Citizens Bank Mortgage Rates, Fees & Info
Providence, RILEI: DRMSV1Q0EKMEXLAU1P80
Tax ID: 20-2635739
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Mortgage Data
Review & Overview
Citizens Bank is a large bank specializing in Home Purchase and Refi loans. Citizens Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Boston, Philadelphia, Providence, and Pittsburgh among others. We have data for 701 markets. (Some data included below & more in-depth data is available with an active subscription.)Citizens Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Citizens Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 12/17/24 |
| 30 Year Conventional Purchase | 6.45% | 12/17/24 |
| 30 Year Conventional Refi | 6.41% | 12/17/24 |
| 30 Year Cash-out Refi | 6.68% | 12/17/24 |
| 30 Year FHA Purchase | 7.07% | 12/17/24 |
| 30 Year FHA Refi | 6.82% | 12/17/24 |
| 30 Year VA Purchase | 6.15% | 12/17/24 |
| 30 Year VA Refi | 6.00% | 12/17/24 |
| 30 Year USDA Purchase | 6.83% | 12/17/24 |
| 30 Year USDA Refi | 6.58% | 12/17/24 |
| 15 Year Conventional Purchase | 6.00% | 12/17/24 |
| 15 Year Conventional Refi | 6.01% | 12/17/24 |
| 15 Year Cash-out Refi | 6.01% | 12/17/24 |
| 15 Year FHA Purchase | 6.24% | 12/17/24 |
| 15 Year FHA Refi | 6.23% | 12/17/24 |
| 15 Year VA Purchase | 6.39% | 12/17/24 |
| 15 Year VA Refi | 5.87% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Citizens Bank Mortgage Calculator
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This is not an official calculator from Citizens Bank. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
101,366Origination Dollar Volume (All Markets)
$25,374,430,000Awards
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Citizens Bank - 2022
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For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 12,759 | $5,519,765,000 | $432,617 | $8,705 | 4.79% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 10,965 | $2,872,145,000 | $261,938 | $5,709 | 4.59% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 10,407 | $2,199,535,000 | $211,351 | $7,321 | 4.82% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5,592 | $926,850,000 | $165,746 | $4,737 | 4.93% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5,569 | $909,115,000 | $163,246 | $6,380 | 4.91% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1,665 | $661,715,000 | $397,426 | $9,938 | 5.22% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4,350 | $619,110,000 | $142,324 | $4,052 | 4.89% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1,368 | $583,870,000 | $426,806 | $8,633 | 4.73% |
| Outside of Metro Areas | 1,682 | $414,220,000 | $246,266 | $5,820 | 4.85% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1,365 | $393,145,000 | $288,018 | $9,471 | 5.52% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2,698 | $345,780,000 | $128,162 | $4,844 | 4.99% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2,302 | $294,170,000 | $127,789 | $4,654 | 5.29% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 698 | $278,780,000 | $399,398 | $7,186 | 4.60% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1,138 | $257,560,000 | $226,327 | $6,329 | 5.04% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,009 | $256,455,000 | $254,167 | $6,285 | 5.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 697 | $242,875,000 | $348,458 | $8,177 | 4.49% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1,257 | $235,615,000 | $187,442 | $4,218 | 4.75% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1,137 | $232,465,000 | $204,455 | $6,585 | 4.98% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 360 | $227,950,000 | $633,194 | $7,551 | 4.19% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 953 | $217,445,000 | $228,169 | $5,363 | 4.57% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 281 | $204,385,000 | $727,349 | $6,935 | 4.08% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1,122 | $199,100,000 | $177,451 | $5,562 | 5.08% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 725 | $180,695,000 | $249,234 | $8,171 | 5.29% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 583 | $158,725,000 | $272,256 | $7,896 | 5.19% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 286 | $151,770,000 | $530,664 | $8,685 | 4.41% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 354 | $147,610,000 | $416,977 | $8,318 | 4.47% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 377 | $145,315,000 | $385,451 | $6,827 | 4.62% |
| ROCHESTER, NY (FHA|USDA|VA) | 1,171 | $134,605,000 | $114,949 | $4,539 | 5.32% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 864 | $132,470,000 | $153,322 | $5,773 | 5.11% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 641 | $126,365,000 | $197,137 | $7,158 | 4.79% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 175 | $120,215,000 | $686,943 | $9,358 | 4.67% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 396 | $118,390,000 | $298,965 | $8,352 | 4.92% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 449 | $114,575,000 | $255,178 | $8,916 | 5.13% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 459 | $112,105,000 | $244,237 | $7,028 | 5.59% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 751 | $111,785,000 | $148,848 | $4,620 | 4.99% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 191 | $108,315,000 | $567,094 | $10,104 | 4.59% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 323 | $104,305,000 | $322,926 | $6,469 | 4.54% |
| AKRON, OH (FHA|USDA|VA) | 874 | $103,990,000 | $118,982 | $4,324 | 4.94% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 585 | $102,885,000 | $175,872 | $6,531 | 5.15% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 464 | $92,720,000 | $199,828 | $8,167 | 5.15% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 321 | $88,185,000 | $274,720 | $8,168 | 5.01% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 523 | $86,025,000 | $164,484 | $5,105 | 5.02% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 199 | $83,235,000 | $418,266 | $6,465 | 4.54% |
| READING, PA (FHA|USDA|VA) | 540 | $81,790,000 | $151,463 | $7,072 | 5.20% |
| LANCASTER, PA (FHA|USDA|VA) | 449 | $79,275,000 | $176,559 | $8,198 | 4.94% |
| TOLEDO, OH (FHA|USDA|VA) | 671 | $77,915,000 | $116,118 | $4,561 | 5.14% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 441 | $75,705,000 | $171,667 | $5,321 | 5.09% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 254 | $73,150,000 | $287,992 | $6,512 | 5.09% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 294 | $72,390,000 | $246,224 | $7,669 | 4.78% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 306 | $71,960,000 | $235,163 | $8,022 | 4.97% |
| COLUMBUS, OH (FHA|USDA|VA) | 354 | $71,300,000 | $201,412 | $6,034 | 5.04% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 197 | $67,375,000 | $342,005 | $7,925 | 5.27% |
| Concord, NH (FHA|USDA|VA) | 408 | $67,120,000 | $164,510 | $4,292 | 4.67% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 252 | $67,090,000 | $266,230 | $8,676 | 5.04% |
| LOUISVILLE, KY (FHA|USDA|VA) | 273 | $66,945,000 | $245,220 | $5,057 | 4.76% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 91 | $66,715,000 | $733,132 | $9,219 | 4.55% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 296 | $65,710,000 | $221,993 | $4,308 | 5.34% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 293 | $64,865,000 | $221,382 | $6,725 | 5.03% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 582 | $63,980,000 | $109,931 | $4,491 | 5.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 245 | $63,055,000 | $257,367 | $3,897 | 4.72% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 245 | $63,015,000 | $257,204 | $5,769 | 4.77% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 246 | $62,530,000 | $254,187 | $4,267 | 4.69% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 163 | $61,805,000 | $379,172 | $9,797 | 5.03% |
| KNOXVILLE, TN (FHA|USDA|VA) | 196 | $60,870,000 | $310,561 | $5,592 | 4.52% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 222 | $60,490,000 | $272,477 | $5,206 | 4.52% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 109 | $60,445,000 | $554,541 | $7,602 | 4.33% |
| RICHMOND, VA (FHA|USDA|VA) | 284 | $59,030,000 | $207,852 | $6,011 | 5.33% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 170 | $57,200,000 | $336,471 | $7,935 | 4.60% |
| Lebanon, NH-VT (FHA|USDA|VA) | 295 | $55,365,000 | $187,678 | $4,775 | 4.71% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 220 | $55,050,000 | $250,227 | $3,391 | 4.57% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 429 | $53,445,000 | $124,580 | $5,654 | 5.07% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 299 | $53,335,000 | $178,378 | $7,043 | 4.91% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 195 | $52,975,000 | $271,667 | $7,455 | 5.07% |
| Laconia, NH (FHA|USDA|VA) | 219 | $50,945,000 | $232,626 | $5,292 | 4.80% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 129 | $49,915,000 | $386,938 | $5,431 | 4.01% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 73 | $49,835,000 | $682,671 | $8,288 | 4.68% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 90 | $38,820,000 | $431,333 | $8,382 | 4.37% |
| ROANOKE, VA (FHA|USDA|VA) | 157 | $38,655,000 | $246,210 | $6,137 | 5.01% |
| ERIE, PA (FHA|USDA|VA) | 292 | $38,000,000 | $130,137 | $6,162 | 4.89% |
| SYRACUSE, NY (FHA|USDA|VA) | 328 | $37,830,000 | $115,335 | $4,426 | 5.39% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 75 | $35,785,000 | $477,133 | $6,499 | 4.08% |
| ASHEVILLE, NC (FHA|USDA|VA) | 92 | $35,740,000 | $388,478 | $6,097 | 4.41% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 82 | $35,700,000 | $435,366 | $5,475 | 4.40% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 89 | $35,465,000 | $398,483 | $7,037 | 4.47% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 348 | $35,420,000 | $101,782 | $4,707 | 5.26% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 248 | $34,980,000 | $141,048 | $6,746 | 5.22% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 66 | $34,890,000 | $528,636 | $6,306 | 4.69% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 48 | $33,670,000 | $701,458 | $8,453 | 4.24% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 138 | $33,140,000 | $240,145 | $5,933 | 4.33% |
| Torrington, CT (FHA|USDA|VA) | 144 | $31,190,000 | $216,597 | $5,962 | 5.39% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 67 | $31,055,000 | $463,507 | $7,691 | 4.04% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 57 | $30,895,000 | $542,018 | $5,132 | 4.42% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 153 | $30,735,000 | $200,882 | $5,383 | 5.01% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 63 | $30,725,000 | $487,698 | $11,858 | 5.28% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 133 | $30,715,000 | $230,940 | $7,405 | 5.14% |
| LYNCHBURG, VA (FHA|USDA|VA) | 116 | $30,400,000 | $262,069 | $5,853 | 4.81% |
| DOVER, DE (FHA|USDA|VA) | 223 | $30,375,000 | $136,211 | $5,185 | 5.41% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 102 | $29,490,000 | $289,118 | $4,280 | 4.24% |
| LAFAYETTE, LA (FHA|USDA|VA) | 85 | $29,325,000 | $345,000 | $5,294 | 4.33% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 130 | $29,270,000 | $225,154 | $4,245 | 4.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 120 | $29,200,000 | $243,333 | $6,508 | 4.76% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 95 | $28,885,000 | $304,053 | $3,158 | 4.33% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 74 | $26,870,000 | $363,108 | $5,908 | 4.54% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 93 | $26,675,000 | $286,828 | $5,544 | 4.57% |
| KINGSTON, NY (FHA|USDA|VA) | 127 | $26,645,000 | $209,803 | $8,415 | 5.20% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 111 | $26,035,000 | $234,550 | $7,107 | 5.07% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 56 | $25,650,000 | $458,036 | $7,379 | 4.72% |
| LINCOLN, NE (FHA|USDA|VA) | 103 | $24,515,000 | $238,010 | $3,155 | 4.11% |
| ANN ARBOR, MI (FHA|USDA|VA) | 148 | $23,820,000 | $160,946 | $5,338 | 4.85% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 46 | $23,400,000 | $508,696 | $7,639 | 3.94% |
| Vineyard Haven, MA (FHA|USDA|VA) | 41 | $22,625,000 | $551,829 | $7,406 | 4.01% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 62 | $22,350,000 | $360,484 | $5,440 | 5.14% |
| Georgetown, SC (FHA|USDA|VA) | 41 | $22,275,000 | $543,293 | $6,999 | 4.40% |
| ALTOONA, PA (FHA|USDA|VA) | 178 | $20,980,000 | $117,865 | $5,816 | 5.11% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 82 | $20,760,000 | $253,171 | $4,839 | 4.36% |
| TULSA, OK (FHA|USDA|VA) | 87 | $20,555,000 | $236,264 | $6,395 | 4.93% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 70 | $20,290,000 | $289,857 | $4,697 | 4.40% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 75 | $19,595,000 | $261,267 | $7,841 | 5.12% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 84 | $19,030,000 | $226,548 | $5,180 | 4.65% |
| Sevierville, TN (FHA|USDA|VA) | 43 | $18,595,000 | $432,442 | $7,742 | 4.54% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 23 | $18,575,000 | $807,609 | $8,445 | 3.98% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 80 | $18,180,000 | $227,250 | $7,030 | 4.63% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 20 | $17,640,000 | $882,000 | $9,183 | 4.55% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 88 | $17,370,000 | $197,386 | $4,184 | 4.25% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 58 | $17,230,000 | $297,069 | $5,341 | 4.99% |
| GLENS FALLS, NY (FHA|USDA|VA) | 134 | $16,870,000 | $125,896 | $4,301 | 5.35% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 61 | $15,895,000 | $260,574 | $5,957 | 4.48% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 135 | $15,605,000 | $115,593 | $3,549 | 5.04% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 52 | $15,360,000 | $295,385 | $5,214 | 4.78% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 49 | $15,295,000 | $312,143 | $5,495 | 4.84% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 98 | $15,030,000 | $153,367 | $4,550 | 5.23% |
| COLUMBIA, SC (FHA|USDA|VA) | 57 | $15,005,000 | $263,246 | $5,978 | 4.86% |
| New Castle, PA (FHA|USDA|VA) | 114 | $14,900,000 | $130,702 | $6,196 | 5.42% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 50 | $14,540,000 | $290,800 | $5,933 | 4.59% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 42 | $14,330,000 | $341,190 | $9,336 | 5.19% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 46 | $14,040,000 | $305,217 | $4,920 | 4.74% |
| Rutland, VT (FHA|USDA|VA) | 79 | $13,805,000 | $174,747 | $5,882 | 4.87% |
| UTICA-ROME, NY (FHA|USDA|VA) | 148 | $13,620,000 | $92,027 | $4,125 | 5.77% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 36 | $13,580,000 | $377,222 | $4,560 | 3.71% |
| PITTSFIELD, MA (FHA|USDA|VA) | 78 | $12,630,000 | $161,923 | $5,854 | 4.97% |
| Key West, FL (FHA|USDA|VA) | 22 | $12,480,000 | $567,273 | $16,384 | 4.95% |
| JONESBORO, AR (FHA|USDA|VA) | 47 | $12,155,000 | $258,617 | $4,776 | 4.60% |
| Easton, MD (FHA|USDA|VA) | 13 | $11,885,000 | $914,231 | $13,111 | 5.75% |
| MONROE, MI (FHA|USDA|VA) | 102 | $11,830,000 | $115,980 | $4,974 | 5.39% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 45 | $11,815,000 | $262,556 | $6,111 | 4.69% |
| BINGHAMTON, NY (FHA|USDA|VA) | 132 | $11,800,000 | $89,394 | $4,807 | 5.90% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 61 | $11,755,000 | $192,705 | $4,707 | 4.47% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 50 | $11,480,000 | $229,600 | $5,340 | 4.86% |
| ABILENE, TX (FHA|USDA|VA) | 49 | $11,445,000 | $233,571 | $5,141 | 4.94% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 22 | $11,410,000 | $518,636 | $7,413 | 3.75% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 46 | $11,380,000 | $247,391 | $4,697 | 4.79% |
| GETTYSBURG, PA (FHA|USDA|VA) | 49 | $11,225,000 | $229,082 | $8,445 | 4.85% |
| Hudson, NY (FHA|USDA|VA) | 35 | $11,115,000 | $317,571 | $6,296 | 4.51% |
| Barre, VT (FHA|USDA|VA) | 42 | $11,110,000 | $264,524 | $5,568 | 4.85% |
| EL PASO, TX (FHA|USDA|VA) | 42 | $10,710,000 | $255,000 | $8,097 | 4.50% |
| FLINT, MI (FHA|USDA|VA) | 88 | $10,070,000 | $114,432 | $4,094 | 5.30% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 59 | $9,875,000 | $167,373 | $4,735 | 4.88% |
| Bennington, VT (FHA|USDA|VA) | 33 | $9,705,000 | $294,091 | $5,334 | 4.70% |
| LEBANON, PA (FHA|USDA|VA) | 50 | $9,470,000 | $189,400 | $6,295 | 5.08% |
| MADISON, WI (FHA|USDA|VA) | 24 | $9,460,000 | $394,167 | $2,932 | 4.69% |
| Bardstown, KY (FHA|USDA|VA) | 45 | $9,365,000 | $208,111 | $5,816 | 4.77% |
| Keene, NH (FHA|USDA|VA) | 62 | $9,150,000 | $147,581 | $4,791 | 5.27% |
| PANAMA CITY, FL (FHA|USDA|VA) | 29 | $9,025,000 | $311,207 | $6,497 | 5.50% |
| OCALA, FL (FHA|USDA|VA) | 60 | $8,760,000 | $146,000 | $6,401 | 5.55% |
| STOCKTON, CA (FHA|USDA|VA) | 18 | $8,640,000 | $480,000 | $6,744 | 4.98% |
| HARRISONBURG, VA (FHA|USDA|VA) | 30 | $8,420,000 | $280,667 | $5,736 | 5.21% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 29 | $8,355,000 | $288,103 | $5,773 | 4.27% |
| Traverse City, MI (FHA|USDA|VA) | 28 | $8,190,000 | $292,500 | $4,763 | 4.86% |
| LUBBOCK, TX (FHA|USDA|VA) | 32 | $8,140,000 | $254,375 | $5,248 | 5.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 45 | $8,125,000 | $180,556 | $5,737 | 5.29% |
| Cookeville, TN (FHA|USDA|VA) | 34 | $7,950,000 | $233,824 | $3,091 | 4.07% |
| Salem, OH (FHA|USDA|VA) | 79 | $7,925,000 | $100,316 | $4,616 | 5.26% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 61 | $7,735,000 | $126,803 | $5,091 | 5.51% |
| Berlin, NH (FHA|USDA|VA) | 55 | $7,425,000 | $135,000 | $4,303 | 4.73% |
| Boone, NC (FHA|USDA|VA) | 14 | $7,410,000 | $529,286 | $7,385 | 4.03% |
| THE VILLAGES, FL (FHA|USDA|VA) | 37 | $7,335,000 | $198,243 | $5,933 | 5.69% |
| BISMARCK, ND (FHA|USDA|VA) | 26 | $7,130,000 | $274,231 | $5,992 | 4.25% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 11 | $7,005,000 | $636,818 | $9,976 | 4.35% |
| MONROE, LA (FHA|USDA|VA) | 26 | $6,770,000 | $260,385 | $4,596 | 4.98% |
| Edwards, CO (FHA|USDA|VA) | 2 | $6,750,000 | $3,375,000 | $8,061 | 4.66% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 30 | $6,630,000 | $221,000 | $5,604 | 4.15% |
| WILMINGTON, NC (FHA|USDA|VA) | 15 | $6,525,000 | $435,000 | $7,769 | 4.77% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 32 | $6,510,000 | $203,438 | $5,734 | 4.03% |
| Pottsville, PA (FHA|USDA|VA) | 42 | $6,330,000 | $150,714 | $6,459 | 5.56% |
| SAGINAW, MI (FHA|USDA|VA) | 63 | $6,065,000 | $96,270 | $4,179 | 5.20% |
| MORRISTOWN, TN (FHA|USDA|VA) | 29 | $5,945,000 | $205,000 | $6,072 | 4.86% |
| ODESSA, TX (FHA|USDA|VA) | 25 | $5,825,000 | $233,000 | $8,734 | 4.06% |
| TUCSON, AZ (FHA|USDA|VA) | 21 | $5,685,000 | $270,714 | $5,165 | 4.26% |
| Meadville, PA (FHA|USDA|VA) | 55 | $5,455,000 | $99,182 | $5,506 | 5.45% |
| JACKSON, MS (FHA|USDA|VA) | 22 | $5,410,000 | $245,909 | $6,412 | 4.26% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 36 | $5,330,000 | $148,056 | $5,002 | 5.33% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 34 | $5,210,000 | $153,235 | $4,103 | 4.92% |
| DALTON, GA (FHA|USDA|VA) | 24 | $5,200,000 | $216,667 | $5,635 | 4.48% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 17 | $5,095,000 | $299,706 | $8,773 | 4.57% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 41 | $5,075,000 | $123,780 | $6,220 | 5.45% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 7 | $5,055,000 | $722,143 | $9,727 | 4.00% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 9 | $5,005,000 | $556,111 | $4,640 | 5.72% |
| GAINESVILLE, FL (FHA|USDA|VA) | 25 | $5,005,000 | $200,200 | $6,157 | 5.24% |
| HINESVILLE, GA (FHA|USDA|VA) | 23 | $4,865,000 | $211,522 | $7,895 | 4.89% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 21 | $4,825,000 | $229,762 | $5,329 | 4.51% |
| BATON ROUGE, LA (FHA|USDA|VA) | 20 | $4,760,000 | $238,000 | $5,100 | 3.99% |
| VALLEJO, CA (FHA|USDA|VA) | 10 | $4,740,000 | $474,000 | $5,627 | 4.29% |
| Portsmouth, OH (FHA|USDA|VA) | 52 | $4,740,000 | $91,154 | $4,492 | 5.27% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 17 | $4,735,000 | $278,529 | $7,598 | 4.65% |
| NILES, MI (FHA|USDA|VA) | 19 | $4,675,000 | $246,053 | $7,580 | 5.59% |
| Heber, UT (FHA|USDA|VA) | 1 | $4,655,000 | $4,655,000 | $10,720 | 4.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 15 | $4,625,000 | $308,333 | $6,486 | 4.67% |
| GAINESVILLE, GA (FHA|USDA|VA) | 14 | $4,470,000 | $319,286 | $6,847 | 4.76% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 20 | $4,460,000 | $223,000 | $7,592 | 4.84% |
| Oil City, PA (FHA|USDA|VA) | 38 | $4,450,000 | $117,105 | $6,233 | 5.11% |
| Oneonta, NY (FHA|USDA|VA) | 26 | $4,390,000 | $168,846 | $4,649 | 4.59% |
| STAUNTON, VA (FHA|USDA|VA) | 13 | $4,355,000 | $335,000 | $7,539 | 5.10% |
| DeRidder, LA (FHA|USDA|VA) | 15 | $4,335,000 | $289,000 | $4,366 | 5.10% |
| Paragould, AR (FHA|USDA|VA) | 17 | $4,305,000 | $253,235 | $5,805 | 4.68% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 23 | $4,295,000 | $186,739 | $2,458 | 3.14% |
| Cullman, AL (FHA|USDA|VA) | 16 | $4,110,000 | $256,875 | $3,829 | 4.52% |
| MODESTO, CA (FHA|USDA|VA) | 11 | $4,105,000 | $373,182 | $7,451 | 5.11% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 20 | $4,040,000 | $202,000 | $8,249 | 6.04% |
| Wooster, OH (FHA|USDA|VA) | 31 | $4,035,000 | $130,161 | $4,190 | 4.90% |
| Danville, VA (FHA|USDA|VA) | 24 | $3,900,000 | $162,500 | $4,495 | 5.38% |
| Brevard, NC (FHA|USDA|VA) | 7 | $3,845,000 | $549,286 | $6,567 | 3.66% |
| Jennings, LA (FHA|USDA|VA) | 20 | $3,830,000 | $191,500 | $4,365 | 4.52% |
| Huntsville, TX (FHA|USDA|VA) | 8 | $3,790,000 | $473,750 | $8,316 | 4.39% |
| ST. CLOUD, MN (FHA|USDA|VA) | 16 | $3,780,000 | $236,250 | $4,289 | 4.37% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 20 | $3,760,000 | $188,000 | $7,411 | 4.48% |
| LAWRENCE, KS (FHA|USDA|VA) | 9 | $3,745,000 | $416,111 | $6,206 | 4.17% |
| BRUNSWICK, GA (FHA|USDA|VA) | 12 | $3,740,000 | $311,667 | $8,457 | 4.43% |
| Starkville, MS (FHA|USDA|VA) | 17 | $3,665,000 | $215,588 | $7,285 | 4.40% |
| St. Marys, GA (FHA|USDA|VA) | 15 | $3,665,000 | $244,333 | $8,674 | 4.78% |
| LAREDO, TX (FHA|USDA|VA) | 9 | $3,655,000 | $406,111 | $11,064 | 4.65% |
| NAPA, CA (FHA|USDA|VA) | 4 | $3,640,000 | $910,000 | $12,164 | 4.50% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 32 | $3,570,000 | $111,563 | $4,230 | 5.09% |
| Athens, TX (FHA|USDA|VA) | 11 | $3,545,000 | $322,273 | $7,835 | 4.64% |
| Indiana, PA (FHA|USDA|VA) | 27 | $3,515,000 | $130,185 | $5,908 | 5.48% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 17 | $3,475,000 | $204,412 | $8,285 | 5.21% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 20 | $3,470,000 | $173,500 | $6,430 | 5.06% |
| Lewistown, PA (FHA|USDA|VA) | 37 | $3,455,000 | $93,378 | $5,309 | 5.24% |
| Opelousas, LA (FHA|USDA|VA) | 16 | $3,400,000 | $212,500 | $5,240 | 4.71% |
| Gloversville, NY (FHA|USDA|VA) | 41 | $3,315,000 | $80,854 | $4,891 | 5.70% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 10 | $3,240,000 | $324,000 | $7,027 | 4.76% |
| MIDLAND, TX (FHA|USDA|VA) | 11 | $3,225,000 | $293,182 | $7,076 | 4.54% |
| CLEVELAND, TN (FHA|USDA|VA) | 18 | $3,210,000 | $178,333 | $4,428 | 4.51% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 15 | $3,205,000 | $213,667 | $5,419 | 5.69% |
| Forest City, NC (FHA|USDA|VA) | 7 | $3,185,000 | $455,000 | $9,466 | 5.43% |
| FLORENCE, SC (FHA|USDA|VA) | 21 | $3,175,000 | $151,190 | $3,174 | 3.83% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 27 | $3,155,000 | $116,852 | $4,630 | 5.50% |
| Crossville, TN (FHA|USDA|VA) | 15 | $3,065,000 | $204,333 | $3,904 | 4.62% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 13 | $3,055,000 | $235,000 | $5,327 | 3.94% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 15 | $3,015,000 | $201,000 | $7,466 | 4.28% |
| Sandusky, OH (FHA|USDA|VA) | 20 | $3,010,000 | $150,500 | $6,035 | 4.90% |
| HATTIESBURG, MS (FHA|USDA|VA) | 12 | $3,000,000 | $250,000 | $6,812 | 4.08% |
| Sunbury, PA (FHA|USDA|VA) | 26 | $2,980,000 | $114,615 | $5,431 | 5.43% |
| Lewisburg, PA (FHA|USDA|VA) | 13 | $2,965,000 | $228,077 | $8,631 | 4.65% |
| MOBILE, AL (FHA|USDA|VA) | 14 | $2,960,000 | $211,429 | $4,757 | 4.54% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 25 | $2,955,000 | $118,200 | $5,908 | 5.62% |
| Clovis, NM (FHA|USDA|VA) | 15 | $2,895,000 | $193,000 | $3,716 | 3.84% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 10 | $2,890,000 | $289,000 | $6,413 | 4.41% |
| RACINE, WI (FHA|USDA|VA) | 10 | $2,870,000 | $287,000 | $2,654 | 4.31% |
| Whitewater, WI (FHA|USDA|VA) | 7 | $2,855,000 | $407,857 | $4,356 | 4.06% |
| Oxford, MS (FHA|USDA|VA) | 10 | $2,840,000 | $284,000 | $6,048 | 4.41% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 18 | $2,840,000 | $157,778 | $6,005 | 4.78% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 30 | $2,820,000 | $94,000 | $4,546 | 5.30% |
| FORT WAYNE, IN (FHA|USDA|VA) | 20 | $2,790,000 | $139,500 | $4,364 | 5.12% |
| DuBois, PA (FHA|USDA|VA) | 18 | $2,720,000 | $151,111 | $5,794 | 4.63% |
| MONTGOMERY, AL (FHA|USDA|VA) | 8 | $2,710,000 | $338,750 | $8,493 | 4.94% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 10 | $2,680,000 | $268,000 | $4,727 | 3.96% |
| Plainview, TX (FHA|USDA|VA) | 2 | $2,670,000 | $1,335,000 | $2,651 | 3.91% |
| SAVANNAH, GA (FHA|USDA|VA) | 14 | $2,650,000 | $189,286 | $4,990 | 5.35% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $2,630,000 | $1,315,000 | $12,290 | 4.19% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 5 | $2,625,000 | $525,000 | $4,708 | 5.57% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 15 | $2,575,000 | $171,667 | $4,921 | 4.39% |
| Richmond-Berea, KY (FHA|USDA|VA) | 12 | $2,530,000 | $210,833 | $3,994 | 4.23% |
| JACKSON, MI (FHA|USDA|VA) | 28 | $2,490,000 | $88,929 | $6,746 | 6.19% |
| RENO, NV (FHA|USDA|VA) | 6 | $2,440,000 | $406,667 | $6,486 | 4.60% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $2,415,000 | $805,000 | $10,087 | 3.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 26 | $2,410,000 | $92,692 | $6,600 | 6.47% |
| Adrian, MI (FHA|USDA|VA) | 20 | $2,370,000 | $118,500 | $4,416 | 5.67% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $2,355,000 | $471,000 | $7,032 | 5.38% |
| Frankfort, KY (FHA|USDA|VA) | 14 | $2,350,000 | $167,857 | $4,966 | 6.05% |
| Brenham, TX (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $8,969 | 4.21% |
| Glasgow, KY (FHA|USDA|VA) | 10 | $2,280,000 | $228,000 | $4,430 | 4.93% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 8 | $2,270,000 | $283,750 | $1,902 | 4.81% |
| Sikeston, MO (FHA|USDA|VA) | 14 | $2,220,000 | $158,571 | $3,856 | 4.39% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 7 | $2,215,000 | $316,429 | $8,435 | 5.29% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 11 | $2,205,000 | $200,455 | $2,952 | 4.78% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $2,205,000 | $2,205,000 | $0 | 3.45% |
| Rockport, TX (FHA|USDA|VA) | 6 | $2,200,000 | $366,667 | $8,467 | 4.96% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 7 | $2,195,000 | $313,571 | $6,953 | 3.98% |
| Malvern, AR (FHA|USDA|VA) | 11 | $2,165,000 | $196,818 | $4,691 | 3.98% |
| HAMMOND, LA (FHA|USDA|VA) | 8 | $2,150,000 | $268,750 | $5,536 | 5.11% |
| GREENVILLE, NC (FHA|USDA|VA) | 9 | $2,145,000 | $238,333 | $4,277 | 5.11% |
| ITHACA, NY (FHA|USDA|VA) | 14 | $2,090,000 | $149,286 | $2,180 | 5.46% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $2,080,000 | $346,667 | $6,011 | 4.21% |
| Corsicana, TX (FHA|USDA|VA) | 7 | $2,065,000 | $295,000 | $4,379 | 4.30% |
| Cleveland, MS (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $7,126 | 4.65% |
| SALEM, OR (FHA|USDA|VA) | 5 | $2,045,000 | $409,000 | $9,204 | 4.63% |
| PINE BLUFF, AR (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $4,464 | 4.15% |
| BANGOR, ME (FHA|USDA|VA) | 16 | $2,010,000 | $125,625 | $3,808 | 5.35% |
| Athens, TN (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $4,279 | 4.43% |
| Huntingdon, PA (FHA|USDA|VA) | 15 | $1,995,000 | $133,000 | $5,462 | 4.42% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 12 | $1,990,000 | $165,833 | $8,374 | 5.96% |
| TOPEKA, KS (FHA|USDA|VA) | 11 | $1,965,000 | $178,636 | $3,679 | 4.63% |
| PROVO-OREM, UT (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $6,889 | 4.63% |
| Olean, NY (FHA|USDA|VA) | 18 | $1,940,000 | $107,778 | $3,738 | 5.67% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 12 | $1,940,000 | $161,667 | $4,968 | 5.81% |
| Searcy, AR (FHA|USDA|VA) | 8 | $1,930,000 | $241,250 | $4,616 | 4.47% |
| BOISE CITY, ID (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $4,777 | 3.42% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $5,723 | 3.84% |
| Batavia, NY (FHA|USDA|VA) | 19 | $1,895,000 | $99,737 | $7,830 | 5.27% |
| ELMIRA, NY (FHA|USDA|VA) | 17 | $1,895,000 | $111,471 | $3,967 | 4.46% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 10 | $1,890,000 | $189,000 | $5,237 | 5.25% |
| Plattsburgh, NY (FHA|USDA|VA) | 17 | $1,885,000 | $110,882 | $4,515 | 5.07% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 16 | $1,870,000 | $116,875 | $4,147 | 4.23% |
| Granbury, TX (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $5,272 | 5.38% |
| Picayune, MS (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $5,277 | 3.17% |
| OWENSBORO, KY (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $3,458 | 4.61% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 19 | $1,845,000 | $97,105 | $7,037 | 5.63% |
| Greeneville, TN (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $5,077 | 3.80% |
| Madisonville, KY (FHA|USDA|VA) | 10 | $1,840,000 | $184,000 | $3,994 | 4.48% |
| Seneca, SC (FHA|USDA|VA) | 5 | $1,815,000 | $363,000 | $5,760 | 4.38% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $4,441 | 3.53% |
| Columbus, MS (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $6,510 | 4.14% |
| Somerset, PA (FHA|USDA|VA) | 16 | $1,780,000 | $111,250 | $5,525 | 5.83% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $5,828 | 3.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 11 | $1,745,000 | $158,636 | $4,057 | 3.49% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 8 | $1,740,000 | $217,500 | $5,878 | 4.73% |
| Paducah, KY-IL (FHA|USDA|VA) | 10 | $1,740,000 | $174,000 | $2,994 | 4.55% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $2,398 | 3.93% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $7,982 | 4.13% |
| Cullowhee, NC (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $5,907 | 4.44% |
| Hays, KS (FHA|USDA|VA) | 12 | $1,680,000 | $140,000 | $4,116 | 4.03% |
| Ashtabula, OH (FHA|USDA|VA) | 14 | $1,660,000 | $118,571 | $4,805 | 6.03% |
| Tupelo, MS (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $7,255 | 4.94% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 11 | $1,655,000 | $150,455 | $4,502 | 4.93% |
| Alexander City, AL (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $3,891 | 5.02% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $1,600,000 | $800,000 | $12,285 | 5.38% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 8 | $1,580,000 | $197,500 | $3,940 | 3.78% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,575,000 | $525,000 | $5,787 | 4.67% |
| PEORIA, IL (FHA|USDA|VA) | 17 | $1,575,000 | $92,647 | $4,756 | 5.93% |
| Gainesville, TX (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $7,563 | 4.33% |
| Hailey, ID (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $18,740 | 4.25% |
| Holland, MI (FHA|USDA|VA) | 10 | $1,500,000 | $150,000 | $2,993 | 5.04% |
| Findlay, OH (FHA|USDA|VA) | 11 | $1,495,000 | $135,909 | $8,908 | 5.84% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $5,779 | 4.23% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $3,503 | 3.78% |
| WACO, TX (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $9,121 | 4.67% |
| Middlesborough, KY (FHA|USDA|VA) | 10 | $1,440,000 | $144,000 | $2,828 | 4.84% |
| Lock Haven, PA (FHA|USDA|VA) | 9 | $1,425,000 | $158,333 | $8,196 | 5.42% |
| Woodward, OK (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $3,557 | 5.21% |
| LONGVIEW, TX (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $7,548 | 4.98% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $8,076 | 5.04% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 14 | $1,410,000 | $100,714 | $4,714 | 5.33% |
| Paris, TX (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $6,559 | 4.61% |
| BILLINGS, MT (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $4,294 | 2.66% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $3,150 | 3.84% |
| Amsterdam, NY (FHA|USDA|VA) | 18 | $1,400,000 | $77,778 | $3,907 | 5.73% |
| Palatka, FL (FHA|USDA|VA) | 9 | $1,375,000 | $152,778 | $5,249 | 5.01% |
| ROCHESTER, MN (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $4,607 | 5.88% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $2,897 | 6.03% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $7,017 | 4.29% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $3,903 | 4.23% |
| APPLETON, WI (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $4,517 | 4.13% |
| Cortland, NY (FHA|USDA|VA) | 15 | $1,315,000 | $87,667 | $6,612 | 4.83% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $6,447 | 3.88% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $5,375 | 2.94% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $12,862 | 4.54% |
| TYLER, TX (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $6,783 | 4.30% |
| Defiance, OH (FHA|USDA|VA) | 10 | $1,280,000 | $128,000 | $2,948 | 5.01% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $3,986 | 3.98% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $4,318 | 4.88% |
| Fort Polk South, LA (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $5,607 | 4.60% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $5,098 | 3.25% |
| El Campo, TX (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $5,278 | 5.13% |
| London, KY (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $4,136 | 5.14% |
| ROCKFORD, IL (FHA|USDA|VA) | 9 | $1,195,000 | $132,778 | $8,052 | 5.89% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $3,544 | 3.98% |
| MORGANTOWN, WV (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $4,969 | 3.83% |
| JACKSON, TN (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $5,126 | 4.13% |
| Bonham, TX (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $4,126 | 5.30% |
| Bay City, TX (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $14,140 | 4.17% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $3,720 | 5.40% |
| Galesburg, IL (FHA|USDA|VA) | 13 | $1,095,000 | $84,231 | $4,374 | 4.86% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $3,497 | 3.38% |
| Columbus, NE (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $7,972 | 5.50% |
| Kerrville, TX (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $6,676 | 4.21% |
| Cambridge, MD (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $3,518 | 5.47% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $3,395 | 3.84% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $6,438 | 3.96% |
| Ashland, OH (FHA|USDA|VA) | 11 | $1,055,000 | $95,909 | $4,185 | 5.42% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $4,278 | 2.93% |
| DOTHAN, AL (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $5,836 | 4.05% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $4,352 | 5.25% |
| Lawrenceburg, TN (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $4,810 | 4.63% |
| Auburn, NY (FHA|USDA|VA) | 12 | $1,010,000 | $84,167 | $6,128 | 6.68% |
| Corning, NY (FHA|USDA|VA) | 11 | $1,005,000 | $91,364 | $4,950 | 6.14% |
| MUNCIE, IN (FHA|USDA|VA) | 9 | $995,000 | $110,556 | $3,377 | 4.79% |
| MIDLAND, MI (FHA|USDA|VA) | 10 | $990,000 | $99,000 | $3,628 | 5.63% |
| GREAT FALLS, MT (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,699 | 4.00% |
| RAPID CITY, SD (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $6,713 | 5.18% |
| Mount Vernon, OH (FHA|USDA|VA) | 8 | $970,000 | $121,250 | $3,842 | 5.83% |
| Martin, TN (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $3,264 | 3.71% |
| REDDING, CA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $6,151 | 6.33% |
| MUSKEGON, MI (FHA|USDA|VA) | 12 | $940,000 | $78,333 | $3,368 | 6.46% |
| Sayre, PA (FHA|USDA|VA) | 8 | $940,000 | $117,500 | $4,565 | 4.50% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $4,674 | 5.22% |
| Urbana, OH (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $4,556 | 5.10% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $4,211 | 4.19% |
| Cambridge, OH (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $6,023 | 6.48% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $3,806 | 3.25% |
| Rexburg, ID (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,302 | 3.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $4,373 | 4.88% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $8,181 | 4.92% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $6,595 | 4.79% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $5,758 | 6.13% |
| Sonora, CA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $6,516 | 4.96% |
| Sturgis, MI (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $3,856 | 7.27% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $5,719 | 4.84% |
| Cadillac, MI (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $5,510 | 5.55% |
| FARGO, ND-MN (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $5,459 | 3.42% |
| BEND, OR (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $3,951 | 3.69% |
| BECKLEY, WV (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,998 | 4.58% |
| Fremont, NE (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $4,398 | 4.20% |
| MANSFIELD, OH (FHA|USDA|VA) | 9 | $835,000 | $92,778 | $0 | 5.39% |
| Malone, NY (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,697 | 6.31% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $4,062 | 3.50% |
| Greenwood, SC (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $5,176 | 3.97% |
| Paris, TN (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $4,859 | 5.55% |
| Bellefontaine, OH (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $4,708 | 6.35% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,448 | 5.17% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $7,187 | 3.28% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,898 | 4.58% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $7,728 | 5.63% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $5,063 | 4.33% |
| Marion, OH (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $5,339 | 6.18% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $3,851 | 4.71% |
| Dayton, TN (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,851 | 5.91% |
| Okeechobee, FL (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $6,912 | 5.72% |
| Bluefield, WV-VA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $4,697 | 4.08% |
| MADERA, CA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $7,279 | 4.13% |
| Fremont, OH (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $5,769 | 5.21% |
| Meridian, MS (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,838 | 4.38% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $7,600 | 6.19% |
| LAS CRUCES, NM (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $3,621 | 3.33% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,360 | 3.75% |
| Ludington, MI (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $0 | 4.00% |
| Seneca Falls, NY (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $3,568 | 5.33% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,139 | 4.19% |
| Hillsdale, MI (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $4,593 | 4.48% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 9 | $705,000 | $78,333 | $2,582 | 5.79% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,786 | 4.63% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $3,703 | 3.88% |
| Mount Pleasant, MI (FHA|USDA|VA) | 7 | $685,000 | $97,857 | $7,420 | 7.45% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $3,494 | 3.06% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,175 | 3.75% |
| Durant, OK (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $8,003 | 3.46% |
| Newport, TN (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $5,193 | 5.78% |
| Wapakoneta, OH (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,217 | 4.38% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $9,345 | 5.58% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,353 | 3.75% |
| Arcadia, FL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $6,907 | 4.46% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $10,489 | 5.25% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,769 | 5.13% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $8,465 | 4.50% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,401 | 5.88% |
| TWIN FALLS, ID (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,446 | 3.38% |
| Shelby, NC (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,794 | 4.63% |
| Arkadelphia, AR (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,470 | 3.56% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $8,806 | 2.50% |
| DUBUQUE, IA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,939 | 4.50% |
| Martinsville, VA (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $3,523 | 5.03% |
| Clarksdale, MS (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,288 | 4.38% |
| Coldwater, MI (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,838 | 4.84% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,229 | 5.19% |
| Batesville, AR (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,068 | 4.94% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,718 | 4.56% |
| Jackson, OH (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $6,288 | 4.91% |
| Wilmington, OH (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $3,192 | 6.80% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,406 | 6.13% |
| Minden, LA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $6,109 | 5.21% |
| Laurel, MS (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,878 | 4.31% |
| Selinsgrove, PA (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $6,624 | 5.20% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,215 | 3.08% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,211 | 4.29% |
| Farmington, MO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,061 | 4.87% |
| Outside of Metro Areas | 2 | $560,000 | $280,000 | $5,416 | 3.56% |
| Norwalk, OH (FHA|USDA|VA) | 8 | $560,000 | $70,000 | $4,571 | 5.50% |
| Kendallville, IN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,743 | 5.88% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $2,946 | 6.50% |
| KANKAKEE, IL (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $3,752 | 3.56% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,752 | 3.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $4,318 | 4.38% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $2,673 | 5.88% |
| CHICO, CA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $10,008 | 5.88% |
| Waycross, GA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,097 | 5.75% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $3,286 | 4.55% |
| West Point, MS (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,651 | 5.75% |
| New Castle, IN (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $2,446 | 3.55% |
| Union City, TN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,246 | 3.79% |
| Lake City, FL (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $0 | 6.95% |
| Aberdeen, SD (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,658 | 3.88% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,331 | 4.56% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,062 | 5.31% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 6 | $520,000 | $86,667 | $6,214 | 5.29% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,709 | 4.50% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,732 | 5.13% |
| Danville, KY (FHA|USDA|VA) | 6 | $510,000 | $85,000 | $2,744 | 6.67% |
| Huntington, IN (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,461 | 5.88% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,010 | 3.63% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,302 | 4.29% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,664 | 4.13% |
| Jesup, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $13,541 | 4.56% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,271 | 3.06% |
| Russellville, AR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,569 | 4.06% |
| Bogalusa, LA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,822 | 4.63% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,846 | 3.38% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,480 | 5.00% |
| Shawano, WI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,172 | 4.44% |
| Bedford, IN (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $2,543 | 5.09% |
| DANVILLE, IL (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $4,371 | 5.88% |
| Quincy, IL-MO (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,824 | 5.38% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,514 | 4.13% |
| Atmore, AL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,006 | 5.29% |
| Madison, IN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $2,841 | 3.63% |
| Washington Court House, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $7,309 | 5.21% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,039 | 3.75% |
| Bradford, PA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,121 | 4.04% |
| Chillicothe, OH (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,186 | 4.29% |
| Crawfordsville, IN (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $0 | 4.63% |
| Brownwood, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,727 | 5.06% |
| Campbellsville, KY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,992 | 4.75% |
| Albertville, AL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,321 | 4.63% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $12,581 | 5.25% |
| Big Rapids, MI (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,670 | 4.21% |
| Natchez, MS-LA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $6,364 | 3.79% |
| Tiffin, OH (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $5,836 | 5.41% |
| Murray, KY (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,126 | 4.88% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,369 | 5.88% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,126 | 5.50% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,732 | 2.88% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,976 | 4.25% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,130 | 5.75% |
| Clarksburg, WV (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,450 | 3.25% |
| Seymour, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,658 | 4.19% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,258 | 7.04% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,111 | 4.96% |
| Mountain Home, AR (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,538 | 4.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,330 | 5.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,300 | 4.75% |
| Helena, MT (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,059 | 3.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 3.25% |
| MERCED, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,900 | 2.25% |
| Austin, MN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,786 | 3.75% |
| Angola, IN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,345 | 5.33% |
| McAlester, OK (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,966 | 6.19% |
| Minot, ND (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,697 | 5.38% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,505 | 4.88% |
| ENID, OK (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,726 | 7.00% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $14,465 | 4.50% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,770 | 3.88% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,365 | 4.00% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,243 | 3.38% |
| Corinth, MS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,077 | 2.75% |
| Centralia, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,456 | 4.50% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,057 | 4.38% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,129 | 5.50% |
| Shelton, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,123 | 6.25% |
| Watertown, SD (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,932 | 4.88% |
| Alma, MI (FHA|USDA|VA) | 5 | $315,000 | $63,000 | $2,952 | 6.30% |
| Ruston, LA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,707 | 4.13% |
| Marquette, MI (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $3,585 | 6.13% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,488 | 4.50% |
| Evanston, WY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,920 | 4.88% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,480 | 3.75% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,245 | 4.75% |
| Ardmore, OK (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,664 | 5.13% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,176 | 5.81% |
| BAY CITY, MI (FHA|USDA|VA) | 6 | $300,000 | $50,000 | $3,955 | 5.88% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,174 | 3.50% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 7.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,470 | 2.88% |
| Maysville, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,981 | 4.75% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,163 | 5.56% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,607 | 4.88% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,633 | 5.33% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $3,336 | 7.09% |
| Mount Sterling, KY (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $6,367 | 6.38% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 4.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,960 | 5.50% |
| Marietta, OH (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,104 | 4.88% |
| WHEELING, WV-OH (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,923 | 4.21% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,814 | 3.81% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $9,584 | 4.38% |
| Warren, PA (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $0 | 6.25% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,689 | 2.63% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,516 | 5.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,120 | 5.25% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,452 | 7.13% |
| Alpena, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,720 | 5.13% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,599 | 5.44% |
| Hastings, NE (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $2,944 | 4.67% |
| Washington, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,590 | 4.88% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,536 | 4.38% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,916 | 2.13% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,739 | 4.25% |
| COLUMBUS, IN (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 4.42% |
| Gillette, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,888 | 3.50% |
| Astoria, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,587 | 5.25% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,238 | 5.25% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,892 | 3.25% |
| Tifton, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,802 | 4.88% |
| Sterling, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,320 | 4.81% |
| Coshocton, OH (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $6,005 | 5.17% |
| Susanville, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,488 | 5.25% |
| Houghton, MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 3.88% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,896 | 2.50% |
| Dumas, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,051 | 6.63% |
| Kearney, NE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,397 | 3.88% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,068 | 4.75% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,935 | 4.88% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,420 | 3.25% |
| Greenville, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.00% |
| Bluffton, IN (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $3,001 | 7.00% |
| Portales, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,138 | 3.38% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,810 | 5.00% |
| KOKOMO, IN (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $3,001 | 4.88% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,020 | 3.75% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,140 | 4.13% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,211 | 4.75% |
| Laramie, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,685 | 3.88% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,766 | 4.50% |
| Central City, KY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,371 | 5.38% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,613 | 3.88% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,321 | 3.38% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,636 | 6.00% |
| North Platte, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,047 | 3.50% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,211 | 3.88% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,620 | 3.50% |
| Snyder, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,038 | 5.75% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,402 | 2.38% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,642 | 3.13% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,637 | 7.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,145 | 4.00% |
| Ozark, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,571 | 4.50% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,634 | 6.13% |
| Kennett, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,680 | 4.50% |
| Marion, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,437 | 2.25% |
| Richmond, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,587 | 5.00% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,058 | 2.63% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,297 | 3.63% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 3.56% |
| Somerset, KY (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 6.63% |
| Indianola, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,552 | 3.63% |
| Worthington, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,322 | 4.38% |
| LIMA, OH (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.50% |
| Deming, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,971 | 3.25% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,293 | 5.88% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,056 | 5.50% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,104 | 6.75% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,577 | 2.50% |
| Silver City, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,907 | 4.88% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,066 | 2.88% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.50% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,793 | 3.88% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,128 | 3.50% |
| CASPER, WY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.63% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,433 | 5.63% |
| Camden, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,863 | 5.25% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,905 | 2.50% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,905 | 2.75% |
| Connersville, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,756 | 3.50% |
| Duncan, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,362 | 3.75% |
| Wabash, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,771 | 4.75% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.38% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.50% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.25% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,207 | 3.63% |
| Auburn, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.75% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.38% |
| Mason City, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.50% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,249 | 4.50% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,363 | 3.63% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,754 | 2.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.88% |
| Atchison, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,207 | 4.25% |
| Union, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,342 | 2.63% |
| Selma, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,828 | 2.75% |
| Guymon, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,137 | 2.25% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.25% |
| Athens, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.75% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.25% |
| ROME, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.00% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,280 | 2.63% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.75% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.25% |
| Harrison, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,747 | 2.63% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.25% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,553 | 5.50% |
| Logansport, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,879 | 2.75% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.50% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.50% |
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Product Mix
For 2022, Citizens Bank's most frequently originated type of loan was HELOC, with 64,687 originations. Their 2nd most popular type was Conventional, with 32,579 originations.
Loan Reason
For 2022, Citizens Bank's most frequently cited loan purpose was Home Purchase, with 26,645 originations. The 2nd most popular reason was Home Improvement, with 24,895 originations.
Loan Duration/Length
For 2022, Citizens Bank's most frequently cited loan duration was Other, with 65,101 originations. The 2nd most popular length was 30 Year, with 30,907 originations.
Origination Fees/Closing Costs
Citizens Bank's average total fees were $7,013, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 9,778 originations.
Interest Rates
During 2022, Citizens Bank's average interest rate for loans was 4.48%, while their most frequently originated rate bucket for loans was 3-4%, with 25,188 originations.
Loan Sizing
2022 saw Citizens Bank place emphasis on $100k-200k loans with 30,940 originations, totaling $4,182,810,000 in origination value.
Applicant Income
Citizens Bank lent most frequently to those with incomes in the $100k-150k range, with 23,393 originations. The second most popular income band? $150k-250k, with 20,351 originations.
Applicant Debt to Income Ratio
Citizens Bank lent most frequently to those with DTI ratios of 50-60%, with 16,433 originations. The next most common DTI ratio? 20-30%, with 16,341 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications75.31%
Citizens Bank has a below average approval rate.
Pick Rate
Approvals leading to origination87.00%
Citizens Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 101,366 | $25,374,430,000 | $250,325 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 101,366 | $25,374,430,000 | $250,325 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Closing on a mortgage | 1 | 10.0% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Struggling to pay mortgage | 3 | 30.0% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Trouble during payment process | 4 | 40.0% |
| CITIZENS FINANCIAL GROUP, INC. | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 10.0% |
| CITIZENS FINANCIAL GROUP, INC. | VA mortgage | Trouble during payment process | 1 | 10.0% |