Better Mortgage Corporation Rates, Fees & Info

Sacramento, CA

LEI: 549300XY701IELCE5Q08

Tax ID: 87-1691650

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Mortgage Data

Review & Overview

Better Mortgage Corporation is a mid-sized mortgage company specializing in Refi and Home Purchase loans. Better Mortgage Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Seattle, Los Angeles, Atlanta, Phoenix, and New York among others. We have data for 452 markets. (Some data included below & more in-depth data is available with an active subscription.)

Better Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Better Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.39% 12/17/24
30 Year Conventional Refi 6.25% 12/17/24
30 Year Cash-out Refi 6.47% 12/17/24
30 Year FHA Purchase 7.19% 12/17/24
30 Year FHA Refi 6.42% 12/17/24
30 Year VA Purchase 5.47% 12/17/24
30 Year VA Refi 6.27% 12/17/24
15 Year Conventional Purchase 5.82% 12/17/24
15 Year Conventional Refi 5.71% 12/17/24
15 Year Cash-out Refi 5.71% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Better Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Better Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

11,363

Origination Dollar Volume (All Markets)

$3,568,205,000
Show all (111) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 593 $243,775,000 $411,088 $1,203 3.68%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 439 $181,445,000 $413,314 $1,410 3.70%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 633 $180,765,000 $285,569 $975 3.85%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 549 $161,385,000 $293,962 $716 3.79%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 430 $153,620,000 $357,256 $969 3.70%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 318 $153,180,000 $481,698 $1,626 3.69%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 426 $152,120,000 $357,089 $754 3.76%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 405 $121,155,000 $299,148 $751 3.78%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 343 $102,865,000 $299,898 $797 3.76%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 341 $101,685,000 $298,196 $788 3.71%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 327 $91,895,000 $281,024 $876 3.83%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 260 $86,840,000 $334,000 $1,116 3.71%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 286 $83,430,000 $291,713 $736 3.76%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 264 $80,000,000 $303,030 $1,084 3.77%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 187 $74,845,000 $400,241 $1,278 3.65%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 221 $73,765,000 $333,778 $797 3.75%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 232 $70,710,000 $304,784 $916 3.71%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 208 $70,350,000 $338,221 $1,283 3.79%
RALEIGH-CARY, NC (FHA|USDA|VA) 215 $65,305,000 $303,744 $753 3.71%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 196 $52,800,000 $269,388 $716 3.82%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 190 $51,010,000 $268,474 $836 3.87%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 134 $50,770,000 $378,881 $950 3.65%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 180 $48,310,000 $268,389 $757 3.85%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 143 $44,025,000 $307,867 $896 3.83%
Outside of Metro Areas 159 $38,565,000 $242,547 $967 3.78%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 78 $38,330,000 $491,410 $1,506 3.61%
JACKSONVILLE, FL (FHA|USDA|VA) 92 $25,470,000 $276,848 $767 3.90%
PITTSBURGH, PA (FHA|USDA|VA) 97 $25,365,000 $261,495 $848 3.82%
BOULDER, CO (FHA|USDA|VA) 59 $21,805,000 $369,576 $894 3.60%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 51 $20,315,000 $398,333 $1,593 3.66%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 69 $19,425,000 $281,522 $698 3.68%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 44 $18,720,000 $425,455 $1,871 3.79%
STOCKTON, CA (FHA|USDA|VA) 52 $18,440,000 $354,615 $1,404 3.68%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 65 $17,735,000 $272,846 $810 3.78%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 65 $15,905,000 $244,692 $481 3.91%
COLORADO SPRINGS, CO (FHA|USDA|VA) 55 $15,755,000 $286,455 $938 3.85%
FORT COLLINS, CO (FHA|USDA|VA) 43 $14,355,000 $333,837 $802 3.79%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 49 $14,315,000 $292,143 $677 3.70%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 48 $13,930,000 $290,208 $879 3.91%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 32 $13,680,000 $427,500 $1,203 3.74%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 40 $13,090,000 $327,250 $1,202 3.56%
KANSAS CITY, MO-KS (FHA|USDA|VA) 47 $12,625,000 $268,617 $593 3.78%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 47 $12,215,000 $259,894 $692 3.70%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 52 $12,190,000 $234,423 $747 4.01%
FRESNO, CA (FHA|USDA|VA) 41 $11,515,000 $280,854 $918 3.87%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 38 $11,190,000 $294,474 $856 3.56%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 45 $11,125,000 $247,222 $1,002 3.88%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 40 $10,780,000 $269,500 $1,462 3.73%
GREELEY, CO (FHA|USDA|VA) 35 $10,755,000 $307,286 $771 3.75%
VALLEJO, CA (FHA|USDA|VA) 30 $10,560,000 $352,000 $1,398 3.85%
TUCSON, AZ (FHA|USDA|VA) 38 $10,280,000 $270,526 $667 3.79%
ASHEVILLE, NC (FHA|USDA|VA) 33 $9,825,000 $297,727 $1,087 3.73%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 33 $9,285,000 $281,364 $757 3.75%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 38 $9,030,000 $237,632 $840 3.91%
ALBUQUERQUE, NM (FHA|USDA|VA) 35 $8,785,000 $251,000 $935 3.65%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 29 $8,775,000 $302,586 $828 3.47%
ANN ARBOR, MI (FHA|USDA|VA) 32 $8,690,000 $271,563 $1,300 3.76%
MODESTO, CA (FHA|USDA|VA) 28 $8,640,000 $308,571 $1,670 3.71%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 24 $8,500,000 $354,167 $1,624 3.67%
BOISE CITY, ID (FHA|USDA|VA) 27 $8,475,000 $313,889 $531 3.68%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 36 $8,040,000 $223,333 $858 4.01%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 34 $7,730,000 $227,353 $774 3.89%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 24 $7,720,000 $321,667 $1,105 3.81%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 28 $7,700,000 $275,000 $1,041 4.03%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 31 $7,695,000 $248,226 $791 3.88%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 29 $7,545,000 $260,172 $414 3.62%
MADISON, WI (FHA|USDA|VA) 28 $7,430,000 $265,357 $996 3.77%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 14 $7,270,000 $519,286 $1,289 3.83%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 25 $7,225,000 $289,000 $1,096 3.84%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 30 $7,140,000 $238,000 $1,196 3.94%
LOUISVILLE, KY (FHA|USDA|VA) 31 $7,015,000 $226,290 $1,033 4.10%
KNOXVILLE, TN (FHA|USDA|VA) 28 $6,920,000 $247,143 $956 3.76%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 24 $6,740,000 $280,833 $1,258 3.92%
HUNTSVILLE, AL (FHA|USDA|VA) 28 $6,680,000 $238,571 $1,013 3.92%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 11 $6,545,000 $595,000 $1,762 3.93%
BELLINGHAM, WA (FHA|USDA|VA) 21 $6,445,000 $306,905 $977 3.70%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 24 $6,360,000 $265,000 $1,088 3.63%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 26 $6,340,000 $243,846 $820 3.78%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 26 $6,150,000 $236,538 $608 4.09%
OKLAHOMA CITY, OK (FHA|USDA|VA) 27 $6,125,000 $226,852 $789 3.99%
TULSA, OK (FHA|USDA|VA) 20 $5,640,000 $282,000 $639 3.87%
WINSTON-SALEM, NC (FHA|USDA|VA) 24 $5,630,000 $234,583 $537 4.05%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 20 $5,400,000 $270,000 $1,276 3.66%
BEND, OR (FHA|USDA|VA) 16 $5,350,000 $334,375 $480 3.84%
BATON ROUGE, LA (FHA|USDA|VA) 25 $5,245,000 $209,800 $802 3.91%
ANCHORAGE, AK (FHA|USDA|VA) 15 $5,075,000 $338,333 $1,175 3.57%
TALLAHASSEE, FL (FHA|USDA|VA) 19 $5,035,000 $265,000 $763 3.57%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 18 $4,980,000 $276,667 $933 3.86%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 16 $4,980,000 $311,250 $706 3.58%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 18 $4,910,000 $272,778 $1,139 3.98%
BAKERSFIELD, CA (FHA|USDA|VA) 18 $4,820,000 $267,778 $278 3.87%
FLAGSTAFF, AZ (FHA|USDA|VA) 14 $4,630,000 $330,714 $427 3.81%
PORT ST. LUCIE, FL (FHA|USDA|VA) 16 $4,600,000 $287,500 $522 3.80%
SALISBURY, MD-DE (FHA|USDA|VA) 16 $4,510,000 $281,875 $952 3.81%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 13 $4,485,000 $345,000 $788 3.81%
SAVANNAH, GA (FHA|USDA|VA) 17 $4,085,000 $240,294 $658 3.88%
SALINAS, CA (FHA|USDA|VA) 11 $3,905,000 $355,000 $993 3.89%
NAPA, CA (FHA|USDA|VA) 8 $3,900,000 $487,500 $4,018 3.92%
GAINESVILLE, FL (FHA|USDA|VA) 19 $3,875,000 $203,947 $494 3.98%
MEDFORD, OR (FHA|USDA|VA) 13 $3,855,000 $296,538 $1,801 3.57%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 14 $3,850,000 $275,000 $953 3.53%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 17 $3,765,000 $221,471 $962 4.04%
VISALIA, CA (FHA|USDA|VA) 14 $3,740,000 $267,143 $1,501 3.77%
SANTA FE, NM (FHA|USDA|VA) 11 $3,705,000 $336,818 $1,442 3.51%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 13 $3,485,000 $268,077 $1,588 3.67%
Bozeman, MT (FHA|USDA|VA) 12 $3,410,000 $284,167 $608 3.74%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 11 $3,355,000 $305,000 $596 3.65%
WILMINGTON, NC (FHA|USDA|VA) 15 $3,355,000 $223,667 $1,048 3.85%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 12 $3,340,000 $278,333 $1,713 3.57%
APPLETON, WI (FHA|USDA|VA) 11 $3,315,000 $301,364 $715 3.51%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 15 $3,255,000 $217,000 $874 3.83%
CORPUS CHRISTI, TX (FHA|USDA|VA) 11 $3,195,000 $290,455 $697 3.61%
YORK-HANOVER, PA (FHA|USDA|VA) 12 $3,060,000 $255,000 $216 3.77%
MIDLAND, TX (FHA|USDA|VA) 10 $2,930,000 $293,000 $849 3.93%
LANCASTER, PA (FHA|USDA|VA) 11 $2,915,000 $265,000 $929 3.64%
YUBA CITY, CA (FHA|USDA|VA) 11 $2,835,000 $257,727 $914 3.78%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 10 $2,770,000 $277,000 $789 3.65%
Oak Harbor, WA (FHA|USDA|VA) 7 $2,745,000 $392,143 $823 3.61%
REDDING, CA (FHA|USDA|VA) 9 $2,675,000 $297,222 $2,198 3.60%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 13 $2,625,000 $201,923 $268 3.97%
Edwards, CO (FHA|USDA|VA) 6 $2,610,000 $435,000 $3,386 3.77%
TYLER, TX (FHA|USDA|VA) 9 $2,605,000 $289,444 $312 3.90%
SALEM, OR (FHA|USDA|VA) 10 $2,560,000 $256,000 $1,041 3.70%
Glenwood Springs, CO (FHA|USDA|VA) 7 $2,555,000 $365,000 $1,156 3.70%
WENATCHEE, WA (FHA|USDA|VA) 8 $2,550,000 $318,750 $1,752 3.72%
MISSOULA, MT (FHA|USDA|VA) 9 $2,535,000 $281,667 $495 3.78%
CHEYENNE, WY (FHA|USDA|VA) 8 $2,450,000 $306,250 $1,212 3.75%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 9 $2,425,000 $269,444 $2,071 3.65%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 10 $2,410,000 $241,000 $787 3.70%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 8 $2,400,000 $300,000 $500 3.83%
Eureka-Arcata, CA (FHA|USDA|VA) 7 $2,325,000 $332,143 $1,358 3.71%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 8 $2,230,000 $278,750 $1,271 3.70%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 9 $2,225,000 $247,222 $636 3.69%
Breckenridge, CO (FHA|USDA|VA) 6 $2,170,000 $361,667 $1,334 3.92%
Torrington, CT (FHA|USDA|VA) 7 $2,125,000 $303,571 $996 4.14%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 9 $2,115,000 $235,000 $498 3.96%
Ukiah, CA (FHA|USDA|VA) 6 $2,080,000 $346,667 $1,949 3.81%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 7 $2,055,000 $293,571 $2,203 3.38%
JACKSON, MS (FHA|USDA|VA) 10 $2,050,000 $205,000 $1,200 4.46%
PEORIA, IL (FHA|USDA|VA) 9 $2,035,000 $226,111 $1,427 3.68%
NILES, MI (FHA|USDA|VA) 9 $2,025,000 $225,000 $544 3.76%
Truckee-Grass Valley, CA (FHA|USDA|VA) 6 $1,990,000 $331,667 $2,427 3.56%
READING, PA (FHA|USDA|VA) 7 $1,965,000 $280,714 $1,151 3.80%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 9 $1,925,000 $213,889 $929 4.17%
SIOUX FALLS, SD (FHA|USDA|VA) 6 $1,920,000 $320,000 $654 3.79%
Durango, CO (FHA|USDA|VA) 6 $1,890,000 $315,000 $1,059 3.85%
EL PASO, TX (FHA|USDA|VA) 10 $1,820,000 $182,000 $1,217 3.84%
OCALA, FL (FHA|USDA|VA) 10 $1,750,000 $175,000 $490 4.28%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $1,730,000 $288,333 $91 3.58%
LONGVIEW, WA (FHA|USDA|VA) 7 $1,625,000 $232,143 $659 4.25%
JOHNSON CITY, TN (FHA|USDA|VA) 7 $1,595,000 $227,857 $949 3.54%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 8 $1,590,000 $198,750 $1,169 3.86%
GREEN BAY, WI (FHA|USDA|VA) 7 $1,585,000 $226,429 $520 3.98%
PANAMA CITY, FL (FHA|USDA|VA) 6 $1,580,000 $263,333 $1,239 3.96%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $1,565,000 $173,889 $1,298 4.11%
TUSCALOOSA, AL (FHA|USDA|VA) 4 $1,520,000 $380,000 $3,025 3.63%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 6 $1,510,000 $251,667 $186 3.63%
Outside of Metro Areas 4 $1,480,000 $370,000 $4,089 3.34%
Whitewater, WI (FHA|USDA|VA) 5 $1,465,000 $293,000 $655 3.70%
PUNTA GORDA, FL (FHA|USDA|VA) 5 $1,455,000 $291,000 $706 3.70%
Hood River, OR (FHA|USDA|VA) 4 $1,440,000 $360,000 $3,204 3.63%
Sonora, CA (FHA|USDA|VA) 5 $1,435,000 $287,000 $478 3.73%
Alexander City, AL (FHA|USDA|VA) 3 $1,435,000 $478,333 $0 3.83%
Los Alamos, NM (FHA|USDA|VA) 5 $1,425,000 $285,000 $2,544 3.38%
Boone, NC (FHA|USDA|VA) 6 $1,420,000 $236,667 $671 4.10%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $1,420,000 $236,667 $2,143 3.96%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 7 $1,415,000 $202,143 $949 4.16%
MERCED, CA (FHA|USDA|VA) 6 $1,410,000 $235,000 $1,107 3.92%
WICHITA, KS (FHA|USDA|VA) 7 $1,375,000 $196,429 $1,491 4.11%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 6 $1,340,000 $223,333 $1,478 3.92%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $1,320,000 $220,000 $1,053 4.17%
Morehead City, NC (FHA|USDA|VA) 4 $1,320,000 $330,000 $1,439 3.69%
Kalispell, MT (FHA|USDA|VA) 4 $1,320,000 $330,000 $954 3.75%
Jackson, WY-ID (FHA|USDA|VA) 3 $1,315,000 $438,333 $2,625 2.83%
MORGANTOWN, WV (FHA|USDA|VA) 4 $1,290,000 $322,500 $1,233 3.28%
Newport, OR (FHA|USDA|VA) 4 $1,270,000 $317,500 $302 3.66%
SALT LAKE CITY, UT (FHA|USDA|VA) 3 $1,255,000 $418,333 $2,641 3.42%
CORVALLIS, OR (FHA|USDA|VA) 4 $1,250,000 $312,500 $1,568 3.59%
FAYETTEVILLE, NC (FHA|USDA|VA) 7 $1,235,000 $176,429 $648 4.48%
ST. LOUIS, MO-IL (FHA|USDA|VA) 5 $1,225,000 $245,000 $1,628 3.53%
Ellensburg, WA (FHA|USDA|VA) 4 $1,210,000 $302,500 $1,007 3.44%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $1,210,000 $302,500 $56 3.81%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 5 $1,195,000 $239,000 $1,789 3.80%
GAINESVILLE, GA (FHA|USDA|VA) 7 $1,185,000 $169,286 $695 4.11%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,180,000 $295,000 $546 3.47%
FARGO, ND-MN (FHA|USDA|VA) 4 $1,170,000 $292,500 $1,846 3.78%
Aberdeen, WA (FHA|USDA|VA) 4 $1,170,000 $292,500 $0 3.81%
FLINT, MI (FHA|USDA|VA) 4 $1,170,000 $292,500 $0 3.84%
WORCESTER, MA-CT (FHA|USDA|VA) 6 $1,140,000 $190,000 $1,124 4.08%
CHICO, CA (FHA|USDA|VA) 5 $1,135,000 $227,000 $206 3.65%
LAKE CHARLES, LA (FHA|USDA|VA) 5 $1,135,000 $227,000 $552 3.75%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $1,135,000 $227,000 $753 3.90%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,115,000 $223,000 $1,701 3.93%
LAS CRUCES, NM (FHA|USDA|VA) 5 $1,105,000 $221,000 $78 3.63%
WICHITA FALLS, TX (FHA|USDA|VA) 4 $1,100,000 $275,000 $11 3.91%
PUEBLO, CO (FHA|USDA|VA) 5 $1,095,000 $219,000 $760 3.53%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $1,090,000 $272,500 $919 3.38%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $1,085,000 $361,667 $571 3.92%
Jefferson, GA (FHA|USDA|VA) 4 $1,080,000 $270,000 $244 3.94%
PROVO-OREM, UT (FHA|USDA|VA) 3 $1,075,000 $358,333 $360 3.67%
Traverse City, MI (FHA|USDA|VA) 3 $1,035,000 $345,000 $1,532 3.29%
BRUNSWICK, GA (FHA|USDA|VA) 2 $1,030,000 $515,000 $99 3.88%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 7 $1,025,000 $146,429 $528 4.13%
Georgetown, SC (FHA|USDA|VA) 3 $1,005,000 $335,000 $485 3.54%
BURLINGTON, NC (FHA|USDA|VA) 4 $1,000,000 $250,000 $2,358 3.53%
Lewisburg, PA (FHA|USDA|VA) 5 $995,000 $199,000 $1,023 4.05%
BILLINGS, MT (FHA|USDA|VA) 4 $990,000 $247,500 $2,297 3.59%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $990,000 $247,500 $1,176 3.66%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 4 $980,000 $245,000 $165 4.03%
ODESSA, TX (FHA|USDA|VA) 4 $980,000 $245,000 $429 3.84%
YAKIMA, WA (FHA|USDA|VA) 3 $975,000 $325,000 $195 3.54%
COLUMBIA, SC (FHA|USDA|VA) 5 $975,000 $195,000 $2,087 3.75%
NEW BERN, NC (FHA|USDA|VA) 5 $955,000 $191,000 $1,410 3.85%
MONTGOMERY, AL (FHA|USDA|VA) 6 $940,000 $156,667 $1,198 4.19%
Clearlake, CA (FHA|USDA|VA) 5 $935,000 $187,000 $452 3.98%
Centralia, WA (FHA|USDA|VA) 4 $920,000 $230,000 $746 4.03%
LAWRENCE, KS (FHA|USDA|VA) 5 $895,000 $179,000 $2,028 3.85%
LAFAYETTE, LA (FHA|USDA|VA) 4 $880,000 $220,000 $668 3.78%
LONGVIEW, TX (FHA|USDA|VA) 4 $880,000 $220,000 $520 3.59%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $880,000 $220,000 $829 3.41%
Shelton, WA (FHA|USDA|VA) 3 $875,000 $291,667 $878 3.58%
THE VILLAGES, FL (FHA|USDA|VA) 3 $845,000 $281,667 $1,007 3.33%
MOBILE, AL (FHA|USDA|VA) 5 $845,000 $169,000 $912 3.65%
AMARILLO, TX (FHA|USDA|VA) 3 $835,000 $278,333 $397 3.67%
Pecos, TX (FHA|USDA|VA) 3 $825,000 $275,000 $2,786 4.04%
ERIE, PA (FHA|USDA|VA) 3 $825,000 $275,000 $3,643 3.38%
GREENVILLE, NC (FHA|USDA|VA) 3 $825,000 $275,000 $1,090 3.38%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $795,000 $265,000 $2,144 3.67%
Sevierville, TN (FHA|USDA|VA) 4 $790,000 $197,500 $1,296 3.94%
WACO, TX (FHA|USDA|VA) 3 $785,000 $261,667 $779 3.92%
SPARTANBURG, SC (FHA|USDA|VA) 4 $780,000 $195,000 $657 3.69%
DECATUR, AL (FHA|USDA|VA) 3 $775,000 $258,333 $1,762 3.29%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $775,000 $258,333 $154 3.88%
Dickinson, ND (FHA|USDA|VA) 2 $770,000 $385,000 $0 3.50%
WALLA WALLA, WA (FHA|USDA|VA) 3 $765,000 $255,000 $1,001 4.04%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $750,000 $375,000 $448 3.69%
Helena, MT (FHA|USDA|VA) 3 $745,000 $248,333 $1,290 3.38%
Gainesville, TX (FHA|USDA|VA) 2 $740,000 $370,000 $0 3.56%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $740,000 $370,000 $223 3.31%
Richmond-Berea, KY (FHA|USDA|VA) 2 $720,000 $360,000 $0 3.94%
Rexburg, ID (FHA|USDA|VA) 2 $700,000 $350,000 $0 3.75%
JONESBORO, AR (FHA|USDA|VA) 4 $700,000 $175,000 $417 4.09%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $685,000 $228,333 $1,061 4.75%
LEBANON, PA (FHA|USDA|VA) 2 $680,000 $340,000 $0 3.56%
Oxford, MS (FHA|USDA|VA) 2 $670,000 $335,000 $0 3.63%
Payson, AZ (FHA|USDA|VA) 2 $670,000 $335,000 $3,804 3.25%
COLUMBUS, GA-AL (FHA|USDA|VA) 6 $670,000 $111,667 $1,271 4.94%
Astoria, OR (FHA|USDA|VA) 2 $660,000 $330,000 $748 3.88%
ROCKFORD, IL (FHA|USDA|VA) 3 $645,000 $215,000 $231 4.83%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $640,000 $320,000 $313 3.81%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $635,000 $211,667 $979 4.00%
MADERA, CA (FHA|USDA|VA) 2 $630,000 $315,000 $996 3.94%
FAIRBANKS, AK (FHA|USDA|VA) 2 $620,000 $310,000 $2,001 3.69%
HAMMOND, LA (FHA|USDA|VA) 2 $620,000 $310,000 $1,852 3.25%
GETTYSBURG, PA (FHA|USDA|VA) 3 $605,000 $201,667 $0 3.96%
Juneau, AK (FHA|USDA|VA) 2 $600,000 $300,000 $344 3.69%
BISMARCK, ND (FHA|USDA|VA) 2 $590,000 $295,000 $33 3.50%
Pottsville, PA (FHA|USDA|VA) 2 $590,000 $295,000 $415 4.56%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $580,000 $290,000 $1,102 3.75%
MUSKEGON, MI (FHA|USDA|VA) 2 $570,000 $285,000 $0 3.56%
MONROE, MI (FHA|USDA|VA) 2 $570,000 $285,000 $1 3.44%
GRANTS PASS, OR (FHA|USDA|VA) 2 $570,000 $285,000 $2,743 3.31%
Murray, KY (FHA|USDA|VA) 2 $570,000 $285,000 $327 3.44%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $560,000 $280,000 $0 3.88%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $555,000 $185,000 $911 3.88%
EL CENTRO, CA (FHA|USDA|VA) 2 $550,000 $275,000 $0 3.38%
Augusta-Waterville, ME (FHA|USDA|VA) 3 $545,000 $181,667 $888 4.17%
Taos, NM (FHA|USDA|VA) 2 $540,000 $270,000 $0 3.94%
DALTON, GA (FHA|USDA|VA) 2 $540,000 $270,000 $0 3.56%
Duncan, OK (FHA|USDA|VA) 2 $540,000 $270,000 $248 3.88%
AMES, IA (FHA|USDA|VA) 3 $535,000 $178,333 $113 4.17%
CHARLESTON, WV (FHA|USDA|VA) 2 $530,000 $265,000 $0 3.81%
Show Low, AZ (FHA|USDA|VA) 2 $530,000 $265,000 $580 3.56%
Key West, FL (FHA|USDA|VA) 1 $525,000 $525,000 $0 5.00%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $515,000 $171,667 $410 3.96%
Cullowhee, NC (FHA|USDA|VA) 2 $510,000 $255,000 $2,832 3.31%
Adrian, MI (FHA|USDA|VA) 2 $510,000 $255,000 $183 4.63%
LaGrange, GA-AL (FHA|USDA|VA) 2 $510,000 $255,000 $518 3.94%
LINCOLN, NE (FHA|USDA|VA) 2 $510,000 $255,000 $128 3.44%
RACINE, WI (FHA|USDA|VA) 3 $505,000 $168,333 $650 3.79%
MONROE, LA (FHA|USDA|VA) 3 $505,000 $168,333 $0 3.79%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $500,000 $250,000 $432 4.19%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $500,000 $250,000 $1,649 4.00%
Seneca, SC (FHA|USDA|VA) 1 $485,000 $485,000 $0 4.00%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $480,000 $240,000 $187 3.94%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $480,000 $240,000 $0 4.69%
Klamath Falls, OR (FHA|USDA|VA) 3 $475,000 $158,333 $136 4.21%
Moses Lake, WA (FHA|USDA|VA) 2 $470,000 $235,000 $0 4.19%
Okeechobee, FL (FHA|USDA|VA) 1 $465,000 $465,000 $0 3.00%
Quincy, IL-MO (FHA|USDA|VA) 1 $465,000 $465,000 $0 4.13%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $460,000 $230,000 $640 3.50%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $460,000 $230,000 $311 4.25%
Shawnee, OK (FHA|USDA|VA) 2 $460,000 $230,000 $687 3.94%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $455,000 $151,667 $655 4.04%
Baraboo, WI (FHA|USDA|VA) 2 $450,000 $225,000 $343 5.06%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $450,000 $225,000 $1,331 4.56%
Gillette, WY (FHA|USDA|VA) 2 $440,000 $220,000 $1,787 4.00%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $440,000 $220,000 $500 3.63%
Frankfort, KY (FHA|USDA|VA) 1 $435,000 $435,000 $0 3.50%
Marinette, WI-MI (FHA|USDA|VA) 2 $430,000 $215,000 $1,553 3.75%
Jennings, LA (FHA|USDA|VA) 1 $425,000 $425,000 $0 4.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $420,000 $210,000 $615 3.88%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $415,000 $138,333 $636 4.04%
Marion, NC (FHA|USDA|VA) 2 $410,000 $205,000 $2,390 3.25%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $410,000 $205,000 $695 4.00%
Oil City, PA (FHA|USDA|VA) 1 $405,000 $405,000 $806 3.00%
ALTOONA, PA (FHA|USDA|VA) 1 $405,000 $405,000 $1,439 3.13%
BECKLEY, WV (FHA|USDA|VA) 3 $405,000 $135,000 $885 3.79%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $395,000 $131,667 $377 4.00%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $390,000 $195,000 $737 4.56%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $390,000 $195,000 $1,951 4.13%
MANHATTAN, KS (FHA|USDA|VA) 1 $385,000 $385,000 $114 4.00%
ENID, OK (FHA|USDA|VA) 2 $380,000 $190,000 $851 3.50%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $380,000 $190,000 $932 3.81%
CLEVELAND, TN (FHA|USDA|VA) 2 $380,000 $190,000 $991 4.31%
Greeneville, TN (FHA|USDA|VA) 1 $365,000 $365,000 $0 3.13%
Mount Pleasant, TX (FHA|USDA|VA) 1 $365,000 $365,000 $4,773 3.25%
Bonham, TX (FHA|USDA|VA) 2 $360,000 $180,000 $550 3.88%
RAPID CITY, SD (FHA|USDA|VA) 2 $350,000 $175,000 $0 3.56%
VALDOSTA, GA (FHA|USDA|VA) 2 $350,000 $175,000 $500 3.44%
BANGOR, ME (FHA|USDA|VA) 2 $350,000 $175,000 $900 3.94%
Granbury, TX (FHA|USDA|VA) 2 $350,000 $175,000 $1,945 5.13%
Albertville, AL (FHA|USDA|VA) 2 $350,000 $175,000 $1,295 3.75%
HATTIESBURG, MS (FHA|USDA|VA) 3 $345,000 $115,000 $689 4.71%
Montrose, CO (FHA|USDA|VA) 1 $345,000 $345,000 $0 3.63%
New Castle, PA (FHA|USDA|VA) 1 $345,000 $345,000 $0 5.00%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $340,000 $170,000 $2,699 3.75%
DOVER, DE (FHA|USDA|VA) 2 $340,000 $170,000 $2,162 3.69%
Sheridan, WY (FHA|USDA|VA) 2 $340,000 $170,000 $1,412 4.00%
Tupelo, MS (FHA|USDA|VA) 2 $330,000 $165,000 $558 4.06%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $325,000 $325,000 $0 3.63%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $325,000 $325,000 $707 3.50%
Selinsgrove, PA (FHA|USDA|VA) 1 $325,000 $325,000 $0 3.38%
Dayton, TN (FHA|USDA|VA) 1 $305,000 $305,000 $519 3.25%
Prineville, OR (FHA|USDA|VA) 1 $305,000 $305,000 $0 3.50%
Brookings, SD (FHA|USDA|VA) 2 $300,000 $150,000 $712 4.38%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $295,000 $295,000 $3,099 3.25%
Statesboro, GA (FHA|USDA|VA) 1 $295,000 $295,000 $223 3.63%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $295,000 $295,000 $3,635 2.88%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $295,000 $295,000 $0 3.63%
Tifton, GA (FHA|USDA|VA) 1 $295,000 $295,000 $2,513 3.25%
Athens, TX (FHA|USDA|VA) 1 $295,000 $295,000 $2,308 3.63%
Steamboat Springs, CO (FHA|USDA|VA) 1 $295,000 $295,000 $0 3.50%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $290,000 $145,000 $2,686 3.19%
Ottawa, IL (FHA|USDA|VA) 2 $290,000 $145,000 $578 4.25%
Burlington, IA-IL (FHA|USDA|VA) 1 $285,000 $285,000 $1,631 4.50%
Sayre, PA (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.88%
Cookeville, TN (FHA|USDA|VA) 1 $285,000 $285,000 $1,291 4.00%
Pullman, WA (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.50%
Manitowoc, WI (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.50%
Fredericksburg, TX (FHA|USDA|VA) 1 $275,000 $275,000 $3,130 3.38%
Ruston, LA (FHA|USDA|VA) 1 $275,000 $275,000 $2,238 3.50%
MORRISTOWN, TN (FHA|USDA|VA) 1 $275,000 $275,000 $375 3.00%
TWIN FALLS, ID (FHA|USDA|VA) 1 $275,000 $275,000 $1,483 3.63%
VICTORIA, TX (FHA|USDA|VA) 1 $275,000 $275,000 $0 4.13%
TOPEKA, KS (FHA|USDA|VA) 1 $265,000 $265,000 $0 3.75%
ROME, GA (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.00%
Riverton, WY (FHA|USDA|VA) 1 $265,000 $265,000 $547 2.88%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $265,000 $265,000 $3,809 2.75%
GREAT FALLS, MT (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.13%
Altus, OK (FHA|USDA|VA) 2 $260,000 $130,000 $813 5.19%
Starkville, MS (FHA|USDA|VA) 2 $260,000 $130,000 $0 4.13%
PINE BLUFF, AR (FHA|USDA|VA) 2 $260,000 $130,000 $0 4.44%
Cedartown, GA (FHA|USDA|VA) 1 $255,000 $255,000 $78 3.88%
Roseburg, OR (FHA|USDA|VA) 1 $255,000 $255,000 $1,073 3.63%
JACKSON, MI (FHA|USDA|VA) 1 $255,000 $255,000 $709 3.38%
Rock Springs, WY (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.88%
Evanston, WY (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.38%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $245,000 $245,000 $730 3.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $245,000 $245,000 $696 3.00%
Holland, MI (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.88%
Red Bluff, CA (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.00%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $235,000 $235,000 $655 3.50%
Scottsboro, AL (FHA|USDA|VA) 1 $235,000 $235,000 $457 3.63%
Bay City, TX (FHA|USDA|VA) 1 $235,000 $235,000 $589 3.88%
FARMINGTON, NM (FHA|USDA|VA) 1 $235,000 $235,000 $2,189 3.38%
London, KY (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.00%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.00%
Forrest City, AR (FHA|USDA|VA) 1 $225,000 $225,000 $3,124 3.50%
Opelousas, LA (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.75%
Cullman, AL (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.00%
Mount Vernon, IL (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $220,000 $110,000 $0 4.50%
Alamogordo, NM (FHA|USDA|VA) 1 $215,000 $215,000 $512 3.50%
Mount Pleasant, MI (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.38%
YUMA, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.00%
Stevens Point, WI (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.00%
DECATUR, IL (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.50%
Jacksonville, TX (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.00%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $205,000 $205,000 $21 4.38%
Escanaba, MI (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.88%
MIDLAND, MI (FHA|USDA|VA) 3 $205,000 $68,333 $503 3.58%
Lumberton, NC (FHA|USDA|VA) 1 $205,000 $205,000 $1,711 3.75%
Martin, TN (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.13%
Brownwood, TX (FHA|USDA|VA) 1 $195,000 $195,000 $1,922 4.50%
Minot, ND (FHA|USDA|VA) 1 $195,000 $195,000 $268 4.50%
Toccoa, GA (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.38%
Arcadia, FL (FHA|USDA|VA) 1 $185,000 $185,000 $296 4.63%
Danville, KY (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.13%
Brevard, NC (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.88%
Stillwater, OK (FHA|USDA|VA) 1 $185,000 $185,000 $500 4.13%
CASPER, WY (FHA|USDA|VA) 1 $185,000 $185,000 $460 3.75%
Port Angeles, WA (FHA|USDA|VA) 1 $185,000 $185,000 $910 3.88%
LUBBOCK, TX (FHA|USDA|VA) 1 $175,000 $175,000 $2,455 4.25%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $175,000 $175,000 $162 5.00%
Winfield, KS (FHA|USDA|VA) 1 $175,000 $175,000 $775 4.25%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $175,000 $175,000 $2,386 4.38%
Vidalia, GA (FHA|USDA|VA) 1 $175,000 $175,000 $3,607 3.88%
Menomonie, WI (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.00%
Malvern, AR (FHA|USDA|VA) 1 $165,000 $165,000 $15 4.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.38%
Nacogdoches, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,352 3.88%
Moscow, ID (FHA|USDA|VA) 1 $155,000 $155,000 $1,801 4.13%
Salina, KS (FHA|USDA|VA) 1 $155,000 $155,000 $3,216 4.25%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,959 3.75%
Wauchula, FL (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.63%
BAY CITY, MI (FHA|USDA|VA) 2 $150,000 $75,000 $331 4.50%
Warren, PA (FHA|USDA|VA) 1 $145,000 $145,000 $464 4.50%
DULUTH, MN-WI (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.13%
DOTHAN, AL (FHA|USDA|VA) 1 $145,000 $145,000 $456 4.13%
Yankton, SD (FHA|USDA|VA) 1 $145,000 $145,000 $964 4.00%
Meridian, MS (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.00%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.38%
Brookings, OR (FHA|USDA|VA) 1 $135,000 $135,000 $657 4.13%
Macomb, IL (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.50%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $135,000 $135,000 $629 3.25%
Batesville, AR (FHA|USDA|VA) 1 $135,000 $135,000 $2,896 3.13%
ALBANY, GA (FHA|USDA|VA) 1 $125,000 $125,000 $2,165 4.50%
Susanville, CA (FHA|USDA|VA) 1 $125,000 $125,000 $1,051 4.63%
Del Rio, TX (FHA|USDA|VA) 1 $125,000 $125,000 $1,793 5.13%
Uvalde, TX (FHA|USDA|VA) 1 $125,000 $125,000 $1,870 3.50%
Corinth, MS (FHA|USDA|VA) 1 $115,000 $115,000 $2,553 3.88%
Rockport, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.63%
Ruidoso, NM (FHA|USDA|VA) 1 $115,000 $115,000 $414 4.13%
SAGINAW, MI (FHA|USDA|VA) 1 $115,000 $115,000 $2,900 3.63%
OWENSBORO, KY (FHA|USDA|VA) 1 $115,000 $115,000 $1,690 3.75%
Durant, OK (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.13%
Morgan City, LA (FHA|USDA|VA) 1 $105,000 $105,000 $30 3.88%
Fremont, NE (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.13%
FLORENCE, SC (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.63%
Rochelle, IL (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.00%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $105,000 $105,000 $1,812 3.88%
Kinston, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.75%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $95,000 $95,000 $1,488 3.75%
Mount Airy, NC (FHA|USDA|VA) 1 $95,000 $95,000 $158 3.75%
Wilson, NC (FHA|USDA|VA) 1 $85,000 $85,000 $1,547 3.75%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.50%
HINESVILLE, GA (FHA|USDA|VA) 1 $75,000 $75,000 $1,522 4.13%
Coldwater, MI (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.25%
Ludington, MI (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.00%
Big Rapids, MI (FHA|USDA|VA) 1 $65,000 $65,000 $1,265 3.63%
Better Mortgage Corporation's top markets include Seattle, Los Angeles, Atlanta, Phoenix, and New York among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 11,363 $3,568,205,000 $314,020 $966 3.77%

    For 2019, Better Mortgage Corporation's most frequently originated type of loan was Conventional, with 11,363 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 7,565 $2,440,225,000 $322,568 $972 3.72%
    Home Purchase 3,771 $1,123,245,000 $297,864 $953 3.88%
    Other 14 $1,820,000 $130,000 $766 4.94%
    Home Improvement 13 $2,915,000 $224,231 $2,030 4.11%

    For 2019, Better Mortgage Corporation's most frequently cited loan purpose was Refi, with 7,565 originations. The 2nd most popular reason was Home Purchase, with 3,771 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,708 $2,779,060,000 $319,139 $964 3.89%
    15 Year 2,125 $634,315,000 $298,501 $983 3.30%
    20 Year 530 $154,830,000 $292,132 $930 3.71%

    For 2019, Better Mortgage Corporation's most frequently cited loan duration was 30 Year, with 8,708 originations. The 2nd most popular length was 15 Year, with 2,125 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 8,288 $2,730,910,000 $329,502
    4-5% 2,141 $573,605,000 $267,915
    2.5-3% 659 $214,895,000 $326,093
    5-6% 247 $40,875,000 $165,486
    <2.5% 23 $7,385,000 $321,087
    6-7% 5 $535,000 $107,000

    During 2019, Better Mortgage Corporation's average interest rate for loans was 3.89%, while their most frequently originated rate bucket for loans was 3-4%, with 8,288 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 7,087 $2,120,075,000 $299,150 $896 3.69%
    $400k-600k 2,082 $948,260,000 $455,456 $1,177 3.69%
    $100k-200k 1,678 $267,400,000 $159,356 $834 4.07%
    $600k-1MM 273 $189,195,000 $693,022 $2,071 3.79%
    $100,000 or less 222 $17,900,000 $80,631 $774 4.75%
    $1MM+ 21 $25,375,000 $1,208,333 $2,042 3.79%

    2019 saw Better Mortgage Corporation place emphasis on $200k-400k loans with 7,087 originations, totaling $2,120,075,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,951 $1,263,695,000 $319,842 $916 3.75%
    $150k-250k 2,848 $1,039,360,000 $364,944 $1,023 3.72%
    $75k-100k 2,078 $578,280,000 $278,287 $903 3.80%
    $50k-75k 1,398 $322,520,000 $230,701 $938 3.87%
    $250k+ 696 $289,910,000 $416,537 $1,245 3.69%
    $50k or less 392 $74,440,000 $189,898 $1,006 4.02%

    Better Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 3,951 originations. The second most popular income band? $150k-250k, with 2,848 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,476 $1,093,850,000 $314,686 $947 3.71%
    30-36% 2,317 $746,665,000 $322,255 $947 3.78%
    <20% 1,229 $363,985,000 $296,164 $892 3.67%
    37% 375 $119,865,000 $319,640 $1,041 3.83%
    41% 354 $110,090,000 $310,989 $1,211 3.84%
    38% 348 $117,150,000 $336,638 $925 3.81%
    36% 347 $111,865,000 $322,378 $910 3.78%
    39% 339 $108,465,000 $319,956 $846 3.83%
    40% 329 $107,985,000 $328,222 $1,091 3.85%
    49% 319 $93,995,000 $294,655 $1,235 3.84%
    44% 317 $97,475,000 $307,492 $945 3.85%
    43% 314 $99,820,000 $317,898 $847 3.89%
    42% 309 $97,005,000 $313,932 $951 3.87%
    47% 266 $78,090,000 $293,571 $1,065 3.85%
    46% 253 $76,695,000 $303,142 $905 3.89%
    45% 232 $71,860,000 $309,741 $963 3.85%
    48% 210 $64,770,000 $308,429 $1,273 3.88%
    50-60% 27 $8,095,000 $299,815 $1,456 4.08%
    >60% 2 $480,000 $240,000 $115 3.75%

    Better Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 3,476 originations. The next most common DTI ratio? 30-36%, with 2,317 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,293 $2,250,975,000 $308,649 $971 3.79%
    Not provided 2,157 $688,805,000 $319,335 $933 3.76%
    Asian Indian 700 $237,600,000 $339,429 $792 3.62%
    Chinese 315 $111,685,000 $354,556 $1,011 3.70%
    Black 328 $88,800,000 $270,732 $994 3.91%
    Other Asian 146 $46,660,000 $319,589 $999 3.75%
    Korean 127 $46,535,000 $366,417 $1,138 3.68%
    Vietnamese 106 $34,530,000 $325,755 $1,216 3.75%
    Filipino 90 $31,940,000 $354,889 $1,710 3.84%
    American Indian 36 $9,990,000 $277,500 $946 3.82%
    Japanese 31 $9,685,000 $312,419 $1,209 3.90%
    Native Hawaiian or Islander 19 $5,955,000 $313,421 $1,196 3.97%
    Asian 15 $5,045,000 $336,333 $1,426 3.57%

    Approval Rates

    Total approvals of all applications
    91.60%

    Better Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    54.61%

    Better Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 11,363 $3,568,205,000 $314,020

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 11,363 $3,568,205,000 $314,020

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 374 $109,060,000 $291,604 $1,049 3.60%
    40-60% 1,401 $430,385,000 $307,198 $1,028 3.61%
    60-80% 5,820 $1,839,380,000 $316,045 $1,047 3.79%
    80-100% 3,749 $1,185,115,000 $316,115 $812 3.82%
    Under 20% 19 $4,265,000 $224,474 $606 3.59%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Better Mortgage, Inc. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 8 88.9%
    Better Mortgage, Inc. Conventional home mortgage Trouble during payment process 1 11.1%