Nations Lending Corporation Mortgage Rates, Fees & Info

Independence, OH

LEI: 254900WEP08K7U7S3A80

Tax ID: 77-0605392

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Nations Lending Corporation is a small mortgage company specializing in Home Purchase, Cash Out Refi, and Refi loans. They have a a high proportion of FHA loans. Nations Lending Corporation has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Oxnard, New York, Houston, Tampa, and Cleveland among others. We have data for 589 markets. (Some data included below & more in-depth data is available with an active subscription.)

Nations Lending Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nations Lending Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.77% 4/22/24
30 Year Conventional Refi 6.78% 4/22/24
30 Year Cash-out Refi 6.89% 4/22/24
30 Year FHA Purchase 7.58% 4/22/24
30 Year FHA Refi 7.32% 4/22/24
30 Year VA Purchase 6.45% 4/22/24
30 Year VA Refi 6.11% 4/22/24
30 Year USDA Purchase 6.87% 4/22/24
30 Year USDA Refi 6.27% 4/22/24
15 Year Conventional Purchase 6.11% 4/22/24
15 Year Conventional Refi 6.48% 4/22/24
15 Year Cash-out Refi 6.48% 4/22/24
15 Year FHA Refi 6.61% 4/22/24
15 Year VA Purchase 5.83% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Nations Lending Corporation Mortgage Calculator






Your Estimates

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This is not an official calculator from Nations Lending Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

9,634

Origination Dollar Volume (All Markets)

$2,029,180,000
Show all (40) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 269 $104,905,000 $389,981 $7,507 4.03%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 296 $90,620,000 $306,149 $8,149 4.31%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 377 $80,365,000 $213,170 $5,831 4.26%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 379 $76,715,000 $202,414 $5,548 4.28%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 444 $73,680,000 $165,946 $4,719 4.38%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 245 $70,415,000 $287,408 $7,188 3.86%
Outside of Metro Areas 447 $69,705,000 $155,940 $6,838 4.55%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 267 $58,455,000 $218,933 $5,386 4.25%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 233 $51,595,000 $221,438 $5,408 4.36%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 197 $44,475,000 $225,761 $5,827 4.31%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 192 $43,910,000 $228,698 $6,570 4.32%
MONROE, MI (FHA|USDA|VA) 264 $43,710,000 $165,568 $4,566 4.44%
SALISBURY, MD-DE (FHA|USDA|VA) 199 $42,175,000 $211,935 $5,512 4.35%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 163 $40,465,000 $248,252 $6,769 4.47%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 73 $28,055,000 $384,315 $10,999 4.11%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 86 $27,980,000 $325,349 $9,181 4.29%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 116 $27,360,000 $235,862 $7,988 4.20%
BAKERSFIELD, CA (FHA|USDA|VA) 149 $26,675,000 $179,027 $4,804 3.56%
URBAN HONOLULU, HI (FHA|USDA|VA) 50 $26,670,000 $533,400 $20,219 4.23%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 120 $25,030,000 $208,583 $7,822 4.31%
AKRON, OH (FHA|USDA|VA) 144 $23,110,000 $160,486 $4,682 4.35%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 69 $22,525,000 $326,449 $8,686 4.08%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 81 $21,555,000 $266,111 $11,206 4.25%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 79 $20,435,000 $258,671 $8,336 4.47%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 105 $19,535,000 $186,048 $6,508 4.63%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 113 $19,245,000 $170,310 $5,465 4.34%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 99 $18,645,000 $188,333 $6,059 4.40%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 84 $17,670,000 $210,357 $5,436 4.29%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 79 $17,405,000 $220,316 $5,443 4.15%
BATON ROUGE, LA (FHA|USDA|VA) 93 $15,865,000 $170,591 $4,489 4.51%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 34 $15,760,000 $463,529 $14,948 4.07%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 62 $15,640,000 $252,258 $11,624 4.22%
TUCSON, AZ (FHA|USDA|VA) 92 $15,210,000 $165,326 $5,815 4.25%
CANTON-MASSILLON, OH (FHA|USDA|VA) 101 $14,955,000 $148,069 $3,701 4.32%
COLUMBUS, OH (FHA|USDA|VA) 73 $14,475,000 $198,288 $6,269 4.34%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 34 $13,420,000 $394,706 $12,395 3.98%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 48 $13,410,000 $279,375 $7,720 4.15%
COLORADO SPRINGS, CO (FHA|USDA|VA) 50 $13,180,000 $263,600 $7,390 4.06%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 66 $12,400,000 $187,879 $7,161 4.48%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 41 $11,465,000 $279,634 $11,298 4.20%
GREELEY, CO (FHA|USDA|VA) 37 $10,705,000 $289,324 $8,597 4.04%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 50 $10,610,000 $212,200 $5,549 4.35%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 57 $10,585,000 $185,702 $7,158 4.44%
LAKE CHARLES, LA (FHA|USDA|VA) 65 $10,415,000 $160,231 $4,746 4.68%
PUNTA GORDA, FL (FHA|USDA|VA) 50 $8,890,000 $177,800 $4,531 4.25%
LAFAYETTE, LA (FHA|USDA|VA) 49 $8,815,000 $179,898 $4,014 4.32%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 40 $8,800,000 $220,000 $6,624 4.52%
Sulphur Springs, TX (FHA|USDA|VA) 50 $7,960,000 $159,200 $4,526 4.72%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 40 $7,960,000 $199,000 $7,949 4.38%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 46 $7,940,000 $172,609 $7,723 4.53%
MADERA, CA (FHA|USDA|VA) 35 $7,735,000 $221,000 $4,935 4.61%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 44 $7,400,000 $168,182 $6,126 4.20%
JACKSONVILLE, FL (FHA|USDA|VA) 45 $7,245,000 $161,000 $6,339 4.41%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 14 $6,860,000 $490,000 $18,388 4.18%
RALEIGH-CARY, NC (FHA|USDA|VA) 34 $6,450,000 $189,706 $8,520 4.43%
Hilo, HI (FHA|USDA|VA) 20 $6,220,000 $311,000 $12,309 4.48%
New Philadelphia-Dover, OH (FHA|USDA|VA) 35 $5,865,000 $167,571 $3,218 4.18%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 35 $5,735,000 $163,857 $5,776 4.55%
WORCESTER, MA-CT (FHA|USDA|VA) 27 $5,705,000 $211,296 $6,253 4.50%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 25 $5,635,000 $225,400 $7,827 4.15%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 29 $5,535,000 $190,862 $7,501 4.33%
SALEM, OR (FHA|USDA|VA) 27 $5,315,000 $196,852 $9,339 4.44%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 31 $5,315,000 $171,452 $6,773 4.33%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 20 $5,220,000 $261,000 $8,778 3.84%
GAINESVILLE, FL (FHA|USDA|VA) 27 $5,115,000 $189,444 $6,486 4.09%
OCALA, FL (FHA|USDA|VA) 37 $4,815,000 $130,135 $5,658 4.63%
MANHATTAN, KS (FHA|USDA|VA) 27 $4,745,000 $175,741 $5,519 3.69%
ALBANY-LEBANON, OR (FHA|USDA|VA) 21 $4,555,000 $216,905 $9,483 4.46%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 19 $4,525,000 $238,158 $6,851 4.72%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 25 $4,435,000 $177,400 $4,317 4.40%
MERCED, CA (FHA|USDA|VA) 17 $4,355,000 $256,176 $6,168 4.13%
SALT LAKE CITY, UT (FHA|USDA|VA) 19 $4,185,000 $220,263 $8,671 4.16%
DOVER, DE (FHA|USDA|VA) 21 $4,105,000 $195,476 $5,602 4.38%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 28 $3,990,000 $142,500 $7,838 4.52%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 7 $3,955,000 $565,000 $13,816 4.89%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 17 $3,935,000 $231,471 $10,796 4.31%
COLUMBIA, SC (FHA|USDA|VA) 20 $3,900,000 $195,000 $6,414 4.45%
Lake City, FL (FHA|USDA|VA) 21 $3,855,000 $183,571 $4,115 4.51%
PITTSBURGH, PA (FHA|USDA|VA) 21 $3,845,000 $183,095 $7,061 4.43%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $3,750,000 $468,750 $13,863 4.63%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 27 $3,685,000 $136,481 $6,668 4.75%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 20 $3,580,000 $179,000 $7,054 4.47%
WICHITA, KS (FHA|USDA|VA) 21 $3,515,000 $167,381 $5,058 4.26%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 11 $3,495,000 $317,727 $10,911 4.16%
LOUISVILLE, KY (FHA|USDA|VA) 19 $3,495,000 $183,947 $7,643 4.46%
STOCKTON, CA (FHA|USDA|VA) 14 $3,470,000 $247,857 $9,813 4.38%
RICHMOND, VA (FHA|USDA|VA) 17 $3,435,000 $202,059 $8,470 4.23%
Paris, TX (FHA|USDA|VA) 23 $3,435,000 $149,348 $3,808 4.26%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 15 $3,395,000 $226,333 $8,535 4.17%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 22 $3,300,000 $150,000 $5,198 4.58%
Kapaa, HI (FHA|USDA|VA) 9 $3,245,000 $360,556 $15,549 4.25%
FRESNO, CA (FHA|USDA|VA) 17 $3,225,000 $189,706 $6,200 4.43%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 23 $3,205,000 $139,348 $7,169 4.66%
ASHEVILLE, NC (FHA|USDA|VA) 20 $3,180,000 $159,000 $8,102 4.56%
MODESTO, CA (FHA|USDA|VA) 11 $3,175,000 $288,636 $9,101 3.77%
TOLEDO, OH (FHA|USDA|VA) 20 $3,150,000 $157,500 $5,482 4.46%
BOISE CITY, ID (FHA|USDA|VA) 16 $3,130,000 $195,625 $8,962 4.05%
BLOOMINGTON, IL (FHA|USDA|VA) 24 $3,100,000 $129,167 $3,996 3.94%
KNOXVILLE, TN (FHA|USDA|VA) 22 $3,090,000 $140,455 $7,701 4.72%
FLAGSTAFF, AZ (FHA|USDA|VA) 14 $3,030,000 $216,429 $9,536 4.52%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 16 $2,970,000 $185,625 $9,492 4.23%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 15 $2,915,000 $194,333 $7,630 4.28%
GRAND JUNCTION, CO (FHA|USDA|VA) 15 $2,865,000 $191,000 $7,533 3.96%
VISALIA, CA (FHA|USDA|VA) 13 $2,745,000 $211,154 $8,321 4.53%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 11 $2,735,000 $248,636 $6,820 4.85%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 16 $2,730,000 $170,625 $7,237 4.41%
FORT COLLINS, CO (FHA|USDA|VA) 10 $2,690,000 $269,000 $8,896 4.06%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 17 $2,655,000 $156,176 $6,161 4.45%
Roseburg, OR (FHA|USDA|VA) 16 $2,630,000 $164,375 $9,120 4.34%
PORT ST. LUCIE, FL (FHA|USDA|VA) 13 $2,605,000 $200,385 $5,847 4.36%
SPRINGFIELD, MA (FHA|USDA|VA) 14 $2,510,000 $179,286 $5,346 4.60%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 14 $2,510,000 $179,286 $9,879 4.46%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 11 $2,485,000 $225,909 $8,513 4.56%
TALLAHASSEE, FL (FHA|USDA|VA) 19 $2,465,000 $129,737 $7,041 4.51%
Newport, OR (FHA|USDA|VA) 9 $2,445,000 $271,667 $13,244 3.92%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 13 $2,415,000 $185,769 $5,945 4.46%
BEND, OR (FHA|USDA|VA) 12 $2,380,000 $198,333 $10,925 4.25%
MEDFORD, OR (FHA|USDA|VA) 10 $2,340,000 $234,000 $8,719 4.15%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 6 $2,320,000 $386,667 $8,786 3.92%
CHICO, CA (FHA|USDA|VA) 13 $2,245,000 $172,692 $8,205 4.39%
PROVO-OREM, UT (FHA|USDA|VA) 9 $2,225,000 $247,222 $8,480 4.22%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 4 $2,200,000 $550,000 $14,915 4.25%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 11 $2,195,000 $199,545 $6,382 4.97%
Sonora, CA (FHA|USDA|VA) 11 $2,165,000 $196,818 $8,023 4.63%
ODESSA, TX (FHA|USDA|VA) 11 $2,135,000 $194,091 $9,519 4.39%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 14 $2,130,000 $152,143 $4,341 4.35%
TYLER, TX (FHA|USDA|VA) 12 $2,100,000 $175,000 $5,634 4.48%
YAKIMA, WA (FHA|USDA|VA) 10 $2,090,000 $209,000 $9,879 4.38%
VALLEJO, CA (FHA|USDA|VA) 6 $2,060,000 $343,333 $5,967 3.77%
LONGVIEW, WA (FHA|USDA|VA) 9 $2,045,000 $227,222 $10,453 4.33%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 9 $2,045,000 $227,222 $7,452 4.76%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 9 $2,025,000 $225,000 $7,035 4.22%
DAYTON-KETTERING, OH (FHA|USDA|VA) 11 $1,995,000 $181,364 $5,949 4.40%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 9 $1,985,000 $220,556 $6,711 4.58%
FAYETTEVILLE, NC (FHA|USDA|VA) 12 $1,970,000 $164,167 $5,224 4.48%
PUEBLO, CO (FHA|USDA|VA) 12 $1,970,000 $164,167 $6,817 4.52%
Shelton, WA (FHA|USDA|VA) 9 $1,935,000 $215,000 $9,250 4.64%
HAMMOND, LA (FHA|USDA|VA) 9 $1,865,000 $207,222 $4,761 4.21%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 13 $1,865,000 $143,462 $6,871 4.72%
WINSTON-SALEM, NC (FHA|USDA|VA) 12 $1,860,000 $155,000 $7,655 4.55%
Key West, FL (FHA|USDA|VA) 4 $1,800,000 $450,000 $5,615 4.31%
SAVANNAH, GA (FHA|USDA|VA) 10 $1,790,000 $179,000 $5,622 4.21%
SPARTANBURG, SC (FHA|USDA|VA) 11 $1,785,000 $162,273 $7,563 4.58%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 11 $1,775,000 $161,364 $5,463 4.42%
Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $1,765,000 $353,000 $8,663 4.23%
Durango, CO (FHA|USDA|VA) 7 $1,755,000 $250,714 $10,935 4.05%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 9 $1,755,000 $195,000 $6,063 4.56%
DULUTH, MN-WI (FHA|USDA|VA) 9 $1,745,000 $193,889 $8,865 4.24%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 8 $1,700,000 $212,500 $7,957 4.31%
VALDOSTA, GA (FHA|USDA|VA) 11 $1,695,000 $154,091 $3,382 4.86%
Port Angeles, WA (FHA|USDA|VA) 8 $1,690,000 $211,250 $8,126 4.84%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 8 $1,690,000 $211,250 $9,381 4.56%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 10 $1,680,000 $168,000 $7,639 3.95%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 13 $1,665,000 $128,077 $7,026 4.71%
OKLAHOMA CITY, OK (FHA|USDA|VA) 11 $1,615,000 $146,818 $9,794 4.64%
Wooster, OH (FHA|USDA|VA) 10 $1,600,000 $160,000 $5,440 4.54%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 9 $1,595,000 $177,222 $6,185 3.92%
Show Low, AZ (FHA|USDA|VA) 11 $1,595,000 $145,000 $6,952 4.85%
BOULDER, CO (FHA|USDA|VA) 4 $1,590,000 $397,500 $9,309 4.34%
MOBILE, AL (FHA|USDA|VA) 12 $1,590,000 $132,500 $3,133 4.42%
Palatka, FL (FHA|USDA|VA) 13 $1,585,000 $121,923 $5,894 4.73%
Glenwood Springs, CO (FHA|USDA|VA) 7 $1,535,000 $219,286 $6,847 3.75%
REDDING, CA (FHA|USDA|VA) 7 $1,525,000 $217,857 $8,307 4.45%
Edwards, CO (FHA|USDA|VA) 4 $1,490,000 $372,500 $12,379 4.38%
Montrose, CO (FHA|USDA|VA) 7 $1,475,000 $210,714 $4,778 4.77%
WENATCHEE, WA (FHA|USDA|VA) 9 $1,435,000 $159,444 $7,628 4.57%
Morehead City, NC (FHA|USDA|VA) 6 $1,420,000 $236,667 $5,263 4.79%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $1,400,000 $233,333 $6,853 4.50%
Salem, OH (FHA|USDA|VA) 10 $1,400,000 $140,000 $6,298 4.50%
ALBUQUERQUE, NM (FHA|USDA|VA) 9 $1,395,000 $155,000 $7,208 4.26%
SALINAS, CA (FHA|USDA|VA) 3 $1,395,000 $465,000 $18,490 4.17%
FLINT, MI (FHA|USDA|VA) 7 $1,385,000 $197,857 $5,296 4.61%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 5 $1,385,000 $277,000 $11,453 4.28%
Centralia, WA (FHA|USDA|VA) 7 $1,375,000 $196,429 $8,529 4.20%
LYNCHBURG, VA (FHA|USDA|VA) 11 $1,365,000 $124,091 $6,231 4.75%
Prineville, OR (FHA|USDA|VA) 8 $1,350,000 $168,750 $8,551 4.39%
Adrian, MI (FHA|USDA|VA) 9 $1,345,000 $149,444 $5,946 4.82%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 9 $1,325,000 $147,222 $7,493 4.57%
Jennings, LA (FHA|USDA|VA) 14 $1,320,000 $94,286 $3,625 4.35%
MIDLAND, TX (FHA|USDA|VA) 7 $1,315,000 $187,857 $9,335 5.02%
LANCASTER, PA (FHA|USDA|VA) 7 $1,315,000 $187,857 $7,227 4.63%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 11 $1,305,000 $118,636 $5,888 4.82%
WILMINGTON, NC (FHA|USDA|VA) 8 $1,290,000 $161,250 $7,031 4.47%
GAINESVILLE, GA (FHA|USDA|VA) 6 $1,290,000 $215,000 $4,519 4.44%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 8 $1,280,000 $160,000 $6,201 4.58%
Hermiston-Pendleton, OR (FHA|USDA|VA) 7 $1,265,000 $180,714 $6,688 4.23%
CHEYENNE, WY (FHA|USDA|VA) 6 $1,260,000 $210,000 $11,131 4.27%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 8 $1,250,000 $156,250 $7,343 4.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 10 $1,240,000 $124,000 $6,393 4.60%
Klamath Falls, OR (FHA|USDA|VA) 8 $1,240,000 $155,000 $7,957 4.63%
TULSA, OK (FHA|USDA|VA) 9 $1,235,000 $137,222 $9,699 5.04%
Lebanon, NH-VT (FHA|USDA|VA) 8 $1,230,000 $153,750 $5,061 4.69%
WALLA WALLA, WA (FHA|USDA|VA) 7 $1,225,000 $175,000 $11,350 4.82%
KANSAS CITY, MO-KS (FHA|USDA|VA) 5 $1,215,000 $243,000 $11,135 4.08%
JOHNSON CITY, TN (FHA|USDA|VA) 7 $1,215,000 $173,571 $5,927 4.14%
Coos Bay, OR (FHA|USDA|VA) 6 $1,180,000 $196,667 $10,806 4.63%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 8 $1,170,000 $146,250 $4,793 4.20%
PEORIA, IL (FHA|USDA|VA) 10 $1,150,000 $115,000 $3,837 3.95%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $1,150,000 $191,667 $5,942 4.17%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 9 $1,145,000 $127,222 $6,444 4.68%
DeRidder, LA (FHA|USDA|VA) 7 $1,145,000 $163,571 $4,758 4.55%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 8 $1,120,000 $140,000 $5,511 4.41%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 7 $1,105,000 $157,857 $5,792 4.32%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 7 $1,085,000 $155,000 $8,305 4.29%
JACKSON, MI (FHA|USDA|VA) 7 $1,085,000 $155,000 $7,093 4.29%
Outside of Metro Areas 5 $1,075,000 $215,000 $11,027 4.45%
PANAMA CITY, FL (FHA|USDA|VA) 6 $1,070,000 $178,333 $7,252 4.27%
Oak Harbor, WA (FHA|USDA|VA) 6 $1,070,000 $178,333 $10,286 4.17%
Red Bluff, CA (FHA|USDA|VA) 7 $1,055,000 $150,714 $6,462 4.50%
Ashtabula, OH (FHA|USDA|VA) 7 $1,045,000 $149,286 $5,010 4.50%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $1,040,000 $260,000 $4,913 4.44%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 7 $1,025,000 $146,429 $7,752 4.39%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 8 $1,010,000 $126,250 $4,855 4.41%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,010,000 $252,500 $6,992 4.25%
GREEN BAY, WI (FHA|USDA|VA) 4 $1,010,000 $252,500 $10,548 3.91%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 5 $1,005,000 $201,000 $9,550 4.65%
Sandpoint, ID (FHA|USDA|VA) 5 $1,005,000 $201,000 $9,345 4.15%
YUBA CITY, CA (FHA|USDA|VA) 5 $1,005,000 $201,000 $7,747 4.63%
Opelousas, LA (FHA|USDA|VA) 5 $995,000 $199,000 $4,865 4.20%
Mount Vernon, OH (FHA|USDA|VA) 5 $985,000 $197,000 $8,229 4.25%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $970,000 $161,667 $6,253 4.19%
GRANTS PASS, OR (FHA|USDA|VA) 5 $955,000 $191,000 $8,402 4.10%
Breckenridge, CO (FHA|USDA|VA) 3 $955,000 $318,333 $4,825 4.17%
THE VILLAGES, FL (FHA|USDA|VA) 5 $915,000 $183,000 $4,585 4.05%
Clearlake, CA (FHA|USDA|VA) 6 $890,000 $148,333 $8,548 4.71%
EAST STROUDSBURG, PA (FHA|USDA|VA) 6 $880,000 $146,667 $4,040 4.83%
MISSOULA, MT (FHA|USDA|VA) 4 $870,000 $217,500 $7,718 4.38%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 7 $855,000 $122,143 $7,259 4.64%
Crescent City, CA (FHA|USDA|VA) 4 $830,000 $207,500 $8,818 4.03%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $815,000 $163,000 $5,566 4.48%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 5 $815,000 $163,000 $6,256 4.55%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 7 $805,000 $115,000 $6,541 4.57%
Helena, MT (FHA|USDA|VA) 3 $795,000 $265,000 $13,045 4.54%
Sanford, NC (FHA|USDA|VA) 4 $790,000 $197,500 $7,810 4.66%
MORGANTOWN, WV (FHA|USDA|VA) 5 $785,000 $157,000 $9,028 4.73%
Dublin, GA (FHA|USDA|VA) 5 $785,000 $157,000 $5,275 3.90%
WACO, TX (FHA|USDA|VA) 5 $785,000 $157,000 $7,896 5.13%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 8 $780,000 $97,500 $3,793 4.97%
Ellensburg, WA (FHA|USDA|VA) 4 $780,000 $195,000 $9,741 4.25%
Okeechobee, FL (FHA|USDA|VA) 4 $770,000 $192,500 $8,259 4.44%
Cullowhee, NC (FHA|USDA|VA) 6 $760,000 $126,667 $6,256 4.73%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $760,000 $190,000 $8,456 4.06%
DuBois, PA (FHA|USDA|VA) 5 $755,000 $151,000 $8,487 4.85%
St. Marys, GA (FHA|USDA|VA) 3 $745,000 $248,333 $3,416 5.04%
LONGVIEW, TX (FHA|USDA|VA) 6 $740,000 $123,333 $5,705 4.77%
CARBONDALE-MARION, IL (FHA|USDA|VA) 6 $740,000 $123,333 $6,844 4.52%
ROANOKE, VA (FHA|USDA|VA) 5 $735,000 $147,000 $5,535 4.18%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $730,000 $121,667 $5,677 4.63%
Jacksonville, TX (FHA|USDA|VA) 4 $730,000 $182,500 $7,107 5.22%
Concord, NH (FHA|USDA|VA) 4 $720,000 $180,000 $5,368 4.34%
MONTGOMERY, AL (FHA|USDA|VA) 4 $710,000 $177,500 $3,560 4.88%
BELLINGHAM, WA (FHA|USDA|VA) 3 $705,000 $235,000 $12,596 5.00%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $705,000 $235,000 $8,859 4.83%
Bellefontaine, OH (FHA|USDA|VA) 4 $700,000 $175,000 $5,340 4.47%
EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $700,000 $175,000 $6,827 4.47%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 4 $700,000 $175,000 $10,051 4.34%
BILLINGS, MT (FHA|USDA|VA) 3 $695,000 $231,667 $10,067 4.33%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $690,000 $172,500 $5,014 4.59%
Brevard, NC (FHA|USDA|VA) 5 $685,000 $137,000 $6,522 4.45%
Gillette, WY (FHA|USDA|VA) 4 $680,000 $170,000 $10,133 4.28%
Brainerd, MN (FHA|USDA|VA) 3 $675,000 $225,000 $7,385 4.29%
CaƱon City, CO (FHA|USDA|VA) 5 $675,000 $135,000 $7,973 4.43%
Statesboro, GA (FHA|USDA|VA) 6 $670,000 $111,667 $5,710 4.79%
DOTHAN, AL (FHA|USDA|VA) 4 $670,000 $167,500 $4,660 5.00%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $665,000 $133,000 $4,254 4.53%
Traverse City, MI (FHA|USDA|VA) 5 $645,000 $129,000 $8,111 5.15%
Athens, TX (FHA|USDA|VA) 4 $640,000 $160,000 $8,032 4.31%
RACINE, WI (FHA|USDA|VA) 3 $635,000 $211,667 $10,672 4.46%
Moses Lake, WA (FHA|USDA|VA) 3 $635,000 $211,667 $6,521 4.29%
Boone, NC (FHA|USDA|VA) 2 $630,000 $315,000 $7,843 4.25%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $625,000 $208,333 $8,257 3.92%
GETTYSBURG, PA (FHA|USDA|VA) 3 $625,000 $208,333 $3,962 4.42%
SIOUX FALLS, SD (FHA|USDA|VA) 3 $615,000 $205,000 $5,392 4.75%
Greeneville, TN (FHA|USDA|VA) 5 $605,000 $121,000 $7,470 4.75%
Henderson, NC (FHA|USDA|VA) 6 $600,000 $100,000 $7,980 4.71%
The Dalles, OR (FHA|USDA|VA) 3 $595,000 $198,333 $13,254 4.88%
RAPID CITY, SD (FHA|USDA|VA) 4 $580,000 $145,000 $8,494 4.25%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $580,000 $145,000 $7,254 4.66%
FLORENCE, SC (FHA|USDA|VA) 2 $580,000 $290,000 $5,370 3.50%
Harrison, AR (FHA|USDA|VA) 3 $565,000 $188,333 $12,587 3.75%
Wilson, NC (FHA|USDA|VA) 4 $560,000 $140,000 $8,222 4.44%
Safford, AZ (FHA|USDA|VA) 3 $555,000 $185,000 $3,589 4.38%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $550,000 $275,000 $14,011 3.44%
GOLDSBORO, NC (FHA|USDA|VA) 5 $545,000 $109,000 $6,109 5.15%
COLUMBUS, GA-AL (FHA|USDA|VA) 4 $540,000 $135,000 $6,116 4.50%
Astoria, OR (FHA|USDA|VA) 3 $535,000 $178,333 $9,170 4.71%
Kerrville, TX (FHA|USDA|VA) 3 $535,000 $178,333 $7,346 5.08%
Mount Airy, NC (FHA|USDA|VA) 5 $535,000 $107,000 $7,866 4.75%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $530,000 $265,000 $5,364 4.19%
Laconia, NH (FHA|USDA|VA) 3 $525,000 $175,000 $3,985 4.92%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $525,000 $175,000 $9,018 4.13%
Hood River, OR (FHA|USDA|VA) 2 $520,000 $260,000 $9,342 4.00%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $520,000 $260,000 $6,441 3.88%
Sandusky, OH (FHA|USDA|VA) 4 $520,000 $130,000 $4,654 4.34%
Cambridge, MD (FHA|USDA|VA) 3 $515,000 $171,667 $3,896 4.50%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $515,000 $171,667 $9,539 4.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $515,000 $171,667 $4,370 4.04%
MONROE, LA (FHA|USDA|VA) 4 $510,000 $127,500 $4,980 4.56%
DECATUR, AL (FHA|USDA|VA) 4 $510,000 $127,500 $4,597 4.53%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $510,000 $255,000 $3,498 3.94%
Bardstown, KY (FHA|USDA|VA) 3 $505,000 $168,333 $4,762 4.54%
Athens, TN (FHA|USDA|VA) 4 $500,000 $125,000 $8,710 4.44%
Washington, NC (FHA|USDA|VA) 3 $495,000 $165,000 $10,741 4.25%
Fairmont, WV (FHA|USDA|VA) 3 $495,000 $165,000 $7,654 4.00%
Mount Pleasant, TX (FHA|USDA|VA) 3 $485,000 $161,667 $4,177 4.83%
SPRINGFIELD, OH (FHA|USDA|VA) 3 $485,000 $161,667 $6,807 4.42%
ANN ARBOR, MI (FHA|USDA|VA) 3 $485,000 $161,667 $9,766 4.50%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $485,000 $161,667 $4,722 5.00%
BURLINGTON, NC (FHA|USDA|VA) 4 $480,000 $120,000 $6,993 4.13%
Holland, MI (FHA|USDA|VA) 4 $480,000 $120,000 $4,855 5.28%
Wilmington, OH (FHA|USDA|VA) 4 $470,000 $117,500 $6,109 4.69%
KANKAKEE, IL (FHA|USDA|VA) 2 $470,000 $235,000 $3,195 4.19%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $470,000 $117,500 $6,746 4.63%
MANSFIELD, OH (FHA|USDA|VA) 4 $470,000 $117,500 $6,331 4.28%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $470,000 $235,000 $8,135 4.06%
Aberdeen, WA (FHA|USDA|VA) 3 $465,000 $155,000 $8,602 4.17%
WHEELING, WV-OH (FHA|USDA|VA) 5 $465,000 $93,000 $6,421 4.40%
Seymour, IN (FHA|USDA|VA) 3 $465,000 $155,000 $8,779 4.54%
Ontario, OR-ID (FHA|USDA|VA) 3 $465,000 $155,000 $5,083 4.75%
Crossville, TN (FHA|USDA|VA) 3 $465,000 $155,000 $6,375 4.38%
Susanville, CA (FHA|USDA|VA) 2 $460,000 $230,000 $14,068 3.75%
CORVALLIS, OR (FHA|USDA|VA) 2 $460,000 $230,000 $11,597 3.75%
READING, PA (FHA|USDA|VA) 4 $460,000 $115,000 $8,330 4.16%
Rochelle, IL (FHA|USDA|VA) 2 $460,000 $230,000 $7,851 4.50%
LAS CRUCES, NM (FHA|USDA|VA) 3 $455,000 $151,667 $7,164 4.92%
Marietta, OH (FHA|USDA|VA) 3 $445,000 $148,333 $10,156 4.67%
Nogales, AZ (FHA|USDA|VA) 2 $440,000 $220,000 $5,091 4.13%
Rutland, VT (FHA|USDA|VA) 3 $435,000 $145,000 $3,420 4.67%
Fort Polk South, LA (FHA|USDA|VA) 3 $435,000 $145,000 $2,820 5.08%
Jackson, WY-ID (FHA|USDA|VA) 1 $435,000 $435,000 $8,939 4.00%
Payson, AZ (FHA|USDA|VA) 3 $435,000 $145,000 $7,569 4.29%
HARRISONBURG, VA (FHA|USDA|VA) 2 $430,000 $215,000 $7,565 4.19%
Shelbyville, TN (FHA|USDA|VA) 2 $430,000 $215,000 $7,022 4.50%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $430,000 $215,000 $4,130 4.06%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $425,000 $141,667 $4,428 4.21%
Torrington, CT (FHA|USDA|VA) 3 $425,000 $141,667 $2,655 4.88%
EL PASO, TX (FHA|USDA|VA) 2 $420,000 $210,000 $5,059 4.56%
Kalispell, MT (FHA|USDA|VA) 2 $420,000 $210,000 $5,290 4.56%
DALTON, GA (FHA|USDA|VA) 3 $415,000 $138,333 $6,245 4.29%
Fort Morgan, CO (FHA|USDA|VA) 2 $410,000 $205,000 $6,113 4.88%
LUBBOCK, TX (FHA|USDA|VA) 2 $410,000 $205,000 $6,995 4.75%
Sevierville, TN (FHA|USDA|VA) 3 $405,000 $135,000 $9,430 4.50%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $405,000 $135,000 $6,066 4.33%
Lawrenceburg, TN (FHA|USDA|VA) 3 $405,000 $135,000 $5,827 5.38%
MADISON, WI (FHA|USDA|VA) 2 $400,000 $200,000 $8,355 4.31%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $400,000 $200,000 $8,236 4.00%
Baraboo, WI (FHA|USDA|VA) 3 $395,000 $131,667 $6,890 4.75%
SUMTER, SC (FHA|USDA|VA) 3 $395,000 $131,667 $7,340 4.54%
Elizabeth City, NC (FHA|USDA|VA) 3 $395,000 $131,667 $5,962 4.83%
Keene, NH (FHA|USDA|VA) 3 $395,000 $131,667 $5,350 4.71%
Paris, TN (FHA|USDA|VA) 2 $390,000 $195,000 $4,026 4.25%
Beaver Dam, WI (FHA|USDA|VA) 2 $390,000 $195,000 $7,973 4.13%
Laurel, MS (FHA|USDA|VA) 4 $390,000 $97,500 $2,815 4.84%
TOPEKA, KS (FHA|USDA|VA) 3 $385,000 $128,333 $1,456 4.21%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $385,000 $385,000 $22,195 3.38%
Ukiah, CA (FHA|USDA|VA) 1 $385,000 $385,000 $13,307 3.88%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $385,000 $128,333 $9,139 4.38%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $380,000 $190,000 $8,706 4.31%
Las Vegas, NM (FHA|USDA|VA) 2 $380,000 $190,000 $10,833 4.94%
TEXARKANA, TX-AR (FHA|USDA|VA) 3 $375,000 $125,000 $7,394 4.25%
YUMA, AZ (FHA|USDA|VA) 3 $375,000 $125,000 $6,906 4.50%
Clarksburg, WV (FHA|USDA|VA) 3 $375,000 $125,000 $7,005 4.79%
CASPER, WY (FHA|USDA|VA) 2 $370,000 $185,000 $10,345 4.88%
Frankfort, KY (FHA|USDA|VA) 2 $370,000 $185,000 $12,690 4.50%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $370,000 $185,000 $8,813 3.81%
Angola, IN (FHA|USDA|VA) 3 $365,000 $121,667 $5,661 3.83%
Vernal, UT (FHA|USDA|VA) 3 $365,000 $121,667 $8,001 5.00%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $365,000 $121,667 $6,828 4.25%
Fremont, OH (FHA|USDA|VA) 2 $360,000 $180,000 $6,324 3.81%
Newberry, SC (FHA|USDA|VA) 2 $360,000 $180,000 $4,871 4.63%
Tiffin, OH (FHA|USDA|VA) 3 $355,000 $118,333 $6,018 4.71%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $355,000 $118,333 $5,399 5.42%
Georgetown, SC (FHA|USDA|VA) 2 $350,000 $175,000 $11,406 4.50%
FOND DU LAC, WI (FHA|USDA|VA) 2 $350,000 $175,000 $8,873 4.94%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $350,000 $175,000 $3,740 3.88%
Sayre, PA (FHA|USDA|VA) 3 $345,000 $115,000 $6,047 4.75%
Blackfoot, ID (FHA|USDA|VA) 3 $345,000 $115,000 $7,137 5.38%
Danville, VA (FHA|USDA|VA) 3 $345,000 $115,000 $3,280 5.04%
Granbury, TX (FHA|USDA|VA) 2 $340,000 $170,000 $1,848 5.06%
Bogalusa, LA (FHA|USDA|VA) 3 $335,000 $111,667 $6,717 4.83%
Point Pleasant, WV-OH (FHA|USDA|VA) 3 $335,000 $111,667 $7,376 5.17%
Pottsville, PA (FHA|USDA|VA) 3 $335,000 $111,667 $8,044 4.04%
Calhoun, GA (FHA|USDA|VA) 3 $335,000 $111,667 $6,970 4.50%
Barre, VT (FHA|USDA|VA) 1 $335,000 $335,000 $970 4.75%
MORRISTOWN, TN (FHA|USDA|VA) 1 $335,000 $335,000 $4,879 3.75%
FORT WAYNE, IN (FHA|USDA|VA) 2 $330,000 $165,000 $5,271 4.00%
Shelby, NC (FHA|USDA|VA) 2 $330,000 $165,000 $3,885 5.75%
Mount Sterling, KY (FHA|USDA|VA) 3 $325,000 $108,333 $8,368 5.00%
Jefferson, GA (FHA|USDA|VA) 3 $325,000 $108,333 $6,854 4.75%
Sheridan, WY (FHA|USDA|VA) 1 $325,000 $325,000 $16,831 4.25%
Marion, NC (FHA|USDA|VA) 3 $325,000 $108,333 $6,338 3.79%
Winfield, KS (FHA|USDA|VA) 2 $320,000 $160,000 $7,145 4.50%
Stillwater, OK (FHA|USDA|VA) 2 $320,000 $160,000 $11,492 5.00%
La Grande, OR (FHA|USDA|VA) 2 $320,000 $160,000 $7,652 4.38%
Effingham, IL (FHA|USDA|VA) 2 $320,000 $160,000 $8,662 4.63%
Natchitoches, LA (FHA|USDA|VA) 2 $320,000 $160,000 $6,394 4.75%
Jasper, IN (FHA|USDA|VA) 2 $310,000 $155,000 $7,035 5.38%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $310,000 $155,000 $9,108 3.81%
Shawano, WI (FHA|USDA|VA) 1 $305,000 $305,000 $16,300 4.00%
Milledgeville, GA (FHA|USDA|VA) 3 $305,000 $101,667 $7,292 4.83%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $305,000 $101,667 $8,107 4.75%
NILES, MI (FHA|USDA|VA) 3 $305,000 $101,667 $5,869 4.54%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $300,000 $150,000 $7,077 3.63%
JACKSON, MS (FHA|USDA|VA) 2 $300,000 $150,000 $7,368 4.56%
GREENVILLE, NC (FHA|USDA|VA) 2 $300,000 $150,000 $6,549 4.38%
Williston, ND (FHA|USDA|VA) 1 $295,000 $295,000 $12,958 4.25%
Cookeville, TN (FHA|USDA|VA) 3 $295,000 $98,333 $5,873 4.04%
Forest City, NC (FHA|USDA|VA) 2 $290,000 $145,000 $7,426 5.19%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $290,000 $145,000 $3,320 4.75%
Aberdeen, SD (FHA|USDA|VA) 1 $285,000 $285,000 $11,904 3.75%
EL CENTRO, CA (FHA|USDA|VA) 1 $285,000 $285,000 $3,610 4.13%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $280,000 $140,000 $5,754 4.75%
Marinette, WI-MI (FHA|USDA|VA) 2 $280,000 $140,000 $4,029 3.94%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $280,000 $140,000 $3,835 3.81%
Corsicana, TX (FHA|USDA|VA) 2 $280,000 $140,000 $5,228 4.88%
Warsaw, IN (FHA|USDA|VA) 2 $270,000 $135,000 $4,911 3.75%
Minden, LA (FHA|USDA|VA) 2 $270,000 $135,000 $4,053 4.19%
Indiana, PA (FHA|USDA|VA) 2 $270,000 $135,000 $2,384 3.81%
BANGOR, ME (FHA|USDA|VA) 2 $270,000 $135,000 $5,030 4.75%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $270,000 $135,000 $5,690 5.00%
Marion, IN (FHA|USDA|VA) 1 $265,000 $265,000 $883 3.75%
Huntingdon, PA (FHA|USDA|VA) 1 $265,000 $265,000 $13,522 4.50%
Great Bend, KS (FHA|USDA|VA) 3 $265,000 $88,333 $2,729 4.42%
Cullman, AL (FHA|USDA|VA) 2 $260,000 $130,000 $4,373 3.88%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $260,000 $130,000 $5,807 4.63%
Bemidji, MN (FHA|USDA|VA) 2 $260,000 $130,000 $8,979 4.94%
New Castle, IN (FHA|USDA|VA) 2 $260,000 $130,000 $5,367 5.00%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $255,000 $255,000 $12,172 5.25%
Washington, IN (FHA|USDA|VA) 1 $255,000 $255,000 $1,506 5.25%
CLEVELAND, TN (FHA|USDA|VA) 3 $255,000 $85,000 $5,159 4.71%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $255,000 $255,000 $5,043 3.50%
Taos, NM (FHA|USDA|VA) 2 $250,000 $125,000 $8,336 5.00%
LaGrange, GA-AL (FHA|USDA|VA) 2 $250,000 $125,000 $3,335 4.69%
Chillicothe, OH (FHA|USDA|VA) 1 $245,000 $245,000 $6,027 5.25%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $245,000 $245,000 $6,486 3.88%
Heber, UT (FHA|USDA|VA) 1 $245,000 $245,000 $13,181 4.75%
ST. GEORGE, UT (FHA|USDA|VA) 1 $245,000 $245,000 $8,057 3.25%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $245,000 $245,000 $9,640 4.25%
ABILENE, TX (FHA|USDA|VA) 2 $240,000 $120,000 $5,739 5.50%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $240,000 $120,000 $8,855 4.50%
Big Spring, TX (FHA|USDA|VA) 2 $240,000 $120,000 $3,974 4.75%
Brownwood, TX (FHA|USDA|VA) 2 $240,000 $120,000 $4,370 5.00%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $240,000 $120,000 $6,180 4.94%
Lewisburg, TN (FHA|USDA|VA) 2 $240,000 $120,000 $4,662 4.06%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $240,000 $120,000 $6,315 4.19%
PINE BLUFF, AR (FHA|USDA|VA) 2 $240,000 $120,000 $9,341 5.50%
Lincoln, IL (FHA|USDA|VA) 3 $235,000 $78,333 $3,770 4.71%
Athens, OH (FHA|USDA|VA) 1 $235,000 $235,000 $3,333 4.25%
Coldwater, MI (FHA|USDA|VA) 2 $230,000 $115,000 $8,424 5.00%
Union, SC (FHA|USDA|VA) 2 $230,000 $115,000 $5,741 5.75%
GADSDEN, AL (FHA|USDA|VA) 1 $225,000 $225,000 $4,665 4.25%
Bozeman, MT (FHA|USDA|VA) 1 $225,000 $225,000 $14,050 4.50%
Bonham, TX (FHA|USDA|VA) 3 $225,000 $75,000 $4,359 4.50%
JACKSON, TN (FHA|USDA|VA) 2 $220,000 $110,000 $5,743 5.06%
Dyersburg, TN (FHA|USDA|VA) 2 $220,000 $110,000 $5,286 4.25%
McComb, MS (FHA|USDA|VA) 2 $220,000 $110,000 $4,343 3.88%
Moultrie, GA (FHA|USDA|VA) 2 $220,000 $110,000 $8,696 5.13%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $215,000 $215,000 $14,052 5.00%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $215,000 $215,000 $9,020 4.25%
POCATELLO, ID (FHA|USDA|VA) 1 $215,000 $215,000 $5,704 3.63%
ST. CLOUD, MN (FHA|USDA|VA) 1 $215,000 $215,000 $12,215 3.75%
Fredericksburg, TX (FHA|USDA|VA) 2 $210,000 $105,000 $7,221 5.06%
Mineral Wells, TX (FHA|USDA|VA) 1 $205,000 $205,000 $10,937 4.88%
OWENSBORO, KY (FHA|USDA|VA) 1 $205,000 $205,000 $12,434 3.63%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $200,000 $100,000 $7,480 5.00%
Lumberton, NC (FHA|USDA|VA) 2 $200,000 $100,000 $7,376 4.63%
Picayune, MS (FHA|USDA|VA) 2 $200,000 $100,000 $4,207 4.31%
West Point, MS (FHA|USDA|VA) 2 $200,000 $100,000 $7,260 4.75%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $195,000 $195,000 $4,795 4.25%
Hobbs, NM (FHA|USDA|VA) 1 $195,000 $195,000 $4,634 4.50%
Easton, MD (FHA|USDA|VA) 1 $195,000 $195,000 $5,531 5.25%
HATTIESBURG, MS (FHA|USDA|VA) 2 $190,000 $95,000 $3,557 4.63%
NEW BERN, NC (FHA|USDA|VA) 2 $190,000 $95,000 $3,176 5.50%
Rockport, TX (FHA|USDA|VA) 2 $190,000 $95,000 $7,110 5.00%
Cadillac, MI (FHA|USDA|VA) 2 $190,000 $95,000 $5,838 4.13%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $185,000 $185,000 $3,552 3.75%
Ashland, OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,038 3.50%
GREAT FALLS, MT (FHA|USDA|VA) 1 $185,000 $185,000 $9,155 4.75%
Winona, MN (FHA|USDA|VA) 1 $185,000 $185,000 $11,538 3.88%
Russellville, AR (FHA|USDA|VA) 1 $185,000 $185,000 $5,931 4.75%
Tifton, GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,496 4.13%
Seneca, SC (FHA|USDA|VA) 1 $175,000 $175,000 $4,799 3.88%
Cornelia, GA (FHA|USDA|VA) 1 $175,000 $175,000 $3,897 4.25%
Newport, TN (FHA|USDA|VA) 1 $175,000 $175,000 $6,406 4.25%
Paducah, KY-IL (FHA|USDA|VA) 1 $175,000 $175,000 $3,990 3.50%
Washington Court House, OH (FHA|USDA|VA) 1 $175,000 $175,000 $7,742 4.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $170,000 $85,000 $2,691 5.19%
London, KY (FHA|USDA|VA) 1 $165,000 $165,000 $6,279 4.25%
FARGO, ND-MN (FHA|USDA|VA) 1 $165,000 $165,000 $3,286 4.75%
ANCHORAGE, AK (FHA|USDA|VA) 1 $165,000 $165,000 $8,173 5.63%
EspaƱola, NM (FHA|USDA|VA) 1 $165,000 $165,000 $12,116 4.25%
ROME, GA (FHA|USDA|VA) 1 $165,000 $165,000 $9,462 4.13%
ERIE, PA (FHA|USDA|VA) 1 $165,000 $165,000 $4,771 4.13%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $165,000 $165,000 $5,946 5.13%
Craig, CO (FHA|USDA|VA) 1 $165,000 $165,000 $6,615 4.00%
Lock Haven, PA (FHA|USDA|VA) 1 $165,000 $165,000 $2,714 3.75%
Somerset, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,968 3.75%
Hutchinson, KS (FHA|USDA|VA) 1 $165,000 $165,000 $8,644 3.63%
Wapakoneta, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,401 4.25%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $165,000 $165,000 $9,973 4.00%
CHARLESTON, WV (FHA|USDA|VA) 2 $160,000 $80,000 $6,144 5.75%
Searcy, AR (FHA|USDA|VA) 2 $160,000 $80,000 $5,210 5.25%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $155,000 $155,000 $4,129 3.50%
Wauchula, FL (FHA|USDA|VA) 1 $155,000 $155,000 $9,038 4.25%
Atmore, AL (FHA|USDA|VA) 1 $155,000 $155,000 $4,887 5.25%
Pierre, SD (FHA|USDA|VA) 1 $155,000 $155,000 $2,101 4.25%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $155,000 $155,000 $3,851 4.25%
Vincennes, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,246 4.75%
SAGINAW, MI (FHA|USDA|VA) 1 $155,000 $155,000 $3,623 3.63%
Paragould, AR (FHA|USDA|VA) 1 $155,000 $155,000 $11,350 4.00%
Cedar City, UT (FHA|USDA|VA) 1 $155,000 $155,000 $5,999 4.13%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $10,080 4.25%
APPLETON, WI (FHA|USDA|VA) 1 $155,000 $155,000 $10,302 3.38%
BECKLEY, WV (FHA|USDA|VA) 2 $150,000 $75,000 $5,595 4.63%
Richmond-Berea, KY (FHA|USDA|VA) 2 $150,000 $75,000 $8,332 4.56%
Whitewater, WI (FHA|USDA|VA) 1 $145,000 $145,000 $6,355 4.88%
LOGAN, UT-ID (FHA|USDA|VA) 1 $145,000 $145,000 $12,774 5.25%
LAWTON, OK (FHA|USDA|VA) 2 $140,000 $70,000 $4,198 4.81%
KOKOMO, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,210 5.25%
Mount Vernon, IL (FHA|USDA|VA) 1 $135,000 $135,000 $4,824 5.13%
Norwalk, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,383 5.25%
HINESVILLE, GA (FHA|USDA|VA) 1 $135,000 $135,000 $8,783 5.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $135,000 $135,000 $2,408 4.88%
Lewisburg, PA (FHA|USDA|VA) 1 $135,000 $135,000 $6,331 4.25%
Urbana, OH (FHA|USDA|VA) 1 $135,000 $135,000 $9,388 3.75%
Martin, TN (FHA|USDA|VA) 1 $135,000 $135,000 $6,948 4.63%
Alice, TX (FHA|USDA|VA) 1 $135,000 $135,000 $10,390 5.75%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $135,000 $135,000 $5,510 4.25%
FARMINGTON, NM (FHA|USDA|VA) 1 $135,000 $135,000 $7,899 3.75%
Thomasville, GA (FHA|USDA|VA) 1 $125,000 $125,000 $9,062 5.00%
Plymouth, IN (FHA|USDA|VA) 1 $125,000 $125,000 $8,502 4.50%
Fort Payne, AL (FHA|USDA|VA) 1 $125,000 $125,000 $4,550 5.50%
Glasgow, KY (FHA|USDA|VA) 1 $125,000 $125,000 $6,221 4.25%
Findlay, OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,959 4.13%
Evanston, WY (FHA|USDA|VA) 1 $125,000 $125,000 $7,580 5.38%
Escanaba, MI (FHA|USDA|VA) 1 $125,000 $125,000 $4,243 5.00%
Elkins, WV (FHA|USDA|VA) 1 $125,000 $125,000 $6,042 3.50%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $125,000 $125,000 $7,919 4.13%
Sturgis, MI (FHA|USDA|VA) 1 $125,000 $125,000 $6,274 3.88%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $125,000 $125,000 $5,606 4.25%
Martinsville, VA (FHA|USDA|VA) 1 $125,000 $125,000 $7,962 4.00%
AMARILLO, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,115 3.50%
Marion, OH (FHA|USDA|VA) 1 $125,000 $125,000 $9,945 4.13%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $115,000 $115,000 $7,670 4.75%
MIDLAND, MI (FHA|USDA|VA) 1 $115,000 $115,000 $450 5.25%
Weatherford, OK (FHA|USDA|VA) 1 $115,000 $115,000 $2,420 3.75%
Emporia, KS (FHA|USDA|VA) 1 $115,000 $115,000 $5,655 4.75%
Garden City, KS (FHA|USDA|VA) 1 $115,000 $115,000 $9,245 4.25%
PITTSFIELD, MA (FHA|USDA|VA) 1 $115,000 $115,000 $2,219 3.50%
Price, UT (FHA|USDA|VA) 1 $115,000 $115,000 $6,155 4.00%
Cambridge, OH (FHA|USDA|VA) 1 $115,000 $115,000 $9,201 4.13%
Greenwood, SC (FHA|USDA|VA) 1 $105,000 $105,000 $8,865 5.25%
Huntington, IN (FHA|USDA|VA) 1 $105,000 $105,000 $7,629 5.75%
STAUNTON, VA (FHA|USDA|VA) 1 $105,000 $105,000 $6,018 5.88%
Cleveland, MS (FHA|USDA|VA) 1 $105,000 $105,000 $8,323 4.13%
LIMA, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,873 4.88%
Stephenville, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,832 5.75%
DECATUR, IL (FHA|USDA|VA) 1 $105,000 $105,000 $5,193 4.00%
Bedford, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,656 5.75%
Dayton, TN (FHA|USDA|VA) 1 $95,000 $95,000 $5,037 4.25%
Clovis, NM (FHA|USDA|VA) 1 $95,000 $95,000 $8,383 5.75%
Coshocton, OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,191 5.25%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $95,000 $95,000 $4,153 4.25%
Durant, OK (FHA|USDA|VA) 1 $95,000 $95,000 $8,878 3.63%
Salina, KS (FHA|USDA|VA) 1 $95,000 $95,000 $2,664 4.25%
Arcadia, FL (FHA|USDA|VA) 1 $95,000 $95,000 $3,504 4.50%
Gainesville, TX (FHA|USDA|VA) 1 $95,000 $95,000 $7,434 5.13%
Sunbury, PA (FHA|USDA|VA) 1 $95,000 $95,000 $7,785 5.13%
Columbus, NE (FHA|USDA|VA) 1 $85,000 $85,000 $7,676 4.25%
Jackson, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,680 5.13%
Columbus, MS (FHA|USDA|VA) 1 $85,000 $85,000 $6,403 4.13%
Albemarle, NC (FHA|USDA|VA) 1 $85,000 $85,000 $6,912 5.25%
Tahlequah, OK (FHA|USDA|VA) 1 $85,000 $85,000 $7,351 5.50%
McMinnville, TN (FHA|USDA|VA) 1 $85,000 $85,000 $6,585 4.25%
Scottsburg, IN (FHA|USDA|VA) 1 $85,000 $85,000 $6,750 4.75%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $75,000 $75,000 $2,746 4.75%
Lexington, NE (FHA|USDA|VA) 1 $75,000 $75,000 $4,093 5.13%
Sterling, CO (FHA|USDA|VA) 1 $75,000 $75,000 $6,550 4.00%
Fergus Falls, MN (FHA|USDA|VA) 1 $75,000 $75,000 $4,324 5.13%
BRUNSWICK, GA (FHA|USDA|VA) 1 $75,000 $75,000 $3,693 4.75%
Cordele, GA (FHA|USDA|VA) 1 $75,000 $75,000 $7,138 4.75%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $75,000 $75,000 $6,195 5.75%
Tupelo, MS (FHA|USDA|VA) 1 $65,000 $65,000 $6,423 5.25%
Connersville, IN (FHA|USDA|VA) 1 $65,000 $65,000 $8,424 5.25%
Ozark, AL (FHA|USDA|VA) 1 $55,000 $55,000 $3,635 5.75%
Woodward, OK (FHA|USDA|VA) 1 $55,000 $55,000 $8,337 5.75%
Pontiac, IL (FHA|USDA|VA) 1 $55,000 $55,000 $2,130 5.13%
Douglas, GA (FHA|USDA|VA) 1 $55,000 $55,000 $425 4.88%
Ottawa, KS (FHA|USDA|VA) 1 $55,000 $55,000 $6,865 4.75%
Nations Lending Corporation's top markets include Oxnard, New York, Houston, Tampa, and Cleveland among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 4,080 $806,760,000 $197,735 $7,940 4.43%
    Conventional 3,935 $862,975,000 $219,307 $5,529 4.30%
    VA 1,441 $330,225,000 $229,164 $6,731 4.20%
    USDA 178 $29,220,000 $164,157 $3,520 4.32%

    For 2019, Nations Lending Corporation's most frequently originated type of loan was FHA, with 4,080 originations. Their 2nd most popular type was Conventional, with 3,935 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,474 $911,380,000 $203,706 $5,173 4.41%
    Cash Out Refi 2,826 $566,240,000 $200,368 $9,372 4.50%
    Refi 2,334 $551,560,000 $236,315 $6,354 4.02%

    For 2019, Nations Lending Corporation's most frequently cited loan purpose was Home Purchase, with 4,474 originations. The 2nd most popular reason was Cash Out Refi, with 2,826 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,447 $1,835,515,000 $217,298 $6,756 4.36%
    20 Year 448 $68,690,000 $153,326 $6,952 4.67%
    15 Year 416 $68,540,000 $164,760 $6,232 3.99%
    Other 289 $53,155,000 $183,927 $5,308 3.81%
    10 Year 33 $3,275,000 $99,242 $5,787 3.66%
    5 Year 1 $5,000 $5,000 $0 0.00%

    For 2019, Nations Lending Corporation's most frequently cited loan duration was 30 Year, with 8,447 originations. The 2nd most popular length was 20 Year, with 448 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,717 $525,485,000 $193,406
    $1k-2k 1,856 $412,030,000 $221,999
    $5k+ 1,821 $499,745,000 $274,434
    $2k-3k 1,091 $207,245,000 $189,959
    $3k-4k 1,084 $184,870,000 $170,544
    $4k-5k 964 $179,330,000 $186,027

    Nations Lending Corporation's average total fees were $6,756, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,717 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 4,453 $911,175,000 $204,620
    3-4% 3,392 $829,460,000 $244,534
    5-6% 1,657 $281,355,000 $169,798
    <2.5% 62 $650,000 $10,484
    2.5-3% 44 $2,430,000 $55,227
    6-7% 26 $4,110,000 $158,077

    During 2019, Nations Lending Corporation's average interest rate for loans was 4.36%, while their most frequently originated rate bucket for loans was 4-5%, with 4,453 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 4,199 $629,325,000 $149,875 $5,777 4.44%
    $200k-400k 3,655 $983,575,000 $269,104 $7,579 4.22%
    $100,000 or less 1,098 $81,240,000 $73,989 $4,558 4.48%
    $400k-600k 604 $281,740,000 $466,457 $10,225 4.15%
    $600k-1MM 77 $52,185,000 $677,727 $16,678 4.23%
    $1MM+ 1 $1,115,000 $1,115,000 $64,402 4.00%

    2019 saw Nations Lending Corporation place emphasis on $100k-200k loans with 4,199 originations, totaling $629,325,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 3,403 $575,485,000 $169,111 $5,598 4.33%
    $50k-75k 2,702 $512,730,000 $189,759 $6,675 4.37%
    $75k-100k 1,625 $376,675,000 $231,800 $7,301 4.34%
    $100k-150k 1,292 $358,760,000 $277,678 $8,249 4.34%
    $150k-250k 478 $161,250,000 $337,343 $8,442 4.30%
    $250k+ 89 $33,605,000 $377,584 $7,396 4.25%

    Nations Lending Corporation lent most frequently to those with incomes in the $50k or less range, with 3,403 originations. The second most popular income band? $50k-75k, with 2,702 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,317 $258,925,000 $196,602 $6,449 4.38%
    50-60% 1,275 $272,565,000 $213,776 $8,407 4.42%
    <20% 1,169 $254,915,000 $218,062 $4,752 3.90%
    20-30% 1,128 $211,690,000 $187,668 $6,187 4.33%
    44% 485 $105,365,000 $217,247 $6,992 4.46%
    43% 380 $87,480,000 $230,211 $6,888 4.42%
    42% 375 $79,745,000 $212,653 $6,755 4.40%
    49% 365 $85,255,000 $233,575 $7,246 4.40%
    41% 337 $73,045,000 $216,751 $6,878 4.47%
    46% 333 $71,655,000 $215,180 $6,977 4.48%
    39% 326 $68,160,000 $209,080 $6,709 4.44%
    40% 319 $66,015,000 $206,944 $6,693 4.42%
    45% 313 $68,645,000 $219,313 $7,310 4.40%
    38% 312 $67,600,000 $216,667 $6,812 4.39%
    48% 296 $65,850,000 $222,466 $7,181 4.45%
    47% 287 $62,765,000 $218,693 $6,920 4.46%
    36% 282 $58,500,000 $207,447 $6,659 4.37%
    37% 278 $57,120,000 $205,468 $6,765 4.42%
    >60% 57 $13,885,000 $243,596 $5,500 3.86%

    Nations Lending Corporation lent most frequently to those with DTI ratios of 30-36%, with 1,317 originations. The next most common DTI ratio? 50-60%, with 1,275 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,223 $1,696,165,000 $206,271 $6,602 4.34%
    Black 829 $176,045,000 $212,358 $6,224 4.41%
    Asian 214 $68,320,000 $319,252 $9,618 4.35%
    Not provided 299 $66,645,000 $222,893 $7,821 4.17%
    Native Hawaiian or Islander 33 $15,055,000 $456,212 $13,104 4.52%
    American Indian 35 $6,635,000 $189,571 $6,381 4.06%
    Asian Indian 1 $315,000 $315,000 $6,289 4.50%

    Approval Rates

    Total approvals of all applications
    91.38%

    Nations Lending Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    75.04%

    Nations Lending Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 9,634 $2,029,180,000 $210,627

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 2,148 $321,610,000 $149,725
    Single Family (1-4 Units):Site-Built 7,486 $1,707,570,000 $228,102

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 125 $17,215,000 $137,720 $5,848 4.31%
    40-60% 553 $104,795,000 $189,503 $7,170 4.31%
    60-80% 2,130 $463,270,000 $217,498 $7,474 4.41%
    80-100% 6,451 $1,373,585,000 $212,926 $6,493 4.38%
    Over 100% 199 $54,275,000 $272,739 $7,801 4.07%
    Under 20% 114 $1,860,000 $16,316 $614 1.71%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    NATIONS LENDING CORPORATION FHA mortgage Closing on a mortgage 1 9.1%
    NATIONS LENDING CORPORATION VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 9.1%
    NATIONS LENDING CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 27.3%
    NATIONS LENDING CORPORATION Conventional home mortgage Struggling to pay mortgage 2 18.2%
    NATIONS LENDING CORPORATION FHA mortgage Applying for a mortgage or refinancing an existing mortgage 4 36.4%