Citizens Bank Mortgage Rates, Fees & Info
Providence, RILEI: DRMSV1Q0EKMEXLAU1P80
Tax ID: 20-2635739
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Review & Overview
Citizens Bank is a large bank specializing in Home Purchase and Refi loans. Citizens Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Boston, Providence, Philadelphia, and Detroit among others. We have data for 563 markets. (Some data included below & more in-depth data is available with an active subscription.)Citizens Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Citizens Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 4/22/24 |
| 30 Year Conventional Purchase | 6.45% | 4/22/24 |
| 30 Year Conventional Refi | 6.41% | 4/22/24 |
| 30 Year Cash-out Refi | 6.68% | 4/22/24 |
| 30 Year FHA Purchase | 7.07% | 4/22/24 |
| 30 Year FHA Refi | 6.82% | 4/22/24 |
| 30 Year VA Purchase | 6.15% | 4/22/24 |
| 30 Year VA Refi | 6.00% | 4/22/24 |
| 30 Year USDA Purchase | 6.83% | 4/22/24 |
| 30 Year USDA Refi | 6.58% | 4/22/24 |
| 15 Year Conventional Purchase | 6.00% | 4/22/24 |
| 15 Year Conventional Refi | 6.01% | 4/22/24 |
| 15 Year Cash-out Refi | 6.01% | 4/22/24 |
| 15 Year FHA Purchase | 6.24% | 4/22/24 |
| 15 Year FHA Refi | 6.23% | 4/22/24 |
| 15 Year VA Purchase | 6.39% | 4/22/24 |
| 15 Year VA Refi | 5.87% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Citizens Bank Mortgage Calculator
Your Estimates
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This is not an official calculator from Citizens Bank. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
54,501Origination Dollar Volume (All Markets)
$11,950,725,000Employee count
15,343Awards
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Citizens Bank - 2018
Citizens Bank is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 5,454 | $2,412,130,000 | $442,268 | $6,307 | 4.82% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 9,765 | $2,290,845,000 | $234,598 | $4,287 | 4.85% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4,697 | $706,225,000 | $150,357 | $3,602 | 5.14% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2,566 | $615,330,000 | $239,801 | $4,858 | 4.78% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3,142 | $372,870,000 | $118,673 | $3,308 | 5.28% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 493 | $288,355,000 | $584,899 | $6,917 | 4.51% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2,193 | $275,435,000 | $125,597 | $4,049 | 5.17% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1,929 | $200,055,000 | $103,709 | $3,648 | 5.72% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1,193 | $195,935,000 | $164,237 | $4,517 | 4.63% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 615 | $170,365,000 | $277,016 | $5,156 | 4.77% |
| Outside of Metro Areas | 915 | $163,535,000 | $178,727 | $3,894 | 4.96% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 799 | $162,335,000 | $203,173 | $4,059 | 4.86% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 959 | $140,345,000 | $146,345 | $3,680 | 5.05% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 371 | $130,185,000 | $350,903 | $6,302 | 4.97% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 440 | $117,060,000 | $266,045 | $3,912 | 4.91% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 200 | $113,440,000 | $567,200 | $4,968 | 4.54% |
| ROCHESTER, NY (FHA|USDA|VA) | 1,063 | $110,085,000 | $103,561 | $3,683 | 5.43% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 171 | $107,155,000 | $626,637 | $6,070 | 4.53% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 609 | $99,945,000 | $164,113 | $3,974 | 5.33% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 675 | $90,465,000 | $134,022 | $4,009 | 5.23% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 602 | $83,050,000 | $137,957 | $4,271 | 5.46% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 486 | $82,840,000 | $170,453 | $4,543 | 5.12% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 503 | $77,615,000 | $154,304 | $4,536 | 5.15% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 163 | $75,595,000 | $463,773 | $5,234 | 4.58% |
| AKRON, OH (FHA|USDA|VA) | 678 | $71,670,000 | $105,708 | $3,704 | 5.16% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 140 | $67,180,000 | $479,857 | $4,590 | 4.60% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 401 | $66,745,000 | $166,446 | $4,588 | 5.24% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 33 | $59,335,000 | $1,798,030 | $5,412 | 4.81% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 207 | $58,725,000 | $283,696 | $4,129 | 4.59% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 240 | $52,800,000 | $220,000 | $4,505 | 5.03% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 188 | $50,380,000 | $267,979 | $5,590 | 4.88% |
| Lebanon, NH-VT (FHA|USDA|VA) | 329 | $49,965,000 | $151,869 | $3,280 | 4.78% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 207 | $48,575,000 | $234,662 | $3,898 | 4.75% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 102 | $47,500,000 | $465,686 | $5,200 | 4.61% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 96 | $46,760,000 | $487,083 | $6,321 | 4.77% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 350 | $46,490,000 | $132,829 | $3,865 | 5.09% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 136 | $46,220,000 | $339,853 | $4,452 | 4.61% |
| TOLEDO, OH (FHA|USDA|VA) | 476 | $46,150,000 | $96,954 | $3,881 | 5.32% |
| Concord, NH (FHA|USDA|VA) | 342 | $45,760,000 | $133,801 | $3,445 | 4.97% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 193 | $44,555,000 | $230,855 | $5,661 | 4.95% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 449 | $42,355,000 | $94,332 | $3,609 | 5.21% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 113 | $42,135,000 | $372,876 | $5,303 | 4.71% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 166 | $41,200,000 | $248,193 | $4,239 | 4.72% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 232 | $40,940,000 | $176,466 | $4,658 | 4.58% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 214 | $37,730,000 | $176,308 | $4,050 | 4.99% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 104 | $37,460,000 | $360,192 | $4,892 | 4.57% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 169 | $37,185,000 | $220,030 | $3,937 | 4.84% |
| LANCASTER, PA (FHA|USDA|VA) | 163 | $33,885,000 | $207,883 | $4,837 | 4.74% |
| Laconia, NH (FHA|USDA|VA) | 180 | $32,740,000 | $181,889 | $3,889 | 4.98% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 106 | $31,340,000 | $295,660 | $4,053 | 4.54% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 63 | $30,365,000 | $481,984 | $6,006 | 4.55% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 142 | $30,230,000 | $212,887 | $5,087 | 4.77% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 136 | $30,040,000 | $220,882 | $3,460 | 4.80% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 92 | $29,820,000 | $324,130 | $5,878 | 4.62% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 158 | $29,170,000 | $184,620 | $3,973 | 4.96% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 84 | $28,590,000 | $340,357 | $4,816 | 4.54% |
| RICHMOND, VA (FHA|USDA|VA) | 85 | $28,125,000 | $330,882 | $5,464 | 4.70% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 64 | $26,710,000 | $417,344 | $5,234 | 4.64% |
| SYRACUSE, NY (FHA|USDA|VA) | 243 | $26,505,000 | $109,074 | $3,925 | 5.56% |
| KNOXVILLE, TN (FHA|USDA|VA) | 130 | $25,800,000 | $198,462 | $4,439 | 4.84% |
| COLUMBUS, OH (FHA|USDA|VA) | 140 | $23,440,000 | $167,429 | $4,187 | 5.17% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 59 | $22,235,000 | $376,864 | $4,915 | 4.64% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 92 | $21,530,000 | $234,022 | $5,734 | 4.84% |
| READING, PA (FHA|USDA|VA) | 137 | $20,455,000 | $149,307 | $4,442 | 4.58% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 84 | $19,650,000 | $233,929 | $4,562 | 4.53% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 99 | $19,535,000 | $197,323 | $5,471 | 4.88% |
| DOVER, DE (FHA|USDA|VA) | 131 | $18,445,000 | $140,802 | $4,880 | 5.22% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 204 | $18,380,000 | $90,098 | $3,335 | 5.14% |
| ASHEVILLE, NC (FHA|USDA|VA) | 69 | $18,085,000 | $262,101 | $4,387 | 4.78% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 89 | $17,675,000 | $198,596 | $5,497 | 4.84% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 39 | $17,175,000 | $440,385 | $5,804 | 4.78% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 94 | $16,690,000 | $177,553 | $4,303 | 4.54% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 74 | $16,630,000 | $224,730 | $4,894 | 4.78% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 86 | $16,410,000 | $190,814 | $4,205 | 4.76% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 74 | $16,270,000 | $219,865 | $4,771 | 4.60% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 74 | $16,260,000 | $219,730 | $4,832 | 4.82% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 47 | $16,205,000 | $344,787 | $5,166 | 4.76% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 90 | $16,160,000 | $179,556 | $3,041 | 4.78% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 54 | $15,920,000 | $294,815 | $6,527 | 4.94% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 93 | $15,655,000 | $168,333 | $3,640 | 4.87% |
| Vineyard Haven, MA (FHA|USDA|VA) | 32 | $15,290,000 | $477,813 | $5,252 | 4.68% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 72 | $15,250,000 | $211,806 | $4,052 | 4.86% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 66 | $15,160,000 | $229,697 | $5,156 | 4.83% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 33 | $14,815,000 | $448,939 | $6,413 | 4.82% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 65 | $14,725,000 | $226,538 | $5,399 | 4.82% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 25 | $14,415,000 | $576,600 | $5,560 | 4.84% |
| LYNCHBURG, VA (FHA|USDA|VA) | 76 | $14,200,000 | $186,842 | $3,528 | 4.70% |
| Rutland, VT (FHA|USDA|VA) | 110 | $14,140,000 | $128,545 | $3,502 | 5.08% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 69 | $14,035,000 | $203,406 | $4,807 | 4.93% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 32 | $13,640,000 | $426,250 | $6,265 | 4.64% |
| ANN ARBOR, MI (FHA|USDA|VA) | 83 | $13,415,000 | $161,627 | $3,744 | 5.05% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 110 | $13,000,000 | $118,182 | $3,122 | 5.27% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 75 | $12,815,000 | $170,867 | $5,303 | 4.68% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 71 | $12,815,000 | $180,493 | $4,324 | 4.76% |
| LOUISVILLE, KY (FHA|USDA|VA) | 69 | $12,795,000 | $185,435 | $3,458 | 4.99% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 22 | $12,400,000 | $563,636 | $5,490 | 4.68% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 36 | $12,140,000 | $337,222 | $3,985 | 4.77% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 52 | $11,950,000 | $229,808 | $3,214 | 4.78% |
| GLENS FALLS, NY (FHA|USDA|VA) | 95 | $11,365,000 | $119,632 | $3,458 | 5.15% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 44 | $11,220,000 | $255,000 | $5,561 | 4.99% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 43 | $11,045,000 | $256,860 | $3,727 | 4.82% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 60 | $10,670,000 | $177,833 | $3,476 | 4.74% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 51 | $10,635,000 | $208,529 | $3,415 | 4.66% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 64 | $10,620,000 | $165,938 | $3,985 | 4.88% |
| Georgetown, SC (FHA|USDA|VA) | 23 | $10,255,000 | $445,870 | $4,386 | 4.43% |
| BINGHAMTON, NY (FHA|USDA|VA) | 118 | $10,020,000 | $84,915 | $3,906 | 5.81% |
| WILMINGTON, NC (FHA|USDA|VA) | 32 | $9,850,000 | $307,813 | $4,864 | 4.55% |
| KINGSTON, NY (FHA|USDA|VA) | 72 | $9,730,000 | $135,139 | $3,499 | 5.51% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 47 | $9,655,000 | $205,426 | $3,388 | 4.78% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 48 | $9,270,000 | $193,125 | $3,971 | 4.86% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 24 | $9,110,000 | $379,583 | $5,898 | 4.82% |
| PITTSFIELD, MA (FHA|USDA|VA) | 59 | $8,885,000 | $150,593 | $4,022 | 5.05% |
| MONROE, MI (FHA|USDA|VA) | 82 | $8,750,000 | $106,707 | $3,103 | 5.29% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 44 | $8,680,000 | $197,273 | $2,653 | 4.93% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 7 | $8,625,000 | $1,232,143 | $6,369 | 4.41% |
| UTICA-ROME, NY (FHA|USDA|VA) | 96 | $8,460,000 | $88,125 | $3,777 | 5.80% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 49 | $7,845,000 | $160,102 | $3,481 | 4.61% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 45 | $7,825,000 | $173,889 | $4,438 | 4.98% |
| ERIE, PA (FHA|USDA|VA) | 67 | $7,715,000 | $115,149 | $4,440 | 4.69% |
| BATON ROUGE, LA (FHA|USDA|VA) | 36 | $7,200,000 | $200,000 | $4,947 | 4.81% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 32 | $7,130,000 | $222,813 | $3,740 | 4.71% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 44 | $7,110,000 | $161,591 | $4,382 | 4.68% |
| ROANOKE, VA (FHA|USDA|VA) | 33 | $7,095,000 | $215,000 | $3,872 | 4.64% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 21 | $7,085,000 | $337,381 | $5,417 | 4.57% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 34 | $7,000,000 | $205,882 | $3,654 | 4.85% |
| Keene, NH (FHA|USDA|VA) | 54 | $6,910,000 | $127,963 | $3,360 | 5.09% |
| EL PASO, TX (FHA|USDA|VA) | 41 | $6,625,000 | $161,585 | $5,517 | 5.01% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 26 | $6,340,000 | $243,846 | $3,815 | 4.88% |
| MORRISTOWN, TN (FHA|USDA|VA) | 38 | $6,300,000 | $165,789 | $4,384 | 4.76% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 20 | $6,260,000 | $313,000 | $6,352 | 4.70% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 16 | $6,200,000 | $387,500 | $5,682 | 4.89% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 47 | $6,075,000 | $129,255 | $4,284 | 4.53% |
| Torrington, CT (FHA|USDA|VA) | 33 | $6,015,000 | $182,273 | $4,389 | 5.04% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 19 | $5,815,000 | $306,053 | $5,106 | 4.80% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 43 | $5,805,000 | $135,000 | $3,643 | 5.02% |
| LAFAYETTE, LA (FHA|USDA|VA) | 31 | $5,805,000 | $187,258 | $4,422 | 4.82% |
| LEBANON, PA (FHA|USDA|VA) | 29 | $5,785,000 | $199,483 | $5,946 | 4.77% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 28 | $5,770,000 | $206,071 | $3,612 | 4.88% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 22 | $5,560,000 | $252,727 | $5,259 | 4.86% |
| Sevierville, TN (FHA|USDA|VA) | 29 | $5,445,000 | $187,759 | $3,761 | 5.00% |
| Oneonta, NY (FHA|USDA|VA) | 50 | $5,360,000 | $107,200 | $3,505 | 5.39% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 38 | $5,270,000 | $138,684 | $3,410 | 5.12% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 27 | $5,245,000 | $194,259 | $5,213 | 4.78% |
| Berlin, NH (FHA|USDA|VA) | 58 | $5,130,000 | $88,448 | $3,298 | 5.19% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 33 | $5,085,000 | $154,091 | $4,183 | 5.15% |
| FLINT, MI (FHA|USDA|VA) | 42 | $5,050,000 | $120,238 | $3,437 | 5.00% |
| Bennington, VT (FHA|USDA|VA) | 38 | $4,930,000 | $129,737 | $3,935 | 5.05% |
| TULSA, OK (FHA|USDA|VA) | 28 | $4,750,000 | $169,643 | $3,404 | 5.07% |
| Edwards, CO (FHA|USDA|VA) | 2 | $4,680,000 | $2,340,000 | $7,333 | 4.06% |
| Salem, OH (FHA|USDA|VA) | 48 | $4,660,000 | $97,083 | $3,300 | 5.05% |
| Barre, VT (FHA|USDA|VA) | 28 | $4,660,000 | $166,429 | $3,598 | 4.95% |
| MONROE, LA (FHA|USDA|VA) | 23 | $4,625,000 | $201,087 | $3,970 | 4.81% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 25 | $4,415,000 | $176,600 | $4,240 | 4.57% |
| ALTOONA, PA (FHA|USDA|VA) | 44 | $4,360,000 | $99,091 | $3,591 | 4.66% |
| ST. CLOUD, MN (FHA|USDA|VA) | 21 | $4,345,000 | $206,905 | $3,071 | 4.79% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 25 | $4,305,000 | $172,200 | $4,966 | 4.99% |
| Portsmouth, OH (FHA|USDA|VA) | 49 | $4,245,000 | $86,633 | $3,091 | 5.18% |
| LINCOLN, NE (FHA|USDA|VA) | 21 | $4,205,000 | $200,238 | $2,064 | 4.70% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 16 | $4,060,000 | $253,750 | $3,764 | 4.73% |
| Boone, NC (FHA|USDA|VA) | 13 | $3,945,000 | $303,462 | $4,121 | 4.51% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 25 | $3,935,000 | $157,400 | $5,383 | 5.06% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 10 | $3,920,000 | $392,000 | $3,315 | 4.90% |
| Hudson, NY (FHA|USDA|VA) | 16 | $3,560,000 | $222,500 | $4,772 | 5.41% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 13 | $3,505,000 | $269,615 | $4,525 | 4.71% |
| SPARTANBURG, SC (FHA|USDA|VA) | 17 | $3,415,000 | $200,882 | $4,509 | 4.85% |
| JACKSON, TN (FHA|USDA|VA) | 22 | $3,370,000 | $153,182 | $4,397 | 4.73% |
| Easton, MD (FHA|USDA|VA) | 8 | $3,320,000 | $415,000 | $4,174 | 4.59% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 12 | $3,320,000 | $276,667 | $4,875 | 4.85% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 20 | $3,290,000 | $164,500 | $2,071 | 4.60% |
| ODESSA, TX (FHA|USDA|VA) | 13 | $3,155,000 | $242,692 | $8,971 | 5.04% |
| HARRISONBURG, VA (FHA|USDA|VA) | 14 | $3,100,000 | $221,429 | $3,720 | 4.95% |
| COLUMBIA, SC (FHA|USDA|VA) | 9 | $3,065,000 | $340,556 | $4,223 | 4.72% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 26 | $3,030,000 | $116,538 | $3,456 | 4.71% |
| Kerrville, TX (FHA|USDA|VA) | 11 | $2,925,000 | $265,909 | $7,136 | 4.72% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 18 | $2,910,000 | $161,667 | $3,664 | 4.73% |
| BOULDER, CO (FHA|USDA|VA) | 6 | $2,900,000 | $483,333 | $3,701 | 4.83% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 19 | $2,865,000 | $150,789 | $4,076 | 4.85% |
| JONESBORO, AR (FHA|USDA|VA) | 14 | $2,800,000 | $200,000 | $4,091 | 4.68% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 24 | $2,790,000 | $116,250 | $3,401 | 4.96% |
| Gloversville, NY (FHA|USDA|VA) | 35 | $2,725,000 | $77,857 | $3,305 | 5.77% |
| New Castle, PA (FHA|USDA|VA) | 27 | $2,695,000 | $99,815 | $4,050 | 4.77% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 17 | $2,655,000 | $156,176 | $3,420 | 4.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 10 | $2,620,000 | $262,000 | $3,166 | 4.83% |
| Sandusky, OH (FHA|USDA|VA) | 15 | $2,615,000 | $174,333 | $3,729 | 5.52% |
| SAGINAW, MI (FHA|USDA|VA) | 30 | $2,590,000 | $86,333 | $2,835 | 5.43% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 27 | $2,495,000 | $92,407 | $3,710 | 5.36% |
| ITHACA, NY (FHA|USDA|VA) | 17 | $2,455,000 | $144,412 | $3,244 | 5.57% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $4,494 | 4.86% |
| BISMARCK, ND (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $8,170 | 4.52% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 11 | $2,325,000 | $211,364 | $3,368 | 4.77% |
| HINESVILLE, GA (FHA|USDA|VA) | 14 | $2,320,000 | $165,714 | $4,079 | 4.77% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $5,689 | 4.52% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $5,367 | 4.83% |
| Glasgow, KY (FHA|USDA|VA) | 17 | $2,245,000 | $132,059 | $3,418 | 4.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 11 | $2,185,000 | $198,636 | $4,777 | 4.53% |
| ROCHESTER, MN (FHA|USDA|VA) | 6 | $2,150,000 | $358,333 | $4,534 | 4.50% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 10 | $2,150,000 | $215,000 | $3,533 | 4.78% |
| DALTON, GA (FHA|USDA|VA) | 9 | $2,145,000 | $238,333 | $4,422 | 4.88% |
| MADISON, WI (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $2,696 | 4.66% |
| PEORIA, IL (FHA|USDA|VA) | 13 | $2,105,000 | $161,923 | $4,012 | 4.53% |
| ST. GEORGE, UT (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $6,423 | 4.40% |
| BOISE CITY, ID (FHA|USDA|VA) | 7 | $2,075,000 | $296,429 | $3,253 | 4.77% |
| Jennings, LA (FHA|USDA|VA) | 10 | $2,060,000 | $206,000 | $3,810 | 4.84% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 9 | $2,025,000 | $225,000 | $5,402 | 5.06% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 12 | $2,000,000 | $166,667 | $4,672 | 4.93% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 11 | $1,965,000 | $178,636 | $4,989 | 4.57% |
| Danville, VA (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $4,553 | 4.64% |
| Alexander City, AL (FHA|USDA|VA) | 14 | $1,850,000 | $132,143 | $4,223 | 5.09% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $3,664 | 4.38% |
| Plattsburgh, NY (FHA|USDA|VA) | 13 | $1,735,000 | $133,462 | $3,116 | 5.47% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $4,012 | 4.97% |
| PROVO-OREM, UT (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $4,704 | 4.77% |
| Morehead City, NC (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $4,834 | 4.42% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $4,169 | 4.70% |
| NAPA, CA (FHA|USDA|VA) | 3 | $1,625,000 | $541,667 | $4,013 | 4.25% |
| Greeneville, TN (FHA|USDA|VA) | 12 | $1,610,000 | $134,167 | $3,134 | 4.92% |
| Wooster, OH (FHA|USDA|VA) | 19 | $1,545,000 | $81,316 | $3,102 | 5.83% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $12,607 | 4.41% |
| STOCKTON, CA (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $4,960 | 4.90% |
| JACKSON, MI (FHA|USDA|VA) | 16 | $1,530,000 | $95,625 | $2,942 | 5.36% |
| Newport, TN (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $5,226 | 4.48% |
| Ashtabula, OH (FHA|USDA|VA) | 13 | $1,465,000 | $112,692 | $3,574 | 4.72% |
| Cortland, NY (FHA|USDA|VA) | 17 | $1,455,000 | $85,588 | $4,589 | 6.20% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 9 | $1,455,000 | $161,667 | $4,510 | 4.76% |
| JACKSON, MS (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $3,258 | 4.40% |
| Bardstown, KY (FHA|USDA|VA) | 10 | $1,450,000 | $145,000 | $3,553 | 4.64% |
| Meridian, MS (FHA|USDA|VA) | 9 | $1,445,000 | $160,556 | $3,347 | 4.74% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $1,445,000 | $481,667 | $5,691 | 4.92% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $1,425,000 | $1,425,000 | $6,278 | 3.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 9 | $1,425,000 | $158,333 | $4,034 | 4.74% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $1,425,000 | $1,425,000 | $7,051 | 4.63% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $4,181 | 4.75% |
| Meadville, PA (FHA|USDA|VA) | 14 | $1,410,000 | $100,714 | $3,906 | 4.79% |
| Huntingdon, PA (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $4,109 | 4.44% |
| Holland, MI (FHA|USDA|VA) | 10 | $1,380,000 | $138,000 | $3,267 | 4.87% |
| Traverse City, MI (FHA|USDA|VA) | 9 | $1,375,000 | $152,778 | $2,398 | 5.43% |
| DuBois, PA (FHA|USDA|VA) | 12 | $1,360,000 | $113,333 | $3,746 | 4.86% |
| Somerset, PA (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $4,129 | 4.42% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 9 | $1,355,000 | $150,556 | $3,932 | 5.01% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 10 | $1,340,000 | $134,000 | $4,051 | 5.36% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $1,335,000 | $1,335,000 | $3,361 | 4.63% |
| DeRidder, LA (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $3,145 | 4.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $8,239 | 5.30% |
| St. Marys, GA (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $4,427 | 5.00% |
| Pottsville, PA (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $5,616 | 4.64% |
| Albemarle, NC (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $4,685 | 4.73% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 10 | $1,250,000 | $125,000 | $5,635 | 4.95% |
| Sunbury, PA (FHA|USDA|VA) | 9 | $1,225,000 | $136,111 | $5,657 | 4.94% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $7,363 | 4.93% |
| Norwalk, OH (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $4,659 | 5.53% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $5,086 | 4.44% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $4,568 | 4.83% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 8 | $1,190,000 | $148,750 | $3,128 | 5.00% |
| Paducah, KY-IL (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $3,895 | 4.55% |
| Cedar City, UT (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $4,717 | 4.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 9 | $1,155,000 | $128,333 | $3,650 | 4.86% |
| Batavia, NY (FHA|USDA|VA) | 15 | $1,155,000 | $77,000 | $4,086 | 5.99% |
| Milledgeville, GA (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $4,265 | 4.75% |
| Paragould, AR (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $3,537 | 4.71% |
| Lewistown, PA (FHA|USDA|VA) | 9 | $1,115,000 | $123,889 | $3,952 | 4.82% |
| PINE BLUFF, AR (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $5,063 | 4.73% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $6,058 | 5.00% |
| ELMIRA, NY (FHA|USDA|VA) | 8 | $1,090,000 | $136,250 | $4,931 | 6.95% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $3,051 | 4.89% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 9 | $1,085,000 | $120,556 | $3,629 | 5.21% |
| LONGVIEW, TX (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $5,041 | 5.23% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $3,214 | 4.81% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $3,339 | 4.65% |
| JOPLIN, MO (FHA|USDA|VA) | 11 | $1,035,000 | $94,091 | $2,649 | 4.99% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $4,783 | 5.05% |
| Lewisburg, TN (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $3,271 | 4.77% |
| Indiana, PA (FHA|USDA|VA) | 8 | $1,020,000 | $127,500 | $4,205 | 4.77% |
| Oil City, PA (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $4,032 | 4.33% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $3,258 | 4.79% |
| Chillicothe, OH (FHA|USDA|VA) | 9 | $1,005,000 | $111,667 | $3,972 | 4.81% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $3,354 | 4.78% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $4,595 | 4.90% |
| LOGAN, UT-ID (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $4,299 | 4.78% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $4,730 | 4.47% |
| Amsterdam, NY (FHA|USDA|VA) | 15 | $975,000 | $65,000 | $2,975 | 6.14% |
| Corning, NY (FHA|USDA|VA) | 9 | $975,000 | $108,333 | $4,205 | 5.18% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $4,299 | 4.52% |
| Adrian, MI (FHA|USDA|VA) | 8 | $970,000 | $121,250 | $3,641 | 4.58% |
| MONTGOMERY, AL (FHA|USDA|VA) | 7 | $965,000 | $137,857 | $2,764 | 4.88% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $2,030 | 4.58% |
| OCALA, FL (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $5,262 | 5.04% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $2,857 | 5.06% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $2,280 | 4.48% |
| Forest City, NC (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $3,247 | 4.53% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $3,810 | 4.75% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $4,289 | 4.68% |
| WENATCHEE, WA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $4,194 | 5.16% |
| Findlay, OH (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $4,674 | 5.53% |
| Malone, NY (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $3,632 | 4.74% |
| Heber, UT (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $3,415 | 4.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $2,817 | 4.91% |
| Athens, OH (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $5,667 | 4.84% |
| Harrison, AR (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $2,557 | 4.89% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $3,569 | 4.75% |
| Fremont, OH (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $4,245 | 5.14% |
| Olean, NY (FHA|USDA|VA) | 8 | $860,000 | $107,500 | $3,078 | 5.95% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,331 | 4.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $4,531 | 4.59% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,216 | 4.75% |
| Selinsgrove, PA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $5,526 | 4.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $6,039 | 4.31% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $9,670 | 4.63% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,568 | 4.67% |
| BRUNSWICK, GA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $5,352 | 4.73% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $8,502 | 5.13% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,317 | 4.50% |
| Opelousas, LA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $2,729 | 4.91% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,856 | 4.91% |
| Picayune, MS (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,781 | 4.73% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $3,996 | 4.79% |
| Seneca, SC (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $4,877 | 4.78% |
| BANGOR, ME (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $3,198 | 5.08% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $3,428 | 5.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $4,533 | 4.75% |
| El Campo, TX (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,101 | 4.71% |
| RAPID CITY, SD (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,341 | 4.50% |
| BEND, OR (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,322 | 4.50% |
| Sturgis, MI (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $2,947 | 5.23% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 9 | $695,000 | $77,222 | $2,620 | 5.67% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $3,937 | 5.06% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,924 | 4.44% |
| Cookeville, TN (FHA|USDA|VA) | 7 | $685,000 | $97,857 | $3,183 | 5.04% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,000 | 4.71% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $6,250 | 4.67% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $3,784 | 5.14% |
| CLEVELAND, TN (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $4,238 | 4.78% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,920 | 4.38% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $3,027 | 4.95% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,858 | 4.83% |
| Athens, TN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,456 | 4.46% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,628 | 5.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $3,389 | 4.88% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 8 | $610,000 | $76,250 | $2,349 | 5.86% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,449 | 4.50% |
| Paris, TX (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $4,180 | 5.10% |
| MOBILE, AL (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $3,146 | 4.90% |
| SALEM, OR (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,163 | 5.38% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $3,933 | 5.33% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,847 | 4.81% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,903 | 4.63% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,889 | 5.19% |
| Marion, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,871 | 4.63% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,348 | 5.21% |
| Malvern, AR (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $4,288 | 4.63% |
| DECATUR, AL (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $3,922 | 4.55% |
| Key West, FL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,083 | 4.25% |
| Marion, OH (FHA|USDA|VA) | 7 | $515,000 | $73,571 | $2,834 | 5.32% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,394 | 4.54% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,843 | 4.81% |
| Ashland, OH (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $3,111 | 5.30% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,246 | 4.63% |
| Ruston, LA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,287 | 5.13% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,646 | 4.63% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,234 | 4.94% |
| WHEELING, WV-OH (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,500 | 4.25% |
| Sayre, PA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,417 | 4.75% |
| Sikeston, MO (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,302 | 4.71% |
| Auburn, NY (FHA|USDA|VA) | 7 | $465,000 | $66,429 | $5,261 | 7.10% |
| Marietta, OH (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $3,338 | 5.12% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,693 | 4.75% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $8,405 | 4.63% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,762 | 4.38% |
| Madisonville, KY (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $4,076 | 4.63% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,017 | 4.83% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,475 | 5.06% |
| Brevard, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,257 | 4.88% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,312 | 4.50% |
| Warren, PA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,815 | 4.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,294 | 4.56% |
| Palatka, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,087 | 5.31% |
| Searcy, AR (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,896 | 4.63% |
| Madison, IN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,328 | 4.79% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,547 | 4.13% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,862 | 5.17% |
| Dayton, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,047 | 4.81% |
| Jesup, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,991 | 5.25% |
| Wauchula, FL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,260 | 4.79% |
| Lewisburg, PA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,253 | 4.33% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,748 | 4.88% |
| Cullman, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,520 | 4.69% |
| Aberdeen, SD (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,075 | 4.88% |
| Helena, MT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,675 | 4.88% |
| Russellville, AR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,559 | 4.75% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,297 | 4.81% |
| Mount Pleasant, MI (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $2,328 | 5.72% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,168 | 4.88% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,103 | 4.00% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,751 | 4.38% |
| Batesville, AR (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,670 | 4.83% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,704 | 5.38% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,980 | 4.38% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,220 | 5.00% |
| Seymour, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $15,510 | 4.63% |
| Washington, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,518 | 4.25% |
| Connersville, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,614 | 5.00% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $2,830 | 4.69% |
| Clovis, NM (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,260 | 5.00% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,614 | 3.75% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,470 | 5.50% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $4,319 | 5.34% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,127 | 4.13% |
| Española, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,579 | 4.63% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,827 | 4.88% |
| MIDLAND, MI (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 4.87% |
| REDDING, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,825 | 5.63% |
| Calhoun, GA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $4,111 | 4.79% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,986 | 4.50% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,638 | 5.50% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,633 | 5.50% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,355 | 4.31% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,875 | 4.38% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,945 | 4.88% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,241 | 5.13% |
| Prineville, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,236 | 4.63% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,787 | 4.63% |
| NILES, MI (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $1,943 | 5.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,493 | 4.50% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 5 | $275,000 | $55,000 | $3,212 | 6.32% |
| St. Marys, PA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $3,898 | 4.38% |
| Greenville, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,930 | 4.50% |
| Bedford, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,143 | 4.88% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,083 | 4.81% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,955 | 4.88% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,214 | 4.88% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,237 | 4.50% |
| Newberry, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,445 | 5.38% |
| Farmington, MO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,461 | 5.06% |
| Seneca Falls, NY (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 5.69% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,144 | 5.25% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,872 | 4.75% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,456 | 5.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,166 | 4.50% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,172 | 4.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,434 | 5.13% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,142 | 4.50% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,653 | 4.38% |
| Minden, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,940 | 4.88% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,001 | 5.38% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,939 | 4.88% |
| Henderson, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,033 | 4.63% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,200 | 5.13% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,080 | 5.00% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,018 | 5.13% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $2,472 | 5.00% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,365 | 4.88% |
| WACO, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,017 | 4.06% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $2,734 | 6.12% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,589 | 4.63% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,323 | 6.44% |
| Levelland, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,916 | 4.75% |
| Atchison, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,949 | 4.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $1,734 | 4.50% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,419 | 4.56% |
| Waycross, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,264 | 5.50% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,971 | 4.63% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,591 | 4.50% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,108 | 4.75% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,453 | 4.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,283 | 4.88% |
| Pierre, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,766 | 5.13% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,744 | 4.88% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,483 | 4.38% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,923 | 5.00% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,431 | 4.88% |
| Crossville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,069 | 4.38% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,434 | 5.38% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,824 | 4.75% |
| Gillette, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,891 | 4.88% |
| Laramie, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,617 | 4.75% |
| Susanville, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,910 | 5.25% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,275 | 4.13% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,241 | 5.00% |
| Bradford, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,359 | 4.63% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,101 | 4.94% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $2,325 | 6.46% |
| Minot, ND (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,370 | 5.13% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,614 | 5.13% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,110 | 4.81% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,142 | 4.88% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 6.87% |
| Celina, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.00% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,869 | 4.88% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,034 | 4.75% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,902 | 5.00% |
| Defiance, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,818 | 6.00% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,135 | 5.00% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,757 | 5.00% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,158 | 4.50% |
| Somerset, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,746 | 4.88% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,662 | 5.63% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,829 | 4.75% |
| Ludington, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.00% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,718 | 4.88% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,956 | 4.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,730 | 4.25% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,485 | 5.13% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,149 | 4.25% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.63% |
| Alpena, MI (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,326 | 4.75% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,545 | 5.00% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,702 | 3.88% |
| Athens, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,122 | 5.13% |
| Jackson, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,419 | 6.31% |
| CHICO, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,390 | 4.88% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,016 | 5.13% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,712 | 5.88% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,018 | 5.13% |
| Oxford, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,065 | 4.88% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,775 | 5.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.50% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,516 | 4.50% |
| Alma, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,228 | 4.25% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,045 | 4.75% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,184 | 5.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,047 | 4.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 6.44% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,329 | 4.63% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.75% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,717 | 4.75% |
| West Plains, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,324 | 4.88% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,797 | 4.75% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,867 | 4.88% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,260 | 4.25% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,159 | 4.88% |
| Huntington, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,832 | 4.25% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,947 | 5.13% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,750 | 4.88% |
| Angola, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,331 | 5.00% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 6.56% |
| Wabash, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,062 | 4.50% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,324 | 5.00% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,084 | 4.88% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,665 | 5.75% |
| Auburn, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,371 | 5.50% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,009 | 5.75% |
| Cadillac, MI (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 7.25% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,476 | 4.50% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,468 | 4.88% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,482 | 4.88% |
| Marquette, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,102 | 5.13% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,260 | 4.50% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,058 | 5.00% |
| Wilson, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.63% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,491 | 5.88% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,097 | 5.50% |
| Union City, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,435 | 4.88% |
| Laurel, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,362 | 4.88% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,320 | 5.50% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,169 | 4.75% |
| Shelton, WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,555 | 4.13% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,865 | 4.88% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,946 | 4.25% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,454 | 4.88% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.25% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.00% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,976 | 4.75% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,651 | 4.25% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.25% |
Citizens Bank's top markets include New York, Boston, Providence, Philadelphia, and Detroit among others.
Their top states include:New York
(FHA|USDA|VA)
Massachusetts
(FHA|USDA|VA)
Pennsylvania
(FHA|USDA|VA)
Rhode Island
(FHA|USDA|VA)
New Jersey
(FHA|USDA|VA)
Their top states include:
Similar Lenders
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Product Mix
For 2018, Citizens Bank's most frequently originated type of loan was HELOC, with 27,806 originations. Their 2nd most popular type was Conventional, with 23,160 originations.
Loan Reason
For 2018, Citizens Bank's most frequently cited loan purpose was Home Purchase, with 19,198 originations. The 2nd most popular reason was Refi, with 14,904 originations.
Loan Duration/Length
For 2018, Citizens Bank's most frequently cited loan duration was Other, with 27,915 originations. The 2nd most popular length was 30 Year, with 21,660 originations.
Origination Fees/Closing Costs
Citizens Bank's average total fees were $4,850, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 11,425 originations.
Interest Rates
During 2018, Citizens Bank's average interest rate for loans was 4.63%, while their most frequently originated rate bucket for loans was 4-5%, with 31,128 originations.
Loan Sizing
2018 saw Citizens Bank place emphasis on $100k-200k loans with 19,885 originations, totaling $2,669,115,000 in origination value.
Applicant Income
Citizens Bank lent most frequently to those with incomes in the $100k-150k range, with 11,266 originations. The second most popular income band? $50k-75k, with 10,947 originations.
Applicant Debt to Income Ratio
Citizens Bank lent most frequently to those with DTI ratios of 20-30%, with 9,432 originations. The next most common DTI ratio? 30-36%, with 8,489 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications73.15%
Citizens Bank has a below average approval rate.
Pick Rate
Approvals leading to origination87.26%
Citizens Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 54,501 | $11,950,725,000 | $219,275 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 19 | $103,075,000 | $5,425,000 |
| Single Family (1-4 Units):Site-Built | 54,482 | $11,847,650,000 | $217,460 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 9 | 5.3% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Closing on a mortgage | 5 | 2.9% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Improper use of your report | 1 | 0.6% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Incorrect information on your report | 1 | 0.6% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 0.6% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Struggling to pay mortgage | 16 | 9.4% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Trouble during payment process | 36 | 21.1% |
| CITIZENS FINANCIAL GROUP, INC. | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 1.2% |
| CITIZENS FINANCIAL GROUP, INC. | FHA mortgage | Closing on a mortgage | 3 | 1.8% |
| CITIZENS FINANCIAL GROUP, INC. | FHA mortgage | Struggling to pay mortgage | 8 | 4.7% |
| CITIZENS FINANCIAL GROUP, INC. | FHA mortgage | Trouble during payment process | 3 | 1.8% |
| CITIZENS FINANCIAL GROUP, INC. | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 9 | 5.3% |
| CITIZENS FINANCIAL GROUP, INC. | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 3 | 1.8% |
| CITIZENS FINANCIAL GROUP, INC. | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 7 | 4.1% |
| CITIZENS FINANCIAL GROUP, INC. | Home equity loan or line of credit (HELOC) | Trouble during payment process | 41 | 24.0% |
| CITIZENS FINANCIAL GROUP, INC. | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 1.2% |
| CITIZENS FINANCIAL GROUP, INC. | Other type of mortgage | Closing on a mortgage | 3 | 1.8% |
| CITIZENS FINANCIAL GROUP, INC. | Other type of mortgage | Struggling to pay mortgage | 4 | 2.3% |
| CITIZENS FINANCIAL GROUP, INC. | Other type of mortgage | Trouble during payment process | 15 | 8.8% |
| CITIZENS FINANCIAL GROUP, INC. | VA mortgage | Struggling to pay mortgage | 1 | 0.6% |
| CITIZENS FINANCIAL GROUP, INC. | VA mortgage | Trouble during payment process | 1 | 0.6% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Citizens Bank, National Association | 1 Atlantic Street Stamford, CT 6901 | Full Service B&M | $76,816 |
| Citizens Bank, National Association | 1 Capital Plaza, Suite 4 Concord, NH 3301 | Full Service B&M | $190,827 |
| Citizens Bank, National Association | 1 Commerce Way Woburn, MA 1801 | Full Service B&M | $108,320 |
| Citizens Bank, National Association | 1 Constitutional Way Somersworth, NH 3878 | Full Service B&M | $92,167 |
| Citizens Bank, National Association | 1 Dan Fox Drive Pittsfield, MA 1201 | Full Service Retail | $31,122 |
| Citizens Bank, National Association | 1 Germay Drive Wilmington, DE 19804 | Full Service B&M | $22,219 |
| Citizens Bank, National Association | 1 Interchange Drive Suite 1 West Lebanon, NH 3784 | Full Service B&M | $56,756 |
| Citizens Bank, National Association | 1 University Plaza Newark, DE 19702 | Full Service Retail | $19,395 |
| Citizens Bank, National Association | 10 Lumber Yard Road Lincoln, NH 3251 | Full Service B&M | $51,739 |
| Citizens Bank, National Association | 10 Merchants Road Sandwich, MA 2563 | Full Service B&M | $68,939 |
| Citizens Bank, National Association | 10 North Pearl Street Albany, NY 12207 | Full Service B&M | $190,486 |
| Citizens Bank, National Association | 10 Technology Drive Hudson, MA 1749 | Full Service Retail | $22,693 |
| Citizens Bank, National Association | 10 West Shore Rd Warwick, RI 2889 | Full Service B&M | $127,060 |
| Citizens Bank, National Association | 10 Woodruff Road Narragansett, RI 2882 | Full Service B&M | $87,887 |
| Citizens Bank, National Association | 100 Charlton Road Sturbridge, MA 1566 | Full Service Retail | $22,588 |
| Citizens Bank, National Association | 100 Frenchtown Road North Kingstown, RI 2852 | Full Service B&M | $262,300 |
| Citizens Bank, National Association | 100 Macy Street Amesbury, MA 1913 | Full Service Retail | $54,879 |
| Citizens Bank, National Association | 100 Shaw's Lane Stratham, NH 3885 | Full Service Retail | $42,178 |
| Citizens Bank, National Association | 100 Suburban Drive Newark, DE 19711 | Full Service Retail | $18,528 |
| Citizens Bank, National Association | 100 West Broad Street Chesaning, MI 48616 | Full Service B&M | $43,360 |
| Citizens Bank, National Association | 100 Worcester Street North Grafton, MA 1536 | Full Service Retail | $39,045 |
| Citizens Bank, National Association | 1000 Haynes Road Birmingham, MI 48009 | Full Service B&M | $120,754 |
| Citizens Bank, National Association | 1000 North Main St North Canton, OH 44720 | Full Service B&M | $56,272 |
| Citizens Bank, National Association | 1000 Portage Road Niagara Falls, NY 14301 | Full Service Retail | $6,396 |
| Citizens Bank, National Association | 1001 Boston Post Road Guilford, CT 6437 | Full Service B&M | $51,414 |
| Citizens Bank, National Association | 1001 King's Highway New Bedford, MA 2745 | Full Service Retail | $19,050 |
| Citizens Bank, National Association | 101 Andrew Avenue Wayland, MA 1778 | Full Service Retail | $14,227 |
| Citizens Bank, National Association | 101 Slade Ave West Seneca, NY 14224 | Full Service B&M | $119,450 |
| Citizens Bank, National Association | 1030 Park Ave Cranston, RI 2910 | Full Service B&M | $89,857 |
| Citizens Bank, National Association | 10300 Northfield Road Northfield, OH 44067 | Full Service B&M | $91,234 |
| Citizens Bank, National Association | 104 Main Street Colebrook, NH 3576 | Full Service B&M | $48,119 |
| Citizens Bank, National Association | 105 Main Street Belleville, MI 48111 | Full Service B&M | $53,902 |
| Citizens Bank, National Association | 1050 Glenwood Avenue Oneida, NY 13421 | Full Service B&M | $89,791 |
| Citizens Bank, National Association | 10561 Telegraph Road Glen Allen, VA 23059 | Full Service B&M | $293 |
| Citizens Bank, National Association | 106 South River Road Bedford, NH 3110 | Full Service B&M | $215,011 |
| Citizens Bank, National Association | 1065 North Court Street Medina, OH 44256 | Full Service Retail | $24,230 |
| Citizens Bank, National Association | 1084 Lexington Street North Waltham, MA 2452 | Full Service B&M | $208,216 |
| Citizens Bank, National Association | 109 Taunton Street Plainville, MA 2762 | Full Service Retail | $21,056 |
| Citizens Bank, National Association | 1090 Charles Street North Providence, RI 2904 | Full Service B&M | $106,013 |
| Citizens Bank, National Association | 11 Airport Rd Westerly, RI 2891 | Full Service Retail | $21,361 |
| Citizens Bank, National Association | 11 Church Street Goffstown, NH 3045 | Full Service B&M | $71,748 |
| Citizens Bank, National Association | 11 Commerce Way Johnston, RI 2919 | Full Service Retail | $27,993 |
| Citizens Bank, National Association | 11 Fearing Road Hingham, MA 2043 | Full Service B&M | $156,806 |
| Citizens Bank, National Association | 11 First Street Cambridge, MA 2141 | Full Service B&M | $78,580 |
| Citizens Bank, National Association | 1100 Massachusetts Avenue Dorchester, MA 2125 | Full Service Retail | $113,986 |
| Citizens Bank, National Association | 1106-30th St N W Canton, OH 44709 | Full Service B&M | $60,692 |
| Citizens Bank, National Association | 1108 Vt Route 149 West Pawlet, VT 5775 | Full Service B&M | $25,917 |
| Citizens Bank, National Association | 111 A Route 137 East Harwich, MA 2645 | Full Service Retail | $43,655 |
| Citizens Bank, National Association | 111 Norwich Avenue Colchester, CT 6415 | Full Service B&M | $41,358 |
| Citizens Bank, National Association | 11113 Fairoaks Northeast Bolivar, OH 44612 | Full Service B&M | $45,204 |
| Citizens Bank, National Association | 1116 Route 28 South Yarmouth, MA 2664 | Full Service B&M | $85,673 |
| Citizens Bank, National Association | 1117 Shelburne Road South Burlington, VT 5403 | Full Service B&M | $42,172 |
| Citizens Bank, National Association | 112 Franklin Street Westerly, RI 2891 | Full Service B&M | $69,947 |
| Citizens Bank, National Association | 11221 Pearl Road Strongsville, OH 44136 | Full Service B&M | $65,523 |
| Citizens Bank, National Association | 1126 Beacon Street Newton, MA 2461 | Full Service B&M | $105,293 |
| Citizens Bank, National Association | 11275 Allen Road Southgate, MI 48195 | Full Service B&M | $98,540 |
| Citizens Bank, National Association | 1128 Mineral Spring Avenue North Providence, RI 2908 | Full Service Retail | $19,653 |
| Citizens Bank, National Association | 11302 Euclid Ave Cleveland, OH 44106 | Full Service Retail | $18,838 |
| Citizens Bank, National Association | 1134 Main Street Concord, MA 1742 | Full Service B&M | $53,258 |
| Citizens Bank, National Association | 115 Indian Rock Road Windham, NH 3087 | Full Service B&M | $91,723 |
| Citizens Bank, National Association | 115 Tommy Henrich Dr Nw Massillon, OH 44647 | Full Service B&M | $30,013 |
| Citizens Bank, National Association | 116 W. Streetsboro Road Hudson, OH 44236 | Full Service Retail | $53,502 |
| Citizens Bank, National Association | 1165 East Waterloo Road Akron, OH 44306 | Full Service B&M | $24,594 |
| Citizens Bank, National Association | 117 Boston Post Road Waterford, CT 6385 | Full Service B&M | $94,145 |
| Citizens Bank, National Association | 117 East Main Street Newark, DE 19711 | Full Service B&M | $59,241 |
| Citizens Bank, National Association | 1170 Newport Avenue, Suite E-04 South Attleboro, MA 2703 | Full Service B&M | $34,745 |
| Citizens Bank, National Association | 1187 Boston Post Road Westbrook, CT 6498 | Full Service B&M | $55,238 |
| Citizens Bank, National Association | 1188 Centre Street Newton Center, MA 2459 | Full Service B&M | $466,267 |
| Citizens Bank, National Association | 119 Montowese Street Branford, CT 6405 | Full Service B&M | $118,840 |
| Citizens Bank, National Association | 1194 Bell Road South Russell, OH 44022 | Full Service B&M | $80,322 |
| Citizens Bank, National Association | 120 Atwood Ave Cranston, RI 2920 | Full Service B&M | $159,698 |
| Citizens Bank, National Association | 120 Waterman Street Providence, RI 2906 | Full Service B&M | $182,333 |
| Citizens Bank, National Association | 1200 Hancock Street Quincy, MA 2169 | Full Service B&M | $296,087 |
| Citizens Bank, National Association | 1215 Superior Avenue Cleveland, OH 44114 | Full Service B&M | $4,707,606 |
| Citizens Bank, National Association | 122 Northeastern Blvd Nashua, NH 3062 | Full Service B&M | $109,604 |
| Citizens Bank, National Association | 1220 Main Street West Warwick, RI 2893 | Full Service B&M | $47,339 |
| Citizens Bank, National Association | 12222 Madison Avenue Lakewood, OH 44107 | Full Service B&M | $64,545 |
| Citizens Bank, National Association | 1225 Jefferson Road Rochester, NY 14623 | Full Service Retail | $31,946 |
| Citizens Bank, National Association | 123 Cherry Street Milford, CT 6460 | Full Service B&M | $79,079 |
| Citizens Bank, National Association | 123 W. Michigan Avenue Ypsilanti, MI 48197 | Full Service B&M | $24,293 |
| Citizens Bank, National Association | 125 Church Street, Suite D Pembroke, MA 2359 | Full Service Retail | $35,486 |
| Citizens Bank, National Association | 125 Highland Avenue, Route 6 Seekonk, MA 2771 | Full Service Retail | $31,763 |
| Citizens Bank, National Association | 125 Stephenson Highway Troy, MI 48083 | Full Service B&M | $64,591 |
| Citizens Bank, National Association | 1250 W. 14 Mile Road Troy, MI 48083 | Limited, Administrative | $0 |
| Citizens Bank, National Association | 126 Medway Road Milford, MA 1757 | Full Service Retail | $68,851 |
| Citizens Bank, National Association | 127 Washington Avenue North Haven, CT 6473 | Full Service B&M | $58,833 |
| Citizens Bank, National Association | 1277 Liberty Street Springfield, MA 1104 | Full Service Retail | $9,377 |
| Citizens Bank, National Association | 128 Lantana Drive Hockessin, DE 19707 | Full Service Retail | $35,766 |
| Citizens Bank, National Association | 1282 Springfield Street Agawam, MA 1001 | Full Service Retail | $26,724 |
| Citizens Bank, National Association | 1283 Hooksett Road Hooksett, NH 3106 | Full Service B&M | $66,223 |
| Citizens Bank, National Association | 1283 Memorial Drive Chicopee, MA 1020 | Full Service B&M | $35,659 |
| Citizens Bank, National Association | 129 Samoset St Ste 1 Plymouth, MA 2360 | Full Service Retail | $39,536 |
| Citizens Bank, National Association | 1299 Columbia Rd. Westlake, OH 44145 | Full Service B&M | $48,194 |
| Citizens Bank, National Association | 13 The Circle Georgetown, DE 19947 | Full Service B&M | $51,789 |
| Citizens Bank, National Association | 130 N Dupont Highway New Castle, DE 19720 | Full Service B&M | $47,368 |
| Citizens Bank, National Association | 1300 Ten Rod Road North Kingstown, RI 2852 | Full Service Retail | $32,968 |
| Citizens Bank, National Association | 1300 Ulster Ave; Ste 110 Kingston, NY 12401 | Full Service B&M | $62,943 |
| Citizens Bank, National Association | 131 Second St Lewes, DE 19958 | Full Service B&M | $72,526 |
| Citizens Bank, National Association | 133 Chapel Street Needham, MA 2492 | Full Service B&M | $138,174 |
| Citizens Bank, National Association | 1330 Boylston Street Chestnut Hill, MA 2467 | Full Service B&M | $197,378 |
| Citizens Bank, National Association | 134 Nahatan Street Norwood, MA 2062 | Full Service B&M | $215,131 |
| Citizens Bank, National Association | 134 Pleasant Street Portsmouth, NH 3801 | Full Service B&M | $144,112 |
| Citizens Bank, National Association | 1355 Washington Street Boston, MA 2118 | Full Service B&M | $90,833 |
| Citizens Bank, National Association | 1360 West Main Road Middletown, RI 2842 | Full Service Retail | $18,590 |
| Citizens Bank, National Association | 13606 Michigan Dearborn, MI 48126 | Full Service B&M | $58,677 |
| Citizens Bank, National Association | 13620 North Bay Drive Sterling Heights, MI 48313 | Full Service B&M | $62,790 |
| Citizens Bank, National Association | 13700 14 Mile Road Warren, MI 48093 | Full Service Retail | $23,308 |
| Citizens Bank, National Association | 1375 New Scotland Road Slingerlands, NY 12159 | Full Service B&M | $134,409 |
| Citizens Bank, National Association | 1377 Hyde Park Avenue Hyde Park, MA 2136 | Full Service Retail | $21,614 |
| Citizens Bank, National Association | 1399 Forest Avenue Dover, DE 19904 | Full Service B&M | $45,478 |
| Citizens Bank, National Association | 140 Washington Street Dover, NH 3820 | Full Service B&M | $389,855 |
| Citizens Bank, National Association | 141 Main Street Deep River, CT 6417 | Full Service B&M | $67,318 |
| Citizens Bank, National Association | 141 Main Street Foxboro, MA 2035 | Full Service Retail | $33,426 |
| Citizens Bank, National Association | 141 Main Street Worcester, NY 12197 | Full Service B&M | $18,340 |
| Citizens Bank, National Association | 141 Portland Street Cambridge, MA 2139 | Full Service B&M | $117,601 |
| Citizens Bank, National Association | 1415 Providence Hwy. Norwood, MA 2062 | Full Service Retail | $59,824 |
| Citizens Bank, National Association | 1416 Route 300 Newburgh, NY 12550 | Full Service B&M | $100,323 |
| Citizens Bank, National Association | 1420 Massachusetts Avenue Arlington, MA 2476 | Full Service B&M | $109,103 |
| Citizens Bank, National Association | 1422 North Dupont Street Wilmington, DE 19806 | Full Service B&M | $54,476 |
| Citizens Bank, National Association | 144 E. Front Street Perrysburg, OH 43551 | Full Service B&M | $50,351 |
| Citizens Bank, National Association | 1440 Central Avenue Albany, NY 12205 | Full Service B&M | $3,115,153 |
| Citizens Bank, National Association | 14501 Gratiot Avenue Detroit, MI 48205 | Full Service B&M | $14,268 |
| Citizens Bank, National Association | 14534 Madison Avenue Lakewood, OH 44107 | Full Service B&M | $101,021 |
| Citizens Bank, National Association | 146 Fox Hunt Drive Bear, DE 19701 | Full Service Retail | $19,537 |
| Citizens Bank, National Association | 1460 S. Park Avenue Buffalo, NY 14220 | Full Service Retail | $11,429 |
| Citizens Bank, National Association | 1460 South Byrne Road Toledo, OH 43614 | Full Service B&M | $37,070 |
| Citizens Bank, National Association | 14600 West Fort Street Southgate, MI 48195 | Full Service B&M | $87,937 |
| Citizens Bank, National Association | 147 Main Street Gloucester, MA 1930 | Full Service B&M | $79,768 |
| Citizens Bank, National Association | 1474 N. Main St. North Canton, OH 44720 | Full Service Retail | $21,232 |
| Citizens Bank, National Association | 1477 Broad St Providence, RI 2905 | Full Service B&M | $29,947 |
| Citizens Bank, National Association | 148 College Street Burlington, VT 5401 | Full Service B&M | $125,652 |
| Citizens Bank, National Association | 14945 23 Mile Road Shelby Township, MI 48315 | Full Service Retail | $34,858 |
| Citizens Bank, National Association | 1495 Hartford Ave Johnston, RI 2919 | Full Service B&M | $115,577 |
| Citizens Bank, National Association | 15 Chesterfield Rd, Ste 1 East Lyme, CT 6333 | Full Service B&M | $59,962 |
| Citizens Bank, National Association | 15 Main Street Keene, NH 3431 | Full Service B&M | $104,220 |
| Citizens Bank, National Association | 15 South Main Street West Hartford, CT 6107 | Full Service B&M | $75,895 |
| Citizens Bank, National Association | 150 West Central Street Natick, MA 1760 | Full Service Retail | $41,799 |
| Citizens Bank, National Association | 1501 S. Detroit Avenue Toledo, OH 43614 | Full Service B&M | $27,667 |
| Citizens Bank, National Association | 1504 Canton Road Akron, OH 44312 | Full Service B&M | $46,239 |
| Citizens Bank, National Association | 15042 Puritas Avenue Cleveland, OH 44135 | Full Service B&M | $33,498 |
| Citizens Bank, National Association | 15050 Bagley Road Middleburg Heights, OH 44130 | Full Service B&M | $77,274 |
| Citizens Bank, National Association | 1516 Western Ave Albany, NY 12203 | Full Service B&M | $85,162 |
| Citizens Bank, National Association | 15169 Pearl Rd Strongsville, OH 44136 | Full Service B&M | $61,760 |
| Citizens Bank, National Association | 152 Everett Avenue Chelsea, MA 2150 | Full Service B&M | $121,883 |
| Citizens Bank, National Association | 152 South Main Street Saint Albans, VT 5478 | Full Service B&M | $45,319 |
| Citizens Bank, National Association | 15341 19 Mile Rd. Clinton Township, MI 48038 | Full Service B&M | $59,161 |
| Citizens Bank, National Association | 154 Water Street Exeter, NH 3833 | Full Service B&M | $157,027 |
| Citizens Bank, National Association | 155 Bridge Street Pelham, NH 3076 | Full Service B&M | $60,694 |
| Citizens Bank, National Association | 1550 North Elm Street Manchester, NH 3104 | Full Service B&M | $193,189 |
| Citizens Bank, National Association | 156 East Main Street Clinton, CT 6413 | Full Service B&M | $72,531 |
| Citizens Bank, National Association | 1560 S Holland-Sylvania Road Maumee, OH 43537 | Full Service B&M | $69,662 |
| Citizens Bank, National Association | 1575 Blue Hill Avenue Mattapan, MA 2126 | Full Service B&M | $42,067 |
| Citizens Bank, National Association | 1575 W. Grand River Avenue Okemos, MI 48864 | Full Service B&M | $30,440 |
| Citizens Bank, National Association | 15765 Broadway Avenue Maple Heights, OH 44137 | Full Service B&M | $24,206 |
| Citizens Bank, National Association | 159 Great Road Stow, MA 1775 | Full Service B&M | $76,422 |
| Citizens Bank, National Association | 15930 Michigan Dearborn, MI 48126 | Full Service B&M | $73,825 |
| Citizens Bank, National Association | 16 Railroad Avenue Plainfield, CT 6374 | Full Service B&M | $30,049 |
| Citizens Bank, National Association | 160 Providence Highway Dedham, MA 2026 | Full Service Retail | $36,258 |
| Citizens Bank, National Association | 160 Summer St, Ste 2 Kingston, MA 2364 | Full Service Retail | $88,906 |
| Citizens Bank, National Association | 160 Winthrop Avenue Lawrence, MA 1843 | Full Service B&M | $52,476 |
| Citizens Bank, National Association | 1600 Boston Road Springfield, MA 1129 | Full Service Retail | $12,684 |
| Citizens Bank, National Association | 1600-28 Woodbury Avenue Portsmouth, NH 3801 | Full Service Retail | $33,122 |
| Citizens Bank, National Association | 1620 Marsh Road Wilmington, DE 19803 | Full Service B&M | $68,720 |
| Citizens Bank, National Association | 1628 Tremont Street Boston, MA 2120 | Full Service B&M | $80,977 |
| Citizens Bank, National Association | 163 Main Street Groton, MA 1450 | Full Service B&M | $67,356 |
| Citizens Bank, National Association | 165 Needham Street Unit 307 Newton, MA 2464 | Full Service B&M | $1,114 |
| Citizens Bank, National Association | 16501 West Warren Avenue Detroit, MI 48228 | Full Service B&M | $43,467 |
| Citizens Bank, National Association | 1663 Route 12 Gales Ferry, CT 6335 | Full Service B&M | $34,324 |
| Citizens Bank, National Association | 1675 Diamond Hill Road Woonsocket, RI 2895 | Full Service B&M | $61,663 |
| Citizens Bank, National Association | 16822 Harvard Avenue Cleveland, OH 44128 | Full Service B&M | $19,857 |
| Citizens Bank, National Association | 1690 Revere Beach Parkway Everett, MA 2149 | Full Service Retail | $35,765 |
| Citizens Bank, National Association | 17 North Avenue / Ste 6 Pleasant Valley, NY 12569 | Full Service B&M | $1,346,100 |
| Citizens Bank, National Association | 17 South Market Street Johnstown, NY 12095 | Full Service B&M | $45,699 |
| Citizens Bank, National Association | 171 Watertown Street Watertown, MA 2472 | Full Service Retail | $32,378 |
| Citizens Bank, National Association | 1722 Walden Avenue Cheektowaga, NY 14225 | Full Service B&M | $51,446 |
| Citizens Bank, National Association | 1725 Altamont Avenue Schenectady, NY 12303 | Full Service B&M | $33,429 |
| Citizens Bank, National Association | 173 Elm Street Milford, NH 3055 | Full Service B&M | $118,278 |
| Citizens Bank, National Association | 173 Pleasant Street Berlin, NH 3570 | Full Service B&M | $28,481 |
| Citizens Bank, National Association | 1740 Sheridan Drive Buffalo, NY 14223 | Full Service Retail | $14,917 |
| Citizens Bank, National Association | 17411 Lorain Avenue Cleveland, OH 44111 | Full Service B&M | $40,091 |
| Citizens Bank, National Association | 175 Winton Road North Rochester, NY 14610 | Full Service Retail | $15,019 |
| Citizens Bank, National Association | 1761 Haggerty Road Commerce Township, MI 48390 | Full Service B&M | $60,155 |
| Citizens Bank, National Association | 1776 Massachusetts Avenue Lexington, MA 2420 | Full Service B&M | $319,894 |
| Citizens Bank, National Association | 1780 Silas Deane Highway Rocky Hill, CT 6067 | Full Service B&M | $36,219 |
| Citizens Bank, National Association | 1798 Smith Street North Providence, RI 2911 | Full Service B&M | $185,451 |
| Citizens Bank, National Association | 18 Washington Avenue Endicott, NY 13760 | Full Service B&M | $87,886 |
| Citizens Bank, National Association | 180 B Main Street Saugus, MA 1906 | Full Service Retail | $61,358 |
| Citizens Bank, National Association | 180 Delaware Ave Delmar, NY 12054 | Full Service B&M | $75,621 |
| Citizens Bank, National Association | 1800 Lake Road Hamlin, NY 14464 | Full Service Retail | $11,248 |
| Citizens Bank, National Association | 1818 5th Avenue Troy, NY 12180 | Full Service B&M | $30,730 |
| Citizens Bank, National Association | 182 Linden Street Wellesley, MA 2482 | Full Service B&M | $237,393 |
| Citizens Bank, National Association | 184 County Road Barrington, RI 2806 | Full Service B&M | $162,210 |
| Citizens Bank, National Association | 184 South Cascade Drive Springville, NY 14141 | Full Service Retail | $18,551 |
| Citizens Bank, National Association | 1850 Plainfield Pike Cranston, RI 2920 | Full Service B&M | $145,448 |
| Citizens Bank, National Association | 186 Main St. Vergennes, VT 5491 | Full Service B&M | $20,536 |
| Citizens Bank, National Association | 188 Loudon Road Concord, NH 3301 | Full Service B&M | $70,702 |
| Citizens Bank, National Association | 1880 Mineral Spring Avenue North Providence, RI 2904 | Full Service B&M | $128,613 |
| Citizens Bank, National Association | 1893 Elmwood Avenue Buffalo, NY 14207 | Full Service B&M | $54,034 |
| Citizens Bank, National Association | 19 Clifton Country Road Clifton Park, NY 12065 | Full Service B&M | $49,758 |
| Citizens Bank, National Association | 19 Howley Street Peabody, MA 1960 | Full Service Retail | $31,242 |
| Citizens Bank, National Association | 19 Temple Street Framingham, MA 1701 | Full Service Retail | $60,459 |
| Citizens Bank, National Association | 190 Trumbull Street Hartford, CT 6103 | Full Service B&M | $54,394 |
| Citizens Bank, National Association | 1900 Clinton Avenue South Rochester, NY 14618 | Full Service Retail | $21,158 |
| Citizens Bank, National Association | 191 Main Street Unadilla, NY 13849 | Full Service B&M | $23,701 |
| Citizens Bank, National Association | 1917 Westminster St Providence, RI 2909 | Full Service B&M | $29,491 |
| Citizens Bank, National Association | 1925 Pawtucket Avenue East Providence, RI 2914 | Full Service Retail | $20,569 |
| Citizens Bank, National Association | 19307 Mack Avenue Gross Pointe Woods, MI 48236 | Full Service B&M | $38,501 |
| Citizens Bank, National Association | 194 Amity Road Woodbridge, CT 6525 | Full Service B&M | $49,794 |
| Citizens Bank, National Association | 19410 Middlebelt Road Livonia, MI 48152 | Full Service B&M | $28,184 |
| Citizens Bank, National Association | 1950 Empire Blvd Webster, NY 14580 | Full Service B&M | $44,916 |
| Citizens Bank, National Association | 19855 West 12 Mile Road Southfield, MI 48076 | Full Service Retail | $17,236 |
| Citizens Bank, National Association | 199 Connell Hwy. Newport, RI 2840 | Full Service Retail | $20,510 |
| Citizens Bank, National Association | 199 State Route 101 Unit 1 A Amherst, NH 3031 | Full Service B&M | $78,923 |
| Citizens Bank, National Association | 1999 Centre Street West Roxbury, MA 2132 | Full Service B&M | $165,768 |
| Citizens Bank, National Association | 2 Chester Road Ste 15 Springfield, VT 5156 | Full Service B&M | $26,365 |
| Citizens Bank, National Association | 2 Elm Street Woburn, MA 1801 | Full Service Retail | $33,844 |
| Citizens Bank, National Association | 2 Freetown Road Raymond, NH 3077 | Full Service Retail | $31,503 |
| Citizens Bank, National Association | 20 Fort Eddy Road Concord, NH 3301 | Full Service Retail | $32,617 |
| Citizens Bank, National Association | 20 George Hannum Street Belchertown, MA 1007 | Full Service Retail | $11,756 |
| Citizens Bank, National Association | 20 Highland Street Plymouth, NH 3264 | Full Service B&M | $56,043 |
| Citizens Bank, National Association | 20 Island Pond Road Springfield, MA 1118 | Full Service B&M | $39,229 |
| Citizens Bank, National Association | 20 Main Street Tonawanda, NY 14150 | Full Service B&M | $39,559 |
| Citizens Bank, National Association | 20 North Park Avenue Plymouth, MA 2360 | Full Service B&M | $142,783 |
| Citizens Bank, National Association | 20 Teaticket Highway East Falmouth, MA 2536 | Full Service Retail | $18,373 |
| Citizens Bank, National Association | 20 West Park Street Lebanon, NH 3766 | Full Service B&M | $58,509 |
| Citizens Bank, National Association | 200 Atwood Avenue Cranston, RI 2920 | Full Service Retail | $25,601 |
| Citizens Bank, National Association | 200 Mamaroneck Avenue White Plains, NY 10601 | Full Service B&M | $369,860 |
| Citizens Bank, National Association | 200 Merriman Road Westland, MI 48186 | Full Service Retail | $27,130 |
| Citizens Bank, National Association | 200 S. Main Street Royal Oak, MI 48067 | Full Service B&M | $73,791 |
| Citizens Bank, National Association | 2000 Mendon Road Cumberland, RI 2864 | Full Service B&M | $140,820 |
| Citizens Bank, National Association | 2000 Monroe Avenue Rochester, NY 14618 | Full Service B&M | $94,893 |
| Citizens Bank, National Association | 201 John E, Devine Drive Manchester, NH 3103 | Full Service Retail | $34,753 |
| Citizens Bank, National Association | 20333 Conant Avenue Detroit, MI 48234 | Full Service B&M | $14,239 |
| Citizens Bank, National Association | 204 Garfield Avenue Cranston, RI 2920 | Full Service Retail | $19,802 |
| Citizens Bank, National Association | 2040 George Urban Boulevard Depew, NY 14043 | Full Service B&M | $94,522 |
| Citizens Bank, National Association | 2042 Chili Avenue Rochester, NY 14624 | Full Service B&M | $43,100 |
| Citizens Bank, National Association | 2050 Twelve Mile Road Warren, MI 48092 | Full Service B&M | $57,922 |
| Citizens Bank, National Association | 2058 25 Mile Road Shelby Township, MI 48316 | Full Service Retail | $42,613 |
| Citizens Bank, National Association | 206 E. Washington Street North Attleboro, MA 2763 | Full Service Retail | $61,121 |
| Citizens Bank, National Association | 2060 Dix Lincoln Park, MI 48146 | Full Service Retail | $18,281 |
| Citizens Bank, National Association | 2080 Western Avenue Guilderland, NY 12084 | Full Service B&M | $73,268 |
| Citizens Bank, National Association | 20800 Greenfield Avenue Oak Park, MI 48237 | Full Service B&M | $39,104 |
| Citizens Bank, National Association | 209 Church Street New Haven, CT 6510 | Full Service B&M | $200,637 |
| Citizens Bank, National Association | 209 North Main Street Andover, MA 1810 | Full Service B&M | $93,277 |
| Citizens Bank, National Association | 2098 Naaman's Road Wilmington, DE 19810 | Full Service Retail | $35,725 |
| Citizens Bank, National Association | 21 Money Hill Rd. Chepachet, RI 2814 | Full Service B&M | $105,154 |
| Citizens Bank, National Association | 2101 Elmwood Avenue Buffalo, NY 14207 | Full Service Retail | $11,531 |
| Citizens Bank, National Association | 2110 Cranberry Cove Plaza, Route 6a Orleans, MA 2653 | Full Service Retail | $69,579 |
| Citizens Bank, National Association | 212 Elm Street Somerville, MA 2144 | Full Service B&M | $172,167 |
| Citizens Bank, National Association | 212 Main Street East Aurora, NY 14052 | Full Service B&M | $90,271 |
| Citizens Bank, National Association | 214 High Street Wadsworth, OH 44281 | Full Service B&M | $60,143 |
| Citizens Bank, National Association | 2140 Grand Island Boulevard Grand Island, NY 14072 | Full Service Retail | $29,922 |
| Citizens Bank, National Association | 2147 East Avenue Akron, OH 44314 | Full Service Retail | $11,041 |
| Citizens Bank, National Association | 21500 Grand River Avenue Detroit, MI 48219 | Full Service B&M | $27,256 |
| Citizens Bank, National Association | 21550 Center Ridge Road Rocky River, OH 44116 | Full Service B&M | $100,506 |
| Citizens Bank, National Association | 21555 21 Mile Road Macomb, MI 48044 | Full Service Retail | $24,552 |
| Citizens Bank, National Association | 217 Adams Street Dorchester, MA 2122 | Full Service B&M | $52,030 |
| Citizens Bank, National Association | 2175 Warrensville Center Rd. University Hgts., OH 44118 | Full Service B&M | $84,456 |
| Citizens Bank, National Association | 21800 Greater Mack St. Clair Shores, MI 48080 | Full Service B&M | $110,212 |
| Citizens Bank, National Association | 2191 Broad Street Cranston, RI 2905 | Full Service B&M | $128,649 |
| Citizens Bank, National Association | 2200 Penfield Road Penfield, NY 14526 | Full Service B&M | $116,576 |
| Citizens Bank, National Association | 2200 Wales Avenue N W Massillon, OH 44646 | Full Service B&M | $56,034 |
| Citizens Bank, National Association | 221 Huttleson Avenue Fairhaven, MA 2719 | Full Service Retail | $21,816 |
| Citizens Bank, National Association | 221 Norwich-New London Turnpike Montville, CT 6382 | Full Service B&M | $67,258 |
| Citizens Bank, National Association | 222 Boston Post Road Orange, CT 6477 | Full Service B&M | $77,645 |
| Citizens Bank, National Association | 2225 18 Mile Road Sterling Heights, MI 48314 | Full Service B&M | $82,415 |
| Citizens Bank, National Association | 2233 East Pershing St Salem, OH 44460 | Full Service B&M | $47,544 |
| Citizens Bank, National Association | 22385 Pontiac Trail South Lyon, MI 48178 | Full Service Retail | $30,183 |
| Citizens Bank, National Association | 224 Elliot Street Beverly, MA 1915 | Full Service Retail | $25,095 |
| Citizens Bank, National Association | 224 Main Street Wilmington, MA 1887 | Full Service B&M | $146,711 |
| Citizens Bank, National Association | 225 Main Street Middletown, CT 6457 | Full Service B&M | $119,375 |
| Citizens Bank, National Association | 2255 East Ridge Road Rochester, NY 14622 | Full Service B&M | $52,264 |
| Citizens Bank, National Association | 2255 Hudson Avenue Rochester, NY 14617 | Full Service B&M | $70,013 |
| Citizens Bank, National Association | 22591 Lorain Road Fairview Park, OH 44126 | Full Service B&M | $53,410 |
| Citizens Bank, National Association | 2260 State Road Plymouth, MA 2360 | Full Service Retail | $52,061 |
| Citizens Bank, National Association | 2265 Northampton Street Holyoke, MA 1040 | Full Service Retail | $8,314 |
| Citizens Bank, National Association | 2270 16 Mile Road Sterling Heights, MI 48310 | Full Service B&M | $59,723 |
| Citizens Bank, National Association | 228 King Street Northampton, MA 1060 | Full Service Retail | $34,620 |
| Citizens Bank, National Association | 22870 Sussex Highway Seaford, DE 19973 | Full Service B&M | $37,034 |
| Citizens Bank, National Association | 23 Broadway Mystic, CT 6355 | Full Service B&M | $89,530 |
| Citizens Bank, National Association | 230 Waring Road Rochester, NY 14609 | Full Service B&M | $31,629 |
| Citizens Bank, National Association | 23011 Woodward Avenue Ferndale, MI 48220 | Full Service B&M | $48,711 |
| Citizens Bank, National Association | 23220 Farmington Road Farmington, MI 48336 | Full Service B&M | $68,157 |
| Citizens Bank, National Association | 23300 Lake Shore Boulevard Euclid, OH 44123 | Full Service B&M | $42,825 |
| Citizens Bank, National Association | 2343 Washington Street Roxbury, MA 2119 | Full Service B&M | $34,161 |
| Citizens Bank, National Association | 2345 Buffalo Road Rochester, NY 14624 | Full Service Retail | $18,076 |
| Citizens Bank, National Association | 23455 Eureka Road Taylor, MI 48180 | Full Service B&M | $61,623 |
| Citizens Bank, National Association | 235 Old Conn. Path Framingham, MA 1701 | Full Service Retail | $60,588 |
| Citizens Bank, National Association | 2351 Maple Road Amherst, NY 14221 | Full Service Retail | $39,775 |
| Citizens Bank, National Association | 23521 Van Dyke Avenue Warren, MI 48089 | Full Service B&M | $38,796 |
| Citizens Bank, National Association | 2371 Central Park Avenue Yonkers, NY 10710 | Full Service B&M | $225,209 |
| Citizens Bank, National Association | 238 Main Street Nashua, NH 3060 | Full Service B&M | $142,215 |
| Citizens Bank, National Association | 23801 Michigan Avenue Dearborn, MI 48124 | Full Service B&M | $77,197 |
| Citizens Bank, National Association | 23849 West Road Brownstown, MI 48134 | Full Service Retail | $22,918 |
| Citizens Bank, National Association | 2420 Wedgewood Drive Akron, OH 44312 | Full Service Retail | $20,155 |
| Citizens Bank, National Association | 245 Broadway Schenectady, NY 12305 | Full Service B&M | $41,005 |
| Citizens Bank, National Association | 24563 West Twelve Mile Road Southfield, MI 48034 | Full Service B&M | $179,872 |
| Citizens Bank, National Association | 247 Main Street Binghamton, NY 13905 | Full Service B&M | $70,062 |
| Citizens Bank, National Association | 2470 Warwick Avenue Warwick, RI 2889 | Full Service Retail | $18,713 |
| Citizens Bank, National Association | 248 Howe Avenue Cuyahoga Falls, OH 44221 | Full Service B&M | $56,787 |
| Citizens Bank, National Association | 248 Middlesex Turnpike Burlington, MA 1803 | Full Service B&M | $90,713 |
| Citizens Bank, National Association | 2495 Easton Street Northeast North Canton, OH 44721 | Full Service B&M | $54,256 |
| Citizens Bank, National Association | 25 Faunce Corner Mall Road Dartmouth, MA 2747 | Full Service Retail | $35,743 |
| Citizens Bank, National Association | 25 Walkers Brook Drive Reading, MA 1867 | Full Service Retail | $50,214 |
| Citizens Bank, National Association | 250 Legacy Place Dedham, MA 2026 | Full Service B&M | $72,297 |
| Citizens Bank, National Association | 250 Rockland Street Hanover, MA 2339 | Full Service B&M | $144,433 |
| Citizens Bank, National Association | 2500 West Maple Road Bloomfield Hills, MI 48301 | Full Service B&M | $60,428 |
| Citizens Bank, National Association | 251 Washington Street Attleboro, MA 2703 | Full Service Retail | $27,224 |
| Citizens Bank, National Association | 25290 Lorain Rd. North Olmsted, OH 44070 | Full Service B&M | $67,036 |
| Citizens Bank, National Association | 253 Route 211 East Middletown, NY 10940 | Full Service B&M | $57,094 |
| Citizens Bank, National Association | 25350 Ford Road Dearborn Heights, MI 48127 | Full Service B&M | $148,256 |
| Citizens Bank, National Association | 256 Samson Rock Drive Madison, CT 6443 | Full Service B&M | $83,630 |
| Citizens Bank, National Association | 257 Spring Street Medford, MA 2155 | Full Service B&M | $152,106 |
| Citizens Bank, National Association | 25700 Goddard Road Taylor, MI 48180 | Full Service B&M | $32,630 |
| Citizens Bank, National Association | 2580 South Rochester Rd Rochester Hills, MI 48307 | Full Service B&M | $73,646 |
| Citizens Bank, National Association | 2584 Dixwell Avenue Hamden, CT 6514 | Full Service B&M | $70,508 |
| Citizens Bank, National Association | 259 Main Street, Rt. 28 Stoneham, MA 2180 | Full Service Retail | $50,090 |
| Citizens Bank, National Association | 26 Central Square East Boston, MA 2128 | Full Service B&M | $107,474 |
| Citizens Bank, National Association | 26 Lilac Mall, Unit 1 Rochester, NH 3867 | Full Service Retail | $19,023 |
| Citizens Bank, National Association | 260 East Main Street Suite 100 Rochester, NY 14604 | Full Service B&M | $82,660 |
| Citizens Bank, National Association | 26000 Gratiot Avenue Roseville, MI 48066 | Full Service B&M | $42,121 |
| Citizens Bank, National Association | 263 Hemingway Avenue East Haven, CT 6512 | Full Service B&M | $50,275 |
| Citizens Bank, National Association | 265 Main Street, Rt 28 North Reading, MA 1864 | Full Service Retail | $69,734 |
| Citizens Bank, National Association | 265 Osborne Road Loudonville, NY 12211 | Full Service B&M | $108,643 |
| Citizens Bank, National Association | 268 Daniel Webster Hwy., South Merrimack, NH 3054 | Full Service B&M | $98,388 |
| Citizens Bank, National Association | 27 Strawberry Field Road Warwick, RI 2886 | Full Service B&M | $120,489 |
| Citizens Bank, National Association | 270 Academy Avenue Providence, RI 2908 | Full Service B&M | $85,664 |
| Citizens Bank, National Association | 270 Great Road Acton, MA 1720 | Full Service B&M | $305,616 |
| Citizens Bank, National Association | 272 Great Road Littleton, MA 1460 | Full Service B&M | $123,315 |
| Citizens Bank, National Association | 27270 Cherry Hill Dearborn Heights, MI 48127 | Full Service B&M | $31,487 |
| Citizens Bank, National Association | 273 Wall Street Kingston, NY 12401 | Full Service B&M | $87,460 |
| Citizens Bank, National Association | 27375 23 Mile Road New Baltimore, MI 48051 | Full Service B&M | $39,484 |
| Citizens Bank, National Association | 275 Newport Avenue Rumford, RI 2916 | Full Service B&M | $91,249 |
| Citizens Bank, National Association | 275 Warwick Avenue Cranston, RI 2905 | Full Service Retail | $4,656 |
| Citizens Bank, National Association | 277 Daniel Webster Highway Nashua, NH 3060 | Full Service B&M | $115,482 |
| Citizens Bank, National Association | 2770 West Market Street Fairlawn, OH 44333 | Full Service B&M | $85,200 |
| Citizens Bank, National Association | 27777 Southfield Road Southfield, MI 48076 | Full Service B&M | $58,581 |
| Citizens Bank, National Association | 2779 White Mountain Highway North Conway, NH 3860 | Full Service B&M | $107,857 |
| Citizens Bank, National Association | 278 Washington Street, Rt 138 Stoughton, MA 2072 | Full Service Retail | $34,634 |
| Citizens Bank, National Association | 27897 Woodward Avenue Berkley, MI 48072 | Full Service B&M | $54,733 |
| Citizens Bank, National Association | 2797 Niagara Falls Blvd Amherst, NY 14228 | Full Service B&M | $89,275 |
| Citizens Bank, National Association | 28 Lebanon Street Malden, MA 2148 | Full Service B&M | $73,152 |
| Citizens Bank, National Association | 28 Lincoln Street Holyoke, MA 1040 | Full Service Retail | $21,099 |
| Citizens Bank, National Association | 28 State Street Boston, MA 2109 | Full Service B&M | $14,513,789 |
| Citizens Bank, National Association | 2833 Ridge Road West Rochester, NY 14626 | Full Service B&M | $114,864 |
| Citizens Bank, National Association | 28455 Schoenherr Road Warren, MI 48088 | Full Service B&M | $58,349 |
| Citizens Bank, National Association | 285 North Canton Center Canton, MI 48187 | Full Service B&M | $52,763 |
| Citizens Bank, National Association | 287 Great Road Bedford, MA 1730 | Full Service B&M | $90,055 |
| Citizens Bank, National Association | 28789 Chagrin Boulevard Woodmere, OH 44122 | Full Service B&M | $82,431 |
| Citizens Bank, National Association | 28999 W. Five Mile Livonia, MI 48154 | Full Service B&M | $51,784 |
| Citizens Bank, National Association | 290 Turnpike Road, Suite 9b Westborough, MA 1581 | Full Service Retail | $38,500 |
| Citizens Bank, National Association | 2905 Union Lake Road Commerce Township, MI 48382 | Full Service Retail | $41,525 |
| Citizens Bank, National Association | 293 East Central Street Franklin, MA 2038 | Full Service B&M | $66,357 |
| Citizens Bank, National Association | 295 Main Street Tewksbury, MA 1876 | Full Service B&M | $112,385 |
| Citizens Bank, National Association | 299 Chelmsford Street Chelmsford, MA 1824 | Full Service Retail | $17,885 |
| Citizens Bank, National Association | 2991 Cranberry Highway East Wareham, MA 2538 | Full Service Retail | $21,336 |
| Citizens Bank, National Association | 3 Stilson Road Richmond, RI 2898 | Full Service Retail | $27,530 |
| Citizens Bank, National Association | 3 Winterton Rd Bloomingburg, NY 12721 | Full Service B&M | $122,650 |
| Citizens Bank, National Association | 300 Grove Street Braintree, MA 2184 | Full Service Retail | $32,248 |
| Citizens Bank, National Association | 300 Quaker Lane, Suite 22 Warwick, RI 2886 | Full Service B&M | $201,296 |
| Citizens Bank, National Association | 300 Quaker Lane, Suite A Warwick, RI 2886 | Full Service Retail | $53,179 |
| Citizens Bank, National Association | 300 Washington Street Newton, MA 2458 | Full Service B&M | $162,246 |
| Citizens Bank, National Association | 301 Meadow Drive North Tonawanda, NY 14120 | Full Service Retail | $13,342 |
| Citizens Bank, National Association | 301 Newbury Street Danvers, MA 1923 | Full Service Retail | $68,217 |
| Citizens Bank, National Association | 30159 Detroit Road Westlake, OH 44145 | Full Service B&M | $71,084 |
| Citizens Bank, National Association | 3024 Navarre Avenue Oregon, OH 43616 | Full Service B&M | $58,915 |
| Citizens Bank, National Association | 303 Worcester Road Framingham, MA 1701 | Full Service B&M | $143,704 |
| Citizens Bank, National Association | 3033 East Main Road Portsmouth, RI 2871 | Full Service B&M | $70,308 |
| Citizens Bank, National Association | 305 Walnut Street Newtonville, MA 2460 | Full Service B&M | $130,506 |
| Citizens Bank, National Association | 3092 County Hwy 11 Hartwick, NY 13348 | Full Service B&M | $32,396 |
| Citizens Bank, National Association | 310 Grove Street Braintree, MA 2184 | Full Service B&M | $117,233 |
| Citizens Bank, National Association | 310 Main Street Bennington, VT 5201 | Full Service B&M | $42,677 |
| Citizens Bank, National Association | 3100 Cleveland Avenue South Canton, OH 44707 | Full Service B&M | $44,860 |
| Citizens Bank, National Association | 31231 Harper Avenue Saint Clair Shores, MI 48082 | Full Service B&M | $73,582 |
| Citizens Bank, National Association | 31441 Plymouth Road Livonia, MI 48150 | Full Service B&M | $72,971 |
| Citizens Bank, National Association | 315 East Main Street Louisville, OH 44641 | Full Service B&M | $47,996 |
| Citizens Bank, National Association | 315 Hanover Street Boston, MA 2113 | Full Service B&M | $128,245 |
| Citizens Bank, National Association | 315 Harvard Street Brookline, MA 2446 | Full Service B&M | $220,238 |
| Citizens Bank, National Association | 3180 Sheridan Drive Amherst, NY 14226 | Full Service B&M | $101,396 |
| Citizens Bank, National Association | 32 Lyman Street Westborough, MA 1581 | Full Service Retail | $70,950 |
| Citizens Bank, National Association | 32 Vassar Road Poughkeepsie, NY 12603 | Full Service B&M | $68,680 |
| Citizens Bank, National Association | 3200 Greenwich Road Norton, OH 44203 | Full Service Retail | $24,925 |
| Citizens Bank, National Association | 3201 Southwestern Boulevard Orchard Park, NY 14127 | Full Service Retail | $31,159 |
| Citizens Bank, National Association | 3212 Vestal Parkway East Vestal, NY 13850 | Full Service B&M | $72,271 |
| Citizens Bank, National Association | 323 Plymouth Street Halifax, MA 2338 | Full Service Retail | $16,203 |
| Citizens Bank, National Association | 3230 W. Alexis Rd Toledo, OH 43613 | Full Service B&M | $59,690 |
| Citizens Bank, National Association | 3235 Manchester Road Akron, OH 44319 | Full Service Retail | $21,523 |
| Citizens Bank, National Association | 324 Prospect Street Herkimer, NY 13350 | Full Service B&M | $32,534 |
| Citizens Bank, National Association | 3250 Lagrange St Toledo, OH 43608 | Full Service B&M | $11,473 |
| Citizens Bank, National Association | 328 South Frontage Rd New London, CT 6320 | Full Service B&M | $25,235 |
| Citizens Bank, National Association | 33 Center Street Ludlow, MA 1056 | Full Service B&M | $124,736 |
| Citizens Bank, National Association | 33 Coliseum Avenue Nashua, NH 3063 | Full Service B&M | $97,118 |
| Citizens Bank, National Association | 33 Main Street Belchertown, MA 1007 | Full Service B&M | $20,444 |
| Citizens Bank, National Association | 331 Montvale Avenue Woburn, MA 1801 | Full Service B&M | $92,208 |
| Citizens Bank, National Association | 3323 Kent Road Stow, OH 44224 | Full Service B&M | $80,124 |
| Citizens Bank, National Association | 333 Mariano Bishop Boulevard Fall River, MA 2721 | Full Service Retail | $37,058 |
| Citizens Bank, National Association | 333 South Broadway Akron, OH 44308 | Full Service B&M | $34,930 |
| Citizens Bank, National Association | 333 West River Street Providence, RI 2904 | Full Service Retail | $27,018 |
| Citizens Bank, National Association | 3333 Consaul Road Niskayuna, NY 12309 | Full Service B&M | $50,292 |
| Citizens Bank, National Association | 33333 West 12 Mile Road Farmington Hills, MI 48334 | Full Service B&M | $89,755 |
| Citizens Bank, National Association | 3349 Monroe Avenue Rochester, NY 14618 | Full Service B&M | $114,731 |
| Citizens Bank, National Association | 337 Great Road Bedford, MA 1730 | Full Service Retail | $31,531 |
| Citizens Bank, National Association | 33700 Vine Street Eastlake, OH 44095 | Full Service B&M | $36,280 |
| Citizens Bank, National Association | 338 Broadway Somerville, MA 2145 | Full Service B&M | $98,504 |
| Citizens Bank, National Association | 338 Washington Street Westwood, MA 2090 | Full Service Retail | $59,243 |
| Citizens Bank, National Association | 339 Village Street Penacook, NH 3303 | Full Service B&M | $36,115 |
| Citizens Bank, National Association | 34 Main Street Natick, MA 1760 | Full Service B&M | $162,755 |
| Citizens Bank, National Association | 3401 Richmond Road Beachwood, OH 44122 | Full Service B&M | $70,643 |
| Citizens Bank, National Association | 3410 Secor Road Suite 510 Toledo, OH 43606 | Full Service B&M | $70,542 |
| Citizens Bank, National Association | 34101 Center Ridge Road North Ridgeville, OH 44039 | Full Service B&M | $32,035 |
| Citizens Bank, National Association | 34161 Citizens Drive Lewes, DE 19958 | Full Service B&M | $86,738 |
| Citizens Bank, National Association | 3462 Sterns Road Lambertville, MI 48144 | Full Service Retail | $19,513 |
| Citizens Bank, National Association | 3494 Delaware Ave Tonawanda, NY 14217 | Full Service B&M | $77,851 |
| Citizens Bank, National Association | 35 Franklin Plaza Dansville, NY 14437 | Full Service Retail | $20,733 |
| Citizens Bank, National Association | 35 Pleasant Street Weymouth, MA 2190 | Full Service B&M | $32,821 |
| Citizens Bank, National Association | 35 Putnam Street Winthrop, MA 2152 | Full Service B&M | $84,817 |
| Citizens Bank, National Association | 35 Washington Street Brighton, MA 2135 | Full Service B&M | $67,182 |
| Citizens Bank, National Association | 35 Washington Street Lynn, MA 1904 | Full Service Retail | $31,674 |
| Citizens Bank, National Association | 35 Winnacunnet Road Hampton, NH 3842 | Full Service B&M | $148,242 |
| Citizens Bank, National Association | 3500 Main Street Amherst, NY 14226 | Full Service Retail | $10,515 |
| Citizens Bank, National Association | 3524 West Genesee Street Syracuse, NY 13219 | Full Service B&M | $76,285 |
| Citizens Bank, National Association | 3528 Tuscarawas St West Canton, OH 44708 | Full Service B&M | $58,301 |
| Citizens Bank, National Association | 354 Broad Street Manchester, CT 6040 | Full Service B&M | $39,702 |
| Citizens Bank, National Association | 355 Main Street Woburn, MA 1801 | Full Service B&M | $81,064 |
| Citizens Bank, National Association | 355 Orchard Park Road West Seneca, NY 14224 | Full Service Retail | $17,322 |
| Citizens Bank, National Association | 36 Bedford Stsreet Lexington, MA 2420 | Full Service Retail | $54,049 |
| Citizens Bank, National Association | 36 Middle Road Middlebury, VT 5753 | Full Service B&M | $29,986 |
| Citizens Bank, National Association | 36 New State Highway Raynham, MA 2767 | Full Service Retail | $44,315 |
| Citizens Bank, National Association | 36 Washington Street Norwell, MA 2061 | Full Service B&M | $293,045 |
| Citizens Bank, National Association | 3615 Washtenaw Ave. Ann Arbor, MI 48104 | Full Service Retail | $41,520 |
| Citizens Bank, National Association | 3635 West Road Trenton, MI 48183 | Full Service B&M | $45,101 |
| Citizens Bank, National Association | 364 Main Street Beacon, NY 12508 | Full Service B&M | $53,197 |
| Citizens Bank, National Association | 365 East 200th St Euclid, OH 44119 | Full Service B&M | $58,834 |
| Citizens Bank, National Association | 36520 Moravian Drive Clinton Township, MI 48035 | Full Service B&M | $102,964 |
| Citizens Bank, National Association | 368 Cottage Street Pawtucket, RI 2861 | Full Service Retail | $13,136 |
| Citizens Bank, National Association | 36836 Van Dyke Avenue Sterling Heights, MI 48312 | Full Service B&M | $55,749 |
| Citizens Bank, National Association | 37 Bay Street Glens Falls, NY 12801 | Full Service B&M | $36,993 |
| Citizens Bank, National Association | 37 Enon Street Beverly, MA 1915 | Full Service Retail | $33,343 |
| Citizens Bank, National Association | 371 Hancock Street North Quincy, MA 2171 | Full Service B&M | $220,215 |
| Citizens Bank, National Association | 3720 Center Road Brunswick, OH 44212 | Full Service B&M | $45,159 |
| Citizens Bank, National Association | 37307 West Six Mile Road Livonia, MI 48152 | Full Service B&M | $198,479 |
| Citizens Bank, National Association | 375 Centre Street Abington, MA 2351 | Full Service Retail | $27,044 |
| Citizens Bank, National Association | 376 Main Street Durham, CT 6422 | Full Service B&M | $63,082 |
| Citizens Bank, National Association | 377 Chauncy Street Mansfield, MA 2048 | Full Service Retail | $63,682 |
| Citizens Bank, National Association | 38 Portsmouth Avenue Stratham, NH 3885 | Full Service B&M | $82,573 |
| Citizens Bank, National Association | 3820 Dewey Avenue Greece, NY 14616 | Full Service B&M | $57,387 |
| Citizens Bank, National Association | 385 Broadway Revere, MA 2151 | Full Service B&M | $149,643 |
| Citizens Bank, National Association | 3865 Union Road Cheektowaga, NY 14225 | Full Service Retail | $17,103 |
| Citizens Bank, National Association | 3875 Massillon Road Uniontown, OH 44685 | Full Service B&M | $4,658 |
| Citizens Bank, National Association | 39 Nathan Ellis Highway Mashpee, MA 2649 | Full Service Retail | $32,214 |
| Citizens Bank, National Association | 390 Washington Street Wellesley Hills, MA 2481 | Full Service B&M | $5,827 |
| Citizens Bank, National Association | 3900 Falmouth Road Marstons Mills, MA 2648 | Full Service Retail | $24,334 |
| Citizens Bank, National Association | 3932 State Route 281 Cortland, NY 13045 | Full Service Retail | $21,537 |
| Citizens Bank, National Association | 39510 Woodward Avenue Bloomfield Hills, MI 48304 | Full Service B&M | $86,725 |
| Citizens Bank, National Association | 3979 Medina Road Akron, OH 44333 | Full Service Retail | $57,591 |
| Citizens Bank, National Association | 399 Main Street Malden, MA 2148 | Full Service B&M | $103,877 |
| Citizens Bank, National Association | 4 Plaza Way Fairhaven, MA 2719 | Full Service B&M | $136,901 |
| Citizens Bank, National Association | 4 Western Avenue Henniker, NH 3242 | Full Service B&M | $38,680 |
| Citizens Bank, National Association | 40 Adams Street Milton, MA 2187 | Full Service B&M | $96,801 |
| Citizens Bank, National Association | 40 Chestnut Hill Plaza Newark, DE 19713 | Full Service B&M | $51,183 |
| Citizens Bank, National Association | 40 Franklin Village Dr. Franklin, MA 2038 | Full Service Retail | $52,603 |
| Citizens Bank, National Association | 40 Furlong Drive Revere, MA 2151 | Full Service Retail | $47,291 |
| Citizens Bank, National Association | 40 Highland Commons East Hudson, MA 1749 | Full Service B&M | $126,355 |
| Citizens Bank, National Association | 40 Main Avenue Wynantskill, NY 12198 | Full Service B&M | $30,820 |
| Citizens Bank, National Association | 40 Mall Road Burlington, MA 1803 | Full Service B&M | $192,487 |
| Citizens Bank, National Association | 40 Summer Street Boston, MA 2110 | Full Service B&M | $406,700 |
| Citizens Bank, National Association | 40 Union Square Somerville, MA 2143 | Full Service B&M | $104,149 |
| Citizens Bank, National Association | 400 Lincoln Street/Lincoln Plaza Hingham, MA 2043 | Full Service Retail | $45,952 |
| Citizens Bank, National Association | 400 Tuscarawas Street W Canton, OH 44702 | Limited, Administrative | $0 |
| Citizens Bank, National Association | 400 Tuscarawas Street West Canton, OH 44702 | Full Service B&M | $22,404 |
| Citizens Bank, National Association | 405 Portland Avenue Rollinsford, NH 3869 | Full Service B&M | $47,579 |
| Citizens Bank, National Association | 406 Route 32 Highway Vails Gate, NY 12584 | Full Service B&M | $85,535 |
| Citizens Bank, National Association | 409 East Avenue Pawtucket, RI 2860 | Full Service B&M | $58,661 |
| Citizens Bank, National Association | 411 Dover Center Road Bay Village, OH 44140 | Full Service B&M | $50,652 |
| Citizens Bank, National Association | 414 Washington Street Brighton, MA 2135 | Full Service B&M | $230,427 |
| Citizens Bank, National Association | 41400 West Ten Mile Novi, MI 48375 | Full Service B&M | $83,790 |
| Citizens Bank, National Association | 41401 Ford Road Canton, MI 48187 | Full Service B&M | $71,206 |
| Citizens Bank, National Association | 415 Boston Post Road Weston, MA 2493 | Full Service B&M | $191,585 |
| Citizens Bank, National Association | 415 Cooley Street Springfield, MA 1128 | Full Service Retail | $8,855 |
| Citizens Bank, National Association | 417 Barnstable Road Hyannis, MA 2601 | Full Service B&M | $97,557 |
| Citizens Bank, National Association | 42 Nashua Road Londonderry, NH 3053 | Full Service B&M | $142,270 |
| Citizens Bank, National Association | 42 Pinkerton Street Derry, NH 3038 | Full Service B&M | $122,367 |
| Citizens Bank, National Association | 42 Public Square Willoughby, OH 44094 | Full Service B&M | $117,995 |
| Citizens Bank, National Association | 420 Granite Avenue Milton, MA 2186 | Full Service B&M | $222,876 |
| Citizens Bank, National Association | 422 Conant St Maumee, OH 43537 | Full Service B&M | $41,888 |
| Citizens Bank, National Association | 4221 Pearl Road Cleveland, OH 44109 | Full Service B&M | $63,501 |
| Citizens Bank, National Association | 425 Attucks Lane Hyannis, MA 2601 | Full Service Retail | $21,293 |
| Citizens Bank, National Association | 4250 Mckinley Parkway Hamburg, NY 14075 | Full Service Retail | $15,296 |
| Citizens Bank, National Association | 426 Boylston Street Boston, MA 2116 | Full Service B&M | $177,483 |
| Citizens Bank, National Association | 4260 Monroe St Toledo, OH 43606 | Full Service B&M | $26,628 |
| Citizens Bank, National Association | 429 Harvard Street Brookline, MA 2446 | Full Service B&M | $101,541 |
| Citizens Bank, National Association | 43 Pennsylvania Avenue Niantic, CT 6357 | Full Service B&M | $76,463 |
| Citizens Bank, National Association | 430 Forbes Avenue New Haven, CT 6512 | Full Service B&M | $44,668 |
| Citizens Bank, National Association | 430 Foxon Road (Rte. 80) East Haven, CT 6512 | Full Service B&M | $50,929 |
| Citizens Bank, National Association | 4300 Clark Avenue Cleveland, OH 44109 | Full Service B&M | $36,099 |
| Citizens Bank, National Association | 431 Woodstock Road Woodstock, VT 5091 | Full Service B&M | $54,525 |
| Citizens Bank, National Association | 4333 Belmont Avenue Youngstown, OH 44505 | Full Service B&M | $72,371 |
| Citizens Bank, National Association | 434 Rte 134 South Dennis, MA 2660 | Full Service B&M | $60,643 |
| Citizens Bank, National Association | 435 Broadway Ave Bedford, OH 44146 | Full Service B&M | $19,661 |
| Citizens Bank, National Association | 435 Brookline Avenue Boston, MA 2215 | Full Service B&M | $83,512 |
For 2018, Citizens Bank had 796 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $4,682,355 |
| Net interest income | $3,678,187 |
| Total noninterest income | $1,244,685 |
| Gross Fiduciary activities income | $21,889 |
| Service charges on deposit accounts | $362,986 |
| Trading account gains and fees | $50,771 |
| Additional Noninterest Income | $809,039 |
| Pre-tax net operating income | $1,710,198 |
| Securities gains (or losses, -) | $7,798 |
| Income before extraordinary items | $1,385,527 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $1,385,527 |
| Minority interest net income | $0 |
| Net income | $1,385,527 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $1,379,210 |
Citizens Bank's gross interest income from loans was $4,682,355,000.
Citizens Bank's net interest income from loans was $3,678,187,000.
Citizens Bank's fee based income from loans was $362,986,000.
Citizens Bank's net income from loans was $1,385,527,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $1,004,168 |
| Provision for credit losses | $334,327 |
| Total noninterest expense | $2,878,347 |
| Salaries and employee benefits | $1,617,353 |
| Premises and equipment expense | $493,556 |
| Additional noninterest expense | $767,438 |
| Applicable income taxes | $332,469 |
| Net charge-offs | $286,322 |
| Cash dividends | $1,255,000 |
Citizens Bank's interest expense for loans was $1,004,168,000.
Citizens Bank's payroll and benefits expense were $1,617,353,000.
Citizens Bank's property, plant and equipment expenses $493,556,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 1.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 1.0% |
| HELOC loans | 1.0% |
| All other family | 1.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 1.1% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $93,888,356 |
| Deposits held in domestic offices | $93,575,474 |
| Deposits by Individuals, partnerships, and corporations | $85,675,365 |
| Deposits by U.S. Government | $642 |
| Deposits by States and political subdivisions in the U.S. | $5,383,076 |
| Deposits by Commercial banks and other depository institutions in U.S. | $2,516,391 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $11,763,916 |
| Demand deposits | $9,180,997 |
| Nontransaction accounts | $81,811,558 |
| Money market deposit accounts (MMDAs) | $27,331,430 |
| Other savings deposits (excluding MMDAs) | $40,049,874 |
| Total time deposits | $14,430,252 |
| Total time and savings deposits | $84,394,477 |
| Noninterest-bearing deposits | $24,828,664 |
| Interest-bearing deposits | $68,746,810 |
| Retail deposits | $82,951,776 |
| IRAs and Keogh plan accounts | $3,402,639 |
| Brokered deposits | $7,214,675 |
| Deposits held in foreign offices | $312,882 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $129,426,633 |
| Cash & Balances due from depository institutions | $4,318,567 |
| Interest-bearing balances | $3,135,764 |
| Total securities | $12,979,263 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $98,699,167 |
| Loan and leases loss allowance | $1,059,624 |
| Trading account assets | $451,415 |
| Bank premises and fixed assets | $698,986 |
| Other real estate owned | $23,251 |
| Goodwill and other intangibles | $6,567,511 |
| All other assets | $5,688,473 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $129,426,633 |
| Total Liabilities | $112,538,387 |
| Total deposits | $93,888,356 |
| Interest-bearing deposits | $69,059,692 |
| Deposits held in domestic offices | $93,575,474 |
| % insured (estimated) | $58 |
| Federal funds purchased and repurchase agreements | $970,983 |
| Trading liabilities | $238,926 |
| Other borrowed funds | $14,231,240 |
| Subordinated debt | $1,125,000 |
| All other liabilities | $2,083,882 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $98,699,167 |
| Loan and leases loss allowance | $1,059,624 |
| Total loans and leases (domestic) | $99,758,791 |
| All real estate loans | $41,085,692 |
| Real estate loans in domestic offices | $41,085,692 |
| Construction and development loans | $2,839,772 |
| Residential 1-4 family construction | $480,854 |
| Other construction, all land development and other land | $2,358,918 |
| Loans secured by nonfarm nonresidential properties | $9,489,118 |
| Nonfarm nonresidential secured by owner-occupied properties | $4,423,686 |
| Commercial real estate & other non-farm, non-residential | $5,065,432 |
| Multifamily residential real estate | $646,640 |
| 1-4 family residential loans | $28,110,162 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $30,270,147 |
| To non-U.S. addressees | $984,950 |
| Loans to individuals | $22,315,071 |
| Credit card loans | $1,686,480 |
| Related Plans | $122,379 |
| Consumer Auto Loans | $10,117,488 |
| Other loans to individuals | $10,388,724 |
| All other loans & leases | $6,087,881 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $3,182,156 |
| Loans to depository institutions and acceptances of other banks | $518 |
| Loans not secured by real estate | $2,411,435 |
| Loans secured by real estate to non-U.S. addressees | $19,574 |
| Restructured Loans & leases | $596,587 |
| Non 1-4 family restructured loans & leases | $291,159 |
| Total loans and leases (foreign) | $0 |
Citizens Bank had $98,699,167,000 of loans outstanding in 2018. $41,085,692,000 of loans were in real estate loans. $2,839,772,000 of loans were in development loans. $646,640,000 of loans were in multifamily mortgage loans. $28,110,162,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $1,686,480,000 of loans were in credit card loans. $10,117,488,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 1,912 | $499,104 | $261,038 |
| Nonfarm, nonresidential loans - <$100k | 150 | $6,549 | $43,660 |
| Nonfarm, nonresidential loans - $100-250k | 641 | $74,125 | $115,640 |
| Nonfarm, nonresidential loans - $250k-1MM | 1,121 | $418,430 | $373,265 |
| Commercial & Industrial, US addressed loans - <$1MM | 103,933 | $2,648,183 | $25,480 |
| Commercial & Industrial, US addressed loans - <$100k | 98,306 | $1,651,503 | $16,800 |
| Commercial & Industrial, US addressed loans - $100-250k | 2,911 | $250,794 | $86,154 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 2,716 | $745,886 | $274,627 |