Plaza Home Mortgage Rates, Fees & Info

Sacramento, CA

LEI: 549300JYXTZDSPJEPI44

Tax ID: 33-0941669

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Mortgage Data

Review & Overview

Plaza Home Mortgage is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Plaza Home Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Los Angeles, Chicago, Houston, and San Diego among others. We have data for 573 markets. (Some data included below & more in-depth data is available with an active subscription.)

Plaza Home Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Plaza Home Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.76% 4/22/24
30 Year Conventional Refi 6.51% 4/22/24
30 Year Cash-out Refi 6.74% 4/22/24
30 Year FHA Purchase 7.23% 4/22/24
30 Year FHA Refi 7.01% 4/22/24
30 Year VA Purchase 6.14% 4/22/24
30 Year VA Refi 5.62% 4/22/24
30 Year USDA Purchase 6.63% 4/22/24
30 Year USDA Refi 6.36% 4/22/24
15 Year Conventional Purchase 6.20% 4/22/24
15 Year Conventional Refi 5.97% 4/22/24
15 Year Cash-out Refi 5.97% 4/22/24
15 Year FHA Purchase 7.53% 4/22/24
15 Year FHA Refi 6.95% 4/22/24
15 Year VA Purchase 5.73% 4/22/24
15 Year VA Refi 5.84% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Plaza Home Mortgage Mortgage Calculator






Your Estimates

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This is not an official calculator from Plaza Home Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

22,822

Origination Dollar Volume (All Markets)

$6,591,270,000
Show all (79) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,355 $570,865,000 $421,303 $10,317 3.02%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 777 $365,625,000 $470,560 $5,494 2.92%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,440 $361,310,000 $250,910 $4,048 2.99%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,231 $318,995,000 $259,135 $6,386 2.96%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 515 $242,095,000 $470,087 $6,070 2.80%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 697 $226,585,000 $325,086 $8,665 3.02%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 651 $207,795,000 $319,194 $5,079 2.97%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 644 $185,970,000 $288,773 $5,251 2.90%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 424 $159,350,000 $375,825 $6,919 2.83%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 422 $158,840,000 $376,398 $6,014 2.90%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 398 $149,590,000 $375,854 $4,932 2.96%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 512 $149,480,000 $291,953 $6,141 2.97%
Outside of Metro Areas 662 $127,800,000 $193,051 $5,338 3.02%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 308 $116,120,000 $377,013 $5,631 2.93%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 270 $100,090,000 $370,704 $6,769 2.96%
URBAN HONOLULU, HI (FHA|USDA|VA) 193 $95,105,000 $492,772 $8,124 2.77%
PITTSBURGH, PA (FHA|USDA|VA) 530 $92,420,000 $174,377 $7,157 2.99%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 226 $91,760,000 $406,018 $9,708 2.94%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 206 $81,290,000 $394,612 $5,165 2.93%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 234 $67,330,000 $287,735 $5,319 2.88%
SYRACUSE, NY (FHA|USDA|VA) 418 $64,520,000 $154,354 $6,481 3.07%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 280 $63,650,000 $227,321 $4,699 3.13%
UTICA-ROME, NY (FHA|USDA|VA) 392 $61,320,000 $156,429 $7,569 2.88%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 195 $58,125,000 $298,077 $8,414 3.09%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 206 $56,460,000 $274,078 $8,740 2.93%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 212 $53,370,000 $251,745 $6,213 3.00%
SALEM, OR (FHA|USDA|VA) 185 $52,395,000 $283,216 $7,374 2.80%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 214 $52,280,000 $244,299 $7,365 3.09%
ALBUQUERQUE, NM (FHA|USDA|VA) 232 $50,920,000 $219,483 $5,032 3.02%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 212 $47,630,000 $224,670 $4,148 3.03%
Hilo, HI (FHA|USDA|VA) 136 $46,450,000 $341,544 $6,775 2.96%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 101 $43,465,000 $430,347 $6,560 2.91%
JACKSONVILLE, FL (FHA|USDA|VA) 163 $42,905,000 $263,221 $6,492 3.09%
EL PASO, TX (FHA|USDA|VA) 216 $42,650,000 $197,454 $6,507 3.02%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 113 $42,165,000 $373,142 $8,239 2.85%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 181 $41,305,000 $228,204 $7,816 2.95%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 152 $40,670,000 $267,566 $7,013 3.12%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 100 $38,690,000 $386,900 $9,179 2.90%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 151 $38,165,000 $252,748 $7,211 3.10%
FRESNO, CA (FHA|USDA|VA) 125 $37,145,000 $297,160 $5,875 3.04%
ST. CLOUD, MN (FHA|USDA|VA) 169 $37,065,000 $219,320 $4,148 2.88%
GRAND JUNCTION, CO (FHA|USDA|VA) 134 $36,080,000 $269,254 $4,951 3.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 123 $32,895,000 $267,439 $5,513 3.01%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 59 $31,875,000 $540,254 $15,518 2.93%
Roseburg, OR (FHA|USDA|VA) 116 $31,720,000 $273,448 $4,563 2.81%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 50 $30,600,000 $612,000 $5,609 2.95%
SANTA FE, NM (FHA|USDA|VA) 80 $30,100,000 $376,250 $5,015 3.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 99 $28,145,000 $284,293 $4,467 3.02%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 104 $27,690,000 $266,250 $6,490 2.99%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 57 $26,415,000 $463,421 $6,271 2.94%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 91 $26,115,000 $286,978 $6,786 3.15%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 77 $26,035,000 $338,117 $10,758 3.24%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 58 $25,950,000 $447,414 $6,524 2.79%
STOCKTON, CA (FHA|USDA|VA) 78 $25,550,000 $327,564 $5,863 2.97%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 122 $25,280,000 $207,213 $6,519 2.90%
BAKERSFIELD, CA (FHA|USDA|VA) 100 $25,230,000 $252,300 $6,416 3.19%
KOKOMO, IN (FHA|USDA|VA) 172 $24,510,000 $142,500 $3,709 3.05%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 125 $23,975,000 $191,800 $6,503 2.96%
Oneonta, NY (FHA|USDA|VA) 106 $21,960,000 $207,170 $7,386 3.04%
COLORADO SPRINGS, CO (FHA|USDA|VA) 63 $21,505,000 $341,349 $5,498 2.86%
ROCHESTER, NY (FHA|USDA|VA) 110 $19,890,000 $180,818 $7,122 3.05%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 58 $18,410,000 $317,414 $5,744 2.98%
JACKSONVILLE, NC (FHA|USDA|VA) 90 $17,720,000 $196,889 $5,724 2.72%
ERIE, PA (FHA|USDA|VA) 108 $17,660,000 $163,519 $7,904 2.97%
VISALIA, CA (FHA|USDA|VA) 71 $17,615,000 $248,099 $4,715 3.18%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 66 $17,030,000 $258,030 $6,405 3.26%
MADERA, CA (FHA|USDA|VA) 56 $16,190,000 $289,107 $6,866 2.89%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 43 $15,065,000 $350,349 $5,604 3.07%
WORCESTER, MA-CT (FHA|USDA|VA) 48 $14,770,000 $307,708 $8,284 3.12%
KANSAS CITY, MO-KS (FHA|USDA|VA) 75 $14,755,000 $196,733 $3,853 2.96%
FLINT, MI (FHA|USDA|VA) 87 $14,635,000 $168,218 $4,398 3.01%
MERCED, CA (FHA|USDA|VA) 52 $14,570,000 $280,192 $4,530 3.06%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 49 $14,315,000 $292,143 $5,346 2.74%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 32 $13,700,000 $428,125 $8,040 3.15%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 43 $13,665,000 $317,791 $6,847 2.85%
OKLAHOMA CITY, OK (FHA|USDA|VA) 56 $13,630,000 $243,393 $6,551 3.17%
LOUISVILLE, KY (FHA|USDA|VA) 59 $13,575,000 $230,085 $5,931 3.03%
VALLEJO, CA (FHA|USDA|VA) 33 $13,485,000 $408,636 $6,842 2.83%
RICHMOND, VA (FHA|USDA|VA) 50 $13,370,000 $267,400 $7,422 3.14%
GREEN BAY, WI (FHA|USDA|VA) 59 $13,145,000 $222,797 $3,801 3.14%
MANKATO, MN (FHA|USDA|VA) 55 $13,085,000 $237,909 $5,195 2.95%
CORPUS CHRISTI, TX (FHA|USDA|VA) 38 $12,610,000 $331,842 $9,051 2.89%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 39 $11,775,000 $301,923 $5,970 2.80%
WINSTON-SALEM, NC (FHA|USDA|VA) 52 $11,510,000 $221,346 $4,984 3.05%
BINGHAMTON, NY (FHA|USDA|VA) 74 $11,370,000 $153,649 $5,689 2.86%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 59 $11,345,000 $192,288 $5,283 2.87%
Brainerd, MN (FHA|USDA|VA) 43 $10,805,000 $251,279 $4,718 2.94%
PORT ST. LUCIE, FL (FHA|USDA|VA) 40 $10,400,000 $260,000 $8,269 3.01%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 43 $10,285,000 $239,186 $5,483 3.16%
Eureka-Arcata, CA (FHA|USDA|VA) 32 $10,210,000 $319,063 $8,132 2.86%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 38 $9,680,000 $254,737 $6,084 3.12%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 46 $9,530,000 $207,174 $6,127 3.04%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 54 $9,420,000 $174,444 $5,552 3.31%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 20 $8,810,000 $440,500 $7,466 3.21%
LAFAYETTE, LA (FHA|USDA|VA) 42 $8,540,000 $203,333 $5,593 3.15%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 43 $8,515,000 $198,023 $5,250 3.24%
COLUMBUS, OH (FHA|USDA|VA) 36 $8,480,000 $235,556 $7,467 3.00%
Key West, FL (FHA|USDA|VA) 19 $8,265,000 $435,000 $12,435 3.10%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 47 $8,145,000 $173,298 $6,387 3.04%
ST. LOUIS, MO-IL (FHA|USDA|VA) 38 $7,840,000 $206,316 $4,592 3.05%
GREELEY, CO (FHA|USDA|VA) 23 $7,675,000 $333,696 $5,633 2.85%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 44 $7,650,000 $173,864 $4,023 3.01%
TUCSON, AZ (FHA|USDA|VA) 27 $7,345,000 $272,037 $5,137 2.98%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 18 $7,300,000 $405,556 $4,044 2.95%
EVANSVILLE, IN-KY (FHA|USDA|VA) 39 $7,225,000 $185,256 $4,553 3.07%
SALT LAKE CITY, UT (FHA|USDA|VA) 22 $7,030,000 $319,545 $6,290 2.89%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 33 $6,895,000 $208,939 $7,598 3.15%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 45 $6,825,000 $151,667 $4,005 2.81%
Montrose, CO (FHA|USDA|VA) 29 $6,765,000 $233,276 $3,711 3.12%
FORT COLLINS, CO (FHA|USDA|VA) 17 $6,585,000 $387,353 $8,736 2.84%
MODESTO, CA (FHA|USDA|VA) 24 $6,560,000 $273,333 $4,336 2.91%
BATON ROUGE, LA (FHA|USDA|VA) 30 $6,450,000 $215,000 $5,929 3.01%
Durango, CO (FHA|USDA|VA) 15 $6,445,000 $429,667 $7,132 3.01%
Auburn, NY (FHA|USDA|VA) 40 $6,370,000 $159,250 $6,768 2.95%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 24 $6,360,000 $265,000 $6,700 3.01%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 23 $6,255,000 $271,957 $4,101 2.83%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 30 $5,710,000 $190,333 $3,607 3.35%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 25 $5,705,000 $228,200 $6,620 3.09%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 23 $5,665,000 $246,304 $6,343 2.90%
Moberly, MO (FHA|USDA|VA) 45 $5,655,000 $125,667 $2,704 2.99%
DOVER, DE (FHA|USDA|VA) 18 $5,610,000 $311,667 $7,351 3.34%
TALLAHASSEE, FL (FHA|USDA|VA) 30 $5,580,000 $186,000 $7,873 3.29%
Glenwood Springs, CO (FHA|USDA|VA) 16 $5,510,000 $344,375 $5,553 2.93%
FAYETTEVILLE, NC (FHA|USDA|VA) 25 $5,455,000 $218,200 $4,006 2.66%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 22 $5,440,000 $247,273 $2,754 3.06%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 24 $5,350,000 $222,917 $6,404 2.70%
Peru, IN (FHA|USDA|VA) 39 $5,275,000 $135,256 $3,563 3.05%
OCALA, FL (FHA|USDA|VA) 23 $5,255,000 $228,478 $7,751 3.00%
TYLER, TX (FHA|USDA|VA) 25 $5,225,000 $209,000 $6,606 3.32%
Truckee-Grass Valley, CA (FHA|USDA|VA) 14 $5,090,000 $363,571 $5,580 2.65%
SALINAS, CA (FHA|USDA|VA) 14 $5,060,000 $361,429 $6,083 3.07%
Kapaa, HI (FHA|USDA|VA) 10 $4,990,000 $499,000 $6,930 2.99%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 17 $4,985,000 $293,235 $6,832 2.93%
Clearlake, CA (FHA|USDA|VA) 20 $4,980,000 $249,000 $6,211 2.98%
Ottawa, IL (FHA|USDA|VA) 36 $4,920,000 $136,667 $4,459 3.53%
WILMINGTON, NC (FHA|USDA|VA) 20 $4,890,000 $244,500 $3,445 2.74%
Logansport, IN (FHA|USDA|VA) 38 $4,810,000 $126,579 $2,931 3.03%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 14 $4,810,000 $343,571 $5,565 3.07%
PUNTA GORDA, FL (FHA|USDA|VA) 18 $4,760,000 $264,444 $7,811 3.22%
KINGSTON, NY (FHA|USDA|VA) 15 $4,755,000 $317,000 $8,513 3.16%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 18 $4,730,000 $262,778 $6,681 2.96%
Torrington, CT (FHA|USDA|VA) 19 $4,725,000 $248,684 $7,159 3.12%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 18 $4,640,000 $257,778 $7,957 2.66%
CaƱon City, CO (FHA|USDA|VA) 19 $4,555,000 $239,737 $8,283 2.89%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 8 $4,540,000 $567,500 $9,210 2.77%
RALEIGH-CARY, NC (FHA|USDA|VA) 13 $4,455,000 $342,692 $6,424 2.70%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 20 $4,370,000 $218,500 $8,048 2.89%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 17 $4,335,000 $255,000 $8,693 3.09%
BEND, OR (FHA|USDA|VA) 14 $4,320,000 $308,571 $4,425 2.71%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 15 $4,275,000 $285,000 $6,429 3.08%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 21 $4,245,000 $202,143 $6,093 2.80%
ROCKFORD, IL (FHA|USDA|VA) 27 $4,085,000 $151,296 $3,668 2.87%
ANN ARBOR, MI (FHA|USDA|VA) 15 $4,085,000 $272,333 $5,191 3.01%
LINCOLN, NE (FHA|USDA|VA) 20 $4,080,000 $204,000 $1,808 2.63%
PANAMA CITY, FL (FHA|USDA|VA) 19 $4,075,000 $214,474 $6,464 3.13%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 12 $4,070,000 $339,167 $4,233 2.85%
FORT WAYNE, IN (FHA|USDA|VA) 21 $4,025,000 $191,667 $4,369 3.45%
GLENS FALLS, NY (FHA|USDA|VA) 24 $3,970,000 $165,417 $5,738 2.88%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 13 $3,945,000 $303,462 $5,842 2.95%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 19 $3,905,000 $205,526 $7,675 3.45%
CHICO, CA (FHA|USDA|VA) 10 $3,890,000 $389,000 $6,198 2.65%
Gillette, WY (FHA|USDA|VA) 17 $3,885,000 $228,529 $6,378 2.85%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 10 $3,820,000 $382,000 $6,486 3.35%
COLUMBIA, SC (FHA|USDA|VA) 16 $3,750,000 $234,375 $5,308 3.10%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 9 $3,645,000 $405,000 $7,992 3.01%
Seneca Falls, NY (FHA|USDA|VA) 26 $3,570,000 $137,308 $5,970 3.11%
YORK-HANOVER, PA (FHA|USDA|VA) 15 $3,525,000 $235,000 $8,765 3.27%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 16 $3,410,000 $213,125 $7,292 3.26%
New Castle, PA (FHA|USDA|VA) 26 $3,400,000 $130,769 $5,774 2.93%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 19 $3,395,000 $178,684 $4,765 3.26%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 14 $3,380,000 $241,429 $5,038 3.07%
ALBANY-LEBANON, OR (FHA|USDA|VA) 13 $3,295,000 $253,462 $6,713 3.06%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 11 $3,275,000 $297,727 $8,069 3.07%
Manitowoc, WI (FHA|USDA|VA) 16 $3,190,000 $199,375 $3,994 3.08%
Washington, IN (FHA|USDA|VA) 18 $3,190,000 $177,222 $4,105 3.02%
Faribault-Northfield, MN (FHA|USDA|VA) 10 $3,130,000 $313,000 $7,203 2.97%
Meadville, PA (FHA|USDA|VA) 18 $3,070,000 $170,556 $7,507 3.09%
LAREDO, TX (FHA|USDA|VA) 12 $3,010,000 $250,833 $6,917 3.08%
SALISBURY, MD-DE (FHA|USDA|VA) 11 $2,995,000 $272,273 $9,607 3.20%
FLAGSTAFF, AZ (FHA|USDA|VA) 8 $2,920,000 $365,000 $5,066 3.09%
RENO, NV (FHA|USDA|VA) 4 $2,890,000 $722,500 $11,127 3.16%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 16 $2,860,000 $178,750 $5,985 3.18%
Freeport, IL (FHA|USDA|VA) 19 $2,825,000 $148,684 $3,641 3.02%
BOULDER, CO (FHA|USDA|VA) 9 $2,825,000 $313,889 $4,441 3.11%
Tahlequah, OK (FHA|USDA|VA) 17 $2,775,000 $163,235 $5,704 2.97%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 9 $2,775,000 $308,333 $5,675 3.25%
BOISE CITY, ID (FHA|USDA|VA) 8 $2,680,000 $335,000 $14,543 3.04%
WICHITA, KS (FHA|USDA|VA) 16 $2,600,000 $162,500 $4,690 3.19%
NAPA, CA (FHA|USDA|VA) 4 $2,560,000 $640,000 $10,379 3.06%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 8 $2,530,000 $316,250 $5,521 2.91%
LAS CRUCES, NM (FHA|USDA|VA) 11 $2,525,000 $229,545 $5,243 3.36%
TUSCALOOSA, AL (FHA|USDA|VA) 11 $2,495,000 $226,818 $7,241 3.03%
DULUTH, MN-WI (FHA|USDA|VA) 13 $2,465,000 $189,615 $5,768 2.90%
TULSA, OK (FHA|USDA|VA) 13 $2,405,000 $185,000 $5,658 3.33%
WACO, TX (FHA|USDA|VA) 8 $2,380,000 $297,500 $6,899 2.69%
Huntsville, TX (FHA|USDA|VA) 15 $2,375,000 $158,333 $5,852 3.11%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 8 $2,340,000 $292,500 $2,401 3.17%
Gloversville, NY (FHA|USDA|VA) 17 $2,285,000 $134,412 $5,397 2.98%
YUBA CITY, CA (FHA|USDA|VA) 8 $2,280,000 $285,000 $5,102 2.78%
APPLETON, WI (FHA|USDA|VA) 11 $2,245,000 $204,091 $4,881 3.25%
Vincennes, IN (FHA|USDA|VA) 14 $2,240,000 $160,000 $4,755 3.26%
PROVO-OREM, UT (FHA|USDA|VA) 7 $2,235,000 $319,286 $6,706 2.74%
Rolla, MO (FHA|USDA|VA) 12 $2,220,000 $185,000 $3,553 3.37%
Roswell, NM (FHA|USDA|VA) 13 $2,215,000 $170,385 $5,127 3.20%
Plymouth, IN (FHA|USDA|VA) 5 $2,215,000 $443,000 $3,285 3.43%
Willmar, MN (FHA|USDA|VA) 10 $2,170,000 $217,000 $6,184 2.75%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 9 $2,165,000 $240,556 $3,765 2.97%
MONROE, MI (FHA|USDA|VA) 15 $2,155,000 $143,667 $3,821 3.48%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 10 $2,130,000 $213,000 $7,163 3.16%
Carlsbad-Artesia, NM (FHA|USDA|VA) 12 $2,120,000 $176,667 $5,252 3.16%
Shelton, WA (FHA|USDA|VA) 6 $2,120,000 $353,333 $3,287 2.79%
Red Wing, MN (FHA|USDA|VA) 7 $2,085,000 $297,857 $5,871 2.78%
Winfield, KS (FHA|USDA|VA) 16 $2,040,000 $127,500 $4,434 2.97%
MEDFORD, OR (FHA|USDA|VA) 7 $2,025,000 $289,286 $5,565 2.93%
AMARILLO, TX (FHA|USDA|VA) 7 $2,015,000 $287,857 $5,347 2.68%
Hudson, NY (FHA|USDA|VA) 8 $2,000,000 $250,000 $6,557 3.03%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 9 $1,855,000 $206,111 $5,972 3.07%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 8 $1,810,000 $226,250 $4,671 2.70%
WENATCHEE, WA (FHA|USDA|VA) 6 $1,790,000 $298,333 $6,597 2.94%
MIDLAND, TX (FHA|USDA|VA) 6 $1,780,000 $296,667 $7,110 2.98%
LONGVIEW, WA (FHA|USDA|VA) 6 $1,780,000 $296,667 $6,276 3.00%
Prineville, OR (FHA|USDA|VA) 4 $1,680,000 $420,000 $7,822 3.31%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,670,000 $278,333 $9,064 2.36%
Ogdensburg-Massena, NY (FHA|USDA|VA) 10 $1,660,000 $166,000 $4,701 2.81%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 6 $1,660,000 $276,667 $5,404 3.35%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 8 $1,650,000 $206,250 $2,183 2.63%
LONGVIEW, TX (FHA|USDA|VA) 8 $1,640,000 $205,000 $5,108 2.83%
TOLEDO, OH (FHA|USDA|VA) 10 $1,620,000 $162,000 $5,297 3.61%
KANKAKEE, IL (FHA|USDA|VA) 6 $1,600,000 $266,667 $4,623 3.14%
Stephenville, TX (FHA|USDA|VA) 6 $1,600,000 $266,667 $7,059 3.29%
Mount Pleasant, TX (FHA|USDA|VA) 11 $1,595,000 $145,000 $6,491 3.50%
Hutchinson, MN (FHA|USDA|VA) 8 $1,590,000 $198,750 $3,672 2.92%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 7 $1,585,000 $226,429 $4,198 3.14%
Fredericksburg, TX (FHA|USDA|VA) 3 $1,575,000 $525,000 $10,821 3.46%
PEORIA, IL (FHA|USDA|VA) 10 $1,550,000 $155,000 $4,431 3.19%
Taos, NM (FHA|USDA|VA) 7 $1,545,000 $220,714 $5,975 3.00%
ELMIRA, NY (FHA|USDA|VA) 10 $1,540,000 $154,000 $6,422 2.89%
ASHEVILLE, NC (FHA|USDA|VA) 4 $1,530,000 $382,500 $8,057 2.56%
SHERMAN-DENISON, TX (FHA|USDA|VA) 6 $1,500,000 $250,000 $5,505 3.21%
Kalispell, MT (FHA|USDA|VA) 5 $1,475,000 $295,000 $10,415 2.67%
GAINESVILLE, FL (FHA|USDA|VA) 5 $1,475,000 $295,000 $7,905 3.30%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $1,470,000 $367,500 $7,712 2.81%
SAVANNAH, GA (FHA|USDA|VA) 5 $1,445,000 $289,000 $4,954 2.75%
Kerrville, TX (FHA|USDA|VA) 7 $1,425,000 $203,571 $6,948 3.55%
REDDING, CA (FHA|USDA|VA) 5 $1,425,000 $285,000 $7,115 2.60%
Indiana, PA (FHA|USDA|VA) 13 $1,395,000 $107,308 $5,527 3.19%
GRANTS PASS, OR (FHA|USDA|VA) 6 $1,390,000 $231,667 $6,848 2.97%
Amsterdam, NY (FHA|USDA|VA) 9 $1,385,000 $153,889 $6,564 3.11%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 13 $1,365,000 $105,000 $5,622 2.86%
Crescent City, CA (FHA|USDA|VA) 6 $1,360,000 $226,667 $3,296 2.56%
MUSKEGON, MI (FHA|USDA|VA) 7 $1,355,000 $193,571 $5,152 3.46%
TOPEKA, KS (FHA|USDA|VA) 7 $1,345,000 $192,143 $4,721 3.16%
Aberdeen, WA (FHA|USDA|VA) 6 $1,340,000 $223,333 $6,575 3.31%
New Ulm, MN (FHA|USDA|VA) 11 $1,335,000 $121,364 $3,556 3.06%
Fergus Falls, MN (FHA|USDA|VA) 9 $1,325,000 $147,222 $4,172 3.08%
FARMINGTON, NM (FHA|USDA|VA) 6 $1,320,000 $220,000 $4,559 3.13%
LAKE CHARLES, LA (FHA|USDA|VA) 6 $1,320,000 $220,000 $4,576 2.98%
CORVALLIS, OR (FHA|USDA|VA) 4 $1,300,000 $325,000 $13,578 3.66%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $1,280,000 $213,333 $5,029 2.83%
Edwards, CO (FHA|USDA|VA) 3 $1,275,000 $425,000 $4,578 2.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $1,265,000 $421,667 $6,994 2.25%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $1,250,000 $312,500 $7,995 3.12%
Centralia, WA (FHA|USDA|VA) 5 $1,235,000 $247,000 $6,181 3.52%
Granbury, TX (FHA|USDA|VA) 4 $1,230,000 $307,500 $9,180 3.12%
EL CENTRO, CA (FHA|USDA|VA) 5 $1,225,000 $245,000 $9,623 3.50%
Laconia, NH (FHA|USDA|VA) 6 $1,210,000 $201,667 $3,729 2.87%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 7 $1,205,000 $172,143 $3,742 3.30%
Marinette, WI-MI (FHA|USDA|VA) 3 $1,175,000 $391,667 $2,373 3.54%
Rock Springs, WY (FHA|USDA|VA) 4 $1,170,000 $292,500 $7,015 2.91%
Cortland, NY (FHA|USDA|VA) 7 $1,165,000 $166,429 $6,693 3.13%
Marion, NC (FHA|USDA|VA) 1 $1,155,000 $1,155,000 $0 2.25%
LYNCHBURG, VA (FHA|USDA|VA) 5 $1,155,000 $231,000 $6,654 3.15%
Sonora, CA (FHA|USDA|VA) 5 $1,155,000 $231,000 $3,644 3.18%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 8 $1,150,000 $143,750 $5,749 2.92%
Ukiah, CA (FHA|USDA|VA) 4 $1,150,000 $287,500 $5,004 2.84%
BAY CITY, MI (FHA|USDA|VA) 9 $1,145,000 $127,222 $4,723 3.32%
Norwalk, OH (FHA|USDA|VA) 7 $1,135,000 $162,143 $4,561 3.04%
Newport, OR (FHA|USDA|VA) 4 $1,120,000 $280,000 $7,115 3.34%
CEDAR RAPIDS, IA (FHA|USDA|VA) 5 $1,115,000 $223,000 $4,554 3.10%
PUEBLO, CO (FHA|USDA|VA) 6 $1,110,000 $185,000 $4,994 3.27%
Opelousas, LA (FHA|USDA|VA) 6 $1,110,000 $185,000 $6,501 2.98%
Owatonna, MN (FHA|USDA|VA) 6 $1,070,000 $178,333 $5,608 3.02%
Breckenridge, CO (FHA|USDA|VA) 3 $1,065,000 $355,000 $8,830 3.00%
Ruidoso, NM (FHA|USDA|VA) 5 $1,065,000 $213,000 $9,769 3.18%
Payson, AZ (FHA|USDA|VA) 5 $1,055,000 $211,000 $3,957 2.78%
Batavia, NY (FHA|USDA|VA) 5 $1,045,000 $209,000 $5,967 3.08%
Gainesville, TX (FHA|USDA|VA) 5 $1,045,000 $209,000 $4,861 3.13%
IOWA CITY, IA (FHA|USDA|VA) 4 $1,040,000 $260,000 $4,719 2.69%
SPRINGFIELD, MA (FHA|USDA|VA) 5 $1,035,000 $207,000 $8,432 3.62%
Alexandria, MN (FHA|USDA|VA) 6 $1,030,000 $171,667 $6,033 3.60%
JACKSON, MI (FHA|USDA|VA) 8 $1,030,000 $128,750 $4,598 3.38%
Plattsburgh, NY (FHA|USDA|VA) 5 $1,015,000 $203,000 $4,345 3.23%
LOGAN, UT-ID (FHA|USDA|VA) 4 $1,000,000 $250,000 $4,261 2.21%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $975,000 $325,000 $0 2.52%
Wabash, IN (FHA|USDA|VA) 5 $965,000 $193,000 $4,565 3.38%
Maryville, MO (FHA|USDA|VA) 7 $965,000 $137,857 $4,642 3.20%
MANHATTAN, KS (FHA|USDA|VA) 5 $965,000 $193,000 $4,644 2.60%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $965,000 $193,000 $2,057 2.83%
Bucyrus-Galion, OH (FHA|USDA|VA) 9 $935,000 $103,889 $4,454 3.11%
Austin, MN (FHA|USDA|VA) 4 $930,000 $232,500 $6,688 2.90%
Athens, TX (FHA|USDA|VA) 3 $905,000 $301,667 $6,341 3.67%
Adrian, MI (FHA|USDA|VA) 6 $900,000 $150,000 $4,219 3.35%
Coos Bay, OR (FHA|USDA|VA) 4 $900,000 $225,000 $3,858 3.06%
Rochelle, IL (FHA|USDA|VA) 5 $895,000 $179,000 $4,584 2.67%
Traverse City, MI (FHA|USDA|VA) 4 $890,000 $222,500 $4,535 2.97%
ABILENE, TX (FHA|USDA|VA) 2 $880,000 $440,000 $5,712 2.81%
THE VILLAGES, FL (FHA|USDA|VA) 4 $850,000 $212,500 $3,208 2.90%
Forest City, NC (FHA|USDA|VA) 1 $845,000 $845,000 $12,193 3.00%
Klamath Falls, OR (FHA|USDA|VA) 4 $840,000 $210,000 $6,516 2.94%
FARGO, ND-MN (FHA|USDA|VA) 4 $840,000 $210,000 $5,146 3.38%
Vineyard Haven, MA (FHA|USDA|VA) 1 $835,000 $835,000 $19,905 2.88%
Wauchula, FL (FHA|USDA|VA) 3 $835,000 $278,333 $7,520 3.04%
Galesburg, IL (FHA|USDA|VA) 8 $830,000 $103,750 $4,416 2.83%
Jasper, IN (FHA|USDA|VA) 7 $825,000 $117,857 $3,120 3.21%
Arcadia, FL (FHA|USDA|VA) 3 $825,000 $275,000 $8,230 3.38%
RACINE, WI (FHA|USDA|VA) 3 $825,000 $275,000 $2,990 3.75%
Muskogee, OK (FHA|USDA|VA) 4 $820,000 $205,000 $6,696 2.97%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 5 $805,000 $161,000 $5,358 3.30%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $790,000 $197,500 $5,975 2.91%
Craig, CO (FHA|USDA|VA) 3 $775,000 $258,333 $5,977 3.04%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $775,000 $258,333 $5,652 3.63%
NEW BERN, NC (FHA|USDA|VA) 4 $770,000 $192,500 $6,355 2.94%
Whitewater, WI (FHA|USDA|VA) 2 $770,000 $385,000 $7,554 2.56%
Easton, MD (FHA|USDA|VA) 2 $760,000 $380,000 $7,800 2.56%
Orangeburg, SC (FHA|USDA|VA) 2 $750,000 $375,000 $9,179 3.44%
Marion, IN (FHA|USDA|VA) 7 $745,000 $106,429 $2,053 3.16%
Bardstown, KY (FHA|USDA|VA) 4 $740,000 $185,000 $6,380 3.03%
LEBANON, PA (FHA|USDA|VA) 3 $725,000 $241,667 $6,077 2.63%
NILES, MI (FHA|USDA|VA) 2 $710,000 $355,000 $7,186 3.25%
Corning, NY (FHA|USDA|VA) 6 $710,000 $118,333 $3,752 3.19%
Red Bluff, CA (FHA|USDA|VA) 3 $705,000 $235,000 $8,101 2.79%
Winona, MN (FHA|USDA|VA) 2 $700,000 $350,000 $6,204 2.50%
Heber, UT (FHA|USDA|VA) 2 $700,000 $350,000 $3,142 2.62%
ANCHORAGE, AK (FHA|USDA|VA) 2 $690,000 $345,000 $7,164 3.38%
AMES, IA (FHA|USDA|VA) 3 $675,000 $225,000 $4,100 2.46%
Outside of Metro Areas 1 $675,000 $675,000 $13,865 2.75%
Bartlesville, OK (FHA|USDA|VA) 3 $675,000 $225,000 $7,274 2.79%
Lufkin, TX (FHA|USDA|VA) 4 $670,000 $167,500 $4,855 3.22%
Hood River, OR (FHA|USDA|VA) 2 $670,000 $335,000 $5,266 2.88%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $665,000 $221,667 $5,270 2.74%
Huntington, IN (FHA|USDA|VA) 4 $660,000 $165,000 $3,478 2.78%
MOBILE, AL (FHA|USDA|VA) 2 $660,000 $330,000 $342 4.25%
ROCHESTER, MN (FHA|USDA|VA) 3 $655,000 $218,333 $2,491 3.58%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $645,000 $215,000 $6,871 2.46%
Shawano, WI (FHA|USDA|VA) 2 $640,000 $320,000 $7,603 2.56%
Lebanon, NH-VT (FHA|USDA|VA) 3 $635,000 $211,667 $5,790 3.08%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $635,000 $211,667 $4,533 2.75%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $635,000 $211,667 $3,570 2.87%
Moses Lake, WA (FHA|USDA|VA) 2 $620,000 $310,000 $3,029 2.81%
Ardmore, OK (FHA|USDA|VA) 3 $615,000 $205,000 $5,282 3.50%
EspaƱola, NM (FHA|USDA|VA) 2 $610,000 $305,000 $7,189 3.31%
Olean, NY (FHA|USDA|VA) 3 $605,000 $201,667 $5,244 2.79%
DuBois, PA (FHA|USDA|VA) 5 $595,000 $119,000 $4,873 3.08%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $580,000 $290,000 $9,294 2.56%
KNOXVILLE, TN (FHA|USDA|VA) 2 $580,000 $290,000 $4,275 2.44%
JOPLIN, MO (FHA|USDA|VA) 3 $575,000 $191,667 $2,005 2.41%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $575,000 $191,667 $5,795 2.92%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $570,000 $285,000 $8,577 3.43%
LaGrange, GA-AL (FHA|USDA|VA) 3 $555,000 $185,000 $3,402 3.13%
Brownwood, TX (FHA|USDA|VA) 3 $555,000 $185,000 $6,666 2.96%
Sunbury, PA (FHA|USDA|VA) 4 $550,000 $137,500 $6,748 2.88%
Vernal, UT (FHA|USDA|VA) 1 $545,000 $545,000 $3,588 2.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $545,000 $545,000 $10,005 2.75%
Tiffin, OH (FHA|USDA|VA) 3 $545,000 $181,667 $4,897 2.96%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $535,000 $178,333 $6,268 3.42%
Williston, ND (FHA|USDA|VA) 2 $530,000 $265,000 $4,953 2.43%
Muscatine, IA (FHA|USDA|VA) 2 $520,000 $260,000 $7,051 3.50%
ITHACA, NY (FHA|USDA|VA) 3 $515,000 $171,667 $5,427 2.83%
SAN ANGELO, TX (FHA|USDA|VA) 2 $510,000 $255,000 $5,795 2.56%
READING, PA (FHA|USDA|VA) 2 $510,000 $255,000 $6,287 2.81%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $510,000 $255,000 $3,922 2.62%
ENID, OK (FHA|USDA|VA) 3 $495,000 $165,000 $5,763 3.38%
Jacksonville, TX (FHA|USDA|VA) 3 $485,000 $161,667 $4,831 3.33%
Shawnee, OK (FHA|USDA|VA) 2 $480,000 $240,000 $6,742 3.13%
SAGINAW, MI (FHA|USDA|VA) 4 $480,000 $120,000 $4,327 3.19%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $470,000 $235,000 $6,275 3.25%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $470,000 $235,000 $2,378 2.75%
Kinston, NC (FHA|USDA|VA) 2 $460,000 $230,000 $5,113 2.93%
MUNCIE, IN (FHA|USDA|VA) 2 $460,000 $230,000 $1,458 3.25%
Lumberton, NC (FHA|USDA|VA) 2 $450,000 $225,000 $1,936 2.31%
Lewisburg, TN (FHA|USDA|VA) 2 $450,000 $225,000 $2,702 3.19%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $445,000 $445,000 $19,285 2.75%
BURLINGTON, NC (FHA|USDA|VA) 2 $440,000 $220,000 $4,659 3.00%
Selinsgrove, PA (FHA|USDA|VA) 3 $435,000 $145,000 $5,446 3.25%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $430,000 $215,000 $7,050 2.31%
Palestine, TX (FHA|USDA|VA) 2 $430,000 $215,000 $3,775 2.63%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $420,000 $210,000 $7,116 3.13%
Steamboat Springs, CO (FHA|USDA|VA) 1 $415,000 $415,000 $3,781 4.00%
Barre, VT (FHA|USDA|VA) 2 $410,000 $205,000 $7,757 2.81%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $405,000 $135,000 $5,113 2.96%
BILLINGS, MT (FHA|USDA|VA) 2 $400,000 $200,000 $11,647 3.25%
Show Low, AZ (FHA|USDA|VA) 2 $400,000 $200,000 $2,747 2.69%
MADISON, WI (FHA|USDA|VA) 2 $400,000 $200,000 $2,252 2.50%
YAKIMA, WA (FHA|USDA|VA) 2 $400,000 $200,000 $4,794 2.38%
Fort Morgan, CO (FHA|USDA|VA) 1 $395,000 $395,000 $2,915 2.99%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $395,000 $395,000 $4,817 3.38%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $390,000 $195,000 $5,819 2.94%
Pella, IA (FHA|USDA|VA) 2 $390,000 $195,000 $3,980 2.88%
Warren, PA (FHA|USDA|VA) 2 $380,000 $190,000 $11,770 3.00%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $375,000 $125,000 $3,092 3.38%
LANCASTER, PA (FHA|USDA|VA) 1 $375,000 $375,000 $4,688 3.38%
Frankfort, IN (FHA|USDA|VA) 3 $375,000 $125,000 $2,079 2.88%
Albert Lea, MN (FHA|USDA|VA) 3 $375,000 $125,000 $2,902 3.04%
Mount Vernon, OH (FHA|USDA|VA) 2 $370,000 $185,000 $7,123 3.50%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $370,000 $185,000 $4,828 3.06%
London, KY (FHA|USDA|VA) 1 $365,000 $365,000 $3,665 2.49%
Clinton, IA (FHA|USDA|VA) 3 $365,000 $121,667 $3,133 3.29%
Laramie, WY (FHA|USDA|VA) 1 $365,000 $365,000 $3,651 3.13%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $360,000 $180,000 $5,925 3.12%
St. Marys, PA (FHA|USDA|VA) 2 $360,000 $180,000 $10,472 3.44%
Pahrump, NV (FHA|USDA|VA) 1 $355,000 $355,000 $10,992 2.75%
New Castle, IN (FHA|USDA|VA) 3 $355,000 $118,333 $3,510 3.79%
Angola, IN (FHA|USDA|VA) 1 $355,000 $355,000 $3,906 3.13%
Alice, TX (FHA|USDA|VA) 2 $350,000 $175,000 $6,206 2.63%
The Dalles, OR (FHA|USDA|VA) 2 $350,000 $175,000 $4,780 2.75%
SUMTER, SC (FHA|USDA|VA) 2 $350,000 $175,000 $2,936 2.63%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $345,000 $345,000 $10,774 3.50%
HARRISONBURG, VA (FHA|USDA|VA) 1 $335,000 $335,000 $5,446 2.50%
McAlester, OK (FHA|USDA|VA) 1 $335,000 $335,000 $3,906 3.63%
JOHNSTOWN, PA (FHA|USDA|VA) 3 $335,000 $111,667 $4,507 2.88%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $325,000 $325,000 $1,962 2.25%
Mountain Home, ID (FHA|USDA|VA) 1 $325,000 $325,000 $9,874 2.25%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $320,000 $160,000 $5,731 3.06%
COLUMBUS, IN (FHA|USDA|VA) 2 $320,000 $160,000 $3,379 2.88%
CLEVELAND, TN (FHA|USDA|VA) 1 $315,000 $315,000 $9,544 3.13%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $315,000 $315,000 $2,410 2.75%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $305,000 $305,000 $3,273 3.38%
Danville, KY (FHA|USDA|VA) 1 $295,000 $295,000 $6,173 2.50%
Cedar City, UT (FHA|USDA|VA) 1 $295,000 $295,000 $3,531 2.63%
Alpena, MI (FHA|USDA|VA) 1 $295,000 $295,000 $10,932 2.50%
ALTOONA, PA (FHA|USDA|VA) 1 $295,000 $295,000 $10,472 2.25%
ODESSA, TX (FHA|USDA|VA) 1 $295,000 $295,000 $4,177 2.38%
LAWRENCE, KS (FHA|USDA|VA) 2 $290,000 $145,000 $2,878 2.68%
Danville, VA (FHA|USDA|VA) 2 $290,000 $145,000 $4,865 2.75%
Dickinson, ND (FHA|USDA|VA) 1 $285,000 $285,000 $11,221 2.88%
AKRON, OH (FHA|USDA|VA) 1 $285,000 $285,000 $11,628 2.63%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $285,000 $285,000 $8,534 4.25%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $285,000 $285,000 $6,705 2.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $285,000 $285,000 $1,974 2.25%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $275,000 $275,000 $6,079 2.99%
Lock Haven, PA (FHA|USDA|VA) 1 $275,000 $275,000 $3,528 2.38%
Malone, NY (FHA|USDA|VA) 3 $275,000 $91,667 $4,387 2.83%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $275,000 $275,000 $4,050 2.88%
HAMMOND, LA (FHA|USDA|VA) 1 $275,000 $275,000 $3,188 2.75%
Alma, MI (FHA|USDA|VA) 3 $275,000 $91,667 $1,049 3.79%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $275,000 $275,000 $4,446 2.63%
Sandusky, OH (FHA|USDA|VA) 2 $270,000 $135,000 $4,623 3.44%
Sevierville, TN (FHA|USDA|VA) 2 $270,000 $135,000 $2,795 2.25%
North Vernon, IN (FHA|USDA|VA) 2 $270,000 $135,000 $3,070 2.56%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $265,000 $265,000 $4,161 3.38%
Storm Lake, IA (FHA|USDA|VA) 1 $265,000 $265,000 $1,751 3.38%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $260,000 $130,000 $5,705 4.87%
Astoria, OR (FHA|USDA|VA) 1 $255,000 $255,000 $4,424 2.25%
Beaver Dam, WI (FHA|USDA|VA) 1 $255,000 $255,000 $1,220 2.63%
Rockport, TX (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.75%
Menomonie, WI (FHA|USDA|VA) 1 $255,000 $255,000 $7,420 2.63%
Elizabeth City, NC (FHA|USDA|VA) 2 $250,000 $125,000 $2,554 3.38%
Searcy, AR (FHA|USDA|VA) 2 $250,000 $125,000 $5,007 3.38%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $250,000 $125,000 $3,845 3.69%
St. Marys, GA (FHA|USDA|VA) 1 $245,000 $245,000 $6,361 2.63%
CARSON CITY, NV (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.88%
VALDOSTA, GA (FHA|USDA|VA) 1 $245,000 $245,000 $3,099 2.25%
Hailey, ID (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.50%
Dixon, IL (FHA|USDA|VA) 2 $240,000 $120,000 $4,678 3.94%
Pampa, TX (FHA|USDA|VA) 2 $240,000 $120,000 $10,172 3.69%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $235,000 $235,000 $12,889 4.13%
Safford, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $5,191 2.75%
GETTYSBURG, PA (FHA|USDA|VA) 1 $235,000 $235,000 $5,426 3.00%
Bonham, TX (FHA|USDA|VA) 1 $225,000 $225,000 $9,089 3.13%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $225,000 $225,000 $3,487 3.25%
ROANOKE, VA (FHA|USDA|VA) 1 $225,000 $225,000 $4,976 2.63%
Fallon, NV (FHA|USDA|VA) 1 $225,000 $225,000 $5,401 2.38%
Cornelia, GA (FHA|USDA|VA) 1 $225,000 $225,000 $6,049 3.63%
Somerset, PA (FHA|USDA|VA) 2 $220,000 $110,000 $6,574 3.06%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $220,000 $110,000 $3,840 3.38%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $220,000 $110,000 $3,329 3.56%
Seymour, IN (FHA|USDA|VA) 2 $220,000 $110,000 $3,227 2.88%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $215,000 $215,000 $3,762 2.88%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $215,000 $215,000 $2,471 3.49%
Hobbs, NM (FHA|USDA|VA) 1 $215,000 $215,000 $4,060 2.49%
SPARTANBURG, SC (FHA|USDA|VA) 1 $215,000 $215,000 $5,596 2.63%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $210,000 $105,000 $3,333 2.63%
Jasper, AL (FHA|USDA|VA) 3 $205,000 $68,333 $0 4.13%
Los Alamos, NM (FHA|USDA|VA) 1 $205,000 $205,000 $2,795 2.75%
HATTIESBURG, MS (FHA|USDA|VA) 1 $205,000 $205,000 $5,285 2.99%
Shelbyville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $6,411 2.63%
Minden, LA (FHA|USDA|VA) 2 $200,000 $100,000 $4,355 3.00%
Richmond, IN (FHA|USDA|VA) 2 $200,000 $100,000 $3,181 3.69%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $195,000 $195,000 $4,126 3.38%
El Campo, TX (FHA|USDA|VA) 1 $195,000 $195,000 $8,728 3.13%
Blackfoot, ID (FHA|USDA|VA) 1 $195,000 $195,000 $4,497 2.99%
Paducah, KY-IL (FHA|USDA|VA) 1 $195,000 $195,000 $3,726 3.25%
Statesboro, GA (FHA|USDA|VA) 1 $195,000 $195,000 $4,144 2.88%
Fairfield, IA (FHA|USDA|VA) 1 $195,000 $195,000 $5,850 2.38%
DECATUR, AL (FHA|USDA|VA) 1 $195,000 $195,000 $10,800 2.75%
BELLINGHAM, WA (FHA|USDA|VA) 1 $195,000 $195,000 $3,141 2.88%
Corsicana, TX (FHA|USDA|VA) 2 $190,000 $95,000 $2,333 2.75%
Mineral Wells, TX (FHA|USDA|VA) 1 $185,000 $185,000 $5,690 3.00%
OWENSBORO, KY (FHA|USDA|VA) 1 $185,000 $185,000 $3,413 2.99%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $185,000 $185,000 $2,455 2.99%
Washington Court House, OH (FHA|USDA|VA) 1 $175,000 $175,000 $5,463 2.99%
Marion, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,897 2.50%
VICTORIA, TX (FHA|USDA|VA) 1 $175,000 $175,000 $2,018 2.49%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $175,000 $175,000 $7,062 3.00%
Zapata, TX (FHA|USDA|VA) 1 $175,000 $175,000 $7,212 3.13%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $175,000 $175,000 $3,258 2.88%
Kendallville, IN (FHA|USDA|VA) 1 $175,000 $175,000 $4,395 3.63%
Marquette, MI (FHA|USDA|VA) 1 $175,000 $175,000 $1,801 3.25%
DUBUQUE, IA (FHA|USDA|VA) 1 $165,000 $165,000 $6,475 4.25%
Okeechobee, FL (FHA|USDA|VA) 1 $165,000 $165,000 $2,805 3.25%
Warrensburg, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,953 2.99%
DeRidder, LA (FHA|USDA|VA) 1 $165,000 $165,000 $5,351 4.25%
Spencer, IA (FHA|USDA|VA) 1 $165,000 $165,000 $6,635 2.75%
Paris, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,871 2.75%
Chillicothe, OH (FHA|USDA|VA) 1 $165,000 $165,000 $7,462 3.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,162 2.38%
Huntingdon, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,352 3.38%
Pottsville, PA (FHA|USDA|VA) 1 $155,000 $155,000 $10,600 3.50%
FLORENCE, SC (FHA|USDA|VA) 1 $155,000 $155,000 $5,699 3.13%
Mexico, MO (FHA|USDA|VA) 1 $155,000 $155,000 $3,174 2.99%
Coffeyville, KS (FHA|USDA|VA) 1 $155,000 $155,000 $4,753 4.00%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $155,000 $155,000 $2,456 3.49%
Calhoun, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,660 5.63%
Woodward, OK (FHA|USDA|VA) 1 $155,000 $155,000 $5,228 3.13%
Huron, SD (FHA|USDA|VA) 1 $145,000 $145,000 $4,330 2.99%
Spirit Lake, IA (FHA|USDA|VA) 1 $145,000 $145,000 $3,306 3.13%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $145,000 $145,000 $3,176 2.50%
Price, UT (FHA|USDA|VA) 1 $145,000 $145,000 $3,762 2.88%
Zanesville, OH (FHA|USDA|VA) 1 $145,000 $145,000 $4,632 2.88%
Brenham, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,870 3.13%
Mount Pleasant, MI (FHA|USDA|VA) 2 $140,000 $70,000 $0 3.18%
Jackson, OH (FHA|USDA|VA) 1 $135,000 $135,000 $6,195 3.75%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $135,000 $135,000 $3,274 3.63%
Lincoln, IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,698 3.25%
Bay City, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,282 3.13%
Guymon, OK (FHA|USDA|VA) 1 $135,000 $135,000 $3,455 3.38%
Bradford, PA (FHA|USDA|VA) 1 $135,000 $135,000 $6,328 2.75%
Natchez, MS-LA (FHA|USDA|VA) 1 $135,000 $135,000 $3,317 3.49%
Norfolk, NE (FHA|USDA|VA) 1 $135,000 $135,000 $2,367 2.63%
Marshall, MN (FHA|USDA|VA) 1 $125,000 $125,000 $2,543 3.50%
Lewistown, PA (FHA|USDA|VA) 1 $125,000 $125,000 $8,429 3.13%
Big Rapids, MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,371 3.50%
BRUNSWICK, GA (FHA|USDA|VA) 1 $125,000 $125,000 $3,558 3.00%
Fremont, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,299 2.63%
Cadillac, MI (FHA|USDA|VA) 1 $125,000 $125,000 $6,993 3.13%
Kirksville, MO (FHA|USDA|VA) 1 $125,000 $125,000 $1,881 3.49%
MONTGOMERY, AL (FHA|USDA|VA) 1 $125,000 $125,000 $4,867 3.00%
Jennings, LA (FHA|USDA|VA) 1 $125,000 $125,000 $2,342 2.50%
Russellville, AR (FHA|USDA|VA) 1 $115,000 $115,000 $3,914 3.63%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $115,000 $115,000 $1,820 2.00%
Sterling, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,372 2.63%
MANSFIELD, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,038 3.75%
Shelby, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,938 3.13%
Lake City, FL (FHA|USDA|VA) 1 $105,000 $105,000 $3,594 3.25%
Branson, MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,441 2.63%
Oil City, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,537 3.25%
Grand Rapids, MN (FHA|USDA|VA) 1 $105,000 $105,000 $3,073 2.63%
COLUMBIA, MO (FHA|USDA|VA) 1 $95,000 $95,000 $2,186 2.99%
Ashtabula, OH (FHA|USDA|VA) 1 $95,000 $95,000 $6,608 4.13%
Morgan City, LA (FHA|USDA|VA) 1 $85,000 $85,000 $3,125 2.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $85,000 $85,000 $5,529 3.88%
Pontiac, IL (FHA|USDA|VA) 1 $85,000 $85,000 $3,244 4.63%
DANVILLE, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,443 3.88%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.50%
Thomaston, GA (FHA|USDA|VA) 1 $85,000 $85,000 $3,003 3.00%
HINESVILLE, GA (FHA|USDA|VA) 1 $75,000 $75,000 $4,323 2.99%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $75,000 $75,000 $2,713 3.13%
Fairmont, MN (FHA|USDA|VA) 1 $75,000 $75,000 $2,577 2.25%
Jacksonville, IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,324 2.99%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $75,000 $75,000 $1,336 4.13%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $55,000 $55,000 $75 3.25%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $55,000 $55,000 $1,284 2.75%
Lebanon, MO (FHA|USDA|VA) 1 $35,000 $35,000 $1,647 2.63%
Plaza Home Mortgage's top markets include New York, Los Angeles, Chicago, Houston, and San Diego among others.

Their top states include:
  • California (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 15,165 $4,591,075,000 $302,742 $5,575 3.04%
    FHA 4,388 $1,044,550,000 $238,047 $8,818 2.97%
    VA 2,288 $754,740,000 $329,869 $6,102 2.64%
    USDA 751 $128,975,000 $171,738 $5,441 2.93%
    FHA 214 $60,120,000 $280,935 $0 2.38%
    Reverse Mortgage 16 $11,810,000 $738,125 $0 6.39%

    For 2021, Plaza Home Mortgage's most frequently originated type of loan was Conventional, with 15,165 originations. Their 2nd most popular type was FHA, with 4,388 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 11,448 $3,122,360,000 $272,743 $7,202 3.08%
    Refi 7,191 $2,169,425,000 $301,686 $4,710 2.78%
    Cash Out Refi 4,183 $1,299,485,000 $310,659 $6,496 3.07%

    For 2021, Plaza Home Mortgage's most frequently cited loan purpose was Home Purchase, with 11,448 originations. The 2nd most popular reason was Refi, with 7,191 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 19,962 $5,901,040,000 $295,614 $6,547 3.04%
    15 Year 1,706 $384,290,000 $225,258 $4,260 2.49%
    20 Year 556 $139,030,000 $250,054 $4,782 2.83%
    Other 454 $133,240,000 $293,480 $4,452 2.76%
    10 Year 132 $23,020,000 $174,394 $3,719 2.42%
    30+ year 12 $10,650,000 $887,500 $18,753 3.93%

    For 2021, Plaza Home Mortgage's most frequently cited loan duration was 30 Year, with 19,962 originations. The 2nd most popular length was 15 Year, with 1,706 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 7,448 $2,024,200,000 $271,778
    $1k-2k 5,000 $1,340,890,000 $268,178
    $5k+ 3,374 $1,422,180,000 $421,512
    $2k-3k 2,208 $558,760,000 $253,062
    $3k-4k 1,814 $444,720,000 $245,160
    $4k-5k 1,372 $375,960,000 $274,023

    Plaza Home Mortgage's average total fees were $6,547, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 7,448 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 10,462 $3,063,440,000 $292,816
    3-4% 7,716 $2,205,530,000 $285,839
    <2.5% 3,920 $1,146,680,000 $292,520
    4-5% 696 $159,570,000 $229,267
    6-7% 16 $11,060,000 $691,250
    5-6% 12 $4,990,000 $415,833

    During 2021, Plaza Home Mortgage's average interest rate for loans was 3.04%, while their most frequently originated rate bucket for loans was 2.5-3%, with 10,462 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 10,613 $3,017,225,000 $284,295 $6,225 2.94%
    $100k-200k 6,511 $999,045,000 $153,440 $4,843 3.01%
    $400k-600k 3,497 $1,674,865,000 $478,943 $7,832 2.93%
    $100,000 or less 1,186 $92,430,000 $77,934 $3,984 3.28%
    $600k-1MM 874 $627,290,000 $717,723 $12,757 3.07%
    $1MM+ 141 $180,415,000 $1,279,539 $17,538 3.23%

    2021 saw Plaza Home Mortgage place emphasis on $200k-400k loans with 10,613 originations, totaling $3,017,225,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 5,229 $1,161,465,000 $222,120 $6,022 3.02%
    $100k-150k 4,708 $1,599,370,000 $339,713 $6,941 3.00%
    $75k-100k 4,211 $1,186,455,000 $281,751 $6,657 3.01%
    $50k or less 3,623 $574,545,000 $158,583 $5,085 3.01%
    $150k-250k 2,798 $1,121,670,000 $400,883 $7,242 2.98%
    $250k+ 1,027 $547,575,000 $533,179 $8,644 3.10%

    Plaza Home Mortgage lent most frequently to those with incomes in the $50k-75k range, with 5,229 originations. The second most popular income band? $100k-150k, with 4,708 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,165 $1,155,985,000 $277,547 $5,597 2.96%
    30-36% 3,879 $1,097,605,000 $282,961 $5,853 3.03%
    <20% 2,501 $748,895,000 $299,438 $4,383 2.68%
    50-60% 1,168 $318,870,000 $273,005 $9,724 2.85%
    44% 994 $293,540,000 $295,312 $6,874 3.09%
    43% 912 $275,190,000 $301,743 $6,933 3.10%
    42% 904 $271,030,000 $299,812 $6,671 3.11%
    41% 853 $253,905,000 $297,661 $6,590 3.08%
    39% 847 $242,525,000 $286,334 $6,418 3.06%
    40% 820 $233,280,000 $284,488 $6,535 3.07%
    38% 793 $236,635,000 $298,405 $6,338 3.06%
    37% 781 $225,055,000 $288,163 $6,204 3.03%
    36% 741 $200,675,000 $270,816 $6,143 3.02%
    49% 727 $223,555,000 $307,503 $7,656 3.04%
    45% 713 $214,775,000 $301,227 $7,167 3.04%
    46% 646 $187,840,000 $290,774 $7,113 3.03%
    48% 637 $187,775,000 $294,780 $7,223 3.03%
    47% 607 $175,445,000 $289,036 $7,421 3.04%
    >60% 133 $48,365,000 $363,647 $7,962 2.86%

    Plaza Home Mortgage lent most frequently to those with DTI ratios of 20-30%, with 4,165 originations. The next most common DTI ratio? 30-36%, with 3,879 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 17,172 $4,754,300,000 $276,863 $5,984 2.98%
    Not provided 2,298 $762,290,000 $331,719 $6,518 2.96%
    Black 1,860 $520,820,000 $280,011 $8,051 3.08%
    Asian 1,307 $494,705,000 $378,504 $7,547 2.94%
    Native Hawaiian or Islander 83 $30,555,000 $368,133 $6,566 3.00%
    American Indian 89 $24,455,000 $274,775 $6,741 2.99%
    5 $1,505,000 $301,000 $7,682 3.00%
    Asian Indian 4 $1,180,000 $295,000 $7,465 2.97%
    Filipino 2 $700,000 $350,000 $2,556 3.06%
    Vietnamese 1 $495,000 $495,000 $6,799 2.63%
    Guamanian 1 $265,000 $265,000 $6,457 3.25%

    Approval Rates

    Total approvals of all applications
    94.05%

    Plaza Home Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    80.27%

    Plaza Home Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 22,822 $6,591,270,000 $288,812

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    22,822 $6,591,270,000 $288,812

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 890 $196,830,000 $221,157 $4,293 2.80%
    40-60% 3,057 $900,275,000 $294,496 $4,904 2.84%
    60-80% 7,125 $2,241,545,000 $314,603 $5,896 3.07%
    80-100% 9,967 $2,702,735,000 $271,168 $7,116 3.04%
    Over 100% 553 $164,025,000 $296,609 $11,259 3.05%
    Under 20% 63 $12,445,000 $197,540 $4,430 2.84%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    PLAZA HOME MORTGAGE, INC. Conventional home mortgage Struggling to pay mortgage 1 2.9%
    PLAZA HOME MORTGAGE, INC. Conventional home mortgage Trouble during payment process 19 54.3%
    PLAZA HOME MORTGAGE, INC. FHA mortgage Closing on a mortgage 1 2.9%
    PLAZA HOME MORTGAGE, INC. FHA mortgage Struggling to pay mortgage 2 5.7%
    PLAZA HOME MORTGAGE, INC. FHA mortgage Trouble during payment process 4 11.4%
    PLAZA HOME MORTGAGE, INC. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 2.9%
    PLAZA HOME MORTGAGE, INC. Other type of mortgage Struggling to pay mortgage 2 5.7%
    PLAZA HOME MORTGAGE, INC. VA mortgage Incorrect information on your report 1 2.9%
    PLAZA HOME MORTGAGE, INC. VA mortgage Struggling to pay mortgage 2 5.7%
    PLAZA HOME MORTGAGE, INC. VA mortgage Trouble during payment process 2 5.7%