fees/Closing Costs
Mid America Mortgage's average total fees were $4,617, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,138 originations.
Interest Rates
During 2019, Mid America Mortgage's average interest rate for loans was 4.26%, while their most frequently originated rate bucket for loans was 4-5%, with 3,834 originations.
Loan Sizing
2019 saw Mid America Mortgage place emphasis on $100k-200k loans with 3,734 originations, totaling $564,540,000 in origination value.
Applicant Income
Mid America Mortgage lent most frequently to those with incomes in the $50k-75k range, with 2,358 originations. The second most popular income band? $50k or less, with 1,930 originations.
Applicant Debt to Income Ratio
Mid America Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,558 originations. The next most common DTI ratio? 20-30%, with 1,521 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.99%
Mid America Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination55.75%
Mid America Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 8,665 | $1,836,735,000 | $211,972 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 260 | $40,890,000 | $157,269 |
| Single Family (1-4 Units):Site-Built | 8,405 | $1,795,845,000 | $213,664 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| MidAmerica Mortgage Inc | Conventional home mortgage | Trouble during payment process | 6 | 28.6% |
| MidAmerica Mortgage Inc | FHA mortgage | Struggling to pay mortgage | 3 | 14.3% |
| MidAmerica Mortgage Inc | FHA mortgage | Trouble during payment process | 3 | 14.3% |
| MidAmerica Mortgage Inc | Other type of mortgage | Trouble during payment process | 2 | 9.5% |
| MidAmerica Mortgage Inc | VA mortgage | Struggling to pay mortgage | 1 | 4.8% |
| MidAmerica Mortgage Inc | VA mortgage | Trouble during payment process | 6 | 28.6% |