Mid America Mortgage Rates, Fees & Info

ROCKY RIVER, OH

LEI: 54930049L5WINET09Q97

Tax ID: 34-1716542

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Mortgage Data

Review & Overview

Mid America Mortgage is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Mid America Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Dallas, Houston, Austin, Urban Honolulu, and Phoenix among others. We have data for 623 markets. (Some data included below & more in-depth data is available with an active subscription.)

Mid America Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mid America Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 8.37% 4/22/24
30 Year Conventional Refi 9.02% 4/22/24
30 Year Cash-out Refi 8.14% 4/22/24
30 Year FHA Purchase 8.35% 4/22/24
30 Year FHA Refi 7.99% 4/22/24
30 Year VA Purchase 8.14% 4/22/24
30 Year VA Refi 6.27% 4/22/24
30 Year USDA Purchase 7.97% 4/22/24
30 Year USDA Refi 6.27% 4/22/24
15 Year Conventional Purchase 8.45% 4/22/24
15 Year Conventional Refi 5.68% 4/22/24
15 Year Cash-out Refi 5.68% 4/22/24
15 Year FHA Purchase 5.68% 4/22/24
15 Year FHA Refi 7.20% 4/22/24
15 Year VA Purchase 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Mid America Mortgage Mortgage Calculator






Your Estimates

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This is not an official calculator from Mid America Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

20,416

Origination Dollar Volume (All Markets)

$5,111,530,000
Show all (133) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2,791 $829,565,000 $297,229 $5,767 3.21%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,087 $571,415,000 $273,797 $6,057 3.20%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 854 $288,370,000 $337,670 $5,789 3.11%
Outside of Metro Areas 1,072 $189,980,000 $177,220 $4,450 3.26%
URBAN HONOLULU, HI (FHA|USDA|VA) 348 $185,990,000 $534,454 $5,205 2.79%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 402 $118,720,000 $295,323 $3,937 2.97%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 374 $110,790,000 $296,230 $8,235 3.23%
FLINT, MI (FHA|USDA|VA) 700 $110,560,000 $157,943 $3,883 3.53%
TOLEDO, OH (FHA|USDA|VA) 515 $109,475,000 $212,573 $2,810 2.88%
Hilo, HI (FHA|USDA|VA) 303 $101,215,000 $334,043 $4,551 3.02%
KANSAS CITY, MO-KS (FHA|USDA|VA) 363 $92,195,000 $253,981 $3,120 2.97%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 376 $87,150,000 $231,782 $3,205 3.29%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 155 $75,605,000 $487,774 $3,731 2.94%
OKLAHOMA CITY, OK (FHA|USDA|VA) 344 $70,870,000 $206,017 $3,865 3.16%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 270 $66,800,000 $247,407 $4,356 3.00%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 258 $53,640,000 $207,907 $3,887 3.35%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 195 $46,665,000 $239,308 $5,538 2.98%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 133 $44,115,000 $331,692 $3,309 2.88%
ALBUQUERQUE, NM (FHA|USDA|VA) 188 $43,780,000 $232,872 $4,046 2.93%
BATON ROUGE, LA (FHA|USDA|VA) 205 $42,785,000 $208,707 $5,354 3.46%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 141 $41,495,000 $294,291 $3,758 2.48%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 205 $41,425,000 $202,073 $5,692 3.47%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 104 $40,670,000 $391,058 $4,374 2.90%
LAFAYETTE, LA (FHA|USDA|VA) 215 $40,585,000 $188,767 $4,287 3.01%
Alamogordo, NM (FHA|USDA|VA) 170 $36,240,000 $213,176 $3,891 2.84%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 119 $35,535,000 $298,613 $6,524 3.24%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 185 $33,615,000 $181,703 $3,805 2.94%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 150 $33,570,000 $223,800 $4,002 2.96%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 91 $32,855,000 $361,044 $4,012 2.91%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 86 $30,090,000 $349,884 $4,828 3.00%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 75 $26,755,000 $356,733 $3,223 2.95%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 74 $26,460,000 $357,568 $5,560 2.96%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 120 $25,790,000 $214,917 $15,589 3.21%
FORT WAYNE, IN (FHA|USDA|VA) 130 $24,630,000 $189,462 $3,309 3.60%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 127 $24,585,000 $193,583 $4,825 3.50%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 127 $22,905,000 $180,354 $3,950 3.03%
RICHMOND, VA (FHA|USDA|VA) 86 $22,680,000 $263,721 $4,386 3.24%
Mountain Home, AR (FHA|USDA|VA) 136 $22,510,000 $165,515 $3,264 2.96%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 143 $21,885,000 $153,042 $3,842 3.35%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 41 $19,415,000 $473,537 $4,387 2.81%
WHEELING, WV-OH (FHA|USDA|VA) 127 $19,405,000 $152,795 $4,054 3.22%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 53 $19,115,000 $360,660 $4,299 2.95%
COLORADO SPRINGS, CO (FHA|USDA|VA) 56 $18,440,000 $329,286 $3,719 2.72%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 64 $17,450,000 $272,656 $5,123 2.94%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 64 $17,310,000 $270,469 $9,063 2.98%
CORPUS CHRISTI, TX (FHA|USDA|VA) 70 $17,050,000 $243,571 $4,929 3.12%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 69 $16,935,000 $245,435 $3,555 3.03%
SHERMAN-DENISON, TX (FHA|USDA|VA) 58 $16,420,000 $283,103 $5,907 3.35%
TULSA, OK (FHA|USDA|VA) 78 $16,340,000 $209,487 $4,883 3.12%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 32 $15,880,000 $496,250 $4,299 2.93%
HAMMOND, LA (FHA|USDA|VA) 85 $15,165,000 $178,412 $4,461 3.20%
Cañon City, CO (FHA|USDA|VA) 59 $15,115,000 $256,186 $2,948 2.94%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 66 $14,440,000 $218,788 $3,332 3.02%
SAGINAW, MI (FHA|USDA|VA) 95 $13,765,000 $144,895 $3,658 3.62%
AKRON, OH (FHA|USDA|VA) 81 $13,175,000 $162,654 $4,541 2.91%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 29 $13,095,000 $451,552 $6,391 2.78%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 42 $12,920,000 $307,619 $2,871 3.05%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 42 $12,650,000 $301,190 $3,704 2.95%
MONROE, MI (FHA|USDA|VA) 60 $12,380,000 $206,333 $2,559 2.92%
EL PASO, TX (FHA|USDA|VA) 59 $11,585,000 $196,356 $4,285 3.11%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 77 $11,455,000 $148,766 $2,431 3.27%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 45 $11,245,000 $249,889 $4,385 2.97%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 56 $11,140,000 $198,929 $3,698 3.08%
DAYTON-KETTERING, OH (FHA|USDA|VA) 58 $11,080,000 $191,034 $3,442 2.99%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 68 $10,670,000 $156,912 $3,383 3.31%
Elk City, OK (FHA|USDA|VA) 67 $10,345,000 $154,403 $4,402 3.25%
Angola, IN (FHA|USDA|VA) 49 $10,265,000 $209,490 $2,957 3.45%
COLUMBUS, OH (FHA|USDA|VA) 44 $10,080,000 $229,091 $3,897 3.01%
MIDLAND, TX (FHA|USDA|VA) 35 $9,795,000 $279,857 $5,383 3.14%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 44 $9,710,000 $220,682 $2,917 2.91%
LOUISVILLE, KY (FHA|USDA|VA) 48 $9,080,000 $189,167 $3,653 3.23%
FARMINGTON, NM (FHA|USDA|VA) 44 $8,900,000 $202,273 $4,046 2.93%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 41 $8,755,000 $213,537 $2,892 2.94%
ANCHORAGE, AK (FHA|USDA|VA) 28 $8,750,000 $312,500 $4,622 2.88%
JACKSON, TN (FHA|USDA|VA) 56 $8,270,000 $147,679 $6,002 3.34%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 31 $8,175,000 $263,710 $6,642 3.05%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 33 $8,135,000 $246,515 $3,981 2.97%
LONGVIEW, TX (FHA|USDA|VA) 37 $8,045,000 $217,432 $4,764 3.15%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 24 $8,030,000 $334,583 $4,077 3.15%
Granbury, TX (FHA|USDA|VA) 32 $7,870,000 $245,938 $5,455 3.21%
Del Rio, TX (FHA|USDA|VA) 35 $7,575,000 $216,429 $5,567 3.24%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 16 $7,450,000 $465,625 $3,466 2.69%
LAREDO, TX (FHA|USDA|VA) 30 $7,250,000 $241,667 $5,455 3.48%
Harrison, AR (FHA|USDA|VA) 38 $7,220,000 $190,000 $3,363 3.04%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 26 $7,200,000 $276,923 $4,113 2.84%
SPRINGFIELD, MO (FHA|USDA|VA) 41 $7,175,000 $175,000 $3,246 3.23%
JACKSONVILLE, FL (FHA|USDA|VA) 30 $7,150,000 $238,333 $4,122 2.90%
SALT LAKE CITY, UT (FHA|USDA|VA) 24 $7,130,000 $297,083 $3,531 3.29%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 42 $7,080,000 $168,571 $2,051 2.37%
FORT SMITH, AR-OK (FHA|USDA|VA) 41 $6,885,000 $167,927 $3,917 3.06%
WICHITA, KS (FHA|USDA|VA) 41 $6,795,000 $165,732 $4,607 3.06%
KNOXVILLE, TN (FHA|USDA|VA) 37 $6,725,000 $181,757 $4,985 2.71%
BELLINGHAM, WA (FHA|USDA|VA) 20 $6,690,000 $334,500 $4,323 2.94%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 32 $6,590,000 $205,938 $3,877 3.07%
Warsaw, IN (FHA|USDA|VA) 27 $6,215,000 $230,185 $3,196 3.57%
CANTON-MASSILLON, OH (FHA|USDA|VA) 36 $6,210,000 $172,500 $3,747 2.98%
TYLER, TX (FHA|USDA|VA) 22 $5,810,000 $264,091 $3,788 2.99%
TUCSON, AZ (FHA|USDA|VA) 28 $5,760,000 $205,714 $3,123 2.99%
Coshocton, OH (FHA|USDA|VA) 46 $5,740,000 $124,783 $4,813 3.46%
GREELEY, CO (FHA|USDA|VA) 17 $5,725,000 $336,765 $7,691 3.39%
WACO, TX (FHA|USDA|VA) 23 $5,605,000 $243,696 $4,065 3.28%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 24 $5,560,000 $231,667 $7,253 3.18%
SALEM, OR (FHA|USDA|VA) 17 $5,385,000 $316,765 $4,934 3.01%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 14 $5,380,000 $384,286 $5,340 2.95%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 21 $5,365,000 $255,476 $4,576 3.07%
BILLINGS, MT (FHA|USDA|VA) 21 $5,355,000 $255,000 $4,583 3.17%
Cambridge, OH (FHA|USDA|VA) 37 $5,315,000 $143,649 $4,579 3.24%
REDDING, CA (FHA|USDA|VA) 20 $5,240,000 $262,000 $4,696 2.97%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 20 $5,200,000 $260,000 $5,153 2.96%
Mount Airy, NC (FHA|USDA|VA) 33 $5,185,000 $157,121 $3,234 2.94%
COLUMBIA, SC (FHA|USDA|VA) 25 $5,145,000 $205,800 $3,883 2.92%
SPARTANBURG, SC (FHA|USDA|VA) 28 $5,090,000 $181,786 $3,654 3.08%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 12 $5,040,000 $420,000 $6,023 2.98%
Mount Pleasant, MI (FHA|USDA|VA) 33 $4,995,000 $151,364 $3,684 3.44%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 16 $4,930,000 $308,125 $5,122 3.19%
Athens, TX (FHA|USDA|VA) 21 $4,825,000 $229,762 $6,301 3.44%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 25 $4,805,000 $192,200 $2,988 3.43%
MIDLAND, MI (FHA|USDA|VA) 27 $4,775,000 $176,852 $3,718 3.51%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 12 $4,710,000 $392,500 $3,721 2.61%
RALEIGH-CARY, NC (FHA|USDA|VA) 18 $4,670,000 $259,444 $3,197 2.85%
SANTA FE, NM (FHA|USDA|VA) 14 $4,600,000 $328,571 $5,554 3.14%
Traverse City, MI (FHA|USDA|VA) 19 $4,485,000 $236,053 $2,890 3.10%
FLAGSTAFF, AZ (FHA|USDA|VA) 18 $4,470,000 $248,333 $3,970 3.03%
LAS CRUCES, NM (FHA|USDA|VA) 14 $4,400,000 $314,286 $4,176 3.07%
Sandusky, OH (FHA|USDA|VA) 25 $4,215,000 $168,600 $6,604 3.15%
Altus, OK (FHA|USDA|VA) 22 $4,210,000 $191,364 $3,715 3.03%
New Castle, IN (FHA|USDA|VA) 34 $4,200,000 $123,529 $3,113 3.23%
LAKE CHARLES, LA (FHA|USDA|VA) 19 $4,185,000 $220,263 $5,410 3.08%
Opelousas, LA (FHA|USDA|VA) 27 $4,175,000 $154,630 $3,661 3.12%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 22 $4,170,000 $189,545 $2,833 2.83%
LAWTON, OK (FHA|USDA|VA) 27 $4,165,000 $154,259 $4,118 3.24%
CHICO, CA (FHA|USDA|VA) 14 $4,130,000 $295,000 $5,863 3.18%
Tahlequah, OK (FHA|USDA|VA) 23 $3,945,000 $171,522 $4,727 3.23%
FORT COLLINS, CO (FHA|USDA|VA) 10 $3,900,000 $390,000 $4,631 3.05%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 19 $3,885,000 $204,474 $3,738 2.71%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 17 $3,865,000 $227,353 $3,465 3.08%
Zanesville, OH (FHA|USDA|VA) 25 $3,825,000 $153,000 $4,986 3.18%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 17 $3,815,000 $224,412 $4,267 3.46%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 18 $3,810,000 $211,667 $2,856 2.99%
Gainesville, TX (FHA|USDA|VA) 16 $3,810,000 $238,125 $5,782 3.34%
WINSTON-SALEM, NC (FHA|USDA|VA) 24 $3,790,000 $157,917 $3,158 2.99%
Auburn, IN (FHA|USDA|VA) 18 $3,660,000 $203,333 $3,875 3.36%
Fremont, OH (FHA|USDA|VA) 24 $3,560,000 $148,333 $3,124 3.09%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 20 $3,550,000 $177,500 $3,433 3.44%
Greenville, OH (FHA|USDA|VA) 28 $3,510,000 $125,357 $4,701 2.99%
Durant, OK (FHA|USDA|VA) 17 $3,445,000 $202,647 $4,246 3.32%
AMARILLO, TX (FHA|USDA|VA) 18 $3,430,000 $190,556 $3,696 2.94%
Eureka-Arcata, CA (FHA|USDA|VA) 11 $3,415,000 $310,455 $6,096 3.11%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 13 $3,405,000 $261,923 $2,782 2.79%
Kendallville, IN (FHA|USDA|VA) 17 $3,385,000 $199,118 $3,157 3.96%
STOCKTON, CA (FHA|USDA|VA) 9 $3,355,000 $372,778 $2,971 2.94%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 9 $3,275,000 $363,889 $4,028 3.28%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 13 $3,245,000 $249,615 $6,110 3.22%
Aberdeen, WA (FHA|USDA|VA) 15 $3,195,000 $213,000 $4,538 3.26%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 13 $3,175,000 $244,231 $2,574 2.84%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 12 $3,150,000 $262,500 $4,118 2.91%
BAY CITY, MI (FHA|USDA|VA) 26 $3,030,000 $116,538 $3,576 3.48%
PUNTA GORDA, FL (FHA|USDA|VA) 13 $3,025,000 $232,692 $7,451 3.29%
FRESNO, CA (FHA|USDA|VA) 13 $3,025,000 $232,692 $3,484 2.84%
Batesville, AR (FHA|USDA|VA) 20 $3,020,000 $151,000 $2,979 3.23%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 12 $3,000,000 $250,000 $3,879 2.90%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 8 $3,000,000 $375,000 $4,174 3.11%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 9 $2,975,000 $330,556 $6,155 2.79%
OCALA, FL (FHA|USDA|VA) 15 $2,975,000 $198,333 $6,458 3.29%
Salina, KS (FHA|USDA|VA) 22 $2,940,000 $133,636 $2,006 3.27%
Shawnee, OK (FHA|USDA|VA) 16 $2,890,000 $180,625 $3,833 3.19%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 15 $2,805,000 $187,000 $5,700 2.95%
LUBBOCK, TX (FHA|USDA|VA) 14 $2,800,000 $200,000 $3,337 2.96%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 15 $2,745,000 $183,000 $2,688 3.19%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 10 $2,740,000 $274,000 $6,453 3.19%
FAYETTEVILLE, NC (FHA|USDA|VA) 16 $2,720,000 $170,000 $2,665 2.98%
Danville, KY (FHA|USDA|VA) 13 $2,655,000 $204,231 $3,954 3.52%
Cullowhee, NC (FHA|USDA|VA) 14 $2,650,000 $189,286 $4,710 2.94%
HUNTSVILLE, AL (FHA|USDA|VA) 13 $2,625,000 $201,923 $1,804 2.53%
PORT ST. LUCIE, FL (FHA|USDA|VA) 10 $2,600,000 $260,000 $6,820 3.21%
VALLEJO, CA (FHA|USDA|VA) 7 $2,595,000 $370,714 $2,037 2.76%
Bogalusa, LA (FHA|USDA|VA) 18 $2,590,000 $143,889 $4,723 3.28%
Gallup, NM (FHA|USDA|VA) 12 $2,550,000 $212,500 $3,652 2.84%
WORCESTER, MA-CT (FHA|USDA|VA) 8 $2,520,000 $315,000 $2,850 2.88%
Outside of Metro Areas 8 $2,520,000 $315,000 $5,552 3.42%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 10 $2,500,000 $250,000 $3,568 3.06%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 18 $2,440,000 $135,556 $3,777 2.53%
ALBANY-LEBANON, OR (FHA|USDA|VA) 10 $2,420,000 $242,000 $4,273 3.09%
Key West, FL (FHA|USDA|VA) 5 $2,415,000 $483,000 $9,763 3.11%
Richmond, IN (FHA|USDA|VA) 19 $2,395,000 $126,053 $4,328 2.70%
PANAMA CITY, FL (FHA|USDA|VA) 6 $2,380,000 $396,667 $7,671 3.52%
New Philadelphia-Dover, OH (FHA|USDA|VA) 20 $2,380,000 $119,000 $4,085 3.46%
ABILENE, TX (FHA|USDA|VA) 13 $2,375,000 $182,692 $5,305 3.30%
MOBILE, AL (FHA|USDA|VA) 12 $2,370,000 $197,500 $2,537 2.73%
ST. LOUIS, MO-IL (FHA|USDA|VA) 13 $2,355,000 $181,154 $2,427 2.85%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 14 $2,350,000 $167,857 $3,635 3.36%
Bonham, TX (FHA|USDA|VA) 10 $2,340,000 $234,000 $4,587 3.51%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 9 $2,315,000 $257,222 $7,583 3.11%
ANN ARBOR, MI (FHA|USDA|VA) 9 $2,315,000 $257,222 $3,409 3.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 10 $2,290,000 $229,000 $7,425 2.58%
VISALIA, CA (FHA|USDA|VA) 9 $2,265,000 $251,667 $2,635 2.84%
McAlester, OK (FHA|USDA|VA) 12 $2,250,000 $187,500 $4,614 3.53%
PITTSBURGH, PA (FHA|USDA|VA) 15 $2,235,000 $149,000 $3,479 3.17%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 12 $2,220,000 $185,000 $6,384 3.30%
PROVO-OREM, UT (FHA|USDA|VA) 7 $2,195,000 $313,571 $5,603 2.85%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 12 $2,170,000 $180,833 $2,964 2.71%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 13 $2,165,000 $166,538 $3,347 3.12%
West Plains, MO (FHA|USDA|VA) 14 $2,100,000 $150,000 $2,654 3.02%
BAKERSFIELD, CA (FHA|USDA|VA) 10 $2,090,000 $209,000 $2,783 2.69%
MONTGOMERY, AL (FHA|USDA|VA) 13 $2,065,000 $158,846 $1,487 2.59%
Dyersburg, TN (FHA|USDA|VA) 15 $2,035,000 $135,667 $6,045 3.40%
CEDAR RAPIDS, IA (FHA|USDA|VA) 12 $2,010,000 $167,500 $2,464 3.25%
Show Low, AZ (FHA|USDA|VA) 6 $2,010,000 $335,000 $4,931 3.08%
Adrian, MI (FHA|USDA|VA) 10 $1,970,000 $197,000 $2,394 3.16%
Carlsbad-Artesia, NM (FHA|USDA|VA) 8 $1,920,000 $240,000 $5,197 4.02%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 9 $1,915,000 $212,778 $3,163 2.74%
Roseburg, OR (FHA|USDA|VA) 8 $1,860,000 $232,500 $4,084 3.06%
ALEXANDRIA, LA (FHA|USDA|VA) 10 $1,860,000 $186,000 $4,409 3.21%
SAVANNAH, GA (FHA|USDA|VA) 9 $1,805,000 $200,556 $4,022 2.89%
SPRINGFIELD, MA (FHA|USDA|VA) 7 $1,795,000 $256,429 $2,994 2.91%
YUMA, AZ (FHA|USDA|VA) 8 $1,780,000 $222,500 $3,997 3.06%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 8 $1,780,000 $222,500 $5,499 3.28%
Sevierville, TN (FHA|USDA|VA) 6 $1,770,000 $295,000 $5,685 2.90%
DeRidder, LA (FHA|USDA|VA) 8 $1,720,000 $215,000 $3,953 3.11%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 8 $1,670,000 $208,750 $3,393 3.25%
Klamath Falls, OR (FHA|USDA|VA) 7 $1,605,000 $229,286 $5,496 3.71%
Brownwood, TX (FHA|USDA|VA) 6 $1,600,000 $266,667 $9,113 3.31%
Weatherford, OK (FHA|USDA|VA) 14 $1,600,000 $114,286 $3,899 3.18%
Kapaa, HI (FHA|USDA|VA) 7 $1,575,000 $225,000 $3,374 2.55%
Centralia, WA (FHA|USDA|VA) 7 $1,565,000 $223,571 $3,415 3.16%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 7 $1,565,000 $223,571 $2,064 2.77%
Mineral Wells, TX (FHA|USDA|VA) 4 $1,560,000 $390,000 $7,745 3.34%
FARGO, ND-MN (FHA|USDA|VA) 7 $1,555,000 $222,143 $4,156 3.16%
SALINAS, CA (FHA|USDA|VA) 4 $1,540,000 $385,000 $2,985 2.84%
MUNCIE, IN (FHA|USDA|VA) 9 $1,535,000 $170,556 $2,883 3.40%
DULUTH, MN-WI (FHA|USDA|VA) 9 $1,525,000 $169,444 $2,725 2.63%
BISMARCK, ND (FHA|USDA|VA) 6 $1,520,000 $253,333 $3,926 3.21%
Torrington, CT (FHA|USDA|VA) 5 $1,505,000 $301,000 $5,029 3.18%
JOPLIN, MO (FHA|USDA|VA) 11 $1,495,000 $135,909 $3,825 3.31%
Shelton, WA (FHA|USDA|VA) 6 $1,470,000 $245,000 $5,094 3.35%
TOPEKA, KS (FHA|USDA|VA) 9 $1,465,000 $162,778 $3,706 3.14%
ODESSA, TX (FHA|USDA|VA) 7 $1,465,000 $209,286 $4,075 2.96%
Hermiston-Pendleton, OR (FHA|USDA|VA) 8 $1,460,000 $182,500 $3,725 2.89%
Morgan City, LA (FHA|USDA|VA) 11 $1,455,000 $132,273 $3,301 3.24%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $1,450,000 $241,667 $3,321 2.96%
AMES, IA (FHA|USDA|VA) 8 $1,440,000 $180,000 $2,345 2.86%
COLUMBUS, GA-AL (FHA|USDA|VA) 7 $1,425,000 $203,571 $2,602 3.00%
JACKSON, MI (FHA|USDA|VA) 7 $1,415,000 $202,143 $3,910 3.16%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $1,410,000 $352,500 $4,875 2.63%
Muskogee, OK (FHA|USDA|VA) 10 $1,410,000 $141,000 $3,727 3.25%
Ukiah, CA (FHA|USDA|VA) 5 $1,405,000 $281,000 $6,062 3.10%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,390,000 $347,500 $6,834 3.09%
Lumberton, NC (FHA|USDA|VA) 11 $1,385,000 $125,909 $3,600 3.17%
Clewiston, FL (FHA|USDA|VA) 5 $1,375,000 $275,000 $3,955 2.88%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 10 $1,370,000 $137,000 $4,203 2.74%
Clearlake, CA (FHA|USDA|VA) 7 $1,365,000 $195,000 $7,678 3.36%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,365,000 $273,000 $2,781 2.87%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 8 $1,360,000 $170,000 $5,853 3.22%
Blackfoot, ID (FHA|USDA|VA) 8 $1,360,000 $170,000 $3,396 3.20%
Palestine, TX (FHA|USDA|VA) 5 $1,355,000 $271,000 $6,030 3.12%
Van Wert, OH (FHA|USDA|VA) 12 $1,350,000 $112,500 $4,885 3.19%
Ketchikan, AK (FHA|USDA|VA) 4 $1,350,000 $337,500 $4,420 3.06%
Stillwater, OK (FHA|USDA|VA) 7 $1,335,000 $190,714 $4,242 3.05%
YAKIMA, WA (FHA|USDA|VA) 7 $1,325,000 $189,286 $3,285 2.95%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 7 $1,315,000 $187,857 $2,745 2.75%
BOISE CITY, ID (FHA|USDA|VA) 6 $1,310,000 $218,333 $4,202 2.92%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $1,305,000 $261,000 $2,814 3.03%
Huntsville, TX (FHA|USDA|VA) 8 $1,300,000 $162,500 $3,545 3.12%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $1,280,000 $160,000 $2,690 3.09%
Edwards, CO (FHA|USDA|VA) 3 $1,275,000 $425,000 $3,945 2.75%
FAIRBANKS, AK (FHA|USDA|VA) 4 $1,260,000 $315,000 $4,878 3.31%
Port Angeles, WA (FHA|USDA|VA) 4 $1,250,000 $312,500 $3,678 3.06%
HOT SPRINGS, AR (FHA|USDA|VA) 5 $1,215,000 $243,000 $3,728 3.28%
ST. GEORGE, UT (FHA|USDA|VA) 4 $1,200,000 $300,000 $3,662 2.81%
ROCKFORD, IL (FHA|USDA|VA) 7 $1,195,000 $170,714 $5,376 3.09%
MERCED, CA (FHA|USDA|VA) 4 $1,190,000 $297,500 $4,402 3.06%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 6 $1,170,000 $195,000 $3,586 2.66%
Murray, KY (FHA|USDA|VA) 6 $1,150,000 $191,667 $4,054 3.21%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $1,150,000 $191,667 $5,461 2.06%
Brenham, TX (FHA|USDA|VA) 5 $1,145,000 $229,000 $3,454 3.32%
BOWLING GREEN, KY (FHA|USDA|VA) 6 $1,140,000 $190,000 $3,053 3.19%
Ada, OK (FHA|USDA|VA) 6 $1,140,000 $190,000 $3,459 2.90%
Holland, MI (FHA|USDA|VA) 5 $1,135,000 $227,000 $3,463 3.35%
MADISON, WI (FHA|USDA|VA) 6 $1,130,000 $188,333 $1,689 2.60%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 6 $1,120,000 $186,667 $3,604 3.13%
Oak Harbor, WA (FHA|USDA|VA) 3 $1,115,000 $371,667 $4,756 3.46%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $1,080,000 $540,000 $3,786 3.69%
Enterprise, AL (FHA|USDA|VA) 4 $1,080,000 $270,000 $2,314 2.84%
Jennings, LA (FHA|USDA|VA) 8 $1,070,000 $133,750 $3,891 3.05%
Bardstown, KY (FHA|USDA|VA) 7 $1,065,000 $152,143 $2,316 3.16%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $1,055,000 $351,667 $4,590 2.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 5 $1,055,000 $211,000 $2,676 3.05%
Hillsdale, MI (FHA|USDA|VA) 6 $1,050,000 $175,000 $2,264 3.06%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $1,050,000 $262,500 $7,979 2.96%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $1,050,000 $175,000 $2,072 2.98%
Paris, TX (FHA|USDA|VA) 5 $1,045,000 $209,000 $5,539 3.00%
Sturgis, MI (FHA|USDA|VA) 5 $1,045,000 $209,000 $3,668 3.53%
Scottsburg, IN (FHA|USDA|VA) 6 $1,030,000 $171,667 $1,942 3.27%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $1,025,000 $205,000 $3,549 3.30%
Norwalk, OH (FHA|USDA|VA) 9 $1,015,000 $112,778 $4,021 3.25%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $1,005,000 $201,000 $8,336 3.16%
El Campo, TX (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,570 2.77%
Cadillac, MI (FHA|USDA|VA) 7 $995,000 $142,143 $2,748 3.52%
Richmond-Berea, KY (FHA|USDA|VA) 5 $995,000 $199,000 $3,271 3.10%
BOULDER, CO (FHA|USDA|VA) 4 $990,000 $247,500 $3,121 2.25%
PUEBLO, CO (FHA|USDA|VA) 5 $975,000 $195,000 $3,851 2.76%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 6 $970,000 $161,667 $4,965 3.00%
Española, NM (FHA|USDA|VA) 4 $970,000 $242,500 $3,040 3.25%
HATTIESBURG, MS (FHA|USDA|VA) 4 $970,000 $242,500 $3,427 2.69%
RACINE, WI (FHA|USDA|VA) 4 $970,000 $242,500 $3,143 2.97%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $970,000 $161,667 $3,355 2.61%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $960,000 $240,000 $1,575 2.10%
EL CENTRO, CA (FHA|USDA|VA) 2 $950,000 $475,000 $6,468 2.69%
KOKOMO, IN (FHA|USDA|VA) 4 $950,000 $237,500 $3,012 3.31%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $950,000 $237,500 $3,091 3.40%
Connersville, IN (FHA|USDA|VA) 11 $945,000 $85,909 $3,965 3.14%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $915,000 $305,000 $4,305 2.79%
Sault Ste. Marie, MI (FHA|USDA|VA) 7 $905,000 $129,286 $4,815 3.14%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $900,000 $150,000 $1,537 2.94%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $890,000 $222,500 $5,069 2.78%
TEXARKANA, TX-AR (FHA|USDA|VA) 5 $885,000 $177,000 $5,656 3.02%
LIMA, OH (FHA|USDA|VA) 7 $885,000 $126,429 $3,460 3.05%
Stephenville, TX (FHA|USDA|VA) 3 $875,000 $291,667 $5,130 3.08%
Sidney, OH (FHA|USDA|VA) 6 $870,000 $145,000 $3,420 3.02%
Wapakoneta, OH (FHA|USDA|VA) 7 $865,000 $123,571 $3,951 3.14%
Ashtabula, OH (FHA|USDA|VA) 7 $865,000 $123,571 $4,065 3.02%
MADERA, CA (FHA|USDA|VA) 4 $860,000 $215,000 $4,151 2.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $855,000 $285,000 $2,531 2.58%
SAN ANGELO, TX (FHA|USDA|VA) 4 $850,000 $212,500 $1,843 3.03%
GAINESVILLE, FL (FHA|USDA|VA) 4 $830,000 $207,500 $3,404 2.66%
Atmore, AL (FHA|USDA|VA) 4 $830,000 $207,500 $4,624 3.09%
TERRE HAUTE, IN (FHA|USDA|VA) 4 $830,000 $207,500 $3,039 3.09%
Searcy, AR (FHA|USDA|VA) 7 $825,000 $117,857 $3,748 3.54%
Alma, MI (FHA|USDA|VA) 8 $820,000 $102,500 $3,387 3.52%
Clovis, NM (FHA|USDA|VA) 4 $820,000 $205,000 $5,022 3.59%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $820,000 $205,000 $3,840 2.81%
MODESTO, CA (FHA|USDA|VA) 4 $820,000 $205,000 $2,214 2.79%
MANHATTAN, KS (FHA|USDA|VA) 5 $815,000 $163,000 $2,930 2.93%
ROANOKE, VA (FHA|USDA|VA) 5 $815,000 $163,000 $3,106 2.81%
Fredericksburg, TX (FHA|USDA|VA) 3 $815,000 $271,667 $3,703 2.50%
SIOUX FALLS, SD (FHA|USDA|VA) 3 $805,000 $268,333 $3,445 3.17%
LONGVIEW, WA (FHA|USDA|VA) 3 $805,000 $268,333 $5,916 2.90%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $805,000 $268,333 $1,170 2.42%
BEND, OR (FHA|USDA|VA) 2 $800,000 $400,000 $6,274 3.13%
NAPA, CA (FHA|USDA|VA) 2 $790,000 $395,000 $4,929 3.06%
RAPID CITY, SD (FHA|USDA|VA) 3 $785,000 $261,667 $4,256 3.25%
Mount Pleasant, TX (FHA|USDA|VA) 3 $785,000 $261,667 $2,603 2.88%
Taos, NM (FHA|USDA|VA) 5 $785,000 $157,000 $4,583 2.93%
YUBA CITY, CA (FHA|USDA|VA) 2 $780,000 $390,000 $4,491 2.94%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $775,000 $775,000 $10,098 4.00%
Frankfort, KY (FHA|USDA|VA) 3 $775,000 $258,333 $2,918 3.67%
Bartlesville, OK (FHA|USDA|VA) 7 $775,000 $110,714 $4,623 3.29%
Aberdeen, SD (FHA|USDA|VA) 4 $770,000 $192,500 $4,552 3.03%
LANCASTER, PA (FHA|USDA|VA) 4 $770,000 $192,500 $2,389 3.41%
Mayfield, KY (FHA|USDA|VA) 6 $770,000 $128,333 $3,479 3.13%
Marietta, OH (FHA|USDA|VA) 4 $770,000 $192,500 $7,356 3.41%
Jesup, GA (FHA|USDA|VA) 5 $765,000 $153,000 $5,303 3.20%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 4 $760,000 $190,000 $2,345 2.84%
Breckenridge, CO (FHA|USDA|VA) 1 $755,000 $755,000 $20,569 3.50%
North Wilkesboro, NC (FHA|USDA|VA) 5 $745,000 $149,000 $3,783 3.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $745,000 $248,333 $5,126 3.08%
Kerrville, TX (FHA|USDA|VA) 4 $740,000 $185,000 $1,743 2.81%
Coldwater, MI (FHA|USDA|VA) 4 $740,000 $185,000 $4,133 3.25%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $740,000 $185,000 $4,879 2.89%
Laramie, WY (FHA|USDA|VA) 3 $735,000 $245,000 $4,580 3.08%
Wooster, OH (FHA|USDA|VA) 4 $730,000 $182,500 $4,301 3.31%
Lufkin, TX (FHA|USDA|VA) 3 $725,000 $241,667 $7,453 3.29%
SPRINGFIELD, OH (FHA|USDA|VA) 5 $725,000 $145,000 $2,727 3.20%
JACKSON, MS (FHA|USDA|VA) 4 $720,000 $180,000 $2,823 2.70%
Peru, IN (FHA|USDA|VA) 3 $715,000 $238,333 $2,392 3.13%
LAWRENCE, KS (FHA|USDA|VA) 3 $715,000 $238,333 $3,663 3.17%
RENO, NV (FHA|USDA|VA) 3 $705,000 $235,000 $4,939 2.98%
MEDFORD, OR (FHA|USDA|VA) 3 $705,000 $235,000 $3,995 3.25%
Whitewater, WI (FHA|USDA|VA) 3 $705,000 $235,000 $1,558 2.85%
POCATELLO, ID (FHA|USDA|VA) 4 $700,000 $175,000 $3,431 3.03%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $700,000 $175,000 $1,786 2.56%
Big Spring, TX (FHA|USDA|VA) 3 $685,000 $228,333 $4,783 3.12%
Branson, MO (FHA|USDA|VA) 4 $680,000 $170,000 $2,687 3.13%
Cedar City, UT (FHA|USDA|VA) 2 $680,000 $340,000 $6,132 2.80%
Marion, OH (FHA|USDA|VA) 3 $675,000 $225,000 $2,381 2.83%
BRUNSWICK, GA (FHA|USDA|VA) 4 $670,000 $167,500 $4,323 2.88%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $665,000 $221,667 $2,913 2.52%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $665,000 $221,667 $2,827 3.13%
GRAND FORKS, ND-MN (FHA|USDA|VA) 3 $665,000 $221,667 $3,402 3.13%
BATTLE CREEK, MI (FHA|USDA|VA) 4 $660,000 $165,000 $3,887 3.78%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $660,000 $165,000 $6,147 2.97%
Williston, ND (FHA|USDA|VA) 2 $660,000 $330,000 $4,124 3.19%
Lawrenceburg, TN (FHA|USDA|VA) 3 $655,000 $218,333 $1,769 2.91%
Corsicana, TX (FHA|USDA|VA) 3 $655,000 $218,333 $8,616 3.38%
THE VILLAGES, FL (FHA|USDA|VA) 3 $655,000 $218,333 $7,852 3.11%
Red Bluff, CA (FHA|USDA|VA) 2 $650,000 $325,000 $2,281 2.75%
Jefferson, GA (FHA|USDA|VA) 3 $645,000 $215,000 $3,078 2.88%
ASHEVILLE, NC (FHA|USDA|VA) 3 $645,000 $215,000 $4,919 2.65%
COLUMBUS, IN (FHA|USDA|VA) 3 $635,000 $211,667 $4,085 2.58%
WENATCHEE, WA (FHA|USDA|VA) 2 $630,000 $315,000 $4,169 2.75%
JONESBORO, AR (FHA|USDA|VA) 3 $625,000 $208,333 $1,698 2.79%
Dickinson, ND (FHA|USDA|VA) 3 $625,000 $208,333 $3,619 3.29%
CORVALLIS, OR (FHA|USDA|VA) 2 $620,000 $310,000 $4,263 2.94%
Warrensburg, MO (FHA|USDA|VA) 2 $610,000 $305,000 $7,091 2.56%
MISSOULA, MT (FHA|USDA|VA) 2 $600,000 $300,000 $3,272 3.31%
Picayune, MS (FHA|USDA|VA) 4 $600,000 $150,000 $4,042 3.31%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 4 $600,000 $150,000 $2,109 2.90%
Celina, OH (FHA|USDA|VA) 3 $595,000 $198,333 $4,472 3.08%
Crossville, TN (FHA|USDA|VA) 4 $590,000 $147,500 $2,794 3.09%
Sulphur Springs, TX (FHA|USDA|VA) 3 $585,000 $195,000 $5,204 3.25%
Coos Bay, OR (FHA|USDA|VA) 3 $585,000 $195,000 $3,626 2.71%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $585,000 $195,000 $1,419 2.50%
Huntington, IN (FHA|USDA|VA) 4 $580,000 $145,000 $2,991 3.53%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $575,000 $191,667 $3,193 2.61%
Alice, TX (FHA|USDA|VA) 2 $570,000 $285,000 $5,583 3.06%
GRANTS PASS, OR (FHA|USDA|VA) 2 $570,000 $285,000 $5,666 3.25%
Arcadia, FL (FHA|USDA|VA) 1 $565,000 $565,000 $7,147 4.88%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $560,000 $140,000 $3,291 3.59%
STAUNTON, VA (FHA|USDA|VA) 4 $560,000 $140,000 $1,477 2.75%
Las Vegas, NM (FHA|USDA|VA) 3 $555,000 $185,000 $2,157 3.54%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $545,000 $181,667 $2,195 2.50%
DECATUR, AL (FHA|USDA|VA) 4 $540,000 $135,000 $1,738 2.52%
Juneau, AK (FHA|USDA|VA) 1 $535,000 $535,000 $11,379 2.50%
Dublin, GA (FHA|USDA|VA) 3 $535,000 $178,333 $6,080 2.67%
Big Rapids, MI (FHA|USDA|VA) 3 $515,000 $171,667 $2,853 3.13%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $510,000 $255,000 $6,252 3.50%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $500,000 $250,000 $4,246 3.44%
Mount Sterling, KY (FHA|USDA|VA) 3 $495,000 $165,000 $3,536 3.33%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $495,000 $165,000 $1,248 3.29%
Craig, CO (FHA|USDA|VA) 2 $490,000 $245,000 $4,970 3.38%
Fort Polk South, LA (FHA|USDA|VA) 3 $485,000 $161,667 $4,944 2.88%
Paducah, KY-IL (FHA|USDA|VA) 2 $480,000 $240,000 $5,196 3.19%
Winnemucca, NV (FHA|USDA|VA) 2 $480,000 $240,000 $4,327 2.81%
Union City, TN (FHA|USDA|VA) 4 $480,000 $120,000 $6,009 3.53%
HINESVILLE, GA (FHA|USDA|VA) 3 $475,000 $158,333 $2,278 2.75%
Ponca City, OK (FHA|USDA|VA) 4 $470,000 $117,500 $4,237 3.22%
Payson, AZ (FHA|USDA|VA) 2 $470,000 $235,000 $2,226 2.69%
DOTHAN, AL (FHA|USDA|VA) 3 $465,000 $155,000 $1,084 2.50%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $465,000 $465,000 $11,208 3.13%
Morehead City, NC (FHA|USDA|VA) 1 $465,000 $465,000 $2,540 2.63%
Roswell, NM (FHA|USDA|VA) 2 $460,000 $230,000 $3,005 2.88%
Cornelia, GA (FHA|USDA|VA) 2 $460,000 $230,000 $4,612 2.60%
CHEYENNE, WY (FHA|USDA|VA) 1 $455,000 $455,000 $1,137 2.25%
MUSKEGON, MI (FHA|USDA|VA) 2 $450,000 $225,000 $4,759 3.44%
Nacogdoches, TX (FHA|USDA|VA) 2 $450,000 $225,000 $4,824 4.00%
READING, PA (FHA|USDA|VA) 2 $450,000 $225,000 $3,138 2.94%
LYNCHBURG, VA (FHA|USDA|VA) 3 $445,000 $148,333 $3,341 3.29%
Rockport, TX (FHA|USDA|VA) 3 $445,000 $148,333 $3,303 2.74%
Wilmington, OH (FHA|USDA|VA) 3 $445,000 $148,333 $3,243 3.21%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $445,000 $89,000 $1,396 2.47%
CLEVELAND, TN (FHA|USDA|VA) 2 $440,000 $220,000 $7,836 2.75%
CARSON CITY, NV (FHA|USDA|VA) 2 $430,000 $215,000 $3,304 3.31%
Findlay, OH (FHA|USDA|VA) 2 $430,000 $215,000 $2,091 2.56%
Riverton, WY (FHA|USDA|VA) 2 $420,000 $210,000 $4,179 3.31%
LOGAN, UT-ID (FHA|USDA|VA) 2 $420,000 $210,000 $2,158 2.11%
Newport, OR (FHA|USDA|VA) 3 $415,000 $138,333 $5,448 2.83%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $415,000 $138,333 $9,377 3.33%
Miami, OK (FHA|USDA|VA) 5 $415,000 $83,000 $3,633 3.48%
TWIN FALLS, ID (FHA|USDA|VA) 2 $410,000 $205,000 $3,728 3.19%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $410,000 $205,000 $3,390 2.87%
Albertville, AL (FHA|USDA|VA) 2 $410,000 $205,000 $1,883 2.75%
LINCOLN, NE (FHA|USDA|VA) 2 $410,000 $205,000 $1,104 2.50%
Frankfort, IN (FHA|USDA|VA) 2 $410,000 $205,000 $3,863 4.06%
Duncan, OK (FHA|USDA|VA) 2 $410,000 $205,000 $4,868 3.00%
FLORENCE, SC (FHA|USDA|VA) 2 $410,000 $205,000 $1,664 2.88%
Andrews, TX (FHA|USDA|VA) 2 $390,000 $195,000 $3,815 3.69%
ALBANY, GA (FHA|USDA|VA) 2 $390,000 $195,000 $3,872 2.69%
Danville, VA (FHA|USDA|VA) 3 $385,000 $128,333 $7,263 2.86%
Sanford, NC (FHA|USDA|VA) 1 $375,000 $375,000 $2,146 2.50%
DUBUQUE, IA (FHA|USDA|VA) 1 $375,000 $375,000 $4,333 3.75%
MORRISTOWN, TN (FHA|USDA|VA) 2 $370,000 $185,000 $5,850 2.81%
WILMINGTON, NC (FHA|USDA|VA) 2 $370,000 $185,000 $1,800 2.31%
GADSDEN, AL (FHA|USDA|VA) 2 $370,000 $185,000 $3,654 3.69%
North Vernon, IN (FHA|USDA|VA) 2 $360,000 $180,000 $1,234 3.19%
Washington Court House, OH (FHA|USDA|VA) 2 $360,000 $180,000 $4,728 3.19%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $360,000 $180,000 $5,100 3.56%
Vineyard Haven, MA (FHA|USDA|VA) 1 $355,000 $355,000 $4,440 2.75%
Kalispell, MT (FHA|USDA|VA) 1 $355,000 $355,000 $3,289 3.00%
Bluffton, IN (FHA|USDA|VA) 2 $350,000 $175,000 $2,692 3.38%
Heber, UT (FHA|USDA|VA) 1 $345,000 $345,000 $3,693 2.75%
Ardmore, OK (FHA|USDA|VA) 3 $345,000 $115,000 $3,062 3.25%
Durango, CO (FHA|USDA|VA) 1 $345,000 $345,000 $3,282 3.13%
Parsons, KS (FHA|USDA|VA) 4 $340,000 $85,000 $3,572 3.59%
GAINESVILLE, GA (FHA|USDA|VA) 2 $340,000 $170,000 $1,729 3.31%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $340,000 $170,000 $3,006 2.88%
Grants, NM (FHA|USDA|VA) 2 $340,000 $170,000 $5,191 3.00%
Elko, NV (FHA|USDA|VA) 1 $335,000 $335,000 $8,551 3.00%
Tiffin, OH (FHA|USDA|VA) 3 $335,000 $111,667 $2,689 2.83%
Red Wing, MN (FHA|USDA|VA) 1 $335,000 $335,000 $0 4.00%
Spearfish, SD (FHA|USDA|VA) 1 $335,000 $335,000 $3,686 2.75%
The Dalles, OR (FHA|USDA|VA) 2 $330,000 $165,000 $3,272 3.00%
Okeechobee, FL (FHA|USDA|VA) 2 $330,000 $165,000 $7,394 3.31%
Plainview, TX (FHA|USDA|VA) 2 $330,000 $165,000 $3,125 3.44%
Fergus Falls, MN (FHA|USDA|VA) 1 $325,000 $325,000 $4,885 3.13%
Wauchula, FL (FHA|USDA|VA) 1 $325,000 $325,000 $6,162 3.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $320,000 $160,000 $2,225 3.13%
Wabash, IN (FHA|USDA|VA) 2 $320,000 $160,000 $3,662 4.00%
Natchitoches, LA (FHA|USDA|VA) 2 $320,000 $160,000 $2,461 2.75%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $320,000 $160,000 $2,617 2.88%
Jacksonville, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,148 3.13%
Plymouth, IN (FHA|USDA|VA) 1 $315,000 $315,000 $3,394 3.38%
Crawfordsville, IN (FHA|USDA|VA) 2 $310,000 $155,000 $3,308 3.38%
Lake City, FL (FHA|USDA|VA) 2 $310,000 $155,000 $6,556 2.88%
MONROE, LA (FHA|USDA|VA) 2 $310,000 $155,000 $3,010 3.31%
Kingsville, TX (FHA|USDA|VA) 2 $310,000 $155,000 $5,081 3.06%
Mount Vernon, OH (FHA|USDA|VA) 2 $310,000 $155,000 $4,653 3.06%
ST. CLOUD, MN (FHA|USDA|VA) 2 $310,000 $155,000 $1,514 3.19%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $310,000 $155,000 $3,135 2.69%
FOND DU LAC, WI (FHA|USDA|VA) 2 $310,000 $155,000 $1,754 3.31%
GETTYSBURG, PA (FHA|USDA|VA) 2 $310,000 $155,000 $2,832 2.56%
Crescent City, CA (FHA|USDA|VA) 1 $295,000 $295,000 $4,803 2.75%
Ruidoso, NM (FHA|USDA|VA) 1 $295,000 $295,000 $3,111 2.88%
Beeville, TX (FHA|USDA|VA) 2 $290,000 $145,000 $5,302 4.00%
NILES, MI (FHA|USDA|VA) 2 $290,000 $145,000 $2,977 2.98%
VICTORIA, TX (FHA|USDA|VA) 2 $290,000 $145,000 $3,696 2.75%
Minden, LA (FHA|USDA|VA) 3 $285,000 $95,000 $5,140 3.50%
Ottawa, KS (FHA|USDA|VA) 1 $285,000 $285,000 $1,544 2.63%
HARRISONBURG, VA (FHA|USDA|VA) 2 $280,000 $140,000 $1,963 3.25%
Urbana, OH (FHA|USDA|VA) 1 $275,000 $275,000 $2,552 2.99%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $275,000 $275,000 $3,485 2.25%
Beaver Dam, WI (FHA|USDA|VA) 2 $270,000 $135,000 $1,949 2.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $270,000 $135,000 $3,991 3.37%
BANGOR, ME (FHA|USDA|VA) 1 $265,000 $265,000 $1,208 2.75%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $265,000 $265,000 $2,343 3.25%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $265,000 $265,000 $2,909 2.75%
Salem, OH (FHA|USDA|VA) 3 $265,000 $88,333 $1,767 3.08%
Hutchinson, MN (FHA|USDA|VA) 1 $265,000 $265,000 $4,756 3.00%
Shelby, NC (FHA|USDA|VA) 2 $260,000 $130,000 $2,157 3.31%
Greensburg, IN (FHA|USDA|VA) 2 $260,000 $130,000 $1,667 4.06%
APPLETON, WI (FHA|USDA|VA) 1 $255,000 $255,000 $4,597 4.00%
Bay City, TX (FHA|USDA|VA) 1 $255,000 $255,000 $7,540 4.13%
Orangeburg, SC (FHA|USDA|VA) 1 $255,000 $255,000 $4,139 3.25%
Vernal, UT (FHA|USDA|VA) 1 $255,000 $255,000 $2,453 3.38%
Albemarle, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,069 2.38%
COLUMBIA, MO (FHA|USDA|VA) 2 $250,000 $125,000 $2,264 3.06%
Sonora, CA (FHA|USDA|VA) 1 $245,000 $245,000 $5,909 3.38%
Greeneville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $5,443 3.50%
IOWA CITY, IA (FHA|USDA|VA) 1 $245,000 $245,000 $4,520 4.25%
Minot, ND (FHA|USDA|VA) 1 $245,000 $245,000 $3,195 3.38%
Alexandria, MN (FHA|USDA|VA) 1 $245,000 $245,000 $0 1.83%
Paragould, AR (FHA|USDA|VA) 2 $240,000 $120,000 $4,253 2.69%
DALTON, GA (FHA|USDA|VA) 2 $240,000 $120,000 $1,357 2.68%
Madison, IN (FHA|USDA|VA) 2 $240,000 $120,000 $2,007 2.94%
Jackson, WY-ID (FHA|USDA|VA) 1 $235,000 $235,000 $2,511 3.38%
Kearney, NE (FHA|USDA|VA) 1 $235,000 $235,000 $1,522 2.25%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $235,000 $235,000 $2,898 3.38%
Brainerd, MN (FHA|USDA|VA) 1 $235,000 $235,000 $1,795 3.38%
Bellefontaine, OH (FHA|USDA|VA) 2 $230,000 $115,000 $3,301 3.06%
Vincennes, IN (FHA|USDA|VA) 2 $230,000 $115,000 $974 3.31%
St. Marys, GA (FHA|USDA|VA) 1 $225,000 $225,000 $4,534 2.63%
McComb, MS (FHA|USDA|VA) 1 $215,000 $215,000 $4,249 3.50%
MANSFIELD, OH (FHA|USDA|VA) 1 $215,000 $215,000 $1,609 2.75%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $215,000 $215,000 $1,788 2.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $215,000 $215,000 $2,768 2.63%
Brookings, SD (FHA|USDA|VA) 1 $215,000 $215,000 $3,802 3.13%
Mason City, IA (FHA|USDA|VA) 1 $205,000 $205,000 $2,813 2.88%
Madisonville, KY (FHA|USDA|VA) 1 $205,000 $205,000 $5,382 3.75%
Statesboro, GA (FHA|USDA|VA) 1 $205,000 $205,000 $1,869 2.50%
Athens, TN (FHA|USDA|VA) 2 $200,000 $100,000 $2,680 2.42%
GREENVILLE, NC (FHA|USDA|VA) 1 $195,000 $195,000 $4,114 3.00%
Poplar Bluff, MO (FHA|USDA|VA) 1 $195,000 $195,000 $2,781 3.00%
Portsmouth, OH (FHA|USDA|VA) 1 $195,000 $195,000 $1,557 2.50%
OWENSBORO, KY (FHA|USDA|VA) 1 $195,000 $195,000 $4,357 3.00%
Dumas, TX (FHA|USDA|VA) 1 $195,000 $195,000 $2,476 3.38%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $190,000 $95,000 $2,318 3.31%
Lewisburg, PA (FHA|USDA|VA) 1 $185,000 $185,000 $706 2.99%
WALLA WALLA, WA (FHA|USDA|VA) 1 $185,000 $185,000 $2,038 3.63%
Logansport, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,723 3.75%
Sayre, PA (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.38%
PINE BLUFF, AR (FHA|USDA|VA) 2 $180,000 $90,000 $4,049 4.00%
Calhoun, GA (FHA|USDA|VA) 2 $180,000 $90,000 $1,940 2.30%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $175,000 $175,000 $1,226 2.88%
Bemidji, MN (FHA|USDA|VA) 1 $175,000 $175,000 $5,181 4.75%
GREEN BAY, WI (FHA|USDA|VA) 1 $175,000 $175,000 $2,370 3.25%
VALDOSTA, GA (FHA|USDA|VA) 2 $170,000 $85,000 $1,644 3.00%
Indiana, PA (FHA|USDA|VA) 1 $165,000 $165,000 $2,533 2.38%
Farmington, MO (FHA|USDA|VA) 1 $165,000 $165,000 $4,187 2.63%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $165,000 $165,000 $991 2.38%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $165,000 $165,000 $6,781 4.25%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $165,000 $165,000 $843 4.00%
Rexburg, ID (FHA|USDA|VA) 1 $165,000 $165,000 $1,957 2.88%
Port Lavaca, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,297 3.13%
Pella, IA (FHA|USDA|VA) 1 $165,000 $165,000 $2,791 2.75%
Palatka, FL (FHA|USDA|VA) 1 $165,000 $165,000 $10,974 2.99%
Pahrump, NV (FHA|USDA|VA) 1 $165,000 $165,000 $5,430 4.13%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $165,000 $165,000 $1,033 3.25%
Sweetwater, TX (FHA|USDA|VA) 2 $160,000 $80,000 $5,771 3.81%
Camden, AR (FHA|USDA|VA) 1 $155,000 $155,000 $1,508 3.50%
Ruston, LA (FHA|USDA|VA) 1 $155,000 $155,000 $3,485 3.88%
Washington, IN (FHA|USDA|VA) 1 $155,000 $155,000 $9,150 4.38%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $155,000 $155,000 $1,887 2.75%
Dayton, TN (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.21%
Uvalde, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,797 4.25%
Bluefield, WV-VA (FHA|USDA|VA) 1 $155,000 $155,000 $3,182 3.13%
Malvern, AR (FHA|USDA|VA) 2 $150,000 $75,000 $3,589 3.56%
Escanaba, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,868 2.75%
Wilson, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,677 2.75%
Hutchinson, KS (FHA|USDA|VA) 1 $135,000 $135,000 $1,781 2.63%
Union, SC (FHA|USDA|VA) 1 $135,000 $135,000 $3,113 2.50%
Vidalia, GA (FHA|USDA|VA) 1 $135,000 $135,000 $7,196 3.25%
CHARLESTON, WV (FHA|USDA|VA) 1 $135,000 $135,000 $4,190 3.50%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $135,000 $135,000 $1,291 2.25%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $135,000 $135,000 $1,678 2.25%
Vermillion, SD (FHA|USDA|VA) 1 $135,000 $135,000 $2,581 3.00%
Centralia, IL (FHA|USDA|VA) 1 $125,000 $125,000 $1,726 2.25%
Hobbs, NM (FHA|USDA|VA) 1 $125,000 $125,000 $176 3.75%
Chillicothe, OH (FHA|USDA|VA) 1 $125,000 $125,000 $1,654 1.99%
Lewistown, PA (FHA|USDA|VA) 1 $125,000 $125,000 $1,779 2.75%
GOLDSBORO, NC (FHA|USDA|VA) 1 $125,000 $125,000 $1,152 2.25%
Montrose, CO (FHA|USDA|VA) 1 $125,000 $125,000 $443 2.06%
Steamboat Springs, CO (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.11%
Storm Lake, IA (FHA|USDA|VA) 1 $115,000 $115,000 $1,724 3.13%
Cullman, AL (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.06%
BURLINGTON, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,221 3.25%
Meadville, PA (FHA|USDA|VA) 1 $115,000 $115,000 $1,820 2.25%
ROME, GA (FHA|USDA|VA) 1 $115,000 $115,000 $2,429 2.88%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $105,000 $105,000 $1,706 2.88%
Jasper, AL (FHA|USDA|VA) 1 $105,000 $105,000 $1,206 2.99%
Fernley, NV (FHA|USDA|VA) 1 $105,000 $105,000 $3,164 2.88%
Marinette, WI-MI (FHA|USDA|VA) 1 $95,000 $95,000 $3,859 4.75%
Glasgow, KY (FHA|USDA|VA) 1 $95,000 $95,000 $2,304 3.50%
Norfolk, NE (FHA|USDA|VA) 1 $95,000 $95,000 $2,394 3.00%
Great Bend, KS (FHA|USDA|VA) 1 $95,000 $95,000 $1,696 3.38%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $85,000 $85,000 $3,156 3.75%
Portales, NM (FHA|USDA|VA) 1 $85,000 $85,000 $3,902 4.38%
Marion, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,566 3.50%
Columbus, MS (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.58%
Stevens Point, WI (FHA|USDA|VA) 1 $75,000 $75,000 $1,094 2.63%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $65,000 $65,000 $3,643 3.88%
Martin, TN (FHA|USDA|VA) 1 $65,000 $65,000 $4,914 3.13%
NEW BERN, NC (FHA|USDA|VA) 1 $65,000 $65,000 $1,469 2.05%
Maysville, KY (FHA|USDA|VA) 1 $55,000 $55,000 $2,314 3.38%
Pampa, TX (FHA|USDA|VA) 1 $15,000 $15,000 $3,178 3.06%
Mid America Mortgage's top markets include Dallas, Houston, Austin, Urban Honolulu, and Phoenix among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Hawaii (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • California (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 10,275 $2,806,255,000 $273,115 $4,939 3.15%
    FHA 6,435 $1,456,895,000 $226,402 $4,752 3.20%
    VA 2,009 $564,695,000 $281,083 $3,729 2.85%
    USDA 1,697 $283,685,000 $167,169 $4,811 3.13%

    For 2021, Mid America Mortgage's most frequently originated type of loan was Conventional, with 10,275 originations. Their 2nd most popular type was FHA, with 6,435 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 12,076 $3,051,680,000 $252,706 $5,732 3.29%
    Refi 5,141 $1,221,065,000 $237,515 $3,015 2.86%
    Cash Out Refi 3,196 $837,850,000 $262,156 $3,669 3.00%
    Other 3 $935,000 $311,667 $3,312 2.67%

    For 2021, Mid America Mortgage's most frequently cited loan purpose was Home Purchase, with 12,076 originations. The 2nd most popular reason was Refi, with 5,141 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 12,723 $3,282,935,000 $258,032 $4,774 3.16%
    Other 6,178 $1,504,330,000 $243,498 $5,000 3.20%
    15 Year 1,035 $218,975,000 $211,570 $3,706 2.57%
    20 Year 402 $90,980,000 $226,318 $3,341 2.92%
    10 Year 76 $13,450,000 $176,974 $3,135 2.42%
    3 Year 1 $485,000 $485,000 $2,404 2.25%
    1 Year 1 $375,000 $375,000 $15,443 6.00%

    For 2021, Mid America Mortgage's most frequently cited loan duration was 30 Year, with 12,723 originations. The 2nd most popular length was Other, with 6,178 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 8,792 $2,143,750,000 $243,830
    $<1k 4,582 $1,152,950,000 $251,626
    $5k+ 2,544 $912,960,000 $358,868
    $2k-3k 1,868 $373,880,000 $200,150
    $3k-4k 1,192 $220,020,000 $184,581
    $4k-5k 930 $205,140,000 $220,581

    Mid America Mortgage's average total fees were $4,774, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 8,792 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 9,710 $2,405,330,000 $247,717
    2.5-3% 6,782 $1,787,420,000 $263,554
    <2.5% 2,763 $677,915,000 $245,355
    4-5% 1,115 $226,755,000 $203,368
    7-8% 16 $5,250,000 $328,125
    5-6% 12 $4,600,000 $383,333
    Over 8% 10 $2,160,000 $216,000
    6-7% 8 $2,100,000 $262,500

    During 2021, Mid America Mortgage's average interest rate for loans was 3.16%, while their most frequently originated rate bucket for loans was 3-4%, with 9,710 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 9,259 $2,582,395,000 $278,906 $4,976 3.11%
    $100k-200k 7,281 $1,114,885,000 $153,123 $3,938 3.16%
    $400k-600k 2,083 $995,945,000 $478,130 $6,704 3.08%
    $100,000 or less 1,382 $108,480,000 $78,495 $3,478 3.30%
    $600k-1MM 384 $275,900,000 $718,490 $7,413 3.09%
    $1MM+ 27 $33,925,000 $1,256,481 $16,995 3.18%

    2021 saw Mid America Mortgage place emphasis on $200k-400k loans with 9,259 originations, totaling $2,582,395,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 4,808 $995,540,000 $207,059 $4,800 3.23%
    $50k or less 4,040 $612,050,000 $151,498 $3,931 3.23%
    $100k-150k 3,888 $1,214,700,000 $312,423 $5,290 3.15%
    $75k-100k 3,308 $867,840,000 $262,346 $4,901 3.19%
    $150k-250k 2,100 $776,670,000 $369,843 $5,847 3.09%
    $250k+ 671 $295,265,000 $440,037 $7,011 3.13%

    Mid America Mortgage lent most frequently to those with incomes in the $50k-75k range, with 4,808 originations. The second most popular income band? $50k or less, with 4,040 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,614 $865,540,000 $239,496 $4,524 3.11%
    30-36% 3,514 $879,790,000 $250,367 $4,757 3.17%
    <20% 3,091 $689,885,000 $223,192 $2,947 2.74%
    50-60% 1,254 $332,480,000 $265,136 $5,421 3.30%
    40% 792 $205,690,000 $259,710 $5,198 3.21%
    39% 781 $200,415,000 $256,613 $4,939 3.23%
    44% 728 $190,840,000 $262,143 $6,613 3.24%
    38% 723 $187,755,000 $259,689 $5,087 3.27%
    43% 707 $186,415,000 $263,670 $5,083 3.25%
    41% 696 $183,470,000 $263,606 $5,235 3.22%
    42% 692 $182,090,000 $263,136 $5,066 3.26%
    36% 687 $167,095,000 $243,224 $5,004 3.24%
    37% 619 $157,585,000 $254,580 $4,954 3.24%
    45% 544 $144,200,000 $265,074 $5,386 3.33%
    49% 512 $136,710,000 $267,012 $5,360 3.26%
    46% 469 $126,205,000 $269,094 $5,160 3.23%
    47% 469 $133,985,000 $285,682 $5,507 3.27%
    48% 446 $117,120,000 $262,601 $5,321 3.30%
    >60% 78 $24,260,000 $311,026 $5,817 3.15%

    Mid America Mortgage lent most frequently to those with DTI ratios of 20-30%, with 3,614 originations. The next most common DTI ratio? 30-36%, with 3,514 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 12,906 $3,117,600,000 $241,562 $4,765 3.16%
    Not provided 3,217 $814,705,000 $253,250 $4,332 2.98%
    American Indian 1,596 $396,340,000 $248,333 $4,643 3.15%
    Black 1,578 $378,220,000 $239,683 $5,025 3.29%
    Asian 951 $349,485,000 $367,492 $5,673 3.08%
    Native Hawaiian or Islander 168 $55,180,000 $328,452 $4,016 2.70%

    Approval Rates

    Total approvals of all applications
    97.40%

    Mid America Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    64.06%

    Mid America Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 20,416 $5,111,530,000 $250,369

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    20,416 $5,111,530,000 $250,369

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 603 $105,455,000 $174,884 $4,058 2.73%
    40-60% 2,078 $493,480,000 $237,478 $3,884 2.84%
    60-80% 5,854 $1,573,180,000 $268,736 $4,505 3.13%
    80-100% 11,565 $2,850,475,000 $246,474 $5,045 3.22%
    Over 100% 259 $82,745,000 $319,479 $5,007 3.04%
    Under 20% 57 $6,195,000 $108,684 $3,726 2.66%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    MidAmerica Mortgage Inc Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 3.8%
    MidAmerica Mortgage Inc Conventional home mortgage Trouble during payment process 6 11.5%
    MidAmerica Mortgage Inc FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 3.8%
    MidAmerica Mortgage Inc FHA mortgage Closing on a mortgage 1 1.9%
    MidAmerica Mortgage Inc FHA mortgage Incorrect information on your report 5 9.6%
    MidAmerica Mortgage Inc FHA mortgage Struggling to pay mortgage 6 11.5%
    MidAmerica Mortgage Inc FHA mortgage Trouble during payment process 14 26.9%
    MidAmerica Mortgage Inc Other type of mortgage Struggling to pay mortgage 1 1.9%
    MidAmerica Mortgage Inc Other type of mortgage Trouble during payment process 2 3.8%
    MidAmerica Mortgage Inc VA mortgage Incorrect information on your report 1 1.9%
    MidAmerica Mortgage Inc VA mortgage Struggling to pay mortgage 5 9.6%
    MidAmerica Mortgage Inc VA mortgage Trouble during payment process 7 13.5%