Zillow Home Loans Mortgage Rates, Fees & Info

TOPEKA, KS

LEI: 549300370QILXLFUWD20

Tax ID: 48-1236121

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Mortgage Data

Review & Overview

Zillow Home Loans is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Zillow Home Loans has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Atlanta, Los Angeles, Phoenix, Seattle, and Washington among others. We have data for 566 markets. (Some data included below & more in-depth data is available with an active subscription.)

Zillow Home Loans has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Zillow Home Loans is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.70% 4/28/24
30 Year Conventional Refi 6.31% 4/28/24
30 Year Cash-out Refi 6.61% 4/28/24
30 Year FHA Purchase 7.17% 4/28/24
30 Year FHA Refi 6.67% 4/28/24
30 Year VA Purchase 6.14% 4/28/24
30 Year VA Refi 6.05% 4/28/24
15 Year Conventional Purchase 5.95% 4/28/24
15 Year Conventional Refi 5.83% 4/28/24
15 Year Cash-out Refi 5.83% 4/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Zillow Home Loans Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Zillow Home Loans. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,009

Origination Dollar Volume (All Markets)

$1,546,985,000
Show all (18) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 255 $75,875,000 $297,549 $6,987 4.55%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 117 $61,545,000 $526,026 $7,535 4.02%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 164 $59,310,000 $361,646 $6,899 4.52%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 123 $56,465,000 $459,065 $6,671 4.15%
Outside of Metro Areas 238 $54,990,000 $231,050 $6,426 5.18%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 105 $43,535,000 $414,619 $6,476 4.15%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 86 $35,910,000 $417,558 $7,679 4.14%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 94 $33,120,000 $352,340 $7,209 4.12%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 95 $33,115,000 $348,579 $8,580 4.92%
RALEIGH-CARY, NC (FHA|USDA|VA) 92 $32,150,000 $349,457 $6,279 4.77%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 88 $31,470,000 $357,614 $6,804 3.98%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 92 $30,590,000 $332,500 $7,663 4.76%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 103 $28,555,000 $277,233 $7,211 4.71%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 91 $27,835,000 $305,879 $7,105 4.27%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 54 $27,640,000 $511,852 $8,056 3.83%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 69 $27,175,000 $393,841 $6,718 4.45%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 65 $26,945,000 $414,538 $7,400 3.91%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 78 $23,480,000 $301,026 $5,823 4.49%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 83 $23,235,000 $279,940 $6,802 3.97%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 73 $22,535,000 $308,699 $6,619 4.46%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 66 $21,660,000 $328,182 $6,267 4.13%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 37 $19,705,000 $532,568 $8,976 3.88%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 45 $19,345,000 $429,889 $5,872 4.49%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 59 $19,265,000 $326,525 $5,754 4.10%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 42 $16,190,000 $385,476 $6,645 4.17%
JACKSONVILLE, FL (FHA|USDA|VA) 48 $15,250,000 $317,708 $6,763 4.30%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 43 $13,635,000 $317,093 $6,582 4.63%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 42 $13,480,000 $320,952 $6,906 4.01%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 53 $13,265,000 $250,283 $5,683 4.68%
KANSAS CITY, MO-KS (FHA|USDA|VA) 45 $11,565,000 $257,000 $5,606 4.82%
ST. LOUIS, MO-IL (FHA|USDA|VA) 34 $9,560,000 $281,176 $5,408 5.01%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 45 $9,445,000 $209,889 $5,738 4.85%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 27 $9,075,000 $336,111 $7,000 4.74%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 36 $8,910,000 $247,500 $5,724 4.44%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 28 $8,720,000 $311,429 $7,472 4.89%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 24 $8,020,000 $334,167 $7,349 4.28%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 29 $7,865,000 $271,207 $6,220 4.82%
RICHMOND, VA (FHA|USDA|VA) 29 $7,555,000 $260,517 $6,636 4.84%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 26 $7,230,000 $278,077 $6,332 4.72%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 25 $6,995,000 $279,800 $6,196 5.29%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 15 $6,935,000 $462,333 $5,948 3.35%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 19 $6,855,000 $360,789 $9,124 4.36%
PITTSBURGH, PA (FHA|USDA|VA) 29 $6,845,000 $236,034 $7,024 4.56%
COLORADO SPRINGS, CO (FHA|USDA|VA) 19 $6,555,000 $345,000 $6,846 4.56%
STOCKTON, CA (FHA|USDA|VA) 15 $6,065,000 $404,333 $6,742 4.31%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 25 $6,005,000 $240,200 $5,776 4.55%
OKLAHOMA CITY, OK (FHA|USDA|VA) 23 $5,915,000 $257,174 $6,563 4.82%
BOISE CITY, ID (FHA|USDA|VA) 17 $5,735,000 $337,353 $7,002 3.93%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 19 $5,595,000 $294,474 $5,474 3.63%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 22 $5,560,000 $252,727 $6,806 4.59%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 17 $5,345,000 $314,412 $6,045 4.49%
RENO, NV (FHA|USDA|VA) 16 $5,330,000 $333,125 $6,343 3.98%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 18 $5,290,000 $293,889 $6,896 5.09%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 14 $5,200,000 $371,429 $6,955 4.41%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 20 $5,190,000 $259,500 $6,386 4.71%
SALISBURY, MD-DE (FHA|USDA|VA) 17 $5,185,000 $305,000 $8,540 4.10%
WORCESTER, MA-CT (FHA|USDA|VA) 19 $5,175,000 $272,368 $7,131 3.90%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 22 $5,080,000 $230,909 $6,493 4.54%
FRESNO, CA (FHA|USDA|VA) 15 $4,675,000 $311,667 $6,453 4.60%
LOUISVILLE, KY (FHA|USDA|VA) 18 $4,670,000 $259,444 $5,846 4.06%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 9 $4,565,000 $507,222 $5,975 3.60%
KNOXVILLE, TN (FHA|USDA|VA) 17 $4,455,000 $262,059 $6,673 5.33%
PORT ST. LUCIE, FL (FHA|USDA|VA) 13 $4,375,000 $336,538 $8,022 4.99%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 12 $4,370,000 $364,167 $5,469 4.45%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 15 $4,355,000 $290,333 $6,206 4.38%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 22 $4,120,000 $187,273 $6,343 4.79%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 17 $4,115,000 $242,059 $5,856 4.85%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 15 $4,015,000 $267,667 $6,672 4.66%
ASHEVILLE, NC (FHA|USDA|VA) 11 $3,955,000 $359,545 $4,510 4.07%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 15 $3,925,000 $261,667 $5,162 4.97%
ALBUQUERQUE, NM (FHA|USDA|VA) 14 $3,920,000 $280,000 $5,489 3.83%
TULSA, OK (FHA|USDA|VA) 16 $3,870,000 $241,875 $7,461 4.88%
AKRON, OH (FHA|USDA|VA) 17 $3,825,000 $225,000 $6,321 5.43%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 14 $3,780,000 $270,000 $6,112 5.21%
BAKERSFIELD, CA (FHA|USDA|VA) 16 $3,750,000 $234,375 $6,116 4.63%
TUCSON, AZ (FHA|USDA|VA) 16 $3,740,000 $233,750 $6,635 3.58%
COLUMBUS, OH (FHA|USDA|VA) 14 $3,690,000 $263,571 $5,751 4.76%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 11 $3,675,000 $334,091 $5,872 3.44%
GAINESVILLE, GA (FHA|USDA|VA) 12 $3,650,000 $304,167 $9,244 4.23%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 11 $3,645,000 $331,364 $6,660 3.80%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 14 $3,630,000 $259,286 $5,208 5.31%
WINSTON-SALEM, NC (FHA|USDA|VA) 14 $3,500,000 $250,000 $6,340 4.74%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 14 $3,470,000 $247,857 $5,735 4.89%
FORT COLLINS, CO (FHA|USDA|VA) 8 $3,340,000 $417,500 $6,884 3.86%
OCALA, FL (FHA|USDA|VA) 14 $3,330,000 $237,857 $6,765 5.22%
SPRINGFIELD, MA (FHA|USDA|VA) 11 $3,285,000 $298,636 $8,594 4.55%
VALLEJO, CA (FHA|USDA|VA) 9 $3,205,000 $356,111 $8,126 3.86%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 12 $3,170,000 $264,167 $7,431 5.30%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 7 $3,085,000 $440,714 $4,069 4.05%
PANAMA CITY, FL (FHA|USDA|VA) 10 $2,960,000 $296,000 $9,800 4.54%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 13 $2,945,000 $226,538 $7,452 4.78%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 9 $2,915,000 $323,889 $4,830 4.67%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 11 $2,715,000 $246,818 $6,884 4.30%
WICHITA, KS (FHA|USDA|VA) 14 $2,710,000 $193,571 $5,161 4.63%
COLUMBIA, SC (FHA|USDA|VA) 10 $2,580,000 $258,000 $4,563 4.80%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 11 $2,485,000 $225,909 $7,097 5.00%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 10 $2,480,000 $248,000 $4,873 5.15%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 7 $2,445,000 $349,286 $7,953 4.38%
BEND, OR (FHA|USDA|VA) 6 $2,360,000 $393,333 $6,509 3.98%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 12 $2,360,000 $196,667 $5,330 4.76%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 5 $2,355,000 $471,000 $5,750 4.80%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 9 $2,335,000 $259,444 $7,032 4.74%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 5 $2,245,000 $449,000 $4,911 4.25%
DALTON, GA (FHA|USDA|VA) 7 $2,235,000 $319,286 $9,196 5.41%
Helena, MT (FHA|USDA|VA) 7 $2,225,000 $317,857 $8,219 3.68%
MADISON, WI (FHA|USDA|VA) 6 $2,220,000 $370,000 $5,667 4.13%
FAYETTEVILLE, NC (FHA|USDA|VA) 10 $2,220,000 $222,000 $6,068 5.26%
TALLAHASSEE, FL (FHA|USDA|VA) 9 $2,205,000 $245,000 $6,319 5.07%
MODESTO, CA (FHA|USDA|VA) 6 $2,190,000 $365,000 $6,813 4.60%
Kalispell, MT (FHA|USDA|VA) 5 $2,095,000 $419,000 $6,291 4.63%
GAINESVILLE, FL (FHA|USDA|VA) 8 $2,080,000 $260,000 $6,817 5.08%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $2,060,000 $343,333 $7,863 3.96%
BURLINGTON, NC (FHA|USDA|VA) 7 $2,035,000 $290,714 $4,557 4.98%
BILLINGS, MT (FHA|USDA|VA) 8 $2,000,000 $250,000 $7,008 4.08%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 9 $1,995,000 $221,667 $7,253 4.89%
YORK-HANOVER, PA (FHA|USDA|VA) 8 $1,980,000 $247,500 $8,209 4.98%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 8 $1,970,000 $246,250 $6,187 4.22%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 8 $1,960,000 $245,000 $8,339 4.98%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 8 $1,960,000 $245,000 $4,763 4.88%
DAYTON-KETTERING, OH (FHA|USDA|VA) 9 $1,945,000 $216,111 $4,685 4.56%
Gardnerville Ranchos, NV (FHA|USDA|VA) 5 $1,945,000 $389,000 $5,273 4.50%
JACKSON, MS (FHA|USDA|VA) 7 $1,925,000 $275,000 $5,736 5.36%
Torrington, CT (FHA|USDA|VA) 7 $1,925,000 $275,000 $5,758 4.23%
YUBA CITY, CA (FHA|USDA|VA) 7 $1,885,000 $269,286 $5,019 3.64%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 7 $1,875,000 $267,857 $8,203 5.45%
CANTON-MASSILLON, OH (FHA|USDA|VA) 8 $1,830,000 $228,750 $6,108 4.48%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $1,825,000 $260,714 $8,126 5.29%
LONGVIEW, TX (FHA|USDA|VA) 8 $1,810,000 $226,250 $7,489 5.44%
HUNTSVILLE, AL (FHA|USDA|VA) 7 $1,795,000 $256,429 $5,947 4.91%
VISALIA, CA (FHA|USDA|VA) 6 $1,790,000 $298,333 $9,295 3.77%
Outside of Metro Areas 5 $1,755,000 $351,000 $4,972 3.23%
Newport, OR (FHA|USDA|VA) 4 $1,750,000 $437,500 $8,484 6.06%
BATON ROUGE, LA (FHA|USDA|VA) 7 $1,745,000 $249,286 $7,514 4.73%
Shelton, WA (FHA|USDA|VA) 5 $1,735,000 $347,000 $7,652 4.13%
GREELEY, CO (FHA|USDA|VA) 4 $1,720,000 $430,000 $6,181 5.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $1,710,000 $285,000 $8,227 4.54%
SPRINGFIELD, MO (FHA|USDA|VA) 8 $1,700,000 $212,500 $6,808 5.03%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $1,675,000 $239,286 $8,467 4.77%
SALEM, OR (FHA|USDA|VA) 5 $1,665,000 $333,000 $6,016 3.35%
SALINAS, CA (FHA|USDA|VA) 3 $1,635,000 $545,000 $4,705 2.88%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 10 $1,630,000 $163,000 $4,960 4.74%
Fernley, NV (FHA|USDA|VA) 3 $1,615,000 $538,333 $6,868 5.08%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $1,610,000 $402,500 $7,626 3.66%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $1,610,000 $268,333 $6,807 4.79%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 4 $1,600,000 $400,000 $7,035 4.47%
SANTA FE, NM (FHA|USDA|VA) 5 $1,595,000 $319,000 $5,617 4.08%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $1,580,000 $263,333 $8,053 4.77%
ALBANY, GA (FHA|USDA|VA) 7 $1,575,000 $225,000 $6,625 4.68%
SPARTANBURG, SC (FHA|USDA|VA) 7 $1,565,000 $223,571 $5,986 5.43%
TYLER, TX (FHA|USDA|VA) 6 $1,560,000 $260,000 $6,725 5.04%
ROANOKE, VA (FHA|USDA|VA) 6 $1,550,000 $258,333 $7,097 5.92%
EL PASO, TX (FHA|USDA|VA) 8 $1,530,000 $191,250 $5,599 5.06%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,500,000 $375,000 $8,162 4.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,490,000 $248,333 $7,630 3.71%
DOVER, DE (FHA|USDA|VA) 6 $1,480,000 $246,667 $4,296 3.88%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,470,000 $735,000 $12,785 4.88%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $1,435,000 $287,000 $5,490 4.98%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 7 $1,375,000 $196,429 $4,827 5.21%
Sevierville, TN (FHA|USDA|VA) 5 $1,375,000 $275,000 $8,480 5.28%
DULUTH, MN-WI (FHA|USDA|VA) 5 $1,325,000 $265,000 $7,256 5.03%
READING, PA (FHA|USDA|VA) 6 $1,310,000 $218,333 $6,427 4.63%
CHEYENNE, WY (FHA|USDA|VA) 5 $1,305,000 $261,000 $6,605 4.58%
Sanford, NC (FHA|USDA|VA) 3 $1,285,000 $428,333 $11,082 5.00%
Jefferson, GA (FHA|USDA|VA) 5 $1,285,000 $257,000 $7,919 3.60%
SAVANNAH, GA (FHA|USDA|VA) 4 $1,280,000 $320,000 $4,579 4.31%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $1,265,000 $253,000 $5,275 4.65%
CHICO, CA (FHA|USDA|VA) 5 $1,255,000 $251,000 $5,186 5.23%
Oak Harbor, WA (FHA|USDA|VA) 4 $1,240,000 $310,000 $5,090 3.97%
MORRISTOWN, TN (FHA|USDA|VA) 5 $1,235,000 $247,000 $5,668 5.25%
Laconia, NH (FHA|USDA|VA) 4 $1,230,000 $307,500 $3,876 3.97%
COLUMBUS, GA-AL (FHA|USDA|VA) 7 $1,225,000 $175,000 $6,151 5.75%
GETTYSBURG, PA (FHA|USDA|VA) 4 $1,220,000 $305,000 $10,797 4.78%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 4 $1,200,000 $300,000 $4,630 3.13%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 5 $1,175,000 $235,000 $4,546 3.98%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $1,160,000 $580,000 $5,132 4.56%
Centralia, WA (FHA|USDA|VA) 3 $1,155,000 $385,000 $12,545 5.38%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 7 $1,155,000 $165,000 $6,699 5.57%
LONGVIEW, WA (FHA|USDA|VA) 2 $1,140,000 $570,000 $8,705 5.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $1,130,000 $188,333 $5,270 6.38%
THE VILLAGES, FL (FHA|USDA|VA) 4 $1,120,000 $280,000 $7,722 4.78%
WENATCHEE, WA (FHA|USDA|VA) 3 $1,115,000 $371,667 $6,553 4.54%
YUMA, AZ (FHA|USDA|VA) 6 $1,110,000 $185,000 $5,288 4.42%
LANCASTER, PA (FHA|USDA|VA) 5 $1,095,000 $219,000 $6,082 5.95%
ERIE, PA (FHA|USDA|VA) 5 $1,075,000 $215,000 $7,128 4.55%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $1,070,000 $535,000 $10,716 3.88%
Roseburg, OR (FHA|USDA|VA) 4 $1,070,000 $267,500 $6,612 4.63%
BOULDER, CO (FHA|USDA|VA) 3 $1,065,000 $355,000 $4,779 3.21%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 5 $1,055,000 $211,000 $6,933 4.15%
LAS CRUCES, NM (FHA|USDA|VA) 4 $1,050,000 $262,500 $7,665 3.41%
BELLINGHAM, WA (FHA|USDA|VA) 3 $1,025,000 $341,667 $5,932 3.54%
APPLETON, WI (FHA|USDA|VA) 3 $1,025,000 $341,667 $4,235 4.96%
Roswell, NM (FHA|USDA|VA) 4 $1,010,000 $252,500 $7,522 4.47%
ST. CLOUD, MN (FHA|USDA|VA) 3 $995,000 $331,667 $4,463 4.71%
MISSOULA, MT (FHA|USDA|VA) 3 $985,000 $328,333 $5,545 4.75%
FORT WAYNE, IN (FHA|USDA|VA) 6 $980,000 $163,333 $5,821 4.88%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $975,000 $325,000 $10,223 4.21%
Waycross, GA (FHA|USDA|VA) 5 $975,000 $195,000 $4,260 5.58%
LYNCHBURG, VA (FHA|USDA|VA) 4 $960,000 $240,000 $5,022 4.38%
TOPEKA, KS (FHA|USDA|VA) 4 $960,000 $240,000 $4,703 5.66%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 5 $955,000 $191,000 $4,183 4.78%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $955,000 $318,333 $9,708 4.58%
JONESBORO, AR (FHA|USDA|VA) 2 $950,000 $475,000 $8,043 5.00%
NILES, MI (FHA|USDA|VA) 4 $940,000 $235,000 $4,772 4.19%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $935,000 $311,667 $5,447 3.33%
Albertville, AL (FHA|USDA|VA) 2 $930,000 $465,000 $3,279 2.69%
WILMINGTON, NC (FHA|USDA|VA) 3 $925,000 $308,333 $7,428 4.96%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $920,000 $230,000 $6,814 6.66%
Concord, NH (FHA|USDA|VA) 3 $915,000 $305,000 $4,858 4.29%
BAY CITY, MI (FHA|USDA|VA) 4 $910,000 $227,500 $5,474 4.94%
Elko, NV (FHA|USDA|VA) 3 $905,000 $301,667 $3,819 3.88%
Ontario, OR-ID (FHA|USDA|VA) 2 $890,000 $445,000 $4,621 4.44%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $885,000 $177,000 $6,470 5.18%
Morehead City, NC (FHA|USDA|VA) 3 $885,000 $295,000 $6,250 4.08%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $870,000 $217,500 $7,655 5.13%
PEORIA, IL (FHA|USDA|VA) 6 $870,000 $145,000 $5,010 4.88%
IDAHO FALLS, ID (FHA|USDA|VA) 3 $865,000 $288,333 $6,532 4.92%
MONROE, MI (FHA|USDA|VA) 3 $855,000 $285,000 $5,605 4.38%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $845,000 $281,667 $7,196 3.79%
Richmond-Berea, KY (FHA|USDA|VA) 4 $840,000 $210,000 $6,880 5.03%
YAKIMA, WA (FHA|USDA|VA) 4 $840,000 $210,000 $4,506 5.00%
Warsaw, IN (FHA|USDA|VA) 3 $835,000 $278,333 $3,189 5.92%
LUBBOCK, TX (FHA|USDA|VA) 3 $835,000 $278,333 $8,107 5.25%
GRANTS PASS, OR (FHA|USDA|VA) 3 $825,000 $275,000 $9,101 3.79%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $820,000 $205,000 $6,880 6.19%
MANSFIELD, OH (FHA|USDA|VA) 4 $820,000 $205,000 $9,004 5.78%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 4 $820,000 $205,000 $3,833 5.06%
Columbus, MS (FHA|USDA|VA) 2 $810,000 $405,000 $16,391 4.81%
ODESSA, TX (FHA|USDA|VA) 4 $810,000 $202,500 $6,379 6.06%
VALDOSTA, GA (FHA|USDA|VA) 4 $800,000 $200,000 $8,459 5.16%
MEDFORD, OR (FHA|USDA|VA) 3 $795,000 $265,000 $10,095 4.79%
ABILENE, TX (FHA|USDA|VA) 2 $790,000 $395,000 $12,006 5.31%
ROCHESTER, MN (FHA|USDA|VA) 3 $785,000 $261,667 $6,105 3.79%
FARMINGTON, NM (FHA|USDA|VA) 3 $775,000 $258,333 $7,349 4.33%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $775,000 $258,333 $9,842 6.63%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $770,000 $192,500 $6,397 4.09%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $765,000 $255,000 $7,720 4.00%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $750,000 $375,000 $10,594 4.19%
Auburn, IN (FHA|USDA|VA) 2 $750,000 $375,000 $7,207 4.38%
ANCHORAGE, AK (FHA|USDA|VA) 3 $725,000 $241,667 $7,292 3.71%
Los Alamos, NM (FHA|USDA|VA) 2 $720,000 $360,000 $6,636 3.69%
MUSKEGON, MI (FHA|USDA|VA) 4 $720,000 $180,000 $7,096 5.59%
DECATUR, AL (FHA|USDA|VA) 3 $705,000 $235,000 $3,401 5.96%
Taos, NM (FHA|USDA|VA) 2 $700,000 $350,000 $9,316 3.31%
Montrose, CO (FHA|USDA|VA) 2 $700,000 $350,000 $5,006 3.69%
Rexburg, ID (FHA|USDA|VA) 2 $700,000 $350,000 $8,223 4.44%
Aberdeen, WA (FHA|USDA|VA) 3 $695,000 $231,667 $4,153 4.42%
MOBILE, AL (FHA|USDA|VA) 3 $695,000 $231,667 $3,063 3.79%
JOPLIN, MO (FHA|USDA|VA) 3 $685,000 $228,333 $5,817 4.00%
Wooster, OH (FHA|USDA|VA) 5 $685,000 $137,000 $5,220 4.98%
Glenwood Springs, CO (FHA|USDA|VA) 2 $680,000 $340,000 $7,153 4.38%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 3 $675,000 $225,000 $6,016 4.63%
CORVALLIS, OR (FHA|USDA|VA) 2 $670,000 $335,000 $6,463 3.50%
LINCOLN, NE (FHA|USDA|VA) 3 $655,000 $218,333 $5,985 4.88%
Ellensburg, WA (FHA|USDA|VA) 2 $650,000 $325,000 $5,917 4.50%
Athens, TX (FHA|USDA|VA) 2 $650,000 $325,000 $3,745 3.31%
Williston, ND (FHA|USDA|VA) 2 $650,000 $325,000 $8,492 4.50%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $645,000 $215,000 $5,491 3.67%
Pahrump, NV (FHA|USDA|VA) 2 $640,000 $320,000 $5,953 5.31%
BRUNSWICK, GA (FHA|USDA|VA) 3 $635,000 $211,667 $7,144 4.54%
MONTGOMERY, AL (FHA|USDA|VA) 3 $635,000 $211,667 $8,221 5.58%
Coos Bay, OR (FHA|USDA|VA) 3 $635,000 $211,667 $6,843 5.33%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $635,000 $211,667 $3,783 5.04%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $630,000 $157,500 $5,053 5.81%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $625,000 $208,333 $3,803 5.83%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $620,000 $310,000 $4,571 5.56%
Ruidoso, NM (FHA|USDA|VA) 2 $620,000 $310,000 $9,736 5.44%
LEBANON, PA (FHA|USDA|VA) 3 $615,000 $205,000 $9,160 5.83%
NAPA, CA (FHA|USDA|VA) 1 $615,000 $615,000 $2,628 3.13%
TOLEDO, OH (FHA|USDA|VA) 4 $610,000 $152,500 $7,075 4.84%
WACO, TX (FHA|USDA|VA) 2 $600,000 $300,000 $6,861 3.88%
Harrison, AR (FHA|USDA|VA) 2 $600,000 $300,000 $3,375 6.63%
Cambridge, OH (FHA|USDA|VA) 4 $590,000 $147,500 $6,406 4.69%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $585,000 $195,000 $6,418 5.17%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $585,000 $195,000 $6,724 5.92%
New Castle, IN (FHA|USDA|VA) 3 $585,000 $195,000 $5,679 4.25%
POCATELLO, ID (FHA|USDA|VA) 3 $585,000 $195,000 $7,692 4.00%
Selinsgrove, PA (FHA|USDA|VA) 2 $580,000 $290,000 $6,977 4.50%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $580,000 $290,000 $9,916 6.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $575,000 $191,667 $8,094 5.00%
Cornelia, GA (FHA|USDA|VA) 2 $570,000 $285,000 $7,012 2.69%
Port Lavaca, TX (FHA|USDA|VA) 2 $570,000 $285,000 $10,030 4.94%
TWIN FALLS, ID (FHA|USDA|VA) 2 $570,000 $285,000 $8,345 5.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $560,000 $140,000 $3,885 3.84%
FAIRBANKS, AK (FHA|USDA|VA) 2 $560,000 $280,000 $9,956 3.94%
Durango, CO (FHA|USDA|VA) 1 $555,000 $555,000 $3,576 3.13%
BISMARCK, ND (FHA|USDA|VA) 2 $540,000 $270,000 $5,976 5.94%
Tifton, GA (FHA|USDA|VA) 2 $540,000 $270,000 $10,535 5.06%
Red Bluff, CA (FHA|USDA|VA) 2 $540,000 $270,000 $4,431 6.56%
AMARILLO, TX (FHA|USDA|VA) 2 $540,000 $270,000 $7,113 4.13%
La Grande, OR (FHA|USDA|VA) 1 $535,000 $535,000 $6,112 3.25%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $525,000 $175,000 $5,037 4.75%
STAUNTON, VA (FHA|USDA|VA) 3 $525,000 $175,000 $4,987 4.71%
GRAND FORKS, ND-MN (FHA|USDA|VA) 3 $525,000 $175,000 $4,621 4.71%
Jasper, IN (FHA|USDA|VA) 3 $525,000 $175,000 $5,287 6.04%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $520,000 $260,000 $8,148 4.06%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $520,000 $260,000 $8,349 3.94%
REDDING, CA (FHA|USDA|VA) 2 $520,000 $260,000 $5,961 3.63%
Ottawa, IL (FHA|USDA|VA) 3 $515,000 $171,667 $6,203 5.63%
Bozeman, MT (FHA|USDA|VA) 2 $510,000 $255,000 $4,344 3.13%
MERCED, CA (FHA|USDA|VA) 2 $510,000 $255,000 $3,087 3.19%
Key West, FL (FHA|USDA|VA) 1 $505,000 $505,000 $15,644 3.38%
Dayton, TN (FHA|USDA|VA) 1 $505,000 $505,000 $6,328 5.50%
COLUMBUS, IN (FHA|USDA|VA) 3 $495,000 $165,000 $4,921 3.92%
MADERA, CA (FHA|USDA|VA) 1 $495,000 $495,000 $2,657 3.63%
Show Low, AZ (FHA|USDA|VA) 1 $495,000 $495,000 $27,602 4.50%
Lebanon, NH-VT (FHA|USDA|VA) 2 $490,000 $245,000 $7,369 4.38%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $480,000 $240,000 $4,624 3.50%
HARRISONBURG, VA (FHA|USDA|VA) 2 $480,000 $240,000 $4,192 3.06%
GADSDEN, AL (FHA|USDA|VA) 2 $480,000 $240,000 $6,001 3.81%
WALLA WALLA, WA (FHA|USDA|VA) 2 $480,000 $240,000 $4,322 3.00%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $480,000 $240,000 $9,208 4.75%
Orangeburg, SC (FHA|USDA|VA) 3 $475,000 $158,333 $4,213 4.63%
Sturgis, MI (FHA|USDA|VA) 1 $475,000 $475,000 $3,519 2.25%
Crossville, TN (FHA|USDA|VA) 3 $475,000 $158,333 $6,144 5.33%
Mount Pleasant, MI (FHA|USDA|VA) 2 $470,000 $235,000 $6,422 4.81%
Holland, MI (FHA|USDA|VA) 2 $470,000 $235,000 $4,721 5.00%
Plymouth, IN (FHA|USDA|VA) 2 $470,000 $235,000 $5,795 4.31%
ANN ARBOR, MI (FHA|USDA|VA) 3 $465,000 $155,000 $5,383 4.96%
RACINE, WI (FHA|USDA|VA) 3 $465,000 $155,000 $5,490 5.29%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $460,000 $230,000 $3,854 4.63%
Americus, GA (FHA|USDA|VA) 2 $460,000 $230,000 $11,344 4.31%
New Castle, PA (FHA|USDA|VA) 2 $460,000 $230,000 $10,135 5.88%
NEW BERN, NC (FHA|USDA|VA) 2 $460,000 $230,000 $6,456 5.31%
Thomaston, GA (FHA|USDA|VA) 3 $455,000 $151,667 $6,529 6.42%
Madison, IN (FHA|USDA|VA) 3 $455,000 $151,667 $5,489 5.54%
Washington, NC (FHA|USDA|VA) 1 $455,000 $455,000 $9,463 5.88%
El Campo, TX (FHA|USDA|VA) 2 $450,000 $225,000 $4,291 6.38%
Gallup, NM (FHA|USDA|VA) 1 $445,000 $445,000 $6,647 4.38%
JACKSON, TN (FHA|USDA|VA) 2 $430,000 $215,000 $3,921 5.50%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $430,000 $215,000 $9,620 4.88%
IOWA CITY, IA (FHA|USDA|VA) 2 $430,000 $215,000 $3,773 3.06%
Natchez, MS-LA (FHA|USDA|VA) 1 $425,000 $425,000 $8,158 5.38%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $425,000 $425,000 $22,074 5.88%
Winnemucca, NV (FHA|USDA|VA) 1 $425,000 $425,000 $18,602 3.13%
Alexander City, AL (FHA|USDA|VA) 2 $420,000 $210,000 $5,544 6.00%
Seymour, IN (FHA|USDA|VA) 2 $420,000 $210,000 $7,640 5.06%
Jesup, GA (FHA|USDA|VA) 1 $415,000 $415,000 $15,815 6.25%
Craig, CO (FHA|USDA|VA) 2 $410,000 $205,000 $5,318 5.50%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $410,000 $205,000 $8,852 5.69%
ALTOONA, PA (FHA|USDA|VA) 2 $410,000 $205,000 $7,385 5.13%
SUMTER, SC (FHA|USDA|VA) 2 $410,000 $205,000 $6,824 4.25%
Moses Lake, WA (FHA|USDA|VA) 2 $410,000 $205,000 $11,379 3.88%
Martinsville, VA (FHA|USDA|VA) 2 $410,000 $205,000 $7,094 4.00%
Dyersburg, TN (FHA|USDA|VA) 1 $405,000 $405,000 $4,836 6.38%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $405,000 $405,000 $9,031 7.00%
FARGO, ND-MN (FHA|USDA|VA) 2 $400,000 $200,000 $7,190 5.13%
BANGOR, ME (FHA|USDA|VA) 2 $400,000 $200,000 $7,218 6.00%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $400,000 $200,000 $3,654 4.06%
Brookings, OR (FHA|USDA|VA) 1 $395,000 $395,000 $3,974 2.75%
Bonham, TX (FHA|USDA|VA) 1 $395,000 $395,000 $12,614 6.25%
SAGINAW, MI (FHA|USDA|VA) 1 $395,000 $395,000 $8,976 4.88%
Emporia, KS (FHA|USDA|VA) 2 $390,000 $195,000 $5,968 5.31%
Juneau, AK (FHA|USDA|VA) 1 $385,000 $385,000 $8,634 3.00%
Bartlesville, OK (FHA|USDA|VA) 1 $385,000 $385,000 $5,037 5.00%
Adrian, MI (FHA|USDA|VA) 2 $380,000 $190,000 $5,040 5.69%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $380,000 $190,000 $5,959 4.06%
Laurel, MS (FHA|USDA|VA) 1 $375,000 $375,000 $4,870 5.00%
Sandpoint, ID (FHA|USDA|VA) 1 $375,000 $375,000 $11,034 2.75%
GREEN BAY, WI (FHA|USDA|VA) 1 $375,000 $375,000 $2,763 7.38%
Zanesville, OH (FHA|USDA|VA) 2 $370,000 $185,000 $6,281 5.38%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $365,000 $121,667 $6,656 4.88%
St. Marys, GA (FHA|USDA|VA) 1 $365,000 $365,000 $5,507 2.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $365,000 $365,000 $2,917 3.50%
CARSON CITY, NV (FHA|USDA|VA) 1 $365,000 $365,000 $11,656 3.00%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $360,000 $180,000 $2,963 3.63%
Magnolia, AR (FHA|USDA|VA) 1 $355,000 $355,000 $3,129 4.25%
Albemarle, NC (FHA|USDA|VA) 1 $355,000 $355,000 $6,427 6.50%
DECATUR, IL (FHA|USDA|VA) 3 $355,000 $118,333 $4,004 5.58%
Levelland, TX (FHA|USDA|VA) 2 $350,000 $175,000 $5,926 5.94%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $350,000 $175,000 $5,243 6.44%
Dublin, GA (FHA|USDA|VA) 1 $345,000 $345,000 $4,678 6.25%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $345,000 $115,000 $5,783 5.33%
Troy, AL (FHA|USDA|VA) 2 $340,000 $170,000 $7,061 3.69%
Traverse City, MI (FHA|USDA|VA) 2 $340,000 $170,000 $4,602 4.38%
Whitewater, WI (FHA|USDA|VA) 2 $340,000 $170,000 $7,594 5.25%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $340,000 $170,000 $6,233 5.56%
Duncan, OK (FHA|USDA|VA) 2 $340,000 $170,000 $6,971 4.25%
Ponca City, OK (FHA|USDA|VA) 2 $340,000 $170,000 $7,990 4.88%
Calhoun, GA (FHA|USDA|VA) 2 $340,000 $170,000 $7,321 4.81%
Keene, NH (FHA|USDA|VA) 1 $335,000 $335,000 $5,572 7.13%
Hilo, HI (FHA|USDA|VA) 1 $335,000 $335,000 $5,754 6.00%
GREENVILLE, NC (FHA|USDA|VA) 1 $325,000 $325,000 $14,308 6.25%
Ruston, LA (FHA|USDA|VA) 1 $325,000 $325,000 $7,379 4.13%
Sonora, CA (FHA|USDA|VA) 1 $325,000 $325,000 $5,399 3.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $325,000 $325,000 $6,576 3.25%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $320,000 $160,000 $4,105 4.81%
Cookeville, TN (FHA|USDA|VA) 2 $320,000 $160,000 $5,328 3.63%
Bellefontaine, OH (FHA|USDA|VA) 2 $320,000 $160,000 $6,031 3.69%
Ozark, AL (FHA|USDA|VA) 2 $310,000 $155,000 $7,702 6.19%
COLUMBIA, MO (FHA|USDA|VA) 1 $305,000 $305,000 $7,813 6.13%
Hood River, OR (FHA|USDA|VA) 1 $305,000 $305,000 $3,531 2.88%
Enterprise, AL (FHA|USDA|VA) 1 $305,000 $305,000 $3,185 4.50%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $300,000 $150,000 $5,346 6.38%
Athens, OH (FHA|USDA|VA) 1 $295,000 $295,000 $4,197 3.88%
Big Rapids, MI (FHA|USDA|VA) 1 $295,000 $295,000 $3,534 2.63%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $285,000 $285,000 $5,831 6.00%
Tahlequah, OK (FHA|USDA|VA) 1 $285,000 $285,000 $10,837 5.25%
Durant, OK (FHA|USDA|VA) 1 $285,000 $285,000 $3,933 2.75%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $285,000 $285,000 $10,425 6.25%
EL CENTRO, CA (FHA|USDA|VA) 1 $285,000 $285,000 $4,134 7.38%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $285,000 $285,000 $3,518 6.00%
GREAT FALLS, MT (FHA|USDA|VA) 1 $285,000 $285,000 $4,087 5.50%
Batesville, AR (FHA|USDA|VA) 1 $285,000 $285,000 $4,478 3.50%
KOKOMO, IN (FHA|USDA|VA) 2 $280,000 $140,000 $4,651 5.31%
Fort Payne, AL (FHA|USDA|VA) 2 $280,000 $140,000 $5,520 6.56%
FLINT, MI (FHA|USDA|VA) 2 $280,000 $140,000 $3,380 4.19%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $280,000 $140,000 $4,422 4.81%
Brainerd, MN (FHA|USDA|VA) 1 $275,000 $275,000 $2,569 5.50%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $275,000 $275,000 $5,917 3.63%
Vidalia, GA (FHA|USDA|VA) 1 $275,000 $275,000 $5,596 3.13%
Vermillion, SD (FHA|USDA|VA) 1 $275,000 $275,000 $10,853 6.25%
Henderson, NC (FHA|USDA|VA) 1 $265,000 $265,000 $9,988 5.75%
Shelbyville, TN (FHA|USDA|VA) 1 $265,000 $265,000 $9,475 3.50%
HAMMOND, LA (FHA|USDA|VA) 1 $265,000 $265,000 $9,050 2.75%
Watertown, SD (FHA|USDA|VA) 1 $265,000 $265,000 $2,517 5.50%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $265,000 $265,000 $4,412 3.75%
MUNCIE, IN (FHA|USDA|VA) 1 $265,000 $265,000 $2,504 5.50%
London, KY (FHA|USDA|VA) 1 $265,000 $265,000 $8,759 5.75%
PUEBLO, CO (FHA|USDA|VA) 1 $265,000 $265,000 $2,577 3.13%
Mayfield, KY (FHA|USDA|VA) 2 $260,000 $130,000 $6,055 5.63%
JACKSON, MI (FHA|USDA|VA) 2 $260,000 $130,000 $3,485 6.63%
Mason City, IA (FHA|USDA|VA) 1 $255,000 $255,000 $6,303 2.88%
Greeneville, TN (FHA|USDA|VA) 1 $255,000 $255,000 $5,016 7.50%
Escanaba, MI (FHA|USDA|VA) 2 $250,000 $125,000 $5,360 5.88%
Houghton, MI (FHA|USDA|VA) 1 $245,000 $245,000 $4,561 3.50%
DUBUQUE, IA (FHA|USDA|VA) 1 $245,000 $245,000 $8,091 5.50%
Kendallville, IN (FHA|USDA|VA) 1 $245,000 $245,000 $7,027 4.00%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $240,000 $120,000 $3,973 7.50%
Pontiac, IL (FHA|USDA|VA) 2 $240,000 $120,000 $6,170 4.63%
EspaƱola, NM (FHA|USDA|VA) 1 $235,000 $235,000 $5,624 3.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,606 4.38%
Pella, IA (FHA|USDA|VA) 1 $235,000 $235,000 $5,264 3.38%
Gaffney, SC (FHA|USDA|VA) 1 $235,000 $235,000 $7,737 6.63%
Marion, IN (FHA|USDA|VA) 1 $235,000 $235,000 $3,326 4.50%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $235,000 $235,000 $7,654 3.50%
Quincy, IL-MO (FHA|USDA|VA) 1 $225,000 $225,000 $4,561 5.00%
Kinston, NC (FHA|USDA|VA) 1 $225,000 $225,000 $3,822 5.50%
Mount Sterling, KY (FHA|USDA|VA) 1 $225,000 $225,000 $3,728 5.63%
Murray, KY (FHA|USDA|VA) 1 $225,000 $225,000 $6,921 2.75%
Othello, WA (FHA|USDA|VA) 1 $225,000 $225,000 $8,087 4.63%
Pierre, SD (FHA|USDA|VA) 1 $225,000 $225,000 $7,408 5.63%
Cullman, AL (FHA|USDA|VA) 1 $225,000 $225,000 $5,000 6.75%
Crawfordsville, IN (FHA|USDA|VA) 1 $225,000 $225,000 $7,580 5.00%
Riverton, WY (FHA|USDA|VA) 1 $225,000 $225,000 $2,787 6.00%
Connersville, IN (FHA|USDA|VA) 1 $225,000 $225,000 $7,058 3.13%
CHARLESTON, WV (FHA|USDA|VA) 1 $225,000 $225,000 $11,952 6.13%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $225,000 $225,000 $3,981 2.50%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $225,000 $225,000 $3,571 5.63%
Toccoa, GA (FHA|USDA|VA) 1 $225,000 $225,000 $3,774 5.13%
Warren, PA (FHA|USDA|VA) 1 $225,000 $225,000 $8,895 3.50%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $225,000 $225,000 $10,352 4.88%
Wauchula, FL (FHA|USDA|VA) 1 $225,000 $225,000 $9,526 6.63%
ROME, GA (FHA|USDA|VA) 1 $215,000 $215,000 $9,884 3.38%
CaƱon City, CO (FHA|USDA|VA) 1 $215,000 $215,000 $4,102 5.63%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $215,000 $215,000 $5,355 5.50%
Ottawa, KS (FHA|USDA|VA) 1 $215,000 $215,000 $9,117 6.13%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $215,000 $215,000 $3,838 6.25%
Farmington, MO (FHA|USDA|VA) 1 $215,000 $215,000 $9,318 5.25%
Fremont, NE (FHA|USDA|VA) 1 $215,000 $215,000 $3,493 6.00%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $215,000 $215,000 $6,702 5.63%
SAN ANGELO, TX (FHA|USDA|VA) 1 $215,000 $215,000 $6,109 2.50%
Klamath Falls, OR (FHA|USDA|VA) 1 $215,000 $215,000 $3,416 6.50%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $215,000 $215,000 $3,507 6.75%
Sidney, OH (FHA|USDA|VA) 1 $215,000 $215,000 $4,270 4.50%
Salem, OH (FHA|USDA|VA) 1 $215,000 $215,000 $4,157 3.63%
Cedartown, GA (FHA|USDA|VA) 1 $215,000 $215,000 $7,906 5.63%
Pottsville, PA (FHA|USDA|VA) 2 $210,000 $105,000 $5,603 5.69%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,303 3.38%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $205,000 $205,000 $6,058 4.75%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $205,000 $205,000 $5,767 5.63%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $205,000 $205,000 $7,930 5.75%
Garden City, KS (FHA|USDA|VA) 1 $205,000 $205,000 $2,764 5.50%
FLORENCE, SC (FHA|USDA|VA) 1 $205,000 $205,000 $5,621 3.25%
Peru, IN (FHA|USDA|VA) 1 $195,000 $195,000 $10,287 4.88%
Wilson, NC (FHA|USDA|VA) 1 $195,000 $195,000 $3,611 6.63%
Frankfort, KY (FHA|USDA|VA) 1 $195,000 $195,000 $7,310 7.00%
MANKATO, MN (FHA|USDA|VA) 1 $195,000 $195,000 $6,616 3.63%
Shelby, NC (FHA|USDA|VA) 1 $195,000 $195,000 $8,155 4.75%
Hereford, TX (FHA|USDA|VA) 1 $195,000 $195,000 $9,266 4.00%
Carroll, IA (FHA|USDA|VA) 1 $195,000 $195,000 $4,879 7.13%
AMES, IA (FHA|USDA|VA) 2 $190,000 $95,000 $2,961 4.81%
Norwalk, OH (FHA|USDA|VA) 1 $185,000 $185,000 $6,969 3.00%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $185,000 $185,000 $10,194 6.63%
CLEVELAND, TN (FHA|USDA|VA) 1 $185,000 $185,000 $9,428 4.75%
Danville, KY (FHA|USDA|VA) 1 $185,000 $185,000 $7,506 3.13%
Spirit Lake, IA (FHA|USDA|VA) 1 $185,000 $185,000 $6,971 5.75%
Dumas, TX (FHA|USDA|VA) 1 $185,000 $185,000 $8,506 4.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $175,000 $175,000 $5,070 3.88%
Brevard, NC (FHA|USDA|VA) 1 $175,000 $175,000 $6,655 2.50%
McMinnville, TN (FHA|USDA|VA) 1 $175,000 $175,000 $6,007 3.25%
Maysville, KY (FHA|USDA|VA) 1 $175,000 $175,000 $3,953 7.63%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $175,000 $175,000 $4,456 6.13%
DOTHAN, AL (FHA|USDA|VA) 1 $165,000 $165,000 $7,554 4.13%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $165,000 $165,000 $2,914 5.63%
Rock Springs, WY (FHA|USDA|VA) 1 $165,000 $165,000 $5,277 6.38%
Silver City, NM (FHA|USDA|VA) 1 $165,000 $165,000 $6,317 7.63%
Sunbury, PA (FHA|USDA|VA) 1 $165,000 $165,000 $4,177 4.75%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $165,000 $165,000 $3,910 4.38%
Madisonville, KY (FHA|USDA|VA) 1 $165,000 $165,000 $6,049 5.75%
Lufkin, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,873 6.88%
Dixon, IL (FHA|USDA|VA) 1 $155,000 $155,000 $5,164 5.13%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $155,000 $155,000 $5,841 2.88%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,556 4.13%
Palestine, TX (FHA|USDA|VA) 1 $155,000 $155,000 $9,085 4.75%
Marquette, MI (FHA|USDA|VA) 1 $155,000 $155,000 $6,827 5.38%
Alma, MI (FHA|USDA|VA) 1 $155,000 $155,000 $8,779 6.00%
Lumberton, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,669 5.63%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $145,000 $145,000 $7,125 5.63%
Searcy, AR (FHA|USDA|VA) 1 $145,000 $145,000 $3,893 5.50%
Owatonna, MN (FHA|USDA|VA) 1 $145,000 $145,000 $5,237 3.50%
Alamogordo, NM (FHA|USDA|VA) 1 $145,000 $145,000 $7,517 3.63%
Lock Haven, PA (FHA|USDA|VA) 1 $145,000 $145,000 $7,615 6.63%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $145,000 $145,000 $7,042 6.25%
PITTSFIELD, MA (FHA|USDA|VA) 1 $145,000 $145,000 $5,280 4.88%
Vicksburg, MS (FHA|USDA|VA) 1 $145,000 $145,000 $5,609 5.63%
Sayre, PA (FHA|USDA|VA) 1 $145,000 $145,000 $7,957 5.25%
Albert Lea, MN (FHA|USDA|VA) 1 $135,000 $135,000 $7,404 6.25%
Shawnee, OK (FHA|USDA|VA) 1 $135,000 $135,000 $6,344 2.50%
Frankfort, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,301 7.13%
ROCKFORD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $6,609 5.88%
Stevens Point, WI (FHA|USDA|VA) 1 $135,000 $135,000 $5,671 5.00%
Prineville, OR (FHA|USDA|VA) 1 $135,000 $135,000 $6,501 3.25%
Atmore, AL (FHA|USDA|VA) 1 $135,000 $135,000 $8,038 4.25%
Beeville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $7,383 5.25%
Findlay, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,451 6.00%
Greensburg, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,182 4.50%
Norfolk, NE (FHA|USDA|VA) 1 $125,000 $125,000 $6,050 5.75%
Parsons, KS (FHA|USDA|VA) 1 $125,000 $125,000 $3,176 2.88%
Bluefield, WV-VA (FHA|USDA|VA) 1 $125,000 $125,000 $5,360 5.63%
Danville, VA (FHA|USDA|VA) 1 $125,000 $125,000 $3,407 7.25%
Miami, OK (FHA|USDA|VA) 1 $125,000 $125,000 $3,754 7.50%
Great Bend, KS (FHA|USDA|VA) 1 $125,000 $125,000 $2,219 5.75%
Snyder, TX (FHA|USDA|VA) 1 $125,000 $125,000 $7,730 5.63%
Warrensburg, MO (FHA|USDA|VA) 1 $125,000 $125,000 $5,404 4.75%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $125,000 $125,000 $4,248 5.50%
WHEELING, WV-OH (FHA|USDA|VA) 1 $125,000 $125,000 $6,079 7.63%
LIMA, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,981 2.75%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $125,000 $125,000 $3,329 5.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $125,000 $125,000 $4,986 4.88%
Clarksburg, WV (FHA|USDA|VA) 1 $125,000 $125,000 $5,677 7.13%
Scottsboro, AL (FHA|USDA|VA) 1 $115,000 $115,000 $3,838 6.00%
Coldwater, MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,283 3.50%
Huntsville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $4,452 5.50%
OWENSBORO, KY (FHA|USDA|VA) 1 $115,000 $115,000 $4,593 4.63%
Tiffin, OH (FHA|USDA|VA) 1 $115,000 $115,000 $7,548 5.00%
Jacksonville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $2,961 7.13%
DuBois, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,811 6.38%
Union, SC (FHA|USDA|VA) 1 $115,000 $115,000 $5,297 4.88%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $105,000 $105,000 $4,205 4.13%
McAlester, OK (FHA|USDA|VA) 1 $105,000 $105,000 $7,482 6.88%
Payson, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $2,551 4.13%
Tupelo, MS (FHA|USDA|VA) 1 $105,000 $105,000 $2,733 3.38%
Lewisburg, PA (FHA|USDA|VA) 1 $105,000 $105,000 $7,817 5.75%
Shawano, WI (FHA|USDA|VA) 1 $95,000 $95,000 $2,939 4.25%
Scottsbluff, NE (FHA|USDA|VA) 1 $95,000 $95,000 $4,584 5.88%
Ashland, OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,412 3.75%
Washington Court House, OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,960 6.75%
Selma, AL (FHA|USDA|VA) 1 $85,000 $85,000 $4,984 6.00%
Palatka, FL (FHA|USDA|VA) 1 $75,000 $75,000 $3,970 3.63%
Oil City, PA (FHA|USDA|VA) 1 $75,000 $75,000 $2,668 6.50%
Nacogdoches, TX (FHA|USDA|VA) 1 $75,000 $75,000 $4,095 5.50%
Sterling, IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,691 7.50%
Sandusky, OH (FHA|USDA|VA) 1 $75,000 $75,000 $5,752 4.38%
Russellville, AR (FHA|USDA|VA) 1 $75,000 $75,000 $4,331 6.25%
Alpena, MI (FHA|USDA|VA) 1 $75,000 $75,000 $4,542 4.88%
North Platte, NE (FHA|USDA|VA) 1 $75,000 $75,000 $4,461 6.13%
Zillow Home Loans's top markets include Atlanta, Los Angeles, Phoenix, Seattle, and Washington among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against ZILLOW HOME LOANS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    MISSION
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,166 $1,303,440,000 $312,876 $5,967 4.49%
    FHA 670 $178,880,000 $266,985 $10,241 4.99%
    VA 173 $64,665,000 $373,786 $9,857 4.43%

    For 2022, Zillow Home Loans's most frequently originated type of loan was Conventional, with 4,166 originations. Their 2nd most popular type was FHA, with 670 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,622 $795,030,000 $303,215 $7,220 5.36%
    Cash Out Refi 1,651 $516,175,000 $312,644 $6,473 3.85%
    Refi 673 $217,585,000 $323,306 $5,206 3.17%
    Other 50 $15,100,000 $302,000 $4,620 3.95%
    Home Improvement 13 $3,095,000 $238,077 $5,651 4.64%

    For 2022, Zillow Home Loans's most frequently cited loan purpose was Home Purchase, with 2,622 originations. The 2nd most popular reason was Cash Out Refi, with 1,651 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,525 $1,404,105,000 $310,299 $6,792 4.71%
    15 Year 400 $119,210,000 $298,025 $5,611 3.09%
    20 Year 57 $16,805,000 $294,825 $5,165 3.45%
    10 Year 19 $4,625,000 $243,421 $5,429 2.77%
    Other 8 $2,240,000 $280,000 $6,177 3.31%

    For 2022, Zillow Home Loans's most frequently cited loan duration was 30 Year, with 4,525 originations. The 2nd most popular length was 15 Year, with 400 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,714 $566,320,000 $330,408
    $5k+ 1,185 $408,515,000 $344,738
    $2k-3k 861 $232,135,000 $269,611
    $3k-4k 671 $172,975,000 $257,787
    $4k-5k 520 $144,780,000 $278,423
    $<1k 58 $22,260,000 $383,793

    Zillow Home Loans's average total fees were $6,792, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,714 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,429 $452,565,000 $316,700
    5-6% 1,128 $331,900,000 $294,238
    4-5% 1,005 $312,765,000 $311,209
    6-7% 607 $165,565,000 $272,759
    2.5-3% 552 $197,950,000 $358,605
    <2.5% 154 $54,160,000 $351,688
    7-8% 133 $31,975,000 $240,414
    Over 8% 1 $105,000 $105,000

    During 2022, Zillow Home Loans's average interest rate for loans was 4.71%, while their most frequently originated rate bucket for loans was 3-4%, with 1,429 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,674 $769,940,000 $287,936 $6,677 4.50%
    $100k-200k 1,075 $167,425,000 $155,744 $5,553 4.92%
    $400k-600k 946 $452,750,000 $478,594 $7,617 4.26%
    $600k-1MM 212 $145,540,000 $686,509 $8,981 4.34%
    $100,000 or less 99 $8,215,000 $82,980 $4,542 5.19%
    $1MM+ 3 $3,115,000 $1,038,333 $13,565 5.04%

    2022 saw Zillow Home Loans place emphasis on $200k-400k loans with 2,674 originations, totaling $769,940,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,327 $460,455,000 $346,989 $6,948 4.51%
    $50k-75k 1,119 $257,255,000 $229,897 $6,366 4.71%
    $75k-100k 985 $284,325,000 $288,655 $6,835 4.55%
    $150k-250k 821 $349,465,000 $425,658 $6,909 4.32%
    $50k or less 530 $85,860,000 $162,000 $5,575 4.75%
    $250k+ 225 $108,835,000 $483,711 $7,573 4.44%

    Zillow Home Loans lent most frequently to those with incomes in the $100k-150k range, with 1,327 originations. The second most popular income band? $50k-75k, with 1,119 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 844 $254,180,000 $301,161 $5,950 4.29%
    30-36% 826 $254,750,000 $308,414 $6,139 4.47%
    44% 310 $97,980,000 $316,065 $7,151 4.54%
    50-60% 295 $88,195,000 $298,966 $10,417 4.93%
    43% 245 $75,115,000 $306,592 $6,484 4.69%
    <20% 239 $69,235,000 $289,686 $5,502 3.99%
    49% 229 $69,685,000 $304,301 $6,980 4.83%
    42% 228 $68,660,000 $301,140 $6,649 4.58%
    41% 221 $70,015,000 $316,810 $6,366 4.64%
    45% 207 $64,525,000 $311,715 $6,706 4.70%
    39% 191 $60,015,000 $314,215 $6,327 4.61%
    40% 186 $59,830,000 $321,667 $6,957 4.66%
    37% 178 $56,210,000 $315,787 $6,778 4.55%
    47% 175 $57,315,000 $327,514 $7,016 4.71%
    38% 172 $49,430,000 $287,384 $6,280 4.66%
    48% 160 $50,730,000 $317,063 $6,653 4.85%
    36% 152 $50,680,000 $333,421 $6,339 4.47%
    46% 145 $47,985,000 $330,931 $7,780 4.92%
    >60% 4 $1,660,000 $415,000 $9,804 3.72%

    Zillow Home Loans lent most frequently to those with DTI ratios of 20-30%, with 844 originations. The next most common DTI ratio? 30-36%, with 826 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,604 $776,300,000 $298,118 $6,431 4.59%
    Not provided 1,707 $536,395,000 $314,233 $6,842 4.51%
    Asian 323 $124,295,000 $384,814 $6,961 4.33%
    Black 317 $90,185,000 $284,495 $7,473 4.73%
    American Indian 40 $12,980,000 $324,500 $7,050 4.34%
    Native Hawaiian or Islander 11 $3,675,000 $334,091 $6,158 4.76%
    Chinese 4 $1,810,000 $452,500 $3,083 2.75%
    Asian Indian 1 $625,000 $625,000 $10,786 3.63%
    Korean 1 $365,000 $365,000 $5,205 3.75%
    Vietnamese 1 $355,000 $355,000 $3,572 2.75%

    Approval Rates

    Total approvals of all applications
    93.00%

    Zillow Home Loans has an average approval rate.

    Pick Rate

    Approvals leading to origination
    61.95%

    Zillow Home Loans has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,009 $1,546,985,000 $308,841

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,009 $1,546,985,000 $308,841

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 183 $45,835,000 $250,464 $5,453 3.79%
    40-60% 755 $223,675,000 $296,258 $5,419 3.63%
    60-80% 1,728 $553,890,000 $320,538 $6,478 4.18%
    80-100% 2,297 $707,265,000 $307,908 $7,197 5.19%
    Over 100% 33 $12,735,000 $385,909 $16,555 5.00%
    Under 20% 12 $3,030,000 $252,500 $4,437 3.98%