Truist Mortgage Rates, Fees & Info

Charlotte, NC

LEI: JJKC32MCHWDI71265Z06

Tax ID: 56-1074313

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Mortgage Data

Review & Overview

Truist is a large mortgage company specializing in Home Purchase loans. Truist has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Atlanta, Charlotte, Miami, and Tampa among others. We have data for 601 markets. (Some data included below & more in-depth data is available with an active subscription.)

Truist has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Truist is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 12/17/24
30 Year Conventional Purchase 6.20% 12/17/24
30 Year Conventional Refi 6.31% 12/17/24
30 Year Cash-out Refi 6.58% 12/17/24
30 Year FHA Purchase 7.14% 12/17/24
30 Year FHA Refi 6.93% 12/17/24
30 Year VA Purchase 6.02% 12/17/24
30 Year VA Refi 6.05% 12/17/24
30 Year USDA Purchase 6.16% 12/17/24
30 Year USDA Refi 6.27% 12/17/24
15 Year Conventional Purchase 5.69% 12/17/24
15 Year Conventional Refi 5.94% 12/17/24
15 Year Cash-out Refi 5.94% 12/17/24
15 Year FHA Purchase 7.14% 12/17/24
15 Year FHA Refi 7.26% 12/17/24
15 Year VA Purchase 7.08% 12/17/24
15 Year VA Refi 6.11% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Truist Mortgage Calculator






Your Estimates

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This is not an official calculator from Truist. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

67,580

Origination Dollar Volume (All Markets)

$20,684,930,000
Show all (172) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 6,422 $2,612,440,000 $406,795 $5,644 4.57%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 5,281 $1,668,225,000 $315,892 $5,011 4.54%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3,006 $985,790,000 $327,941 $4,855 4.54%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2,489 $878,125,000 $352,802 $7,102 4.85%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2,379 $741,025,000 $311,486 $6,127 4.70%
RALEIGH-CARY, NC (FHA|USDA|VA) 1,955 $663,175,000 $339,220 $4,904 4.44%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2,241 $651,155,000 $290,564 $5,647 4.55%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,693 $613,985,000 $362,661 $5,560 4.76%
Outside of Metro Areas 2,613 $511,825,000 $195,876 $4,905 4.72%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,015 $479,195,000 $472,113 $7,428 4.58%
RICHMOND, VA (FHA|USDA|VA) 1,726 $396,480,000 $229,710 $5,899 4.81%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 540 $335,840,000 $621,926 $7,430 4.43%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1,061 $333,955,000 $314,755 $4,641 4.74%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 207 $293,155,000 $1,416,208 $7,113 4.42%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 915 $290,795,000 $317,809 $4,547 4.44%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,054 $278,410,000 $264,146 $5,981 4.47%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1,447 $273,625,000 $189,098 $4,770 4.85%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 813 $257,805,000 $317,103 $5,887 4.58%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 537 $238,875,000 $444,832 $5,004 4.36%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 306 $228,080,000 $745,359 $7,055 4.31%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 927 $227,405,000 $245,313 $4,720 4.54%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 336 $221,510,000 $659,256 $7,906 4.41%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 162 $218,970,000 $1,351,667 $4,834 4.42%
JACKSONVILLE, FL (FHA|USDA|VA) 680 $207,480,000 $305,118 $5,804 4.59%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 912 $180,690,000 $198,125 $4,103 4.82%
KNOXVILLE, TN (FHA|USDA|VA) 670 $179,090,000 $267,299 $4,583 4.73%
WINSTON-SALEM, NC (FHA|USDA|VA) 929 $166,805,000 $179,553 $4,012 4.55%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 905 $163,145,000 $180,271 $4,083 4.72%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 525 $159,525,000 $303,857 $4,488 4.74%
WILMINGTON, NC (FHA|USDA|VA) 338 $155,550,000 $460,207 $4,308 4.54%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 138 $145,680,000 $1,055,652 $7,043 4.29%
ASHEVILLE, NC (FHA|USDA|VA) 338 $136,110,000 $402,692 $4,863 4.54%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 272 $129,140,000 $474,779 $4,509 4.60%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 146 $119,910,000 $821,301 $6,652 4.57%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 476 $110,750,000 $232,668 $5,519 4.73%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 492 $110,640,000 $224,878 $5,641 4.71%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 551 $104,515,000 $189,682 $4,775 4.81%
LYNCHBURG, VA (FHA|USDA|VA) 420 $100,290,000 $238,786 $3,970 5.09%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 278 $98,760,000 $355,252 $4,662 4.77%
FAYETTEVILLE, NC (FHA|USDA|VA) 420 $97,380,000 $231,857 $5,253 4.72%
OCALA, FL (FHA|USDA|VA) 273 $94,325,000 $345,513 $5,037 4.78%
SALISBURY, MD-DE (FHA|USDA|VA) 257 $90,595,000 $352,510 $5,871 4.29%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 169 $85,825,000 $507,840 $7,446 4.68%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 248 $83,630,000 $337,218 $4,092 4.68%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 73 $83,475,000 $1,143,493 $6,219 4.65%
COLUMBIA, SC (FHA|USDA|VA) 479 $82,865,000 $172,996 $3,993 4.67%
LANCASTER, PA (FHA|USDA|VA) 556 $82,050,000 $147,572 $4,984 4.47%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 122 $81,910,000 $671,393 $6,871 4.55%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 213 $81,765,000 $383,873 $7,412 4.55%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 513 $80,695,000 $157,300 $4,462 4.63%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 87 $79,605,000 $915,000 $8,948 4.46%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 310 $77,810,000 $251,000 $4,591 4.92%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 42 $73,760,000 $1,756,190 $5,346 4.54%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 508 $73,150,000 $143,996 $5,108 4.55%
ROANOKE, VA (FHA|USDA|VA) 478 $71,980,000 $150,586 $4,293 5.13%
HUNTSVILLE, AL (FHA|USDA|VA) 88 $71,280,000 $810,000 $4,635 4.69%
SAVANNAH, GA (FHA|USDA|VA) 337 $71,125,000 $211,053 $5,482 4.70%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 86 $70,930,000 $824,767 $5,511 4.63%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 176 $65,570,000 $372,557 $3,527 4.51%
PORT ST. LUCIE, FL (FHA|USDA|VA) 353 $64,525,000 $182,790 $5,600 4.84%
LOUISVILLE, KY (FHA|USDA|VA) 378 $64,440,000 $170,476 $3,825 4.70%
ROCHESTER, NY (FHA|USDA|VA) 8 $62,360,000 $7,795,000 $4,619 3.68%
FORT COLLINS, CO (FHA|USDA|VA) 19 $62,135,000 $3,270,263 $7,663 4.47%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 144 $57,330,000 $398,125 $5,600 3.92%
ST. LOUIS, MO-IL (FHA|USDA|VA) 191 $56,465,000 $295,628 $2,706 4.49%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 191 $56,095,000 $293,691 $4,827 4.69%
GAINESVILLE, GA (FHA|USDA|VA) 232 $54,260,000 $233,879 $5,529 4.50%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 101 $53,775,000 $532,426 $6,102 4.29%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 79 $53,335,000 $675,127 $5,263 4.55%
Morehead City, NC (FHA|USDA|VA) 210 $50,850,000 $242,143 $4,960 4.66%
TALLAHASSEE, FL (FHA|USDA|VA) 228 $47,310,000 $207,500 $5,399 4.65%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 183 $46,325,000 $253,142 $6,236 4.49%
GREENVILLE, NC (FHA|USDA|VA) 248 $45,760,000 $184,516 $4,918 4.55%
READING, PA (FHA|USDA|VA) 303 $44,705,000 $147,541 $5,132 4.55%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 346 $43,870,000 $126,792 $4,051 4.85%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 77 $43,415,000 $563,831 $7,399 4.32%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 153 $43,165,000 $282,124 $4,608 4.48%
KANSAS CITY, MO-KS (FHA|USDA|VA) 77 $42,935,000 $557,597 $3,226 3.98%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 249 $42,405,000 $170,301 $4,736 5.16%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 67 $41,505,000 $619,478 $5,647 4.08%
GAINESVILLE, FL (FHA|USDA|VA) 132 $41,500,000 $314,394 $5,472 4.47%
Key West, FL (FHA|USDA|VA) 56 $38,600,000 $689,286 $8,605 4.50%
SPARTANBURG, SC (FHA|USDA|VA) 276 $36,950,000 $133,877 $3,934 4.87%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 129 $36,515,000 $283,062 $4,098 4.16%
PUNTA GORDA, FL (FHA|USDA|VA) 202 $35,870,000 $177,574 $4,477 4.58%
NEW BERN, NC (FHA|USDA|VA) 194 $35,320,000 $182,062 $3,995 4.61%
YORK-HANOVER, PA (FHA|USDA|VA) 256 $32,700,000 $127,734 $4,555 4.61%
TUSCALOOSA, AL (FHA|USDA|VA) 18 $32,700,000 $1,816,667 $4,057 4.86%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 225 $32,325,000 $143,667 $5,056 4.93%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 116 $28,650,000 $246,983 $4,693 4.51%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 129 $27,235,000 $211,124 $5,427 4.67%
WINCHESTER, VA-WV (FHA|USDA|VA) 192 $27,020,000 $140,729 $4,546 4.70%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 57 $26,675,000 $467,982 $4,465 4.46%
BRUNSWICK, GA (FHA|USDA|VA) 76 $26,210,000 $344,868 $6,161 4.27%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 28 $25,030,000 $893,929 $7,544 4.00%
Kill Devil Hills, NC (FHA|USDA|VA) 83 $24,835,000 $299,217 $5,612 4.45%
TOPEKA, KS (FHA|USDA|VA) 3 $24,685,000 $8,228,333 $2,443 3.61%
Boone, NC (FHA|USDA|VA) 75 $24,425,000 $325,667 $5,437 4.27%
BURLINGTON, NC (FHA|USDA|VA) 169 $23,835,000 $141,036 $4,048 4.84%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 143 $23,535,000 $164,580 $3,910 4.79%
CHARLESTON, WV (FHA|USDA|VA) 226 $22,870,000 $101,195 $3,442 4.85%
WHEELING, WV-OH (FHA|USDA|VA) 146 $22,580,000 $154,658 $4,069 4.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 82 $22,480,000 $274,146 $3,913 4.34%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 156 $22,330,000 $143,141 $3,739 4.95%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 160 $21,870,000 $136,688 $4,661 4.50%
PITTSBURGH, PA (FHA|USDA|VA) 81 $21,365,000 $263,765 $5,268 4.79%
PANAMA CITY, FL (FHA|USDA|VA) 73 $21,105,000 $289,110 $5,818 4.68%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 117 $21,005,000 $179,530 $5,100 5.04%
Glenwood Springs, CO (FHA|USDA|VA) 12 $20,060,000 $1,671,667 $13,019 3.75%
MORGANTOWN, WV (FHA|USDA|VA) 114 $20,050,000 $175,877 $4,061 4.64%
HARRISONBURG, VA (FHA|USDA|VA) 124 $19,010,000 $153,306 $4,820 4.90%
STAUNTON, VA (FHA|USDA|VA) 126 $18,680,000 $148,254 $4,888 4.75%
THE VILLAGES, FL (FHA|USDA|VA) 103 $18,675,000 $181,311 $4,696 4.79%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 147 $18,475,000 $125,680 $3,663 5.00%
Wilson, NC (FHA|USDA|VA) 130 $18,150,000 $139,615 $3,814 4.79%
WARNER ROBINS, GA (FHA|USDA|VA) 102 $17,590,000 $172,451 $5,024 4.76%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 80 $17,380,000 $217,250 $6,309 4.65%
JACKSONVILLE, NC (FHA|USDA|VA) 73 $17,345,000 $237,603 $5,269 4.71%
FLORENCE, SC (FHA|USDA|VA) 71 $17,165,000 $241,761 $4,232 4.76%
Sevierville, TN (FHA|USDA|VA) 74 $17,050,000 $230,405 $6,481 4.98%
Shelby, NC (FHA|USDA|VA) 85 $16,705,000 $196,529 $3,933 4.70%
BOWLING GREEN, KY (FHA|USDA|VA) 96 $16,460,000 $171,458 $3,765 4.62%
GOLDSBORO, NC (FHA|USDA|VA) 124 $16,220,000 $130,806 $4,433 4.61%
COLUMBUS, GA-AL (FHA|USDA|VA) 105 $16,195,000 $154,238 $4,768 4.85%
Georgetown, SC (FHA|USDA|VA) 50 $16,150,000 $323,000 $4,817 4.46%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 125 $15,895,000 $127,160 $3,881 4.69%
ROCKY MOUNT, NC (FHA|USDA|VA) 99 $15,545,000 $157,020 $4,186 4.56%
Easton, MD (FHA|USDA|VA) 33 $15,525,000 $470,455 $5,882 4.52%
BOULDER, CO (FHA|USDA|VA) 18 $15,350,000 $852,778 $6,464 4.61%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 24 $15,120,000 $630,000 $4,907 4.17%
Edwards, CO (FHA|USDA|VA) 9 $15,105,000 $1,678,333 $7,078 4.10%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 68 $14,630,000 $215,147 $5,527 4.45%
DALTON, GA (FHA|USDA|VA) 94 $14,320,000 $152,340 $3,880 4.85%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 25 $14,225,000 $569,000 $7,708 4.24%
Cullowhee, NC (FHA|USDA|VA) 28 $14,160,000 $505,714 $7,405 4.44%
OCEAN CITY, NJ (FHA|USDA|VA) 33 $14,045,000 $425,606 $5,864 4.29%
Jefferson, GA (FHA|USDA|VA) 78 $13,720,000 $175,897 $4,878 4.45%
MONTGOMERY, AL (FHA|USDA|VA) 64 $13,320,000 $208,125 $3,936 4.76%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 56 $13,260,000 $236,786 $5,677 4.44%
Heber, UT (FHA|USDA|VA) 17 $13,235,000 $778,529 $9,691 4.27%
Clarksburg, WV (FHA|USDA|VA) 124 $13,060,000 $105,323 $3,363 4.67%
CLEVELAND, TN (FHA|USDA|VA) 84 $12,550,000 $149,405 $4,834 4.96%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 114 $12,410,000 $108,860 $4,779 4.79%
Mount Airy, NC (FHA|USDA|VA) 80 $12,370,000 $154,625 $3,894 4.70%
JOHNSON CITY, TN (FHA|USDA|VA) 73 $12,365,000 $169,384 $4,710 4.70%
Sanford, NC (FHA|USDA|VA) 69 $11,995,000 $173,841 $4,314 4.59%
BEND, OR (FHA|USDA|VA) 15 $11,845,000 $789,667 $9,033 4.94%
ROME, GA (FHA|USDA|VA) 80 $11,430,000 $142,875 $5,095 4.81%
SALT LAKE CITY, UT (FHA|USDA|VA) 15 $11,155,000 $743,667 $6,339 4.49%
BECKLEY, WV (FHA|USDA|VA) 81 $10,775,000 $133,025 $4,481 4.55%
FLAGSTAFF, AZ (FHA|USDA|VA) 15 $10,575,000 $705,000 $8,240 5.04%
North Wilkesboro, NC (FHA|USDA|VA) 77 $10,395,000 $135,000 $4,286 4.80%
OKLAHOMA CITY, OK (FHA|USDA|VA) 30 $9,680,000 $322,667 $5,252 3.98%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 73 $9,555,000 $130,890 $4,770 4.44%
MORRISTOWN, TN (FHA|USDA|VA) 67 $9,355,000 $139,627 $4,304 4.83%
GETTYSBURG, PA (FHA|USDA|VA) 77 $9,155,000 $118,896 $5,435 4.71%
COLORADO SPRINGS, CO (FHA|USDA|VA) 17 $8,845,000 $520,294 $3,080 4.20%
ALBANY, GA (FHA|USDA|VA) 64 $8,780,000 $137,188 $3,998 5.43%
Roanoke Rapids, NC (FHA|USDA|VA) 54 $8,730,000 $161,667 $4,484 4.96%
MOBILE, AL (FHA|USDA|VA) 46 $8,720,000 $189,565 $4,683 4.66%
Forest City, NC (FHA|USDA|VA) 69 $8,635,000 $125,145 $3,488 4.72%
COLUMBUS, OH (FHA|USDA|VA) 27 $8,615,000 $319,074 $5,088 4.78%
Brevard, NC (FHA|USDA|VA) 21 $8,585,000 $408,810 $4,532 4.13%
Seneca, SC (FHA|USDA|VA) 46 $8,560,000 $186,087 $4,266 4.69%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 39 $8,545,000 $219,103 $3,417 4.12%
Alexander City, AL (FHA|USDA|VA) 24 $8,440,000 $351,667 $4,413 4.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 68 $8,410,000 $123,676 $4,180 4.74%
LAWRENCE, KS (FHA|USDA|VA) 33 $8,365,000 $253,485 $2,565 4.12%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 58 $8,170,000 $140,862 $4,181 4.68%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 16 $8,040,000 $502,500 $5,210 4.33%
Newberry, SC (FHA|USDA|VA) 43 $7,985,000 $185,698 $4,875 4.69%
LaGrange, GA-AL (FHA|USDA|VA) 53 $7,905,000 $149,151 $4,019 4.79%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 9 $7,775,000 $863,889 $8,070 4.56%
OWENSBORO, KY (FHA|USDA|VA) 73 $7,705,000 $105,548 $3,119 4.64%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 11 $7,635,000 $694,091 $9,188 4.82%
STATE COLLEGE, PA (FHA|USDA|VA) 26 $7,530,000 $289,615 $6,410 4.36%
CUMBERLAND, MD-WV (FHA|USDA|VA) 75 $7,525,000 $100,333 $3,504 5.18%
FRESNO, CA (FHA|USDA|VA) 20 $7,500,000 $375,000 $3,865 4.00%
Bluefield, WV-VA (FHA|USDA|VA) 73 $7,485,000 $102,534 $4,124 4.70%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 23 $7,305,000 $317,609 $4,774 4.41%
Danville, VA (FHA|USDA|VA) 67 $7,285,000 $108,731 $3,685 4.94%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 10 $7,250,000 $725,000 $6,793 4.51%
Ellensburg, WA (FHA|USDA|VA) 9 $7,195,000 $799,444 $6,441 5.05%
Cambridge, MD (FHA|USDA|VA) 33 $7,185,000 $217,727 $4,806 4.46%
MIDLAND, TX (FHA|USDA|VA) 20 $7,120,000 $356,000 $7,876 4.50%
Bozeman, MT (FHA|USDA|VA) 11 $7,075,000 $643,182 $6,517 5.15%
Marion, NC (FHA|USDA|VA) 24 $6,770,000 $282,083 $5,122 4.27%
Elizabeth City, NC (FHA|USDA|VA) 49 $6,735,000 $137,449 $4,789 5.14%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 17 $6,615,000 $389,118 $4,415 5.12%
SUMTER, SC (FHA|USDA|VA) 39 $6,565,000 $168,333 $4,241 4.58%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 52 $6,540,000 $125,769 $4,436 5.30%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 23 $6,495,000 $282,391 $4,472 3.97%
Albemarle, NC (FHA|USDA|VA) 26 $6,470,000 $248,846 $5,426 4.47%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 15 $6,465,000 $431,000 $5,134 4.60%
Cedartown, GA (FHA|USDA|VA) 40 $6,430,000 $160,750 $3,981 4.70%
Kalispell, MT (FHA|USDA|VA) 7 $6,335,000 $905,000 $7,335 4.35%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $6,310,000 $1,577,500 $3,656 4.05%
AMES, IA (FHA|USDA|VA) 19 $6,215,000 $327,105 $3,985 4.05%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 46 $6,080,000 $132,174 $3,823 4.76%
Kinston, NC (FHA|USDA|VA) 42 $5,880,000 $140,000 $4,729 4.83%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 22 $5,790,000 $263,182 $3,877 4.34%
Statesboro, GA (FHA|USDA|VA) 51 $5,785,000 $113,431 $4,460 4.60%
Jackson, WY-ID (FHA|USDA|VA) 5 $5,785,000 $1,157,000 $7,318 4.59%
Fairmont, WV (FHA|USDA|VA) 52 $5,620,000 $108,077 $4,256 4.68%
BOISE CITY, ID (FHA|USDA|VA) 9 $5,605,000 $622,778 $9,443 4.00%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 51 $5,495,000 $107,745 $3,452 5.18%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 24 $5,440,000 $226,667 $7,035 4.48%
Talladega-Sylacauga, AL (FHA|USDA|VA) 28 $5,430,000 $193,929 $3,985 4.47%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 11 $5,375,000 $488,636 $5,024 4.33%
Pottsville, PA (FHA|USDA|VA) 61 $5,325,000 $87,295 $4,659 4.66%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 16 $5,290,000 $330,625 $3,512 4.17%
Breckenridge, CO (FHA|USDA|VA) 6 $5,150,000 $858,333 $4,516 4.75%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 27 $5,145,000 $190,556 $2,573 4.59%
Athens, TX (FHA|USDA|VA) 11 $5,085,000 $462,273 $7,525 5.08%
Alexandria, MN (FHA|USDA|VA) 17 $5,065,000 $297,941 $4,901 4.06%
Shelton, WA (FHA|USDA|VA) 6 $5,060,000 $843,333 $5,339 4.56%
Washington, NC (FHA|USDA|VA) 25 $4,925,000 $197,000 $3,846 4.22%
Sunbury, PA (FHA|USDA|VA) 61 $4,905,000 $80,410 $4,016 4.53%
Calhoun, GA (FHA|USDA|VA) 40 $4,840,000 $121,000 $3,722 4.56%
WENATCHEE, WA (FHA|USDA|VA) 7 $4,805,000 $686,429 $7,259 4.41%
Athens, TN (FHA|USDA|VA) 38 $4,760,000 $125,263 $4,549 4.93%
GREELEY, CO (FHA|USDA|VA) 6 $4,700,000 $783,333 $9,832 4.67%
ALBUQUERQUE, NM (FHA|USDA|VA) 20 $4,700,000 $235,000 $5,126 3.55%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 11 $4,655,000 $423,182 $5,154 4.24%
SALINAS, CA (FHA|USDA|VA) 5 $4,645,000 $929,000 $7,795 4.91%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 21 $4,545,000 $216,429 $2,883 4.39%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 10 $4,520,000 $452,000 $4,885 4.35%
Martinsville, VA (FHA|USDA|VA) 48 $4,520,000 $94,167 $3,877 5.10%
Lumberton, NC (FHA|USDA|VA) 38 $4,420,000 $116,316 $3,988 4.67%
STOCKTON, CA (FHA|USDA|VA) 13 $4,375,000 $336,538 $5,593 3.67%
TULSA, OK (FHA|USDA|VA) 15 $4,355,000 $290,333 $5,141 3.59%
MODESTO, CA (FHA|USDA|VA) 11 $4,225,000 $384,091 $4,884 3.86%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 27 $4,155,000 $153,889 $4,261 4.43%
WILLIAMSPORT, PA (FHA|USDA|VA) 37 $4,105,000 $110,946 $4,322 4.50%
WORCESTER, MA-CT (FHA|USDA|VA) 7 $3,935,000 $562,143 $4,548 3.55%
TYLER, TX (FHA|USDA|VA) 9 $3,885,000 $431,667 $6,343 4.17%
LEBANON, PA (FHA|USDA|VA) 32 $3,870,000 $120,938 $5,196 5.21%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 11 $3,865,000 $351,364 $2,887 3.45%
EL PASO, TX (FHA|USDA|VA) 9 $3,845,000 $427,222 $5,886 3.70%
Murray, KY (FHA|USDA|VA) 34 $3,760,000 $110,588 $2,883 4.71%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 10 $3,560,000 $356,000 $3,528 4.10%
VALLEJO, CA (FHA|USDA|VA) 8 $3,550,000 $443,750 $5,972 3.39%
Somerset, KY (FHA|USDA|VA) 33 $3,525,000 $106,818 $3,485 4.83%
CORPUS CHRISTI, TX (FHA|USDA|VA) 12 $3,510,000 $292,500 $6,299 3.87%
Durango, CO (FHA|USDA|VA) 7 $3,505,000 $500,714 $2,967 3.76%
DAYTON-KETTERING, OH (FHA|USDA|VA) 9 $3,425,000 $380,556 $4,720 4.06%
Richmond-Berea, KY (FHA|USDA|VA) 19 $3,425,000 $180,263 $3,911 5.02%
Oak Harbor, WA (FHA|USDA|VA) 5 $3,405,000 $681,000 $5,526 4.57%
ERIE, PA (FHA|USDA|VA) 17 $3,375,000 $198,529 $6,418 5.71%
RENO, NV (FHA|USDA|VA) 5 $3,355,000 $671,000 $9,354 4.82%
Tifton, GA (FHA|USDA|VA) 17 $3,315,000 $195,000 $3,708 5.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 7 $3,305,000 $472,143 $6,134 4.89%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $3,230,000 $538,333 $7,883 4.52%
Henderson, NC (FHA|USDA|VA) 25 $3,225,000 $129,000 $5,096 4.50%
EAST STROUDSBURG, PA (FHA|USDA|VA) 27 $3,175,000 $117,593 $7,125 4.55%
Vineyard Haven, MA (FHA|USDA|VA) 1 $3,165,000 $3,165,000 $5,459 2.43%
Truckee-Grass Valley, CA (FHA|USDA|VA) 9 $3,145,000 $349,444 $8,011 5.29%
SHERMAN-DENISON, TX (FHA|USDA|VA) 14 $3,140,000 $224,286 $5,903 4.79%
BILLINGS, MT (FHA|USDA|VA) 10 $3,040,000 $304,000 $5,747 4.01%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 7 $3,035,000 $433,571 $4,618 3.51%
WICHITA, KS (FHA|USDA|VA) 21 $2,995,000 $142,619 $3,051 4.00%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 6 $2,950,000 $491,667 $3,737 3.95%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $2,935,000 $587,000 $6,685 4.47%
Cornelia, GA (FHA|USDA|VA) 9 $2,925,000 $325,000 $4,466 4.64%
Waycross, GA (FHA|USDA|VA) 29 $2,875,000 $99,138 $3,503 4.78%
HOT SPRINGS, AR (FHA|USDA|VA) 6 $2,860,000 $476,667 $6,309 5.12%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $2,855,000 $951,667 $7,191 4.54%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 9 $2,795,000 $310,556 $2,901 4.02%
Mineral Wells, TX (FHA|USDA|VA) 5 $2,765,000 $553,000 $11,692 4.56%
London, KY (FHA|USDA|VA) 24 $2,680,000 $111,667 $2,934 5.04%
VALDOSTA, GA (FHA|USDA|VA) 18 $2,680,000 $148,889 $5,006 4.93%
Milledgeville, GA (FHA|USDA|VA) 17 $2,625,000 $154,412 $3,724 4.76%
Helena, MT (FHA|USDA|VA) 8 $2,500,000 $312,500 $4,544 3.92%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 12 $2,490,000 $207,500 $3,414 4.04%
BAKERSFIELD, CA (FHA|USDA|VA) 4 $2,460,000 $615,000 $4,628 4.12%
Rockingham, NC (FHA|USDA|VA) 28 $2,440,000 $87,143 $3,441 4.72%
Lebanon, NH-VT (FHA|USDA|VA) 7 $2,385,000 $340,714 $4,197 3.94%
Paducah, KY-IL (FHA|USDA|VA) 24 $2,370,000 $98,750 $3,115 4.94%
DECATUR, AL (FHA|USDA|VA) 11 $2,365,000 $215,000 $3,926 4.82%
JACKSON, MS (FHA|USDA|VA) 9 $2,355,000 $261,667 $3,963 4.41%
Selinsgrove, PA (FHA|USDA|VA) 18 $2,350,000 $130,556 $5,466 4.63%
SANTA FE, NM (FHA|USDA|VA) 7 $2,315,000 $330,714 $3,673 3.45%
Thomasville, GA (FHA|USDA|VA) 23 $2,285,000 $99,348 $3,700 4.78%
RACINE, WI (FHA|USDA|VA) 2 $2,270,000 $1,135,000 $2,444 4.18%
PROVO-OREM, UT (FHA|USDA|VA) 3 $2,205,000 $735,000 $8,907 4.96%
Astoria, OR (FHA|USDA|VA) 3 $2,175,000 $725,000 $5,698 4.66%
Arcadia, FL (FHA|USDA|VA) 17 $2,165,000 $127,353 $5,641 5.21%
Big Stone Gap, VA (FHA|USDA|VA) 18 $2,160,000 $120,000 $3,463 5.30%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $2,155,000 $431,000 $7,773 4.52%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $2,145,000 $429,000 $4,365 4.20%
Sikeston, MO (FHA|USDA|VA) 10 $2,140,000 $214,000 $2,412 4.86%
Tullahoma-Manchester, TN (FHA|USDA|VA) 15 $2,125,000 $141,667 $3,840 4.97%
Cookeville, TN (FHA|USDA|VA) 8 $2,120,000 $265,000 $4,028 4.85%
PITTSFIELD, MA (FHA|USDA|VA) 3 $2,075,000 $691,667 $6,046 4.79%
ST. CLOUD, MN (FHA|USDA|VA) 7 $2,035,000 $290,714 $4,870 4.35%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 10 $2,030,000 $203,000 $5,892 5.03%
Frankfort, KY (FHA|USDA|VA) 8 $1,990,000 $248,750 $3,979 5.26%
GADSDEN, AL (FHA|USDA|VA) 16 $1,980,000 $123,750 $3,348 4.55%
LUBBOCK, TX (FHA|USDA|VA) 8 $1,970,000 $246,250 $4,601 3.84%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $1,940,000 $485,000 $5,034 4.40%
Orangeburg, SC (FHA|USDA|VA) 12 $1,930,000 $160,833 $4,721 4.74%
Steamboat Springs, CO (FHA|USDA|VA) 2 $1,900,000 $950,000 $11,380 3.83%
TOLEDO, OH (FHA|USDA|VA) 7 $1,885,000 $269,286 $4,704 3.86%
Rockport, TX (FHA|USDA|VA) 2 $1,880,000 $940,000 $8,396 4.75%
St. Marys, GA (FHA|USDA|VA) 8 $1,880,000 $235,000 $7,554 4.86%
Albertville, AL (FHA|USDA|VA) 15 $1,865,000 $124,333 $4,380 5.03%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $1,865,000 $373,000 $5,217 3.75%
BISMARCK, ND (FHA|USDA|VA) 5 $1,845,000 $369,000 $5,517 4.17%
Crossville, TN (FHA|USDA|VA) 12 $1,840,000 $153,333 $5,012 4.58%
Keene, NH (FHA|USDA|VA) 3 $1,825,000 $608,333 $3,797 3.91%
Sandpoint, ID (FHA|USDA|VA) 3 $1,825,000 $608,333 $9,332 3.83%
ODESSA, TX (FHA|USDA|VA) 13 $1,785,000 $137,308 $3,659 5.18%
NAPA, CA (FHA|USDA|VA) 3 $1,705,000 $568,333 $3,838 3.41%
ST. GEORGE, UT (FHA|USDA|VA) 3 $1,705,000 $568,333 $4,622 4.71%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 4 $1,700,000 $425,000 $5,290 4.89%
JACKSON, TN (FHA|USDA|VA) 9 $1,695,000 $188,333 $3,734 5.11%
LINCOLN, NE (FHA|USDA|VA) 4 $1,690,000 $422,500 $2,952 4.04%
Port Angeles, WA (FHA|USDA|VA) 2 $1,680,000 $840,000 $5,614 5.43%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $1,670,000 $417,500 $4,041 4.14%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 11 $1,655,000 $150,455 $4,091 4.35%
Gaffney, SC (FHA|USDA|VA) 12 $1,640,000 $136,667 $3,432 4.90%
DOVER, DE (FHA|USDA|VA) 8 $1,640,000 $205,000 $5,066 4.01%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $1,635,000 $545,000 $4,239 4.33%
AKRON, OH (FHA|USDA|VA) 4 $1,600,000 $400,000 $11,354 5.23%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 5 $1,565,000 $313,000 $3,403 3.84%
Granbury, TX (FHA|USDA|VA) 5 $1,555,000 $311,000 $4,275 4.49%
Glasgow, KY (FHA|USDA|VA) 20 $1,550,000 $77,500 $3,546 4.54%
TUCSON, AZ (FHA|USDA|VA) 4 $1,540,000 $385,000 $5,499 4.50%
Fredericksburg, TX (FHA|USDA|VA) 3 $1,535,000 $511,667 $6,735 4.77%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $1,525,000 $508,333 $6,187 5.16%
EVANSVILLE, IN-KY (FHA|USDA|VA) 9 $1,515,000 $168,333 $2,905 4.04%
SPRINGFIELD, MO (FHA|USDA|VA) 12 $1,510,000 $125,833 $2,679 3.65%
SIOUX FALLS, SD (FHA|USDA|VA) 6 $1,490,000 $248,333 $6,891 3.89%
Clewiston, FL (FHA|USDA|VA) 7 $1,425,000 $203,571 $6,252 4.63%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 6 $1,410,000 $235,000 $5,540 5.56%
Laurinburg, NC (FHA|USDA|VA) 8 $1,390,000 $173,750 $3,090 4.75%
Palatka, FL (FHA|USDA|VA) 6 $1,380,000 $230,000 $3,798 3.68%
HINESVILLE, GA (FHA|USDA|VA) 10 $1,370,000 $137,000 $4,331 3.72%
Marietta, OH (FHA|USDA|VA) 7 $1,365,000 $195,000 $4,662 4.57%
Jesup, GA (FHA|USDA|VA) 11 $1,315,000 $119,545 $3,617 5.39%
WACO, TX (FHA|USDA|VA) 3 $1,305,000 $435,000 $6,696 4.50%
SALEM, OR (FHA|USDA|VA) 4 $1,280,000 $320,000 $3,595 3.79%
Greenwood, SC (FHA|USDA|VA) 8 $1,280,000 $160,000 $4,132 5.08%
YUBA CITY, CA (FHA|USDA|VA) 4 $1,260,000 $315,000 $9,668 4.01%
Vidalia, GA (FHA|USDA|VA) 7 $1,235,000 $176,429 $3,371 4.92%
BATON ROUGE, LA (FHA|USDA|VA) 7 $1,235,000 $176,429 $2,826 3.96%
Lewisburg, PA (FHA|USDA|VA) 7 $1,225,000 $175,000 $7,270 4.32%
MISSOULA, MT (FHA|USDA|VA) 3 $1,195,000 $398,333 $3,373 3.93%
ANN ARBOR, MI (FHA|USDA|VA) 4 $1,190,000 $297,500 $2,698 4.37%
Lawrenceburg, TN (FHA|USDA|VA) 12 $1,170,000 $97,500 $2,449 5.01%
Brainerd, MN (FHA|USDA|VA) 2 $1,160,000 $580,000 $5,598 5.13%
Dayton, TN (FHA|USDA|VA) 5 $1,145,000 $229,000 $4,413 4.52%
Lewisburg, TN (FHA|USDA|VA) 7 $1,115,000 $159,286 $5,049 6.24%
Newport, TN (FHA|USDA|VA) 8 $1,110,000 $138,750 $4,093 4.55%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $1,090,000 $272,500 $6,885 4.31%
Douglas, GA (FHA|USDA|VA) 11 $1,085,000 $98,636 $4,033 5.19%
Summerville, GA (FHA|USDA|VA) 13 $1,075,000 $82,692 $3,239 4.07%
Kerrville, TX (FHA|USDA|VA) 5 $1,055,000 $211,000 $3,689 3.81%
Whitewater, WI (FHA|USDA|VA) 2 $1,030,000 $515,000 $6,763 4.53%
Laconia, NH (FHA|USDA|VA) 2 $1,030,000 $515,000 $4,515 4.25%
JOPLIN, MO (FHA|USDA|VA) 7 $1,025,000 $146,429 $2,820 3.74%
Ukiah, CA (FHA|USDA|VA) 3 $1,005,000 $335,000 $3,700 4.46%
MUSKEGON, MI (FHA|USDA|VA) 1 $995,000 $995,000 $23,024 4.88%
Sonora, CA (FHA|USDA|VA) 2 $990,000 $495,000 $9,255 3.88%
Cullman, AL (FHA|USDA|VA) 5 $975,000 $195,000 $5,373 4.19%
Jasper, AL (FHA|USDA|VA) 9 $975,000 $108,333 $3,093 5.53%
MADISON, WI (FHA|USDA|VA) 3 $965,000 $321,667 $7,254 4.49%
GREAT FALLS, MT (FHA|USDA|VA) 3 $965,000 $321,667 $7,953 4.33%
Scottsboro, AL (FHA|USDA|VA) 7 $965,000 $137,857 $3,997 4.96%
TEXARKANA, TX-AR (FHA|USDA|VA) 4 $960,000 $240,000 $4,739 3.29%
Greeneville, TN (FHA|USDA|VA) 4 $950,000 $237,500 $3,716 4.28%
Montrose, CO (FHA|USDA|VA) 3 $945,000 $315,000 $5,526 4.54%
AMARILLO, TX (FHA|USDA|VA) 5 $935,000 $187,000 $3,578 4.40%
Shelbyville, TN (FHA|USDA|VA) 5 $925,000 $185,000 $3,764 6.72%
YAKIMA, WA (FHA|USDA|VA) 3 $895,000 $298,333 $3,262 3.82%
LAREDO, TX (FHA|USDA|VA) 4 $890,000 $222,500 $4,362 5.05%
Meadville, PA (FHA|USDA|VA) 6 $890,000 $148,333 $5,048 5.39%
YUMA, AZ (FHA|USDA|VA) 1 $885,000 $885,000 $7,215 5.00%
MEDFORD, OR (FHA|USDA|VA) 2 $880,000 $440,000 $3,078 3.25%
Oxford, MS (FHA|USDA|VA) 3 $875,000 $291,667 $4,742 6.21%
Okeechobee, FL (FHA|USDA|VA) 6 $870,000 $145,000 $5,197 4.87%
Spearfish, SD (FHA|USDA|VA) 2 $870,000 $435,000 $9,528 5.55%
Crescent City, CA (FHA|USDA|VA) 2 $860,000 $430,000 $5,988 4.81%
Corsicana, TX (FHA|USDA|VA) 1 $855,000 $855,000 $13,753 5.25%
Elkins, WV (FHA|USDA|VA) 3 $835,000 $278,333 $6,320 5.00%
LONGVIEW, TX (FHA|USDA|VA) 5 $835,000 $167,000 $7,299 4.60%
Uvalde, TX (FHA|USDA|VA) 1 $825,000 $825,000 $6,252 4.50%
WICHITA FALLS, TX (FHA|USDA|VA) 5 $815,000 $163,000 $3,366 5.03%
DOTHAN, AL (FHA|USDA|VA) 7 $815,000 $116,429 $3,492 4.32%
CHICO, CA (FHA|USDA|VA) 2 $800,000 $400,000 $3,475 3.89%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 6 $800,000 $133,333 $0 4.86%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 8 $790,000 $98,750 $4,458 5.67%
Barre, VT (FHA|USDA|VA) 1 $775,000 $775,000 $6,817 4.80%
Somerset, PA (FHA|USDA|VA) 4 $770,000 $192,500 $7,819 4.20%
COLUMBUS, IN (FHA|USDA|VA) 4 $770,000 $192,500 $2,401 4.46%
BELLINGHAM, WA (FHA|USDA|VA) 2 $770,000 $385,000 $6,508 3.38%
Nogales, AZ (FHA|USDA|VA) 1 $765,000 $765,000 $6,881 4.63%
LOGAN, UT-ID (FHA|USDA|VA) 1 $765,000 $765,000 $8,407 3.00%
Paris, TN (FHA|USDA|VA) 7 $755,000 $107,857 $2,066 5.03%
Aberdeen, WA (FHA|USDA|VA) 1 $745,000 $745,000 $11,381 5.13%
CHEYENNE, WY (FHA|USDA|VA) 3 $735,000 $245,000 $3,282 3.15%
Moultrie, GA (FHA|USDA|VA) 7 $725,000 $103,571 $4,229 4.24%
Gainesville, TX (FHA|USDA|VA) 3 $725,000 $241,667 $5,668 4.06%
Huntsville, TX (FHA|USDA|VA) 3 $725,000 $241,667 $8,125 4.54%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $715,000 $715,000 $11,081 5.25%
Atmore, AL (FHA|USDA|VA) 7 $715,000 $102,143 $3,728 5.23%
Concord, NH (FHA|USDA|VA) 2 $710,000 $355,000 $4,398 3.68%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $700,000 $350,000 $4,239 4.60%
Butte-Silver Bow, MT (FHA|USDA|VA) 3 $695,000 $231,667 $5,066 4.86%
Traverse City, MI (FHA|USDA|VA) 1 $695,000 $695,000 $16,181 6.00%
Enterprise, AL (FHA|USDA|VA) 2 $670,000 $335,000 $2,172 4.12%
Holland, MI (FHA|USDA|VA) 1 $655,000 $655,000 $6,215 5.75%
Toccoa, GA (FHA|USDA|VA) 3 $645,000 $215,000 $7,479 4.53%
Dublin, GA (FHA|USDA|VA) 4 $640,000 $160,000 $4,835 4.84%
Lock Haven, PA (FHA|USDA|VA) 3 $635,000 $211,667 $7,332 5.24%
Willmar, MN (FHA|USDA|VA) 2 $630,000 $315,000 $6,162 4.13%
VISALIA, CA (FHA|USDA|VA) 4 $630,000 $157,500 $3,380 3.11%
Fort Payne, AL (FHA|USDA|VA) 6 $630,000 $105,000 $3,267 5.26%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $575,000 $191,667 $0 6.10%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 4 $570,000 $142,500 $2,319 3.17%
Dumas, TX (FHA|USDA|VA) 2 $540,000 $270,000 $4,866 4.75%
Union, SC (FHA|USDA|VA) 2 $530,000 $265,000 $5,359 4.26%
Hood River, OR (FHA|USDA|VA) 1 $525,000 $525,000 $5,669 5.75%
ENID, OK (FHA|USDA|VA) 3 $525,000 $175,000 $7,029 4.92%
KINGSTON, NY (FHA|USDA|VA) 1 $505,000 $505,000 $5,425 3.75%
Spirit Lake, IA (FHA|USDA|VA) 2 $500,000 $250,000 $4,243 5.38%
Tupelo, MS (FHA|USDA|VA) 2 $490,000 $245,000 $5,380 3.78%
Madisonville, KY (FHA|USDA|VA) 4 $480,000 $120,000 $3,911 4.99%
Fergus Falls, MN (FHA|USDA|VA) 2 $480,000 $240,000 $4,201 2.94%
Jacksonville, TX (FHA|USDA|VA) 2 $480,000 $240,000 $2,990 3.10%
Storm Lake, IA (FHA|USDA|VA) 1 $475,000 $475,000 $7,740 4.99%
LAWTON, OK (FHA|USDA|VA) 4 $470,000 $117,500 $4,360 3.98%
Outside of Metro Areas 2 $470,000 $235,000 $5,083 4.56%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $470,000 $235,000 $2,535 2.81%
EspaƱola, NM (FHA|USDA|VA) 2 $470,000 $235,000 $4,083 2.87%
CARBONDALE-MARION, IL (FHA|USDA|VA) 4 $450,000 $112,500 $3,741 3.94%
Ashtabula, OH (FHA|USDA|VA) 3 $445,000 $148,333 $4,288 5.25%
Fort Morgan, CO (FHA|USDA|VA) 2 $440,000 $220,000 $2,454 3.80%
Pella, IA (FHA|USDA|VA) 2 $440,000 $220,000 $3,112 5.50%
Fort Dodge, IA (FHA|USDA|VA) 2 $440,000 $220,000 $6,249 5.69%
Troy, AL (FHA|USDA|VA) 3 $435,000 $145,000 $0 5.43%
DUBUQUE, IA (FHA|USDA|VA) 2 $430,000 $215,000 $2,241 4.10%
Laurel, MS (FHA|USDA|VA) 2 $430,000 $215,000 $2,536 4.94%
Los Alamos, NM (FHA|USDA|VA) 2 $430,000 $215,000 $3,378 3.43%
MERCED, CA (FHA|USDA|VA) 3 $425,000 $141,667 $2,591 5.05%
GRANTS PASS, OR (FHA|USDA|VA) 1 $405,000 $405,000 $8,259 3.63%
Levelland, TX (FHA|USDA|VA) 1 $405,000 $405,000 $5,265 3.25%
DULUTH, MN-WI (FHA|USDA|VA) 3 $405,000 $135,000 $4,887 3.34%
Sandusky, OH (FHA|USDA|VA) 7 $405,000 $57,857 $0 5.68%
Americus, GA (FHA|USDA|VA) 2 $400,000 $200,000 $6,991 5.22%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 3 $395,000 $131,667 $3,365 3.75%
Rutland, VT (FHA|USDA|VA) 1 $395,000 $395,000 $8,986 5.63%
New Ulm, MN (FHA|USDA|VA) 1 $375,000 $375,000 $3,319 3.13%
Alamogordo, NM (FHA|USDA|VA) 4 $370,000 $92,500 $4,937 4.17%
Lufkin, TX (FHA|USDA|VA) 4 $370,000 $92,500 $1,584 4.41%
JONESBORO, AR (FHA|USDA|VA) 2 $370,000 $185,000 $3,042 4.55%
Bardstown, KY (FHA|USDA|VA) 4 $370,000 $92,500 $4,238 4.75%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $360,000 $180,000 $7,550 5.05%
IOWA CITY, IA (FHA|USDA|VA) 2 $360,000 $180,000 $2,000 4.60%
Kendallville, IN (FHA|USDA|VA) 1 $355,000 $355,000 $2,799 4.88%
The Dalles, OR (FHA|USDA|VA) 1 $355,000 $355,000 $4,244 6.25%
Forrest City, AR (FHA|USDA|VA) 1 $355,000 $355,000 $4,093 6.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $0 3.99%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $345,000 $345,000 $0 7.49%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $345,000 $115,000 $3,879 3.80%
IDAHO FALLS, ID (FHA|USDA|VA) 3 $335,000 $111,667 $2,527 4.28%
Minot, ND (FHA|USDA|VA) 1 $335,000 $335,000 $6,514 3.63%
SYRACUSE, NY (FHA|USDA|VA) 2 $330,000 $165,000 $7,267 3.28%
POCATELLO, ID (FHA|USDA|VA) 1 $325,000 $325,000 $7,393 3.63%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $320,000 $160,000 $3,731 5.05%
Roseburg, OR (FHA|USDA|VA) 1 $315,000 $315,000 $4,192 5.50%
Brenham, TX (FHA|USDA|VA) 1 $315,000 $315,000 $7,147 5.49%
Bluffton, IN (FHA|USDA|VA) 2 $310,000 $155,000 $2,584 3.80%
Laramie, WY (FHA|USDA|VA) 1 $305,000 $305,000 $2,475 2.90%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $305,000 $305,000 $13,806 5.10%
Picayune, MS (FHA|USDA|VA) 2 $300,000 $150,000 $4,451 4.81%
FORT WAYNE, IN (FHA|USDA|VA) 4 $300,000 $75,000 $2,341 3.10%
Ardmore, OK (FHA|USDA|VA) 1 $295,000 $295,000 $6,073 4.88%
Fitzgerald, GA (FHA|USDA|VA) 1 $295,000 $295,000 $7,398 5.38%
Baraboo, WI (FHA|USDA|VA) 1 $295,000 $295,000 $2,956 2.60%
Carroll, IA (FHA|USDA|VA) 2 $290,000 $145,000 $3,219 3.50%
Zanesville, OH (FHA|USDA|VA) 1 $285,000 $285,000 $4,512 3.25%
Fort Leonard Wood, MO (FHA|USDA|VA) 2 $280,000 $140,000 $4,344 3.14%
Lake City, FL (FHA|USDA|VA) 2 $280,000 $140,000 $2,820 4.24%
Madison, IN (FHA|USDA|VA) 3 $275,000 $91,667 $2,651 4.27%
SAN ANGELO, TX (FHA|USDA|VA) 2 $270,000 $135,000 $3,692 3.99%
Mount Sterling, KY (FHA|USDA|VA) 2 $270,000 $135,000 $5,485 5.18%
ALTOONA, PA (FHA|USDA|VA) 3 $265,000 $88,333 $3,467 5.00%
Ottawa, IL (FHA|USDA|VA) 1 $265,000 $265,000 $2,611 3.99%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $265,000 $265,000 $3,629 5.63%
HAMMOND, LA (FHA|USDA|VA) 2 $260,000 $130,000 $4,067 4.09%
LONGVIEW, WA (FHA|USDA|VA) 2 $260,000 $130,000 $2,496 2.81%
MUNCIE, IN (FHA|USDA|VA) 3 $255,000 $85,000 $3,456 4.54%
Gillette, WY (FHA|USDA|VA) 2 $250,000 $125,000 $3,023 2.90%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $245,000 $81,667 $3,121 4.82%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $240,000 $120,000 $4,665 4.31%
Kingsville, TX (FHA|USDA|VA) 2 $240,000 $120,000 $5,055 4.98%
Bainbridge, GA (FHA|USDA|VA) 2 $240,000 $120,000 $7,201 4.64%
Kearney, NE (FHA|USDA|VA) 1 $235,000 $235,000 $2,789 4.80%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $235,000 $78,333 $2,621 5.01%
LAFAYETTE, LA (FHA|USDA|VA) 1 $235,000 $235,000 $3,902 6.38%
ROCHESTER, MN (FHA|USDA|VA) 1 $235,000 $235,000 $2,586 3.25%
MANKATO, MN (FHA|USDA|VA) 1 $235,000 $235,000 $5,325 2.88%
DuBois, PA (FHA|USDA|VA) 2 $230,000 $115,000 $5,150 3.01%
Woodward, OK (FHA|USDA|VA) 1 $225,000 $225,000 $2,794 4.25%
Winfield, KS (FHA|USDA|VA) 1 $225,000 $225,000 $3,314 5.60%
Jennings, LA (FHA|USDA|VA) 1 $225,000 $225,000 $3,718 3.49%
Red Bluff, CA (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.50%
ROCKFORD, IL (FHA|USDA|VA) 1 $225,000 $225,000 $5,060 3.88%
Bennington, VT (FHA|USDA|VA) 1 $225,000 $225,000 $5,053 3.25%
Branson, MO (FHA|USDA|VA) 1 $215,000 $215,000 $4,181 5.49%
Malvern, AR (FHA|USDA|VA) 1 $215,000 $215,000 $2,801 3.30%
Moses Lake, WA (FHA|USDA|VA) 1 $215,000 $215,000 $6,750 2.99%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $215,000 $215,000 $5,295 5.60%
Russellville, AR (FHA|USDA|VA) 1 $215,000 $215,000 $2,222 3.63%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $215,000 $215,000 $2,719 2.99%
Wooster, OH (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.45%
Thomaston, GA (FHA|USDA|VA) 2 $210,000 $105,000 $2,066 3.85%
Scottsbluff, NE (FHA|USDA|VA) 2 $210,000 $105,000 $2,665 3.68%
Mount Pleasant, TX (FHA|USDA|VA) 2 $210,000 $105,000 $3,612 3.00%
North Platte, NE (FHA|USDA|VA) 1 $205,000 $205,000 $2,841 3.88%
Red Wing, MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,269 5.49%
Bennettsville, SC (FHA|USDA|VA) 2 $200,000 $100,000 $2,336 4.83%
Central City, KY (FHA|USDA|VA) 2 $190,000 $95,000 $3,550 4.07%
Owatonna, MN (FHA|USDA|VA) 1 $185,000 $185,000 $6,321 5.25%
HATTIESBURG, MS (FHA|USDA|VA) 1 $175,000 $175,000 $6,379 4.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $175,000 $175,000 $2,674 3.60%
Athens, OH (FHA|USDA|VA) 1 $175,000 $175,000 $3,514 4.49%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $175,000 $175,000 $3,247 2.38%
New Castle, PA (FHA|USDA|VA) 2 $170,000 $85,000 $4,637 4.25%
Campbellsville, KY (FHA|USDA|VA) 2 $170,000 $85,000 $0 4.40%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $165,000 $165,000 $2,801 3.30%
Vermillion, SD (FHA|USDA|VA) 1 $165,000 $165,000 $4,472 3.00%
Warrensburg, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,491 4.38%
Sayre, PA (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.49%
Palestine, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,412 4.99%
Manitowoc, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,629 5.13%
Urbana, OH (FHA|USDA|VA) 1 $155,000 $155,000 $2,256 2.49%
Ada, OK (FHA|USDA|VA) 1 $155,000 $155,000 $4,187 2.60%
CASPER, WY (FHA|USDA|VA) 1 $155,000 $155,000 $2,439 5.60%
ABILENE, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,387 4.99%
JACKSON, MI (FHA|USDA|VA) 1 $155,000 $155,000 $3,205 3.38%
PEORIA, IL (FHA|USDA|VA) 1 $145,000 $145,000 $2,890 2.70%
Decatur, IN (FHA|USDA|VA) 1 $145,000 $145,000 $3,716 5.88%
RAPID CITY, SD (FHA|USDA|VA) 1 $145,000 $145,000 $4,121 4.63%
PINE BLUFF, AR (FHA|USDA|VA) 1 $145,000 $145,000 $3,237 5.38%
FARMINGTON, NM (FHA|USDA|VA) 1 $135,000 $135,000 $3,971 4.88%
Bartlesville, OK (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.25%
DeRidder, LA (FHA|USDA|VA) 1 $135,000 $135,000 $2,876 2.90%
Plymouth, IN (FHA|USDA|VA) 1 $125,000 $125,000 $5,117 4.70%
McMinnville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $3,169 3.20%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $125,000 $125,000 $3,501 4.88%
Greensburg, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,680 6.10%
Evanston, WY (FHA|USDA|VA) 1 $115,000 $115,000 $1,841 2.60%
Bonham, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,358 2.49%
COLUMBIA, MO (FHA|USDA|VA) 1 $115,000 $115,000 $2,368 3.80%
Sulphur Springs, TX (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.00%
Aberdeen, SD (FHA|USDA|VA) 1 $105,000 $105,000 $3,052 2.49%
Marinette, WI-MI (FHA|USDA|VA) 1 $105,000 $105,000 $2,844 5.30%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $105,000 $105,000 $4,448 3.49%
Fremont, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,747 3.99%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,762 2.49%
Mountain Home, AR (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.49%
GREEN BAY, WI (FHA|USDA|VA) 1 $95,000 $95,000 $2,677 4.20%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $95,000 $95,000 $2,064 2.60%
Mount Vernon, OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,262 5.60%
Centralia, WA (FHA|USDA|VA) 1 $85,000 $85,000 $5,932 3.80%
Emporia, KS (FHA|USDA|VA) 1 $85,000 $85,000 $4,254 4.70%
Beaver Dam, WI (FHA|USDA|VA) 1 $85,000 $85,000 $4,344 4.63%
MANSFIELD, OH (FHA|USDA|VA) 2 $80,000 $40,000 $0 5.23%
Jasper, IN (FHA|USDA|VA) 2 $80,000 $40,000 $3,773 6.85%
Maryville, MO (FHA|USDA|VA) 1 $75,000 $75,000 $3,042 2.13%
Batavia, NY (FHA|USDA|VA) 1 $75,000 $75,000 $5,011 5.99%
Eufaula, AL-GA (FHA|USDA|VA) 1 $75,000 $75,000 $2,725 4.75%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.10%
Marion, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,027 3.75%
Seymour, IN (FHA|USDA|VA) 1 $75,000 $75,000 $2,114 2.49%
Sidney, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,991 6.38%
Del Rio, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,645 2.49%
Austin, MN (FHA|USDA|VA) 1 $75,000 $75,000 $1,918 2.60%
Hannibal, MO (FHA|USDA|VA) 1 $65,000 $65,000 $2,365 4.80%
Tiffin, OH (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.95%
Price, UT (FHA|USDA|VA) 1 $65,000 $65,000 $2,802 3.80%
Vincennes, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.60%
Marshalltown, IA (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.38%
Wauchula, FL (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.45%
Warsaw, IN (FHA|USDA|VA) 1 $55,000 $55,000 $2,826 2.99%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $55,000 $55,000 $2,628 6.10%
Paragould, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.85%
Brownwood, TX (FHA|USDA|VA) 1 $55,000 $55,000 $4,637 3.13%
Coffeyville, KS (FHA|USDA|VA) 1 $55,000 $55,000 $1,111 5.63%
Andrews, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.35%
Durant, OK (FHA|USDA|VA) 1 $45,000 $45,000 $3,648 3.63%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.10%
Maysville, KY (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.45%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $35,000 $35,000 $1,616 3.38%
Lincoln, IL (FHA|USDA|VA) 1 $25,000 $25,000 $2,189 6.13%
Danville, KY (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.15%
Ozark, AL (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.35%
Searcy, AR (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.30%
Mayfield, KY (FHA|USDA|VA) 1 $15,000 $15,000 $0 5.65%
Truist's top markets include Washington, Atlanta, Charlotte, Miami, and Tampa among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
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    We use machine learning to identify the top lenders compared against Truist based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 37,186 $5,088,010,000 $136,826 n/a 4.96%
    Conventional 28,931 $15,180,185,000 $524,703 $5,112 4.22%
    VA 736 $252,950,000 $343,682 $7,159 4.10%
    FHA 600 $140,480,000 $234,133 $8,622 4.68%
    USDA 127 $23,305,000 $183,504 $5,723 3.94%

    For 2022, Truist's most frequently originated type of loan was HELOC, with 37,186 originations. Their 2nd most popular type was Conventional, with 28,931 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 19,092 $11,359,720,000 $594,999 $6,022 4.55%
    Other 18,926 $2,612,330,000 $138,029 $4,511 5.01%
    Refi 11,675 $3,311,375,000 $283,630 $3,735 4.17%
    Home Improvement 11,399 $1,621,435,000 $142,244 $4,308 4.97%
    Cash Out Refi 6,488 $1,780,070,000 $274,363 $4,218 4.00%

    For 2022, Truist's most frequently cited loan purpose was Home Purchase, with 19,092 originations. The 2nd most popular reason was Other, with 18,926 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 60,223 $15,084,135,000 $250,471 $5,522 4.76%
    15 Year 4,283 $1,020,685,000 $238,311 $3,758 3.37%
    20 Year 1,136 $244,290,000 $215,044 $3,405 3.62%
    30+ year 1,002 $718,010,000 $716,577 $8,200 4.40%
    10 Year 438 $171,310,000 $391,119 $3,137 3.32%
    Other 253 $2,001,615,000 $7,911,522 $3,978 4.07%
    5 Year 200 $739,730,000 $3,698,650 $337 4.83%
    3 Year 23 $701,905,000 $30,517,609 $0 4.01%
    1 Year 22 $3,250,000 $147,727 $0 5.01%

    For 2022, Truist's most frequently cited loan duration was 30 Year, with 60,223 originations. The 2nd most popular length was 15 Year, with 4,283 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 15,030 $6,026,760,000 $400,982
    $<1k 5,368 $1,943,280,000 $362,012
    $2k-3k 3,297 $1,375,735,000 $417,269
    $5k+ 2,284 $1,340,760,000 $587,023
    $3k-4k 1,582 $608,190,000 $384,444
    $4k-5k 1,027 $450,245,000 $438,408

    Truist's average total fees were $5,522, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 15,030 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 19,684 $6,159,820,000 $312,935
    4-5% 18,949 $5,476,695,000 $289,023
    5-6% 14,287 $3,852,905,000 $269,679
    6-7% 6,620 $1,908,490,000 $288,292
    2.5-3% 4,126 $1,754,780,000 $425,298
    7-8% 1,706 $214,130,000 $125,516
    <2.5% 1,218 $1,225,060,000 $1,005,796
    Over 8% 911 $89,005,000 $97,700

    During 2022, Truist's average interest rate for loans was 4.76%, while their most frequently originated rate bucket for loans was 3-4%, with 19,684 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 19,605 $1,133,905,000 $57,838 $2,905 5.04%
    $100k-200k 18,763 $2,569,395,000 $136,939 $3,623 4.58%
    $200k-400k 16,405 $4,513,305,000 $275,118 $4,807 4.47%
    $400k-600k 6,229 $2,997,255,000 $481,178 $6,121 4.39%
    $600k-1MM 4,691 $3,512,275,000 $748,726 $7,073 4.25%
    $1MM+ 1,887 $5,958,795,000 $3,157,814 $9,439 4.10%

    2022 saw Truist place emphasis on $100,000 or less loans with 19,605 originations, totaling $1,133,905,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 14,016 $2,902,340,000 $207,073 $5,224 4.67%
    $150k-250k 12,572 $3,841,640,000 $305,571 $5,805 4.61%
    $50k-75k 11,410 $1,563,930,000 $137,067 $4,136 4.67%
    $250k+ 10,684 $6,369,300,000 $596,153 $7,200 4.47%
    $75k-100k 9,720 $1,624,280,000 $167,107 $4,637 4.69%
    $50k or less 7,505 $685,375,000 $91,322 $3,546 4.68%

    Truist lent most frequently to those with incomes in the $100k-150k range, with 14,016 originations. The second most popular income band? $150k-250k, with 12,572 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 15,677 $3,911,865,000 $249,529 $4,963 4.55%
    30-36% 12,133 $3,243,405,000 $267,321 $5,306 4.65%
    <20% 7,620 $1,892,800,000 $248,399 $4,784 4.47%
    42% 4,198 $1,046,420,000 $249,266 $6,102 4.93%
    49% 3,318 $671,450,000 $202,366 $5,323 4.60%
    41% 2,524 $748,170,000 $296,422 $5,551 4.75%
    43% 2,488 $504,560,000 $202,797 $5,057 4.96%
    40% 2,411 $703,905,000 $291,956 $5,538 4.67%
    39% 2,356 $664,550,000 $282,067 $5,462 4.73%
    38% 2,186 $619,300,000 $283,303 $5,632 4.67%
    37% 2,126 $632,700,000 $297,601 $5,664 4.62%
    36% 2,096 $590,610,000 $281,780 $5,510 4.65%
    44% 1,594 $400,160,000 $251,041 $4,943 4.54%
    48% 1,315 $338,085,000 $257,099 $5,095 4.59%
    45% 1,288 $311,410,000 $241,778 $4,962 4.56%
    47% 1,266 $323,730,000 $255,711 $5,081 4.56%
    46% 1,251 $308,895,000 $246,918 $4,837 4.55%
    50-60% 1,134 $216,510,000 $190,926 $8,472 4.84%
    >60% 21 $5,015,000 $238,810 $4,987 4.96%

    Truist lent most frequently to those with DTI ratios of 20-30%, with 15,677 originations. The next most common DTI ratio? 30-36%, with 12,133 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 49,900 $11,912,490,000 $238,727 $5,077 4.65%
    Not applicable 383 $3,509,615,000 $9,163,486 $2,657 4.80%
    Not provided 7,933 $2,367,185,000 $298,397 $5,463 4.53%
    Asian 3,099 $1,281,725,000 $413,593 $5,927 4.41%
    Black 4,871 $1,009,715,000 $207,291 $5,386 4.84%
    Asian Indian 565 $341,495,000 $604,416 $6,891 4.18%
    Other Asian 138 $59,330,000 $429,928 $5,268 4.24%
    American Indian 258 $57,520,000 $222,946 $4,831 4.63%
    Chinese 77 $38,465,000 $499,545 $5,671 4.40%
    Native Hawaiian or Islander 140 $23,640,000 $168,857 $5,453 5.06%
    Filipino 71 $23,475,000 $330,634 $5,341 4.50%
    Korean 47 $23,105,000 $491,596 $6,109 4.35%
    Vietnamese 42 $20,330,000 $484,048 $6,409 4.46%
    Japanese 20 $6,820,000 $341,000 $5,081 4.69%
    Other Pacific Islander 25 $4,115,000 $164,600 $4,753 4.68%
    Native Hawaiian 3 $2,575,000 $858,333 $11,155 3.68%
    Guamanian 6 $2,130,000 $355,000 $3,686 3.95%
    1 $845,000 $845,000 $4,600 4.13%
    Samoan 1 $355,000 $355,000 $2,867 3.10%

    Approval Rates

    Total approvals of all applications
    79.45%

    Truist has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    79.81%

    Truist has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 67,580 $20,684,930,000 $306,081

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    67,580 $20,684,930,000 $306,081

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 17,173 $2,822,135,000 $164,336 $3,721 4.75%
    40-60% 10,245 $5,239,995,000 $511,469 $4,161 4.28%
    60-80% 12,909 $6,205,355,000 $480,700 $5,594 4.35%
    80-100% 11,245 $5,076,925,000 $451,483 $5,845 4.53%
    Over 100% 109 $43,845,000 $402,248 $15,642 4.36%
    Under 20% 15,805 $1,227,275,000 $77,651 $2,749 5.05%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    TRUIST FINANCIAL CORPORATION Conventional home mortgage Trouble during payment process 3 37.5%
    TRUIST FINANCIAL CORPORATION FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 12.5%
    TRUIST FINANCIAL CORPORATION FHA mortgage Struggling to pay mortgage 1 12.5%
    TRUIST FINANCIAL CORPORATION FHA mortgage Trouble during payment process 1 12.5%
    TRUIST FINANCIAL CORPORATION Other type of mortgage Struggling to pay mortgage 1 12.5%
    TRUIST FINANCIAL CORPORATION VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 12.5%