First Home Bank Mortgage Rates, Fees & Info
Saint Petersburg, FLLEI: 549300DMI3W6YLDVSK93
Tax ID: 59-3526917
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Bank Data
Review & Overview
First Home Bank is a small bank specializing in Refi and Home Purchase loans. First Home Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Tampa, New York, Seattle, North Port, and Houston among others. We have data for 433 markets. (Some data included below & more in-depth data is available with an active subscription.)First Home Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Home Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 6.44% | 12/4/24 |
30 Year Conventional Refi | 6.36% | 12/4/24 |
30 Year Cash-out Refi | 6.56% | 12/4/24 |
30 Year FHA Purchase | 7.14% | 12/4/24 |
30 Year FHA Refi | 6.32% | 12/4/24 |
30 Year VA Purchase | 6.15% | 12/4/24 |
30 Year VA Refi | 3.11% | 12/4/24 |
30 Year USDA Purchase | 6.25% | 12/4/24 |
15 Year Conventional Purchase | 6.05% | 12/4/24 |
15 Year Conventional Refi | 6.22% | 12/4/24 |
15 Year Cash-out Refi | 6.22% | 12/4/24 |
15 Year FHA Purchase | 4.48% | 12/4/24 |
15 Year FHA Refi | 5.68% | 12/4/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
First Home Bank Mortgage Calculator
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This is not an official calculator from First Home Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,646Origination Dollar Volume (All Markets)
$2,263,850,000Employee count
596 Show all (35) awardsFirst Home Bank - 2020
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 208 | $417,250,000 | $2,006,010 | $4,952 | 3.13% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 837 | $302,745,000 | $361,703 | $7,634 | 3.21% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 565 | $185,675,000 | $328,628 | $5,663 | 2.95% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 257 | $90,875,000 | $353,599 | $4,113 | 3.12% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 302 | $82,560,000 | $273,377 | $6,256 | 3.07% |
BOISE CITY, ID (FHA|USDA|VA) | 271 | $71,695,000 | $264,557 | $5,383 | 3.09% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 217 | $63,975,000 | $294,816 | $6,256 | 3.22% |
SALT LAKE CITY, UT (FHA|USDA|VA) | 249 | $62,885,000 | $252,550 | $6,646 | 3.44% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 195 | $61,945,000 | $317,667 | $7,552 | 3.08% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 137 | $54,375,000 | $396,898 | $4,025 | 2.81% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 153 | $37,375,000 | $244,281 | $5,708 | 3.23% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 105 | $26,525,000 | $252,619 | $7,079 | 3.24% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 75 | $24,985,000 | $333,133 | $7,459 | 3.09% |
Outside of Metro Areas | 106 | $24,090,000 | $227,264 | $5,489 | 3.02% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 97 | $23,935,000 | $246,753 | $5,958 | 3.02% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 86 | $23,470,000 | $272,907 | $5,931 | 2.96% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 78 | $22,030,000 | $282,436 | $5,252 | 3.03% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 94 | $21,630,000 | $230,106 | $3,603 | 3.14% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 61 | $20,685,000 | $339,098 | $5,809 | 2.98% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 69 | $18,965,000 | $274,855 | $5,390 | 3.03% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 84 | $18,510,000 | $220,357 | $4,836 | 3.02% |
PROVO-OREM, UT (FHA|USDA|VA) | 72 | $18,330,000 | $254,583 | $5,697 | 3.23% |
SALISBURY, MD-DE (FHA|USDA|VA) | 62 | $16,790,000 | $270,806 | $4,993 | 2.84% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 44 | $16,730,000 | $380,227 | $10,717 | 3.12% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 59 | $16,025,000 | $271,610 | $5,784 | 3.10% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 86 | $14,860,000 | $172,791 | $5,245 | 3.13% |
Moscow, ID (FHA|USDA|VA) | 61 | $14,735,000 | $241,557 | $5,280 | 3.05% |
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 44 | $12,400,000 | $281,818 | $4,647 | 2.95% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 50 | $11,320,000 | $226,400 | $4,896 | 3.20% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 26 | $10,580,000 | $406,923 | $9,604 | 2.89% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 43 | $10,545,000 | $245,233 | $7,247 | 3.19% |
JACKSONVILLE, FL (FHA|USDA|VA) | 32 | $9,400,000 | $293,750 | $4,962 | 2.99% |
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 29 | $8,735,000 | $301,207 | $5,316 | 2.81% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 21 | $8,705,000 | $414,524 | $7,616 | 2.95% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 29 | $7,945,000 | $273,966 | $5,781 | 2.88% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 25 | $7,815,000 | $312,600 | $7,706 | 2.96% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 28 | $7,570,000 | $270,357 | $8,007 | 3.07% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 29 | $7,135,000 | $246,034 | $7,079 | 3.40% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 22 | $6,990,000 | $317,727 | $6,052 | 2.78% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 23 | $6,945,000 | $301,957 | $8,047 | 3.13% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 27 | $6,635,000 | $245,741 | $5,596 | 2.96% |
WORCESTER, MA-CT (FHA|USDA|VA) | 24 | $6,610,000 | $275,417 | $2,499 | 2.72% |
COLUMBUS, OH (FHA|USDA|VA) | 30 | $6,390,000 | $213,000 | $7,240 | 3.02% |
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 18 | $5,970,000 | $331,667 | $5,455 | 3.02% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 30 | $5,930,000 | $197,667 | $4,361 | 3.18% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 24 | $5,880,000 | $245,000 | $6,255 | 2.96% |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 21 | $5,595,000 | $266,429 | $6,224 | 3.12% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 23 | $5,525,000 | $240,217 | $5,323 | 2.98% |
DOVER, DE (FHA|USDA|VA) | 21 | $5,305,000 | $252,619 | $5,461 | 2.85% |
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 20 | $5,240,000 | $262,000 | $5,736 | 3.19% |
URBAN HONOLULU, HI (FHA|USDA|VA) | 11 | $5,155,000 | $468,636 | $10,788 | 2.94% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 21 | $5,005,000 | $238,333 | $7,122 | 3.09% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 24 | $4,940,000 | $205,833 | $5,007 | 2.93% |
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 17 | $4,765,000 | $280,294 | $5,925 | 2.88% |
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 16 | $4,450,000 | $278,125 | $3,747 | 2.90% |
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 21 | $4,315,000 | $205,476 | $5,589 | 3.13% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 18 | $4,260,000 | $236,667 | $3,851 | 2.74% |
PITTSBURGH, PA (FHA|USDA|VA) | 15 | $4,235,000 | $282,333 | $9,136 | 2.88% |
TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 15 | $4,125,000 | $275,000 | $8,334 | 3.23% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 15 | $3,925,000 | $261,667 | $5,786 | 3.01% |
RENO, NV (FHA|USDA|VA) | 14 | $3,910,000 | $279,286 | $4,500 | 3.10% |
LOUISVILLE, KY (FHA|USDA|VA) | 18 | $3,780,000 | $210,000 | $5,468 | 3.25% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 12 | $3,770,000 | $314,167 | $5,576 | 2.80% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 12 | $3,760,000 | $313,333 | $7,731 | 2.92% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 17 | $3,655,000 | $215,000 | $5,530 | 3.49% |
ROCHESTER, NY (FHA|USDA|VA) | 20 | $3,420,000 | $171,000 | $5,374 | 2.91% |
RICHMOND, VA (FHA|USDA|VA) | 11 | $3,125,000 | $284,091 | $3,740 | 2.81% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 12 | $3,110,000 | $259,167 | $10,196 | 3.22% |
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 11 | $3,095,000 | $281,364 | $5,760 | 3.22% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 11 | $3,065,000 | $278,636 | $6,732 | 3.11% |
TWIN FALLS, ID (FHA|USDA|VA) | 11 | $3,035,000 | $275,909 | $5,906 | 3.27% |
MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 11 | $3,025,000 | $275,000 | $5,188 | 2.92% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 15 | $3,005,000 | $200,333 | $6,232 | 3.06% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 10 | $2,970,000 | $297,000 | $7,880 | 3.21% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 12 | $2,920,000 | $243,333 | $4,017 | 2.96% |
WILMINGTON, NC (FHA|USDA|VA) | 11 | $2,855,000 | $259,545 | $6,421 | 3.09% |
ANCHORAGE, AK (FHA|USDA|VA) | 8 | $2,750,000 | $343,750 | $5,917 | 2.72% |
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $5,009 | 2.93% |
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 8 | $2,670,000 | $333,750 | $4,976 | 2.78% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 8 | $2,650,000 | $331,250 | $4,833 | 2.92% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $2,635,000 | $292,778 | $4,304 | 3.18% |
PUNTA GORDA, FL (FHA|USDA|VA) | 12 | $2,620,000 | $218,333 | $4,223 | 3.14% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 9 | $2,595,000 | $288,333 | $3,182 | 2.79% |
Outside of Metro Areas | 7 | $2,595,000 | $370,714 | $10,910 | 2.64% |
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 11 | $2,375,000 | $215,909 | $5,438 | 2.81% |
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 12 | $2,370,000 | $197,500 | $6,300 | 2.76% |
OCALA, FL (FHA|USDA|VA) | 12 | $2,320,000 | $193,333 | $5,626 | 3.16% |
IDAHO FALLS, ID (FHA|USDA|VA) | 12 | $2,310,000 | $192,500 | $5,168 | 2.82% |
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 8 | $2,300,000 | $287,500 | $5,559 | 2.78% |
HUNTSVILLE, AL (FHA|USDA|VA) | 8 | $2,280,000 | $285,000 | $3,201 | 2.95% |
MODESTO, CA (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $5,050 | 3.09% |
BEND, OR (FHA|USDA|VA) | 5 | $2,045,000 | $409,000 | $7,762 | 2.75% |
COLUMBIA, SC (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $4,072 | 3.14% |
Hilo, HI (FHA|USDA|VA) | 5 | $2,005,000 | $401,000 | $8,342 | 3.30% |
SAVANNAH, GA (FHA|USDA|VA) | 10 | $1,980,000 | $198,000 | $4,431 | 2.78% |
Centralia, WA (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $5,065 | 2.18% |
VALLEJO, CA (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $5,914 | 2.81% |
STOCKTON, CA (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $6,343 | 2.86% |
Kapaa, HI (FHA|USDA|VA) | 3 | $1,895,000 | $631,667 | $23,654 | 2.92% |
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $4,135 | 2.74% |
Sevierville, TN (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $4,798 | 3.04% |
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $10,348 | 2.88% |
Aberdeen, WA (FHA|USDA|VA) | 12 | $1,820,000 | $151,667 | $4,198 | 2.86% |
SPRINGFIELD, MA (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $2,824 | 2.88% |
TUCSON, AZ (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $4,124 | 2.83% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 9 | $1,765,000 | $196,111 | $3,294 | 3.19% |
COLUMBUS, GA-AL (FHA|USDA|VA) | 10 | $1,750,000 | $175,000 | $2,538 | 2.86% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $6,611 | 2.90% |
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $11,930 | 2.80% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $3,345 | 2.94% |
BARNSTABLE TOWN, MA (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $3,614 | 2.73% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $5,896 | 3.21% |
KNOXVILLE, TN (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $2,396 | 3.00% |
BRUNSWICK, GA (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $6,526 | 3.23% |
FORT COLLINS, CO (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $9,183 | 2.93% |
CHEYENNE, WY (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $3,416 | 2.93% |
Seneca, SC (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $3,748 | 2.84% |
Russellville, AR (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $2,778 | 3.03% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $3,359 | 2.77% |
YORK-HANOVER, PA (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $6,120 | 3.59% |
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $6,379 | 3.36% |
Ontario, OR-ID (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $5,846 | 3.21% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $4,561 | 2.92% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $18,383 | 3.17% |
GREELEY, CO (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $11,199 | 3.15% |
LOGAN, UT-ID (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $7,598 | 3.73% |
BILLINGS, MT (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $5,100 | 2.79% |
FRESNO, CA (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $8,863 | 3.11% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $4,858 | 2.98% |
Heber, UT (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $4,689 | 2.75% |
EAST STROUDSBURG, PA (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $6,185 | 2.90% |
Shelton, WA (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $7,373 | 3.00% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $5,576 | 3.58% |
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $9,269 | 2.58% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $5,144 | 2.71% |
LUBBOCK, TX (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $4,599 | 3.07% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $3,731 | 3.00% |
TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $4,359 | 3.18% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $6,190 | 3.15% |
SYRACUSE, NY (FHA|USDA|VA) | 10 | $1,170,000 | $117,000 | $4,566 | 3.63% |
TULSA, OK (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $5,765 | 3.15% |
Cullowhee, NC (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $3,196 | 3.08% |
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $4,418 | 2.59% |
LEBANON, PA (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $5,773 | 3.06% |
BOULDER, CO (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $6,727 | 2.94% |
Granbury, TX (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $7,091 | 2.84% |
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $5,001 | 2.88% |
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $5,745 | 2.91% |
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $7,427 | 2.97% |
Fallon, NV (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $4,195 | 2.88% |
PEORIA, IL (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $4,607 | 2.83% |
Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $4,099 | 3.04% |
Payson, AZ (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $7,736 | 3.13% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $5,122 | 2.88% |
BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $3,430 | 2.88% |
MIDLAND, TX (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $5,142 | 3.25% |
BLOOMINGTON, IN (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,999 | 2.84% |
ASHEVILLE, NC (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $11,419 | 3.31% |
WICHITA, KS (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $3,398 | 2.83% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $4,940 | 3.03% |
Torrington, CT (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $4,135 | 2.75% |
EL PASO, TX (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $5,692 | 3.56% |
PUEBLO, CO (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,180 | 2.58% |
Fernley, NV (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $1,444 | 3.00% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $8,255 | 3.46% |
Morehead City, NC (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,097 | 3.17% |
Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $7,074 | 2.44% |
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $5,735 | 2.97% |
BANGOR, ME (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $7,525 | 2.69% |
WENATCHEE, WA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $6,128 | 2.88% |
Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $10,692 | 3.25% |
BATON ROUGE, LA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $8,081 | 2.83% |
NAPA, CA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $15,824 | 2.75% |
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $8,017 | 3.25% |
SPRINGFIELD, IL (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $5,432 | 3.00% |
ST. GEORGE, UT (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $7,881 | 3.00% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,129 | 3.16% |
THE VILLAGES, FL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $6,105 | 3.06% |
Hailey, ID (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,631 | 3.13% |
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,368 | 3.00% |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $5,586 | 3.06% |
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $8,957 | 3.46% |
MERCED, CA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $9,306 | 3.25% |
LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $3,365 | 2.75% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,499 | 3.25% |
LONGVIEW, WA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,523 | 2.96% |
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $7,280 | 2.58% |
Kalispell, MT (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,088 | 3.00% |
JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $6,361 | 3.13% |
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $10,044 | 3.06% |
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $11,895 | 3.33% |
JOPLIN, MO (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,904 | 2.63% |
LANCASTER, PA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,490 | 2.63% |
Elko, NV (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,205 | 2.79% |
MONTGOMERY, AL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $7,451 | 2.94% |
WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,324 | 3.33% |
ROANOKE, VA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $2,854 | 2.88% |
GLENS FALLS, NY (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,556 | 3.08% |
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,479 | 3.13% |
MORGANTOWN, WV (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $8,608 | 3.19% |
COLUMBUS, IN (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,340 | 3.17% |
FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $8,764 | 2.79% |
ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $1,383 | 2.67% |
Pahrump, NV (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $11,947 | 3.00% |
GREAT FALLS, MT (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,854 | 3.21% |
SANTA FE, NM (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $6,040 | 3.38% |
MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,980 | 2.75% |
ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,488 | 3.04% |
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,936 | 3.00% |
DULUTH, MN-WI (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,170 | 3.25% |
AKRON, OH (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,916 | 3.00% |
GETTYSBURG, PA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,878 | 2.83% |
ROCKFORD, IL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,364 | 3.21% |
ROCHESTER, MN (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $10,712 | 3.17% |
GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,100 | 2.75% |
Blackfoot, ID (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,922 | 3.19% |
Key West, FL (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $6,255 | 3.00% |
LAREDO, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $11,689 | 2.69% |
Juneau, AK (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $8,417 | 2.63% |
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $3,126 | 3.13% |
BELLINGHAM, WA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,300 | 2.75% |
NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,606 | 3.00% |
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,815 | 2.75% |
Dayton, TN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $8,406 | 2.75% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $7,035 | 3.38% |
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,507 | 2.88% |
READING, PA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,020 | 2.50% |
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,778 | 2.94% |
TOPEKA, KS (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,967 | 2.88% |
CARSON CITY, NV (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,001 | 3.13% |
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,199 | 3.25% |
FLINT, MI (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,709 | 2.92% |
WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $7,845 | 4.00% |
LAWRENCE, KS (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,023 | 2.94% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,349 | 2.88% |
OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,973 | 2.75% |
FORT WAYNE, IN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $2,774 | 3.17% |
PANAMA CITY, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,385 | 2.69% |
STAUNTON, VA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,235 | 2.81% |
Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,941 | 3.00% |
Branson, MO (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $1,611 | 2.75% |
Alamogordo, NM (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,321 | 2.44% |
SALEM, OR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,869 | 2.69% |
KINGSTON, NY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,281 | 2.50% |
MEDFORD, OR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,943 | 2.81% |
Enterprise, AL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,109 | 2.75% |
Fort Payne, AL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,860 | 2.94% |
Gainesville, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,591 | 2.63% |
Pullman, WA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,133 | 2.00% |
Bozeman, MT (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,953 | 2.88% |
Los Alamos, NM (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $17,901 | 3.63% |
MORRISTOWN, TN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,266 | 2.63% |
MADISON, WI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,608 | 2.75% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,602 | 2.75% |
REDDING, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,767 | 2.69% |
GRANTS PASS, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,317 | 3.00% |
ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,212 | 3.25% |
YAKIMA, WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $6,503 | 2.88% |
APPLETON, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,567 | 3.06% |
MANHATTAN, KS (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,077 | 2.50% |
Henderson, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,242 | 2.81% |
BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,061 | 3.56% |
Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,026 | 2.75% |
GAINESVILLE, GA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $17,260 | 2.75% |
OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,512 | 2.88% |
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,336 | 3.00% |
VISALIA, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,429 | 3.00% |
CLEVELAND, TN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,323 | 3.00% |
Mason City, IA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,818 | 2.88% |
Lebanon, NH-VT (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,902 | 2.63% |
TOLEDO, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,144 | 3.13% |
ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $10,598 | 3.13% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $14,385 | 2.63% |
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,566 | 3.25% |
TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,550 | 2.63% |
CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,859 | 3.19% |
Cullman, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,749 | 2.94% |
GAINESVILLE, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,197 | 3.00% |
YUMA, AZ (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,296 | 2.88% |
Traverse City, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,249 | 3.13% |
Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,092 | 2.50% |
Newport, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,030 | 2.75% |
Laramie, WY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,766 | 2.25% |
BURLINGTON, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,751 | 3.19% |
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $3,633 | 3.75% |
PITTSFIELD, MA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,096 | 3.00% |
El Campo, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,516 | 2.75% |
Natchez, MS-LA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,728 | 2.50% |
JACKSON, MS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,111 | 2.75% |
GOLDSBORO, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 3.06% |
ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,615 | 2.88% |
Crossville, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,188 | 2.25% |
Mountain Home, ID (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,199 | 3.00% |
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,856 | 3.13% |
Sulphur Springs, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,278 | 3.13% |
Mount Pleasant, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,318 | 2.88% |
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,216 | 2.75% |
LAWTON, OK (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,298 | 3.00% |
Oak Harbor, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,410 | 3.63% |
Barre, VT (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,354 | 2.88% |
CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,910 | 2.81% |
Bedford, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,885 | 2.25% |
Del Rio, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,887 | 2.75% |
Meadville, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,445 | 3.38% |
UTICA-ROME, NY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,347 | 3.00% |
Oneonta, NY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,854 | 2.38% |
Shelbyville, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,505 | 2.88% |
Mount Airy, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,609 | 3.13% |
SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,364 | 2.63% |
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,018 | 2.25% |
Fort Morgan, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 3.63% |
CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,926 | 2.63% |
Moses Lake, WA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,645 | 3.56% |
Dodge City, KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,019 | 3.88% |
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,915 | 3.75% |
Thomaston, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,159 | 2.75% |
ITHACA, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.38% |
FLORENCE, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,297 | 3.00% |
Findlay, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,532 | 2.88% |
CASPER, WY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,789 | 2.25% |
Athens, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,222 | 2.75% |
Corning, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,250 | 2.88% |
Adrian, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,456 | 3.25% |
Athens, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,306 | 3.25% |
Lake City, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,302 | 3.50% |
Lumberton, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,281 | 2.25% |
Glenwood Springs, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,127 | 3.00% |
MONROE, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,452 | 2.50% |
JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,571 | 3.63% |
Marion, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $14,513 | 2.25% |
Owatonna, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,837 | 3.00% |
LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,170 | 3.00% |
Selinsgrove, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,929 | 2.38% |
BECKLEY, WV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,721 | 2.75% |
HARRISONBURG, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,104 | 2.75% |
Danville, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,981 | 3.63% |
YUBA CITY, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,456 | 2.75% |
MOBILE, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,542 | 2.38% |
Laconia, NH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,968 | 2.75% |
LaGrange, GA-AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,781 | 2.38% |
LAS CRUCES, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,483 | 2.50% |
DECATUR, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,678 | 3.13% |
Roswell, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,475 | 3.25% |
Warsaw, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,404 | 2.50% |
Washington, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,182 | 2.75% |
Whitewater, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,592 | 2.75% |
JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,381 | 2.75% |
FOND DU LAC, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,529 | 2.50% |
Manitowoc, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,442 | 2.75% |
JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,802 | 2.25% |
WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,147 | 3.25% |
Port Angeles, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,534 | 3.25% |
Shawnee, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,536 | 3.38% |
SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,722 | 3.38% |
Cambridge, MD (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,299 | 3.75% |
Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,584 | 2.88% |
LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,540 | 2.50% |
Huntsville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,797 | 3.13% |
Sandpoint, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,628 | 2.88% |
LAFAYETTE, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,997 | 2.75% |
JACKSON, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,962 | 2.75% |
Sheridan, WY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,910 | 3.25% |
SPARTANBURG, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,402 | 3.25% |
MONROE, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,601 | 2.88% |
Plattsburgh, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,261 | 3.13% |
Helena, MT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,238 | 2.88% |
Lewisburg, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,172 | 3.13% |
Bartlesville, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,694 | 2.75% |
Mineral Wells, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,811 | 2.75% |
Toccoa, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,587 | 2.88% |
HAMMOND, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,736 | 2.75% |
Muscatine, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,701 | 4.38% |
TYLER, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,272 | 4.25% |
MANKATO, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,670 | 3.88% |
London, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,170 | 3.25% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,003 | 2.63% |
New Castle, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,552 | 2.88% |
MUSKEGON, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,838 | 2.75% |
Columbus, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,594 | 3.63% |
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,904 | 3.13% |
EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,220 | 4.00% |
Picayune, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,018 | 2.75% |
Sturgis, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,380 | 3.75% |
Sanford, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,967 | 3.38% |
CORVALLIS, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,564 | 3.13% |
Richmond, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,039 | 4.75% |
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,760 | 2.38% |
Concord, NH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,415 | 2.75% |
Marietta, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $942 | 2.38% |
LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,788 | 3.25% |
Americus, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,959 | 2.75% |
ROME, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,037 | 2.88% |
Clovis, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,252 | 2.75% |
Crescent City, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,366 | 3.25% |
Altus, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.75% |
Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,260 | 3.50% |
BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,095 | 2.75% |
Pottsville, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,699 | 2.75% |
CHICO, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.00% |
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,099 | 2.38% |
DECATUR, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,290 | 3.13% |
FARMINGTON, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,187 | 3.13% |
Garden City, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,768 | 3.75% |
BINGHAMTON, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,262 | 2.88% |
Jefferson, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,779 | 3.25% |
Rockport, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,760 | 2.88% |
Salina, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,954 | 2.75% |
ERIE, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,092 | 3.25% |
Cornelia, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,604 | 3.13% |
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,928 | 2.63% |
Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,119 | 4.00% |
Laurinburg, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,054 | 3.25% |
Sunbury, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,213 | 3.63% |
ANN ARBOR, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,231 | 3.25% |
Evanston, WY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,069 | 2.50% |
Greenville, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,832 | 2.75% |
Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,093 | 3.25% |
Bennington, VT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,792 | 3.13% |
Stillwater, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,730 | 4.13% |
Somerset, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,416 | 3.25% |
MANSFIELD, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,630 | 2.88% |
Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,522 | 2.88% |
Troy, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,907 | 4.13% |
Olean, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,562 | 2.75% |
Seneca Falls, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,671 | 2.88% |
BISMARCK, ND (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.75% |
LONGVIEW, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,534 | 2.50% |
Warrensburg, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.38% |
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,616 | 3.75% |
Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,204 | 2.75% |
Cortland, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,102 | 2.75% |
Taylorville, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,299 | 3.25% |
TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,363 | 5.13% |
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Product Mix
For 2020, First Home Bank's most frequently originated type of loan was Conventional, with 4,835 originations. Their 2nd most popular type was VA, with 1,143 originations.
Loan Reason
For 2020, First Home Bank's most frequently cited loan purpose was Refi, with 3,219 originations. The 2nd most popular reason was Home Purchase, with 2,004 originations.
Loan Duration/Length
For 2020, First Home Bank's most frequently cited loan duration was 30 Year, with 5,739 originations. The 2nd most popular length was 15 Year, with 566 originations.
Origination Fees/Closing Costs
First Home Bank's average total fees were $6,186, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,231 originations.
Interest Rates
During 2020, First Home Bank's average interest rate for loans was 3.12%, while their most frequently originated rate bucket for loans was 2.5-3%, with 3,136 originations.
Loan Sizing
2020 saw First Home Bank place emphasis on $200k-400k loans with 3,581 originations, totaling $1,023,155,000 in origination value.
Applicant Income
First Home Bank lent most frequently to those with incomes in the $50k or less range, with 1,420 originations. The second most popular income band? $100k-150k, with 1,413 originations.
Applicant Debt to Income Ratio
First Home Bank lent most frequently to those with DTI ratios of 20-30%, with 1,232 originations. The next most common DTI ratio? 30-36%, with 1,042 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.78%
First Home Bank has an average approval rate.
Pick Rate
Approvals leading to origination63.15%
First Home Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 6,646 | $2,263,850,000 | $340,633 |
Occupancy Type Mix
LTV Distribution
Complaints
Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
FIRST HORIZON BANK | Other type of mortgage | Struggling to pay mortgage | 1 | 6.7% |
FIRST HORIZON BANK | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 6.7% |
FIRST HORIZON BANK | Conventional home mortgage | Closing on a mortgage | 1 | 6.7% |
FIRST HORIZON BANK | Conventional home mortgage | Trouble during payment process | 4 | 26.7% |
FIRST HORIZON BANK | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 3 | 20.0% |
FIRST HORIZON BANK | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 6.7% |
FIRST HORIZON BANK | Other type of mortgage | Closing on a mortgage | 2 | 13.3% |
FIRST HORIZON BANK | Other type of mortgage | Trouble during payment process | 2 | 13.3% |
Bank Details
Branches
Bank Name | Branch | Branch Type | Deposits (000's) |
---|---|---|---|
First Home Bank | 2033 Main Street, Suite 101 Sarasota, FL 34237 | Full Service B&M | $83,040 |
First Home Bank | 2520 Countryside Boulevard Clearwater, FL 33763 | Full Service B&M | $49,310 |
First Home Bank | 2700 North Macdill Avenue, Suite 111 Tampa, FL 33607 | Full Service B&M | $4,301 |
First Home Bank | 5250 Park Boulevard Pinellas Park, FL 33781 | Full Service B&M | $48,234 |
First Home Bank | 700 Central Ave Saint Petersburg, FL 33701 | Full Service B&M | $276,842 |
First Home Bank | 9190 Seminole Blvd Seminole, FL 33772 | Full Service B&M | $115,552 |
For 2020, First Home Bank had 6 branches.
Yearly Performance Overview
Bank Income
Item | Value (in 000's) |
---|---|
Total interest income | $43,731 |
Net interest income | $34,049 |
Total noninterest income | $97,695 |
Gross Fiduciary activities income | $0 |
Service charges on deposit accounts | $455 |
Trading account gains and fees | $0 |
Additional Noninterest Income | $97,240 |
Pre-tax net operating income | $16,772 |
Securities gains (or losses, -) | $0 |
Income before extraordinary items | $13,398 |
Discontinued Operations (Extraordinary gains, net) | $0 |
Net income of bank and minority interests | $13,398 |
Minority interest net income | $0 |
Net income | $13,398 |
Sale, conversion, retirement of capital stock, net | $417 |
Net operating income | $13,398 |
First Home Bank's gross interest income from loans was $43,731,000.
First Home Bank's net interest income from loans was $34,049,000.
First Home Bank's fee based income from loans was $455,000.
First Home Bank's net income from loans was $13,398,000.
Bank Expenses
Item | Value (in 000's) |
---|---|
Total interest expense | $9,682 |
Provision for credit losses | $16,900 |
Total noninterest expense | $98,072 |
Salaries and employee benefits | $70,373 |
Premises and equipment expense | $4,398 |
Additional noninterest expense | $23,301 |
Applicable income taxes | $3,374 |
Net charge-offs | $6,480 |
Cash dividends | $0 |
First Home Bank's interest expense for loans was $9,682,000.
First Home Bank's payroll and benefits expense were $70,373,000.
First Home Bank's property, plant and equipment expenses $4,398,000.
Loan Performance
Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
---|---|
All loans | 0.0% |
Real Estate loans | 0.0% |
Construction & Land Development loans | 0.0% |
Nonfarm, nonresidential loans | 1.0% |
Multifamily residential loans | 0.0% |
1-4 family residential loans | 0.0% |
HELOC loans | 0.0% |
All other family | 0.0% |
Commercial & industrial loans | 0.0% |
Personal loans | 0.0% |
Credit card loans | 0.0% |
Other individual loans | 0.0% |
Auto loans | 0.0% |
Other consumer loans | 0.0% |
Unsecured commercial real estate loans | 0.0% |
Deposits
Type | Value (in 000's) |
---|---|
Total deposits | $561,222 |
Deposits held in domestic offices | $561,222 |
Deposits by Individuals, partnerships, and corporations | $523,188 |
Deposits by U.S. Government | $0 |
Deposits by States and political subdivisions in the U.S. | $12,593 |
Deposits by Commercial banks and other depository institutions in U.S. | $25,441 |
Deposits by Banks in foreign countries | $0 |
Deposits by Foreign governments and official institutions | $0 |
Transaction accounts | $205,353 |
Demand deposits | $110,156 |
Nontransaction accounts | $355,869 |
Money market deposit accounts (MMDAs) | $274,421 |
Other savings deposits (excluding MMDAs) | $12,323 |
Total time deposits | $69,125 |
Total time and savings deposits | $451,066 |
Noninterest-bearing deposits | $65,088 |
Interest-bearing deposits | $496,134 |
Retail deposits | $540,745 |
IRAs and Keogh plan accounts | $2,126 |
Brokered deposits | $4,277 |
Deposits held in foreign offices | $0 |
Assets
Asset | Value (in 000's) |
---|---|
Total Assets | $1,544,574 |
Cash & Balances due from depository institutions | $57,760 |
Interest-bearing balances | $54,970 |
Total securities | $41 |
Federal funds sold & reverse repurchase | $0 |
Net loans and leases | $1,415,801 |
Loan and leases loss allowance | $21,162 |
Trading account assets | $0 |
Bank premises and fixed assets | $21,852 |
Other real estate owned | $0 |
Goodwill and other intangibles | $8,259 |
All other assets | $40,861 |
Liabilities
Liabilities | Value (in 000's) |
---|---|
Total liabilities and capital | $1,544,574 |
Total Liabilities | $1,466,164 |
Total deposits | $561,222 |
Interest-bearing deposits | $496,134 |
Deposits held in domestic offices | $561,222 |
% insured (estimated) | $65 |
Federal funds purchased and repurchase agreements | $0 |
Trading liabilities | $0 |
Other borrowed funds | $881,262 |
Subordinated debt | $0 |
All other liabilities | $23,680 |
Issued Loan Types
Type | Value (in 000's) |
---|---|
Net loans and leases | $1,415,801 |
Loan and leases loss allowance | $21,162 |
Total loans and leases (domestic) | $1,436,963 |
All real estate loans | $405,012 |
Real estate loans in domestic offices | $405,012 |
Construction and development loans | $17,932 |
Residential 1-4 family construction | $2,801 |
Other construction, all land development and other land | $15,131 |
Loans secured by nonfarm nonresidential properties | $115,062 |
Nonfarm nonresidential secured by owner-occupied properties | $79,993 |
Commercial real estate & other non-farm, non-residential | $35,069 |
Multifamily residential real estate | $884 |
1-4 family residential loans | $270,792 |
Farmland loans | $342 |
Loans held in foreign offices | $0 |
Farm loans | $0 |
Commercial and industrial loans | $1,029,046 |
To non-U.S. addressees | $0 |
Loans to individuals | $2,868 |
Credit card loans | $0 |
Related Plans | $366 |
Consumer Auto Loans | $417 |
Other loans to individuals | $2,085 |
All other loans & leases | $37 |
Loans to foreign governments and official institutions | $0 |
Other loans | $37 |
Loans to depository institutions and acceptances of other banks | $0 |
Loans not secured by real estate | $0 |
Loans secured by real estate to non-U.S. addressees | $0 |
Restructured Loans & leases | $0 |
Non 1-4 family restructured loans & leases | $0 |
Total loans and leases (foreign) | $0 |
First Home Bank had $1,415,801,000 of loans outstanding in 2020. $405,012,000 of loans were in real estate loans. $17,932,000 of loans were in development loans. $884,000 of loans were in multifamily mortgage loans. $270,792,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $417,000 of loans were in the auto loan category.
Small Business Loans
Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
---|---|---|---|
Nonfarm, nonresidential loans - <$1MM | 156 | $37,337 | $239,340 |
Nonfarm, nonresidential loans - <$100k | 8 | $237 | $29,625 |
Nonfarm, nonresidential loans - $100-250k | 47 | $5,295 | $112,660 |
Nonfarm, nonresidential loans - $250k-1MM | 101 | $31,805 | $314,901 |
Commercial & Industrial, US addressed loans - <$1MM | 12,344 | $762,644 | $61,783 |
Commercial & Industrial, US addressed loans - <$100k | 7,840 | $196,367 | $25,047 |
Commercial & Industrial, US addressed loans - $100-250k | 2,562 | $218,296 | $85,205 |
Commercial & Industrial, US addressed loans - $250k-1MM | 1,942 | $347,981 | $179,187 |
Farmland loans - <$1MM | 1 | $342 | $342,000 |
Farmland loans - $250k-1MM | 1 | $342 | $342,000 |