Zillow Home Loans Mortgage Rates, Fees & Info

TOPEKA, KS

LEI: 549300370QILXLFUWD20

Tax ID: 48-1236121

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Mortgage Data

Review & Overview

Zillow Home Loans is a smaller mortgage company specializing in Home Purchase loans. They have a a high proportion of FHA loans. Zillow Home Loans has an average proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Atlanta, Washington, Houston, and Dallas among others. We have data for 567 markets. (Some data included below & more in-depth data is available with an active subscription.)

Zillow Home Loans has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Zillow Home Loans is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.70% 12/16/24
30 Year Conventional Refi 6.31% 12/16/24
30 Year Cash-out Refi 6.61% 12/16/24
30 Year FHA Purchase 7.17% 12/16/24
30 Year FHA Refi 6.67% 12/16/24
30 Year VA Purchase 6.14% 12/16/24
30 Year VA Refi 6.05% 12/16/24
15 Year Conventional Purchase 5.95% 12/16/24
15 Year Conventional Refi 5.83% 12/16/24
15 Year Cash-out Refi 5.83% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Zillow Home Loans Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Zillow Home Loans. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,422

Origination Dollar Volume (All Markets)

$690,730,000
Show all (9) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 287 $45,235,000 $157,613 $5,099 5.01%
KANSAS CITY, MO-KS (FHA|USDA|VA) 229 $44,835,000 $195,786 $5,136 4.91%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 146 $32,540,000 $222,877 $6,582 4.91%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 52 $16,620,000 $319,615 $6,511 4.84%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 68 $15,490,000 $227,794 $7,335 4.93%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 63 $15,425,000 $244,841 $7,685 4.97%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 71 $13,465,000 $189,648 $6,760 4.92%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 41 $11,985,000 $292,317 $8,676 4.81%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 53 $11,665,000 $220,094 $6,081 5.02%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 49 $10,865,000 $221,735 $6,424 4.91%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 49 $10,175,000 $207,653 $6,144 4.85%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 26 $9,120,000 $350,769 $7,601 4.89%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 37 $8,355,000 $225,811 $7,445 4.84%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 28 $8,050,000 $287,500 $6,806 4.81%
RALEIGH-CARY, NC (FHA|USDA|VA) 34 $7,880,000 $231,765 $5,479 4.91%
JACKSONVILLE, FL (FHA|USDA|VA) 28 $6,680,000 $238,571 $7,973 4.88%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 27 $6,305,000 $233,519 $7,113 5.05%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 26 $6,090,000 $234,231 $6,689 4.87%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 18 $6,050,000 $336,111 $8,082 4.64%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 30 $5,450,000 $181,667 $6,873 4.84%
OKLAHOMA CITY, OK (FHA|USDA|VA) 31 $5,425,000 $175,000 $5,322 4.82%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 11 $5,295,000 $481,364 $11,336 4.81%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 24 $5,270,000 $219,583 $6,046 4.80%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 20 $5,230,000 $261,500 $6,656 4.78%
ST. LOUIS, MO-IL (FHA|USDA|VA) 27 $5,165,000 $191,296 $5,335 4.86%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 25 $5,015,000 $200,600 $5,895 5.01%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 15 $4,985,000 $332,333 $8,427 4.90%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 22 $4,830,000 $219,545 $6,558 4.86%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 23 $4,755,000 $206,739 $5,935 4.91%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 20 $4,560,000 $228,000 $5,714 4.90%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 19 $4,505,000 $237,105 $7,701 4.84%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 18 $4,430,000 $246,111 $6,382 4.76%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 16 $4,410,000 $275,625 $6,821 4.78%
PITTSBURGH, PA (FHA|USDA|VA) 23 $4,215,000 $183,261 $6,262 4.98%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 11 $4,055,000 $368,636 $4,997 4.90%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 22 $4,010,000 $182,273 $5,801 4.90%
TULSA, OK (FHA|USDA|VA) 20 $3,640,000 $182,000 $6,306 4.75%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 18 $3,460,000 $192,222 $6,186 4.90%
COLUMBUS, OH (FHA|USDA|VA) 20 $3,430,000 $171,500 $5,191 5.09%
OCALA, FL (FHA|USDA|VA) 16 $3,210,000 $200,625 $6,178 4.98%
TOPEKA, KS (FHA|USDA|VA) 20 $3,110,000 $155,500 $5,209 4.96%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 15 $3,055,000 $203,667 $5,802 5.02%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 16 $3,040,000 $190,000 $6,388 4.86%
FAYETTEVILLE, NC (FHA|USDA|VA) 16 $2,910,000 $181,875 $4,225 5.09%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 13 $2,905,000 $223,462 $4,537 5.13%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 12 $2,860,000 $238,333 $6,743 4.92%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 9 $2,795,000 $310,556 $6,087 4.93%
RICHMOND, VA (FHA|USDA|VA) 15 $2,755,000 $183,667 $6,611 4.85%
PORT ST. LUCIE, FL (FHA|USDA|VA) 14 $2,710,000 $193,571 $6,315 4.96%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 13 $2,625,000 $201,923 $7,833 4.92%
COLUMBIA, SC (FHA|USDA|VA) 15 $2,555,000 $170,333 $4,247 5.12%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 5 $2,525,000 $505,000 $10,019 4.73%
SAVANNAH, GA (FHA|USDA|VA) 15 $2,515,000 $167,667 $5,369 5.03%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 15 $2,505,000 $167,000 $4,437 4.86%
WICHITA, KS (FHA|USDA|VA) 15 $2,505,000 $167,000 $3,973 5.10%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 11 $2,495,000 $226,818 $5,834 5.00%
KNOXVILLE, TN (FHA|USDA|VA) 16 $2,460,000 $153,750 $6,084 4.95%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 14 $2,460,000 $175,714 $6,416 5.03%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 16 $2,410,000 $150,625 $5,123 4.96%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 13 $2,355,000 $181,154 $4,861 4.88%
COLORADO SPRINGS, CO (FHA|USDA|VA) 7 $2,335,000 $333,571 $6,535 5.00%
LOUISVILLE, KY (FHA|USDA|VA) 11 $2,255,000 $205,000 $5,862 4.97%
WINSTON-SALEM, NC (FHA|USDA|VA) 12 $2,210,000 $184,167 $6,016 5.00%
PUNTA GORDA, FL (FHA|USDA|VA) 12 $2,190,000 $182,500 $5,977 4.91%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 13 $2,185,000 $168,077 $5,882 4.93%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 10 $2,140,000 $214,000 $4,619 4.94%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 4 $2,120,000 $530,000 $24,296 4.63%
JACKSON, MS (FHA|USDA|VA) 11 $2,105,000 $191,364 $6,337 4.73%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 6 $2,050,000 $341,667 $10,531 4.50%
MODESTO, CA (FHA|USDA|VA) 6 $2,040,000 $340,000 $5,676 4.85%
TALLAHASSEE, FL (FHA|USDA|VA) 12 $2,000,000 $166,667 $5,290 4.82%
SPRINGFIELD, MO (FHA|USDA|VA) 12 $2,000,000 $166,667 $3,993 4.97%
JACKSONVILLE, NC (FHA|USDA|VA) 11 $1,985,000 $180,455 $4,279 4.75%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 12 $1,970,000 $164,167 $5,596 5.17%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 8 $1,960,000 $245,000 $6,512 4.97%
YORK-HANOVER, PA (FHA|USDA|VA) 7 $1,925,000 $275,000 $6,599 4.89%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 11 $1,865,000 $169,545 $5,995 5.03%
HUNTSVILLE, AL (FHA|USDA|VA) 10 $1,860,000 $186,000 $5,431 5.05%
WORCESTER, MA-CT (FHA|USDA|VA) 9 $1,795,000 $199,444 $6,746 4.71%
LAWRENCE, KS (FHA|USDA|VA) 9 $1,765,000 $196,111 $4,562 5.25%
FLORENCE, SC (FHA|USDA|VA) 10 $1,760,000 $176,000 $6,905 5.09%
MANHATTAN, KS (FHA|USDA|VA) 8 $1,750,000 $218,750 $4,975 4.78%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 8 $1,740,000 $217,500 $8,706 4.69%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 8 $1,710,000 $213,750 $7,035 4.95%
Statesboro, GA (FHA|USDA|VA) 7 $1,625,000 $232,143 $5,175 5.05%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 10 $1,620,000 $162,000 $4,439 4.98%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 5 $1,615,000 $323,000 $9,469 4.95%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 11 $1,615,000 $146,818 $3,788 5.03%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 7 $1,615,000 $230,714 $3,169 5.02%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 9 $1,605,000 $178,333 $4,285 4.68%
AKRON, OH (FHA|USDA|VA) 10 $1,560,000 $156,000 $5,248 4.91%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 6 $1,520,000 $253,333 $6,526 5.04%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $1,480,000 $246,667 $6,155 4.81%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $1,465,000 $293,000 $7,998 4.78%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $1,445,000 $160,556 $5,945 4.92%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $1,410,000 $235,000 $9,145 4.88%
EL PASO, TX (FHA|USDA|VA) 7 $1,385,000 $197,857 $4,809 5.07%
SALEM, OR (FHA|USDA|VA) 5 $1,355,000 $271,000 $5,697 4.68%
ALBUQUERQUE, NM (FHA|USDA|VA) 7 $1,345,000 $192,143 $6,467 4.95%
St. Marys, GA (FHA|USDA|VA) 5 $1,335,000 $267,000 $5,796 4.85%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 7 $1,255,000 $179,286 $5,664 4.88%
TOLEDO, OH (FHA|USDA|VA) 9 $1,255,000 $139,444 $4,363 5.24%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $1,250,000 $156,250 $4,346 5.14%
Forest City, NC (FHA|USDA|VA) 5 $1,225,000 $245,000 $6,611 5.08%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $1,220,000 $203,333 $7,634 5.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $1,215,000 $173,571 $5,192 4.86%
MADISON, WI (FHA|USDA|VA) 5 $1,195,000 $239,000 $6,995 4.98%
PEORIA, IL (FHA|USDA|VA) 7 $1,185,000 $169,286 $5,719 5.23%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 8 $1,180,000 $147,500 $2,955 4.95%
COLUMBUS, GA-AL (FHA|USDA|VA) 7 $1,135,000 $162,143 $4,582 5.00%
Shelton, WA (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,673 4.93%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 6 $1,120,000 $186,667 $4,788 5.02%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 6 $1,120,000 $186,667 $6,610 5.02%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $1,120,000 $186,667 $6,200 5.08%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 7 $1,095,000 $156,429 $4,470 4.98%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $1,085,000 $217,000 $4,507 4.88%
LANCASTER, PA (FHA|USDA|VA) 6 $1,080,000 $180,000 $6,698 5.10%
Richmond-Berea, KY (FHA|USDA|VA) 6 $1,070,000 $178,333 $5,391 5.00%
MORRISTOWN, TN (FHA|USDA|VA) 5 $1,065,000 $213,000 $6,610 4.95%
SPRINGFIELD, MA (FHA|USDA|VA) 5 $1,055,000 $211,000 $8,345 4.85%
PANAMA CITY, FL (FHA|USDA|VA) 6 $1,050,000 $175,000 $8,039 4.90%
MOBILE, AL (FHA|USDA|VA) 4 $1,050,000 $262,500 $5,498 4.78%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $1,050,000 $525,000 $19,972 4.56%
Jefferson, GA (FHA|USDA|VA) 4 $1,030,000 $257,500 $6,939 4.97%
LONGVIEW, TX (FHA|USDA|VA) 5 $1,005,000 $201,000 $7,297 4.58%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $1,000,000 $166,667 $4,831 5.08%
Ottawa, KS (FHA|USDA|VA) 6 $990,000 $165,000 $3,995 5.13%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $975,000 $325,000 $8,269 5.04%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 6 $970,000 $161,667 $7,533 4.88%
CEDAR RAPIDS, IA (FHA|USDA|VA) 5 $965,000 $193,000 $6,412 4.93%
LINCOLN, NE (FHA|USDA|VA) 4 $960,000 $240,000 $4,125 4.81%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 6 $930,000 $155,000 $4,791 5.25%
SPARTANBURG, SC (FHA|USDA|VA) 6 $900,000 $150,000 $4,709 5.07%
MONTGOMERY, AL (FHA|USDA|VA) 5 $885,000 $177,000 $7,381 4.70%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 5 $885,000 $177,000 $4,227 4.88%
AMARILLO, TX (FHA|USDA|VA) 4 $880,000 $220,000 $8,672 4.50%
Meridian, MS (FHA|USDA|VA) 4 $870,000 $217,500 $7,098 4.94%
Roseburg, OR (FHA|USDA|VA) 3 $855,000 $285,000 $7,906 4.92%
RENO, NV (FHA|USDA|VA) 3 $845,000 $281,667 $9,215 5.04%
Crossville, TN (FHA|USDA|VA) 5 $835,000 $167,000 $3,646 5.08%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $830,000 $415,000 $5,011 5.19%
ROANOKE, VA (FHA|USDA|VA) 6 $830,000 $138,333 $5,357 4.98%
BOISE CITY, ID (FHA|USDA|VA) 4 $830,000 $207,500 $5,280 4.84%
ROCKY MOUNT, NC (FHA|USDA|VA) 6 $820,000 $136,667 $4,008 4.94%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $820,000 $410,000 $15,768 4.81%
BURLINGTON, NC (FHA|USDA|VA) 4 $810,000 $202,500 $7,505 5.00%
LAS CRUCES, NM (FHA|USDA|VA) 3 $805,000 $268,333 $8,124 4.88%
FLINT, MI (FHA|USDA|VA) 6 $790,000 $131,667 $4,089 5.13%
LEBANON, PA (FHA|USDA|VA) 5 $785,000 $157,000 $6,207 4.88%
Tullahoma-Manchester, TN (FHA|USDA|VA) 4 $770,000 $192,500 $5,542 5.22%
Warrensburg, MO (FHA|USDA|VA) 4 $760,000 $190,000 $7,368 4.78%
TEXARKANA, TX-AR (FHA|USDA|VA) 3 $755,000 $251,667 $4,663 5.08%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 5 $755,000 $151,000 $6,372 4.95%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $745,000 $149,000 $3,922 4.98%
MEDFORD, OR (FHA|USDA|VA) 3 $745,000 $248,333 $8,424 4.63%
DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $740,000 $123,333 $3,374 4.98%
DECATUR, AL (FHA|USDA|VA) 5 $735,000 $147,000 $3,841 5.15%
SUMTER, SC (FHA|USDA|VA) 4 $730,000 $182,500 $5,512 5.09%
STOCKTON, CA (FHA|USDA|VA) 2 $730,000 $365,000 $13,073 5.06%
Whitewater, WI (FHA|USDA|VA) 4 $720,000 $180,000 $5,242 5.00%
STAUNTON, VA (FHA|USDA|VA) 4 $720,000 $180,000 $4,750 5.03%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $715,000 $238,333 $6,893 4.75%
WICHITA FALLS, TX (FHA|USDA|VA) 5 $715,000 $143,000 $4,804 5.05%
COLUMBIA, MO (FHA|USDA|VA) 3 $715,000 $238,333 $4,577 4.96%
ROCHESTER, MN (FHA|USDA|VA) 4 $710,000 $177,500 $5,758 5.09%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 5 $705,000 $141,000 $5,223 5.13%
JOHNSTOWN, PA (FHA|USDA|VA) 3 $705,000 $235,000 $3,648 4.92%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $700,000 $175,000 $5,176 5.06%
SALT LAKE CITY, UT (FHA|USDA|VA) 3 $695,000 $231,667 $3,842 4.88%
LEWISTON, ID-WA (FHA|USDA|VA) 4 $690,000 $172,500 $5,402 5.19%
SALISBURY, MD-DE (FHA|USDA|VA) 4 $690,000 $172,500 $4,882 5.09%
Tupelo, MS (FHA|USDA|VA) 4 $690,000 $172,500 $3,792 5.22%
WILMINGTON, NC (FHA|USDA|VA) 4 $680,000 $170,000 $5,983 4.84%
Port Angeles, WA (FHA|USDA|VA) 2 $670,000 $335,000 $5,550 5.44%
FRESNO, CA (FHA|USDA|VA) 3 $665,000 $221,667 $7,777 4.63%
Scottsbluff, NE (FHA|USDA|VA) 4 $660,000 $165,000 $4,567 5.03%
GREELEY, CO (FHA|USDA|VA) 2 $660,000 $330,000 $9,180 4.81%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $645,000 $215,000 $5,045 4.96%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $645,000 $215,000 $3,002 5.04%
FORT WAYNE, IN (FHA|USDA|VA) 4 $640,000 $160,000 $5,928 5.03%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $635,000 $211,667 $6,416 4.63%
GADSDEN, AL (FHA|USDA|VA) 4 $630,000 $157,500 $7,078 5.06%
Elko, NV (FHA|USDA|VA) 3 $625,000 $208,333 $6,878 4.79%
DOVER, DE (FHA|USDA|VA) 3 $625,000 $208,333 $2,451 5.17%
Mount Sterling, KY (FHA|USDA|VA) 4 $620,000 $155,000 $5,983 4.88%
Aberdeen, WA (FHA|USDA|VA) 5 $615,000 $123,000 $2,879 5.28%
TUCSON, AZ (FHA|USDA|VA) 3 $615,000 $205,000 $7,263 4.96%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $615,000 $205,000 $7,209 4.79%
Elizabeth City, NC (FHA|USDA|VA) 4 $600,000 $150,000 $1,522 5.19%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $600,000 $150,000 $6,045 4.94%
Madison, IN (FHA|USDA|VA) 4 $600,000 $150,000 $4,970 5.19%
MIDLAND, TX (FHA|USDA|VA) 2 $600,000 $300,000 $10,292 4.94%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $595,000 $198,333 $9,405 5.17%
ODESSA, TX (FHA|USDA|VA) 3 $595,000 $198,333 $8,338 4.88%
Pahrump, NV (FHA|USDA|VA) 3 $595,000 $198,333 $2,760 5.13%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 4 $590,000 $147,500 $3,373 5.28%
MUNCIE, IN (FHA|USDA|VA) 3 $585,000 $195,000 $3,802 5.00%
Big Spring, TX (FHA|USDA|VA) 3 $585,000 $195,000 $5,209 5.33%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $580,000 $290,000 $6,751 4.81%
LaGrange, GA-AL (FHA|USDA|VA) 4 $580,000 $145,000 $5,179 5.09%
Kearney, NE (FHA|USDA|VA) 2 $580,000 $290,000 $5,082 4.50%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 4 $580,000 $145,000 $6,319 4.81%
Mount Airy, NC (FHA|USDA|VA) 3 $565,000 $188,333 $6,653 5.04%
CANTON-MASSILLON, OH (FHA|USDA|VA) 4 $560,000 $140,000 $5,545 5.03%
Seneca, SC (FHA|USDA|VA) 3 $555,000 $185,000 $5,204 5.21%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $550,000 $275,000 $7,258 4.63%
VICTORIA, TX (FHA|USDA|VA) 3 $545,000 $181,667 $6,448 5.04%
BATON ROUGE, LA (FHA|USDA|VA) 3 $545,000 $181,667 $3,967 5.17%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $545,000 $181,667 $6,034 4.54%
Morehead City, NC (FHA|USDA|VA) 3 $545,000 $181,667 $5,893 5.25%
DULUTH, MN-WI (FHA|USDA|VA) 4 $540,000 $135,000 $2,819 5.09%
Hastings, NE (FHA|USDA|VA) 2 $540,000 $270,000 $5,840 4.68%
Ponca City, OK (FHA|USDA|VA) 4 $540,000 $135,000 $5,024 5.13%
Outside of Metro Areas 2 $540,000 $270,000 $9,683 4.88%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $535,000 $178,333 $5,812 5.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $535,000 $178,333 $5,179 5.00%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 3 $535,000 $178,333 $4,245 5.04%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $530,000 $132,500 $6,146 4.84%
Del Rio, TX (FHA|USDA|VA) 3 $525,000 $175,000 $5,266 4.96%
GREENVILLE, NC (FHA|USDA|VA) 3 $525,000 $175,000 $7,430 5.21%
HATTIESBURG, MS (FHA|USDA|VA) 3 $525,000 $175,000 $6,704 5.21%
Fort Payne, AL (FHA|USDA|VA) 3 $525,000 $175,000 $3,241 4.88%
Cullowhee, NC (FHA|USDA|VA) 3 $525,000 $175,000 $3,906 5.25%
Poplar Bluff, MO (FHA|USDA|VA) 2 $520,000 $260,000 $7,199 5.44%
WHEELING, WV-OH (FHA|USDA|VA) 3 $515,000 $171,667 $6,872 5.17%
Pottsville, PA (FHA|USDA|VA) 3 $515,000 $171,667 $6,727 4.92%
North Wilkesboro, NC (FHA|USDA|VA) 2 $510,000 $255,000 $3,271 4.94%
Albemarle, NC (FHA|USDA|VA) 2 $510,000 $255,000 $6,374 5.00%
CLEVELAND, TN (FHA|USDA|VA) 3 $505,000 $168,333 $3,862 5.08%
GAINESVILLE, FL (FHA|USDA|VA) 3 $505,000 $168,333 $3,343 4.79%
NILES, MI (FHA|USDA|VA) 3 $505,000 $168,333 $4,205 4.88%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $500,000 $125,000 $3,769 4.91%
Paris, TN (FHA|USDA|VA) 2 $500,000 $250,000 $9,374 4.81%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $500,000 $250,000 $6,414 4.88%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $495,000 $165,000 $3,514 4.58%
MONROE, LA (FHA|USDA|VA) 3 $495,000 $165,000 $3,316 4.71%
Washington, NC (FHA|USDA|VA) 2 $490,000 $245,000 $6,594 4.81%
JOPLIN, MO (FHA|USDA|VA) 4 $480,000 $120,000 $2,474 5.31%
CARSON CITY, NV (FHA|USDA|VA) 2 $480,000 $240,000 $7,483 5.00%
Klamath Falls, OR (FHA|USDA|VA) 2 $480,000 $240,000 $7,491 4.94%
LIMA, OH (FHA|USDA|VA) 3 $475,000 $158,333 $6,328 4.83%
LYNCHBURG, VA (FHA|USDA|VA) 3 $475,000 $158,333 $2,361 5.21%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $470,000 $235,000 $5,555 4.81%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $465,000 $155,000 $6,958 5.13%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $465,000 $155,000 $3,347 5.13%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $460,000 $230,000 $9,134 4.31%
Marion, NC (FHA|USDA|VA) 2 $460,000 $230,000 $8,375 4.88%
Kerrville, TX (FHA|USDA|VA) 1 $455,000 $455,000 $15,247 4.50%
Georgetown, SC (FHA|USDA|VA) 2 $450,000 $225,000 $9,876 4.88%
ABILENE, TX (FHA|USDA|VA) 2 $450,000 $225,000 $4,694 5.56%
MERCED, CA (FHA|USDA|VA) 2 $450,000 $225,000 $3,919 5.19%
GAINESVILLE, GA (FHA|USDA|VA) 2 $450,000 $225,000 $7,750 4.88%
LUBBOCK, TX (FHA|USDA|VA) 3 $445,000 $148,333 $3,085 5.38%
Rockingham, NC (FHA|USDA|VA) 3 $445,000 $148,333 $4,441 5.04%
Mason City, IA (FHA|USDA|VA) 4 $440,000 $110,000 $4,493 5.09%
Marietta, OH (FHA|USDA|VA) 2 $440,000 $220,000 $8,014 5.13%
HINESVILLE, GA (FHA|USDA|VA) 3 $435,000 $145,000 $3,381 5.21%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $420,000 $210,000 $7,138 4.94%
REDDING, CA (FHA|USDA|VA) 2 $420,000 $210,000 $5,216 5.19%
Torrington, CT (FHA|USDA|VA) 2 $420,000 $210,000 $7,360 5.19%
Moberly, MO (FHA|USDA|VA) 2 $420,000 $210,000 $5,575 5.06%
ROCKFORD, IL (FHA|USDA|VA) 3 $415,000 $138,333 $6,461 4.63%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $415,000 $138,333 $3,482 4.79%
MANSFIELD, OH (FHA|USDA|VA) 3 $415,000 $138,333 $4,087 4.96%
Shelby, NC (FHA|USDA|VA) 3 $415,000 $138,333 $4,274 5.00%
Kendallville, IN (FHA|USDA|VA) 3 $415,000 $138,333 $2,548 5.17%
Cookeville, TN (FHA|USDA|VA) 2 $410,000 $205,000 $4,112 4.88%
Newport, OR (FHA|USDA|VA) 2 $410,000 $205,000 $7,330 5.06%
Dyersburg, TN (FHA|USDA|VA) 2 $410,000 $205,000 $5,093 5.56%
Roswell, NM (FHA|USDA|VA) 3 $405,000 $135,000 $4,771 4.88%
CORVALLIS, OR (FHA|USDA|VA) 1 $405,000 $405,000 $4,280 4.38%
APPLETON, WI (FHA|USDA|VA) 2 $400,000 $200,000 $3,452 4.63%
YAKIMA, WA (FHA|USDA|VA) 2 $400,000 $200,000 $9,235 4.94%
Pella, IA (FHA|USDA|VA) 3 $395,000 $131,667 $6,363 5.25%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $390,000 $195,000 $6,619 5.13%
ASHEVILLE, NC (FHA|USDA|VA) 2 $390,000 $195,000 $6,563 5.25%
JACKSON, MI (FHA|USDA|VA) 2 $390,000 $195,000 $6,880 5.06%
Rockport, TX (FHA|USDA|VA) 2 $390,000 $195,000 $5,240 5.00%
Sevierville, TN (FHA|USDA|VA) 2 $390,000 $195,000 $7,299 5.06%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $385,000 $128,333 $4,486 4.83%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $385,000 $128,333 $5,779 4.88%
Thomaston, GA (FHA|USDA|VA) 3 $385,000 $128,333 $5,613 4.83%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $385,000 $128,333 $3,526 5.29%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $380,000 $190,000 $2,820 4.94%
SAGINAW, MI (FHA|USDA|VA) 2 $380,000 $190,000 $3,952 4.81%
ERIE, PA (FHA|USDA|VA) 2 $380,000 $190,000 $5,451 5.00%
ALBANY, GA (FHA|USDA|VA) 2 $380,000 $190,000 $4,383 5.00%
Duncan, OK (FHA|USDA|VA) 3 $375,000 $125,000 $2,713 5.46%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $375,000 $125,000 $4,926 4.54%
Emporia, KS (FHA|USDA|VA) 3 $375,000 $125,000 $3,899 4.96%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $370,000 $185,000 $4,671 5.06%
Wooster, OH (FHA|USDA|VA) 2 $370,000 $185,000 $5,856 5.00%
Sandpoint, ID (FHA|USDA|VA) 2 $370,000 $185,000 $4,347 5.06%
SANTA FE, NM (FHA|USDA|VA) 1 $365,000 $365,000 $4,420 4.75%
Key West, FL (FHA|USDA|VA) 1 $365,000 $365,000 $5,891 4.75%
Los Alamos, NM (FHA|USDA|VA) 1 $365,000 $365,000 $13,149 4.25%
Palatka, FL (FHA|USDA|VA) 3 $365,000 $121,667 $4,624 4.96%
Calhoun, GA (FHA|USDA|VA) 3 $365,000 $121,667 $5,637 4.96%
Dayton, TN (FHA|USDA|VA) 2 $360,000 $180,000 $7,759 4.81%
GETTYSBURG, PA (FHA|USDA|VA) 2 $360,000 $180,000 $8,229 4.88%
Centralia, WA (FHA|USDA|VA) 2 $360,000 $180,000 $3,655 4.94%
Lock Haven, PA (FHA|USDA|VA) 2 $360,000 $180,000 $2,185 5.13%
VALDOSTA, GA (FHA|USDA|VA) 2 $360,000 $180,000 $5,074 5.00%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $355,000 $118,333 $4,226 4.83%
Edwards, CO (FHA|USDA|VA) 1 $355,000 $355,000 $8,996 4.88%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $355,000 $118,333 $4,164 5.21%
Andrews, TX (FHA|USDA|VA) 2 $350,000 $175,000 $2,990 5.19%
Sandusky, OH (FHA|USDA|VA) 2 $350,000 $175,000 $2,989 5.06%
Maysville, KY (FHA|USDA|VA) 2 $350,000 $175,000 $6,599 5.06%
Keene, NH (FHA|USDA|VA) 2 $350,000 $175,000 $4,067 5.06%
Oxford, MS (FHA|USDA|VA) 1 $345,000 $345,000 $450 4.75%
Winona, MN (FHA|USDA|VA) 2 $340,000 $170,000 $4,630 4.94%
Lufkin, TX (FHA|USDA|VA) 2 $340,000 $170,000 $6,012 4.50%
Richmond, IN (FHA|USDA|VA) 2 $340,000 $170,000 $5,664 4.94%
Show Low, AZ (FHA|USDA|VA) 2 $340,000 $170,000 $5,940 5.25%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $340,000 $170,000 $7,617 4.44%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $335,000 $111,667 $4,942 5.04%
VALLEJO, CA (FHA|USDA|VA) 1 $335,000 $335,000 $9,211 5.25%
FORT COLLINS, CO (FHA|USDA|VA) 1 $335,000 $335,000 $6,472 4.38%
Picayune, MS (FHA|USDA|VA) 2 $330,000 $165,000 $4,510 4.88%
Washington Court House, OH (FHA|USDA|VA) 2 $330,000 $165,000 $4,212 5.44%
AMES, IA (FHA|USDA|VA) 2 $330,000 $165,000 $5,049 5.00%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $330,000 $165,000 $6,622 4.56%
Ashtabula, OH (FHA|USDA|VA) 2 $330,000 $165,000 $6,014 4.94%
DOTHAN, AL (FHA|USDA|VA) 2 $330,000 $165,000 $6,802 4.75%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $325,000 $325,000 $9,646 5.38%
Hannibal, MO (FHA|USDA|VA) 3 $325,000 $108,333 $3,653 5.17%
RACINE, WI (FHA|USDA|VA) 1 $325,000 $325,000 $6,292 5.00%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $320,000 $160,000 $4,214 4.88%
WACO, TX (FHA|USDA|VA) 2 $320,000 $160,000 $4,517 4.94%
Fort Leonard Wood, MO (FHA|USDA|VA) 2 $320,000 $160,000 $1,839 5.00%
Red Wing, MN (FHA|USDA|VA) 2 $320,000 $160,000 $3,285 4.81%
Garden City, KS (FHA|USDA|VA) 2 $320,000 $160,000 $2,194 5.13%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $320,000 $160,000 $7,011 5.06%
Durango, CO (FHA|USDA|VA) 1 $315,000 $315,000 $6,242 5.63%
WENATCHEE, WA (FHA|USDA|VA) 1 $315,000 $315,000 $8,083 4.50%
Corsicana, TX (FHA|USDA|VA) 1 $315,000 $315,000 $5,374 4.88%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $315,000 $315,000 $16,471 5.25%
Prineville, OR (FHA|USDA|VA) 1 $315,000 $315,000 $6,665 5.25%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $315,000 $315,000 $11,184 4.63%
Greenwood, SC (FHA|USDA|VA) 2 $310,000 $155,000 $6,964 5.31%
FARGO, ND-MN (FHA|USDA|VA) 2 $310,000 $155,000 $4,799 4.94%
NEW BERN, NC (FHA|USDA|VA) 2 $310,000 $155,000 $4,163 4.88%
Hobbs, NM (FHA|USDA|VA) 2 $310,000 $155,000 $3,206 5.06%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $305,000 $305,000 $6,742 4.63%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $305,000 $305,000 $1,853 4.88%
Indiana, PA (FHA|USDA|VA) 2 $300,000 $150,000 $6,181 5.44%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $300,000 $150,000 $6,381 4.81%
JACKSON, TN (FHA|USDA|VA) 2 $300,000 $150,000 $4,462 4.75%
New Castle, IN (FHA|USDA|VA) 2 $300,000 $150,000 $5,399 4.94%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $290,000 $145,000 $5,703 4.94%
Lumberton, NC (FHA|USDA|VA) 2 $290,000 $145,000 $4,069 4.94%
Macomb, IL (FHA|USDA|VA) 2 $290,000 $145,000 $7,456 5.06%
KANKAKEE, IL (FHA|USDA|VA) 2 $290,000 $145,000 $5,175 5.13%
Sayre, PA (FHA|USDA|VA) 1 $285,000 $285,000 $9,525 4.88%
Adrian, MI (FHA|USDA|VA) 1 $285,000 $285,000 $450 5.13%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $280,000 $140,000 $7,924 5.25%
Deming, NM (FHA|USDA|VA) 2 $280,000 $140,000 $4,979 5.00%
Portsmouth, OH (FHA|USDA|VA) 2 $280,000 $140,000 $4,868 4.69%
Burlington, IA-IL (FHA|USDA|VA) 2 $280,000 $140,000 $6,663 4.50%
New Castle, PA (FHA|USDA|VA) 2 $280,000 $140,000 $5,829 5.19%
Lexington, NE (FHA|USDA|VA) 2 $280,000 $140,000 $6,228 5.06%
Fernley, NV (FHA|USDA|VA) 1 $275,000 $275,000 $8,416 4.13%
Lawrenceburg, TN (FHA|USDA|VA) 1 $275,000 $275,000 $11,150 5.00%
Jasper, IN (FHA|USDA|VA) 1 $275,000 $275,000 $575 4.63%
CHICO, CA (FHA|USDA|VA) 1 $275,000 $275,000 $8,844 4.88%
Laurel, MS (FHA|USDA|VA) 2 $270,000 $135,000 $2,858 4.81%
Cornelia, GA (FHA|USDA|VA) 2 $270,000 $135,000 $5,817 4.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $270,000 $135,000 $6,232 5.19%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $270,000 $135,000 $4,840 5.31%
Indianola, MS (FHA|USDA|VA) 3 $265,000 $88,333 $1,579 5.21%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $265,000 $265,000 $4,141 4.50%
Sturgis, MI (FHA|USDA|VA) 1 $265,000 $265,000 $9,860 4.88%
Wilson, NC (FHA|USDA|VA) 2 $260,000 $130,000 $5,042 5.31%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $260,000 $130,000 $2,268 5.19%
West Plains, MO (FHA|USDA|VA) 1 $255,000 $255,000 $2,354 5.13%
BOULDER, CO (FHA|USDA|VA) 1 $255,000 $255,000 $2,273 4.25%
Weatherford, OK (FHA|USDA|VA) 1 $255,000 $255,000 $5,066 4.88%
LAWTON, OK (FHA|USDA|VA) 1 $255,000 $255,000 $4,927 5.13%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $255,000 $255,000 $750 4.50%
Milledgeville, GA (FHA|USDA|VA) 1 $255,000 $255,000 $425 5.00%
Russellville, AR (FHA|USDA|VA) 1 $255,000 $255,000 $6,783 4.88%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $8,511 4.13%
Athens, TX (FHA|USDA|VA) 1 $255,000 $255,000 $14,712 5.13%
Danville, VA (FHA|USDA|VA) 2 $250,000 $125,000 $3,413 5.00%
Bedford, IN (FHA|USDA|VA) 2 $250,000 $125,000 $2,165 5.31%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $250,000 $125,000 $6,292 5.06%
Traverse City, MI (FHA|USDA|VA) 2 $250,000 $125,000 $4,250 4.94%
Columbus, MS (FHA|USDA|VA) 2 $250,000 $125,000 $4,123 4.94%
Crescent City, CA (FHA|USDA|VA) 1 $245,000 $245,000 $3,700 4.50%
Athens, OH (FHA|USDA|VA) 1 $245,000 $245,000 $8,448 4.50%
Mayfield, KY (FHA|USDA|VA) 2 $240,000 $120,000 $3,991 4.88%
Brainerd, MN (FHA|USDA|VA) 2 $240,000 $120,000 $4,430 5.25%
Mount Vernon, OH (FHA|USDA|VA) 2 $240,000 $120,000 $4,283 5.13%
Payson, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $9,355 5.38%
Cullman, AL (FHA|USDA|VA) 1 $235,000 $235,000 $6,031 5.13%
ST. CLOUD, MN (FHA|USDA|VA) 1 $235,000 $235,000 $8,884 4.50%
Parsons, KS (FHA|USDA|VA) 1 $235,000 $235,000 $4,528 5.25%
Glasgow, KY (FHA|USDA|VA) 2 $230,000 $115,000 $2,802 5.38%
Palestine, TX (FHA|USDA|VA) 2 $230,000 $115,000 $3,086 4.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $225,000 $225,000 $600 5.50%
Fort Dodge, IA (FHA|USDA|VA) 1 $225,000 $225,000 $9,782 5.13%
Lebanon, NH-VT (FHA|USDA|VA) 1 $225,000 $225,000 $3,615 5.13%
Coos Bay, OR (FHA|USDA|VA) 1 $225,000 $225,000 $800 5.63%
Fort Morgan, CO (FHA|USDA|VA) 1 $225,000 $225,000 $5,826 5.13%
PROVO-OREM, UT (FHA|USDA|VA) 1 $225,000 $225,000 $8,424 4.63%
Muskogee, OK (FHA|USDA|VA) 1 $225,000 $225,000 $7,580 4.63%
Marion, IN (FHA|USDA|VA) 2 $220,000 $110,000 $2,894 5.44%
Norfolk, NE (FHA|USDA|VA) 2 $220,000 $110,000 $3,953 5.31%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $220,000 $110,000 $4,103 4.94%
Dickinson, ND (FHA|USDA|VA) 1 $215,000 $215,000 $625 4.88%
Douglas, GA (FHA|USDA|VA) 1 $215,000 $215,000 $6,796 5.50%
Vernal, UT (FHA|USDA|VA) 1 $215,000 $215,000 $7,169 4.63%
Plymouth, IN (FHA|USDA|VA) 1 $215,000 $215,000 $4,330 4.88%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $215,000 $215,000 $8,530 4.63%
Baraboo, WI (FHA|USDA|VA) 1 $205,000 $205,000 $4,618 4.99%
Toccoa, GA (FHA|USDA|VA) 1 $205,000 $205,000 $7,083 5.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $205,000 $205,000 $4,527 5.13%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $205,000 $205,000 $9,230 5.13%
Bonham, TX (FHA|USDA|VA) 1 $205,000 $205,000 $6,360 4.75%
SAN ANGELO, TX (FHA|USDA|VA) 1 $205,000 $205,000 $9,939 4.63%
Houghton, MI (FHA|USDA|VA) 1 $205,000 $205,000 $7,181 4.50%
Searcy, AR (FHA|USDA|VA) 1 $205,000 $205,000 $7,383 4.63%
Fairfield, IA (FHA|USDA|VA) 1 $205,000 $205,000 $4,632 5.50%
Alamogordo, NM (FHA|USDA|VA) 2 $200,000 $100,000 $3,307 5.13%
Defiance, OH (FHA|USDA|VA) 2 $200,000 $100,000 $2,989 5.13%
Americus, GA (FHA|USDA|VA) 2 $200,000 $100,000 $5,009 4.94%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $195,000 $195,000 $8,305 4.75%
Nogales, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $4,104 5.13%
Shawnee, OK (FHA|USDA|VA) 1 $195,000 $195,000 $3,799 5.00%
Cordele, GA (FHA|USDA|VA) 1 $195,000 $195,000 $6,724 5.38%
Ardmore, OK (FHA|USDA|VA) 1 $195,000 $195,000 $8,971 4.50%
Jasper, AL (FHA|USDA|VA) 1 $195,000 $195,000 $6,948 5.13%
Woodward, OK (FHA|USDA|VA) 1 $195,000 $195,000 $4,169 5.00%
Brownwood, TX (FHA|USDA|VA) 1 $195,000 $195,000 $2,969 4.50%
HARRISONBURG, VA (FHA|USDA|VA) 2 $190,000 $95,000 $2,309 5.50%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $190,000 $95,000 $6,211 4.69%
Martinsville, VA (FHA|USDA|VA) 2 $190,000 $95,000 $4,220 5.06%
Bogalusa, LA (FHA|USDA|VA) 1 $185,000 $185,000 $891 5.25%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $185,000 $185,000 $6,522 4.88%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $185,000 $185,000 $9,251 4.00%
Zanesville, OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,968 4.75%
PUEBLO, CO (FHA|USDA|VA) 1 $185,000 $185,000 $750 5.13%
North Vernon, IN (FHA|USDA|VA) 1 $185,000 $185,000 $6,814 5.25%
Union, SC (FHA|USDA|VA) 1 $175,000 $175,000 $4,259 5.63%
Huntsville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $2,328 5.63%
Danville, KY (FHA|USDA|VA) 1 $175,000 $175,000 $8,819 5.00%
Warsaw, IN (FHA|USDA|VA) 1 $175,000 $175,000 $435 5.50%
Wauchula, FL (FHA|USDA|VA) 1 $175,000 $175,000 $7,597 5.13%
Galesburg, IL (FHA|USDA|VA) 1 $175,000 $175,000 $1,660 5.50%
Bemidji, MN (FHA|USDA|VA) 1 $175,000 $175,000 $6,927 5.13%
Rolla, MO (FHA|USDA|VA) 1 $165,000 $165,000 $4,078 4.88%
Jesup, GA (FHA|USDA|VA) 1 $165,000 $165,000 $8,164 4.88%
Minot, ND (FHA|USDA|VA) 1 $165,000 $165,000 $2,791 4.99%
Nacogdoches, TX (FHA|USDA|VA) 1 $165,000 $165,000 $6,012 5.00%
DALTON, GA (FHA|USDA|VA) 1 $165,000 $165,000 $4,350 4.88%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $165,000 $165,000 $5,499 4.50%
Rochelle, IL (FHA|USDA|VA) 1 $165,000 $165,000 $9,387 4.88%
ROME, GA (FHA|USDA|VA) 1 $165,000 $165,000 $575 5.00%
CaƱon City, CO (FHA|USDA|VA) 1 $165,000 $165,000 $4,404 5.13%
Taylorville, IL (FHA|USDA|VA) 1 $165,000 $165,000 $8,749 5.50%
Vicksburg, MS (FHA|USDA|VA) 1 $165,000 $165,000 $4,608 5.50%
ANN ARBOR, MI (FHA|USDA|VA) 1 $165,000 $165,000 $6,162 5.13%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $155,000 $155,000 $5,214 5.20%
Thomasville, GA (FHA|USDA|VA) 1 $155,000 $155,000 $425 5.25%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $155,000 $155,000 $4,117 5.50%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $155,000 $155,000 $7,496 4.75%
BISMARCK, ND (FHA|USDA|VA) 1 $155,000 $155,000 $655 5.13%
Frankfort, KY (FHA|USDA|VA) 1 $155,000 $155,000 $6,881 5.50%
London, KY (FHA|USDA|VA) 1 $155,000 $155,000 $3,282 4.75%
Burley, ID (FHA|USDA|VA) 1 $155,000 $155,000 $6,232 5.63%
Pontiac, IL (FHA|USDA|VA) 1 $155,000 $155,000 $425 4.63%
Granbury, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,105 5.25%
Marshall, MO (FHA|USDA|VA) 1 $155,000 $155,000 $3,185 5.13%
Paducah, KY-IL (FHA|USDA|VA) 1 $155,000 $155,000 $8,173 5.38%
Ottumwa, IA (FHA|USDA|VA) 1 $155,000 $155,000 $7,210 5.25%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $155,000 $155,000 $475 5.13%
Orangeburg, SC (FHA|USDA|VA) 1 $155,000 $155,000 $7,523 4.75%
Menomonie, WI (FHA|USDA|VA) 1 $155,000 $155,000 $3,971 5.63%
HAMMOND, LA (FHA|USDA|VA) 1 $155,000 $155,000 $4,108 5.38%
Tiffin, OH (FHA|USDA|VA) 2 $150,000 $75,000 $5,779 5.31%
VISALIA, CA (FHA|USDA|VA) 1 $145,000 $145,000 $5,183 4.63%
Jacksonville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,295 4.88%
McPherson, KS (FHA|USDA|VA) 1 $145,000 $145,000 $7,852 4.75%
Henderson, NC (FHA|USDA|VA) 1 $145,000 $145,000 $4,313 4.63%
DECATUR, IL (FHA|USDA|VA) 1 $145,000 $145,000 $4,486 4.88%
LAREDO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $750 5.63%
Sanford, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,002 5.00%
MONROE, MI (FHA|USDA|VA) 1 $145,000 $145,000 $6,446 4.75%
Columbus, NE (FHA|USDA|VA) 1 $145,000 $145,000 $8,006 5.00%
Oskaloosa, IA (FHA|USDA|VA) 1 $145,000 $145,000 $5,215 4.63%
Moultrie, GA (FHA|USDA|VA) 1 $145,000 $145,000 $1,101 5.13%
Ashland, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,653 5.25%
MIDLAND, MI (FHA|USDA|VA) 1 $145,000 $145,000 $5,643 4.75%
Clearlake, CA (FHA|USDA|VA) 1 $145,000 $145,000 $7,116 5.00%
Williston, ND (FHA|USDA|VA) 1 $145,000 $145,000 $1,838 5.38%
Sterling, IL (FHA|USDA|VA) 1 $135,000 $135,000 $7,369 4.00%
Marinette, WI-MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,849 5.00%
Logansport, IN (FHA|USDA|VA) 1 $135,000 $135,000 $1,226 5.13%
Findlay, OH (FHA|USDA|VA) 1 $135,000 $135,000 $8,350 5.00%
Oil City, PA (FHA|USDA|VA) 1 $135,000 $135,000 $8,077 4.38%
Gallup, NM (FHA|USDA|VA) 1 $135,000 $135,000 $4,694 4.88%
Bluffton, IN (FHA|USDA|VA) 1 $125,000 $125,000 $7,320 5.00%
Beaver Dam, WI (FHA|USDA|VA) 1 $125,000 $125,000 $4,042 5.25%
COLUMBUS, IN (FHA|USDA|VA) 1 $125,000 $125,000 $7,203 4.63%
Platteville, WI (FHA|USDA|VA) 1 $125,000 $125,000 $6,812 5.25%
Paris, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,525 5.13%
Auburn, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,295 5.25%
DeRidder, LA (FHA|USDA|VA) 1 $125,000 $125,000 $7,529 5.63%
Morgan City, LA (FHA|USDA|VA) 1 $125,000 $125,000 $3,515 5.63%
Vincennes, IN (FHA|USDA|VA) 1 $125,000 $125,000 $3,030 4.63%
Angola, IN (FHA|USDA|VA) 1 $125,000 $125,000 $5,896 4.50%
McMinnville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $2,979 5.50%
Marshalltown, IA (FHA|USDA|VA) 1 $125,000 $125,000 $7,337 4.50%
FARMINGTON, NM (FHA|USDA|VA) 1 $125,000 $125,000 $6,764 4.63%
FOND DU LAC, WI (FHA|USDA|VA) 1 $125,000 $125,000 $3,493 5.50%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,312 4.88%
Frankfort, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,628 4.75%
Kirksville, MO (FHA|USDA|VA) 1 $125,000 $125,000 $4,086 4.75%
Kingsville, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,617 4.75%
Grants, NM (FHA|USDA|VA) 1 $125,000 $125,000 $6,743 5.50%
Brenham, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,111 4.88%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $115,000 $115,000 $4,852 5.00%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $115,000 $115,000 $4,895 4.50%
Wabash, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,495 4.50%
Warren, PA (FHA|USDA|VA) 1 $115,000 $115,000 $7,648 4.63%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,048 5.00%
Austin, MN (FHA|USDA|VA) 1 $115,000 $115,000 $4,954 4.13%
Pittsburg, KS (FHA|USDA|VA) 1 $115,000 $115,000 $5,021 4.88%
Bay City, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,913 5.25%
GREEN BAY, WI (FHA|USDA|VA) 1 $115,000 $115,000 $3,459 4.88%
Raymondville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $6,256 4.63%
Alice, TX (FHA|USDA|VA) 1 $115,000 $115,000 $6,744 4.75%
Fremont, NE (FHA|USDA|VA) 1 $115,000 $115,000 $3,271 5.25%
Blackfoot, ID (FHA|USDA|VA) 1 $115,000 $115,000 $5,486 4.88%
Fremont, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,230 4.13%
LAFAYETTE, LA (FHA|USDA|VA) 1 $115,000 $115,000 $5,221 5.00%
Dublin, GA (FHA|USDA|VA) 1 $115,000 $115,000 $5,331 5.13%
Sunbury, PA (FHA|USDA|VA) 1 $105,000 $105,000 $2,298 5.25%
Effingham, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,354 5.50%
Clewiston, FL (FHA|USDA|VA) 1 $105,000 $105,000 $3,826 5.13%
Van Wert, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,947 5.63%
Sedalia, MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,785 5.13%
Las Vegas, NM (FHA|USDA|VA) 1 $105,000 $105,000 $4,836 4.63%
BAY CITY, MI (FHA|USDA|VA) 1 $105,000 $105,000 $5,076 4.88%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $105,000 $105,000 $4,140 5.38%
Huntington, IN (FHA|USDA|VA) 1 $105,000 $105,000 $4,168 5.38%
Sidney, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,343 5.13%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $105,000 $105,000 $4,942 5.00%
Tifton, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,322 4.88%
Tahlequah, OK (FHA|USDA|VA) 1 $95,000 $95,000 $2,476 5.38%
West Point, MS (FHA|USDA|VA) 1 $95,000 $95,000 $3,260 5.13%
Enterprise, AL (FHA|USDA|VA) 1 $95,000 $95,000 $4,706 4.63%
READING, PA (FHA|USDA|VA) 1 $95,000 $95,000 $2,356 5.25%
Union City, TN (FHA|USDA|VA) 1 $95,000 $95,000 $6,091 4.50%
THE VILLAGES, FL (FHA|USDA|VA) 1 $95,000 $95,000 $6,510 4.75%
Decatur, IN (FHA|USDA|VA) 1 $85,000 $85,000 $1,768 5.38%
Winfield, KS (FHA|USDA|VA) 1 $85,000 $85,000 $5,760 4.88%
Grand Rapids, MN (FHA|USDA|VA) 1 $85,000 $85,000 $1,441 5.38%
Taos, NM (FHA|USDA|VA) 1 $85,000 $85,000 $1,087 5.25%
Atchison, KS (FHA|USDA|VA) 1 $85,000 $85,000 $3,263 5.38%
St. Marys, PA (FHA|USDA|VA) 1 $85,000 $85,000 $5,787 4.50%
Hillsdale, MI (FHA|USDA|VA) 1 $85,000 $85,000 $1,744 5.38%
DuBois, PA (FHA|USDA|VA) 1 $85,000 $85,000 $2,028 5.25%
Arcadia, FL (FHA|USDA|VA) 1 $75,000 $75,000 $4,585 4.50%
New Ulm, MN (FHA|USDA|VA) 1 $75,000 $75,000 $5,340 4.63%
Somerset, KY (FHA|USDA|VA) 1 $65,000 $65,000 $4,711 4.50%
Zillow Home Loans's top markets include Kansas City, Atlanta, Washington, Houston, and Dallas among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against ZILLOW HOME LOANS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 1,766 $323,770,000 $183,335 $6,715 4.97%
    VA 794 $186,740,000 $235,189 $5,748 4.94%
    Conventional 727 $160,495,000 $220,763 $4,250 4.90%
    USDA 135 $19,725,000 $146,111 $5,068 4.87%

    For 2018, Zillow Home Loans's most frequently originated type of loan was FHA, with 1,766 originations. Their 2nd most popular type was VA, with 794 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,305 $662,505,000 $200,455 $5,857 4.95%
    Refi 105 $25,455,000 $242,429 $7,148 4.90%
    Cash Out Refi 12 $2,770,000 $230,833 $7,252 4.45%

    For 2018, Zillow Home Loans's most frequently cited loan purpose was Home Purchase, with 3,305 originations. The 2nd most popular reason was Refi, with 105 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,385 $683,545,000 $201,934 $5,911 4.95%
    15 Year 26 $5,270,000 $202,692 $4,868 4.23%
    20 Year 10 $1,790,000 $179,000 $5,809 4.49%
    Other 1 $125,000 $125,000 $4,291 5.00%

    For 2018, Zillow Home Loans's most frequently cited loan duration was 30 Year, with 3,385 originations. The 2nd most popular length was 15 Year, with 26 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,419 $277,445,000 $195,521
    $1k-2k 678 $140,670,000 $207,478
    $2k-3k 573 $104,265,000 $181,963
    $3k-4k 424 $82,350,000 $194,222
    $4k-5k 179 $40,505,000 $226,285
    $5k+ 149 $45,495,000 $305,336

    Zillow Home Loans's average total fees were $5,911, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,419 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 2,032 $437,480,000 $215,295
    5-6% 1,334 $238,800,000 $179,010
    3-4% 55 $14,345,000 $260,818
    6-7% 1 $105,000 $105,000

    During 2018, Zillow Home Loans's average interest rate for loans was 4.95%, while their most frequently originated rate bucket for loans was 4-5%, with 2,032 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,847 $279,225,000 $151,178 $5,103 5.01%
    $200k-400k 1,224 $326,600,000 $266,830 $7,084 4.85%
    $100,000 or less 213 $18,605,000 $87,347 $3,758 5.06%
    $400k-600k 122 $55,770,000 $457,131 $9,183 4.70%
    $600k-1MM 16 $10,530,000 $658,125 $11,238 4.74%

    2018 saw Zillow Home Loans place emphasis on $100k-200k loans with 1,847 originations, totaling $279,225,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,137 $201,125,000 $176,891 $5,483 4.98%
    $50k or less 761 $103,785,000 $136,380 $4,739 4.99%
    $75k-100k 719 $155,995,000 $216,961 $6,500 4.94%
    $100k-150k 582 $153,820,000 $264,296 $7,015 4.88%
    $150k-250k 195 $65,145,000 $334,077 $7,152 4.78%
    $250k+ 23 $8,795,000 $382,391 $7,044 4.85%

    Zillow Home Loans lent most frequently to those with incomes in the $50k-75k range, with 1,137 originations. The second most popular income band? $50k or less, with 761 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 671 $136,485,000 $203,405 $6,909 4.94%
    30-36% 552 $111,670,000 $202,301 $5,658 4.95%
    20-30% 401 $74,755,000 $186,421 $5,489 4.91%
    40% 137 $26,885,000 $196,241 $5,512 4.94%
    47% 137 $28,085,000 $205,000 $5,972 4.95%
    43% 135 $29,465,000 $218,259 $5,769 4.94%
    39% 134 $27,310,000 $203,806 $5,749 4.94%
    49% 125 $25,995,000 $207,960 $6,226 4.94%
    38% 124 $25,200,000 $203,226 $5,495 4.97%
    44% 123 $27,065,000 $220,041 $6,003 4.99%
    46% 123 $25,405,000 $206,545 $5,536 5.00%
    45% 122 $23,710,000 $194,344 $5,439 4.93%
    42% 120 $24,040,000 $200,333 $5,381 4.97%
    48% 117 $25,495,000 $217,906 $6,246 4.93%
    41% 108 $21,240,000 $196,667 $5,152 4.95%
    37% 103 $19,085,000 $185,291 $5,644 4.98%
    36% 97 $18,765,000 $193,454 $5,144 4.95%
    <20% 68 $13,170,000 $193,676 $6,116 4.92%
    >60% 23 $6,165,000 $268,043 $5,287 4.90%

    Zillow Home Loans lent most frequently to those with DTI ratios of 50-60%, with 671 originations. The next most common DTI ratio? 30-36%, with 552 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,408 $475,330,000 $197,396 $5,779 4.96%
    Not provided 582 $122,730,000 $210,876 $6,400 4.87%
    Black 319 $67,285,000 $210,925 $5,904 5.00%
    Asian 71 $17,395,000 $245,000 $6,101 4.83%
    American Indian 29 $5,475,000 $188,793 $5,572 4.94%
    Native Hawaiian or Islander 13 $2,515,000 $193,462 $6,019 4.86%

    Approval Rates

    Total approvals of all applications
    96.29%

    Zillow Home Loans has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    55.06%

    Zillow Home Loans has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,422 $690,730,000 $201,850

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 51 $7,095,000 $139,118
    Single Family (1-4 Units):Site-Built 3,371 $683,635,000 $202,799

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 4 $630,000 $157,500 $4,241 4.84%
    40-60% 25 $4,585,000 $183,400 $4,837 4.91%
    60-80% 206 $43,760,000 $212,427 $5,125 4.86%
    80-100% 2,970 $585,990,000 $197,303 $5,740 4.95%
    Over 100% 216 $55,160,000 $255,370 $8,964 4.90%