Citizens Bank Mortgage Rates, Fees & Info

Providence, RI

LEI: DRMSV1Q0EKMEXLAU1P80

Tax ID: 20-2635739

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Bank Data

Review & Overview

Citizens Bank is a large bank specializing in Refi and Home Purchase loans. Citizens Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Boston, Philadelphia, Washington, and Providence among others. We have data for 713 markets. (Some data included below & more in-depth data is available with an active subscription.)

Citizens Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Citizens Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 12/17/24
30 Year Conventional Purchase 6.45% 12/17/24
30 Year Conventional Refi 6.41% 12/17/24
30 Year Cash-out Refi 6.68% 12/17/24
30 Year FHA Purchase 7.07% 12/17/24
30 Year FHA Refi 6.82% 12/17/24
30 Year VA Purchase 6.15% 12/17/24
30 Year VA Refi 6.00% 12/17/24
30 Year USDA Purchase 6.83% 12/17/24
30 Year USDA Refi 6.58% 12/17/24
15 Year Conventional Purchase 6.00% 12/17/24
15 Year Conventional Refi 6.01% 12/17/24
15 Year Cash-out Refi 6.01% 12/17/24
15 Year FHA Purchase 6.24% 12/17/24
15 Year FHA Refi 6.23% 12/17/24
15 Year VA Purchase 6.39% 12/17/24
15 Year VA Refi 5.87% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Citizens Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Citizens Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

105,453

Origination Dollar Volume (All Markets)

$29,331,415,000

Employee count

17,457 Show all (64) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 9,652 $4,934,090,000 $511,199 $5,928 3.40%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 10,754 $3,437,320,000 $319,632 $3,931 3.43%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 8,890 $2,052,440,000 $230,871 $5,314 3.56%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2,138 $1,183,860,000 $553,723 $5,394 3.17%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 5,012 $1,028,130,000 $205,134 $3,534 3.61%
PITTSBURGH, PA (FHA|USDA|VA) 5,147 $909,185,000 $176,644 $5,304 3.52%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1,382 $821,260,000 $594,255 $6,495 3.42%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3,699 $662,825,000 $179,190 $3,024 3.60%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2,029 $609,155,000 $300,224 $4,811 3.20%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,924 $524,850,000 $272,791 $5,873 3.19%
Outside of Metro Areas 1,944 $488,520,000 $251,296 $4,105 3.31%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,324 $401,790,000 $303,467 $3,853 3.09%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2,319 $342,975,000 $147,898 $3,815 3.67%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 639 $329,455,000 $515,579 $4,778 3.27%
OCEAN CITY, NJ (FHA|USDA|VA) 486 $310,850,000 $639,609 $6,479 3.30%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1,360 $309,420,000 $227,515 $5,153 3.40%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1,273 $290,175,000 $227,946 $5,150 3.39%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 864 $275,050,000 $318,345 $4,735 3.21%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 637 $273,835,000 $429,882 $4,479 3.19%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 693 $250,705,000 $361,768 $4,858 3.17%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 951 $247,675,000 $260,436 $3,753 3.52%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 739 $223,725,000 $302,740 $3,556 3.43%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1,668 $215,750,000 $129,347 $3,895 4.11%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 580 $195,940,000 $337,828 $6,254 3.24%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 994 $188,240,000 $189,376 $3,511 3.57%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 715 $186,845,000 $261,322 $4,843 3.23%
WORCESTER, MA-CT (FHA|USDA|VA) 851 $183,345,000 $215,447 $3,882 3.60%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 692 $181,500,000 $262,283 $5,399 3.26%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 734 $162,620,000 $221,553 $2,910 3.15%
RALEIGH-CARY, NC (FHA|USDA|VA) 505 $160,985,000 $318,782 $3,388 3.19%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 780 $154,200,000 $197,692 $5,309 3.33%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 611 $147,055,000 $240,679 $2,977 3.32%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 410 $140,170,000 $341,878 $4,822 3.34%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 498 $137,120,000 $275,341 $5,432 3.26%
SALISBURY, MD-DE (FHA|USDA|VA) 435 $132,985,000 $305,713 $4,967 3.43%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 373 $127,955,000 $343,043 $3,679 3.22%
SPRINGFIELD, MA (FHA|USDA|VA) 763 $127,375,000 $166,940 $3,933 3.62%
JACKSONVILLE, FL (FHA|USDA|VA) 428 $123,750,000 $289,136 $6,729 3.15%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 352 $123,630,000 $351,222 $4,260 3.25%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 219 $114,215,000 $521,530 $4,856 3.24%
COLUMBUS, OH (FHA|USDA|VA) 483 $113,595,000 $235,186 $4,228 3.26%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 309 $111,985,000 $362,411 $3,453 2.99%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 408 $111,890,000 $274,240 $4,123 3.33%
KNOXVILLE, TN (FHA|USDA|VA) 463 $111,365,000 $240,529 $4,441 3.28%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 377 $105,475,000 $279,775 $3,560 3.27%
RICHMOND, VA (FHA|USDA|VA) 378 $105,120,000 $278,095 $4,504 3.24%
LOUISVILLE, KY (FHA|USDA|VA) 463 $101,985,000 $220,270 $3,019 3.33%
ROCHESTER, NY (FHA|USDA|VA) 832 $99,180,000 $119,207 $3,499 4.05%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 446 $98,060,000 $219,865 $5,413 3.41%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 452 $93,550,000 $206,969 $4,114 3.42%
AKRON, OH (FHA|USDA|VA) 660 $92,940,000 $140,818 $3,664 3.61%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 304 $91,750,000 $301,809 $5,318 3.18%
ST. LOUIS, MO-IL (FHA|USDA|VA) 405 $91,465,000 $225,840 $2,888 3.29%
STATE COLLEGE, PA (FHA|USDA|VA) 410 $89,590,000 $218,512 $5,584 3.33%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 524 $86,230,000 $164,561 $3,893 3.88%
TOLEDO, OH (FHA|USDA|VA) 658 $86,060,000 $130,790 $3,813 3.71%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 367 $83,265,000 $226,880 $3,964 3.23%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 267 $81,265,000 $304,363 $4,901 3.25%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 298 $81,010,000 $271,846 $4,635 3.23%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 191 $76,465,000 $400,340 $4,433 3.32%
WINSTON-SALEM, NC (FHA|USDA|VA) 208 $75,010,000 $360,625 $4,032 3.21%
LANCASTER, PA (FHA|USDA|VA) 392 $74,940,000 $191,173 $5,046 3.51%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 289 $73,395,000 $253,962 $5,631 3.24%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 339 $72,605,000 $214,174 $5,724 3.22%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 345 $71,595,000 $207,522 $4,827 3.91%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 244 $71,140,000 $291,557 $4,670 3.27%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 394 $69,610,000 $176,675 $4,066 3.58%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 265 $66,445,000 $250,736 $5,879 3.16%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 138 $65,270,000 $472,971 $4,581 3.20%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 149 $64,625,000 $433,725 $4,611 3.24%
CANTON-MASSILLON, OH (FHA|USDA|VA) 578 $63,440,000 $109,758 $3,341 3.82%
READING, PA (FHA|USDA|VA) 420 $62,200,000 $148,095 $4,831 3.71%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 316 $60,020,000 $189,937 $3,999 3.27%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 224 $59,950,000 $267,634 $3,653 3.10%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 161 $57,545,000 $357,422 $6,835 3.20%
ASHEVILLE, NC (FHA|USDA|VA) 198 $56,670,000 $286,212 $4,367 3.21%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 82 $56,630,000 $690,610 $3,463 3.46%
KANSAS CITY, MO-KS (FHA|USDA|VA) 247 $55,525,000 $224,798 $4,162 3.16%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 201 $54,575,000 $271,517 $2,665 3.36%
Torrington, CT (FHA|USDA|VA) 165 $51,995,000 $315,121 $5,266 3.23%
LYNCHBURG, VA (FHA|USDA|VA) 255 $51,925,000 $203,627 $3,540 3.19%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 189 $51,915,000 $274,683 $5,678 3.30%
Kill Devil Hills, NC (FHA|USDA|VA) 138 $51,080,000 $370,145 $4,448 3.31%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 212 $51,050,000 $240,802 $4,899 3.23%
Concord, NH (FHA|USDA|VA) 307 $50,835,000 $165,586 $3,387 3.84%
BOWLING GREEN, KY (FHA|USDA|VA) 234 $49,860,000 $213,077 $2,904 3.23%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 138 $49,590,000 $359,348 $3,992 3.30%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 249 $48,675,000 $195,482 $3,787 3.00%
Lebanon, NH-VT (FHA|USDA|VA) 252 $47,600,000 $188,889 $3,865 3.61%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 219 $46,565,000 $212,626 $3,212 3.22%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 224 $45,270,000 $202,098 $3,939 3.27%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 139 $45,225,000 $325,360 $4,410 3.23%
YORK-HANOVER, PA (FHA|USDA|VA) 256 $45,180,000 $176,484 $5,176 3.46%
LINCOLN, NE (FHA|USDA|VA) 218 $45,080,000 $206,789 $2,044 3.05%
OKLAHOMA CITY, OK (FHA|USDA|VA) 187 $44,205,000 $236,390 $3,759 3.23%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 335 $43,545,000 $129,985 $4,554 3.72%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 114 $41,220,000 $361,579 $4,027 3.19%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 121 $39,745,000 $328,471 $5,121 3.55%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 169 $38,815,000 $229,675 $3,623 3.47%
BOULDER, CO (FHA|USDA|VA) 102 $38,220,000 $374,706 $3,023 2.98%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 173 $37,245,000 $215,289 $5,382 3.40%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 177 $36,905,000 $208,503 $4,096 3.26%
ERIE, PA (FHA|USDA|VA) 247 $36,525,000 $147,874 $5,721 3.31%
LAKE CHARLES, LA (FHA|USDA|VA) 176 $36,330,000 $206,420 $3,541 3.22%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 140 $36,100,000 $257,857 $4,815 3.24%
PORT ST. LUCIE, FL (FHA|USDA|VA) 150 $35,820,000 $238,800 $5,047 3.32%
Laconia, NH (FHA|USDA|VA) 176 $35,490,000 $201,648 $3,764 3.47%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 159 $35,035,000 $220,346 $3,745 3.34%
SIOUX FALLS, SD (FHA|USDA|VA) 144 $33,950,000 $235,764 $3,734 2.98%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 161 $32,465,000 $201,646 $4,896 3.39%
ROANOKE, VA (FHA|USDA|VA) 152 $31,290,000 $205,855 $3,749 3.25%
HUNTSVILLE, AL (FHA|USDA|VA) 135 $31,245,000 $231,444 $3,466 3.26%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 248 $30,510,000 $123,024 $4,003 3.72%
ANN ARBOR, MI (FHA|USDA|VA) 125 $30,125,000 $241,000 $2,890 3.52%
SALT LAKE CITY, UT (FHA|USDA|VA) 98 $30,070,000 $306,837 $4,514 3.23%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 97 $29,675,000 $305,928 $3,960 3.41%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 97 $29,535,000 $304,485 $4,757 2.95%
HOT SPRINGS, AR (FHA|USDA|VA) 142 $28,680,000 $201,972 $4,388 3.15%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 87 $27,775,000 $319,253 $4,386 3.35%
COLORADO SPRINGS, CO (FHA|USDA|VA) 95 $27,455,000 $289,000 $3,937 3.23%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 75 $25,905,000 $345,400 $3,764 3.20%
CEDAR RAPIDS, IA (FHA|USDA|VA) 135 $25,595,000 $189,593 $1,938 2.87%
SYRACUSE, NY (FHA|USDA|VA) 208 $25,540,000 $122,788 $3,559 4.07%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 55 $25,065,000 $455,727 $4,877 3.26%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 47 $24,555,000 $522,447 $5,744 3.07%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 100 $23,760,000 $237,600 $3,881 3.40%
Georgetown, SC (FHA|USDA|VA) 69 $23,395,000 $339,058 $4,363 3.22%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 96 $23,380,000 $243,542 $4,085 3.46%
TULSA, OK (FHA|USDA|VA) 110 $23,360,000 $212,364 $4,264 3.33%
COLUMBIA, SC (FHA|USDA|VA) 106 $23,310,000 $219,906 $5,077 3.21%
DOVER, DE (FHA|USDA|VA) 135 $22,825,000 $169,074 $3,838 3.80%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 98 $22,340,000 $227,959 $3,597 3.15%
WILMINGTON, NC (FHA|USDA|VA) 62 $21,390,000 $345,000 $4,229 3.25%
ALTOONA, PA (FHA|USDA|VA) 166 $21,100,000 $127,108 $4,944 3.61%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 108 $20,730,000 $191,944 $3,608 3.06%
EAST STROUDSBURG, PA (FHA|USDA|VA) 137 $20,515,000 $149,745 $4,102 3.69%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 144 $20,320,000 $141,111 $3,553 3.67%
KINGSTON, NY (FHA|USDA|VA) 80 $17,880,000 $223,500 $5,264 3.82%
BISMARCK, ND (FHA|USDA|VA) 69 $17,295,000 $250,652 $4,609 3.22%
CUMBERLAND, MD-WV (FHA|USDA|VA) 111 $16,995,000 $153,108 $3,197 3.21%
GLENS FALLS, NY (FHA|USDA|VA) 94 $16,760,000 $178,298 $4,890 3.96%
TUCSON, AZ (FHA|USDA|VA) 70 $16,420,000 $234,571 $3,603 3.32%
Vineyard Haven, MA (FHA|USDA|VA) 29 $16,065,000 $553,966 $6,956 3.27%
MADISON, WI (FHA|USDA|VA) 62 $15,750,000 $254,032 $3,470 3.23%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 32 $15,250,000 $476,563 $4,126 3.27%
PITTSFIELD, MA (FHA|USDA|VA) 58 $15,210,000 $262,241 $4,771 3.65%
PROVO-OREM, UT (FHA|USDA|VA) 54 $15,160,000 $280,741 $4,258 3.32%
LAFAYETTE, LA (FHA|USDA|VA) 75 $14,795,000 $197,267 $3,390 3.17%
MONROE, MI (FHA|USDA|VA) 94 $14,760,000 $157,021 $3,856 3.46%
FLINT, MI (FHA|USDA|VA) 102 $14,570,000 $142,843 $3,266 3.56%
Sevierville, TN (FHA|USDA|VA) 59 $14,225,000 $241,102 $4,233 3.42%
EL PASO, TX (FHA|USDA|VA) 77 $14,145,000 $183,701 $5,232 3.42%
Glenwood Springs, CO (FHA|USDA|VA) 8 $13,680,000 $1,710,000 $5,770 3.20%
Rutland, VT (FHA|USDA|VA) 75 $12,865,000 $171,533 $3,812 3.40%
LEBANON, PA (FHA|USDA|VA) 63 $12,475,000 $198,016 $5,346 3.40%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 36 $12,430,000 $345,278 $4,365 3.15%
MORRISTOWN, TN (FHA|USDA|VA) 50 $12,000,000 $240,000 $4,762 3.28%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 63 $11,845,000 $188,016 $3,819 3.40%
Hudson, NY (FHA|USDA|VA) 26 $11,680,000 $449,231 $4,900 3.43%
JONESBORO, AR (FHA|USDA|VA) 52 $11,320,000 $217,692 $3,930 3.13%
Kerrville, TX (FHA|USDA|VA) 40 $11,150,000 $278,750 $4,848 3.28%
JOHNSON CITY, TN (FHA|USDA|VA) 53 $11,115,000 $209,717 $4,082 3.17%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 48 $11,030,000 $229,792 $3,244 3.16%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 56 $10,830,000 $193,393 $3,592 3.07%
Bozeman, MT (FHA|USDA|VA) 31 $10,815,000 $348,871 $3,737 3.17%
LUBBOCK, TX (FHA|USDA|VA) 46 $10,750,000 $233,696 $3,899 3.32%
DAYTON-KETTERING, OH (FHA|USDA|VA) 54 $10,320,000 $191,111 $3,458 3.58%
Bardstown, KY (FHA|USDA|VA) 54 $10,040,000 $185,926 $3,840 3.21%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 41 $10,035,000 $244,756 $4,743 3.23%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 45 $9,955,000 $221,222 $4,119 3.30%
UTICA-ROME, NY (FHA|USDA|VA) 90 $9,820,000 $109,111 $3,421 4.38%
PUNTA GORDA, FL (FHA|USDA|VA) 44 $9,560,000 $217,273 $4,694 3.31%
FORT COLLINS, CO (FHA|USDA|VA) 31 $9,545,000 $307,903 $3,092 3.31%
MONROE, LA (FHA|USDA|VA) 39 $9,375,000 $240,385 $3,401 3.33%
HARRISONBURG, VA (FHA|USDA|VA) 33 $9,325,000 $282,576 $4,115 3.18%
GAINESVILLE, GA (FHA|USDA|VA) 32 $9,320,000 $291,250 $4,360 3.10%
New Castle, PA (FHA|USDA|VA) 67 $9,315,000 $139,030 $5,085 3.50%
BINGHAMTON, NY (FHA|USDA|VA) 91 $9,315,000 $102,363 $3,503 4.14%
WINCHESTER, VA-WV (FHA|USDA|VA) 38 $9,150,000 $240,789 $4,970 3.29%
BATON ROUGE, LA (FHA|USDA|VA) 44 $8,960,000 $203,636 $4,066 3.24%
LOGAN, UT-ID (FHA|USDA|VA) 34 $8,910,000 $262,059 $3,734 3.44%
Keene, NH (FHA|USDA|VA) 64 $8,700,000 $135,938 $3,734 3.97%
Cookeville, TN (FHA|USDA|VA) 46 $8,600,000 $186,957 $2,428 3.00%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 33 $8,515,000 $258,030 $3,724 3.11%
Meridian, MS (FHA|USDA|VA) 38 $8,500,000 $223,684 $3,295 3.20%
DeRidder, LA (FHA|USDA|VA) 36 $8,460,000 $235,000 $3,818 3.30%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 59 $8,435,000 $142,966 $2,768 3.56%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 47 $8,155,000 $173,511 $4,727 3.41%
GREELEY, CO (FHA|USDA|VA) 26 $7,920,000 $304,615 $3,388 3.20%
Brenham, TX (FHA|USDA|VA) 28 $7,600,000 $271,429 $5,357 3.33%
FAYETTEVILLE, NC (FHA|USDA|VA) 39 $7,455,000 $191,154 $2,766 3.35%
GETTYSBURG, PA (FHA|USDA|VA) 36 $7,440,000 $206,667 $5,399 3.40%
SPARTANBURG, SC (FHA|USDA|VA) 35 $7,325,000 $209,286 $4,921 3.13%
Bennington, VT (FHA|USDA|VA) 34 $7,100,000 $208,824 $4,576 3.57%
ODESSA, TX (FHA|USDA|VA) 30 $7,020,000 $234,000 $7,627 3.55%
JACKSON, MS (FHA|USDA|VA) 23 $6,945,000 $301,957 $4,160 3.13%
HATTIESBURG, MS (FHA|USDA|VA) 37 $6,925,000 $187,162 $3,779 2.94%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 35 $6,905,000 $197,286 $3,583 3.12%
LAREDO, TX (FHA|USDA|VA) 27 $6,825,000 $252,778 $8,166 3.38%
Barre, VT (FHA|USDA|VA) 29 $6,775,000 $233,621 $4,387 3.63%
St. Marys, GA (FHA|USDA|VA) 29 $6,755,000 $232,931 $4,924 3.25%
Alexander City, AL (FHA|USDA|VA) 23 $6,745,000 $293,261 $4,099 3.55%
FLORENCE, SC (FHA|USDA|VA) 37 $6,725,000 $181,757 $3,105 2.97%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 42 $6,670,000 $158,810 $3,921 3.14%
Meadville, PA (FHA|USDA|VA) 66 $6,570,000 $99,545 $4,541 3.64%
Salem, OH (FHA|USDA|VA) 59 $6,565,000 $111,271 $3,421 3.74%
Boone, NC (FHA|USDA|VA) 19 $6,555,000 $345,000 $3,751 3.35%
Traverse City, MI (FHA|USDA|VA) 29 $6,475,000 $223,276 $3,270 3.45%
MOBILE, AL (FHA|USDA|VA) 38 $6,470,000 $170,263 $3,769 3.30%
BOISE CITY, ID (FHA|USDA|VA) 23 $6,385,000 $277,609 $4,178 3.14%
JACKSONVILLE, NC (FHA|USDA|VA) 32 $6,290,000 $196,563 $4,138 3.19%
LAWRENCE, KS (FHA|USDA|VA) 25 $6,105,000 $244,200 $4,452 3.11%
SAGINAW, MI (FHA|USDA|VA) 56 $6,040,000 $107,857 $2,890 3.76%
TUSCALOOSA, AL (FHA|USDA|VA) 24 $5,960,000 $248,333 $4,116 3.21%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 30 $5,930,000 $197,667 $4,495 3.58%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 20 $5,840,000 $292,000 $5,305 3.29%
Oil City, PA (FHA|USDA|VA) 55 $5,775,000 $105,000 $3,841 3.75%
Somerset, PA (FHA|USDA|VA) 29 $5,765,000 $198,793 $4,212 3.34%
APPLETON, WI (FHA|USDA|VA) 30 $5,700,000 $190,000 $2,989 2.91%
MIDLAND, TX (FHA|USDA|VA) 18 $5,440,000 $302,222 $7,087 3.36%
Jennings, LA (FHA|USDA|VA) 27 $5,205,000 $192,778 $3,327 3.26%
Key West, FL (FHA|USDA|VA) 12 $5,130,000 $427,500 $4,808 3.09%
Morehead City, NC (FHA|USDA|VA) 17 $5,115,000 $300,882 $4,714 3.43%
Lewistown, PA (FHA|USDA|VA) 43 $4,955,000 $115,233 $4,705 3.86%
SALEM, OR (FHA|USDA|VA) 17 $4,935,000 $290,294 $5,202 3.21%
SPRINGFIELD, MO (FHA|USDA|VA) 27 $4,925,000 $182,407 $2,518 3.02%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 14 $4,810,000 $343,571 $5,323 2.98%
Sunbury, PA (FHA|USDA|VA) 30 $4,780,000 $159,333 $5,677 3.54%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 33 $4,665,000 $141,364 $4,825 3.52%
WACO, TX (FHA|USDA|VA) 21 $4,645,000 $221,190 $4,424 3.24%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 17 $4,605,000 $270,882 $3,766 3.28%
SAVANNAH, GA (FHA|USDA|VA) 20 $4,590,000 $229,500 $3,832 3.19%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 10 $4,540,000 $454,000 $3,500 3.33%
Berlin, NH (FHA|USDA|VA) 41 $4,535,000 $110,610 $3,370 3.66%
Starkville, MS (FHA|USDA|VA) 25 $4,485,000 $179,400 $4,234 3.18%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 21 $4,455,000 $212,143 $3,835 3.18%
Crossville, TN (FHA|USDA|VA) 28 $4,450,000 $158,929 $2,798 3.25%
WICHITA, KS (FHA|USDA|VA) 24 $4,400,000 $183,333 $3,315 3.22%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 22 $4,380,000 $199,091 $3,526 3.20%
Newport, TN (FHA|USDA|VA) 27 $4,265,000 $157,963 $4,074 3.19%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 27 $4,225,000 $156,481 $3,458 3.80%
GAINESVILLE, FL (FHA|USDA|VA) 19 $4,215,000 $221,842 $4,626 3.28%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 10 $4,210,000 $421,000 $5,085 3.24%
Whitewater, WI (FHA|USDA|VA) 10 $4,150,000 $415,000 $4,134 3.51%
JOPLIN, MO (FHA|USDA|VA) 25 $4,135,000 $165,400 $3,958 3.42%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 20 $4,120,000 $206,000 $5,347 3.37%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 20 $4,060,000 $203,000 $6,970 3.37%
TALLAHASSEE, FL (FHA|USDA|VA) 18 $4,020,000 $223,333 $4,938 3.06%
Cullman, AL (FHA|USDA|VA) 19 $4,005,000 $210,789 $3,885 3.20%
Greeneville, TN (FHA|USDA|VA) 23 $4,005,000 $174,130 $4,148 3.22%
Huntingdon, PA (FHA|USDA|VA) 23 $3,995,000 $173,696 $5,041 3.12%
Portsmouth, OH (FHA|USDA|VA) 41 $3,935,000 $95,976 $3,467 4.25%
Granbury, TX (FHA|USDA|VA) 13 $3,915,000 $301,154 $4,736 3.23%
Indiana, PA (FHA|USDA|VA) 32 $3,890,000 $121,563 $5,040 3.42%
THE VILLAGES, FL (FHA|USDA|VA) 14 $3,880,000 $277,143 $4,007 3.22%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 17 $3,835,000 $225,588 $3,163 3.46%
Jackson, WY-ID (FHA|USDA|VA) 1 $3,755,000 $3,755,000 $18,151 2.45%
VALLEJO, CA (FHA|USDA|VA) 11 $3,685,000 $335,000 $3,733 3.33%
ROCHESTER, MN (FHA|USDA|VA) 14 $3,680,000 $262,857 $6,324 3.19%
CORPUS CHRISTI, TX (FHA|USDA|VA) 14 $3,640,000 $260,000 $5,538 3.25%
Fredericksburg, TX (FHA|USDA|VA) 10 $3,610,000 $361,000 $5,373 3.34%
BELLINGHAM, WA (FHA|USDA|VA) 12 $3,600,000 $300,000 $4,408 3.07%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 20 $3,590,000 $179,500 $5,459 3.41%
Selinsgrove, PA (FHA|USDA|VA) 20 $3,510,000 $175,500 $6,876 3.00%
BANGOR, ME (FHA|USDA|VA) 21 $3,485,000 $165,952 $3,866 3.15%
DALTON, GA (FHA|USDA|VA) 16 $3,470,000 $216,875 $4,312 3.11%
GRAND ISLAND, NE (FHA|USDA|VA) 19 $3,445,000 $181,316 $2,052 3.07%
MONTGOMERY, AL (FHA|USDA|VA) 13 $3,425,000 $263,462 $3,674 3.34%
PANAMA CITY, FL (FHA|USDA|VA) 13 $3,405,000 $261,923 $4,191 3.17%
SHERMAN-DENISON, TX (FHA|USDA|VA) 14 $3,400,000 $242,857 $4,483 3.36%
Augusta-Waterville, ME (FHA|USDA|VA) 19 $3,395,000 $178,684 $3,918 3.20%
Pottsville, PA (FHA|USDA|VA) 21 $3,345,000 $159,286 $4,732 3.72%
PINE BLUFF, AR (FHA|USDA|VA) 22 $3,340,000 $151,818 $4,169 3.28%
Paris, TX (FHA|USDA|VA) 20 $3,330,000 $166,500 $4,325 3.58%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 19 $3,325,000 $175,000 $4,762 3.28%
Huntsville, TX (FHA|USDA|VA) 12 $3,300,000 $275,000 $5,840 3.30%
GREEN BAY, WI (FHA|USDA|VA) 13 $3,295,000 $253,462 $2,283 3.04%
Marion, NC (FHA|USDA|VA) 6 $3,280,000 $546,667 $6,207 3.35%
Gainesville, TX (FHA|USDA|VA) 9 $3,265,000 $362,778 $6,623 2.83%
Wooster, OH (FHA|USDA|VA) 24 $3,240,000 $135,000 $3,597 3.52%
BURLINGTON, NC (FHA|USDA|VA) 13 $3,235,000 $248,846 $3,483 3.43%
Danville, VA (FHA|USDA|VA) 16 $3,190,000 $199,375 $3,376 2.88%
Oneonta, NY (FHA|USDA|VA) 29 $3,155,000 $108,793 $3,815 4.29%
Harrison, AR (FHA|USDA|VA) 20 $3,080,000 $154,000 $2,834 3.42%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 10 $3,060,000 $306,000 $3,449 3.25%
PEORIA, IL (FHA|USDA|VA) 22 $3,060,000 $139,091 $2,814 3.07%
LONGVIEW, TX (FHA|USDA|VA) 13 $3,055,000 $235,000 $3,705 3.56%
TEXARKANA, TX-AR (FHA|USDA|VA) 22 $3,050,000 $138,636 $2,618 2.84%
OCALA, FL (FHA|USDA|VA) 14 $3,020,000 $215,714 $5,548 3.48%
Clovis, NM (FHA|USDA|VA) 19 $3,015,000 $158,684 $3,125 3.14%
Branson, MO (FHA|USDA|VA) 18 $2,970,000 $165,000 $2,467 3.48%
BEND, OR (FHA|USDA|VA) 11 $2,895,000 $263,182 $4,394 3.31%
STOCKTON, CA (FHA|USDA|VA) 9 $2,875,000 $319,444 $4,811 3.26%
Holland, MI (FHA|USDA|VA) 12 $2,840,000 $236,667 $2,926 3.27%
JACKSON, TN (FHA|USDA|VA) 17 $2,805,000 $165,000 $3,337 3.14%
BILLINGS, MT (FHA|USDA|VA) 11 $2,725,000 $247,727 $3,525 3.30%
SALINAS, CA (FHA|USDA|VA) 2 $2,670,000 $1,335,000 $5,088 2.63%
Lewisburg, PA (FHA|USDA|VA) 14 $2,660,000 $190,000 $6,152 3.14%
Athens, TX (FHA|USDA|VA) 9 $2,575,000 $286,111 $5,109 3.29%
New Philadelphia-Dover, OH (FHA|USDA|VA) 23 $2,525,000 $109,783 $3,412 3.97%
EVANSVILLE, IN-KY (FHA|USDA|VA) 13 $2,515,000 $193,462 $3,160 3.37%
FARGO, ND-MN (FHA|USDA|VA) 9 $2,505,000 $278,333 $5,477 3.08%
Lewisburg, TN (FHA|USDA|VA) 10 $2,490,000 $249,000 $4,630 3.19%
Sandusky, OH (FHA|USDA|VA) 10 $2,490,000 $249,000 $3,854 3.30%
HINESVILLE, GA (FHA|USDA|VA) 15 $2,465,000 $164,333 $5,031 3.38%
JOHNSTOWN, PA (FHA|USDA|VA) 18 $2,450,000 $136,111 $3,768 4.07%
Albemarle, NC (FHA|USDA|VA) 9 $2,445,000 $271,667 $4,662 3.18%
BRUNSWICK, GA (FHA|USDA|VA) 14 $2,440,000 $174,286 $4,926 3.26%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 11 $2,425,000 $220,455 $5,059 3.20%
Tullahoma-Manchester, TN (FHA|USDA|VA) 10 $2,420,000 $242,000 $3,095 3.13%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 9 $2,405,000 $267,222 $3,723 3.35%
El Campo, TX (FHA|USDA|VA) 10 $2,370,000 $237,000 $4,939 3.19%
Adrian, MI (FHA|USDA|VA) 17 $2,355,000 $138,529 $2,830 3.58%
Picayune, MS (FHA|USDA|VA) 13 $2,335,000 $179,615 $3,904 2.92%
Rockport, TX (FHA|USDA|VA) 11 $2,315,000 $210,455 $6,498 2.92%
FORT WAYNE, IN (FHA|USDA|VA) 14 $2,310,000 $165,000 $2,363 3.40%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 13 $2,285,000 $175,769 $3,350 3.38%
GREENVILLE, NC (FHA|USDA|VA) 15 $2,285,000 $152,333 $3,068 3.48%
Olean, NY (FHA|USDA|VA) 16 $2,250,000 $140,625 $3,696 3.96%
RAPID CITY, SD (FHA|USDA|VA) 10 $2,240,000 $224,000 $3,240 3.16%
HAMMOND, LA (FHA|USDA|VA) 14 $2,230,000 $159,286 $3,360 3.04%
Opelousas, LA (FHA|USDA|VA) 13 $2,225,000 $171,154 $3,209 3.22%
MEDFORD, OR (FHA|USDA|VA) 8 $2,220,000 $277,500 $3,897 3.22%
JACKSON, MI (FHA|USDA|VA) 14 $2,210,000 $157,857 $4,119 3.69%
CHARLESTON, WV (FHA|USDA|VA) 6 $2,200,000 $366,667 $3,485 3.08%
ABILENE, TX (FHA|USDA|VA) 10 $2,200,000 $220,000 $3,960 3.01%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 11 $2,195,000 $199,545 $3,100 3.24%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $2,190,000 $365,000 $4,465 3.38%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $2,180,000 $363,333 $3,424 3.00%
Talladega-Sylacauga, AL (FHA|USDA|VA) 10 $2,180,000 $218,000 $3,405 3.45%
Cullowhee, NC (FHA|USDA|VA) 6 $2,170,000 $361,667 $6,088 3.52%
Chillicothe, OH (FHA|USDA|VA) 12 $2,170,000 $180,833 $4,273 3.57%
Ashtabula, OH (FHA|USDA|VA) 13 $2,165,000 $166,538 $3,914 3.64%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 9 $2,125,000 $236,111 $4,377 3.31%
Easton, MD (FHA|USDA|VA) 4 $2,120,000 $530,000 $3,511 3.38%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 13 $2,115,000 $162,692 $4,721 3.93%
DuBois, PA (FHA|USDA|VA) 19 $2,105,000 $110,789 $4,965 4.11%
Bonham, TX (FHA|USDA|VA) 8 $2,100,000 $262,500 $6,544 3.59%
Batavia, NY (FHA|USDA|VA) 16 $2,080,000 $130,000 $4,355 3.82%
Glasgow, KY (FHA|USDA|VA) 13 $2,065,000 $158,846 $2,939 3.37%
Seneca, SC (FHA|USDA|VA) 6 $2,060,000 $343,333 $3,635 3.56%
BAY CITY, MI (FHA|USDA|VA) 14 $2,050,000 $146,429 $2,041 3.53%
CLEVELAND, TN (FHA|USDA|VA) 8 $2,040,000 $255,000 $3,788 3.39%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 7 $2,035,000 $290,714 $3,760 3.54%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 9 $2,015,000 $223,889 $4,011 3.29%
MISSOULA, MT (FHA|USDA|VA) 4 $1,990,000 $497,500 $4,945 3.19%
Breckenridge, CO (FHA|USDA|VA) 5 $1,985,000 $397,000 $3,178 3.28%
ITHACA, NY (FHA|USDA|VA) 14 $1,980,000 $141,429 $2,332 3.99%
FLAGSTAFF, AZ (FHA|USDA|VA) 8 $1,970,000 $246,250 $3,393 3.28%
ALBUQUERQUE, NM (FHA|USDA|VA) 11 $1,925,000 $175,000 $2,824 2.98%
Albertville, AL (FHA|USDA|VA) 8 $1,920,000 $240,000 $3,549 3.11%
Brevard, NC (FHA|USDA|VA) 6 $1,910,000 $318,333 $4,409 2.88%
Plattsburgh, NY (FHA|USDA|VA) 13 $1,885,000 $145,000 $3,870 4.03%
COLUMBUS, IN (FHA|USDA|VA) 7 $1,865,000 $266,429 $3,359 3.13%
Hillsdale, MI (FHA|USDA|VA) 11 $1,845,000 $167,727 $3,266 3.53%
RENO, NV (FHA|USDA|VA) 6 $1,820,000 $303,333 $3,687 3.29%
Malvern, AR (FHA|USDA|VA) 11 $1,815,000 $165,000 $4,596 3.41%
SUMTER, SC (FHA|USDA|VA) 10 $1,810,000 $181,000 $3,470 3.16%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 13 $1,805,000 $138,846 $4,383 3.10%
Gloversville, NY (FHA|USDA|VA) 18 $1,800,000 $100,000 $3,403 4.22%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 9 $1,795,000 $199,444 $2,670 2.88%
Defiance, OH (FHA|USDA|VA) 12 $1,790,000 $149,167 $2,904 3.25%
DECATUR, AL (FHA|USDA|VA) 10 $1,770,000 $177,000 $3,261 3.46%
WILLIAMSPORT, PA (FHA|USDA|VA) 10 $1,740,000 $174,000 $5,104 3.30%
NILES, MI (FHA|USDA|VA) 8 $1,740,000 $217,500 $2,934 3.46%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $1,730,000 $216,250 $4,576 3.23%
Sturgis, MI (FHA|USDA|VA) 10 $1,720,000 $172,000 $5,043 3.17%
Brainerd, MN (FHA|USDA|VA) 7 $1,715,000 $245,000 $3,468 3.18%
Cambridge, MD (FHA|USDA|VA) 7 $1,705,000 $243,571 $3,698 3.45%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 5 $1,695,000 $339,000 $4,942 3.69%
Paragould, AR (FHA|USDA|VA) 9 $1,695,000 $188,333 $3,727 3.44%
YUBA CITY, CA (FHA|USDA|VA) 7 $1,685,000 $240,714 $5,584 3.32%
TYLER, TX (FHA|USDA|VA) 8 $1,680,000 $210,000 $4,159 3.06%
LAS CRUCES, NM (FHA|USDA|VA) 8 $1,670,000 $208,750 $3,568 3.08%
Palatka, FL (FHA|USDA|VA) 10 $1,660,000 $166,000 $4,538 3.50%
MORGANTOWN, WV (FHA|USDA|VA) 5 $1,645,000 $329,000 $3,389 3.50%
CORVALLIS, OR (FHA|USDA|VA) 6 $1,620,000 $270,000 $3,815 3.44%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 5 $1,615,000 $323,000 $6,794 3.08%
Fort Polk South, LA (FHA|USDA|VA) 7 $1,575,000 $225,000 $3,855 3.34%
NEW BERN, NC (FHA|USDA|VA) 8 $1,560,000 $195,000 $3,707 3.23%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 4 $1,560,000 $390,000 $3,420 3.22%
Lock Haven, PA (FHA|USDA|VA) 11 $1,525,000 $138,636 $4,754 3.14%
Atmore, AL (FHA|USDA|VA) 9 $1,515,000 $168,333 $3,318 3.33%
Searcy, AR (FHA|USDA|VA) 9 $1,515,000 $168,333 $4,771 3.00%
BATTLE CREEK, MI (FHA|USDA|VA) 8 $1,500,000 $187,500 $3,465 3.53%
Beatrice, NE (FHA|USDA|VA) 7 $1,485,000 $212,143 $2,655 3.02%
Stephenville, TX (FHA|USDA|VA) 6 $1,480,000 $246,667 $5,499 3.04%
Sikeston, MO (FHA|USDA|VA) 10 $1,480,000 $148,000 $3,359 3.55%
Paducah, KY-IL (FHA|USDA|VA) 10 $1,470,000 $147,000 $2,941 3.19%
BAKERSFIELD, CA (FHA|USDA|VA) 5 $1,465,000 $293,000 $3,989 2.95%
Jefferson, GA (FHA|USDA|VA) 6 $1,450,000 $241,667 $4,669 3.02%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 8 $1,440,000 $180,000 $3,083 3.31%
Forest City, NC (FHA|USDA|VA) 4 $1,420,000 $355,000 $5,374 3.41%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $1,390,000 $231,667 $3,917 3.48%
Scottsburg, IN (FHA|USDA|VA) 9 $1,375,000 $152,778 $2,643 3.60%
Findlay, OH (FHA|USDA|VA) 9 $1,365,000 $151,667 $5,049 3.19%
IOWA CITY, IA (FHA|USDA|VA) 5 $1,315,000 $263,000 $2,587 2.80%
Bay City, TX (FHA|USDA|VA) 6 $1,310,000 $218,333 $5,615 3.42%
Cortland, NY (FHA|USDA|VA) 14 $1,310,000 $93,571 $4,132 4.45%
WHEELING, WV-OH (FHA|USDA|VA) 5 $1,285,000 $257,000 $3,621 3.40%
Tupelo, MS (FHA|USDA|VA) 7 $1,275,000 $182,143 $2,995 3.38%
Dayton, TN (FHA|USDA|VA) 6 $1,270,000 $211,667 $4,101 3.06%
Lawrenceburg, TN (FHA|USDA|VA) 7 $1,255,000 $179,286 $3,569 3.45%
WENATCHEE, WA (FHA|USDA|VA) 3 $1,255,000 $418,333 $3,305 3.33%
MUNCIE, IN (FHA|USDA|VA) 7 $1,245,000 $177,857 $3,453 3.50%
Edwards, CO (FHA|USDA|VA) 3 $1,245,000 $415,000 $4,063 3.21%
LaGrange, GA-AL (FHA|USDA|VA) 5 $1,245,000 $249,000 $3,304 2.95%
Oak Harbor, WA (FHA|USDA|VA) 3 $1,245,000 $415,000 $2,619 3.00%
Fremont, NE (FHA|USDA|VA) 8 $1,240,000 $155,000 $2,510 3.33%
TOPEKA, KS (FHA|USDA|VA) 6 $1,240,000 $206,667 $4,172 3.02%
GADSDEN, AL (FHA|USDA|VA) 5 $1,235,000 $247,000 $3,855 3.05%
ST. GEORGE, UT (FHA|USDA|VA) 4 $1,190,000 $297,500 $4,897 3.38%
Oxford, MS (FHA|USDA|VA) 4 $1,180,000 $295,000 $4,372 2.97%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 9 $1,175,000 $130,556 $3,695 3.11%
Middlesborough, KY (FHA|USDA|VA) 8 $1,170,000 $146,250 $2,548 3.11%
Kalispell, MT (FHA|USDA|VA) 1 $1,165,000 $1,165,000 $5,662 2.75%
SANTA FE, NM (FHA|USDA|VA) 3 $1,165,000 $388,333 $4,294 3.42%
STAUNTON, VA (FHA|USDA|VA) 5 $1,165,000 $233,000 $2,991 3.20%
OWENSBORO, KY (FHA|USDA|VA) 5 $1,135,000 $227,000 $2,931 2.83%
Malone, NY (FHA|USDA|VA) 6 $1,120,000 $186,667 $5,562 4.16%
Okeechobee, FL (FHA|USDA|VA) 6 $1,120,000 $186,667 $3,851 3.19%
Calhoun, GA (FHA|USDA|VA) 7 $1,095,000 $156,429 $3,577 3.21%
MODESTO, CA (FHA|USDA|VA) 3 $1,085,000 $361,667 $6,574 3.50%
Jesup, GA (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,915 3.23%
ELMIRA, NY (FHA|USDA|VA) 5 $1,085,000 $217,000 $4,057 3.82%
MERCED, CA (FHA|USDA|VA) 5 $1,085,000 $217,000 $3,326 3.25%
Shelbyville, TN (FHA|USDA|VA) 4 $1,080,000 $270,000 $4,616 3.38%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $1,055,000 $351,667 $3,652 3.29%
Orangeburg, SC (FHA|USDA|VA) 8 $1,050,000 $131,250 $4,873 3.31%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $1,050,000 $262,500 $3,324 3.19%
DULUTH, MN-WI (FHA|USDA|VA) 2 $1,030,000 $515,000 $3,320 3.19%
NAPA, CA (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,803 3.29%
Show Low, AZ (FHA|USDA|VA) 4 $1,020,000 $255,000 $4,678 3.06%
Warsaw, IN (FHA|USDA|VA) 5 $1,015,000 $203,000 $2,920 3.00%
Vicksburg, MS (FHA|USDA|VA) 5 $1,005,000 $201,000 $5,288 2.93%
FORT SMITH, AR-OK (FHA|USDA|VA) 6 $1,000,000 $166,667 $2,968 3.60%
ST. CLOUD, MN (FHA|USDA|VA) 5 $985,000 $197,000 $4,066 3.00%
London, KY (FHA|USDA|VA) 5 $985,000 $197,000 $3,056 2.98%
Auburn, NY (FHA|USDA|VA) 4 $980,000 $245,000 $4,927 3.96%
Outside of Metro Areas 5 $965,000 $193,000 $3,273 3.53%
BLOOMINGTON, IN (FHA|USDA|VA) 5 $945,000 $189,000 $3,039 3.33%
MIDLAND, MI (FHA|USDA|VA) 5 $945,000 $189,000 $4,606 3.70%
Mineral Wells, TX (FHA|USDA|VA) 3 $945,000 $315,000 $5,355 3.08%
Newport, OR (FHA|USDA|VA) 3 $945,000 $315,000 $4,269 3.25%
Frankfort, KY (FHA|USDA|VA) 5 $945,000 $189,000 $3,795 3.20%
Corsicana, TX (FHA|USDA|VA) 5 $935,000 $187,000 $3,117 3.40%
RACINE, WI (FHA|USDA|VA) 4 $930,000 $232,500 $3,597 3.38%
Russellville, AR (FHA|USDA|VA) 3 $925,000 $308,333 $2,762 3.17%
Cleveland, MS (FHA|USDA|VA) 4 $920,000 $230,000 $3,909 3.09%
MANSFIELD, OH (FHA|USDA|VA) 7 $915,000 $130,714 $3,091 3.46%
VISALIA, CA (FHA|USDA|VA) 2 $910,000 $455,000 $3,335 3.38%
Murray, KY (FHA|USDA|VA) 4 $910,000 $227,500 $4,066 3.28%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $895,000 $298,333 $4,045 2.96%
LONGVIEW, WA (FHA|USDA|VA) 4 $890,000 $222,500 $2,729 3.34%
Rexburg, ID (FHA|USDA|VA) 4 $880,000 $220,000 $4,571 3.16%
Columbus, NE (FHA|USDA|VA) 6 $870,000 $145,000 $2,947 3.25%
Galesburg, IL (FHA|USDA|VA) 9 $845,000 $93,889 $3,784 3.33%
New Castle, IN (FHA|USDA|VA) 3 $845,000 $281,667 $2,299 3.21%
Lufkin, TX (FHA|USDA|VA) 2 $840,000 $420,000 $9,271 3.00%
Mount Airy, NC (FHA|USDA|VA) 4 $840,000 $210,000 $4,796 2.97%
Frankfort, IN (FHA|USDA|VA) 5 $825,000 $165,000 $2,407 3.23%
ROME, GA (FHA|USDA|VA) 3 $825,000 $275,000 $3,542 2.96%
Spearfish, SD (FHA|USDA|VA) 3 $775,000 $258,333 $3,097 3.25%
Seneca Falls, NY (FHA|USDA|VA) 6 $770,000 $128,333 $2,835 4.33%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $770,000 $385,000 $4,496 3.69%
Spirit Lake, IA (FHA|USDA|VA) 2 $770,000 $385,000 $3,252 3.00%
Paris, TN (FHA|USDA|VA) 5 $755,000 $151,000 $3,838 3.28%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $755,000 $251,667 $3,579 3.42%
FRESNO, CA (FHA|USDA|VA) 3 $755,000 $251,667 $3,462 3.46%
Uvalde, TX (FHA|USDA|VA) 2 $750,000 $375,000 $6,071 2.94%
Athens, TN (FHA|USDA|VA) 3 $745,000 $248,333 $4,051 2.96%
REDDING, CA (FHA|USDA|VA) 3 $745,000 $248,333 $1,650 3.71%
Corinth, MS (FHA|USDA|VA) 3 $725,000 $241,667 $3,447 3.17%
Columbus, MS (FHA|USDA|VA) 3 $725,000 $241,667 $4,950 3.00%
Shelton, WA (FHA|USDA|VA) 3 $725,000 $241,667 $3,270 3.08%
Cordele, GA (FHA|USDA|VA) 2 $720,000 $360,000 $4,329 3.25%
Astoria, OR (FHA|USDA|VA) 2 $720,000 $360,000 $7,152 3.56%
Madison, IN (FHA|USDA|VA) 5 $715,000 $143,000 $2,961 3.58%
MUSKEGON, MI (FHA|USDA|VA) 5 $715,000 $143,000 $3,394 4.07%
Aberdeen, SD (FHA|USDA|VA) 3 $705,000 $235,000 $5,036 3.50%
Amsterdam, NY (FHA|USDA|VA) 11 $695,000 $63,182 $4,010 5.19%
WAUSAU-WESTON, WI (FHA|USDA|VA) 4 $680,000 $170,000 $3,522 3.19%
Williston, ND (FHA|USDA|VA) 2 $670,000 $335,000 $3,864 3.31%
POCATELLO, ID (FHA|USDA|VA) 3 $665,000 $221,667 $4,123 3.21%
ROCKFORD, IL (FHA|USDA|VA) 4 $650,000 $162,500 $2,590 3.31%
Clarksdale, MS (FHA|USDA|VA) 2 $650,000 $325,000 $7,141 3.50%
IDAHO FALLS, ID (FHA|USDA|VA) 3 $645,000 $215,000 $4,141 3.21%
FOND DU LAC, WI (FHA|USDA|VA) 4 $640,000 $160,000 $6,090 2.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $640,000 $160,000 $3,985 3.22%
North Wilkesboro, NC (FHA|USDA|VA) 3 $635,000 $211,667 $6,223 3.04%
AMARILLO, TX (FHA|USDA|VA) 3 $625,000 $208,333 $5,891 3.46%
Statesboro, GA (FHA|USDA|VA) 2 $620,000 $310,000 $5,057 2.94%
Fort Payne, AL (FHA|USDA|VA) 4 $620,000 $155,000 $4,449 3.47%
Celina, OH (FHA|USDA|VA) 3 $615,000 $205,000 $3,772 3.04%
Farmington, MO (FHA|USDA|VA) 3 $615,000 $205,000 $5,241 3.38%
Washington, NC (FHA|USDA|VA) 2 $610,000 $305,000 $7,297 3.44%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $610,000 $152,500 $3,616 3.50%
Kearney, NE (FHA|USDA|VA) 3 $585,000 $195,000 $2,607 3.04%
McMinnville, TN (FHA|USDA|VA) 3 $575,000 $191,667 $2,576 3.00%
Crawfordsville, IN (FHA|USDA|VA) 2 $570,000 $285,000 $4,691 3.25%
Owatonna, MN (FHA|USDA|VA) 2 $550,000 $275,000 $2,834 3.25%
Sayre, PA (FHA|USDA|VA) 3 $545,000 $181,667 $5,901 3.21%
Mount Pleasant, MI (FHA|USDA|VA) 4 $540,000 $135,000 $4,489 3.22%
Newberry, SC (FHA|USDA|VA) 2 $530,000 $265,000 $6,316 3.19%
Nacogdoches, TX (FHA|USDA|VA) 2 $520,000 $260,000 $5,679 2.63%
St. Marys, PA (FHA|USDA|VA) 3 $515,000 $171,667 $3,580 2.96%
CHICO, CA (FHA|USDA|VA) 1 $515,000 $515,000 $5,158 3.00%
Baraboo, WI (FHA|USDA|VA) 2 $510,000 $255,000 $4,204 2.56%
Richmond-Berea, KY (FHA|USDA|VA) 4 $510,000 $127,500 $2,201 3.03%
Scottsboro, AL (FHA|USDA|VA) 3 $505,000 $168,333 $3,987 3.63%
Seymour, IN (FHA|USDA|VA) 3 $505,000 $168,333 $2,361 3.46%
Beaver Dam, WI (FHA|USDA|VA) 3 $505,000 $168,333 $2,224 3.29%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $500,000 $250,000 $6,120 3.38%
Helena, MT (FHA|USDA|VA) 2 $500,000 $250,000 $3,618 2.94%
Dyersburg, TN (FHA|USDA|VA) 3 $495,000 $165,000 $5,406 2.88%
Corning, NY (FHA|USDA|VA) 7 $495,000 $70,714 $2,547 4.40%
Batesville, AR (FHA|USDA|VA) 3 $485,000 $161,667 $3,439 3.83%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $485,000 $161,667 $4,058 3.00%
DOTHAN, AL (FHA|USDA|VA) 2 $480,000 $240,000 $6,102 3.38%
Huntington, IN (FHA|USDA|VA) 4 $480,000 $120,000 $2,861 3.63%
COLUMBIA, MO (FHA|USDA|VA) 3 $475,000 $158,333 $5,142 3.71%
Greensburg, IN (FHA|USDA|VA) 3 $475,000 $158,333 $2,682 2.79%
Pullman, WA (FHA|USDA|VA) 2 $470,000 $235,000 $2,452 3.50%
Sidney, OH (FHA|USDA|VA) 2 $470,000 $235,000 $4,495 2.94%
Norwalk, OH (FHA|USDA|VA) 4 $470,000 $117,500 $3,563 4.25%
Enterprise, AL (FHA|USDA|VA) 3 $465,000 $155,000 $2,649 3.63%
Jasper, AL (FHA|USDA|VA) 2 $460,000 $230,000 $3,639 3.13%
Heber, UT (FHA|USDA|VA) 1 $455,000 $455,000 $2,908 3.38%
YUMA, AZ (FHA|USDA|VA) 3 $455,000 $151,667 $2,448 2.50%
Stillwater, OK (FHA|USDA|VA) 2 $450,000 $225,000 $4,292 3.56%
Madisonville, KY (FHA|USDA|VA) 6 $450,000 $75,000 $2,117 3.58%
Payson, AZ (FHA|USDA|VA) 2 $440,000 $220,000 $3,719 4.00%
MANKATO, MN (FHA|USDA|VA) 2 $440,000 $220,000 $5,969 3.56%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $435,000 $145,000 $3,847 3.29%
Kingsville, TX (FHA|USDA|VA) 1 $435,000 $435,000 $4,458 2.88%
Ashland, OH (FHA|USDA|VA) 4 $430,000 $107,500 $3,404 3.75%
Hastings, NE (FHA|USDA|VA) 4 $430,000 $107,500 $2,285 3.34%
Zanesville, OH (FHA|USDA|VA) 4 $430,000 $107,500 $3,348 4.00%
Steamboat Springs, CO (FHA|USDA|VA) 1 $425,000 $425,000 $1,820 3.50%
Kapaa, HI (FHA|USDA|VA) 1 $425,000 $425,000 $2,681 3.88%
PUEBLO, CO (FHA|USDA|VA) 2 $420,000 $210,000 $4,587 3.31%
Morgan City, LA (FHA|USDA|VA) 2 $420,000 $210,000 $4,622 3.13%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $420,000 $210,000 $1,509 3.19%
Auburn, IN (FHA|USDA|VA) 3 $415,000 $138,333 $3,163 3.38%
Big Stone Gap, VA (FHA|USDA|VA) 3 $415,000 $138,333 $4,145 3.58%
Warrensburg, MO (FHA|USDA|VA) 2 $410,000 $205,000 $2,643 2.69%
Coshocton, OH (FHA|USDA|VA) 2 $410,000 $205,000 $5,034 3.56%
Manitowoc, WI (FHA|USDA|VA) 2 $410,000 $205,000 $5,717 3.25%
Martinsville, VA (FHA|USDA|VA) 3 $405,000 $135,000 $3,273 3.08%
AMES, IA (FHA|USDA|VA) 3 $405,000 $135,000 $4,391 3.25%
Dickinson, ND (FHA|USDA|VA) 1 $405,000 $405,000 $3,753 3.00%
Wilmington, OH (FHA|USDA|VA) 3 $405,000 $135,000 $3,688 3.50%
GRANTS PASS, OR (FHA|USDA|VA) 2 $400,000 $200,000 $3,197 3.19%
Sanford, NC (FHA|USDA|VA) 3 $395,000 $131,667 $4,396 3.08%
Ozark, AL (FHA|USDA|VA) 2 $390,000 $195,000 $2,445 2.75%
Moscow, ID (FHA|USDA|VA) 2 $380,000 $190,000 $4,419 2.69%
McAlester, OK (FHA|USDA|VA) 2 $380,000 $190,000 $3,525 2.69%
Danville, KY (FHA|USDA|VA) 3 $375,000 $125,000 $3,859 3.63%
Red Bluff, CA (FHA|USDA|VA) 1 $375,000 $375,000 $6,342 3.38%
Big Rapids, MI (FHA|USDA|VA) 5 $375,000 $75,000 $2,478 4.24%
Salina, KS (FHA|USDA|VA) 3 $375,000 $125,000 $2,000 4.50%
Waycross, GA (FHA|USDA|VA) 2 $370,000 $185,000 $5,635 3.25%
ALBANY, GA (FHA|USDA|VA) 3 $365,000 $121,667 $3,299 3.00%
Alamogordo, NM (FHA|USDA|VA) 1 $365,000 $365,000 $8,665 3.63%
Bellefontaine, OH (FHA|USDA|VA) 3 $365,000 $121,667 $0 3.16%
KOKOMO, IN (FHA|USDA|VA) 2 $360,000 $180,000 $3,038 3.25%
Moses Lake, WA (FHA|USDA|VA) 1 $355,000 $355,000 $11,047 3.25%
Plymouth, IN (FHA|USDA|VA) 2 $350,000 $175,000 $2,657 3.19%
Milledgeville, GA (FHA|USDA|VA) 2 $350,000 $175,000 $2,554 2.69%
Laurel, MS (FHA|USDA|VA) 2 $350,000 $175,000 $3,216 3.50%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $350,000 $175,000 $2,093 3.13%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $345,000 $345,000 $5,202 2.38%
Richmond, IN (FHA|USDA|VA) 3 $345,000 $115,000 $2,850 3.33%
ENID, OK (FHA|USDA|VA) 2 $340,000 $170,000 $4,020 3.31%
Dumas, TX (FHA|USDA|VA) 2 $340,000 $170,000 $3,853 3.19%
Port Angeles, WA (FHA|USDA|VA) 1 $335,000 $335,000 $4,006 3.38%
Angola, IN (FHA|USDA|VA) 1 $335,000 $335,000 $4,538 2.88%
Greenwood, SC (FHA|USDA|VA) 2 $330,000 $165,000 $2,268 2.94%
Alma, MI (FHA|USDA|VA) 4 $330,000 $82,500 $3,163 3.99%
Marietta, OH (FHA|USDA|VA) 3 $325,000 $108,333 $5,256 4.08%
SPRINGFIELD, OH (FHA|USDA|VA) 3 $325,000 $108,333 $2,945 3.38%
West Point, MS (FHA|USDA|VA) 2 $320,000 $160,000 $3,761 3.19%
Mitchell, SD (FHA|USDA|VA) 1 $315,000 $315,000 $5,280 2.75%
Bucyrus-Galion, OH (FHA|USDA|VA) 3 $315,000 $105,000 $2,525 3.96%
Coldwater, MI (FHA|USDA|VA) 1 $315,000 $315,000 $1,990 3.25%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $315,000 $315,000 $2,567 2.75%
Hood River, OR (FHA|USDA|VA) 1 $315,000 $315,000 $1,791 3.38%
Fremont, OH (FHA|USDA|VA) 3 $315,000 $105,000 $3,766 4.37%
Tiffin, OH (FHA|USDA|VA) 2 $310,000 $155,000 $0 3.94%
Mount Vernon, OH (FHA|USDA|VA) 3 $305,000 $101,667 $4,006 3.54%
Del Rio, TX (FHA|USDA|VA) 1 $305,000 $305,000 $4,719 3.50%
Cadillac, MI (FHA|USDA|VA) 3 $305,000 $101,667 $2,614 4.08%
Palestine, TX (FHA|USDA|VA) 2 $300,000 $150,000 $4,014 3.00%
Pittsburg, KS (FHA|USDA|VA) 1 $295,000 $295,000 $6,400 3.50%
CARSON CITY, NV (FHA|USDA|VA) 1 $295,000 $295,000 $3,180 3.38%
YAKIMA, WA (FHA|USDA|VA) 1 $295,000 $295,000 $3,303 2.50%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $290,000 $145,000 $2,204 3.94%
Central City, KY (FHA|USDA|VA) 2 $290,000 $145,000 $2,147 3.19%
Bluefield, WV-VA (FHA|USDA|VA) 2 $290,000 $145,000 $2,857 3.13%
Durango, CO (FHA|USDA|VA) 1 $285,000 $285,000 $1,865 3.38%
Vernal, UT (FHA|USDA|VA) 1 $285,000 $285,000 $9,175 2.75%
Athens, OH (FHA|USDA|VA) 1 $285,000 $285,000 $10,464 3.50%
Lexington, NE (FHA|USDA|VA) 1 $285,000 $285,000 $2,974 3.50%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $280,000 $140,000 $3,070 3.25%
Wauchula, FL (FHA|USDA|VA) 1 $275,000 $275,000 $5,605 3.13%
Gillette, WY (FHA|USDA|VA) 2 $270,000 $135,000 $4,492 3.25%
Ogdensburg-Massena, NY (FHA|USDA|VA) 2 $270,000 $135,000 $3,457 3.37%
CaƱon City, CO (FHA|USDA|VA) 1 $265,000 $265,000 $1,332 4.00%
Sandpoint, ID (FHA|USDA|VA) 1 $265,000 $265,000 $3,755 3.25%
Shawano, WI (FHA|USDA|VA) 1 $265,000 $265,000 $622 2.63%
Alice, TX (FHA|USDA|VA) 1 $265,000 $265,000 $5,747 4.13%
Lamesa, TX (FHA|USDA|VA) 1 $255,000 $255,000 $3,618 3.88%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $250,000 $125,000 $4,563 3.63%
Grand Rapids, MN (FHA|USDA|VA) 1 $245,000 $245,000 $8,705 3.63%
Port Lavaca, TX (FHA|USDA|VA) 1 $245,000 $245,000 $5,544 3.50%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,203 3.38%
Red Wing, MN (FHA|USDA|VA) 1 $245,000 $245,000 $2,831 3.00%
Worthington, MN (FHA|USDA|VA) 1 $245,000 $245,000 $3,687 3.50%
Vermillion, SD (FHA|USDA|VA) 1 $245,000 $245,000 $2,292 3.25%
LIMA, OH (FHA|USDA|VA) 3 $245,000 $81,667 $3,815 3.50%
Warren, PA (FHA|USDA|VA) 2 $240,000 $120,000 $5,681 2.74%
GREAT FALLS, MT (FHA|USDA|VA) 1 $235,000 $235,000 $2,247 3.00%
Shawnee, OK (FHA|USDA|VA) 1 $235,000 $235,000 $3,814 2.75%
Union City, TN (FHA|USDA|VA) 2 $230,000 $115,000 $5,811 3.19%
Decatur, IN (FHA|USDA|VA) 2 $230,000 $115,000 $2,088 3.50%
Weatherford, OK (FHA|USDA|VA) 1 $215,000 $215,000 $2,829 3.38%
Fergus Falls, MN (FHA|USDA|VA) 1 $215,000 $215,000 $7,008 3.75%
Van Wert, OH (FHA|USDA|VA) 2 $210,000 $105,000 $4,470 3.25%
BECKLEY, WV (FHA|USDA|VA) 2 $210,000 $105,000 $3,720 3.69%
Brookings, SD (FHA|USDA|VA) 1 $205,000 $205,000 $2,663 2.63%
Gaffney, SC (FHA|USDA|VA) 1 $205,000 $205,000 $2,974 3.00%
Prineville, OR (FHA|USDA|VA) 1 $205,000 $205,000 $4,712 3.00%
Los Alamos, NM (FHA|USDA|VA) 1 $205,000 $205,000 $4,478 2.50%
Roseburg, OR (FHA|USDA|VA) 1 $205,000 $205,000 $4,296 3.50%
Austin, MN (FHA|USDA|VA) 1 $205,000 $205,000 $9,015 2.75%
Washington Court House, OH (FHA|USDA|VA) 2 $200,000 $100,000 $5,080 4.93%
Selma, AL (FHA|USDA|VA) 2 $200,000 $100,000 $4,039 3.31%
Mountain Home, AR (FHA|USDA|VA) 1 $195,000 $195,000 $4,088 3.38%
Dodge City, KS (FHA|USDA|VA) 1 $195,000 $195,000 $2,471 3.00%
Watertown, SD (FHA|USDA|VA) 1 $195,000 $195,000 $3,520 2.75%
Helena-West Helena, AR (FHA|USDA|VA) 1 $195,000 $195,000 $1,097 3.63%
VALDOSTA, GA (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.13%
Bartlesville, OK (FHA|USDA|VA) 1 $195,000 $195,000 $3,307 2.88%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $185,000 $185,000 $2,021 3.63%
FARMINGTON, NM (FHA|USDA|VA) 1 $185,000 $185,000 $3,957 2.88%
Nogales, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $1,873 3.25%
Fort Morgan, CO (FHA|USDA|VA) 1 $185,000 $185,000 $3,119 3.38%
DANVILLE, IL (FHA|USDA|VA) 2 $180,000 $90,000 $3,727 3.56%
Marquette, MI (FHA|USDA|VA) 1 $175,000 $175,000 $2,816 2.75%
Martin, TN (FHA|USDA|VA) 1 $175,000 $175,000 $2,073 3.38%
Bradford, PA (FHA|USDA|VA) 1 $175,000 $175,000 $9,837 2.25%
Beeville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,167 2.63%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,331 2.75%
Marion, IN (FHA|USDA|VA) 1 $165,000 $165,000 $1,292 3.25%
Menomonie, WI (FHA|USDA|VA) 1 $155,000 $155,000 $4,570 4.13%
Clearlake, CA (FHA|USDA|VA) 1 $155,000 $155,000 $3,367 2.63%
VICTORIA, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,870 3.00%
Stevens Point, WI (FHA|USDA|VA) 1 $155,000 $155,000 $1,649 2.88%
Laurinburg, NC (FHA|USDA|VA) 1 $155,000 $155,000 $4,525 2.75%
Albert Lea, MN (FHA|USDA|VA) 1 $155,000 $155,000 $2,268 3.50%
CASPER, WY (FHA|USDA|VA) 1 $155,000 $155,000 $2,767 2.63%
Marshall, MN (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.25%
SAN ANGELO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,231 3.00%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $145,000 $145,000 $475 3.50%
Sweetwater, TX (FHA|USDA|VA) 1 $145,000 $145,000 $8,818 3.63%
Pierre, SD (FHA|USDA|VA) 1 $145,000 $145,000 $4,156 3.63%
KANKAKEE, IL (FHA|USDA|VA) 1 $145,000 $145,000 $3,421 2.88%
Bluffton, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,223 3.00%
Union, SC (FHA|USDA|VA) 1 $145,000 $145,000 $3,590 3.25%
Fairmont, MN (FHA|USDA|VA) 1 $145,000 $145,000 $3,690 3.13%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $135,000 $135,000 $1,974 2.63%
Elko, NV (FHA|USDA|VA) 1 $135,000 $135,000 $3,324 4.13%
North Platte, NE (FHA|USDA|VA) 1 $135,000 $135,000 $2,813 3.75%
Jasper, IN (FHA|USDA|VA) 1 $125,000 $125,000 $5,089 2.75%
Grants, NM (FHA|USDA|VA) 1 $125,000 $125,000 $2,639 4.88%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $125,000 $125,000 $5,426 3.63%
Gallup, NM (FHA|USDA|VA) 1 $125,000 $125,000 $4,956 2.75%
Bogalusa, LA (FHA|USDA|VA) 1 $125,000 $125,000 $2,565 3.38%
Cedartown, GA (FHA|USDA|VA) 1 $115,000 $115,000 $1,525 3.25%
Grenada, MS (FHA|USDA|VA) 1 $115,000 $115,000 $4,625 2.75%
Yankton, SD (FHA|USDA|VA) 1 $115,000 $115,000 $5,472 2.50%
Urbana, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,025 4.00%
La Grande, OR (FHA|USDA|VA) 1 $115,000 $115,000 $2,766 2.63%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $115,000 $115,000 $2,509 3.00%
Minden, LA (FHA|USDA|VA) 1 $115,000 $115,000 $4,711 3.13%
Greenwood, MS (FHA|USDA|VA) 1 $115,000 $115,000 $2,668 2.88%
Indianola, MS (FHA|USDA|VA) 1 $115,000 $115,000 $4,003 2.75%
Hutchinson, KS (FHA|USDA|VA) 1 $115,000 $115,000 $1,490 2.75%
Arkadelphia, AR (FHA|USDA|VA) 1 $115,000 $115,000 $3,649 3.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,614 2.75%
Cambridge, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.75%
Kendallville, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,179 2.88%
Alpena, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.00%
Wapakoneta, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.74%
LAWTON, OK (FHA|USDA|VA) 1 $105,000 $105,000 $5,472 2.50%
Pontiac, IL (FHA|USDA|VA) 1 $105,000 $105,000 $3,345 3.50%
Winona, MN (FHA|USDA|VA) 1 $95,000 $95,000 $2,377 2.75%
Raymondville, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,638 2.75%
Somerset, KY (FHA|USDA|VA) 1 $95,000 $95,000 $5,543 3.25%
Vernon, TX (FHA|USDA|VA) 1 $95,000 $95,000 $917 4.88%
Ottawa, IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,787 3.25%
Emporia, KS (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.75%
Jackson, OH (FHA|USDA|VA) 2 $90,000 $45,000 $0 5.74%
Houghton, MI (FHA|USDA|VA) 1 $85,000 $85,000 $2,213 3.75%
Toccoa, GA (FHA|USDA|VA) 1 $85,000 $85,000 $2,051 2.75%
Rochelle, IL (FHA|USDA|VA) 1 $85,000 $85,000 $3,778 3.25%
Lumberton, NC (FHA|USDA|VA) 1 $85,000 $85,000 $4,320 3.50%
Magnolia, AR (FHA|USDA|VA) 1 $75,000 $75,000 $2,272 3.25%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.88%
Jacksonville, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,400 2.75%
Borger, TX (FHA|USDA|VA) 1 $75,000 $75,000 $3,020 3.38%
Connersville, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.62%
Camden, AR (FHA|USDA|VA) 1 $55,000 $55,000 $1,891 4.00%
Citizens Bank's top markets include New York, Boston, Philadelphia, Washington, and Providence among others.

Their top states include:
  • New York (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Connecticut (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 70,911 $23,606,405,000 $332,902 $4,448 3.20%
    HELOC 30,750 $4,789,760,000 $155,765 n/a 4.01%
    FHA 2,145 $470,835,000 $219,503 $7,666 3.17%
    VA 1,364 $418,630,000 $306,913 $6,546 3.08%
    USDA 283 $45,785,000 $161,784 $5,389 3.22%

    For 2020, Citizens Bank's most frequently originated type of loan was Conventional, with 70,911 originations. Their 2nd most popular type was HELOC, with 30,750 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 45,866 $12,779,470,000 $278,626 $3,962 3.27%
    Home Purchase 32,580 $11,429,460,000 $350,812 $5,263 3.26%
    Cash Out Refi 10,547 $2,932,625,000 $278,053 $4,599 3.39%
    Home Improvement 9,482 $1,137,740,000 $119,989 $3,914 4.27%
    Other 6,978 $1,052,120,000 $150,777 $4,557 4.17%

    For 2020, Citizens Bank's most frequently cited loan purpose was Refi, with 45,866 originations. The 2nd most popular reason was Home Purchase, with 32,580 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 55,314 $19,823,500,000 $358,381 $4,881 3.28%
    Other 32,161 $5,233,085,000 $162,715 $4,076 3.97%
    15 Year 13,928 $3,310,530,000 $237,689 $3,745 2.82%
    20 Year 2,939 $749,545,000 $255,034 $3,763 3.28%
    10 Year 1,107 $213,565,000 $192,922 $3,293 3.07%
    5 Year 3 $1,065,000 $355,000 $0 3.45%
    30+ year 1 $125,000 $125,000 $0 6.88%

    For 2020, Citizens Bank's most frequently cited loan duration was 30 Year, with 55,314 originations. The 2nd most popular length was Other, with 32,161 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 32,349 $12,121,145,000 $374,699
    $1k-2k 19,191 $4,610,855,000 $240,261
    $2k-3k 6,985 $1,914,455,000 $274,081
    $5k+ 5,197 $2,346,375,000 $451,486
    $3k-4k 4,875 $1,750,475,000 $359,072
    $4k-5k 3,302 $1,082,950,000 $327,968

    Citizens Bank's average total fees were $4,881, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 32,349 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 50,581 $14,939,325,000 $295,354
    2.5-3% 34,939 $10,858,335,000 $310,780
    4-5% 8,573 $1,355,245,000 $158,083
    <2.5% 5,166 $1,779,890,000 $344,539
    5-6% 3,228 $230,720,000 $71,475
    6-7% 1,866 $116,640,000 $62,508
    7-8% 711 $32,655,000 $45,928
    Over 8% 387 $12,395,000 $32,028
    % 2 $6,210,000 $3,105,000

    During 2020, Citizens Bank's average interest rate for loans was 3.28%, while their most frequently originated rate bucket for loans was 3-4%, with 50,581 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 37,549 $10,588,935,000 $282,003 $4,545 3.20%
    $100k-200k 34,609 $4,909,375,000 $141,853 $3,626 3.32%
    $100,000 or less 14,121 $878,655,000 $62,223 $3,068 4.67%
    $400k-600k 12,197 $5,803,755,000 $475,835 $5,378 3.17%
    $600k-1MM 4,555 $3,410,075,000 $748,644 $6,320 3.17%
    $1MM+ 2,422 $3,740,620,000 $1,544,434 $9,281 3.07%

    2020 saw Citizens Bank place emphasis on $200k-400k loans with 37,549 originations, totaling $10,588,935,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 24,080 $6,150,110,000 $255,403 $4,507 3.40%
    $150k-250k 20,242 $6,776,830,000 $334,791 $4,949 3.34%
    $50k-75k 18,253 $3,098,945,000 $169,777 $4,037 3.51%
    $75k-100k 16,703 $3,501,425,000 $209,629 $4,299 3.47%
    $250k+ 12,719 $7,818,575,000 $614,716 $6,253 3.27%
    $50k or less 11,907 $1,436,515,000 $120,645 $3,633 3.68%

    Citizens Bank lent most frequently to those with incomes in the $100k-150k range, with 24,080 originations. The second most popular income band? $150k-250k, with 20,242 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 25,888 $7,359,630,000 $284,287 $4,326 3.30%
    30-36% 18,438 $5,440,280,000 $295,058 $4,627 3.40%
    <20% 10,973 $3,142,855,000 $286,417 $4,231 3.19%
    50-60% 6,341 $1,042,705,000 $164,439 $6,994 4.04%
    42% 3,374 $1,052,400,000 $311,915 $4,948 3.48%
    39% 3,282 $1,008,650,000 $307,328 $4,742 3.41%
    44% 3,231 $848,335,000 $262,561 $4,798 3.53%
    38% 3,222 $995,290,000 $308,904 $4,751 3.45%
    41% 3,207 $984,525,000 $306,993 $4,798 3.46%
    37% 3,202 $981,510,000 $306,530 $4,707 3.40%
    40% 3,191 $988,065,000 $309,641 $4,817 3.45%
    36% 3,155 $951,115,000 $301,463 $4,726 3.42%
    >60% 3,097 $550,835,000 $177,861 $5,599 3.77%
    43% 2,993 $776,795,000 $259,537 $4,698 3.47%
    45% 2,506 $640,580,000 $255,619 $4,925 3.65%
    49% 2,369 $616,655,000 $260,302 $5,049 3.41%
    46% 2,314 $615,000,000 $265,774 $4,860 3.61%
    47% 2,228 $615,760,000 $276,373 $4,935 3.46%
    48% 2,105 $545,415,000 $259,105 $4,863 3.46%

    Citizens Bank lent most frequently to those with DTI ratios of 20-30%, with 25,888 originations. The next most common DTI ratio? 30-36%, with 18,438 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 80,432 $21,615,670,000 $268,745 $4,528 3.42%
    Not provided 15,677 $4,831,585,000 $308,196 $4,896 3.48%
    Asian 4,909 $1,701,755,000 $346,660 $4,387 3.20%
    Black 3,231 $702,505,000 $217,426 $5,017 3.75%
    Asian Indian 370 $179,460,000 $485,027 $5,373 3.16%
    Not applicable 10 $74,940,000 $7,494,000 $0 3.58%
    American Indian 362 $74,530,000 $205,884 $4,603 3.69%
    Chinese 120 $42,240,000 $352,000 $4,871 3.13%
    Other Asian 101 $34,465,000 $341,238 $5,336 3.62%
    Native Hawaiian or Islander 97 $28,105,000 $289,742 $4,959 3.52%
    Korean 33 $16,185,000 $490,455 $5,290 3.18%
    Vietnamese 33 $10,855,000 $328,939 $6,169 3.14%
    Filipino 35 $9,695,000 $277,000 $4,105 3.67%
    Other Pacific Islander 34 $6,080,000 $178,824 $5,639 3.91%
    Japanese 7 $2,545,000 $363,571 $3,663 3.07%
    1 $505,000 $505,000 $0 2.63%
    Samoan 1 $295,000 $295,000 $3,724 3.00%

    Approval Rates

    Total approvals of all applications
    84.93%

    Citizens Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    87.87%

    Citizens Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 105,453 $29,331,415,000 $278,147

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 6 $73,790,000 $12,298,333
    Single Family (1-4 Units):Manufactured 1 $85,000 $85,000
    Single Family (1-4 Units):Site-Built 105,446 $29,257,540,000 $277,465

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 14,364 $2,296,970,000 $159,912 $3,486 3.67%
    40-60% 18,213 $4,886,605,000 $268,303 $3,813 3.22%
    60-80% 36,768 $12,432,630,000 $338,137 $4,585 3.26%
    80-100% 27,570 $8,899,740,000 $322,805 $5,059 3.28%
    Over 100% 245 $80,805,000 $329,816 $12,827 3.08%
    Under 20% 8,259 $730,585,000 $88,459 $3,554 4.77%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    CITIZENS FINANCIAL GROUP, INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 35 12.8%
    CITIZENS FINANCIAL GROUP, INC. Conventional home mortgage Closing on a mortgage 13 4.7%
    CITIZENS FINANCIAL GROUP, INC. Conventional home mortgage Credit monitoring or identity theft protection services 1 0.4%
    CITIZENS FINANCIAL GROUP, INC. Conventional home mortgage Incorrect information on your report 5 1.8%
    CITIZENS FINANCIAL GROUP, INC. Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 1 0.4%
    CITIZENS FINANCIAL GROUP, INC. Conventional home mortgage Struggling to pay mortgage 26 9.5%
    CITIZENS FINANCIAL GROUP, INC. Conventional home mortgage Trouble during payment process 109 39.8%
    CITIZENS FINANCIAL GROUP, INC. FHA mortgage Applying for a mortgage or refinancing an existing mortgage 3 1.1%
    CITIZENS FINANCIAL GROUP, INC. FHA mortgage Struggling to pay mortgage 6 2.2%
    CITIZENS FINANCIAL GROUP, INC. FHA mortgage Trouble during payment process 7 2.6%
    CITIZENS FINANCIAL GROUP, INC. Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 8 2.9%
    CITIZENS FINANCIAL GROUP, INC. Home equity loan or line of credit (HELOC) Closing on a mortgage 3 1.1%
    CITIZENS FINANCIAL GROUP, INC. Home equity loan or line of credit (HELOC) Struggling to pay mortgage 6 2.2%
    CITIZENS FINANCIAL GROUP, INC. Home equity loan or line of credit (HELOC) Trouble during payment process 20 7.3%
    CITIZENS FINANCIAL GROUP, INC. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 7 2.6%
    CITIZENS FINANCIAL GROUP, INC. Other type of mortgage Closing on a mortgage 4 1.5%
    CITIZENS FINANCIAL GROUP, INC. Other type of mortgage Struggling to pay mortgage 2 0.7%
    CITIZENS FINANCIAL GROUP, INC. Other type of mortgage Trouble during payment process 11 4.0%
    CITIZENS FINANCIAL GROUP, INC. VA mortgage Struggling to pay mortgage 3 1.1%
    CITIZENS FINANCIAL GROUP, INC. VA mortgage Trouble during payment process 4 1.5%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Citizens Bank, National Association 1 Capital Plaza, Suite 4 Concord, NH 3301 Full Service B&M $347,268
    Citizens Bank, National Association 1 Commerce Way Woburn, MA 1801 Full Service B&M $291,919
    Citizens Bank, National Association 1 Constitutional Way Somersworth, NH 3878 Full Service B&M $100,100
    Citizens Bank, National Association 104 Main Street Colebrook, NH 3576 Full Service B&M $74,432
    Citizens Bank, National Association 1 East Main Street Lititz, PA 17543 Full Service B&M $71,770
    Citizens Bank, National Association 1 Interchange Drive Suite 1 West Lebanon, NH 3784 Full Service B&M $148,090
    Citizens Bank, National Association 1 University Plaza Newark, DE 19702 Full Service Retail $26,758
    Citizens Bank, National Association 10 Lumber Yard Road Lincoln, NH 3251 Full Service B&M $57,978
    Citizens Bank, National Association 10 Merchants Road Sandwich, MA 2563 Full Service B&M $77,614
    Citizens Bank, National Association 10 North Pearl Street Albany, NY 12207 Full Service B&M $175,674
    Citizens Bank, National Association 10 South Second Street Harrisburg, PA 17101 Full Service B&M $91,485
    Citizens Bank, National Association 10 Technology Drive, Route 85 Hudson, MA 1749 Full Service Retail $28,556
    Citizens Bank, National Association 10 West Shore Rd Warwick, RI 2889 Full Service B&M $137,540
    Citizens Bank, National Association 10 Woodruff Road Narragansett, RI 2882 Full Service B&M $99,105
    Citizens Bank, National Association 1133 Park Avenue Meadville, PA 16335 Full Service B&M $39,924
    Citizens Bank, National Association 100 Andrew Drive Pittsburgh, PA 15275 Full Service B&M $106,809
    Citizens Bank, National Association 100 Buffalo Plaza Sarver, PA 16055 Full Service Retail $5,886
    Citizens Bank, National Association 100 Charlton Road Sturbridge, MA 1566 Full Service Retail $26,052
    Citizens Bank, National Association 100 Frenchtown Road North Kingstown, RI 2852 Full Service B&M $282,083
    Citizens Bank, National Association 100 Macy Street Amesbury, MA 1913 Full Service Retail $59,624
    Citizens Bank, National Association 100 North Essex Avenue Narberth, PA 19072 Full Service B&M $110,492
    Citizens Bank, National Association 100 Settlers Ridge Center Drive Pittsburgh, PA 15205 Full Service Retail $52,655
    Citizens Bank, National Association 100 South Union Street Middletown, PA 17057 Full Service B&M $52,907
    Citizens Bank, National Association 100 Suburban Drive Newark, DE 19711 Full Service Retail $23,730
    Citizens Bank, National Association 100 West Broad Street Chesaning, MI 48616 Full Service B&M $54,662
    Citizens Bank, National Association 100 Worcester Street North Grafton, MA 1536 Full Service Retail $47,078
    Citizens Bank, National Association 1000 Haynes Road Birmingham, MI 48009 Full Service B&M $121,252
    Citizens Bank, National Association 1000 North Main St North Canton, OH 44720 Full Service B&M $72,963
    Citizens Bank, National Association 1000 Portage Road Niagara Falls, NY 14301 Full Service Retail $8,599
    Citizens Bank, National Association 1001 Boston Post Road Guilford, CT 6437 Full Service B&M $72,789
    Citizens Bank, National Association 1001 King's Highway New Bedford, MA 2745 Full Service Retail $30,007
    Citizens Bank, National Association 101 Andrew Avenue Wayland, MA 1778 Full Service Retail $12,782
    Citizens Bank, National Association 101 Commonwealth Drive Warrendale, PA 15086 Full Service B&M $127,459
    Citizens Bank, National Association 101 Main Street Norristown, PA 19401 Full Service B&M $62,617
    Citizens Bank, National Association 1025 W Lehigh Ave Philadelphia, PA 19133 Full Service B&M $20,506
    Citizens Bank, National Association 1025 Washington Pike Chartiers Valley Shopping Ctr Bridgeville, PA 15017 Full Service Retail $64,097
    Citizens Bank, National Association 1029 W View Park Dr Pittsburgh, PA 15229 Full Service Retail $29,464
    Citizens Bank, National Association 1030 Park Ave Cranston, RI 2910 Full Service B&M $281,328
    Citizens Bank, National Association 10300 Northfield Road Northfield, OH 44067 Full Service B&M $93,854
    Citizens Bank, National Association 105 Culvert Street, Suite 100 Zelienople, PA 16063 Full Service B&M $83,899
    Citizens Bank, National Association 105 East Street Road Feasterville, PA 19053 Full Service Retail $88,087
    Citizens Bank, National Association 105 Main Street Belleville, MI 48111 Full Service B&M $55,771
    Citizens Bank, National Association 1050 Glenwood Avenue Oneida, NY 13421 Full Service B&M $49,649
    Citizens Bank, National Association 1050 Mountain Laurel Plaza, Ste 1 Latrobe, PA 15650 Full Service Retail $28,467
    Citizens Bank, National Association 1055 West Baltimore Pike Media, PA 19063 Full Service B&M $117,477
    Citizens Bank, National Association 10561 Telegraph Road Glen Allen, VA 23059 Full Service B&M $405
    Citizens Bank, National Association 106 Isabella Street, Suite 102 Pittsburgh, PA 15212 Full Service B&M $115,354
    Citizens Bank, National Association 106 West Evergreen Street West Grove, PA 19390 Full Service B&M $60,224
    Citizens Bank, National Association 1065 North Court Street, Suite C Medina, OH 44256 Full Service Retail $27,003
    Citizens Bank, National Association 10650 Bultleton Ave Philadelphia, PA 19116 Full Service B&M $255,319
    Citizens Bank, National Association 107 North Diamond Street Mercer, PA 16137 Full Service B&M $31,704
    Citizens Bank, National Association 1071 Baltimore Pike Glen Mills, PA 19342 Full Service B&M $71,152
    Citizens Bank, National Association 108 Erin Lane Brodheadsville, PA 18322 Full Service B&M $53,609
    Citizens Bank, National Association 1084 Lexington Street North Waltham, MA 2452 Full Service B&M $249,208
    Citizens Bank, National Association 109 Taunton Street Plainville, MA 2762 Full Service Retail $27,648
    Citizens Bank, National Association 1090 Charles Street North Providence, RI 2904 Full Service B&M $116,436
    Citizens Bank, National Association 11 Airport Rd Westerly, RI 2891 Full Service Retail $21,572
    Citizens Bank, National Association 11 Church Street Goffstown, NH 3045 Full Service B&M $88,997
    Citizens Bank, National Association 11 Commerce Way Johnston, RI 2919 Full Service Retail $34,326
    Citizens Bank, National Association 11 Fearing Road Hingham, MA 2043 Full Service B&M $150,244
    Citizens Bank, National Association 11 First Street Cambridge, MA 2141 Full Service B&M $89,821
    Citizens Bank, National Association 1100 Massachusetts Avenue Dorchester, MA 2125 Full Service Retail $134,172
    Citizens Bank, National Association 11000 Roosevelt Boulevard Philadelphia, PA 19116 Full Service Retail $40,736
    Citizens Bank, National Association 11006 Allen Road Taylor, MI 48180 Full Service B&M $100,612
    Citizens Bank, National Association 1101 White Horse Road Voorhees, NJ 8043 Full Service B&M $115,538
    Citizens Bank, National Association 1106-30th St N W Canton, OH 44709 Full Service B&M $66,064
    Citizens Bank, National Association 11060 Perry Highway (Route 19) Wexford, PA 15090 Full Service B&M $127,984
    Citizens Bank, National Association 1108 Vt Route 149 West Pawlet, VT 5775 Full Service B&M $28,340
    Citizens Bank, National Association 1109 E Baltimore Pike Kennett Square, PA 19348 Full Service Retail $3,329
    Citizens Bank, National Association 111 A Route 137 East Harwich, MA 2645 Full Service Retail $42,273
    Citizens Bank, National Association 111 Madison Street Rochester, PA 15074 Full Service Retail $14,025
    Citizens Bank, National Association 1116 Route 28 South Yarmouth, MA 2664 Full Service B&M $93,552
    Citizens Bank, National Association 1117 Shelburne Road South Burlington, VT 5403 Full Service B&M $96,943
    Citizens Bank, National Association 112 Franklin Street Westerly, RI 2891 Full Service B&M $82,065
    Citizens Bank, National Association 11221 Pearl Road Strongsville, OH 44136 Full Service B&M $67,428
    Citizens Bank, National Association 1126 Beacon Street Newton, MA 2461 Full Service B&M $287,533
    Citizens Bank, National Association 1128 Mineral Spring Avenue North Providence, RI 2908 Full Service Retail $24,664
    Citizens Bank, National Association 1128 State Street Erie, PA 16501 Limited, Drive-thru $0
    Citizens Bank, National Association 1128 State Street Erie, PA 16501 Full Service B&M $208,281
    Citizens Bank, National Association 11302 Euclid Ave Cleveland, OH 44106 Full Service Retail $24,363
    Citizens Bank, National Association 1132 Thorn Run Extension Coraopolis, PA 15108 Full Service B&M $100,160
    Citizens Bank, National Association 11361 Route 30 North Huntingdon, PA 15642 Full Service B&M $79,050
    Citizens Bank, National Association 1142 Northern Blvd Clarks Summit, PA 18411 Full Service B&M $41,736
    Citizens Bank, National Association 115 Tommy Henrich Dr Nw Massillon, OH 44647 Full Service B&M $30,500
    Citizens Bank, National Association 116 W. Streetsboro Road Hudson, OH 44236 Full Service Retail $58,833
    Citizens Bank, National Association 116 W. Township Line Road Havertown, PA 19083 Full Service B&M $5,694
    Citizens Bank, National Association 1165 East Waterloo Road Akron, OH 44306 Full Service B&M $28,517
    Citizens Bank, National Association 117 Boston Post Road Waterford, CT 6385 Full Service B&M $94,914
    Citizens Bank, National Association 1187 Boston Post Road Westbrook, CT 6498 Full Service B&M $59,110
    Citizens Bank, National Association 1188 Centre Street Newton Center, MA 2459 Full Service B&M $455,139
    Citizens Bank, National Association 1194 Bell Road South Russell, OH 44022 Full Service B&M $78,561
    Citizens Bank, National Association 12 Chestnut Road Paoli, PA 19301 Full Service B&M $122,957
    Citizens Bank, National Association 120 Atwood Ave Cranston, RI 2920 Full Service B&M $152,213
    Citizens Bank, National Association 120 Waterman Street Providence, RI 2906 Full Service B&M $211,681
    Citizens Bank, National Association 1200 Hancock Street Quincy, MA 2169 Full Service B&M $335,370
    Citizens Bank, National Association 1201 Knapp Road North Wales, PA 19454 Full Service Retail $84,764
    Citizens Bank, National Association 121 East City Line Avenue Bala Cynwyd, PA 19004 Full Service Retail $22,951
    Citizens Bank, National Association 121 East Main Street Ligonier, PA 15658 Full Service B&M $52,845
    Citizens Bank, National Association 1215 Superior Avenue Cleveland, OH 44114 Full Service B&M $7,051,636
    Citizens Bank, National Association 122 Northeastern Blvd Nashua, NH 3062 Full Service B&M $120,716
    Citizens Bank, National Association 1220 Main Street West Warwick, RI 2893 Full Service B&M $58,138
    Citizens Bank, National Association 12222 Madison Avenue Lakewood, OH 44107 Full Service B&M $71,959
    Citizens Bank, National Association 1225 Jefferson Road Rochester, NY 14623 Full Service Retail $43,202
    Citizens Bank, National Association 123 Cherry Street Milford, CT 6460 Full Service B&M $85,359
    Citizens Bank, National Association 1234 Market Street Philadelphia, PA 19107 Full Service B&M $128,545
    Citizens Bank, National Association 124 Morton Avenue Folsom, PA 19033 Full Service Retail $31,090
    Citizens Bank, National Association 1248 South Atherton Street State College, PA 16801 Full Service B&M $152,323
    Citizens Bank, National Association 125 Church Street, Suite D Pembroke, MA 2359 Full Service Retail $47,680
    Citizens Bank, National Association 125 Highland Avenue, Route 6 Seekonk, MA 2771 Full Service Retail $38,571
    Citizens Bank, National Association 125 Stephenson Highway Troy, MI 48083 Full Service B&M $69,595
    Citizens Bank, National Association 1250 W. 14 Mile Road Troy, MI 48083 Limited, Administrative $0
    Citizens Bank, National Association 1251 Union Road West Seneca, NY 14224 Full Service B&M $117,300
    Citizens Bank, National Association 126 Medway Road, Suite 2 Milford, MA 1757 Full Service Retail $82,150
    Citizens Bank, National Association 127 Washington Avenue North Haven, CT 6473 Full Service B&M $82,467
    Citizens Bank, National Association 1277 Liberty Street Springfield, MA 1104 Full Service Retail $12,885
    Citizens Bank, National Association 1278 South Market Street Elizabethtown, PA 17022 Full Service Retail $36,862
    Citizens Bank, National Association 128 Lantana Drive Hockessin, DE 19707 Full Service Retail $38,688
    Citizens Bank, National Association 1282 Springfield Street, 1282 Springfield Street Agawam, MA 1001 Full Service Retail $28,307
    Citizens Bank, National Association 1283 Hooksett Road Hooksett, NH 3106 Full Service B&M $76,539
    Citizens Bank, National Association 1283 Memorial Drive Chicopee, MA 1020 Full Service B&M $32,481
    Citizens Bank, National Association 129 Samoset St Ste 1 Plymouth, MA 2360 Full Service Retail $42,490
    Citizens Bank, National Association 1299 Columbia Rd. Westlake, OH 44145 Full Service B&M $46,568
    Citizens Bank, National Association 130 Main St., Trappe Shopping Center, Suite 158 Trappe, PA 19426 Full Service B&M $114,519
    Citizens Bank, National Association 130 N Dupont Highway New Castle, DE 19720 Full Service B&M $67,311
    Citizens Bank, National Association 1300 Country Club Road Monongahela, PA 15063 Full Service Retail $23,166
    Citizens Bank, National Association 1300 Ten Rod Road North Kingstown, RI 2852 Full Service Retail $47,010
    Citizens Bank, National Association 1301 Skippack Pike Center Square, PA 19422 Full Service B&M $96,675
    Citizens Bank, National Association 131 Second St Lewes, DE 19958 Full Service B&M $69,766
    Citizens Bank, National Association 131 White Horse Pike Haddon Heights, NJ 8035 Full Service B&M $243,609
    Citizens Bank, National Association 1313 Franklin Mills Circle Philadelphia, PA 19154 Limited, Drive-thru $130
    Citizens Bank, National Association 132 Ben Avon Heights Road Pittsburgh, PA 15237 Full Service Retail $44,119
    Citizens Bank, National Association 133 Chapel Street Needham, MA 2492 Full Service B&M $146,491
    Citizens Bank, National Association 1330 Boylston Street Chestnut Hill, MA 2467 Full Service B&M $210,217
    Citizens Bank, National Association 134 Nahatan Street Norwood, MA 2062 Full Service B&M $303,510
    Citizens Bank, National Association 134 Pleasant Street Portsmouth, NH 3801 Full Service B&M $204,289
    Citizens Bank, National Association 134 South 34th Street Philadelphia, PA 19104 Full Service B&M $154,798
    Citizens Bank, National Association 1355 Washington Street Boston, MA 2118 Full Service B&M $104,618
    Citizens Bank, National Association 1356 Hoffman Boulevard West Mifflin, PA 15122 Full Service Retail $37,068
    Citizens Bank, National Association 1359 Old York Road Abington, PA 19001 Full Service B&M $111,848
    Citizens Bank, National Association 1360 West Main Road Middletown, RI 2842 Full Service Retail $18,985
    Citizens Bank, National Association 13606 Michigan Dearborn, MI 48126 Full Service B&M $98,748
    Citizens Bank, National Association 1375 New Scotland Road Slingerlands, NY 12159 Full Service B&M $160,441
    Citizens Bank, National Association 1375 West Chester Pike Havertown, PA 19083 Full Service B&M $104,412
    Citizens Bank, National Association 1376b S Lapeer Road Lake Orion, MI 48360 Full Service Retail $36,877
    Citizens Bank, National Association 1377 Hyde Park Avenue Hyde Park, MA 2136 Full Service Retail $29,188
    Citizens Bank, National Association 139 S Easton Road Glenside, PA 19038 Full Service B&M $94,674
    Citizens Bank, National Association 1393 Wilmington Pike West Chester, PA 19382 Full Service Retail $60,565
    Citizens Bank, National Association 1399 Forest Avenue Dover, DE 19904 Full Service B&M $52,040
    Citizens Bank, National Association 140 Washington Street Dover, NH 3820 Full Service B&M $182,220
    Citizens Bank, National Association 141 East Swedesford Rd, Ste 100 Exton, PA 19341 Full Service Retail $41,149
    Citizens Bank, National Association 141 Main Street Foxboro, MA 2035 Full Service Retail $43,678
    Citizens Bank, National Association 141 Main Street Worcester, NY 12197 Full Service B&M $38,481
    Citizens Bank, National Association 141 Portland Street Cambridge, MA 2139 Full Service B&M $145,633
    Citizens Bank, National Association 1415 Lititz Pike Lancaster, PA 17601 Full Service B&M $88,710
    Citizens Bank, National Association 1415 Providence Hwy. Norwood, MA 2062 Full Service Retail $73,901
    Citizens Bank, National Association 1416 Route 300 Newburgh, NY 12550 Full Service B&M $118,414
    Citizens Bank, National Association 1417 Walnut Street Philadelphia, PA 19102 Full Service B&M $528,426
    Citizens Bank, National Association 1420 Massachusetts Avenue Arlington, MA 2476 Full Service B&M $122,586
    Citizens Bank, National Association 1422 North Dupont Street Wilmington, DE 19806 Full Service B&M $114,727
    Citizens Bank, National Association 144 E. Front Street Perrysburg, OH 43551 Full Service B&M $49,292
    Citizens Bank, National Association 1440 Central Avenue Albany, NY 12205 Full Service B&M $2,325,538
    Citizens Bank, National Association 14501 Gratiot Avenue Detroit, MI 48205 Full Service B&M $16,599
    Citizens Bank, National Association 14534 Madison Avenue Lakewood, OH 44107 Full Service B&M $115,895
    Citizens Bank, National Association 146 Fox Hunt Drive Bear, DE 19701 Full Service Retail $26,467
    Citizens Bank, National Association 1460 S. Park Avenue Buffalo, NY 14220 Full Service Retail $16,970
    Citizens Bank, National Association 1460 South Byrne Road Toledo, OH 43614 Full Service B&M $66,487
    Citizens Bank, National Association 14600 West Fort Street Southgate, MI 48195 Full Service B&M $94,954
    Citizens Bank, National Association 147 Main Street Gloucester, MA 1930 Full Service B&M $78,863
    Citizens Bank, National Association 1477 Broad St Providence, RI 2905 Full Service B&M $43,981
    Citizens Bank, National Association 148 College Street Burlington, VT 5401 Full Service B&M $140,427
    Citizens Bank, National Association 14945 23 Mile Road Shelby Township, MI 48315 Full Service Retail $40,034
    Citizens Bank, National Association 1495 Hartford Ave Johnston, RI 2919 Full Service B&M $132,695
    Citizens Bank, National Association 15 Chesterfield Rd, Ste 1 East Lyme, CT 6333 Full Service B&M $63,475
    Citizens Bank, National Association 15 Main Street Dallas, PA 18612 Full Service B&M $77,320
    Citizens Bank, National Association 15 Main Street Keene, NH 3431 Full Service B&M $123,668
    Citizens Bank, National Association 15 Newtown-Richboro Road Richboro, PA 18954 Full Service B&M $126,251
    Citizens Bank, National Association 15 South Main Street West Hartford, CT 6107 Full Service B&M $304,576
    Citizens Bank, National Association 15 W City Avenue Bala Cynwyd, PA 19004 Full Service B&M $142,713
    Citizens Bank, National Association 150 Fort Couch Road Bethel Park, PA 15241 Full Service B&M $263,555
    Citizens Bank, National Association 150 West Central Street Natick, MA 1760 Full Service Retail $49,173
    Citizens Bank, National Association 1501 North Broad Street Philadelphia, PA 19121 Full Service B&M $35,733
    Citizens Bank, National Association 1502 West Chester Pike West Chester, PA 19382 Full Service B&M $116,891
    Citizens Bank, National Association 1504 Canton Road Akron, OH 44312 Full Service B&M $68,266
    Citizens Bank, National Association 15042 Puritas Avenue Cleveland, OH 44135 Full Service B&M $35,339
    Citizens Bank, National Association 15050 Bagley Road Middleburg Heights, OH 44130 Full Service B&M $84,462
    Citizens Bank, National Association 1515 Market Street Philadelphia, PA 19102 Full Service B&M $187,019
    Citizens Bank, National Association 1516 Western Ave Albany, NY 12203 Full Service B&M $99,065
    Citizens Bank, National Association 15169 Pearl Rd Strongsville, OH 44136 Full Service B&M $65,615
    Citizens Bank, National Association 152 Everett Avenue Chelsea, MA 2150 Full Service B&M $153,883
    Citizens Bank, National Association 152 South Main Street Saint Albans, VT 5478 Full Service B&M $48,205
    Citizens Bank, National Association 1521 North Main Street Butler, PA 16001 Full Service Retail $17,450
    Citizens Bank, National Association 153 West Orange Street Shippensburg, PA 17257 Full Service B&M $35,558
    Citizens Bank, National Association 15341 19 Mile Rd. Clinton Township, MI 48038 Full Service B&M $132,825
    Citizens Bank, National Association 20 Island Pond Road Springfield, MA 1118 Full Service B&M $45,249
    Citizens Bank, National Association 154 Water Street Exeter, NH 3833 Full Service B&M $177,246
    Citizens Bank, National Association 155 Bridge Street Pelham, NH 3076 Full Service B&M $90,009
    Citizens Bank, National Association 155 Towne Center Dr Wexford, PA 15090 Full Service Retail $36,505
    Citizens Bank, National Association 1550 North Elm Street Manchester, NH 3104 Full Service B&M $182,009
    Citizens Bank, National Association 156 East Main Street Clinton, CT 6413 Full Service B&M $68,281
    Citizens Bank, National Association 1560 S Holland-Sylvania Road Maumee, OH 43537 Full Service B&M $73,332
    Citizens Bank, National Association 1575 Blue Hill Avenue Mattapan, MA 2126 Full Service B&M $54,802
    Citizens Bank, National Association 1575 W. Grand River Avenue Okemos, MI 48864 Full Service B&M $25,616
    Citizens Bank, National Association 159 Great Road Stow, MA 1775 Full Service B&M $94,935
    Citizens Bank, National Association 15930 Michigan Dearborn, MI 48126 Full Service B&M $86,401
    Citizens Bank, National Association 16 Railroad Avenue Plainfield, CT 6374 Full Service B&M $37,934
    Citizens Bank, National Association 160 Providence Highway Dedham, MA 2026 Full Service Retail $34,676
    Citizens Bank, National Association 160 Summer St, Ste 2 Kingston, MA 2364 Full Service Retail $92,427
    Citizens Bank, National Association 160 West Eagle Road Havertown, PA 19083 Full Service B&M $116,303
    Citizens Bank, National Association 160 Winthrop Avenue Lawrence, MA 1843 Full Service B&M $139,165
    Citizens Bank, National Association 1600 Boston Road Springfield, MA 1129 Full Service Retail $16,105
    Citizens Bank, National Association 1600 West State Street Baden, PA 15005 Full Service Retail $36,466
    Citizens Bank, National Association 1620 Bethlehem Pike Flourtown, PA 19031 Full Service B&M $149,307
    Citizens Bank, National Association 1620 Marsh Road Wilmington, DE 19803 Full Service B&M $64,320
    Citizens Bank, National Association 1628 Tremont Street Boston, MA 2120 Full Service B&M $103,614
    Citizens Bank, National Association 163 Main Street Groton, MA 1450 Full Service B&M $88,464
    Citizens Bank, National Association 165 Needham Street Unit 307 Newton, MA 2464 Full Service B&M $46,333
    Citizens Bank, National Association 165 South Broad Street Grove City, PA 16127 Full Service B&M $43,058
    Citizens Bank, National Association 16501 West Warren Avenue Detroit, MI 48228 Full Service B&M $43,588
    Citizens Bank, National Association 1660 E Street Road Kennett Square, PA 19348 Full Service Retail $6,768
    Citizens Bank, National Association 1671 Butler Plank Road Glenshaw, PA 15116 Full Service Retail $43,939
    Citizens Bank, National Association 168 N. Flowers Mill Road, Suite A Langhorne, PA 19047 Full Service B&M $8,710
    Citizens Bank, National Association 1680 Washington Road Pittsburgh, PA 15241 Full Service B&M $1,048
    Citizens Bank, National Association 16822 Harvard Avenue Cleveland, OH 44128 Full Service B&M $25,139
    Citizens Bank, National Association 1690 Revere Beach Parkway Everett, MA 2149 Full Service Retail $44,136
    Citizens Bank, National Association 17 South Market Street Johnstown, NY 12095 Full Service B&M $97,540
    Citizens Bank, National Association 1700 New Butler Road New Castle, PA 16101 Full Service Retail $1,980
    Citizens Bank, National Association 1700 Walnut Street Philadelphia, PA 19103 Full Service B&M $66,226
    Citizens Bank, National Association 1701 Lincoln Highway North Versailles, PA 15137 Full Service Retail $13,898
    Citizens Bank, National Association 1704 Mt. Royal Boulevard Glenshaw, PA 15116 Full Service B&M $124,698
    Citizens Bank, National Association 171 Watertown Street Watertown, MA 2472 Full Service Retail $36,689
    Citizens Bank, National Association 1722 Walden Avenue Cheektowaga, NY 14225 Full Service B&M $54,704
    Citizens Bank, National Association 1725 Altamont Avenue Schenectady, NY 12303 Full Service B&M $138,778
    Citizens Bank, National Association 173 Elm Street Milford, NH 3055 Full Service B&M $182,567
    Citizens Bank, National Association 1731 Grand Boulevard Monessen, PA 15062 Full Service B&M $68,512
    Citizens Bank, National Association 1735 Market Street Philadelphia, PA 19103 Full Service B&M $2,511,734
    Citizens Bank, National Association 1740 Sheridan Drive Buffalo, NY 14223 Full Service Retail $20,139
    Citizens Bank, National Association 17411 Lorain Avenue Cleveland, OH 44111 Full Service B&M $48,823
    Citizens Bank, National Association 175 Route 70 Medford, NJ 8055 Full Service Retail $40,032
    Citizens Bank, National Association 176 West Street Road Feasterville Trevose, PA 19053 Full Service B&M $2,446
    Citizens Bank, National Association 1760 Dekalb Pike Blue Bell, PA 19422 Full Service Retail $40,702
    Citizens Bank, National Association 1761 Haggerty Road Commerce Township, MI 48390 Full Service B&M $54,214
    Citizens Bank, National Association 1776 Massachusetts Avenue Lexington, MA 2420 Full Service B&M $324,335
    Citizens Bank, National Association 1798 Smith Street North Providence, RI 2911 Full Service B&M $213,137
    Citizens Bank, National Association 18 Washington Avenue Endicott, NY 13760 Full Service B&M $86,119
    Citizens Bank, National Association 180 B Main Street Saugus, MA 1906 Full Service Retail $67,985
    Citizens Bank, National Association 180 Delaware Ave Delmar, NY 12054 Full Service B&M $73,075
    Citizens Bank, National Association 180 Upland Square Drive Stowe, PA 19464 Full Service Retail $34,523
    Citizens Bank, National Association 1800 Mckees Rocks Road Mckees Rocks, PA 15136 Full Service Retail $31,460
    Citizens Bank, National Association 1801 Murray Avenue Pittsburgh, PA 15217 Full Service B&M $240,359
    Citizens Bank, National Association 181 Sophrira Lane Altoona, PA 16602 Full Service Retail $36,536
    Citizens Bank, National Association 182 Linden Street Wellesley, MA 2482 Full Service B&M $236,569
    Citizens Bank, National Association 1826 North Atherton Street State College, PA 16803 Full Service B&M $71,311
    Citizens Bank, National Association 184 County Road Barrington, RI 2806 Full Service B&M $174,583
    Citizens Bank, National Association 184 South Cascade Drive Springville, NY 14141 Full Service Retail $25,821
    Citizens Bank, National Association 1850 Plainfield Pike Cranston, RI 2920 Full Service B&M $158,493
    Citizens Bank, National Association 18511 Smock Highway Meadville, PA 16335 Full Service Retail $14,429
    Citizens Bank, National Association 188 Loudon Road Concord, NH 3301 Full Service B&M $86,885
    Citizens Bank, National Association 1880 Mineral Spring Avenue North Providence, RI 2904 Full Service B&M $140,737
    Citizens Bank, National Association 1881 Street Road Bensalem, PA 19020 Full Service B&M $169,998
    Citizens Bank, National Association 1893 Elmwood Avenue Buffalo, NY 14207 Full Service B&M $69,772
    Citizens Bank, National Association 19 Clifton Country Road Clifton Park, NY 12065 Full Service B&M $58,450
    Citizens Bank, National Association 3212 Vestal Parkway East Vestal, NY 13850 Full Service B&M $117,179
    Citizens Bank, National Association 19 Howley Street Peabody, MA 1960 Full Service Retail $40,887
    Citizens Bank, National Association 19 Temple Street Framingham, MA 1701 Full Service Retail $73,650
    Citizens Bank, National Association 1900 Clinton Avenue South Rochester, NY 14618 Full Service Retail $40,602
    Citizens Bank, National Association 191 Main Street Unadilla, NY 13849 Full Service B&M $26,823
    Citizens Bank, National Association 1910 Cochran Road Pittsburgh, PA 15220 Full Service B&M $133,002
    Citizens Bank, National Association 1918 Mccague Street Pittsburgh, PA 15218 Full Service B&M $114,496
    Citizens Bank, National Association 1919 Easton Road Willow Grove, PA 19090 Full Service B&M $60,247
    Citizens Bank, National Association 1925 Pawtucket Avenue East Providence, RI 2914 Full Service Retail $29,985
    Citizens Bank, National Association 19307 Mack Avenue Gross Pointe Woods, MI 48236 Full Service B&M $42,760
    Citizens Bank, National Association 194 Amity Road Woodbridge, CT 6525 Full Service B&M $54,407
    Citizens Bank, National Association 195 Franklin Boulevard Philadelphia, PA 19154 Full Service B&M $167,461
    Citizens Bank, National Association 1950 Empire Blvd Webster, NY 14580 Full Service B&M $52,547
    Citizens Bank, National Association 196 South Wyoming Avenue Kingston, PA 18704 Full Service B&M $102,794
    Citizens Bank, National Association 199 Connell Hwy. Newport, RI 2840 Full Service Retail $24,381
    Citizens Bank, National Association 199 State Route 101 Unit 1 A Amherst, NH 3031 Full Service B&M $78,094
    Citizens Bank, National Association 1991 Sproul Rd, Suite 15 Broomall, PA 19008 Full Service B&M $220,293
    Citizens Bank, National Association 1999 Centre Street West Roxbury, MA 2132 Full Service B&M $174,643
    Citizens Bank, National Association 2 East Baltimore Avenue Media, PA 19063 Full Service B&M $178,564
    Citizens Bank, National Association 2 Elm Street Woburn, MA 1801 Full Service Retail $38,106
    Citizens Bank, National Association 20 George Hannum Street Belchertown, MA 1007 Full Service Retail $35,061
    Citizens Bank, National Association 20 Highland Street Plymouth, NH 3264 Full Service B&M $71,887
    Citizens Bank, National Association 20 Main Street Tonawanda, NY 14150 Full Service B&M $48,046
    Citizens Bank, National Association 20 North Park Avenue Plymouth, MA 2360 Full Service B&M $186,041
    Citizens Bank, National Association 20 Teaticket Highway East Falmouth, MA 2536 Full Service Retail $23,027
    Citizens Bank, National Association 200 Allegheny River Boulevard Verona, PA 15147 Full Service Retail $16,703
    Citizens Bank, National Association 200 Atwood Avenue Cranston, RI 2920 Full Service Retail $29,081
    Citizens Bank, National Association 200 Blair Mill Road Ste 9a Horsham, PA 19044 Full Service Retail $56,366
    Citizens Bank, National Association 200 Mamaroneck Avenue White Plains, NY 10601 Full Service B&M $589,368
    Citizens Bank, National Association 200 Merriman Road Westland, MI 48186 Full Service Retail $34,681
    Citizens Bank, National Association 200 S. Main Street Royal Oak, MI 48067 Full Service B&M $76,547
    Citizens Bank, National Association 200 Tarentum Bridge Road New Kensington, PA 15068 Full Service Retail $29,423
    Citizens Bank, National Association 2000 Mendon Road Cumberland, RI 2864 Full Service B&M $161,279
    Citizens Bank, National Association 2000 Monroe Avenue Rochester, NY 14618 Full Service B&M $111,779
    Citizens Bank, National Association 2000 Penny Lane Jeannette, PA 15644 Full Service Retail $14,319
    Citizens Bank, National Association 2001 Lincoln Way White Oak, PA 15131 Full Service Retail $14,572
    Citizens Bank, National Association 2001 Market Street Philadelphia, PA 19103 Full Service B&M $314,612
    Citizens Bank, National Association 2001 South Broad Street Philadelphia, PA 19148 Full Service B&M $104,474
    Citizens Bank, National Association 2005 Linglestown Road Harrisburg, PA 17110 Full Service B&M $61,624
    Citizens Bank, National Association 2005 Route 286 Plum, PA 15239 Full Service B&M $93,499
    Citizens Bank, National Association 20111 Route 19 Cranberry Township, PA 16066 Full Service Retail $83,314
    Citizens Bank, National Association 2014 Cottman Avenue Philadelphia, PA 19149 Full Service B&M $163,039
    Citizens Bank, National Association 202 West Ridge Pike Conshohocken, PA 19428 Full Service B&M $464,677
    Citizens Bank, National Association 2020 Smith Township State Rd Burgettstown, PA 15021 Full Service B&M $58,009
    Citizens Bank, National Association 2021 Wharton Street Pittsburgh, PA 15203 Full Service Retail $19,237
    Citizens Bank, National Association 2030 Route 70 West Cherry Hill, NJ 8002 Full Service B&M $92,214
    Citizens Bank, National Association 20333 Conant Avenue Detroit, MI 48234 Full Service B&M $24,490
    Citizens Bank, National Association 2035 Broad Avenue Altoona, PA 16601 Full Service B&M $149,394
    Citizens Bank, National Association 2039 East Lincoln Highway Langhorne, PA 19047 Full Service B&M $137,963
    Citizens Bank, National Association 204 Garfield Avenue Cranston, RI 2920 Full Service Retail $29,471
    Citizens Bank, National Association 2040 George Urban Boulevard Depew, NY 14043 Full Service B&M $101,964
    Citizens Bank, National Association 2042 Chili Avenue Rochester, NY 14624 Full Service B&M $48,098
    Citizens Bank, National Association 205 Main Street Saxonburg, PA 16056 Full Service B&M $80,840
    Citizens Bank, National Association 2050 Twelve Mile Road Warren, MI 48092 Full Service B&M $61,475
    Citizens Bank, National Association 2058 25 Mile Road Shelby Township, MI 48316 Full Service Retail $38,163
    Citizens Bank, National Association 206 E. Washington Street, 206 East Washington Street North Attleboro, MA 2763 Full Service Retail $70,025
    Citizens Bank, National Association 206 Seven Fields Boulevard Seven Fields, PA 16046 Full Service Retail $32,793
    Citizens Bank, National Association 2060 Dix Lincoln Park, MI 48146 Full Service Retail $25,527
    Citizens Bank, National Association 2067 Interchange Road Erie, PA 16565 Full Service B&M $13,754
    Citizens Bank, National Association 2080 Western Avenue Guilderland, NY 12084 Full Service B&M $68,839
    Citizens Bank, National Association 209 North Main Street Andover, MA 1810 Full Service B&M $98,639
    Citizens Bank, National Association 2098 Naaman's Road Wilmington, DE 19810 Full Service Retail $74,045
    Citizens Bank, National Association 21 Fairhaven Commons Way Fairhaven, MA 2719 Full Service B&M $130,877
    Citizens Bank, National Association 21 Money Hill Rd. Chepachet, RI 2814 Full Service B&M $127,718
    Citizens Bank, National Association 2101 Elmwood Avenue Buffalo, NY 14207 Full Service Retail $17,200
    Citizens Bank, National Association 2101-41 Cottman Avenue Philadelphia, PA 19149 Full Service Retail $36,306
    Citizens Bank, National Association 211 South Main Street Middletown, CT 6457 Full Service B&M $162,802
    Citizens Bank, National Association 2110 Cranberry Cove Plaza, Route 6a Orleans, MA 2653 Full Service Retail $48,167
    Citizens Bank, National Association 212 Elm Street Somerville, MA 2144 Full Service B&M $180,418
    Citizens Bank, National Association 212 Main Street East Aurora, NY 14052 Full Service B&M $105,609
    Citizens Bank, National Association 214 East College Avenue State College, PA 16801 Full Service B&M $104,883
    Citizens Bank, National Association 214 High Street Wadsworth, OH 44281 Full Service B&M $57,309
    Citizens Bank, National Association 2140 Grand Island Boulevard Grand Island, NY 14072 Full Service Retail $33,130
    Citizens Bank, National Association 2147 East Avenue Akron, OH 44314 Full Service Retail $13,624
    Citizens Bank, National Association 21500 Grand River Avenue Detroit, MI 48219 Full Service B&M $34,086
    Citizens Bank, National Association 21550 Center Ridge Road Rocky River, OH 44116 Full Service B&M $87,328
    Citizens Bank, National Association 21555 21 Mile Road Macomb, MI 48044 Full Service Retail $29,625
    Citizens Bank, National Association 217 Adams Street Dorchester, MA 2122 Full Service B&M $69,167
    Citizens Bank, National Association 2175 Warrensville Center Rd. University Hgts., OH 44118 Full Service B&M $92,069
    Citizens Bank, National Association 2180 West Chester Pike Broomall, PA 19008 Full Service Retail $29,745
    Citizens Bank, National Association 21800 Greater Mack St. Clair Shores, MI 48080 Full Service B&M $118,403
    Citizens Bank, National Association 219 South Mountain Boulevard Mountain Top, PA 18707 Full Service B&M $62,445
    Citizens Bank, National Association 2191 Broad Street Cranston, RI 2905 Full Service B&M $249,073
    Citizens Bank, National Association 22 Turner Lane West Chester, PA 19380 Full Service B&M $481,058
    Citizens Bank, National Association 2200 Penfield Road Penfield, NY 14526 Full Service B&M $70,807
    Citizens Bank, National Association 2200 Wales Avenue N W Massillon, OH 44646 Full Service B&M $56,351
    Citizens Bank, National Association 221 Huttleson Avenue Fairhaven, MA 2719 Full Service Retail $24,801
    Citizens Bank, National Association 221 Norwich-New London Turnpike Montville, CT 6382 Full Service B&M $58,727
    Citizens Bank, National Association 222 Boston Post Road Orange, CT 6477 Full Service B&M $63,220
    Citizens Bank, National Association 2225 18 Mile Road Sterling Heights, MI 48314 Full Service B&M $87,260
    Citizens Bank, National Association 223 Grove City Road Slippery Rock, PA 16057 Full Service Retail $19,230
    Citizens Bank, National Association 2233 East Pershing St Salem, OH 44460 Full Service B&M $51,155
    Citizens Bank, National Association 22385 Pontiac Trail South Lyon, MI 48178 Full Service Retail $33,276
    Citizens Bank, National Association 224 Elliot Street Beverly, MA 1915 Full Service Retail $29,906
    Citizens Bank, National Association 224 Main Street Wilmington, MA 1887 Full Service B&M $264,304
    Citizens Bank, National Association 225 West Lancaster Avenue Ardmore, PA 19003 Full Service B&M $140,618
    Citizens Bank, National Association 2255 East Ridge Road Rochester, NY 14622 Full Service B&M $49,558
    Citizens Bank, National Association 2255 Hudson Avenue Rochester, NY 14617 Full Service B&M $106,833
    Citizens Bank, National Association 22591 Lorain Road Fairview Park, OH 44126 Full Service B&M $55,833
    Citizens Bank, National Association 2260 State Road Plymouth, MA 2360 Full Service Retail $57,839
    Citizens Bank, National Association 2265 Northampton Street Holyoke, MA 1040 Full Service Retail $9,987
    Citizens Bank, National Association 227 N West End Blvd Quakertown, PA 18951 Full Service B&M $51,922
    Citizens Bank, National Association 2270 16 Mile Road Sterling Heights, MI 48310 Full Service B&M $73,014
    Citizens Bank, National Association 228 King Street Northampton, MA 1060 Full Service Retail $29,791
    Citizens Bank, National Association 22870 Sussex Highway Seaford, DE 19973 Full Service B&M $53,324
    Citizens Bank, National Association 23 Broadway Mystic, CT 6355 Full Service B&M $97,632
    Citizens Bank, National Association 230 Rodi Road Pittsburgh, PA 15235 Full Service Retail $22,112
    Citizens Bank, National Association 2301 Bristol Road Bensalem, PA 19020 Full Service Retail $53,485
    Citizens Bank, National Association 23011 Woodward Avenue Ferndale, MI 48220 Full Service B&M $55,838
    Citizens Bank, National Association 23067 Coolidge Hwy Oak Park, MI 48237 Full Service B&M $47,791
    Citizens Bank, National Association 23220 Farmington Road Farmington, MI 48336 Full Service B&M $71,914
    Citizens Bank, National Association 2324 Ardmore Blvd. Pittsburgh, PA 15221 Full Service B&M $101,266
    Citizens Bank, National Association 23300 Lake Shore Boulevard Euclid, OH 44123 Full Service B&M $47,619
    Citizens Bank, National Association 2343 Washington Street Roxbury, MA 2119 Full Service B&M $49,531
    Citizens Bank, National Association 2345 Buffalo Road Rochester, NY 14624 Full Service Retail $18,019
    Citizens Bank, National Association 23455 Eureka Road Taylor, MI 48180 Full Service B&M $125,932
    Citizens Bank, National Association 235 Old Conn. Path Framingham, MA 1701 Full Service Retail $68,326
    Citizens Bank, National Association 2351 Maple Road Amherst, NY 14221 Full Service Retail $43,342
    Citizens Bank, National Association 23521 Van Dyke Avenue Warren, MI 48089 Full Service B&M $56,397
    Citizens Bank, National Association 2365 East State Street Hermitage, PA 16148 Full Service Retail $21,716
    Citizens Bank, National Association 2371 Central Park Avenue Yonkers, NY 10710 Full Service B&M $251,531
    Citizens Bank, National Association 238 Main Street Nashua, NH 3060 Full Service B&M $163,664
    Citizens Bank, National Association 23801 Michigan Avenue Dearborn, MI 48124 Full Service B&M $97,225
    Citizens Bank, National Association 2395 York Road Jamison, PA 18929 Full Service B&M $61,660
    Citizens Bank, National Association 24 State Street Oil City, PA 16301 Full Service B&M $88,812
    Citizens Bank, National Association 245 Broadway Schenectady, NY 12305 Full Service B&M $42,481
    Citizens Bank, National Association 24563 West Twelve Mile Road Southfield, MI 48034 Full Service B&M $86,161
    Citizens Bank, National Association 247 Main Street Binghamton, NY 13905 Full Service B&M $52,605
    Citizens Bank, National Association 2470 Warwick Avenue Warwick, RI 2889 Full Service Retail $27,218
    Citizens Bank, National Association 248 Howe Avenue Cuyahoga Falls, OH 44221 Full Service B&M $59,854
    Citizens Bank, National Association 248 Middlesex Turnpike Burlington, MA 1803 Full Service B&M $310,385
    Citizens Bank, National Association 2495 Easton Street Northeast North Canton, OH 44721 Full Service B&M $57,430
    Citizens Bank, National Association 422 Conant St Maumee, OH 43537 Full Service B&M $101,423
    Citizens Bank, National Association 2497 Aramingo Avenue Philadelphia, PA 19125 Full Service Retail $60,955
    Citizens Bank, National Association 25 East Main Street Lansdale, PA 19446 Full Service B&M $150,401
    Citizens Bank, National Association 25 Faunce Corner Mall Road Dartmouth, MA 2747 Full Service Retail $41,836
    Citizens Bank, National Association 25 Walkers Brook Drive Reading, MA 1867 Full Service Retail $53,158
    Citizens Bank, National Association 25-27 East Wynnewood Road Wynnewood, PA 19096 Full Service B&M $221,404
    Citizens Bank, National Association 250 Legacy Place Dedham, MA 2026 Full Service B&M $71,927
    Citizens Bank, National Association 250 Market Street Kittanning, PA 16201 Full Service B&M $147,569
    Citizens Bank, National Association 250 Rockland Street Hanover, MA 2339 Full Service B&M $164,714
    Citizens Bank, National Association 2500 West Maple Road Bloomfield Hills, MI 48301 Full Service B&M $56,865
    Citizens Bank, National Association 2501 W 12th St Erie, PA 16505 Full Service Retail $14,491
    Citizens Bank, National Association 251 Washington Street Attleboro, MA 2703 Full Service Retail $63,626
    Citizens Bank, National Association 2516 Welsh Road Philadelphia, PA 19152 Full Service B&M $109,209
    Citizens Bank, National Association 25290 Lorain Rd. North Olmsted, OH 44070 Full Service B&M $72,749
    Citizens Bank, National Association 253 Route 211 East Middletown, NY 10940 Full Service B&M $162,056
    Citizens Bank, National Association 25350 Ford Road Dearborn Heights, MI 48127 Full Service B&M $220,009
    Citizens Bank, National Association 2537 Constitution Boulevard Beaver Falls, PA 15010 Full Service B&M $202,213
    Citizens Bank, National Association 2540 South 24th Street Philadelphia, PA 19145 Full Service B&M $122,611
    Citizens Bank, National Association 256 Samson Rock Drive Madison, CT 6443 Full Service B&M $73,041
    Citizens Bank, National Association 257 Spring Street Medford, MA 2155 Full Service B&M $169,327
    Citizens Bank, National Association 2580 South Rochester Rd Rochester Hills, MI 48307 Full Service B&M $73,841
    Citizens Bank, National Association 2584 Dixwell Avenue Hamden, CT 6514 Full Service B&M $80,466
    Citizens Bank, National Association 259 Main Street, Rt. 28 Stoneham, MA 2180 Full Service Retail $52,234
    Citizens Bank, National Association 26 Central Square East Boston, MA 2128 Full Service B&M $99,346
    Citizens Bank, National Association 26 Lilac Mall, Unit 1 Rochester, NH 3867 Full Service Retail $22,277
    Citizens Bank, National Association 260 East Main Street Suite 100 Rochester, NY 14604 Full Service B&M $105,844
    Citizens Bank, National Association 2600 Macdade Boulevard, Suite 559 Holmes, PA 19043 Full Service B&M $103,359
    Citizens Bank, National Association 26000 Gratiot Avenue Roseville, MI 48066 Full Service B&M $45,756
    Citizens Bank, National Association 263 Hemingway Avenue East Haven, CT 6512 Full Service B&M $51,635
    Citizens Bank, National Association 2643 Shillington Road Sinking Spring, PA 19608 Full Service Retail $27,899
    Citizens Bank, National Association 265 Main Street, Rt 28 North Reading, MA 1864 Full Service Retail $86,119
    Citizens Bank, National Association 265 Osborne Road Loudonville, NY 12211 Full Service B&M $112,165
    Citizens Bank, National Association 2668 Egypt Road, Audobon Square Shopping Center Norristown, PA 19403 Full Service Retail $40,746
    Citizens Bank, National Association 268 Daniel Webster Hwy., South Merrimack, NH 3054 Full Service B&M $103,843
    Citizens Bank, National Association 27 Strawberry Field Road Warwick, RI 2886 Full Service B&M $135,404
    Citizens Bank, National Association 270 Academy Avenue Providence, RI 2908 Full Service B&M $102,145
    Citizens Bank, National Association 270 Great Road Acton, MA 1720 Full Service B&M $418,241
    Citizens Bank, National Association 272 Great Road Littleton, MA 1460 Full Service B&M $134,939
    Citizens Bank, National Association 273 Dekalb Pike North Wales, PA 19454 Full Service B&M $42,074
    Citizens Bank, National Association 273 Wall Street Kingston, NY 12401 Full Service B&M $153,686
    Citizens Bank, National Association 27375 23 Mile Road New Baltimore, MI 48051 Full Service B&M $54,609
    Citizens Bank, National Association 2748 Route 611 Tannersville, PA 18372 Full Service B&M $55,812
    Citizens Bank, National Association 275 Newport Avenue Rumford, RI 2916 Full Service B&M $110,454
    Citizens Bank, National Association 275 Warwick Avenue Cranston, RI 2905 Full Service Retail $5,699
    Citizens Bank, National Association 2753 West Main Street Norristown, PA 19403 Full Service B&M $138,265
    Citizens Bank, National Association 277 Daniel Webster Highway Nashua, NH 3060 Full Service B&M $123,797
    Citizens Bank, National Association 2770 West Market Street Fairlawn, OH 44333 Full Service B&M $85,264
    Citizens Bank, National Association 2779 White Mountain Highway North Conway, NH 3860 Full Service B&M $113,399
    Citizens Bank, National Association 278 Washington Street, Rt 138 Stoughton, MA 2072 Full Service Retail $36,854
    Citizens Bank, National Association 27897 Woodward Avenue Berkley, MI 48072 Full Service B&M $57,686
    Citizens Bank, National Association 2797 Niagara Falls Blvd Amherst, NY 14228 Full Service B&M $82,448
    Citizens Bank, National Association 28 Lebanon Street Malden, MA 2148 Full Service B&M $76,264
    Citizens Bank, National Association 28 Lincoln Street Holyoke, MA 1040 Full Service Retail $14,887
    Citizens Bank, National Association 28 State Street Boston, MA 2109 Full Service B&M $24,812,310
    Citizens Bank, National Association 2801 Carson Street Pittsburgh, PA 15203 Full Service B&M $46,989
    Citizens Bank, National Association 2806 Audubon Village Drive Norristown, PA 19403 Full Service B&M $322,279
    Citizens Bank, National Association 2833 Ridge Road West Rochester, NY 14626 Full Service B&M $121,330
    Citizens Bank, National Association 2841 Ligonier Street Latrobe, PA 15650 Full Service B&M $148,941
    Citizens Bank, National Association 28455 Schoenherr Road Warren, MI 48088 Full Service B&M $63,124
    Citizens Bank, National Association 285 North Canton Center Canton, MI 48187 Full Service B&M $56,159
    Citizens Bank, National Association 287 Great Road Bedford, MA 1730 Full Service B&M $110,393
    Citizens Bank, National Association 28789 Chagrin Boulevard Woodmere, OH 44122 Full Service B&M $73,082
    Citizens Bank, National Association 28999 W. Five Mile Livonia, MI 48154 Full Service B&M $86,472
    Citizens Bank, National Association 290 Turnpike Road, Suite 9b Westborough, MA 1581 Full Service Retail $43,975
    Citizens Bank, National Association 2900 Island Avenue Philadelphia, PA 19153 Full Service B&M $113,703
    Citizens Bank, National Association 2905 Union Lake Road Commerce Township, MI 48382 Full Service Retail $45,740
    Citizens Bank, National Association 2923 Willow Street Pike Willow Street, PA 17584 Full Service B&M $44,426
    Citizens Bank, National Association 293 East Central Street Franklin, MA 2038 Full Service B&M $78,477
    Citizens Bank, National Association 2942 North 22nd Street Philadelphia, PA 19132 Full Service B&M $11,509
    Citizens Bank, National Association 295 Main Street Tewksbury, MA 1876 Full Service B&M $140,998
    Citizens Bank, National Association 29779 Southfield Road Southfield, MI 48076 Full Service B&M $79,958
    Citizens Bank, National Association 299 Chelmsford Street Chelmsford, MA 1824 Full Service Retail $24,875
    Citizens Bank, National Association 2990 East Market Street York, PA 17402 Full Service B&M $196,599
    Citizens Bank, National Association 2991 Cranberry Highway East Wareham, MA 2538 Full Service Retail $28,689
    Citizens Bank, National Association 2a Sharma Way Windham, NH 3087 Full Service B&M $127,380
    Citizens Bank, National Association 3 Stilson Road Richmond, RI 2898 Full Service Retail $37,259
    Citizens Bank, National Association 300 Beaver Street Beaver, PA 15009 Full Service B&M $96,226
    Citizens Bank, National Association 300 Grove Street Braintree, MA 2184 Full Service Retail $40,260
    Citizens Bank, National Association 300 Quaker Lane, Suite 22 Warwick, RI 2886 Full Service B&M $220,757
    Citizens Bank, National Association 300 Quaker Lane, Suite A Warwick, RI 2886 Full Service Retail $56,439
    Citizens Bank, National Association 301 Meadow Drive North Tonawanda, NY 14120 Full Service Retail $17,491
    Citizens Bank, National Association 301 Newbury Street Danvers, MA 1923 Full Service Retail $73,393
    Citizens Bank, National Association 301 North Main Street Butler, PA 16001 Full Service B&M $106,873
    Citizens Bank, National Association 301 Route 73 S Marlton, NJ 8053 Full Service B&M $68,168
    Citizens Bank, National Association 30159 Detroit Road Westlake, OH 44145 Full Service B&M $67,727
    Citizens Bank, National Association 3024 Navarre Avenue Oregon, OH 43616 Full Service B&M $94,095
    Citizens Bank, National Association 3033 East Main Road Portsmouth, RI 2871 Full Service B&M $79,933
    Citizens Bank, National Association 305 Walnut Street Newtonville, MA 2460 Full Service B&M $122,253
    Citizens Bank, National Association 308 East Lincoln Highway Exton, PA 19341 Full Service B&M $133,755
    Citizens Bank, National Association 308 N. Logan Boulevard, Greater Lewistown Shopping Center Burnham, PA 17009 Full Service B&M $31,788
    Citizens Bank, National Association 31 Cambridge Lane Newtown, PA 18940 Full Service B&M $112,081
    Citizens Bank, National Association 31 Foster Avenue Pittsburgh, PA 15205 Full Service B&M $77,206
    Citizens Bank, National Association 310 Grove Street Braintree, MA 2184 Full Service B&M $105,264
    Citizens Bank, National Association 310 Main Street Bennington, VT 5201 Full Service B&M $61,052
    Citizens Bank, National Association 3100 Cleveland Avenue South Canton, OH 44707 Full Service B&M $85,113
    Citizens Bank, National Association 3113 Green Garden Road Aliquippa, PA 15001 Full Service Retail $21,439
    Citizens Bank, National Association 31200 Schoenherr Road Warren, MI 48088 Full Service Retail $26,781
    Citizens Bank, National Association 31231 Harper Avenue Saint Clair Shores, MI 48082 Full Service B&M $78,606
    Citizens Bank, National Association 3132 Woodward Ave Detroit, MI 48201 Full Service B&M $2,182
    Citizens Bank, National Association 3136 Leechburg Road Lower Burrell, PA 15068 Full Service B&M $98,401
    Citizens Bank, National Association 314 Horsham Road, Unit A Horsham, PA 19044 Full Service Retail $81,556
    Citizens Bank, National Association 31441 Plymouth Road Livonia, MI 48150 Full Service B&M $73,507
    Citizens Bank, National Association 315 East Main Street Louisville, OH 44641 Full Service B&M $48,796
    Citizens Bank, National Association 315 Hanover Street Boston, MA 2113 Full Service B&M $128,774
    Citizens Bank, National Association 315 Harvard Street Brookline, MA 2446 Full Service B&M $223,893
    Citizens Bank, National Association 3180 Sheridan Drive Amherst, NY 14226 Full Service B&M $103,279
    Citizens Bank, National Association 32 Lyman Street Westborough, MA 1581 Full Service Retail $91,284

    For 2020, Citizens Bank had 1,041 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $5,363,922
    Net interest income $4,671,959
    Total noninterest income $2,174,411
    Gross Fiduciary activities income $45,169
    Service charges on deposit accounts $386,386
    Trading account gains and fees $73,812
    Additional Noninterest Income $1,669,044
    Pre-tax net operating income $1,303,836
    Securities gains (or losses, -) $4,452
    Income before extraordinary items $1,069,832
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $1,069,832
    Minority interest net income $0
    Net income $1,069,832
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $1,066,181

    Citizens Bank's gross interest income from loans was $5,363,922,000.
    Citizens Bank's net interest income from loans was $4,671,959,000.
    Citizens Bank's fee based income from loans was $386,386,000.
    Citizens Bank's net income from loans was $1,069,832,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $691,963
    Provision for credit losses $1,431,089
    Total noninterest expense $4,111,445
    Salaries and employee benefits $2,065,267
    Premises and equipment expense $623,739
    Additional noninterest expense $1,422,439
    Applicable income taxes $238,456
    Net charge-offs $693,052
    Cash dividends $900,000

    Citizens Bank's interest expense for loans was $691,963,000.
    Citizens Bank's payroll and benefits expense were $2,065,267,000.
    Citizens Bank's property, plant and equipment expenses $623,739,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 3.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 4.0%
    HELOC loans 2.0%
    All other family 5.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 1.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $150,267,404
    Deposits held in domestic offices $149,895,406
    Deposits by Individuals, partnerships, and corporations $143,670,249
    Deposits by U.S. Government $5,350
    Deposits by States and political subdivisions in the U.S. $6,207,293
    Deposits by Commercial banks and other depository institutions in U.S. $12,513
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $18,429,976
    Demand deposits $13,089,862
    Nontransaction accounts $131,465,429
    Money market deposit accounts (MMDAs) $50,600,367
    Other savings deposits (excluding MMDAs) $71,588,045
    Total time deposits $9,277,018
    Total time and savings deposits $136,805,543
    Noninterest-bearing deposits $44,723,287
    Interest-bearing deposits $105,172,119
    Retail deposits $142,491,659
    IRAs and Keogh plan accounts $3,935,711
    Brokered deposits $4,365,039
    Deposits held in foreign offices $371,998

    Assets

    Asset Value (in 000's)
    Total Assets $183,365,970
    Cash & Balances due from depository institutions $13,173,249
    Interest-bearing balances $11,845,059
    Total securities $26,242,184
    Federal funds sold & reverse repurchase $0
    Net loans and leases $125,638,241
    Loan and leases loss allowance $2,442,978
    Trading account assets $1,857,603
    Bank premises and fixed assets $1,549,596
    Other real estate owned $15,776
    Goodwill and other intangibles $7,710,804
    All other assets $7,178,517

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $183,365,970
    Total Liabilities $161,202,115
    Total deposits $150,267,404
    Interest-bearing deposits $105,544,117
    Deposits held in domestic offices $149,895,406
    % insured (estimated) $51
    Federal funds purchased and repurchase agreements $230,902
    Trading liabilities $108,861
    Other borrowed funds $5,981,688
    Subordinated debt $1,125,000
    All other liabilities $3,488,260

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $125,638,241
    Loan and leases loss allowance $2,442,978
    Total loans and leases (domestic) $128,081,219
    All real estate loans $53,656,416
    Real estate loans in domestic offices $53,656,416
    Construction and development loans $4,555,768
    Residential 1-4 family construction $499,891
    Other construction, all land development and other land $4,055,877
    Loans secured by nonfarm nonresidential properties $12,268,769
    Nonfarm nonresidential secured by owner-occupied properties $4,637,946
    Commercial real estate & other non-farm, non-residential $7,630,823
    Multifamily residential real estate $1,056,726
    1-4 family residential loans $35,775,153
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $39,866,643
    To non-U.S. addressees $1,004,043
    Loans to individuals $29,061,320
    Credit card loans $1,611,998
    Related Plans $156,696
    Consumer Auto Loans $10,851,800
    Other loans to individuals $16,440,826
    All other loans & leases $5,496,840
    Loans to foreign governments and official institutions $0
    Other loans $3,413,012
    Loans to depository institutions and acceptances of other banks $99,103
    Loans not secured by real estate $2,568,986
    Loans secured by real estate to non-U.S. addressees $17,036
    Restructured Loans & leases $659,577
    Non 1-4 family restructured loans & leases $302,132
    Total loans and leases (foreign) $0

    Citizens Bank had $125,638,241,000 of loans outstanding in 2020. $53,656,416,000 of loans were in real estate loans. $4,555,768,000 of loans were in development loans. $1,056,726,000 of loans were in multifamily mortgage loans. $35,775,153,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $1,611,998,000 of loans were in credit card loans. $10,851,800,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 2,287 $634,451 $277,416
    Nonfarm, nonresidential loans - <$100k 138 $5,929 $42,964
    Nonfarm, nonresidential loans - $100-250k 720 $82,399 $114,443
    Nonfarm, nonresidential loans - $250k-1MM 1,429 $546,123 $382,171
    Commercial & Industrial, US addressed loans - <$1MM 157,231 $5,164,164 $32,844
    Commercial & Industrial, US addressed loans - <$100k 144,480 $2,731,655 $18,907
    Commercial & Industrial, US addressed loans - $100-250k 7,679 $858,321 $111,775
    Commercial & Industrial, US addressed loans - $250k-1MM 5,072 $1,574,188 $310,368