Everett Financial Mortgage Rates, Fees & Info

AUSTIN, TX

LEI: 549300XWUSRVVOHPRY47

Tax ID: 75-2695327

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Mortgage Data

Review & Overview

Everett Financial is a large mortgage company specializing in Home Purchase and Refi loans. Everett Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Atlanta, San Francisco, Miami, and Houston among others. We have data for 522 markets. (Some data included below & more in-depth data is available with an active subscription.)

Everett Financial has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Everett Financial is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.51% 4/22/24
30 Year Conventional Refi 6.74% 4/22/24
30 Year Cash-out Refi 7.01% 4/22/24
30 Year FHA Purchase 7.91% 4/22/24
30 Year FHA Refi 7.76% 4/22/24
30 Year VA Purchase 6.66% 4/22/24
30 Year VA Refi 6.18% 4/22/24
30 Year USDA Purchase 7.16% 4/22/24
30 Year USDA Refi 6.27% 4/22/24
15 Year Conventional Purchase 6.34% 4/22/24
15 Year Conventional Refi 6.26% 4/22/24
15 Year Cash-out Refi 6.26% 4/22/24
15 Year FHA Purchase 7.29% 4/22/24
15 Year FHA Refi 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Everett Financial Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Everett Financial. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

33,575

Origination Dollar Volume (All Markets)

$7,722,195,000
Show all (254) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 6,541 $1,497,925,000 $229,006 $4,050 4.22%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3,239 $741,955,000 $229,069 $2,772 3.98%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 829 $445,965,000 $537,955 $4,001 4.14%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1,267 $334,735,000 $264,195 $4,139 4.38%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,843 $313,235,000 $169,959 $3,591 3.77%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 861 $222,445,000 $258,357 $3,778 4.15%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 680 $176,700,000 $259,853 $3,320 4.28%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 809 $168,655,000 $208,473 $3,802 4.06%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 558 $166,860,000 $299,032 $3,570 4.09%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 310 $155,310,000 $501,000 $4,724 4.08%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 267 $133,995,000 $501,854 $4,331 4.19%
Outside of Metro Areas 866 $133,240,000 $153,857 $2,900 4.06%
TULSA, OK (FHA|USDA|VA) 667 $108,855,000 $163,201 $3,831 4.37%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 299 $103,435,000 $345,936 $3,491 3.97%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 536 $94,460,000 $176,231 $1,829 4.15%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 399 $90,165,000 $225,977 $3,543 4.17%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 433 $81,945,000 $189,249 $2,944 4.04%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 370 $80,810,000 $218,405 $3,466 4.11%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 169 $76,265,000 $451,272 $3,132 4.17%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 428 $76,240,000 $178,131 $3,528 3.80%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 362 $69,590,000 $192,238 $2,472 3.33%
KANSAS CITY, MO-KS (FHA|USDA|VA) 373 $66,865,000 $179,263 $2,442 4.22%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 265 $64,495,000 $243,377 $4,203 4.12%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 330 $63,820,000 $193,394 $3,877 4.36%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 324 $61,480,000 $189,753 $2,965 4.17%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 146 $57,670,000 $395,000 $3,884 4.09%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 296 $57,020,000 $192,635 $2,811 4.08%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 239 $56,745,000 $237,427 $3,604 4.25%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 164 $51,300,000 $312,805 $3,970 3.81%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 250 $51,190,000 $204,760 $2,824 3.44%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 320 $48,230,000 $150,719 $2,455 3.65%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 131 $46,885,000 $357,901 $4,643 3.88%
MERCED, CA (FHA|USDA|VA) 172 $39,930,000 $232,151 $2,895 4.17%
CORPUS CHRISTI, TX (FHA|USDA|VA) 248 $39,750,000 $160,282 $3,826 4.10%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 146 $39,380,000 $269,726 $1,919 4.78%
Truckee-Grass Valley, CA (FHA|USDA|VA) 92 $38,160,000 $414,783 $3,067 4.22%
SALT LAKE CITY, UT (FHA|USDA|VA) 134 $38,140,000 $284,627 $2,484 3.84%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 46 $32,760,000 $712,174 $3,853 4.41%
NAPA, CA (FHA|USDA|VA) 71 $32,525,000 $458,099 $3,532 4.22%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 176 $32,470,000 $184,489 $3,481 4.23%
GAINESVILLE, GA (FHA|USDA|VA) 163 $32,145,000 $197,209 $2,605 4.04%
OKLAHOMA CITY, OK (FHA|USDA|VA) 191 $32,015,000 $167,618 $3,856 4.71%
VALLEJO, CA (FHA|USDA|VA) 88 $31,650,000 $359,659 $4,705 3.95%
MIDLAND, TX (FHA|USDA|VA) 119 $31,265,000 $262,731 $5,090 4.56%
STOCKTON, CA (FHA|USDA|VA) 91 $26,255,000 $288,516 $3,754 3.84%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 190 $26,110,000 $137,421 $2,174 3.56%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 177 $25,185,000 $142,288 $3,359 4.42%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 161 $24,275,000 $150,776 $2,854 4.04%
Ukiah, CA (FHA|USDA|VA) 66 $23,870,000 $361,667 $3,151 4.19%
RALEIGH-CARY, NC (FHA|USDA|VA) 96 $23,230,000 $241,979 $3,997 4.42%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 80 $22,560,000 $282,000 $6,554 3.96%
Heber, UT (FHA|USDA|VA) 35 $22,165,000 $633,286 $3,217 4.25%
ST. GEORGE, UT (FHA|USDA|VA) 71 $21,195,000 $298,521 $5,889 4.22%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 41 $20,955,000 $511,098 $3,238 4.48%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 142 $20,700,000 $145,775 $2,225 4.10%
JONESBORO, AR (FHA|USDA|VA) 154 $20,500,000 $133,117 $2,009 3.91%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 56 $20,340,000 $363,214 $4,215 4.31%
BOISE CITY, ID (FHA|USDA|VA) 72 $18,990,000 $263,750 $2,931 4.22%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 74 $18,470,000 $249,595 $4,674 4.53%
ODESSA, TX (FHA|USDA|VA) 84 $18,310,000 $217,976 $4,671 4.37%
Paducah, KY-IL (FHA|USDA|VA) 132 $17,790,000 $134,773 $1,907 4.48%
MODESTO, CA (FHA|USDA|VA) 64 $17,710,000 $276,719 $3,052 4.08%
PANAMA CITY, FL (FHA|USDA|VA) 76 $17,250,000 $226,974 $4,834 4.21%
COLORADO SPRINGS, CO (FHA|USDA|VA) 67 $17,045,000 $254,403 $4,038 3.73%
RENO, NV (FHA|USDA|VA) 50 $16,920,000 $338,400 $2,621 4.32%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 91 $16,885,000 $185,549 $2,362 4.19%
EL PASO, TX (FHA|USDA|VA) 114 $16,120,000 $141,404 $3,247 3.99%
ASHEVILLE, NC (FHA|USDA|VA) 74 $15,900,000 $214,865 $2,918 4.47%
Blytheville, AR (FHA|USDA|VA) 130 $15,150,000 $116,538 $1,567 3.83%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 80 $14,880,000 $186,000 $2,447 3.90%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 116 $14,810,000 $127,672 $2,932 4.19%
Jefferson, GA (FHA|USDA|VA) 71 $14,185,000 $199,789 $3,080 3.83%
LAWTON, OK (FHA|USDA|VA) 86 $13,810,000 $160,581 $2,812 4.43%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 71 $13,615,000 $191,761 $5,788 4.23%
FORT COLLINS, CO (FHA|USDA|VA) 38 $13,240,000 $348,421 $2,978 4.40%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 68 $13,180,000 $193,824 $3,454 4.33%
PORT ST. LUCIE, FL (FHA|USDA|VA) 66 $13,110,000 $198,636 $3,801 4.19%
DOVER, DE (FHA|USDA|VA) 71 $13,065,000 $184,014 $3,500 4.37%
COLUMBIA, SC (FHA|USDA|VA) 67 $12,635,000 $188,582 $3,779 4.13%
PROVO-OREM, UT (FHA|USDA|VA) 45 $12,335,000 $274,111 $2,451 3.78%
BATON ROUGE, LA (FHA|USDA|VA) 101 $12,215,000 $120,941 $2,427 3.65%
HUNTSVILLE, AL (FHA|USDA|VA) 75 $11,985,000 $159,800 $2,479 3.87%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 64 $11,740,000 $183,438 $4,006 4.05%
GREELEY, CO (FHA|USDA|VA) 39 $11,725,000 $300,641 $4,324 4.26%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 72 $11,710,000 $162,639 $2,939 3.91%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 62 $11,450,000 $184,677 $3,627 4.05%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 87 $11,415,000 $131,207 $2,237 3.75%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 42 $11,170,000 $265,952 $4,490 4.42%
EAST STROUDSBURG, PA (FHA|USDA|VA) 79 $11,115,000 $140,696 $3,083 4.24%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 22 $11,100,000 $504,545 $6,207 3.94%
FRESNO, CA (FHA|USDA|VA) 45 $10,705,000 $237,889 $2,848 3.94%
Granbury, TX (FHA|USDA|VA) 51 $10,635,000 $208,529 $5,655 4.02%
SHERMAN-DENISON, TX (FHA|USDA|VA) 55 $10,555,000 $191,909 $3,922 4.28%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 53 $10,515,000 $198,396 $3,201 4.10%
BOWLING GREEN, KY (FHA|USDA|VA) 67 $10,285,000 $153,507 $2,443 3.86%
LONGVIEW, TX (FHA|USDA|VA) 61 $10,185,000 $166,967 $3,162 4.33%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 49 $9,885,000 $201,735 $2,862 3.99%
JACKSON, MS (FHA|USDA|VA) 72 $9,700,000 $134,722 $2,468 3.37%
AMARILLO, TX (FHA|USDA|VA) 69 $9,665,000 $140,072 $3,035 4.43%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 52 $9,330,000 $179,423 $5,246 4.22%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 38 $9,320,000 $245,263 $3,933 4.25%
TUCSON, AZ (FHA|USDA|VA) 40 $8,660,000 $216,500 $5,754 3.78%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 16 $8,140,000 $508,750 $2,451 4.19%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 61 $7,675,000 $125,820 $2,138 3.98%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 26 $7,670,000 $295,000 $2,472 4.09%
Andrews, TX (FHA|USDA|VA) 36 $7,660,000 $212,778 $4,871 4.79%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 30 $7,620,000 $254,000 $3,539 3.91%
JACKSONVILLE, FL (FHA|USDA|VA) 33 $7,105,000 $215,303 $3,341 4.44%
Athens, TX (FHA|USDA|VA) 38 $6,930,000 $182,368 $4,084 4.44%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 27 $6,845,000 $253,519 $2,844 4.41%
COLUMBUS, OH (FHA|USDA|VA) 36 $6,630,000 $184,167 $3,326 4.41%
Paragould, AR (FHA|USDA|VA) 60 $6,560,000 $109,333 $1,739 3.95%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 34 $6,550,000 $192,647 $3,115 4.56%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 50 $6,540,000 $130,800 $3,039 3.85%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 20 $6,230,000 $311,500 $4,281 4.56%
Laconia, NH (FHA|USDA|VA) 32 $6,210,000 $194,063 $2,637 4.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 31 $6,175,000 $199,194 $3,768 4.50%
GRAND JUNCTION, CO (FHA|USDA|VA) 28 $5,940,000 $212,143 $3,103 4.19%
SALINAS, CA (FHA|USDA|VA) 16 $5,790,000 $361,875 $2,228 3.70%
Fairmont, MN (FHA|USDA|VA) 53 $5,695,000 $107,453 $2,287 3.51%
ST. CLOUD, MN (FHA|USDA|VA) 31 $5,605,000 $180,806 $2,666 3.68%
BOULDER, CO (FHA|USDA|VA) 12 $5,540,000 $461,667 $2,581 4.29%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 25 $5,425,000 $217,000 $3,605 4.17%
Pottsville, PA (FHA|USDA|VA) 40 $5,360,000 $134,000 $2,441 3.91%
TEXARKANA, TX-AR (FHA|USDA|VA) 37 $5,335,000 $144,189 $3,575 4.25%
El Dorado, AR (FHA|USDA|VA) 52 $5,250,000 $100,962 $2,246 3.56%
Brownsville, TN (FHA|USDA|VA) 64 $4,940,000 $77,188 $1,738 3.00%
Sulphur Springs, TX (FHA|USDA|VA) 29 $4,915,000 $169,483 $3,957 4.28%
Concord, NH (FHA|USDA|VA) 24 $4,860,000 $202,500 $2,483 4.16%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 15 $4,815,000 $321,000 $4,537 4.35%
Bonham, TX (FHA|USDA|VA) 22 $4,720,000 $214,545 $3,927 4.07%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 21 $4,545,000 $216,429 $2,632 4.26%
BEND, OR (FHA|USDA|VA) 12 $4,530,000 $377,500 $3,726 4.44%
Pahrump, NV (FHA|USDA|VA) 22 $4,470,000 $203,182 $3,815 4.51%
Edwards, CO (FHA|USDA|VA) 6 $4,330,000 $721,667 $4,983 4.10%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 33 $4,155,000 $125,909 $2,333 3.84%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 24 $3,920,000 $163,333 $2,523 3.72%
READING, PA (FHA|USDA|VA) 16 $3,740,000 $233,750 $4,211 4.47%
LUBBOCK, TX (FHA|USDA|VA) 20 $3,670,000 $183,500 $3,084 4.08%
KNOXVILLE, TN (FHA|USDA|VA) 22 $3,670,000 $166,818 $2,984 4.25%
TYLER, TX (FHA|USDA|VA) 25 $3,555,000 $142,200 $2,976 4.01%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 26 $3,440,000 $132,308 $2,461 4.63%
ANN ARBOR, MI (FHA|USDA|VA) 16 $3,420,000 $213,750 $1,316 3.76%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 22 $3,260,000 $148,182 $2,382 4.20%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 10 $3,210,000 $321,000 $3,069 4.33%
Bay City, TX (FHA|USDA|VA) 25 $3,195,000 $127,800 $3,106 3.58%
PINE BLUFF, AR (FHA|USDA|VA) 32 $3,150,000 $98,438 $1,969 3.63%
Beeville, TX (FHA|USDA|VA) 23 $2,995,000 $130,217 $3,294 4.20%
Key West, FL (FHA|USDA|VA) 7 $2,995,000 $427,857 $5,648 4.13%
JACKSON, TN (FHA|USDA|VA) 29 $2,985,000 $102,931 $1,888 3.40%
WACO, TX (FHA|USDA|VA) 14 $2,950,000 $210,714 $4,046 4.56%
Dumas, TX (FHA|USDA|VA) 19 $2,935,000 $154,474 $3,534 4.59%
SALEM, OR (FHA|USDA|VA) 11 $2,905,000 $264,091 $4,831 4.44%
Big Spring, TX (FHA|USDA|VA) 13 $2,865,000 $220,385 $3,815 5.00%
BAKERSFIELD, CA (FHA|USDA|VA) 16 $2,670,000 $166,875 $2,603 3.27%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 8 $2,660,000 $332,500 $2,649 4.27%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 13 $2,655,000 $204,231 $1,940 3.96%
SPARTANBURG, SC (FHA|USDA|VA) 16 $2,590,000 $161,875 $3,950 4.23%
YUBA CITY, CA (FHA|USDA|VA) 9 $2,575,000 $286,111 $5,875 4.00%
FORT SMITH, AR-OK (FHA|USDA|VA) 19 $2,565,000 $135,000 $2,153 3.60%
OCEAN CITY, NJ (FHA|USDA|VA) 7 $2,525,000 $360,714 $3,374 4.27%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 9 $2,525,000 $280,556 $2,628 4.32%
Camden, AR (FHA|USDA|VA) 25 $2,525,000 $101,000 $1,960 3.99%
Hereford, TX (FHA|USDA|VA) 20 $2,400,000 $120,000 $3,495 4.29%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 11 $2,345,000 $213,182 $3,526 4.55%
Forrest City, AR (FHA|USDA|VA) 24 $2,320,000 $96,667 $1,751 3.28%
LAS CRUCES, NM (FHA|USDA|VA) 12 $2,320,000 $193,333 $2,836 3.95%
MEDFORD, OR (FHA|USDA|VA) 8 $2,280,000 $285,000 $5,353 3.92%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 7 $2,255,000 $322,143 $1,912 4.54%
MADERA, CA (FHA|USDA|VA) 12 $2,210,000 $184,167 $3,636 3.63%
MANKATO, MN (FHA|USDA|VA) 12 $2,210,000 $184,167 $1,496 3.63%
Gainesville, TX (FHA|USDA|VA) 9 $2,135,000 $237,222 $2,848 4.75%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 15 $2,135,000 $142,333 $1,725 3.96%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 14 $2,110,000 $150,714 $2,709 4.20%
Newport, OR (FHA|USDA|VA) 6 $2,110,000 $351,667 $3,285 3.83%
Lebanon, NH-VT (FHA|USDA|VA) 9 $2,085,000 $231,667 $2,767 4.10%
Mineral Wells, TX (FHA|USDA|VA) 8 $2,080,000 $260,000 $3,021 4.06%
MONROE, MI (FHA|USDA|VA) 13 $2,055,000 $158,077 $2,800 4.40%
The Dalles, OR (FHA|USDA|VA) 8 $2,050,000 $256,250 $3,564 5.08%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 12 $2,040,000 $170,000 $4,379 3.99%
PUEBLO, CO (FHA|USDA|VA) 9 $2,035,000 $226,111 $3,111 4.07%
WORCESTER, MA-CT (FHA|USDA|VA) 12 $2,030,000 $169,167 $3,935 4.15%
LAFAYETTE, LA (FHA|USDA|VA) 16 $2,020,000 $126,250 $3,854 4.77%
CHICO, CA (FHA|USDA|VA) 6 $1,970,000 $328,333 $3,490 4.29%
Richmond-Berea, KY (FHA|USDA|VA) 10 $1,910,000 $191,000 $2,763 3.64%
SAVANNAH, GA (FHA|USDA|VA) 10 $1,900,000 $190,000 $2,476 4.12%
LOUISVILLE, KY (FHA|USDA|VA) 6 $1,890,000 $315,000 $3,011 4.58%
Hood River, OR (FHA|USDA|VA) 5 $1,875,000 $375,000 $4,404 4.58%
Clearlake, CA (FHA|USDA|VA) 7 $1,855,000 $265,000 $4,523 5.18%
WICHITA FALLS, TX (FHA|USDA|VA) 18 $1,830,000 $101,667 $2,525 3.98%
Duncan, OK (FHA|USDA|VA) 14 $1,790,000 $127,857 $2,901 4.47%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $1,780,000 $445,000 $2,198 4.47%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 11 $1,755,000 $159,545 $2,789 4.22%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 9 $1,725,000 $191,667 $1,338 3.92%
FLAGSTAFF, AZ (FHA|USDA|VA) 5 $1,715,000 $343,000 $1,894 4.23%
SAN ANGELO, TX (FHA|USDA|VA) 7 $1,685,000 $240,714 $3,357 4.48%
Mayfield, KY (FHA|USDA|VA) 12 $1,660,000 $138,333 $2,166 4.24%
Albertville, AL (FHA|USDA|VA) 10 $1,640,000 $164,000 $1,816 3.99%
PUNTA GORDA, FL (FHA|USDA|VA) 10 $1,580,000 $158,000 $2,784 4.11%
ROME, GA (FHA|USDA|VA) 11 $1,565,000 $142,273 $2,363 4.01%
BELLINGHAM, WA (FHA|USDA|VA) 3 $1,515,000 $505,000 $1,809 3.96%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $1,475,000 $210,714 $2,260 4.82%
SALISBURY, MD-DE (FHA|USDA|VA) 7 $1,475,000 $210,714 $3,520 4.41%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $1,460,000 $365,000 $4,422 4.13%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $1,455,000 $291,000 $4,357 4.18%
Central City, KY (FHA|USDA|VA) 21 $1,455,000 $69,286 $1,619 3.31%
CLEVELAND, TN (FHA|USDA|VA) 10 $1,440,000 $144,000 $2,309 4.10%
GAINESVILLE, FL (FHA|USDA|VA) 7 $1,425,000 $203,571 $2,710 4.46%
Stephenville, TX (FHA|USDA|VA) 7 $1,425,000 $203,571 $3,296 4.23%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 14 $1,400,000 $100,000 $2,013 3.35%
Cedar City, UT (FHA|USDA|VA) 5 $1,395,000 $279,000 $3,576 4.33%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 9 $1,395,000 $155,000 $2,915 4.17%
HATTIESBURG, MS (FHA|USDA|VA) 12 $1,390,000 $115,833 $1,817 3.94%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 7 $1,365,000 $195,000 $4,975 4.82%
BRUNSWICK, GA (FHA|USDA|VA) 6 $1,360,000 $226,667 $2,580 3.93%
Cornelia, GA (FHA|USDA|VA) 10 $1,360,000 $136,000 $2,261 3.94%
LAREDO, TX (FHA|USDA|VA) 7 $1,315,000 $187,857 $3,897 4.50%
Outside of Metro Areas 5 $1,295,000 $259,000 $5,534 4.15%
OCALA, FL (FHA|USDA|VA) 10 $1,290,000 $129,000 $2,597 4.18%
ALBANY-LEBANON, OR (FHA|USDA|VA) 5 $1,285,000 $257,000 $2,651 4.28%
Oak Harbor, WA (FHA|USDA|VA) 3 $1,235,000 $411,667 $1,942 4.08%
FLINT, MI (FHA|USDA|VA) 7 $1,235,000 $176,429 $2,062 4.27%
LANCASTER, PA (FHA|USDA|VA) 5 $1,205,000 $241,000 $4,874 4.80%
LONGVIEW, WA (FHA|USDA|VA) 3 $1,205,000 $401,667 $1,801 5.00%
El Campo, TX (FHA|USDA|VA) 7 $1,175,000 $167,857 $3,337 3.59%
GREENVILLE, NC (FHA|USDA|VA) 8 $1,170,000 $146,250 $2,549 4.26%
Dyersburg, TN (FHA|USDA|VA) 10 $1,140,000 $114,000 $2,331 4.04%
HOT SPRINGS, AR (FHA|USDA|VA) 7 $1,135,000 $162,143 $2,847 4.21%
Paris, TX (FHA|USDA|VA) 11 $1,135,000 $103,182 $2,741 3.32%
Torrington, CT (FHA|USDA|VA) 6 $1,120,000 $186,667 $3,080 3.92%
Brownwood, TX (FHA|USDA|VA) 5 $1,115,000 $223,000 $4,018 4.28%
Scottsboro, AL (FHA|USDA|VA) 7 $1,095,000 $156,429 $2,138 3.52%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $1,060,000 $132,500 $1,698 3.25%
Huntsville, TX (FHA|USDA|VA) 4 $1,060,000 $265,000 $3,334 4.91%
Shelton, WA (FHA|USDA|VA) 3 $1,015,000 $338,333 $2,587 3.71%
Orangeburg, SC (FHA|USDA|VA) 7 $1,015,000 $145,000 $2,119 4.82%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 7 $1,015,000 $145,000 $3,058 3.86%
FAYETTEVILLE, NC (FHA|USDA|VA) 7 $995,000 $142,143 $3,617 4.38%
Shelbyville, TN (FHA|USDA|VA) 8 $990,000 $123,750 $2,874 2.77%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $980,000 $245,000 $4,968 4.53%
YAKIMA, WA (FHA|USDA|VA) 4 $970,000 $242,500 $6,043 4.47%
Corsicana, TX (FHA|USDA|VA) 8 $960,000 $120,000 $2,758 4.27%
Muskogee, OK (FHA|USDA|VA) 7 $955,000 $136,429 $4,430 4.18%
NILES, MI (FHA|USDA|VA) 3 $955,000 $318,333 $1,625 4.50%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $940,000 $235,000 $1,259 5.03%
Rockport, TX (FHA|USDA|VA) 3 $935,000 $311,667 $3,378 4.79%
TOLEDO, OH (FHA|USDA|VA) 4 $930,000 $232,500 $1,939 4.28%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 7 $925,000 $132,143 $2,338 5.16%
GOLDSBORO, NC (FHA|USDA|VA) 6 $920,000 $153,333 $2,375 3.98%
ROCKY MOUNT, NC (FHA|USDA|VA) 7 $905,000 $129,286 $2,943 3.93%
Glasgow, KY (FHA|USDA|VA) 10 $900,000 $90,000 $1,702 3.34%
Port Angeles, WA (FHA|USDA|VA) 3 $895,000 $298,333 $2,236 4.50%
CaƱon City, CO (FHA|USDA|VA) 5 $895,000 $179,000 $4,033 4.03%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $890,000 $222,500 $2,685 3.88%
ABILENE, TX (FHA|USDA|VA) 7 $885,000 $126,429 $3,152 3.21%
Eureka-Arcata, CA (FHA|USDA|VA) 5 $885,000 $177,000 $2,727 4.65%
Picayune, MS (FHA|USDA|VA) 7 $875,000 $125,000 $2,551 3.86%
CORVALLIS, OR (FHA|USDA|VA) 3 $875,000 $291,667 $4,935 4.04%
Roseburg, OR (FHA|USDA|VA) 4 $870,000 $217,500 $6,045 4.22%
SANTA FE, NM (FHA|USDA|VA) 1 $865,000 $865,000 $5,652 4.25%
MONTGOMERY, AL (FHA|USDA|VA) 7 $855,000 $122,143 $2,925 5.21%
KANKAKEE, IL (FHA|USDA|VA) 6 $850,000 $141,667 $2,642 3.44%
Cedartown, GA (FHA|USDA|VA) 5 $845,000 $169,000 $2,319 4.63%
REDDING, CA (FHA|USDA|VA) 3 $825,000 $275,000 $2,355 4.75%
MOBILE, AL (FHA|USDA|VA) 8 $810,000 $101,250 $1,374 4.36%
Hobbs, NM (FHA|USDA|VA) 3 $805,000 $268,333 $8,223 4.92%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 6 $800,000 $133,333 $2,374 4.79%
LaGrange, GA-AL (FHA|USDA|VA) 3 $795,000 $265,000 $1,747 4.38%
Astoria, OR (FHA|USDA|VA) 3 $785,000 $261,667 $2,777 4.29%
Jacksonville, TX (FHA|USDA|VA) 9 $785,000 $87,222 $2,621 3.88%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $780,000 $390,000 $7,528 4.63%
ALBUQUERQUE, NM (FHA|USDA|VA) 3 $775,000 $258,333 $2,075 3.71%
DECATUR, AL (FHA|USDA|VA) 6 $770,000 $128,333 $2,271 4.42%
Centralia, WA (FHA|USDA|VA) 3 $755,000 $251,667 $2,551 4.42%
Ellensburg, WA (FHA|USDA|VA) 2 $750,000 $375,000 $2,196 4.44%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $740,000 $123,333 $3,187 3.13%
Cullman, AL (FHA|USDA|VA) 5 $715,000 $143,000 $4,304 3.73%
AKRON, OH (FHA|USDA|VA) 8 $710,000 $88,750 $2,432 3.92%
VICTORIA, TX (FHA|USDA|VA) 8 $700,000 $87,500 $2,841 2.80%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $680,000 $340,000 $1,728 4.38%
Snyder, TX (FHA|USDA|VA) 5 $675,000 $135,000 $3,174 3.68%
Aberdeen, WA (FHA|USDA|VA) 4 $670,000 $167,500 $2,005 3.53%
Jasper, AL (FHA|USDA|VA) 10 $670,000 $67,000 $2,069 2.93%
WENATCHEE, WA (FHA|USDA|VA) 2 $670,000 $335,000 $1,138 4.88%
Toccoa, GA (FHA|USDA|VA) 4 $660,000 $165,000 $4,137 4.09%
Brevard, NC (FHA|USDA|VA) 4 $660,000 $165,000 $1,562 3.66%
Seneca, SC (FHA|USDA|VA) 3 $655,000 $218,333 $1,999 4.25%
Mount Pleasant, TX (FHA|USDA|VA) 3 $655,000 $218,333 $3,380 4.41%
Frankfort, KY (FHA|USDA|VA) 5 $655,000 $131,000 $1,771 3.68%
DALTON, GA (FHA|USDA|VA) 5 $645,000 $129,000 $1,737 3.80%
Hailey, ID (FHA|USDA|VA) 1 $635,000 $635,000 $3,245 4.50%
Albemarle, NC (FHA|USDA|VA) 4 $630,000 $157,500 $2,050 4.44%
ALTOONA, PA (FHA|USDA|VA) 2 $630,000 $315,000 $1,523 3.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $630,000 $105,000 $2,354 2.96%
Thomaston, GA (FHA|USDA|VA) 3 $625,000 $208,333 $2,296 4.41%
Faribault-Northfield, MN (FHA|USDA|VA) 3 $615,000 $205,000 $1,305 4.12%
New Ulm, MN (FHA|USDA|VA) 4 $610,000 $152,500 $1,832 4.16%
Jackson, WY-ID (FHA|USDA|VA) 2 $580,000 $290,000 $2,789 3.87%
Red Bluff, CA (FHA|USDA|VA) 1 $565,000 $565,000 $2,368 4.63%
OWENSBORO, KY (FHA|USDA|VA) 8 $560,000 $70,000 $1,586 3.09%
Brainerd, MN (FHA|USDA|VA) 2 $560,000 $280,000 $1,271 4.75%
WILMINGTON, NC (FHA|USDA|VA) 2 $560,000 $280,000 $2,065 4.44%
Ardmore, OK (FHA|USDA|VA) 3 $555,000 $185,000 $7,152 3.88%
Montrose, CO (FHA|USDA|VA) 3 $555,000 $185,000 $1,203 3.38%
Calhoun, GA (FHA|USDA|VA) 3 $555,000 $185,000 $1,955 4.58%
VISALIA, CA (FHA|USDA|VA) 2 $550,000 $275,000 $4,077 3.81%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $550,000 $275,000 $5,956 4.63%
Plymouth, IN (FHA|USDA|VA) 3 $545,000 $181,667 $3,095 4.17%
STAUNTON, VA (FHA|USDA|VA) 3 $545,000 $181,667 $1,441 5.13%
ROCKFORD, IL (FHA|USDA|VA) 4 $540,000 $135,000 $3,238 3.06%
Palestine, TX (FHA|USDA|VA) 4 $540,000 $135,000 $3,621 4.59%
ROCHESTER, MN (FHA|USDA|VA) 3 $535,000 $178,333 $2,320 3.92%
Searcy, AR (FHA|USDA|VA) 3 $535,000 $178,333 $6,546 4.04%
Danville, KY (FHA|USDA|VA) 4 $530,000 $132,500 $3,482 3.72%
Laurel, MS (FHA|USDA|VA) 4 $530,000 $132,500 $3,947 4.25%
Show Low, AZ (FHA|USDA|VA) 3 $525,000 $175,000 $2,448 4.71%
Alice, TX (FHA|USDA|VA) 5 $525,000 $105,000 $1,887 2.50%
TOPEKA, KS (FHA|USDA|VA) 5 $525,000 $105,000 $2,523 4.38%
Madisonville, KY (FHA|USDA|VA) 4 $520,000 $130,000 $2,039 3.59%
Fort Morgan, CO (FHA|USDA|VA) 3 $515,000 $171,667 $2,026 3.29%
Athens, TN (FHA|USDA|VA) 5 $515,000 $103,000 $2,124 3.50%
Malvern, AR (FHA|USDA|VA) 2 $510,000 $255,000 $1,722 3.50%
HINESVILLE, GA (FHA|USDA|VA) 3 $505,000 $168,333 $3,606 4.88%
Murray, KY (FHA|USDA|VA) 3 $505,000 $168,333 $1,547 4.33%
Ruidoso, NM (FHA|USDA|VA) 2 $500,000 $250,000 $2,489 3.94%
HAMMOND, LA (FHA|USDA|VA) 2 $500,000 $250,000 $2,424 4.69%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $495,000 $165,000 $2,176 4.21%
Talladega-Sylacauga, AL (FHA|USDA|VA) 6 $490,000 $81,667 $1,720 2.94%
Morehead City, NC (FHA|USDA|VA) 1 $485,000 $485,000 $2,401 4.88%
Sandpoint, ID (FHA|USDA|VA) 1 $485,000 $485,000 $4,124 4.00%
Watertown, SD (FHA|USDA|VA) 1 $485,000 $485,000 $2,284 4.50%
Rexburg, ID (FHA|USDA|VA) 1 $485,000 $485,000 $2,472 3.75%
RICHMOND, VA (FHA|USDA|VA) 2 $480,000 $240,000 $1,625 4.62%
Pampa, TX (FHA|USDA|VA) 5 $475,000 $95,000 $2,502 3.73%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $475,000 $475,000 $610 3.99%
Batavia, NY (FHA|USDA|VA) 3 $475,000 $158,333 $2,611 4.00%
Russellville, AR (FHA|USDA|VA) 4 $470,000 $117,500 $2,198 4.16%
CHEYENNE, WY (FHA|USDA|VA) 1 $465,000 $465,000 $17,071 4.50%
Sonora, CA (FHA|USDA|VA) 1 $465,000 $465,000 $17,065 4.13%
Plainview, TX (FHA|USDA|VA) 4 $460,000 $115,000 $3,168 4.53%
Minot, ND (FHA|USDA|VA) 1 $455,000 $455,000 $1,776 3.63%
Traverse City, MI (FHA|USDA|VA) 1 $455,000 $455,000 $2,125 3.88%
Fernley, NV (FHA|USDA|VA) 2 $450,000 $225,000 $1,704 4.19%
Olean, NY (FHA|USDA|VA) 3 $445,000 $148,333 $2,451 3.96%
Mountain Home, AR (FHA|USDA|VA) 3 $445,000 $148,333 $1,257 4.29%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $440,000 $220,000 $1,690 3.94%
MUSKEGON, MI (FHA|USDA|VA) 1 $435,000 $435,000 $0 3.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $435,000 $145,000 $1,746 4.29%
Kerrville, TX (FHA|USDA|VA) 5 $435,000 $87,000 $1,613 3.20%
Bartlesville, OK (FHA|USDA|VA) 2 $430,000 $215,000 $2,841 4.13%
La Grande, OR (FHA|USDA|VA) 1 $415,000 $415,000 $2,724 3.88%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $415,000 $415,000 $2,279 3.50%
Thomasville, GA (FHA|USDA|VA) 2 $410,000 $205,000 $1,032 3.69%
Statesboro, GA (FHA|USDA|VA) 3 $405,000 $135,000 $3,331 4.21%
Milledgeville, GA (FHA|USDA|VA) 3 $405,000 $135,000 $1,762 4.50%
ENID, OK (FHA|USDA|VA) 2 $400,000 $200,000 $3,226 4.50%
POCATELLO, ID (FHA|USDA|VA) 2 $400,000 $200,000 $4,850 4.19%
Tupelo, MS (FHA|USDA|VA) 1 $395,000 $395,000 $2,465 4.13%
Forest City, NC (FHA|USDA|VA) 3 $395,000 $131,667 $2,252 4.92%
Sevierville, TN (FHA|USDA|VA) 2 $390,000 $195,000 $2,118 5.00%
THE VILLAGES, FL (FHA|USDA|VA) 2 $390,000 $195,000 $2,892 4.31%
DULUTH, MN-WI (FHA|USDA|VA) 2 $390,000 $195,000 $626 4.31%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $385,000 $385,000 $2,407 3.88%
ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $385,000 $128,333 $1,374 4.96%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $375,000 $375,000 $2,448 3.99%
Rio Grande City-Roma, TX (FHA|USDA|VA) 2 $370,000 $185,000 $4,356 3.94%
Lamesa, TX (FHA|USDA|VA) 2 $370,000 $185,000 $5,817 5.19%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $365,000 $121,667 $5,317 5.08%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $355,000 $355,000 $1,845 4.13%
Raymondville, TX (FHA|USDA|VA) 3 $355,000 $118,333 $2,342 3.00%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $350,000 $175,000 $1,115 4.31%
Shawnee, OK (FHA|USDA|VA) 2 $350,000 $175,000 $2,798 5.31%
SUMTER, SC (FHA|USDA|VA) 2 $340,000 $170,000 $4,283 4.56%
Jennings, LA (FHA|USDA|VA) 1 $335,000 $335,000 $2,637 3.63%
Kendallville, IN (FHA|USDA|VA) 3 $335,000 $111,667 $2,749 4.33%
Blackfoot, ID (FHA|USDA|VA) 1 $325,000 $325,000 $3,152 3.88%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $325,000 $325,000 $2,317 3.38%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $325,000 $325,000 $1,905 3.88%
Ruston, LA (FHA|USDA|VA) 1 $315,000 $315,000 $2,913 4.88%
Marshall, MN (FHA|USDA|VA) 2 $310,000 $155,000 $1,164 4.31%
Ottawa, IL (FHA|USDA|VA) 2 $310,000 $155,000 $4,823 4.56%
ROCHESTER, NY (FHA|USDA|VA) 2 $310,000 $155,000 $2,390 4.13%
Sandusky, OH (FHA|USDA|VA) 4 $310,000 $77,500 $2,426 2.88%
Cullowhee, NC (FHA|USDA|VA) 1 $305,000 $305,000 $2,410 4.88%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $305,000 $305,000 $2,267 4.99%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $305,000 $305,000 $4,033 3.88%
YUMA, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $1,253 3.50%
LEBANON, PA (FHA|USDA|VA) 3 $305,000 $101,667 $2,097 6.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $305,000 $101,667 $1,569 3.04%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $300,000 $150,000 $1,265 4.44%
Fredericksburg, TX (FHA|USDA|VA) 2 $300,000 $150,000 $2,373 5.12%
Crossville, TN (FHA|USDA|VA) 3 $295,000 $98,333 $1,613 4.41%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $295,000 $295,000 $535 4.25%
Levelland, TX (FHA|USDA|VA) 2 $290,000 $145,000 $3,976 4.62%
CARSON CITY, NV (FHA|USDA|VA) 1 $285,000 $285,000 $1,983 4.25%
Mount Vernon, OH (FHA|USDA|VA) 2 $280,000 $140,000 $3,594 3.81%
Somerset, KY (FHA|USDA|VA) 2 $280,000 $140,000 $2,654 4.44%
Breckenridge, CO (FHA|USDA|VA) 1 $275,000 $275,000 $1,503 5.13%
Kennett, MO (FHA|USDA|VA) 3 $275,000 $91,667 $1,882 3.50%
Morgan City, LA (FHA|USDA|VA) 3 $275,000 $91,667 $2,723 3.42%
Wauchula, FL (FHA|USDA|VA) 2 $270,000 $135,000 $3,351 4.63%
Bardstown, KY (FHA|USDA|VA) 1 $265,000 $265,000 $1,989 3.88%
Hutchinson, MN (FHA|USDA|VA) 3 $265,000 $88,333 $1,122 3.04%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $265,000 $265,000 $1,236 4.13%
Natchitoches, LA (FHA|USDA|VA) 1 $265,000 $265,000 $2,763 4.25%
Borger, TX (FHA|USDA|VA) 2 $260,000 $130,000 $3,959 4.81%
HARRISONBURG, VA (FHA|USDA|VA) 1 $255,000 $255,000 $2,310 4.63%
Dayton, TN (FHA|USDA|VA) 3 $255,000 $85,000 $2,929 3.17%
Bemidji, MN (FHA|USDA|VA) 1 $255,000 $255,000 $4,816 4.13%
Coldwater, MI (FHA|USDA|VA) 1 $255,000 $255,000 $5,810 4.88%
McComb, MS (FHA|USDA|VA) 1 $255,000 $255,000 $6,994 4.13%
New Castle, IN (FHA|USDA|VA) 1 $255,000 $255,000 $4,743 5.25%
Opelousas, LA (FHA|USDA|VA) 2 $250,000 $125,000 $3,827 4.81%
WICHITA, KS (FHA|USDA|VA) 2 $250,000 $125,000 $2,203 4.31%
Salem, OH (FHA|USDA|VA) 2 $250,000 $125,000 $2,891 4.06%
Tahlequah, OK (FHA|USDA|VA) 2 $250,000 $125,000 $2,938 4.38%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $245,000 $245,000 $460 4.00%
APPLETON, WI (FHA|USDA|VA) 1 $245,000 $245,000 $1,930 4.75%
Steamboat Springs, CO (FHA|USDA|VA) 1 $245,000 $245,000 $1,028 4.00%
NEW BERN, NC (FHA|USDA|VA) 1 $245,000 $245,000 $904 4.63%
Miami, OK (FHA|USDA|VA) 1 $245,000 $245,000 $2,232 4.13%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $245,000 $245,000 $6,811 4.50%
Payson, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $3,668 5.13%
Pecos, TX (FHA|USDA|VA) 1 $245,000 $245,000 $6,640 4.63%
Newport, TN (FHA|USDA|VA) 2 $240,000 $120,000 $1,525 4.81%
Shelby, NC (FHA|USDA|VA) 1 $235,000 $235,000 $9,704 4.38%
Cleveland, MS (FHA|USDA|VA) 1 $235,000 $235,000 $9,838 3.50%
MORRISTOWN, TN (FHA|USDA|VA) 3 $235,000 $78,333 $1,866 2.79%
Union City, TN (FHA|USDA|VA) 1 $235,000 $235,000 $5,248 4.63%
Washington Court House, OH (FHA|USDA|VA) 1 $235,000 $235,000 $2,926 3.13%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.63%
Okeechobee, FL (FHA|USDA|VA) 2 $230,000 $115,000 $2,251 4.31%
Glenwood Springs, CO (FHA|USDA|VA) 1 $225,000 $225,000 $1,758 4.38%
BANGOR, ME (FHA|USDA|VA) 1 $225,000 $225,000 $1,891 4.25%
LAWRENCE, KS (FHA|USDA|VA) 1 $225,000 $225,000 $1,460 4.75%
Wilson, NC (FHA|USDA|VA) 2 $220,000 $110,000 $2,310 4.81%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $220,000 $110,000 $1,505 5.19%
FLORENCE, SC (FHA|USDA|VA) 2 $220,000 $110,000 $4,017 4.75%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $215,000 $215,000 $450 3.75%
Portsmouth, OH (FHA|USDA|VA) 2 $210,000 $105,000 $2,424 3.81%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $205,000 $205,000 $2,251 4.88%
LIMA, OH (FHA|USDA|VA) 1 $205,000 $205,000 $5,291 3.50%
Zanesville, OH (FHA|USDA|VA) 1 $205,000 $205,000 $1,905 3.63%
Frankfort, IN (FHA|USDA|VA) 1 $205,000 $205,000 $2,073 3.99%
Boone, NC (FHA|USDA|VA) 1 $205,000 $205,000 $2,385 4.50%
PITTSBURGH, PA (FHA|USDA|VA) 3 $205,000 $68,333 $2,276 5.08%
Cadillac, MI (FHA|USDA|VA) 2 $200,000 $100,000 $1,290 4.31%
Clewiston, FL (FHA|USDA|VA) 1 $195,000 $195,000 $4,173 4.63%
BINGHAMTON, NY (FHA|USDA|VA) 1 $195,000 $195,000 $3,890 3.88%
JOPLIN, MO (FHA|USDA|VA) 1 $195,000 $195,000 $1,609 3.38%
FARGO, ND-MN (FHA|USDA|VA) 1 $195,000 $195,000 $2,093 3.25%
Hope, AR (FHA|USDA|VA) 4 $190,000 $47,500 $1,037 2.56%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $190,000 $95,000 $2,579 4.69%
St. Marys, GA (FHA|USDA|VA) 1 $185,000 $185,000 $450 4.00%
MONROE, LA (FHA|USDA|VA) 1 $175,000 $175,000 $3,156 4.50%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $175,000 $175,000 $5,231 5.50%
Bedford, IN (FHA|USDA|VA) 1 $175,000 $175,000 $4,881 4.63%
Coshocton, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,058 4.13%
Freeport, IL (FHA|USDA|VA) 1 $175,000 $175,000 $1,564 4.63%
Summerville, GA (FHA|USDA|VA) 2 $170,000 $85,000 $2,348 4.44%
Warrensburg, MO (FHA|USDA|VA) 1 $165,000 $165,000 $1,384 4.00%
MANHATTAN, KS (FHA|USDA|VA) 1 $165,000 $165,000 $1,648 5.25%
FARMINGTON, NM (FHA|USDA|VA) 1 $165,000 $165,000 $7,033 3.63%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $165,000 $165,000 $2,842 3.50%
Adrian, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,333 4.63%
Ozark, AL (FHA|USDA|VA) 1 $165,000 $165,000 $3,398 5.13%
Sterling, CO (FHA|USDA|VA) 1 $165,000 $165,000 $1,618 3.99%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $165,000 $55,000 $1,137 4.17%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $165,000 $165,000 $1,805 4.13%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,659 4.13%
McMinnville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $2,564 4.50%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $155,000 $155,000 $1,772 3.88%
Sunbury, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,126 4.50%
North Wilkesboro, NC (FHA|USDA|VA) 1 $155,000 $155,000 $4,208 4.63%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $125 3.63%
Marion, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,632 3.38%
Waycross, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,699 5.13%
Warsaw, IN (FHA|USDA|VA) 1 $145,000 $145,000 $3,229 4.50%
SAGINAW, MI (FHA|USDA|VA) 1 $145,000 $145,000 $3,129 4.13%
Nacogdoches, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,228 5.50%
Clovis, NM (FHA|USDA|VA) 1 $145,000 $145,000 $6,462 4.63%
Susanville, CA (FHA|USDA|VA) 1 $145,000 $145,000 $1,953 4.13%
GADSDEN, AL (FHA|USDA|VA) 2 $140,000 $70,000 $1,483 2.25%
JACKSON, MI (FHA|USDA|VA) 1 $135,000 $135,000 $1,732 4.50%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,608 4.50%
GRANTS PASS, OR (FHA|USDA|VA) 1 $135,000 $135,000 $2,275 3.63%
Grants, NM (FHA|USDA|VA) 1 $135,000 $135,000 $605 4.75%
Arkadelphia, AR (FHA|USDA|VA) 1 $135,000 $135,000 $1,183 4.00%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $135,000 $135,000 $1,343 5.25%
Magnolia, AR (FHA|USDA|VA) 1 $125,000 $125,000 $3,371 5.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $125,000 $125,000 $3,177 4.13%
EL CENTRO, CA (FHA|USDA|VA) 1 $125,000 $125,000 $1,673 3.63%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $115,000 $115,000 $1,756 3.99%
Palatka, FL (FHA|USDA|VA) 1 $115,000 $115,000 $3,032 3.50%
Georgetown, SC (FHA|USDA|VA) 1 $115,000 $115,000 $2,916 5.13%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $115,000 $115,000 $1,320 4.88%
GETTYSBURG, PA (FHA|USDA|VA) 1 $115,000 $115,000 $757 5.75%
ALBANY, GA (FHA|USDA|VA) 1 $115,000 $115,000 $1,597 3.75%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $115,000 $115,000 $1,971 3.88%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $110,000 $55,000 $2,014 5.63%
Peru, IN (FHA|USDA|VA) 1 $105,000 $105,000 $1,894 5.13%
Angola, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,648 4.13%
Weatherford, OK (FHA|USDA|VA) 1 $105,000 $105,000 $1,753 4.00%
McAlester, OK (FHA|USDA|VA) 1 $105,000 $105,000 $5,101 5.25%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $95,000 $95,000 $4,498 3.88%
Durant, OK (FHA|USDA|VA) 1 $95,000 $95,000 $3,272 4.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $85,000 $85,000 $1,661 3.88%
ELMIRA, NY (FHA|USDA|VA) 1 $85,000 $85,000 $2,562 4.88%
Big Stone Gap, VA (FHA|USDA|VA) 1 $85,000 $85,000 $1,916 4.00%
DOTHAN, AL (FHA|USDA|VA) 1 $85,000 $85,000 $1,702 5.00%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $75,000 $75,000 $1,718 4.88%
Ada, OK (FHA|USDA|VA) 1 $75,000 $75,000 $2,874 5.13%
Altus, OK (FHA|USDA|VA) 1 $75,000 $75,000 $3,045 4.00%
Bennettsville, SC (FHA|USDA|VA) 1 $75,000 $75,000 $3,157 4.13%
Laurinburg, NC (FHA|USDA|VA) 1 $75,000 $75,000 $1,769 4.88%
Warren, PA (FHA|USDA|VA) 1 $75,000 $75,000 $2,098 4.50%
Batesville, AR (FHA|USDA|VA) 2 $70,000 $35,000 $572 2.25%
Natchez, MS-LA (FHA|USDA|VA) 2 $70,000 $35,000 $1,165 2.72%
Ashtabula, OH (FHA|USDA|VA) 1 $65,000 $65,000 $2,337 3.25%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $55,000 $55,000 $1,520 4.25%
Enterprise, AL (FHA|USDA|VA) 1 $55,000 $55,000 $2,297 4.50%
PEORIA, IL (FHA|USDA|VA) 1 $45,000 $45,000 $1,436 5.25%
Everett Financial's top markets include Dallas, Atlanta, San Francisco, Miami, and Houston among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 22,087 $5,246,235,000 $237,526 $2,375 3.91%
    FHA 8,772 $1,788,590,000 $203,898 $5,702 4.55%
    VA 2,084 $596,390,000 $286,176 $5,500 4.15%
    USDA 632 $90,980,000 $143,956 $2,841 4.31%

    For 2019, Everett Financial's most frequently originated type of loan was Conventional, with 22,087 originations. Their 2nd most popular type was FHA, with 8,772 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 26,347 $5,597,485,000 $212,452 $3,562 4.02%
    Refi 6,981 $2,061,075,000 $295,241 $2,997 4.38%
    Cash Out Refi 230 $59,630,000 $259,261 $3,373 4.56%
    Home Improvement 17 $4,005,000 $235,588 $3,407 4.51%

    For 2019, Everett Financial's most frequently cited loan purpose was Home Purchase, with 26,347 originations. The 2nd most popular reason was Refi, with 6,981 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 30,800 $7,235,560,000 $234,921 $3,578 4.19%
    15 Year 1,757 $377,075,000 $214,613 $2,449 3.82%
    10 Year 506 $12,330,000 $24,368 $267 0.47%
    20 Year 318 $75,100,000 $236,164 $2,342 4.12%
    Other 86 $19,840,000 $230,698 $2,618 3.54%
    5 Year 70 $810,000 $11,571 $7 0.00%
    3 Year 36 $260,000 $7,222 $0 0.00%
    30+ year 2 $1,220,000 $610,000 $3,972 4.38%

    For 2019, Everett Financial's most frequently cited loan duration was 30 Year, with 30,800 originations. The 2nd most popular length was 15 Year, with 1,757 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 7,852 $1,960,260,000 $249,651
    $2k-3k 4,582 $1,037,650,000 $226,462
    $<1k 2,775 $593,385,000 $213,832
    $3k-4k 2,567 $659,545,000 $256,932
    $5k+ 2,089 $858,155,000 $410,797
    $4k-5k 1,393 $427,165,000 $306,651

    Everett Financial's average total fees were $3,578, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 7,852 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 15,601 $3,835,655,000 $245,860
    3-4% 9,793 $2,757,305,000 $281,559
    5-6% 5,085 $1,041,525,000 $204,823
    <2.5% 2,799 $20,675,000 $7,387
    6-7% 187 $37,085,000 $198,316
    2.5-3% 105 $28,685,000 $273,190
    7-8% 4 $1,130,000 $282,500
    Over 8% 1 $135,000 $135,000

    During 2019, Everett Financial's average interest rate for loans was 4.19%, while their most frequently originated rate bucket for loans was 4-5%, with 15,601 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 13,334 $3,673,450,000 $275,495 $4,215 4.38%
    $100k-200k 11,312 $1,748,820,000 $154,599 $3,209 4.62%
    $100,000 or less 5,017 $184,975,000 $36,870 $957 2.07%
    $400k-600k 3,081 $1,441,335,000 $467,814 $4,379 4.24%
    $600k-1MM 705 $507,885,000 $720,404 $5,423 4.30%
    $1MM+ 126 $165,730,000 $1,315,317 $5,547 4.25%

    2019 saw Everett Financial place emphasis on $200k-400k loans with 13,334 originations, totaling $3,673,450,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 9,721 $1,684,295,000 $173,264 $3,356 4.01%
    $50k or less 7,015 $883,305,000 $125,917 $2,749 3.83%
    $100k-150k 5,970 $1,772,270,000 $296,863 $3,974 4.29%
    $75k-100k 5,912 $1,361,510,000 $230,296 $3,710 4.17%
    $150k-250k 3,550 $1,323,000,000 $372,676 $3,705 4.33%
    $250k+ 1,407 $697,815,000 $495,959 $3,446 4.35%

    Everett Financial lent most frequently to those with incomes in the $50k-75k range, with 9,721 originations. The second most popular income band? $50k or less, with 7,015 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 5,800 $1,268,040,000 $218,628 $2,854 3.90%
    20-30% 5,183 $1,142,665,000 $220,464 $2,565 3.82%
    50-60% 2,970 $682,560,000 $229,818 $6,115 4.45%
    44% 1,787 $412,195,000 $230,663 $3,557 4.41%
    43% 1,517 $340,185,000 $224,249 $3,452 4.28%
    42% 1,465 $371,225,000 $253,396 $3,646 4.24%
    49% 1,413 $359,215,000 $254,222 $3,902 4.43%
    <20% 1,392 $325,290,000 $233,685 $2,451 3.91%
    39% 1,350 $309,690,000 $229,400 $3,422 4.01%
    41% 1,349 $328,285,000 $243,354 $3,445 4.08%
    40% 1,321 $303,645,000 $229,860 $3,224 4.13%
    38% 1,288 $300,760,000 $233,509 $3,178 4.07%
    37% 1,264 $285,550,000 $225,910 $3,039 3.99%
    36% 1,201 $272,435,000 $226,840 $3,204 3.87%
    45% 1,107 $264,315,000 $238,767 $3,676 4.26%
    46% 1,063 $244,225,000 $229,751 $3,745 4.27%
    48% 1,061 $262,545,000 $247,451 $4,090 4.42%
    47% 1,008 $238,110,000 $236,220 $3,824 4.31%
    >60% 36 $11,260,000 $312,778 $5,803 4.03%

    Everett Financial lent most frequently to those with DTI ratios of 30-36%, with 5,800 originations. The next most common DTI ratio? 20-30%, with 5,183 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 19,916 $4,583,590,000 $230,146 $3,458 4.23%
    Not provided 9,738 $2,259,060,000 $231,984 $3,252 3.82%
    Black 2,575 $497,635,000 $193,256 $3,825 4.09%
    Asian 968 $293,950,000 $303,667 $3,744 4.19%
    American Indian 259 $51,045,000 $197,085 $3,867 4.27%
    Asian Indian 34 $14,100,000 $414,706 $4,864 4.10%
    Native Hawaiian or Islander 44 $11,820,000 $268,636 $4,030 4.41%
    Other Asian 13 $3,785,000 $291,154 $5,471 4.16%
    Filipino 8 $3,160,000 $395,000 $8,686 4.48%
    Other Pacific Islander 15 $2,975,000 $198,333 $4,758 4.05%
    Vietnamese 3 $575,000 $191,667 $4,288 4.08%
    Chinese 2 $500,000 $250,000 $6,550 3.88%

    Approval Rates

    Total approvals of all applications
    89.13%

    Everett Financial has an average approval rate.

    Pick Rate

    Approvals leading to origination
    78.11%

    Everett Financial has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    4.05 1 $5,000 $5,000
    NA 33,574 $7,722,190,000 $230,005

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 256 $35,620,000 $139,141
    Single Family (1-4 Units):Site-Built 33,319 $7,686,575,000 $230,696

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 578 $114,350,000 $197,837 $2,336 4.15%
    40-60% 2,004 $519,340,000 $259,152 $2,503 4.23%
    60-80% 8,291 $2,372,585,000 $286,164 $2,854 4.44%
    80-100% 19,436 $4,594,130,000 $236,372 $4,215 4.49%
    Over 100% 319 $92,535,000 $290,078 $9,680 4.18%
    Under 20% 2,946 $29,070,000 $9,868 $52 0.43%