Plaza Home Mortgage Rates, Fees & Info

Sacramento, CA

LEI: 549300JYXTZDSPJEPI44

Tax ID: 33-0941669

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Mortgage Data

Review & Overview

Plaza Home Mortgage is a mid-sized mortgage company specializing in Home Purchase loans. Plaza Home Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Los Angeles, Chicago, San Diego, and Miami among others. We have data for 489 markets. (Some data included below & more in-depth data is available with an active subscription.)

Plaza Home Mortgage has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Plaza Home Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.76% 12/17/24
30 Year Conventional Refi 6.51% 12/17/24
30 Year Cash-out Refi 6.74% 12/17/24
30 Year FHA Purchase 7.23% 12/17/24
30 Year FHA Refi 7.01% 12/17/24
30 Year VA Purchase 6.14% 12/17/24
30 Year VA Refi 5.62% 12/17/24
30 Year USDA Purchase 6.63% 12/17/24
30 Year USDA Refi 6.36% 12/17/24
15 Year Conventional Purchase 6.20% 12/17/24
15 Year Conventional Refi 5.97% 12/17/24
15 Year Cash-out Refi 5.97% 12/17/24
15 Year FHA Purchase 7.53% 12/17/24
15 Year FHA Refi 6.95% 12/17/24
15 Year VA Purchase 5.73% 12/17/24
15 Year VA Refi 5.84% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Plaza Home Mortgage Mortgage Calculator






Your Estimates

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This is not an official calculator from Plaza Home Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

13,511

Origination Dollar Volume (All Markets)

$3,270,775,000
Show all (104) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 883 $359,695,000 $407,356 $10,762 4.86%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 469 $217,955,000 $464,723 $117,472 4.74%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 814 $184,450,000 $226,597 $4,462 4.95%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 242 $110,170,000 $455,248 $7,922 4.69%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 445 $107,195,000 $240,888 $7,468 4.88%
Outside of Metro Areas 531 $106,045,000 $199,708 $4,810 4.87%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 416 $102,130,000 $245,505 $4,098 4.67%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 281 $100,915,000 $359,128 $7,962 4.65%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 266 $92,670,000 $348,383 $80,187 4.70%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 302 $78,610,000 $260,298 $4,115 4.83%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 218 $70,340,000 $322,661 $6,658 4.78%
JACKSONVILLE, FL (FHA|USDA|VA) 287 $63,235,000 $220,331 $5,499 4.89%
PITTSBURGH, PA (FHA|USDA|VA) 447 $58,855,000 $131,667 $4,542 4.80%
URBAN HONOLULU, HI (FHA|USDA|VA) 117 $50,775,000 $433,974 $7,217 4.53%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 105 $48,385,000 $460,810 $7,322 4.82%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 127 $43,545,000 $342,874 $6,315 4.73%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 216 $41,290,000 $191,157 $5,952 4.95%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 212 $39,910,000 $188,255 $6,141 4.83%
ST. CLOUD, MN (FHA|USDA|VA) 191 $35,875,000 $187,827 $4,110 4.69%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 190 $35,540,000 $187,053 $4,024 5.09%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 129 $34,195,000 $265,078 $7,195 4.83%
UTICA-ROME, NY (FHA|USDA|VA) 271 $32,085,000 $118,395 $4,390 4.63%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 169 $31,565,000 $186,775 $4,955 4.89%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 152 $31,470,000 $207,039 $5,107 4.87%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 84 $31,440,000 $374,286 $8,129 4.88%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 100 $29,290,000 $292,900 $6,492 4.94%
Hilo, HI (FHA|USDA|VA) 92 $28,540,000 $310,217 $5,794 4.60%
Roseburg, OR (FHA|USDA|VA) 127 $27,885,000 $219,567 $3,878 4.54%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 133 $27,595,000 $207,481 $5,105 4.89%
SYRACUSE, NY (FHA|USDA|VA) 210 $27,160,000 $129,333 $4,232 4.69%
SALEM, OR (FHA|USDA|VA) 104 $26,360,000 $253,462 $6,510 4.72%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 137 $23,765,000 $173,467 $3,401 5.01%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 51 $23,405,000 $458,922 $4,649 4.75%
FRESNO, CA (FHA|USDA|VA) 83 $21,705,000 $261,506 $4,639 4.90%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 93 $21,015,000 $225,968 $6,541 4.92%
ALBUQUERQUE, NM (FHA|USDA|VA) 121 $20,985,000 $173,430 $4,406 4.93%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 100 $20,730,000 $207,300 $3,842 4.73%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 97 $19,405,000 $200,052 $5,617 5.02%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 105 $18,435,000 $175,571 $5,039 4.80%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 66 $17,380,000 $263,333 $5,829 4.74%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 35 $16,585,000 $473,857 $9,042 4.60%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 33 $16,515,000 $500,455 $11,943 4.99%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 52 $16,280,000 $313,077 $7,612 5.01%
KANSAS CITY, MO-KS (FHA|USDA|VA) 99 $16,085,000 $162,475 $3,961 4.86%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 74 $15,960,000 $215,676 $6,542 5.05%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 103 $14,435,000 $140,146 $5,841 4.94%
KOKOMO, IN (FHA|USDA|VA) 132 $14,380,000 $108,939 $2,299 4.72%
WORCESTER, MA-CT (FHA|USDA|VA) 65 $14,315,000 $220,231 $5,791 4.81%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 63 $14,005,000 $222,302 $6,438 4.77%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 55 $13,845,000 $251,727 $5,964 4.66%
ROCHESTER, NY (FHA|USDA|VA) 105 $13,725,000 $130,714 $4,787 4.82%
COLORADO SPRINGS, CO (FHA|USDA|VA) 54 $13,460,000 $249,259 $6,124 4.87%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 68 $13,210,000 $194,265 $5,535 5.00%
MADERA, CA (FHA|USDA|VA) 48 $11,880,000 $247,500 $4,613 4.80%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 43 $11,765,000 $273,605 $6,710 4.76%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 74 $11,470,000 $155,000 $5,504 4.76%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 24 $11,310,000 $471,250 $8,668 4.66%
WINSTON-SALEM, NC (FHA|USDA|VA) 68 $10,470,000 $153,971 $3,571 4.62%
STOCKTON, CA (FHA|USDA|VA) 33 $9,925,000 $300,758 $4,584 4.93%
MERCED, CA (FHA|USDA|VA) 43 $9,635,000 $224,070 $4,363 4.97%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 54 $9,630,000 $178,333 $4,454 4.68%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 47 $9,495,000 $202,021 $5,660 4.73%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 38 $9,320,000 $245,263 $5,187 4.71%
JACKSONVILLE, NC (FHA|USDA|VA) 60 $9,150,000 $152,500 $3,634 4.76%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 20 $9,070,000 $453,500 $7,458 4.59%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 27 $8,915,000 $330,185 $5,217 4.57%
PANAMA CITY, FL (FHA|USDA|VA) 37 $8,675,000 $234,459 $5,506 4.84%
BINGHAMTON, NY (FHA|USDA|VA) 70 $8,610,000 $123,000 $4,331 4.79%
GRAND JUNCTION, CO (FHA|USDA|VA) 39 $8,435,000 $216,282 $4,980 4.93%
Oneonta, NY (FHA|USDA|VA) 54 $8,350,000 $154,630 $4,654 4.64%
BAKERSFIELD, CA (FHA|USDA|VA) 40 $8,270,000 $206,750 $5,168 4.93%
ERIE, PA (FHA|USDA|VA) 73 $8,115,000 $111,164 $4,152 4.62%
YUBA CITY, CA (FHA|USDA|VA) 29 $8,015,000 $276,379 $6,014 4.76%
VISALIA, CA (FHA|USDA|VA) 41 $7,915,000 $193,049 $4,903 4.98%
ST. LOUIS, MO-IL (FHA|USDA|VA) 50 $7,640,000 $152,800 $4,448 4.97%
FLINT, MI (FHA|USDA|VA) 49 $7,565,000 $154,388 $2,598 4.78%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 48 $6,710,000 $139,792 $5,118 5.20%
GREEN BAY, WI (FHA|USDA|VA) 42 $6,630,000 $157,857 $2,374 4.89%
VALLEJO, CA (FHA|USDA|VA) 17 $6,335,000 $372,647 $7,140 4.93%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 31 $6,205,000 $200,161 $2,991 5.04%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 25 $6,085,000 $243,400 $6,969 4.82%
EL PASO, TX (FHA|USDA|VA) 40 $5,840,000 $146,000 $4,932 4.90%
Torrington, CT (FHA|USDA|VA) 30 $5,700,000 $190,000 $4,979 4.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 27 $5,635,000 $208,704 $8,952 5.06%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 24 $5,360,000 $223,333 $4,935 5.17%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 41 $5,265,000 $128,415 $3,132 4.84%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 14 $5,140,000 $367,143 $10,257 4.73%
Lebanon, NH-VT (FHA|USDA|VA) 27 $4,945,000 $183,148 $4,569 4.75%
ROCKFORD, IL (FHA|USDA|VA) 39 $4,935,000 $126,538 $3,281 4.85%
RICHMOND, VA (FHA|USDA|VA) 24 $4,850,000 $202,083 $7,124 4.59%
Key West, FL (FHA|USDA|VA) 14 $4,810,000 $343,571 $7,573 4.97%
MODESTO, CA (FHA|USDA|VA) 17 $4,555,000 $267,941 $6,094 4.93%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 27 $4,475,000 $165,741 $5,166 4.86%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 15 $4,355,000 $290,333 $5,870 5.17%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 24 $4,350,000 $181,250 $4,902 5.09%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 15 $4,335,000 $289,000 $7,057 4.56%
TOPEKA, KS (FHA|USDA|VA) 33 $4,195,000 $127,121 $3,663 4.94%
Kalispell, MT (FHA|USDA|VA) 16 $3,920,000 $245,000 $5,373 4.78%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 23 $3,885,000 $168,913 $3,951 4.61%
KINGSTON, NY (FHA|USDA|VA) 18 $3,830,000 $212,778 $6,605 5.01%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 12 $3,700,000 $308,333 $7,339 4.69%
Gardnerville Ranchos, NV (FHA|USDA|VA) 12 $3,680,000 $306,667 $3,736 4.70%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $3,550,000 $355,000 $13,469 5.04%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 23 $3,535,000 $153,696 $5,733 5.00%
TALLAHASSEE, FL (FHA|USDA|VA) 22 $3,440,000 $156,364 $4,260 5.04%
FAYETTEVILLE, NC (FHA|USDA|VA) 20 $3,320,000 $166,000 $2,888 4.88%
Eureka-Arcata, CA (FHA|USDA|VA) 15 $3,305,000 $220,333 $4,345 4.95%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 15 $3,205,000 $213,667 $4,315 4.97%
SALT LAKE CITY, UT (FHA|USDA|VA) 15 $3,165,000 $211,000 $3,001 4.81%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 19 $3,145,000 $165,526 $5,316 4.93%
COLUMBUS, OH (FHA|USDA|VA) 19 $3,095,000 $162,895 $5,176 4.97%
SPRINGFIELD, MA (FHA|USDA|VA) 15 $2,995,000 $199,667 $5,593 5.26%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 15 $2,915,000 $194,333 $2,705 5.50%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 15 $2,845,000 $189,667 $5,057 4.89%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 4 $2,840,000 $710,000 $8,773 5.09%
Auburn, NY (FHA|USDA|VA) 26 $2,830,000 $108,846 $3,053 4.72%
Brainerd, MN (FHA|USDA|VA) 15 $2,685,000 $179,000 $3,586 4.67%
GLENS FALLS, NY (FHA|USDA|VA) 15 $2,655,000 $177,000 $4,932 4.63%
SALINAS, CA (FHA|USDA|VA) 7 $2,645,000 $377,857 $6,350 4.48%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 18 $2,590,000 $143,889 $3,689 5.00%
Hudson, NY (FHA|USDA|VA) 13 $2,575,000 $198,077 $5,605 4.69%
OCALA, FL (FHA|USDA|VA) 18 $2,550,000 $141,667 $5,258 5.01%
MONROE, MI (FHA|USDA|VA) 14 $2,530,000 $180,714 $4,794 4.81%
Manitowoc, WI (FHA|USDA|VA) 21 $2,415,000 $115,000 $2,386 5.04%
Indiana, PA (FHA|USDA|VA) 21 $2,405,000 $114,524 $4,061 4.79%
BEND, OR (FHA|USDA|VA) 7 $2,375,000 $339,286 $5,095 4.89%
PROVO-OREM, UT (FHA|USDA|VA) 9 $2,355,000 $261,667 $4,956 4.79%
Gloversville, NY (FHA|USDA|VA) 25 $2,345,000 $93,800 $3,307 4.98%
MEDFORD, OR (FHA|USDA|VA) 10 $2,340,000 $234,000 $5,400 4.68%
LOUISVILLE, KY (FHA|USDA|VA) 14 $2,300,000 $164,286 $3,422 4.90%
Truckee-Grass Valley, CA (FHA|USDA|VA) 8 $2,300,000 $287,500 $5,134 4.95%
BOISE CITY, ID (FHA|USDA|VA) 10 $2,290,000 $229,000 $5,600 4.90%
SANTA FE, NM (FHA|USDA|VA) 9 $2,275,000 $252,778 $4,967 4.95%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 12 $2,260,000 $188,333 $4,629 4.72%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 14 $2,230,000 $159,286 $3,750 4.99%
RALEIGH-CARY, NC (FHA|USDA|VA) 9 $2,225,000 $247,222 $4,194 4.63%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 18 $2,200,000 $122,222 $4,498 4.91%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 16 $2,200,000 $137,500 $3,219 4.83%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 12 $2,170,000 $180,833 $5,349 4.59%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 14 $2,170,000 $155,000 $5,068 5.23%
Ukiah, CA (FHA|USDA|VA) 8 $2,110,000 $263,750 $6,275 5.12%
Astoria, OR (FHA|USDA|VA) 6 $2,070,000 $345,000 $3,933 4.56%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 10 $2,060,000 $206,000 $5,152 4.88%
Logansport, IN (FHA|USDA|VA) 22 $2,060,000 $93,636 $1,746 4.81%
AKRON, OH (FHA|USDA|VA) 13 $2,025,000 $155,769 $5,229 4.68%
MANKATO, MN (FHA|USDA|VA) 13 $1,935,000 $148,846 $2,764 5.07%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 9 $1,795,000 $199,444 $4,138 4.95%
Freeport, IL (FHA|USDA|VA) 16 $1,780,000 $111,250 $2,284 4.88%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 10 $1,760,000 $176,000 $7,389 4.71%
REDDING, CA (FHA|USDA|VA) 8 $1,710,000 $213,750 $5,434 4.80%
New Castle, PA (FHA|USDA|VA) 19 $1,705,000 $89,737 $4,546 4.76%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,690,000 $422,500 $1,994 4.97%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 7 $1,685,000 $240,714 $2,799 5.70%
COLUMBIA, SC (FHA|USDA|VA) 9 $1,685,000 $187,222 $4,901 5.06%
Kapaa, HI (FHA|USDA|VA) 4 $1,640,000 $410,000 $15,100 4.46%
ALBANY-LEBANON, OR (FHA|USDA|VA) 6 $1,630,000 $271,667 $5,234 4.77%
Ottawa, IL (FHA|USDA|VA) 15 $1,625,000 $108,333 $3,975 5.37%
Corning, NY (FHA|USDA|VA) 16 $1,610,000 $100,625 $3,192 4.78%
Peru, IN (FHA|USDA|VA) 15 $1,605,000 $107,000 $1,910 4.75%
Roswell, NM (FHA|USDA|VA) 10 $1,550,000 $155,000 $3,454 5.11%
Williston, ND (FHA|USDA|VA) 7 $1,515,000 $216,429 $4,875 5.02%
GREELEY, CO (FHA|USDA|VA) 6 $1,500,000 $250,000 $3,675 4.94%
Mount Airy, NC (FHA|USDA|VA) 13 $1,495,000 $115,000 $3,829 4.75%
RENO, NV (FHA|USDA|VA) 6 $1,490,000 $248,333 $4,052 5.05%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $1,470,000 $183,750 $4,335 5.06%
WILMINGTON, NC (FHA|USDA|VA) 7 $1,465,000 $209,286 $6,378 4.64%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 8 $1,400,000 $175,000 $4,836 4.65%
Meadville, PA (FHA|USDA|VA) 15 $1,385,000 $92,333 $4,498 4.85%
Amsterdam, NY (FHA|USDA|VA) 16 $1,370,000 $85,625 $3,101 4.92%
Easton, MD (FHA|USDA|VA) 8 $1,350,000 $168,750 $6,037 4.53%
Winfield, KS (FHA|USDA|VA) 16 $1,350,000 $84,375 $2,463 5.10%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $1,335,000 $267,000 $2,104 5.40%
Galesburg, IL (FHA|USDA|VA) 12 $1,300,000 $108,333 $3,555 5.05%
Fernley, NV (FHA|USDA|VA) 7 $1,265,000 $180,714 $5,902 5.09%
NAPA, CA (FHA|USDA|VA) 3 $1,255,000 $418,333 $3,177 4.66%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 8 $1,250,000 $156,250 $4,383 4.89%
Maryville, MO (FHA|USDA|VA) 11 $1,245,000 $113,182 $3,029 4.69%
DULUTH, MN-WI (FHA|USDA|VA) 9 $1,225,000 $136,111 $3,684 5.00%
Adrian, MI (FHA|USDA|VA) 6 $1,210,000 $201,667 $4,040 4.83%
Newport, OR (FHA|USDA|VA) 4 $1,210,000 $302,500 $4,520 4.44%
LONGVIEW, WA (FHA|USDA|VA) 7 $1,205,000 $172,143 $3,313 4.85%
KNOXVILLE, TN (FHA|USDA|VA) 4 $1,190,000 $297,500 $9,455 5.19%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 7 $1,185,000 $169,286 $4,031 5.41%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 11 $1,185,000 $107,727 $3,653 4.94%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $1,170,000 $195,000 $5,842 4.88%
Breckenridge, CO (FHA|USDA|VA) 4 $1,170,000 $292,500 $6,745 4.53%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 4 $1,160,000 $290,000 $8,180 5.03%
YORK-HANOVER, PA (FHA|USDA|VA) 8 $1,140,000 $142,500 $5,430 5.20%
DAYTON-KETTERING, OH (FHA|USDA|VA) 8 $1,100,000 $137,500 $6,138 5.39%
OKLAHOMA CITY, OK (FHA|USDA|VA) 6 $1,080,000 $180,000 $5,940 4.73%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 9 $1,075,000 $119,444 $3,402 5.03%
ANN ARBOR, MI (FHA|USDA|VA) 5 $1,055,000 $211,000 $6,279 4.93%
CaƱon City, CO (FHA|USDA|VA) 7 $1,035,000 $147,857 $3,667 5.14%
Seneca Falls, NY (FHA|USDA|VA) 8 $1,010,000 $126,250 $4,844 4.56%
PUNTA GORDA, FL (FHA|USDA|VA) 9 $995,000 $110,556 $3,268 5.12%
Edwards, CO (FHA|USDA|VA) 2 $970,000 $485,000 $8,904 4.38%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $960,000 $240,000 $8,325 5.25%
CHICO, CA (FHA|USDA|VA) 5 $955,000 $191,000 $3,752 4.90%
Plattsburgh, NY (FHA|USDA|VA) 6 $950,000 $158,333 $4,460 4.90%
TYLER, TX (FHA|USDA|VA) 6 $920,000 $153,333 $4,462 4.72%
Carlsbad-Artesia, NM (FHA|USDA|VA) 6 $920,000 $153,333 $3,335 5.27%
Glenwood Springs, CO (FHA|USDA|VA) 4 $910,000 $227,500 $4,287 4.81%
Clearlake, CA (FHA|USDA|VA) 4 $910,000 $227,500 $4,207 4.69%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 6 $890,000 $148,333 $4,900 4.42%
Outside of Metro Areas 3 $885,000 $295,000 $4,166 5.83%
TULSA, OK (FHA|USDA|VA) 6 $880,000 $146,667 $6,053 4.54%
Arcadia, FL (FHA|USDA|VA) 8 $870,000 $108,750 $4,247 5.20%
GRANTS PASS, OR (FHA|USDA|VA) 5 $865,000 $173,000 $6,366 4.52%
Rolla, MO (FHA|USDA|VA) 7 $865,000 $123,571 $2,345 4.84%
Whitewater, WI (FHA|USDA|VA) 4 $840,000 $210,000 $6,200 5.03%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 5 $825,000 $165,000 $5,139 4.98%
Crescent City, CA (FHA|USDA|VA) 3 $805,000 $268,333 $2,475 4.46%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $805,000 $161,000 $5,826 4.80%
PEORIA, IL (FHA|USDA|VA) 9 $805,000 $89,444 $3,143 5.47%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $795,000 $159,000 $4,812 4.90%
JEFFERSON CITY, MO (FHA|USDA|VA) 7 $785,000 $112,143 $2,313 5.30%
SHEBOYGAN, WI (FHA|USDA|VA) 5 $785,000 $157,000 $2,754 5.08%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 6 $780,000 $130,000 $4,877 4.83%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $765,000 $255,000 $7,946 4.92%
Alexandria, MN (FHA|USDA|VA) 4 $760,000 $190,000 $4,128 5.09%
FORT WAYNE, IN (FHA|USDA|VA) 4 $750,000 $187,500 $6,019 4.38%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $750,000 $187,500 $4,095 5.38%
Tahlequah, OK (FHA|USDA|VA) 4 $730,000 $182,500 $5,368 4.84%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 6 $730,000 $121,667 $3,410 5.23%
Gainesville, TX (FHA|USDA|VA) 2 $710,000 $355,000 $6,936 5.06%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $705,000 $235,000 $1,729 5.08%
Berlin, NH (FHA|USDA|VA) 4 $700,000 $175,000 $4,636 4.72%
Orangeburg, SC (FHA|USDA|VA) 4 $690,000 $172,500 $6,995 5.09%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 5 $675,000 $135,000 $2,529 5.08%
DOVER, DE (FHA|USDA|VA) 3 $675,000 $225,000 $4,793 5.25%
North Vernon, IN (FHA|USDA|VA) 3 $665,000 $221,667 $3,106 4.71%
RACINE, WI (FHA|USDA|VA) 3 $665,000 $221,667 $2,859 4.83%
Zanesville, OH (FHA|USDA|VA) 5 $655,000 $131,000 $2,819 5.03%
PUEBLO, CO (FHA|USDA|VA) 3 $635,000 $211,667 $6,425 4.83%
TUCSON, AZ (FHA|USDA|VA) 4 $630,000 $157,500 $3,682 4.97%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $620,000 $155,000 $3,719 4.81%
CARSON CITY, NV (FHA|USDA|VA) 2 $620,000 $310,000 $2,430 4.88%
Batavia, NY (FHA|USDA|VA) 5 $615,000 $123,000 $4,024 4.73%
WICHITA, KS (FHA|USDA|VA) 6 $600,000 $100,000 $3,738 5.06%
Palatka, FL (FHA|USDA|VA) 4 $590,000 $147,500 $4,969 5.28%
Ogdensburg-Massena, NY (FHA|USDA|VA) 6 $560,000 $93,333 $3,337 5.19%
Clewiston, FL (FHA|USDA|VA) 3 $555,000 $185,000 $7,187 4.92%
Red Bluff, CA (FHA|USDA|VA) 2 $550,000 $275,000 $5,304 4.44%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $545,000 $181,667 $4,914 4.63%
ELMIRA, NY (FHA|USDA|VA) 3 $545,000 $181,667 $3,696 4.71%
Concord, NH (FHA|USDA|VA) 2 $540,000 $270,000 $6,032 4.13%
Marion, IN (FHA|USDA|VA) 5 $535,000 $107,000 $2,425 4.75%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $530,000 $265,000 $4,369 4.56%
KANKAKEE, IL (FHA|USDA|VA) 4 $520,000 $130,000 $2,280 5.03%
Fergus Falls, MN (FHA|USDA|VA) 3 $515,000 $171,667 $3,579 4.96%
EL CENTRO, CA (FHA|USDA|VA) 3 $515,000 $171,667 $3,078 4.54%
Frankfort, IN (FHA|USDA|VA) 4 $500,000 $125,000 $2,486 4.78%
Cambridge, MD (FHA|USDA|VA) 3 $495,000 $165,000 $3,375 4.75%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $495,000 $165,000 $3,046 4.79%
WACO, TX (FHA|USDA|VA) 3 $485,000 $161,667 $4,883 4.33%
Lake City, FL (FHA|USDA|VA) 3 $475,000 $158,333 $6,038 5.33%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $470,000 $235,000 $9,789 4.75%
COLUMBIA, MO (FHA|USDA|VA) 3 $465,000 $155,000 $5,120 3.75%
Taos, NM (FHA|USDA|VA) 3 $455,000 $151,667 $8,922 4.96%
SIOUX FALLS, SD (FHA|USDA|VA) 3 $455,000 $151,667 $4,368 4.75%
Bozeman, MT (FHA|USDA|VA) 1 $455,000 $455,000 $8,746 5.00%
Show Low, AZ (FHA|USDA|VA) 4 $450,000 $112,500 $4,513 4.94%
Sterling, IL (FHA|USDA|VA) 6 $450,000 $75,000 $2,317 5.25%
APPLETON, WI (FHA|USDA|VA) 3 $445,000 $148,333 $3,421 4.92%
Hood River, OR (FHA|USDA|VA) 1 $445,000 $445,000 $0 5.13%
Beaver Dam, WI (FHA|USDA|VA) 2 $440,000 $220,000 $7,766 4.94%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $435,000 $145,000 $3,751 4.88%
DuBois, PA (FHA|USDA|VA) 5 $435,000 $87,000 $3,207 4.93%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $435,000 $145,000 $7,650 5.29%
Barre, VT (FHA|USDA|VA) 2 $430,000 $215,000 $4,015 4.50%
Lufkin, TX (FHA|USDA|VA) 2 $420,000 $210,000 $6,764 5.19%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $415,000 $415,000 $3,510 4.88%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $405,000 $135,000 $3,557 4.83%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 3 $405,000 $135,000 $4,920 4.79%
Cookeville, TN (FHA|USDA|VA) 4 $400,000 $100,000 $6,077 5.25%
Prineville, OR (FHA|USDA|VA) 2 $390,000 $195,000 $2,918 4.25%
ASHEVILLE, NC (FHA|USDA|VA) 3 $385,000 $128,333 $3,714 4.79%
IOWA CITY, IA (FHA|USDA|VA) 3 $385,000 $128,333 $5,641 4.79%
Aberdeen, WA (FHA|USDA|VA) 2 $380,000 $190,000 $8,832 4.75%
Klamath Falls, OR (FHA|USDA|VA) 2 $380,000 $190,000 $3,278 5.38%
DALTON, GA (FHA|USDA|VA) 2 $380,000 $190,000 $4,815 4.25%
GAINESVILLE, GA (FHA|USDA|VA) 2 $380,000 $190,000 $7,189 4.94%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 5 $375,000 $75,000 $3,654 4.60%
Willmar, MN (FHA|USDA|VA) 1 $375,000 $375,000 $8,732 5.63%
Coos Bay, OR (FHA|USDA|VA) 2 $370,000 $185,000 $2,244 4.50%
BURLINGTON, NC (FHA|USDA|VA) 2 $370,000 $185,000 $4,417 5.19%
Thomaston, GA (FHA|USDA|VA) 1 $365,000 $365,000 $5,959 3.88%
SAVANNAH, GA (FHA|USDA|VA) 2 $360,000 $180,000 $2,066 4.94%
Rutland, VT (FHA|USDA|VA) 2 $360,000 $180,000 $3,833 4.63%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $355,000 $355,000 $9,538 4.25%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $350,000 $175,000 $2,714 4.63%
DECATUR, IL (FHA|USDA|VA) 2 $350,000 $175,000 $3,595 4.56%
Harrison, AR (FHA|USDA|VA) 2 $350,000 $175,000 $6,582 4.25%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $340,000 $170,000 $9,937 5.25%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $340,000 $170,000 $4,237 5.02%
LAWRENCE, KS (FHA|USDA|VA) 2 $340,000 $170,000 $3,934 4.31%
Rock Springs, WY (FHA|USDA|VA) 2 $340,000 $170,000 $928 4.75%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $335,000 $111,667 $3,055 4.79%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $330,000 $165,000 $5,378 4.44%
Dixon, IL (FHA|USDA|VA) 3 $325,000 $108,333 $4,286 4.83%
Centralia, WA (FHA|USDA|VA) 2 $320,000 $160,000 $3,157 5.69%
Fort Morgan, CO (FHA|USDA|VA) 2 $320,000 $160,000 $5,225 5.00%
Lewistown, PA (FHA|USDA|VA) 2 $320,000 $160,000 $3,302 4.75%
St. Marys, PA (FHA|USDA|VA) 3 $315,000 $105,000 $4,740 4.79%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $315,000 $315,000 $0 5.75%
OWENSBORO, KY (FHA|USDA|VA) 3 $315,000 $105,000 $1,837 4.83%
JACKSON, MI (FHA|USDA|VA) 3 $315,000 $105,000 $3,021 5.42%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $310,000 $155,000 $5,884 4.63%
Moses Lake, WA (FHA|USDA|VA) 2 $310,000 $155,000 $2,179 5.13%
West Plains, MO (FHA|USDA|VA) 2 $310,000 $155,000 $749 4.88%
ROME, GA (FHA|USDA|VA) 2 $300,000 $150,000 $5,188 5.19%
MADISON, WI (FHA|USDA|VA) 2 $300,000 $150,000 $3,662 5.19%
Cedar City, UT (FHA|USDA|VA) 1 $295,000 $295,000 $16,834 3.88%
Sunbury, PA (FHA|USDA|VA) 3 $295,000 $98,333 $4,976 4.71%
TOLEDO, OH (FHA|USDA|VA) 2 $290,000 $145,000 $5,419 5.06%
NILES, MI (FHA|USDA|VA) 2 $290,000 $145,000 $5,081 4.06%
Pierre, SD (FHA|USDA|VA) 1 $285,000 $285,000 $12,650 5.50%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $285,000 $285,000 $5,460 4.63%
Norwalk, OH (FHA|USDA|VA) 2 $280,000 $140,000 $7,174 5.63%
Rockport, TX (FHA|USDA|VA) 1 $275,000 $275,000 $14,353 4.50%
ODESSA, TX (FHA|USDA|VA) 1 $275,000 $275,000 $10,307 5.25%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $275,000 $275,000 $6,685 5.63%
New Ulm, MN (FHA|USDA|VA) 2 $270,000 $135,000 $3,952 4.94%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $270,000 $135,000 $1,196 5.50%
Oil City, PA (FHA|USDA|VA) 5 $265,000 $53,000 $4,015 4.98%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $265,000 $265,000 $2,369 4.13%
MONTGOMERY, AL (FHA|USDA|VA) 2 $260,000 $130,000 $6,098 5.38%
Los Alamos, NM (FHA|USDA|VA) 1 $255,000 $255,000 $4,509 4.25%
BELLINGHAM, WA (FHA|USDA|VA) 1 $255,000 $255,000 $4,287 4.50%
Wilmington, OH (FHA|USDA|VA) 2 $250,000 $125,000 $4,265 5.19%
Kerrville, TX (FHA|USDA|VA) 1 $245,000 $245,000 $5,052 4.63%
BILLINGS, MT (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.63%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $240,000 $120,000 $0 4.29%
Ashtabula, OH (FHA|USDA|VA) 2 $240,000 $120,000 $2,287 5.13%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $240,000 $120,000 $4,358 4.69%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $235,000 $235,000 $1,048 4.13%
North Wilkesboro, NC (FHA|USDA|VA) 3 $235,000 $78,333 $3,691 4.92%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $235,000 $235,000 $10,259 5.50%
Pontiac, IL (FHA|USDA|VA) 2 $230,000 $115,000 $4,679 5.06%
Tupelo, MS (FHA|USDA|VA) 2 $230,000 $115,000 $5,093 4.94%
Warrensburg, MO (FHA|USDA|VA) 2 $230,000 $115,000 $1,808 5.75%
Big Rapids, MI (FHA|USDA|VA) 2 $230,000 $115,000 $1,501 5.56%
Martinsville, VA (FHA|USDA|VA) 2 $230,000 $115,000 $2,277 5.19%
FARGO, ND-MN (FHA|USDA|VA) 1 $225,000 $225,000 $10,848 5.25%
Baraboo, WI (FHA|USDA|VA) 1 $225,000 $225,000 $8,670 4.88%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $225,000 $225,000 $6,713 4.63%
BRUNSWICK, GA (FHA|USDA|VA) 2 $220,000 $110,000 $4,365 5.25%
Farmington, MO (FHA|USDA|VA) 2 $220,000 $110,000 $3,419 4.69%
The Dalles, OR (FHA|USDA|VA) 2 $220,000 $110,000 $3,746 5.25%
Pottsville, PA (FHA|USDA|VA) 2 $220,000 $110,000 $2,557 5.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $215,000 $215,000 $4,131 4.38%
St. Marys, GA (FHA|USDA|VA) 1 $215,000 $215,000 $5,035 4.25%
LAREDO, TX (FHA|USDA|VA) 1 $215,000 $215,000 $6,039 4.88%
Cedartown, GA (FHA|USDA|VA) 1 $215,000 $215,000 $7,279 5.63%
Montrose, CO (FHA|USDA|VA) 1 $215,000 $215,000 $3,539 5.25%
SUMTER, SC (FHA|USDA|VA) 2 $210,000 $105,000 $3,366 5.25%
LAS CRUCES, NM (FHA|USDA|VA) 1 $205,000 $205,000 $7,771 4.88%
Bardstown, KY (FHA|USDA|VA) 1 $205,000 $205,000 $5,442 5.50%
LEBANON, PA (FHA|USDA|VA) 1 $205,000 $205,000 $3,987 4.63%
Clinton, IA (FHA|USDA|VA) 2 $200,000 $100,000 $3,164 4.75%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $200,000 $100,000 $2,788 5.06%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $200,000 $100,000 $4,566 4.81%
ITHACA, NY (FHA|USDA|VA) 1 $195,000 $195,000 $9,976 5.13%
BANGOR, ME (FHA|USDA|VA) 1 $195,000 $195,000 $9,463 5.13%
Shelby, NC (FHA|USDA|VA) 2 $190,000 $95,000 $4,557 5.00%
FOND DU LAC, WI (FHA|USDA|VA) 2 $190,000 $95,000 $2,850 5.06%
Silver City, NM (FHA|USDA|VA) 1 $185,000 $185,000 $5,282 4.25%
Lewisburg, PA (FHA|USDA|VA) 1 $185,000 $185,000 $5,429 3.88%
CASPER, WY (FHA|USDA|VA) 1 $185,000 $185,000 $382 4.50%
Price, UT (FHA|USDA|VA) 1 $185,000 $185,000 $5,687 4.63%
Central City, KY (FHA|USDA|VA) 1 $185,000 $185,000 $4,716 3.88%
Enterprise, AL (FHA|USDA|VA) 1 $185,000 $185,000 $6,958 4.25%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $185,000 $185,000 $2,639 4.88%
MOBILE, AL (FHA|USDA|VA) 2 $180,000 $90,000 $6,589 5.63%
Platteville, WI (FHA|USDA|VA) 2 $180,000 $90,000 $4,509 5.19%
Coshocton, OH (FHA|USDA|VA) 2 $180,000 $90,000 $1,226 5.44%
Oskaloosa, IA (FHA|USDA|VA) 2 $180,000 $90,000 $3,478 5.00%
Newport, TN (FHA|USDA|VA) 1 $175,000 $175,000 $3,838 3.88%
JACKSON, TN (FHA|USDA|VA) 1 $175,000 $175,000 $3,563 4.88%
La Grande, OR (FHA|USDA|VA) 1 $175,000 $175,000 $4,515 4.63%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $175,000 $175,000 $5,493 4.63%
READING, PA (FHA|USDA|VA) 1 $175,000 $175,000 $1,737 4.63%
SAGINAW, MI (FHA|USDA|VA) 1 $175,000 $175,000 $3,039 4.63%
Frankfort, KY (FHA|USDA|VA) 1 $175,000 $175,000 $850 4.00%
Red Wing, MN (FHA|USDA|VA) 1 $175,000 $175,000 $3,915 4.50%
Gaffney, SC (FHA|USDA|VA) 2 $170,000 $85,000 $4,432 5.06%
LOGAN, UT-ID (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.38%
MORRISTOWN, TN (FHA|USDA|VA) 1 $165,000 $165,000 $6,598 4.00%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $165,000 $165,000 $3,013 4.75%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $160,000 $80,000 $4,398 5.25%
Burlington, IA-IL (FHA|USDA|VA) 2 $160,000 $80,000 $2,663 5.00%
Craig, CO (FHA|USDA|VA) 1 $155,000 $155,000 $2,532 4.63%
Jefferson, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,665 4.38%
Wabash, IN (FHA|USDA|VA) 1 $155,000 $155,000 $1,139 5.13%
ALTOONA, PA (FHA|USDA|VA) 2 $150,000 $75,000 $2,169 5.19%
Hillsdale, MI (FHA|USDA|VA) 1 $145,000 $145,000 $3,452 5.38%
Rochelle, IL (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.25%
LUBBOCK, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,076 4.75%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,930 5.25%
Payson, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $5,597 5.25%
New Castle, IN (FHA|USDA|VA) 1 $145,000 $145,000 $3,770 4.88%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $145,000 $145,000 $2,567 4.88%
Durant, OK (FHA|USDA|VA) 1 $145,000 $145,000 $6,392 5.00%
SPARTANBURG, SC (FHA|USDA|VA) 1 $145,000 $145,000 $9,311 4.25%
ABILENE, TX (FHA|USDA|VA) 1 $145,000 $145,000 $8,332 5.75%
Stephenville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,399 4.50%
FORT COLLINS, CO (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.36%
Madison, IN (FHA|USDA|VA) 2 $140,000 $70,000 $4,786 5.06%
JOPLIN, MO (FHA|USDA|VA) 1 $135,000 $135,000 $3,179 5.63%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $135,000 $135,000 $3,663 6.13%
YUMA, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $66 5.13%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,913 4.88%
EspaƱola, NM (FHA|USDA|VA) 1 $135,000 $135,000 $6,102 5.50%
Cambridge, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,158 4.50%
Searcy, AR (FHA|USDA|VA) 1 $135,000 $135,000 $5,676 4.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,695 4.75%
Port Lavaca, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,281 4.13%
Russellville, AR (FHA|USDA|VA) 1 $135,000 $135,000 $4,008 4.13%
Selinsgrove, PA (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.63%
Warren, PA (FHA|USDA|VA) 2 $130,000 $65,000 $2,198 4.88%
Bradford, PA (FHA|USDA|VA) 2 $130,000 $65,000 $5,600 5.00%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,876 4.25%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,565 4.75%
Sterling, CO (FHA|USDA|VA) 1 $125,000 $125,000 $2,296 5.38%
Bennington, VT (FHA|USDA|VA) 1 $125,000 $125,000 $5,702 5.50%
Danville, VA (FHA|USDA|VA) 1 $125,000 $125,000 $6,736 5.25%
Plainview, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,773 5.13%
Fairfield, IA (FHA|USDA|VA) 1 $125,000 $125,000 $5,004 5.13%
Las Vegas, NM (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.88%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $115,000 $115,000 $4,239 5.13%
BATON ROUGE, LA (FHA|USDA|VA) 1 $115,000 $115,000 $5,384 4.88%
Columbus, MS (FHA|USDA|VA) 1 $115,000 $115,000 $3,028 5.63%
Bonham, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,891 5.75%
MANSFIELD, OH (FHA|USDA|VA) 1 $115,000 $115,000 $6,599 5.63%
Shelton, WA (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.56%
RAPID CITY, SD (FHA|USDA|VA) 1 $115,000 $115,000 $6,185 4.63%
Moberly, MO (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.75%
Beeville, TX (FHA|USDA|VA) 2 $110,000 $55,000 $4,976 4.81%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $105,000 $105,000 $6,431 5.38%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $105,000 $105,000 $1,729 3.63%
Calhoun, GA (FHA|USDA|VA) 1 $105,000 $105,000 $2,391 5.00%
Summerville, GA (FHA|USDA|VA) 1 $95,000 $95,000 $2,151 5.75%
Plymouth, IN (FHA|USDA|VA) 1 $95,000 $95,000 $4,348 4.63%
GETTYSBURG, PA (FHA|USDA|VA) 1 $95,000 $95,000 $2,347 5.75%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $95,000 $95,000 $1,587 4.63%
Mountain Home, ID (FHA|USDA|VA) 1 $95,000 $95,000 $560 5.25%
Somerset, PA (FHA|USDA|VA) 1 $95,000 $95,000 $1,766 5.38%
Toccoa, GA (FHA|USDA|VA) 1 $95,000 $95,000 $3,649 5.00%
Jackson, OH (FHA|USDA|VA) 1 $85,000 $85,000 $5,616 5.63%
Crawfordsville, IN (FHA|USDA|VA) 1 $85,000 $85,000 $1,490 5.13%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $85,000 $85,000 $3,677 5.25%
Maysville, KY (FHA|USDA|VA) 1 $85,000 $85,000 $6,106 5.25%
Marion, NC (FHA|USDA|VA) 1 $85,000 $85,000 $1,858 5.50%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,115 5.50%
Malone, NY (FHA|USDA|VA) 1 $85,000 $85,000 $5,045 5.00%
Sandusky, OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,661 5.75%
Lock Haven, PA (FHA|USDA|VA) 1 $85,000 $85,000 $1,994 4.38%
Lebanon, MO (FHA|USDA|VA) 1 $85,000 $85,000 $2,668 5.50%
Hannibal, MO (FHA|USDA|VA) 1 $85,000 $85,000 $1,468 5.50%
Huron, SD (FHA|USDA|VA) 1 $85,000 $85,000 $4,673 5.63%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $85,000 $85,000 $4,047 4.25%
Greenville, OH (FHA|USDA|VA) 1 $75,000 $75,000 $4,920 4.50%
Corinth, MS (FHA|USDA|VA) 1 $75,000 $75,000 $4,235 5.38%
Ruidoso, NM (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.21%
Fairmont, MN (FHA|USDA|VA) 1 $75,000 $75,000 $1,899 5.25%
LYNCHBURG, VA (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.01%
Marietta, OH (FHA|USDA|VA) 1 $75,000 $75,000 $4,206 4.75%
Mason City, IA (FHA|USDA|VA) 1 $75,000 $75,000 $4,252 5.63%
Mount Vernon, OH (FHA|USDA|VA) 1 $75,000 $75,000 $2,376 5.38%
Greensburg, IN (FHA|USDA|VA) 1 $75,000 $75,000 $2,748 5.75%
GREENVILLE, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.90%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $75,000 $75,000 $1,732 5.50%
Cortland, NY (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.63%
Branson, MO (FHA|USDA|VA) 1 $75,000 $75,000 $717 4.88%
Wauchula, FL (FHA|USDA|VA) 1 $65,000 $65,000 $3,685 5.25%
Muscatine, IA (FHA|USDA|VA) 1 $65,000 $65,000 $3,377 5.00%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $65,000 $65,000 $3,984 5.25%
MUNCIE, IN (FHA|USDA|VA) 1 $65,000 $65,000 $2,194 5.38%
Dodge City, KS (FHA|USDA|VA) 1 $65,000 $65,000 $4,060 4.50%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $65,000 $65,000 $1,622 5.00%
West Point, MS (FHA|USDA|VA) 1 $65,000 $65,000 $2,284 5.50%
Ottawa, KS (FHA|USDA|VA) 1 $65,000 $65,000 $1,017 5.50%
Elizabeth City, NC (FHA|USDA|VA) 1 $55,000 $55,000 $1,825 4.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.82%
Kennett, MO (FHA|USDA|VA) 1 $55,000 $55,000 $3,644 4.63%
Cordele, GA (FHA|USDA|VA) 1 $55,000 $55,000 $2,148 5.13%
Alamogordo, NM (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.44%
VALDOSTA, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.50%
Olean, NY (FHA|USDA|VA) 1 $45,000 $45,000 $2,519 5.13%
Plaza Home Mortgage's top markets include New York, Los Angeles, Chicago, San Diego, and Miami among others.

Their top states include:
  • California (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,395 $1,764,015,000 $275,843 $12,323 4.95%
    FHA 5,002 $1,029,440,000 $205,806 $6,538 4.74%
    VA 1,221 $327,545,000 $268,260 $20,033 4.71%
    USDA 568 $80,760,000 $142,183 $3,684 4.71%
    FHA 325 $69,015,000 $212,354 $0 4.64%

    For 2018, Plaza Home Mortgage's most frequently originated type of loan was Conventional, with 6,395 originations. Their 2nd most popular type was FHA, with 5,002 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 10,564 $2,470,610,000 $233,871 $11,294 4.83%
    Refi 1,837 $499,345,000 $271,826 $5,542 4.88%
    Cash Out Refi 1,110 $300,820,000 $271,009 $7,436 4.70%

    For 2018, Plaza Home Mortgage's most frequently cited loan purpose was Home Purchase, with 10,564 originations. The 2nd most popular reason was Refi, with 1,837 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 12,653 $3,094,835,000 $244,593 $10,589 4.85%
    Other 361 $76,235,000 $211,177 $9,053 4.64%
    15 Year 333 $63,145,000 $189,625 $4,064 4.31%
    20 Year 145 $29,945,000 $206,517 $3,944 4.56%
    10 Year 14 $1,290,000 $92,143 $3,601 4.39%
    30+ year 5 $5,325,000 $1,065,000 $10,226 6.20%

    For 2018, Plaza Home Mortgage's most frequently cited loan duration was 30 Year, with 12,653 originations. The 2nd most popular length was Other, with 361 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 7,171 $1,560,035,000 $217,548
    $1k-2k 1,940 $462,510,000 $238,407
    $5k+ 1,083 $466,565,000 $430,808
    $2k-3k 1,052 $234,800,000 $223,194
    $3k-4k 711 $168,425,000 $236,885
    $4k-5k 437 $118,705,000 $271,636

    Plaza Home Mortgage's average total fees were $10,589, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 7,171 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 8,578 $2,147,640,000 $250,366
    5-6% 3,981 $875,955,000 $220,034
    3-4% 840 $216,050,000 $257,202
    6-7% 67 $21,315,000 $318,134
    7-8% 32 $6,910,000 $215,938
    Over 8% 12 $2,540,000 $211,667
    2.5-3% 1 $365,000 $365,000

    During 2018, Plaza Home Mortgage's average interest rate for loans was 4.85%, while their most frequently originated rate bucket for loans was 4-5%, with 8,578 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,051 $1,399,305,000 $277,035 $6,130 4.78%
    $100k-200k 4,933 $736,835,000 $149,369 $13,668 4.84%
    $100,000 or less 1,725 $130,105,000 $75,423 $3,135 5.02%
    $400k-600k 1,304 $614,720,000 $471,411 $22,488 4.77%
    $600k-1MM 430 $305,760,000 $711,070 $12,939 4.81%
    $1MM+ 68 $84,050,000 $1,236,029 $17,392 4.94%

    2018 saw Plaza Home Mortgage place emphasis on $200k-400k loans with 5,051 originations, totaling $1,399,305,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 3,901 $758,205,000 $194,362 $4,943 4.81%
    $50k or less 3,289 $442,085,000 $134,413 $3,941 4.82%
    $75k-100k 2,400 $612,940,000 $255,392 $13,536 4.82%
    $100k-150k 2,271 $728,285,000 $320,689 $6,908 4.84%
    $150k-250k 1,131 $466,265,000 $412,259 $7,791 4.88%
    $250k+ 460 $248,850,000 $540,978 $132,399 5.03%

    Plaza Home Mortgage lent most frequently to those with incomes in the $50k-75k range, with 3,901 originations. The second most popular income band? $50k or less, with 3,289 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 2,096 $480,820,000 $229,399 $5,053 4.85%
    20-30% 1,799 $410,215,000 $228,024 $30,230 4.83%
    50-60% 1,520 $384,460,000 $252,934 $7,269 4.66%
    <20% 841 $185,765,000 $220,886 $4,453 4.75%
    49% 658 $172,920,000 $262,796 $6,293 4.83%
    44% 572 $145,250,000 $253,934 $5,787 4.89%
    48% 557 $143,535,000 $257,693 $5,865 4.84%
    42% 551 $151,165,000 $274,347 $5,733 4.91%
    43% 542 $125,540,000 $231,624 $5,166 4.88%
    46% 541 $134,625,000 $248,845 $39,081 4.84%
    39% 512 $123,800,000 $241,797 $5,485 4.92%
    41% 488 $121,500,000 $248,975 $5,463 4.90%
    45% 485 $117,485,000 $242,237 $5,660 4.87%
    40% 484 $116,340,000 $240,372 $5,616 4.89%
    47% 470 $119,410,000 $254,064 $5,669 4.83%
    37% 455 $111,305,000 $244,626 $4,991 4.84%
    38% 448 $109,100,000 $243,527 $5,421 4.89%
    36% 385 $89,255,000 $231,831 $4,977 4.87%
    >60% 107 $28,285,000 $264,346 $7,641 4.65%

    Plaza Home Mortgage lent most frequently to those with DTI ratios of 30-36%, with 2,096 originations. The next most common DTI ratio? 20-30%, with 1,799 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 10,486 $2,446,870,000 $233,346 $7,046 4.83%
    Black 1,197 $275,905,000 $230,497 $6,545 4.88%
    Asian 760 $261,390,000 $343,934 $7,323 4.82%
    Not provided 946 $247,120,000 $261,226 $54,608 4.82%
    Native Hawaiian or Islander 69 $25,395,000 $368,043 $8,233 4.57%
    American Indian 51 $13,475,000 $264,216 $6,045 4.83%
    Asian Indian 1 $535,000 $535,000 $10,691 5.75%
    Not applicable 1 $85,000 $85,000 $3,213 4.88%

    Approval Rates

    Total approvals of all applications
    90.21%

    Plaza Home Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    94.02%

    Plaza Home Mortgage has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 13,511 $3,270,775,000 $242,082

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 335 $48,535,000 $144,881
    Single Family (1-4 Units):Site-Built 13,176 $3,222,240,000 $244,554

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 283 $61,145,000 $216,060 $4,277 4.84%
    40-60% 1,058 $266,110,000 $251,522 $4,819 4.73%
    60-80% 3,346 $948,230,000 $283,392 $21,304 4.93%
    80-100% 8,561 $1,928,755,000 $225,296 $7,574 4.80%
    Over 100% 196 $56,230,000 $286,888 $9,625 4.69%
    Under 20% 54 $7,010,000 $129,815 $2,640 6.00%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    PLAZA HOME MORTGAGE, INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 15.8%
    PLAZA HOME MORTGAGE, INC. Conventional home mortgage Closing on a mortgage 1 5.3%
    PLAZA HOME MORTGAGE, INC. Conventional home mortgage Struggling to pay mortgage 1 5.3%
    PLAZA HOME MORTGAGE, INC. Conventional home mortgage Trouble during payment process 4 21.1%
    PLAZA HOME MORTGAGE, INC. FHA mortgage Struggling to pay mortgage 2 10.5%
    PLAZA HOME MORTGAGE, INC. FHA mortgage Trouble during payment process 2 10.5%
    PLAZA HOME MORTGAGE, INC. Other type of mortgage Struggling to pay mortgage 1 5.3%
    PLAZA HOME MORTGAGE, INC. Other type of mortgage Trouble during payment process 1 5.3%
    PLAZA HOME MORTGAGE, INC. VA mortgage Applying for a mortgage or refinancing an existing mortgage 2 10.5%
    PLAZA HOME MORTGAGE, INC. VA mortgage Closing on a mortgage 1 5.3%
    PLAZA HOME MORTGAGE, INC. VA mortgage Trouble during payment process 1 5.3%