Everett Financial Mortgage Rates, Fees & Info

AUSTIN, TX

LEI: 549300XWUSRVVOHPRY47

Tax ID: 75-2695327

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Everett Financial is a mid-sized mortgage company specializing in Home Purchase and Cash Out Refi loans. Everett Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Atlanta, San Francisco, Miami, and Minneapolis among others. We have data for 514 markets. (Some data included below & more in-depth data is available with an active subscription.)

Everett Financial has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Everett Financial is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.51% 4/22/24
30 Year Conventional Refi 6.74% 4/22/24
30 Year Cash-out Refi 7.01% 4/22/24
30 Year FHA Purchase 7.91% 4/22/24
30 Year FHA Refi 7.76% 4/22/24
30 Year VA Purchase 6.66% 4/22/24
30 Year VA Refi 6.18% 4/22/24
30 Year USDA Purchase 7.16% 4/22/24
30 Year USDA Refi 6.27% 4/22/24
15 Year Conventional Purchase 6.34% 4/22/24
15 Year Conventional Refi 6.26% 4/22/24
15 Year Cash-out Refi 6.26% 4/22/24
15 Year FHA Purchase 7.29% 4/22/24
15 Year FHA Refi 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Everett Financial Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Everett Financial. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

12,528

Origination Dollar Volume (All Markets)

$3,689,770,000
Show all (117) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,789 $559,535,000 $312,764 $4,528 3.38%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,135 $325,745,000 $287,000 $3,838 3.20%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 301 $197,915,000 $657,525 $3,987 3.20%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 501 $178,035,000 $355,359 $4,388 3.35%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 498 $147,490,000 $296,165 $2,870 3.20%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 470 $121,530,000 $258,574 $5,248 3.40%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 175 $97,475,000 $557,000 $3,829 3.25%
Outside of Metro Areas 441 $92,825,000 $210,488 $3,254 3.42%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 203 $85,105,000 $419,236 $3,980 3.12%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 124 $78,840,000 $635,806 $3,882 3.18%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 202 $75,460,000 $373,564 $4,045 3.27%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 152 $73,010,000 $480,329 $3,540 3.27%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 416 $65,800,000 $158,173 $2,407 3.07%
TULSA, OK (FHA|USDA|VA) 247 $52,175,000 $211,235 $4,656 3.55%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 82 $48,350,000 $589,634 $3,380 3.19%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 100 $43,320,000 $433,200 $3,706 3.18%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 143 $38,335,000 $268,077 $4,274 3.32%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 93 $37,815,000 $406,613 $6,438 3.19%
SALT LAKE CITY, UT (FHA|USDA|VA) 102 $36,270,000 $355,588 $2,983 3.48%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 131 $34,095,000 $260,267 $3,285 3.25%
PORT ST. LUCIE, FL (FHA|USDA|VA) 96 $31,500,000 $328,125 $3,860 3.09%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 92 $29,720,000 $323,043 $3,447 3.41%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 72 $25,610,000 $355,694 $4,390 3.29%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 80 $25,560,000 $319,500 $4,345 3.12%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 94 $25,490,000 $271,170 $3,918 3.47%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 78 $24,760,000 $317,436 $4,156 3.41%
KANSAS CITY, MO-KS (FHA|USDA|VA) 116 $24,660,000 $212,586 $2,613 3.07%
CORPUS CHRISTI, TX (FHA|USDA|VA) 113 $22,525,000 $199,336 $4,749 3.47%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 107 $21,445,000 $200,421 $3,443 3.37%
OKLAHOMA CITY, OK (FHA|USDA|VA) 108 $19,840,000 $183,704 $3,640 3.48%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 88 $19,400,000 $220,455 $3,669 3.29%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 54 $18,320,000 $339,259 $3,409 3.38%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 72 $17,590,000 $244,306 $3,903 3.38%
FRESNO, CA (FHA|USDA|VA) 54 $17,350,000 $321,296 $2,732 3.27%
GREEN BAY, WI (FHA|USDA|VA) 77 $17,065,000 $221,623 $2,033 3.32%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 59 $16,565,000 $280,763 $4,637 3.26%
GAINESVILLE, GA (FHA|USDA|VA) 64 $16,450,000 $257,031 $3,816 3.28%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 74 $16,430,000 $222,027 $3,287 3.21%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 58 $16,160,000 $278,621 $4,406 3.36%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 85 $16,015,000 $188,412 $3,708 2.69%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 59 $15,875,000 $269,068 $3,126 3.34%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 60 $15,840,000 $264,000 $4,708 3.63%
MIDLAND, TX (FHA|USDA|VA) 62 $15,370,000 $247,903 $5,217 3.64%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 75 $15,175,000 $202,333 $3,289 3.15%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 37 $12,825,000 $346,622 $2,633 3.25%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 83 $12,465,000 $150,181 $2,682 3.32%
VALLEJO, CA (FHA|USDA|VA) 30 $12,430,000 $414,333 $3,963 3.60%
LOUISVILLE, KY (FHA|USDA|VA) 67 $12,405,000 $185,149 $3,166 3.31%
WICHITA, KS (FHA|USDA|VA) 72 $11,890,000 $165,139 $3,129 3.44%
STOCKTON, CA (FHA|USDA|VA) 28 $11,800,000 $421,429 $3,134 3.46%
GREELEY, CO (FHA|USDA|VA) 30 $11,350,000 $378,333 $3,534 3.21%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 27 $10,675,000 $395,370 $4,749 3.38%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 15 $10,445,000 $696,333 $3,270 3.27%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 37 $10,375,000 $280,405 $3,418 3.40%
COLUMBUS, OH (FHA|USDA|VA) 42 $10,180,000 $242,381 $3,796 3.29%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 28 $9,880,000 $352,857 $4,898 3.19%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 31 $9,535,000 $307,581 $5,535 3.24%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 25 $9,495,000 $379,800 $4,386 3.22%
ST. GEORGE, UT (FHA|USDA|VA) 25 $9,175,000 $367,000 $2,842 3.50%
MODESTO, CA (FHA|USDA|VA) 26 $8,970,000 $345,000 $2,990 3.42%
Granbury, TX (FHA|USDA|VA) 27 $8,955,000 $331,667 $4,595 3.65%
COLORADO SPRINGS, CO (FHA|USDA|VA) 24 $8,600,000 $358,333 $5,685 3.15%
NAPA, CA (FHA|USDA|VA) 17 $8,165,000 $480,294 $2,657 3.25%
Truckee-Grass Valley, CA (FHA|USDA|VA) 16 $8,100,000 $506,250 $2,676 3.15%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 18 $8,090,000 $449,444 $4,692 3.22%
ST. CLOUD, MN (FHA|USDA|VA) 45 $8,075,000 $179,444 $3,079 2.99%
BOISE CITY, ID (FHA|USDA|VA) 20 $8,000,000 $400,000 $2,639 3.15%
Ukiah, CA (FHA|USDA|VA) 20 $7,530,000 $376,500 $2,864 3.17%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 14 $7,350,000 $525,000 $2,389 3.34%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 31 $7,195,000 $232,097 $2,978 3.29%
JONESBORO, AR (FHA|USDA|VA) 43 $7,075,000 $164,535 $2,887 3.38%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 29 $7,075,000 $243,966 $4,444 3.40%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 31 $6,775,000 $218,548 $4,149 3.14%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 42 $6,760,000 $160,952 $2,281 3.10%
Heber, UT (FHA|USDA|VA) 7 $6,675,000 $953,571 $3,743 3.52%
JACKSONVILLE, FL (FHA|USDA|VA) 26 $6,670,000 $256,538 $3,210 3.40%
PROVO-OREM, UT (FHA|USDA|VA) 18 $6,580,000 $365,556 $4,436 3.36%
AMARILLO, TX (FHA|USDA|VA) 33 $6,535,000 $198,030 $5,024 3.55%
Paducah, KY-IL (FHA|USDA|VA) 42 $6,510,000 $155,000 $2,918 3.67%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 15 $6,435,000 $429,000 $5,431 3.23%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 32 $6,320,000 $197,500 $2,438 3.14%
WORCESTER, MA-CT (FHA|USDA|VA) 25 $6,135,000 $245,400 $4,119 3.46%
SHERMAN-DENISON, TX (FHA|USDA|VA) 20 $5,930,000 $296,500 $3,424 3.27%
MADISON, WI (FHA|USDA|VA) 21 $5,785,000 $275,476 $2,762 3.21%
LONGVIEW, TX (FHA|USDA|VA) 29 $5,775,000 $199,138 $3,540 3.54%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 26 $5,760,000 $221,538 $6,061 3.45%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 41 $5,605,000 $136,707 $2,676 3.24%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 13 $5,575,000 $428,846 $5,563 3.40%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 21 $5,395,000 $256,905 $4,527 3.30%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 9 $5,235,000 $581,667 $3,117 3.11%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 8 $5,230,000 $653,750 $5,610 3.42%
Stephenville, TX (FHA|USDA|VA) 21 $5,135,000 $244,524 $3,735 3.40%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 23 $5,115,000 $222,391 $4,960 3.18%
HOT SPRINGS, AR (FHA|USDA|VA) 16 $5,110,000 $319,375 $2,250 3.40%
FORT COLLINS, CO (FHA|USDA|VA) 10 $5,110,000 $511,000 $2,387 3.44%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 34 $5,060,000 $148,824 $3,419 3.25%
Blytheville, AR (FHA|USDA|VA) 49 $5,005,000 $102,143 $2,063 3.18%
ODESSA, TX (FHA|USDA|VA) 20 $4,990,000 $249,500 $6,443 3.72%
Laconia, NH (FHA|USDA|VA) 17 $4,965,000 $292,059 $4,842 3.69%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 17 $4,895,000 $287,941 $3,112 3.23%
Jefferson, GA (FHA|USDA|VA) 18 $4,790,000 $266,111 $3,668 3.22%
JACKSON, MS (FHA|USDA|VA) 30 $4,780,000 $159,333 $3,389 2.79%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 27 $4,725,000 $175,000 $2,935 3.07%
LAWTON, OK (FHA|USDA|VA) 30 $4,610,000 $153,667 $3,878 3.20%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 23 $4,495,000 $195,435 $3,760 3.13%
EAST STROUDSBURG, PA (FHA|USDA|VA) 24 $4,440,000 $185,000 $4,157 3.40%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 9 $4,415,000 $490,556 $4,508 3.00%
OCALA, FL (FHA|USDA|VA) 22 $4,280,000 $194,545 $3,194 3.59%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 15 $4,275,000 $285,000 $3,315 3.43%
TEXARKANA, TX-AR (FHA|USDA|VA) 25 $4,125,000 $165,000 $3,834 3.68%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 14 $4,120,000 $294,286 $4,003 3.25%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 17 $4,055,000 $238,529 $4,203 2.96%
SPRINGFIELD, MA (FHA|USDA|VA) 19 $4,015,000 $211,316 $3,508 3.33%
RENO, NV (FHA|USDA|VA) 9 $3,865,000 $429,444 $3,140 3.28%
MONROE, MI (FHA|USDA|VA) 21 $3,795,000 $180,714 $2,640 3.28%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 19 $3,785,000 $199,211 $4,651 3.28%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 13 $3,765,000 $289,615 $2,823 3.81%
Brainerd, MN (FHA|USDA|VA) 10 $3,730,000 $373,000 $2,998 3.03%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 7 $3,595,000 $513,571 $2,879 3.16%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 20 $3,570,000 $178,500 $3,420 3.49%
PUNTA GORDA, FL (FHA|USDA|VA) 12 $3,390,000 $282,500 $3,771 3.27%
PANAMA CITY, FL (FHA|USDA|VA) 12 $3,220,000 $268,333 $7,639 2.98%
Concord, NH (FHA|USDA|VA) 14 $3,150,000 $225,000 $2,274 3.18%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 12 $3,080,000 $256,667 $4,781 3.68%
MERCED, CA (FHA|USDA|VA) 11 $3,005,000 $273,182 $3,808 3.34%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 7 $2,995,000 $427,857 $2,665 3.13%
TYLER, TX (FHA|USDA|VA) 13 $2,985,000 $229,615 $3,421 3.63%
KNOXVILLE, TN (FHA|USDA|VA) 12 $2,830,000 $235,833 $4,213 3.32%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 9 $2,825,000 $313,889 $4,410 3.53%
HATTIESBURG, MS (FHA|USDA|VA) 14 $2,780,000 $198,571 $3,333 2.91%
SALINAS, CA (FHA|USDA|VA) 6 $2,770,000 $461,667 $2,199 3.56%
SALISBURY, MD-DE (FHA|USDA|VA) 9 $2,735,000 $303,889 $5,466 2.92%
Edwards, CO (FHA|USDA|VA) 4 $2,710,000 $677,500 $2,245 3.19%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 17 $2,705,000 $159,118 $2,272 3.13%
BAKERSFIELD, CA (FHA|USDA|VA) 7 $2,675,000 $382,143 $3,452 3.41%
APPLETON, WI (FHA|USDA|VA) 13 $2,675,000 $205,769 $2,050 3.26%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 10 $2,670,000 $267,000 $3,358 3.41%
Key West, FL (FHA|USDA|VA) 3 $2,605,000 $868,333 $4,688 3.50%
Willmar, MN (FHA|USDA|VA) 9 $2,595,000 $288,333 $3,059 3.10%
Bardstown, KY (FHA|USDA|VA) 12 $2,580,000 $215,000 $2,234 3.66%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 5 $2,575,000 $515,000 $8,906 3.00%
ALBUQUERQUE, NM (FHA|USDA|VA) 10 $2,550,000 $255,000 $3,012 3.29%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 13 $2,535,000 $195,000 $3,890 3.24%
Mineral Wells, TX (FHA|USDA|VA) 11 $2,525,000 $229,545 $4,802 3.41%
RICHMOND, VA (FHA|USDA|VA) 9 $2,515,000 $279,444 $4,787 3.47%
El Dorado, AR (FHA|USDA|VA) 22 $2,510,000 $114,091 $2,582 3.30%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $2,505,000 $835,000 $3,450 3.58%
ST. LOUIS, MO-IL (FHA|USDA|VA) 21 $2,445,000 $116,429 $2,186 2.87%
FLINT, MI (FHA|USDA|VA) 14 $2,410,000 $172,143 $2,719 3.32%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 10 $2,410,000 $241,000 $2,687 3.67%
Breckenridge, CO (FHA|USDA|VA) 3 $2,365,000 $788,333 $2,763 2.92%
Paragould, AR (FHA|USDA|VA) 15 $2,345,000 $156,333 $3,164 3.51%
SPRINGFIELD, MO (FHA|USDA|VA) 10 $2,250,000 $225,000 $2,976 3.49%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 8 $2,170,000 $271,250 $1,641 3.48%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 10 $2,160,000 $216,000 $4,308 2.97%
RALEIGH-CARY, NC (FHA|USDA|VA) 7 $2,145,000 $306,429 $2,090 3.39%
YUBA CITY, CA (FHA|USDA|VA) 6 $2,040,000 $340,000 $2,283 3.52%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 11 $1,995,000 $181,364 $4,071 3.23%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 10 $1,930,000 $193,000 $2,109 4.02%
TUCSON, AZ (FHA|USDA|VA) 9 $1,925,000 $213,889 $2,554 3.29%
Lebanon, NH-VT (FHA|USDA|VA) 9 $1,925,000 $213,889 $3,672 3.63%
Sulphur Springs, TX (FHA|USDA|VA) 10 $1,910,000 $191,000 $4,045 3.71%
JACKSON, TN (FHA|USDA|VA) 14 $1,890,000 $135,000 $2,839 3.54%
Cornelia, GA (FHA|USDA|VA) 8 $1,890,000 $236,250 $3,618 2.91%
BOULDER, CO (FHA|USDA|VA) 6 $1,880,000 $313,333 $3,083 3.33%
URBAN HONOLULU, HI (FHA|USDA|VA) 3 $1,865,000 $621,667 $2,261 3.58%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $1,860,000 $465,000 $5,230 3.38%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 8 $1,840,000 $230,000 $3,258 3.38%
Glenwood Springs, CO (FHA|USDA|VA) 2 $1,800,000 $900,000 $1,897 3.19%
Faribault-Northfield, MN (FHA|USDA|VA) 6 $1,770,000 $295,000 $1,817 3.29%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $1,740,000 $290,000 $1,638 2.79%
HUNTSVILLE, AL (FHA|USDA|VA) 8 $1,730,000 $216,250 $3,504 3.51%
FORT SMITH, AR-OK (FHA|USDA|VA) 14 $1,680,000 $120,000 $2,457 3.38%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 7 $1,655,000 $236,429 $2,937 3.53%
ANN ARBOR, MI (FHA|USDA|VA) 6 $1,630,000 $271,667 $2,936 3.58%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $1,630,000 $407,500 $5,044 3.41%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 7 $1,615,000 $230,714 $6,374 3.27%
Andrews, TX (FHA|USDA|VA) 8 $1,610,000 $201,250 $5,842 3.92%
TOLEDO, OH (FHA|USDA|VA) 9 $1,605,000 $178,333 $2,364 3.42%
Bonham, TX (FHA|USDA|VA) 7 $1,595,000 $227,857 $4,157 3.63%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 8 $1,580,000 $197,500 $3,070 3.44%
Athens, TX (FHA|USDA|VA) 8 $1,560,000 $195,000 $3,901 3.89%
YUMA, AZ (FHA|USDA|VA) 5 $1,535,000 $307,000 $1,880 3.53%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $1,530,000 $255,000 $5,874 3.54%
MADERA, CA (FHA|USDA|VA) 5 $1,515,000 $303,000 $3,282 3.33%
Holland, MI (FHA|USDA|VA) 2 $1,500,000 $750,000 $3,487 3.06%
DULUTH, MN-WI (FHA|USDA|VA) 6 $1,470,000 $245,000 $3,260 3.15%
Durant, OK (FHA|USDA|VA) 6 $1,460,000 $243,333 $4,867 3.58%
Paris, TX (FHA|USDA|VA) 8 $1,440,000 $180,000 $3,614 3.92%
CHICO, CA (FHA|USDA|VA) 3 $1,435,000 $478,333 $2,679 3.00%
ROCHESTER, MN (FHA|USDA|VA) 5 $1,385,000 $277,000 $4,579 3.23%
BOWLING GREEN, KY (FHA|USDA|VA) 10 $1,360,000 $136,000 $2,657 3.75%
WICHITA FALLS, TX (FHA|USDA|VA) 7 $1,345,000 $192,143 $3,465 4.00%
ROME, GA (FHA|USDA|VA) 7 $1,345,000 $192,143 $3,384 3.34%
JACKSON, MI (FHA|USDA|VA) 8 $1,300,000 $162,500 $4,010 2.86%
BATON ROUGE, LA (FHA|USDA|VA) 8 $1,290,000 $161,250 $2,871 3.14%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 10 $1,290,000 $129,000 $3,111 3.48%
SALEM, OR (FHA|USDA|VA) 4 $1,240,000 $310,000 $2,896 3.03%
DOVER, DE (FHA|USDA|VA) 5 $1,225,000 $245,000 $3,033 3.25%
ANCHORAGE, AK (FHA|USDA|VA) 2 $1,190,000 $595,000 $2,287 3.06%
Clearlake, CA (FHA|USDA|VA) 3 $1,185,000 $395,000 $5,030 3.92%
LUBBOCK, TX (FHA|USDA|VA) 5 $1,185,000 $237,000 $3,133 3.62%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,180,000 $196,667 $4,638 3.17%
PITTSBURGH, PA (FHA|USDA|VA) 7 $1,175,000 $167,857 $4,170 3.28%
Corsicana, TX (FHA|USDA|VA) 5 $1,165,000 $233,000 $6,370 3.60%
Olean, NY (FHA|USDA|VA) 7 $1,155,000 $165,000 $2,817 3.38%
Arkadelphia, AR (FHA|USDA|VA) 10 $1,150,000 $115,000 $2,403 3.56%
DAYTON-KETTERING, OH (FHA|USDA|VA) 7 $1,145,000 $163,571 $3,077 3.23%
PUEBLO, CO (FHA|USDA|VA) 6 $1,140,000 $190,000 $3,338 2.13%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,130,000 $282,500 $3,781 3.16%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $1,115,000 $371,667 $2,867 3.38%
Brownsville, TN (FHA|USDA|VA) 11 $1,115,000 $101,364 $2,078 3.26%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $1,105,000 $368,333 $1,932 3.38%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 6 $1,100,000 $183,333 $4,294 2.79%
Kingsville, TX (FHA|USDA|VA) 5 $1,075,000 $215,000 $4,223 3.05%
GRANTS PASS, OR (FHA|USDA|VA) 4 $1,020,000 $255,000 $3,709 3.44%
LaGrange, GA-AL (FHA|USDA|VA) 6 $1,010,000 $168,333 $2,716 3.60%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $3,828 3.25%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,183 3.43%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $1,005,000 $335,000 $3,233 3.38%
PINE BLUFF, AR (FHA|USDA|VA) 9 $985,000 $109,444 $3,058 3.71%
Shawnee, OK (FHA|USDA|VA) 2 $980,000 $490,000 $2,511 3.19%
HAMMOND, LA (FHA|USDA|VA) 6 $980,000 $163,333 $3,469 3.31%
Camden, AR (FHA|USDA|VA) 9 $975,000 $108,333 $2,533 3.47%
WACO, TX (FHA|USDA|VA) 4 $970,000 $242,500 $4,704 3.97%
ASHEVILLE, NC (FHA|USDA|VA) 4 $970,000 $242,500 $2,145 3.16%
WILMINGTON, NC (FHA|USDA|VA) 3 $965,000 $321,667 $4,131 2.96%
Okeechobee, FL (FHA|USDA|VA) 3 $965,000 $321,667 $3,662 3.41%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $965,000 $193,000 $3,115 3.68%
Calhoun, GA (FHA|USDA|VA) 7 $935,000 $133,571 $3,426 2.70%
Hailey, ID (FHA|USDA|VA) 2 $920,000 $460,000 $3,338 3.25%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $920,000 $460,000 $7,949 3.50%
MANKATO, MN (FHA|USDA|VA) 3 $905,000 $301,667 $4,215 3.42%
MEDFORD, OR (FHA|USDA|VA) 3 $905,000 $301,667 $8,774 3.04%
CARSON CITY, NV (FHA|USDA|VA) 3 $885,000 $295,000 $7,138 3.04%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $880,000 $220,000 $5,009 3.28%
LONGVIEW, WA (FHA|USDA|VA) 3 $875,000 $291,667 $2,389 2.38%
EL PASO, TX (FHA|USDA|VA) 5 $865,000 $173,000 $2,816 3.38%
CANTON-MASSILLON, OH (FHA|USDA|VA) 7 $855,000 $122,143 $3,253 3.61%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $830,000 $207,500 $3,427 3.56%
ABILENE, TX (FHA|USDA|VA) 4 $830,000 $207,500 $4,399 3.75%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $815,000 $163,000 $5,376 3.05%
COLUMBUS, GA-AL (FHA|USDA|VA) 6 $810,000 $135,000 $4,146 3.60%
BRUNSWICK, GA (FHA|USDA|VA) 4 $800,000 $200,000 $2,355 3.62%
MORRISTOWN, TN (FHA|USDA|VA) 4 $800,000 $200,000 $3,884 3.56%
Cedartown, GA (FHA|USDA|VA) 5 $795,000 $159,000 $4,337 3.88%
Shawano, WI (FHA|USDA|VA) 5 $795,000 $159,000 $1,209 3.03%
CLEVELAND, TN (FHA|USDA|VA) 4 $790,000 $197,500 $3,959 3.53%
BANGOR, ME (FHA|USDA|VA) 4 $790,000 $197,500 $3,447 3.22%
VISALIA, CA (FHA|USDA|VA) 4 $790,000 $197,500 $2,603 3.44%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 5 $765,000 $153,000 $3,238 3.65%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $760,000 $380,000 $2,814 3.19%
Roseburg, OR (FHA|USDA|VA) 3 $755,000 $251,667 $3,782 3.29%
Outside of Metro Areas 2 $750,000 $375,000 $5,154 3.38%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $740,000 $185,000 $3,663 2.72%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $740,000 $370,000 $5,035 3.69%
Stevens Point, WI (FHA|USDA|VA) 3 $725,000 $241,667 $1,605 3.33%
The Dalles, OR (FHA|USDA|VA) 1 $715,000 $715,000 $3,155 2.63%
Aberdeen, WA (FHA|USDA|VA) 3 $705,000 $235,000 $2,663 3.42%
GRAND FORKS, ND-MN (FHA|USDA|VA) 4 $700,000 $175,000 $1,801 3.00%
Fernley, NV (FHA|USDA|VA) 2 $700,000 $350,000 $4,258 3.31%
Clewiston, FL (FHA|USDA|VA) 3 $695,000 $231,667 $5,244 3.67%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $690,000 $345,000 $5,338 3.19%
KOKOMO, IN (FHA|USDA|VA) 4 $690,000 $172,500 $3,126 3.81%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 3 $685,000 $228,333 $5,398 3.38%
Albemarle, NC (FHA|USDA|VA) 3 $685,000 $228,333 $2,594 3.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 4 $680,000 $170,000 $4,268 3.59%
OWENSBORO, KY (FHA|USDA|VA) 5 $675,000 $135,000 $2,248 3.90%
Marshall, MN (FHA|USDA|VA) 4 $670,000 $167,500 $2,844 3.47%
Dumas, TX (FHA|USDA|VA) 4 $660,000 $165,000 $4,075 4.00%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $660,000 $330,000 $1,669 2.88%
Fort Morgan, CO (FHA|USDA|VA) 2 $660,000 $330,000 $5,418 3.19%
LOGAN, UT-ID (FHA|USDA|VA) 3 $655,000 $218,333 $3,498 4.25%
Hereford, TX (FHA|USDA|VA) 5 $655,000 $131,000 $4,634 3.80%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $650,000 $162,500 $1,946 3.31%
Sevierville, TN (FHA|USDA|VA) 1 $645,000 $645,000 $2,732 3.88%
Jacksonville, TX (FHA|USDA|VA) 3 $645,000 $215,000 $3,168 3.21%
Mount Pleasant, TX (FHA|USDA|VA) 4 $640,000 $160,000 $3,564 2.75%
Palatka, FL (FHA|USDA|VA) 1 $635,000 $635,000 $5,317 3.38%
Gainesville, TX (FHA|USDA|VA) 4 $630,000 $157,500 $2,150 3.06%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $630,000 $157,500 $4,242 3.31%
BELLINGHAM, WA (FHA|USDA|VA) 1 $625,000 $625,000 $2,073 3.38%
SANTA FE, NM (FHA|USDA|VA) 2 $620,000 $310,000 $4,844 3.19%
PITTSFIELD, MA (FHA|USDA|VA) 3 $615,000 $205,000 $3,869 3.29%
THE VILLAGES, FL (FHA|USDA|VA) 3 $615,000 $205,000 $2,280 3.58%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $595,000 $198,333 $4,915 3.54%
Crossville, TN (FHA|USDA|VA) 3 $585,000 $195,000 $2,685 3.08%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $580,000 $145,000 $3,198 3.34%
Lufkin, TX (FHA|USDA|VA) 2 $580,000 $290,000 $5,004 4.19%
AKRON, OH (FHA|USDA|VA) 6 $580,000 $96,667 $2,981 4.00%
Glasgow, KY (FHA|USDA|VA) 5 $575,000 $115,000 $2,170 3.73%
Batavia, NY (FHA|USDA|VA) 3 $575,000 $191,667 $2,135 3.42%
McComb, MS (FHA|USDA|VA) 4 $570,000 $142,500 $3,941 1.79%
Georgetown, SC (FHA|USDA|VA) 1 $565,000 $565,000 $4,016 3.25%
Grand Rapids, MN (FHA|USDA|VA) 4 $560,000 $140,000 $2,121 2.63%
Cullman, AL (FHA|USDA|VA) 2 $560,000 $280,000 $4,635 3.56%
YAKIMA, WA (FHA|USDA|VA) 2 $560,000 $280,000 $4,511 3.31%
SPARTANBURG, SC (FHA|USDA|VA) 3 $555,000 $185,000 $3,066 3.50%
WHEELING, WV-OH (FHA|USDA|VA) 3 $555,000 $185,000 $3,108 3.08%
Brownwood, TX (FHA|USDA|VA) 1 $545,000 $545,000 $5,500 3.25%
Murray, KY (FHA|USDA|VA) 2 $540,000 $270,000 $9,076 3.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $535,000 $178,333 $3,464 2.88%
Toccoa, GA (FHA|USDA|VA) 3 $535,000 $178,333 $5,001 4.13%
LAS CRUCES, NM (FHA|USDA|VA) 2 $530,000 $265,000 $3,013 2.94%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $530,000 $265,000 $2,309 3.50%
LAREDO, TX (FHA|USDA|VA) 2 $530,000 $265,000 $8,841 3.44%
MONTGOMERY, AL (FHA|USDA|VA) 4 $520,000 $130,000 $2,683 3.37%
ROCHESTER, NY (FHA|USDA|VA) 4 $510,000 $127,500 $2,372 2.84%
TWIN FALLS, ID (FHA|USDA|VA) 2 $510,000 $255,000 $5,144 3.44%
Somerset, KY (FHA|USDA|VA) 2 $510,000 $255,000 $1,968 3.50%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $505,000 $505,000 $3,579 3.25%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $505,000 $505,000 $4,412 3.25%
CaƱon City, CO (FHA|USDA|VA) 2 $500,000 $250,000 $3,658 3.63%
Traverse City, MI (FHA|USDA|VA) 3 $495,000 $165,000 $1,457 3.38%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $490,000 $245,000 $3,856 3.38%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $490,000 $245,000 $4,964 3.38%
Red Bluff, CA (FHA|USDA|VA) 2 $490,000 $245,000 $1,525 3.00%
Sonora, CA (FHA|USDA|VA) 2 $480,000 $240,000 $2,718 3.25%
Searcy, AR (FHA|USDA|VA) 4 $480,000 $120,000 $2,672 3.41%
Shelton, WA (FHA|USDA|VA) 1 $475,000 $475,000 $19,083 2.88%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $475,000 $158,333 $1,350 3.33%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $470,000 $235,000 $3,529 3.50%
Port Angeles, WA (FHA|USDA|VA) 1 $465,000 $465,000 $2,064 2.25%
Boone, NC (FHA|USDA|VA) 1 $465,000 $465,000 $3,572 3.13%
SAN ANGELO, TX (FHA|USDA|VA) 2 $460,000 $230,000 $2,769 3.88%
Palestine, TX (FHA|USDA|VA) 2 $460,000 $230,000 $3,553 3.94%
Bartlesville, OK (FHA|USDA|VA) 3 $455,000 $151,667 $4,293 3.33%
ROCKFORD, IL (FHA|USDA|VA) 3 $455,000 $151,667 $4,325 3.29%
Bemidji, MN (FHA|USDA|VA) 2 $450,000 $225,000 $1,977 3.56%
SAVANNAH, GA (FHA|USDA|VA) 3 $445,000 $148,333 $2,345 3.46%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $435,000 $145,000 $5,022 3.04%
Ruston, LA (FHA|USDA|VA) 2 $430,000 $215,000 $4,179 4.31%
Batesville, AR (FHA|USDA|VA) 2 $420,000 $210,000 $2,334 3.18%
RACINE, WI (FHA|USDA|VA) 2 $420,000 $210,000 $1,288 3.25%
Marinette, WI-MI (FHA|USDA|VA) 2 $420,000 $210,000 $1,531 3.44%
VALDOSTA, GA (FHA|USDA|VA) 1 $415,000 $415,000 $1,970 3.63%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $410,000 $205,000 $2,848 3.75%
BEND, OR (FHA|USDA|VA) 2 $410,000 $205,000 $2,171 2.81%
Durango, CO (FHA|USDA|VA) 1 $405,000 $405,000 $2,401 3.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $400,000 $200,000 $5,434 3.06%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 5 $395,000 $79,000 $2,374 2.15%
READING, PA (FHA|USDA|VA) 2 $390,000 $195,000 $4,674 3.00%
Tupelo, MS (FHA|USDA|VA) 2 $390,000 $195,000 $2,091 3.81%
Cookeville, TN (FHA|USDA|VA) 1 $385,000 $385,000 $5,976 3.25%
WENATCHEE, WA (FHA|USDA|VA) 1 $385,000 $385,000 $1,467 3.25%
Dyersburg, TN (FHA|USDA|VA) 2 $380,000 $190,000 $3,037 3.56%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $380,000 $190,000 $2,480 3.00%
Fairmont, MN (FHA|USDA|VA) 3 $375,000 $125,000 $1,640 3.17%
Ruidoso, NM (FHA|USDA|VA) 1 $375,000 $375,000 $3,102 3.13%
Baraboo, WI (FHA|USDA|VA) 2 $370,000 $185,000 $1,589 3.25%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $370,000 $185,000 $2,992 3.63%
RAPID CITY, SD (FHA|USDA|VA) 2 $370,000 $185,000 $4,013 3.38%
Burley, ID (FHA|USDA|VA) 2 $360,000 $180,000 $4,118 3.81%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $355,000 $355,000 $1,219 3.25%
ROANOKE, VA (FHA|USDA|VA) 2 $350,000 $175,000 $3,710 3.44%
Hillsdale, MI (FHA|USDA|VA) 1 $335,000 $335,000 $2,131 2.50%
Oak Harbor, WA (FHA|USDA|VA) 1 $335,000 $335,000 $2,377 3.63%
Auburn, IN (FHA|USDA|VA) 2 $330,000 $165,000 $3,509 3.25%
Danville, KY (FHA|USDA|VA) 4 $330,000 $82,500 $2,254 2.00%
Seneca, SC (FHA|USDA|VA) 2 $330,000 $165,000 $5,139 3.56%
Kerrville, TX (FHA|USDA|VA) 2 $320,000 $160,000 $1,962 3.18%
Statesboro, GA (FHA|USDA|VA) 2 $320,000 $160,000 $2,799 3.44%
Whitewater, WI (FHA|USDA|VA) 1 $315,000 $315,000 $1,434 2.99%
Grenada, MS (FHA|USDA|VA) 2 $310,000 $155,000 $3,125 4.44%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $310,000 $155,000 $4,372 3.63%
Montrose, CO (FHA|USDA|VA) 1 $305,000 $305,000 $1,568 3.38%
Bozeman, MT (FHA|USDA|VA) 1 $305,000 $305,000 $2,229 3.13%
Owatonna, MN (FHA|USDA|VA) 2 $300,000 $150,000 $3,294 3.31%
Nacogdoches, TX (FHA|USDA|VA) 2 $300,000 $150,000 $4,420 3.63%
Mayfield, KY (FHA|USDA|VA) 2 $300,000 $150,000 $4,035 4.00%
TOPEKA, KS (FHA|USDA|VA) 2 $300,000 $150,000 $2,078 2.94%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $300,000 $150,000 $2,422 2.99%
CORVALLIS, OR (FHA|USDA|VA) 1 $295,000 $295,000 $2,565 3.38%
FARGO, ND-MN (FHA|USDA|VA) 1 $295,000 $295,000 $7,397 2.75%
Branson, MO (FHA|USDA|VA) 3 $285,000 $95,000 $1,869 3.92%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $285,000 $285,000 $7,057 3.13%
REDDING, CA (FHA|USDA|VA) 1 $285,000 $285,000 $1,938 3.99%
Washington, IN (FHA|USDA|VA) 1 $285,000 $285,000 $6,049 3.50%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $280,000 $140,000 $4,783 3.19%
Muskogee, OK (FHA|USDA|VA) 1 $275,000 $275,000 $7,638 3.50%
Berlin, NH (FHA|USDA|VA) 1 $275,000 $275,000 $2,366 3.25%
CASPER, WY (FHA|USDA|VA) 1 $275,000 $275,000 $2,258 3.50%
ERIE, PA (FHA|USDA|VA) 2 $270,000 $135,000 $2,624 3.31%
GAINESVILLE, FL (FHA|USDA|VA) 1 $265,000 $265,000 $2,672 2.88%
Central City, KY (FHA|USDA|VA) 3 $265,000 $88,333 $2,939 3.79%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $265,000 $265,000 $6,658 3.63%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $265,000 $265,000 $1,981 3.00%
Rutland, VT (FHA|USDA|VA) 2 $260,000 $130,000 $3,849 3.19%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $255,000 $255,000 $6,881 3.13%
COLUMBUS, IN (FHA|USDA|VA) 1 $255,000 $255,000 $10,515 3.13%
Richmond-Berea, KY (FHA|USDA|VA) 1 $255,000 $255,000 $1,815 3.38%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $255,000 $255,000 $2,558 3.63%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $255,000 $255,000 $2,412 3.00%
Liberal, KS (FHA|USDA|VA) 2 $250,000 $125,000 $3,370 2.13%
WALLA WALLA, WA (FHA|USDA|VA) 1 $245,000 $245,000 $6,262 3.63%
Hutchinson, MN (FHA|USDA|VA) 1 $245,000 $245,000 $2,202 3.25%
Alamogordo, NM (FHA|USDA|VA) 1 $245,000 $245,000 $2,370 3.25%
HARRISONBURG, VA (FHA|USDA|VA) 1 $245,000 $245,000 $2,090 3.38%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $2,481 2.38%
Kalispell, MT (FHA|USDA|VA) 1 $245,000 $245,000 $2,740 2.99%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $245,000 $245,000 $3,639 3.50%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $245,000 $245,000 $6,514 3.00%
Pahrump, NV (FHA|USDA|VA) 1 $245,000 $245,000 $1,803 4.00%
Gillette, WY (FHA|USDA|VA) 1 $245,000 $245,000 $2,776 3.13%
KANKAKEE, IL (FHA|USDA|VA) 2 $240,000 $120,000 $3,441 3.56%
Shelbyville, TN (FHA|USDA|VA) 2 $240,000 $120,000 $3,200 2.13%
Dickinson, ND (FHA|USDA|VA) 1 $235,000 $235,000 $1,675 3.25%
Mount Pleasant, MI (FHA|USDA|VA) 1 $235,000 $235,000 $6,917 3.25%
Sterling, CO (FHA|USDA|VA) 1 $235,000 $235,000 $6,102 3.50%
Mountain Home, AR (FHA|USDA|VA) 2 $230,000 $115,000 $2,707 3.19%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $225,000 $225,000 $5,373 3.38%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $225,000 $225,000 $7,013 3.00%
Beaver Dam, WI (FHA|USDA|VA) 1 $225,000 $225,000 $2,001 3.38%
Pottsville, PA (FHA|USDA|VA) 1 $225,000 $225,000 $3,139 3.38%
Warrensburg, MO (FHA|USDA|VA) 1 $225,000 $225,000 $5,194 3.25%
Fredericksburg, TX (FHA|USDA|VA) 1 $225,000 $225,000 $1,355 2.63%
MISSOULA, MT (FHA|USDA|VA) 1 $215,000 $215,000 $1,575 3.00%
Oxford, MS (FHA|USDA|VA) 1 $215,000 $215,000 $2,218 3.25%
LEBANON, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,068 3.50%
MUSKEGON, MI (FHA|USDA|VA) 1 $215,000 $215,000 $1,690 3.88%
Cadillac, MI (FHA|USDA|VA) 1 $215,000 $215,000 $5,798 3.88%
Alice, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,079 4.38%
Fergus Falls, MN (FHA|USDA|VA) 1 $215,000 $215,000 $2,131 3.00%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $215,000 $215,000 $6,790 3.13%
Thomaston, GA (FHA|USDA|VA) 2 $210,000 $105,000 $3,122 1.88%
Dodge City, KS (FHA|USDA|VA) 1 $205,000 $205,000 $2,121 3.38%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $205,000 $205,000 $4,667 3.88%
Brookhaven, MS (FHA|USDA|VA) 1 $205,000 $205,000 $2,403 3.50%
Jennings, LA (FHA|USDA|VA) 1 $205,000 $205,000 $2,903 2.63%
Warsaw, IN (FHA|USDA|VA) 1 $205,000 $205,000 $3,846 3.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $200,000 $100,000 $1,160 3.50%
Washington, NC (FHA|USDA|VA) 1 $195,000 $195,000 $1,916 3.13%
Marion, OH (FHA|USDA|VA) 1 $195,000 $195,000 $9,367 3.38%
Adrian, MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,819 3.75%
MOBILE, AL (FHA|USDA|VA) 1 $195,000 $195,000 $5,173 3.63%
MANHATTAN, KS (FHA|USDA|VA) 1 $195,000 $195,000 $5,158 2.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $190,000 $95,000 $2,849 1.81%
MUNCIE, IN (FHA|USDA|VA) 4 $190,000 $47,500 $1,207 4.16%
Huntsville, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,146 4.25%
Nogales, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $1,262 2.50%
Vernal, UT (FHA|USDA|VA) 2 $180,000 $90,000 $2,397 4.00%
ALBANY, GA (FHA|USDA|VA) 1 $175,000 $175,000 $1,613 3.25%
Keene, NH (FHA|USDA|VA) 1 $175,000 $175,000 $5,470 3.13%
VICTORIA, TX (FHA|USDA|VA) 1 $175,000 $175,000 $6,241 3.88%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $175,000 $175,000 $2,639 2.99%
GREENVILLE, NC (FHA|USDA|VA) 1 $175,000 $175,000 $5,451 3.50%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $175,000 $175,000 $2,879 2.75%
Pierre, SD (FHA|USDA|VA) 1 $175,000 $175,000 $5,757 2.75%
Red Wing, MN (FHA|USDA|VA) 1 $175,000 $175,000 $2,013 2.99%
St. Marys, GA (FHA|USDA|VA) 1 $175,000 $175,000 $5,496 2.88%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $165,000 $165,000 $2,286 2.99%
Paris, TN (FHA|USDA|VA) 1 $165,000 $165,000 $2,194 3.88%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $165,000 $165,000 $4,650 3.00%
Miami, OK (FHA|USDA|VA) 1 $165,000 $165,000 $1,528 4.13%
Angola, IN (FHA|USDA|VA) 1 $165,000 $165,000 $2,232 2.88%
Klamath Falls, OR (FHA|USDA|VA) 1 $165,000 $165,000 $2,967 3.50%
SUMTER, SC (FHA|USDA|VA) 1 $165,000 $165,000 $5,235 2.88%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $1,593 3.25%
London, KY (FHA|USDA|VA) 1 $165,000 $165,000 $5,349 3.25%
Bennington, VT (FHA|USDA|VA) 1 $155,000 $155,000 $1,784 2.99%
Carroll, IA (FHA|USDA|VA) 1 $155,000 $155,000 $1,627 3.38%
Sunbury, PA (FHA|USDA|VA) 1 $155,000 $155,000 $2,733 3.88%
Alexander City, AL (FHA|USDA|VA) 1 $155,000 $155,000 $4,984 2.75%
LINCOLN, NE (FHA|USDA|VA) 1 $155,000 $155,000 $2,380 3.38%
El Campo, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,408 3.75%
LANCASTER, PA (FHA|USDA|VA) 1 $155,000 $155,000 $2,788 2.99%
Big Spring, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,403 4.00%
NILES, MI (FHA|USDA|VA) 1 $145,000 $145,000 $1,885 2.63%
Meridian, MS (FHA|USDA|VA) 1 $145,000 $145,000 $3,626 3.63%
Elkins, WV (FHA|USDA|VA) 1 $145,000 $145,000 $5,439 3.25%
Urbana, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,605 3.38%
Roswell, NM (FHA|USDA|VA) 1 $145,000 $145,000 $3,381 3.00%
Menomonie, WI (FHA|USDA|VA) 1 $145,000 $145,000 $1,673 3.38%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $145,000 $145,000 $984 3.75%
Clarksburg, WV (FHA|USDA|VA) 1 $145,000 $145,000 $6,896 2.88%
Fremont, NE (FHA|USDA|VA) 1 $135,000 $135,000 $1,720 3.38%
Manitowoc, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,724 3.63%
Mount Airy, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,450 2.75%
Shelby, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,301 2.88%
New Ulm, MN (FHA|USDA|VA) 1 $135,000 $135,000 $1,326 3.00%
Emporia, KS (FHA|USDA|VA) 1 $135,000 $135,000 $1,859 3.63%
JOPLIN, MO (FHA|USDA|VA) 1 $135,000 $135,000 $1,661 3.38%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $135,000 $135,000 $2,142 4.25%
BURLINGTON, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,508 2.63%
Rochelle, IL (FHA|USDA|VA) 1 $135,000 $135,000 $4,950 3.00%
FLORENCE, SC (FHA|USDA|VA) 1 $125,000 $125,000 $2,364 3.63%
Plainview, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,813 4.13%
FARMINGTON, NM (FHA|USDA|VA) 1 $125,000 $125,000 $2,105 3.25%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $125,000 $125,000 $1,765 3.25%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $125,000 $125,000 $2,237 3.38%
GOLDSBORO, NC (FHA|USDA|VA) 1 $125,000 $125,000 $4,220 3.75%
Malvern, AR (FHA|USDA|VA) 1 $125,000 $125,000 $2,798 5.13%
DECATUR, AL (FHA|USDA|VA) 1 $125,000 $125,000 $1,633 2.88%
Kendallville, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,062 3.38%
Crawfordsville, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,277 2.88%
Stillwater, OK (FHA|USDA|VA) 1 $115,000 $115,000 $2,037 3.38%
Kennett, MO (FHA|USDA|VA) 1 $115,000 $115,000 $3,892 4.13%
FOND DU LAC, WI (FHA|USDA|VA) 1 $115,000 $115,000 $1,161 2.99%
STAUNTON, VA (FHA|USDA|VA) 1 $115,000 $115,000 $2,390 3.50%
Winfield, KS (FHA|USDA|VA) 1 $115,000 $115,000 $1,618 3.38%
Salina, KS (FHA|USDA|VA) 1 $115,000 $115,000 $932 2.99%
Clarksdale, MS (FHA|USDA|VA) 1 $115,000 $115,000 $2,760 3.38%
Hays, KS (FHA|USDA|VA) 1 $115,000 $115,000 $1,998 3.38%
ALTOONA, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,162 3.38%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $105,000 $105,000 $1,877 4.88%
Indiana, PA (FHA|USDA|VA) 1 $105,000 $105,000 $2,610 3.25%
Milledgeville, GA (FHA|USDA|VA) 1 $105,000 $105,000 $2,069 3.75%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $95,000 $95,000 $1,473 2.75%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $95,000 $95,000 $1,672 3.38%
ENID, OK (FHA|USDA|VA) 1 $95,000 $95,000 $2,323 3.38%
Wilson, NC (FHA|USDA|VA) 1 $85,000 $85,000 $2,332 3.75%
Ardmore, OK (FHA|USDA|VA) 1 $75,000 $75,000 $2,089 3.25%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $75,000 $75,000 $1,716 3.75%
New Castle, IN (FHA|USDA|VA) 1 $65,000 $65,000 $1,595 3.99%
Everett Financial's top markets include Dallas, Atlanta, San Francisco, Miami, and Minneapolis among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 8,943 $2,754,465,000 $308,002 $2,647 3.20%
    FHA 2,759 $672,575,000 $243,775 $6,926 3.65%
    VA 611 $227,775,000 $372,791 $7,212 3.20%
    USDA 215 $34,955,000 $162,581 $3,572 3.42%

    For 2021, Everett Financial's most frequently originated type of loan was Conventional, with 8,943 originations. Their 2nd most popular type was FHA, with 2,759 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,574 $2,449,350,000 $285,672 $4,275 3.31%
    Cash Out Refi 3,431 $1,078,255,000 $314,268 $2,963 3.33%
    Refi 523 $162,165,000 $310,067 $2,175 3.09%

    For 2021, Everett Financial's most frequently cited loan purpose was Home Purchase, with 8,574 originations. The 2nd most popular reason was Cash Out Refi, with 3,431 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 11,173 $3,390,895,000 $303,490 $4,019 3.36%
    15 Year 814 $201,550,000 $247,604 $2,534 2.74%
    20 Year 278 $70,300,000 $252,878 $2,540 3.17%
    10 Year 182 $10,500,000 $57,692 $584 2.62%
    Other 67 $16,375,000 $244,403 $2,641 3.30%
    5 Year 13 $125,000 $9,615 $0 0.00%
    3 Year 1 $25,000 $25,000 $0 0.00%

    For 2021, Everett Financial's most frequently cited loan duration was 30 Year, with 11,173 originations. The 2nd most popular length was 15 Year, with 814 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 11,662 $3,340,570,000 $286,449
    $1k-2k 366 $129,510,000 $353,852
    $2k-3k 207 $74,725,000 $360,990
    $5k+ 130 $68,260,000 $525,077
    $3k-4k 97 $44,255,000 $456,237
    $4k-5k 66 $32,450,000 $491,667

    Everett Financial's average total fees were $4,019, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 11,662 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 8,408 $2,551,160,000 $303,421
    2.5-3% 2,031 $719,005,000 $354,015
    4-5% 1,191 $283,595,000 $238,115
    <2.5% 840 $130,340,000 $155,167
    5-6% 58 $5,670,000 $97,759

    During 2021, Everett Financial's average interest rate for loans was 3.36%, while their most frequently originated rate bucket for loans was 3-4%, with 8,408 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,766 $1,639,730,000 $284,379 $4,270 3.45%
    $100k-200k 3,169 $492,905,000 $155,540 $3,091 3.50%
    $400k-600k 1,801 $864,735,000 $480,142 $4,583 3.29%
    $100,000 or less 1,020 $40,940,000 $40,137 $963 2.01%
    $600k-1MM 618 $441,370,000 $714,191 $5,300 3.23%
    $1MM+ 154 $210,090,000 $1,364,221 $6,696 3.09%

    2021 saw Everett Financial place emphasis on $200k-400k loans with 5,766 originations, totaling $1,639,730,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 3,306 $719,490,000 $217,632 $3,891 3.31%
    $100k-150k 2,576 $865,210,000 $335,873 $3,944 3.34%
    $75k-100k 2,385 $647,655,000 $271,553 $4,101 3.34%
    $50k or less 1,830 $271,350,000 $148,279 $3,126 3.22%
    $150k-250k 1,638 $696,610,000 $425,281 $3,815 3.29%
    $250k+ 766 $480,960,000 $627,885 $4,062 3.29%

    Everett Financial lent most frequently to those with incomes in the $50k-75k range, with 3,306 originations. The second most popular income band? $100k-150k, with 2,576 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 2,171 $638,125,000 $293,931 $3,376 3.30%
    20-30% 1,916 $572,150,000 $298,617 $3,073 3.23%
    50-60% 933 $256,165,000 $274,561 $6,925 3.36%
    44% 650 $198,320,000 $305,108 $3,900 3.37%
    43% 589 $161,495,000 $274,185 $3,702 3.31%
    <20% 582 $170,280,000 $292,577 $2,778 3.21%
    42% 571 $174,665,000 $305,893 $3,936 3.41%
    41% 546 $163,780,000 $299,963 $3,546 3.26%
    40% 516 $152,670,000 $295,872 $3,736 3.31%
    49% 516 $157,210,000 $304,671 $4,077 3.38%
    36% 476 $146,600,000 $307,983 $3,677 3.32%
    38% 471 $138,865,000 $294,830 $3,574 3.37%
    39% 464 $136,180,000 $293,491 $3,620 3.25%
    45% 457 $128,165,000 $280,449 $3,924 3.30%
    37% 448 $130,850,000 $292,076 $3,455 3.29%
    47% 427 $126,285,000 $295,749 $4,171 3.29%
    48% 410 $123,810,000 $301,976 $4,245 3.36%
    46% 372 $107,850,000 $289,919 $4,388 3.34%
    >60% 13 $6,305,000 $485,000 $9,304 2.73%

    Everett Financial lent most frequently to those with DTI ratios of 30-36%, with 2,171 originations. The next most common DTI ratio? 20-30%, with 1,916 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,938 $2,275,310,000 $286,635 $3,679 3.34%
    Not provided 2,594 $838,680,000 $323,315 $3,925 3.29%
    Black 1,306 $327,820,000 $251,011 $4,440 3.13%
    Asian 497 $185,075,000 $372,384 $3,965 3.23%
    American Indian 94 $22,240,000 $236,596 $3,922 3.37%
    Asian Indian 43 $18,825,000 $437,791 $3,855 3.23%
    Other Asian 16 $8,430,000 $526,875 $4,744 3.30%
    Native Hawaiian or Islander 20 $6,820,000 $341,000 $4,950 3.24%
    Filipino 9 $3,065,000 $340,556 $4,611 3.44%
    Other Pacific Islander 5 $1,285,000 $257,000 $5,293 3.10%
    Japanese 2 $780,000 $390,000 $2,177 2.94%
    Guamanian 1 $425,000 $425,000 $2,003 3.38%
    Native Hawaiian 1 $355,000 $355,000 $8,968 3.63%
    Samoan 1 $335,000 $335,000 $8,306 3.38%
    Chinese 1 $325,000 $325,000 $1,301 3.13%

    Approval Rates

    Total approvals of all applications
    95.23%

    Everett Financial has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    94.75%

    Everett Financial has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 12,528 $3,689,770,000 $294,522

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    12,528 $3,689,770,000 $294,522

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 370 $90,640,000 $244,973 $2,410 3.10%
    40-60% 1,209 $374,145,000 $309,467 $2,551 3.14%
    60-80% 4,062 $1,353,680,000 $333,255 $3,001 3.41%
    80-100% 6,192 $1,821,410,000 $294,155 $4,911 3.51%
    Over 100% 92 $35,530,000 $386,196 $13,949 3.25%
    Under 20% 594 $13,160,000 $22,155 $147 0.89%