Figure Lending Mortgage Rates, Fees & Info
Wilmington, DELEI: 254900UL88QFG0E40516
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Review & Overview
Figure Lending is a small mortgage company specializing in Other and Home Improvement loans. Figure Lending has a low ratio of conventional loans. Their top markets by origination volume include: Los Angeles, Atlanta, San Francisco, Phoenix, and Seattle among others. We have data for 621 markets. (Some data included below & more in-depth data is available with an active subscription.)Figure Lending has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Figure Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Refi | 9.50% | 12/16/24 |
| 30 Year Cash-out Refi | 10.07% | 12/16/24 |
| 15 Year Conventional Refi | 8.18% | 12/16/24 |
| 15 Year Cash-out Refi | 8.18% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
25,232Origination Dollar Volume (All Markets)
$1,875,290,000Awards
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Figure Lending - 2022
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,223 | $147,485,000 | $120,593 | $28,886 | 7.30% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,269 | $90,405,000 | $71,241 | $3,190 | 7.99% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 634 | $87,040,000 | $137,287 | $20,785 | 7.05% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,191 | $86,765,000 | $72,851 | $14,156 | 7.88% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 655 | $71,665,000 | $109,412 | $15,379 | 7.75% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 801 | $64,255,000 | $80,218 | $0 | 7.88% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 651 | $53,745,000 | $82,558 | $5,148 | 8.24% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 650 | $53,170,000 | $81,800 | $6,155 | 7.77% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 481 | $50,455,000 | $104,896 | $0 | 7.35% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 499 | $43,725,000 | $87,625 | $0 | 7.72% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 538 | $41,520,000 | $77,175 | $0 | 7.81% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 541 | $40,725,000 | $75,277 | $2,048 | 7.79% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 437 | $38,355,000 | $87,769 | $3,514 | 7.55% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 553 | $31,955,000 | $57,785 | $0 | 8.31% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 374 | $31,620,000 | $84,545 | $3,213 | 7.49% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 418 | $30,720,000 | $73,493 | $4,850 | 7.77% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 179 | $29,665,000 | $165,726 | $2,310 | 6.76% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 403 | $29,155,000 | $72,345 | $3,910 | 8.20% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 417 | $28,195,000 | $67,614 | $0 | 8.38% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 363 | $27,815,000 | $76,625 | $9,463 | 7.63% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 369 | $26,625,000 | $72,154 | $6,474 | 7.92% |
| Outside of Metro Areas | 470 | $26,150,000 | $55,638 | $4,310 | 8.06% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 373 | $25,045,000 | $67,145 | $3,620 | 7.83% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 414 | $22,750,000 | $54,952 | $1,170 | 8.34% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 350 | $20,600,000 | $58,857 | $0 | 7.93% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 273 | $19,365,000 | $70,934 | $2,691 | 7.99% |
| COLUMBUS, OH (FHA|USDA|VA) | 290 | $16,700,000 | $57,586 | $4,805 | 8.31% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 261 | $14,775,000 | $56,609 | $3,877 | 8.23% |
| RENO, NV (FHA|USDA|VA) | 151 | $14,485,000 | $95,927 | $7,405 | 7.49% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 258 | $14,080,000 | $54,574 | $5,250 | 8.71% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 197 | $13,245,000 | $67,234 | $0 | 7.81% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 226 | $12,820,000 | $56,726 | $2,005 | 8.08% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 125 | $12,305,000 | $98,440 | $935 | 7.49% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 179 | $10,855,000 | $60,642 | $2,630 | 8.26% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 221 | $10,825,000 | $48,982 | $0 | 8.32% |
| RICHMOND, VA (FHA|USDA|VA) | 164 | $10,200,000 | $62,195 | $0 | 8.33% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 151 | $9,235,000 | $61,159 | $0 | 8.53% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 125 | $9,045,000 | $72,360 | $0 | 8.03% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 143 | $9,025,000 | $63,112 | $3,470 | 8.19% |
| TUCSON, AZ (FHA|USDA|VA) | 149 | $8,865,000 | $59,497 | $1,040 | 7.77% |
| STOCKTON, CA (FHA|USDA|VA) | 104 | $8,300,000 | $79,808 | $0 | 7.85% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 121 | $8,045,000 | $66,488 | $0 | 8.14% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 124 | $7,490,000 | $60,403 | $0 | 7.64% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 99 | $7,485,000 | $75,606 | $0 | 7.61% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 108 | $6,630,000 | $61,389 | $0 | 8.48% |
| FRESNO, CA (FHA|USDA|VA) | 91 | $6,575,000 | $72,253 | $0 | 7.99% |
| VALLEJO, CA (FHA|USDA|VA) | 73 | $6,415,000 | $87,877 | $0 | 7.78% |
| KNOXVILLE, TN (FHA|USDA|VA) | 93 | $6,025,000 | $64,785 | $3,620 | 8.20% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 98 | $6,010,000 | $61,327 | $0 | 8.44% |
| PITTSBURGH, PA (FHA|USDA|VA) | 122 | $5,920,000 | $48,525 | $0 | 8.60% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 85 | $5,845,000 | $68,765 | $0 | 7.56% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 56 | $5,680,000 | $101,429 | $0 | 6.86% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 63 | $5,485,000 | $87,063 | $0 | 8.20% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 98 | $5,220,000 | $53,265 | $4,060 | 8.30% |
| BOISE CITY, ID (FHA|USDA|VA) | 58 | $5,030,000 | $86,724 | $4,643 | 7.68% |
| MODESTO, CA (FHA|USDA|VA) | 72 | $4,990,000 | $69,306 | $0 | 7.82% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 71 | $4,925,000 | $69,366 | $0 | 8.08% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 47 | $4,695,000 | $99,894 | $3,488 | 8.05% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 71 | $4,535,000 | $63,873 | $0 | 8.18% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 72 | $4,530,000 | $62,917 | $0 | 8.34% |
| ASHEVILLE, NC (FHA|USDA|VA) | 60 | $4,520,000 | $75,333 | $0 | 7.47% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 91 | $4,505,000 | $49,505 | $0 | 8.21% |
| FORT COLLINS, CO (FHA|USDA|VA) | 68 | $4,420,000 | $65,000 | $0 | 7.71% |
| GREELEY, CO (FHA|USDA|VA) | 66 | $4,420,000 | $66,970 | $0 | 7.61% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 73 | $4,415,000 | $60,479 | $0 | 7.88% |
| AKRON, OH (FHA|USDA|VA) | 87 | $4,375,000 | $50,287 | $0 | 8.45% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 42 | $4,350,000 | $103,571 | $1,903 | 8.16% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 79 | $4,235,000 | $53,608 | $1,745 | 8.32% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 71 | $4,185,000 | $58,944 | $5,160 | 8.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 61 | $4,135,000 | $67,787 | $5,126 | 7.96% |
| SAVANNAH, GA (FHA|USDA|VA) | 63 | $4,105,000 | $65,159 | $0 | 8.24% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 45 | $4,005,000 | $89,000 | $0 | 6.98% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 62 | $3,970,000 | $64,032 | $0 | 8.80% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 74 | $3,950,000 | $53,378 | $0 | 8.15% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 69 | $3,815,000 | $55,290 | $0 | 7.78% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 64 | $3,790,000 | $59,219 | $0 | 7.89% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 42 | $3,780,000 | $90,000 | $0 | 7.33% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 55 | $3,735,000 | $67,909 | $0 | 7.57% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 63 | $3,625,000 | $57,540 | $2,163 | 7.71% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 57 | $3,615,000 | $63,421 | $0 | 8.65% |
| BOULDER, CO (FHA|USDA|VA) | 42 | $3,570,000 | $85,000 | $0 | 7.76% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 63 | $3,505,000 | $55,635 | $0 | 8.47% |
| BEND, OR (FHA|USDA|VA) | 40 | $3,480,000 | $87,000 | $0 | 7.36% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 71 | $3,465,000 | $48,803 | $0 | 8.44% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 65 | $3,365,000 | $51,769 | $0 | 8.26% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 43 | $3,275,000 | $76,163 | $4,533 | 7.43% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 40 | $3,160,000 | $79,000 | $0 | 8.26% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 43 | $3,155,000 | $73,372 | $4,155 | 8.37% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 30 | $3,120,000 | $104,000 | $0 | 7.70% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 37 | $2,975,000 | $80,405 | $0 | 7.91% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 50 | $2,970,000 | $59,400 | $3,495 | 8.29% |
| WILMINGTON, NC (FHA|USDA|VA) | 40 | $2,910,000 | $72,750 | $0 | 8.08% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 28 | $2,890,000 | $103,214 | $0 | 7.49% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 33 | $2,875,000 | $87,121 | $13,723 | 7.82% |
| SALEM, OR (FHA|USDA|VA) | 47 | $2,875,000 | $61,170 | $0 | 8.06% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 41 | $2,875,000 | $70,122 | $0 | 7.69% |
| ANN ARBOR, MI (FHA|USDA|VA) | 34 | $2,850,000 | $83,824 | $0 | 7.39% |
| SALINAS, CA (FHA|USDA|VA) | 23 | $2,845,000 | $123,696 | $0 | 7.96% |
| VISALIA, CA (FHA|USDA|VA) | 38 | $2,720,000 | $71,579 | $3,771 | 8.09% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 42 | $2,720,000 | $64,762 | $4,930 | 8.01% |
| TULSA, OK (FHA|USDA|VA) | 54 | $2,710,000 | $50,185 | $0 | 8.20% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 50 | $2,600,000 | $52,000 | $0 | 8.67% |
| MEDFORD, OR (FHA|USDA|VA) | 32 | $2,590,000 | $80,938 | $6,415 | 7.68% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 48 | $2,550,000 | $53,125 | $2,446 | 8.21% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 23 | $2,475,000 | $107,609 | $0 | 7.52% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 57 | $2,455,000 | $43,070 | $0 | 8.22% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 52 | $2,410,000 | $46,346 | $0 | 8.35% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 43 | $2,385,000 | $55,465 | $0 | 8.06% |
| TOLEDO, OH (FHA|USDA|VA) | 52 | $2,320,000 | $44,615 | $0 | 8.29% |
| BELLINGHAM, WA (FHA|USDA|VA) | 27 | $2,275,000 | $84,259 | $0 | 7.96% |
| OCALA, FL (FHA|USDA|VA) | 40 | $2,220,000 | $55,500 | $0 | 8.01% |
| Concord, NH (FHA|USDA|VA) | 26 | $2,180,000 | $83,846 | $0 | 7.28% |
| BATON ROUGE, LA (FHA|USDA|VA) | 33 | $2,135,000 | $64,697 | $0 | 8.94% |
| FLINT, MI (FHA|USDA|VA) | 46 | $2,110,000 | $45,870 | $1,325 | 7.77% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 31 | $2,095,000 | $67,581 | $0 | 8.32% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 44 | $2,080,000 | $47,273 | $0 | 9.06% |
| YUBA CITY, CA (FHA|USDA|VA) | 35 | $2,045,000 | $58,429 | $0 | 7.73% |
| NAPA, CA (FHA|USDA|VA) | 18 | $1,990,000 | $110,556 | $0 | 7.32% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 30 | $1,930,000 | $64,333 | $0 | 7.90% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 32 | $1,890,000 | $59,063 | $0 | 9.13% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 27 | $1,855,000 | $68,704 | $0 | 7.78% |
| GAINESVILLE, GA (FHA|USDA|VA) | 32 | $1,770,000 | $55,313 | $0 | 8.70% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 30 | $1,760,000 | $58,667 | $0 | 8.17% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 23 | $1,705,000 | $74,130 | $0 | 8.12% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 29 | $1,665,000 | $57,414 | $0 | 8.52% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 16 | $1,660,000 | $103,750 | $0 | 7.48% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 33 | $1,645,000 | $49,848 | $0 | 8.24% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 42 | $1,610,000 | $38,333 | $0 | 8.05% |
| MERCED, CA (FHA|USDA|VA) | 26 | $1,560,000 | $60,000 | $0 | 8.75% |
| REDDING, CA (FHA|USDA|VA) | 26 | $1,540,000 | $59,231 | $0 | 8.49% |
| READING, PA (FHA|USDA|VA) | 31 | $1,535,000 | $49,516 | $0 | 8.63% |
| FORT WAYNE, IN (FHA|USDA|VA) | 36 | $1,510,000 | $41,944 | $0 | 8.93% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 31 | $1,495,000 | $48,226 | $0 | 8.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 25 | $1,495,000 | $59,800 | $0 | 8.15% |
| Outside of Metro Areas | 17 | $1,495,000 | $87,941 | $0 | 8.05% |
| LOUISVILLE, KY (FHA|USDA|VA) | 27 | $1,475,000 | $54,630 | $0 | 8.48% |
| Oak Harbor, WA (FHA|USDA|VA) | 20 | $1,470,000 | $73,500 | $0 | 8.46% |
| SANTA FE, NM (FHA|USDA|VA) | 19 | $1,445,000 | $76,053 | $4,062 | 6.93% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 30 | $1,430,000 | $47,667 | $0 | 8.15% |
| MADISON, WI (FHA|USDA|VA) | 23 | $1,375,000 | $59,783 | $0 | 7.89% |
| Bozeman, MT (FHA|USDA|VA) | 22 | $1,350,000 | $61,364 | $0 | 7.60% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 29 | $1,335,000 | $46,034 | $0 | 8.74% |
| BURLINGTON, NC (FHA|USDA|VA) | 18 | $1,330,000 | $73,889 | $2,404 | 7.73% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 14 | $1,320,000 | $94,286 | $0 | 8.49% |
| MADERA, CA (FHA|USDA|VA) | 20 | $1,310,000 | $65,500 | $0 | 8.49% |
| MONTGOMERY, AL (FHA|USDA|VA) | 23 | $1,285,000 | $55,870 | $0 | 8.03% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 12 | $1,240,000 | $103,333 | $0 | 7.64% |
| GREENVILLE, NC (FHA|USDA|VA) | 17 | $1,235,000 | $72,647 | $0 | 8.21% |
| PANAMA CITY, FL (FHA|USDA|VA) | 20 | $1,210,000 | $60,500 | $0 | 7.95% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 20 | $1,200,000 | $60,000 | $0 | 8.28% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 19 | $1,195,000 | $62,895 | $0 | 8.10% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 17 | $1,195,000 | $70,294 | $0 | 7.38% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 28 | $1,180,000 | $42,143 | $0 | 8.72% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 18 | $1,170,000 | $65,000 | $0 | 7.77% |
| GRANTS PASS, OR (FHA|USDA|VA) | 12 | $1,160,000 | $96,667 | $0 | 8.03% |
| JACKSON, MS (FHA|USDA|VA) | 26 | $1,130,000 | $43,462 | $0 | 7.95% |
| LYNCHBURG, VA (FHA|USDA|VA) | 21 | $1,115,000 | $53,095 | $0 | 8.09% |
| ROANOKE, VA (FHA|USDA|VA) | 23 | $1,095,000 | $47,609 | $0 | 8.81% |
| COLUMBIA, MO (FHA|USDA|VA) | 17 | $1,075,000 | $63,235 | $0 | 8.17% |
| Jefferson, GA (FHA|USDA|VA) | 19 | $1,065,000 | $56,053 | $4,255 | 8.39% |
| MOBILE, AL (FHA|USDA|VA) | 19 | $1,065,000 | $56,053 | $0 | 8.73% |
| LAS CRUCES, NM (FHA|USDA|VA) | 15 | $1,055,000 | $70,333 | $3,283 | 7.04% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 21 | $1,055,000 | $50,238 | $0 | 8.68% |
| Shelton, WA (FHA|USDA|VA) | 12 | $1,030,000 | $85,833 | $0 | 8.16% |
| YUMA, AZ (FHA|USDA|VA) | 19 | $1,025,000 | $53,947 | $0 | 8.50% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 16 | $1,020,000 | $63,750 | $0 | 8.13% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 17 | $995,000 | $58,529 | $0 | 9.05% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 20 | $980,000 | $49,000 | $0 | 7.36% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 14 | $950,000 | $67,857 | $1,692 | 8.84% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 17 | $935,000 | $55,000 | $0 | 7.58% |
| Show Low, AZ (FHA|USDA|VA) | 15 | $925,000 | $61,667 | $0 | 7.66% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 17 | $925,000 | $54,412 | $0 | 7.83% |
| LANCASTER, PA (FHA|USDA|VA) | 24 | $910,000 | $37,917 | $0 | 8.78% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 23 | $905,000 | $39,348 | $0 | 8.76% |
| DULUTH, MN-WI (FHA|USDA|VA) | 18 | $900,000 | $50,000 | $0 | 7.46% |
| ROCKFORD, IL (FHA|USDA|VA) | 22 | $890,000 | $40,455 | $0 | 8.52% |
| LONGVIEW, WA (FHA|USDA|VA) | 11 | $885,000 | $80,455 | $0 | 8.94% |
| MUSKEGON, MI (FHA|USDA|VA) | 20 | $880,000 | $44,000 | $0 | 8.23% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 16 | $860,000 | $53,750 | $0 | 8.08% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 19 | $855,000 | $45,000 | $0 | 9.41% |
| CHEYENNE, WY (FHA|USDA|VA) | 15 | $845,000 | $56,333 | $0 | 8.49% |
| MANSFIELD, OH (FHA|USDA|VA) | 14 | $830,000 | $59,286 | $0 | 8.21% |
| LINCOLN, NE (FHA|USDA|VA) | 22 | $830,000 | $37,727 | $0 | 8.04% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 15 | $825,000 | $55,000 | $0 | 8.07% |
| CHICO, CA (FHA|USDA|VA) | 12 | $820,000 | $68,333 | $0 | 7.80% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 16 | $820,000 | $51,250 | $0 | 8.52% |
| ANCHORAGE, AK (FHA|USDA|VA) | 14 | $810,000 | $57,857 | $0 | 9.04% |
| GAINESVILLE, FL (FHA|USDA|VA) | 13 | $805,000 | $61,923 | $0 | 8.64% |
| YAKIMA, WA (FHA|USDA|VA) | 14 | $790,000 | $56,429 | $0 | 8.41% |
| Torrington, CT (FHA|USDA|VA) | 15 | $785,000 | $52,333 | $0 | 7.95% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 18 | $760,000 | $42,222 | $0 | 7.89% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 16 | $760,000 | $47,500 | $0 | 8.93% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 15 | $755,000 | $50,333 | $0 | 9.71% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 17 | $755,000 | $44,412 | $0 | 7.62% |
| RACINE, WI (FHA|USDA|VA) | 15 | $745,000 | $49,667 | $0 | 8.95% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 9 | $735,000 | $81,667 | $0 | 9.13% |
| Helena, MT (FHA|USDA|VA) | 11 | $735,000 | $66,818 | $0 | 8.69% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 16 | $730,000 | $45,625 | $0 | 8.35% |
| Kalispell, MT (FHA|USDA|VA) | 8 | $730,000 | $91,250 | $0 | 7.88% |
| BILLINGS, MT (FHA|USDA|VA) | 14 | $730,000 | $52,143 | $0 | 8.41% |
| BRUNSWICK, GA (FHA|USDA|VA) | 14 | $710,000 | $50,714 | $0 | 8.04% |
| WICHITA, KS (FHA|USDA|VA) | 17 | $705,000 | $41,471 | $0 | 7.84% |
| Sonora, CA (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $0 | 7.92% |
| CORVALLIS, OR (FHA|USDA|VA) | 9 | $705,000 | $78,333 | $0 | 8.12% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 16 | $700,000 | $43,750 | $0 | 8.19% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 12 | $700,000 | $58,333 | $0 | 8.77% |
| GREEN BAY, WI (FHA|USDA|VA) | 15 | $695,000 | $46,333 | $0 | 8.29% |
| Elko, NV (FHA|USDA|VA) | 7 | $685,000 | $97,857 | $0 | 8.08% |
| Port Angeles, WA (FHA|USDA|VA) | 8 | $680,000 | $85,000 | $0 | 7.91% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 16 | $680,000 | $42,500 | $0 | 8.45% |
| PEORIA, IL (FHA|USDA|VA) | 14 | $670,000 | $47,857 | $0 | 7.76% |
| LIMA, OH (FHA|USDA|VA) | 18 | $660,000 | $36,667 | $0 | 8.79% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 14 | $660,000 | $47,143 | $0 | 9.25% |
| HATTIESBURG, MS (FHA|USDA|VA) | 11 | $635,000 | $57,727 | $0 | 8.44% |
| STAUNTON, VA (FHA|USDA|VA) | 10 | $630,000 | $63,000 | $0 | 8.50% |
| Key West, FL (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $0 | 7.85% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 15 | $615,000 | $41,000 | $0 | 8.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 15 | $615,000 | $41,000 | $0 | 8.78% |
| Tupelo, MS (FHA|USDA|VA) | 13 | $615,000 | $47,308 | $0 | 8.20% |
| Fernley, NV (FHA|USDA|VA) | 13 | $595,000 | $45,769 | $0 | 6.74% |
| CARSON CITY, NV (FHA|USDA|VA) | 9 | $595,000 | $66,111 | $935 | 7.89% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 11 | $595,000 | $54,091 | $0 | 7.73% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 13 | $595,000 | $45,769 | $0 | 8.41% |
| Laconia, NH (FHA|USDA|VA) | 10 | $590,000 | $59,000 | $0 | 8.75% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 10 | $590,000 | $59,000 | $0 | 7.98% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 10 | $590,000 | $59,000 | $0 | 8.70% |
| Sevierville, TN (FHA|USDA|VA) | 9 | $585,000 | $65,000 | $0 | 6.74% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 13 | $585,000 | $45,000 | $0 | 8.71% |
| PUEBLO, CO (FHA|USDA|VA) | 13 | $585,000 | $45,000 | $0 | 9.39% |
| Morehead City, NC (FHA|USDA|VA) | 8 | $580,000 | $72,500 | $0 | 8.62% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 11 | $575,000 | $52,273 | $2,870 | 8.17% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 13 | $565,000 | $43,462 | $0 | 7.93% |
| JACKSON, MI (FHA|USDA|VA) | 12 | $560,000 | $46,667 | $0 | 8.25% |
| North Wilkesboro, NC (FHA|USDA|VA) | 9 | $555,000 | $61,667 | $0 | 8.38% |
| Ellensburg, WA (FHA|USDA|VA) | 8 | $550,000 | $68,750 | $0 | 8.22% |
| Klamath Falls, OR (FHA|USDA|VA) | 9 | $545,000 | $60,556 | $0 | 6.82% |
| ROME, GA (FHA|USDA|VA) | 11 | $545,000 | $49,545 | $0 | 8.74% |
| Centralia, WA (FHA|USDA|VA) | 11 | $535,000 | $48,636 | $0 | 7.61% |
| Sanford, NC (FHA|USDA|VA) | 7 | $535,000 | $76,429 | $0 | 8.15% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 12 | $530,000 | $44,167 | $0 | 8.01% |
| APPLETON, WI (FHA|USDA|VA) | 14 | $520,000 | $37,143 | $0 | 7.31% |
| CLEVELAND, TN (FHA|USDA|VA) | 9 | $515,000 | $57,222 | $0 | 6.83% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $1,815 | 9.48% |
| Roseburg, OR (FHA|USDA|VA) | 8 | $510,000 | $63,750 | $0 | 9.35% |
| Glenwood Springs, CO (FHA|USDA|VA) | 8 | $510,000 | $63,750 | $0 | 8.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 13 | $505,000 | $38,846 | $0 | 8.07% |
| Traverse City, MI (FHA|USDA|VA) | 10 | $500,000 | $50,000 | $0 | 7.48% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 9 | $495,000 | $55,000 | $0 | 8.31% |
| TOPEKA, KS (FHA|USDA|VA) | 11 | $495,000 | $45,000 | $0 | 8.92% |
| EL CENTRO, CA (FHA|USDA|VA) | 11 | $495,000 | $45,000 | $0 | 7.13% |
| DALTON, GA (FHA|USDA|VA) | 10 | $490,000 | $49,000 | $0 | 8.43% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 7 | $475,000 | $67,857 | $0 | 8.39% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 6.50% |
| MONROE, MI (FHA|USDA|VA) | 9 | $475,000 | $52,778 | $0 | 8.51% |
| LEBANON, PA (FHA|USDA|VA) | 10 | $460,000 | $46,000 | $0 | 9.29% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 7 | $455,000 | $65,000 | $2,128 | 8.14% |
| JACKSON, TN (FHA|USDA|VA) | 11 | $455,000 | $41,364 | $0 | 8.30% |
| LAFAYETTE, LA (FHA|USDA|VA) | 10 | $450,000 | $45,000 | $0 | 9.29% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 10 | $440,000 | $44,000 | $0 | 9.20% |
| MUNCIE, IN (FHA|USDA|VA) | 11 | $435,000 | $39,545 | $0 | 8.49% |
| NILES, MI (FHA|USDA|VA) | 7 | $435,000 | $62,143 | $0 | 6.96% |
| Red Bluff, CA (FHA|USDA|VA) | 7 | $435,000 | $62,143 | $0 | 7.27% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $0 | 7.18% |
| Durango, CO (FHA|USDA|VA) | 7 | $415,000 | $59,286 | $0 | 7.39% |
| Calhoun, GA (FHA|USDA|VA) | 6 | $410,000 | $68,333 | $0 | 7.82% |
| Sandpoint, ID (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 8.35% |
| Cullman, AL (FHA|USDA|VA) | 7 | $405,000 | $57,857 | $0 | 7.76% |
| Fallon, NV (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $0 | 8.33% |
| Lebanon, NH-VT (FHA|USDA|VA) | 9 | $405,000 | $45,000 | $0 | 7.95% |
| BAY CITY, MI (FHA|USDA|VA) | 6 | $400,000 | $66,667 | $0 | 8.42% |
| MORRISTOWN, TN (FHA|USDA|VA) | 11 | $395,000 | $35,909 | $0 | 8.74% |
| Shelby, NC (FHA|USDA|VA) | 7 | $395,000 | $56,429 | $0 | 9.14% |
| Ontario, OR-ID (FHA|USDA|VA) | 5 | $395,000 | $79,000 | $0 | 6.92% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 8 | $390,000 | $48,750 | $0 | 8.49% |
| Alamogordo, NM (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 8.35% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 10 | $390,000 | $39,000 | $0 | 7.45% |
| Adrian, MI (FHA|USDA|VA) | 12 | $390,000 | $32,500 | $0 | 8.02% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 8 | $390,000 | $48,750 | $0 | 9.28% |
| Forest City, NC (FHA|USDA|VA) | 6 | $380,000 | $63,333 | $0 | 8.31% |
| Holland, MI (FHA|USDA|VA) | 10 | $380,000 | $38,000 | $0 | 7.82% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 8 | $380,000 | $47,500 | $0 | 8.82% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 10 | $380,000 | $38,000 | $0 | 7.18% |
| WALLA WALLA, WA (FHA|USDA|VA) | 8 | $380,000 | $47,500 | $0 | 9.01% |
| Crossville, TN (FHA|USDA|VA) | 7 | $375,000 | $53,571 | $3,424 | 7.46% |
| St. Marys, GA (FHA|USDA|VA) | 6 | $370,000 | $61,667 | $0 | 8.42% |
| Aberdeen, WA (FHA|USDA|VA) | 7 | $365,000 | $52,143 | $0 | 7.72% |
| BANGOR, ME (FHA|USDA|VA) | 6 | $360,000 | $60,000 | $0 | 9.73% |
| Clearlake, CA (FHA|USDA|VA) | 6 | $360,000 | $60,000 | $0 | 7.75% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 6 | $360,000 | $60,000 | $0 | 7.72% |
| Palatka, FL (FHA|USDA|VA) | 7 | $355,000 | $50,714 | $0 | 7.70% |
| Salem, OH (FHA|USDA|VA) | 7 | $355,000 | $50,714 | $0 | 8.47% |
| Auburn, IN (FHA|USDA|VA) | 7 | $355,000 | $50,714 | $0 | 9.31% |
| Ashtabula, OH (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 6.80% |
| Wooster, OH (FHA|USDA|VA) | 9 | $355,000 | $39,444 | $0 | 7.95% |
| New Castle, IN (FHA|USDA|VA) | 7 | $355,000 | $50,714 | $0 | 7.03% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 6 | $350,000 | $58,333 | $0 | 9.07% |
| DECATUR, AL (FHA|USDA|VA) | 8 | $350,000 | $43,750 | $0 | 8.60% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 7 | $345,000 | $49,286 | $0 | 8.51% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 7 | $345,000 | $49,286 | $0 | 9.39% |
| MISSOULA, MT (FHA|USDA|VA) | 6 | $340,000 | $56,667 | $0 | 6.90% |
| Whitewater, WI (FHA|USDA|VA) | 10 | $340,000 | $34,000 | $0 | 7.80% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 6 | $340,000 | $56,667 | $0 | 8.85% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 8 | $340,000 | $42,500 | $0 | 8.12% |
| Hastings, NE (FHA|USDA|VA) | 7 | $335,000 | $47,857 | $0 | 8.51% |
| TWIN FALLS, ID (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $0 | 8.30% |
| ST. CLOUD, MN (FHA|USDA|VA) | 6 | $330,000 | $55,000 | $0 | 8.02% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 8 | $330,000 | $41,250 | $0 | 8.34% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 6 | $330,000 | $55,000 | $0 | 9.37% |
| Marietta, OH (FHA|USDA|VA) | 6 | $330,000 | $55,000 | $0 | 7.64% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 6 | $320,000 | $53,333 | $0 | 9.82% |
| Cañon City, CO (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 8.28% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 6 | $310,000 | $51,667 | $0 | 7.70% |
| Tiffin, OH (FHA|USDA|VA) | 5 | $305,000 | $61,000 | $0 | 9.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 9 | $295,000 | $32,778 | $0 | 9.02% |
| Cookeville, TN (FHA|USDA|VA) | 5 | $295,000 | $59,000 | $0 | 9.21% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 7 | $295,000 | $42,143 | $0 | 7.93% |
| Marion, OH (FHA|USDA|VA) | 6 | $290,000 | $48,333 | $0 | 8.75% |
| Gillette, WY (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 8.69% |
| Manitowoc, WI (FHA|USDA|VA) | 6 | $290,000 | $48,333 | $0 | 8.68% |
| WENATCHEE, WA (FHA|USDA|VA) | 5 | $285,000 | $57,000 | $0 | 8.59% |
| CASPER, WY (FHA|USDA|VA) | 8 | $280,000 | $35,000 | $0 | 8.62% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 5.50% |
| DOTHAN, AL (FHA|USDA|VA) | 8 | $280,000 | $35,000 | $0 | 9.11% |
| HINESVILLE, GA (FHA|USDA|VA) | 6 | $280,000 | $46,667 | $0 | 9.71% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 7 | $275,000 | $39,286 | $0 | 8.54% |
| Moses Lake, WA (FHA|USDA|VA) | 5 | $275,000 | $55,000 | $0 | 7.25% |
| Ottawa, IL (FHA|USDA|VA) | 8 | $270,000 | $33,750 | $0 | 7.63% |
| FOND DU LAC, WI (FHA|USDA|VA) | 6 | $270,000 | $45,000 | $0 | 8.80% |
| FARGO, ND-MN (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $0 | 8.15% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 6.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 7 | $265,000 | $37,857 | $0 | 8.74% |
| HAMMOND, LA (FHA|USDA|VA) | 8 | $260,000 | $32,500 | $0 | 9.43% |
| Keene, NH (FHA|USDA|VA) | 6 | $260,000 | $43,333 | $0 | 8.90% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 8.98% |
| SAGINAW, MI (FHA|USDA|VA) | 7 | $255,000 | $36,429 | $0 | 7.74% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 7.89% |
| Celina, OH (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 8.08% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 9.54% |
| Ashland, OH (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 9.37% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 8.78% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 8.31% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 9.64% |
| Coos Bay, OR (FHA|USDA|VA) | 8 | $240,000 | $30,000 | $0 | 7.60% |
| Shelbyville, TN (FHA|USDA|VA) | 6 | $240,000 | $40,000 | $0 | 9.08% |
| Steamboat Springs, CO (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 7.75% |
| Fort Morgan, CO (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 8.11% |
| ERIE, PA (FHA|USDA|VA) | 9 | $235,000 | $26,111 | $0 | 8.86% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 9.50% |
| KOKOMO, IN (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 7.85% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 7.15% |
| Cedartown, GA (FHA|USDA|VA) | 6 | $230,000 | $38,333 | $0 | 8.68% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 5 | $225,000 | $45,000 | $0 | 7.56% |
| Tifton, GA (FHA|USDA|VA) | 5 | $225,000 | $45,000 | $0 | 9.74% |
| ALBANY, GA (FHA|USDA|VA) | 5 | $225,000 | $45,000 | $0 | 8.73% |
| Albertville, AL (FHA|USDA|VA) | 6 | $220,000 | $36,667 | $0 | 9.11% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 6 | $220,000 | $36,667 | $0 | 9.46% |
| Oxford, MS (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 6.76% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 11.05% |
| Ludington, MI (FHA|USDA|VA) | 5 | $215,000 | $43,000 | $0 | 7.58% |
| MONROE, LA (FHA|USDA|VA) | 5 | $215,000 | $43,000 | $0 | 9.15% |
| ROCHESTER, MN (FHA|USDA|VA) | 5 | $215,000 | $43,000 | $0 | 7.88% |
| Bellefontaine, OH (FHA|USDA|VA) | 5 | $215,000 | $43,000 | $0 | 7.47% |
| Pottsville, PA (FHA|USDA|VA) | 6 | $210,000 | $35,000 | $0 | 10.05% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 6.63% |
| WHEELING, WV-OH (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 8.80% |
| Norwalk, OH (FHA|USDA|VA) | 6 | $210,000 | $35,000 | $0 | 7.62% |
| Rock Springs, WY (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 7.40% |
| Portsmouth, OH (FHA|USDA|VA) | 5 | $205,000 | $41,000 | $0 | 7.69% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 7.89% |
| Mount Vernon, OH (FHA|USDA|VA) | 7 | $205,000 | $29,286 | $0 | 6.96% |
| FAIRBANKS, AK (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 9.98% |
| Meridian, MS (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 7.71% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 9.07% |
| Findlay, OH (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $0 | 7.86% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 7.00% |
| Nogales, AZ (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $0 | 8.17% |
| Edwards, CO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 7.63% |
| Norfolk, NE (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $0 | 7.75% |
| LAWRENCE, KS (FHA|USDA|VA) | 5 | $195,000 | $39,000 | $0 | 7.12% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 9.83% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 7.24% |
| FARMINGTON, NM (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 9.87% |
| Connersville, IN (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 9.38% |
| Greenville, OH (FHA|USDA|VA) | 6 | $190,000 | $31,667 | $0 | 8.45% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $190,000 | $31,667 | $0 | 8.02% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 10.69% |
| Meadville, PA (FHA|USDA|VA) | 5 | $185,000 | $37,000 | $0 | 8.15% |
| NEW BERN, NC (FHA|USDA|VA) | 5 | $185,000 | $37,000 | $0 | 8.15% |
| Brevard, NC (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 8.33% |
| Batesville, AR (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 6.90% |
| North Platte, NE (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 9.34% |
| Newport, OR (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 5.54% |
| Berlin, NH (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 7.27% |
| Bluefield, WV-VA (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 8.98% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 10.02% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 7.86% |
| Garden City, KS (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 7.42% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 6.33% |
| Chillicothe, OH (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 7.29% |
| COLUMBUS, IN (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 7.18% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 11.02% |
| Shawnee, OK (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 10.40% |
| Susanville, CA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 6.88% |
| Astoria, OR (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 8.91% |
| IOWA CITY, IA (FHA|USDA|VA) | 5 | $165,000 | $33,000 | $0 | 8.54% |
| Marion, IN (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 9.16% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 7.81% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 8.16% |
| Indiana, PA (FHA|USDA|VA) | 5 | $155,000 | $31,000 | $0 | 8.81% |
| Zanesville, OH (FHA|USDA|VA) | 5 | $155,000 | $31,000 | $0 | 10.25% |
| Kearney, NE (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 9.15% |
| Sidney, OH (FHA|USDA|VA) | 5 | $155,000 | $31,000 | $0 | 8.96% |
| Austin, MN (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 8.16% |
| Defiance, OH (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 8.21% |
| Owatonna, MN (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 8.14% |
| Sedalia, MO (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 8.32% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 7.73% |
| Stevens Point, WI (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 6.75% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 7.73% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 8.50% |
| Taos, NM (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 8.78% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 8.25% |
| Othello, WA (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 8.70% |
| Ottawa, KS (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 9.00% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.74% |
| DECATUR, IL (FHA|USDA|VA) | 4 | $140,000 | $35,000 | $0 | 8.15% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 6.50% |
| Fergus Falls, MN (FHA|USDA|VA) | 4 | $140,000 | $35,000 | $0 | 6.39% |
| Wilson, NC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 9.23% |
| Harrison, AR (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 8.63% |
| DUBUQUE, IA (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 8.83% |
| Craig, CO (FHA|USDA|VA) | 4 | $130,000 | $32,500 | $0 | 8.81% |
| Huntington, IN (FHA|USDA|VA) | 4 | $130,000 | $32,500 | $0 | 9.25% |
| Riverton, WY (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 8.56% |
| Cambridge, OH (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 7.46% |
| Rochelle, IL (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 8.09% |
| Columbus, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,575 | 2.50% |
| Oil City, PA (FHA|USDA|VA) | 4 | $120,000 | $30,000 | $0 | 8.53% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 4 | $120,000 | $30,000 | $0 | 8.49% |
| LAWTON, OK (FHA|USDA|VA) | 4 | $120,000 | $30,000 | $0 | 9.28% |
| Athens, TN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 10.44% |
| Los Alamos, NM (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 8.82% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 9.86% |
| Barre, VT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.00% |
| Wabash, IN (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 9.41% |
| Scottsbluff, NE (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 7.83% |
| Woodward, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.50% |
| PINE BLUFF, AR (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 9.37% |
| Columbus, NE (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 7.33% |
| Warsaw, IN (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 8.57% |
| Bedford, IN (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 11.19% |
| AMES, IA (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 8.94% |
| Mason City, IA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 9.82% |
| Summerville, GA (FHA|USDA|VA) | 4 | $110,000 | $27,500 | $0 | 7.24% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 7.23% |
| Sterling, CO (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 8.13% |
| Alexandria, MN (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 9.35% |
| GREAT FALLS, MT (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 6.61% |
| Paragould, AR (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 9.65% |
| Beaver Dam, WI (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 8.55% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 8.83% |
| Thomaston, GA (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 7.57% |
| Williston, ND (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 11.65% |
| Willmar, MN (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 6.46% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.55% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 6.29% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 7.90% |
| La Grande, OR (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 7.83% |
| Russellville, AR (FHA|USDA|VA) | 4 | $100,000 | $25,000 | $0 | 7.46% |
| Juneau, AK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.88% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 8.45% |
| DANVILLE, IL (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 7.24% |
| Washington Court House, OH (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 8.77% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 9.23% |
| Dyersburg, TN (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 8.27% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 8.32% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.95% |
| Rutland, VT (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.50% |
| Aberdeen, SD (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 7.00% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 9.14% |
| Kendallville, IN (FHA|USDA|VA) | 4 | $90,000 | $22,500 | $0 | 8.22% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.20% |
| Dayton, TN (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.00% |
| Henderson, NC (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 7.61% |
| Athens, OH (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 6.79% |
| Bennington, VT (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 10.02% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.54% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 7.33% |
| Minden, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.60% |
| Fremont, NE (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 7.23% |
| Americus, GA (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 8.99% |
| Beatrice, NE (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 7.00% |
| Starkville, MS (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 10.10% |
| Galesburg, IL (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 7.01% |
| Marquette, MI (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 6.13% |
| Muscatine, IA (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 8.57% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 8.85% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 9.44% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 10.68% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 3 | $75,000 | $25,000 | $0 | 7.50% |
| Urbana, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.95% |
| Montrose, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.90% |
| Pullman, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.75% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.39% |
| Marion, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.75% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $75,000 | $25,000 | $0 | 8.96% |
| Winona, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.38% |
| Sterling, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.39% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.50% |
| Hays, KS (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 8.67% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 8.45% |
| Kinston, NC (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 9.78% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 12.38% |
| Burley, ID (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 8.38% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 7.63% |
| Pella, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.24% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.50% |
| Houghton, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.45% |
| Fremont, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.75% |
| Peru, IN (FHA|USDA|VA) | 3 | $65,000 | $21,667 | $0 | 9.83% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 11.75% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.25% |
| Evanston, WY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.75% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.00% |
| Centralia, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 12.74% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.19% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 9.28% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 8.82% |
| Big Stone Gap, VA (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 9.53% |
| McComb, MS (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 8.54% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 7.00% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 5.63% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 8.42% |
| Seymour, IN (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 8.38% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.70% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.50% |
| West Point, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.25% |
| Roswell, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.16% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.00% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.70% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.38% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 12.17% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.75% |
| Boone, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.25% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.99% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.75% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.86% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.50% |
| Emporia, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.75% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 8.51% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 7.80% |
| Washington, IN (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 7.44% |
| Ozark, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.00% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.08% |
| Somerset, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.00% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.92% |
| Portales, NM (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.64% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.75% |
| Troy, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.13% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.25% |
| Minot, ND (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.16% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.00% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.88% |
| Payson, AZ (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.25% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.63% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.25% |
| Washington, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.45% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.41% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.00% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 7.10% |
| Corinth, MS (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 8.63% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 8.20% |
| Waycross, GA (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 8.60% |
| Danville, VA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.50% |
| New Castle, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.50% |
| Moberly, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.87% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.25% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.25% |
| Madison, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.33% |
| Jasper, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.25% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.60% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.25% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.66% |
| Effingham, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.75% |
| Salina, KS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.45% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.16% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.50% |
| Alma, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.46% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.00% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $30,000 | $15,000 | $0 | 9.44% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.00% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.50% |
| Platteville, WI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.64% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.50% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.87% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.25% |
| Prineville, OR (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.20% |
| Durant, OK (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.75% |
| Brookings, SD (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.61% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.75% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.25% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.67% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.45% |
| Miami, OK (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.00% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.50% |
| Sayre, PA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.25% |
| McAlester, OK (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.45% |
| Searcy, AR (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.69% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.01% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.50% |
| Alpena, MI (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.75% |
| Decatur, IN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 9.75% |
| Logansport, IN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 9.50% |
| Union City, TN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.75% |
| Picayune, MS (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.75% |
| Camden, AR (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.70% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 9.25% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 9.50% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 25,150 | $1,847,090,000 | $73,443 | n/a | 7.96% |
| Conventional | 82 | $28,200,000 | $343,902 | $4,913 | 3.37% |
For 2022, Figure Lending's most frequently originated type of loan was HELOC, with 25,150 originations. Their 2nd most popular type was Conventional, with 82 originations.
Loan Reason
For 2022, Figure Lending's most frequently cited loan purpose was Other, with 14,947 originations. The 2nd most popular reason was Home Improvement, with 10,203 originations.
Loan Duration/Length
For 2022, Figure Lending's most frequently cited loan duration was 30 Year, with 11,386 originations. The 2nd most popular length was 10 Year, with 6,063 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 82 | $28,200,000 | $343,902 |
Figure Lending's average total fees were $5,624, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 82 originations.
Interest Rates
During 2022, Figure Lending's average interest rate for loans was 8.23%, while their most frequently originated rate bucket for loans was Over 8%, with 12,201 originations.
Loan Sizing
2022 saw Figure Lending place emphasis on $100,000 or less loans with 19,591 originations, totaling $959,055,000 in origination value.
Applicant Income
Figure Lending lent most frequently to those with incomes in the $100k-150k range, with 7,012 originations. The second most popular income band? $150k-250k, with 5,761 originations.
Applicant Debt to Income Ratio
Figure Lending lent most frequently to those with DTI ratios of 20-30%, with 5,172 originations. The next most common DTI ratio? 30-36%, with 4,399 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications68.94%
Figure Lending has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination37.65%
Figure Lending has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 25,232 | $1,875,290,000 | $74,322 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 25,232 | $1,875,290,000 | $74,322 |