Citizens Bank Mortgage Rates, Fees & Info
Providence, RILEI: DRMSV1Q0EKMEXLAU1P80
Tax ID: 20-2635739
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Review & Overview
Citizens Bank is a large bank specializing in Refi and Home Purchase loans. Citizens Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Boston, Philadelphia, Pittsburgh, and Providence among others. We have data for 737 markets. (Some data included below & more in-depth data is available with an active subscription.)Citizens Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Citizens Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 12/17/24 |
| 30 Year Conventional Purchase | 6.45% | 12/17/24 |
| 30 Year Conventional Refi | 6.41% | 12/17/24 |
| 30 Year Cash-out Refi | 6.68% | 12/17/24 |
| 30 Year FHA Purchase | 7.07% | 12/17/24 |
| 30 Year FHA Refi | 6.82% | 12/17/24 |
| 30 Year VA Purchase | 6.15% | 12/17/24 |
| 30 Year VA Refi | 6.00% | 12/17/24 |
| 30 Year USDA Purchase | 6.83% | 12/17/24 |
| 30 Year USDA Refi | 6.58% | 12/17/24 |
| 15 Year Conventional Purchase | 6.00% | 12/17/24 |
| 15 Year Conventional Refi | 6.01% | 12/17/24 |
| 15 Year Cash-out Refi | 6.01% | 12/17/24 |
| 15 Year FHA Purchase | 6.24% | 12/17/24 |
| 15 Year FHA Refi | 6.23% | 12/17/24 |
| 15 Year VA Purchase | 6.39% | 12/17/24 |
| 15 Year VA Refi | 5.87% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Citizens Bank Mortgage Calculator
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This is not an official calculator from Citizens Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
121,037Origination Dollar Volume (All Markets)
$32,803,625,000Employee count
17,096Awards
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Citizens Bank - 2021
Citizens Bank is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 11,938 | $6,041,580,000 | $506,080 | $6,474 | 3.23% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 13,066 | $3,936,230,000 | $301,257 | $4,259 | 3.24% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 11,948 | $2,665,620,000 | $223,102 | $5,511 | 3.36% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7,200 | $1,258,400,000 | $174,778 | $5,416 | 3.31% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 6,217 | $1,172,635,000 | $188,618 | $3,756 | 3.45% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1,553 | $953,195,000 | $613,777 | $6,033 | 2.87% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1,635 | $948,985,000 | $580,419 | $7,271 | 3.23% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4,706 | $788,130,000 | $167,473 | $3,091 | 3.36% |
| Outside of Metro Areas | 2,434 | $597,550,000 | $245,501 | $4,345 | 3.07% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,694 | $548,000,000 | $323,495 | $5,241 | 2.87% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,687 | $485,635,000 | $287,869 | $6,392 | 2.87% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2,909 | $425,025,000 | $146,107 | $3,942 | 3.49% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1,565 | $345,825,000 | $220,974 | $4,878 | 3.26% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1,512 | $324,300,000 | $214,484 | $5,025 | 3.19% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2,361 | $311,205,000 | $131,811 | $3,735 | 3.96% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 469 | $302,925,000 | $645,896 | $6,553 | 3.03% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 576 | $290,770,000 | $504,809 | $5,306 | 2.98% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1,123 | $286,585,000 | $255,196 | $4,019 | 3.28% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 753 | $268,145,000 | $356,102 | $5,061 | 2.89% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 910 | $266,020,000 | $292,330 | $4,267 | 3.15% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 415 | $262,155,000 | $631,699 | $5,721 | 2.94% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 790 | $255,240,000 | $323,089 | $4,903 | 2.88% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1,290 | $246,020,000 | $190,713 | $3,585 | 3.43% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1,125 | $234,355,000 | $208,316 | $4,265 | 3.44% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 479 | $207,985,000 | $434,207 | $6,971 | 2.93% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 511 | $184,275,000 | $360,616 | $4,857 | 2.83% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 672 | $179,750,000 | $267,485 | $5,349 | 2.89% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 866 | $166,070,000 | $191,767 | $5,419 | 3.10% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 940 | $159,690,000 | $169,883 | $4,257 | 3.53% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 278 | $157,820,000 | $567,698 | $6,001 | 2.95% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 578 | $155,160,000 | $268,443 | $2,600 | 2.93% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 505 | $150,675,000 | $298,366 | $5,553 | 3.01% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 388 | $141,230,000 | $363,995 | $5,097 | 2.88% |
| ROCHESTER, NY (FHA|USDA|VA) | 1,210 | $141,050,000 | $116,570 | $3,446 | 4.01% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 382 | $140,190,000 | $366,990 | $4,748 | 3.02% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 505 | $140,165,000 | $277,554 | $5,347 | 2.98% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 521 | $136,855,000 | $262,678 | $4,891 | 3.13% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 565 | $134,845,000 | $238,664 | $3,051 | 2.83% |
| AKRON, OH (FHA|USDA|VA) | 966 | $129,170,000 | $133,716 | $3,879 | 3.41% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 482 | $125,810,000 | $261,017 | $4,104 | 3.03% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 751 | $123,295,000 | $164,174 | $3,996 | 3.74% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 503 | $122,165,000 | $242,873 | $2,823 | 3.06% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 597 | $120,775,000 | $202,303 | $4,412 | 3.10% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 429 | $119,955,000 | $279,615 | $6,771 | 2.93% |
| COLUMBUS, OH (FHA|USDA|VA) | 477 | $118,125,000 | $247,642 | $4,490 | 3.02% |
| KNOXVILLE, TN (FHA|USDA|VA) | 392 | $111,130,000 | $283,495 | $4,600 | 2.85% |
| RICHMOND, VA (FHA|USDA|VA) | 339 | $109,285,000 | $322,375 | $4,715 | 2.99% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 538 | $109,000,000 | $202,602 | $4,906 | 3.78% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 172 | $108,270,000 | $629,477 | $5,485 | 2.88% |
| TOLEDO, OH (FHA|USDA|VA) | 815 | $107,135,000 | $131,454 | $4,980 | 3.44% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 368 | $103,760,000 | $281,957 | $2,084 | 2.94% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 272 | $100,150,000 | $368,199 | $5,608 | 2.84% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 479 | $98,565,000 | $205,772 | $5,338 | 3.33% |
| LOUISVILLE, KY (FHA|USDA|VA) | 438 | $98,340,000 | $224,521 | $3,291 | 3.02% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 404 | $97,990,000 | $242,550 | $6,357 | 3.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 195 | $96,495,000 | $494,846 | $7,959 | 2.88% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 546 | $95,240,000 | $174,432 | $4,354 | 3.59% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 267 | $94,875,000 | $355,337 | $3,690 | 2.85% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 368 | $91,780,000 | $249,402 | $6,499 | 2.94% |
| READING, PA (FHA|USDA|VA) | 616 | $91,230,000 | $148,101 | $5,260 | 3.56% |
| LANCASTER, PA (FHA|USDA|VA) | 471 | $86,635,000 | $183,938 | $5,651 | 3.40% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 164 | $85,650,000 | $522,256 | $5,733 | 2.94% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 355 | $85,115,000 | $239,761 | $4,127 | 2.85% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 152 | $84,840,000 | $558,158 | $5,878 | 3.05% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 285 | $78,755,000 | $276,333 | $5,624 | 2.99% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 710 | $78,670,000 | $110,803 | $3,575 | 3.62% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 311 | $78,355,000 | $251,945 | $3,915 | 3.14% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 198 | $76,760,000 | $387,677 | $3,712 | 2.80% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 240 | $75,400,000 | $314,167 | $5,449 | 3.21% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 327 | $73,695,000 | $225,367 | $2,829 | 2.86% |
| Concord, NH (FHA|USDA|VA) | 431 | $70,915,000 | $164,536 | $3,454 | 3.52% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 215 | $70,125,000 | $326,163 | $5,165 | 2.88% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 242 | $69,230,000 | $286,074 | $4,922 | 2.97% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 135 | $69,105,000 | $511,889 | $5,551 | 2.89% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 313 | $66,585,000 | $212,732 | $4,071 | 2.88% |
| Lebanon, NH-VT (FHA|USDA|VA) | 335 | $62,655,000 | $187,030 | $3,942 | 3.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 266 | $62,080,000 | $233,383 | $3,711 | 2.81% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 476 | $61,140,000 | $128,445 | $4,390 | 3.48% |
| ASHEVILLE, NC (FHA|USDA|VA) | 183 | $61,135,000 | $334,071 | $4,348 | 2.91% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 170 | $60,800,000 | $357,647 | $4,712 | 2.98% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 209 | $60,415,000 | $289,067 | $3,848 | 2.83% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 192 | $57,670,000 | $300,365 | $5,800 | 2.93% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 331 | $57,615,000 | $174,063 | $5,508 | 3.25% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 233 | $57,595,000 | $247,189 | $5,013 | 2.86% |
| Torrington, CT (FHA|USDA|VA) | 211 | $56,145,000 | $266,090 | $5,035 | 3.17% |
| ERIE, PA (FHA|USDA|VA) | 412 | $56,030,000 | $135,995 | $5,454 | 3.30% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 142 | $54,900,000 | $386,620 | $3,997 | 2.74% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 134 | $52,080,000 | $388,657 | $4,551 | 2.81% |
| LYNCHBURG, VA (FHA|USDA|VA) | 228 | $51,250,000 | $224,781 | $3,614 | 2.92% |
| Laconia, NH (FHA|USDA|VA) | 224 | $51,010,000 | $227,723 | $3,747 | 3.28% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 242 | $46,890,000 | $193,760 | $3,839 | 2.84% |
| LINCOLN, NE (FHA|USDA|VA) | 209 | $46,805,000 | $223,947 | $2,123 | 2.80% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 195 | $46,705,000 | $239,513 | $3,305 | 2.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 182 | $46,550,000 | $255,769 | $5,281 | 3.29% |
| ROANOKE, VA (FHA|USDA|VA) | 198 | $45,050,000 | $227,525 | $4,256 | 2.85% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 108 | $44,080,000 | $408,148 | $3,765 | 2.87% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 192 | $41,790,000 | $217,656 | $4,196 | 2.85% |
| SYRACUSE, NY (FHA|USDA|VA) | 327 | $40,015,000 | $122,370 | $3,674 | 3.92% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 161 | $39,735,000 | $246,801 | $3,911 | 2.81% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 333 | $39,495,000 | $118,604 | $4,113 | 3.57% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 173 | $38,295,000 | $221,358 | $5,183 | 2.99% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 94 | $38,110,000 | $405,426 | $5,879 | 2.98% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 136 | $38,000,000 | $279,412 | $5,940 | 3.02% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 168 | $37,890,000 | $225,536 | $3,726 | 2.91% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 118 | $37,880,000 | $321,017 | $4,804 | 2.87% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 180 | $35,710,000 | $198,389 | $3,731 | 2.73% |
| COLUMBIA, SC (FHA|USDA|VA) | 150 | $35,580,000 | $237,200 | $4,732 | 2.90% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 233 | $35,115,000 | $150,708 | $4,914 | 3.54% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 85 | $32,555,000 | $383,000 | $3,999 | 2.88% |
| DOVER, DE (FHA|USDA|VA) | 209 | $32,425,000 | $155,144 | $3,704 | 3.66% |
| ANN ARBOR, MI (FHA|USDA|VA) | 142 | $30,780,000 | $216,761 | $3,056 | 3.28% |
| LAFAYETTE, LA (FHA|USDA|VA) | 132 | $30,030,000 | $227,500 | $3,956 | 2.77% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 107 | $29,915,000 | $279,579 | $5,560 | 2.90% |
| ALTOONA, PA (FHA|USDA|VA) | 205 | $27,735,000 | $135,293 | $4,517 | 3.26% |
| TULSA, OK (FHA|USDA|VA) | 125 | $27,665,000 | $221,320 | $5,006 | 3.09% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 106 | $27,240,000 | $256,981 | $5,118 | 2.62% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 117 | $27,085,000 | $231,496 | $3,695 | 2.88% |
| Sevierville, TN (FHA|USDA|VA) | 90 | $26,730,000 | $297,000 | $4,541 | 3.02% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 48 | $26,220,000 | $546,250 | $7,431 | 2.99% |
| KINGSTON, NY (FHA|USDA|VA) | 112 | $26,060,000 | $232,679 | $5,676 | 3.68% |
| JONESBORO, AR (FHA|USDA|VA) | 102 | $25,700,000 | $251,961 | $4,062 | 2.79% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 107 | $25,325,000 | $236,682 | $4,535 | 2.77% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 35 | $25,225,000 | $720,714 | $5,144 | 2.92% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 88 | $25,000,000 | $284,091 | $4,874 | 2.93% |
| Georgetown, SC (FHA|USDA|VA) | 62 | $24,450,000 | $394,355 | $4,504 | 2.91% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 92 | $23,770,000 | $258,370 | $4,191 | 2.96% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 83 | $23,695,000 | $285,482 | $4,236 | 2.98% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 176 | $23,500,000 | $133,523 | $3,560 | 3.50% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 117 | $23,145,000 | $197,821 | $1,972 | 2.49% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 97 | $22,435,000 | $231,289 | $5,750 | 3.06% |
| EL PASO, TX (FHA|USDA|VA) | 100 | $21,930,000 | $219,300 | $6,265 | 2.95% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 113 | $21,925,000 | $194,027 | $3,276 | 2.85% |
| New Castle, PA (FHA|USDA|VA) | 144 | $21,840,000 | $151,667 | $5,385 | 3.34% |
| GLENS FALLS, NY (FHA|USDA|VA) | 127 | $21,625,000 | $170,276 | $4,259 | 3.54% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 53 | $21,555,000 | $406,698 | $4,992 | 2.91% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 83 | $20,575,000 | $247,892 | $3,934 | 2.71% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 48 | $20,220,000 | $421,250 | $4,430 | 2.88% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 137 | $20,195,000 | $147,409 | $3,531 | 2.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 76 | $19,840,000 | $261,053 | $3,720 | 2.85% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 91 | $18,645,000 | $204,890 | $4,375 | 2.99% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 55 | $18,425,000 | $335,000 | $5,518 | 2.82% |
| WILMINGTON, NC (FHA|USDA|VA) | 57 | $18,125,000 | $317,982 | $4,400 | 2.88% |
| Vineyard Haven, MA (FHA|USDA|VA) | 30 | $17,850,000 | $595,000 | $6,489 | 3.03% |
| Glenwood Springs, CO (FHA|USDA|VA) | 6 | $17,340,000 | $2,890,000 | $7,803 | 2.78% |
| MADISON, WI (FHA|USDA|VA) | 55 | $16,935,000 | $307,909 | $2,194 | 2.77% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 67 | $16,645,000 | $248,433 | $3,942 | 2.98% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 40 | $16,040,000 | $401,000 | $5,591 | 2.93% |
| Bardstown, KY (FHA|USDA|VA) | 83 | $15,945,000 | $192,108 | $3,836 | 2.85% |
| PITTSFIELD, MA (FHA|USDA|VA) | 66 | $15,560,000 | $235,758 | $4,827 | 3.36% |
| FLINT, MI (FHA|USDA|VA) | 98 | $15,400,000 | $157,143 | $3,239 | 3.38% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 71 | $15,285,000 | $215,282 | $3,139 | 2.99% |
| MONROE, MI (FHA|USDA|VA) | 111 | $15,165,000 | $136,622 | $4,079 | 3.44% |
| UTICA-ROME, NY (FHA|USDA|VA) | 138 | $15,010,000 | $108,768 | $3,282 | 4.10% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 63 | $14,085,000 | $223,571 | $3,709 | 2.82% |
| LEBANON, PA (FHA|USDA|VA) | 69 | $13,895,000 | $201,377 | $5,355 | 3.23% |
| Rutland, VT (FHA|USDA|VA) | 82 | $13,820,000 | $168,537 | $4,042 | 3.32% |
| Barre, VT (FHA|USDA|VA) | 59 | $13,225,000 | $224,153 | $3,919 | 3.39% |
| BISMARCK, ND (FHA|USDA|VA) | 53 | $13,005,000 | $245,377 | $4,195 | 2.84% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 81 | $12,695,000 | $156,728 | $3,293 | 3.27% |
| BINGHAMTON, NY (FHA|USDA|VA) | 124 | $12,680,000 | $102,258 | $3,894 | 4.36% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 56 | $12,490,000 | $223,036 | $3,753 | 2.83% |
| LUBBOCK, TX (FHA|USDA|VA) | 61 | $12,335,000 | $202,213 | $4,074 | 3.16% |
| HARRISONBURG, VA (FHA|USDA|VA) | 38 | $11,640,000 | $306,316 | $5,120 | 2.85% |
| Cookeville, TN (FHA|USDA|VA) | 63 | $11,375,000 | $180,556 | $2,372 | 2.74% |
| BOULDER, CO (FHA|USDA|VA) | 27 | $11,345,000 | $420,185 | $5,037 | 2.80% |
| MORRISTOWN, TN (FHA|USDA|VA) | 59 | $11,225,000 | $190,254 | $3,719 | 2.86% |
| St. Marys, GA (FHA|USDA|VA) | 52 | $10,960,000 | $210,769 | $4,517 | 3.04% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 35 | $10,865,000 | $310,429 | $4,886 | 2.72% |
| Keene, NH (FHA|USDA|VA) | 68 | $10,720,000 | $157,647 | $3,638 | 3.51% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 60 | $10,460,000 | $174,333 | $3,435 | 3.12% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 61 | $10,135,000 | $166,148 | $3,011 | 3.13% |
| MONROE, LA (FHA|USDA|VA) | 43 | $9,945,000 | $231,279 | $3,526 | 2.94% |
| DeRidder, LA (FHA|USDA|VA) | 43 | $9,415,000 | $218,953 | $3,494 | 2.78% |
| Meadville, PA (FHA|USDA|VA) | 75 | $9,365,000 | $124,867 | $4,829 | 3.43% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 28 | $9,200,000 | $328,571 | $5,267 | 2.93% |
| Berlin, NH (FHA|USDA|VA) | 62 | $9,170,000 | $147,903 | $3,581 | 3.56% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 48 | $8,990,000 | $187,292 | $4,236 | 2.90% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 52 | $8,900,000 | $171,154 | $5,424 | 3.18% |
| BATON ROUGE, LA (FHA|USDA|VA) | 40 | $8,600,000 | $215,000 | $3,968 | 2.92% |
| APPLETON, WI (FHA|USDA|VA) | 40 | $8,400,000 | $210,000 | $2,871 | 2.72% |
| SALEM, OR (FHA|USDA|VA) | 27 | $8,375,000 | $310,185 | $5,800 | 2.72% |
| FLORENCE, SC (FHA|USDA|VA) | 45 | $8,355,000 | $185,667 | $3,117 | 2.83% |
| PROVO-OREM, UT (FHA|USDA|VA) | 18 | $8,260,000 | $458,889 | $5,705 | 2.65% |
| Easton, MD (FHA|USDA|VA) | 9 | $8,195,000 | $910,556 | $8,276 | 3.00% |
| ODESSA, TX (FHA|USDA|VA) | 39 | $8,155,000 | $209,103 | $5,895 | 2.93% |
| GAINESVILLE, GA (FHA|USDA|VA) | 26 | $8,120,000 | $312,308 | $4,530 | 2.76% |
| GETTYSBURG, PA (FHA|USDA|VA) | 38 | $7,790,000 | $205,000 | $6,269 | 3.16% |
| Opelousas, LA (FHA|USDA|VA) | 40 | $7,710,000 | $192,750 | $3,334 | 2.80% |
| Jennings, LA (FHA|USDA|VA) | 42 | $7,680,000 | $182,857 | $3,859 | 2.78% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 40 | $7,460,000 | $186,500 | $4,546 | 2.93% |
| Lewistown, PA (FHA|USDA|VA) | 61 | $7,395,000 | $121,230 | $5,011 | 3.74% |
| Key West, FL (FHA|USDA|VA) | 12 | $7,380,000 | $615,000 | $8,395 | 2.86% |
| BRUNSWICK, GA (FHA|USDA|VA) | 25 | $7,245,000 | $289,800 | $5,854 | 3.06% |
| LAWRENCE, KS (FHA|USDA|VA) | 29 | $7,165,000 | $247,069 | $4,383 | 2.74% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 43 | $7,105,000 | $165,233 | $3,806 | 3.00% |
| Oil City, PA (FHA|USDA|VA) | 59 | $6,975,000 | $118,220 | $3,883 | 3.93% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 29 | $6,965,000 | $240,172 | $4,679 | 2.95% |
| Bennington, VT (FHA|USDA|VA) | 35 | $6,815,000 | $194,714 | $4,613 | 3.47% |
| HATTIESBURG, MS (FHA|USDA|VA) | 34 | $6,790,000 | $199,706 | $4,387 | 2.64% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 23 | $6,715,000 | $291,957 | $6,284 | 2.98% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 32 | $6,660,000 | $208,125 | $6,036 | 3.03% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 39 | $6,565,000 | $168,333 | $3,031 | 2.81% |
| Cullowhee, NC (FHA|USDA|VA) | 11 | $6,505,000 | $591,364 | $5,541 | 3.01% |
| Hudson, NY (FHA|USDA|VA) | 35 | $6,495,000 | $185,571 | $4,894 | 3.68% |
| CLEVELAND, TN (FHA|USDA|VA) | 32 | $6,480,000 | $202,500 | $3,720 | 2.89% |
| Salem, OH (FHA|USDA|VA) | 65 | $6,425,000 | $98,846 | $3,691 | 3.78% |
| SAGINAW, MI (FHA|USDA|VA) | 59 | $6,325,000 | $107,203 | $2,946 | 3.38% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 32 | $6,310,000 | $197,188 | $3,726 | 2.78% |
| DALTON, GA (FHA|USDA|VA) | 35 | $6,195,000 | $177,000 | $4,138 | 2.80% |
| MIDLAND, TX (FHA|USDA|VA) | 20 | $6,150,000 | $307,500 | $6,230 | 2.77% |
| Traverse City, MI (FHA|USDA|VA) | 27 | $6,095,000 | $225,741 | $3,020 | 2.89% |
| Crossville, TN (FHA|USDA|VA) | 32 | $6,090,000 | $190,313 | $2,534 | 2.73% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 17 | $6,085,000 | $357,941 | $5,733 | 3.05% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 29 | $6,085,000 | $209,828 | $4,355 | 2.85% |
| Brenham, TX (FHA|USDA|VA) | 19 | $5,805,000 | $305,526 | $6,367 | 2.81% |
| JACKSON, MS (FHA|USDA|VA) | 26 | $5,750,000 | $221,154 | $4,150 | 2.75% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 12 | $5,580,000 | $465,000 | $6,549 | 2.89% |
| OCALA, FL (FHA|USDA|VA) | 26 | $5,530,000 | $212,692 | $4,327 | 3.08% |
| Wooster, OH (FHA|USDA|VA) | 44 | $5,500,000 | $125,000 | $3,405 | 3.31% |
| PINE BLUFF, AR (FHA|USDA|VA) | 31 | $5,485,000 | $176,935 | $4,131 | 2.85% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 21 | $5,485,000 | $261,190 | $4,030 | 2.95% |
| Pottsville, PA (FHA|USDA|VA) | 36 | $5,350,000 | $148,611 | $5,468 | 3.49% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 27 | $5,325,000 | $197,222 | $3,951 | 2.72% |
| Adrian, MI (FHA|USDA|VA) | 26 | $5,240,000 | $201,538 | $3,652 | 3.21% |
| FORT WAYNE, IN (FHA|USDA|VA) | 30 | $5,180,000 | $172,667 | $3,041 | 3.10% |
| TUCSON, AZ (FHA|USDA|VA) | 23 | $5,155,000 | $224,130 | $4,209 | 2.97% |
| Portsmouth, OH (FHA|USDA|VA) | 61 | $5,115,000 | $83,852 | $3,380 | 3.74% |
| JACKSON, MI (FHA|USDA|VA) | 31 | $5,065,000 | $163,387 | $3,779 | 3.65% |
| Oneonta, NY (FHA|USDA|VA) | 44 | $5,050,000 | $114,773 | $2,878 | 4.25% |
| Indiana, PA (FHA|USDA|VA) | 40 | $5,030,000 | $125,750 | $4,513 | 3.07% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 16 | $5,020,000 | $313,750 | $5,774 | 3.05% |
| ST. CLOUD, MN (FHA|USDA|VA) | 30 | $4,960,000 | $165,333 | $3,103 | 3.12% |
| WACO, TX (FHA|USDA|VA) | 21 | $4,955,000 | $235,952 | $4,932 | 2.96% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 21 | $4,885,000 | $232,619 | $5,578 | 2.94% |
| Paris, TX (FHA|USDA|VA) | 29 | $4,785,000 | $165,000 | $4,248 | 3.07% |
| Somerset, PA (FHA|USDA|VA) | 24 | $4,700,000 | $195,833 | $4,952 | 3.26% |
| Danville, VA (FHA|USDA|VA) | 32 | $4,700,000 | $146,875 | $3,529 | 2.81% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 23 | $4,685,000 | $203,696 | $2,523 | 2.73% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 18 | $4,600,000 | $255,556 | $4,808 | 2.68% |
| ROCHESTER, MN (FHA|USDA|VA) | 18 | $4,440,000 | $246,667 | $5,325 | 2.86% |
| BEND, OR (FHA|USDA|VA) | 11 | $4,425,000 | $402,273 | $4,332 | 3.00% |
| STOCKTON, CA (FHA|USDA|VA) | 11 | $4,385,000 | $398,636 | $5,276 | 2.99% |
| Starkville, MS (FHA|USDA|VA) | 22 | $4,370,000 | $198,636 | $4,254 | 2.74% |
| Boone, NC (FHA|USDA|VA) | 12 | $4,250,000 | $354,167 | $4,124 | 2.94% |
| Sunbury, PA (FHA|USDA|VA) | 25 | $4,215,000 | $168,600 | $5,205 | 2.74% |
| Sikeston, MO (FHA|USDA|VA) | 21 | $4,205,000 | $200,238 | $2,971 | 2.98% |
| HINESVILLE, GA (FHA|USDA|VA) | 20 | $4,200,000 | $210,000 | $6,642 | 2.86% |
| Whitewater, WI (FHA|USDA|VA) | 14 | $4,200,000 | $300,000 | $3,744 | 3.14% |
| PANAMA CITY, FL (FHA|USDA|VA) | 10 | $4,190,000 | $419,000 | $5,311 | 2.85% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 15 | $4,175,000 | $278,333 | $7,239 | 2.82% |
| Morehead City, NC (FHA|USDA|VA) | 12 | $4,160,000 | $346,667 | $5,267 | 2.70% |
| Picayune, MS (FHA|USDA|VA) | 21 | $4,155,000 | $197,857 | $4,888 | 2.87% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 22 | $4,150,000 | $188,636 | $5,562 | 3.72% |
| Brevard, NC (FHA|USDA|VA) | 5 | $4,065,000 | $813,000 | $9,844 | 2.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 14 | $4,050,000 | $289,286 | $4,733 | 2.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 18 | $4,050,000 | $225,000 | $3,455 | 3.11% |
| VALLEJO, CA (FHA|USDA|VA) | 12 | $4,050,000 | $337,500 | $4,628 | 3.10% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 15 | $4,045,000 | $269,667 | $4,641 | 2.87% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 28 | $4,000,000 | $142,857 | $5,330 | 3.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 12 | $3,970,000 | $330,833 | $4,581 | 2.90% |
| HAMMOND, LA (FHA|USDA|VA) | 20 | $3,910,000 | $195,500 | $5,135 | 3.17% |
| Athens, TN (FHA|USDA|VA) | 18 | $3,890,000 | $216,111 | $3,780 | 2.84% |
| Cullman, AL (FHA|USDA|VA) | 17 | $3,885,000 | $228,529 | $2,989 | 3.16% |
| London, KY (FHA|USDA|VA) | 18 | $3,880,000 | $215,556 | $2,878 | 2.82% |
| ABILENE, TX (FHA|USDA|VA) | 17 | $3,875,000 | $227,941 | $4,523 | 3.05% |
| LONGVIEW, TX (FHA|USDA|VA) | 13 | $3,855,000 | $296,538 | $5,745 | 2.89% |
| ITHACA, NY (FHA|USDA|VA) | 22 | $3,830,000 | $174,091 | $4,028 | 3.68% |
| Gloversville, NY (FHA|USDA|VA) | 36 | $3,780,000 | $105,000 | $4,255 | 3.83% |
| MOBILE, AL (FHA|USDA|VA) | 20 | $3,750,000 | $187,500 | $3,706 | 3.01% |
| NAPA, CA (FHA|USDA|VA) | 6 | $3,730,000 | $621,667 | $6,351 | 3.00% |
| Lewisburg, PA (FHA|USDA|VA) | 15 | $3,695,000 | $246,333 | $6,116 | 3.07% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 19 | $3,675,000 | $193,421 | $2,648 | 2.89% |
| TYLER, TX (FHA|USDA|VA) | 15 | $3,615,000 | $241,000 | $4,197 | 3.00% |
| Sandusky, OH (FHA|USDA|VA) | 17 | $3,595,000 | $211,471 | $4,426 | 3.20% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 22 | $3,590,000 | $163,182 | $5,607 | 3.11% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 19 | $3,555,000 | $187,105 | $5,950 | 3.15% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 16 | $3,500,000 | $218,750 | $3,881 | 2.91% |
| Woodward, OK (FHA|USDA|VA) | 15 | $3,475,000 | $231,667 | $3,752 | 2.91% |
| Forest City, NC (FHA|USDA|VA) | 9 | $3,415,000 | $379,444 | $5,844 | 2.97% |
| JACKSON, TN (FHA|USDA|VA) | 23 | $3,375,000 | $146,739 | $2,980 | 2.96% |
| New Castle, IN (FHA|USDA|VA) | 25 | $3,355,000 | $134,200 | $2,241 | 3.05% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 18 | $3,330,000 | $185,000 | $4,263 | 3.03% |
| Athens, TX (FHA|USDA|VA) | 10 | $3,280,000 | $328,000 | $6,009 | 2.73% |
| Dayton, TN (FHA|USDA|VA) | 16 | $3,190,000 | $199,375 | $4,346 | 2.54% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 17 | $3,165,000 | $186,176 | $3,265 | 2.71% |
| Kerrville, TX (FHA|USDA|VA) | 11 | $3,145,000 | $285,909 | $6,406 | 2.78% |
| Meridian, MS (FHA|USDA|VA) | 12 | $3,110,000 | $259,167 | $4,423 | 2.84% |
| Greeneville, TN (FHA|USDA|VA) | 20 | $3,100,000 | $155,000 | $3,691 | 3.08% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 15 | $3,085,000 | $205,667 | $4,492 | 2.99% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 14 | $3,080,000 | $220,000 | $4,899 | 3.07% |
| Huntsville, TX (FHA|USDA|VA) | 9 | $3,075,000 | $341,667 | $6,367 | 2.92% |
| Huntingdon, PA (FHA|USDA|VA) | 23 | $3,065,000 | $133,261 | $4,490 | 3.23% |
| Harrison, AR (FHA|USDA|VA) | 27 | $3,065,000 | $113,519 | $2,936 | 2.97% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 13 | $3,035,000 | $233,462 | $3,154 | 2.87% |
| SPARTANBURG, SC (FHA|USDA|VA) | 16 | $3,010,000 | $188,125 | $5,206 | 2.78% |
| GREEN BAY, WI (FHA|USDA|VA) | 11 | $2,955,000 | $268,636 | $3,854 | 2.85% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 16 | $2,930,000 | $183,125 | $4,872 | 2.72% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 12 | $2,870,000 | $239,167 | $4,541 | 2.97% |
| Hays, KS (FHA|USDA|VA) | 16 | $2,850,000 | $178,125 | $4,630 | 2.86% |
| RENO, NV (FHA|USDA|VA) | 9 | $2,815,000 | $312,778 | $3,972 | 2.93% |
| BELLINGHAM, WA (FHA|USDA|VA) | 9 | $2,795,000 | $310,556 | $4,005 | 2.85% |
| BURLINGTON, NC (FHA|USDA|VA) | 13 | $2,795,000 | $215,000 | $3,116 | 2.94% |
| FORT COLLINS, CO (FHA|USDA|VA) | 10 | $2,790,000 | $279,000 | $3,920 | 2.85% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 11 | $2,775,000 | $252,273 | $2,923 | 3.09% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 13 | $2,775,000 | $213,462 | $3,224 | 2.88% |
| PEORIA, IL (FHA|USDA|VA) | 19 | $2,755,000 | $145,000 | $3,104 | 2.68% |
| Galesburg, IL (FHA|USDA|VA) | 27 | $2,735,000 | $101,296 | $3,874 | 2.63% |
| SAVANNAH, GA (FHA|USDA|VA) | 14 | $2,730,000 | $195,000 | $3,944 | 3.14% |
| BOISE CITY, ID (FHA|USDA|VA) | 11 | $2,715,000 | $246,818 | $5,523 | 2.74% |
| WICHITA, KS (FHA|USDA|VA) | 18 | $2,680,000 | $148,889 | $3,072 | 2.76% |
| Holland, MI (FHA|USDA|VA) | 12 | $2,670,000 | $222,500 | $2,490 | 3.15% |
| DuBois, PA (FHA|USDA|VA) | 19 | $2,615,000 | $137,632 | $5,658 | 2.96% |
| Olean, NY (FHA|USDA|VA) | 17 | $2,565,000 | $150,882 | $3,917 | 4.02% |
| Defiance, OH (FHA|USDA|VA) | 12 | $2,550,000 | $212,500 | $3,941 | 3.15% |
| Selinsgrove, PA (FHA|USDA|VA) | 13 | $2,525,000 | $194,231 | $5,627 | 3.08% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 17 | $2,525,000 | $148,529 | $2,987 | 3.33% |
| Alexander City, AL (FHA|USDA|VA) | 8 | $2,510,000 | $313,750 | $6,350 | 3.01% |
| Lock Haven, PA (FHA|USDA|VA) | 17 | $2,505,000 | $147,353 | $6,449 | 3.34% |
| LAREDO, TX (FHA|USDA|VA) | 7 | $2,495,000 | $356,429 | $9,633 | 2.93% |
| Chillicothe, OH (FHA|USDA|VA) | 15 | $2,475,000 | $165,000 | $4,560 | 3.67% |
| MORGANTOWN, WV (FHA|USDA|VA) | 13 | $2,435,000 | $187,308 | $3,888 | 2.93% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 6 | $2,430,000 | $405,000 | $5,024 | 2.90% |
| Heber, UT (FHA|USDA|VA) | 5 | $2,405,000 | $481,000 | $7,185 | 2.75% |
| BILLINGS, MT (FHA|USDA|VA) | 10 | $2,390,000 | $239,000 | $3,949 | 2.89% |
| Glasgow, KY (FHA|USDA|VA) | 13 | $2,385,000 | $183,462 | $3,061 | 2.91% |
| Duncan, OK (FHA|USDA|VA) | 7 | $2,355,000 | $336,429 | $5,259 | 3.04% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $2,350,000 | $587,500 | $4,891 | 2.81% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 6 | $2,350,000 | $391,667 | $4,179 | 3.17% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 8 | $2,350,000 | $293,750 | $3,067 | 2.91% |
| Corsicana, TX (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $4,255 | 2.86% |
| JOPLIN, MO (FHA|USDA|VA) | 18 | $2,330,000 | $129,444 | $2,341 | 2.98% |
| OWENSBORO, KY (FHA|USDA|VA) | 15 | $2,315,000 | $154,333 | $2,419 | 3.38% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 14 | $2,300,000 | $164,286 | $2,909 | 2.83% |
| MONTGOMERY, AL (FHA|USDA|VA) | 11 | $2,285,000 | $207,727 | $3,193 | 2.82% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 7 | $2,255,000 | $322,143 | $3,649 | 2.95% |
| Plattsburgh, NY (FHA|USDA|VA) | 14 | $2,240,000 | $160,000 | $3,628 | 3.06% |
| Malvern, AR (FHA|USDA|VA) | 12 | $2,210,000 | $184,167 | $4,863 | 2.86% |
| CORVALLIS, OR (FHA|USDA|VA) | 8 | $2,190,000 | $273,750 | $4,357 | 2.80% |
| RACINE, WI (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $2,252 | 3.06% |
| Jefferson, GA (FHA|USDA|VA) | 8 | $2,160,000 | $270,000 | $3,319 | 3.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 12 | $2,140,000 | $178,333 | $4,821 | 3.01% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $4,065 | 2.53% |
| Middlesborough, KY (FHA|USDA|VA) | 14 | $2,100,000 | $150,000 | $2,860 | 2.62% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $2,005,000 | $668,333 | $10,023 | 3.13% |
| BANGOR, ME (FHA|USDA|VA) | 11 | $2,005,000 | $182,273 | $3,091 | 3.49% |
| Batavia, NY (FHA|USDA|VA) | 20 | $2,000,000 | $100,000 | $3,089 | 4.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $2,134 | 3.09% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 11 | $1,995,000 | $181,364 | $4,489 | 3.44% |
| SANTA FE, NM (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $4,728 | 2.50% |
| Fredericksburg, TX (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $6,228 | 2.80% |
| Amsterdam, NY (FHA|USDA|VA) | 18 | $1,920,000 | $106,667 | $2,693 | 4.12% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $4,777 | 2.83% |
| Lewisburg, TN (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $3,740 | 3.04% |
| Granbury, TX (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $4,767 | 2.84% |
| Marion, NC (FHA|USDA|VA) | 4 | $1,890,000 | $472,500 | $6,182 | 3.03% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,865,000 | $621,667 | $8,967 | 2.54% |
| Findlay, OH (FHA|USDA|VA) | 9 | $1,865,000 | $207,222 | $3,939 | 3.04% |
| Rockport, TX (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $6,522 | 3.16% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $2,612 | 2.71% |
| SUMTER, SC (FHA|USDA|VA) | 12 | $1,860,000 | $155,000 | $2,849 | 2.82% |
| Calhoun, GA (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $3,160 | 2.76% |
| Paducah, KY-IL (FHA|USDA|VA) | 12 | $1,840,000 | $153,333 | $2,827 | 2.71% |
| Newport, TN (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $3,827 | 2.65% |
| WHEELING, WV-OH (FHA|USDA|VA) | 12 | $1,820,000 | $151,667 | $3,787 | 3.08% |
| El Campo, TX (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $4,993 | 2.75% |
| CHARLESTON, WV (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $3,301 | 2.63% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 13 | $1,785,000 | $137,308 | $4,415 | 3.39% |
| Paragould, AR (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $3,745 | 2.86% |
| NILES, MI (FHA|USDA|VA) | 12 | $1,710,000 | $142,500 | $3,975 | 3.50% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $3,264 | 2.95% |
| Cleveland, MS (FHA|USDA|VA) | 10 | $1,690,000 | $169,000 | $4,157 | 2.70% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $2,930 | 2.56% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 11 | $1,675,000 | $152,273 | $3,286 | 3.10% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 14 | $1,670,000 | $119,286 | $3,420 | 3.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $3,180 | 3.19% |
| GREENVILLE, NC (FHA|USDA|VA) | 9 | $1,615,000 | $179,444 | $2,381 | 2.75% |
| FRESNO, CA (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $4,280 | 3.27% |
| LAS CRUCES, NM (FHA|USDA|VA) | 11 | $1,605,000 | $145,909 | $3,183 | 2.65% |
| Cortland, NY (FHA|USDA|VA) | 16 | $1,570,000 | $98,125 | $3,952 | 4.20% |
| STAUNTON, VA (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $3,492 | 2.83% |
| Searcy, AR (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $3,626 | 2.96% |
| Stephenville, TX (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $4,753 | 3.06% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $4,899 | 2.83% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 15 | $1,535,000 | $102,333 | $3,543 | 4.09% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 9 | $1,525,000 | $169,444 | $4,099 | 3.39% |
| Ashtabula, OH (FHA|USDA|VA) | 12 | $1,520,000 | $126,667 | $4,286 | 3.57% |
| Seneca, SC (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $4,125 | 2.97% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $4,435 | 2.68% |
| Ruston, LA (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $4,729 | 3.13% |
| TOPEKA, KS (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $3,490 | 3.03% |
| Seneca Falls, NY (FHA|USDA|VA) | 12 | $1,400,000 | $116,667 | $3,574 | 3.72% |
| MANSFIELD, OH (FHA|USDA|VA) | 12 | $1,400,000 | $116,667 | $4,110 | 3.66% |
| Wilmington, OH (FHA|USDA|VA) | 9 | $1,395,000 | $155,000 | $5,981 | 3.15% |
| MUNCIE, IN (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $2,959 | 2.95% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $1,390,000 | $695,000 | $5,262 | 2.94% |
| Corning, NY (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $3,101 | 3.04% |
| Shelbyville, TN (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $4,175 | 2.90% |
| GAINESVILLE, FL (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $3,423 | 3.13% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $3,278 | 2.78% |
| Fremont, NE (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $4,181 | 3.29% |
| Prineville, OR (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $5,452 | 2.92% |
| Jesup, GA (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $8,168 | 2.81% |
| ELMIRA, NY (FHA|USDA|VA) | 13 | $1,325,000 | $101,923 | $3,145 | 4.25% |
| FARGO, ND-MN (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $4,386 | 2.52% |
| Clewiston, FL (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $4,674 | 3.09% |
| Orangeburg, SC (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $3,509 | 2.83% |
| Malone, NY (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $3,712 | 3.11% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 13 | $1,275,000 | $98,077 | $4,800 | 4.23% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $2,566 | 2.98% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $5,838 | 3.19% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $4,197 | 2.80% |
| Branson, MO (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $2,612 | 2.80% |
| Bozeman, MT (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $3,378 | 3.05% |
| Kendallville, IN (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $3,426 | 2.88% |
| Newport, OR (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $6,340 | 2.71% |
| COLUMBUS, IN (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $3,259 | 3.02% |
| DULUTH, MN-WI (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $3,689 | 2.69% |
| DECATUR, AL (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $3,301 | 2.80% |
| MISSOULA, MT (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $2,921 | 2.79% |
| Milledgeville, GA (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $4,129 | 2.93% |
| REDDING, CA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $3,362 | 2.88% |
| Washington, NC (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $3,455 | 2.96% |
| MERCED, CA (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $7,518 | 2.48% |
| Paris, TN (FHA|USDA|VA) | 11 | $1,115,000 | $101,364 | $3,410 | 2.89% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $4,160 | 2.89% |
| Waycross, GA (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $5,619 | 3.07% |
| Fort Polk South, LA (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $2,804 | 2.73% |
| KANKAKEE, IL (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $4,184 | 3.66% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $1,682 | 3.05% |
| Lawrenceburg, TN (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $4,512 | 2.94% |
| Auburn, IN (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $3,103 | 3.29% |
| Beaver Dam, WI (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $2,614 | 2.88% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 8 | $1,040,000 | $130,000 | $3,340 | 3.20% |
| CHICO, CA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $2,634 | 2.79% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $3,925 | 2.71% |
| Tupelo, MS (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $4,230 | 2.67% |
| ROCKFORD, IL (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $2,235 | 3.14% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $4,389 | 3.08% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $4,297 | 2.79% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $18,441 | 2.63% |
| Jasper, AL (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $5,432 | 3.05% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $3,167 | 2.83% |
| VICTORIA, TX (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $4,545 | 2.63% |
| GADSDEN, AL (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $3,557 | 2.90% |
| RAPID CITY, SD (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $3,499 | 2.63% |
| Big Rapids, MI (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $3,953 | 3.08% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $2,418 | 2.69% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $3,010 | 3.17% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $1,994 | 2.63% |
| MUSKEGON, MI (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $3,380 | 3.00% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $5,283 | 2.75% |
| LIMA, OH (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $5,061 | 3.28% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $2,773 | 3.06% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $4,811 | 3.08% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $3,119 | 2.88% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $3,774 | 3.13% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $2,575 | 2.73% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $3,188 | 3.04% |
| Bluefield, WV-VA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $4,567 | 2.81% |
| BECKLEY, WV (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $4,998 | 3.28% |
| Rexburg, ID (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $3,959 | 2.80% |
| North Platte, NE (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $2,388 | 2.47% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $2,400 | 3.67% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $4,400 | 2.72% |
| Madison, IN (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $2,323 | 3.04% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $3,248 | 2.63% |
| Warren, PA (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $3,959 | 3.55% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $4,391 | 3.25% |
| Sturgis, MI (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $2,215 | 3.30% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,030 | 3.03% |
| Marinette, WI-MI (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $1,655 | 3.08% |
| Russellville, AR (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,469 | 2.94% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $4,317 | 3.13% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $2,749 | 2.84% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $3,347 | 2.70% |
| Aberdeen, SD (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $3,642 | 3.13% |
| Bay City, TX (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,305 | 3.31% |
| Lebanon, MO (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $4,689 | 2.85% |
| Beatrice, NE (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $2,634 | 2.65% |
| Laramie, WY (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,076 | 3.03% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $7,809 | 3.00% |
| Outside of Metro Areas | 3 | $765,000 | $255,000 | $3,633 | 2.92% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $3,589 | 2.70% |
| Edwards, CO (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $3,282 | 3.00% |
| Gainesville, TX (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $5,342 | 2.84% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $2,284 | 3.69% |
| Kearney, NE (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $3,123 | 3.06% |
| Ashland, OH (FHA|USDA|VA) | 8 | $740,000 | $92,500 | $4,566 | 4.41% |
| Bartlesville, OK (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $10,120 | 2.92% |
| Auburn, NY (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $3,788 | 4.17% |
| Fergus Falls, MN (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,740 | 2.88% |
| Hillsdale, MI (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $3,253 | 2.75% |
| Columbus, MS (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,618 | 3.00% |
| Shelton, WA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,597 | 3.00% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,269 | 2.88% |
| Mount Airy, NC (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $3,883 | 3.09% |
| Corinth, MS (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $3,952 | 2.95% |
| Urbana, OH (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,307 | 2.69% |
| DOTHAN, AL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,876 | 2.75% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,154 | 2.91% |
| Brownwood, TX (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,725 | 3.13% |
| Helena, MT (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,771 | 2.81% |
| GREAT FALLS, MT (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,328 | 2.63% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,827 | 2.75% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $3,348 | 2.88% |
| Dyersburg, TN (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,516 | 2.47% |
| MADERA, CA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,501 | 3.06% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $2,371 | 3.09% |
| Rolla, MO (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $2,249 | 2.69% |
| Lake City, FL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,262 | 3.06% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $10,629 | 2.44% |
| Okeechobee, FL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $5,274 | 2.94% |
| Oxford, MS (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,052 | 2.75% |
| Union City, TN (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $2,943 | 3.20% |
| Frankfort, KY (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $3,507 | 3.43% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,594 | 2.38% |
| Campbellsville, KY (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,373 | 3.00% |
| Farmington, MO (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $2,927 | 3.28% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $3,812 | 3.00% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,061 | 3.00% |
| Laurel, MS (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $6,364 | 2.75% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,852 | 3.04% |
| Sonora, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,609 | 2.94% |
| Somerset, KY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,492 | 3.06% |
| Astoria, OR (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,998 | 2.50% |
| Sayre, PA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $3,635 | 4.13% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,376 | 2.67% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,653 | 2.50% |
| McMinnville, TN (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $3,221 | 3.28% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $14,526 | 2.75% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,061 | 3.13% |
| Willmar, MN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $8,274 | 2.13% |
| Hood River, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,123 | 3.06% |
| Mount Vernon, OH (FHA|USDA|VA) | 6 | $540,000 | $90,000 | $2,951 | 3.67% |
| Sanford, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,587 | 3.13% |
| Grand Rapids, MN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,804 | 3.08% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $10,507 | 2.88% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $4,101 | 3.20% |
| Marquette, MI (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $3,916 | 3.28% |
| Alpena, MI (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $2,714 | 3.16% |
| Fremont, OH (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $2,982 | 3.59% |
| Yankton, SD (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,517 | 2.58% |
| Watertown, SD (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,704 | 2.63% |
| Frankfort, IN (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $2,626 | 3.00% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $0 | 3.03% |
| Arcadia, FL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,605 | 3.38% |
| Shelby, NC (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,606 | 3.00% |
| Madisonville, KY (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $2,880 | 3.02% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,776 | 2.63% |
| Bonham, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,202 | 2.75% |
| Huntington, IN (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,356 | 3.31% |
| Bradford, PA (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $3,252 | 2.68% |
| Ludington, MI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,474 | 2.79% |
| Plainview, TX (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,080 | 3.00% |
| Richmond, IN (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,730 | 2.75% |
| Williston, ND (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,066 | 2.94% |
| Pullman, WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,117 | 2.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,237 | 2.88% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $3,655 | 3.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $3,527 | 2.98% |
| Angola, IN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,750 | 2.54% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,454 | 2.38% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,780 | 2.88% |
| Central City, KY (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,439 | 3.04% |
| Seymour, IN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,420 | 2.94% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,407 | 4.21% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,664 | 3.38% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,051 | 2.88% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,964 | 3.08% |
| AMES, IA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,351 | 2.19% |
| Scottsburg, IN (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $2,558 | 3.72% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,064 | 2.63% |
| Fort Payne, AL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,474 | 2.67% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,197 | 3.50% |
| Levelland, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,388 | 3.31% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,527 | 2.69% |
| Quincy, IL-MO (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,955 | 2.79% |
| Clarksdale, MS (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,143 | 2.54% |
| Palatka, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,558 | 2.69% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,767 | 2.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,799 | 2.83% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,217 | 2.75% |
| Warsaw, IN (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $1,971 | 2.81% |
| Alice, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,448 | 3.00% |
| Minot, ND (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,133 | 3.19% |
| St. Marys, PA (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $4,685 | 3.69% |
| Ozark, AL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,700 | 3.06% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 3.25% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,770 | 4.58% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,002 | 2.88% |
| Ardmore, OK (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $4,120 | 2.78% |
| Columbus, NE (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,470 | 3.00% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,287 | 3.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,063 | 2.88% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,503 | 3.13% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,844 | 2.75% |
| Tiffin, OH (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $4,670 | 5.13% |
| Dublin, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,992 | 2.88% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,673 | 2.75% |
| Natchez, MS-LA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,337 | 2.63% |
| Connersville, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,983 | 2.63% |
| Alma, MI (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $2,677 | 4.62% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,649 | 2.88% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,011 | 3.13% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,698 | 2.50% |
| Murray, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,627 | 2.63% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,812 | 3.06% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,383 | 2.25% |
| Kennett, MO (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,079 | 3.17% |
| Danville, KY (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,450 | 3.25% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,786 | 3.50% |
| Houghton, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,780 | 2.94% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,255 | 2.88% |
| Taos, NM (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,347 | 2.38% |
| Maryville, MO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,740 | 2.88% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,558 | 3.50% |
| Peru, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,525 | 2.69% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $3,196 | 3.40% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,953 | 3.00% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,626 | 2.63% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,730 | 3.13% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,351 | 2.81% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $3,691 | 3.91% |
| Durant, OK (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,072 | 3.00% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,324 | 3.00% |
| Selma, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,687 | 2.56% |
| Athens, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,311 | 2.38% |
| Greenville, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,098 | 2.75% |
| Marion, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,983 | 2.44% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,567 | 3.00% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,591 | 3.06% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,550 | 3.06% |
| Minden, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,905 | 2.56% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,335 | 3.13% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,641 | 3.38% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,792 | 3.13% |
| Martin, TN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,608 | 2.44% |
| Bogalusa, LA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,178 | 2.50% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,410 | 3.25% |
| Mitchell, SD (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,584 | 2.56% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,836 | 3.06% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,422 | 3.31% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,815 | 2.44% |
| ROME, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,131 | 2.38% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,270 | 3.00% |
| Big Stone Gap, VA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,438 | 2.38% |
| Indianola, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,350 | 2.38% |
| Atmore, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,281 | 2.69% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,103 | 3.19% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,328 | 2.38% |
| Altus, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,397 | 2.50% |
| Marion, OH (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $8,876 | 5.29% |
| Wilson, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,358 | 2.63% |
| Elk City, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,788 | 3.00% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,105 | 2.38% |
| CASPER, WY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,689 | 3.00% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,224 | 2.75% |
| Jackson, OH (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 3.83% |
| Decatur, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,939 | 3.13% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,173 | 2.25% |
| Palestine, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,613 | 2.75% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,028 | 3.38% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,136 | 3.25% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,159 | 3.00% |
| Lexington, NE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,073 | 2.88% |
| Payson, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,919 | 2.75% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,957 | 2.88% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,975 | 2.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,948 | 2.50% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,144 | 2.38% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,669 | 3.38% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,488 | 2.63% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,253 | 3.44% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,718 | 2.63% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,603 | 2.25% |
| Worthington, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,953 | 3.00% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,887 | 2.38% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,616 | 2.63% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,450 | 2.50% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,556 | 3.63% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,490 | 3.13% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,393 | 2.50% |
| Tifton, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,041 | 2.99% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,674 | 3.00% |
| Albertville, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,279 | 2.88% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,466 | 2.88% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,138 | 2.50% |
| Newberry, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,927 | 2.88% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,210 | 3.25% |
| Moberly, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,784 | 3.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $3,718 | 3.92% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,521 | 2.88% |
| Susanville, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,564 | 3.25% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,055 | 3.25% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,858 | 3.25% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,452 | 2.38% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,029 | 3.25% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,498 | 2.50% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,271 | 3.00% |
| Española, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,753 | 3.25% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,857 | 2.75% |
| Celina, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,060 | 2.50% |
| Greenville, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,860 | 3.13% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.25% |
| Hope, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,914 | 3.13% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,852 | 2.88% |
| Borger, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,778 | 2.88% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,020 | 3.38% |
| Portales, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,361 | 3.38% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,035 | 2.88% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,654 | 3.13% |
| West Point, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,735 | 2.25% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,247 | 3.63% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,533 | 3.13% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.50% |
| Bedford, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.75% |
| Batesville, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,756 | 3.25% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.38% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,258 | 2.50% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,288 | 3.00% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,918 | 2.63% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,567 | 2.88% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.00% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,145 | 3.13% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,881 | 3.63% |
| Dumas, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,736 | 2.88% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,248 | 2.75% |
| Marietta, OH (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 6.63% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,394 | 2.63% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,761 | 2.50% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,313 | 2.50% |
| Gillette, WY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,787 | 3.00% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,023 | 2.88% |
| Freeport, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.74% |
| Camden, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,353 | 3.00% |
| Sidney, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.50% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.25% |
Citizens Bank's top markets include New York, Boston, Philadelphia, Pittsburgh, and Providence among others.
Their top states include:New York
(FHA|USDA|VA)
Massachusetts
(FHA|USDA|VA)
Pennsylvania
(FHA|USDA|VA)
New Jersey
(FHA|USDA|VA)
Connecticut
(FHA|USDA|VA)
Their top states include:
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Product Mix
For 2021, Citizens Bank's most frequently originated type of loan was Conventional, with 66,461 originations. Their 2nd most popular type was HELOC, with 48,992 originations.
Loan Reason
For 2021, Citizens Bank's most frequently cited loan purpose was Refi, with 44,660 originations. The 2nd most popular reason was Home Purchase, with 34,617 originations.
Loan Duration/Length
For 2021, Citizens Bank's most frequently cited loan duration was 30 Year, with 54,230 originations. The 2nd most popular length was Other, with 50,309 originations.
Origination Fees/Closing Costs
Citizens Bank's average total fees were $5,260, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 30,772 originations.
Interest Rates
During 2021, Citizens Bank's average interest rate for loans was 2.97%, while their most frequently originated rate bucket for loans was 2.5-3%, with 51,667 originations.
Loan Sizing
2021 saw Citizens Bank place emphasis on $200k-400k loans with 40,300 originations, totaling $11,092,580,000 in origination value.
Applicant Income
Citizens Bank lent most frequently to those with incomes in the $100k-150k range, with 27,041 originations. The second most popular income band? $150k-250k, with 22,229 originations.
Applicant Debt to Income Ratio
Citizens Bank lent most frequently to those with DTI ratios of 20-30%, with 26,901 originations. The next most common DTI ratio? 30-36%, with 20,348 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.39%
Citizens Bank has a below average approval rate.
Pick Rate
Approvals leading to origination88.05%
Citizens Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 1 | $85,000 | $85,000 |
| NA | 121,036 | $32,803,540,000 | $271,023 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 121,037 | $32,803,625,000 | $271,021 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 54 | 15.6% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Closing on a mortgage | 22 | 6.3% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Improper use of your report | 1 | 0.3% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Incorrect information on your report | 6 | 1.7% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Problem with a credit reporting company's investigation into an existing problem | 3 | 0.9% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Struggling to pay mortgage | 27 | 7.8% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Trouble during payment process | 116 | 33.4% |
| CITIZENS FINANCIAL GROUP, INC. | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 7 | 2.0% |
| CITIZENS FINANCIAL GROUP, INC. | FHA mortgage | Closing on a mortgage | 4 | 1.2% |
| CITIZENS FINANCIAL GROUP, INC. | FHA mortgage | Struggling to pay mortgage | 15 | 4.3% |
| CITIZENS FINANCIAL GROUP, INC. | FHA mortgage | Trouble during payment process | 19 | 5.5% |
| CITIZENS FINANCIAL GROUP, INC. | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 7 | 2.0% |
| CITIZENS FINANCIAL GROUP, INC. | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 4 | 1.2% |
| CITIZENS FINANCIAL GROUP, INC. | Home equity loan or line of credit (HELOC) | Incorrect information on your report | 2 | 0.6% |
| CITIZENS FINANCIAL GROUP, INC. | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 2 | 0.6% |
| CITIZENS FINANCIAL GROUP, INC. | Home equity loan or line of credit (HELOC) | Trouble during payment process | 27 | 7.8% |
| CITIZENS FINANCIAL GROUP, INC. | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 5 | 1.4% |
| CITIZENS FINANCIAL GROUP, INC. | Other type of mortgage | Closing on a mortgage | 3 | 0.9% |
| CITIZENS FINANCIAL GROUP, INC. | Other type of mortgage | Improper use of your report | 1 | 0.3% |
| CITIZENS FINANCIAL GROUP, INC. | Other type of mortgage | Incorrect information on your report | 1 | 0.3% |
| CITIZENS FINANCIAL GROUP, INC. | Other type of mortgage | Struggling to pay mortgage | 3 | 0.9% |
| CITIZENS FINANCIAL GROUP, INC. | Other type of mortgage | Trouble during payment process | 13 | 3.7% |
| CITIZENS FINANCIAL GROUP, INC. | VA mortgage | Struggling to pay mortgage | 2 | 0.6% |
| CITIZENS FINANCIAL GROUP, INC. | VA mortgage | Trouble during payment process | 3 | 0.9% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Citizens Bank, National Association | 1 Ballston Avenue Saratoga Springs, NY 12866 | Full Service B&M | $70,800 |
| Citizens Bank, National Association | 1 Capital Plaza, Suite 4 Concord, NH 3301 | Full Service B&M | $360,541 |
| Citizens Bank, National Association | 1 Citizens Plz Providence, RI 2903 | Full Service B&M | $6,219,196 |
| Citizens Bank, National Association | 1 Commerce Way Woburn, MA 1801 | Full Service B&M | $294,261 |
| Citizens Bank, National Association | 1 Constitutional Way Somersworth, NH 3878 | Full Service B&M | $111,033 |
| Citizens Bank, National Association | 1 East Main Street Lititz, PA 17543 | Full Service B&M | $55,922 |
| Citizens Bank, National Association | 1 Interchange Drive Suite 1 West Lebanon, NH 3784 | Full Service B&M | $141,932 |
| Citizens Bank, National Association | 1 University Plaza Newark, DE 19702 | Full Service Retail | $28,030 |
| Citizens Bank, National Association | 10 Lumber Yard Road Lincoln, NH 3251 | Full Service B&M | $65,563 |
| Citizens Bank, National Association | 10 Merchants Road Sandwich, MA 2563 | Full Service B&M | $102,937 |
| Citizens Bank, National Association | 10 West Shore Rd Warwick, RI 2889 | Full Service B&M | $165,145 |
| Citizens Bank, National Association | 10 Woodruff Road Narragansett, RI 2882 | Full Service B&M | $159,281 |
| Citizens Bank, National Association | 100 Andrew Drive Pittsburgh, PA 15275 | Full Service B&M | $108,222 |
| Citizens Bank, National Association | 100 Charlton Road Sturbridge, MA 1566 | Full Service Retail | $28,242 |
| Citizens Bank, National Association | 100 Frenchtown Road North Kingstown, RI 2852 | Full Service B&M | $338,299 |
| Citizens Bank, National Association | 1277 Liberty Street Springfield, MA 1104 | Full Service Retail | $14,740 |
| Citizens Bank, National Association | 100 Macy Street Amesbury, MA 1913 | Full Service Retail | $65,785 |
| Citizens Bank, National Association | 100 North Essex Avenue Narberth, PA 19072 | Full Service B&M | $124,326 |
| Citizens Bank, National Association | 100 Settlers Ridge Center Drive Pittsburgh, PA 15205 | Full Service Retail | $62,645 |
| Citizens Bank, National Association | 100 South Union Street Middletown, PA 17057 | Full Service B&M | $58,374 |
| Citizens Bank, National Association | 100 Suburban Drive Newark, DE 19711 | Full Service Retail | $27,817 |
| Citizens Bank, National Association | 100 West Broad Street Chesaning, MI 48616 | Full Service B&M | $60,246 |
| Citizens Bank, National Association | 100 Worcester Street North Grafton, MA 1536 | Full Service Retail | $59,603 |
| Citizens Bank, National Association | 1000 Haynes Road Birmingham, MI 48009 | Full Service B&M | $131,115 |
| Citizens Bank, National Association | 1000 North Main St North Canton, OH 44720 | Full Service B&M | $77,874 |
| Citizens Bank, National Association | 1000 Portage Road Niagara Falls, NY 14301 | Full Service Retail | $10,456 |
| Citizens Bank, National Association | 1001 Boston Post Road Guilford, CT 6437 | Full Service B&M | $73,140 |
| Citizens Bank, National Association | 101 Andrew Avenue Wayland, MA 1778 | Full Service Retail | $14,330 |
| Citizens Bank, National Association | 101 Commonwealth Drive Warrendale, PA 15086 | Full Service B&M | $165,526 |
| Citizens Bank, National Association | 101 Main Street Norristown, PA 19401 | Full Service B&M | $51,841 |
| Citizens Bank, National Association | 1025 Truman Parkway Hyde Park, MA 2136 | Full Service Retail | $35,983 |
| Citizens Bank, National Association | 1025 W Lehigh Ave Philadelphia, PA 19133 | Full Service B&M | $23,657 |
| Citizens Bank, National Association | 1025 Washington Pike Chartiers Valley Shopping Ctr Bridgeville, PA 15017 | Full Service Retail | $68,383 |
| Citizens Bank, National Association | 1029 W View Park Dr Pittsburgh, PA 15229 | Full Service Retail | $34,312 |
| Citizens Bank, National Association | 1030 Park Ave Cranston, RI 2910 | Full Service B&M | $309,191 |
| Citizens Bank, National Association | 10300 Northfield Road Northfield, OH 44067 | Full Service B&M | $99,938 |
| Citizens Bank, National Association | 104 Main Street Colebrook, NH 3576 | Full Service B&M | $80,476 |
| Citizens Bank, National Association | 105 Culvert Street, Suite 100 Zelienople, PA 16063 | Full Service B&M | $78,836 |
| Citizens Bank, National Association | 105 East Street Road Feasterville, PA 19053 | Full Service Retail | $96,016 |
| Citizens Bank, National Association | 105 Main Street Belleville, MI 48111 | Full Service B&M | $66,835 |
| Citizens Bank, National Association | 1050 Glenwood Avenue Oneida, NY 13421 | Full Service B&M | $53,013 |
| Citizens Bank, National Association | 1050 Mountain Laurel Plaza, Ste 1 Latrobe, PA 15650 | Full Service Retail | $27,122 |
| Citizens Bank, National Association | 1055 West Baltimore Pike Media, PA 19063 | Full Service B&M | $144,476 |
| Citizens Bank, National Association | 10561 Telegraph Road Glen Allen, VA 23059 | Full Service B&M | $480 |
| Citizens Bank, National Association | 106 Isabella Street, Suite 102 Pittsburgh, PA 15212 | Full Service B&M | $95,878 |
| Citizens Bank, National Association | 106 West Evergreen Street West Grove, PA 19390 | Full Service B&M | $70,105 |
| Citizens Bank, National Association | 1065 North Court Street, Suite C Medina, OH 44256 | Full Service Retail | $29,057 |
| Citizens Bank, National Association | 10650 Bultleton Ave Philadelphia, PA 19116 | Full Service B&M | $242,158 |
| Citizens Bank, National Association | 107 North Diamond Street Mercer, PA 16137 | Full Service B&M | $34,830 |
| Citizens Bank, National Association | 1071 Baltimore Pike Glen Mills, PA 19342 | Full Service B&M | $65,590 |
| Citizens Bank, National Association | 108 Erin Lane Brodheadsville, PA 18322 | Full Service B&M | $60,882 |
| Citizens Bank, National Association | 1084 Lexington Street North Waltham, MA 2452 | Full Service B&M | $249,426 |
| Citizens Bank, National Association | 109 Taunton Street Plainville, MA 2762 | Full Service Retail | $31,860 |
| Citizens Bank, National Association | 1090 Charles Street North Providence, RI 2904 | Full Service B&M | $151,947 |
| Citizens Bank, National Association | 11 Church Street Goffstown, NH 3045 | Full Service B&M | $96,582 |
| Citizens Bank, National Association | 11 Fearing Road Hingham, MA 2043 | Full Service B&M | $166,602 |
| Citizens Bank, National Association | 11 First Street Cambridge, MA 2141 | Full Service B&M | $102,302 |
| Citizens Bank, National Association | 1100 Massachusetts Avenue Dorchester, MA 2125 | Full Service Retail | $128,964 |
| Citizens Bank, National Association | 11000 Roosevelt Boulevard Philadelphia, PA 19116 | Full Service Retail | $42,440 |
| Citizens Bank, National Association | 11006 Allen Road Taylor, MI 48180 | Full Service B&M | $107,577 |
| Citizens Bank, National Association | 1101 White Horse Road Voorhees, NJ 8043 | Full Service B&M | $113,561 |
| Citizens Bank, National Association | 1106-30th St N W Canton, OH 44709 | Full Service B&M | $66,521 |
| Citizens Bank, National Association | 11060 Perry Highway (Route 19) Wexford, PA 15090 | Full Service B&M | $135,765 |
| Citizens Bank, National Association | 1108 Vt Route 149 West Pawlet, VT 5775 | Full Service B&M | $31,862 |
| Citizens Bank, National Association | 1109 E Baltimore Pike Kennett Square, PA 19348 | Full Service Retail | $3,043 |
| Citizens Bank, National Association | 111 A Route 137 East Harwich, MA 2645 | Full Service Retail | $48,948 |
| Citizens Bank, National Association | 111 Madison Street Rochester, PA 15074 | Full Service Retail | $15,368 |
| Citizens Bank, National Association | 1116 Route 28 South Yarmouth, MA 2664 | Full Service B&M | $125,698 |
| Citizens Bank, National Association | 1117 Shelburne Road South Burlington, VT 5403 | Full Service B&M | $107,156 |
| Citizens Bank, National Association | 112 Franklin Street Westerly, RI 2891 | Full Service B&M | $119,061 |
| Citizens Bank, National Association | 11221 Pearl Road Strongsville, OH 44136 | Full Service B&M | $71,908 |
| Citizens Bank, National Association | 1126 Beacon Street Newton, MA 2461 | Full Service B&M | $282,423 |
| Citizens Bank, National Association | 11302 Euclid Ave Cleveland, OH 44106 | Full Service Retail | $26,681 |
| Citizens Bank, National Association | 1132 Thorn Run Extension Coraopolis, PA 15108 | Full Service B&M | $105,611 |
| Citizens Bank, National Association | 1133 Park Avenue Meadville, PA 16335 | Full Service B&M | $47,332 |
| Citizens Bank, National Association | 11361 Route 30 North Huntingdon, PA 15642 | Full Service B&M | $80,446 |
| Citizens Bank, National Association | 1142 Northern Blvd Clarks Summit, PA 18411 | Full Service B&M | $33,471 |
| Citizens Bank, National Association | 115 Tommy Henrich Dr Nw Massillon, OH 44647 | Full Service B&M | $32,916 |
| Citizens Bank, National Association | 116 W. Streetsboro Road Hudson, OH 44236 | Full Service Retail | $54,606 |
| Citizens Bank, National Association | 116 W. Township Line Road Havertown, PA 19083 | Full Service B&M | $8,907 |
| Citizens Bank, National Association | 1165 East Waterloo Road Akron, OH 44306 | Full Service B&M | $31,541 |
| Citizens Bank, National Association | 117 Boston Post Road Waterford, CT 6385 | Full Service B&M | $101,847 |
| Citizens Bank, National Association | 1187 Boston Post Road Westbrook, CT 6498 | Full Service B&M | $67,731 |
| Citizens Bank, National Association | 1188 Centre Street Newton Center, MA 2459 | Full Service B&M | $440,869 |
| Citizens Bank, National Association | 1194 Bell Road South Russell, OH 44022 | Full Service B&M | $83,389 |
| Citizens Bank, National Association | 12 Chestnut Road Paoli, PA 19301 | Full Service B&M | $139,075 |
| Citizens Bank, National Association | 120 Atwood Ave Cranston, RI 2920 | Full Service B&M | $210,078 |
| Citizens Bank, National Association | 120 Waterman Street Providence, RI 2906 | Full Service B&M | $232,604 |
| Citizens Bank, National Association | 1200 Hancock Street Quincy, MA 2169 | Full Service B&M | $411,350 |
| Citizens Bank, National Association | 1201 Knapp Road North Wales, PA 19454 | Full Service Retail | $80,859 |
| Citizens Bank, National Association | 121 East City Line Avenue Bala Cynwyd, PA 19004 | Full Service Retail | $27,572 |
| Citizens Bank, National Association | 121 East Main Street Ligonier, PA 15658 | Full Service B&M | $55,521 |
| Citizens Bank, National Association | 122 Northeastern Blvd Nashua, NH 3062 | Full Service B&M | $143,324 |
| Citizens Bank, National Association | 1220 Main Street West Warwick, RI 2893 | Full Service B&M | $63,597 |
| Citizens Bank, National Association | 12222 Madison Avenue Lakewood, OH 44107 | Full Service B&M | $77,855 |
| Citizens Bank, National Association | 1225 Jefferson Road Rochester, NY 14623 | Full Service Retail | $20,099 |
| Citizens Bank, National Association | 123 Cherry Street Milford, CT 6460 | Full Service B&M | $102,477 |
| Citizens Bank, National Association | 1234 Market Street Philadelphia, PA 19107 | Full Service B&M | $149,829 |
| Citizens Bank, National Association | 124 Morton Avenue Folsom, PA 19033 | Full Service Retail | $31,141 |
| Citizens Bank, National Association | 125 Church Street, Suite D Pembroke, MA 2359 | Full Service Retail | $47,457 |
| Citizens Bank, National Association | 125 Highland Avenue, Route 6 Seekonk, MA 2771 | Full Service Retail | $42,316 |
| Citizens Bank, National Association | 125 Stephenson Highway Troy, MI 48083 | Full Service B&M | $75,361 |
| Citizens Bank, National Association | 1250 W. 14 Mile Road Troy, MI 48083 | Limited, Administrative | $0 |
| Citizens Bank, National Association | 1251 Union Road West Seneca, NY 14224 | Full Service B&M | $120,337 |
| Citizens Bank, National Association | 126 Medway Road, Suite 2 Milford, MA 1757 | Full Service Retail | $95,881 |
| Citizens Bank, National Association | 1278 South Market Street Elizabethtown, PA 17022 | Full Service Retail | $39,250 |
| Citizens Bank, National Association | 128 Lantana Drive Hockessin, DE 19707 | Full Service Retail | $42,557 |
| Citizens Bank, National Association | 1282 Springfield Street, 1282 Springfield Street Agawam, MA 1001 | Full Service Retail | $31,123 |
| Citizens Bank, National Association | 1283 Hooksett Road Hooksett, NH 3106 | Full Service B&M | $86,750 |
| Citizens Bank, National Association | 1283 Memorial Drive Chicopee, MA 1020 | Full Service B&M | $35,107 |
| Citizens Bank, National Association | 129 Samoset St Ste 1 Plymouth, MA 2360 | Full Service Retail | $51,267 |
| Citizens Bank, National Association | 1299 Columbia Rd. Westlake, OH 44145 | Full Service B&M | $54,881 |
| Citizens Bank, National Association | 130 Main St., Trappe Shopping Center, Suite 158 Trappe, PA 19426 | Full Service B&M | $133,321 |
| Citizens Bank, National Association | 130 N Dupont Highway New Castle, DE 19720 | Full Service B&M | $76,876 |
| Citizens Bank, National Association | 1300 Country Club Road Monongahela, PA 15063 | Full Service Retail | $26,022 |
| Citizens Bank, National Association | 1300 Ten Rod Road North Kingstown, RI 2852 | Full Service Retail | $61,896 |
| Citizens Bank, National Association | 1301 Skippack Pike Center Square, PA 19422 | Full Service B&M | $102,893 |
| Citizens Bank, National Association | 131 Second St Lewes, DE 19958 | Full Service B&M | $72,993 |
| Citizens Bank, National Association | 131 White Horse Pike Haddon Heights, NJ 8035 | Full Service B&M | $194,064 |
| Citizens Bank, National Association | 1313 Franklin Mills Circle Philadelphia, PA 19154 | Limited, Drive-thru | $604 |
| Citizens Bank, National Association | 132 Ben Avon Heights Road Pittsburgh, PA 15237 | Full Service Retail | $50,192 |
| Citizens Bank, National Association | 133 Chapel Street Needham, MA 2492 | Full Service B&M | $146,430 |
| Citizens Bank, National Association | 1330 Boylston Street Chestnut Hill, MA 2467 | Full Service B&M | $212,736 |
| Citizens Bank, National Association | 134 Nahatan Street Norwood, MA 2062 | Full Service B&M | $360,606 |
| Citizens Bank, National Association | 134 Pleasant Street Portsmouth, NH 3801 | Full Service B&M | $217,370 |
| Citizens Bank, National Association | 134 South 34th Street Philadelphia, PA 19104 | Full Service B&M | $157,721 |
| Citizens Bank, National Association | 1355 Washington Street Boston, MA 2118 | Full Service B&M | $109,008 |
| Citizens Bank, National Association | 1356 Hoffman Boulevard West Mifflin, PA 15122 | Full Service Retail | $41,364 |
| Citizens Bank, National Association | 1359 Old York Road Abington, PA 19001 | Full Service B&M | $167,403 |
| Citizens Bank, National Association | 13606 Michigan Dearborn, MI 48126 | Full Service B&M | $113,375 |
| Citizens Bank, National Association | 1375 New Scotland Road Slingerlands, NY 12159 | Full Service B&M | $180,822 |
| Citizens Bank, National Association | 1375 West Chester Pike Havertown, PA 19083 | Full Service B&M | $108,096 |
| Citizens Bank, National Association | 1376b S Lapeer Road Lake Orion, MI 48360 | Full Service Retail | $38,066 |
| Citizens Bank, National Association | 139 S Easton Road Glenside, PA 19038 | Full Service B&M | $108,142 |
| Citizens Bank, National Association | 1393 Wilmington Pike West Chester, PA 19382 | Full Service Retail | $62,369 |
| Citizens Bank, National Association | 1399 Forest Avenue Dover, DE 19904 | Full Service B&M | $60,764 |
| Citizens Bank, National Association | 140 Washington Street Dover, NH 3820 | Full Service B&M | $174,990 |
| Citizens Bank, National Association | 141 East Swedesford Rd, Ste 100 Exton, PA 19341 | Full Service Retail | $38,108 |
| Citizens Bank, National Association | 141 Main Street Foxboro, MA 2035 | Full Service Retail | $44,013 |
| Citizens Bank, National Association | 141 Main Street Worcester, NY 12197 | Full Service B&M | $47,729 |
| Citizens Bank, National Association | 141 Portland Street Cambridge, MA 2139 | Full Service B&M | $174,174 |
| Citizens Bank, National Association | 1415 Lititz Pike Lancaster, PA 17601 | Full Service B&M | $88,930 |
| Citizens Bank, National Association | 1415 Providence Hwy. Norwood, MA 2062 | Full Service Retail | $75,529 |
| Citizens Bank, National Association | 1416 Route 300 Newburgh, NY 12550 | Full Service B&M | $121,992 |
| Citizens Bank, National Association | 1417 Walnut Street Philadelphia, PA 19102 | Full Service B&M | $615,044 |
| Citizens Bank, National Association | 1420 Massachusetts Avenue Arlington, MA 2476 | Full Service B&M | $0 |
| Citizens Bank, National Association | 1422 North Dupont Street Wilmington, DE 19806 | Full Service B&M | $100,598 |
| Citizens Bank, National Association | 144 E. Front Street Perrysburg, OH 43551 | Full Service B&M | $51,988 |
| Citizens Bank, National Association | 1440 Central Avenue Albany, NY 12205 | Full Service B&M | $502,183 |
| Citizens Bank, National Association | 14534 Madison Avenue Lakewood, OH 44107 | Full Service B&M | $138,741 |
| Citizens Bank, National Association | 146 Fox Hunt Drive Bear, DE 19701 | Full Service Retail | $30,095 |
| Citizens Bank, National Association | 1460 S. Park Avenue Buffalo, NY 14220 | Full Service Retail | $19,280 |
| Citizens Bank, National Association | 1460 South Byrne Road Toledo, OH 43614 | Full Service B&M | $72,777 |
| Citizens Bank, National Association | 14600 West Fort Street Southgate, MI 48195 | Full Service B&M | $142,062 |
| Citizens Bank, National Association | 147 Main Street Gloucester, MA 1930 | Full Service B&M | $111,571 |
| Citizens Bank, National Association | 1477 Broad St Providence, RI 2905 | Full Service B&M | $51,806 |
| Citizens Bank, National Association | 148 College Street Burlington, VT 5401 | Full Service B&M | $192,645 |
| Citizens Bank, National Association | 14945 23 Mile Road Shelby Township, MI 48315 | Full Service Retail | $43,988 |
| Citizens Bank, National Association | 1495 Hartford Ave Johnston, RI 2919 | Full Service B&M | $188,643 |
| Citizens Bank, National Association | 15 Chesterfield Rd, Ste 1 East Lyme, CT 6333 | Full Service B&M | $69,897 |
| Citizens Bank, National Association | 15 Main Street Dallas, PA 18612 | Full Service B&M | $76,978 |
| Citizens Bank, National Association | 15 Main Street Keene, NH 3431 | Full Service B&M | $97,504 |
| Citizens Bank, National Association | 15 Newtown-Richboro Road Richboro, PA 18954 | Full Service B&M | $139,729 |
| Citizens Bank, National Association | 15 South Main Street West Hartford, CT 6107 | Full Service B&M | $339,873 |
| Citizens Bank, National Association | 15 W City Avenue Bala Cynwyd, PA 19004 | Full Service B&M | $164,067 |
| Citizens Bank, National Association | 150 Fort Couch Road Bethel Park, PA 15241 | Full Service B&M | $262,622 |
| Citizens Bank, National Association | 150 West Central Street Natick, MA 1760 | Full Service Retail | $56,764 |
| Citizens Bank, National Association | 1501 North Broad Street Philadelphia, PA 19121 | Full Service B&M | $41,343 |
| Citizens Bank, National Association | 1502 West Chester Pike West Chester, PA 19382 | Full Service B&M | $126,135 |
| Citizens Bank, National Association | 1504 Canton Road Akron, OH 44312 | Full Service B&M | $76,723 |
| Citizens Bank, National Association | 15042 Puritas Avenue Cleveland, OH 44135 | Full Service B&M | $38,082 |
| Citizens Bank, National Association | 15050 Bagley Road Middleburg Heights, OH 44130 | Full Service B&M | $92,603 |
| Citizens Bank, National Association | 151 Washington Avenue North Haven, CT 6473 | Full Service B&M | $108,524 |
| Citizens Bank, National Association | 1515 Market Street Philadelphia, PA 19102 | Full Service B&M | $195,806 |
| Citizens Bank, National Association | 1516 Western Ave Albany, NY 12203 | Full Service B&M | $111,481 |
| Citizens Bank, National Association | 15169 Pearl Rd Strongsville, OH 44136 | Full Service B&M | $69,541 |
| Citizens Bank, National Association | 152 Everett Avenue Chelsea, MA 2150 | Full Service B&M | $188,225 |
| Citizens Bank, National Association | 152 South Main Street Saint Albans, VT 5478 | Full Service B&M | $54,081 |
| Citizens Bank, National Association | 1521 North Main Street Butler, PA 16001 | Full Service Retail | $20,651 |
| Citizens Bank, National Association | 153 West Orange Street Shippensburg, PA 17257 | Full Service B&M | $39,978 |
| Citizens Bank, National Association | 15341 19 Mile Rd. Clinton Township, MI 48038 | Full Service B&M | $140,460 |
| Citizens Bank, National Association | 154 Water Street Exeter, NH 3833 | Full Service B&M | $359,326 |
| Citizens Bank, National Association | 1546 Frankford Avenue Philadelphia, PA 19125 | Full Service B&M | $40 |
| Citizens Bank, National Association | 155 Bridge Street Pelham, NH 3076 | Full Service B&M | $107,983 |
| Citizens Bank, National Association | 155 Towne Center Dr Wexford, PA 15090 | Full Service Retail | $37,079 |
| Citizens Bank, National Association | 1550 North Elm Street Manchester, NH 3104 | Full Service B&M | $214,484 |
| Citizens Bank, National Association | 156 East Main Street Clinton, CT 6413 | Full Service B&M | $82,622 |
| Citizens Bank, National Association | 1560 S Holland-Sylvania Road Maumee, OH 43537 | Full Service B&M | $82,403 |
| Citizens Bank, National Association | 1575 Blue Hill Avenue Mattapan, MA 2126 | Full Service B&M | $71,022 |
| Citizens Bank, National Association | 1575 W. Grand River Avenue Okemos, MI 48864 | Full Service B&M | $27,897 |
| Citizens Bank, National Association | 159 Great Road Stow, MA 1775 | Full Service B&M | $99,232 |
| Citizens Bank, National Association | 15930 Michigan Dearborn, MI 48126 | Full Service B&M | $97,242 |
| Citizens Bank, National Association | 16 Railroad Avenue Plainfield, CT 6374 | Full Service B&M | $47,926 |
| Citizens Bank, National Association | 160 Providence Highway Dedham, MA 2026 | Full Service Retail | $41,338 |
| Citizens Bank, National Association | 160 Summer St, Ste 2 Kingston, MA 2364 | Full Service Retail | $128,146 |
| Citizens Bank, National Association | 160 West Eagle Road Havertown, PA 19083 | Full Service B&M | $113,266 |
| Citizens Bank, National Association | 160 Winthrop Avenue Lawrence, MA 1843 | Full Service B&M | $151,637 |
| Citizens Bank, National Association | 1620 Bethlehem Pike Flourtown, PA 19031 | Full Service B&M | $149,973 |
| Citizens Bank, National Association | 1620 Marsh Road Wilmington, DE 19803 | Full Service B&M | $70,421 |
| Citizens Bank, National Association | 1628 Tremont Street Boston, MA 2120 | Full Service B&M | $197,155 |
| Citizens Bank, National Association | 163 Main Street Groton, MA 1450 | Full Service B&M | $96,000 |
| Citizens Bank, National Association | 165 Needham Street Unit 307 Newton, MA 2464 | Full Service B&M | $25,746 |
| Citizens Bank, National Association | 165 South Broad Street Grove City, PA 16127 | Full Service B&M | $49,531 |
| Citizens Bank, National Association | 16501 West Warren Avenue Detroit, MI 48228 | Full Service B&M | $53,158 |
| Citizens Bank, National Association | 1660 E Street Road Kennett Square, PA 19348 | Full Service Retail | $6,478 |
| Citizens Bank, National Association | 1671 Butler Plank Road Glenshaw, PA 15116 | Full Service Retail | $47,024 |
| Citizens Bank, National Association | 168 N. Flowers Mill Road, Suite A Langhorne, PA 19047 | Full Service B&M | $10,699 |
| Citizens Bank, National Association | 1680 Washington Road Pittsburgh, PA 15241 | Full Service B&M | $728 |
| Citizens Bank, National Association | 16822 Harvard Avenue Cleveland, OH 44128 | Full Service B&M | $29,339 |
| Citizens Bank, National Association | 1690 Revere Beach Parkway Everett, MA 2149 | Full Service Retail | $54,005 |
| Citizens Bank, National Association | 17 South Market Street Johnstown, NY 12095 | Full Service B&M | $95,654 |
| Citizens Bank, National Association | 1700 New Butler Road New Castle, PA 16101 | Full Service Retail | $1,919 |
| Citizens Bank, National Association | 1700 Walnut Street Philadelphia, PA 19103 | Full Service B&M | $87,484 |
| Citizens Bank, National Association | 1701 Cochran Road Pittsburgh, PA 15220 | Full Service B&M | $135,823 |
| Citizens Bank, National Association | 1701 Lincoln Highway North Versailles, PA 15137 | Full Service Retail | $16,954 |
| Citizens Bank, National Association | 1704 Mt. Royal Boulevard Glenshaw, PA 15116 | Full Service B&M | $123,122 |
| Citizens Bank, National Association | 171 Watertown Street Watertown, MA 2472 | Full Service Retail | $43,843 |
| Citizens Bank, National Association | 1722 Walden Avenue Cheektowaga, NY 14225 | Full Service B&M | $61,471 |
| Citizens Bank, National Association | 1725 Altamont Avenue Schenectady, NY 12303 | Full Service B&M | $138,998 |
| Citizens Bank, National Association | 173 Elm Street Milford, NH 3055 | Full Service B&M | $194,736 |
| Citizens Bank, National Association | 1731 Grand Boulevard Monessen, PA 15062 | Full Service B&M | $72,453 |
| Citizens Bank, National Association | 17411 Lorain Avenue Cleveland, OH 44111 | Full Service B&M | $57,785 |
| Citizens Bank, National Association | 175 Route 70 Medford, NJ 8055 | Full Service Retail | $39,641 |
| Citizens Bank, National Association | 176 West Street Road Feasterville Trevose, PA 19053 | Full Service B&M | $3,055 |
| Citizens Bank, National Association | 1760 Dekalb Pike Blue Bell, PA 19422 | Full Service Retail | $43,520 |
| Citizens Bank, National Association | 1761 Haggerty Road Commerce Township, MI 48390 | Full Service B&M | $57,236 |
| Citizens Bank, National Association | 1776 Massachusetts Avenue Lexington, MA 2420 | Full Service B&M | $368,083 |
| Citizens Bank, National Association | 18 Washington Avenue Endicott, NY 13760 | Full Service B&M | $88,571 |
| Citizens Bank, National Association | 180 B Main Street Saugus, MA 1906 | Full Service Retail | $84,438 |
| Citizens Bank, National Association | 180 Delaware Ave Delmar, NY 12054 | Full Service B&M | $78,890 |
| Citizens Bank, National Association | 180 Upland Square Drive Stowe, PA 19464 | Full Service Retail | $40,393 |
| Citizens Bank, National Association | 1800 Mckees Rocks Road Mckees Rocks, PA 15136 | Full Service Retail | $37,544 |
| Citizens Bank, National Association | 1801 Murray Avenue Pittsburgh, PA 15217 | Full Service B&M | $241,600 |
| Citizens Bank, National Association | 181 Sophrira Lane Altoona, PA 16602 | Full Service Retail | $31,681 |
| Citizens Bank, National Association | 182 Linden Street Wellesley, MA 2482 | Full Service B&M | $218,055 |
| Citizens Bank, National Association | 1826 North Atherton Street State College, PA 16803 | Full Service B&M | $76,560 |
| Citizens Bank, National Association | 183 Massachusetts Avenue Boston, MA 2115 | Full Service B&M | $665 |
| Citizens Bank, National Association | 1835 Market Street Philadelphia, PA 19103 | Full Service B&M | $1,940,212 |
| Citizens Bank, National Association | 184 County Road Barrington, RI 2806 | Full Service B&M | $200,951 |
| Citizens Bank, National Association | 184 South Cascade Drive Springville, NY 14141 | Full Service Retail | $29,008 |
| Citizens Bank, National Association | 1850 Plainfield Pike Cranston, RI 2920 | Full Service B&M | $179,812 |
| Citizens Bank, National Association | 18511 Smock Highway Meadville, PA 16335 | Full Service Retail | $16,061 |
| Citizens Bank, National Association | 188 Loudon Road Concord, NH 3301 | Full Service B&M | $90,682 |
| Citizens Bank, National Association | 1880 Mineral Spring Avenue North Providence, RI 2904 | Full Service B&M | $379,620 |
| Citizens Bank, National Association | 1881 Street Road Bensalem, PA 19020 | Full Service B&M | $159,206 |
| Citizens Bank, National Association | 1893 Elmwood Avenue Buffalo, NY 14207 | Full Service B&M | $78,665 |
| Citizens Bank, National Association | 19 Clifton Country Road Clifton Park, NY 12065 | Full Service B&M | $59,271 |
| Citizens Bank, National Association | 19 Howley Street Peabody, MA 1960 | Full Service Retail | $43,429 |
| Citizens Bank, National Association | 1900 Clinton Avenue South Rochester, NY 14618 | Full Service Retail | $41,227 |
| Citizens Bank, National Association | 1900 South Atherton Street State College, PA 16801 | Full Service B&M | $156,922 |
| Citizens Bank, National Association | 191 Main Street Unadilla, NY 13849 | Full Service B&M | $24,146 |
| Citizens Bank, National Association | 1918 Mccague Street Pittsburgh, PA 15218 | Full Service B&M | $122,930 |
| Citizens Bank, National Association | 1919 Easton Road Willow Grove, PA 19090 | Full Service B&M | $72,474 |
| Citizens Bank, National Association | 19307 Mack Avenue Gross Pointe Woods, MI 48236 | Full Service B&M | $43,160 |
| Citizens Bank, National Association | 194 Amity Road Woodbridge, CT 6525 | Full Service B&M | $57,188 |
| Citizens Bank, National Association | 195 Franklin Boulevard Philadelphia, PA 19154 | Full Service B&M | $189,593 |
| Citizens Bank, National Association | 1950 Empire Blvd Webster, NY 14580 | Full Service B&M | $53,549 |
| Citizens Bank, National Association | 196 South Wyoming Avenue Kingston, PA 18704 | Full Service B&M | $99,051 |
| Citizens Bank, National Association | 199 Connell Hwy. Newport, RI 2840 | Full Service Retail | $25,086 |
| Citizens Bank, National Association | 199 State Route 101 Unit 1 A Amherst, NH 3031 | Full Service B&M | $80,250 |
| Citizens Bank, National Association | 1991 Sproul Rd, Suite 15 Broomall, PA 19008 | Full Service B&M | $230,713 |
| Citizens Bank, National Association | 1999 Centre Street West Roxbury, MA 2132 | Full Service B&M | $192,560 |
| Citizens Bank, National Association | 2 East Baltimore Avenue Media, PA 19063 | Full Service B&M | $197,457 |
| Citizens Bank, National Association | 2 Elm Street Woburn, MA 1801 | Full Service Retail | $44,171 |
| Citizens Bank, National Association | 20 George Hannum Street Belchertown, MA 1007 | Full Service Retail | $38,800 |
| Citizens Bank, National Association | 20 Highland Street Plymouth, NH 3264 | Full Service B&M | $88,852 |
| Citizens Bank, National Association | 20 Island Pond Road Springfield, MA 1118 | Full Service B&M | $50,930 |
| Citizens Bank, National Association | 20 Main Street Tonawanda, NY 14150 | Full Service B&M | $53,888 |
| Citizens Bank, National Association | 20 North Park Avenue Plymouth, MA 2360 | Full Service B&M | $191,330 |
| Citizens Bank, National Association | 200 Allegheny River Boulevard Verona, PA 15147 | Full Service Retail | $18,882 |
| Citizens Bank, National Association | 200 Blair Mill Road Ste 9a Horsham, PA 19044 | Full Service Retail | $63,852 |
| Citizens Bank, National Association | 200 Mamaroneck Avenue White Plains, NY 10601 | Full Service B&M | $927,588 |
| Citizens Bank, National Association | 200 Merriman Road Westland, MI 48186 | Full Service Retail | $39,887 |
| Citizens Bank, National Association | 200 S. Main Street Royal Oak, MI 48067 | Full Service B&M | $154,512 |
| Citizens Bank, National Association | 200 Tarentum Bridge Road New Kensington, PA 15068 | Full Service Retail | $34,833 |
| Citizens Bank, National Association | 2000 East 9th Street Cleveland, OH 44115 | Full Service B&M | $6,166,419 |
| Citizens Bank, National Association | 2000 Mendon Road Cumberland, RI 2864 | Full Service B&M | $177,450 |
| Citizens Bank, National Association | 2000 Monroe Avenue Rochester, NY 14618 | Full Service B&M | $118,577 |
| Citizens Bank, National Association | 2000 Penny Lane Jeannette, PA 15644 | Full Service Retail | $14,097 |
| Citizens Bank, National Association | 2001 Lincoln Way White Oak, PA 15131 | Full Service Retail | $17,546 |
| Citizens Bank, National Association | 2001 Market Street Philadelphia, PA 19103 | Full Service B&M | $329,852 |
| Citizens Bank, National Association | 2001 South Broad Street Philadelphia, PA 19148 | Full Service B&M | $108,325 |
| Citizens Bank, National Association | 2005 Linglestown Road Harrisburg, PA 17110 | Full Service B&M | $61,638 |
| Citizens Bank, National Association | 2005 Route 286 Plum, PA 15239 | Full Service B&M | $134,285 |
| Citizens Bank, National Association | 20111 Route 19 Cranberry Township, PA 16066 | Full Service Retail | $85,331 |
| Citizens Bank, National Association | 2014 Cottman Avenue Philadelphia, PA 19149 | Full Service B&M | $183,504 |
| Citizens Bank, National Association | 202 West Ridge Pike Conshohocken, PA 19428 | Full Service B&M | $306,895 |
| Citizens Bank, National Association | 2020 Smith Township State Rd Burgettstown, PA 15021 | Full Service B&M | $62,348 |
| Citizens Bank, National Association | 2021 Wharton Street Pittsburgh, PA 15203 | Full Service Retail | $21,595 |
| Citizens Bank, National Association | 2030 Route 70 West Cherry Hill, NJ 8002 | Full Service B&M | $90,455 |
| Citizens Bank, National Association | 2035 Broad Avenue Altoona, PA 16601 | Full Service B&M | $155,893 |
| Citizens Bank, National Association | 2039 East Lincoln Highway Langhorne, PA 19047 | Full Service B&M | $142,058 |
| Citizens Bank, National Association | 204 Garfield Avenue Cranston, RI 2920 | Full Service Retail | $43,620 |
| Citizens Bank, National Association | 2040 George Urban Boulevard Depew, NY 14043 | Full Service B&M | $108,937 |
| Citizens Bank, National Association | 2042 Chili Avenue Rochester, NY 14624 | Full Service B&M | $49,925 |
| Citizens Bank, National Association | 205 Main Street Saxonburg, PA 16056 | Full Service B&M | $87,171 |
| Citizens Bank, National Association | 2050 Twelve Mile Road Warren, MI 48092 | Full Service B&M | $68,616 |
| Citizens Bank, National Association | 2058 25 Mile Road Shelby Township, MI 48316 | Full Service Retail | $46,202 |
| Citizens Bank, National Association | 206 E. Washington Street, 206 East Washington Street North Attleboro, MA 2763 | Full Service Retail | $76,114 |
| Citizens Bank, National Association | 206 Seven Fields Boulevard Seven Fields, PA 16046 | Full Service Retail | $36,506 |
| Citizens Bank, National Association | 2067 Interchange Road Erie, PA 16565 | Full Service B&M | $15,906 |
| Citizens Bank, National Association | 2080 Western Avenue Guilderland, NY 12084 | Full Service B&M | $119,534 |
| Citizens Bank, National Association | 209 North Main Street Andover, MA 1810 | Full Service B&M | $207,015 |
| Citizens Bank, National Association | 2098 Naaman's Road Wilmington, DE 19810 | Full Service Retail | $29,048 |
| Citizens Bank, National Association | 21 Fairhaven Commons Way Fairhaven, MA 2719 | Full Service B&M | $157,340 |
| Citizens Bank, National Association | 21 Money Hill Rd. Chepachet, RI 2814 | Full Service B&M | $144,582 |
| Citizens Bank, National Association | 2101 Elmwood Avenue Buffalo, NY 14207 | Full Service Retail | $18,644 |
| Citizens Bank, National Association | 2101-41 Cottman Avenue Philadelphia, PA 19149 | Full Service Retail | $45,281 |
| Citizens Bank, National Association | 211 South Main Street Middletown, CT 6457 | Full Service B&M | $194,894 |
| Citizens Bank, National Association | 2110 Cranberry Cove Plaza, Route 6a Orleans, MA 2653 | Full Service Retail | $52,876 |
| Citizens Bank, National Association | 212 Elm Street Somerville, MA 2144 | Full Service B&M | $202,910 |
| Citizens Bank, National Association | 212 Main Street East Aurora, NY 14052 | Full Service B&M | $124,040 |
| Citizens Bank, National Association | 214 East College Avenue State College, PA 16801 | Full Service B&M | $157,102 |
| Citizens Bank, National Association | 214 High Street Wadsworth, OH 44281 | Full Service B&M | $64,112 |
| Citizens Bank, National Association | 2140 Grand Island Boulevard Grand Island, NY 14072 | Full Service Retail | $37,357 |
| Citizens Bank, National Association | 2147 East Avenue Akron, OH 44314 | Full Service Retail | $16,883 |
| Citizens Bank, National Association | 21500 Grand River Avenue Detroit, MI 48219 | Full Service B&M | $39,410 |
| Citizens Bank, National Association | 21550 Center Ridge Road Rocky River, OH 44116 | Full Service B&M | $88,713 |
| Citizens Bank, National Association | 21555 21 Mile Road Macomb, MI 48044 | Full Service Retail | $35,109 |
| Citizens Bank, National Association | 217 Adams Street Dorchester, MA 2122 | Full Service B&M | $74,644 |
| Citizens Bank, National Association | 2175 Warrensville Center Rd. University Hgts., OH 44118 | Full Service B&M | $98,137 |
| Citizens Bank, National Association | 2180 West Chester Pike Broomall, PA 19008 | Full Service Retail | $30,627 |
| Citizens Bank, National Association | 21800 Greater Mack St. Clair Shores, MI 48080 | Full Service B&M | $129,791 |
| Citizens Bank, National Association | 219 South Mountain Boulevard Mountain Top, PA 18707 | Full Service B&M | $63,881 |
| Citizens Bank, National Association | 2191 Broad Street Cranston, RI 2905 | Full Service B&M | $272,141 |
| Citizens Bank, National Association | 22 Turner Lane West Chester, PA 19380 | Full Service B&M | $487,172 |
| Citizens Bank, National Association | 2200 Penfield Road Penfield, NY 14526 | Full Service B&M | $76,204 |
| Citizens Bank, National Association | 2200 Wales Avenue N W Massillon, OH 44646 | Full Service B&M | $56,250 |
| Citizens Bank, National Association | 221 Norwich-New London Turnpike Montville, CT 6382 | Full Service B&M | $66,494 |
| Citizens Bank, National Association | 222 Boston Post Road Orange, CT 6477 | Full Service B&M | $53,478 |
| Citizens Bank, National Association | 2225 18 Mile Road Sterling Heights, MI 48314 | Full Service B&M | $94,801 |
| Citizens Bank, National Association | 223 Grove City Road Slippery Rock, PA 16057 | Full Service Retail | $18,439 |
| Citizens Bank, National Association | 2233 East Pershing St Salem, OH 44460 | Full Service B&M | $54,558 |
| Citizens Bank, National Association | 22385 Pontiac Trail South Lyon, MI 48178 | Full Service Retail | $32,290 |
| Citizens Bank, National Association | 224 Elliot Street Beverly, MA 1915 | Full Service Retail | $33,764 |
| Citizens Bank, National Association | 224 Main Street Wilmington, MA 1887 | Full Service B&M | $222,979 |
| Citizens Bank, National Association | 225 West Lancaster Avenue Ardmore, PA 19003 | Full Service B&M | $150,403 |
| Citizens Bank, National Association | 2255 East Ridge Road Rochester, NY 14622 | Full Service B&M | $55,174 |
| Citizens Bank, National Association | 2255 Hudson Avenue Rochester, NY 14617 | Full Service B&M | $111,402 |
| Citizens Bank, National Association | 22591 Lorain Road Fairview Park, OH 44126 | Full Service B&M | $63,359 |
| Citizens Bank, National Association | 2260 State Road Plymouth, MA 2360 | Full Service Retail | $69,774 |
| Citizens Bank, National Association | 2265 Northampton Street Holyoke, MA 1040 | Full Service Retail | $38,085 |
| Citizens Bank, National Association | 227 N West End Blvd Quakertown, PA 18951 | Full Service B&M | $63,929 |
| Citizens Bank, National Association | 2270 16 Mile Road Sterling Heights, MI 48310 | Full Service B&M | $196,837 |
| Citizens Bank, National Association | 228 King Street Northampton, MA 1060 | Full Service Retail | $28,392 |
| Citizens Bank, National Association | 22870 Sussex Highway Seaford, DE 19973 | Full Service B&M | $62,094 |
| Citizens Bank, National Association | 23 Broadway Mystic, CT 6355 | Full Service B&M | $102,520 |
| Citizens Bank, National Association | 230 Rodi Road Pittsburgh, PA 15235 | Full Service Retail | $26,355 |
| Citizens Bank, National Association | 2301 Bristol Road Bensalem, PA 19020 | Full Service Retail | $72,989 |
| Citizens Bank, National Association | 23011 Woodward Avenue Ferndale, MI 48220 | Full Service B&M | $65,017 |
| Citizens Bank, National Association | 23067 Coolidge Hwy Oak Park, MI 48237 | Full Service B&M | $41,767 |
| Citizens Bank, National Association | 23220 Farmington Road Farmington, MI 48336 | Full Service B&M | $81,268 |
| Citizens Bank, National Association | 2324 Ardmore Blvd. Pittsburgh, PA 15221 | Full Service B&M | $104,403 |
| Citizens Bank, National Association | 23300 Lake Shore Boulevard Euclid, OH 44123 | Full Service B&M | $52,592 |
| Citizens Bank, National Association | 2343 Washington Street Roxbury, MA 2119 | Full Service B&M | $50,103 |
| Citizens Bank, National Association | 2345 Buffalo Road Rochester, NY 14624 | Full Service Retail | $19,798 |
| Citizens Bank, National Association | 23455 Eureka Road Taylor, MI 48180 | Full Service B&M | $154,433 |
| Citizens Bank, National Association | 235 Old Conn. Path Framingham, MA 1701 | Full Service Retail | $72,566 |
| Citizens Bank, National Association | 2351 Maple Road Amherst, NY 14221 | Full Service Retail | $43,404 |
| Citizens Bank, National Association | 23521 Van Dyke Avenue Warren, MI 48089 | Full Service B&M | $101,887 |
| Citizens Bank, National Association | 2371 Central Park Avenue Yonkers, NY 10710 | Full Service B&M | $370,258 |
| Citizens Bank, National Association | 238 Main Street Nashua, NH 3060 | Full Service B&M | $187,177 |
| Citizens Bank, National Association | 23801 Michigan Avenue Dearborn, MI 48124 | Full Service B&M | $106,308 |
| Citizens Bank, National Association | 2395 York Road Jamison, PA 18929 | Full Service B&M | $62,121 |
| Citizens Bank, National Association | 24 State Street Oil City, PA 16301 | Full Service B&M | $86,829 |
| Citizens Bank, National Association | 245 Broadway Schenectady, NY 12305 | Full Service B&M | $42,654 |
| Citizens Bank, National Association | 24563 West Twelve Mile Road Southfield, MI 48034 | Full Service B&M | $147,545 |
| Citizens Bank, National Association | 247 Main Street Binghamton, NY 13905 | Full Service B&M | $59,724 |
| Citizens Bank, National Association | 248 Howe Avenue Cuyahoga Falls, OH 44221 | Full Service B&M | $65,466 |
| Citizens Bank, National Association | 248 Middlesex Turnpike Burlington, MA 1803 | Full Service B&M | $318,343 |
| Citizens Bank, National Association | 2495 Easton Street Northeast North Canton, OH 44721 | Full Service B&M | $56,253 |
| Citizens Bank, National Association | 2497 Aramingo Avenue Philadelphia, PA 19125 | Full Service Retail | $72,955 |
| Citizens Bank, National Association | 25 East Main Street Lansdale, PA 19446 | Full Service B&M | $154,699 |
| Citizens Bank, National Association | 25 Faunce Corner Mall Road Dartmouth, MA 2747 | Full Service Retail | $47,524 |
| Citizens Bank, National Association | 25 Walkers Brook Drive Reading, MA 1867 | Full Service Retail | $61,792 |
| Citizens Bank, National Association | 25 West 12th Street Erie, PA 16501 | Full Service B&M | $214,151 |
| Citizens Bank, National Association | 25-27 East Wynnewood Road Wynnewood, PA 19096 | Full Service B&M | $221,033 |
| Citizens Bank, National Association | 250 Legacy Place Dedham, MA 2026 | Full Service B&M | $77,831 |
| Citizens Bank, National Association | 250 Market Street Kittanning, PA 16201 | Full Service B&M | $169,289 |
| Citizens Bank, National Association | 250 Rockland Street Hanover, MA 2339 | Full Service B&M | $190,746 |
| Citizens Bank, National Association | 2500 West Maple Road Bloomfield Hills, MI 48301 | Full Service B&M | $59,568 |
| Citizens Bank, National Association | 2501 W 12th St Erie, PA 16505 | Full Service Retail | $17,139 |
| Citizens Bank, National Association | 251 Washington Street Attleboro, MA 2703 | Full Service Retail | $72,363 |
| Citizens Bank, National Association | 2516 Welsh Road Philadelphia, PA 19152 | Full Service B&M | $123,518 |
| Citizens Bank, National Association | 25290 Lorain Rd. North Olmsted, OH 44070 | Full Service B&M | $83,233 |
| Citizens Bank, National Association | 253 Route 211 East Middletown, NY 10940 | Full Service B&M | $161,130 |
| Citizens Bank, National Association | 25350 Ford Road Dearborn Heights, MI 48127 | Full Service B&M | $242,615 |
| Citizens Bank, National Association | 2537 Constitution Boulevard Beaver Falls, PA 15010 | Full Service B&M | $189,814 |
| Citizens Bank, National Association | 2540 South 24th Street Philadelphia, PA 19145 | Full Service B&M | $137,078 |
| Citizens Bank, National Association | 256 Samson Rock Drive Madison, CT 6443 | Full Service B&M | $88,254 |
| Citizens Bank, National Association | 257 Spring Street Medford, MA 2155 | Full Service B&M | $182,062 |
| Citizens Bank, National Association | 2580 South Rochester Rd Rochester Hills, MI 48307 | Full Service B&M | $77,839 |
| Citizens Bank, National Association | 2584 Dixwell Avenue Hamden, CT 6514 | Full Service B&M | $88,828 |
| Citizens Bank, National Association | 259 Main Street, Rt. 28 Stoneham, MA 2180 | Full Service Retail | $60,314 |
| Citizens Bank, National Association | 26 Central Square East Boston, MA 2128 | Full Service B&M | $108,868 |
| Citizens Bank, National Association | 260 East Main Street Suite 100 Rochester, NY 14604 | Full Service B&M | $117,445 |
| Citizens Bank, National Association | 2600 Macdade Boulevard, Suite 559 Holmes, PA 19043 | Full Service B&M | $110,833 |
| Citizens Bank, National Association | 26000 Gratiot Avenue Roseville, MI 48066 | Full Service B&M | $73,563 |
| Citizens Bank, National Association | 263 Hemingway Avenue East Haven, CT 6512 | Full Service B&M | $61,467 |
| Citizens Bank, National Association | 2643 Shillington Road Sinking Spring, PA 19608 | Full Service Retail | $29,438 |
| Citizens Bank, National Association | 265 Osborne Road Loudonville, NY 12211 | Full Service B&M | $125,995 |
| Citizens Bank, National Association | 2668 Egypt Road, Audobon Square Shopping Center Norristown, PA 19403 | Full Service Retail | $45,779 |
| Citizens Bank, National Association | 268 Daniel Webster Hwy., South Merrimack, NH 3054 | Full Service B&M | $123,536 |
| Citizens Bank, National Association | 27 Strawberry Field Road Warwick, RI 2886 | Full Service B&M | $190,707 |
| Citizens Bank, National Association | 270 Academy Avenue Providence, RI 2908 | Full Service B&M | $140,844 |
| Citizens Bank, National Association | 270 Great Road Acton, MA 1720 | Full Service B&M | $466,018 |
| Citizens Bank, National Association | 272 Great Road Littleton, MA 1460 | Full Service B&M | $145,757 |
| Citizens Bank, National Association | 273 Dekalb Pike North Wales, PA 19454 | Full Service B&M | $45,052 |
| Citizens Bank, National Association | 273 Wall Street Kingston, NY 12401 | Full Service B&M | $156,790 |
| Citizens Bank, National Association | 27375 23 Mile Road New Baltimore, MI 48051 | Full Service B&M | $51,562 |
| Citizens Bank, National Association | 2748 Route 611 Tannersville, PA 18372 | Full Service B&M | $60,039 |
| Citizens Bank, National Association | 275 Newport Avenue Rumford, RI 2916 | Full Service B&M | $117,932 |
| Citizens Bank, National Association | 2753 West Main Street Norristown, PA 19403 | Full Service B&M | $140,669 |
| Citizens Bank, National Association | 277 Daniel Webster Highway Nashua, NH 3060 | Full Service B&M | $137,490 |
| Citizens Bank, National Association | 2770 West Market Street Fairlawn, OH 44333 | Full Service B&M | $89,394 |
| Citizens Bank, National Association | 2779 White Mountain Highway North Conway, NH 3860 | Full Service B&M | $131,643 |
| Citizens Bank, National Association | 2797 Niagara Falls Blvd Amherst, NY 14228 | Full Service B&M | $98,453 |
| Citizens Bank, National Association | 28 Lincoln Street Holyoke, MA 1040 | Full Service Retail | $23,709 |
| Citizens Bank, National Association | 28 State Street Boston, MA 2109 | Full Service B&M | $24,949,351 |
| Citizens Bank, National Association | 2801 Carson Street Pittsburgh, PA 15203 | Full Service B&M | $52,561 |
| Citizens Bank, National Association | 2806 Audubon Village Drive Norristown, PA 19403 | Full Service B&M | $313,083 |
| Citizens Bank, National Association | 2833 Ridge Road West Rochester, NY 14626 | Full Service B&M | $160,935 |
| Citizens Bank, National Association | 2841 Ligonier Street Latrobe, PA 15650 | Full Service B&M | $110,701 |
| Citizens Bank, National Association | 28455 Schoenherr Road Warren, MI 48088 | Full Service B&M | $68,005 |
| Citizens Bank, National Association | 3471 West 38th Street Erie, PA 16506 | Full Service B&M | $75,162 |
| Citizens Bank, National Association | 285 North Canton Center Canton, MI 48187 | Full Service B&M | $62,736 |
| Citizens Bank, National Association | 287 Great Road Bedford, MA 1730 | Full Service B&M | $143,514 |
| Citizens Bank, National Association | 28789 Chagrin Boulevard Woodmere, OH 44122 | Full Service B&M | $81,472 |
| Citizens Bank, National Association | 28999 W. Five Mile Livonia, MI 48154 | Full Service B&M | $97,862 |
| Citizens Bank, National Association | 2900 Island Avenue Philadelphia, PA 19153 | Full Service B&M | $125,840 |
| Citizens Bank, National Association | 2905 Union Lake Road Commerce Township, MI 48382 | Full Service Retail | $50,963 |
| Citizens Bank, National Association | 2923 Willow Street Pike Willow Street, PA 17584 | Full Service B&M | $42,474 |
| Citizens Bank, National Association | 293 East Central Street Franklin, MA 2038 | Full Service B&M | $121,781 |
| Citizens Bank, National Association | 2942 North 22nd Street Philadelphia, PA 19132 | Full Service B&M | $12,362 |
| Citizens Bank, National Association | 295 Main Street Tewksbury, MA 1876 | Full Service B&M | $114,223 |
| Citizens Bank, National Association | 29779 Southfield Road Southfield, MI 48076 | Full Service B&M | $81,691 |
| Citizens Bank, National Association | 299 Chelmsford Street Chelmsford, MA 1824 | Full Service Retail | $28,615 |
| Citizens Bank, National Association | 2990 East Market Street York, PA 17402 | Full Service B&M | $157,008 |
| Citizens Bank, National Association | 2991 Cranberry Highway East Wareham, MA 2538 | Full Service Retail | $33,251 |
| Citizens Bank, National Association | 2a Sharma Way Windham, NH 3087 | Full Service B&M | $134,605 |
| Citizens Bank, National Association | 3 Stilson Road Richmond, RI 2898 | Full Service Retail | $44,462 |
| Citizens Bank, National Association | 300 Beaver Street Beaver, PA 15009 | Full Service B&M | $149,361 |
| Citizens Bank, National Association | 300 Quaker Lane, Suite 22 Warwick, RI 2886 | Full Service B&M | $308,953 |
| Citizens Bank, National Association | 301 Meadow Drive North Tonawanda, NY 14120 | Full Service Retail | $19,475 |
| Citizens Bank, National Association | 301 Newbury Street Danvers, MA 1923 | Full Service Retail | $99,063 |
| Citizens Bank, National Association | 301 North Main Street Butler, PA 16001 | Full Service B&M | $118,238 |
| Citizens Bank, National Association | 301 Route 73 S Marlton, NJ 8053 | Full Service B&M | $57,613 |
| Citizens Bank, National Association | 30159 Detroit Road Westlake, OH 44145 | Full Service B&M | $120,440 |
| Citizens Bank, National Association | 3024 Navarre Avenue Oregon, OH 43616 | Full Service B&M | $97,115 |
| Citizens Bank, National Association | 3033 East Main Road Portsmouth, RI 2871 | Full Service B&M | $99,698 |
| Citizens Bank, National Association | 305 Walnut Street Newtonville, MA 2460 | Full Service B&M | $122,501 |
| Citizens Bank, National Association | 308 East Lincoln Highway Exton, PA 19341 | Full Service B&M | $121,533 |
| Citizens Bank, National Association | 308 N. Logan Boulevard, Greater Lewistown Shopping Center Burnham, PA 17009 | Full Service B&M | $32,854 |
| Citizens Bank, National Association | 31 Cambridge Lane Newtown, PA 18940 | Full Service B&M | $121,855 |
| Citizens Bank, National Association | 31 Foster Avenue Pittsburgh, PA 15205 | Full Service B&M | $85,472 |
| Citizens Bank, National Association | 310 Grove Street Braintree, MA 2184 | Full Service B&M | $160,988 |
| Citizens Bank, National Association | 310 Main Street Bennington, VT 5201 | Full Service B&M | $69,349 |
| Citizens Bank, National Association | 3100 Cleveland Avenue South Canton, OH 44707 | Full Service B&M | $91,202 |
| Citizens Bank, National Association | 3113 Green Garden Road Aliquippa, PA 15001 | Full Service Retail | $23,290 |
| Citizens Bank, National Association | 31200 Schoenherr Road Warren, MI 48088 | Full Service Retail | $26,555 |
| Citizens Bank, National Association | 31231 Harper Avenue Saint Clair Shores, MI 48082 | Full Service B&M | $83,691 |
| Citizens Bank, National Association | 3132 Woodward Ave Detroit, MI 48201 | Full Service B&M | $5,523 |
| Citizens Bank, National Association | 3136 Leechburg Road Lower Burrell, PA 15068 | Full Service B&M | $114,277 |
| Citizens Bank, National Association | 314 Horsham Road, Unit A Horsham, PA 19044 | Full Service Retail | $129,633 |
| Citizens Bank, National Association | 31441 Plymouth Road Livonia, MI 48150 | Full Service B&M | $79,390 |
| Citizens Bank, National Association | 315 East Main Street Louisville, OH 44641 | Full Service B&M | $53,465 |
| Citizens Bank, National Association | 315 Hanover Street Boston, MA 2113 | Full Service B&M | $138,013 |
| Citizens Bank, National Association | 315 Harvard Street Brookline, MA 2446 | Full Service B&M | $234,159 |
| Citizens Bank, National Association | 3180 Sheridan Drive Amherst, NY 14226 | Full Service B&M | $108,722 |
| Citizens Bank, National Association | 32 Lyman Street Westborough, MA 1581 | Full Service Retail | $136,069 |
| Citizens Bank, National Association | 32 Vassar Road Poughkeepsie, NY 12603 | Full Service B&M | $2,569,113 |
| Citizens Bank, National Association | 3200 Greenwich Road Norton, OH 44203 | Full Service Retail | $19,548 |
| Citizens Bank, National Association | 3200-92 Red Lion Road Philadelphia, PA 19114 | Full Service Retail | $30,386 |
| Citizens Bank, National Association | 3201 Southwestern Boulevard Orchard Park, NY 14127 | Full Service Retail | $35,179 |
| Citizens Bank, National Association | 3212 Vestal Parkway East Vestal, NY 13850 | Full Service B&M | $69,717 |
| Citizens Bank, National Association | 3230 W. Alexis Rd Toledo, OH 43613 | Full Service B&M | $65,117 |
| Citizens Bank, National Association | 3230 Wilmington Road New Castle, PA 16105 | Full Service Retail | $20,871 |
| Citizens Bank, National Association | 3235 Manchester Road Akron, OH 44319 | Full Service Retail | $27,505 |
| Citizens Bank, National Association | 324 Prospect Street Herkimer, NY 13350 | Full Service B&M | $33,348 |
| Citizens Bank, National Association | 33 Center Street Ludlow, MA 1056 | Full Service B&M | $150,037 |
| Citizens Bank, National Association | 33 Coliseum Avenue Nashua, NH 3063 | Full Service B&M | $106,215 |
| Citizens Bank, National Association | 330 Oregon Avenue Philadelphia, PA 19148 | Full Service B&M | $173,526 |
| Citizens Bank, National Association | 331 Washington Road Washington, PA 15301 | Full Service Retail | $75,734 |
| Citizens Bank, National Association | 332 East Main Street Branford, CT 6405 | Full Service B&M | $139,040 |
| Citizens Bank, National Association | 3323 Kent Road Stow, OH 44224 | Full Service B&M | $119,200 |
| Citizens Bank, National Association | 333 Mariano Bishop Boulevard Fall River, MA 2721 | Full Service Retail | $38,757 |
| Citizens Bank, National Association | 333 South Broadway Akron, OH 44308 | Full Service B&M | $44,970 |
| Citizens Bank, National Association | 333 West River Street Providence, RI 2904 | Full Service Retail | $41,192 |
| Citizens Bank, National Association | 3333 Consaul Road Niskayuna, NY 12309 | Full Service B&M | $50,430 |
| Citizens Bank, National Association | 33333 West 12 Mile Road Farmington Hills, MI 48334 | Full Service B&M | $103,159 |
| Citizens Bank, National Association | 3349 Monroe Avenue Rochester, NY 14618 | Full Service B&M | $113,317 |
| Citizens Bank, National Association | 33700 Vine Street Eastlake, OH 44095 | Full Service B&M | $42,143 |
| Citizens Bank, National Association | 338 Broadway Somerville, MA 2145 | Full Service B&M | $162,411 |
| Citizens Bank, National Association | 338 Congress Street Boston, MA 2210 | Full Service B&M | $14,947 |
| Citizens Bank, National Association | 338 Washington Street Westwood, MA 2090 | Full Service Retail | $63,197 |
| Citizens Bank, National Association | 3390 East State Street Hermitage, PA 16148 | Full Service B&M | $85,090 |
| Citizens Bank, National Association | 34 Main Street Natick, MA 1760 | Full Service B&M | $215,631 |
| Citizens Bank, National Association | 3401 Richmond Road Beachwood, OH 44122 | Full Service B&M | $76,941 |
| Citizens Bank, National Association | 3410 Secor Road Suite 510 Toledo, OH 43606 | Full Service B&M | $145,386 |
| Citizens Bank, National Association | 34101 Center Ridge Road North Ridgeville, OH 44039 | Full Service B&M | $40,898 |
For 2021, Citizens Bank had 973 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $4,855,721 |
| Net interest income | $4,601,934 |
| Total noninterest income | $1,902,589 |
| Gross Fiduciary activities income | $50,472 |
| Service charges on deposit accounts | $394,789 |
| Trading account gains and fees | $58,323 |
| Additional Noninterest Income | $1,399,005 |
| Pre-tax net operating income | $2,945,074 |
| Securities gains (or losses, -) | $10,451 |
| Income before extraordinary items | $2,308,064 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $2,308,064 |
| Minority interest net income | $0 |
| Net income | $2,308,064 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $2,299,807 |
Citizens Bank's gross interest income from loans was $4,855,721,000.
Citizens Bank's net interest income from loans was $4,601,934,000.
Citizens Bank's fee based income from loans was $394,789,000.
Citizens Bank's net income from loans was $2,308,064,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $253,787 |
| Provision for credit losses | $-411,300 |
| Total noninterest expense | $3,970,749 |
| Salaries and employee benefits | $2,029,297 |
| Premises and equipment expense | $643,742 |
| Additional noninterest expense | $1,297,710 |
| Applicable income taxes | $647,461 |
| Net charge-offs | $324,597 |
| Cash dividends | $1,120,000 |
Citizens Bank's interest expense for loans was $253,787,000.
Citizens Bank's payroll and benefits expense were $2,029,297,000.
Citizens Bank's property, plant and equipment expenses $643,742,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 1.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 2.0% |
| HELOC loans | 1.0% |
| All other family | 3.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.8% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $157,071,480 |
| Deposits held in domestic offices | $156,829,177 |
| Deposits by Individuals, partnerships, and corporations | $150,393,419 |
| Deposits by U.S. Government | $5,997 |
| Deposits by States and political subdivisions in the U.S. | $6,417,454 |
| Deposits by Commercial banks and other depository institutions in U.S. | $12,307 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $22,805,651 |
| Demand deposits | $15,640,673 |
| Nontransaction accounts | $134,023,526 |
| Money market deposit accounts (MMDAs) | $47,769,706 |
| Other savings deposits (excluding MMDAs) | $81,113,888 |
| Total time deposits | $5,139,931 |
| Total time and savings deposits | $141,188,504 |
| Noninterest-bearing deposits | $50,428,506 |
| Interest-bearing deposits | $106,400,671 |
| Retail deposits | $153,842,055 |
| IRAs and Keogh plan accounts | $4,081,333 |
| Brokered deposits | $1,559,069 |
| Deposits held in foreign offices | $242,303 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $188,069,637 |
| Cash & Balances due from depository institutions | $9,475,846 |
| Interest-bearing balances | $8,079,984 |
| Total securities | $28,403,594 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $129,872,740 |
| Loan and leases loss allowance | $1,758,391 |
| Trading account assets | $1,233,386 |
| Bank premises and fixed assets | $1,521,248 |
| Other real estate owned | $18,737 |
| Goodwill and other intangibles | $8,071,633 |
| All other assets | $9,472,453 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $188,069,637 |
| Total Liabilities | $165,327,770 |
| Total deposits | $157,071,480 |
| Interest-bearing deposits | $106,642,974 |
| Deposits held in domestic offices | $156,829,177 |
| % insured (estimated) | $51 |
| Federal funds purchased and repurchase agreements | $526 |
| Trading liabilities | $190,037 |
| Other borrowed funds | $3,898,957 |
| Subordinated debt | $1,125,000 |
| All other liabilities | $3,041,770 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $129,872,740 |
| Loan and leases loss allowance | $1,758,391 |
| Total loans and leases (domestic) | $131,631,131 |
| All real estate loans | $53,965,290 |
| Real estate loans in domestic offices | $53,965,290 |
| Construction and development loans | $4,688,212 |
| Residential 1-4 family construction | $747,273 |
| Other construction, all land development and other land | $3,940,939 |
| Loans secured by nonfarm nonresidential properties | $11,502,173 |
| Nonfarm nonresidential secured by owner-occupied properties | $4,023,209 |
| Commercial real estate & other non-farm, non-residential | $7,478,964 |
| Multifamily residential real estate | $924,348 |
| 1-4 family residential loans | $36,850,557 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $41,227,932 |
| To non-U.S. addressees | $1,365,179 |
| Loans to individuals | $31,590,168 |
| Credit card loans | $1,589,837 |
| Related Plans | $646,652 |
| Consumer Auto Loans | $13,254,618 |
| Other loans to individuals | $16,099,061 |
| All other loans & leases | $4,847,741 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $3,135,053 |
| Loans to depository institutions and acceptances of other banks | $124,564 |
| Loans not secured by real estate | $2,370,237 |
| Loans secured by real estate to non-U.S. addressees | $13,281 |
| Restructured Loans & leases | $680,393 |
| Non 1-4 family restructured loans & leases | $327,921 |
| Total loans and leases (foreign) | $0 |
Citizens Bank had $129,872,740,000 of loans outstanding in 2021. $53,965,290,000 of loans were in real estate loans. $4,688,212,000 of loans were in development loans. $924,348,000 of loans were in multifamily mortgage loans. $36,850,557,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $1,589,837,000 of loans were in credit card loans. $13,254,618,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 2,075 | $578,427 | $278,760 |
| Nonfarm, nonresidential loans - <$100k | 110 | $4,692 | $42,655 |
| Nonfarm, nonresidential loans - $100-250k | 635 | $71,855 | $113,157 |
| Nonfarm, nonresidential loans - $250k-1MM | 1,330 | $501,880 | $377,353 |
| Commercial & Industrial, US addressed loans - <$1MM | 118,967 | $2,955,402 | $24,842 |
| Commercial & Industrial, US addressed loans - <$100k | 111,467 | $1,808,263 | $16,222 |
| Commercial & Industrial, US addressed loans - $100-250k | 4,173 | $350,806 | $84,066 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 3,327 | $796,333 | $239,355 |