Mid America Mortgage Rates, Fees & Info

ROCKY RIVER, OH

LEI: 54930049L5WINET09Q97

Tax ID: 34-1716542

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Mortgage Data

Review & Overview

Mid America Mortgage is a small mortgage company specializing in Home Purchase loans. Mid America Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. Their top markets by origination volume include: Dallas, Houston, Shreveport, Toledo, and Indianapolis among others. We have data for 494 markets. (Some data included below & more in-depth data is available with an active subscription.)

Mid America Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mid America Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 8.37% 3/28/24
30 Year Conventional Refi 9.02% 3/28/24
30 Year Cash-out Refi 8.14% 3/28/24
30 Year FHA Purchase 8.35% 3/28/24
30 Year FHA Refi 7.99% 3/28/24
30 Year VA Purchase 8.14% 3/28/24
30 Year VA Refi 6.27% 3/28/24
30 Year USDA Purchase 7.97% 3/28/24
30 Year USDA Refi 6.27% 3/28/24
15 Year Conventional Purchase 8.45% 3/28/24
15 Year Conventional Refi 5.68% 3/28/24
15 Year Cash-out Refi 5.68% 3/28/24
15 Year FHA Purchase 5.68% 3/28/24
15 Year FHA Refi 7.20% 3/28/24
15 Year VA Purchase 5.68% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Mid America Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Mid America Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,665

Origination Dollar Volume (All Markets)

$1,836,735,000
Show all (95) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,235 $332,965,000 $269,607 $6,039 4.30%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 866 $207,230,000 $239,296 $6,048 4.44%
Outside of Metro Areas 555 $85,035,000 $153,216 $4,288 4.36%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 390 $83,880,000 $215,077 $3,721 3.99%
TOLEDO, OH (FHA|USDA|VA) 327 $62,515,000 $191,177 $2,879 4.04%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 260 $54,030,000 $207,808 $3,842 4.48%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 175 $46,945,000 $268,257 $5,582 4.34%
FLINT, MI (FHA|USDA|VA) 271 $38,925,000 $143,635 $3,598 4.54%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 151 $33,825,000 $224,007 $4,420 4.04%
OKLAHOMA CITY, OK (FHA|USDA|VA) 158 $31,470,000 $199,177 $3,938 4.33%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 96 $26,470,000 $275,729 $6,782 4.28%
LAFAYETTE, LA (FHA|USDA|VA) 144 $24,260,000 $168,472 $4,359 4.16%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 128 $23,840,000 $186,250 $5,496 4.39%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 87 $21,645,000 $248,793 $5,398 4.07%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 115 $20,725,000 $180,217 $3,643 4.60%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 114 $20,240,000 $177,544 $4,215 3.99%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 116 $20,190,000 $174,052 $4,190 4.12%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 58 $19,680,000 $339,310 $5,023 3.94%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 44 $18,530,000 $421,136 $7,052 4.12%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 50 $16,920,000 $338,400 $4,906 3.96%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 48 $16,830,000 $350,625 $4,540 3.94%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 98 $16,780,000 $171,224 $3,872 4.06%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 36 $15,560,000 $432,222 $5,432 3.68%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 50 $12,670,000 $253,400 $4,799 3.85%
WHEELING, WV-OH (FHA|USDA|VA) 88 $11,990,000 $136,250 $3,553 4.40%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 27 $10,805,000 $400,185 $6,197 3.86%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 44 $10,630,000 $241,591 $4,252 4.06%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 32 $10,570,000 $330,313 $5,138 4.08%
AKRON, OH (FHA|USDA|VA) 69 $10,425,000 $151,087 $4,072 4.13%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 18 $9,600,000 $533,333 $7,284 3.97%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 51 $9,475,000 $185,784 $3,728 4.23%
DAYTON-KETTERING, OH (FHA|USDA|VA) 56 $9,440,000 $168,571 $3,394 4.09%
TULSA, OK (FHA|USDA|VA) 55 $8,715,000 $158,455 $4,747 4.33%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 31 $8,565,000 $276,290 $3,367 3.54%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 27 $7,855,000 $290,926 $3,914 4.06%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 28 $7,290,000 $260,357 $4,702 3.92%
LOUISVILLE, KY (FHA|USDA|VA) 45 $7,255,000 $161,222 $2,566 4.28%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 36 $7,230,000 $200,833 $2,113 4.21%
KANSAS CITY, MO-KS (FHA|USDA|VA) 39 $7,225,000 $185,256 $3,290 4.16%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 21 $7,195,000 $342,619 $4,193 3.98%
Hilo, HI (FHA|USDA|VA) 24 $6,680,000 $278,333 $3,884 3.79%
MONROE, MI (FHA|USDA|VA) 33 $6,395,000 $193,788 $3,032 4.09%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 22 $6,300,000 $286,364 $6,724 4.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 34 $6,120,000 $180,000 $4,894 4.19%
Elk City, OK (FHA|USDA|VA) 47 $6,105,000 $129,894 $4,017 4.56%
Traverse City, MI (FHA|USDA|VA) 29 $5,745,000 $198,103 $2,203 4.22%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 28 $5,590,000 $199,643 $3,182 4.29%
CEDAR RAPIDS, IA (FHA|USDA|VA) 37 $5,305,000 $143,378 $3,429 4.31%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 13 $5,095,000 $391,923 $5,275 3.89%
AMES, IA (FHA|USDA|VA) 35 $5,075,000 $145,000 $3,569 4.30%
EL PASO, TX (FHA|USDA|VA) 34 $4,920,000 $144,706 $3,775 4.45%
COLUMBIA, SC (FHA|USDA|VA) 28 $4,780,000 $170,714 $3,584 4.17%
WICHITA, KS (FHA|USDA|VA) 39 $4,665,000 $119,615 $4,375 4.19%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 14 $4,660,000 $332,857 $3,643 3.55%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 37 $4,545,000 $122,838 $2,749 4.22%
ALBUQUERQUE, NM (FHA|USDA|VA) 21 $4,545,000 $216,429 $3,763 3.80%
BELLINGHAM, WA (FHA|USDA|VA) 14 $4,400,000 $314,286 $4,589 4.45%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 35 $4,375,000 $125,000 $3,284 4.46%
ANCHORAGE, AK (FHA|USDA|VA) 15 $4,295,000 $286,333 $4,686 4.01%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 24 $4,150,000 $172,917 $3,151 4.11%
Athens, TX (FHA|USDA|VA) 21 $4,105,000 $195,476 $5,493 4.53%
MIDLAND, TX (FHA|USDA|VA) 15 $3,775,000 $251,667 $4,511 4.38%
COLUMBUS, OH (FHA|USDA|VA) 21 $3,755,000 $178,810 $3,425 4.05%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 12 $3,690,000 $307,500 $4,417 4.34%
Zanesville, OH (FHA|USDA|VA) 29 $3,595,000 $123,966 $4,778 4.41%
GREELEY, CO (FHA|USDA|VA) 11 $3,585,000 $325,909 $3,518 3.95%
Coshocton, OH (FHA|USDA|VA) 38 $3,560,000 $93,684 $4,613 4.39%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 28 $3,480,000 $124,286 $3,829 4.57%
Cambridge, OH (FHA|USDA|VA) 30 $3,460,000 $115,333 $4,619 4.39%
LONGVIEW, TX (FHA|USDA|VA) 16 $3,420,000 $213,750 $4,609 4.72%
SPARTANBURG, SC (FHA|USDA|VA) 24 $3,340,000 $139,167 $3,554 4.31%
KNOXVILLE, TN (FHA|USDA|VA) 23 $3,295,000 $143,261 $4,429 4.06%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 14 $3,230,000 $230,714 $7,169 4.25%
RENO, NV (FHA|USDA|VA) 10 $3,150,000 $315,000 $5,164 3.90%
JACKSON, TN (FHA|USDA|VA) 24 $3,060,000 $127,500 $5,579 4.31%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 13 $3,025,000 $232,692 $3,364 3.83%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 11 $2,945,000 $267,727 $5,276 4.34%
TUCSON, AZ (FHA|USDA|VA) 16 $2,900,000 $181,250 $3,573 3.88%
BATON ROUGE, LA (FHA|USDA|VA) 16 $2,860,000 $178,750 $4,795 4.44%
REDDING, CA (FHA|USDA|VA) 12 $2,850,000 $237,500 $5,519 4.53%
CHICO, CA (FHA|USDA|VA) 11 $2,845,000 $258,636 $4,275 3.97%
Durango, CO (FHA|USDA|VA) 8 $2,820,000 $352,500 $3,640 3.87%
SALT LAKE CITY, UT (FHA|USDA|VA) 9 $2,745,000 $305,000 $4,049 4.04%
SPRINGFIELD, MO (FHA|USDA|VA) 16 $2,700,000 $168,750 $2,501 4.18%
Fremont, OH (FHA|USDA|VA) 22 $2,690,000 $122,273 $3,210 4.38%
New Castle, IN (FHA|USDA|VA) 21 $2,655,000 $126,429 $3,998 4.52%
SAGINAW, MI (FHA|USDA|VA) 19 $2,645,000 $139,211 $3,745 4.56%
JACKSONVILLE, FL (FHA|USDA|VA) 9 $2,635,000 $292,778 $5,735 3.86%
Durant, OK (FHA|USDA|VA) 17 $2,615,000 $153,824 $4,358 5.04%
FRESNO, CA (FHA|USDA|VA) 9 $2,555,000 $283,889 $4,352 3.93%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 9 $2,485,000 $276,111 $4,663 3.45%
Minden, LA (FHA|USDA|VA) 15 $2,485,000 $165,667 $3,467 4.41%
FARMINGTON, NM (FHA|USDA|VA) 14 $2,480,000 $177,143 $4,747 4.45%
TYLER, TX (FHA|USDA|VA) 10 $2,440,000 $244,000 $5,104 4.05%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 12 $2,430,000 $202,500 $4,888 4.34%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 17 $2,305,000 $135,588 $3,779 4.17%
HAMMOND, LA (FHA|USDA|VA) 15 $2,285,000 $152,333 $3,447 4.06%
Sandusky, OH (FHA|USDA|VA) 17 $2,225,000 $130,882 $4,659 4.21%
Cullowhee, NC (FHA|USDA|VA) 15 $2,225,000 $148,333 $3,976 4.08%
CANTON-MASSILLON, OH (FHA|USDA|VA) 13 $2,215,000 $170,385 $4,102 4.38%
SALEM, OR (FHA|USDA|VA) 8 $2,180,000 $272,500 $4,260 3.83%
FORT SMITH, AR-OK (FHA|USDA|VA) 17 $2,155,000 $126,765 $2,986 3.82%
VALLEJO, CA (FHA|USDA|VA) 5 $2,155,000 $431,000 $4,958 3.68%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 12 $2,100,000 $175,000 $9,486 3.92%
LUBBOCK, TX (FHA|USDA|VA) 10 $2,070,000 $207,000 $4,490 4.13%
Salina, KS (FHA|USDA|VA) 17 $2,045,000 $120,294 $1,971 4.04%
Richmond-Berea, KY (FHA|USDA|VA) 12 $2,000,000 $166,667 $3,042 4.08%
SHERMAN-DENISON, TX (FHA|USDA|VA) 7 $1,925,000 $275,000 $5,956 4.14%
Adrian, MI (FHA|USDA|VA) 10 $1,910,000 $191,000 $1,972 3.81%
Roseburg, OR (FHA|USDA|VA) 8 $1,780,000 $222,500 $3,432 4.11%
Granbury, TX (FHA|USDA|VA) 8 $1,770,000 $221,250 $5,567 3.77%
Weatherford, OK (FHA|USDA|VA) 14 $1,770,000 $126,429 $3,749 4.71%
RACINE, WI (FHA|USDA|VA) 10 $1,720,000 $172,000 $2,230 3.90%
MODESTO, CA (FHA|USDA|VA) 6 $1,720,000 $286,667 $4,375 3.35%
Mount Airy, NC (FHA|USDA|VA) 15 $1,695,000 $113,000 $2,731 4.47%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 6 $1,690,000 $281,667 $4,163 3.85%
RAPID CITY, SD (FHA|USDA|VA) 8 $1,680,000 $210,000 $3,761 4.34%
Port Angeles, WA (FHA|USDA|VA) 8 $1,670,000 $208,750 $4,836 4.38%
COLORADO SPRINGS, CO (FHA|USDA|VA) 5 $1,635,000 $327,000 $2,316 3.85%
Opelousas, LA (FHA|USDA|VA) 12 $1,630,000 $135,833 $3,265 4.11%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 8 $1,620,000 $202,500 $3,415 4.33%
Shawnee, OK (FHA|USDA|VA) 8 $1,610,000 $201,250 $4,607 4.75%
BILLINGS, MT (FHA|USDA|VA) 7 $1,595,000 $227,857 $4,521 4.30%
MADERA, CA (FHA|USDA|VA) 6 $1,590,000 $265,000 $4,543 4.29%
Lumberton, NC (FHA|USDA|VA) 9 $1,575,000 $175,000 $6,100 3.83%
YAKIMA, WA (FHA|USDA|VA) 8 $1,570,000 $196,250 $4,170 4.23%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 7 $1,555,000 $222,143 $4,427 3.71%
Huntsville, TX (FHA|USDA|VA) 5 $1,545,000 $309,000 $7,186 4.40%
RICHMOND, VA (FHA|USDA|VA) 5 $1,535,000 $307,000 $5,073 3.78%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 4 $1,490,000 $372,500 $4,276 3.63%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 9 $1,465,000 $162,778 $9,790 3.88%
New Philadelphia-Dover, OH (FHA|USDA|VA) 13 $1,465,000 $112,692 $4,349 4.31%
Altus, OK (FHA|USDA|VA) 11 $1,455,000 $132,273 $3,815 4.53%
Murray, KY (FHA|USDA|VA) 10 $1,450,000 $145,000 $3,856 3.98%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $1,435,000 $205,000 $3,413 4.00%
Clewiston, FL (FHA|USDA|VA) 4 $1,420,000 $355,000 $4,826 4.34%
Tahlequah, OK (FHA|USDA|VA) 11 $1,355,000 $123,182 $4,590 4.26%
JOHNSON CITY, TN (FHA|USDA|VA) 8 $1,320,000 $165,000 $3,456 4.08%
BAKERSFIELD, CA (FHA|USDA|VA) 5 $1,305,000 $261,000 $3,610 4.27%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 10 $1,290,000 $129,000 $2,586 4.04%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 7 $1,275,000 $182,143 $3,424 4.63%
WINSTON-SALEM, NC (FHA|USDA|VA) 9 $1,275,000 $141,667 $3,009 4.51%
WACO, TX (FHA|USDA|VA) 6 $1,250,000 $208,333 $5,192 4.02%
SPRINGFIELD, OH (FHA|USDA|VA) 11 $1,245,000 $113,182 $2,889 4.17%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $1,210,000 $302,500 $3,478 4.13%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $1,200,000 $300,000 $4,950 4.25%
YUBA CITY, CA (FHA|USDA|VA) 4 $1,180,000 $295,000 $6,046 4.34%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $1,165,000 $388,333 $3,995 4.21%
Tiffin, OH (FHA|USDA|VA) 10 $1,150,000 $115,000 $2,677 4.48%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $1,145,000 $229,000 $4,105 4.22%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 6 $1,130,000 $188,333 $3,796 3.81%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 9 $1,125,000 $125,000 $4,010 4.31%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $1,120,000 $186,667 $6,117 4.67%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 5 $1,095,000 $219,000 $4,023 4.00%
Beaver Dam, WI (FHA|USDA|VA) 7 $1,085,000 $155,000 $1,824 4.34%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,651 4.08%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $1,080,000 $180,000 $2,085 4.00%
Greenville, OH (FHA|USDA|VA) 10 $1,080,000 $108,000 $3,828 4.46%
Mayfield, KY (FHA|USDA|VA) 8 $1,070,000 $133,750 $3,478 4.19%
ODESSA, TX (FHA|USDA|VA) 4 $1,060,000 $265,000 $5,696 4.41%
Morgan City, LA (FHA|USDA|VA) 6 $1,030,000 $171,667 $4,146 4.56%
FARGO, ND-MN (FHA|USDA|VA) 4 $1,020,000 $255,000 $4,707 4.09%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,010,000 $505,000 $6,240 4.38%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $995,000 $331,667 $5,547 3.67%
NILES, MI (FHA|USDA|VA) 3 $985,000 $328,333 $4,353 4.00%
PROVO-OREM, UT (FHA|USDA|VA) 4 $980,000 $245,000 $4,278 3.59%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $975,000 $325,000 $4,894 3.75%
ST. GEORGE, UT (FHA|USDA|VA) 3 $965,000 $321,667 $4,637 4.67%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 8 $960,000 $120,000 $5,914 3.83%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 3 $955,000 $318,333 $3,405 4.17%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 5 $945,000 $189,000 $3,456 4.48%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $930,000 $232,500 $4,722 3.78%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $930,000 $232,500 $5,386 4.13%
Ketchikan, AK (FHA|USDA|VA) 4 $930,000 $232,500 $3,548 4.59%
Urbana, OH (FHA|USDA|VA) 7 $925,000 $132,143 $6,099 3.84%
AMARILLO, TX (FHA|USDA|VA) 4 $910,000 $227,500 $9,055 4.56%
LAS CRUCES, NM (FHA|USDA|VA) 4 $900,000 $225,000 $4,570 3.66%
Bardstown, KY (FHA|USDA|VA) 7 $895,000 $127,857 $2,643 4.41%
Ardmore, OK (FHA|USDA|VA) 7 $885,000 $126,429 $4,112 4.04%
ENID, OK (FHA|USDA|VA) 3 $875,000 $291,667 $4,436 3.92%
Norwalk, OH (FHA|USDA|VA) 7 $875,000 $125,000 $3,400 3.96%
BOISE CITY, ID (FHA|USDA|VA) 4 $870,000 $217,500 $4,358 4.09%
Gallup, NM (FHA|USDA|VA) 5 $865,000 $173,000 $4,493 4.18%
FORT WAYNE, IN (FHA|USDA|VA) 5 $855,000 $171,000 $3,023 4.25%
TEXARKANA, TX-AR (FHA|USDA|VA) 3 $815,000 $271,667 $6,260 4.21%
Okeechobee, FL (FHA|USDA|VA) 5 $815,000 $163,000 $7,769 4.60%
PITTSBURGH, PA (FHA|USDA|VA) 3 $815,000 $271,667 $6,596 3.92%
Bartlesville, OK (FHA|USDA|VA) 5 $815,000 $163,000 $3,429 3.95%
RALEIGH-CARY, NC (FHA|USDA|VA) 5 $815,000 $163,000 $2,452 3.85%
Duncan, OK (FHA|USDA|VA) 6 $810,000 $135,000 $3,533 4.23%
JACKSON, MI (FHA|USDA|VA) 5 $805,000 $161,000 $2,902 3.98%
Holland, MI (FHA|USDA|VA) 4 $800,000 $200,000 $3,784 4.56%
POCATELLO, ID (FHA|USDA|VA) 5 $795,000 $159,000 $3,969 4.35%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2 $790,000 $395,000 $3,868 3.81%
Brownwood, TX (FHA|USDA|VA) 6 $790,000 $131,667 $4,652 4.54%
Nacogdoches, TX (FHA|USDA|VA) 4 $780,000 $195,000 $4,395 4.56%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 4 $780,000 $195,000 $2,465 3.47%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $770,000 $192,500 $11,017 3.60%
SANTA FE, NM (FHA|USDA|VA) 3 $755,000 $251,667 $4,068 4.50%
Lufkin, TX (FHA|USDA|VA) 4 $750,000 $187,500 $4,135 4.63%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $745,000 $248,333 $2,306 4.25%
Sault Ste. Marie, MI (FHA|USDA|VA) 7 $745,000 $106,429 $4,395 4.64%
Paris, TX (FHA|USDA|VA) 5 $725,000 $145,000 $4,187 5.13%
Outside of Metro Areas 3 $725,000 $241,667 $4,469 4.25%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $720,000 $180,000 $3,955 3.72%
Coos Bay, OR (FHA|USDA|VA) 3 $715,000 $238,333 $3,799 3.88%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $710,000 $177,500 $12,294 3.95%
Hermiston-Pendleton, OR (FHA|USDA|VA) 4 $710,000 $177,500 $4,483 3.97%
Richmond, IN (FHA|USDA|VA) 7 $705,000 $100,714 $3,418 4.52%
Mineral Wells, TX (FHA|USDA|VA) 3 $705,000 $235,000 $7,916 4.25%
Fernley, NV (FHA|USDA|VA) 3 $695,000 $231,667 $4,233 4.33%
PANAMA CITY, FL (FHA|USDA|VA) 2 $690,000 $345,000 $4,925 3.50%
FORT COLLINS, CO (FHA|USDA|VA) 2 $690,000 $345,000 $2,527 3.75%
Aberdeen, WA (FHA|USDA|VA) 4 $680,000 $170,000 $6,512 4.53%
MOBILE, AL (FHA|USDA|VA) 3 $675,000 $225,000 $4,449 3.63%
Scottsburg, IN (FHA|USDA|VA) 4 $670,000 $167,500 $2,344 4.19%
LAKE CHARLES, LA (FHA|USDA|VA) 4 $670,000 $167,500 $3,875 4.81%
Shelton, WA (FHA|USDA|VA) 3 $665,000 $221,667 $4,572 3.88%
IOWA CITY, IA (FHA|USDA|VA) 4 $660,000 $165,000 $2,954 4.16%
Pahrump, NV (FHA|USDA|VA) 3 $655,000 $218,333 $4,455 4.25%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $655,000 $218,333 $2,150 3.96%
Elko, NV (FHA|USDA|VA) 3 $645,000 $215,000 $5,173 4.21%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $645,000 $215,000 $2,994 4.50%
Crescent City, CA (FHA|USDA|VA) 4 $640,000 $160,000 $4,873 3.97%
MANSFIELD, OH (FHA|USDA|VA) 3 $635,000 $211,667 $3,146 3.71%
Mount Vernon, OH (FHA|USDA|VA) 3 $635,000 $211,667 $4,696 3.96%
Wilmington, OH (FHA|USDA|VA) 4 $630,000 $157,500 $3,202 4.22%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $620,000 $310,000 $5,999 3.88%
PUEBLO, CO (FHA|USDA|VA) 2 $610,000 $305,000 $2,570 4.44%
Ada, OK (FHA|USDA|VA) 3 $605,000 $201,667 $4,441 4.50%
Whitewater, WI (FHA|USDA|VA) 3 $605,000 $201,667 $4,841 4.00%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $605,000 $201,667 $3,661 3.92%
Show Low, AZ (FHA|USDA|VA) 3 $605,000 $201,667 $3,801 4.00%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $600,000 $150,000 $4,713 4.19%
Ukiah, CA (FHA|USDA|VA) 2 $600,000 $300,000 $6,590 3.75%
GRAND FORKS, ND-MN (FHA|USDA|VA) 3 $595,000 $198,333 $4,521 4.67%
Mount Pleasant, MI (FHA|USDA|VA) 4 $590,000 $147,500 $4,401 4.53%
Stillwater, OK (FHA|USDA|VA) 3 $585,000 $195,000 $4,512 4.08%
Angola, IN (FHA|USDA|VA) 2 $580,000 $290,000 $2,528 4.00%
WALLA WALLA, WA (FHA|USDA|VA) 2 $580,000 $290,000 $2,458 3.63%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 5 $575,000 $115,000 $2,565 3.90%
Bogalusa, LA (FHA|USDA|VA) 5 $575,000 $115,000 $5,126 4.33%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $565,000 $188,333 $3,128 4.29%
McAlester, OK (FHA|USDA|VA) 4 $560,000 $140,000 $2,977 4.31%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $560,000 $280,000 $5,013 3.31%
Maysville, KY (FHA|USDA|VA) 3 $555,000 $185,000 $3,680 4.50%
MEDFORD, OR (FHA|USDA|VA) 2 $550,000 $275,000 $3,412 3.63%
Greensburg, IN (FHA|USDA|VA) 4 $550,000 $137,500 $4,007 4.31%
BISMARCK, ND (FHA|USDA|VA) 2 $550,000 $275,000 $4,017 4.00%
Klamath Falls, OR (FHA|USDA|VA) 3 $545,000 $181,667 $3,290 4.25%
FAIRBANKS, AK (FHA|USDA|VA) 2 $540,000 $270,000 $4,113 3.56%
Red Bluff, CA (FHA|USDA|VA) 2 $540,000 $270,000 $4,943 4.56%
Gainesville, TX (FHA|USDA|VA) 3 $535,000 $178,333 $5,025 4.21%
JOPLIN, MO (FHA|USDA|VA) 4 $530,000 $132,500 $3,333 4.84%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $520,000 $260,000 $6,361 3.88%
GAINESVILLE, GA (FHA|USDA|VA) 2 $510,000 $255,000 $3,729 3.69%
Alamogordo, NM (FHA|USDA|VA) 2 $500,000 $250,000 $5,405 4.43%
Atmore, AL (FHA|USDA|VA) 3 $495,000 $165,000 $3,688 4.79%
LAWTON, OK (FHA|USDA|VA) 5 $495,000 $99,000 $6,553 4.13%
ASHEVILLE, NC (FHA|USDA|VA) 2 $490,000 $245,000 $3,192 3.06%
TOPEKA, KS (FHA|USDA|VA) 3 $485,000 $161,667 $5,575 3.96%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $485,000 $161,667 $2,833 3.67%
Clearlake, CA (FHA|USDA|VA) 2 $480,000 $240,000 $5,598 4.31%
MANHATTAN, KS (FHA|USDA|VA) 3 $475,000 $158,333 $3,960 4.29%
Centralia, WA (FHA|USDA|VA) 2 $470,000 $235,000 $6,859 4.00%
Dickinson, ND (FHA|USDA|VA) 2 $470,000 $235,000 $3,710 4.06%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $465,000 $155,000 $5,771 4.25%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $460,000 $230,000 $2,848 4.50%
BEND, OR (FHA|USDA|VA) 2 $460,000 $230,000 $4,025 3.88%
Jefferson, GA (FHA|USDA|VA) 2 $460,000 $230,000 $3,479 3.94%
MONTGOMERY, AL (FHA|USDA|VA) 2 $460,000 $230,000 $2,688 3.31%
Connersville, IN (FHA|USDA|VA) 5 $455,000 $91,000 $3,826 3.90%
APPLETON, WI (FHA|USDA|VA) 2 $450,000 $225,000 $2,479 3.38%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $450,000 $225,000 $4,586 3.63%
Jennings, LA (FHA|USDA|VA) 4 $450,000 $112,500 $3,600 4.78%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $450,000 $225,000 $1,978 3.69%
Gaffney, SC (FHA|USDA|VA) 2 $450,000 $225,000 $3,523 3.94%
LAWRENCE, KS (FHA|USDA|VA) 3 $445,000 $148,333 $4,215 4.63%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $440,000 $220,000 $4,145 4.38%
SAVANNAH, GA (FHA|USDA|VA) 2 $440,000 $220,000 $3,285 4.00%
Kalispell, MT (FHA|USDA|VA) 2 $430,000 $215,000 $4,499 3.94%
Ashtabula, OH (FHA|USDA|VA) 3 $425,000 $141,667 $6,285 3.83%
Van Wert, OH (FHA|USDA|VA) 4 $420,000 $105,000 $3,581 3.97%
Miami, OK (FHA|USDA|VA) 3 $415,000 $138,333 $3,822 3.96%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $410,000 $205,000 $7,046 4.25%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $405,000 $135,000 $3,174 4.50%
Corsicana, TX (FHA|USDA|VA) 3 $405,000 $135,000 $4,724 4.54%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $405,000 $405,000 $4,359 3.63%
VICTORIA, TX (FHA|USDA|VA) 1 $405,000 $405,000 $5,185 4.99%
Andrews, TX (FHA|USDA|VA) 1 $405,000 $405,000 $3,698 3.50%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $395,000 $131,667 $5,871 4.33%
MUNCIE, IN (FHA|USDA|VA) 4 $390,000 $97,500 $2,501 4.81%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $390,000 $195,000 $12,614 3.83%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $385,000 $385,000 $7,924 3.88%
Vincennes, IN (FHA|USDA|VA) 2 $380,000 $190,000 $1,946 5.06%
MIDLAND, MI (FHA|USDA|VA) 2 $380,000 $190,000 $3,885 4.43%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $380,000 $190,000 $3,306 3.31%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $380,000 $190,000 $5,512 4.38%
Taos, NM (FHA|USDA|VA) 2 $380,000 $190,000 $3,721 4.38%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $380,000 $190,000 $3,190 3.56%
ABILENE, TX (FHA|USDA|VA) 2 $380,000 $190,000 $4,030 4.25%
Sonora, CA (FHA|USDA|VA) 1 $375,000 $375,000 $2,728 4.50%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $370,000 $185,000 $10,386 3.55%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $370,000 $185,000 $2,012 4.13%
Fallon, NV (FHA|USDA|VA) 2 $370,000 $185,000 $2,664 3.63%
Cadillac, MI (FHA|USDA|VA) 2 $370,000 $185,000 $1,744 4.06%
Spirit Lake, IA (FHA|USDA|VA) 1 $365,000 $365,000 $1,138 3.38%
LINCOLN, NE (FHA|USDA|VA) 3 $365,000 $121,667 $3,908 4.25%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $360,000 $180,000 $2,205 4.06%
MORRISTOWN, TN (FHA|USDA|VA) 2 $360,000 $180,000 $4,414 3.88%
Fort Polk South, LA (FHA|USDA|VA) 2 $360,000 $180,000 $2,248 3.81%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $360,000 $180,000 $2,638 3.56%
Rochelle, IL (FHA|USDA|VA) 3 $355,000 $118,333 $2,428 4.08%
Salem, OH (FHA|USDA|VA) 2 $350,000 $175,000 $3,130 4.69%
KOKOMO, IN (FHA|USDA|VA) 3 $345,000 $115,000 $3,010 4.75%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $345,000 $345,000 $4,346 4.00%
Bonham, TX (FHA|USDA|VA) 3 $345,000 $115,000 $4,193 4.50%
Williston, ND (FHA|USDA|VA) 1 $345,000 $345,000 $4,716 4.13%
ANN ARBOR, MI (FHA|USDA|VA) 3 $345,000 $115,000 $3,834 5.17%
HINESVILLE, GA (FHA|USDA|VA) 2 $340,000 $170,000 $3,197 3.81%
DECATUR, AL (FHA|USDA|VA) 1 $335,000 $335,000 $4,058 3.25%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $335,000 $335,000 $4,487 3.38%
Kerrville, TX (FHA|USDA|VA) 1 $335,000 $335,000 $4,450 4.88%
Ludington, MI (FHA|USDA|VA) 1 $335,000 $335,000 $1,870 3.75%
Cullman, AL (FHA|USDA|VA) 2 $330,000 $165,000 $2,338 4.38%
GAINESVILLE, FL (FHA|USDA|VA) 2 $330,000 $165,000 $3,649 4.19%
Hutchinson, KS (FHA|USDA|VA) 3 $325,000 $108,333 $2,597 4.92%
Frankfort, IN (FHA|USDA|VA) 3 $325,000 $108,333 $3,537 4.83%
Blackfoot, ID (FHA|USDA|VA) 2 $320,000 $160,000 $4,382 4.13%
Hillsdale, MI (FHA|USDA|VA) 2 $320,000 $160,000 $1,825 4.06%
LYNCHBURG, VA (FHA|USDA|VA) 1 $315,000 $315,000 $3,889 3.75%
Oak Harbor, WA (FHA|USDA|VA) 1 $315,000 $315,000 $4,078 4.25%
Bozeman, MT (FHA|USDA|VA) 1 $315,000 $315,000 $3,798 4.13%
Warsaw, IN (FHA|USDA|VA) 1 $315,000 $315,000 $3,486 3.88%
Sidney, OH (FHA|USDA|VA) 2 $310,000 $155,000 $3,310 4.63%
Ottawa, KS (FHA|USDA|VA) 2 $310,000 $155,000 $3,492 4.75%
Lebanon, NH-VT (FHA|USDA|VA) 1 $305,000 $305,000 $1,478 4.25%
El Campo, TX (FHA|USDA|VA) 1 $305,000 $305,000 $3,808 4.50%
Portsmouth, OH (FHA|USDA|VA) 2 $300,000 $150,000 $3,252 4.94%
CARSON CITY, NV (FHA|USDA|VA) 1 $295,000 $295,000 $6,089 4.50%
WENATCHEE, WA (FHA|USDA|VA) 1 $285,000 $285,000 $4,465 4.13%
LANCASTER, PA (FHA|USDA|VA) 1 $285,000 $285,000 $2,604 3.63%
MISSOULA, MT (FHA|USDA|VA) 1 $285,000 $285,000 $3,879 4.13%
NAPA, CA (FHA|USDA|VA) 1 $285,000 $285,000 $6,997 5.13%
Muskogee, OK (FHA|USDA|VA) 3 $285,000 $95,000 $3,602 4.96%
DOTHAN, AL (FHA|USDA|VA) 1 $285,000 $285,000 $2,885 3.00%
Morehead City, NC (FHA|USDA|VA) 2 $280,000 $140,000 $1,906 4.31%
JACKSON, MS (FHA|USDA|VA) 2 $280,000 $140,000 $1,069 3.25%
Enterprise, AL (FHA|USDA|VA) 1 $275,000 $275,000 $2,967 3.25%
The Dalles, OR (FHA|USDA|VA) 1 $275,000 $275,000 $3,994 3.50%
Newport, OR (FHA|USDA|VA) 1 $275,000 $275,000 $5,376 3.88%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $275,000 $275,000 $5,643 5.63%
Los Alamos, NM (FHA|USDA|VA) 1 $275,000 $275,000 $5,259 4.99%
Tupelo, MS (FHA|USDA|VA) 1 $275,000 $275,000 $2,064 3.38%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $275,000 $275,000 $5,379 3.00%
MADISON, WI (FHA|USDA|VA) 2 $270,000 $135,000 $1,375 4.06%
Lake City, FL (FHA|USDA|VA) 2 $270,000 $135,000 $4,054 3.75%
MANKATO, MN (FHA|USDA|VA) 1 $265,000 $265,000 $4,902 3.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $265,000 $265,000 $1,847 3.25%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $265,000 $88,333 $2,353 5.17%
Ellensburg, WA (FHA|USDA|VA) 1 $265,000 $265,000 $6,365 4.13%
Jacksonville, TX (FHA|USDA|VA) 1 $265,000 $265,000 $6,167 4.38%
MUSKEGON, MI (FHA|USDA|VA) 2 $260,000 $130,000 $5,225 4.75%
WILMINGTON, NC (FHA|USDA|VA) 2 $260,000 $130,000 $3,226 3.69%
BRUNSWICK, GA (FHA|USDA|VA) 1 $255,000 $255,000 $3,438 3.25%
VISALIA, CA (FHA|USDA|VA) 1 $255,000 $255,000 $4,756 3.38%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,320 3.88%
COLUMBIA, MO (FHA|USDA|VA) 1 $255,000 $255,000 $1,733 4.63%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $255,000 $255,000 $6,019 4.75%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $245,000 $245,000 $1,603 3.38%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $245,000 $245,000 $3,002 4.38%
Eagle Pass, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,800 4.00%
Riverton, WY (FHA|USDA|VA) 1 $245,000 $245,000 $5,844 3.63%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $240,000 $120,000 $3,507 3.94%
Albemarle, NC (FHA|USDA|VA) 1 $235,000 $235,000 $5,957 3.63%
DUBUQUE, IA (FHA|USDA|VA) 2 $230,000 $115,000 $1,710 3.88%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $225,000 $225,000 $2,932 3.38%
DeRidder, LA (FHA|USDA|VA) 1 $225,000 $225,000 $3,068 3.25%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $225,000 $225,000 $2,816 3.38%
Bedford, IN (FHA|USDA|VA) 1 $225,000 $225,000 $3,480 4.75%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $225,000 $225,000 $5,575 4.38%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $225,000 $225,000 $3,645 4.38%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $220,000 $110,000 $4,157 4.38%
Great Bend, KS (FHA|USDA|VA) 2 $220,000 $110,000 $2,286 4.13%
VALDOSTA, GA (FHA|USDA|VA) 1 $215,000 $215,000 $3,345 4.00%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $215,000 $215,000 $2,436 4.38%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $215,000 $215,000 $3,573 4.13%
LONGVIEW, WA (FHA|USDA|VA) 1 $215,000 $215,000 $4,747 3.88%
Mount Pleasant, TX (FHA|USDA|VA) 1 $215,000 $215,000 $5,106 4.13%
NEW BERN, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,895 4.00%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $215,000 $215,000 $2,302 5.00%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $215,000 $215,000 $3,276 3.25%
Laurinburg, NC (FHA|USDA|VA) 2 $210,000 $105,000 $4,999 4.13%
DULUTH, MN-WI (FHA|USDA|VA) 2 $210,000 $105,000 $4,013 4.88%
Dyersburg, TN (FHA|USDA|VA) 2 $210,000 $105,000 $6,390 4.56%
FLORENCE, SC (FHA|USDA|VA) 2 $210,000 $105,000 $2,517 3.56%
Columbus, NE (FHA|USDA|VA) 1 $205,000 $205,000 $4,291 3.50%
Port Lavaca, TX (FHA|USDA|VA) 1 $205,000 $205,000 $8,813 4.25%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,911 4.38%
Shawano, WI (FHA|USDA|VA) 1 $205,000 $205,000 $4,228 3.88%
CLEVELAND, TN (FHA|USDA|VA) 1 $205,000 $205,000 $6,756 4.13%
North Wilkesboro, NC (FHA|USDA|VA) 2 $200,000 $100,000 $3,726 4.56%
Grand Rapids, MN (FHA|USDA|VA) 2 $200,000 $100,000 $4,540 4.44%
Ruidoso, NM (FHA|USDA|VA) 1 $195,000 $195,000 $4,530 3.99%
HATTIESBURG, MS (FHA|USDA|VA) 1 $195,000 $195,000 $2,458 4.00%
Marietta, OH (FHA|USDA|VA) 2 $190,000 $95,000 $5,247 5.00%
Wapakoneta, OH (FHA|USDA|VA) 2 $190,000 $95,000 $3,983 4.25%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $190,000 $95,000 $5,266 4.40%
Bluffton, IN (FHA|USDA|VA) 1 $185,000 $185,000 $538 3.50%
GRANTS PASS, OR (FHA|USDA|VA) 1 $185,000 $185,000 $5,070 3.25%
Brenham, TX (FHA|USDA|VA) 1 $185,000 $185,000 $5,163 5.88%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $185,000 $185,000 $5,216 4.50%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $185,000 $185,000 $1,849 4.38%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $180,000 $90,000 $3,870 4.94%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $175,000 $175,000 $5,667 4.75%
Frankfort, KY (FHA|USDA|VA) 1 $175,000 $175,000 $1,861 4.00%
Norfolk, NE (FHA|USDA|VA) 2 $170,000 $85,000 $2,794 4.75%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $165,000 $165,000 $2,405 3.13%
Sturgis, MI (FHA|USDA|VA) 1 $165,000 $165,000 $2,095 3.63%
SUMTER, SC (FHA|USDA|VA) 1 $165,000 $165,000 $4,214 4.13%
Mount Sterling, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,198 4.13%
Marquette, MI (FHA|USDA|VA) 1 $165,000 $165,000 $1,819 4.13%
Athens, TN (FHA|USDA|VA) 1 $165,000 $165,000 $1,938 3.25%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $160,000 $80,000 $3,570 4.38%
Bellefontaine, OH (FHA|USDA|VA) 1 $155,000 $155,000 $4,198 3.25%
Yankton, SD (FHA|USDA|VA) 1 $155,000 $155,000 $3,555 4.75%
Alexander City, AL (FHA|USDA|VA) 1 $155,000 $155,000 $4,568 4.00%
Red Wing, MN (FHA|USDA|VA) 1 $155,000 $155,000 $6,949 3.75%
Martin, TN (FHA|USDA|VA) 1 $155,000 $155,000 $7,304 3.38%
Hays, KS (FHA|USDA|VA) 1 $155,000 $155,000 $9,429 4.88%
Bluefield, WV-VA (FHA|USDA|VA) 1 $155,000 $155,000 $3,122 4.63%
Fort Dodge, IA (FHA|USDA|VA) 2 $150,000 $75,000 $6,632 4.56%
Greeneville, TN (FHA|USDA|VA) 1 $145,000 $145,000 $4,456 4.00%
Hobbs, NM (FHA|USDA|VA) 1 $145,000 $145,000 $4,491 4.00%
FOND DU LAC, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,255 4.75%
Montrose, CO (FHA|USDA|VA) 1 $145,000 $145,000 $4,890 4.13%
Silver City, NM (FHA|USDA|VA) 1 $145,000 $145,000 $4,918 4.63%
McPherson, KS (FHA|USDA|VA) 1 $145,000 $145,000 $3,350 3.88%
Aberdeen, SD (FHA|USDA|VA) 1 $145,000 $145,000 $2,083 3.63%
DOVER, DE (FHA|USDA|VA) 1 $135,000 $135,000 $2,507 3.25%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $135,000 $135,000 $3,035 3.88%
DALTON, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,119 2.75%
ERIE, PA (FHA|USDA|VA) 1 $135,000 $135,000 $5,085 4.63%
Escanaba, MI (FHA|USDA|VA) 1 $135,000 $135,000 $5,327 3.63%
SAN ANGELO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,279 4.38%
Shelby, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,221 5.88%
Burley, ID (FHA|USDA|VA) 1 $135,000 $135,000 $2,241 3.63%
DuBois, PA (FHA|USDA|VA) 1 $135,000 $135,000 $2,624 3.13%
PEORIA, IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,595 3.50%
Levelland, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,018 4.00%
Paris, TN (FHA|USDA|VA) 1 $135,000 $135,000 $2,924 3.50%
Uvalde, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,305 4.13%
COLUMBUS, IN (FHA|USDA|VA) 1 $125,000 $125,000 $1,557 3.25%
BAY CITY, MI (FHA|USDA|VA) 1 $125,000 $125,000 $4,090 4.13%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $125,000 $125,000 $3,541 4.38%
Sanford, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,720 5.00%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $125,000 $125,000 $2,263 5.13%
Kendallville, IN (FHA|USDA|VA) 1 $115,000 $115,000 $3,225 4.63%
OCALA, FL (FHA|USDA|VA) 1 $115,000 $115,000 $3,348 4.50%
North Vernon, IN (FHA|USDA|VA) 1 $115,000 $115,000 $3,275 4.13%
Pearsall, TX (FHA|USDA|VA) 1 $115,000 $115,000 $6,250 4.00%
Ponca City, OK (FHA|USDA|VA) 1 $115,000 $115,000 $3,994 4.75%
Madison, IN (FHA|USDA|VA) 1 $115,000 $115,000 $1,733 4.50%
ROCKFORD, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,503 4.13%
Rockport, TX (FHA|USDA|VA) 1 $115,000 $115,000 $6,189 3.75%
LEBANON, PA (FHA|USDA|VA) 1 $115,000 $115,000 $2,313 3.00%
Jamestown, ND (FHA|USDA|VA) 1 $115,000 $115,000 $1,705 4.50%
St. Marys, GA (FHA|USDA|VA) 1 $115,000 $115,000 $2,442 3.75%
Dixon, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,470 3.88%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $115,000 $115,000 $2,482 3.38%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $115,000 $115,000 $2,754 3.63%
Auburn, IN (FHA|USDA|VA) 1 $115,000 $115,000 $3,668 4.13%
Bainbridge, GA (FHA|USDA|VA) 1 $105,000 $105,000 $2,310 3.50%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $105,000 $105,000 $5,272 4.63%
Celina, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,433 4.13%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $105,000 $105,000 $1,867 3.38%
MONROE, LA (FHA|USDA|VA) 1 $105,000 $105,000 $1,702 4.99%
Marion, OH (FHA|USDA|VA) 1 $95,000 $95,000 $1,762 4.99%
Winfield, KS (FHA|USDA|VA) 1 $95,000 $95,000 $4,042 3.63%
Big Rapids, MI (FHA|USDA|VA) 1 $95,000 $95,000 $3,201 4.75%
Ottawa, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,098 4.00%
Seymour, IN (FHA|USDA|VA) 1 $85,000 $85,000 $3,397 4.13%
Pittsburg, KS (FHA|USDA|VA) 1 $85,000 $85,000 $1,623 4.63%
EspaƱola, NM (FHA|USDA|VA) 1 $85,000 $85,000 $3,349 5.63%
Washington Court House, OH (FHA|USDA|VA) 1 $75,000 $75,000 $2,285 5.50%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $75,000 $75,000 $9,228 4.12%
Natchitoches, LA (FHA|USDA|VA) 1 $75,000 $75,000 $7,109 5.50%
Paducah, KY-IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,153 4.13%
Defiance, OH (FHA|USDA|VA) 1 $65,000 $65,000 $3,339 4.13%
Clinton, IA (FHA|USDA|VA) 1 $65,000 $65,000 $2,511 4.00%
Hutchinson, MN (FHA|USDA|VA) 1 $65,000 $65,000 $4,301 3.99%
St. Marys, PA (FHA|USDA|VA) 1 $55,000 $55,000 $1,677 4.00%
Oskaloosa, IA (FHA|USDA|VA) 1 $55,000 $55,000 $5,742 4.25%
Coffeyville, KS (FHA|USDA|VA) 1 $45,000 $45,000 $1,362 3.88%
Mid America Mortgage's top markets include Dallas, Houston, Shreveport, Toledo, and Indianapolis among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,345 $785,635,000 $234,868 $5,058 4.34%
    FHA 3,214 $642,520,000 $199,913 $4,696 4.29%
    VA 1,158 $281,510,000 $243,100 $3,658 3.84%
    USDA 948 $127,070,000 $134,040 $3,950 4.23%

    For 2019, Mid America Mortgage's most frequently originated type of loan was Conventional, with 3,345 originations. Their 2nd most popular type was FHA, with 3,214 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6,390 $1,288,500,000 $201,643 $4,938 4.34%
    Refi 1,323 $323,015,000 $244,153 $3,323 3.85%
    Cash Out Refi 952 $225,220,000 $236,576 $4,247 4.17%

    For 2019, Mid America Mortgage's most frequently cited loan purpose was Home Purchase, with 6,390 originations. The 2nd most popular reason was Refi, with 1,323 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 7,628 $1,645,110,000 $215,667 $4,617 4.26%
    Other 697 $124,765,000 $179,003 $4,794 4.25%
    15 Year 258 $51,220,000 $198,527 $4,325 3.77%
    20 Year 76 $14,690,000 $193,289 $3,987 4.19%
    10 Year 4 $940,000 $235,000 $3,463 4.26%
    5 Year 2 $10,000 $5,000 $135 2.50%

    For 2019, Mid America Mortgage's most frequently cited loan duration was 30 Year, with 7,628 originations. The 2nd most popular length was Other, with 697 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 4,138 $855,100,000 $206,646
    $<1k 1,599 $357,675,000 $223,687
    $2k-3k 922 $154,200,000 $167,245
    $5k+ 811 $239,215,000 $294,963
    $3k-4k 712 $129,490,000 $181,868
    $4k-5k 472 $98,870,000 $209,470

    Mid America Mortgage's average total fees were $4,617, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,138 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 3,834 $761,060,000 $198,503
    3-4% 3,701 $870,405,000 $235,181
    5-6% 1,017 $173,745,000 $170,841
    2.5-3% 95 $26,285,000 $276,684
    6-7% 9 $1,695,000 $188,333
    7-8% 5 $2,335,000 $467,000
    Over 8% 3 $1,205,000 $401,667
    <2.5% 1 $5,000 $5,000

    During 2019, Mid America Mortgage's average interest rate for loans was 4.26%, while their most frequently originated rate bucket for loans was 4-5%, with 3,834 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 3,734 $564,540,000 $151,189 $4,087 4.30%
    $200k-400k 3,409 $936,075,000 $274,589 $5,118 4.12%
    $100,000 or less 982 $75,840,000 $77,230 $3,783 4.57%
    $400k-600k 489 $222,315,000 $454,632 $6,398 4.05%
    $600k-1MM 47 $32,985,000 $701,809 $8,280 4.41%
    $1MM+ 4 $4,980,000 $1,245,000 $12,471 4.34%

    2019 saw Mid America Mortgage place emphasis on $100k-200k loans with 3,734 originations, totaling $564,540,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,358 $412,060,000 $174,750 $4,390 4.31%
    $50k or less 1,930 $254,910,000 $132,078 $4,000 4.30%
    $75k-100k 1,548 $347,010,000 $224,167 $4,734 4.25%
    $100k-150k 1,546 $423,020,000 $273,622 $5,179 4.22%
    $150k-250k 755 $243,275,000 $322,219 $5,859 4.20%
    $250k+ 206 $79,410,000 $385,485 $6,345 4.34%

    Mid America Mortgage lent most frequently to those with incomes in the $50k-75k range, with 2,358 originations. The second most popular income band? $50k or less, with 1,930 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,558 $321,060,000 $206,072 $4,680 4.29%
    20-30% 1,521 $311,265,000 $204,645 $4,560 4.22%
    <20% 902 $192,890,000 $213,847 $3,814 3.85%
    50-60% 633 $141,035,000 $222,804 $5,010 4.25%
    40% 391 $80,475,000 $205,818 $4,716 4.31%
    41% 342 $73,280,000 $214,269 $4,847 4.34%
    39% 340 $71,730,000 $210,971 $4,607 4.33%
    42% 337 $77,315,000 $229,421 $4,632 4.28%
    38% 326 $65,010,000 $199,417 $4,565 4.35%
    37% 325 $68,245,000 $209,985 $4,748 4.34%
    36% 318 $66,670,000 $209,654 $4,589 4.26%
    44% 294 $62,920,000 $214,014 $4,609 4.35%
    43% 276 $59,430,000 $215,326 $4,763 4.33%
    49% 239 $54,295,000 $227,176 $5,213 4.38%
    45% 235 $48,895,000 $208,064 $4,411 4.31%
    47% 208 $48,390,000 $232,644 $4,943 4.32%
    48% 203 $45,265,000 $222,980 $5,022 4.28%
    46% 189 $41,345,000 $218,757 $4,581 4.35%
    >60% 27 $7,025,000 $260,185 $6,072 3.86%

    Mid America Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,558 originations. The next most common DTI ratio? 20-30%, with 1,521 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,544 $1,367,650,000 $208,993 $4,458 4.25%
    American Indian 1,093 $243,045,000 $222,365 $4,836 4.24%
    Black 525 $111,065,000 $211,552 $4,623 4.24%
    Not provided 314 $67,570,000 $215,191 $5,812 4.15%
    Asian 179 $44,425,000 $248,184 $6,923 4.18%
    Native Hawaiian or Islander 10 $2,980,000 $298,000 $4,397 4.41%

    Approval Rates

    Total approvals of all applications
    96.99%

    Mid America Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    55.75%

    Mid America Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,665 $1,836,735,000 $211,972

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 260 $40,890,000 $157,269
    Single Family (1-4 Units):Site-Built 8,405 $1,795,845,000 $213,664

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 86 $10,970,000 $127,558 $6,266 4.09%
    40-60% 385 $74,865,000 $194,455 $4,964 4.08%
    60-80% 1,782 $414,220,000 $232,447 $4,698 4.26%
    80-100% 6,268 $1,301,780,000 $207,687 $4,554 4.26%
    Over 100% 135 $34,345,000 $254,407 $4,152 4.00%
    Under 20% 8 $360,000 $45,000 $7,901 3.92%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    MidAmerica Mortgage Inc Conventional home mortgage Trouble during payment process 6 28.6%
    MidAmerica Mortgage Inc FHA mortgage Struggling to pay mortgage 3 14.3%
    MidAmerica Mortgage Inc FHA mortgage Trouble during payment process 3 14.3%
    MidAmerica Mortgage Inc Other type of mortgage Trouble during payment process 2 9.5%
    MidAmerica Mortgage Inc VA mortgage Struggling to pay mortgage 1 4.8%
    MidAmerica Mortgage Inc VA mortgage Trouble during payment process 6 28.6%