The Money Source Mortgage Rates, Fees & Info
NEW YORK, NYLEI: 549300JOT0D4J0SZIK67
Tax ID: 11-3412303
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Mortgage Data
Review & Overview
The Money Source is a small mortgage company specializing in Cash Out Refi, Home Purchase, and Refi loans. The Money Source has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Riverside, Phoenix, San Diego, and New York among others. We have data for 431 markets. (Some data included below & more in-depth data is available with an active subscription.)The Money Source has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. The Money Source is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 11/21/24 |
| 30 Year Conventional Refi | 6.27% | 11/21/24 |
| 30 Year Cash-out Refi | 6.27% | 11/21/24 |
| 30 Year FHA Purchase | 6.27% | 11/21/24 |
| 30 Year FHA Refi | 6.27% | 11/21/24 |
| 30 Year VA Purchase | 6.27% | 11/21/24 |
| 30 Year VA Refi | 6.27% | 11/21/24 |
| 30 Year USDA Purchase | 6.27% | 11/21/24 |
| 30 Year USDA Refi | 6.27% | 11/21/24 |
| 15 Year Conventional Purchase | 5.68% | 11/21/24 |
| 15 Year Conventional Refi | 5.68% | 11/21/24 |
| 15 Year Cash-out Refi | 5.68% | 11/21/24 |
| 15 Year FHA Purchase | 5.68% | 11/21/24 |
| 15 Year VA Purchase | 5.68% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
The Money Source Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,592Origination Dollar Volume (All Markets)
$1,756,800,000Awards
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THE MONEY SOURCE - 2018
THE MONEY SOURCE is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 729 | $300,095,000 | $411,653 | $7,459 | 4.66% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 505 | $144,435,000 | $286,010 | $5,658 | 4.58% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 384 | $89,430,000 | $232,891 | $4,078 | 4.55% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 159 | $61,055,000 | $383,994 | $6,773 | 4.46% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 164 | $58,120,000 | $354,390 | $8,105 | 4.59% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 169 | $54,525,000 | $322,633 | $5,140 | 4.53% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 160 | $48,800,000 | $305,000 | $4,977 | 4.51% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 107 | $42,505,000 | $397,243 | $6,816 | 4.52% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 128 | $38,710,000 | $302,422 | $5,579 | 4.52% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 162 | $34,780,000 | $214,691 | $5,123 | 4.61% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 120 | $34,010,000 | $283,417 | $4,532 | 4.53% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 99 | $32,405,000 | $327,323 | $4,710 | 4.51% |
| FRESNO, CA (FHA|USDA|VA) | 133 | $32,215,000 | $242,218 | $4,743 | 4.49% |
| Outside of Metro Areas | 168 | $30,960,000 | $184,286 | $4,160 | 4.64% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 126 | $30,620,000 | $243,016 | $3,974 | 4.52% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 46 | $22,340,000 | $485,652 | $6,383 | 4.64% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 91 | $20,645,000 | $226,868 | $3,542 | 4.46% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 96 | $20,200,000 | $210,417 | $4,341 | 4.79% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 79 | $19,455,000 | $246,266 | $5,678 | 4.53% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 89 | $19,445,000 | $218,483 | $4,252 | 4.65% |
| STOCKTON, CA (FHA|USDA|VA) | 53 | $16,335,000 | $308,208 | $4,648 | 4.59% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 83 | $15,555,000 | $187,410 | $6,164 | 4.55% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 74 | $15,460,000 | $208,919 | $3,729 | 4.56% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 71 | $15,085,000 | $212,465 | $6,035 | 4.85% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 36 | $15,030,000 | $417,500 | $6,188 | 4.52% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 70 | $13,800,000 | $197,143 | $4,488 | 4.61% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 59 | $12,665,000 | $214,661 | $4,403 | 4.52% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 40 | $11,040,000 | $276,000 | $6,506 | 4.69% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 45 | $10,955,000 | $243,444 | $5,541 | 4.51% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 55 | $10,705,000 | $194,636 | $4,409 | 4.43% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 43 | $10,085,000 | $234,535 | $5,173 | 4.65% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 40 | $9,840,000 | $246,000 | $3,803 | 4.46% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 61 | $9,375,000 | $153,689 | $4,276 | 4.85% |
| MODESTO, CA (FHA|USDA|VA) | 36 | $9,370,000 | $260,278 | $4,291 | 4.52% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 36 | $8,360,000 | $232,222 | $5,089 | 4.45% |
| VALLEJO, CA (FHA|USDA|VA) | 23 | $8,325,000 | $361,957 | $5,813 | 4.47% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 34 | $8,210,000 | $241,471 | $3,362 | 4.63% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 35 | $7,975,000 | $227,857 | $3,405 | 4.43% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 38 | $7,400,000 | $194,737 | $5,478 | 4.35% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 29 | $7,085,000 | $244,310 | $4,278 | 4.56% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 31 | $6,665,000 | $215,000 | $3,995 | 4.50% |
| TUCSON, AZ (FHA|USDA|VA) | 32 | $6,610,000 | $206,563 | $4,083 | 4.54% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 21 | $6,295,000 | $299,762 | $6,513 | 4.72% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 30 | $5,740,000 | $191,333 | $4,026 | 4.60% |
| RICHMOND, VA (FHA|USDA|VA) | 24 | $5,700,000 | $237,500 | $4,576 | 4.49% |
| SANTA FE, NM (FHA|USDA|VA) | 21 | $5,665,000 | $269,762 | $3,631 | 4.55% |
| SALEM, OR (FHA|USDA|VA) | 23 | $5,545,000 | $241,087 | $5,411 | 4.48% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 29 | $5,465,000 | $188,448 | $3,058 | 4.38% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 20 | $5,310,000 | $265,500 | $7,073 | 4.79% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 24 | $4,980,000 | $207,500 | $4,041 | 4.62% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 26 | $4,970,000 | $191,154 | $6,038 | 4.76% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 17 | $4,935,000 | $290,294 | $5,464 | 4.47% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 13 | $4,885,000 | $375,769 | $4,764 | 4.38% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 21 | $4,845,000 | $230,714 | $4,154 | 4.61% |
| GREELEY, CO (FHA|USDA|VA) | 18 | $4,770,000 | $265,000 | $4,431 | 4.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 29 | $4,635,000 | $159,828 | $5,179 | 4.67% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 19 | $4,215,000 | $221,842 | $5,990 | 4.68% |
| COLUMBUS, OH (FHA|USDA|VA) | 21 | $4,105,000 | $195,476 | $3,312 | 4.70% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 10 | $3,990,000 | $399,000 | $6,113 | 4.54% |
| BEND, OR (FHA|USDA|VA) | 14 | $3,940,000 | $281,429 | $4,582 | 4.47% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 15 | $3,925,000 | $261,667 | $3,891 | 4.73% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 17 | $3,565,000 | $209,706 | $4,630 | 4.60% |
| SALINAS, CA (FHA|USDA|VA) | 10 | $3,440,000 | $344,000 | $4,760 | 4.44% |
| Brookings, OR (FHA|USDA|VA) | 12 | $3,370,000 | $280,833 | $4,069 | 4.67% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 16 | $3,330,000 | $208,125 | $3,916 | 4.38% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 15 | $3,225,000 | $215,000 | $5,263 | 4.46% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 17 | $3,195,000 | $187,941 | $2,469 | 4.48% |
| FORT COLLINS, CO (FHA|USDA|VA) | 11 | $3,135,000 | $285,000 | $4,990 | 4.67% |
| REDDING, CA (FHA|USDA|VA) | 13 | $3,105,000 | $238,846 | $4,355 | 4.34% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 12 | $3,100,000 | $258,333 | $4,360 | 4.28% |
| LAFAYETTE, LA (FHA|USDA|VA) | 24 | $3,100,000 | $129,167 | $4,936 | 5.04% |
| BOISE CITY, ID (FHA|USDA|VA) | 14 | $3,090,000 | $220,714 | $5,211 | 4.41% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 7 | $2,875,000 | $410,714 | $4,070 | 4.46% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 15 | $2,805,000 | $187,000 | $3,723 | 4.71% |
| Port Angeles, WA (FHA|USDA|VA) | 13 | $2,755,000 | $211,923 | $4,751 | 4.76% |
| RENO, NV (FHA|USDA|VA) | 11 | $2,755,000 | $250,455 | $4,227 | 4.35% |
| VISALIA, CA (FHA|USDA|VA) | 13 | $2,725,000 | $209,615 | $4,952 | 4.82% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 12 | $2,710,000 | $225,833 | $5,174 | 4.59% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 12 | $2,650,000 | $220,833 | $3,705 | 4.60% |
| LONGVIEW, WA (FHA|USDA|VA) | 11 | $2,645,000 | $240,455 | $6,184 | 4.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 12 | $2,610,000 | $217,500 | $4,777 | 4.70% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 12 | $2,400,000 | $200,000 | $4,520 | 4.59% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 10 | $2,380,000 | $238,000 | $1,949 | 4.56% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 12 | $2,360,000 | $196,667 | $6,124 | 4.33% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 12 | $2,340,000 | $195,000 | $3,577 | 4.64% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 12 | $2,320,000 | $193,333 | $4,425 | 4.51% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 12 | $2,320,000 | $193,333 | $4,895 | 4.71% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 13 | $2,245,000 | $172,692 | $4,278 | 4.86% |
| OCALA, FL (FHA|USDA|VA) | 12 | $2,210,000 | $184,167 | $3,844 | 4.51% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 9 | $2,165,000 | $240,556 | $3,399 | 4.24% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 15 | $2,165,000 | $144,333 | $4,672 | 4.33% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 11 | $2,135,000 | $194,091 | $5,154 | 4.48% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 9 | $2,105,000 | $233,889 | $4,576 | 4.79% |
| Centralia, WA (FHA|USDA|VA) | 10 | $2,090,000 | $209,000 | $5,655 | 4.64% |
| BATON ROUGE, LA (FHA|USDA|VA) | 14 | $2,080,000 | $148,571 | $4,225 | 4.68% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $4,375 | 4.86% |
| KNOXVILLE, TN (FHA|USDA|VA) | 13 | $2,075,000 | $159,615 | $2,905 | 4.46% |
| Hood River, OR (FHA|USDA|VA) | 7 | $2,075,000 | $296,429 | $3,664 | 4.64% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 12 | $2,060,000 | $171,667 | $6,316 | 4.36% |
| Fernley, NV (FHA|USDA|VA) | 11 | $2,045,000 | $185,909 | $3,896 | 4.47% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 5 | $2,045,000 | $409,000 | $5,336 | 4.68% |
| MADERA, CA (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $3,696 | 4.44% |
| The Dalles, OR (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $4,549 | 4.41% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 13 | $2,005,000 | $154,231 | $3,456 | 4.68% |
| PUEBLO, CO (FHA|USDA|VA) | 11 | $1,975,000 | $179,545 | $4,208 | 4.55% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 10 | $1,960,000 | $196,000 | $2,129 | 4.54% |
| YUBA CITY, CA (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $5,253 | 4.41% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $7,652 | 4.77% |
| Morehead City, NC (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $4,815 | 4.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 9 | $1,825,000 | $202,778 | $6,164 | 4.47% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $4,448 | 4.47% |
| BOULDER, CO (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $2,821 | 4.63% |
| FLINT, MI (FHA|USDA|VA) | 11 | $1,805,000 | $164,091 | $5,131 | 4.56% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $4,092 | 4.64% |
| MEDFORD, OR (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $4,449 | 4.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $2,704 | 4.14% |
| SAVANNAH, GA (FHA|USDA|VA) | 12 | $1,750,000 | $145,833 | $3,313 | 4.81% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $4,231 | 4.33% |
| Oak Harbor, WA (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $5,309 | 4.59% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $4,417 | 4.68% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $5,935 | 4.56% |
| MERCED, CA (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $4,153 | 4.43% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $3,015 | 4.53% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $2,579 | 4.22% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $4,492 | 4.33% |
| TYLER, TX (FHA|USDA|VA) | 10 | $1,580,000 | $158,000 | $3,369 | 4.54% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 10 | $1,540,000 | $154,000 | $3,056 | 4.61% |
| Roseburg, OR (FHA|USDA|VA) | 8 | $1,520,000 | $190,000 | $5,265 | 4.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $4,800 | 4.44% |
| Newport, OR (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $5,641 | 4.82% |
| NAPA, CA (FHA|USDA|VA) | 3 | $1,475,000 | $491,667 | $4,770 | 4.63% |
| FARGO, ND-MN (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $4,485 | 4.21% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 10 | $1,460,000 | $146,000 | $3,763 | 4.63% |
| CHICO, CA (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $3,887 | 4.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $3,163 | 4.54% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $8,498 | 4.91% |
| MIDLAND, TX (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $6,709 | 4.71% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $2,848 | 4.14% |
| BELLINGHAM, WA (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $7,470 | 5.08% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $4,150 | 4.48% |
| GRANTS PASS, OR (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $5,635 | 4.42% |
| Pahrump, NV (FHA|USDA|VA) | 9 | $1,355,000 | $150,556 | $10,879 | 4.60% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 9 | $1,335,000 | $148,333 | $3,318 | 4.60% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 9 | $1,305,000 | $145,000 | $5,836 | 4.72% |
| YAKIMA, WA (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $3,047 | 4.43% |
| CARSON CITY, NV (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $3,897 | 4.48% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $5,079 | 4.64% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $4,116 | 4.23% |
| Taos, NM (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $6,452 | 4.75% |
| CHEYENNE, WY (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $5,833 | 4.46% |
| WILMINGTON, NC (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $4,140 | 4.68% |
| Outside of Metro Areas | 4 | $1,210,000 | $302,500 | $5,839 | 4.59% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $4,512 | 4.78% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $7,421 | 4.59% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $3,068 | 4.25% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $7,387 | 4.38% |
| LOUISVILLE, KY (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $3,175 | 4.50% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $4,626 | 4.50% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $3,794 | 4.48% |
| Show Low, AZ (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $3,632 | 4.71% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $19,679 | 4.67% |
| EL CENTRO, CA (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $3,401 | 4.50% |
| Coos Bay, OR (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $5,382 | 4.75% |
| Payson, AZ (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $3,228 | 4.43% |
| TULSA, OK (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $4,475 | 4.35% |
| FARMINGTON, NM (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $4,584 | 4.50% |
| Ruidoso, NM (FHA|USDA|VA) | 10 | $990,000 | $99,000 | $3,990 | 5.06% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $4,228 | 4.41% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $5,489 | 4.79% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $3,310 | 4.83% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $1,965 | 4.25% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $3,200 | 4.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $3,792 | 4.56% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $3,186 | 4.58% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $4,535 | 4.20% |
| DOVER, DE (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $4,346 | 4.67% |
| EL PASO, TX (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $2,977 | 4.13% |
| Shelton, WA (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $1,690 | 4.47% |
| MONROE, LA (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $5,758 | 4.80% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,402 | 4.38% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $2,773 | 4.66% |
| Traverse City, MI (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $4,516 | 4.96% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $5,525 | 4.50% |
| Statesboro, GA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $4,176 | 4.47% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $5,822 | 4.75% |
| Findlay, OH (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $3,938 | 5.08% |
| Prineville, OR (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $5,266 | 4.59% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,770 | 4.46% |
| Torrington, CT (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,844 | 4.92% |
| WACO, TX (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $3,422 | 4.58% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $8,500 | 4.67% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,691 | 3.96% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $6,394 | 4.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $1,490 | 4.04% |
| LUBBOCK, TX (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $3,551 | 4.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,447 | 4.50% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,805 | 5.38% |
| CASPER, WY (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $1,596 | 4.34% |
| LONGVIEW, TX (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $3,670 | 4.66% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $2,530 | 5.00% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,710 | 4.84% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,324 | 4.92% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,274 | 4.28% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,085 | 4.41% |
| Klamath Falls, OR (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $6,186 | 4.66% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $8,693 | 4.44% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,752 | 3.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,576 | 4.29% |
| LIMA, OH (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $3,270 | 4.47% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,814 | 4.69% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,170 | 4.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $1,255 | 4.42% |
| READING, PA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $6,112 | 4.66% |
| Opelousas, LA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $6,943 | 5.03% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,073 | 4.38% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,881 | 4.25% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $1,903 | 4.67% |
| MADISON, WI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,043 | 4.19% |
| Elko, NV (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,104 | 4.63% |
| Concord, NH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,547 | 4.46% |
| Sanford, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,614 | 4.13% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,619 | 4.31% |
| RACINE, WI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $988 | 4.71% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,782 | 4.19% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,053 | 4.06% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,452 | 4.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,114 | 4.25% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,831 | 4.96% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,940 | 4.13% |
| Alamogordo, NM (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,659 | 4.56% |
| Bay City, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,990 | 4.56% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,230 | 5.04% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,792 | 4.38% |
| Minot, ND (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,012 | 5.06% |
| Adrian, MI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,228 | 4.31% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,500 | 4.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,475 | 4.33% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,931 | 4.31% |
| BANGOR, ME (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,674 | 4.33% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $9,450 | 4.75% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,965 | 4.19% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,578 | 5.19% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,695 | 4.06% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,376 | 5.04% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,596 | 5.06% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,321 | 4.81% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,927 | 4.63% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,316 | 4.00% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,033 | 4.88% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,923 | 3.75% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,050 | 4.00% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,438 | 4.63% |
| AMES, IA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,619 | 4.25% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,003 | 4.25% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,589 | 4.50% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,954 | 4.19% |
| Fallon, NV (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,247 | 4.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,294 | 4.06% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,350 | 4.50% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,348 | 4.31% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,480 | 4.50% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,286 | 4.63% |
| Palestine, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,364 | 4.94% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,233 | 3.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,267 | 4.25% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,845 | 4.19% |
| Astoria, OR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,140 | 3.88% |
| Vernal, UT (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,434 | 4.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,104 | 5.00% |
| AKRON, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,378 | 4.00% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,534 | 4.38% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,921 | 3.63% |
| Auburn, NY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,927 | 4.38% |
| Greenville, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,855 | 3.88% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,389 | 4.81% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,797 | 4.38% |
| Ardmore, OK (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,094 | 5.00% |
| Newport, TN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,651 | 5.19% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,513 | 4.50% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,758 | 4.44% |
| Española, NM (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,434 | 4.81% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,384 | 4.38% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,030 | 3.88% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,408 | 4.75% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,959 | 4.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,524 | 4.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,245 | 4.58% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,890 | 4.31% |
| Granbury, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,588 | 3.75% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,081 | 4.25% |
| Athens, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,271 | 4.25% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,441 | 5.13% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,730 | 5.19% |
| Athens, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,104 | 4.44% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,313 | 5.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,384 | 4.75% |
| Jennings, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,713 | 5.13% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,880 | 4.88% |
| Barre, VT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,827 | 4.50% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,713 | 4.75% |
| Pullman, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,543 | 3.63% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,172 | 4.00% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,265 | 5.00% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,762 | 4.94% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,280 | 4.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,709 | 3.75% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,869 | 4.75% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,214 | 4.38% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,152 | 4.75% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,741 | 5.00% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,653 | 4.75% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,413 | 4.94% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,470 | 4.63% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,663 | 5.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,590 | 4.25% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,383 | 3.88% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,347 | 4.25% |
| Washington, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,791 | 3.38% |
| Clovis, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,503 | 3.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $830 | 4.75% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,061 | 4.25% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $961 | 4.00% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,983 | 4.88% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,078 | 4.13% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,887 | 4.38% |
| Keene, NH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,092 | 5.00% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,714 | 4.75% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,966 | 3.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $800 | 4.75% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,354 | 4.56% |
| MONROE, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,351 | 4.25% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $950 | 4.25% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,557 | 4.38% |
| Wilson, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,490 | 4.25% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,209 | 4.88% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,727 | 4.75% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,897 | 4.25% |
| Roswell, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,807 | 4.13% |
| Seneca, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,065 | 4.38% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,209 | 3.88% |
| Angola, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,491 | 4.38% |
| Cullman, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,017 | 4.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,516 | 4.69% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,253 | 4.75% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,617 | 3.75% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,110 | 3.88% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,642 | 5.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,299 | 4.50% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,232 | 5.00% |
| Brenham, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,912 | 5.38% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,795 | 4.75% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,556 | 4.63% |
| Heber, UT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,484 | 4.38% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,109 | 4.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,181 | 3.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,533 | 4.38% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,036 | 3.75% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,852 | 4.25% |
| Othello, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,175 | 4.75% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,395 | 3.75% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,450 | 4.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,015 | 4.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,411 | 3.75% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,508 | 5.25% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,911 | 4.63% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,019 | 4.25% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,473 | 4.75% |
| Wooster, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,504 | 4.38% |
| Albertville, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,113 | 4.25% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $1,872 | 4.63% |
| Oxford, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,662 | 4.88% |
| Evanston, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,615 | 5.00% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,141 | 5.13% |
| DuBois, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,211 | 3.75% |
| Marion, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $932 | 4.00% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,586 | 3.75% |
| Marion, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $923 | 4.25% |
| Lake City, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,136 | 5.50% |
| Paris, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,217 | 4.25% |
| Sonora, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,366 | 3.88% |
| DALTON, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,954 | 4.13% |
| Borger, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,725 | 4.75% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,753 | 4.25% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,185 | 4.50% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,829 | 3.75% |
| Auburn, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,579 | 4.38% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,431 | 4.50% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,215 | 4.25% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,286 | 4.75% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,211 | 4.38% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,248 | 5.25% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,463 | 5.25% |
| Palatka, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,052 | 3.75% |
| Woodward, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,633 | 5.63% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,056 | 5.13% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,514 | 3.75% |
| Rutland, VT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,966 | 3.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,196 | 4.50% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,681 | 5.63% |
| Salem, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $895 | 4.38% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,078 | 4.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,227 | 5.00% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,589 | 4.13% |
| Salina, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,499 | 4.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,817 | 4.50% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,975 | 4.75% |
| Somerset, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,372 | 4.88% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,753 | 5.25% |
| Montrose, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,030 | 3.75% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,571 | 5.00% |
| Berlin, NH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,862 | 4.88% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,973 | 4.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,433 | 4.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,541 | 5.75% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,495 | 4.25% |
| Logansport, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,616 | 4.88% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,746 | 4.75% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,708 | 4.25% |
| Craig, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,253 | 4.63% |
| Bonham, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,289 | 5.63% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $825 | 4.75% |
| New Castle, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,912 | 4.88% |
| Emporia, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,709 | 3.75% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.50% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,494 | 4.38% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,799 | 4.63% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,675 | 4.00% |
| Gillette, WY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,790 | 4.38% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,380 | 4.25% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,942 | 5.38% |
| Americus, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,348 | 4.88% |
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Product Mix
For 2018, The Money Source's most frequently originated type of loan was Conventional, with 3,394 originations. Their 2nd most popular type was FHA, with 1,738 originations.
Loan Reason
For 2018, The Money Source's most frequently cited loan purpose was Cash Out Refi, with 2,711 originations. The 2nd most popular reason was Home Purchase, with 2,162 originations.
Loan Duration/Length
For 2018, The Money Source's most frequently cited loan duration was 30 Year, with 5,809 originations. The 2nd most popular length was 15 Year, with 364 originations.
Origination Fees/Closing Costs
The Money Source's average total fees were $5,314, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,582 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 4,685 | $1,273,505,000 | $271,826 |
| 5-6% | 952 | $232,200,000 | $243,908 |
| 3-4% | 951 | $249,835,000 | $262,708 |
| 6-7% | 1 | $315,000 | $315,000 |
During 2018, The Money Source's average interest rate for loans was 4.62%, while their most frequently originated rate bucket for loans was 4-5%, with 4,685 originations.
Loan Sizing
2018 saw The Money Source place emphasis on $200k-400k loans with 3,386 originations, totaling $947,120,000 in origination value.
Applicant Income
The Money Source lent most frequently to those with incomes in the $50k-75k range, with 1,700 originations. The second most popular income band? $75k-100k, with 1,259 originations.
Applicant Debt to Income Ratio
The Money Source lent most frequently to those with DTI ratios of 50-60%, with 845 originations. The next most common DTI ratio? 30-36%, with 820 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.61%
The Money Source has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination34.88%
The Money Source has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,592 | $1,756,800,000 | $266,505 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 595 | $101,175,000 | $170,042 |
| Single Family (1-4 Units):Site-Built | 5,997 | $1,655,625,000 | $276,076 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| THE MONEY HOUSE, INC. | Reverse mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| THE MONEY HOUSE, INC. | Reverse mortgage | Struggling to pay mortgage | 1 | 50.0% |