Sun West Mortgage Company Rates, Fees & Info

SACRAMENTO, CA

LEI: 549300SK2GVCQXPD4S58

Tax ID: 95-3523796

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Mortgage Data

Review & Overview

Sun West Mortgage Company is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Sun West Mortgage Company has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Riverside, Los Angeles, New York, Phoenix, and San Juan among others. We have data for 474 markets. (Some data included below & more in-depth data is available with an active subscription.)

Sun West Mortgage Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sun West Mortgage Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.65% 11/17/24
30 Year Conventional Refi 6.49% 11/17/24
30 Year Cash-out Refi 6.72% 11/17/24
30 Year FHA Purchase 7.42% 11/17/24
30 Year FHA Refi 7.00% 11/17/24
30 Year VA Purchase 6.25% 11/17/24
30 Year VA Refi 5.80% 11/17/24
30 Year USDA Purchase 7.03% 11/17/24
30 Year USDA Refi 6.45% 11/17/24
15 Year Conventional Purchase 6.27% 11/17/24
15 Year Conventional Refi 5.95% 11/17/24
15 Year Cash-out Refi 5.95% 11/17/24
15 Year FHA Purchase 7.78% 11/17/24
15 Year FHA Refi 7.01% 11/17/24
15 Year VA Purchase 6.43% 11/17/24
15 Year VA Refi 5.97% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Sun West Mortgage Company Mortgage Calculator






Your Estimates

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This is not an official calculator from Sun West Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,863

Origination Dollar Volume (All Markets)

$2,024,305,000
Show all (21) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 584 $222,410,000 $380,839 $11,666 4.14%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 439 $208,235,000 $474,339 $13,086 4.02%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 305 $135,975,000 $445,820 $16,651 4.16%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 251 $74,005,000 $294,841 $9,877 4.56%
SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) 378 $66,730,000 $176,534 $10,204 4.77%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 129 $50,485,000 $391,357 $11,926 4.44%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 172 $49,480,000 $287,674 $8,656 4.14%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 164 $46,950,000 $286,280 $7,916 4.37%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 141 $40,165,000 $284,858 $10,434 4.50%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 116 $38,150,000 $328,879 $10,926 4.48%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 76 $35,520,000 $467,368 $12,065 3.81%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 133 $35,135,000 $264,173 $9,700 4.29%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 89 $33,155,000 $372,528 $10,530 4.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 124 $33,010,000 $266,210 $9,872 4.62%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 141 $31,735,000 $225,071 $8,128 4.37%
Outside of Metro Areas 156 $30,500,000 $195,513 $7,673 4.65%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 78 $30,100,000 $385,897 $10,951 4.26%
EL PASO, TX (FHA|USDA|VA) 142 $27,910,000 $196,549 $9,329 4.36%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 117 $27,885,000 $238,333 $9,451 4.69%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 80 $20,680,000 $258,500 $9,504 4.27%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 62 $18,950,000 $305,645 $11,192 4.46%
STOCKTON, CA (FHA|USDA|VA) 36 $16,050,000 $445,833 $13,557 4.23%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 30 $15,520,000 $517,333 $12,771 3.70%
RENO, NV (FHA|USDA|VA) 42 $14,760,000 $351,429 $10,933 4.37%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 28 $14,390,000 $513,929 $15,536 3.85%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 49 $14,265,000 $291,122 $7,571 4.55%
KANSAS CITY, MO-KS (FHA|USDA|VA) 61 $13,835,000 $226,803 $8,263 5.40%
MODESTO, CA (FHA|USDA|VA) 37 $13,455,000 $363,649 $11,040 4.05%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 32 $12,950,000 $404,688 $15,468 3.91%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 46 $12,590,000 $273,696 $9,509 4.27%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 48 $12,410,000 $258,542 $8,196 3.82%
JACKSONVILLE, FL (FHA|USDA|VA) 37 $11,915,000 $322,027 $9,744 4.18%
FRESNO, CA (FHA|USDA|VA) 38 $11,830,000 $311,316 $10,660 4.70%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 46 $11,490,000 $249,783 $8,475 4.01%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 62 $11,150,000 $179,839 $7,740 4.38%
COLORADO SPRINGS, CO (FHA|USDA|VA) 33 $10,895,000 $330,152 $8,587 4.38%
TUCSON, AZ (FHA|USDA|VA) 39 $10,865,000 $278,590 $7,793 4.27%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 29 $10,745,000 $370,517 $9,811 3.58%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 34 $10,320,000 $303,529 $10,853 3.91%
BAKERSFIELD, CA (FHA|USDA|VA) 36 $9,990,000 $277,500 $9,466 4.15%
VALLEJO, CA (FHA|USDA|VA) 23 $9,235,000 $401,522 $13,535 4.19%
MERCED, CA (FHA|USDA|VA) 27 $9,075,000 $336,111 $10,665 4.46%
PONCE, PR (FHA|USDA|VA) 83 $8,875,000 $106,928 $7,066 4.98%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 28 $8,220,000 $293,571 $11,977 4.10%
PUNTA GORDA, FL (FHA|USDA|VA) 22 $8,090,000 $367,727 $8,839 4.67%
SALT LAKE CITY, UT (FHA|USDA|VA) 23 $7,855,000 $341,522 $11,359 3.82%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 22 $7,760,000 $352,727 $9,489 4.06%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 38 $7,380,000 $194,211 $7,959 5.15%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 30 $6,780,000 $226,000 $9,948 5.24%
ANCHORAGE, AK (FHA|USDA|VA) 19 $6,655,000 $350,263 $8,169 4.71%
AGUADILLA-ISABELA, PR (FHA|USDA|VA) 41 $6,435,000 $156,951 $9,201 4.90%
SALEM, OR (FHA|USDA|VA) 22 $6,310,000 $286,818 $11,006 4.30%
COLUMBIA, SC (FHA|USDA|VA) 28 $6,070,000 $216,786 $9,821 4.33%
CORPUS CHRISTI, TX (FHA|USDA|VA) 21 $5,985,000 $285,000 $14,072 4.33%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 13 $5,975,000 $459,615 $9,375 3.49%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 16 $5,960,000 $372,500 $9,074 3.64%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 19 $5,875,000 $309,211 $8,188 4.15%
RALEIGH-CARY, NC (FHA|USDA|VA) 25 $5,845,000 $233,800 $8,629 4.31%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 21 $5,785,000 $275,476 $9,882 4.51%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 16 $5,750,000 $359,375 $6,019 4.22%
RICHMOND, VA (FHA|USDA|VA) 24 $5,590,000 $232,917 $6,655 4.63%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 23 $5,075,000 $220,652 $9,341 4.14%
PORT ST. LUCIE, FL (FHA|USDA|VA) 18 $4,870,000 $270,556 $10,338 4.22%
COLUMBUS, OH (FHA|USDA|VA) 24 $4,850,000 $202,083 $4,867 4.12%
OKLAHOMA CITY, OK (FHA|USDA|VA) 21 $4,815,000 $229,286 $7,226 5.62%
BOISE CITY, ID (FHA|USDA|VA) 13 $4,795,000 $368,846 $14,534 4.82%
PROVO-OREM, UT (FHA|USDA|VA) 14 $4,760,000 $340,000 $10,195 4.47%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 16 $4,630,000 $289,375 $11,093 5.09%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 17 $4,605,000 $270,882 $9,748 4.12%
SALINAS, CA (FHA|USDA|VA) 9 $4,595,000 $510,556 $19,033 4.38%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 29 $4,525,000 $156,034 $6,019 4.90%
GREELEY, CO (FHA|USDA|VA) 12 $4,160,000 $346,667 $10,545 4.81%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 21 $4,125,000 $196,429 $6,545 4.39%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 9 $4,105,000 $456,111 $11,322 2.97%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 15 $4,065,000 $271,000 $9,198 4.74%
WICHITA, KS (FHA|USDA|VA) 21 $3,875,000 $184,524 $6,254 4.10%
KNOXVILLE, TN (FHA|USDA|VA) 14 $3,840,000 $274,286 $8,114 4.63%
SAN GERMÁN, PR (FHA|USDA|VA) 31 $3,735,000 $120,484 $7,691 4.58%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 13 $3,675,000 $282,692 $10,564 4.90%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 12 $3,650,000 $304,167 $4,611 3.64%
JACKSONVILLE, NC (FHA|USDA|VA) 18 $3,640,000 $202,222 $3,911 3.47%
URBAN HONOLULU, HI (FHA|USDA|VA) 6 $3,590,000 $598,333 $14,529 3.79%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 19 $3,555,000 $187,105 $5,828 4.08%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 10 $3,500,000 $350,000 $8,202 4.21%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 12 $3,490,000 $290,833 $7,232 3.93%
YUMA, AZ (FHA|USDA|VA) 15 $3,375,000 $225,000 $7,452 4.78%
FAYETTEVILLE, NC (FHA|USDA|VA) 13 $3,345,000 $257,308 $11,104 5.02%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 14 $3,280,000 $234,286 $6,957 3.59%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 10 $3,260,000 $326,000 $9,372 3.98%
ALBUQUERQUE, NM (FHA|USDA|VA) 14 $3,120,000 $222,857 $9,261 4.32%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 14 $3,110,000 $222,143 $9,880 3.89%
VISALIA, CA (FHA|USDA|VA) 13 $3,015,000 $231,923 $6,478 4.18%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 7 $2,955,000 $422,143 $9,489 3.78%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 14 $2,940,000 $210,000 $7,391 4.34%
PUEBLO, CO (FHA|USDA|VA) 13 $2,905,000 $223,462 $7,716 3.09%
LAFAYETTE, LA (FHA|USDA|VA) 13 $2,865,000 $220,385 $7,213 4.09%
DOVER, DE (FHA|USDA|VA) 9 $2,805,000 $311,667 $12,411 4.78%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 8 $2,750,000 $343,750 $11,435 4.37%
ALBANY-LEBANON, OR (FHA|USDA|VA) 9 $2,735,000 $303,889 $8,174 3.46%
LOUISVILLE, KY (FHA|USDA|VA) 14 $2,650,000 $189,286 $6,818 5.30%
Key West, FL (FHA|USDA|VA) 5 $2,635,000 $527,000 $16,874 3.35%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 11 $2,605,000 $236,818 $8,202 4.71%
Santa Isabel, PR (FHA|USDA|VA) 22 $2,560,000 $116,364 $7,680 5.24%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 8 $2,550,000 $318,750 $14,002 4.23%
MAYAGÜEZ, PR (FHA|USDA|VA) 17 $2,545,000 $149,706 $10,381 4.74%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 16 $2,500,000 $156,250 $6,678 4.69%
PITTSBURGH, PA (FHA|USDA|VA) 13 $2,435,000 $187,308 $7,746 4.34%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 10 $2,390,000 $239,000 $8,511 4.17%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 9 $2,375,000 $263,889 $8,355 5.02%
Hilo, HI (FHA|USDA|VA) 3 $2,365,000 $788,333 $10,064 4.38%
ST. LOUIS, MO-IL (FHA|USDA|VA) 13 $2,325,000 $178,846 $6,132 4.99%
OCALA, FL (FHA|USDA|VA) 9 $2,255,000 $250,556 $9,488 4.44%
ASHEVILLE, NC (FHA|USDA|VA) 7 $2,165,000 $309,286 $17,333 3.82%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 7 $2,165,000 $309,286 $9,759 4.39%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 8 $2,150,000 $268,750 $3,889 3.74%
WINSTON-SALEM, NC (FHA|USDA|VA) 12 $2,110,000 $175,833 $7,193 3.78%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 8 $2,100,000 $262,500 $8,898 4.80%
BATON ROUGE, LA (FHA|USDA|VA) 10 $2,090,000 $209,000 $7,791 4.18%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 4 $2,070,000 $517,500 $31,793 4.59%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 8 $2,000,000 $250,000 $8,488 3.71%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 8 $1,960,000 $245,000 $7,383 3.62%
YUBA CITY, CA (FHA|USDA|VA) 6 $1,930,000 $321,667 $9,094 4.98%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 10 $1,910,000 $191,000 $9,249 4.85%
Pahrump, NV (FHA|USDA|VA) 9 $1,905,000 $211,667 $5,054 3.91%
Athens, TX (FHA|USDA|VA) 5 $1,865,000 $373,000 $15,160 4.08%
Arecibo, PR (FHA|USDA|VA) 16 $1,860,000 $116,250 $7,229 4.85%
Fernley, NV (FHA|USDA|VA) 7 $1,835,000 $262,143 $8,232 4.52%
CHICO, CA (FHA|USDA|VA) 7 $1,815,000 $259,286 $9,254 3.87%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 7 $1,805,000 $257,857 $11,993 3.99%
SALISBURY, MD-DE (FHA|USDA|VA) 7 $1,735,000 $247,857 $6,873 4.09%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 6 $1,730,000 $288,333 $14,001 4.83%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 7 $1,685,000 $240,714 $5,172 3.39%
GUAYAMA, PR (FHA|USDA|VA) 16 $1,670,000 $104,375 $7,060 5.11%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $1,670,000 $278,333 $14,695 3.71%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 11 $1,665,000 $151,364 $3,935 3.86%
LOGAN, UT-ID (FHA|USDA|VA) 4 $1,660,000 $415,000 $8,519 3.91%
MEDFORD, OR (FHA|USDA|VA) 5 $1,565,000 $313,000 $3,750 3.14%
FORT COLLINS, CO (FHA|USDA|VA) 4 $1,530,000 $382,500 $4,091 3.66%
TALLAHASSEE, FL (FHA|USDA|VA) 7 $1,515,000 $216,429 $10,316 4.17%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 9 $1,485,000 $165,000 $6,782 4.82%
Outside of Metro Areas 3 $1,465,000 $488,333 $7,522 4.71%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $1,460,000 $730,000 $12,501 4.50%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 8 $1,440,000 $180,000 $9,324 4.97%
LAS CRUCES, NM (FHA|USDA|VA) 5 $1,405,000 $281,000 $7,543 4.28%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $1,390,000 $347,500 $9,565 4.19%
MISSOULA, MT (FHA|USDA|VA) 3 $1,365,000 $455,000 $6,288 4.38%
REDDING, CA (FHA|USDA|VA) 6 $1,360,000 $226,667 $8,630 4.44%
MADERA, CA (FHA|USDA|VA) 5 $1,355,000 $271,000 $11,015 4.53%
AKRON, OH (FHA|USDA|VA) 5 $1,345,000 $269,000 $6,934 3.17%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 7 $1,325,000 $189,286 $4,337 3.79%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,320,000 $330,000 $6,185 4.28%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $1,320,000 $330,000 $11,243 4.38%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 10 $1,320,000 $132,000 $5,376 6.20%
Granbury, TX (FHA|USDA|VA) 3 $1,305,000 $435,000 $20,190 5.00%
SPARTANBURG, SC (FHA|USDA|VA) 5 $1,305,000 $261,000 $6,646 3.84%
YORK-HANOVER, PA (FHA|USDA|VA) 6 $1,290,000 $215,000 $7,522 4.02%
YAUCO, PR (FHA|USDA|VA) 15 $1,275,000 $85,000 $6,981 5.63%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $1,255,000 $418,333 $13,384 4.13%
ST. GEORGE, UT (FHA|USDA|VA) 3 $1,235,000 $411,667 $10,525 4.75%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $1,235,000 $247,000 $6,523 2.90%
PANAMA CITY, FL (FHA|USDA|VA) 5 $1,215,000 $243,000 $7,593 4.00%
HUNTSVILLE, AL (FHA|USDA|VA) 7 $1,205,000 $172,143 $6,499 3.51%
Sonora, CA (FHA|USDA|VA) 3 $1,175,000 $391,667 $7,854 3.25%
BEND, OR (FHA|USDA|VA) 3 $1,115,000 $371,667 $7,210 4.58%
MONROE, MI (FHA|USDA|VA) 6 $1,100,000 $183,333 $3,633 4.00%
Kapaa, HI (FHA|USDA|VA) 2 $1,090,000 $545,000 $18,735 4.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $1,060,000 $265,000 $6,946 4.46%
ROANOKE, VA (FHA|USDA|VA) 3 $1,055,000 $351,667 $8,803 4.28%
READING, PA (FHA|USDA|VA) 6 $1,030,000 $171,667 $10,727 4.40%
ROCKFORD, IL (FHA|USDA|VA) 6 $1,030,000 $171,667 $7,039 5.06%
MOBILE, AL (FHA|USDA|VA) 5 $1,025,000 $205,000 $3,807 4.36%
Oak Harbor, WA (FHA|USDA|VA) 3 $1,025,000 $341,667 $13,338 3.25%
Show Low, AZ (FHA|USDA|VA) 5 $1,025,000 $205,000 $7,286 3.59%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $1,005,000 $201,000 $6,200 4.92%
GAINESVILLE, FL (FHA|USDA|VA) 4 $980,000 $245,000 $11,975 3.80%
MADISON, WI (FHA|USDA|VA) 5 $975,000 $195,000 $6,745 3.82%
LYNCHBURG, VA (FHA|USDA|VA) 4 $940,000 $235,000 $7,998 4.75%
Muscatine, IA (FHA|USDA|VA) 6 $940,000 $156,667 $8,479 6.48%
Heber, UT (FHA|USDA|VA) 2 $930,000 $465,000 $0 3.62%
TYLER, TX (FHA|USDA|VA) 3 $905,000 $301,667 $6,381 4.54%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $900,000 $225,000 $5,046 3.59%
EL CENTRO, CA (FHA|USDA|VA) 3 $895,000 $298,333 $1,978 3.81%
Clearlake, CA (FHA|USDA|VA) 4 $880,000 $220,000 $8,264 4.81%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $880,000 $220,000 $9,424 4.67%
Astoria, OR (FHA|USDA|VA) 2 $870,000 $435,000 $9,254 3.37%
NEW BERN, NC (FHA|USDA|VA) 4 $870,000 $217,500 $8,626 6.03%
WACO, TX (FHA|USDA|VA) 3 $865,000 $288,333 $4,837 4.00%
Lake City, FL (FHA|USDA|VA) 4 $840,000 $210,000 $3,447 3.11%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $835,000 $167,000 $7,242 4.15%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $830,000 $207,500 $12,621 4.00%
HARRISONBURG, VA (FHA|USDA|VA) 3 $825,000 $275,000 $9,331 4.38%
Torrington, CT (FHA|USDA|VA) 3 $825,000 $275,000 $4,230 4.96%
GOLDSBORO, NC (FHA|USDA|VA) 4 $810,000 $202,500 $8,334 5.03%
SPRINGFIELD, MO (FHA|USDA|VA) 5 $805,000 $161,000 $2,661 3.08%
Roseburg, OR (FHA|USDA|VA) 4 $800,000 $200,000 $0 5.13%
SUMTER, SC (FHA|USDA|VA) 4 $790,000 $197,500 $4,955 3.22%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $785,000 $261,667 $5,552 3.96%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $785,000 $261,667 $5,017 5.37%
Ruidoso, NM (FHA|USDA|VA) 2 $780,000 $390,000 $23,558 3.94%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $775,000 $258,333 $8,449 4.38%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $775,000 $258,333 $9,060 4.65%
CARSON CITY, NV (FHA|USDA|VA) 3 $765,000 $255,000 $9,064 3.68%
Coos Bay, OR (FHA|USDA|VA) 3 $765,000 $255,000 $5,645 3.25%
MONTGOMERY, AL (FHA|USDA|VA) 5 $755,000 $151,000 $2,406 4.75%
TWIN FALLS, ID (FHA|USDA|VA) 3 $755,000 $251,667 $0 2.88%
Sevierville, TN (FHA|USDA|VA) 3 $745,000 $248,333 $6,777 4.17%
ROCKY MOUNT, NC (FHA|USDA|VA) 5 $745,000 $149,000 $10,288 6.05%
MORGANTOWN, WV (FHA|USDA|VA) 3 $745,000 $248,333 $11,003 5.44%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $740,000 $370,000 $11,593 3.50%
Coco, PR (FHA|USDA|VA) 7 $735,000 $105,000 $7,281 4.77%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $735,000 $245,000 $11,105 5.21%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $735,000 $245,000 $7,153 4.25%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $720,000 $180,000 $11,824 4.00%
RACINE, WI (FHA|USDA|VA) 5 $715,000 $143,000 $7,408 4.83%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 4 $710,000 $177,500 $5,511 5.49%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $705,000 $235,000 $10,357 4.54%
LONGVIEW, TX (FHA|USDA|VA) 4 $700,000 $175,000 $7,499 4.60%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $695,000 $695,000 $34,576 3.99%
Coshocton, OH (FHA|USDA|VA) 6 $690,000 $115,000 $6,572 3.98%
Cañon City, CO (FHA|USDA|VA) 2 $690,000 $345,000 $8,610 5.25%
THE VILLAGES, FL (FHA|USDA|VA) 2 $680,000 $340,000 $0 3.77%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $670,000 $335,000 $17,239 4.00%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $665,000 $221,667 $7,502 5.00%
AMARILLO, TX (FHA|USDA|VA) 3 $665,000 $221,667 $12,243 5.32%
DULUTH, MN-WI (FHA|USDA|VA) 2 $650,000 $325,000 $4,618 3.69%
Cookeville, TN (FHA|USDA|VA) 2 $650,000 $325,000 $1,331 3.60%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $640,000 $320,000 $2,083 3.38%
Beaver Dam, WI (FHA|USDA|VA) 3 $635,000 $211,667 $8,624 4.96%
Coamo, PR (FHA|USDA|VA) 7 $635,000 $90,714 $7,696 4.52%
NAPA, CA (FHA|USDA|VA) 1 $635,000 $635,000 $11,447 3.25%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $635,000 $211,667 $8,919 6.42%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $630,000 $315,000 $7,872 4.94%
JEFFERSON CITY, MO (FHA|USDA|VA) 3 $625,000 $208,333 $5,135 3.96%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $625,000 $208,333 $13,548 6.25%
Elk City, OK (FHA|USDA|VA) 3 $625,000 $208,333 $6,327 6.94%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $620,000 $155,000 $1,475 3.71%
CORVALLIS, OR (FHA|USDA|VA) 2 $610,000 $305,000 $7,125 5.42%
Shelton, WA (FHA|USDA|VA) 2 $610,000 $305,000 $8,669 4.19%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $610,000 $305,000 $7,914 4.13%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $605,000 $201,667 $15,610 5.54%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $595,000 $198,333 $5,710 4.40%
BOULDER, CO (FHA|USDA|VA) 2 $590,000 $295,000 $4,702 3.94%
LANCASTER, PA (FHA|USDA|VA) 2 $580,000 $290,000 $12,709 3.81%
LAWRENCE, KS (FHA|USDA|VA) 2 $570,000 $285,000 $4,954 3.00%
BURLINGTON, NC (FHA|USDA|VA) 3 $565,000 $188,333 $13,316 4.08%
Keene, NH (FHA|USDA|VA) 2 $560,000 $280,000 $14,303 4.94%
Fallon, NV (FHA|USDA|VA) 2 $560,000 $280,000 $9,344 4.06%
Shelby, NC (FHA|USDA|VA) 3 $555,000 $185,000 $6,585 4.23%
FLORENCE, SC (FHA|USDA|VA) 3 $555,000 $185,000 $5,241 5.67%
MORRISTOWN, TN (FHA|USDA|VA) 2 $550,000 $275,000 $8,828 5.75%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $545,000 $545,000 $30,241 2.75%
MANSFIELD, OH (FHA|USDA|VA) 4 $540,000 $135,000 $5,501 3.22%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $530,000 $265,000 $0 4.06%
Red Bluff, CA (FHA|USDA|VA) 2 $520,000 $260,000 $10,567 3.56%
Sandpoint, ID (FHA|USDA|VA) 1 $515,000 $515,000 $0 2.50%
ABILENE, TX (FHA|USDA|VA) 2 $510,000 $255,000 $16,028 5.81%
FORT WAYNE, IN (FHA|USDA|VA) 4 $510,000 $127,500 $4,652 4.87%
Warrensburg, MO (FHA|USDA|VA) 2 $510,000 $255,000 $7,359 5.69%
GRANTS PASS, OR (FHA|USDA|VA) 2 $510,000 $255,000 $11,600 4.13%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $510,000 $127,500 $13,215 3.78%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $510,000 $255,000 $0 3.09%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $505,000 $168,333 $9,919 5.16%
ODESSA, TX (FHA|USDA|VA) 3 $505,000 $168,333 $9,481 4.96%
Wooster, OH (FHA|USDA|VA) 3 $495,000 $165,000 $10,013 5.54%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $495,000 $495,000 $0 4.75%
Newport, OR (FHA|USDA|VA) 2 $490,000 $245,000 $8,821 5.37%
Newport, TN (FHA|USDA|VA) 2 $490,000 $245,000 $6,866 3.81%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $485,000 $161,667 $3,597 5.60%
LUBBOCK, TX (FHA|USDA|VA) 2 $480,000 $240,000 $15,190 5.69%
GREEN BAY, WI (FHA|USDA|VA) 4 $480,000 $120,000 $2,756 3.09%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $465,000 $155,000 $7,672 5.37%
BELLINGHAM, WA (FHA|USDA|VA) 1 $465,000 $465,000 $20,300 5.34%
ST. CLOUD, MN (FHA|USDA|VA) 2 $460,000 $230,000 $4,584 3.63%
HAMMOND, LA (FHA|USDA|VA) 2 $460,000 $230,000 $11,114 5.56%
Mount Pleasant, TX (FHA|USDA|VA) 1 $455,000 $455,000 $0 2.25%
Lewisburg, TN (FHA|USDA|VA) 2 $450,000 $225,000 $6,623 3.38%
WILMINGTON, NC (FHA|USDA|VA) 2 $450,000 $225,000 $1,830 3.06%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $445,000 $445,000 $0 2.25%
FLINT, MI (FHA|USDA|VA) 2 $440,000 $220,000 $5,298 4.75%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $435,000 $435,000 $0 2.25%
Tahlequah, OK (FHA|USDA|VA) 1 $435,000 $435,000 $24,368 5.75%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $435,000 $145,000 $6,292 5.07%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $430,000 $215,000 $6,547 4.81%
LAWTON, OK (FHA|USDA|VA) 2 $430,000 $215,000 $2,389 2.89%
Susanville, CA (FHA|USDA|VA) 1 $425,000 $425,000 $0 4.13%
LAKE CHARLES, LA (FHA|USDA|VA) 3 $425,000 $141,667 $4,246 3.04%
DECATUR, AL (FHA|USDA|VA) 2 $420,000 $210,000 $8,702 4.12%
JACKSON, MS (FHA|USDA|VA) 1 $415,000 $415,000 $15,842 5.75%
TULSA, OK (FHA|USDA|VA) 3 $415,000 $138,333 $10,307 4.33%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $410,000 $205,000 $7,528 5.00%
KINGSTON, NY (FHA|USDA|VA) 1 $405,000 $405,000 $5,328 4.33%
Gaffney, SC (FHA|USDA|VA) 1 $405,000 $405,000 $0 6.38%
Kinston, NC (FHA|USDA|VA) 3 $405,000 $135,000 $7,107 4.90%
Seneca, SC (FHA|USDA|VA) 1 $405,000 $405,000 $10,472 6.63%
Lufkin, TX (FHA|USDA|VA) 1 $405,000 $405,000 $0 2.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $400,000 $200,000 $1,722 3.63%
Sunbury, PA (FHA|USDA|VA) 3 $395,000 $131,667 $6,531 3.96%
Brookings, OR (FHA|USDA|VA) 1 $395,000 $395,000 $23,582 4.63%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $390,000 $195,000 $0 2.56%
ROCHESTER, NY (FHA|USDA|VA) 2 $370,000 $185,000 $10,505 4.25%
Muskogee, OK (FHA|USDA|VA) 2 $360,000 $180,000 $8,047 4.31%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $360,000 $180,000 $0 2.69%
Centralia, WA (FHA|USDA|VA) 2 $360,000 $180,000 $5,196 3.38%
Jasper, IN (FHA|USDA|VA) 3 $355,000 $118,333 $4,365 5.52%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $355,000 $355,000 $0 3.38%
Sanford, NC (FHA|USDA|VA) 1 $355,000 $355,000 $4,057 3.50%
Shawnee, OK (FHA|USDA|VA) 2 $350,000 $175,000 $7,771 3.94%
Union, SC (FHA|USDA|VA) 2 $340,000 $170,000 $3,169 3.81%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $335,000 $335,000 $0 4.25%
TOLEDO, OH (FHA|USDA|VA) 3 $335,000 $111,667 $0 3.17%
Greeneville, TN (FHA|USDA|VA) 2 $330,000 $165,000 $5,317 5.63%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $330,000 $165,000 $4,794 3.44%
WENATCHEE, WA (FHA|USDA|VA) 1 $325,000 $325,000 $7,631 3.74%
Athens, TN (FHA|USDA|VA) 1 $325,000 $325,000 $0 2.75%
OWENSBORO, KY (FHA|USDA|VA) 1 $325,000 $325,000 $0 3.50%
MIDLAND, TX (FHA|USDA|VA) 1 $325,000 $325,000 $0 4.25%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $320,000 $160,000 $7,758 5.19%
LONGVIEW, WA (FHA|USDA|VA) 1 $315,000 $315,000 $0 2.75%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $315,000 $105,000 $4,310 5.94%
CLEVELAND, TN (FHA|USDA|VA) 1 $315,000 $315,000 $0 3.25%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $315,000 $315,000 $4,877 3.25%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $310,000 $155,000 $2,887 5.00%
Hailey, ID (FHA|USDA|VA) 1 $305,000 $305,000 $0 2.92%
Ontario, OR-ID (FHA|USDA|VA) 3 $305,000 $101,667 $0 5.67%
Clinton, IA (FHA|USDA|VA) 1 $305,000 $305,000 $0 6.25%
Española, NM (FHA|USDA|VA) 1 $305,000 $305,000 $16,680 5.38%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $305,000 $305,000 $16,565 5.88%
Forest City, NC (FHA|USDA|VA) 1 $305,000 $305,000 $8,832 4.12%
Salem, OH (FHA|USDA|VA) 2 $300,000 $150,000 $10,661 4.65%
Paris, TX (FHA|USDA|VA) 2 $300,000 $150,000 $9,478 5.56%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $300,000 $150,000 $9,098 4.00%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $295,000 $295,000 $9,314 3.88%
Andrews, TX (FHA|USDA|VA) 1 $295,000 $295,000 $0 7.25%
Morehead City, NC (FHA|USDA|VA) 1 $295,000 $295,000 $7,204 5.63%
Clarksburg, WV (FHA|USDA|VA) 1 $295,000 $295,000 $13,919 6.50%
Auburn, NY (FHA|USDA|VA) 1 $295,000 $295,000 $17,008 4.25%
Aberdeen, WA (FHA|USDA|VA) 1 $295,000 $295,000 $3,619 2.81%
Prineville, OR (FHA|USDA|VA) 1 $285,000 $285,000 $19,696 6.38%
BILLINGS, MT (FHA|USDA|VA) 1 $285,000 $285,000 $0 2.68%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $280,000 $140,000 $7,229 3.81%
KANKAKEE, IL (FHA|USDA|VA) 1 $275,000 $275,000 $10,047 5.50%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $270,000 $135,000 $2,598 4.06%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $270,000 $135,000 $5,589 4.69%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $265,000 $265,000 $2,639 3.25%
Georgetown, SC (FHA|USDA|VA) 1 $265,000 $265,000 $11,084 3.38%
Lebanon, MO (FHA|USDA|VA) 1 $265,000 $265,000 $11,903 6.00%
Orangeburg, SC (FHA|USDA|VA) 2 $260,000 $130,000 $5,329 3.31%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $255,000 $255,000 $1,522 4.13%
Clewiston, FL (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.88%
Urbana, OH (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.25%
PINE BLUFF, AR (FHA|USDA|VA) 1 $255,000 $255,000 $14,537 4.88%
Jacksonville, TX (FHA|USDA|VA) 2 $250,000 $125,000 $0 3.63%
Selma, AL (FHA|USDA|VA) 2 $250,000 $125,000 $7,955 5.10%
Mount Vernon, OH (FHA|USDA|VA) 2 $250,000 $125,000 $13,567 5.63%
Raymondville, TX (FHA|USDA|VA) 1 $245,000 $245,000 $9,417 6.50%
Port Angeles, WA (FHA|USDA|VA) 1 $245,000 $245,000 $8,076 5.88%
Angola, IN (FHA|USDA|VA) 1 $245,000 $245,000 $12,176 3.25%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $240,000 $120,000 $4,541 4.00%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.75%
Laconia, NH (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.75%
Klamath Falls, OR (FHA|USDA|VA) 1 $235,000 $235,000 $12,882 4.50%
Weatherford, OK (FHA|USDA|VA) 2 $230,000 $115,000 $5,728 6.44%
Pella, IA (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.50%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $225,000 $225,000 $7,158 4.75%
Pottsville, PA (FHA|USDA|VA) 1 $225,000 $225,000 $14,120 7.25%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.25%
London, KY (FHA|USDA|VA) 1 $225,000 $225,000 $2,627 5.25%
MANKATO, MN (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.30%
SAN ANGELO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.18%
Nacogdoches, TX (FHA|USDA|VA) 1 $225,000 $225,000 $7,312 3.25%
Ottawa, IL (FHA|USDA|VA) 2 $220,000 $110,000 $4,363 3.69%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.25%
New Castle, IN (FHA|USDA|VA) 1 $215,000 $215,000 $3,606 3.88%
Greenwood, SC (FHA|USDA|VA) 1 $215,000 $215,000 $7,084 4.00%
Lewisburg, PA (FHA|USDA|VA) 1 $215,000 $215,000 $2,215 5.37%
MUSKEGON, MI (FHA|USDA|VA) 1 $215,000 $215,000 $727 5.25%
Whitewater, WI (FHA|USDA|VA) 1 $215,000 $215,000 $11,364 7.13%
Traverse City, MI (FHA|USDA|VA) 1 $215,000 $215,000 $0 2.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $215,000 $215,000 $8,068 3.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $205,000 $205,000 $11,530 5.00%
Stevens Point, WI (FHA|USDA|VA) 1 $205,000 $205,000 $997 2.38%
Lumberton, NC (FHA|USDA|VA) 1 $205,000 $205,000 $6,363 4.88%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $205,000 $205,000 $9,160 4.75%
Adrian, MI (FHA|USDA|VA) 1 $205,000 $205,000 $8,744 5.63%
Wilson, NC (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.38%
VICTORIA, TX (FHA|USDA|VA) 1 $205,000 $205,000 $7,670 4.00%
Defiance, OH (FHA|USDA|VA) 1 $205,000 $205,000 $10,610 4.24%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $205,000 $205,000 $6,172 4.25%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $200,000 $100,000 $4,377 3.94%
Warsaw, IN (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.38%
Jackson, WY-ID (FHA|USDA|VA) 1 $195,000 $195,000 $4,014 4.00%
Vernal, UT (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.75%
Alexandria, MN (FHA|USDA|VA) 1 $195,000 $195,000 $10,842 5.38%
Palatka, FL (FHA|USDA|VA) 2 $190,000 $95,000 $4,156 5.24%
Cullman, AL (FHA|USDA|VA) 1 $185,000 $185,000 $3,239 2.25%
CASPER, WY (FHA|USDA|VA) 1 $185,000 $185,000 $2,268 3.25%
Henderson, NC (FHA|USDA|VA) 1 $185,000 $185,000 $1,308 2.38%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $185,000 $185,000 $9,612 2.75%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $185,000 $185,000 $10,166 5.63%
Marion, NC (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.13%
TOPEKA, KS (FHA|USDA|VA) 2 $180,000 $90,000 $9,382 5.63%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $175,000 $175,000 $2,269 3.25%
ELMIRA, NY (FHA|USDA|VA) 1 $175,000 $175,000 $3,599 5.00%
Fairmont, WV (FHA|USDA|VA) 1 $175,000 $175,000 $11,033 5.25%
Chillicothe, OH (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.50%
Winfield, KS (FHA|USDA|VA) 1 $175,000 $175,000 $6,966 3.75%
Sterling, CO (FHA|USDA|VA) 2 $170,000 $85,000 $9,950 2.88%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $170,000 $85,000 $13,679 7.75%
JACKSON, TN (FHA|USDA|VA) 1 $165,000 $165,000 $938 4.85%
Lawrenceburg, TN (FHA|USDA|VA) 1 $165,000 $165,000 $2,976 3.99%
GREENVILLE, NC (FHA|USDA|VA) 1 $165,000 $165,000 $6,747 2.75%
DUBUQUE, IA (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.25%
Huntsville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.25%
Ottumwa, IA (FHA|USDA|VA) 2 $160,000 $80,000 $6,082 4.38%
Alamogordo, NM (FHA|USDA|VA) 1 $155,000 $155,000 $4,743 6.00%
Zanesville, OH (FHA|USDA|VA) 1 $155,000 $155,000 $7,799 5.99%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $3,319 5.88%
NILES, MI (FHA|USDA|VA) 1 $155,000 $155,000 $5,478 7.00%
Las Vegas, NM (FHA|USDA|VA) 1 $155,000 $155,000 $8,274 3.88%
Price, UT (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.22%
Ludington, MI (FHA|USDA|VA) 1 $145,000 $145,000 $6,406 2.75%
North Vernon, IN (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.63%
Helena, MT (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $140,000 $70,000 $4,453 3.13%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.88%
Stephenville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,264 6.25%
YAKIMA, WA (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.73%
Columbus, MS (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.25%
McMinnville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $9,214 5.88%
BINGHAMTON, NY (FHA|USDA|VA) 1 $135,000 $135,000 $5,013 3.99%
SANTA FE, NM (FHA|USDA|VA) 1 $135,000 $135,000 $9,523 4.88%
Bennettsville, SC (FHA|USDA|VA) 1 $135,000 $135,000 $3,234 6.61%
JACKSON, MI (FHA|USDA|VA) 1 $125,000 $125,000 $5,517 5.88%
Portsmouth, OH (FHA|USDA|VA) 1 $125,000 $125,000 $6,778 5.87%
GETTYSBURG, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.63%
Jacksonville, IL (FHA|USDA|VA) 1 $125,000 $125,000 $7,604 5.87%
Okeechobee, FL (FHA|USDA|VA) 1 $125,000 $125,000 $6,675 5.25%
Blackfoot, ID (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.75%
Riverton, WY (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.75%
Ardmore, OK (FHA|USDA|VA) 1 $125,000 $125,000 $4,781 4.46%
Houghton, MI (FHA|USDA|VA) 1 $125,000 $125,000 $1,180 2.48%
Bartlesville, OK (FHA|USDA|VA) 1 $125,000 $125,000 $7,480 7.00%
Ponca City, OK (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.25%
DeRidder, LA (FHA|USDA|VA) 1 $115,000 $115,000 $7,222 5.06%
Danville, VA (FHA|USDA|VA) 1 $115,000 $115,000 $8,198 6.13%
SAGINAW, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.88%
Austin, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,414 5.75%
Salina, KS (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.88%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $105,000 $105,000 $1,397 3.99%
MIDLAND, MI (FHA|USDA|VA) 1 $105,000 $105,000 $6,012 6.37%
Danville, KY (FHA|USDA|VA) 1 $105,000 $105,000 $4,968 5.00%
Mineral Wells, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,597 3.25%
Frankfort, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.95%
Fremont, OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,555 7.00%
Albemarle, NC (FHA|USDA|VA) 1 $95,000 $95,000 $3,459 3.25%
Albertville, AL (FHA|USDA|VA) 1 $95,000 $95,000 $2,095 3.25%
North Wilkesboro, NC (FHA|USDA|VA) 1 $95,000 $95,000 $4,787 4.75%
Dumas, TX (FHA|USDA|VA) 1 $95,000 $95,000 $2,019 3.37%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.88%
Bay City, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.88%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.75%
Hillsdale, MI (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.50%
Atmore, AL (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.63%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $85,000 $85,000 $4,230 6.88%
Glasgow, KY (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.25%
Rutland, VT (FHA|USDA|VA) 1 $85,000 $85,000 $1,731 3.98%
Fort Payne, AL (FHA|USDA|VA) 1 $85,000 $85,000 $3,241 4.75%
Mount Vernon, IL (FHA|USDA|VA) 1 $75,000 $75,000 $1,796 3.75%
ANN ARBOR, MI (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.25%
FOND DU LAC, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.13%
Sulphur Springs, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.62%
Jasper, AL (FHA|USDA|VA) 1 $65,000 $65,000 $2,274 2.75%
Marinette, WI-MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.38%
Sun West Mortgage Company's top markets include Riverside, Los Angeles, New York, Phoenix, and San Juan among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Puerto Rico (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against SUN WEST MORTGAGE COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SAFEAMERICA CREDIT UNION
    Similarity Rank: 54

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,980 $853,090,000 $286,272 $7,025 4.37%
    FHA 2,596 $742,560,000 $286,040 $12,553 4.55%
    VA 1,081 $382,815,000 $354,130 $10,477 3.84%
    FHA 101 $29,885,000 $295,891 $0 4.50%
    USDA 100 $14,690,000 $146,900 $8,175 4.28%
    FHA 5 $1,265,000 $253,000 $0 4.94%

    For 2022, Sun West Mortgage Company's most frequently originated type of loan was Conventional, with 2,980 originations. Their 2nd most popular type was FHA, with 2,596 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,332 $989,420,000 $296,945 $11,021 4.81%
    Cash Out Refi 2,558 $786,610,000 $307,510 $9,480 4.08%
    Refi 907 $247,175,000 $272,519 $6,026 3.22%
    Other 66 $1,100,000 $16,667 $0 7.63%

    For 2022, Sun West Mortgage Company's most frequently cited loan purpose was Home Purchase, with 3,332 originations. The 2nd most popular reason was Cash Out Refi, with 2,558 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,184 $1,894,390,000 $306,337 $10,316 4.38%
    15 Year 354 $61,100,000 $172,599 $4,923 4.03%
    Other 171 $46,655,000 $272,836 $6,811 4.19%
    20 Year 88 $17,550,000 $199,432 $5,359 3.91%
    10 Year 56 $3,330,000 $59,464 $2,215 5.15%
    1 Year 4 $1,240,000 $310,000 $5,309 9.75%
    3 Year 3 $15,000 $5,000 $2,195 0.00%
    5 Year 3 $25,000 $8,333 $0 0.00%

    For 2022, Sun West Mortgage Company's most frequently cited loan duration was 30 Year, with 6,184 originations. The 2nd most popular length was 15 Year, with 354 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,957 $740,085,000 $378,173
    $1k-2k 847 $232,575,000 $274,587
    $2k-3k 803 $210,185,000 $261,750
    $<1k 790 $210,480,000 $266,430
    $3k-4k 698 $168,440,000 $241,318
    $4k-5k 589 $159,385,000 $270,603

    Sun West Mortgage Company's average total fees were $10,316, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,957 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,270 $690,090,000 $304,004
    4-5% 1,480 $456,370,000 $308,358
    5-6% 974 $287,660,000 $295,339
    2.5-3% 735 $229,495,000 $312,238
    6-7% 723 $188,345,000 $260,505
    <2.5% 422 $117,340,000 $278,057
    7-8% 205 $50,255,000 $245,146
    Over 8% 54 $4,750,000 $87,963

    During 2022, Sun West Mortgage Company's average interest rate for loans was 4.38%, while their most frequently originated rate bucket for loans was 3-4%, with 2,270 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,034 $885,700,000 $291,925 $9,912 4.29%
    $100k-200k 1,572 $237,750,000 $151,240 $6,761 4.49%
    $400k-600k 1,290 $616,630,000 $478,008 $13,637 4.25%
    $100,000 or less 615 $36,745,000 $59,748 $4,645 4.66%
    $600k-1MM 339 $231,705,000 $683,496 $18,621 4.14%
    $1MM+ 13 $15,775,000 $1,213,462 $22,237 4.48%

    2022 saw Sun West Mortgage Company place emphasis on $200k-400k loans with 3,034 originations, totaling $885,700,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,621 $369,525,000 $227,961 $8,658 4.37%
    $100k-150k 1,592 $604,840,000 $379,925 $11,827 4.38%
    $75k-100k 1,397 $417,975,000 $299,195 $10,624 4.40%
    $50k or less 1,104 $172,510,000 $156,259 $6,888 4.45%
    $150k-250k 660 $301,590,000 $456,955 $13,235 4.51%
    $250k+ 150 $69,580,000 $463,867 $11,454 4.64%

    Sun West Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 1,621 originations. The second most popular income band? $100k-150k, with 1,592 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 1,094 $361,570,000 $330,503 $13,315 4.51%
    30-36% 858 $229,310,000 $267,261 $8,317 4.27%
    20-30% 649 $159,355,000 $245,539 $7,517 4.14%
    <20% 506 $126,310,000 $249,625 $5,483 3.49%
    49% 354 $116,840,000 $330,056 $10,999 4.70%
    44% 326 $94,890,000 $291,074 $9,241 4.43%
    46% 310 $95,900,000 $309,355 $10,905 4.50%
    45% 289 $91,825,000 $317,734 $10,581 4.51%
    42% 283 $88,615,000 $313,127 $10,288 4.29%
    48% 281 $93,975,000 $334,431 $11,299 4.53%
    43% 262 $80,670,000 $307,901 $10,765 4.46%
    41% 238 $70,320,000 $295,462 $9,053 4.40%
    47% 231 $74,825,000 $323,918 $10,247 4.62%
    40% 227 $65,535,000 $288,700 $9,025 4.51%
    38% 213 $63,445,000 $297,864 $10,519 4.24%
    36% 206 $56,960,000 $276,505 $8,493 4.21%
    39% 203 $63,765,000 $314,113 $9,053 4.32%
    37% 185 $49,995,000 $270,243 $8,474 4.48%
    >60% 148 $40,200,000 $271,622 $12,622 5.16%

    Sun West Mortgage Company lent most frequently to those with DTI ratios of 50-60%, with 1,094 originations. The next most common DTI ratio? 30-36%, with 858 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,304 $926,770,000 $280,499 $9,870 4.42%
    Not provided 2,515 $760,075,000 $302,217 $9,636 4.28%
    Black 764 $230,390,000 $301,558 $11,235 4.38%
    Asian 210 $83,730,000 $398,714 $10,609 4.14%
    American Indian 40 $11,210,000 $280,250 $10,740 4.50%
    Native Hawaiian or Islander 20 $8,540,000 $427,000 $11,825 3.96%
    Filipino 3 $1,195,000 $398,333 $14,532 4.71%
    Asian Indian 3 $1,185,000 $395,000 $7,380 4.33%
    Other Asian 3 $885,000 $295,000 $13,499 3.13%
    Korean 1 $325,000 $325,000 $9,462 4.75%

    Approval Rates

    Total approvals of all applications
    84.23%

    Sun West Mortgage Company has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    -9.79%

    Sun West Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,863 $2,024,305,000 $294,959

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,863 $2,024,305,000 $294,959

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 202 $41,270,000 $204,307 $6,031 4.10%
    40-60% 888 $220,410,000 $248,209 $6,482 4.02%
    60-80% 2,270 $682,720,000 $300,758 $9,456 4.22%
    80-100% 3,304 $1,072,720,000 $324,673 $11,416 4.54%
    Over 100% 3 $1,245,000 $415,000 $5,423 4.83%
    Under 20% 196 $5,940,000 $30,306 $1,515 4.45%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    SUN WEST MORTGAGE COMPANY, INC. Reverse mortgage Trouble during payment process 1 100.0%