Mid America Mortgage Rates, Fees & Info

ROCKY RIVER, OH

LEI: 54930049L5WINET09Q97

Tax ID: 34-1716542

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Mortgage Data

Review & Overview

Mid America Mortgage is a small mortgage company specializing in Home Purchase loans. Mid America Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Dallas, Austin, Tampa, and Phoenix among others. We have data for 546 markets. (Some data included below & more in-depth data is available with an active subscription.)

Mid America Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mid America Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 8.37% 4/22/24
30 Year Conventional Refi 9.02% 4/22/24
30 Year Cash-out Refi 8.14% 4/22/24
30 Year FHA Purchase 8.35% 4/22/24
30 Year FHA Refi 7.99% 4/22/24
30 Year VA Purchase 8.14% 4/22/24
30 Year VA Refi 6.27% 4/22/24
30 Year USDA Purchase 7.97% 4/22/24
30 Year USDA Refi 6.27% 4/22/24
15 Year Conventional Purchase 8.45% 4/22/24
15 Year Conventional Refi 5.68% 4/22/24
15 Year Cash-out Refi 5.68% 4/22/24
15 Year FHA Purchase 5.68% 4/22/24
15 Year FHA Refi 7.20% 4/22/24
15 Year VA Purchase 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Mid America Mortgage Mortgage Calculator






Your Estimates

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This is not an official calculator from Mid America Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

10,204

Origination Dollar Volume (All Markets)

$2,658,890,000
Show all (56) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,020 $317,530,000 $311,304 $9,449 5.09%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 837 $272,395,000 $325,442 $6,543 4.60%
Outside of Metro Areas 687 $134,485,000 $195,757 $5,126 5.02%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 329 $131,955,000 $401,079 $9,272 4.71%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 189 $67,805,000 $358,757 $12,657 5.24%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 204 $66,180,000 $324,412 $5,163 4.85%
KANSAS CITY, MO-KS (FHA|USDA|VA) 204 $57,940,000 $284,020 $4,587 5.10%
FLINT, MI (FHA|USDA|VA) 316 $52,640,000 $166,582 $4,048 5.48%
TOLEDO, OH (FHA|USDA|VA) 226 $49,810,000 $220,398 $3,965 4.97%
Mountain Home, AR (FHA|USDA|VA) 207 $38,865,000 $187,754 $5,016 4.83%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 144 $38,250,000 $265,625 $4,108 4.81%
OKLAHOMA CITY, OK (FHA|USDA|VA) 161 $36,845,000 $228,851 $5,070 4.85%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 120 $35,000,000 $291,667 $5,322 4.68%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 78 $34,550,000 $442,949 $7,662 4.66%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 161 $33,865,000 $210,342 $7,283 5.26%
COLORADO SPRINGS, CO (FHA|USDA|VA) 81 $32,185,000 $397,346 $5,523 4.31%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 109 $31,365,000 $287,752 $6,713 4.46%
Alamogordo, NM (FHA|USDA|VA) 131 $28,605,000 $218,359 $4,695 4.92%
LAFAYETTE, LA (FHA|USDA|VA) 122 $26,160,000 $214,426 $5,587 4.58%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 120 $26,100,000 $217,500 $4,192 5.19%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 91 $25,215,000 $277,088 $5,557 5.74%
ALBUQUERQUE, NM (FHA|USDA|VA) 89 $24,295,000 $272,978 $5,999 5.16%
BATON ROUGE, LA (FHA|USDA|VA) 114 $23,800,000 $208,772 $5,831 5.48%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 92 $23,600,000 $256,522 $5,981 5.18%
URBAN HONOLULU, HI (FHA|USDA|VA) 55 $23,475,000 $426,818 $6,569 3.79%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 62 $22,410,000 $361,452 $5,563 4.72%
CORPUS CHRISTI, TX (FHA|USDA|VA) 71 $22,265,000 $313,592 $12,028 5.40%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 61 $21,725,000 $356,148 $4,483 4.44%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 59 $21,705,000 $367,881 $9,791 4.90%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 67 $19,375,000 $289,179 $6,027 5.35%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 40 $19,230,000 $480,750 $6,958 4.63%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 88 $17,330,000 $196,932 $7,174 5.38%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 51 $16,865,000 $330,686 $5,741 5.15%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 68 $16,390,000 $241,029 $6,508 5.18%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 45 $16,295,000 $362,111 $5,478 5.56%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 59 $16,255,000 $275,508 $5,821 5.14%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 80 $15,710,000 $196,375 $4,342 4.82%
RICHMOND, VA (FHA|USDA|VA) 49 $15,595,000 $318,265 $7,713 5.27%
FORT WAYNE, IN (FHA|USDA|VA) 69 $14,495,000 $210,072 $3,820 4.76%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 33 $14,235,000 $431,364 $5,407 4.57%
Harrison, AR (FHA|USDA|VA) 78 $14,120,000 $181,026 $4,492 5.01%
WHEELING, WV-OH (FHA|USDA|VA) 79 $14,035,000 $177,658 $6,069 5.28%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 42 $13,430,000 $319,762 $5,616 4.82%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 56 $12,740,000 $227,500 $6,551 4.79%
Hilo, HI (FHA|USDA|VA) 35 $11,865,000 $339,000 $5,856 3.85%
TULSA, OK (FHA|USDA|VA) 56 $11,630,000 $207,679 $5,312 4.95%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 27 $11,435,000 $423,519 $7,205 4.74%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 25 $10,765,000 $430,600 $7,195 5.02%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 30 $10,760,000 $358,667 $7,309 4.86%
SAGINAW, MI (FHA|USDA|VA) 68 $10,730,000 $157,794 $3,856 5.54%
HAMMOND, LA (FHA|USDA|VA) 54 $10,590,000 $196,111 $5,356 5.41%
CaƱon City, CO (FHA|USDA|VA) 42 $10,280,000 $244,762 $3,504 4.59%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 64 $9,930,000 $155,156 $4,451 5.37%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 54 $9,100,000 $168,519 $4,646 4.61%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 57 $8,795,000 $154,298 $3,222 4.64%
AKRON, OH (FHA|USDA|VA) 46 $8,400,000 $182,609 $4,337 4.77%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 37 $8,375,000 $226,351 $6,543 4.72%
FARMINGTON, NM (FHA|USDA|VA) 30 $7,850,000 $261,667 $5,835 4.75%
MIDLAND, TX (FHA|USDA|VA) 25 $7,055,000 $282,200 $6,482 4.69%
MONROE, MI (FHA|USDA|VA) 25 $6,775,000 $271,000 $5,425 5.30%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 32 $6,690,000 $209,063 $4,873 5.27%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 25 $6,455,000 $258,200 $9,161 4.84%
DAYTON-KETTERING, OH (FHA|USDA|VA) 30 $6,450,000 $215,000 $4,988 4.92%
LAREDO, TX (FHA|USDA|VA) 27 $6,435,000 $238,333 $5,945 4.98%
Angola, IN (FHA|USDA|VA) 28 $5,830,000 $208,214 $3,023 4.54%
West Plains, MO (FHA|USDA|VA) 32 $5,800,000 $181,250 $4,033 4.72%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 19 $5,595,000 $294,474 $8,305 4.50%
Warsaw, IN (FHA|USDA|VA) 24 $5,480,000 $228,333 $3,614 5.30%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 26 $5,260,000 $202,308 $6,283 5.09%
WICHITA, KS (FHA|USDA|VA) 32 $5,170,000 $161,563 $4,034 5.30%
JACKSONVILLE, FL (FHA|USDA|VA) 21 $5,075,000 $241,667 $6,630 4.66%
Mount Pleasant, MI (FHA|USDA|VA) 28 $4,990,000 $178,214 $4,045 5.22%
PUEBLO, CO (FHA|USDA|VA) 19 $4,965,000 $261,316 $4,493 5.06%
SALT LAKE CITY, UT (FHA|USDA|VA) 20 $4,920,000 $246,000 $5,924 5.68%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 17 $4,765,000 $280,294 $6,145 4.99%
JACKSON, TN (FHA|USDA|VA) 32 $4,750,000 $148,438 $6,271 4.83%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 12 $4,380,000 $365,000 $5,690 4.41%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 20 $4,360,000 $218,000 $7,141 5.61%
WACO, TX (FHA|USDA|VA) 14 $4,260,000 $304,286 $6,723 5.05%
PORT ST. LUCIE, FL (FHA|USDA|VA) 17 $4,185,000 $246,176 $7,476 4.84%
EL PASO, TX (FHA|USDA|VA) 21 $4,085,000 $194,524 $5,516 4.93%
SPRINGFIELD, MA (FHA|USDA|VA) 13 $4,075,000 $313,462 $5,553 5.36%
Salina, KS (FHA|USDA|VA) 26 $3,940,000 $151,538 $2,265 5.43%
KNOXVILLE, TN (FHA|USDA|VA) 21 $3,915,000 $186,429 $5,558 5.11%
FORT SMITH, AR-OK (FHA|USDA|VA) 23 $3,915,000 $170,217 $4,994 4.97%
Clewiston, FL (FHA|USDA|VA) 15 $3,885,000 $259,000 $3,746 5.21%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 11 $3,825,000 $347,727 $6,914 4.57%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 12 $3,810,000 $317,500 $14,487 4.78%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 12 $3,770,000 $314,167 $9,164 5.87%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 30 $3,590,000 $119,667 $2,594 4.61%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 9 $3,565,000 $396,111 $6,981 5.19%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 13 $3,465,000 $266,538 $5,237 4.82%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 12 $3,440,000 $286,667 $4,836 4.73%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 9 $3,435,000 $381,667 $4,985 4.22%
TUCSON, AZ (FHA|USDA|VA) 21 $3,425,000 $163,095 $4,600 5.19%
ANCHORAGE, AK (FHA|USDA|VA) 10 $3,390,000 $339,000 $4,588 5.10%
Batesville, AR (FHA|USDA|VA) 20 $3,340,000 $167,000 $4,634 5.05%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 17 $3,335,000 $196,176 $7,892 6.02%
SPRINGFIELD, MO (FHA|USDA|VA) 18 $3,310,000 $183,889 $3,410 4.61%
Kerrville, TX (FHA|USDA|VA) 3 $3,165,000 $1,055,000 $14,710 5.13%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 16 $3,120,000 $195,000 $4,489 5.47%
SANTA FE, NM (FHA|USDA|VA) 7 $3,115,000 $445,000 $7,961 5.14%
LOUISVILLE, KY (FHA|USDA|VA) 19 $3,095,000 $162,895 $4,430 4.61%
RALEIGH-CARY, NC (FHA|USDA|VA) 9 $3,075,000 $341,667 $3,810 4.55%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 10 $3,070,000 $307,000 $5,656 3.80%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 10 $3,060,000 $306,000 $4,514 4.90%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 11 $3,015,000 $274,091 $5,392 4.39%
Aberdeen, WA (FHA|USDA|VA) 12 $3,000,000 $250,000 $5,214 5.07%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 12 $2,950,000 $245,833 $4,387 4.31%
FRESNO, CA (FHA|USDA|VA) 9 $2,935,000 $326,111 $7,191 5.46%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 13 $2,915,000 $224,231 $8,401 5.97%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 12 $2,900,000 $241,667 $10,619 4.77%
SALEM, OR (FHA|USDA|VA) 9 $2,895,000 $321,667 $5,232 4.68%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 13 $2,885,000 $221,923 $4,343 4.95%
BELLINGHAM, WA (FHA|USDA|VA) 8 $2,860,000 $357,500 $4,873 4.69%
SHERMAN-DENISON, TX (FHA|USDA|VA) 10 $2,840,000 $284,000 $4,438 4.76%
RACINE, WI (FHA|USDA|VA) 14 $2,780,000 $198,571 $4,972 5.14%
Auburn, IN (FHA|USDA|VA) 8 $2,770,000 $346,250 $3,298 4.75%
Elk City, OK (FHA|USDA|VA) 15 $2,765,000 $184,333 $4,584 4.77%
Coshocton, OH (FHA|USDA|VA) 21 $2,735,000 $130,238 $5,439 4.98%
Tahlequah, OK (FHA|USDA|VA) 20 $2,730,000 $136,500 $4,527 5.31%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 10 $2,700,000 $270,000 $5,510 4.74%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 15 $2,685,000 $179,000 $3,905 5.70%
Athens, TX (FHA|USDA|VA) 10 $2,670,000 $267,000 $8,115 5.00%
CHICO, CA (FHA|USDA|VA) 7 $2,665,000 $380,714 $6,850 4.07%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 16 $2,610,000 $163,125 $4,008 5.02%
YAKIMA, WA (FHA|USDA|VA) 8 $2,520,000 $315,000 $4,848 5.08%
Gainesville, TX (FHA|USDA|VA) 11 $2,515,000 $228,636 $6,425 4.86%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 11 $2,435,000 $221,364 $4,381 5.75%
VALLEJO, CA (FHA|USDA|VA) 5 $2,435,000 $487,000 $5,362 4.53%
GREELEY, CO (FHA|USDA|VA) 10 $2,410,000 $241,000 $4,728 4.85%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 11 $2,385,000 $216,818 $3,786 4.97%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 11 $2,385,000 $216,818 $3,158 4.26%
BAY CITY, MI (FHA|USDA|VA) 18 $2,340,000 $130,000 $3,838 5.63%
BAKERSFIELD, CA (FHA|USDA|VA) 10 $2,290,000 $229,000 $4,337 4.83%
Sandusky, OH (FHA|USDA|VA) 11 $2,285,000 $207,727 $6,302 5.20%
FORT COLLINS, CO (FHA|USDA|VA) 8 $2,280,000 $285,000 $5,904 4.19%
PITTSBURGH, PA (FHA|USDA|VA) 7 $2,275,000 $325,000 $7,935 4.96%
Show Low, AZ (FHA|USDA|VA) 8 $2,270,000 $283,750 $4,684 4.66%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 10 $2,260,000 $226,000 $7,970 4.66%
LAS CRUCES, NM (FHA|USDA|VA) 8 $2,220,000 $277,500 $5,380 4.77%
WINSTON-SALEM, NC (FHA|USDA|VA) 9 $2,215,000 $246,111 $3,935 4.75%
ST. LOUIS, MO-IL (FHA|USDA|VA) 9 $2,175,000 $241,667 $5,422 5.25%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 8 $2,170,000 $271,250 $4,930 5.30%
MIDLAND, MI (FHA|USDA|VA) 14 $2,170,000 $155,000 $4,241 5.01%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 9 $2,165,000 $240,556 $5,218 4.65%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 6 $2,150,000 $358,333 $5,293 4.70%
Shelton, WA (FHA|USDA|VA) 9 $2,075,000 $230,556 $4,061 4.44%
OCALA, FL (FHA|USDA|VA) 11 $2,035,000 $185,000 $13,097 4.94%
COLUMBUS, OH (FHA|USDA|VA) 9 $2,035,000 $226,111 $3,213 5.07%
LONGVIEW, TX (FHA|USDA|VA) 9 $2,015,000 $223,889 $5,485 4.46%
Zanesville, OH (FHA|USDA|VA) 13 $2,005,000 $154,231 $5,857 5.15%
LAWTON, OK (FHA|USDA|VA) 11 $1,965,000 $178,636 $5,285 5.06%
PANAMA CITY, FL (FHA|USDA|VA) 5 $1,945,000 $389,000 $7,736 4.95%
ST. GEORGE, UT (FHA|USDA|VA) 8 $1,940,000 $242,500 $3,779 6.45%
Silver City, NM (FHA|USDA|VA) 8 $1,940,000 $242,500 $13,054 6.17%
TYLER, TX (FHA|USDA|VA) 10 $1,840,000 $184,000 $3,651 4.61%
ODESSA, TX (FHA|USDA|VA) 10 $1,830,000 $183,000 $4,627 4.84%
Cambridge, OH (FHA|USDA|VA) 14 $1,810,000 $129,286 $5,386 4.93%
Huntsville, TX (FHA|USDA|VA) 6 $1,800,000 $300,000 $6,148 4.65%
STOCKTON, CA (FHA|USDA|VA) 5 $1,775,000 $355,000 $2,533 4.57%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $1,775,000 $591,667 $11,078 5.63%
BILLINGS, MT (FHA|USDA|VA) 6 $1,770,000 $295,000 $3,885 5.38%
SAVANNAH, GA (FHA|USDA|VA) 7 $1,745,000 $249,286 $5,937 5.36%
Roseburg, OR (FHA|USDA|VA) 6 $1,730,000 $288,333 $5,027 4.96%
SALINAS, CA (FHA|USDA|VA) 2 $1,730,000 $865,000 $2,851 3.06%
WORCESTER, MA-CT (FHA|USDA|VA) 5 $1,725,000 $345,000 $5,017 4.65%
BOULDER, CO (FHA|USDA|VA) 5 $1,715,000 $343,000 $4,080 4.19%
Shawnee, OK (FHA|USDA|VA) 10 $1,710,000 $171,000 $4,794 5.21%
Bonham, TX (FHA|USDA|VA) 3 $1,705,000 $568,333 $9,798 5.88%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,675,000 $335,000 $4,432 4.23%
Sault Ste. Marie, MI (FHA|USDA|VA) 12 $1,610,000 $134,167 $3,996 5.96%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 6 $1,590,000 $265,000 $3,805 4.97%
Kapaa, HI (FHA|USDA|VA) 3 $1,585,000 $528,333 $6,119 4.13%
Holland, MI (FHA|USDA|VA) 6 $1,550,000 $258,333 $3,896 5.54%
Stillwater, OK (FHA|USDA|VA) 6 $1,550,000 $258,333 $4,898 5.52%
Truckee-Grass Valley, CA (FHA|USDA|VA) 10 $1,530,000 $153,000 $150 5.61%
FAYETTEVILLE, NC (FHA|USDA|VA) 9 $1,525,000 $169,444 $3,943 4.01%
HUNTSVILLE, AL (FHA|USDA|VA) 6 $1,510,000 $251,667 $10,153 5.15%
Richmond-Berea, KY (FHA|USDA|VA) 8 $1,510,000 $188,750 $4,184 4.84%
THE VILLAGES, FL (FHA|USDA|VA) 6 $1,500,000 $250,000 $21,625 4.86%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $1,490,000 $248,333 $4,621 5.79%
New Philadelphia-Dover, OH (FHA|USDA|VA) 12 $1,480,000 $123,333 $4,281 5.66%
Cullowhee, NC (FHA|USDA|VA) 9 $1,455,000 $161,667 $4,369 4.17%
MODESTO, CA (FHA|USDA|VA) 3 $1,445,000 $481,667 $7,358 4.36%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 10 $1,430,000 $143,000 $5,761 5.15%
Shelby, NC (FHA|USDA|VA) 5 $1,395,000 $279,000 $4,910 4.65%
Traverse City, MI (FHA|USDA|VA) 5 $1,385,000 $277,000 $6,833 5.93%
Lumberton, NC (FHA|USDA|VA) 10 $1,360,000 $136,000 $3,906 5.28%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $1,355,000 $451,667 $13,288 5.46%
REDDING, CA (FHA|USDA|VA) 4 $1,330,000 $332,500 $4,915 4.31%
Port Angeles, WA (FHA|USDA|VA) 6 $1,330,000 $221,667 $6,488 4.62%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8 $1,320,000 $165,000 $4,993 4.22%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $1,310,000 $327,500 $9,668 5.28%
CANTON-MASSILLON, OH (FHA|USDA|VA) 8 $1,300,000 $162,500 $3,764 4.76%
Sulphur Springs, TX (FHA|USDA|VA) 6 $1,290,000 $215,000 $5,489 5.36%
Fremont, OH (FHA|USDA|VA) 11 $1,285,000 $116,818 $4,428 5.73%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $1,280,000 $213,333 $8,128 5.58%
Ada, OK (FHA|USDA|VA) 6 $1,280,000 $213,333 $5,693 5.00%
Key West, FL (FHA|USDA|VA) 2 $1,250,000 $625,000 $10,801 4.56%
Kendallville, IN (FHA|USDA|VA) 7 $1,235,000 $176,429 $3,338 4.91%
Muskogee, OK (FHA|USDA|VA) 8 $1,210,000 $151,250 $4,843 5.00%
Laramie, WY (FHA|USDA|VA) 4 $1,200,000 $300,000 $8,259 4.44%
SALISBURY, MD-DE (FHA|USDA|VA) 4 $1,200,000 $300,000 $9,380 5.47%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 6 $1,190,000 $198,333 $3,550 4.17%
Bogalusa, LA (FHA|USDA|VA) 9 $1,185,000 $131,667 $4,719 4.57%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,548 4.90%
Mineral Wells, TX (FHA|USDA|VA) 6 $1,150,000 $191,667 $5,364 4.69%
Klamath Falls, OR (FHA|USDA|VA) 4 $1,150,000 $287,500 $6,045 4.25%
Payson, AZ (FHA|USDA|VA) 3 $1,145,000 $381,667 $8,688 5.25%
New Castle, IN (FHA|USDA|VA) 7 $1,135,000 $162,143 $3,342 4.34%
Murray, KY (FHA|USDA|VA) 6 $1,130,000 $188,333 $4,625 4.67%
SPARTANBURG, SC (FHA|USDA|VA) 6 $1,130,000 $188,333 $3,492 4.92%
LEWISTON, ID-WA (FHA|USDA|VA) 6 $1,120,000 $186,667 $4,426 3.85%
LONGVIEW, WA (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,105 5.03%
Coldwater, MI (FHA|USDA|VA) 4 $1,100,000 $275,000 $7,533 5.00%
Ketchikan, AK (FHA|USDA|VA) 3 $1,095,000 $365,000 $6,167 4.88%
MOBILE, AL (FHA|USDA|VA) 5 $1,085,000 $217,000 $3,150 4.48%
Granbury, TX (FHA|USDA|VA) 4 $1,080,000 $270,000 $4,997 4.46%
Rockport, TX (FHA|USDA|VA) 4 $1,080,000 $270,000 $18,734 5.56%
Tiffin, OH (FHA|USDA|VA) 8 $1,070,000 $133,750 $3,780 5.27%
Opelousas, LA (FHA|USDA|VA) 7 $1,065,000 $152,143 $4,474 4.68%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $1,060,000 $265,000 $6,373 6.13%
Cookeville, TN (FHA|USDA|VA) 6 $1,060,000 $176,667 $4,987 4.46%
Duncan, OK (FHA|USDA|VA) 5 $1,055,000 $211,000 $8,650 5.50%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $1,055,000 $351,667 $3,451 4.00%
AMES, IA (FHA|USDA|VA) 6 $1,050,000 $175,000 $5,815 4.92%
PROVO-OREM, UT (FHA|USDA|VA) 4 $1,040,000 $260,000 $3,749 5.11%
Durant, OK (FHA|USDA|VA) 5 $1,035,000 $207,000 $4,386 5.57%
RAPID CITY, SD (FHA|USDA|VA) 4 $1,030,000 $257,500 $5,436 4.59%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 4 $1,030,000 $257,500 $5,039 5.44%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,030,000 $171,667 $5,173 5.06%
Alma, MI (FHA|USDA|VA) 8 $1,030,000 $128,750 $3,303 5.06%
Ponca City, OK (FHA|USDA|VA) 6 $1,030,000 $171,667 $4,959 4.81%
Dyersburg, TN (FHA|USDA|VA) 7 $1,025,000 $146,429 $6,837 5.11%
Sevierville, TN (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,401 3.28%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,159 4.66%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $1,005,000 $335,000 $6,158 5.33%
Mount Airy, NC (FHA|USDA|VA) 5 $1,005,000 $201,000 $6,577 4.65%
Del Rio, TX (FHA|USDA|VA) 5 $1,005,000 $201,000 $8,476 4.65%
JONESBORO, AR (FHA|USDA|VA) 4 $1,000,000 $250,000 $7,138 5.50%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $985,000 $328,333 $4,198 4.46%
Weatherford, OK (FHA|USDA|VA) 6 $970,000 $161,667 $6,911 4.56%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $965,000 $321,667 $9,991 4.83%
Outside of Metro Areas 3 $955,000 $318,333 $4,219 4.67%
Crescent City, CA (FHA|USDA|VA) 4 $950,000 $237,500 $6,092 4.03%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 4 $940,000 $235,000 $4,138 4.47%
ENID, OK (FHA|USDA|VA) 3 $935,000 $311,667 $6,237 4.08%
Mayfield, KY (FHA|USDA|VA) 5 $925,000 $185,000 $4,433 4.47%
FARGO, ND-MN (FHA|USDA|VA) 4 $920,000 $230,000 $4,387 5.88%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $890,000 $222,500 $6,847 6.16%
LOGAN, UT-ID (FHA|USDA|VA) 4 $880,000 $220,000 $3,514 5.52%
Altus, OK (FHA|USDA|VA) 6 $880,000 $146,667 $3,673 4.63%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $875,000 $175,000 $4,035 5.10%
Beaver Dam, WI (FHA|USDA|VA) 4 $870,000 $217,500 $4,853 5.03%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $860,000 $430,000 $4,295 3.99%
TUSCALOOSA, AL (FHA|USDA|VA) 4 $850,000 $212,500 $3,684 4.00%
Elko, NV (FHA|USDA|VA) 3 $845,000 $281,667 $10,686 5.54%
Pahrump, NV (FHA|USDA|VA) 3 $845,000 $281,667 $6,081 6.25%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $840,000 $420,000 $5,766 4.00%
McAlester, OK (FHA|USDA|VA) 5 $835,000 $167,000 $5,248 5.28%
Stephenville, TX (FHA|USDA|VA) 3 $825,000 $275,000 $7,344 4.17%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $815,000 $271,667 $5,144 4.38%
ROANOKE, VA (FHA|USDA|VA) 4 $810,000 $202,500 $3,464 4.25%
Miami, OK (FHA|USDA|VA) 4 $810,000 $202,500 $5,072 5.03%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $800,000 $200,000 $4,819 5.50%
Findlay, OH (FHA|USDA|VA) 3 $795,000 $265,000 $4,672 5.92%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $795,000 $265,000 $7,815 4.92%
VICTORIA, TX (FHA|USDA|VA) 3 $795,000 $265,000 $13,412 5.67%
Ellensburg, WA (FHA|USDA|VA) 2 $790,000 $395,000 $6,697 4.63%
MEDFORD, OR (FHA|USDA|VA) 3 $785,000 $261,667 $4,517 4.88%
Ruidoso, NM (FHA|USDA|VA) 3 $775,000 $258,333 $3,753 5.67%
Las Vegas, NM (FHA|USDA|VA) 3 $755,000 $251,667 $8,423 4.79%
WICHITA FALLS, TX (FHA|USDA|VA) 3 $755,000 $251,667 $4,544 4.45%
RENO, NV (FHA|USDA|VA) 2 $750,000 $375,000 $5,867 3.52%
Jacksonville, TX (FHA|USDA|VA) 3 $745,000 $248,333 $6,084 4.42%
Danville, KY (FHA|USDA|VA) 4 $730,000 $182,500 $4,203 3.88%
Atmore, AL (FHA|USDA|VA) 3 $715,000 $238,333 $3,969 5.79%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $715,000 $238,333 $4,497 4.49%
JOPLIN, MO (FHA|USDA|VA) 4 $710,000 $177,500 $4,320 5.97%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $690,000 $172,500 $8,087 4.63%
PITTSFIELD, MA (FHA|USDA|VA) 2 $690,000 $345,000 $6,958 4.19%
Uvalde, TX (FHA|USDA|VA) 1 $685,000 $685,000 $9,596 4.75%
BISMARCK, ND (FHA|USDA|VA) 2 $670,000 $335,000 $4,074 5.63%
FAIRBANKS, AK (FHA|USDA|VA) 2 $670,000 $335,000 $4,741 5.69%
Jefferson, GA (FHA|USDA|VA) 2 $670,000 $335,000 $5,069 4.88%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $660,000 $165,000 $5,695 4.27%
ABILENE, TX (FHA|USDA|VA) 2 $660,000 $330,000 $4,926 4.06%
Lewisburg, TN (FHA|USDA|VA) 2 $660,000 $330,000 $4,193 4.81%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $650,000 $325,000 $2,982 5.88%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $645,000 $215,000 $6,253 6.00%
Branson, MO (FHA|USDA|VA) 5 $645,000 $129,000 $3,828 5.65%
LANCASTER, PA (FHA|USDA|VA) 2 $640,000 $320,000 $7,211 5.19%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $640,000 $160,000 $6,023 5.32%
Okeechobee, FL (FHA|USDA|VA) 3 $635,000 $211,667 $9,171 4.54%
LINCOLN, NE (FHA|USDA|VA) 2 $620,000 $310,000 $4,978 6.44%
Scottsburg, IN (FHA|USDA|VA) 4 $610,000 $152,500 $3,726 4.53%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $610,000 $152,500 $5,447 4.79%
Gallup, NM (FHA|USDA|VA) 3 $605,000 $201,667 $4,919 5.42%
BOISE CITY, ID (FHA|USDA|VA) 3 $595,000 $198,333 $3,108 6.12%
LYNCHBURG, VA (FHA|USDA|VA) 6 $590,000 $98,333 $24,600 6.57%
Moses Lake, WA (FHA|USDA|VA) 3 $585,000 $195,000 $3,955 3.58%
Glasgow, KY (FHA|USDA|VA) 3 $585,000 $195,000 $6,009 5.46%
BRUNSWICK, GA (FHA|USDA|VA) 2 $580,000 $290,000 $7,115 4.31%
Searcy, AR (FHA|USDA|VA) 3 $575,000 $191,667 $5,014 4.75%
JACKSON, MI (FHA|USDA|VA) 4 $570,000 $142,500 $3,278 5.56%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $565,000 $188,333 $3,219 5.75%
EL CENTRO, CA (FHA|USDA|VA) 1 $565,000 $565,000 $12,729 5.25%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $565,000 $188,333 $5,079 5.21%
Big Spring, TX (FHA|USDA|VA) 2 $560,000 $280,000 $4,928 4.38%
Clearlake, CA (FHA|USDA|VA) 2 $560,000 $280,000 $9,133 5.19%
Danville, VA (FHA|USDA|VA) 3 $545,000 $181,667 $7,277 5.71%
Wilmington, OH (FHA|USDA|VA) 3 $545,000 $181,667 $8,328 4.92%
Salem, OH (FHA|USDA|VA) 3 $545,000 $181,667 $4,941 5.54%
Pierre, SD (FHA|USDA|VA) 2 $540,000 $270,000 $3,002 5.56%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $535,000 $178,333 $4,086 7.33%
Centralia, WA (FHA|USDA|VA) 1 $535,000 $535,000 $6,501 4.25%
Norwalk, OH (FHA|USDA|VA) 5 $535,000 $107,000 $2,595 5.21%
MUNCIE, IN (FHA|USDA|VA) 4 $530,000 $132,500 $3,612 5.47%
Crossville, TN (FHA|USDA|VA) 4 $530,000 $132,500 $3,838 6.15%
CLEVELAND, TN (FHA|USDA|VA) 2 $520,000 $260,000 $9,132 6.33%
Whitewater, WI (FHA|USDA|VA) 2 $520,000 $260,000 $3,716 4.88%
Russellville, AR (FHA|USDA|VA) 3 $515,000 $171,667 $6,180 5.71%
Greenville, OH (FHA|USDA|VA) 3 $515,000 $171,667 $5,136 4.21%
ASHEVILLE, NC (FHA|USDA|VA) 2 $510,000 $255,000 $6,741 7.19%
Malone, NY (FHA|USDA|VA) 3 $505,000 $168,333 $7,250 4.50%
Seymour, IN (FHA|USDA|VA) 2 $500,000 $250,000 $4,418 4.56%
Arcadia, FL (FHA|USDA|VA) 1 $495,000 $495,000 $43,535 4.00%
FLORENCE, SC (FHA|USDA|VA) 3 $495,000 $165,000 $5,103 4.33%
Steamboat Springs, CO (FHA|USDA|VA) 1 $485,000 $485,000 $46,125 4.38%
Paris, TX (FHA|USDA|VA) 2 $480,000 $240,000 $5,669 4.94%
Coos Bay, OR (FHA|USDA|VA) 3 $475,000 $158,333 $3,873 4.92%
Breckenridge, CO (FHA|USDA|VA) 1 $475,000 $475,000 $18,023 4.00%
CORVALLIS, OR (FHA|USDA|VA) 1 $475,000 $475,000 $9,508 6.63%
Athens, TN (FHA|USDA|VA) 3 $455,000 $151,667 $5,184 6.38%
London, KY (FHA|USDA|VA) 2 $450,000 $225,000 $4,214 5.06%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $445,000 $445,000 $0 2.52%
Greenwood, SC (FHA|USDA|VA) 3 $445,000 $148,333 $5,974 5.75%
LIMA, OH (FHA|USDA|VA) 3 $445,000 $148,333 $2,502 5.04%
El Campo, TX (FHA|USDA|VA) 2 $440,000 $220,000 $10,918 5.81%
Alice, TX (FHA|USDA|VA) 2 $440,000 $220,000 $5,040 5.19%
Eagle Pass, TX (FHA|USDA|VA) 2 $440,000 $220,000 $7,801 4.50%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $440,000 $220,000 $3,425 5.88%
Cedar City, UT (FHA|USDA|VA) 2 $440,000 $220,000 $0 4.65%
SUMTER, SC (FHA|USDA|VA) 2 $440,000 $220,000 $4,328 5.69%
Sonora, CA (FHA|USDA|VA) 1 $435,000 $435,000 $6,392 3.75%
Bellefontaine, OH (FHA|USDA|VA) 3 $435,000 $145,000 $5,170 4.21%
Corsicana, TX (FHA|USDA|VA) 2 $430,000 $215,000 $5,831 5.88%
POCATELLO, ID (FHA|USDA|VA) 2 $430,000 $215,000 $4,315 3.06%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $430,000 $215,000 $4,529 3.81%
Aberdeen, SD (FHA|USDA|VA) 3 $415,000 $138,333 $3,061 7.50%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $410,000 $205,000 $1,700 3.44%
Morgan City, LA (FHA|USDA|VA) 4 $410,000 $102,500 $3,160 4.94%
Dublin, GA (FHA|USDA|VA) 2 $410,000 $205,000 $5,777 4.69%
Bartlesville, OK (FHA|USDA|VA) 3 $405,000 $135,000 $4,689 5.67%
SAN ANGELO, TX (FHA|USDA|VA) 1 $405,000 $405,000 $7,253 4.13%
DeRidder, LA (FHA|USDA|VA) 2 $400,000 $200,000 $5,308 6.19%
Forest City, NC (FHA|USDA|VA) 2 $400,000 $200,000 $4,957 6.13%
Fort Polk South, LA (FHA|USDA|VA) 2 $400,000 $200,000 $10,677 4.75%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $390,000 $195,000 $2,885 6.00%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $390,000 $195,000 $3,869 4.94%
Hillsdale, MI (FHA|USDA|VA) 2 $390,000 $195,000 $2,260 4.25%
Kingsville, TX (FHA|USDA|VA) 2 $390,000 $195,000 $5,037 5.69%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $385,000 $385,000 $11,642 3.25%
Williston, ND (FHA|USDA|VA) 1 $385,000 $385,000 $9,108 3.38%
Wauchula, FL (FHA|USDA|VA) 2 $380,000 $190,000 $5,619 4.63%
Mount Pleasant, TX (FHA|USDA|VA) 2 $380,000 $190,000 $5,082 4.44%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $380,000 $190,000 $3,265 3.81%
North Vernon, IN (FHA|USDA|VA) 2 $380,000 $190,000 $15,335 5.69%
DECATUR, AL (FHA|USDA|VA) 3 $375,000 $125,000 $6,934 4.68%
Ludington, MI (FHA|USDA|VA) 3 $375,000 $125,000 $5,150 5.88%
Marinette, WI-MI (FHA|USDA|VA) 2 $370,000 $185,000 $3,146 5.94%
Palestine, TX (FHA|USDA|VA) 2 $370,000 $185,000 $17,663 5.44%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $370,000 $185,000 $7,481 5.44%
DULUTH, MN-WI (FHA|USDA|VA) 2 $370,000 $185,000 $3,275 4.63%
BURLINGTON, NC (FHA|USDA|VA) 2 $360,000 $180,000 $4,518 4.50%
Martin, TN (FHA|USDA|VA) 2 $360,000 $180,000 $8,217 4.87%
Connersville, IN (FHA|USDA|VA) 3 $355,000 $118,333 $8,730 5.13%
MONTGOMERY, AL (FHA|USDA|VA) 3 $355,000 $118,333 $1,858 4.04%
Lufkin, TX (FHA|USDA|VA) 3 $355,000 $118,333 $6,423 4.58%
Wabash, IN (FHA|USDA|VA) 2 $350,000 $175,000 $3,139 5.19%
Sturgis, MI (FHA|USDA|VA) 2 $350,000 $175,000 $3,705 5.69%
ANN ARBOR, MI (FHA|USDA|VA) 1 $345,000 $345,000 $4,334 6.38%
GREAT FALLS, MT (FHA|USDA|VA) 1 $345,000 $345,000 $4,564 7.13%
ROCKFORD, IL (FHA|USDA|VA) 2 $340,000 $170,000 $7,605 5.38%
Mount Sterling, KY (FHA|USDA|VA) 2 $340,000 $170,000 $4,383 3.88%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $340,000 $170,000 $3,656 4.40%
Warrensburg, MO (FHA|USDA|VA) 1 $335,000 $335,000 $8,806 5.50%
READING, PA (FHA|USDA|VA) 2 $330,000 $165,000 $2,971 4.56%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $330,000 $165,000 $3,473 8.43%
Brookings, OR (FHA|USDA|VA) 1 $325,000 $325,000 $5,043 4.25%
Sandpoint, ID (FHA|USDA|VA) 1 $325,000 $325,000 $4,481 4.75%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $325,000 $108,333 $0 5.34%
Laurinburg, NC (FHA|USDA|VA) 2 $320,000 $160,000 $3,859 4.63%
Durango, CO (FHA|USDA|VA) 1 $315,000 $315,000 $4,552 5.63%
Andrews, TX (FHA|USDA|VA) 1 $315,000 $315,000 $3,095 3.25%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $315,000 $315,000 $10,397 3.38%
Blytheville, AR (FHA|USDA|VA) 1 $305,000 $305,000 $9,899 4.38%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $305,000 $305,000 $5,000 4.38%
Sanford, NC (FHA|USDA|VA) 1 $305,000 $305,000 $3,430 3.50%
AMARILLO, TX (FHA|USDA|VA) 1 $305,000 $305,000 $4,175 3.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $305,000 $101,667 $2,914 7.00%
Adrian, MI (FHA|USDA|VA) 1 $305,000 $305,000 $2,044 2.99%
Ardmore, OK (FHA|USDA|VA) 2 $300,000 $150,000 $4,667 4.56%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $300,000 $150,000 $2,780 5.56%
Juneau, AK (FHA|USDA|VA) 1 $295,000 $295,000 $4,303 4.25%
GAINESVILLE, GA (FHA|USDA|VA) 1 $295,000 $295,000 $10,017 6.63%
LAWRENCE, KS (FHA|USDA|VA) 1 $285,000 $285,000 $1,900 4.00%
Waycross, GA (FHA|USDA|VA) 2 $280,000 $140,000 $5,031 3.94%
JACKSON, MS (FHA|USDA|VA) 2 $280,000 $140,000 $2,098 4.70%
GETTYSBURG, PA (FHA|USDA|VA) 1 $275,000 $275,000 $6,974 5.13%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $275,000 $275,000 $7,727 5.13%
Price, UT (FHA|USDA|VA) 1 $275,000 $275,000 $5,099 6.00%
MERCED, CA (FHA|USDA|VA) 1 $275,000 $275,000 $2,370 3.75%
Lawrenceburg, TN (FHA|USDA|VA) 1 $275,000 $275,000 $6,356 5.75%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $275,000 $275,000 $5,499 4.13%
Hereford, TX (FHA|USDA|VA) 2 $270,000 $135,000 $2,076 4.81%
VALDOSTA, GA (FHA|USDA|VA) 2 $270,000 $135,000 $3,587 5.39%
Richmond, IN (FHA|USDA|VA) 2 $270,000 $135,000 $6,057 3.56%
YUMA, AZ (FHA|USDA|VA) 2 $270,000 $135,000 $1,763 5.69%
Newport, OR (FHA|USDA|VA) 1 $265,000 $265,000 $4,554 2.88%
Albemarle, NC (FHA|USDA|VA) 1 $265,000 $265,000 $20,957 7.13%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $265,000 $88,333 $1,637 3.08%
Fallon, NV (FHA|USDA|VA) 1 $265,000 $265,000 $5,267 5.63%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $265,000 $265,000 $2,979 6.13%
ROME, GA (FHA|USDA|VA) 3 $255,000 $85,000 $5,163 3.73%
EspaƱola, NM (FHA|USDA|VA) 1 $255,000 $255,000 $5,628 5.00%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $255,000 $255,000 $10,724 6.13%
TWIN FALLS, ID (FHA|USDA|VA) 1 $255,000 $255,000 $4,915 7.25%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $255,000 $255,000 $3,320 5.25%
MONROE, LA (FHA|USDA|VA) 1 $255,000 $255,000 $13,493 5.63%
Taos, NM (FHA|USDA|VA) 1 $255,000 $255,000 $7,678 5.13%
Marion, OH (FHA|USDA|VA) 2 $250,000 $125,000 $3,355 5.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $250,000 $125,000 $0 3.97%
WENATCHEE, WA (FHA|USDA|VA) 1 $245,000 $245,000 $2,404 4.38%
Montrose, CO (FHA|USDA|VA) 1 $245,000 $245,000 $0 1.98%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $245,000 $245,000 $0 6.25%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $245,000 $245,000 $1,343 4.38%
Marietta, OH (FHA|USDA|VA) 1 $245,000 $245,000 $6,153 3.13%
ROCHESTER, MN (FHA|USDA|VA) 1 $245,000 $245,000 $1,825 2.00%
Madison, IN (FHA|USDA|VA) 1 $245,000 $245,000 $9,706 5.25%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $240,000 $120,000 $2,431 3.93%
Prineville, OR (FHA|USDA|VA) 1 $235,000 $235,000 $0 6.63%
BEND, OR (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.84%
Garden City, KS (FHA|USDA|VA) 1 $235,000 $235,000 $4,353 3.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $235,000 $235,000 $5,614 3.50%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $230,000 $115,000 $3,679 4.81%
Pullman, WA (FHA|USDA|VA) 1 $225,000 $225,000 $6,044 5.25%
McMinnville, TN (FHA|USDA|VA) 1 $225,000 $225,000 $5,390 7.00%
Hays, KS (FHA|USDA|VA) 1 $225,000 $225,000 $3,065 6.25%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $225,000 $225,000 $4,323 4.13%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $220,000 $110,000 $5,764 5.39%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $220,000 $110,000 $5,304 4.50%
Vermillion, SD (FHA|USDA|VA) 1 $215,000 $215,000 $3,641 5.63%
Sweetwater, TX (FHA|USDA|VA) 1 $215,000 $215,000 $5,978 3.50%
Fort Payne, AL (FHA|USDA|VA) 1 $205,000 $205,000 $1,317 3.88%
CASPER, WY (FHA|USDA|VA) 1 $205,000 $205,000 $2,483 5.13%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $6,071 6.00%
Palatka, FL (FHA|USDA|VA) 1 $205,000 $205,000 $5,916 5.00%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $205,000 $205,000 $7,102 5.25%
Woodward, OK (FHA|USDA|VA) 1 $205,000 $205,000 $3,194 5.50%
Marquette, MI (FHA|USDA|VA) 2 $200,000 $100,000 $4,573 4.94%
Brownwood, TX (FHA|USDA|VA) 2 $200,000 $100,000 $3,673 5.19%
Morehead City, NC (FHA|USDA|VA) 2 $200,000 $100,000 $4,017 4.63%
North Platte, NE (FHA|USDA|VA) 1 $195,000 $195,000 $2,430 5.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $3,096 4.00%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $195,000 $195,000 $3,072 3.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $195,000 $195,000 $3,912 3.38%
HATTIESBURG, MS (FHA|USDA|VA) 1 $185,000 $185,000 $2,554 5.50%
Oxford, MS (FHA|USDA|VA) 1 $185,000 $185,000 $944 2.36%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $185,000 $185,000 $2,691 5.13%
Cornelia, GA (FHA|USDA|VA) 2 $180,000 $90,000 $2,804 3.19%
Natchez, MS-LA (FHA|USDA|VA) 1 $175,000 $175,000 $4,019 6.13%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $175,000 $175,000 $6,438 5.88%
Cedartown, GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,897 3.49%
MORRISTOWN, TN (FHA|USDA|VA) 1 $175,000 $175,000 $4,501 4.13%
NILES, MI (FHA|USDA|VA) 1 $175,000 $175,000 $3,822 5.88%
Peru, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,658 4.88%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $3,504 5.00%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $175,000 $175,000 $3,356 5.63%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $175,000 $175,000 $7,123 6.63%
Snyder, TX (FHA|USDA|VA) 1 $175,000 $175,000 $13,974 4.63%
TOPEKA, KS (FHA|USDA|VA) 1 $165,000 $165,000 $4,852 3.50%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,671 6.63%
Frankfort, IN (FHA|USDA|VA) 1 $165,000 $165,000 $1,592 7.25%
Gaffney, SC (FHA|USDA|VA) 1 $165,000 $165,000 $4,079 3.63%
GAINESVILLE, FL (FHA|USDA|VA) 1 $165,000 $165,000 $4,997 5.13%
Sidney, OH (FHA|USDA|VA) 1 $165,000 $165,000 $8,310 4.88%
Lake City, FL (FHA|USDA|VA) 1 $165,000 $165,000 $2,370 5.00%
MANSFIELD, OH (FHA|USDA|VA) 1 $165,000 $165,000 $4,157 6.75%
Van Wert, OH (FHA|USDA|VA) 2 $160,000 $80,000 $5,213 5.00%
Shawano, WI (FHA|USDA|VA) 1 $155,000 $155,000 $3,974 4.25%
COLUMBUS, IN (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.76%
Rochelle, IL (FHA|USDA|VA) 1 $155,000 $155,000 $3,503 3.75%
Portales, NM (FHA|USDA|VA) 1 $155,000 $155,000 $5,187 5.13%
Natchitoches, LA (FHA|USDA|VA) 1 $155,000 $155,000 $2,671 5.75%
WILMINGTON, NC (FHA|USDA|VA) 1 $155,000 $155,000 $1,269 3.25%
DALTON, GA (FHA|USDA|VA) 2 $150,000 $75,000 $2,922 3.19%
Wapakoneta, OH (FHA|USDA|VA) 1 $145,000 $145,000 $6,853 2.88%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.81%
IOWA CITY, IA (FHA|USDA|VA) 1 $145,000 $145,000 $1,601 4.88%
LEBANON, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,400 4.50%
Paducah, KY-IL (FHA|USDA|VA) 1 $145,000 $145,000 $6,114 5.63%
Union, SC (FHA|USDA|VA) 1 $145,000 $145,000 $3,381 4.50%
Seneca, SC (FHA|USDA|VA) 1 $145,000 $145,000 $3,605 6.00%
Warren, PA (FHA|USDA|VA) 1 $145,000 $145,000 $2,522 2.88%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $135,000 $135,000 $1,459 2.13%
Pella, IA (FHA|USDA|VA) 1 $135,000 $135,000 $2,618 6.13%
Burley, ID (FHA|USDA|VA) 1 $135,000 $135,000 $2,452 3.88%
Brainerd, MN (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.85%
Grants, NM (FHA|USDA|VA) 1 $125,000 $125,000 $4,891 5.63%
Sedalia, MO (FHA|USDA|VA) 1 $125,000 $125,000 $1,932 5.00%
Crawfordsville, IN (FHA|USDA|VA) 1 $125,000 $125,000 $3,496 5.25%
PINE BLUFF, AR (FHA|USDA|VA) 1 $125,000 $125,000 $5,981 5.38%
Jasper, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,895 6.00%
Jesup, GA (FHA|USDA|VA) 1 $115,000 $115,000 $4,554 5.13%
Wilson, NC (FHA|USDA|VA) 1 $115,000 $115,000 $4,405 3.02%
GADSDEN, AL (FHA|USDA|VA) 1 $115,000 $115,000 $2,545 4.10%
Bluffton, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,281 4.13%
Grand Rapids, MN (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.32%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $105,000 $105,000 $2,413 3.50%
Jennings, LA (FHA|USDA|VA) 1 $105,000 $105,000 $4,142 5.50%
KANKAKEE, IL (FHA|USDA|VA) 1 $105,000 $105,000 $4,970 4.38%
Austin, MN (FHA|USDA|VA) 1 $105,000 $105,000 $4,647 4.25%
Bradford, PA (FHA|USDA|VA) 1 $105,000 $105,000 $4,441 6.00%
Alexandria, MN (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.02%
DANVILLE, IL (FHA|USDA|VA) 1 $105,000 $105,000 $1,870 2.50%
Hutchinson, KS (FHA|USDA|VA) 1 $105,000 $105,000 $1,806 6.13%
Vincennes, IN (FHA|USDA|VA) 1 $95,000 $95,000 $1,599 5.25%
Escanaba, MI (FHA|USDA|VA) 1 $95,000 $95,000 $3,519 5.63%
Meridian, MS (FHA|USDA|VA) 1 $95,000 $95,000 $3,607 6.63%
Baraboo, WI (FHA|USDA|VA) 1 $95,000 $95,000 $5,747 4.75%
Alexander City, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.58%
McPherson, KS (FHA|USDA|VA) 1 $95,000 $95,000 $2,262 3.63%
Eufaula, AL-GA (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.88%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $85,000 $85,000 $2,294 6.50%
Ashtabula, OH (FHA|USDA|VA) 1 $85,000 $85,000 $5,367 6.50%
Winfield, KS (FHA|USDA|VA) 1 $85,000 $85,000 $3,713 5.50%
Vernal, UT (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.89%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $65,000 $65,000 $2,486 4.63%
Logansport, IN (FHA|USDA|VA) 1 $45,000 $45,000 $3,319 3.48%
Parsons, KS (FHA|USDA|VA) 1 $45,000 $45,000 $2,827 4.75%
Corinth, MS (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.28%
Muscatine, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.79%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.81%
ALBANY, GA (FHA|USDA|VA) 1 $5,000 $5,000 $0 0.00%
Mid America Mortgage's top markets include Houston, Dallas, Austin, Tampa, and Phoenix among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • California (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,900 $1,424,540,000 $290,722 $6,659 4.95%
    FHA 3,741 $858,235,000 $229,413 $5,841 5.07%
    VA 815 $252,275,000 $309,540 $5,885 4.73%
    USDA 748 $123,840,000 $165,561 $4,655 4.78%

    For 2022, Mid America Mortgage's most frequently originated type of loan was Conventional, with 4,900 originations. Their 2nd most popular type was FHA, with 3,741 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 7,567 $2,037,015,000 $269,197 $6,760 5.12%
    Cash Out Refi 1,936 $447,250,000 $231,018 $3,982 4.65%
    Refi 701 $174,625,000 $249,108 $4,270 4.19%

    For 2022, Mid America Mortgage's most frequently cited loan purpose was Home Purchase, with 7,567 originations. The 2nd most popular reason was Cash Out Refi, with 1,936 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,264 $1,450,870,000 $275,621 $6,208 5.00%
    Other 4,567 $1,137,965,000 $249,171 $6,325 4.93%
    15 Year 218 $45,370,000 $208,119 $4,184 3.82%
    20 Year 84 $16,670,000 $198,452 $3,669 4.55%
    10 Year 62 $1,490,000 $24,032 $662 8.47%
    1 Year 9 $6,525,000 $725,000 $18,807 7.07%

    For 2022, Mid America Mortgage's most frequently cited loan duration was 30 Year, with 5,264 originations. The 2nd most popular length was Other, with 4,567 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 4,035 $1,082,155,000 $268,192
    $<1k 1,741 $443,775,000 $254,897
    $5k+ 1,586 $562,530,000 $354,685
    $2k-3k 966 $205,810,000 $213,054
    $3k-4k 707 $135,965,000 $192,313
    $4k-5k 581 $127,655,000 $219,716

    Mid America Mortgage's average total fees were $6,208, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,035 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 2,968 $787,670,000 $265,387
    4-5% 2,734 $718,450,000 $262,783
    3-4% 2,146 $599,120,000 $279,180
    6-7% 1,407 $335,795,000 $238,660
    7-8% 406 $94,100,000 $231,773
    2.5-3% 362 $92,090,000 $254,392
    <2.5% 110 $21,700,000 $197,273
    Over 8% 71 $9,965,000 $140,352

    During 2022, Mid America Mortgage's average interest rate for loans was 5.00%, while their most frequently originated rate bucket for loans was 5-6%, with 2,968 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,558 $1,291,590,000 $283,368 $6,415 4.93%
    $100k-200k 3,260 $499,080,000 $153,092 $4,479 4.98%
    $400k-600k 1,202 $570,500,000 $474,626 $9,096 4.88%
    $100,000 or less 856 $57,380,000 $67,033 $3,413 5.26%
    $600k-1MM 298 $202,690,000 $680,168 $12,127 4.71%
    $1MM+ 30 $37,650,000 $1,255,000 $29,932 5.23%

    2022 saw Mid America Mortgage place emphasis on $200k-400k loans with 4,558 originations, totaling $1,291,590,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,418 $496,020,000 $205,136 $5,193 4.96%
    $100k-150k 2,070 $667,650,000 $322,536 $6,847 5.00%
    $75k-100k 1,856 $486,520,000 $262,134 $6,000 5.03%
    $50k or less 1,534 $215,350,000 $140,385 $4,340 4.89%
    $150k-250k 1,128 $453,860,000 $402,358 $8,267 5.03%
    $250k+ 421 $211,325,000 $501,960 $12,020 5.03%

    Mid America Mortgage lent most frequently to those with incomes in the $50k-75k range, with 2,418 originations. The second most popular income band? $100k-150k, with 2,070 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,598 $409,730,000 $256,402 $5,825 4.91%
    20-30% 1,440 $355,790,000 $247,076 $5,847 4.86%
    <20% 1,202 $219,250,000 $182,404 $4,458 4.77%
    50-60% 821 $233,665,000 $284,610 $6,706 5.11%
    40% 448 $117,080,000 $261,339 $6,162 5.02%
    44% 418 $123,510,000 $295,478 $6,162 4.92%
    39% 417 $112,815,000 $270,540 $6,327 5.08%
    37% 385 $104,525,000 $271,494 $5,902 4.95%
    38% 383 $101,565,000 $265,183 $6,143 5.05%
    49% 377 $111,175,000 $294,894 $7,074 5.15%
    43% 371 $105,545,000 $284,488 $6,610 4.91%
    42% 370 $109,410,000 $295,703 $6,417 4.88%
    41% 354 $100,530,000 $283,983 $7,176 5.00%
    36% 351 $92,855,000 $264,544 $6,028 4.98%
    45% 329 $91,135,000 $277,006 $6,731 5.03%
    47% 310 $84,250,000 $271,774 $6,576 5.20%
    48% 296 $87,570,000 $295,845 $7,225 5.16%
    46% 277 $76,785,000 $277,202 $6,086 5.05%
    >60% 57 $21,705,000 $380,789 $10,075 5.80%

    Mid America Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,598 originations. The next most common DTI ratio? 20-30%, with 1,440 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,984 $1,575,500,000 $263,285 $6,331 4.98%
    Not provided 2,178 $534,190,000 $245,266 $5,572 4.90%
    American Indian 882 $219,140,000 $248,458 $5,230 5.04%
    Black 818 $207,860,000 $254,108 $6,530 5.15%
    Asian 281 $103,325,000 $367,705 $8,086 4.53%
    Native Hawaiian or Islander 61 $18,875,000 $309,426 $5,695 4.10%

    Approval Rates

    Total approvals of all applications
    96.86%

    Mid America Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    63.49%

    Mid America Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 10,204 $2,658,890,000 $260,573

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    10,204 $2,658,890,000 $260,573

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 475 $73,905,000 $155,589 $5,334 4.96%
    40-60% 1,058 $244,270,000 $230,879 $5,504 4.60%
    60-80% 2,437 $713,915,000 $292,948 $6,320 4.84%
    80-100% 5,877 $1,574,485,000 $267,906 $6,340 5.06%
    Over 100% 116 $39,030,000 $336,466 $6,430 4.57%
    Under 20% 220 $10,120,000 $46,000 $1,457 5.75%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    MidAmerica Mortgage Inc Conventional home mortgage Struggling to pay mortgage 1 50.0%
    MidAmerica Mortgage Inc FHA mortgage Struggling to pay mortgage 1 50.0%