Figure Lending Mortgage Rates, Fees & Info
Wilmington, DELEI: 254900UL88QFG0E40516
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Review & Overview
Figure Lending is a smaller mortgage company specializing in Other and Home Improvement loans. Their top markets by origination volume include: Los Angeles, Atlanta, San Francisco, Seattle, and Phoenix among others. We have data for 480 markets. (Some data included below & more in-depth data is available with an active subscription.)Figure Lending has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Refi | 9.50% | 4/21/24 |
| 30 Year Cash-out Refi | 10.07% | 4/21/24 |
| 15 Year Conventional Refi | 8.18% | 4/21/24 |
| 15 Year Cash-out Refi | 8.18% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,385Origination Dollar Volume (All Markets)
$494,025,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 480 | $35,130,000 | $73,188 | $0 | 7.68% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 434 | $22,500,000 | $51,843 | $0 | 8.49% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 243 | $19,985,000 | $82,243 | $0 | 7.44% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 293 | $19,945,000 | $68,072 | $0 | 7.99% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 364 | $17,950,000 | $49,313 | $0 | 8.34% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 303 | $14,245,000 | $47,013 | $0 | 8.58% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 233 | $13,555,000 | $58,176 | $0 | 8.94% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 210 | $12,930,000 | $61,571 | $0 | 7.86% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 225 | $12,625,000 | $56,111 | $0 | 8.47% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 229 | $12,515,000 | $54,651 | $0 | 7.97% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 204 | $12,150,000 | $59,559 | $0 | 8.19% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 150 | $11,190,000 | $74,600 | $0 | 7.56% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 175 | $10,895,000 | $62,257 | $0 | 7.99% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 161 | $9,685,000 | $60,155 | $0 | 8.07% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 175 | $9,395,000 | $53,686 | $0 | 8.36% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 157 | $9,135,000 | $58,185 | $0 | 8.06% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 183 | $8,795,000 | $48,060 | $0 | 8.53% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 170 | $7,840,000 | $46,118 | $0 | 8.42% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 151 | $7,155,000 | $47,384 | $0 | 8.93% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 155 | $6,945,000 | $44,806 | $0 | 8.46% |
| Outside of Metro Areas | 147 | $6,885,000 | $46,837 | $0 | 8.22% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 141 | $6,545,000 | $46,418 | $0 | 8.87% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 76 | $6,220,000 | $81,842 | $0 | 7.14% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 126 | $5,990,000 | $47,540 | $0 | 8.64% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 117 | $5,295,000 | $45,256 | $0 | 8.67% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 111 | $4,945,000 | $44,550 | $0 | 9.10% |
| COLUMBUS, OH (FHA|USDA|VA) | 104 | $4,890,000 | $47,019 | $0 | 8.91% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 94 | $4,450,000 | $47,340 | $0 | 9.14% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 84 | $4,290,000 | $51,071 | $0 | 8.67% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 80 | $4,010,000 | $50,125 | $0 | 8.84% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 77 | $3,705,000 | $48,117 | $0 | 8.85% |
| RICHMOND, VA (FHA|USDA|VA) | 80 | $3,640,000 | $45,500 | $0 | 8.51% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 70 | $3,000,000 | $42,857 | $0 | 8.94% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 74 | $3,000,000 | $40,541 | $0 | 9.23% |
| RENO, NV (FHA|USDA|VA) | 41 | $2,785,000 | $67,927 | $0 | 8.14% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 42 | $2,780,000 | $66,190 | $0 | 7.66% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 71 | $2,625,000 | $36,972 | $0 | 9.17% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 50 | $2,600,000 | $52,000 | $0 | 9.37% |
| TUCSON, AZ (FHA|USDA|VA) | 53 | $2,485,000 | $46,887 | $0 | 8.36% |
| STOCKTON, CA (FHA|USDA|VA) | 50 | $2,410,000 | $48,200 | $0 | 8.69% |
| PITTSBURGH, PA (FHA|USDA|VA) | 53 | $2,355,000 | $44,434 | $0 | 9.10% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 50 | $2,280,000 | $45,600 | $0 | 9.32% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 38 | $2,220,000 | $58,421 | $0 | 8.78% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 40 | $2,050,000 | $51,250 | $0 | 8.36% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 19 | $1,895,000 | $99,737 | $0 | 8.58% |
| FORT COLLINS, CO (FHA|USDA|VA) | 31 | $1,875,000 | $60,484 | $0 | 8.41% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 41 | $1,835,000 | $44,756 | $0 | 8.81% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 45 | $1,825,000 | $40,556 | $0 | 9.10% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 40 | $1,800,000 | $45,000 | $0 | 8.02% |
| VALLEJO, CA (FHA|USDA|VA) | 32 | $1,770,000 | $55,313 | $0 | 8.18% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 43 | $1,745,000 | $40,581 | $0 | 8.42% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 29 | $1,605,000 | $55,345 | $0 | 8.23% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 38 | $1,590,000 | $41,842 | $0 | 8.89% |
| KNOXVILLE, TN (FHA|USDA|VA) | 35 | $1,565,000 | $44,714 | $0 | 8.34% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 32 | $1,540,000 | $48,125 | $0 | 9.04% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 25 | $1,465,000 | $58,600 | $0 | 8.17% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 30 | $1,450,000 | $48,333 | $0 | 7.91% |
| MODESTO, CA (FHA|USDA|VA) | 34 | $1,400,000 | $41,176 | $0 | 8.32% |
| SALEM, OR (FHA|USDA|VA) | 26 | $1,350,000 | $51,923 | $0 | 9.07% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 30 | $1,330,000 | $44,333 | $0 | 8.24% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 32 | $1,280,000 | $40,000 | $0 | 8.75% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 23 | $1,245,000 | $54,130 | $0 | 8.64% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 30 | $1,240,000 | $41,333 | $0 | 8.81% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 23 | $1,225,000 | $53,261 | $0 | 9.17% |
| ASHEVILLE, NC (FHA|USDA|VA) | 27 | $1,225,000 | $45,370 | $0 | 8.20% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 32 | $1,210,000 | $37,813 | $0 | 9.03% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 15 | $1,195,000 | $79,667 | $0 | 7.51% |
| FRESNO, CA (FHA|USDA|VA) | 25 | $1,175,000 | $47,000 | $0 | 8.74% |
| WILMINGTON, NC (FHA|USDA|VA) | 22 | $1,170,000 | $53,182 | $0 | 9.30% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 27 | $1,135,000 | $42,037 | $0 | 8.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 29 | $1,125,000 | $38,793 | $0 | 8.59% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 25 | $1,085,000 | $43,400 | $0 | 8.33% |
| SALINAS, CA (FHA|USDA|VA) | 18 | $1,080,000 | $60,000 | $0 | 7.93% |
| TULSA, OK (FHA|USDA|VA) | 24 | $1,080,000 | $45,000 | $0 | 7.96% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 13 | $1,055,000 | $81,154 | $0 | 7.97% |
| SAVANNAH, GA (FHA|USDA|VA) | 23 | $1,045,000 | $45,435 | $0 | 8.15% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 18 | $1,040,000 | $57,778 | $0 | 7.61% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 20 | $1,020,000 | $51,000 | $0 | 8.38% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 21 | $1,015,000 | $48,333 | $0 | 9.37% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 22 | $1,000,000 | $45,455 | $0 | 8.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 21 | $975,000 | $46,429 | $0 | 8.47% |
| GREELEY, CO (FHA|USDA|VA) | 18 | $960,000 | $53,333 | $0 | 8.12% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 21 | $935,000 | $44,524 | $0 | 7.76% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 25 | $925,000 | $37,000 | $0 | 8.61% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 16 | $880,000 | $55,000 | $0 | 8.75% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 16 | $860,000 | $53,750 | $0 | 8.46% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 22 | $850,000 | $38,636 | $0 | 8.63% |
| BEND, OR (FHA|USDA|VA) | 12 | $830,000 | $69,167 | $0 | 8.73% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 19 | $825,000 | $43,421 | $0 | 8.75% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 12 | $820,000 | $68,333 | $0 | 6.62% |
| TOLEDO, OH (FHA|USDA|VA) | 19 | $815,000 | $42,895 | $0 | 9.19% |
| BOULDER, CO (FHA|USDA|VA) | 17 | $805,000 | $47,353 | $0 | 8.15% |
| BELLINGHAM, WA (FHA|USDA|VA) | 16 | $800,000 | $50,000 | $0 | 7.65% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 19 | $785,000 | $41,316 | $0 | 9.05% |
| FORT WAYNE, IN (FHA|USDA|VA) | 23 | $775,000 | $33,696 | $0 | 9.04% |
| ANN ARBOR, MI (FHA|USDA|VA) | 13 | $775,000 | $59,615 | $0 | 8.60% |
| BATON ROUGE, LA (FHA|USDA|VA) | 20 | $770,000 | $38,500 | $0 | 9.34% |
| GAINESVILLE, GA (FHA|USDA|VA) | 17 | $765,000 | $45,000 | $0 | 8.61% |
| YAKIMA, WA (FHA|USDA|VA) | 16 | $760,000 | $47,500 | $0 | 9.67% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 12 | $740,000 | $61,667 | $0 | 8.69% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 18 | $720,000 | $40,000 | $0 | 8.30% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 14 | $710,000 | $50,714 | $0 | 9.07% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 10 | $700,000 | $70,000 | $0 | 7.16% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 15 | $665,000 | $44,333 | $0 | 8.66% |
| CHICO, CA (FHA|USDA|VA) | 9 | $655,000 | $72,778 | $0 | 8.58% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 13 | $655,000 | $50,385 | $0 | 7.38% |
| MADISON, WI (FHA|USDA|VA) | 15 | $655,000 | $43,667 | $0 | 8.94% |
| GAINESVILLE, FL (FHA|USDA|VA) | 11 | $645,000 | $58,636 | $0 | 7.92% |
| AKRON, OH (FHA|USDA|VA) | 16 | $640,000 | $40,000 | $0 | 8.66% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 15 | $635,000 | $42,333 | $0 | 7.69% |
| MEDFORD, OR (FHA|USDA|VA) | 11 | $615,000 | $55,909 | $0 | 8.54% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 14 | $600,000 | $42,857 | $0 | 8.72% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 12 | $600,000 | $50,000 | $0 | 7.03% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 9 | $595,000 | $66,111 | $0 | 8.28% |
| LONGVIEW, WA (FHA|USDA|VA) | 12 | $580,000 | $48,333 | $0 | 8.52% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 9 | $575,000 | $63,889 | $0 | 7.86% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $550,000 | $68,750 | $0 | 8.39% |
| ROANOKE, VA (FHA|USDA|VA) | 16 | $550,000 | $34,375 | $0 | 8.89% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 16 | $540,000 | $33,750 | $0 | 9.83% |
| READING, PA (FHA|USDA|VA) | 12 | $530,000 | $44,167 | $0 | 9.39% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 10 | $520,000 | $52,000 | $0 | 8.58% |
| YUBA CITY, CA (FHA|USDA|VA) | 12 | $520,000 | $43,333 | $0 | 8.08% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 13 | $515,000 | $39,615 | $0 | 8.27% |
| ANCHORAGE, AK (FHA|USDA|VA) | 7 | $515,000 | $73,571 | $0 | 9.03% |
| MERCED, CA (FHA|USDA|VA) | 11 | $515,000 | $46,818 | $0 | 7.76% |
| OCALA, FL (FHA|USDA|VA) | 13 | $515,000 | $39,615 | $0 | 7.99% |
| CHEYENNE, WY (FHA|USDA|VA) | 10 | $510,000 | $51,000 | $0 | 8.27% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 9 | $505,000 | $56,111 | $0 | 8.25% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 14 | $500,000 | $35,714 | $0 | 8.81% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 10 | $490,000 | $49,000 | $0 | 9.07% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 14 | $490,000 | $35,000 | $0 | 8.66% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 12 | $480,000 | $40,000 | $0 | 9.14% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 12 | $480,000 | $40,000 | $0 | 9.08% |
| Glenwood Springs, CO (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $0 | 8.66% |
| PUEBLO, CO (FHA|USDA|VA) | 11 | $465,000 | $42,273 | $0 | 8.98% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 10 | $460,000 | $46,000 | $0 | 9.21% |
| Outside of Metro Areas | 5 | $445,000 | $89,000 | $0 | 7.56% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 13 | $445,000 | $34,231 | $0 | 9.31% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 10 | $440,000 | $44,000 | $0 | 9.61% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 10 | $440,000 | $44,000 | $0 | 8.78% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 6 | $440,000 | $73,333 | $0 | 8.47% |
| VISALIA, CA (FHA|USDA|VA) | 11 | $435,000 | $39,545 | $0 | 8.36% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 11 | $435,000 | $39,545 | $0 | 8.77% |
| GREEN BAY, WI (FHA|USDA|VA) | 9 | $435,000 | $48,333 | $0 | 8.54% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 10 | $430,000 | $43,000 | $0 | 7.85% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 9 | $425,000 | $47,222 | $0 | 9.45% |
| BOISE CITY, ID (FHA|USDA|VA) | 13 | $425,000 | $32,692 | $0 | 7.98% |
| LYNCHBURG, VA (FHA|USDA|VA) | 13 | $425,000 | $32,692 | $0 | 8.97% |
| ROCKFORD, IL (FHA|USDA|VA) | 10 | $420,000 | $42,000 | $0 | 7.89% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 10 | $420,000 | $42,000 | $0 | 9.32% |
| PANAMA CITY, FL (FHA|USDA|VA) | 7 | $415,000 | $59,286 | $0 | 7.83% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 11 | $415,000 | $37,727 | $0 | 7.33% |
| JACKSON, MS (FHA|USDA|VA) | 10 | $400,000 | $40,000 | $0 | 7.75% |
| LOUISVILLE, KY (FHA|USDA|VA) | 12 | $390,000 | $32,500 | $0 | 9.67% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 9 | $385,000 | $42,778 | $0 | 8.78% |
| FLINT, MI (FHA|USDA|VA) | 9 | $385,000 | $42,778 | $0 | 8.88% |
| SANTA FE, NM (FHA|USDA|VA) | 9 | $375,000 | $41,667 | $0 | 8.08% |
| LINCOLN, NE (FHA|USDA|VA) | 10 | $370,000 | $37,000 | $0 | 8.85% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 8 | $360,000 | $45,000 | $0 | 7.88% |
| MADERA, CA (FHA|USDA|VA) | 6 | $360,000 | $60,000 | $0 | 7.91% |
| DALTON, GA (FHA|USDA|VA) | 8 | $350,000 | $43,750 | $0 | 6.84% |
| MUSKEGON, MI (FHA|USDA|VA) | 7 | $325,000 | $46,429 | $0 | 9.36% |
| Key West, FL (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $0 | 8.08% |
| MUNCIE, IN (FHA|USDA|VA) | 8 | $320,000 | $40,000 | $0 | 8.99% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 7 | $315,000 | $45,000 | $0 | 9.64% |
| HAMMOND, LA (FHA|USDA|VA) | 7 | $315,000 | $45,000 | $0 | 8.84% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 6 | $300,000 | $50,000 | $0 | 9.02% |
| Oak Harbor, WA (FHA|USDA|VA) | 5 | $295,000 | $59,000 | $0 | 9.46% |
| WICHITA, KS (FHA|USDA|VA) | 6 | $290,000 | $48,333 | $0 | 9.04% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $290,000 | $36,250 | $0 | 7.30% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 7 | $285,000 | $40,714 | $0 | 7.46% |
| Jefferson, GA (FHA|USDA|VA) | 7 | $285,000 | $40,714 | $0 | 8.64% |
| REDDING, CA (FHA|USDA|VA) | 7 | $285,000 | $40,714 | $0 | 9.47% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $285,000 | $31,667 | $0 | 10.17% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 10 | $280,000 | $28,000 | $0 | 9.77% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 7 | $275,000 | $39,286 | $0 | 7.97% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 6 | $270,000 | $45,000 | $0 | 8.59% |
| Traverse City, MI (FHA|USDA|VA) | 6 | $270,000 | $45,000 | $0 | 8.64% |
| WENATCHEE, WA (FHA|USDA|VA) | 8 | $270,000 | $33,750 | $0 | 8.76% |
| JACKSON, MI (FHA|USDA|VA) | 6 | $270,000 | $45,000 | $0 | 9.01% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $265,000 | $53,000 | $0 | 9.67% |
| Los Alamos, NM (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 6.63% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 7 | $265,000 | $37,857 | $0 | 7.05% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $255,000 | $51,000 | $0 | 10.28% |
| APPLETON, WI (FHA|USDA|VA) | 6 | $250,000 | $41,667 | $0 | 9.27% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 7.89% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 7.64% |
| ERIE, PA (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 8.14% |
| Fallon, NV (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 7.09% |
| PITTSFIELD, MA (FHA|USDA|VA) | 5 | $235,000 | $47,000 | $0 | 7.05% |
| YUMA, AZ (FHA|USDA|VA) | 7 | $235,000 | $33,571 | $0 | 7.95% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 5 | $235,000 | $47,000 | $0 | 10.47% |
| CASPER, WY (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 9.12% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $225,000 | $45,000 | $0 | 9.29% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $225,000 | $45,000 | $0 | 9.53% |
| NEW BERN, NC (FHA|USDA|VA) | 6 | $220,000 | $36,667 | $0 | 9.67% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 7.33% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 9.72% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 6 | $200,000 | $33,333 | $0 | 8.40% |
| Rock Springs, WY (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 10.01% |
| EL CENTRO, CA (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 9.01% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 5.87% |
| COLUMBIA, MO (FHA|USDA|VA) | 6 | $190,000 | $31,667 | $0 | 9.23% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 8.85% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 7 | $185,000 | $26,429 | $0 | 8.31% |
| Payson, AZ (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 9.25% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $185,000 | $37,000 | $0 | 9.76% |
| NILES, MI (FHA|USDA|VA) | 5 | $185,000 | $37,000 | $0 | 9.30% |
| Palatka, FL (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 8.27% |
| MONROE, MI (FHA|USDA|VA) | 6 | $180,000 | $30,000 | $0 | 8.94% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 6 | $180,000 | $30,000 | $0 | 9.89% |
| NAPA, CA (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 5.82% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 5 | $175,000 | $35,000 | $0 | 8.57% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 9.25% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 8.47% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 5 | $165,000 | $33,000 | $0 | 10.06% |
| MORRISTOWN, TN (FHA|USDA|VA) | 5 | $165,000 | $33,000 | $0 | 9.20% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 7.79% |
| Enterprise, AL (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 8.79% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $155,000 | $31,000 | $0 | 8.10% |
| Torrington, CT (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 8.86% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 10.19% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 10.24% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 7.19% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.11% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 9.20% |
| Sonora, CA (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 10.73% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $145,000 | $29,000 | $0 | 9.67% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 9.50% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 8.42% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $140,000 | $35,000 | $0 | 9.36% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 8.87% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 4 | $140,000 | $35,000 | $0 | 8.64% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $140,000 | $35,000 | $0 | 9.54% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $140,000 | $35,000 | $0 | 7.75% |
| Fernley, NV (FHA|USDA|VA) | 4 | $140,000 | $35,000 | $0 | 9.24% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 9.06% |
| Centralia, WA (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 9.33% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $135,000 | $27,000 | $0 | 9.35% |
| WALLA WALLA, WA (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 9.38% |
| Forest City, NC (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 9.36% |
| FARGO, ND-MN (FHA|USDA|VA) | 5 | $135,000 | $27,000 | $0 | 8.62% |
| Concord, NH (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 8.32% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 7.24% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 4 | $130,000 | $32,500 | $0 | 7.85% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 9.25% |
| Warsaw, IN (FHA|USDA|VA) | 4 | $130,000 | $32,500 | $0 | 7.25% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $130,000 | $32,500 | $0 | 5.68% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 6.92% |
| Coos Bay, OR (FHA|USDA|VA) | 4 | $130,000 | $32,500 | $0 | 9.03% |
| RACINE, WI (FHA|USDA|VA) | 5 | $125,000 | $25,000 | $0 | 8.94% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 10.16% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 7.30% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 8.28% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 7.00% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 9.83% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $120,000 | $30,000 | $0 | 9.89% |
| Durango, CO (FHA|USDA|VA) | 4 | $120,000 | $30,000 | $0 | 8.56% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $120,000 | $30,000 | $0 | 8.89% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 8.62% |
| Findlay, OH (FHA|USDA|VA) | 4 | $120,000 | $30,000 | $0 | 10.33% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 4 | $120,000 | $30,000 | $0 | 9.99% |
| Edwards, CO (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 6.99% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.87% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $120,000 | $30,000 | $0 | 9.18% |
| Athens, TN (FHA|USDA|VA) | 4 | $120,000 | $30,000 | $0 | 8.75% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 10.69% |
| Harrison, AR (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 8.21% |
| Albertville, AL (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 10.00% |
| Laconia, NH (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 8.65% |
| Boone, NC (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 9.83% |
| Helena, MT (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 7.37% |
| Auburn, IN (FHA|USDA|VA) | 4 | $110,000 | $27,500 | $0 | 9.11% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 10.99% |
| Richmond, IN (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 9.00% |
| Marion, OH (FHA|USDA|VA) | 4 | $110,000 | $27,500 | $0 | 9.93% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 10.95% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 8.37% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.49% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 8.33% |
| Angola, IN (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 8.80% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 9.97% |
| CARSON CITY, NV (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 7.83% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.59% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 8.87% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.53% |
| Macomb, IL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 4.94% |
| Aberdeen, SD (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.50% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.65% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 10.51% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 9.49% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 10.06% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.49% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 8.16% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 7.68% |
| New Castle, IN (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 9.70% |
| New Castle, PA (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 9.51% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 8.24% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 9.57% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.59% |
| Sterling, CO (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 6.37% |
| Norfolk, NE (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 6.24% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $90,000 | $22,500 | $0 | 10.08% |
| Gillette, WY (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.61% |
| Huntington, IN (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 10.13% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.20% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 9.91% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.49% |
| Marietta, OH (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 10.24% |
| Pullman, WA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.49% |
| Defiance, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.74% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 7.09% |
| Wapakoneta, OH (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 8.54% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 8.58% |
| Brevard, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.49% |
| Holland, MI (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 10.73% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 10.90% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.25% |
| Roseburg, OR (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 6.58% |
| Adrian, MI (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 8.25% |
| North Vernon, IN (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 9.35% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 8.93% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 10.87% |
| Riverton, WY (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 8.99% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 9.04% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 8.34% |
| Craig, CO (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 10.62% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 8.74% |
| Greenville, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.99% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.49% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.22% |
| Crawfordsville, IN (FHA|USDA|VA) | 3 | $75,000 | $25,000 | $0 | 10.57% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.74% |
| Montrose, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.00% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 7.13% |
| La Grande, OR (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 8.37% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 7.37% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 10.00% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 7.75% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 10.34% |
| Peru, IN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 7.62% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 9.67% |
| Sidney, OH (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 10.41% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.75% |
| Ozark, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.39% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.00% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.25% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.75% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.99% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.16% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.99% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.25% |
| Crossville, TN (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 6.38% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 10.07% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 8.28% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 9.99% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 10.03% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 8.49% |
| Dixon, IL (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 7.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 9.44% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.75% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.75% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.25% |
| Union City, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.78% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.72% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.49% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.75% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.75% |
| Laramie, WY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.25% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 9.97% |
| Newport, OR (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 11.07% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 9.89% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 10.25% |
| Ashland, OH (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 8.19% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 6.24% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 7.88% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 10.23% |
| Salem, OH (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 9.63% |
| Minot, ND (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.75% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.25% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.50% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.75% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.74% |
| North Platte, NE (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.24% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.49% |
| Willmar, MN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.39% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.99% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.75% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.25% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.20% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.60% |
| Astoria, OR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.25% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.25% |
| Sayre, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.50% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.25% |
| Fremont, NE (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.00% |
| Shelton, WA (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 9.99% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 8.94% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 7.25% |
| Oxford, MS (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 7.59% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.49% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.58% |
| Durant, OK (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.49% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.63% |
| Sanford, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.49% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.66% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.49% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.25% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.60% |
| Meridian, MS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.49% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.99% |
| Mason City, IA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.15% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.25% |
| Marion, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.30% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.49% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.99% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.25% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.75% |
| Logansport, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.99% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.49% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.68% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.99% |
| Wabash, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.99% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.49% |
| Kinston, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.75% |
| Yankton, SD (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.24% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.99% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $30,000 | $15,000 | $0 | 9.37% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $30,000 | $15,000 | $0 | 10.43% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.69% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.25% |
| Washington, IN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.50% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.25% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.25% |
| Safford, AZ (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.45% |
| Henderson, NC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.65% |
| Americus, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.99% |
| Russellville, AR (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.50% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.67% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.99% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.75% |
| MONROE, LA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.75% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.67% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.00% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.75% |
| Alpena, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.42% |
| LIMA, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.89% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.25% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.25% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.49% |
| Columbus, MS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.75% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.99% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.49% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.67% |
| Athens, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.09% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.99% |
| Elko, NV (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.75% |
| Lake City, FL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.25% |
| Brookings, OR (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.99% |
| Effingham, IL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.55% |
| Celina, OH (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 10.37% |
| Decatur, IN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 9.99% |
| Hastings, NE (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 8.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 10.50% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 6.25% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 11.49% |
| Austin, MN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 9.64% |
| Marshall, MN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 10.09% |
| Searcy, AR (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 8.25% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 6.49% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.25% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 8.49% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 11.39% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 10.00% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 8.24% |
| West Point, MS (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 6.25% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 9,385 | $494,025,000 | $52,640 | n/a | 8.43% |
For 2020, Figure Lending's most frequently originated type of loan was HELOC, with 9,385 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Other | 6,327 | $325,365,000 | $51,425 | $0 | 8.68% |
| Home Improvement | 3,058 | $168,660,000 | $55,154 | $0 | 7.91% |
For 2020, Figure Lending's most frequently cited loan purpose was Other, with 6,327 originations. The 2nd most popular reason was Home Improvement, with 3,058 originations.
Loan Duration/Length
For 2020, Figure Lending's most frequently cited loan duration was 30 Year, with 2,853 originations. The 2nd most popular length was 15 Year, with 2,677 originations.
Interest Rates
During 2020, Figure Lending's average interest rate for loans was 8.52%, while their most frequently originated rate bucket for loans was Over 8%, with 5,489 originations.
Loan Sizing
2020 saw Figure Lending place emphasis on $100,000 or less loans with 8,334 originations, totaling $358,120,000 in origination value.
Applicant Income
Figure Lending lent most frequently to those with incomes in the $100k-150k range, with 2,415 originations. The second most popular income band? $150k-250k, with 2,039 originations.
Applicant Debt to Income Ratio
Figure Lending lent most frequently to those with DTI ratios of 20-30%, with 2,448 originations. The next most common DTI ratio? 30-36%, with 1,691 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications74.60%
Figure Lending has a below average approval rate.
Pick Rate
Approvals leading to origination20.75%
Figure Lending has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,385 | $494,025,000 | $52,640 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 9,385 | $494,025,000 | $52,640 |