Everett Financial Mortgage Rates, Fees & Info

AUSTIN, TX

LEI: 549300XWUSRVVOHPRY47

Tax ID: 75-2695327

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Mortgage Data

Review & Overview

Everett Financial is a large mortgage company specializing in Home Purchase and Refi loans. Everett Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Atlanta, Minneapolis, San Francisco, and Houston among others. We have data for 581 markets. (Some data included below & more in-depth data is available with an active subscription.)

Everett Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Everett Financial is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.51% 4/22/24
30 Year Conventional Refi 6.74% 4/22/24
30 Year Cash-out Refi 7.01% 4/22/24
30 Year FHA Purchase 7.91% 4/22/24
30 Year FHA Refi 7.76% 4/22/24
30 Year VA Purchase 6.66% 4/22/24
30 Year VA Refi 6.18% 4/22/24
30 Year USDA Purchase 7.16% 4/22/24
30 Year USDA Refi 6.27% 4/22/24
15 Year Conventional Purchase 6.34% 4/22/24
15 Year Conventional Refi 6.26% 4/22/24
15 Year Cash-out Refi 6.26% 4/22/24
15 Year FHA Purchase 7.29% 4/22/24
15 Year FHA Refi 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Everett Financial Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Everett Financial. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

60,521

Origination Dollar Volume (All Markets)

$16,109,965,000
Show all (338) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 10,153 $2,635,605,000 $259,589 $4,137 3.19%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 5,089 $1,322,675,000 $259,909 $3,030 3.19%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 4,658 $1,242,360,000 $266,715 $2,198 2.99%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1,980 $1,071,030,000 $540,924 $3,078 3.18%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,728 $546,520,000 $200,337 $4,381 2.85%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1,701 $483,615,000 $284,312 $3,851 3.32%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 945 $461,515,000 $488,376 $3,172 3.12%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,456 $430,490,000 $295,666 $3,236 3.13%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,264 $422,170,000 $333,995 $3,393 2.93%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 859 $412,045,000 $479,680 $3,101 3.13%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1,386 $397,330,000 $286,674 $3,466 3.18%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1,760 $357,020,000 $202,852 $1,762 3.22%
Outside of Metro Areas 1,777 $329,845,000 $185,619 $2,759 3.19%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,053 $250,235,000 $237,640 $4,053 2.85%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 637 $234,605,000 $368,297 $3,170 3.09%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 448 $205,770,000 $459,308 $2,724 3.19%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 395 $174,565,000 $441,937 $2,952 3.14%
TULSA, OK (FHA|USDA|VA) 914 $172,500,000 $188,731 $3,819 3.36%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 444 $159,710,000 $359,707 $4,435 2.98%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 565 $150,895,000 $267,071 $4,033 3.20%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 549 $141,185,000 $257,168 $2,971 3.16%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 617 $133,925,000 $217,058 $3,426 3.18%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 343 $118,695,000 $346,050 $3,070 3.08%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 437 $116,465,000 $266,510 $3,170 3.13%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 553 $106,625,000 $192,812 $3,015 3.22%
KANSAS CITY, MO-KS (FHA|USDA|VA) 504 $105,660,000 $209,643 $2,450 3.23%
SALT LAKE CITY, UT (FHA|USDA|VA) 319 $95,775,000 $300,235 $1,976 3.21%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 423 $93,865,000 $221,903 $3,892 3.18%
NAPA, CA (FHA|USDA|VA) 189 $85,385,000 $451,772 $2,551 3.24%
OKLAHOMA CITY, OK (FHA|USDA|VA) 461 $85,135,000 $184,675 $3,411 3.52%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 136 $84,270,000 $619,632 $2,451 3.11%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 336 $82,620,000 $245,893 $2,533 3.17%
CORPUS CHRISTI, TX (FHA|USDA|VA) 486 $81,610,000 $167,922 $4,534 2.85%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 432 $80,650,000 $186,690 $3,058 3.33%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 415 $77,875,000 $187,651 $2,952 3.15%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 309 $69,075,000 $223,544 $3,830 3.36%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 226 $67,340,000 $297,965 $2,110 3.52%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 113 $59,105,000 $523,053 $2,140 3.24%
MIDLAND, TX (FHA|USDA|VA) 223 $57,685,000 $258,677 $4,895 3.27%
VALLEJO, CA (FHA|USDA|VA) 159 $57,585,000 $362,170 $3,764 3.16%
GAINESVILLE, GA (FHA|USDA|VA) 239 $57,015,000 $238,556 $3,307 3.21%
GREEN BAY, WI (FHA|USDA|VA) 273 $55,845,000 $204,560 $1,680 2.99%
Truckee-Grass Valley, CA (FHA|USDA|VA) 136 $55,110,000 $405,221 $2,636 3.16%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 188 $52,790,000 $280,798 $4,202 3.32%
BOISE CITY, ID (FHA|USDA|VA) 167 $52,155,000 $312,305 $2,777 3.14%
LOUISVILLE, KY (FHA|USDA|VA) 295 $50,565,000 $171,407 $2,469 3.37%
STOCKTON, CA (FHA|USDA|VA) 162 $46,420,000 $286,543 $4,000 2.84%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 210 $43,130,000 $205,381 $3,487 3.41%
GREELEY, CO (FHA|USDA|VA) 136 $40,750,000 $299,632 $4,330 2.81%
ST. GEORGE, UT (FHA|USDA|VA) 124 $40,680,000 $328,065 $1,823 3.22%
HUNTSVILLE, AL (FHA|USDA|VA) 181 $38,455,000 $212,459 $2,877 3.20%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 257 $38,145,000 $148,424 $2,326 3.09%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 142 $37,980,000 $267,465 $3,857 3.30%
FRESNO, CA (FHA|USDA|VA) 116 $35,900,000 $309,483 $2,442 3.01%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 225 $35,665,000 $158,511 $3,421 3.34%
Ukiah, CA (FHA|USDA|VA) 88 $34,390,000 $390,795 $2,536 3.22%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 114 $34,210,000 $300,088 $3,489 3.16%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 239 $34,015,000 $142,322 $2,357 3.10%
Paducah, KY-IL (FHA|USDA|VA) 203 $32,215,000 $158,695 $2,746 3.44%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 201 $32,075,000 $159,577 $1,999 3.19%
PANAMA CITY, FL (FHA|USDA|VA) 131 $30,155,000 $230,191 $3,826 3.05%
COLORADO SPRINGS, CO (FHA|USDA|VA) 92 $29,730,000 $323,152 $3,207 3.03%
MODESTO, CA (FHA|USDA|VA) 106 $29,120,000 $274,717 $3,617 2.98%
Owatonna, MN (FHA|USDA|VA) 153 $28,785,000 $188,137 $2,228 2.91%
PROVO-OREM, UT (FHA|USDA|VA) 90 $28,170,000 $313,000 $2,087 3.09%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 94 $27,780,000 $295,532 $2,239 3.08%
Granbury, TX (FHA|USDA|VA) 119 $27,655,000 $232,395 $3,692 3.17%
RALEIGH-CARY, NC (FHA|USDA|VA) 102 $27,390,000 $268,529 $2,788 3.23%
RENO, NV (FHA|USDA|VA) 72 $26,880,000 $373,333 $2,257 3.25%
MADISON, WI (FHA|USDA|VA) 106 $26,700,000 $251,887 $2,139 3.18%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 93 $26,515,000 $285,108 $3,689 3.25%
Faribault-Northfield, MN (FHA|USDA|VA) 113 $25,775,000 $228,097 $1,933 2.97%
SHERMAN-DENISON, TX (FHA|USDA|VA) 112 $25,340,000 $226,250 $4,357 3.33%
ST. CLOUD, MN (FHA|USDA|VA) 129 $25,115,000 $194,690 $2,784 2.89%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 124 $25,040,000 $201,935 $2,468 3.27%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 101 $24,335,000 $240,941 $3,392 3.21%
LONGVIEW, TX (FHA|USDA|VA) 126 $24,160,000 $191,746 $2,866 3.24%
JONESBORO, AR (FHA|USDA|VA) 156 $24,090,000 $154,423 $2,363 3.16%
Blytheville, AR (FHA|USDA|VA) 170 $23,670,000 $139,235 $2,133 3.14%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 128 $23,630,000 $184,609 $3,730 3.20%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 106 $23,450,000 $221,226 $2,346 3.35%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 49 $23,035,000 $470,102 $3,309 3.07%
FORT COLLINS, CO (FHA|USDA|VA) 66 $22,870,000 $346,515 $2,970 3.01%
Heber, UT (FHA|USDA|VA) 40 $22,310,000 $557,750 $2,620 3.23%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 155 $22,095,000 $142,548 $2,375 3.58%
ODESSA, TX (FHA|USDA|VA) 98 $22,040,000 $224,898 $4,823 3.50%
MANKATO, MN (FHA|USDA|VA) 103 $21,775,000 $211,408 $2,066 3.04%
Brainerd, MN (FHA|USDA|VA) 91 $21,645,000 $237,857 $1,820 3.05%
Jefferson, GA (FHA|USDA|VA) 97 $21,535,000 $222,010 $2,646 3.10%
JACKSON, MS (FHA|USDA|VA) 109 $20,995,000 $192,615 $3,188 3.28%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 85 $20,365,000 $239,588 $2,391 3.09%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 93 $19,065,000 $205,000 $2,817 3.20%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 108 $19,030,000 $176,204 $2,033 3.19%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 106 $18,940,000 $178,679 $3,934 3.14%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 94 $18,570,000 $197,553 $2,600 3.05%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 75 $18,105,000 $241,400 $4,168 3.46%
MERCED, CA (FHA|USDA|VA) 72 $17,790,000 $247,083 $3,066 3.35%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 44 $17,010,000 $386,591 $4,109 3.14%
EAST STROUDSBURG, PA (FHA|USDA|VA) 93 $16,775,000 $180,376 $3,881 3.81%
AMARILLO, TX (FHA|USDA|VA) 97 $16,465,000 $169,742 $3,720 3.18%
LAWTON, OK (FHA|USDA|VA) 99 $16,345,000 $165,101 $3,058 3.23%
JACKSONVILLE, FL (FHA|USDA|VA) 77 $16,345,000 $212,273 $2,837 3.72%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 55 $16,245,000 $295,364 $4,036 2.99%
SALINAS, CA (FHA|USDA|VA) 33 $15,995,000 $484,697 $2,551 3.07%
ROCHESTER, MN (FHA|USDA|VA) 71 $15,995,000 $225,282 $2,174 2.87%
TEXARKANA, TX-AR (FHA|USDA|VA) 110 $15,900,000 $144,545 $2,740 3.03%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 85 $15,655,000 $184,176 $2,827 3.12%
PORT ST. LUCIE, FL (FHA|USDA|VA) 60 $14,410,000 $240,167 $3,598 3.16%
BOULDER, CO (FHA|USDA|VA) 33 $13,485,000 $408,636 $3,018 3.14%
ANN ARBOR, MI (FHA|USDA|VA) 51 $13,205,000 $258,922 $1,089 3.19%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 23 $13,015,000 $565,870 $2,750 2.91%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 74 $12,340,000 $166,757 $3,544 3.36%
BOWLING GREEN, KY (FHA|USDA|VA) 79 $11,945,000 $151,203 $2,341 3.47%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 64 $11,310,000 $176,719 $3,570 3.46%
APPLETON, WI (FHA|USDA|VA) 55 $10,705,000 $194,636 $2,164 3.04%
Fairmont, MN (FHA|USDA|VA) 74 $9,730,000 $131,486 $2,183 3.29%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 42 $9,710,000 $231,190 $3,713 2.97%
FORT SMITH, AR-OK (FHA|USDA|VA) 72 $9,550,000 $132,639 $2,329 3.25%
Andrews, TX (FHA|USDA|VA) 44 $9,450,000 $214,773 $4,745 3.22%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 42 $9,420,000 $224,286 $3,548 3.33%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 71 $9,345,000 $131,620 $1,748 3.10%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 35 $9,285,000 $265,286 $3,023 3.26%
Athens, TX (FHA|USDA|VA) 42 $8,800,000 $209,524 $3,410 3.17%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 39 $8,515,000 $218,333 $4,175 3.53%
El Dorado, AR (FHA|USDA|VA) 77 $8,475,000 $110,065 $2,397 3.43%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 19 $8,355,000 $439,737 $3,582 2.97%
DECATUR, AL (FHA|USDA|VA) 48 $8,310,000 $173,125 $2,744 3.51%
Laconia, NH (FHA|USDA|VA) 40 $8,160,000 $204,000 $3,043 3.14%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 35 $8,125,000 $232,143 $3,602 3.41%
Sulphur Springs, TX (FHA|USDA|VA) 47 $8,035,000 $170,957 $3,719 3.47%
Bardstown, KY (FHA|USDA|VA) 51 $8,015,000 $157,157 $2,094 3.59%
Gainesville, TX (FHA|USDA|VA) 28 $7,930,000 $283,214 $3,647 3.42%
Grand Rapids, MN (FHA|USDA|VA) 43 $7,905,000 $183,837 $1,884 2.99%
Bay City, TX (FHA|USDA|VA) 51 $7,865,000 $154,216 $3,948 3.09%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 18 $7,730,000 $429,444 $2,414 3.12%
FLINT, MI (FHA|USDA|VA) 48 $7,720,000 $160,833 $1,965 3.24%
BAKERSFIELD, CA (FHA|USDA|VA) 35 $7,655,000 $218,714 $2,604 3.13%
Durant, OK (FHA|USDA|VA) 48 $7,470,000 $155,625 $3,381 3.41%
WACO, TX (FHA|USDA|VA) 48 $7,300,000 $152,083 $2,996 3.01%
Brownsville, TN (FHA|USDA|VA) 72 $7,200,000 $100,000 $1,572 2.84%
Edwards, CO (FHA|USDA|VA) 11 $7,125,000 $647,727 $2,473 2.83%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 27 $7,105,000 $263,148 $3,664 3.09%
MONROE, MI (FHA|USDA|VA) 36 $7,050,000 $195,833 $2,062 3.25%
TUCSON, AZ (FHA|USDA|VA) 28 $6,910,000 $246,786 $3,171 3.20%
Bonham, TX (FHA|USDA|VA) 31 $6,815,000 $219,839 $3,626 3.39%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 44 $6,740,000 $153,182 $2,304 3.22%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 23 $6,635,000 $288,478 $3,122 3.11%
DULUTH, MN-WI (FHA|USDA|VA) 28 $6,530,000 $233,214 $2,266 2.80%
COLUMBUS, OH (FHA|USDA|VA) 31 $6,215,000 $200,484 $2,656 3.14%
Concord, NH (FHA|USDA|VA) 29 $6,165,000 $212,586 $2,658 3.35%
SAVANNAH, GA (FHA|USDA|VA) 26 $6,120,000 $235,385 $2,708 3.29%
El Campo, TX (FHA|USDA|VA) 38 $6,020,000 $158,421 $3,863 2.90%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 34 $6,010,000 $176,765 $3,773 3.21%
TYLER, TX (FHA|USDA|VA) 29 $5,845,000 $201,552 $3,374 3.35%
BATON ROUGE, LA (FHA|USDA|VA) 41 $5,785,000 $141,098 $3,255 3.71%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 28 $5,700,000 $203,571 $1,746 3.18%
Pahrump, NV (FHA|USDA|VA) 24 $5,680,000 $236,667 $3,616 3.32%
READING, PA (FHA|USDA|VA) 26 $5,580,000 $214,615 $3,808 3.28%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 28 $5,460,000 $195,000 $3,416 3.24%
Paragould, AR (FHA|USDA|VA) 36 $5,340,000 $148,333 $2,517 3.08%
Rockport, TX (FHA|USDA|VA) 20 $5,340,000 $267,000 $3,484 3.33%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 12 $5,320,000 $443,333 $1,945 2.97%
JACKSON, TN (FHA|USDA|VA) 47 $5,315,000 $113,085 $1,879 3.10%
WICHITA FALLS, TX (FHA|USDA|VA) 42 $5,300,000 $126,190 $3,175 2.83%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 28 $5,300,000 $189,286 $4,028 3.17%
PUNTA GORDA, FL (FHA|USDA|VA) 22 $5,300,000 $240,909 $4,064 3.14%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 12 $5,110,000 $425,833 $3,404 3.21%
YUBA CITY, CA (FHA|USDA|VA) 17 $5,095,000 $299,706 $3,480 3.07%
ALBUQUERQUE, NM (FHA|USDA|VA) 20 $5,050,000 $252,500 $1,902 3.18%
Hutchinson, MN (FHA|USDA|VA) 28 $5,040,000 $180,000 $2,204 2.83%
CaƱon City, CO (FHA|USDA|VA) 18 $4,870,000 $270,556 $3,899 3.25%
Traverse City, MI (FHA|USDA|VA) 15 $4,795,000 $319,667 $758 3.31%
Gardnerville Ranchos, NV (FHA|USDA|VA) 7 $4,785,000 $683,571 $11,156 2.98%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 15 $4,685,000 $312,333 $5,043 3.13%
Stevens Point, WI (FHA|USDA|VA) 25 $4,675,000 $187,000 $1,127 3.11%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 20 $4,660,000 $233,000 $2,243 3.31%
COLUMBIA, SC (FHA|USDA|VA) 30 $4,520,000 $150,667 $2,307 3.70%
Red Wing, MN (FHA|USDA|VA) 21 $4,515,000 $215,000 $2,640 3.13%
PINE BLUFF, AR (FHA|USDA|VA) 40 $4,480,000 $112,000 $2,933 3.30%
LUBBOCK, TX (FHA|USDA|VA) 22 $4,450,000 $202,273 $3,094 3.33%
WENATCHEE, WA (FHA|USDA|VA) 10 $4,330,000 $433,000 $4,363 3.22%
Aberdeen, SD (FHA|USDA|VA) 27 $4,265,000 $157,963 $3,230 3.45%
Key West, FL (FHA|USDA|VA) 9 $4,205,000 $467,222 $5,225 3.32%
Corsicana, TX (FHA|USDA|VA) 19 $4,175,000 $219,737 $3,953 3.24%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 19 $4,165,000 $219,211 $3,183 3.35%
Clearlake, CA (FHA|USDA|VA) 15 $4,165,000 $277,667 $3,568 3.66%
Mineral Wells, TX (FHA|USDA|VA) 19 $4,035,000 $212,368 $4,098 3.16%
BEND, OR (FHA|USDA|VA) 11 $3,945,000 $358,636 $3,415 3.50%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 26 $3,860,000 $148,462 $3,420 2.97%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 12 $3,830,000 $319,167 $2,061 3.34%
OCALA, FL (FHA|USDA|VA) 24 $3,780,000 $157,500 $2,723 3.33%
KANKAKEE, IL (FHA|USDA|VA) 19 $3,715,000 $195,526 $2,467 2.91%
Lebanon, NH-VT (FHA|USDA|VA) 19 $3,645,000 $191,842 $2,510 3.18%
EL PASO, TX (FHA|USDA|VA) 20 $3,640,000 $182,000 $2,903 3.36%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 21 $3,615,000 $172,143 $3,704 3.29%
Steamboat Springs, CO (FHA|USDA|VA) 8 $3,600,000 $450,000 $1,989 2.88%
Pottsville, PA (FHA|USDA|VA) 22 $3,540,000 $160,909 $4,004 3.95%
Georgetown, SC (FHA|USDA|VA) 13 $3,515,000 $270,385 $2,659 2.93%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 11 $3,505,000 $318,636 $2,673 3.10%
REDDING, CA (FHA|USDA|VA) 10 $3,450,000 $345,000 $1,813 3.30%
Shelton, WA (FHA|USDA|VA) 9 $3,375,000 $375,000 $3,417 3.18%
Cornelia, GA (FHA|USDA|VA) 17 $3,325,000 $195,588 $6,150 2.90%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 16 $3,300,000 $206,250 $2,836 3.16%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 14 $3,280,000 $234,286 $1,908 3.10%
Willmar, MN (FHA|USDA|VA) 17 $3,205,000 $188,529 $1,489 2.93%
Durango, CO (FHA|USDA|VA) 8 $3,120,000 $390,000 $2,219 3.34%
FLAGSTAFF, AZ (FHA|USDA|VA) 10 $3,110,000 $311,000 $3,325 3.06%
Cedar City, UT (FHA|USDA|VA) 12 $3,080,000 $256,667 $4,274 3.25%
Hailey, ID (FHA|USDA|VA) 5 $3,065,000 $613,000 $3,595 3.20%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 14 $2,990,000 $213,571 $2,839 3.20%
GAINESVILLE, FL (FHA|USDA|VA) 8 $2,980,000 $372,500 $3,842 3.42%
FARGO, ND-MN (FHA|USDA|VA) 16 $2,950,000 $184,375 $2,095 2.98%
Batavia, NY (FHA|USDA|VA) 17 $2,905,000 $170,882 $3,515 3.41%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 13 $2,895,000 $222,692 $3,190 3.55%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 14 $2,880,000 $205,714 $2,164 3.13%
Richmond-Berea, KY (FHA|USDA|VA) 15 $2,855,000 $190,333 $2,286 3.52%
Oak Harbor, WA (FHA|USDA|VA) 7 $2,805,000 $400,714 $1,585 2.62%
Beeville, TX (FHA|USDA|VA) 21 $2,795,000 $133,095 $3,784 3.24%
IDAHO FALLS, ID (FHA|USDA|VA) 11 $2,755,000 $250,455 $2,854 3.08%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $2,650,000 $441,667 $2,316 2.88%
ST. LOUIS, MO-IL (FHA|USDA|VA) 15 $2,555,000 $170,333 $1,742 3.18%
GRAND JUNCTION, CO (FHA|USDA|VA) 7 $2,525,000 $360,714 $2,217 3.41%
Dumas, TX (FHA|USDA|VA) 20 $2,520,000 $126,000 $3,524 3.59%
KNOXVILLE, TN (FHA|USDA|VA) 14 $2,500,000 $178,571 $2,787 3.51%
DANVILLE, IL (FHA|USDA|VA) 28 $2,460,000 $87,857 $1,705 3.14%
Outside of Metro Areas 6 $2,460,000 $410,000 $7,228 3.23%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 11 $2,455,000 $223,182 $2,530 2.90%
BRUNSWICK, GA (FHA|USDA|VA) 10 $2,440,000 $244,000 $2,114 3.13%
Paris, TX (FHA|USDA|VA) 16 $2,410,000 $150,625 $3,245 3.31%
ASHEVILLE, NC (FHA|USDA|VA) 9 $2,405,000 $267,222 $3,124 3.11%
LAFAYETTE, LA (FHA|USDA|VA) 22 $2,350,000 $106,818 $3,043 4.10%
Glasgow, KY (FHA|USDA|VA) 18 $2,340,000 $130,000 $2,388 3.65%
Big Spring, TX (FHA|USDA|VA) 12 $2,330,000 $194,167 $3,288 2.69%
BELLINGHAM, WA (FHA|USDA|VA) 5 $2,315,000 $463,000 $1,425 2.87%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 9 $2,305,000 $256,111 $4,749 3.15%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 10 $2,290,000 $229,000 $2,129 3.14%
Breckenridge, CO (FHA|USDA|VA) 6 $2,290,000 $381,667 $1,843 3.08%
Albertville, AL (FHA|USDA|VA) 13 $2,285,000 $175,769 $3,117 3.49%
Orangeburg, SC (FHA|USDA|VA) 12 $2,220,000 $185,000 $4,710 3.45%
HOT SPRINGS, AR (FHA|USDA|VA) 17 $2,215,000 $130,294 $2,341 3.25%
ROME, GA (FHA|USDA|VA) 12 $2,190,000 $182,500 $3,635 3.24%
Frankfort, KY (FHA|USDA|VA) 15 $2,115,000 $141,000 $2,392 3.23%
Forrest City, AR (FHA|USDA|VA) 20 $2,110,000 $105,500 $2,383 3.21%
MOBILE, AL (FHA|USDA|VA) 11 $2,095,000 $190,455 $2,426 3.20%
CLEVELAND, TN (FHA|USDA|VA) 13 $2,065,000 $158,846 $2,404 3.19%
CHICO, CA (FHA|USDA|VA) 7 $2,065,000 $295,000 $2,794 2.80%
Camden, AR (FHA|USDA|VA) 16 $2,020,000 $126,250 $2,669 3.30%
Cedartown, GA (FHA|USDA|VA) 10 $1,990,000 $199,000 $5,250 3.40%
Sturgis, MI (FHA|USDA|VA) 11 $1,945,000 $176,818 $1,731 3.90%
Montrose, CO (FHA|USDA|VA) 5 $1,935,000 $387,000 $1,633 3.00%
CARSON CITY, NV (FHA|USDA|VA) 5 $1,915,000 $383,000 $2,467 3.12%
VISALIA, CA (FHA|USDA|VA) 8 $1,890,000 $236,250 $1,959 3.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 7 $1,865,000 $266,429 $3,015 3.25%
Mayfield, KY (FHA|USDA|VA) 16 $1,850,000 $115,625 $2,185 3.52%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 7 $1,835,000 $262,143 $3,648 3.25%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $1,770,000 $295,000 $2,718 3.17%
Alexandria, MN (FHA|USDA|VA) 7 $1,755,000 $250,714 $2,528 3.25%
ABILENE, TX (FHA|USDA|VA) 11 $1,735,000 $157,727 $3,412 3.12%
RICHMOND, VA (FHA|USDA|VA) 7 $1,725,000 $246,429 $1,214 3.28%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 10 $1,720,000 $172,000 $3,994 3.55%
Milledgeville, GA (FHA|USDA|VA) 10 $1,720,000 $172,000 $1,957 3.44%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $1,720,000 $215,000 $2,644 3.22%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 9 $1,715,000 $190,556 $1,456 2.79%
Baraboo, WI (FHA|USDA|VA) 7 $1,715,000 $245,000 $4,162 3.55%
SAN ANGELO, TX (FHA|USDA|VA) 7 $1,715,000 $245,000 $3,111 3.29%
JACKSON, MI (FHA|USDA|VA) 9 $1,695,000 $188,333 $2,410 3.60%
Marshall, MN (FHA|USDA|VA) 7 $1,675,000 $239,286 $2,172 3.30%
Glenwood Springs, CO (FHA|USDA|VA) 4 $1,670,000 $417,500 $3,570 3.44%
Ruidoso, NM (FHA|USDA|VA) 5 $1,665,000 $333,000 $1,736 3.38%
LONGVIEW, WA (FHA|USDA|VA) 5 $1,645,000 $329,000 $2,624 3.80%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 6 $1,620,000 $270,000 $9,009 3.83%
Albert Lea, MN (FHA|USDA|VA) 11 $1,615,000 $146,818 $2,221 2.96%
Duncan, OK (FHA|USDA|VA) 13 $1,615,000 $124,231 $2,660 3.38%
Sonora, CA (FHA|USDA|VA) 6 $1,610,000 $268,333 $3,879 3.19%
SALEM, OR (FHA|USDA|VA) 5 $1,595,000 $319,000 $6,749 3.38%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,590,000 $397,500 $2,494 3.38%
WAUSAU-WESTON, WI (FHA|USDA|VA) 8 $1,580,000 $197,500 $1,377 3.11%
HATTIESBURG, MS (FHA|USDA|VA) 10 $1,580,000 $158,000 $3,346 3.36%
Fort Morgan, CO (FHA|USDA|VA) 6 $1,560,000 $260,000 $1,953 3.08%
WORCESTER, MA-CT (FHA|USDA|VA) 7 $1,535,000 $219,286 $3,188 3.75%
THE VILLAGES, FL (FHA|USDA|VA) 8 $1,530,000 $191,250 $3,950 2.83%
Hereford, TX (FHA|USDA|VA) 15 $1,525,000 $101,667 $2,991 2.73%
Whitewater, WI (FHA|USDA|VA) 6 $1,520,000 $253,333 $2,431 3.10%
WARNER ROBINS, GA (FHA|USDA|VA) 10 $1,510,000 $151,000 $2,529 3.44%
LaGrange, GA-AL (FHA|USDA|VA) 8 $1,500,000 $187,500 $3,297 3.94%
Scottsboro, AL (FHA|USDA|VA) 8 $1,500,000 $187,500 $2,136 2.73%
Laurel, MS (FHA|USDA|VA) 11 $1,485,000 $135,000 $3,147 3.43%
ROCHESTER, NY (FHA|USDA|VA) 9 $1,485,000 $165,000 $2,919 3.49%
Ellensburg, WA (FHA|USDA|VA) 3 $1,485,000 $495,000 $1,990 3.25%
Fergus Falls, MN (FHA|USDA|VA) 6 $1,480,000 $246,667 $2,688 3.15%
Stephenville, TX (FHA|USDA|VA) 8 $1,460,000 $182,500 $3,029 3.22%
Huntsville, TX (FHA|USDA|VA) 5 $1,445,000 $289,000 $2,392 3.13%
Olean, NY (FHA|USDA|VA) 10 $1,440,000 $144,000 $3,796 3.46%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 8 $1,440,000 $180,000 $3,119 3.70%
Searcy, AR (FHA|USDA|VA) 10 $1,430,000 $143,000 $2,801 3.24%
MONTGOMERY, AL (FHA|USDA|VA) 6 $1,430,000 $238,333 $2,715 3.73%
Cullowhee, NC (FHA|USDA|VA) 4 $1,420,000 $355,000 $3,341 3.06%
Adrian, MI (FHA|USDA|VA) 7 $1,355,000 $193,571 $2,428 2.82%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $1,350,000 $168,750 $3,149 3.08%
Shawano, WI (FHA|USDA|VA) 6 $1,340,000 $223,333 $2,777 3.08%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $1,330,000 $221,667 $3,119 2.98%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,310,000 $327,500 $2,030 3.41%
Calhoun, GA (FHA|USDA|VA) 7 $1,265,000 $180,714 $3,374 3.36%
MONROE, LA (FHA|USDA|VA) 7 $1,265,000 $180,714 $3,774 3.43%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 7 $1,255,000 $179,286 $4,485 2.63%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 4 $1,250,000 $312,500 $3,607 3.65%
Oxford, MS (FHA|USDA|VA) 6 $1,250,000 $208,333 $2,957 3.00%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 6 $1,250,000 $208,333 $1,882 3.35%
YUMA, AZ (FHA|USDA|VA) 4 $1,240,000 $310,000 $1,955 3.06%
Campbellsville, KY (FHA|USDA|VA) 10 $1,240,000 $124,000 $2,296 3.26%
Fredericksburg, TX (FHA|USDA|VA) 4 $1,220,000 $305,000 $4,376 3.59%
DALTON, GA (FHA|USDA|VA) 5 $1,215,000 $243,000 $2,881 3.08%
Payson, AZ (FHA|USDA|VA) 5 $1,205,000 $241,000 $3,423 2.53%
Red Bluff, CA (FHA|USDA|VA) 4 $1,150,000 $287,500 $2,968 3.13%
Tullahoma-Manchester, TN (FHA|USDA|VA) 8 $1,150,000 $143,750 $2,416 3.42%
Eureka-Arcata, CA (FHA|USDA|VA) 5 $1,115,000 $223,000 $2,356 3.65%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 7 $1,105,000 $157,857 $1,947 3.27%
Mount Sterling, KY (FHA|USDA|VA) 8 $1,100,000 $137,500 $2,383 3.47%
Muskogee, OK (FHA|USDA|VA) 6 $1,100,000 $183,333 $4,613 3.54%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 6 $1,100,000 $183,333 $1,689 3.60%
Manitowoc, WI (FHA|USDA|VA) 8 $1,080,000 $135,000 $1,197 2.94%
Bartlesville, OK (FHA|USDA|VA) 8 $1,080,000 $135,000 $2,827 3.48%
EAU CLAIRE, WI (FHA|USDA|VA) 6 $1,080,000 $180,000 $1,146 3.10%
Brenham, TX (FHA|USDA|VA) 5 $1,075,000 $215,000 $6,013 3.53%
MADERA, CA (FHA|USDA|VA) 4 $1,060,000 $265,000 $1,583 3.03%
PITTSBURGH, PA (FHA|USDA|VA) 5 $1,055,000 $211,000 $3,100 3.10%
Austin, MN (FHA|USDA|VA) 9 $1,025,000 $113,889 $1,831 2.79%
Toccoa, GA (FHA|USDA|VA) 6 $1,020,000 $170,000 $2,519 3.23%
ROCKFORD, IL (FHA|USDA|VA) 7 $1,015,000 $145,000 $3,462 3.71%
GOLDSBORO, NC (FHA|USDA|VA) 7 $985,000 $140,714 $14,617 3.30%
Malvern, AR (FHA|USDA|VA) 5 $975,000 $195,000 $2,503 3.27%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $975,000 $195,000 $1,947 3.25%
Dyersburg, TN (FHA|USDA|VA) 11 $965,000 $87,727 $1,856 3.01%
Cookeville, TN (FHA|USDA|VA) 4 $960,000 $240,000 $4,110 3.59%
YAKIMA, WA (FHA|USDA|VA) 2 $940,000 $470,000 $2,671 3.31%
Batesville, AR (FHA|USDA|VA) 12 $940,000 $78,333 $1,526 3.22%
RACINE, WI (FHA|USDA|VA) 4 $940,000 $235,000 $2,512 3.12%
Jacksonville, TX (FHA|USDA|VA) 3 $915,000 $305,000 $8,077 3.92%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $910,000 $227,500 $2,890 3.25%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $910,000 $227,500 $6,068 2.44%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $905,000 $301,667 $1,957 3.37%
MORRISTOWN, TN (FHA|USDA|VA) 4 $890,000 $222,500 $3,806 3.72%
Shelbyville, TN (FHA|USDA|VA) 5 $885,000 $177,000 $2,856 3.25%
Stillwater, OK (FHA|USDA|VA) 6 $870,000 $145,000 $2,492 3.48%
CORVALLIS, OR (FHA|USDA|VA) 3 $865,000 $288,333 $4,587 3.25%
TOLEDO, OH (FHA|USDA|VA) 4 $860,000 $215,000 $2,624 3.72%
Albemarle, NC (FHA|USDA|VA) 5 $845,000 $169,000 $2,473 3.43%
LAREDO, TX (FHA|USDA|VA) 5 $835,000 $167,000 $1,735 3.35%
JEFFERSON CITY, MO (FHA|USDA|VA) 3 $815,000 $271,667 $1,111 3.25%
TOPEKA, KS (FHA|USDA|VA) 3 $805,000 $268,333 $2,783 3.33%
Sevierville, TN (FHA|USDA|VA) 4 $790,000 $197,500 $2,313 3.40%
Ruston, LA (FHA|USDA|VA) 3 $785,000 $261,667 $2,556 3.33%
MUSKEGON, MI (FHA|USDA|VA) 4 $780,000 $195,000 $1,674 2.56%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $775,000 $258,333 $8,206 3.04%
EVANSVILLE, IN-KY (FHA|USDA|VA) 5 $765,000 $153,000 $1,277 3.25%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 5 $755,000 $151,000 $3,582 3.00%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $755,000 $251,667 $6,635 3.46%
Ardmore, OK (FHA|USDA|VA) 3 $745,000 $248,333 $2,542 3.66%
Alexander City, AL (FHA|USDA|VA) 3 $745,000 $248,333 $1,955 3.54%
SIOUX FALLS, SD (FHA|USDA|VA) 3 $745,000 $248,333 $1,291 3.33%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $745,000 $248,333 $1,724 2.92%
SANTA FE, NM (FHA|USDA|VA) 2 $740,000 $370,000 $2,862 3.44%
Hillsdale, MI (FHA|USDA|VA) 3 $735,000 $245,000 $1,270 3.63%
OWENSBORO, KY (FHA|USDA|VA) 5 $735,000 $147,000 $1,531 3.42%
WICHITA, KS (FHA|USDA|VA) 5 $735,000 $147,000 $1,868 3.32%
Newport, OR (FHA|USDA|VA) 2 $710,000 $355,000 $6,865 3.75%
Aberdeen, WA (FHA|USDA|VA) 2 $710,000 $355,000 $1,759 3.44%
Alma, MI (FHA|USDA|VA) 6 $710,000 $118,333 $2,224 3.08%
Alice, TX (FHA|USDA|VA) 5 $695,000 $139,000 $5,346 3.73%
LOGAN, UT-ID (FHA|USDA|VA) 3 $695,000 $231,667 $3,376 2.96%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 7 $675,000 $96,429 $1,788 3.95%
GRAND FORKS, ND-MN (FHA|USDA|VA) 5 $675,000 $135,000 $2,045 3.20%
Palestine, TX (FHA|USDA|VA) 3 $675,000 $225,000 $1,945 3.42%
Murray, KY (FHA|USDA|VA) 4 $670,000 $167,500 $2,601 3.62%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $665,000 $221,667 $1,953 2.71%
FOND DU LAC, WI (FHA|USDA|VA) 3 $665,000 $221,667 $3,541 3.38%
JOPLIN, MO (FHA|USDA|VA) 3 $665,000 $221,667 $1,358 2.83%
Forest City, NC (FHA|USDA|VA) 2 $660,000 $330,000 $2,504 2.94%
BATTLE CREEK, MI (FHA|USDA|VA) 4 $660,000 $165,000 $1,613 3.09%
FORT WAYNE, IN (FHA|USDA|VA) 3 $655,000 $218,333 $1,615 4.33%
Central City, KY (FHA|USDA|VA) 6 $650,000 $108,333 $1,462 2.98%
Winona, MN (FHA|USDA|VA) 4 $650,000 $162,500 $3,110 2.88%
SPARTANBURG, SC (FHA|USDA|VA) 4 $650,000 $162,500 $2,379 3.03%
MEDFORD, OR (FHA|USDA|VA) 3 $645,000 $215,000 $3,570 3.13%
Nacogdoches, TX (FHA|USDA|VA) 3 $635,000 $211,667 $4,823 3.25%
Magnolia, AR (FHA|USDA|VA) 3 $625,000 $208,333 $2,593 3.67%
Port Lavaca, TX (FHA|USDA|VA) 2 $620,000 $310,000 $2,221 3.38%
Danville, KY (FHA|USDA|VA) 6 $610,000 $101,667 $1,592 3.85%
Iron Mountain, MI-WI (FHA|USDA|VA) 4 $610,000 $152,500 $930 3.16%
GREENVILLE, NC (FHA|USDA|VA) 6 $610,000 $101,667 $2,514 2.27%
Kingsville, TX (FHA|USDA|VA) 4 $610,000 $152,500 $3,706 2.53%
Coos Bay, OR (FHA|USDA|VA) 2 $600,000 $300,000 $5,493 3.25%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $590,000 $295,000 $4,346 3.38%
COLUMBIA, MO (FHA|USDA|VA) 4 $580,000 $145,000 $1,821 3.25%
Bemidji, MN (FHA|USDA|VA) 3 $575,000 $191,667 $3,191 3.21%
Mountain Home, AR (FHA|USDA|VA) 4 $570,000 $142,500 $1,488 3.56%
Summerville, GA (FHA|USDA|VA) 3 $555,000 $185,000 $1,196 3.66%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $550,000 $137,500 $4,015 3.13%
Menomonie, WI (FHA|USDA|VA) 2 $550,000 $275,000 $2,259 3.50%
VALDOSTA, GA (FHA|USDA|VA) 3 $545,000 $181,667 $3,872 3.38%
New Ulm, MN (FHA|USDA|VA) 4 $530,000 $132,500 $2,185 2.41%
Plymouth, IN (FHA|USDA|VA) 3 $525,000 $175,000 $3,118 3.37%
NILES, MI (FHA|USDA|VA) 2 $520,000 $260,000 $1,837 3.13%
Sandpoint, ID (FHA|USDA|VA) 1 $515,000 $515,000 $0 3.38%
IOWA CITY, IA (FHA|USDA|VA) 3 $515,000 $171,667 $1,634 3.17%
Blackfoot, ID (FHA|USDA|VA) 1 $515,000 $515,000 $4,339 2.99%
PUEBLO, CO (FHA|USDA|VA) 3 $515,000 $171,667 $1,703 3.54%
Rexburg, ID (FHA|USDA|VA) 1 $515,000 $515,000 $3,451 3.38%
Kerrville, TX (FHA|USDA|VA) 2 $510,000 $255,000 $2,928 2.93%
Lewisburg, TN (FHA|USDA|VA) 2 $510,000 $255,000 $24,414 3.56%
Brevard, NC (FHA|USDA|VA) 1 $505,000 $505,000 $2,857 2.88%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $500,000 $250,000 $2,052 3.44%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $495,000 $495,000 $3,212 2.63%
Lake City, FL (FHA|USDA|VA) 2 $490,000 $245,000 $2,137 2.63%
DOVER, DE (FHA|USDA|VA) 2 $490,000 $245,000 $1,612 3.56%
Snyder, TX (FHA|USDA|VA) 3 $485,000 $161,667 $4,740 4.00%
GETTYSBURG, PA (FHA|USDA|VA) 1 $485,000 $485,000 $4,360 3.38%
Wauchula, FL (FHA|USDA|VA) 2 $480,000 $240,000 $1,758 3.75%
VICTORIA, TX (FHA|USDA|VA) 2 $480,000 $240,000 $2,696 3.44%
Helena, MT (FHA|USDA|VA) 1 $475,000 $475,000 $2,988 2.99%
Warsaw, IN (FHA|USDA|VA) 4 $470,000 $117,500 $1,927 3.59%
Madisonville, KY (FHA|USDA|VA) 2 $460,000 $230,000 $1,795 2.75%
Jackson, WY-ID (FHA|USDA|VA) 1 $455,000 $455,000 $0 2.88%
HAMMOND, LA (FHA|USDA|VA) 2 $450,000 $225,000 $2,659 3.13%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $450,000 $225,000 $1,253 3.13%
Borger, TX (FHA|USDA|VA) 3 $445,000 $148,333 $2,490 3.46%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $440,000 $220,000 $5,811 4.50%
Shawnee, OK (FHA|USDA|VA) 2 $440,000 $220,000 $2,471 2.81%
Fernley, NV (FHA|USDA|VA) 2 $430,000 $215,000 $2,728 3.00%
Port Angeles, WA (FHA|USDA|VA) 1 $425,000 $425,000 $3,237 3.50%
McMinnville, TN (FHA|USDA|VA) 2 $420,000 $210,000 $2,759 2.94%
LANCASTER, PA (FHA|USDA|VA) 2 $420,000 $210,000 $2,246 3.06%
Mount Pleasant, TX (FHA|USDA|VA) 4 $420,000 $105,000 $2,675 3.90%
Fort Payne, AL (FHA|USDA|VA) 3 $415,000 $138,333 $2,269 3.13%
McAlester, OK (FHA|USDA|VA) 3 $405,000 $135,000 $2,737 3.38%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $400,000 $200,000 $1,430 3.44%
Uvalde, TX (FHA|USDA|VA) 1 $395,000 $395,000 $2,497 2.75%
FARMINGTON, NM (FHA|USDA|VA) 1 $395,000 $395,000 $2,968 2.50%
Warrensburg, MO (FHA|USDA|VA) 2 $390,000 $195,000 $2,247 3.19%
Lufkin, TX (FHA|USDA|VA) 3 $385,000 $128,333 $2,756 4.00%
Poplar Bluff, MO (FHA|USDA|VA) 2 $380,000 $190,000 $2,143 3.06%
Moses Lake, WA (FHA|USDA|VA) 2 $380,000 $190,000 $1,665 2.94%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $380,000 $190,000 $4,940 3.19%
Hood River, OR (FHA|USDA|VA) 1 $375,000 $375,000 $3,060 3.25%
Brownwood, TX (FHA|USDA|VA) 3 $375,000 $125,000 $2,969 3.38%
Marinette, WI-MI (FHA|USDA|VA) 2 $370,000 $185,000 $991 3.00%
ALBANY, GA (FHA|USDA|VA) 2 $360,000 $180,000 $2,098 3.44%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $355,000 $118,333 $1,947 4.04%
Show Low, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $1,293 2.38%
BISMARCK, ND (FHA|USDA|VA) 1 $355,000 $355,000 $1,428 2.25%
MANHATTAN, KS (FHA|USDA|VA) 1 $355,000 $355,000 $13,185 3.50%
Vicksburg, MS (FHA|USDA|VA) 2 $350,000 $175,000 $3,514 3.31%
Cambridge, MD (FHA|USDA|VA) 2 $350,000 $175,000 $4,546 1.88%
Miami, OK (FHA|USDA|VA) 4 $350,000 $87,500 $2,605 3.28%
Sweetwater, TX (FHA|USDA|VA) 3 $345,000 $115,000 $4,905 2.42%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $345,000 $345,000 $4,209 2.99%
DOTHAN, AL (FHA|USDA|VA) 3 $345,000 $115,000 $1,436 3.13%
AKRON, OH (FHA|USDA|VA) 3 $345,000 $115,000 $1,831 3.54%
Williston, ND (FHA|USDA|VA) 1 $345,000 $345,000 $12,004 3.63%
Holland, MI (FHA|USDA|VA) 2 $340,000 $170,000 $1,462 3.00%
Ontario, OR-ID (FHA|USDA|VA) 2 $340,000 $170,000 $2,139 3.25%
Mount Pleasant, MI (FHA|USDA|VA) 2 $330,000 $165,000 $2,423 3.31%
Branson, MO (FHA|USDA|VA) 2 $320,000 $160,000 $3,145 3.50%
Beaver Dam, WI (FHA|USDA|VA) 2 $320,000 $160,000 $1,972 3.31%
Clarksdale, MS (FHA|USDA|VA) 2 $320,000 $160,000 $4,398 3.38%
Bozeman, MT (FHA|USDA|VA) 1 $315,000 $315,000 $1,568 2.88%
Kendallville, IN (FHA|USDA|VA) 3 $315,000 $105,000 $1,088 3.75%
Brookhaven, MS (FHA|USDA|VA) 2 $310,000 $155,000 $3,339 3.06%
Plainview, TX (FHA|USDA|VA) 4 $310,000 $77,500 $4,050 2.03%
ROANOKE, VA (FHA|USDA|VA) 2 $310,000 $155,000 $1,844 3.25%
Russellville, AR (FHA|USDA|VA) 2 $300,000 $150,000 $3,611 2.94%
Marion, NC (FHA|USDA|VA) 1 $295,000 $295,000 $3,662 3.13%
Elko, NV (FHA|USDA|VA) 1 $295,000 $295,000 $8,487 2.88%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $290,000 $145,000 $3,632 3.31%
Peru, IN (FHA|USDA|VA) 1 $285,000 $285,000 $6,586 3.00%
Henderson, NC (FHA|USDA|VA) 1 $285,000 $285,000 $1,972 5.13%
EL CENTRO, CA (FHA|USDA|VA) 2 $280,000 $140,000 $2,925 3.75%
Shelby, NC (FHA|USDA|VA) 1 $275,000 $275,000 $1,328 3.38%
Rutland, VT (FHA|USDA|VA) 1 $275,000 $275,000 $2,635 2.99%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $270,000 $135,000 $3,407 3.56%
MUNCIE, IN (FHA|USDA|VA) 2 $270,000 $135,000 $1,217 3.00%
Torrington, CT (FHA|USDA|VA) 2 $270,000 $135,000 $3,596 3.56%
Astoria, OR (FHA|USDA|VA) 1 $265,000 $265,000 $1,637 3.38%
Susanville, CA (FHA|USDA|VA) 1 $265,000 $265,000 $3,074 2.99%
Cadillac, MI (FHA|USDA|VA) 2 $260,000 $130,000 $1,955 3.63%
GRANTS PASS, OR (FHA|USDA|VA) 1 $255,000 $255,000 $2,625 3.38%
North Vernon, IN (FHA|USDA|VA) 3 $255,000 $85,000 $1,824 5.08%
Roseburg, OR (FHA|USDA|VA) 1 $255,000 $255,000 $4,414 4.88%
TWIN FALLS, ID (FHA|USDA|VA) 1 $255,000 $255,000 $1,639 3.88%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $250,000 $125,000 $4,060 4.56%
New Castle, IN (FHA|USDA|VA) 1 $245,000 $245,000 $1,544 3.38%
Arkadelphia, AR (FHA|USDA|VA) 1 $245,000 $245,000 $2,005 3.13%
Angola, IN (FHA|USDA|VA) 1 $245,000 $245,000 $1,425 2.99%
Gillette, WY (FHA|USDA|VA) 1 $245,000 $245,000 $1,579 3.63%
BAY CITY, MI (FHA|USDA|VA) 2 $240,000 $120,000 $2,278 3.75%
Guymon, OK (FHA|USDA|VA) 2 $240,000 $120,000 $3,084 2.75%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $240,000 $120,000 $2,191 3.19%
Lamesa, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,036 4.13%
Boone, NC (FHA|USDA|VA) 1 $235,000 $235,000 $6,435 2.75%
Craig, CO (FHA|USDA|VA) 1 $225,000 $225,000 $4,121 3.00%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $225,000 $225,000 $0 5.63%
Bedford, IN (FHA|USDA|VA) 1 $225,000 $225,000 $5,026 4.50%
LAS CRUCES, NM (FHA|USDA|VA) 2 $220,000 $110,000 $1,762 3.25%
Union City, TN (FHA|USDA|VA) 4 $220,000 $55,000 $1,195 3.03%
KINGSTON, NY (FHA|USDA|VA) 1 $215,000 $215,000 $3,451 3.13%
Union, SC (FHA|USDA|VA) 1 $215,000 $215,000 $4,521 4.88%
COLUMBUS, IN (FHA|USDA|VA) 1 $215,000 $215,000 $1,969 2.63%
Kennett, MO (FHA|USDA|VA) 2 $210,000 $105,000 $2,178 2.94%
HINESVILLE, GA (FHA|USDA|VA) 1 $205,000 $205,000 $3,140 3.13%
Frankfort, IN (FHA|USDA|VA) 1 $205,000 $205,000 $1,487 3.25%
Pecos, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,969 5.00%
Vernal, UT (FHA|USDA|VA) 1 $205,000 $205,000 $1,282 2.50%
LEBANON, PA (FHA|USDA|VA) 1 $205,000 $205,000 $6,932 3.25%
BANGOR, ME (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.13%
MIDLAND, MI (FHA|USDA|VA) 1 $205,000 $205,000 $5,376 3.13%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $205,000 $205,000 $460 3.38%
NEW BERN, NC (FHA|USDA|VA) 1 $205,000 $205,000 $4,006 3.25%
Sunbury, PA (FHA|USDA|VA) 1 $195,000 $195,000 $6,234 3.25%
London, KY (FHA|USDA|VA) 1 $195,000 $195,000 $2,106 3.38%
FLORENCE, SC (FHA|USDA|VA) 1 $195,000 $195,000 $1,425 3.38%
Freeport, IL (FHA|USDA|VA) 1 $185,000 $185,000 $1,236 3.63%
Centralia, WA (FHA|USDA|VA) 1 $185,000 $185,000 $1,080 3.50%
Tahlequah, OK (FHA|USDA|VA) 1 $185,000 $185,000 $2,295 3.25%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $185,000 $185,000 $1,386 3.13%
ANCHORAGE, AK (FHA|USDA|VA) 1 $185,000 $185,000 $688 2.63%
Coshocton, OH (FHA|USDA|VA) 1 $185,000 $185,000 $8,688 3.25%
Altus, OK (FHA|USDA|VA) 1 $185,000 $185,000 $2,773 3.50%
Athens, TN (FHA|USDA|VA) 1 $185,000 $185,000 $1,474 3.13%
Urbana, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,362 3.63%
Greensburg, IN (FHA|USDA|VA) 1 $185,000 $185,000 $1,627 3.13%
Greenville, MS (FHA|USDA|VA) 1 $185,000 $185,000 $5,824 3.63%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $175,000 $175,000 $4,164 4.13%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $175,000 $175,000 $1,964 3.25%
Hastings, NE (FHA|USDA|VA) 1 $175,000 $175,000 $4,529 2.75%
SAGINAW, MI (FHA|USDA|VA) 1 $165,000 $165,000 $1,384 4.38%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,398 3.63%
Greenwood, MS (FHA|USDA|VA) 1 $165,000 $165,000 $2,861 3.13%
MANSFIELD, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,959 3.63%
Pontiac, IL (FHA|USDA|VA) 1 $165,000 $165,000 $4,602 2.75%
Palatka, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,455 3.25%
HARRISONBURG, VA (FHA|USDA|VA) 1 $165,000 $165,000 $4,294 3.50%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $165,000 $165,000 $1,509 3.13%
Cullman, AL (FHA|USDA|VA) 1 $165,000 $165,000 $1,495 3.13%
Kalispell, MT (FHA|USDA|VA) 1 $165,000 $165,000 $935 2.88%
Alamogordo, NM (FHA|USDA|VA) 1 $155,000 $155,000 $2,456 3.00%
Crescent City, CA (FHA|USDA|VA) 1 $155,000 $155,000 $1,826 3.99%
St. Marys, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,482 4.13%
Big Rapids, MI (FHA|USDA|VA) 1 $145,000 $145,000 $1,703 4.88%
Kinston, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,861 2.88%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $145,000 $145,000 $2,860 3.00%
Jacksonville, IL (FHA|USDA|VA) 1 $145,000 $145,000 $2,011 3.13%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $140,000 $70,000 $2,219 4.75%
Crossville, TN (FHA|USDA|VA) 2 $140,000 $70,000 $2,157 2.75%
Sterling, CO (FHA|USDA|VA) 1 $135,000 $135,000 $1,748 3.50%
Marion, IN (FHA|USDA|VA) 1 $135,000 $135,000 $1,774 3.50%
Eagle Pass, TX (FHA|USDA|VA) 1 $135,000 $135,000 $1,527 3.50%
Newport, TN (FHA|USDA|VA) 1 $135,000 $135,000 $1,749 3.75%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $135,000 $135,000 $4,382 4.88%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $6,240 3.63%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,641 3.25%
GADSDEN, AL (FHA|USDA|VA) 1 $125,000 $125,000 $6,185 3.25%
BILLINGS, MT (FHA|USDA|VA) 1 $125,000 $125,000 $2,419 3.13%
Atmore, AL (FHA|USDA|VA) 1 $125,000 $125,000 $1,010 3.38%
Statesboro, GA (FHA|USDA|VA) 1 $125,000 $125,000 $1,111 2.88%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $115,000 $115,000 $1,839 3.00%
Del Rio, TX (FHA|USDA|VA) 1 $115,000 $115,000 $1,745 3.99%
Lebanon, MO (FHA|USDA|VA) 1 $115,000 $115,000 $1,375 3.50%
Raymondville, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,197 3.63%
Cleveland, MS (FHA|USDA|VA) 1 $105,000 $105,000 $2,018 3.13%
ENID, OK (FHA|USDA|VA) 1 $105,000 $105,000 $1,908 3.25%
Las Vegas, NM (FHA|USDA|VA) 1 $105,000 $105,000 $1,693 2.99%
Crawfordsville, IN (FHA|USDA|VA) 1 $105,000 $105,000 $958 3.25%
Tupelo, MS (FHA|USDA|VA) 1 $95,000 $95,000 $1,733 2.99%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,209 5.00%
Natchez, MS-LA (FHA|USDA|VA) 1 $85,000 $85,000 $581 2.99%
Great Bend, KS (FHA|USDA|VA) 1 $85,000 $85,000 $2,414 4.88%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,378 3.63%
Hope, AR (FHA|USDA|VA) 1 $75,000 $75,000 $1,269 3.63%
Burlington, IA-IL (FHA|USDA|VA) 1 $65,000 $65,000 $1,409 3.63%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $65,000 $65,000 $1,690 4.00%
Muscatine, IA (FHA|USDA|VA) 1 $55,000 $55,000 $2,956 4.13%
Everett Financial's top markets include Dallas, Atlanta, Minneapolis, San Francisco, and Houston among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 44,684 $12,456,490,000 $278,768 $2,325 3.13%
    FHA 11,486 $2,428,540,000 $211,435 $5,976 3.27%
    VA 3,190 $1,040,350,000 $326,129 $5,716 3.08%
    USDA 1,161 $184,585,000 $158,988 $3,162 3.26%

    For 2020, Everett Financial's most frequently originated type of loan was Conventional, with 44,684 originations. Their 2nd most popular type was FHA, with 11,486 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 35,447 $8,550,035,000 $241,206 $3,982 3.14%
    Refi 24,438 $7,359,490,000 $301,149 $2,214 3.18%
    Home Improvement 636 $200,440,000 $315,157 $2,245 3.29%

    For 2020, Everett Financial's most frequently cited loan purpose was Home Purchase, with 35,447 originations. The 2nd most popular reason was Refi, with 24,438 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 52,634 $14,383,700,000 $273,278 $3,467 3.19%
    15 Year 5,287 $1,215,635,000 $229,929 $2,009 2.86%
    20 Year 1,257 $315,815,000 $251,245 $1,921 3.13%
    10 Year 745 $54,555,000 $73,228 $596 3.14%
    Other 495 $137,175,000 $277,121 $1,773 3.10%
    5 Year 53 $795,000 $15,000 $13 0.00%
    3 Year 48 $800,000 $16,667 $0 0.00%
    30+ year 2 $1,490,000 $745,000 $4,859 4.56%

    For 2020, Everett Financial's most frequently cited loan duration was 30 Year, with 52,634 originations. The 2nd most popular length was 15 Year, with 5,287 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 56,173 $14,536,985,000 $258,790
    $1k-2k 1,917 $643,665,000 $335,767
    $2k-3k 1,283 $437,055,000 $340,651
    $3k-4k 591 $239,525,000 $405,288
    $4k-5k 300 $132,270,000 $440,900
    $5k+ 257 $120,465,000 $468,735

    Everett Financial's average total fees were $3,467, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 56,173 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 30,062 $8,124,260,000 $270,250
    2.5-3% 20,243 $6,053,555,000 $299,044
    <2.5% 5,450 $948,130,000 $173,969
    4-5% 3,993 $850,645,000 $213,034
    5-6% 721 $131,805,000 $182,809
    7-8% 50 $750,000 $15,000
    6-7% 2 $820,000 $410,000

    During 2020, Everett Financial's average interest rate for loans was 3.19%, while their most frequently originated rate bucket for loans was 3-4%, with 30,062 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 27,964 $7,844,310,000 $280,515 $3,534 3.21%
    $100k-200k 17,686 $2,761,270,000 $156,127 $2,796 3.33%
    $400k-600k 7,845 $3,705,215,000 $472,303 $3,715 3.16%
    $100,000 or less 5,089 $245,075,000 $48,158 $1,871 2.23%
    $600k-1MM 1,664 $1,200,560,000 $721,490 $4,372 3.23%
    $1MM+ 273 $353,535,000 $1,295,000 $6,005 3.21%

    2020 saw Everett Financial place emphasis on $200k-400k loans with 27,964 originations, totaling $7,844,310,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 15,334 $3,026,100,000 $197,346 $3,484 3.09%
    $100k-150k 12,611 $3,924,685,000 $311,211 $3,209 3.23%
    $75k-100k 10,721 $2,694,115,000 $251,293 $3,441 3.20%
    $50k or less 9,405 $1,328,785,000 $141,285 $2,954 3.07%
    $150k-250k 8,373 $3,240,175,000 $386,979 $3,095 3.21%
    $250k+ 3,354 $1,635,590,000 $487,654 $3,042 3.21%

    Everett Financial lent most frequently to those with incomes in the $50k-75k range, with 15,334 originations. The second most popular income band? $100k-150k, with 12,611 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 11,784 $3,156,140,000 $267,833 $2,508 3.05%
    30-36% 11,146 $2,972,810,000 $266,715 $2,882 3.09%
    <20% 4,614 $1,288,120,000 $279,176 $2,239 3.00%
    44% 3,388 $866,140,000 $255,649 $3,624 3.28%
    50-60% 3,070 $764,090,000 $248,889 $6,468 3.37%
    42% 2,514 $699,310,000 $278,166 $3,438 3.26%
    43% 2,505 $639,615,000 $255,335 $3,365 3.23%
    41% 2,462 $660,140,000 $268,132 $3,330 3.23%
    39% 2,270 $597,600,000 $263,260 $3,317 3.22%
    40% 2,242 $601,250,000 $268,176 $3,198 3.21%
    38% 2,159 $567,605,000 $262,902 $3,179 3.18%
    37% 2,148 $576,270,000 $268,282 $3,061 3.19%
    36% 2,102 $546,200,000 $259,848 $2,986 3.12%
    49% 1,792 $493,880,000 $275,603 $3,650 3.23%
    45% 1,757 $466,375,000 $265,438 $3,878 3.21%
    47% 1,610 $424,860,000 $263,888 $4,216 3.21%
    46% 1,544 $397,870,000 $257,688 $3,980 3.24%
    48% 1,374 $380,460,000 $276,900 $4,061 3.29%
    >60% 28 $8,870,000 $316,786 $7,135 2.84%

    Everett Financial lent most frequently to those with DTI ratios of 20-30%, with 11,784 originations. The next most common DTI ratio? 30-36%, with 11,146 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 36,217 $9,389,025,000 $259,244 $3,099 3.19%
    Not provided 17,872 $5,042,710,000 $282,157 $3,332 3.08%
    Black 3,784 $839,210,000 $221,779 $4,186 3.19%
    Asian 2,007 $671,305,000 $334,482 $3,286 3.11%
    American Indian 413 $94,515,000 $228,850 $3,728 3.23%
    Asian Indian 71 $30,725,000 $432,746 $5,051 3.16%
    Native Hawaiian or Islander 78 $20,710,000 $265,513 $2,944 3.16%
    Other Asian 41 $11,255,000 $274,512 $4,416 3.34%
    Filipino 15 $4,745,000 $316,333 $5,193 3.08%
    Other Pacific Islander 10 $2,530,000 $253,000 $6,648 3.34%
    Chinese 5 $1,355,000 $271,000 $2,820 2.95%
    Korean 5 $1,175,000 $235,000 $4,403 2.92%
    Vietnamese 3 $705,000 $235,000 $1,492 2.83%

    Approval Rates

    Total approvals of all applications
    91.37%

    Everett Financial has an average approval rate.

    Pick Rate

    Approvals leading to origination
    82.47%

    Everett Financial has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 60,521 $16,109,965,000 $266,188

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 551 $95,375,000 $173,094
    Single Family (1-4 Units):Site-Built 59,970 $16,014,590,000 $267,043

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,790 $440,750,000 $246,229 $1,935 3.00%
    40-60% 6,479 $1,895,965,000 $292,632 $2,063 3.07%
    60-80% 18,885 $5,747,025,000 $304,317 $2,361 3.28%
    80-100% 30,283 $7,784,185,000 $257,048 $4,062 3.29%
    Over 100% 510 $171,210,000 $335,706 $11,717 3.14%
    Under 20% 2,574 $70,830,000 $27,517 $1,613 1.03%