Century Mortgage Company Dba Century Lending Company Rates, Fees & Info

Louisville, KY

LEI: 549300MZ8VZJOVC63092

Tax ID: 61-1306242

2.4 stars - Updated: 4/26/24 - out of 5 stars, based on 97 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Century Mortgage Company Dba Century Lending Company is a mid-sized mortgage company specializing in Home Purchase loans. Century Mortgage Company Dba Century Lending Company has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Fresno, Houston, Dallas, and Atlanta among others. We have data for 442 markets. (Some data included below & more in-depth data is available with an active subscription.)

Century Mortgage Company Dba Century Lending Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Century Mortgage Company Dba Century Lending Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.67% 4/26/24
30 Year Conventional Refi 6.38% 4/26/24
30 Year Cash-out Refi 6.60% 4/26/24
30 Year FHA Purchase 7.05% 4/26/24
30 Year FHA Refi 6.68% 4/26/24
30 Year VA Purchase 6.02% 4/26/24
30 Year VA Refi 5.95% 4/26/24
30 Year USDA Purchase 6.41% 4/26/24
30 Year USDA Refi 6.27% 4/26/24
15 Year Conventional Purchase 6.11% 4/26/24
15 Year Conventional Refi 5.97% 4/26/24
15 Year Cash-out Refi 5.97% 4/26/24
15 Year VA Refi 5.68% 4/26/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Century Mortgage Company Dba Century Lending Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Century Mortgage Company Dba Century Lending Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

9,493

Origination Dollar Volume (All Markets)

$3,589,765,000
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Relative Rate

Century Mortgage Company Dba Century Lending Company's average 30 year fixed mortgage rate was 6.67%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.19%.

Relative Fees (Closing Costs)

Century Mortgage Company Dba Century Lending Company's average total fees/closing costs for a 30 year fixed rate mortgage were $11,112.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 253 $147,845,000 $584,368 $15,289 7.13%
FRESNO, CA (FHA|USDA|VA) 361 $137,325,000 $380,402 $12,243 6.42%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 403 $130,965,000 $324,975 $11,237 6.66%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 262 $111,720,000 $426,412 $12,054 6.85%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 266 $105,740,000 $397,519 $11,259 6.77%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 171 $99,755,000 $583,363 $13,900 6.28%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 228 $98,150,000 $430,482 $15,747 6.90%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 253 $95,845,000 $378,834 $9,169 6.55%
Outside of Metro Areas 315 $86,785,000 $275,508 $8,177 6.85%
SALT LAKE CITY, UT (FHA|USDA|VA) 186 $84,800,000 $455,914 $11,334 6.69%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 188 $81,060,000 $431,170 $14,192 6.70%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 168 $80,510,000 $479,226 $12,803 6.75%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 219 $77,645,000 $354,543 $11,589 6.84%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 183 $77,045,000 $421,011 $12,108 6.78%
LOUISVILLE, KY (FHA|USDA|VA) 253 $65,955,000 $260,692 $7,575 6.83%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 121 $65,225,000 $539,050 $13,511 6.95%
MADERA, CA (FHA|USDA|VA) 177 $63,565,000 $359,124 $12,336 6.37%
BAKERSFIELD, CA (FHA|USDA|VA) 193 $62,815,000 $325,466 $11,263 6.69%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 140 $61,350,000 $438,214 $11,726 6.96%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 109 $61,155,000 $561,055 $10,070 6.83%
URBAN HONOLULU, HI (FHA|USDA|VA) 82 $55,180,000 $672,927 $17,559 6.29%
MODESTO, CA (FHA|USDA|VA) 144 $55,130,000 $382,847 $11,696 6.36%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 158 $47,800,000 $302,532 $7,947 6.70%
PROVO-OREM, UT (FHA|USDA|VA) 95 $43,335,000 $456,158 $11,914 6.43%
ALBUQUERQUE, NM (FHA|USDA|VA) 126 $43,180,000 $342,698 $9,695 6.74%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 93 $42,625,000 $458,333 $14,334 6.92%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 101 $41,375,000 $409,653 $11,346 6.42%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 112 $40,080,000 $357,857 $11,013 6.50%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 216 $39,940,000 $184,907 $8,454 6.78%
STOCKTON, CA (FHA|USDA|VA) 90 $38,980,000 $433,111 $13,009 6.40%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 82 $38,650,000 $471,341 $11,295 6.60%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 49 $35,955,000 $733,776 $15,106 6.53%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 67 $35,355,000 $527,687 $10,103 6.53%
JACKSONVILLE, FL (FHA|USDA|VA) 105 $34,595,000 $329,476 $11,719 6.73%
SALINAS, CA (FHA|USDA|VA) 70 $33,730,000 $481,857 $13,887 6.27%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 129 $33,605,000 $260,504 $7,709 6.08%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 64 $32,490,000 $507,656 $10,813 6.84%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 75 $31,405,000 $418,733 $12,997 6.82%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 65 $30,195,000 $464,538 $14,402 6.60%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 37 $23,415,000 $632,838 $15,406 7.24%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 62 $22,490,000 $362,742 $11,658 6.63%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 66 $20,600,000 $312,121 $6,051 7.15%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 60 $19,850,000 $330,833 $11,813 6.84%
EL PASO, TX (FHA|USDA|VA) 68 $19,190,000 $282,206 $10,354 6.65%
VALLEJO, CA (FHA|USDA|VA) 39 $19,165,000 $491,410 $12,610 6.42%
MISSOULA, MT (FHA|USDA|VA) 37 $18,585,000 $502,297 $9,452 6.56%
Clearlake, CA (FHA|USDA|VA) 66 $17,600,000 $266,667 $10,382 6.34%
MERCED, CA (FHA|USDA|VA) 51 $17,405,000 $341,275 $11,486 6.28%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 34 $16,680,000 $490,588 $14,389 7.02%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 32 $16,550,000 $517,188 $12,976 6.63%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 23 $16,245,000 $706,304 $20,709 6.27%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 22 $16,040,000 $729,091 $13,950 7.21%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 35 $13,915,000 $397,571 $14,284 7.06%
VISALIA, CA (FHA|USDA|VA) 42 $13,140,000 $312,857 $12,475 6.39%
PORT ST. LUCIE, FL (FHA|USDA|VA) 23 $12,985,000 $564,565 $11,672 6.95%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 61 $12,835,000 $210,410 $9,084 7.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 28 $12,700,000 $453,571 $10,283 6.17%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 35 $12,405,000 $354,429 $8,574 7.03%
Klamath Falls, OR (FHA|USDA|VA) 46 $12,370,000 $268,913 $10,009 6.52%
BRUNSWICK, GA (FHA|USDA|VA) 33 $11,705,000 $354,697 $9,485 6.68%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 33 $11,675,000 $353,788 $11,580 6.91%
YUBA CITY, CA (FHA|USDA|VA) 33 $11,305,000 $342,576 $11,825 5.87%
HUNTSVILLE, AL (FHA|USDA|VA) 39 $11,185,000 $286,795 $7,058 6.59%
WILLIAMSPORT, PA (FHA|USDA|VA) 50 $10,590,000 $211,800 $7,154 6.74%
ST. GEORGE, UT (FHA|USDA|VA) 23 $10,265,000 $446,304 $10,522 6.95%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 27 $10,255,000 $379,815 $7,606 6.96%
SALEM, OR (FHA|USDA|VA) 26 $9,560,000 $367,692 $11,579 6.34%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 26 $8,880,000 $341,538 $9,501 7.24%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 30 $8,770,000 $292,333 $11,530 6.84%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 25 $8,485,000 $339,400 $11,162 6.71%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 24 $8,340,000 $347,500 $10,487 6.03%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 20 $8,300,000 $415,000 $9,932 7.47%
Ruidoso, NM (FHA|USDA|VA) 26 $8,150,000 $313,462 $6,568 7.30%
KNOXVILLE, TN (FHA|USDA|VA) 26 $8,150,000 $313,462 $9,528 6.98%
RALEIGH-CARY, NC (FHA|USDA|VA) 18 $8,070,000 $448,333 $9,538 6.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 26 $7,940,000 $305,385 $11,143 6.55%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 27 $7,935,000 $293,889 $11,787 6.54%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 27 $7,825,000 $289,815 $12,395 6.13%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 23 $7,815,000 $339,783 $9,526 6.43%
Roseburg, OR (FHA|USDA|VA) 27 $7,725,000 $286,111 $11,916 6.57%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 25 $7,565,000 $302,600 $11,557 6.36%
GREELEY, CO (FHA|USDA|VA) 19 $7,545,000 $397,105 $8,753 6.99%
BILLINGS, MT (FHA|USDA|VA) 23 $7,455,000 $324,130 $8,758 6.10%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 14 $7,310,000 $522,143 $15,997 7.33%
CHICO, CA (FHA|USDA|VA) 18 $6,980,000 $387,778 $8,545 6.49%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 18 $6,800,000 $377,778 $9,612 6.87%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 22 $6,600,000 $300,000 $9,855 6.11%
Hilo, HI (FHA|USDA|VA) 15 $6,595,000 $439,667 $13,596 6.51%
OCALA, FL (FHA|USDA|VA) 22 $6,570,000 $298,636 $10,417 6.73%
COLUMBIA, SC (FHA|USDA|VA) 25 $6,515,000 $260,600 $12,166 6.32%
Outside of Metro Areas 15 $6,455,000 $430,333 $8,307 6.76%
BOWLING GREEN, KY (FHA|USDA|VA) 29 $6,395,000 $220,517 $10,185 6.54%
Ukiah, CA (FHA|USDA|VA) 17 $6,265,000 $368,529 $7,776 6.55%
BEND, OR (FHA|USDA|VA) 13 $6,245,000 $480,385 $9,083 6.62%
Lock Haven, PA (FHA|USDA|VA) 35 $6,095,000 $174,143 $6,842 6.47%
St. Marys, GA (FHA|USDA|VA) 17 $5,795,000 $340,882 $10,440 6.52%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 17 $5,775,000 $339,706 $10,775 7.18%
Heber, UT (FHA|USDA|VA) 9 $5,685,000 $631,667 $15,295 6.62%
SAVANNAH, GA (FHA|USDA|VA) 7 $5,605,000 $800,714 $10,139 6.91%
Truckee-Grass Valley, CA (FHA|USDA|VA) 12 $5,590,000 $465,833 $10,743 6.58%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 16 $5,380,000 $336,250 $11,722 6.70%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 18 $5,080,000 $282,222 $12,918 7.14%
MEDFORD, OR (FHA|USDA|VA) 13 $4,955,000 $381,154 $9,505 6.63%
ODESSA, TX (FHA|USDA|VA) 23 $4,925,000 $214,130 $9,095 6.74%
Newport, OR (FHA|USDA|VA) 13 $4,925,000 $378,846 $9,415 6.19%
Durango, CO (FHA|USDA|VA) 12 $4,750,000 $395,833 $8,320 6.61%
Kapaa, HI (FHA|USDA|VA) 5 $4,715,000 $943,000 $31,583 6.70%
ROCHESTER, MN (FHA|USDA|VA) 25 $4,585,000 $183,400 $5,761 5.36%
LOGAN, UT-ID (FHA|USDA|VA) 11 $4,325,000 $393,182 $11,512 6.28%
RAPID CITY, SD (FHA|USDA|VA) 11 $4,275,000 $388,636 $10,506 7.20%
Key West, FL (FHA|USDA|VA) 8 $4,260,000 $532,500 $15,749 7.53%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 10 $4,220,000 $422,000 $9,156 6.59%
FARMINGTON, NM (FHA|USDA|VA) 16 $4,120,000 $257,500 $8,434 6.59%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 14 $4,040,000 $288,571 $10,927 6.12%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 8 $4,020,000 $502,500 $9,858 6.42%
RICHMOND, VA (FHA|USDA|VA) 12 $3,990,000 $332,500 $7,096 6.63%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 9 $3,875,000 $430,556 $11,546 6.81%
ANCHORAGE, AK (FHA|USDA|VA) 11 $3,875,000 $352,273 $8,990 6.55%
Hermiston-Pendleton, OR (FHA|USDA|VA) 13 $3,815,000 $293,462 $7,192 6.50%
RENO, NV (FHA|USDA|VA) 10 $3,790,000 $379,000 $7,701 7.07%
BOISE CITY, ID (FHA|USDA|VA) 10 $3,760,000 $376,000 $12,005 6.81%
OKLAHOMA CITY, OK (FHA|USDA|VA) 17 $3,745,000 $220,294 $7,092 7.00%
FORT COLLINS, CO (FHA|USDA|VA) 8 $3,730,000 $466,250 $9,548 6.83%
ALBANY-LEBANON, OR (FHA|USDA|VA) 10 $3,710,000 $371,000 $15,331 6.54%
Kalispell, MT (FHA|USDA|VA) 7 $3,685,000 $526,429 $16,992 6.73%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 7 $3,465,000 $495,000 $17,285 6.86%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 9 $3,465,000 $385,000 $8,154 7.79%
CORVALLIS, OR (FHA|USDA|VA) 6 $3,310,000 $551,667 $17,076 7.04%
Bozeman, MT (FHA|USDA|VA) 5 $3,185,000 $637,000 $9,310 6.45%
PUEBLO, CO (FHA|USDA|VA) 10 $3,120,000 $312,000 $10,131 6.32%
SPARTANBURG, SC (FHA|USDA|VA) 11 $3,115,000 $283,182 $11,669 5.85%
JOHNSON CITY, TN (FHA|USDA|VA) 13 $3,075,000 $236,538 $5,459 6.91%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 12 $3,030,000 $252,500 $11,165 6.32%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 12 $3,030,000 $252,500 $10,457 7.05%
PANAMA CITY, FL (FHA|USDA|VA) 9 $3,015,000 $335,000 $8,049 7.76%
PUNTA GORDA, FL (FHA|USDA|VA) 9 $2,995,000 $332,778 $12,035 6.78%
Sonora, CA (FHA|USDA|VA) 11 $2,995,000 $272,273 $10,788 6.39%
LYNCHBURG, VA (FHA|USDA|VA) 14 $2,890,000 $206,429 $8,955 7.01%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 8 $2,840,000 $355,000 $11,069 6.36%
Bardstown, KY (FHA|USDA|VA) 11 $2,795,000 $254,091 $8,569 6.77%
Pahrump, NV (FHA|USDA|VA) 10 $2,750,000 $275,000 $10,750 6.46%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 11 $2,745,000 $249,545 $11,554 6.52%
PITTSBURGH, PA (FHA|USDA|VA) 9 $2,735,000 $303,889 $10,821 6.58%
EAST STROUDSBURG, PA (FHA|USDA|VA) 9 $2,605,000 $289,444 $12,055 6.65%
Crescent City, CA (FHA|USDA|VA) 8 $2,560,000 $320,000 $10,639 7.48%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 10 $2,530,000 $253,000 $7,363 6.45%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 9 $2,485,000 $276,111 $5,399 7.15%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 6 $2,470,000 $411,667 $11,169 6.50%
GAINESVILLE, GA (FHA|USDA|VA) 9 $2,465,000 $273,889 $8,107 6.90%
STATE COLLEGE, PA (FHA|USDA|VA) 12 $2,430,000 $202,500 $6,209 6.81%
Torrington, CT (FHA|USDA|VA) 8 $2,430,000 $303,750 $8,560 7.84%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 10 $2,430,000 $243,000 $8,725 7.25%
Glasgow, KY (FHA|USDA|VA) 11 $2,295,000 $208,636 $9,581 6.86%
Huntsville, TX (FHA|USDA|VA) 5 $2,255,000 $451,000 $9,495 6.60%
POCATELLO, ID (FHA|USDA|VA) 5 $2,145,000 $429,000 $9,632 7.20%
Elko, NV (FHA|USDA|VA) 6 $2,100,000 $350,000 $16,108 6.35%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 11 $2,045,000 $185,909 $5,165 7.12%
MADISON, WI (FHA|USDA|VA) 5 $2,045,000 $409,000 $8,707 6.35%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 11 $2,025,000 $184,091 $9,508 7.00%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 8 $1,990,000 $248,750 $11,048 7.13%
HARRISONBURG, VA (FHA|USDA|VA) 8 $1,950,000 $243,750 $9,829 6.62%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,880,000 $313,333 $12,955 6.56%
DECATUR, AL (FHA|USDA|VA) 6 $1,880,000 $313,333 $9,324 6.52%
Breckenridge, CO (FHA|USDA|VA) 2 $1,880,000 $940,000 $8,798 8.00%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $1,880,000 $235,000 $11,707 6.92%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $1,875,000 $625,000 $13,806 8.17%
Winnemucca, NV (FHA|USDA|VA) 5 $1,855,000 $371,000 $17,510 6.24%
LAS CRUCES, NM (FHA|USDA|VA) 6 $1,830,000 $305,000 $12,881 6.44%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 8 $1,830,000 $228,750 $13,139 6.84%
CHEYENNE, WY (FHA|USDA|VA) 5 $1,805,000 $361,000 $5,354 6.22%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $1,805,000 $601,667 $13,522 7.38%
NAPA, CA (FHA|USDA|VA) 6 $1,790,000 $298,333 $8,612 5.25%
WALLA WALLA, WA (FHA|USDA|VA) 5 $1,785,000 $357,000 $8,507 6.63%
EL CENTRO, CA (FHA|USDA|VA) 6 $1,760,000 $293,333 $10,429 6.69%
Oak Harbor, WA (FHA|USDA|VA) 3 $1,695,000 $565,000 $15,404 6.71%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 3 $1,675,000 $558,333 $9,935 5.50%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 9 $1,665,000 $185,000 $9,427 6.82%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $1,655,000 $331,000 $13,302 6.53%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 5 $1,655,000 $331,000 $12,356 7.43%
Richmond-Berea, KY (FHA|USDA|VA) 6 $1,650,000 $275,000 $10,008 6.81%
Frankfort, KY (FHA|USDA|VA) 6 $1,620,000 $270,000 $6,337 6.52%
JONESBORO, AR (FHA|USDA|VA) 6 $1,590,000 $265,000 $7,863 6.02%
Greeneville, TN (FHA|USDA|VA) 5 $1,565,000 $313,000 $9,553 6.60%
EVANSVILLE, IN-KY (FHA|USDA|VA) 7 $1,555,000 $222,143 $7,093 7.27%
TYLER, TX (FHA|USDA|VA) 5 $1,545,000 $309,000 $9,363 7.32%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 6 $1,530,000 $255,000 $8,476 6.42%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $1,525,000 $305,000 $12,682 6.43%
REDDING, CA (FHA|USDA|VA) 5 $1,525,000 $305,000 $8,736 7.50%
Red Wing, MN (FHA|USDA|VA) 7 $1,515,000 $216,429 $6,162 6.29%
Vernal, UT (FHA|USDA|VA) 5 $1,515,000 $303,000 $10,511 6.62%
LONGVIEW, WA (FHA|USDA|VA) 3 $1,495,000 $498,333 $10,196 5.75%
TULSA, OK (FHA|USDA|VA) 5 $1,465,000 $293,000 $7,545 6.73%
COLUMBUS, OH (FHA|USDA|VA) 4 $1,460,000 $365,000 $13,892 6.53%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $1,425,000 $475,000 $15,736 8.29%
Mount Sterling, KY (FHA|USDA|VA) 8 $1,420,000 $177,500 $6,722 7.16%
ST. CLOUD, MN (FHA|USDA|VA) 5 $1,415,000 $283,000 $8,141 6.62%
SANTA FE, NM (FHA|USDA|VA) 4 $1,410,000 $352,500 $7,104 8.09%
Coos Bay, OR (FHA|USDA|VA) 6 $1,400,000 $233,333 $9,436 7.00%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $1,350,000 $675,000 $17,601 6.50%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $1,345,000 $269,000 $8,199 6.95%
GRANTS PASS, OR (FHA|USDA|VA) 4 $1,320,000 $330,000 $10,638 6.09%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $1,305,000 $435,000 $13,511 5.79%
MIDLAND, TX (FHA|USDA|VA) 4 $1,270,000 $317,500 $11,331 6.09%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $1,225,000 $408,333 $19,833 7.63%
THE VILLAGES, FL (FHA|USDA|VA) 5 $1,205,000 $241,000 $10,537 6.75%
TUCSON, AZ (FHA|USDA|VA) 4 $1,180,000 $295,000 $8,990 7.97%
HAMMOND, LA (FHA|USDA|VA) 4 $1,170,000 $292,500 $7,403 6.47%
Palatka, FL (FHA|USDA|VA) 5 $1,155,000 $231,000 $6,146 6.58%
READING, PA (FHA|USDA|VA) 4 $1,140,000 $285,000 $14,306 6.09%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $1,125,000 $375,000 $10,187 7.54%
Lake City, FL (FHA|USDA|VA) 4 $1,120,000 $280,000 $6,493 6.84%
Madison, IN (FHA|USDA|VA) 5 $1,115,000 $223,000 $8,442 6.45%
LUBBOCK, TX (FHA|USDA|VA) 3 $1,105,000 $368,333 $10,149 7.33%
Pottsville, PA (FHA|USDA|VA) 6 $1,100,000 $183,333 $8,743 7.27%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $1,085,000 $361,667 $11,478 6.88%
Whitewater, WI (FHA|USDA|VA) 3 $1,085,000 $361,667 $6,703 6.92%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 5 $1,035,000 $207,000 $4,959 7.07%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $1,015,000 $338,333 $3,370 7.08%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $1,005,000 $335,000 $9,053 7.92%
Clewiston, FL (FHA|USDA|VA) 4 $1,000,000 $250,000 $12,655 6.78%
BANGOR, ME (FHA|USDA|VA) 4 $970,000 $242,500 $5,819 7.56%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $965,000 $321,667 $6,788 6.17%
Jefferson, GA (FHA|USDA|VA) 3 $955,000 $318,333 $9,137 6.00%
Danville, KY (FHA|USDA|VA) 4 $920,000 $230,000 $8,242 6.88%
RACINE, WI (FHA|USDA|VA) 4 $920,000 $230,000 $8,440 7.22%
Rexburg, ID (FHA|USDA|VA) 2 $920,000 $460,000 $11,976 6.19%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $915,000 $305,000 $8,955 7.04%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $910,000 $455,000 $17,705 6.38%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $910,000 $455,000 $10,414 7.06%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $910,000 $455,000 $12,975 6.87%
Sheridan, WY (FHA|USDA|VA) 2 $900,000 $450,000 $11,385 7.31%
FARGO, ND-MN (FHA|USDA|VA) 3 $895,000 $298,333 $8,880 7.42%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 4 $870,000 $217,500 $6,186 7.44%
Red Bluff, CA (FHA|USDA|VA) 4 $860,000 $215,000 $8,331 6.81%
LANCASTER, PA (FHA|USDA|VA) 3 $855,000 $285,000 $10,970 7.58%
Sevierville, TN (FHA|USDA|VA) 2 $840,000 $420,000 $13,870 7.56%
STAUNTON, VA (FHA|USDA|VA) 3 $835,000 $278,333 $8,086 6.87%
HINESVILLE, GA (FHA|USDA|VA) 4 $820,000 $205,000 $7,511 6.84%
Del Rio, TX (FHA|USDA|VA) 3 $815,000 $271,667 $12,568 6.71%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 3 $805,000 $268,333 $8,413 7.04%
Scottsboro, AL (FHA|USDA|VA) 5 $795,000 $159,000 $7,878 6.65%
Corsicana, TX (FHA|USDA|VA) 3 $795,000 $265,000 $11,977 7.33%
Jacksonville, TX (FHA|USDA|VA) 2 $790,000 $395,000 $8,608 6.31%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $785,000 $261,667 $12,870 6.96%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $780,000 $390,000 $8,019 6.81%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $765,000 $255,000 $12,307 6.83%
Shelton, WA (FHA|USDA|VA) 2 $760,000 $380,000 $10,764 6.69%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $760,000 $380,000 $10,844 6.69%
Gainesville, TX (FHA|USDA|VA) 2 $760,000 $380,000 $10,033 7.19%
GAINESVILLE, FL (FHA|USDA|VA) 3 $745,000 $248,333 $7,692 7.54%
Albertville, AL (FHA|USDA|VA) 3 $745,000 $248,333 $7,331 6.71%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $735,000 $245,000 $6,722 6.38%
Georgetown, SC (FHA|USDA|VA) 1 $725,000 $725,000 $10,099 6.00%
WENATCHEE, WA (FHA|USDA|VA) 2 $720,000 $360,000 $5,745 6.94%
Sandpoint, ID (FHA|USDA|VA) 2 $720,000 $360,000 $11,561 7.68%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $720,000 $360,000 $5,509 6.75%
Sunbury, PA (FHA|USDA|VA) 5 $715,000 $143,000 $5,891 6.53%
Lawrenceburg, TN (FHA|USDA|VA) 2 $710,000 $355,000 $11,274 6.69%
Granbury, TX (FHA|USDA|VA) 2 $710,000 $355,000 $12,479 5.93%
AKRON, OH (FHA|USDA|VA) 3 $705,000 $235,000 $2,549 7.00%
Wahpeton, ND-MN (FHA|USDA|VA) 4 $700,000 $175,000 $5,766 7.00%
Cedar City, UT (FHA|USDA|VA) 2 $700,000 $350,000 $8,232 7.06%
WACO, TX (FHA|USDA|VA) 2 $680,000 $340,000 $3,545 6.38%
AMARILLO, TX (FHA|USDA|VA) 3 $665,000 $221,667 $12,624 6.96%
ROME, GA (FHA|USDA|VA) 3 $665,000 $221,667 $8,713 6.50%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $660,000 $330,000 $14,153 5.25%
LAFAYETTE, LA (FHA|USDA|VA) 3 $645,000 $215,000 $7,159 7.67%
BATON ROUGE, LA (FHA|USDA|VA) 4 $640,000 $160,000 $7,588 6.38%
LaGrange, GA-AL (FHA|USDA|VA) 3 $635,000 $211,667 $2,556 6.71%
Statesboro, GA (FHA|USDA|VA) 2 $630,000 $315,000 $8,371 6.94%
MORRISTOWN, TN (FHA|USDA|VA) 2 $630,000 $315,000 $12,296 6.12%
Taos, NM (FHA|USDA|VA) 2 $630,000 $315,000 $3,709 7.06%
Spearfish, SD (FHA|USDA|VA) 1 $625,000 $625,000 $6,494 7.88%
Washington, IN (FHA|USDA|VA) 3 $605,000 $201,667 $8,656 6.96%
TWIN FALLS, ID (FHA|USDA|VA) 1 $605,000 $605,000 $13,307 6.63%
Moses Lake, WA (FHA|USDA|VA) 2 $600,000 $300,000 $10,263 6.44%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $600,000 $300,000 $8,233 7.13%
DULUTH, MN-WI (FHA|USDA|VA) 3 $595,000 $198,333 $6,027 6.79%
Stillwater, OK (FHA|USDA|VA) 1 $595,000 $595,000 $19,567 7.38%
Lebanon, NH-VT (FHA|USDA|VA) 2 $590,000 $295,000 $8,127 8.63%
VALDOSTA, GA (FHA|USDA|VA) 1 $585,000 $585,000 $25,974 5.63%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $580,000 $290,000 $10,363 4.94%
Americus, GA (FHA|USDA|VA) 2 $570,000 $285,000 $9,346 6.62%
LONGVIEW, TX (FHA|USDA|VA) 2 $570,000 $285,000 $11,853 7.56%
Cullman, AL (FHA|USDA|VA) 1 $565,000 $565,000 $8,332 7.25%
Okeechobee, FL (FHA|USDA|VA) 2 $560,000 $280,000 $13,166 6.69%
Ottawa, IL (FHA|USDA|VA) 3 $555,000 $185,000 $9,468 6.54%
Arcadia, FL (FHA|USDA|VA) 2 $540,000 $270,000 $7,880 7.38%
BELLINGHAM, WA (FHA|USDA|VA) 1 $535,000 $535,000 $8,679 7.00%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $530,000 $265,000 $8,110 7.00%
APPLETON, WI (FHA|USDA|VA) 2 $530,000 $265,000 $6,714 7.06%
SAGINAW, MI (FHA|USDA|VA) 2 $530,000 $265,000 $16,224 7.63%
Durant, OK (FHA|USDA|VA) 2 $520,000 $260,000 $15,412 6.00%
Beaver Dam, WI (FHA|USDA|VA) 2 $520,000 $260,000 $5,870 6.94%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $520,000 $260,000 $12,900 7.18%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $515,000 $171,667 $6,842 6.96%
ROANOKE, VA (FHA|USDA|VA) 1 $505,000 $505,000 $0 6.13%
Thomasville, GA (FHA|USDA|VA) 1 $495,000 $495,000 $16,574 5.99%
Helena, MT (FHA|USDA|VA) 1 $485,000 $485,000 $6,491 6.38%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $485,000 $485,000 $16,943 6.25%
Batesville, AR (FHA|USDA|VA) 4 $480,000 $120,000 $5,635 7.12%
Lewisburg, TN (FHA|USDA|VA) 1 $475,000 $475,000 $17,700 5.75%
Pullman, WA (FHA|USDA|VA) 2 $470,000 $235,000 $8,446 6.69%
Jesup, GA (FHA|USDA|VA) 2 $470,000 $235,000 $5,647 6.44%
ABILENE, TX (FHA|USDA|VA) 2 $460,000 $230,000 $7,523 5.50%
Calhoun, GA (FHA|USDA|VA) 2 $450,000 $225,000 $7,680 6.56%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $440,000 $220,000 $8,731 7.50%
ERIE, PA (FHA|USDA|VA) 1 $435,000 $435,000 $19,066 6.75%
Mountain Home, ID (FHA|USDA|VA) 1 $425,000 $425,000 $15,401 6.75%
Campbellsville, KY (FHA|USDA|VA) 2 $420,000 $210,000 $13,634 6.37%
SUMTER, SC (FHA|USDA|VA) 2 $420,000 $210,000 $10,355 7.00%
FLINT, MI (FHA|USDA|VA) 2 $420,000 $210,000 $7,598 6.63%
Scottsburg, IN (FHA|USDA|VA) 2 $410,000 $205,000 $1,951 6.94%
Silver City, NM (FHA|USDA|VA) 1 $405,000 $405,000 $19,754 7.75%
Orangeburg, SC (FHA|USDA|VA) 1 $405,000 $405,000 $9,991 6.99%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $405,000 $405,000 $10,452 6.50%
DuBois, PA (FHA|USDA|VA) 3 $405,000 $135,000 $6,136 6.71%
DOVER, DE (FHA|USDA|VA) 1 $395,000 $395,000 $15,430 7.63%
Brownwood, TX (FHA|USDA|VA) 1 $395,000 $395,000 $14,142 6.63%
Rockport, TX (FHA|USDA|VA) 1 $395,000 $395,000 $9,246 5.99%
WICHITA, KS (FHA|USDA|VA) 3 $395,000 $131,667 $8,295 7.54%
Lewistown, PA (FHA|USDA|VA) 2 $390,000 $195,000 $9,599 5.69%
Fort Payne, AL (FHA|USDA|VA) 2 $390,000 $195,000 $8,077 6.06%
LINCOLN, NE (FHA|USDA|VA) 1 $385,000 $385,000 $16,742 6.00%
Danville, VA (FHA|USDA|VA) 1 $385,000 $385,000 $15,274 6.63%
CARSON CITY, NV (FHA|USDA|VA) 1 $385,000 $385,000 $15,890 7.13%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $380,000 $190,000 $0 7.50%
Holland, MI (FHA|USDA|VA) 1 $375,000 $375,000 $28,025 4.99%
ALTOONA, PA (FHA|USDA|VA) 2 $370,000 $185,000 $6,588 6.12%
Payson, AZ (FHA|USDA|VA) 2 $370,000 $185,000 $0 8.56%
Central City, KY (FHA|USDA|VA) 2 $370,000 $185,000 $7,767 7.00%
Richmond, IN (FHA|USDA|VA) 2 $370,000 $185,000 $8,209 6.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $365,000 $365,000 $6,352 4.99%
Columbus, MS (FHA|USDA|VA) 1 $365,000 $365,000 $6,716 6.99%
BOULDER, CO (FHA|USDA|VA) 1 $365,000 $365,000 $5,634 7.50%
Alexandria, MN (FHA|USDA|VA) 1 $365,000 $365,000 $4,173 7.63%
TOLEDO, OH (FHA|USDA|VA) 2 $360,000 $180,000 $8,760 7.19%
Paragould, AR (FHA|USDA|VA) 2 $350,000 $175,000 $4,801 7.13%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $340,000 $170,000 $6,908 5.69%
Brainerd, MN (FHA|USDA|VA) 1 $335,000 $335,000 $7,538 5.88%
Fernley, NV (FHA|USDA|VA) 1 $335,000 $335,000 $11,680 6.13%
OWENSBORO, KY (FHA|USDA|VA) 2 $330,000 $165,000 $9,215 6.44%
Greensburg, IN (FHA|USDA|VA) 2 $330,000 $165,000 $5,637 6.44%
Moscow, ID (FHA|USDA|VA) 1 $325,000 $325,000 $3,260 7.63%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $325,000 $325,000 $9,232 6.50%
Jasper, IN (FHA|USDA|VA) 2 $320,000 $160,000 $6,359 7.19%
Washington, NC (FHA|USDA|VA) 1 $315,000 $315,000 $2,445 6.00%
Cadillac, MI (FHA|USDA|VA) 1 $315,000 $315,000 $9,440 6.63%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $315,000 $315,000 $15,883 6.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $315,000 $315,000 $6,078 5.88%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $315,000 $315,000 $0 5.00%
Ada, OK (FHA|USDA|VA) 1 $315,000 $315,000 $15,470 7.50%
DALTON, GA (FHA|USDA|VA) 2 $310,000 $155,000 $4,498 5.93%
Wooster, OH (FHA|USDA|VA) 1 $305,000 $305,000 $9,067 7.13%
Prineville, OR (FHA|USDA|VA) 1 $305,000 $305,000 $11,091 7.63%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $300,000 $150,000 $7,253 6.31%
Aberdeen, WA (FHA|USDA|VA) 1 $295,000 $295,000 $6,600 5.75%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $295,000 $295,000 $9,778 6.63%
Las Vegas, NM (FHA|USDA|VA) 1 $295,000 $295,000 $7,087 6.50%
Roswell, NM (FHA|USDA|VA) 1 $295,000 $295,000 $10,769 7.38%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $295,000 $295,000 $13,032 8.13%
Deming, NM (FHA|USDA|VA) 1 $295,000 $295,000 $13,495 6.75%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $290,000 $145,000 $4,408 6.75%
Cedartown, GA (FHA|USDA|VA) 1 $285,000 $285,000 $14,910 7.25%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $275,000 $275,000 $5,668 6.88%
CaƱon City, CO (FHA|USDA|VA) 1 $275,000 $275,000 $13,058 5.88%
Shelby, NC (FHA|USDA|VA) 1 $275,000 $275,000 $14,902 6.13%
Aberdeen, SD (FHA|USDA|VA) 1 $265,000 $265,000 $10,352 8.13%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $265,000 $265,000 $9,711 7.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $265,000 $265,000 $8,553 6.75%
HATTIESBURG, MS (FHA|USDA|VA) 1 $265,000 $265,000 $5,944 7.13%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $265,000 $265,000 $8,001 7.50%
Sayre, PA (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.99%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $265,000 $265,000 $5,612 6.63%
Rochelle, IL (FHA|USDA|VA) 2 $260,000 $130,000 $2,862 3.06%
WILMINGTON, NC (FHA|USDA|VA) 1 $255,000 $255,000 $8,253 6.50%
Montrose, CO (FHA|USDA|VA) 1 $255,000 $255,000 $9,908 7.25%
Milledgeville, GA (FHA|USDA|VA) 1 $255,000 $255,000 $10,182 6.75%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $255,000 $255,000 $10,951 6.99%
Hailey, ID (FHA|USDA|VA) 1 $255,000 $255,000 $8,046 5.88%
Seneca, SC (FHA|USDA|VA) 1 $255,000 $255,000 $12,342 7.63%
Nacogdoches, TX (FHA|USDA|VA) 1 $255,000 $255,000 $5,135 6.25%
Mountain Home, AR (FHA|USDA|VA) 1 $255,000 $255,000 $3,285 7.63%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $245,000 $245,000 $10,326 6.38%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.13%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $245,000 $245,000 $14,651 6.25%
New Castle, PA (FHA|USDA|VA) 1 $245,000 $245,000 $9,872 6.75%
Crossville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $2,456 7.13%
Peru, IN (FHA|USDA|VA) 1 $235,000 $235,000 $4,836 7.63%
Shawnee, OK (FHA|USDA|VA) 2 $230,000 $115,000 $3,528 5.25%
Henderson, NC (FHA|USDA|VA) 1 $225,000 $225,000 $13,379 6.99%
Price, UT (FHA|USDA|VA) 1 $225,000 $225,000 $7,492 7.25%
Paris, TX (FHA|USDA|VA) 1 $225,000 $225,000 $9,826 6.88%
Wilson, NC (FHA|USDA|VA) 1 $225,000 $225,000 $9,960 6.88%
North Vernon, IN (FHA|USDA|VA) 1 $215,000 $215,000 $5,283 6.13%
CLEVELAND, TN (FHA|USDA|VA) 1 $215,000 $215,000 $6,946 7.25%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $215,000 $215,000 $10,548 7.38%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $215,000 $215,000 $8,656 6.50%
MORGANTOWN, WV (FHA|USDA|VA) 1 $205,000 $205,000 $8,042 5.63%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.99%
LEBANON, PA (FHA|USDA|VA) 1 $205,000 $205,000 $9,648 6.13%
Clovis, NM (FHA|USDA|VA) 1 $205,000 $205,000 $11,390 6.50%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $200,000 $100,000 $5,446 7.44%
Seymour, IN (FHA|USDA|VA) 1 $195,000 $195,000 $6,548 6.25%
Madisonville, KY (FHA|USDA|VA) 1 $195,000 $195,000 $8,067 7.25%
Uvalde, TX (FHA|USDA|VA) 1 $195,000 $195,000 $12,353 6.25%
GADSDEN, AL (FHA|USDA|VA) 1 $195,000 $195,000 $9,694 6.75%
Concord, NH (FHA|USDA|VA) 1 $195,000 $195,000 $11,050 6.75%
Edwards, CO (FHA|USDA|VA) 1 $185,000 $185,000 $5,250 7.13%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $185,000 $185,000 $4,988 7.25%
Selinsgrove, PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,933 7.63%
Camden, AR (FHA|USDA|VA) 1 $185,000 $185,000 $6,299 6.75%
Wilmington, OH (FHA|USDA|VA) 1 $185,000 $185,000 $8,070 7.63%
McMinnville, TN (FHA|USDA|VA) 1 $185,000 $185,000 $5,703 7.13%
Owatonna, MN (FHA|USDA|VA) 2 $180,000 $90,000 $3,306 3.44%
Fergus Falls, MN (FHA|USDA|VA) 2 $180,000 $90,000 $3,126 6.75%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $175,000 $175,000 $4,871 6.13%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $175,000 $175,000 $6,099 8.13%
Blackfoot, ID (FHA|USDA|VA) 1 $175,000 $175,000 $7,541 6.38%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $175,000 $175,000 $7,095 6.63%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $165,000 $165,000 $6,008 6.88%
FORT WAYNE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $4,913 6.75%
Mount Pleasant, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,304 6.63%
Washington Court House, OH (FHA|USDA|VA) 1 $155,000 $155,000 $5,133 5.50%
Manitowoc, WI (FHA|USDA|VA) 1 $155,000 $155,000 $8,037 6.63%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $5,270 6.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $155,000 $155,000 $5,769 6.75%
Summerville, GA (FHA|USDA|VA) 1 $155,000 $155,000 $9,769 7.25%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $155,000 $155,000 $5,787 6.99%
Newport, TN (FHA|USDA|VA) 1 $155,000 $155,000 $10,625 5.88%
JACKSON, MS (FHA|USDA|VA) 1 $155,000 $155,000 $7,616 7.25%
Austin, MN (FHA|USDA|VA) 2 $150,000 $75,000 $3,680 6.75%
Hays, KS (FHA|USDA|VA) 1 $145,000 $145,000 $9,708 5.88%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.99%
FOND DU LAC, WI (FHA|USDA|VA) 1 $145,000 $145,000 $7,687 5.99%
KANKAKEE, IL (FHA|USDA|VA) 1 $145,000 $145,000 $8,769 6.63%
Lamesa, TX (FHA|USDA|VA) 1 $135,000 $135,000 $5,648 7.25%
GREEN BAY, WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,601 7.13%
LAREDO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.63%
Pontiac, IL (FHA|USDA|VA) 2 $130,000 $65,000 $2,206 3.31%
Bay City, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,087 7.13%
EspaƱola, NM (FHA|USDA|VA) 1 $95,000 $95,000 $3,798 6.50%
Century Mortgage Company Dba Century Lending Company's top markets include Los Angeles, Fresno, Houston, Dallas, and Atlanta among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,019 $2,020,875,000 $402,645 $8,990 6.88%
    FHA 3,304 $1,131,320,000 $342,409 $14,092 6.38%
    VA 879 $380,105,000 $432,429 $10,303 6.25%
    USDA 185 $42,745,000 $231,054 $8,154 6.37%
    HELOC 106 $14,720,000 $138,868 n/a 10.94%

    For 2023, Century Mortgage Company Dba Century Lending Company's most frequently originated type of loan was Conventional, with 5,019 originations. Their 2nd most popular type was FHA, with 3,304 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,326 $3,202,050,000 $384,584 $11,075 6.60%
    Cash Out Refi 563 $202,515,000 $359,707 $12,459 6.86%
    Home Improvement 314 $70,200,000 $223,567 $7,045 8.63%
    Refi 290 $115,000,000 $396,552 $9,187 6.70%

    For 2023, Century Mortgage Company Dba Century Lending Company's most frequently cited loan purpose was Home Purchase, with 8,326 originations. The 2nd most popular reason was Cash Out Refi, with 563 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 9,278 $3,542,570,000 $381,825 $11,112 6.67%
    15 Year 70 $20,060,000 $286,571 $8,068 6.20%
    20 Year 66 $10,990,000 $166,515 $6,883 9.03%
    10 Year 27 $1,105,000 $40,926 $1,497 4.96%
    30+ year 27 $10,305,000 $381,667 $15,022 8.83%
    Other 25 $4,735,000 $189,400 $9,573 6.71%

    For 2023, Century Mortgage Company Dba Century Lending Company's most frequently cited loan duration was 30 Year, with 9,278 originations. The 2nd most popular length was 15 Year, with 70 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 3,701 $1,672,715,000 $451,963
    $1k-2k 1,536 $550,580,000 $358,451
    $<1k 998 $314,130,000 $314,760
    $3k-4k 865 $280,195,000 $323,925
    $2k-3k 828 $264,510,000 $319,457
    $4k-5k 726 $241,100,000 $332,094

    Century Mortgage Company Dba Century Lending Company's average total fees were $11,112, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,701 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 4,241 $1,614,135,000 $380,602
    7-8% 2,441 $903,595,000 $370,174
    5-6% 2,030 $819,730,000 $403,808
    Over 8% 577 $206,865,000 $358,518
    4-5% 113 $42,165,000 $373,142
    <2.5% 91 $3,275,000 $35,989

    During 2023, Century Mortgage Company Dba Century Lending Company's average interest rate for loans was 6.67%, while their most frequently originated rate bucket for loans was 6-7%, with 4,241 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,485 $1,349,085,000 $300,799 $10,147 6.67%
    $400k-600k 2,419 $1,160,825,000 $479,878 $12,950 6.61%
    $100k-200k 1,201 $187,255,000 $155,916 $6,578 7.04%
    $600k-1MM 1,010 $719,920,000 $712,792 $15,434 6.75%
    $100,000 or less 257 $14,635,000 $56,946 $2,651 5.62%
    $1MM+ 121 $158,045,000 $1,306,157 $21,958 6.97%

    2023 saw Century Mortgage Company Dba Century Lending Company place emphasis on $200k-400k loans with 4,485 originations, totaling $1,349,085,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,667 $1,041,655,000 $390,572 $11,829 6.60%
    $75k-100k 1,916 $594,900,000 $310,491 $10,565 6.45%
    $150k-250k 1,854 $910,200,000 $490,939 $12,570 6.77%
    $50k-75k 1,554 $367,870,000 $236,725 $8,822 6.45%
    $250k+ 861 $539,145,000 $626,185 $13,213 7.23%
    $50k or less 638 $135,250,000 $211,991 $6,695 7.33%

    Century Mortgage Company Dba Century Lending Company lent most frequently to those with incomes in the $100k-150k range, with 2,667 originations. The second most popular income band? $75k-100k, with 1,916 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 1,466 $568,450,000 $387,756 $14,283 6.36%
    30-36% 1,128 $409,340,000 $362,890 $9,413 6.70%
    20-30% 808 $285,560,000 $353,416 $9,294 6.77%
    49% 680 $266,560,000 $392,000 $11,274 6.79%
    48% 496 $191,050,000 $385,181 $11,287 6.63%
    44% 458 $180,410,000 $393,908 $11,484 6.61%
    47% 453 $175,615,000 $387,671 $11,166 6.76%
    <20% 432 $156,230,000 $361,644 $9,314 7.96%
    45% 427 $163,785,000 $383,571 $10,669 6.61%
    46% 418 $152,160,000 $364,019 $10,891 6.64%
    41% 390 $150,140,000 $384,974 $10,344 6.65%
    42% 386 $152,280,000 $394,508 $10,756 6.67%
    43% 375 $146,245,000 $389,987 $10,751 6.54%
    40% 349 $129,045,000 $369,756 $10,000 6.60%
    39% 348 $130,700,000 $375,575 $10,631 6.66%
    38% 303 $113,855,000 $375,759 $10,565 6.65%
    36% 280 $102,810,000 $367,179 $9,907 6.65%
    37% 275 $104,745,000 $380,891 $9,746 6.72%
    >60% 21 $10,785,000 $513,571 $9,859 6.34%

    Century Mortgage Company Dba Century Lending Company lent most frequently to those with DTI ratios of 50-60%, with 1,466 originations. The next most common DTI ratio? 30-36%, with 1,128 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,213 $2,295,725,000 $369,503 $10,613 6.70%
    Not provided 1,745 $676,705,000 $387,797 $11,698 6.64%
    Asian 621 $284,545,000 $458,205 $11,361 6.80%
    Black 708 $243,800,000 $344,350 $12,553 6.60%
    American Indian 87 $34,365,000 $395,000 $12,603 6.68%
    Native Hawaiian or Islander 38 $15,790,000 $415,526 $13,924 6.51%
    Asian Indian 33 $14,575,000 $441,667 $10,208 7.09%
    Filipino 15 $8,215,000 $547,667 $14,834 6.71%
    Vietnamese 7 $4,395,000 $627,857 $4,551 7.46%
    Korean 5 $3,055,000 $611,000 $16,880 6.08%
    Other Asian 8 $2,690,000 $336,250 $11,253 7.03%
    Other Pacific Islander 5 $2,365,000 $473,000 $19,938 6.75%
    Chinese 4 $1,500,000 $375,000 $10,675 4.75%
    Native Hawaiian 1 $665,000 $665,000 $15,874 5.63%
    Guamanian 1 $615,000 $615,000 $1,081 6.75%
    Samoan 1 $465,000 $465,000 $18,619 7.75%
    Japanese 1 $295,000 $295,000 $18,772 6.50%

    Approval Rates

    Total approvals of all applications
    77.02%

    Century Mortgage Company Dba Century Lending Company has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    85.29%

    Century Mortgage Company Dba Century Lending Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 9,493 $3,589,765,000 $378,149

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    9,493 $3,589,765,000 $378,149

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 292 $72,250,000 $247,432 $6,522 7.07%
    40-60% 607 $212,975,000 $350,865 $8,067 6.90%
    60-80% 2,058 $842,240,000 $409,252 $10,061 7.02%
    80-100% 6,079 $2,327,665,000 $382,903 $11,670 6.58%
    Over 100% 260 $117,310,000 $451,192 $16,394 6.22%
    Under 20% 196 $16,990,000 $86,684 $1,625 5.90%