Plaza Home Mortgage Rates, Fees & Info

Sacramento, CA

LEI: 549300JYXTZDSPJEPI44

Tax ID: 33-0941669

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Plaza Home Mortgage is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Plaza Home Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Los Angeles, Chicago, San Diego, and Houston among others. We have data for 565 markets. (Some data included below & more in-depth data is available with an active subscription.)

Plaza Home Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Plaza Home Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.76% 12/17/24
30 Year Conventional Refi 6.51% 12/17/24
30 Year Cash-out Refi 6.74% 12/17/24
30 Year FHA Purchase 7.23% 12/17/24
30 Year FHA Refi 7.01% 12/17/24
30 Year VA Purchase 6.14% 12/17/24
30 Year VA Refi 5.62% 12/17/24
30 Year USDA Purchase 6.63% 12/17/24
30 Year USDA Refi 6.36% 12/17/24
15 Year Conventional Purchase 6.20% 12/17/24
15 Year Conventional Refi 5.97% 12/17/24
15 Year Cash-out Refi 5.97% 12/17/24
15 Year FHA Purchase 7.53% 12/17/24
15 Year FHA Refi 6.95% 12/17/24
15 Year VA Purchase 5.73% 12/17/24
15 Year VA Refi 5.84% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Plaza Home Mortgage Mortgage Calculator






Your Estimates

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This is not an official calculator from Plaza Home Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

26,934

Origination Dollar Volume (All Markets)

$7,402,870,000
Show all (87) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,304 $526,910,000 $404,072 $11,248 3.21%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,092 $473,750,000 $433,837 $6,007 3.11%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,640 $403,260,000 $245,890 $3,629 3.23%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 814 $349,330,000 $429,152 $5,862 3.02%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,300 $314,110,000 $241,623 $6,725 3.24%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 836 $243,300,000 $291,029 $5,176 3.11%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 733 $212,085,000 $289,338 $8,277 3.19%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 707 $193,445,000 $273,614 $5,335 3.11%
URBAN HONOLULU, HI (FHA|USDA|VA) 374 $184,080,000 $492,193 $8,052 2.84%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 586 $169,210,000 $288,754 $6,463 3.23%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 500 $167,370,000 $334,740 $5,611 3.05%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 484 $160,640,000 $331,901 $7,237 3.05%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 494 $157,760,000 $319,352 $6,131 3.10%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 354 $143,800,000 $406,215 $5,349 3.17%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 340 $134,500,000 $395,588 $6,854 3.19%
Outside of Metro Areas 623 $118,455,000 $190,136 $5,200 3.22%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 332 $108,240,000 $326,024 $5,661 3.12%
PITTSBURGH, PA (FHA|USDA|VA) 646 $101,890,000 $157,724 $6,621 3.20%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 260 $88,940,000 $342,077 $5,289 3.12%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 328 $83,510,000 $254,604 $6,671 3.27%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 362 $77,830,000 $215,000 $5,080 3.35%
Hilo, HI (FHA|USDA|VA) 225 $73,995,000 $328,867 $6,272 3.09%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 301 $68,985,000 $229,186 $7,252 3.33%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 182 $66,960,000 $367,912 $7,615 3.36%
JACKSONVILLE, FL (FHA|USDA|VA) 258 $66,180,000 $256,512 $6,479 3.28%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 242 $66,060,000 $272,975 $5,768 3.04%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 291 $63,425,000 $217,955 $4,397 3.23%
SYRACUSE, NY (FHA|USDA|VA) 405 $63,235,000 $156,136 $6,218 3.31%
JACKSONVILLE, NC (FHA|USDA|VA) 319 $56,845,000 $178,197 $5,422 3.10%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 197 $55,265,000 $280,533 $8,168 3.31%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 122 $54,340,000 $445,410 $5,669 3.09%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 197 $51,895,000 $263,426 $7,339 3.22%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 236 $51,520,000 $218,305 $7,352 3.26%
FRESNO, CA (FHA|USDA|VA) 190 $51,500,000 $271,053 $6,180 3.22%
ST. CLOUD, MN (FHA|USDA|VA) 243 $51,145,000 $210,473 $4,173 3.08%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 212 $49,200,000 $232,075 $6,966 3.33%
SALEM, OR (FHA|USDA|VA) 178 $47,970,000 $269,494 $7,187 3.05%
ALBUQUERQUE, NM (FHA|USDA|VA) 222 $46,690,000 $210,315 $5,128 3.35%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 122 $43,720,000 $358,361 $5,242 3.03%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 84 $43,340,000 $515,952 $7,089 3.18%
UTICA-ROME, NY (FHA|USDA|VA) 313 $43,295,000 $138,323 $6,755 3.16%
Roseburg, OR (FHA|USDA|VA) 133 $37,035,000 $278,459 $4,460 3.12%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 146 $36,120,000 $247,397 $6,839 3.12%
EL PASO, TX (FHA|USDA|VA) 205 $35,505,000 $173,195 $6,312 3.21%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 111 $35,425,000 $319,144 $6,342 3.11%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 132 $35,200,000 $266,667 $7,479 3.27%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 142 $34,810,000 $245,141 $4,918 3.24%
STOCKTON, CA (FHA|USDA|VA) 103 $32,935,000 $319,757 $6,385 3.17%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 101 $31,865,000 $315,495 $5,553 3.02%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 164 $30,650,000 $186,890 $7,110 3.26%
Eureka-Arcata, CA (FHA|USDA|VA) 109 $30,525,000 $280,046 $7,359 2.86%
COLORADO SPRINGS, CO (FHA|USDA|VA) 97 $28,625,000 $295,103 $6,262 3.12%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 111 $28,445,000 $256,261 $6,899 3.30%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 63 $27,985,000 $444,206 $7,407 3.13%
MERCED, CA (FHA|USDA|VA) 96 $27,650,000 $288,021 $5,319 3.22%
GRAND JUNCTION, CO (FHA|USDA|VA) 106 $25,540,000 $240,943 $4,871 3.13%
KANSAS CITY, MO-KS (FHA|USDA|VA) 135 $25,115,000 $186,037 $4,147 3.19%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 85 $23,785,000 $279,824 $5,841 3.16%
MADERA, CA (FHA|USDA|VA) 86 $23,460,000 $272,791 $6,328 3.13%
LOUISVILLE, KY (FHA|USDA|VA) 103 $22,605,000 $219,466 $5,072 3.18%
ROCHESTER, NY (FHA|USDA|VA) 137 $21,825,000 $159,307 $6,496 3.19%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 82 $21,600,000 $263,415 $6,163 3.17%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 67 $20,845,000 $311,119 $10,246 3.34%
OKLAHOMA CITY, OK (FHA|USDA|VA) 81 $19,155,000 $236,481 $5,645 3.17%
KOKOMO, IN (FHA|USDA|VA) 148 $18,990,000 $128,311 $3,668 3.25%
VISALIA, CA (FHA|USDA|VA) 82 $18,670,000 $227,683 $5,396 3.37%
BAKERSFIELD, CA (FHA|USDA|VA) 91 $18,275,000 $200,824 $5,572 3.44%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 97 $18,255,000 $188,196 $5,401 3.25%
Oneonta, NY (FHA|USDA|VA) 101 $17,965,000 $177,871 $6,616 3.33%
RICHMOND, VA (FHA|USDA|VA) 64 $16,370,000 $255,781 $6,419 3.29%
MANKATO, MN (FHA|USDA|VA) 70 $16,150,000 $230,714 $6,305 3.14%
FLINT, MI (FHA|USDA|VA) 95 $16,035,000 $168,789 $5,086 3.23%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 68 $15,900,000 $233,824 $6,476 3.29%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 35 $15,875,000 $453,571 $11,049 2.94%
WORCESTER, MA-CT (FHA|USDA|VA) 64 $15,850,000 $247,656 $6,831 3.50%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 37 $15,695,000 $424,189 $6,568 3.18%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 50 $15,390,000 $307,800 $8,173 3.19%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 73 $15,325,000 $209,932 $5,860 3.23%
ERIE, PA (FHA|USDA|VA) 115 $14,405,000 $125,261 $6,389 3.27%
GREELEY, CO (FHA|USDA|VA) 46 $13,930,000 $302,826 $7,494 3.19%
MODESTO, CA (FHA|USDA|VA) 45 $12,865,000 $285,889 $6,147 3.24%
Key West, FL (FHA|USDA|VA) 34 $12,640,000 $371,765 $8,911 3.13%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 62 $12,430,000 $200,484 $5,335 3.39%
WINSTON-SALEM, NC (FHA|USDA|VA) 57 $12,165,000 $213,421 $5,870 3.16%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 63 $11,995,000 $190,397 $4,962 3.33%
WILMINGTON, NC (FHA|USDA|VA) 43 $11,955,000 $278,023 $5,048 3.14%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 54 $11,880,000 $220,000 $3,882 3.16%
SANTA FE, NM (FHA|USDA|VA) 40 $11,540,000 $288,500 $4,641 3.18%
GREEN BAY, WI (FHA|USDA|VA) 54 $10,980,000 $203,333 $4,514 3.38%
BINGHAMTON, NY (FHA|USDA|VA) 81 $10,885,000 $134,383 $5,431 3.15%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 37 $10,835,000 $292,838 $5,716 3.14%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 46 $10,790,000 $234,565 $6,296 3.44%
Torrington, CT (FHA|USDA|VA) 44 $10,700,000 $243,182 $7,600 3.32%
BEND, OR (FHA|USDA|VA) 33 $10,335,000 $313,182 $6,533 3.05%
VALLEJO, CA (FHA|USDA|VA) 27 $10,245,000 $379,444 $5,145 3.15%
SALINAS, CA (FHA|USDA|VA) 24 $10,130,000 $422,083 $9,962 2.98%
TUCSON, AZ (FHA|USDA|VA) 40 $10,110,000 $252,750 $4,794 3.10%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 35 $9,965,000 $284,714 $5,353 3.02%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 45 $9,865,000 $219,222 $6,899 3.08%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 38 $9,570,000 $251,842 $5,639 3.15%
Durango, CO (FHA|USDA|VA) 25 $9,555,000 $382,200 $6,137 3.40%
ST. LOUIS, MO-IL (FHA|USDA|VA) 49 $9,555,000 $195,000 $5,191 3.23%
COLUMBUS, OH (FHA|USDA|VA) 47 $9,515,000 $202,447 $6,861 3.38%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 50 $9,370,000 $187,400 $4,802 3.15%
CORPUS CHRISTI, TX (FHA|USDA|VA) 39 $9,335,000 $239,359 $6,449 3.24%
SALT LAKE CITY, UT (FHA|USDA|VA) 34 $9,310,000 $273,824 $5,240 3.09%
REDDING, CA (FHA|USDA|VA) 37 $9,235,000 $249,595 $6,796 3.37%
EVANSVILLE, IN-KY (FHA|USDA|VA) 58 $9,230,000 $159,138 $4,296 3.24%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 41 $9,135,000 $222,805 $5,509 3.24%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 37 $9,045,000 $244,459 $3,515 3.30%
DAYTON-KETTERING, OH (FHA|USDA|VA) 45 $8,645,000 $192,111 $5,767 3.32%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 45 $8,465,000 $188,111 $8,006 3.30%
FAYETTEVILLE, NC (FHA|USDA|VA) 40 $8,350,000 $208,750 $5,165 3.10%
Brainerd, MN (FHA|USDA|VA) 41 $8,275,000 $201,829 $5,435 2.99%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 24 $8,020,000 $334,167 $6,158 3.05%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 43 $7,635,000 $177,558 $3,915 2.96%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 33 $7,565,000 $229,242 $8,575 3.33%
RALEIGH-CARY, NC (FHA|USDA|VA) 23 $6,725,000 $292,391 $4,653 3.10%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 24 $6,470,000 $269,583 $8,973 3.36%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 28 $6,220,000 $222,143 $6,331 3.48%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 30 $6,080,000 $202,667 $5,547 3.48%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 32 $6,050,000 $189,063 $7,018 3.11%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 15 $5,965,000 $397,667 $6,010 3.05%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 30 $5,750,000 $191,667 $6,679 2.89%
ROCKFORD, IL (FHA|USDA|VA) 41 $5,745,000 $140,122 $4,192 3.22%
ANCHORAGE, AK (FHA|USDA|VA) 19 $5,745,000 $302,368 $6,668 3.20%
Truckee-Grass Valley, CA (FHA|USDA|VA) 15 $5,735,000 $382,333 $3,979 3.09%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 29 $5,705,000 $196,724 $6,601 3.17%
TYLER, TX (FHA|USDA|VA) 29 $5,675,000 $195,690 $5,821 3.34%
PANAMA CITY, FL (FHA|USDA|VA) 26 $5,590,000 $215,000 $6,921 3.44%
FORT COLLINS, CO (FHA|USDA|VA) 16 $5,560,000 $347,500 $8,237 3.08%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 26 $5,500,000 $211,538 $6,853 3.20%
LAREDO, TX (FHA|USDA|VA) 27 $5,485,000 $203,148 $6,777 3.29%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 27 $5,275,000 $195,370 $4,771 3.39%
Auburn, NY (FHA|USDA|VA) 40 $5,250,000 $131,250 $5,462 3.40%
DOVER, DE (FHA|USDA|VA) 20 $5,060,000 $253,000 $6,464 3.34%
PORT ST. LUCIE, FL (FHA|USDA|VA) 23 $5,015,000 $218,043 $6,017 3.27%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 22 $4,930,000 $224,091 $6,399 3.08%
PUNTA GORDA, FL (FHA|USDA|VA) 24 $4,830,000 $201,250 $6,413 3.31%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 25 $4,825,000 $193,000 $4,682 2.93%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 17 $4,755,000 $279,706 $5,309 3.01%
ELMIRA, NY (FHA|USDA|VA) 38 $4,700,000 $123,684 $5,468 3.16%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 10 $4,650,000 $465,000 $5,066 3.11%
TALLAHASSEE, FL (FHA|USDA|VA) 24 $4,530,000 $188,750 $7,912 3.34%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 26 $4,480,000 $172,308 $6,055 3.14%
New Castle, PA (FHA|USDA|VA) 44 $4,460,000 $101,364 $5,163 3.24%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 17 $4,415,000 $259,706 $6,945 3.26%
Ottawa, IL (FHA|USDA|VA) 34 $4,320,000 $127,059 $5,121 3.54%
YUBA CITY, CA (FHA|USDA|VA) 16 $4,280,000 $267,500 $6,584 3.01%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 20 $4,200,000 $210,000 $5,102 3.16%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 15 $4,195,000 $279,667 $6,885 3.60%
SALISBURY, MD-DE (FHA|USDA|VA) 15 $4,185,000 $279,000 $8,509 3.17%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 21 $4,155,000 $197,857 $5,513 3.08%
Moberly, MO (FHA|USDA|VA) 37 $4,155,000 $112,297 $2,398 3.51%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 16 $4,100,000 $256,250 $4,737 3.01%
Ukiah, CA (FHA|USDA|VA) 12 $4,090,000 $340,833 $4,785 2.93%
KINGSTON, NY (FHA|USDA|VA) 18 $4,080,000 $226,667 $7,295 3.26%
Kalispell, MT (FHA|USDA|VA) 13 $4,035,000 $310,385 $6,084 3.10%
GLENS FALLS, NY (FHA|USDA|VA) 20 $4,000,000 $200,000 $5,956 3.23%
BATON ROUGE, LA (FHA|USDA|VA) 17 $3,855,000 $226,765 $5,416 3.26%
LAWRENCE, KS (FHA|USDA|VA) 18 $3,850,000 $213,889 $3,984 3.21%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 22 $3,790,000 $172,273 $7,183 3.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 20 $3,790,000 $189,500 $5,167 3.08%
COLUMBIA, SC (FHA|USDA|VA) 20 $3,750,000 $187,500 $5,297 3.08%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 16 $3,700,000 $231,250 $5,449 3.13%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 10 $3,670,000 $367,000 $4,813 3.29%
Clearlake, CA (FHA|USDA|VA) 16 $3,660,000 $228,750 $6,469 3.12%
Glenwood Springs, CO (FHA|USDA|VA) 15 $3,655,000 $243,667 $4,126 3.02%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 13 $3,635,000 $279,615 $5,961 3.22%
Corning, NY (FHA|USDA|VA) 23 $3,555,000 $154,565 $6,011 3.12%
PROVO-OREM, UT (FHA|USDA|VA) 13 $3,545,000 $272,692 $6,423 2.88%
TULSA, OK (FHA|USDA|VA) 15 $3,505,000 $233,667 $5,924 3.28%
GAINESVILLE, FL (FHA|USDA|VA) 15 $3,435,000 $229,000 $6,569 3.23%
ANN ARBOR, MI (FHA|USDA|VA) 14 $3,290,000 $235,000 $4,036 3.08%
ALBANY-LEBANON, OR (FHA|USDA|VA) 10 $3,230,000 $323,000 $8,614 3.42%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 13 $3,205,000 $246,538 $6,038 3.27%
LONGVIEW, WA (FHA|USDA|VA) 12 $3,140,000 $261,667 $4,608 3.12%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 20 $3,140,000 $157,000 $4,446 3.17%
Gloversville, NY (FHA|USDA|VA) 19 $3,085,000 $162,368 $6,162 3.20%
LAFAYETTE, LA (FHA|USDA|VA) 18 $2,980,000 $165,556 $5,745 3.13%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 13 $2,975,000 $228,846 $5,490 3.17%
YORK-HANOVER, PA (FHA|USDA|VA) 14 $2,940,000 $210,000 $6,390 3.03%
Heber, UT (FHA|USDA|VA) 4 $2,890,000 $722,500 $5,854 3.09%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 17 $2,855,000 $167,941 $5,949 3.33%
SAVANNAH, GA (FHA|USDA|VA) 10 $2,830,000 $283,000 $9,146 3.00%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 9 $2,785,000 $309,444 $6,705 3.14%
Amsterdam, NY (FHA|USDA|VA) 21 $2,705,000 $128,810 $5,321 3.37%
Maryville, MO (FHA|USDA|VA) 20 $2,680,000 $134,000 $4,309 3.24%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 9 $2,665,000 $296,111 $6,535 3.18%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 16 $2,630,000 $164,375 $3,914 3.15%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 21 $2,545,000 $121,190 $5,823 3.09%
AKRON, OH (FHA|USDA|VA) 11 $2,515,000 $228,636 $6,754 3.50%
Kapaa, HI (FHA|USDA|VA) 5 $2,475,000 $495,000 $12,798 2.85%
LINCOLN, NE (FHA|USDA|VA) 13 $2,465,000 $189,615 $2,326 2.79%
KANKAKEE, IL (FHA|USDA|VA) 12 $2,430,000 $202,500 $2,018 3.28%
Morehead City, NC (FHA|USDA|VA) 7 $2,365,000 $337,857 $7,884 3.23%
Centralia, WA (FHA|USDA|VA) 9 $2,315,000 $257,222 $4,499 3.46%
Rolla, MO (FHA|USDA|VA) 13 $2,285,000 $175,769 $3,320 3.27%
EL CENTRO, CA (FHA|USDA|VA) 11 $2,235,000 $203,182 $7,621 3.51%
Manitowoc, WI (FHA|USDA|VA) 13 $2,215,000 $170,385 $3,146 3.77%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 12 $2,200,000 $183,333 $3,275 3.18%
Logansport, IN (FHA|USDA|VA) 17 $2,195,000 $129,118 $3,577 3.22%
Searcy, AR (FHA|USDA|VA) 16 $2,140,000 $133,750 $4,794 3.45%
SUMTER, SC (FHA|USDA|VA) 11 $2,135,000 $194,091 $5,171 3.23%
Alexandria, MN (FHA|USDA|VA) 10 $2,120,000 $212,000 $5,401 3.51%
MIDLAND, TX (FHA|USDA|VA) 6 $2,080,000 $346,667 $5,823 3.56%
RENO, NV (FHA|USDA|VA) 7 $2,065,000 $295,000 $3,700 3.17%
Carlsbad-Artesia, NM (FHA|USDA|VA) 10 $2,050,000 $205,000 $8,332 3.43%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 7 $2,025,000 $289,286 $4,365 3.48%
Kerrville, TX (FHA|USDA|VA) 9 $2,015,000 $223,889 $7,145 3.29%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 7 $2,005,000 $286,429 $6,090 3.09%
Hood River, OR (FHA|USDA|VA) 6 $1,990,000 $331,667 $5,321 3.13%
Granbury, TX (FHA|USDA|VA) 8 $1,970,000 $246,250 $7,108 3.38%
MEDFORD, OR (FHA|USDA|VA) 7 $1,965,000 $280,714 $6,887 3.10%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 9 $1,965,000 $218,333 $4,311 3.07%
LYNCHBURG, VA (FHA|USDA|VA) 10 $1,960,000 $196,000 $5,299 3.24%
OCALA, FL (FHA|USDA|VA) 12 $1,960,000 $163,333 $6,765 3.28%
Peru, IN (FHA|USDA|VA) 17 $1,935,000 $113,824 $3,562 3.27%
ABILENE, TX (FHA|USDA|VA) 7 $1,925,000 $275,000 $8,297 3.14%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 9 $1,895,000 $210,556 $3,408 2.69%
Newport, OR (FHA|USDA|VA) 8 $1,880,000 $235,000 $5,468 3.19%
FLAGSTAFF, AZ (FHA|USDA|VA) 8 $1,870,000 $233,750 $4,910 3.14%
FARMINGTON, NM (FHA|USDA|VA) 11 $1,865,000 $169,545 $6,230 3.14%
BOULDER, CO (FHA|USDA|VA) 6 $1,820,000 $303,333 $3,761 2.94%
Montrose, CO (FHA|USDA|VA) 8 $1,820,000 $227,500 $4,063 3.11%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 8 $1,800,000 $225,000 $7,320 3.30%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $1,800,000 $225,000 $7,025 3.08%
Andrews, TX (FHA|USDA|VA) 7 $1,765,000 $252,143 $9,623 3.18%
Huntsville, TX (FHA|USDA|VA) 11 $1,755,000 $159,545 $6,276 3.45%
Red Bluff, CA (FHA|USDA|VA) 7 $1,705,000 $243,571 $7,290 3.27%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 7 $1,675,000 $239,286 $4,010 2.86%
SPRINGFIELD, MA (FHA|USDA|VA) 7 $1,665,000 $237,857 $7,263 3.36%
TUSCALOOSA, AL (FHA|USDA|VA) 7 $1,665,000 $237,857 $7,103 2.80%
DULUTH, MN-WI (FHA|USDA|VA) 6 $1,630,000 $271,667 $5,448 3.00%
TOPEKA, KS (FHA|USDA|VA) 9 $1,625,000 $180,556 $5,683 3.16%
BOISE CITY, ID (FHA|USDA|VA) 6 $1,620,000 $270,000 $6,436 3.26%
Lufkin, TX (FHA|USDA|VA) 8 $1,610,000 $201,250 $5,966 3.31%
Payson, AZ (FHA|USDA|VA) 5 $1,585,000 $317,000 $5,611 2.93%
LEBANON, PA (FHA|USDA|VA) 5 $1,565,000 $313,000 $6,193 2.85%
Edwards, CO (FHA|USDA|VA) 4 $1,550,000 $387,500 $3,636 3.13%
PUEBLO, CO (FHA|USDA|VA) 7 $1,535,000 $219,286 $5,536 3.21%
Tahlequah, OK (FHA|USDA|VA) 10 $1,530,000 $153,000 $6,396 2.62%
Oak Harbor, WA (FHA|USDA|VA) 5 $1,515,000 $303,000 $4,307 2.80%
SHERMAN-DENISON, TX (FHA|USDA|VA) 7 $1,515,000 $216,429 $6,266 3.63%
LUBBOCK, TX (FHA|USDA|VA) 7 $1,515,000 $216,429 $7,930 3.18%
MADISON, WI (FHA|USDA|VA) 4 $1,510,000 $377,500 $2,036 3.07%
SPARTANBURG, SC (FHA|USDA|VA) 8 $1,500,000 $187,500 $3,381 3.08%
NAPA, CA (FHA|USDA|VA) 3 $1,475,000 $491,667 $3,049 3.38%
Meadville, PA (FHA|USDA|VA) 10 $1,440,000 $144,000 $6,388 3.14%
Price, UT (FHA|USDA|VA) 9 $1,415,000 $157,222 $5,037 2.80%
Palatka, FL (FHA|USDA|VA) 10 $1,390,000 $139,000 $5,556 3.69%
Seneca Falls, NY (FHA|USDA|VA) 11 $1,385,000 $125,909 $5,729 3.27%
Faribault-Northfield, MN (FHA|USDA|VA) 6 $1,370,000 $228,333 $5,225 3.02%
Indiana, PA (FHA|USDA|VA) 11 $1,365,000 $124,091 $6,603 3.34%
LAS CRUCES, NM (FHA|USDA|VA) 7 $1,355,000 $193,571 $5,432 3.68%
COLUMBIA, MO (FHA|USDA|VA) 7 $1,335,000 $190,714 $2,918 3.27%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 7 $1,335,000 $190,714 $5,599 3.03%
Astoria, OR (FHA|USDA|VA) 4 $1,330,000 $332,500 $5,534 3.23%
Oil City, PA (FHA|USDA|VA) 9 $1,325,000 $147,222 $6,109 3.11%
PEORIA, IL (FHA|USDA|VA) 9 $1,315,000 $146,111 $3,451 3.22%
Ogdensburg-Massena, NY (FHA|USDA|VA) 10 $1,290,000 $129,000 $4,313 3.31%
WICHITA FALLS, TX (FHA|USDA|VA) 6 $1,290,000 $215,000 $5,851 3.54%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 5 $1,285,000 $257,000 $6,478 3.33%
HUNTSVILLE, AL (FHA|USDA|VA) 6 $1,280,000 $213,333 $6,194 3.46%
Shelton, WA (FHA|USDA|VA) 6 $1,280,000 $213,333 $4,452 2.91%
Coos Bay, OR (FHA|USDA|VA) 6 $1,280,000 $213,333 $4,031 3.38%
Statesboro, GA (FHA|USDA|VA) 9 $1,275,000 $141,667 $4,260 3.29%
New Ulm, MN (FHA|USDA|VA) 7 $1,265,000 $180,714 $4,722 3.37%
NEW BERN, NC (FHA|USDA|VA) 7 $1,235,000 $176,429 $5,915 3.21%
LANCASTER, PA (FHA|USDA|VA) 5 $1,235,000 $247,000 $5,551 3.38%
EspaƱola, NM (FHA|USDA|VA) 4 $1,230,000 $307,500 $5,615 3.84%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $1,210,000 $201,667 $6,802 3.56%
Freeport, IL (FHA|USDA|VA) 10 $1,210,000 $121,000 $3,426 2.86%
Hudson, NY (FHA|USDA|VA) 7 $1,175,000 $167,857 $4,434 3.20%
DuBois, PA (FHA|USDA|VA) 11 $1,175,000 $106,818 $5,073 3.36%
WICHITA, KS (FHA|USDA|VA) 7 $1,155,000 $165,000 $4,895 3.32%
Frankfort, IN (FHA|USDA|VA) 6 $1,140,000 $190,000 $5,150 3.12%
CHICO, CA (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,989 2.96%
Mount Pleasant, TX (FHA|USDA|VA) 5 $1,115,000 $223,000 $4,339 3.55%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 5 $1,115,000 $223,000 $5,810 3.18%
APPLETON, WI (FHA|USDA|VA) 7 $1,105,000 $157,857 $3,498 3.25%
Roswell, NM (FHA|USDA|VA) 5 $1,105,000 $221,000 $6,389 3.35%
FORT WAYNE, IN (FHA|USDA|VA) 6 $1,100,000 $183,333 $6,982 3.17%
Brownwood, TX (FHA|USDA|VA) 7 $1,095,000 $156,429 $5,110 3.21%
VICTORIA, TX (FHA|USDA|VA) 7 $1,095,000 $156,429 $7,477 3.71%
Galesburg, IL (FHA|USDA|VA) 9 $1,085,000 $120,556 $3,164 3.13%
Olean, NY (FHA|USDA|VA) 7 $1,085,000 $155,000 $7,014 3.32%
Taos, NM (FHA|USDA|VA) 5 $1,045,000 $209,000 $4,651 3.45%
Traverse City, MI (FHA|USDA|VA) 5 $1,045,000 $209,000 $7,402 3.23%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 7 $1,045,000 $149,286 $5,863 3.27%
CASPER, WY (FHA|USDA|VA) 4 $1,030,000 $257,500 $5,832 2.87%
READING, PA (FHA|USDA|VA) 4 $1,020,000 $255,000 $8,431 3.06%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 6 $1,020,000 $170,000 $5,004 3.04%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $1,020,000 $255,000 $4,187 3.49%
Fredericksburg, TX (FHA|USDA|VA) 3 $1,015,000 $338,333 $6,445 3.79%
BLOOMINGTON, IN (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,349 3.25%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $1,005,000 $143,571 $6,152 4.25%
Richmond-Berea, KY (FHA|USDA|VA) 5 $1,005,000 $201,000 $5,578 3.15%
Beaver Dam, WI (FHA|USDA|VA) 4 $1,000,000 $250,000 $10,118 3.47%
Marion, IN (FHA|USDA|VA) 8 $980,000 $122,500 $3,485 3.22%
OWENSBORO, KY (FHA|USDA|VA) 6 $980,000 $163,333 $6,191 3.17%
Fergus Falls, MN (FHA|USDA|VA) 5 $975,000 $195,000 $3,903 2.95%
Orangeburg, SC (FHA|USDA|VA) 6 $970,000 $161,667 $7,217 3.17%
Pahrump, NV (FHA|USDA|VA) 4 $960,000 $240,000 $4,892 2.88%
Easton, MD (FHA|USDA|VA) 1 $955,000 $955,000 $8,476 2.75%
ST. GEORGE, UT (FHA|USDA|VA) 4 $920,000 $230,000 $6,894 2.71%
CORVALLIS, OR (FHA|USDA|VA) 4 $900,000 $225,000 $4,990 2.97%
BILLINGS, MT (FHA|USDA|VA) 3 $895,000 $298,333 $12,627 3.41%
Rock Springs, WY (FHA|USDA|VA) 4 $890,000 $222,500 $5,716 2.72%
Alice, TX (FHA|USDA|VA) 4 $880,000 $220,000 $8,773 2.97%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 5 $875,000 $175,000 $6,471 3.08%
Rochelle, IL (FHA|USDA|VA) 6 $870,000 $145,000 $6,230 3.25%
Juneau, AK (FHA|USDA|VA) 2 $860,000 $430,000 $5,358 3.00%
Lebanon, NH-VT (FHA|USDA|VA) 3 $855,000 $285,000 $7,984 3.08%
Sunbury, PA (FHA|USDA|VA) 8 $850,000 $106,250 $7,222 3.22%
Sonora, CA (FHA|USDA|VA) 3 $835,000 $278,333 $3,436 3.50%
Hermiston-Pendleton, OR (FHA|USDA|VA) 5 $805,000 $161,000 $5,295 3.83%
ODESSA, TX (FHA|USDA|VA) 5 $805,000 $161,000 $7,476 3.50%
Bardstown, KY (FHA|USDA|VA) 6 $800,000 $133,333 $4,499 3.13%
Fernley, NV (FHA|USDA|VA) 3 $795,000 $265,000 $5,531 2.58%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 4 $790,000 $197,500 $4,362 3.31%
Vernal, UT (FHA|USDA|VA) 4 $790,000 $197,500 $5,234 3.03%
WACO, TX (FHA|USDA|VA) 3 $775,000 $258,333 $3,830 2.92%
Winnemucca, NV (FHA|USDA|VA) 3 $765,000 $255,000 $8,487 2.75%
MUNCIE, IN (FHA|USDA|VA) 7 $765,000 $109,286 $2,176 3.34%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $765,000 $255,000 $3,902 3.25%
Port Angeles, WA (FHA|USDA|VA) 4 $760,000 $190,000 $6,262 3.47%
Cortland, NY (FHA|USDA|VA) 4 $720,000 $180,000 $8,466 3.09%
Jacksonville, TX (FHA|USDA|VA) 4 $720,000 $180,000 $3,513 3.59%
Hutchinson, MN (FHA|USDA|VA) 4 $710,000 $177,500 $2,974 3.41%
CaƱon City, CO (FHA|USDA|VA) 5 $705,000 $141,000 $4,160 3.15%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $695,000 $231,667 $4,575 3.04%
ROCHESTER, MN (FHA|USDA|VA) 3 $675,000 $225,000 $7,245 3.29%
AMARILLO, TX (FHA|USDA|VA) 3 $675,000 $225,000 $5,953 2.67%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $670,000 $335,000 $4,607 2.75%
Nacogdoches, TX (FHA|USDA|VA) 4 $660,000 $165,000 $7,677 3.34%
LONGVIEW, TX (FHA|USDA|VA) 4 $660,000 $165,000 $4,540 2.94%
Athens, TX (FHA|USDA|VA) 5 $655,000 $131,000 $4,827 3.35%
Show Low, AZ (FHA|USDA|VA) 4 $650,000 $162,500 $3,947 3.41%
GRANTS PASS, OR (FHA|USDA|VA) 4 $640,000 $160,000 $4,741 3.33%
Brenham, TX (FHA|USDA|VA) 2 $630,000 $315,000 $6,938 3.50%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $620,000 $310,000 $8,848 3.19%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $615,000 $205,000 $2,735 3.67%
The Dalles, OR (FHA|USDA|VA) 3 $615,000 $205,000 $8,388 3.21%
Batavia, NY (FHA|USDA|VA) 4 $610,000 $152,500 $6,498 3.47%
Breckenridge, CO (FHA|USDA|VA) 2 $610,000 $305,000 $5,633 3.25%
Big Rapids, MI (FHA|USDA|VA) 3 $605,000 $201,667 $4,565 3.29%
Crescent City, CA (FHA|USDA|VA) 3 $605,000 $201,667 $5,070 3.08%
Danville, VA (FHA|USDA|VA) 4 $600,000 $150,000 $6,958 3.31%
Willmar, MN (FHA|USDA|VA) 3 $595,000 $198,333 $5,325 3.00%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $590,000 $295,000 $9,627 3.13%
JACKSON, MI (FHA|USDA|VA) 3 $585,000 $195,000 $7,388 3.29%
LaGrange, GA-AL (FHA|USDA|VA) 5 $585,000 $117,000 $4,474 3.37%
Arcadia, FL (FHA|USDA|VA) 2 $580,000 $290,000 $8,187 3.18%
Prineville, OR (FHA|USDA|VA) 2 $580,000 $290,000 $6,037 3.50%
Plattsburgh, NY (FHA|USDA|VA) 6 $580,000 $96,667 $5,103 3.60%
Outside of Metro Areas 2 $580,000 $290,000 $5,930 3.38%
ASHEVILLE, NC (FHA|USDA|VA) 3 $575,000 $191,667 $4,974 3.50%
Minden, LA (FHA|USDA|VA) 3 $565,000 $188,333 $4,646 3.08%
MUSKEGON, MI (FHA|USDA|VA) 3 $565,000 $188,333 $7,264 2.90%
Lewistown, PA (FHA|USDA|VA) 3 $555,000 $185,000 $4,856 3.58%
Moses Lake, WA (FHA|USDA|VA) 2 $550,000 $275,000 $10,321 3.25%
SPRINGFIELD, OH (FHA|USDA|VA) 4 $550,000 $137,500 $6,957 3.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $535,000 $178,333 $1,978 3.38%
Clovis, NM (FHA|USDA|VA) 1 $525,000 $525,000 $5,029 2.63%
Crawfordsville, IN (FHA|USDA|VA) 3 $525,000 $175,000 $5,424 3.75%
DECATUR, AL (FHA|USDA|VA) 3 $515,000 $171,667 $5,688 3.79%
Bartlesville, OK (FHA|USDA|VA) 5 $515,000 $103,000 $6,197 3.13%
Pottsville, PA (FHA|USDA|VA) 3 $515,000 $171,667 $8,949 3.71%
Georgetown, SC (FHA|USDA|VA) 1 $515,000 $515,000 $5,896 2.50%
BRUNSWICK, GA (FHA|USDA|VA) 2 $510,000 $255,000 $2,788 2.94%
AMES, IA (FHA|USDA|VA) 2 $510,000 $255,000 $3,372 2.75%
Jackson, WY-ID (FHA|USDA|VA) 1 $505,000 $505,000 $2,528 3.25%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $505,000 $505,000 $3,550 2.88%
Lewisburg, PA (FHA|USDA|VA) 3 $505,000 $168,333 $8,766 3.13%
Jefferson, GA (FHA|USDA|VA) 2 $500,000 $250,000 $9,468 3.06%
Cedar City, UT (FHA|USDA|VA) 2 $500,000 $250,000 $3,759 2.63%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $495,000 $165,000 $4,046 3.17%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $485,000 $161,667 $1,570 2.92%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $480,000 $240,000 $6,235 3.81%
YAKIMA, WA (FHA|USDA|VA) 2 $480,000 $240,000 $7,785 3.06%
Clinton, IA (FHA|USDA|VA) 2 $470,000 $235,000 $1,895 2.93%
Adrian, MI (FHA|USDA|VA) 2 $470,000 $235,000 $6,191 2.81%
WENATCHEE, WA (FHA|USDA|VA) 1 $465,000 $465,000 $6,846 4.00%
Harrison, AR (FHA|USDA|VA) 2 $460,000 $230,000 $4,926 2.94%
Kinston, NC (FHA|USDA|VA) 4 $460,000 $115,000 $4,339 3.16%
COLUMBUS, IN (FHA|USDA|VA) 3 $455,000 $151,667 $5,991 3.46%
YUMA, AZ (FHA|USDA|VA) 3 $455,000 $151,667 $3,021 2.91%
Wauchula, FL (FHA|USDA|VA) 2 $450,000 $225,000 $6,257 3.38%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $445,000 $148,333 $4,230 3.67%
ITHACA, NY (FHA|USDA|VA) 2 $440,000 $220,000 $8,272 3.31%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $440,000 $220,000 $7,874 3.19%
Winfield, KS (FHA|USDA|VA) 5 $435,000 $87,000 $3,130 3.60%
Aberdeen, WA (FHA|USDA|VA) 1 $435,000 $435,000 $2,666 3.00%
KNOXVILLE, TN (FHA|USDA|VA) 2 $430,000 $215,000 $8,224 3.06%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $430,000 $215,000 $7,056 3.25%
Danville, KY (FHA|USDA|VA) 1 $415,000 $415,000 $3,389 3.25%
Austin, MN (FHA|USDA|VA) 3 $415,000 $138,333 $5,652 3.04%
MANSFIELD, OH (FHA|USDA|VA) 3 $415,000 $138,333 $4,137 3.17%
Opelousas, LA (FHA|USDA|VA) 2 $400,000 $200,000 $8,289 2.88%
Holland, MI (FHA|USDA|VA) 3 $395,000 $131,667 $3,951 4.21%
Washington, IN (FHA|USDA|VA) 2 $390,000 $195,000 $4,549 3.13%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $390,000 $195,000 $1,732 3.09%
Keene, NH (FHA|USDA|VA) 2 $390,000 $195,000 $4,532 3.19%
Mineral Wells, TX (FHA|USDA|VA) 2 $390,000 $195,000 $7,411 3.38%
Red Wing, MN (FHA|USDA|VA) 2 $390,000 $195,000 $7,281 2.81%
Forest City, NC (FHA|USDA|VA) 1 $385,000 $385,000 $4,239 3.13%
POCATELLO, ID (FHA|USDA|VA) 1 $385,000 $385,000 $9,990 3.13%
Sulphur Springs, TX (FHA|USDA|VA) 2 $380,000 $190,000 $5,089 3.19%
Norwalk, OH (FHA|USDA|VA) 4 $380,000 $95,000 $4,034 3.05%
Rockport, TX (FHA|USDA|VA) 1 $375,000 $375,000 $8,253 2.88%
Troy, AL (FHA|USDA|VA) 2 $370,000 $185,000 $6,862 3.50%
HAMMOND, LA (FHA|USDA|VA) 2 $370,000 $185,000 $5,910 3.81%
Jasper, IN (FHA|USDA|VA) 2 $370,000 $185,000 $4,177 3.63%
Sandpoint, ID (FHA|USDA|VA) 1 $365,000 $365,000 $6,268 2.49%
Shelbyville, TN (FHA|USDA|VA) 2 $360,000 $180,000 $4,109 3.06%
Shawano, WI (FHA|USDA|VA) 3 $355,000 $118,333 $4,641 3.46%
CARSON CITY, NV (FHA|USDA|VA) 1 $355,000 $355,000 $3,721 3.00%
Steamboat Springs, CO (FHA|USDA|VA) 1 $345,000 $345,000 $8,193 3.75%
GAINESVILLE, GA (FHA|USDA|VA) 1 $345,000 $345,000 $8,016 2.75%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $345,000 $345,000 $7,682 3.25%
MONROE, MI (FHA|USDA|VA) 2 $340,000 $170,000 $3,651 3.06%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $340,000 $170,000 $3,887 3.38%
Laconia, NH (FHA|USDA|VA) 1 $335,000 $335,000 $9,129 3.13%
WALLA WALLA, WA (FHA|USDA|VA) 1 $335,000 $335,000 $2,627 2.25%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $335,000 $335,000 $3,622 3.13%
St. Marys, PA (FHA|USDA|VA) 3 $335,000 $111,667 $5,026 3.13%
New Castle, IN (FHA|USDA|VA) 2 $330,000 $165,000 $3,175 3.50%
Mountain Home, AR (FHA|USDA|VA) 2 $330,000 $165,000 $3,248 3.19%
BELLINGHAM, WA (FHA|USDA|VA) 1 $325,000 $325,000 $6,390 3.13%
HARRISONBURG, VA (FHA|USDA|VA) 1 $325,000 $325,000 $2,614 2.88%
LAWTON, OK (FHA|USDA|VA) 1 $325,000 $325,000 $0 3.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $320,000 $160,000 $5,023 3.94%
THE VILLAGES, FL (FHA|USDA|VA) 2 $320,000 $160,000 $3,572 2.81%
Elizabeth City, NC (FHA|USDA|VA) 2 $320,000 $160,000 $5,461 3.06%
Ontario, OR-ID (FHA|USDA|VA) 2 $320,000 $160,000 $1,904 2.81%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $315,000 $315,000 $5,113 3.63%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $310,000 $155,000 $5,205 3.94%
Muscatine, IA (FHA|USDA|VA) 2 $310,000 $155,000 $2,129 3.31%
Fallon, NV (FHA|USDA|VA) 1 $305,000 $305,000 $8,548 3.63%
Corsicana, TX (FHA|USDA|VA) 1 $305,000 $305,000 $12,111 3.50%
ALTOONA, PA (FHA|USDA|VA) 2 $300,000 $150,000 $5,695 3.13%
Whitewater, WI (FHA|USDA|VA) 1 $295,000 $295,000 $3,538 2.88%
El Campo, TX (FHA|USDA|VA) 2 $290,000 $145,000 $6,414 4.31%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $290,000 $145,000 $5,058 3.17%
Lake City, FL (FHA|USDA|VA) 2 $290,000 $145,000 $5,259 3.69%
Bonham, TX (FHA|USDA|VA) 2 $290,000 $145,000 $6,376 3.63%
Spencer, IA (FHA|USDA|VA) 3 $285,000 $95,000 $2,863 3.33%
Vincennes, IN (FHA|USDA|VA) 2 $280,000 $140,000 $5,677 3.13%
WHEELING, WV-OH (FHA|USDA|VA) 1 $275,000 $275,000 $6,958 2.75%
Bay City, TX (FHA|USDA|VA) 2 $270,000 $135,000 $4,560 3.38%
Wooster, OH (FHA|USDA|VA) 1 $265,000 $265,000 $9,422 3.13%
SAN ANGELO, TX (FHA|USDA|VA) 1 $265,000 $265,000 $2,296 2.75%
Marshall, MN (FHA|USDA|VA) 1 $265,000 $265,000 $8,430 3.00%
Albert Lea, MN (FHA|USDA|VA) 2 $260,000 $130,000 $3,927 3.00%
Marion, OH (FHA|USDA|VA) 1 $255,000 $255,000 $11,087 3.63%
DeRidder, LA (FHA|USDA|VA) 2 $250,000 $125,000 $8,103 3.38%
Bucyrus-Galion, OH (FHA|USDA|VA) 3 $245,000 $81,667 $3,994 4.54%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $235,000 $235,000 $6,049 2.88%
GETTYSBURG, PA (FHA|USDA|VA) 1 $225,000 $225,000 $10,473 4.13%
St. Marys, GA (FHA|USDA|VA) 1 $225,000 $225,000 $1,809 2.38%
Weatherford, OK (FHA|USDA|VA) 1 $225,000 $225,000 $7,512 3.13%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $220,000 $110,000 $3,908 2.88%
London, KY (FHA|USDA|VA) 2 $220,000 $110,000 $2,307 3.13%
Warren, PA (FHA|USDA|VA) 1 $215,000 $215,000 $2,626 3.38%
CHEYENNE, WY (FHA|USDA|VA) 1 $215,000 $215,000 $6,776 3.13%
Snyder, TX (FHA|USDA|VA) 1 $215,000 $215,000 $9,919 2.75%
Kendallville, IN (FHA|USDA|VA) 1 $215,000 $215,000 $5,252 3.13%
MORRISTOWN, TN (FHA|USDA|VA) 1 $215,000 $215,000 $4,533 3.00%
Bemidji, MN (FHA|USDA|VA) 1 $215,000 $215,000 $5,014 3.63%
IOWA CITY, IA (FHA|USDA|VA) 1 $215,000 $215,000 $3,495 2.63%
ROANOKE, VA (FHA|USDA|VA) 1 $215,000 $215,000 $3,905 3.13%
BURLINGTON, NC (FHA|USDA|VA) 2 $210,000 $105,000 $4,467 2.75%
Marietta, OH (FHA|USDA|VA) 1 $205,000 $205,000 $5,266 3.25%
Marinette, WI-MI (FHA|USDA|VA) 1 $205,000 $205,000 $10,700 3.13%
Menomonie, WI (FHA|USDA|VA) 1 $205,000 $205,000 $3,354 2.63%
Grand Rapids, MN (FHA|USDA|VA) 1 $195,000 $195,000 $3,316 3.00%
North Vernon, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,346 3.13%
Cadillac, MI (FHA|USDA|VA) 1 $195,000 $195,000 $5,814 3.13%
Brookings, OR (FHA|USDA|VA) 1 $195,000 $195,000 $7,893 2.99%
Somerset, PA (FHA|USDA|VA) 1 $195,000 $195,000 $8,906 3.13%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $195,000 $195,000 $6,072 3.63%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $195,000 $195,000 $7,011 3.63%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $190,000 $95,000 $4,025 3.25%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $185,000 $185,000 $4,612 3.63%
McAlester, OK (FHA|USDA|VA) 1 $185,000 $185,000 $7,742 3.63%
JOPLIN, MO (FHA|USDA|VA) 1 $185,000 $185,000 $1,854 3.00%
Fremont, OH (FHA|USDA|VA) 2 $180,000 $90,000 $4,007 3.79%
NILES, MI (FHA|USDA|VA) 1 $175,000 $175,000 $5,626 3.63%
Seneca, SC (FHA|USDA|VA) 1 $175,000 $175,000 $6,772 3.13%
Selinsgrove, PA (FHA|USDA|VA) 1 $175,000 $175,000 $9,039 3.13%
Cookeville, TN (FHA|USDA|VA) 1 $175,000 $175,000 $3,965 3.13%
Sedalia, MO (FHA|USDA|VA) 1 $175,000 $175,000 $5,722 3.00%
North Platte, NE (FHA|USDA|VA) 1 $175,000 $175,000 $8,428 3.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $175,000 $175,000 $5,125 2.88%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $175,000 $175,000 $6,714 3.25%
Malone, NY (FHA|USDA|VA) 1 $175,000 $175,000 $3,040 3.38%
Gaffney, SC (FHA|USDA|VA) 1 $175,000 $175,000 $9,680 3.13%
Los Alamos, NM (FHA|USDA|VA) 1 $175,000 $175,000 $2,636 3.38%
Palestine, TX (FHA|USDA|VA) 1 $175,000 $175,000 $7,305 3.13%
Norfolk, NE (FHA|USDA|VA) 1 $165,000 $165,000 $8,155 3.63%
Concord, NH (FHA|USDA|VA) 1 $165,000 $165,000 $6,363 3.13%
Winona, MN (FHA|USDA|VA) 1 $165,000 $165,000 $7,075 3.25%
Hays, KS (FHA|USDA|VA) 1 $165,000 $165,000 $4,214 3.88%
LOGAN, UT-ID (FHA|USDA|VA) 1 $165,000 $165,000 $6,140 3.00%
Stillwater, OK (FHA|USDA|VA) 1 $165,000 $165,000 $1,381 3.63%
Richmond, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,685 3.38%
ALBANY, GA (FHA|USDA|VA) 1 $155,000 $155,000 $1,837 3.13%
Shawnee, OK (FHA|USDA|VA) 1 $155,000 $155,000 $3,693 3.38%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $155,000 $155,000 $4,488 3.50%
Laramie, WY (FHA|USDA|VA) 1 $155,000 $155,000 $3,744 3.25%
Berlin, NH (FHA|USDA|VA) 1 $155,000 $155,000 $1,805 3.63%
MOBILE, AL (FHA|USDA|VA) 1 $155,000 $155,000 $10,627 3.63%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,218 3.13%
Milledgeville, GA (FHA|USDA|VA) 1 $145,000 $145,000 $7,864 3.38%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $145,000 $145,000 $5,543 2.88%
Russellville, AR (FHA|USDA|VA) 1 $145,000 $145,000 $3,446 3.13%
HINESVILLE, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,324 3.00%
Malvern, AR (FHA|USDA|VA) 1 $145,000 $145,000 $4,090 3.13%
Dyersburg, TN (FHA|USDA|VA) 1 $145,000 $145,000 $1,090 3.63%
Warrensburg, MO (FHA|USDA|VA) 1 $145,000 $145,000 $5,313 2.75%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.86%
Hannibal, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,086 3.63%
Clewiston, FL (FHA|USDA|VA) 1 $145,000 $145,000 $8,750 3.50%
Greenwood, SC (FHA|USDA|VA) 1 $145,000 $145,000 $8,256 4.75%
Owatonna, MN (FHA|USDA|VA) 1 $135,000 $135,000 $2,609 2.88%
Coshocton, OH (FHA|USDA|VA) 1 $135,000 $135,000 $8,895 2.50%
Eagle Pass, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,982 3.50%
Murray, KY (FHA|USDA|VA) 1 $135,000 $135,000 $5,841 2.63%
Alamogordo, NM (FHA|USDA|VA) 1 $135,000 $135,000 $3,848 3.38%
Madison, IN (FHA|USDA|VA) 1 $135,000 $135,000 $7,444 3.13%
Rutland, VT (FHA|USDA|VA) 1 $135,000 $135,000 $3,026 3.50%
Muskogee, OK (FHA|USDA|VA) 1 $135,000 $135,000 $6,330 3.00%
BAY CITY, MI (FHA|USDA|VA) 1 $135,000 $135,000 $5,416 3.13%
Campbellsville, KY (FHA|USDA|VA) 1 $125,000 $125,000 $5,289 2.88%
Las Vegas, NM (FHA|USDA|VA) 2 $120,000 $60,000 $4,119 3.19%
Vermillion, SD (FHA|USDA|VA) 1 $115,000 $115,000 $3,106 3.13%
Sterling, IL (FHA|USDA|VA) 1 $115,000 $115,000 $5,219 3.00%
Spirit Lake, IA (FHA|USDA|VA) 1 $115,000 $115,000 $2,994 2.63%
Greenville, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,753 4.13%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $115,000 $115,000 $3,353 3.63%
Macomb, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,645 3.13%
MIDLAND, MI (FHA|USDA|VA) 1 $105,000 $105,000 $5,569 3.13%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $105,000 $105,000 $5,257 3.63%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $105,000 $105,000 $5,353 3.13%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $105,000 $105,000 $6,888 3.63%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $105,000 $105,000 $1,753 3.88%
Alma, MI (FHA|USDA|VA) 1 $105,000 $105,000 $1,132 3.63%
Lebanon, MO (FHA|USDA|VA) 1 $95,000 $95,000 $2,557 2.63%
DECATUR, IL (FHA|USDA|VA) 1 $95,000 $95,000 $4,088 3.63%
Wabash, IN (FHA|USDA|VA) 1 $95,000 $95,000 $3,012 3.13%
Paris, TX (FHA|USDA|VA) 1 $95,000 $95,000 $6,261 3.13%
Chillicothe, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,039 4.63%
Marquette, MI (FHA|USDA|VA) 1 $85,000 $85,000 $6,286 3.13%
JACKSON, TN (FHA|USDA|VA) 1 $85,000 $85,000 $4,947 3.13%
DALTON, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,239 3.50%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $85,000 $85,000 $4,996 3.13%
Cambridge, OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,247 5.13%
Silver City, NM (FHA|USDA|VA) 1 $75,000 $75,000 $6,367 3.13%
Mount Pleasant, MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,588 3.38%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $75,000 $75,000 $2,067 3.13%
Gallup, NM (FHA|USDA|VA) 1 $65,000 $65,000 $4,016 3.13%
TOLEDO, OH (FHA|USDA|VA) 1 $45,000 $45,000 $4,655 4.13%
Ponca City, OK (FHA|USDA|VA) 1 $45,000 $45,000 $5,695 3.50%
Storm Lake, IA (FHA|USDA|VA) 1 $45,000 $45,000 $3,215 3.00%
Plaza Home Mortgage's top markets include New York, Los Angeles, Chicago, San Diego, and Houston among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against PLAZA HOME MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 15,988 $4,664,850,000 $291,772 $5,502 3.22%
    FHA 6,012 $1,370,560,000 $227,971 $8,449 3.21%
    VA 3,660 $1,129,270,000 $308,544 $5,429 2.98%
    USDA 1,026 $172,490,000 $168,119 $5,570 3.17%
    FHA 241 $61,525,000 $255,290 $0 3.11%
    Reverse Mortgage 7 $4,175,000 $596,429 $0 6.73%

    For 2020, Plaza Home Mortgage's most frequently originated type of loan was Conventional, with 15,988 originations. Their 2nd most popular type was FHA, with 6,012 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 12,453 $3,017,605,000 $242,320 $7,177 3.28%
    Refi 10,579 $3,245,945,000 $306,829 $4,854 3.02%
    Cash Out Refi 3,902 $1,139,320,000 $291,984 $6,640 3.32%

    For 2020, Plaza Home Mortgage's most frequently cited loan purpose was Home Purchase, with 12,453 originations. The 2nd most popular reason was Refi, with 10,579 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 23,640 $6,586,340,000 $278,610 $6,391 3.22%
    15 Year 1,894 $442,330,000 $233,543 $4,395 2.84%
    20 Year 749 $193,345,000 $258,138 $5,014 3.08%
    Other 554 $160,770,000 $290,199 $5,106 3.13%
    10 Year 95 $17,485,000 $184,053 $4,190 2.75%
    30+ year 2 $2,600,000 $1,300,000 $21,905 4.63%

    For 2020, Plaza Home Mortgage's most frequently cited loan duration was 30 Year, with 23,640 originations. The 2nd most popular length was 15 Year, with 1,894 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 9,036 $2,402,390,000 $265,869
    $1k-2k 4,720 $1,193,430,000 $252,845
    $5k+ 4,249 $1,623,475,000 $382,084
    $2k-3k 3,049 $712,465,000 $233,672
    $3k-4k 2,410 $577,430,000 $239,598
    $4k-5k 1,924 $524,670,000 $272,698

    Plaza Home Mortgage's average total fees were $6,391, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 9,036 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 14,321 $3,758,465,000 $262,444
    2.5-3% 9,549 $2,796,755,000 $292,885
    <2.5% 1,813 $558,085,000 $307,824
    4-5% 1,094 $251,470,000 $229,863
    5-6% 125 $26,315,000 $210,520
    6-7% 20 $7,800,000 $390,000
    % 7 $1,755,000 $250,714
    7-8% 4 $2,180,000 $545,000
    Over 8% 1 $45,000 $45,000

    During 2020, Plaza Home Mortgage's average interest rate for loans was 3.22%, while their most frequently originated rate bucket for loans was 3-4%, with 14,321 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 12,922 $3,662,310,000 $283,417 $6,315 3.13%
    $100k-200k 7,946 $1,226,250,000 $154,323 $4,995 3.26%
    $400k-600k 3,929 $1,856,895,000 $472,613 $7,676 3.10%
    $100,000 or less 1,400 $109,170,000 $77,979 $4,182 3.49%
    $600k-1MM 683 $478,725,000 $700,915 $12,004 3.23%
    $1MM+ 54 $69,520,000 $1,287,407 $13,412 3.82%

    2020 saw Plaza Home Mortgage place emphasis on $200k-400k loans with 12,922 originations, totaling $3,662,310,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 6,018 $1,273,390,000 $211,597 $6,154 3.24%
    $100k-150k 5,518 $1,775,420,000 $321,751 $6,923 3.18%
    $75k-100k 4,591 $1,228,115,000 $267,505 $6,706 3.22%
    $50k or less 3,931 $592,215,000 $150,653 $5,264 3.27%
    $150k-250k 3,345 $1,244,185,000 $371,954 $6,867 3.17%
    $250k+ 1,095 $494,585,000 $451,676 $7,152 3.21%

    Plaza Home Mortgage lent most frequently to those with incomes in the $50k-75k range, with 6,018 originations. The second most popular income band? $100k-150k, with 5,518 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 5,008 $1,330,350,000 $265,645 $5,458 3.14%
    30-36% 4,412 $1,194,900,000 $270,830 $5,934 3.22%
    <20% 4,081 $1,231,525,000 $301,770 $4,436 2.95%
    50-60% 1,763 $452,805,000 $256,838 $9,349 3.16%
    44% 1,065 $293,435,000 $275,526 $6,773 3.32%
    40% 931 $245,445,000 $263,636 $6,274 3.30%
    41% 931 $258,485,000 $277,642 $6,621 3.31%
    43% 927 $249,355,000 $268,991 $6,777 3.29%
    42% 920 $260,260,000 $282,891 $6,526 3.31%
    39% 898 $245,740,000 $273,653 $6,307 3.28%
    37% 849 $233,445,000 $274,965 $6,317 3.27%
    38% 845 $229,085,000 $271,107 $6,389 3.27%
    36% 815 $212,495,000 $260,730 $6,143 3.25%
    49% 720 $199,660,000 $277,306 $7,758 3.26%
    45% 713 $195,555,000 $274,271 $7,087 3.28%
    47% 665 $187,605,000 $282,113 $7,368 3.23%
    46% 651 $174,945,000 $268,733 $7,144 3.24%
    48% 614 $168,790,000 $274,902 $7,435 3.25%
    >60% 85 $25,415,000 $299,000 $6,902 3.22%

    Plaza Home Mortgage lent most frequently to those with DTI ratios of 20-30%, with 5,008 originations. The next most common DTI ratio? 30-36%, with 4,412 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 20,686 $5,463,730,000 $264,127 $6,023 3.19%
    Not provided 2,694 $843,010,000 $312,921 $6,153 3.12%
    Asian 1,598 $555,520,000 $347,635 $6,765 3.08%
    Black 1,712 $463,240,000 $270,584 $7,675 3.27%
    Native Hawaiian or Islander 135 $47,295,000 $350,333 $7,151 3.07%
    American Indian 108 $29,930,000 $277,130 $6,867 3.19%
    Asian Indian 1 $145,000 $145,000 $0 4.88%

    Approval Rates

    Total approvals of all applications
    89.35%

    Plaza Home Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    85.87%

    Plaza Home Mortgage has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 26,934 $7,402,870,000 $274,852

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 598 $104,750,000 $175,167
    Single Family (1-4 Units):Site-Built 26,336 $7,298,120,000 $277,116

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 853 $212,225,000 $248,798 $4,779 3.00%
    40-60% 3,294 $955,530,000 $290,082 $4,989 3.04%
    60-80% 7,671 $2,311,745,000 $301,362 $5,829 3.24%
    80-100% 12,032 $2,964,670,000 $246,399 $6,982 3.26%
    Over 100% 708 $190,390,000 $268,912 $10,246 3.28%
    Under 20% 83 $15,765,000 $189,940 $4,600 3.25%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    PLAZA HOME MORTGAGE, INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 3.1%
    PLAZA HOME MORTGAGE, INC. Conventional home mortgage Closing on a mortgage 2 6.3%
    PLAZA HOME MORTGAGE, INC. Conventional home mortgage Struggling to pay mortgage 1 3.1%
    PLAZA HOME MORTGAGE, INC. Conventional home mortgage Trouble during payment process 9 28.1%
    PLAZA HOME MORTGAGE, INC. FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 3.1%
    PLAZA HOME MORTGAGE, INC. FHA mortgage Closing on a mortgage 3 9.4%
    PLAZA HOME MORTGAGE, INC. FHA mortgage Struggling to pay mortgage 4 12.5%
    PLAZA HOME MORTGAGE, INC. FHA mortgage Trouble during payment process 1 3.1%
    PLAZA HOME MORTGAGE, INC. Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 3.1%
    PLAZA HOME MORTGAGE, INC. VA mortgage Struggling to pay mortgage 4 12.5%
    PLAZA HOME MORTGAGE, INC. VA mortgage Trouble during payment process 5 15.6%