Ally Bank Mortgage Rates, Fees & Info
Sandy, UTLEI: 549300C04BJ0G297NC13
Tax ID: 20-1001796
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Review & Overview
Ally Bank is a mid-sized bank specializing in Refi and Home Purchase loans. Ally Bank has a high proportion of conventional loans. Their top markets by origination volume include: San Francisco, Los Angeles, Seattle, San Jose, and Chicago among others. We have data for 512 markets. (Some data included below & more in-depth data is available with an active subscription.)Ally Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ally Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.29% | 12/16/24 |
| 30 Year Conventional Refi | 6.13% | 12/16/24 |
| 30 Year Cash-out Refi | 6.41% | 12/16/24 |
| 15 Year Conventional Purchase | 5.83% | 12/16/24 |
| 15 Year Conventional Refi | 5.79% | 12/16/24 |
| 15 Year Cash-out Refi | 5.79% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Ally Bank Mortgage Calculator
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This is not an official calculator from Ally Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
10,701Origination Dollar Volume (All Markets)
$4,737,335,000Employee count
8,620Awards
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Ally Bank - 2020
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For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 754 | $619,110,000 | $821,101 | $6,820 | 3.13% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 625 | $457,785,000 | $732,456 | $6,490 | 3.13% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 475 | $265,915,000 | $559,821 | $5,609 | 2.92% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 261 | $218,005,000 | $835,268 | $6,388 | 3.11% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 484 | $187,820,000 | $388,058 | $4,748 | 3.10% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 334 | $160,660,000 | $481,018 | $6,745 | 2.93% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 222 | $149,570,000 | $673,739 | $5,693 | 3.15% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 335 | $129,755,000 | $387,328 | $5,930 | 3.02% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 320 | $126,650,000 | $395,781 | $5,408 | 2.98% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 333 | $120,715,000 | $362,508 | $4,943 | 3.16% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 319 | $119,485,000 | $374,561 | $4,356 | 3.04% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 248 | $114,640,000 | $462,258 | $4,991 | 3.06% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 278 | $100,630,000 | $361,978 | $5,331 | 3.04% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 223 | $94,305,000 | $422,892 | $5,025 | 3.12% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 154 | $80,780,000 | $524,545 | $5,887 | 3.11% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 293 | $79,545,000 | $271,485 | $4,010 | 3.02% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 167 | $78,985,000 | $472,964 | $5,833 | 3.14% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 184 | $77,340,000 | $420,326 | $6,034 | 3.03% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 154 | $69,200,000 | $449,351 | $6,588 | 3.09% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 171 | $59,775,000 | $349,561 | $4,326 | 2.99% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 121 | $55,395,000 | $457,810 | $5,335 | 3.18% |
| Outside of Metro Areas | 206 | $55,020,000 | $267,087 | $4,441 | 3.08% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 95 | $52,745,000 | $555,211 | $6,232 | 2.89% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 139 | $48,985,000 | $352,410 | $5,004 | 3.02% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 59 | $37,495,000 | $635,508 | $6,640 | 3.16% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 97 | $33,835,000 | $348,814 | $5,895 | 3.10% |
| BOULDER, CO (FHA|USDA|VA) | 55 | $32,345,000 | $588,091 | $6,096 | 2.99% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 82 | $29,900,000 | $364,634 | $5,473 | 3.26% |
| COLUMBUS, OH (FHA|USDA|VA) | 102 | $26,880,000 | $263,529 | $4,041 | 3.07% |
| PITTSBURGH, PA (FHA|USDA|VA) | 79 | $25,025,000 | $316,772 | $5,846 | 2.96% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 83 | $23,335,000 | $281,145 | $3,970 | 3.04% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 32 | $23,160,000 | $723,750 | $5,694 | 3.14% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 48 | $22,910,000 | $477,292 | $6,314 | 3.20% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 67 | $22,375,000 | $333,955 | $4,364 | 2.89% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 26 | $19,190,000 | $738,077 | $7,221 | 3.06% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 76 | $18,620,000 | $245,000 | $4,007 | 3.01% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 48 | $17,960,000 | $374,167 | $4,689 | 3.10% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 31 | $16,795,000 | $541,774 | $6,496 | 3.27% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 69 | $16,225,000 | $235,145 | $3,527 | 3.11% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 42 | $16,070,000 | $382,619 | $6,178 | 3.28% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 54 | $16,020,000 | $296,667 | $4,509 | 2.88% |
| SALINAS, CA (FHA|USDA|VA) | 23 | $15,655,000 | $680,652 | $5,035 | 3.20% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 49 | $15,495,000 | $316,224 | $5,127 | 3.01% |
| ANN ARBOR, MI (FHA|USDA|VA) | 39 | $13,975,000 | $358,333 | $5,128 | 2.94% |
| ASHEVILLE, NC (FHA|USDA|VA) | 35 | $13,905,000 | $397,286 | $4,575 | 3.03% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 58 | $13,750,000 | $237,069 | $4,030 | 3.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 58 | $13,160,000 | $226,897 | $3,825 | 3.20% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 22 | $12,870,000 | $585,000 | $6,436 | 3.02% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 38 | $12,820,000 | $337,368 | $5,841 | 3.10% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 29 | $12,745,000 | $439,483 | $6,285 | 3.12% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 20 | $12,060,000 | $603,000 | $6,571 | 3.02% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 33 | $11,865,000 | $359,545 | $4,479 | 3.24% |
| KNOXVILLE, TN (FHA|USDA|VA) | 25 | $9,815,000 | $392,600 | $5,559 | 2.97% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 35 | $9,675,000 | $276,429 | $4,032 | 3.10% |
| LOUISVILLE, KY (FHA|USDA|VA) | 36 | $9,590,000 | $266,389 | $4,233 | 3.07% |
| MADISON, WI (FHA|USDA|VA) | 25 | $9,555,000 | $382,200 | $5,758 | 2.95% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 30 | $9,470,000 | $315,667 | $4,321 | 3.25% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 38 | $9,440,000 | $248,421 | $4,632 | 2.86% |
| FORT COLLINS, CO (FHA|USDA|VA) | 24 | $9,310,000 | $387,917 | $5,662 | 2.99% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 29 | $9,075,000 | $312,931 | $4,935 | 3.07% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 32 | $9,070,000 | $283,438 | $4,330 | 3.07% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 32 | $8,950,000 | $279,688 | $4,254 | 3.13% |
| FRESNO, CA (FHA|USDA|VA) | 23 | $8,905,000 | $387,174 | $4,938 | 2.99% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 31 | $8,825,000 | $284,677 | $4,883 | 3.04% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 33 | $8,785,000 | $266,212 | $5,358 | 3.11% |
| TUCSON, AZ (FHA|USDA|VA) | 32 | $8,330,000 | $260,313 | $4,417 | 3.05% |
| VALLEJO, CA (FHA|USDA|VA) | 17 | $8,205,000 | $482,647 | $6,295 | 3.12% |
| TULSA, OK (FHA|USDA|VA) | 31 | $7,945,000 | $256,290 | $5,502 | 3.16% |
| BEND, OR (FHA|USDA|VA) | 16 | $7,710,000 | $481,875 | $6,127 | 3.29% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 23 | $7,605,000 | $330,652 | $5,064 | 3.15% |
| WILMINGTON, NC (FHA|USDA|VA) | 21 | $7,585,000 | $361,190 | $4,487 | 3.01% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 35 | $7,225,000 | $206,429 | $3,724 | 3.17% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 25 | $6,895,000 | $275,800 | $4,867 | 2.94% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 23 | $6,255,000 | $271,957 | $3,748 | 3.22% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 24 | $6,050,000 | $252,083 | $4,159 | 3.05% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 18 | $5,980,000 | $332,222 | $6,922 | 3.06% |
| BOISE CITY, ID (FHA|USDA|VA) | 18 | $5,960,000 | $331,111 | $5,089 | 2.96% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 12 | $5,950,000 | $495,833 | $9,290 | 2.85% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 23 | $5,915,000 | $257,174 | $3,484 | 3.02% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 22 | $5,900,000 | $268,182 | $4,761 | 3.21% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 20 | $5,870,000 | $293,500 | $3,777 | 3.08% |
| BELLINGHAM, WA (FHA|USDA|VA) | 8 | $5,630,000 | $703,750 | $8,558 | 3.14% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 9 | $5,615,000 | $623,889 | $4,053 | 3.32% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 24 | $5,510,000 | $229,583 | $3,823 | 3.02% |
| PROVO-OREM, UT (FHA|USDA|VA) | 13 | $5,485,000 | $421,923 | $6,143 | 3.19% |
| STOCKTON, CA (FHA|USDA|VA) | 11 | $5,135,000 | $466,818 | $4,939 | 3.22% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 22 | $5,130,000 | $233,182 | $3,017 | 2.95% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 13 | $5,125,000 | $394,231 | $6,461 | 2.82% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 16 | $5,060,000 | $316,250 | $4,523 | 3.14% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 11 | $5,045,000 | $458,636 | $6,146 | 3.32% |
| AKRON, OH (FHA|USDA|VA) | 18 | $4,940,000 | $274,444 | $3,492 | 3.24% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 21 | $4,845,000 | $230,714 | $3,484 | 3.03% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 19 | $4,765,000 | $250,789 | $6,298 | 2.89% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 15 | $4,625,000 | $308,333 | $4,675 | 3.18% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 12 | $4,610,000 | $384,167 | $4,138 | 3.63% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 11 | $4,585,000 | $416,818 | $6,267 | 2.91% |
| SANTA FE, NM (FHA|USDA|VA) | 12 | $4,510,000 | $375,833 | $4,512 | 3.25% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 13 | $4,415,000 | $339,615 | $5,899 | 2.78% |
| SAVANNAH, GA (FHA|USDA|VA) | 11 | $4,345,000 | $395,000 | $5,354 | 3.30% |
| SALEM, OR (FHA|USDA|VA) | 13 | $4,335,000 | $333,462 | $5,279 | 3.10% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 12 | $4,240,000 | $353,333 | $3,589 | 3.01% |
| GREELEY, CO (FHA|USDA|VA) | 13 | $4,145,000 | $318,846 | $3,756 | 3.08% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 11 | $4,105,000 | $373,182 | $4,619 | 3.17% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $4,095,000 | $455,000 | $6,828 | 2.79% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 16 | $4,010,000 | $250,625 | $3,948 | 3.09% |
| COLUMBIA, SC (FHA|USDA|VA) | 17 | $3,935,000 | $231,471 | $4,011 | 3.13% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 16 | $3,830,000 | $239,375 | $4,105 | 3.23% |
| MEDFORD, OR (FHA|USDA|VA) | 10 | $3,830,000 | $383,000 | $7,019 | 2.83% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 10 | $3,760,000 | $376,000 | $4,908 | 3.51% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 14 | $3,650,000 | $260,714 | $5,521 | 3.33% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 15 | $3,635,000 | $242,333 | $4,446 | 2.99% |
| MODESTO, CA (FHA|USDA|VA) | 11 | $3,575,000 | $325,000 | $5,982 | 3.03% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 10 | $3,570,000 | $357,000 | $4,475 | 3.29% |
| Traverse City, MI (FHA|USDA|VA) | 11 | $3,535,000 | $321,364 | $5,389 | 2.84% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 12 | $3,530,000 | $294,167 | $5,306 | 2.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $3,390,000 | $423,750 | $6,640 | 3.01% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 7 | $3,385,000 | $483,571 | $4,581 | 3.02% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 7 | $3,305,000 | $472,143 | $4,608 | 3.27% |
| Breckenridge, CO (FHA|USDA|VA) | 8 | $3,280,000 | $410,000 | $7,203 | 3.11% |
| Bozeman, MT (FHA|USDA|VA) | 8 | $3,260,000 | $407,500 | $7,449 | 3.20% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 16 | $3,190,000 | $199,375 | $4,153 | 2.92% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 9 | $3,095,000 | $343,889 | $4,815 | 3.33% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 8 | $3,030,000 | $378,750 | $5,637 | 3.16% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 10 | $2,980,000 | $298,000 | $6,229 | 2.86% |
| GAINESVILLE, GA (FHA|USDA|VA) | 8 | $2,920,000 | $365,000 | $4,809 | 3.09% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 7 | $2,885,000 | $412,143 | $4,482 | 3.20% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 8 | $2,790,000 | $348,750 | $6,632 | 2.91% |
| VISALIA, CA (FHA|USDA|VA) | 7 | $2,785,000 | $397,857 | $5,234 | 3.02% |
| Steamboat Springs, CO (FHA|USDA|VA) | 5 | $2,725,000 | $545,000 | $3,904 | 3.32% |
| GAINESVILLE, FL (FHA|USDA|VA) | 10 | $2,650,000 | $265,000 | $4,407 | 3.30% |
| CHICO, CA (FHA|USDA|VA) | 7 | $2,585,000 | $369,286 | $4,591 | 3.20% |
| Key West, FL (FHA|USDA|VA) | 5 | $2,545,000 | $509,000 | $7,058 | 2.90% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 12 | $2,480,000 | $206,667 | $4,888 | 3.06% |
| LANCASTER, PA (FHA|USDA|VA) | 12 | $2,420,000 | $201,667 | $4,380 | 3.14% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 7 | $2,415,000 | $345,000 | $4,776 | 2.91% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3 | $2,375,000 | $791,667 | $4,409 | 3.49% |
| MIDLAND, TX (FHA|USDA|VA) | 6 | $2,370,000 | $395,000 | $6,917 | 2.89% |
| Durango, CO (FHA|USDA|VA) | 6 | $2,310,000 | $385,000 | $6,922 | 2.85% |
| NAPA, CA (FHA|USDA|VA) | 4 | $2,120,000 | $530,000 | $7,056 | 2.91% |
| NILES, MI (FHA|USDA|VA) | 9 | $2,085,000 | $231,667 | $3,477 | 2.90% |
| Sevierville, TN (FHA|USDA|VA) | 7 | $2,065,000 | $295,000 | $3,766 | 3.04% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 8 | $2,040,000 | $255,000 | $4,080 | 2.92% |
| SPARTANBURG, SC (FHA|USDA|VA) | 9 | $1,955,000 | $217,222 | $3,943 | 3.07% |
| READING, PA (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $5,979 | 2.92% |
| TYLER, TX (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $5,170 | 2.69% |
| Oak Harbor, WA (FHA|USDA|VA) | 5 | $1,915,000 | $383,000 | $3,727 | 3.05% |
| Cullowhee, NC (FHA|USDA|VA) | 5 | $1,915,000 | $383,000 | $5,263 | 3.10% |
| Heber, UT (FHA|USDA|VA) | 3 | $1,905,000 | $635,000 | $11,388 | 3.12% |
| FORT WAYNE, IN (FHA|USDA|VA) | 7 | $1,895,000 | $270,714 | $2,838 | 3.29% |
| TOLEDO, OH (FHA|USDA|VA) | 11 | $1,885,000 | $171,364 | $4,381 | 2.93% |
| BATON ROUGE, LA (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $5,139 | 3.17% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $4,367 | 3.33% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $1,840,000 | $184,000 | $3,998 | 3.48% |
| WACO, TX (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $4,687 | 2.97% |
| FLINT, MI (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $4,948 | 3.21% |
| Edwards, CO (FHA|USDA|VA) | 3 | $1,735,000 | $578,333 | $8,776 | 2.50% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $3,259 | 3.18% |
| Outside of Metro Areas | 6 | $1,670,000 | $278,333 | $6,294 | 3.25% |
| WICHITA, KS (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $3,938 | 3.03% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $4,993 | 3.39% |
| LAFAYETTE, LA (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $4,828 | 3.09% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 9 | $1,625,000 | $180,556 | $4,571 | 2.86% |
| MORGANTOWN, WV (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $3,475 | 2.95% |
| LINCOLN, NE (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $3,823 | 3.33% |
| Boone, NC (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $6,439 | 2.92% |
| VALDOSTA, GA (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $5,049 | 3.35% |
| Ruidoso, NM (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $2,364 | 2.78% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $3,364 | 3.04% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $3,910 | 2.85% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $5,611 | 2.90% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $4,124 | 3.04% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $3,814 | 3.04% |
| OCALA, FL (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $3,520 | 3.67% |
| GREENVILLE, NC (FHA|USDA|VA) | 8 | $1,470,000 | $183,750 | $3,311 | 3.06% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $3,715 | 3.27% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $4,139 | 3.25% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $11,127 | 2.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $4,121 | 3.15% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $2,482 | 2.90% |
| RACINE, WI (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $2,526 | 3.06% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $6,374 | 3.04% |
| Holland, MI (FHA|USDA|VA) | 2 | $1,370,000 | $685,000 | $3,727 | 3.37% |
| Spearfish, SD (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $5,827 | 3.16% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $10,396 | 3.04% |
| GETTYSBURG, PA (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $6,208 | 3.15% |
| Seneca, SC (FHA|USDA|VA) | 2 | $1,320,000 | $660,000 | $5,122 | 3.31% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $3,523 | 2.98% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $1,310,000 | $655,000 | $12,631 | 2.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $4,983 | 3.10% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 9 | $1,295,000 | $143,889 | $3,838 | 3.26% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $5,052 | 3.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $4,829 | 3.30% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $7,529 | 2.69% |
| MOBILE, AL (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $4,943 | 2.83% |
| LONGVIEW, TX (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $5,366 | 2.93% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $4,740 | 2.88% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $3,102 | 3.08% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $4,346 | 3.75% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $3,503 | 2.98% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $4,539 | 2.96% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $3,878 | 3.18% |
| ROCKFORD, IL (FHA|USDA|VA) | 8 | $1,090,000 | $136,250 | $3,956 | 3.22% |
| MERCED, CA (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $6,092 | 3.08% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $12,615 | 3.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $5,198 | 3.04% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $3,428 | 3.33% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $6,038 | 3.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $3,002 | 2.79% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $4,096 | 3.21% |
| EL PASO, TX (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $3,338 | 3.16% |
| MONROE, MI (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $3,039 | 3.23% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $3,469 | 3.03% |
| YAKIMA, WA (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $3,428 | 3.18% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $5,496 | 3.29% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $4,446 | 3.38% |
| Brevard, NC (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $3,872 | 2.67% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $4,723 | 2.97% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $3,385 | 3.28% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $5,026 | 3.31% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $5,857 | 3.46% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $3,075 | 3.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $3,318 | 2.67% |
| JACKSON, MI (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $4,146 | 2.83% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $3,076 | 3.58% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $4,065 | 3.09% |
| Oxford, MS (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $5,917 | 3.17% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $4,639 | 2.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $4,571 | 3.16% |
| Shelton, WA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $4,790 | 2.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $3,909 | 3.15% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $4,279 | 2.95% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $2,626 | 3.10% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,576 | 2.91% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,912 | 2.81% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,421 | 3.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,390 | 2.90% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $3,246 | 3.10% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,485 | 3.13% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,682 | 3.21% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,068 | 3.41% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $2,346 | 3.00% |
| Los Alamos, NM (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,551 | 3.04% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $2,935 | 2.50% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $11,295 | 2.99% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $3,019 | 3.23% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $5,965 | 3.00% |
| RENO, NV (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,843 | 3.81% |
| SAGINAW, MI (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $3,028 | 2.75% |
| Brownwood, TX (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,351 | 3.50% |
| COLUMBUS, IN (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $3,174 | 2.93% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,088 | 2.88% |
| Pullman, WA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $2,929 | 2.63% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $4,629 | 3.63% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $4,144 | 3.03% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $5,106 | 2.71% |
| TOPEKA, KS (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $2,201 | 3.38% |
| Auburn, IN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,887 | 3.46% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $4,378 | 3.50% |
| Astoria, OR (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,270 | 3.00% |
| AMES, IA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,799 | 3.06% |
| Starkville, MS (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,557 | 3.17% |
| Sonora, CA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,204 | 3.63% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,284 | 3.58% |
| Vidalia, GA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,439 | 3.08% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,265 | 2.63% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,092 | 3.56% |
| DALTON, GA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,233 | 3.34% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,226 | 3.13% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,314 | 3.19% |
| FARMINGTON, NM (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,602 | 3.25% |
| JACKSON, TN (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,187 | 2.94% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,613 | 3.44% |
| Taos, NM (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,837 | 3.13% |
| ERIE, PA (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,212 | 3.25% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,862 | 3.17% |
| Newport, OR (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,823 | 3.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,152 | 2.92% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,733 | 3.00% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,170 | 2.88% |
| Marquette, MI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,458 | 3.08% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,640 | 2.75% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,060 | 3.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $3,355 | 3.88% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,811 | 3.31% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,422 | 3.06% |
| Prineville, OR (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,885 | 3.63% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,610 | 2.71% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,668 | 2.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,920 | 3.63% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,786 | 2.88% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,536 | 2.88% |
| REDDING, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,286 | 3.19% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $8,403 | 2.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $9,044 | 2.63% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,854 | 2.92% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,127 | 3.00% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,540 | 3.63% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,149 | 2.75% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,966 | 3.25% |
| Paducah, KY-IL (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $2,604 | 3.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,161 | 3.38% |
| Oskaloosa, IA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,072 | 3.38% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,271 | 3.06% |
| Huntingdon, PA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,804 | 3.06% |
| Shelby, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,434 | 3.38% |
| DOVER, DE (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,352 | 2.94% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,699 | 3.06% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,388 | 3.38% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,873 | 2.38% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,988 | 2.25% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $9,828 | 2.50% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,943 | 3.13% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $3,179 | 3.66% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,733 | 2.94% |
| Houghton, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,185 | 3.13% |
| Cullman, AL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $11,916 | 2.25% |
| Murray, KY (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,665 | 2.88% |
| Ludington, MI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,045 | 2.63% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,530 | 3.25% |
| Branson, MO (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,987 | 3.38% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $10,929 | 2.75% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,009 | 3.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,401 | 3.38% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,190 | 3.50% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,386 | 3.13% |
| McAlester, OK (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $4,337 | 3.13% |
| Fairmont, WV (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,291 | 3.33% |
| Montrose, CO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,468 | 2.75% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,768 | 3.46% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,400 | 3.13% |
| Wooster, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,153 | 2.75% |
| La Grande, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,634 | 3.25% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,120 | 2.50% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,051 | 3.38% |
| Marion, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,358 | 2.25% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,007 | 2.88% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,700 | 3.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,621 | 3.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,537 | 2.50% |
| Athens, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,817 | 2.38% |
| Torrington, CT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,673 | 2.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,302 | 3.58% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,414 | 2.50% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,113 | 4.00% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,008 | 2.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,941 | 3.38% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,595 | 3.25% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,440 | 2.94% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,285 | 3.25% |
| Marion, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,188 | 3.06% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,437 | 2.69% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,014 | 2.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,336 | 3.58% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,667 | 3.13% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,804 | 3.00% |
| Danville, KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,314 | 4.13% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,873 | 3.25% |
| Paris, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,498 | 2.50% |
| Adrian, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,956 | 3.63% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,685 | 2.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,393 | 2.88% |
| Mason City, IA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,957 | 3.44% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,971 | 3.38% |
| Hood River, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,262 | 2.88% |
| Rochelle, IL (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,460 | 3.21% |
| Sayre, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,623 | 3.50% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,515 | 3.44% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,800 | 3.50% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,321 | 3.63% |
| Lexington, NE (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,482 | 3.50% |
| Roswell, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,380 | 3.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,265 | 4.69% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,460 | 2.63% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,771 | 2.94% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,154 | 2.63% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,175 | 2.75% |
| Forest City, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,128 | 3.13% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,296 | 3.25% |
| Moscow, ID (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,582 | 3.25% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,521 | 2.88% |
| Crossville, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,048 | 3.19% |
| Athens, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,367 | 3.50% |
| Gallup, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,234 | 2.38% |
| Albertville, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,332 | 2.63% |
| Deming, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,372 | 3.75% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,339 | 2.63% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,652 | 5.00% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,975 | 3.25% |
| Kearney, NE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,013 | 2.88% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,601 | 2.25% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,901 | 3.13% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,076 | 2.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,235 | 2.94% |
| MONROE, LA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,769 | 3.25% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,546 | 2.44% |
| Sanford, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,070 | 3.56% |
| Watertown, SD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,395 | 2.50% |
| Helena, MT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,059 | 2.50% |
| Washington, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,207 | 3.25% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,272 | 3.50% |
| Minot, ND (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,415 | 2.25% |
| Ozark, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,197 | 2.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,379 | 2.75% |
| Andrews, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,887 | 2.63% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,366 | 3.00% |
| Safford, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,203 | 3.50% |
| Somerset, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,876 | 3.63% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,111 | 2.88% |
| Bay City, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,563 | 3.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,823 | 4.00% |
| Granbury, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,610 | 2.88% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,588 | 3.06% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,642 | 3.00% |
| Silver City, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,950 | 2.50% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,182 | 3.63% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,789 | 3.13% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,036 | 2.63% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,817 | 2.63% |
| Celina, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,542 | 2.50% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,478 | 3.31% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,142 | 2.25% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,313 | 3.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,134 | 3.00% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,310 | 3.00% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,053 | 3.38% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,072 | 2.63% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,770 | 2.63% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,063 | 3.00% |
| Hastings, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,253 | 2.88% |
| Picayune, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,696 | 3.38% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,926 | 3.00% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,451 | 3.63% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,652 | 3.00% |
| Waycross, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,219 | 4.00% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,582 | 2.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,320 | 2.50% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,666 | 2.75% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,374 | 4.00% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,569 | 3.25% |
| Kinston, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,403 | 2.63% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,474 | 4.00% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,616 | 3.50% |
| Palestine, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,577 | 3.25% |
| Marion, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,105 | 3.38% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,066 | 3.13% |
| Urbana, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,407 | 3.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,346 | 2.50% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,476 | 3.38% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,703 | 2.75% |
| Wilson, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,937 | 3.63% |
| Centralia, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,389 | 3.25% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,323 | 3.25% |
| Centralia, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,940 | 3.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,736 | 3.25% |
| Jasper, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,353 | 2.50% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,960 | 3.13% |
| Batesville, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,347 | 2.88% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,102 | 3.25% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,635 | 4.00% |
| Bradford, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,734 | 4.00% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,972 | 3.63% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,154 | 2.75% |
| Salem, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,308 | 2.75% |
| Palatka, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,035 | 3.88% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,028 | 4.25% |
| LIMA, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,344 | 2.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,272 | 3.00% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,119 | 3.88% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,352 | 2.63% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,728 | 3.50% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,982 | 4.50% |
| Jasper, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,477 | 3.25% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,325 | 3.50% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,998 | 3.25% |
| Somerset, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,342 | 2.50% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,170 | 3.00% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,245 | 3.38% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,392 | 2.88% |
| Union City, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,426 | 3.25% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,755 | 3.25% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,078 | 2.88% |
| Brookings, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,408 | 3.00% |
| Carroll, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,502 | 3.63% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,573 | 3.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,039 | 3.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,386 | 3.00% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,732 | 3.13% |
| Logansport, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,253 | 3.13% |
| Woodward, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,437 | 3.88% |
| London, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,825 | 2.63% |
| Madison, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,468 | 3.25% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,710 | 2.63% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,151 | 2.88% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,033 | 2.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,963 | 2.25% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,584 | 3.25% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,591 | 3.13% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,422 | 4.00% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,284 | 3.00% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,898 | 3.25% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,929 | 3.13% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,362 | 5.38% |
| Fremont, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,668 | 3.25% |
| Russellville, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,827 | 3.38% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.00% |
| Findlay, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,822 | 2.50% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,873 | 3.75% |
| New Castle, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,983 | 2.88% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,637 | 3.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,648 | 3.50% |
| Salina, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,866 | 4.00% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,848 | 4.38% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 10,701 | $4,737,335,000 | $442,700 | $5,334 | 3.07% |
For 2020, Ally Bank's most frequently originated type of loan was Conventional, with 10,701 originations.
Loan Reason
For 2020, Ally Bank's most frequently cited loan purpose was Refi, with 6,205 originations. The 2nd most popular reason was Home Purchase, with 3,260 originations.
Loan Duration/Length
For 2020, Ally Bank's most frequently cited loan duration was 30 Year, with 7,971 originations. The 2nd most popular length was 15 Year, with 2,223 originations.
Origination Fees/Closing Costs
Ally Bank's average total fees were $5,546, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,095 originations.
Interest Rates
During 2020, Ally Bank's average interest rate for loans was 3.18%, while their most frequently originated rate bucket for loans was 3-4%, with 5,122 originations.
Loan Sizing
2020 saw Ally Bank place emphasis on $200k-400k loans with 3,571 originations, totaling $1,041,315,000 in origination value.
Applicant Income
Ally Bank lent most frequently to those with incomes in the $150k-250k range, with 3,286 originations. The second most popular income band? $100k-150k, with 2,505 originations.
Applicant Debt to Income Ratio
Ally Bank lent most frequently to those with DTI ratios of 20-30%, with 3,614 originations. The next most common DTI ratio? 30-36%, with 2,133 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.77%
Ally Bank has an average approval rate.
Pick Rate
Approvals leading to origination60.07%
Ally Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 10,701 | $4,737,335,000 | $442,700 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 10,701 | $4,737,335,000 | $442,700 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ALLY FINANCIAL INC. | Other type of mortgage | Trouble during payment process | 4 | 6.8% |
| ALLY FINANCIAL INC. | Conventional home mortgage | Struggling to pay mortgage | 5 | 8.5% |
| ALLY FINANCIAL INC. | Conventional home mortgage | Trouble during payment process | 16 | 27.1% |
| ALLY FINANCIAL INC. | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 1.7% |
| ALLY FINANCIAL INC. | Home equity loan or line of credit (HELOC) | Trouble during payment process | 2 | 3.4% |
| ALLY FINANCIAL INC. | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 1.7% |
| ALLY FINANCIAL INC. | Other type of mortgage | Closing on a mortgage | 1 | 1.7% |
| ALLY FINANCIAL INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 15 | 25.4% |
| ALLY FINANCIAL INC. | Conventional home mortgage | Closing on a mortgage | 8 | 13.6% |
| ALLY FINANCIAL INC. | Conventional home mortgage | Incorrect information on your report | 6 | 10.2% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Ally Bank | 200 West Civic Centre Drive, Suite 201 Sandy, UT 84070 | Full Service Cyber Office | $133,681,000 |
For 2020, Ally Bank had 1 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $7,471,000 |
| Net interest income | $5,062,000 |
| Total noninterest income | $2,266,000 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $8,000 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $2,258,000 |
| Pre-tax net operating income | $2,365,000 |
| Securities gains (or losses, -) | $86,000 |
| Income before extraordinary items | $1,892,000 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $1,892,000 |
| Minority interest net income | $0 |
| Net income | $1,892,000 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $1,824,060 |
Ally Bank's gross interest income from loans was $7,471,000,000.
Ally Bank's net interest income from loans was $5,062,000,000.
Ally Bank's fee based income from loans was $8,000,000.
Ally Bank's net income from loans was $1,892,000,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $2,409,000 |
| Provision for credit losses | $1,553,000 |
| Total noninterest expense | $3,410,000 |
| Salaries and employee benefits | $1,233,000 |
| Premises and equipment expense | $66,000 |
| Additional noninterest expense | $2,111,000 |
| Applicable income taxes | $559,000 |
| Net charge-offs | $808,000 |
| Cash dividends | $1,150,000 |
Ally Bank's interest expense for loans was $2,409,000,000.
Ally Bank's payroll and benefits expense were $1,233,000,000.
Ally Bank's property, plant and equipment expenses $66,000,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 1.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 2.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 1.0% |
| Credit card loans | 0.0% |
| Other individual loans | 1.0% |
| Auto loans | 1.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $141,689,000 |
| Deposits held in domestic offices | $141,689,000 |
| Deposits by Individuals, partnerships, and corporations | $141,689,000 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $0 |
| Deposits by Commercial banks and other depository institutions in U.S. | $0 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $8,063,000 |
| Demand deposits | $4,620,000 |
| Nontransaction accounts | $133,626,000 |
| Money market deposit accounts (MMDAs) | $6,663,000 |
| Other savings deposits (excluding MMDAs) | $73,720,000 |
| Total time deposits | $53,243,000 |
| Total time and savings deposits | $137,069,000 |
| Noninterest-bearing deposits | $190,000 |
| Interest-bearing deposits | $141,499,000 |
| Retail deposits | $120,473,000 |
| IRAs and Keogh plan accounts | $4,558,000 |
| Brokered deposits | $12,551,000 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $172,019,000 |
| Cash & Balances due from depository institutions | $15,204,000 |
| Interest-bearing balances | $14,769,000 |
| Total securities | $27,325,000 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $114,296,000 |
| Loan and leases loss allowance | $3,275,000 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $448,000 |
| Other real estate owned | $2,000 |
| Goodwill and other intangibles | $166,000 |
| All other assets | $14,578,000 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $172,019,000 |
| Total Liabilities | $154,882,000 |
| Total deposits | $141,689,000 |
| Interest-bearing deposits | $141,499,000 |
| Deposits held in domestic offices | $141,689,000 |
| % insured (estimated) | $88 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $9,657,000 |
| Subordinated debt | $0 |
| All other liabilities | $3,536,000 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $114,296,000 |
| Loan and leases loss allowance | $3,275,000 |
| Total loans and leases (domestic) | $117,571,000 |
| All real estate loans | $20,115,000 |
| Real estate loans in domestic offices | $20,115,000 |
| Construction and development loans | $255,000 |
| Residential 1-4 family construction | $0 |
| Other construction, all land development and other land | $255,000 |
| Loans secured by nonfarm nonresidential properties | $4,569,000 |
| Nonfarm nonresidential secured by owner-occupied properties | $3,698,000 |
| Commercial real estate & other non-farm, non-residential | $871,000 |
| Multifamily residential real estate | $72,000 |
| 1-4 family residential loans | $15,219,000 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $30,738,000 |
| To non-U.S. addressees | $94,000 |
| Loans to individuals | $64,590,000 |
| Credit card loans | $0 |
| Related Plans | $0 |
| Consumer Auto Loans | $64,183,000 |
| Other loans to individuals | $407,000 |
| All other loans & leases | $2,128,000 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $1,630,000 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $13,000 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $1,180,000 |
| Non 1-4 family restructured loans & leases | $1,113,000 |
| Total loans and leases (foreign) | $0 |
Ally Bank had $114,296,000,000 of loans outstanding in 2020. $20,115,000,000 of loans were in real estate loans. $255,000,000 of loans were in development loans. $72,000,000 of loans were in multifamily mortgage loans. $15,219,000,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $64,183,000,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 84 | $51,000 | $607,143 |
| Nonfarm, nonresidential loans - $250k-1MM | 84 | $51,000 | $607,143 |
| Commercial & Industrial, US addressed loans - <$1MM | 311,495 | $8,220,000 | $26,389 |
| Commercial & Industrial, US addressed loans - <$100k | 310,341 | $7,802,000 | $25,140 |
| Commercial & Industrial, US addressed loans - $100-250k | 212 | $24,000 | $113,208 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 942 | $394,000 | $418,259 |