Finance Of America Reverse Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300S5YL3OH0IVCS62
Tax ID: 20-0304793
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Review & Overview
Finance Of America Reverse is a mid-sized mortgage company specializing in Refi loans. They have a a high proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Finance Of America Reverse has a low ratio of conventional loans. Their top markets by origination volume include: Los Angeles, San Francisco, San Diego, New York, and San Jose among others. We have data for 424 markets. (Some data included below & more in-depth data is available with an active subscription.)Finance Of America Reverse has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Finance Of America Reverse is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.72% | 4/19/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Finance Of America Reverse Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
10,943Origination Dollar Volume (All Markets)
$4,885,835,000Awards
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FINANCE OF AMERICA REVERSE - 2022
FINANCE OF AMERICA REVERSE is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,521 | $1,075,615,000 | $707,176 | $3,200 | 6.41% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 621 | $516,025,000 | $830,958 | $3,074 | 6.86% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 470 | $287,300,000 | $611,277 | $2,932 | 6.27% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 593 | $267,535,000 | $451,155 | $0 | 5.29% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 257 | $257,395,000 | $1,001,537 | $0 | 7.33% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 506 | $171,890,000 | $339,704 | $2,596 | 5.45% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 548 | $162,750,000 | $296,989 | $3,110 | 4.79% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 279 | $129,595,000 | $464,498 | $0 | 5.49% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 330 | $107,780,000 | $326,606 | $0 | 5.05% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 195 | $96,685,000 | $495,821 | $0 | 5.75% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 67 | $75,185,000 | $1,122,164 | $0 | 6.74% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 199 | $72,455,000 | $364,095 | $2,583 | 5.24% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 83 | $61,455,000 | $740,422 | $0 | 6.70% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 107 | $60,115,000 | $561,822 | $2,793 | 5.83% |
| Outside of Metro Areas | 180 | $52,710,000 | $292,833 | $0 | 5.31% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 223 | $47,935,000 | $214,955 | $0 | 5.49% |
| BOISE CITY, ID (FHA|USDA|VA) | 171 | $45,105,000 | $263,772 | $0 | 4.92% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 63 | $44,625,000 | $708,333 | $3,091 | 7.36% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 99 | $43,495,000 | $439,343 | $0 | 5.16% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 129 | $42,265,000 | $327,636 | $0 | 5.10% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 110 | $41,890,000 | $380,818 | $0 | 5.45% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 164 | $41,650,000 | $253,963 | $0 | 5.24% |
| SALINAS, CA (FHA|USDA|VA) | 51 | $41,565,000 | $815,000 | $0 | 6.39% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 149 | $41,415,000 | $277,953 | $3,107 | 5.83% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 122 | $39,520,000 | $323,934 | $0 | 4.88% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 66 | $39,380,000 | $596,667 | $0 | 5.73% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 85 | $31,045,000 | $365,235 | $2,723 | 5.11% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 83 | $26,545,000 | $319,819 | $3,070 | 4.95% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 105 | $26,315,000 | $250,619 | $0 | 5.96% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 77 | $22,375,000 | $290,584 | $0 | 4.98% |
| BEND, OR (FHA|USDA|VA) | 55 | $22,125,000 | $402,273 | $0 | 4.68% |
| RENO, NV (FHA|USDA|VA) | 52 | $21,900,000 | $421,154 | $0 | 6.18% |
| NAPA, CA (FHA|USDA|VA) | 29 | $21,405,000 | $738,103 | $0 | 6.01% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 109 | $20,645,000 | $189,404 | $0 | 5.58% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 84 | $20,630,000 | $245,595 | $0 | 5.50% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 81 | $19,955,000 | $246,358 | $0 | 4.56% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 83 | $19,955,000 | $240,422 | $0 | 5.45% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 92 | $19,290,000 | $209,674 | $0 | 4.81% |
| ST. GEORGE, UT (FHA|USDA|VA) | 46 | $16,600,000 | $360,870 | $0 | 5.20% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 36 | $16,350,000 | $454,167 | $0 | 5.85% |
| Hilo, HI (FHA|USDA|VA) | 29 | $16,245,000 | $560,172 | $0 | 6.20% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 24 | $15,500,000 | $645,833 | $0 | 6.08% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 22 | $15,300,000 | $695,455 | $0 | 6.85% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 47 | $14,385,000 | $306,064 | $0 | 6.18% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 42 | $14,200,000 | $338,095 | $0 | 4.80% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 31 | $13,765,000 | $444,032 | $0 | 4.94% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 43 | $13,335,000 | $310,116 | $0 | 5.77% |
| Outside of Metro Areas | 30 | $13,310,000 | $443,667 | $0 | 5.70% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 44 | $12,940,000 | $294,091 | $0 | 5.69% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 52 | $12,560,000 | $241,538 | $2,955 | 5.16% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 43 | $12,475,000 | $290,116 | $0 | 4.80% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 60 | $12,040,000 | $200,667 | $0 | 5.48% |
| BOULDER, CO (FHA|USDA|VA) | 23 | $10,845,000 | $471,522 | $0 | 5.19% |
| VALLEJO, CA (FHA|USDA|VA) | 26 | $10,840,000 | $416,923 | $0 | 5.52% |
| STOCKTON, CA (FHA|USDA|VA) | 34 | $10,470,000 | $307,941 | $2,674 | 4.53% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 36 | $10,360,000 | $287,778 | $0 | 6.08% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 22 | $10,340,000 | $470,000 | $0 | 5.36% |
| TUCSON, AZ (FHA|USDA|VA) | 51 | $9,785,000 | $191,863 | $0 | 4.82% |
| PROVO-OREM, UT (FHA|USDA|VA) | 30 | $9,600,000 | $320,000 | $0 | 5.45% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 20 | $9,540,000 | $477,000 | $0 | 5.40% |
| FORT COLLINS, CO (FHA|USDA|VA) | 24 | $9,240,000 | $385,000 | $0 | 5.30% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 35 | $9,115,000 | $260,429 | $0 | 4.41% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 17 | $8,785,000 | $516,765 | $2,277 | 5.42% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 42 | $8,490,000 | $202,143 | $0 | 4.79% |
| Hailey, ID (FHA|USDA|VA) | 9 | $8,305,000 | $922,778 | $0 | 6.39% |
| Heber, UT (FHA|USDA|VA) | 10 | $8,160,000 | $816,000 | $0 | 5.60% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 35 | $8,105,000 | $231,571 | $0 | 4.49% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 23 | $8,065,000 | $350,652 | $0 | 4.91% |
| Key West, FL (FHA|USDA|VA) | 7 | $7,685,000 | $1,097,857 | $0 | 8.19% |
| MODESTO, CA (FHA|USDA|VA) | 31 | $7,575,000 | $244,355 | $2,421 | 5.10% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 34 | $7,200,000 | $211,765 | $0 | 5.48% |
| Oak Harbor, WA (FHA|USDA|VA) | 15 | $7,155,000 | $477,000 | $0 | 5.59% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 32 | $7,030,000 | $219,688 | $0 | 4.94% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 34 | $6,710,000 | $197,353 | $0 | 5.09% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 14 | $6,660,000 | $475,714 | $3,239 | 5.88% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 27 | $6,135,000 | $227,222 | $0 | 4.94% |
| SANTA FE, NM (FHA|USDA|VA) | 17 | $6,055,000 | $356,176 | $0 | 4.45% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 27 | $5,715,000 | $211,667 | $0 | 5.44% |
| GREELEY, CO (FHA|USDA|VA) | 18 | $5,590,000 | $310,556 | $0 | 5.35% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 15 | $5,475,000 | $365,000 | $0 | 5.45% |
| THE VILLAGES, FL (FHA|USDA|VA) | 22 | $5,360,000 | $243,636 | $0 | 4.72% |
| Glenwood Springs, CO (FHA|USDA|VA) | 5 | $5,295,000 | $1,059,000 | $0 | 6.33% |
| BELLINGHAM, WA (FHA|USDA|VA) | 15 | $5,035,000 | $335,667 | $0 | 3.78% |
| ASHEVILLE, NC (FHA|USDA|VA) | 18 | $4,910,000 | $272,778 | $0 | 5.01% |
| Kapaa, HI (FHA|USDA|VA) | 7 | $4,665,000 | $666,429 | $0 | 6.16% |
| SALEM, OR (FHA|USDA|VA) | 17 | $4,365,000 | $256,765 | $0 | 5.37% |
| WILMINGTON, NC (FHA|USDA|VA) | 14 | $4,010,000 | $286,429 | $0 | 6.88% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 16 | $4,000,000 | $250,000 | $0 | 5.57% |
| Bozeman, MT (FHA|USDA|VA) | 10 | $3,970,000 | $397,000 | $0 | 3.94% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 18 | $3,930,000 | $218,333 | $0 | 6.58% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 21 | $3,885,000 | $185,000 | $0 | 5.42% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 25 | $3,845,000 | $153,800 | $0 | 4.76% |
| Port Angeles, WA (FHA|USDA|VA) | 14 | $3,830,000 | $273,571 | $0 | 4.77% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 17 | $3,785,000 | $222,647 | $0 | 4.69% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 20 | $3,680,000 | $184,000 | $0 | 6.47% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 12 | $3,660,000 | $305,000 | $0 | 6.55% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 8 | $3,530,000 | $441,250 | $0 | 5.78% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 12 | $3,500,000 | $291,667 | $0 | 5.01% |
| OCALA, FL (FHA|USDA|VA) | 20 | $3,410,000 | $170,500 | $0 | 5.56% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 16 | $3,320,000 | $207,500 | $0 | 4.95% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 9 | $3,285,000 | $365,000 | $0 | 5.51% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 20 | $3,260,000 | $163,000 | $0 | 4.99% |
| CHICO, CA (FHA|USDA|VA) | 14 | $3,200,000 | $228,571 | $0 | 4.85% |
| MEDFORD, OR (FHA|USDA|VA) | 14 | $3,160,000 | $225,714 | $0 | 4.88% |
| Ukiah, CA (FHA|USDA|VA) | 7 | $3,095,000 | $442,143 | $0 | 6.32% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 14 | $3,050,000 | $217,857 | $0 | 5.22% |
| FRESNO, CA (FHA|USDA|VA) | 13 | $3,045,000 | $234,231 | $0 | 5.65% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 11 | $3,015,000 | $274,091 | $0 | 5.33% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 17 | $2,995,000 | $176,176 | $0 | 6.58% |
| Edwards, CO (FHA|USDA|VA) | 5 | $2,995,000 | $599,000 | $0 | 4.34% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 21 | $2,925,000 | $139,286 | $0 | 5.77% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $2,875,000 | $410,714 | $0 | 7.14% |
| Torrington, CT (FHA|USDA|VA) | 4 | $2,780,000 | $695,000 | $0 | 4.82% |
| Steamboat Springs, CO (FHA|USDA|VA) | 4 | $2,620,000 | $655,000 | $0 | 6.42% |
| Fernley, NV (FHA|USDA|VA) | 14 | $2,590,000 | $185,000 | $0 | 4.68% |
| Sandpoint, ID (FHA|USDA|VA) | 5 | $2,525,000 | $505,000 | $0 | 5.63% |
| YUBA CITY, CA (FHA|USDA|VA) | 10 | $2,480,000 | $248,000 | $0 | 4.44% |
| WENATCHEE, WA (FHA|USDA|VA) | 8 | $2,470,000 | $308,750 | $0 | 5.72% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $2,465,000 | $352,143 | $0 | 5.22% |
| Roseburg, OR (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $0 | 4.88% |
| REDDING, CA (FHA|USDA|VA) | 10 | $2,340,000 | $234,000 | $2,721 | 5.09% |
| LOGAN, UT-ID (FHA|USDA|VA) | 9 | $2,325,000 | $258,333 | $0 | 3.60% |
| Prineville, OR (FHA|USDA|VA) | 8 | $2,320,000 | $290,000 | $0 | 4.42% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 16 | $2,260,000 | $141,250 | $0 | 5.61% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $2,250,000 | $562,500 | $0 | 5.93% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 10 | $2,200,000 | $220,000 | $0 | 6.17% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 15 | $2,195,000 | $146,333 | $0 | 5.04% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 12 | $2,190,000 | $182,500 | $0 | 4.45% |
| Clearlake, CA (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $0 | 3.99% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 10 | $2,110,000 | $211,000 | $0 | 4.13% |
| COLUMBUS, OH (FHA|USDA|VA) | 14 | $2,080,000 | $148,571 | $0 | 5.75% |
| PUEBLO, CO (FHA|USDA|VA) | 11 | $2,075,000 | $188,636 | $0 | 4.26% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $2,065,000 | $688,333 | $0 | 8.72% |
| Astoria, OR (FHA|USDA|VA) | 6 | $2,040,000 | $340,000 | $0 | 6.13% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 8 | $2,040,000 | $255,000 | $0 | 4.91% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $0 | 4.60% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $0 | 5.45% |
| WACO, TX (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $0 | 5.52% |
| KINGSTON, NY (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $0 | 5.04% |
| Brevard, NC (FHA|USDA|VA) | 4 | $1,830,000 | $457,500 | $0 | 5.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $0 | 5.76% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $0 | 4.82% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $0 | 5.13% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 9 | $1,745,000 | $193,889 | $0 | 4.87% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $1,740,000 | $870,000 | $0 | 6.59% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 10 | $1,740,000 | $174,000 | $0 | 5.91% |
| POCATELLO, ID (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $0 | 4.22% |
| Payson, AZ (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $0 | 5.86% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $0 | 3.30% |
| RICHMOND, VA (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $0 | 5.36% |
| VISALIA, CA (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $0 | 5.57% |
| GRANTS PASS, OR (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $0 | 4.99% |
| KNOXVILLE, TN (FHA|USDA|VA) | 9 | $1,535,000 | $170,556 | $0 | 5.35% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $0 | 6.93% |
| Granbury, TX (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $0 | 3.94% |
| LONGVIEW, WA (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $0 | 6.32% |
| Pahrump, NV (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $0 | 5.18% |
| Jackson, WY-ID (FHA|USDA|VA) | 3 | $1,445,000 | $481,667 | $0 | 4.66% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $0 | 4.92% |
| CARSON CITY, NV (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $0 | 5.80% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 9 | $1,395,000 | $155,000 | $0 | 7.22% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 10 | $1,380,000 | $138,000 | $0 | 5.49% |
| Brookings, OR (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $0 | 6.71% |
| Vineyard Haven, MA (FHA|USDA|VA) | 2 | $1,330,000 | $665,000 | $0 | 9.87% |
| YAKIMA, WA (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $0 | 4.99% |
| MISSOULA, MT (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $0 | 4.23% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $0 | 7.17% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $0 | 5.73% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 10 | $1,240,000 | $124,000 | $0 | 4.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 8 | $1,220,000 | $152,500 | $0 | 5.36% |
| CORVALLIS, OR (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $0 | 7.77% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $0 | 5.20% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $0 | 4.21% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $0 | 5.28% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $0 | 5.03% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $0 | 5.06% |
| Boone, NC (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $0 | 8.10% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 10 | $1,170,000 | $117,000 | $0 | 5.85% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $0 | 3.41% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $0 | 3.76% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $0 | 5.58% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $0 | 5.18% |
| ROCHESTER, NY (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $0 | 6.10% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $0 | 4.40% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 9 | $995,000 | $110,556 | $0 | 4.86% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $0 | 6.44% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $0 | 4.48% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $0 | 4.29% |
| Seneca, SC (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $0 | 7.56% |
| Concord, NH (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $0 | 4.60% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $0 | 4.42% |
| Ontario, OR-ID (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $0 | 4.72% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $0 | 3.40% |
| AMARILLO, TX (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $0 | 3.74% |
| TULSA, OK (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $0 | 5.48% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $860,000 | $107,500 | $0 | 6.99% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $0 | 5.08% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $0 | 4.41% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $0 | 3.86% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $0 | 6.13% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 8 | $790,000 | $98,750 | $0 | 5.23% |
| Holland, MI (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $0 | 5.59% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $0 | 5.11% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $0 | 4.23% |
| Athens, TX (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $0 | 4.30% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $0 | 5.92% |
| MOBILE, AL (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $0 | 5.97% |
| MERCED, CA (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $0 | 3.48% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $0 | 6.59% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $0 | 3.93% |
| Cañon City, CO (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $0 | 3.85% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $0 | 5.08% |
| MADISON, WI (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $0 | 5.05% |
| Shelton, WA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $0 | 6.26% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $0 | 3.50% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $0 | 2.84% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $0 | 4.31% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $0 | 4.03% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $0 | 5.59% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $0 | 4.65% |
| Moscow, ID (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $0 | 3.67% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $0 | 5.27% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $0 | 5.48% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $0 | 6.57% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $0 | 6.82% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $0 | 7.10% |
| SYRACUSE, NY (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $0 | 6.26% |
| Burley, ID (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $0 | 2.98% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $0 | 3.02% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $0 | 6.03% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $0 | 7.45% |
| Durango, CO (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $0 | 9.74% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $0 | 4.90% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $0 | 6.78% |
| Rockport, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $0 | 9.93% |
| Hudson, NY (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $0 | 5.59% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $0 | 5.94% |
| Sonora, CA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $0 | 6.03% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 4.84% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 2.49% |
| MADERA, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 4.65% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 6.27% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $2,686 | 4.89% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 4.86% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $0 | 7.23% |
| Brenham, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 9.12% |
| Easton, MD (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 5.00% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 5.78% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 4.55% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 9.74% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 6.12% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 4.69% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 3.29% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 3.20% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 4.53% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 9.74% |
| Laconia, NH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 7.06% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 4.11% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 5.26% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 5.53% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 5.06% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 4.72% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 2.61% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 6.69% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 5.15% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 4.52% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 3.22% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 9.36% |
| Hutchinson, MN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 5.98% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 4.16% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 3.11% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 7.14% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 4.93% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 3.53% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 5.38% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 4.98% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 5.42% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 9.12% |
| AKRON, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 2.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 7.24% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 4.99% |
| Sanford, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 6.77% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 4.92% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 8.47% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 9.96% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 3.45% |
| BINGHAMTON, NY (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 5.22% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 5.42% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 4.78% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 4.41% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 2.76% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 3.82% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 4.58% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 7.12% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 3.57% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 7.08% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 3.20% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 5.81% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 5.05% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 2.93% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 4.29% |
| CASPER, WY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 3.81% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 5.24% |
| Barre, VT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 2.26% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 5.78% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 4.95% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 9.62% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.37% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 3.95% |
| Laramie, WY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.31% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 3.02% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 3.91% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 7.06% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 8.45% |
| Montrose, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 5.50% |
| Vernal, UT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 5.50% |
| Farmington, MO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 6.01% |
| Cortland, NY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 3.22% |
| Taos, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 5.33% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.43% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 6.50% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 6.32% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 5.46% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.64% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 3.07% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.55% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.73% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.61% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.38% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.75% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.74% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.40% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.14% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.18% |
| Shelby, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.82% |
| Berlin, NH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.77% |
| Elko, NV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.74% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.12% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.56% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 2.52% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 9.15% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 3.31% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.41% |
| Durant, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.77% |
| Centralia, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.70% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.27% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.81% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.30% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 2.12% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.83% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.19% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 6.59% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.11% |
| Newberry, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.10% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.10% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.48% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.64% |
| Auburn, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.92% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.45% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.87% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.65% |
| Palestine, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.87% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.23% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.64% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.47% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.53% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 9.87% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.62% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.98% |
| Troy, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.08% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.78% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.34% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.87% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.49% |
| Salem, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.27% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.35% |
| READING, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.82% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.07% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.48% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.61% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.44% |
| Craig, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.18% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.17% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.31% |
| Grants, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.58% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.61% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.99% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.87% |
| Branson, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.56% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.12% |
| Union, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.24% |
| North Platte, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.86% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.87% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.21% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.03% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.87% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.75% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.38% |
| Athens, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.73% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.81% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.17% |
| Washington, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.93% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.89% |
| Safford, AZ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 2.73% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.23% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.61% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.93% |
| TYLER, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.87% |
| Bradford, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.66% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.41% |
| Forest City, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.68% |
| Minot, ND (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.30% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.40% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.86% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.61% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.52% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.48% |
| Danville, VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.22% |
| NILES, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.07% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 3.77% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.74% |
| Austin, MN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.38% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.74% |
| Waycross, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.37% |
Product Mix
For 2022, Finance Of America Reverse's most frequently originated type of loan was FHA, with 6,892 originations. Their 2nd most popular type was HELOC, with 2,257 originations.
Loan Reason
For 2022, Finance Of America Reverse's most frequently cited loan purpose was Refi, with 8,248 originations. The 2nd most popular reason was Other, with 1,954 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 10,895 | $4,864,455,000 | $446,485 | $0 | 5.66% |
| 30 Year | 48 | $21,380,000 | $445,417 | $2,907 | 7.02% |
For 2022, Finance Of America Reverse's most frequently cited loan duration was Other, with 10,895 originations. The 2nd most popular length was 30 Year, with 48 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 48 | $21,380,000 | $445,417 |
Finance Of America Reverse's average total fees were $2,907, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 48 originations.
Interest Rates
During 2022, Finance Of America Reverse's average interest rate for loans was 7.02%, while their most frequently originated rate bucket for loans was 3-4%, with 2,147 originations.
Loan Sizing
2022 saw Finance Of America Reverse place emphasis on $200k-400k loans with 4,149 originations, totaling $1,192,625,000 in origination value.
Applicant Income
Finance Of America Reverse lent most frequently to those with incomes in the $50k or less range, with 9,011 originations. The second most popular income band? $50k-75k, with 1,359 originations.
Applicant Debt to Income Ratio
Finance Of America Reverse lent most frequently to those with DTI ratios of 50-60%, with 14 originations. The next most common DTI ratio? 42%, with 7 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.56%
Finance Of America Reverse has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination65.13%
Finance Of America Reverse has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 10,943 | $4,885,835,000 | $446,480 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10,943 | $4,885,835,000 | $446,480 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Finance of America Holdings LLC | Reverse mortgage | Trouble during payment process | 1 | 100.0% |