Zillow Home Loans Mortgage Rates, Fees & Info
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Mortgage Data
Review & Overview
Zillow Home Loans is a smaller mortgage company specializing in Home Purchase loans. Zillow Home Loans has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Atlanta, Seattle, Dallas, and Washington among others. We have data for 483 markets. (Some data included below & more in-depth data is available with an active subscription.)Zillow Home Loans has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Zillow Home Loans is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.70% | 12/16/24 |
| 30 Year Conventional Refi | 6.31% | 12/16/24 |
| 30 Year Cash-out Refi | 6.61% | 12/16/24 |
| 30 Year FHA Purchase | 7.17% | 12/16/24 |
| 30 Year FHA Refi | 6.67% | 12/16/24 |
| 30 Year VA Purchase | 6.14% | 12/16/24 |
| 30 Year VA Refi | 6.05% | 12/16/24 |
| 15 Year Conventional Purchase | 5.95% | 12/16/24 |
| 15 Year Conventional Refi | 5.83% | 12/16/24 |
| 15 Year Cash-out Refi | 5.83% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Zillow Home Loans Mortgage Calculator
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This is not an official calculator from Zillow Home Loans. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,866Origination Dollar Volume (All Markets)
$627,480,000Awards
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ZILLOW HOME LOANS - 2019
ZILLOW HOME LOANS is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 184 | $38,990,000 | $211,902 | $3,308 | 4.11% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 145 | $35,165,000 | $242,517 | $4,069 | 4.06% |
| Outside of Metro Areas | 198 | $34,380,000 | $173,636 | $3,749 | 4.41% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 49 | $17,675,000 | $360,714 | $4,845 | 3.90% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 63 | $16,965,000 | $269,286 | $5,493 | 3.97% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 40 | $12,980,000 | $324,500 | $5,174 | 3.88% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 37 | $12,695,000 | $343,108 | $4,697 | 3.95% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 55 | $12,695,000 | $230,818 | $5,382 | 4.16% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 49 | $11,825,000 | $241,327 | $4,560 | 3.99% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 46 | $11,570,000 | $251,522 | $5,002 | 4.19% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 41 | $11,285,000 | $275,244 | $4,241 | 4.15% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 48 | $10,880,000 | $226,667 | $5,476 | 4.15% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 41 | $8,855,000 | $215,976 | $4,960 | 4.15% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 26 | $8,580,000 | $330,000 | $3,398 | 4.09% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 33 | $8,215,000 | $248,939 | $5,517 | 4.16% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 28 | $7,440,000 | $265,714 | $3,646 | 3.87% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 37 | $7,395,000 | $199,865 | $4,522 | 4.19% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 29 | $6,465,000 | $222,931 | $3,942 | 4.38% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 34 | $6,290,000 | $185,000 | $3,877 | 4.07% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 23 | $5,905,000 | $256,739 | $4,427 | 3.90% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 16 | $5,800,000 | $362,500 | $4,916 | 3.98% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 14 | $5,150,000 | $367,857 | $6,250 | 3.83% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 16 | $5,020,000 | $313,750 | $4,465 | 4.23% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 21 | $4,695,000 | $223,571 | $4,185 | 4.28% |
| PITTSBURGH, PA (FHA|USDA|VA) | 24 | $4,450,000 | $185,417 | $3,481 | 4.23% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 25 | $4,425,000 | $177,000 | $2,935 | 4.34% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 21 | $4,385,000 | $208,810 | $2,448 | 4.07% |
| RICHMOND, VA (FHA|USDA|VA) | 18 | $4,370,000 | $242,778 | $3,809 | 4.17% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 15 | $4,175,000 | $278,333 | $2,275 | 4.04% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 21 | $4,135,000 | $196,905 | $3,208 | 4.42% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 18 | $4,130,000 | $229,444 | $5,003 | 4.19% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 16 | $4,090,000 | $255,625 | $5,207 | 3.96% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 8 | $4,070,000 | $508,750 | $7,592 | 3.72% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 18 | $3,960,000 | $220,000 | $3,320 | 4.31% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 20 | $3,800,000 | $190,000 | $3,454 | 4.10% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 19 | $3,735,000 | $196,579 | $5,011 | 4.28% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 18 | $3,370,000 | $187,222 | $4,229 | 4.16% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 10 | $3,330,000 | $333,000 | $4,470 | 3.74% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 15 | $3,165,000 | $211,000 | $3,941 | 4.16% |
| KNOXVILLE, TN (FHA|USDA|VA) | 17 | $2,955,000 | $173,824 | $3,809 | 4.24% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 14 | $2,900,000 | $207,143 | $4,815 | 4.24% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 13 | $2,895,000 | $222,692 | $3,684 | 4.34% |
| SAVANNAH, GA (FHA|USDA|VA) | 14 | $2,880,000 | $205,714 | $4,002 | 3.96% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $2,835,000 | $567,000 | $12,579 | 3.95% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 12 | $2,730,000 | $227,500 | $3,292 | 4.10% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 12 | $2,700,000 | $225,000 | $4,907 | 4.18% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 12 | $2,690,000 | $224,167 | $5,039 | 3.96% |
| COLUMBIA, SC (FHA|USDA|VA) | 15 | $2,635,000 | $175,667 | $3,498 | 4.05% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 14 | $2,500,000 | $178,571 | $3,479 | 4.26% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 12 | $2,430,000 | $202,500 | $4,209 | 4.27% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 14 | $2,400,000 | $171,429 | $3,769 | 4.38% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 13 | $2,275,000 | $175,000 | $2,405 | 4.29% |
| PANAMA CITY, FL (FHA|USDA|VA) | 11 | $2,165,000 | $196,818 | $4,588 | 4.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 10 | $2,100,000 | $210,000 | $4,575 | 4.08% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 12 | $2,090,000 | $174,167 | $4,006 | 4.49% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 10 | $2,060,000 | $206,000 | $4,106 | 4.43% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 11 | $2,055,000 | $186,818 | $3,261 | 4.30% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $8,239 | 3.73% |
| TOPEKA, KS (FHA|USDA|VA) | 13 | $2,025,000 | $155,769 | $3,372 | 4.51% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 10 | $1,990,000 | $199,000 | $4,943 | 4.26% |
| TULSA, OK (FHA|USDA|VA) | 12 | $1,910,000 | $159,167 | $3,351 | 4.54% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 10 | $1,910,000 | $191,000 | $3,982 | 4.08% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $3,220 | 4.67% |
| WICHITA, KS (FHA|USDA|VA) | 9 | $1,885,000 | $209,444 | $5,159 | 3.82% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 10 | $1,840,000 | $184,000 | $4,079 | 4.31% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $5,036 | 4.31% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $5,329 | 4.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $3,054 | 4.40% |
| OCALA, FL (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $5,187 | 4.24% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $4,097 | 4.02% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $4,224 | 3.89% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $4,463 | 4.28% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $1,761 | 4.36% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $2,951 | 4.06% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 9 | $1,685,000 | $187,222 | $3,502 | 4.53% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3 | $1,675,000 | $558,333 | $10,769 | 4.08% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $4,250 | 4.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 11 | $1,655,000 | $150,455 | $3,423 | 3.92% |
| LONGVIEW, TX (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $4,266 | 4.06% |
| LAWRENCE, KS (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $3,661 | 4.27% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $5,837 | 4.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $3,351 | 4.22% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 10 | $1,630,000 | $163,000 | $3,440 | 4.30% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 9 | $1,555,000 | $172,778 | $3,612 | 4.19% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $3,846 | 4.52% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $4,632 | 4.18% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $4,707 | 4.19% |
| FORT WAYNE, IN (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $4,491 | 4.00% |
| CLEVELAND, TN (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $4,787 | 3.71% |
| COLUMBUS, OH (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $4,222 | 4.08% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $4,246 | 4.31% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $2,232 | 3.84% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $2,932 | 3.98% |
| MOBILE, AL (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $2,953 | 4.33% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $5,223 | 4.53% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $3,027 | 4.86% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $3,450 | 4.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $4,097 | 3.96% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $3,172 | 4.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $3,974 | 3.96% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $4,197 | 4.88% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $6,149 | 4.17% |
| WILMINGTON, NC (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $3,614 | 3.92% |
| Williston, ND (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $4,628 | 4.56% |
| LAS CRUCES, NM (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $3,351 | 4.81% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $4,236 | 4.65% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $4,762 | 3.88% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $3,821 | 4.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $2,821 | 4.40% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $3,063 | 4.10% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $4,145 | 4.19% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $3,466 | 4.20% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $9,545 | 4.00% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $5,099 | 4.08% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $2,847 | 4.33% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $4,759 | 4.58% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $4,138 | 4.31% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $3,831 | 4.60% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $8,350 | 4.13% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $3,229 | 4.52% |
| Richmond-Berea, KY (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $2,087 | 3.88% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $6,472 | 4.19% |
| SALEM, OR (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $3,814 | 4.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $3,750 | 4.33% |
| Ottawa, IL (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $4,989 | 4.35% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $2,418 | 4.56% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $4,158 | 4.45% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $3,870 | 4.38% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $3,496 | 4.33% |
| Ottawa, KS (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $3,250 | 4.25% |
| Seneca, SC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $2,234 | 4.42% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $3,607 | 4.85% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $3,516 | 4.35% |
| AMARILLO, TX (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,786 | 4.19% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $6,067 | 4.12% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $2,836 | 4.06% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $4,584 | 4.13% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $3,390 | 4.38% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $2,189 | 3.92% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $3,550 | 4.06% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $3,242 | 4.47% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $1,872 | 3.85% |
| Boone, NC (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $1,732 | 4.13% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $3,460 | 4.48% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,564 | 4.22% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $2,609 | 4.03% |
| Tupelo, MS (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $3,122 | 4.25% |
| MANHATTAN, KS (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $3,396 | 4.09% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $3,179 | 4.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,037 | 4.17% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $6,630 | 4.04% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,816 | 3.94% |
| Pittsburg, KS (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $1,925 | 4.09% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $2,874 | 4.09% |
| Pullman, WA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $2,694 | 4.19% |
| LaGrange, GA-AL (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $2,695 | 4.30% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,264 | 4.71% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,496 | 4.59% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $3,700 | 4.38% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $6,585 | 3.63% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,138 | 4.00% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $7,600 | 3.88% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,686 | 4.69% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,273 | 3.56% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $2,770 | 4.25% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,529 | 4.33% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $1,767 | 4.04% |
| Sikeston, MO (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $1,843 | 4.22% |
| SAN ANGELO, TX (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,410 | 4.67% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,253 | 4.38% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,936 | 3.63% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,334 | 4.22% |
| Huntingdon, PA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,640 | 4.63% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,612 | 4.53% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $2,685 | 3.63% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,569 | 4.08% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,344 | 4.25% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,859 | 4.58% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $5,093 | 3.63% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,515 | 4.42% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $3,138 | 4.06% |
| READING, PA (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $2,626 | 4.56% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,124 | 3.81% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $2,240 | 4.16% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,415 | 4.42% |
| Astoria, OR (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,148 | 4.75% |
| Dickinson, ND (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,338 | 3.94% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,452 | 4.63% |
| AKRON, OH (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $2,808 | 4.06% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,384 | 3.88% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,139 | 4.09% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,557 | 4.69% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,204 | 4.21% |
| DOTHAN, AL (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $1,941 | 4.91% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,248 | 4.69% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,372 | 4.67% |
| Elizabeth City, NC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,446 | 4.38% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,146 | 4.46% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,895 | 3.69% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,315 | 4.06% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,154 | 4.67% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,391 | 4.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,009 | 3.25% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,543 | 4.38% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $7,427 | 3.38% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,562 | 4.21% |
| Paducah, KY-IL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,843 | 4.38% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,040 | 4.19% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,823 | 3.63% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,417 | 4.00% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,842 | 4.75% |
| Emporia, KS (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $3,366 | 4.28% |
| RENO, NV (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,784 | 4.00% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,034 | 4.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $1,176 | 4.67% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,563 | 4.75% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $2,207 | 4.04% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,381 | 4.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,397 | 4.75% |
| BEND, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,286 | 4.00% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,788 | 4.63% |
| Vidalia, GA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,914 | 4.13% |
| Kirksville, MO (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,377 | 4.75% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,243 | 4.33% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,026 | 4.33% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,853 | 4.56% |
| MERCED, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $10,704 | 4.00% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,109 | 3.81% |
| Indiana, PA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,303 | 3.50% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,036 | 4.50% |
| DOVER, DE (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,986 | 3.56% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,495 | 3.81% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,936 | 4.00% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,587 | 4.19% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,095 | 3.63% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,439 | 3.13% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $2,969 | 4.58% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,046 | 4.56% |
| El Campo, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,092 | 4.06% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,525 | 4.50% |
| ERIE, PA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,124 | 4.56% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,583 | 4.75% |
| Rockport, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,834 | 3.69% |
| Keene, NH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,990 | 4.25% |
| Albertville, AL (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,077 | 4.67% |
| Picayune, MS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,626 | 3.13% |
| Moscow, ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,646 | 4.88% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,960 | 3.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,316 | 3.94% |
| MONROE, LA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,308 | 3.94% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,026 | 4.25% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,991 | 4.50% |
| Newport, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,440 | 3.50% |
| Shelton, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $600 | 3.75% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,243 | 4.63% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,980 | 3.63% |
| Taos, NM (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,588 | 4.63% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $585 | 4.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,660 | 4.56% |
| MONROE, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,982 | 4.06% |
| Wooster, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,276 | 4.44% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,326 | 3.50% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,968 | 3.50% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,479 | 3.81% |
| Sanford, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,618 | 4.88% |
| TYLER, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,396 | 4.38% |
| Dublin, GA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $1,822 | 4.54% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,131 | 5.00% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,076 | 4.25% |
| London, KY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,143 | 4.25% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,475 | 3.69% |
| Torrington, CT (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,302 | 4.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,889 | 3.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $895 | 3.69% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,370 | 4.31% |
| Guymon, OK (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,381 | 4.63% |
| ROME, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,351 | 3.75% |
| Crossville, TN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,199 | 3.75% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,276 | 4.94% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,679 | 4.19% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,749 | 3.88% |
| Lake City, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,429 | 3.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $1,647 | 4.75% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,221 | 4.88% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $1,843 | 4.81% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,460 | 4.75% |
| Palatka, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,040 | 5.00% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,184 | 4.13% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,828 | 4.00% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,810 | 4.00% |
| Elko, NV (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,515 | 3.88% |
| WACO, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,369 | 3.81% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,720 | 3.69% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,874 | 3.50% |
| RACINE, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,268 | 3.50% |
| Deming, NM (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,882 | 5.08% |
| CHICO, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,899 | 5.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 5.13% |
| Sterling, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,478 | 4.00% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,508 | 3.63% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,081 | 5.06% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,318 | 3.63% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,234 | 4.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,723 | 4.50% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,662 | 4.81% |
| AMES, IA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,272 | 4.00% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,169 | 4.38% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,463 | 3.63% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,028 | 3.38% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,841 | 3.75% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,045 | 4.44% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,585 | 4.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,047 | 4.50% |
| LIMA, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,323 | 4.81% |
| Roswell, NM (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,022 | 4.63% |
| Durango, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,619 | 4.00% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,915 | 4.63% |
| Hood River, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,886 | 4.13% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,826 | 3.63% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,518 | 4.38% |
| Athens, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,435 | 4.00% |
| Marietta, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,861 | 3.63% |
| Tifton, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,719 | 3.50% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,945 | 5.19% |
| Murray, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,752 | 3.38% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,730 | 4.50% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,041 | 4.13% |
| Kinston, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,478 | 5.19% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,778 | 4.69% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,868 | 3.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,917 | 3.75% |
| Craig, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,028 | 3.63% |
| Wilson, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,969 | 4.69% |
| Atmore, AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,252 | 3.75% |
| Shawano, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,583 | 4.50% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $460 | 4.13% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,088 | 3.50% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $382 | 5.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,142 | 4.63% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,688 | 4.94% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,284 | 5.13% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $514 | 5.25% |
| Susanville, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,292 | 4.63% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,859 | 4.38% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,827 | 3.75% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,431 | 3.50% |
| Findlay, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,477 | 4.13% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,104 | 3.50% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,335 | 5.13% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,563 | 4.50% |
| Montrose, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,539 | 3.38% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,540 | 3.75% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,096 | 3.75% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,131 | 5.13% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $795 | 4.88% |
| Berlin, NH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,583 | 3.63% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,030 | 3.94% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,985 | 4.50% |
| Hailey, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,323 | 5.00% |
| Paris, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,875 | 4.50% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,903 | 4.38% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,766 | 3.38% |
| Marion, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $1,913 | 5.06% |
| Danville, VA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $1,163 | 4.38% |
| Maysville, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,412 | 4.63% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,388 | 3.88% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,792 | 3.00% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $650 | 3.50% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,404 | 3.25% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,775 | 4.19% |
| Salem, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,457 | 5.00% |
| Houghton, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,480 | 4.00% |
| Oxford, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,519 | 3.25% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,565 | 5.00% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,499 | 4.38% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $572 | 4.50% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,894 | 3.63% |
| Cadillac, MI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,743 | 5.25% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,221 | 4.38% |
| Payson, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,680 | 3.75% |
| Warren, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,457 | 3.50% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,651 | 3.38% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,637 | 4.75% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,342 | 4.63% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,229 | 3.88% |
| Durant, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,825 | 5.13% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,836 | 4.63% |
| Kearney, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,175 | 4.38% |
| Ashland, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,909 | 4.50% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $475 | 3.63% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,944 | 3.63% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,060 | 3.38% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,276 | 4.63% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,223 | 4.13% |
| Connersville, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,253 | 5.00% |
| Sayre, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,143 | 4.25% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,213 | 4.88% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,113 | 3.88% |
| Jasper, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,084 | 4.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $440 | 4.38% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,861 | 4.63% |
| Sidney, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,032 | 4.13% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,586 | 5.00% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,324 | 3.38% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,563 | 5.00% |
| Centralia, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,244 | 4.63% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,192 | 3.88% |
| Minden, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,770 | 5.00% |
| Freeport, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,316 | 3.88% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,447 | 4.00% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $475 | 4.88% |
| Washington, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,211 | 4.75% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,945 | 5.00% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,615 | 3.75% |
| Dayton, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,842 | 4.63% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,208 | 5.00% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,765 | 4.63% |
| New Castle, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,514 | 3.75% |
| Minot, ND (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,236 | 4.63% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,805 | 3.13% |
| McPherson, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,869 | 4.50% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,901 | 4.63% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,531 | 3.75% |
| Ada, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $475 | 3.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,779 | 3.63% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,036 | 3.75% |
| Somerset, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,287 | 4.63% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,291 | 5.75% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,129 | 4.38% |
| Alpena, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,279 | 5.25% |
| Fallon, NV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,799 | 3.75% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,948 | 4.50% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,576 | 4.88% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,685 | 3.63% |
| Columbus, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,808 | 3.88% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,483 | 4.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,721 | 3.38% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,855 | 3.50% |
| Wabash, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $605 | 5.13% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $475 | 5.38% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,714 | 3.38% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,002 | 3.75% |
| Forest City, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,789 | 3.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,469 | 4.75% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,003 | 4.63% |
| Marion, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,695 | 5.38% |
| Plainview, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,525 | 4.75% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,773 | 3.63% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,788 | 4.88% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,958 | 4.00% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,246 | 5.13% |
| Laurel, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,210 | 5.13% |
| Cullman, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,978 | 4.50% |
| West Point, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,289 | 4.63% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,281 | 5.38% |
| Farmington, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,103 | 5.00% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,638 | 5.00% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,214 | 5.00% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,914 | 4.88% |
| Ozark, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $475 | 4.50% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,503 | 3.88% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,140 | 5.25% |
| Salina, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,992 | 4.88% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,099 | 5.25% |
| Somerset, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,937 | 4.38% |
| Batesville, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,521 | 5.50% |
| Celina, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,070 | 5.25% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,955 | 5.00% |
| Indianola, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,353 | 4.88% |
| Grenada, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,960 | 5.13% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,291 | 5.25% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,548 | 4.63% |
| Meridian, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,466 | 4.38% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,081 | 4.13% |
| McComb, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,048 | 4.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,939 | 5.25% |
| Paragould, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,142 | 4.88% |
| Worthington, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,792 | 5.38% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,717 | 5.38% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,601 | 4.75% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,172 | 4.25% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,585 | 3.88% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,736 | 4.13% |
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Product Mix
For 2019, Zillow Home Loans's most frequently originated type of loan was Conventional, with 1,289 originations. Their 2nd most popular type was FHA, with 1,154 originations.
Loan Reason
For 2019, Zillow Home Loans's most frequently cited loan purpose was Home Purchase, with 2,491 originations. The 2nd most popular reason was Refi, with 258 originations.
Loan Duration/Length
For 2019, Zillow Home Loans's most frequently cited loan duration was 30 Year, with 2,796 originations. The 2nd most popular length was 15 Year, with 55 originations.
Origination Fees/Closing Costs
Zillow Home Loans's average total fees were $4,068, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,102 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 1,367 | $274,625,000 | $200,896 |
| 3-4% | 1,265 | $314,485,000 | $248,605 |
| 5-6% | 224 | $35,800,000 | $159,821 |
| 2.5-3% | 10 | $2,570,000 | $257,000 |
During 2019, Zillow Home Loans's average interest rate for loans was 4.21%, while their most frequently originated rate bucket for loans was 4-5%, with 1,367 originations.
Loan Sizing
2019 saw Zillow Home Loans place emphasis on $100k-200k loans with 1,338 originations, totaling $205,540,000 in origination value.
Applicant Income
Zillow Home Loans lent most frequently to those with incomes in the $50k-75k range, with 853 originations. The second most popular income band? $75k-100k, with 570 originations.
Applicant Debt to Income Ratio
Zillow Home Loans lent most frequently to those with DTI ratios of 30-36%, with 463 originations. The next most common DTI ratio? 20-30%, with 437 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.78%
Zillow Home Loans has an average approval rate.
Pick Rate
Approvals leading to origination62.21%
Zillow Home Loans has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,866 | $627,480,000 | $218,939 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 2,866 | $627,480,000 | $218,939 |