Coastal Community Bank Mortgage Rates, Fees & Info
EVERETT, WALEI: 5493001GCBD5XGNIC815
Tax ID: 91-1811848
1 stars - Updated: 4/15/25
-
out of 5 stars, based on 123 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Coastal Community Bank is a smaller bank specializing in Other and Home Improvement loans. Coastal Community Bank has a low ratio of conventional loans. Their top markets by origination volume include: Los Angeles, New York, Phoenix, Riverside, and Miami among others. We have data for 589 markets. (Some data included below & more in-depth data is available with an active subscription.)Coastal Community Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Coastal Community Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.49% | 4/15/25 |
| 30 Year Conventional Purchase | 6.69% | 4/15/25 |
| 30 Year Conventional Refi | 5.97% | 4/15/25 |
| 30 Year Cash-out Refi | 6.72% | 4/15/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Coastal Community Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Coastal Community Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
15,099Origination Dollar Volume (All Markets)
$996,775,000Relative Rate
Coastal Community Bank's average 30 year fixed mortgage rate was
7.25%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.7%.
Relative Fees (Closing Costs)
Coastal Community Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,869.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 777 | $82,215,000 | $105,811 | $0 | 11.66% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 502 | $42,970,000 | $85,598 | $0 | 11.70% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 549 | $42,905,000 | $78,151 | $18,691 | 12.15% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 509 | $41,375,000 | $81,287 | $0 | 12.27% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 582 | $41,010,000 | $70,464 | $0 | 12.04% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 612 | $37,780,000 | $61,732 | $0 | 12.11% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 236 | $25,450,000 | $107,839 | $0 | 11.32% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 55 | $25,385,000 | $461,545 | $7,140 | 8.62% |
| Outside of Metro Areas | 576 | $25,060,000 | $43,507 | $0 | 12.37% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 343 | $23,145,000 | $67,478 | $0 | 11.99% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 224 | $22,650,000 | $101,116 | $0 | 11.64% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 309 | $18,785,000 | $60,793 | $0 | 12.04% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 299 | $18,765,000 | $62,759 | $0 | 11.95% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 231 | $18,705,000 | $80,974 | $0 | 11.63% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 269 | $18,695,000 | $69,498 | $0 | 11.96% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 244 | $17,700,000 | $72,541 | $0 | 11.73% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 268 | $14,750,000 | $55,037 | $0 | 12.29% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 190 | $14,660,000 | $77,158 | $0 | 12.02% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 245 | $13,075,000 | $53,367 | $0 | 12.26% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 188 | $11,350,000 | $60,372 | $0 | 11.85% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 91 | $10,525,000 | $115,659 | $0 | 11.02% |
| COLUMBUS, OH (FHA|USDA|VA) | 185 | $9,945,000 | $53,757 | $0 | 12.65% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 194 | $9,780,000 | $50,412 | $0 | 12.39% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 140 | $8,590,000 | $61,357 | $0 | 11.85% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 166 | $8,120,000 | $48,916 | $0 | 12.77% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 106 | $7,980,000 | $75,283 | $0 | 11.73% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 105 | $7,675,000 | $73,095 | $0 | 11.82% |
| RICHMOND, VA (FHA|USDA|VA) | 128 | $7,180,000 | $56,094 | $0 | 12.57% |
| PITTSBURGH, PA (FHA|USDA|VA) | 143 | $7,155,000 | $50,035 | $0 | 12.22% |
| STOCKTON, CA (FHA|USDA|VA) | 89 | $6,585,000 | $73,989 | $0 | 12.14% |
| FRESNO, CA (FHA|USDA|VA) | 87 | $6,305,000 | $72,471 | $0 | 12.11% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 50 | $5,710,000 | $114,200 | $0 | 11.56% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 89 | $5,595,000 | $62,865 | $0 | 11.70% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 104 | $5,280,000 | $50,769 | $0 | 12.33% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 91 | $5,135,000 | $56,429 | $0 | 11.78% |
| TUCSON, AZ (FHA|USDA|VA) | 75 | $5,115,000 | $68,200 | $0 | 11.61% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 93 | $4,885,000 | $52,527 | $0 | 12.46% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 87 | $4,765,000 | $54,770 | $0 | 12.48% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 81 | $4,625,000 | $57,099 | $0 | 12.17% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 56 | $4,570,000 | $81,607 | $0 | 12.19% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 64 | $4,390,000 | $68,594 | $0 | 12.35% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 67 | $4,385,000 | $65,448 | $0 | 12.00% |
| VALLEJO, CA (FHA|USDA|VA) | 60 | $4,270,000 | $71,167 | $0 | 12.07% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 64 | $4,200,000 | $65,625 | $0 | 12.09% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 53 | $4,195,000 | $79,151 | $0 | 12.23% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 72 | $4,090,000 | $56,806 | $0 | 12.13% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 93 | $4,085,000 | $43,925 | $0 | 12.30% |
| LOUISVILLE, KY (FHA|USDA|VA) | 82 | $4,080,000 | $49,756 | $0 | 12.21% |
| KNOXVILLE, TN (FHA|USDA|VA) | 71 | $4,065,000 | $57,254 | $0 | 12.29% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 79 | $3,625,000 | $45,886 | $0 | 13.06% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 64 | $3,560,000 | $55,625 | $0 | 12.02% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 73 | $3,445,000 | $47,192 | $0 | 12.46% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 59 | $3,365,000 | $57,034 | $0 | 11.57% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 68 | $3,350,000 | $49,265 | $0 | 12.51% |
| PROVO-OREM, UT (FHA|USDA|VA) | 46 | $3,320,000 | $72,174 | $0 | 12.51% |
| ANCHORAGE, AK (FHA|USDA|VA) | 48 | $3,210,000 | $66,875 | $0 | 12.34% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 39 | $3,205,000 | $82,179 | $0 | 11.57% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 70 | $3,190,000 | $45,571 | $0 | 12.45% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 59 | $3,015,000 | $51,102 | $0 | 12.03% |
| AKRON, OH (FHA|USDA|VA) | 69 | $2,955,000 | $42,826 | $0 | 12.03% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 51 | $2,765,000 | $54,216 | $0 | 11.96% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 48 | $2,750,000 | $57,292 | $0 | 12.48% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 55 | $2,715,000 | $49,364 | $0 | 12.42% |
| ASHEVILLE, NC (FHA|USDA|VA) | 25 | $2,695,000 | $107,800 | $0 | 12.16% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 59 | $2,595,000 | $43,983 | $0 | 12.52% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 44 | $2,590,000 | $58,864 | $0 | 12.12% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 30 | $2,470,000 | $82,333 | $0 | 11.27% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 31 | $2,465,000 | $79,516 | $0 | 12.52% |
| TOLEDO, OH (FHA|USDA|VA) | 59 | $2,455,000 | $41,610 | $0 | 12.51% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 32 | $2,450,000 | $76,563 | $0 | 11.54% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 51 | $2,425,000 | $47,549 | $0 | 12.42% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 26 | $2,380,000 | $91,538 | $0 | 11.18% |
| READING, PA (FHA|USDA|VA) | 42 | $2,360,000 | $56,190 | $0 | 12.74% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 40 | $2,350,000 | $58,750 | $0 | 12.57% |
| VISALIA, CA (FHA|USDA|VA) | 35 | $2,345,000 | $67,000 | $0 | 11.75% |
| MODESTO, CA (FHA|USDA|VA) | 36 | $2,320,000 | $64,444 | $0 | 12.18% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 51 | $2,305,000 | $45,196 | $0 | 13.26% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 21 | $2,305,000 | $109,762 | $0 | 11.39% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 39 | $2,275,000 | $58,333 | $0 | 12.63% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 42 | $2,220,000 | $52,857 | $0 | 11.92% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 30 | $2,150,000 | $71,667 | $0 | 11.92% |
| GREELEY, CO (FHA|USDA|VA) | 39 | $2,125,000 | $54,487 | $0 | 12.47% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 45 | $2,085,000 | $46,333 | $0 | 12.15% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 26 | $2,060,000 | $79,231 | $0 | 12.47% |
| SALEM, OR (FHA|USDA|VA) | 36 | $2,010,000 | $55,833 | $0 | 11.98% |
| TULSA, OK (FHA|USDA|VA) | 47 | $1,985,000 | $42,234 | $0 | 12.35% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 32 | $1,940,000 | $60,625 | $0 | 11.76% |
| OCALA, FL (FHA|USDA|VA) | 38 | $1,880,000 | $49,474 | $0 | 12.17% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 38 | $1,870,000 | $49,211 | $0 | 12.19% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 34 | $1,830,000 | $53,824 | $0 | 11.31% |
| ROANOKE, VA (FHA|USDA|VA) | 36 | $1,760,000 | $48,889 | $0 | 12.31% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 30 | $1,720,000 | $57,333 | $0 | 12.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 45 | $1,715,000 | $38,111 | $0 | 12.28% |
| SALINAS, CA (FHA|USDA|VA) | 21 | $1,715,000 | $81,667 | $0 | 12.22% |
| LANCASTER, PA (FHA|USDA|VA) | 33 | $1,685,000 | $51,061 | $0 | 12.97% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 37 | $1,685,000 | $45,541 | $0 | 12.24% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 37 | $1,675,000 | $45,270 | $0 | 12.30% |
| FORT COLLINS, CO (FHA|USDA|VA) | 22 | $1,670,000 | $75,909 | $0 | 12.07% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 30 | $1,660,000 | $55,333 | $0 | 11.69% |
| Oak Harbor, WA (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $1,479 | 8.21% |
| WICHITA, KS (FHA|USDA|VA) | 36 | $1,620,000 | $45,000 | $0 | 12.27% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 37 | $1,555,000 | $42,027 | $0 | 12.73% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 30 | $1,550,000 | $51,667 | $0 | 12.22% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 21 | $1,535,000 | $73,095 | $0 | 12.03% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 28 | $1,490,000 | $53,214 | $0 | 12.71% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 23 | $1,435,000 | $62,391 | $0 | 11.92% |
| MERCED, CA (FHA|USDA|VA) | 16 | $1,430,000 | $89,375 | $0 | 11.30% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 34 | $1,400,000 | $41,176 | $0 | 12.23% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 31 | $1,365,000 | $44,032 | $0 | 13.51% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 24 | $1,360,000 | $56,667 | $0 | 11.27% |
| PEORIA, IL (FHA|USDA|VA) | 35 | $1,325,000 | $37,857 | $0 | 12.70% |
| JACKSON, MS (FHA|USDA|VA) | 26 | $1,310,000 | $50,385 | $0 | 12.12% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 21 | $1,305,000 | $62,143 | $0 | 12.42% |
| YUMA, AZ (FHA|USDA|VA) | 24 | $1,280,000 | $53,333 | $0 | 12.14% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 24 | $1,280,000 | $53,333 | $0 | 12.77% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 11 | $1,275,000 | $115,909 | $0 | 11.74% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 28 | $1,250,000 | $44,643 | $0 | 12.91% |
| FLINT, MI (FHA|USDA|VA) | 22 | $1,240,000 | $56,364 | $0 | 12.44% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 23 | $1,215,000 | $52,826 | $0 | 12.25% |
| MADISON, WI (FHA|USDA|VA) | 23 | $1,205,000 | $52,391 | $0 | 12.95% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 24 | $1,200,000 | $50,000 | $0 | 12.33% |
| YUBA CITY, CA (FHA|USDA|VA) | 15 | $1,175,000 | $78,333 | $0 | 12.96% |
| Traverse City, MI (FHA|USDA|VA) | 14 | $1,170,000 | $83,571 | $0 | 11.49% |
| MADERA, CA (FHA|USDA|VA) | 13 | $1,135,000 | $87,308 | $0 | 12.22% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 22 | $1,100,000 | $50,000 | $0 | 12.49% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 24 | $1,090,000 | $45,417 | $0 | 12.71% |
| ST. GEORGE, UT (FHA|USDA|VA) | 11 | $1,085,000 | $98,636 | $0 | 11.19% |
| LAFAYETTE, LA (FHA|USDA|VA) | 26 | $1,070,000 | $41,154 | $0 | 13.07% |
| DULUTH, MN-WI (FHA|USDA|VA) | 14 | $1,050,000 | $75,000 | $0 | 10.47% |
| ROCKFORD, IL (FHA|USDA|VA) | 27 | $1,045,000 | $38,704 | $0 | 13.03% |
| WILMINGTON, NC (FHA|USDA|VA) | 15 | $995,000 | $66,333 | $0 | 10.92% |
| PANAMA CITY, FL (FHA|USDA|VA) | 16 | $990,000 | $61,875 | $0 | 10.83% |
| BOULDER, CO (FHA|USDA|VA) | 10 | $960,000 | $96,000 | $0 | 11.29% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 18 | $960,000 | $53,333 | $0 | 12.25% |
| SANTA FE, NM (FHA|USDA|VA) | 11 | $945,000 | $85,909 | $0 | 10.49% |
| LYNCHBURG, VA (FHA|USDA|VA) | 18 | $940,000 | $52,222 | $0 | 12.73% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 14 | $930,000 | $66,429 | $0 | 12.65% |
| Concord, NH (FHA|USDA|VA) | 16 | $930,000 | $58,125 | $0 | 12.02% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 18 | $920,000 | $51,111 | $0 | 12.91% |
| BEND, OR (FHA|USDA|VA) | 12 | $890,000 | $74,167 | $0 | 11.14% |
| LINCOLN, NE (FHA|USDA|VA) | 15 | $885,000 | $59,000 | $0 | 11.06% |
| Glenwood Springs, CO (FHA|USDA|VA) | 12 | $880,000 | $73,333 | $0 | 13.43% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 19 | $875,000 | $46,053 | $0 | 12.46% |
| Tupelo, MS (FHA|USDA|VA) | 13 | $855,000 | $65,769 | $0 | 12.03% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 13 | $855,000 | $65,769 | $0 | 12.24% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 14 | $840,000 | $60,000 | $0 | 12.78% |
| MEDFORD, OR (FHA|USDA|VA) | 13 | $825,000 | $63,462 | $0 | 11.84% |
| CHICO, CA (FHA|USDA|VA) | 14 | $820,000 | $58,571 | $0 | 11.13% |
| NAPA, CA (FHA|USDA|VA) | 8 | $820,000 | $102,500 | $0 | 11.87% |
| Key West, FL (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $0 | 10.38% |
| MOBILE, AL (FHA|USDA|VA) | 18 | $790,000 | $43,889 | $0 | 11.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 14 | $790,000 | $56,429 | $0 | 12.83% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 13 | $785,000 | $60,385 | $0 | 10.95% |
| BANGOR, ME (FHA|USDA|VA) | 17 | $775,000 | $45,588 | $0 | 12.18% |
| Morehead City, NC (FHA|USDA|VA) | 10 | $750,000 | $75,000 | $0 | 10.12% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 18 | $740,000 | $41,111 | $0 | 12.71% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 9 | $725,000 | $80,556 | $0 | 12.05% |
| MONTGOMERY, AL (FHA|USDA|VA) | 17 | $725,000 | $42,647 | $0 | 12.52% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 22 | $720,000 | $32,727 | $0 | 12.97% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 13 | $715,000 | $55,000 | $0 | 13.30% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 12 | $700,000 | $58,333 | $0 | 11.20% |
| Whitewater, WI (FHA|USDA|VA) | 12 | $700,000 | $58,333 | $0 | 11.18% |
| GAINESVILLE, FL (FHA|USDA|VA) | 17 | $695,000 | $40,882 | $0 | 11.24% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 16 | $690,000 | $43,125 | $0 | 12.55% |
| Sevierville, TN (FHA|USDA|VA) | 9 | $685,000 | $76,111 | $0 | 13.07% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $670,000 | $67,000 | $0 | 11.69% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 13 | $655,000 | $50,385 | $0 | 12.26% |
| ANN ARBOR, MI (FHA|USDA|VA) | 9 | $645,000 | $71,667 | $0 | 10.10% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 18 | $640,000 | $35,556 | $0 | 11.88% |
| GREENVILLE, NC (FHA|USDA|VA) | 11 | $625,000 | $56,818 | $0 | 11.88% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 13 | $615,000 | $47,308 | $0 | 12.47% |
| GREEN BAY, WI (FHA|USDA|VA) | 15 | $605,000 | $40,333 | $0 | 12.94% |
| MUSKEGON, MI (FHA|USDA|VA) | 13 | $595,000 | $45,769 | $0 | 13.16% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 12 | $580,000 | $48,333 | $0 | 11.68% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 14 | $570,000 | $40,714 | $0 | 11.87% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 9 | $565,000 | $62,778 | $0 | 11.74% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 11 | $555,000 | $50,455 | $0 | 13.44% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 14 | $550,000 | $39,286 | $0 | 12.10% |
| GETTYSBURG, PA (FHA|USDA|VA) | 11 | $545,000 | $49,545 | $0 | 13.29% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 13 | $545,000 | $41,923 | $0 | 11.37% |
| London, KY (FHA|USDA|VA) | 12 | $540,000 | $45,000 | $0 | 12.89% |
| Wooster, OH (FHA|USDA|VA) | 10 | $540,000 | $54,000 | $0 | 12.62% |
| REDDING, CA (FHA|USDA|VA) | 11 | $535,000 | $48,636 | $0 | 12.65% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 7.50% |
| LAS CRUCES, NM (FHA|USDA|VA) | 12 | $520,000 | $43,333 | $0 | 11.97% |
| Prineville, OR (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $0 | 11.07% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 10 | $500,000 | $50,000 | $0 | 10.94% |
| LIMA, OH (FHA|USDA|VA) | 13 | $495,000 | $38,077 | $0 | 12.09% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 10 | $490,000 | $49,000 | $0 | 11.64% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 9 | $485,000 | $53,889 | $0 | 13.05% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $0 | 12.66% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,360 | 7.88% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 11 | $475,000 | $43,182 | $0 | 11.85% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $0 | 12.84% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 12 | $470,000 | $39,167 | $0 | 12.51% |
| Okeechobee, FL (FHA|USDA|VA) | 8 | $470,000 | $58,750 | $0 | 11.30% |
| CASPER, WY (FHA|USDA|VA) | 8 | $470,000 | $58,750 | $0 | 12.52% |
| Roseburg, OR (FHA|USDA|VA) | 7 | $465,000 | $66,429 | $0 | 12.53% |
| JACKSON, TN (FHA|USDA|VA) | 14 | $460,000 | $32,857 | $0 | 12.06% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 10 | $460,000 | $46,000 | $0 | 13.42% |
| APPLETON, WI (FHA|USDA|VA) | 12 | $460,000 | $38,333 | $0 | 12.68% |
| FARGO, ND-MN (FHA|USDA|VA) | 10 | $460,000 | $46,000 | $0 | 10.84% |
| Pottsville, PA (FHA|USDA|VA) | 16 | $460,000 | $28,750 | $0 | 11.68% |
| TOPEKA, KS (FHA|USDA|VA) | 11 | $455,000 | $41,364 | $0 | 11.24% |
| ERIE, PA (FHA|USDA|VA) | 11 | $455,000 | $41,364 | $0 | 12.13% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 11 | $455,000 | $41,364 | $0 | 12.44% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $450,000 | $75,000 | $0 | 12.03% |
| CLEVELAND, TN (FHA|USDA|VA) | 9 | $445,000 | $49,444 | $0 | 13.32% |
| NEW BERN, NC (FHA|USDA|VA) | 7 | $445,000 | $63,571 | $0 | 10.92% |
| Cookeville, TN (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $0 | 10.74% |
| Heber, UT (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $0 | 11.14% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 9 | $425,000 | $47,222 | $0 | 13.66% |
| Adrian, MI (FHA|USDA|VA) | 9 | $425,000 | $47,222 | $0 | 12.80% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 11 | $425,000 | $38,636 | $0 | 11.29% |
| Keene, NH (FHA|USDA|VA) | 8 | $420,000 | $52,500 | $0 | 11.83% |
| PUEBLO, CO (FHA|USDA|VA) | 8 | $420,000 | $52,500 | $0 | 12.30% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $0 | 12.79% |
| KANKAKEE, IL (FHA|USDA|VA) | 10 | $410,000 | $41,000 | $0 | 11.67% |
| Nogales, AZ (FHA|USDA|VA) | 7 | $405,000 | $57,857 | $0 | 14.10% |
| MONROE, LA (FHA|USDA|VA) | 11 | $405,000 | $36,818 | $0 | 13.63% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 10 | $400,000 | $40,000 | $0 | 12.19% |
| Paducah, KY-IL (FHA|USDA|VA) | 8 | $400,000 | $50,000 | $0 | 11.65% |
| Lebanon, NH-VT (FHA|USDA|VA) | 8 | $400,000 | $50,000 | $0 | 10.93% |
| RACINE, WI (FHA|USDA|VA) | 11 | $395,000 | $35,909 | $0 | 12.58% |
| Salem, OH (FHA|USDA|VA) | 8 | $390,000 | $48,750 | $0 | 12.40% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 11 | $385,000 | $35,000 | $0 | 12.60% |
| ST. CLOUD, MN (FHA|USDA|VA) | 9 | $375,000 | $41,667 | $0 | 13.16% |
| Shelby, NC (FHA|USDA|VA) | 7 | $375,000 | $53,571 | $0 | 12.38% |
| MANSFIELD, OH (FHA|USDA|VA) | 8 | $370,000 | $46,250 | $0 | 12.68% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 9 | $365,000 | $40,556 | $0 | 13.10% |
| CHEYENNE, WY (FHA|USDA|VA) | 10 | $360,000 | $36,000 | $0 | 12.19% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 10.24% |
| Red Bluff, CA (FHA|USDA|VA) | 7 | $355,000 | $50,714 | $0 | 12.53% |
| ROCHESTER, MN (FHA|USDA|VA) | 6 | $350,000 | $58,333 | $0 | 10.91% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 8 | $350,000 | $43,750 | $0 | 13.40% |
| Sonora, CA (FHA|USDA|VA) | 6 | $350,000 | $58,333 | $0 | 14.32% |
| Shelbyville, TN (FHA|USDA|VA) | 7 | $345,000 | $49,286 | $0 | 13.60% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 8 | $340,000 | $42,500 | $0 | 12.74% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 6 | $340,000 | $56,667 | $0 | 12.70% |
| DOTHAN, AL (FHA|USDA|VA) | 11 | $335,000 | $30,455 | $0 | 12.29% |
| JACKSON, MI (FHA|USDA|VA) | 11 | $335,000 | $30,455 | $0 | 12.60% |
| Fort Morgan, CO (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $0 | 12.84% |
| HARRISONBURG, VA (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $0 | 10.94% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 6 | $330,000 | $55,000 | $0 | 11.62% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 6 | $330,000 | $55,000 | $0 | 12.62% |
| Beaver Dam, WI (FHA|USDA|VA) | 10 | $330,000 | $33,000 | $0 | 13.32% |
| Albemarle, NC (FHA|USDA|VA) | 7 | $325,000 | $46,429 | $0 | 13.03% |
| OWENSBORO, KY (FHA|USDA|VA) | 7 | $325,000 | $46,429 | $0 | 12.45% |
| BURLINGTON, NC (FHA|USDA|VA) | 9 | $325,000 | $36,111 | $0 | 13.05% |
| DECATUR, AL (FHA|USDA|VA) | 8 | $320,000 | $40,000 | $0 | 11.77% |
| Newport, OR (FHA|USDA|VA) | 6 | $320,000 | $53,333 | $0 | 12.03% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 6 | $320,000 | $53,333 | $0 | 11.82% |
| MANKATO, MN (FHA|USDA|VA) | 6 | $320,000 | $53,333 | $0 | 12.12% |
| Findlay, OH (FHA|USDA|VA) | 8 | $320,000 | $40,000 | $0 | 12.55% |
| New Castle, PA (FHA|USDA|VA) | 7 | $315,000 | $45,000 | $0 | 12.28% |
| GRANTS PASS, OR (FHA|USDA|VA) | 7 | $315,000 | $45,000 | $0 | 11.13% |
| FAIRBANKS, AK (FHA|USDA|VA) | 7 | $315,000 | $45,000 | $0 | 11.78% |
| Laramie, WY (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 11.66% |
| Laconia, NH (FHA|USDA|VA) | 6 | $310,000 | $51,667 | $0 | 13.87% |
| LOGAN, UT-ID (FHA|USDA|VA) | 5 | $305,000 | $61,000 | $0 | 11.84% |
| NILES, MI (FHA|USDA|VA) | 7 | $305,000 | $43,571 | $0 | 12.70% |
| Alexander City, AL (FHA|USDA|VA) | 5 | $305,000 | $61,000 | $0 | 13.59% |
| Ottawa, IL (FHA|USDA|VA) | 9 | $305,000 | $33,889 | $0 | 14.27% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 12.12% |
| BISMARCK, ND (FHA|USDA|VA) | 6 | $300,000 | $50,000 | $0 | 13.87% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 10 | $300,000 | $30,000 | $0 | 12.57% |
| Albertville, AL (FHA|USDA|VA) | 6 | $300,000 | $50,000 | $0 | 11.20% |
| Ashtabula, OH (FHA|USDA|VA) | 6 | $300,000 | $50,000 | $0 | 13.24% |
| HATTIESBURG, MS (FHA|USDA|VA) | 7 | $295,000 | $42,143 | $0 | 11.92% |
| ALTOONA, PA (FHA|USDA|VA) | 9 | $295,000 | $32,778 | $0 | 13.30% |
| Chillicothe, OH (FHA|USDA|VA) | 5 | $295,000 | $59,000 | $0 | 13.29% |
| HAMMOND, LA (FHA|USDA|VA) | 6 | $290,000 | $48,333 | $0 | 13.41% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 9 | $285,000 | $31,667 | $0 | 10.05% |
| Sidney, OH (FHA|USDA|VA) | 7 | $285,000 | $40,714 | $0 | 12.53% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 6 | $280,000 | $46,667 | $0 | 10.49% |
| Roswell, NM (FHA|USDA|VA) | 7 | $275,000 | $39,286 | $0 | 12.10% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $270,000 | $45,000 | $0 | 12.03% |
| Shawano, WI (FHA|USDA|VA) | 6 | $270,000 | $45,000 | $0 | 12.37% |
| GADSDEN, AL (FHA|USDA|VA) | 7 | $265,000 | $37,857 | $0 | 10.49% |
| Danville, VA (FHA|USDA|VA) | 7 | $265,000 | $37,857 | $0 | 12.49% |
| Sandusky, OH (FHA|USDA|VA) | 7 | $265,000 | $37,857 | $0 | 11.67% |
| MORRISTOWN, TN (FHA|USDA|VA) | 5 | $265,000 | $53,000 | $0 | 12.14% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 6 | $260,000 | $43,333 | $0 | 12.41% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 6 | $260,000 | $43,333 | $0 | 13.32% |
| Bellefontaine, OH (FHA|USDA|VA) | 5 | $255,000 | $51,000 | $0 | 12.19% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 9.00% |
| Urbana, OH (FHA|USDA|VA) | 5 | $255,000 | $51,000 | $0 | 11.84% |
| The Dalles, OR (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $0 | 12.12% |
| Klamath Falls, OR (FHA|USDA|VA) | 8 | $250,000 | $31,250 | $0 | 11.21% |
| Lewisburg, TN (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 12.04% |
| Holland, MI (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 11.49% |
| Mount Airy, NC (FHA|USDA|VA) | 6 | $240,000 | $40,000 | $0 | 13.53% |
| Laurinburg, NC (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 11.87% |
| Juneau, AK (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 13.30% |
| LAWTON, OK (FHA|USDA|VA) | 9 | $235,000 | $26,111 | $0 | 11.85% |
| STAUNTON, VA (FHA|USDA|VA) | 6 | $230,000 | $38,333 | $0 | 13.99% |
| Shawnee, OK (FHA|USDA|VA) | 6 | $230,000 | $38,333 | $0 | 11.62% |
| CORVALLIS, OR (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 9.91% |
| Aberdeen, SD (FHA|USDA|VA) | 5 | $225,000 | $45,000 | $0 | 9.84% |
| Hutchinson, MN (FHA|USDA|VA) | 5 | $225,000 | $45,000 | $0 | 10.29% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 10.12% |
| Bartlesville, OK (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 14.12% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 11.99% |
| Russellville, AR (FHA|USDA|VA) | 5 | $215,000 | $43,000 | $0 | 13.74% |
| Hillsdale, MI (FHA|USDA|VA) | 5 | $215,000 | $43,000 | $0 | 12.04% |
| Mountain Home, AR (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 12.05% |
| MANHATTAN, KS (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 9.68% |
| LEBANON, PA (FHA|USDA|VA) | 6 | $210,000 | $35,000 | $0 | 12.82% |
| MONROE, MI (FHA|USDA|VA) | 6 | $210,000 | $35,000 | $0 | 12.87% |
| McComb, MS (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 10.74% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 8 | $210,000 | $26,250 | $0 | 13.96% |
| Crossville, TN (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 12.68% |
| Wapakoneta, OH (FHA|USDA|VA) | 6 | $210,000 | $35,000 | $0 | 11.87% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 5 | $205,000 | $41,000 | $0 | 10.64% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 5 | $205,000 | $41,000 | $0 | 13.54% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 10.24% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $0 | 12.62% |
| Williston, ND (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $0 | 10.43% |
| FOND DU LAC, WI (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 13.43% |
| Ottawa, KS (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 13.16% |
| IOWA CITY, IA (FHA|USDA|VA) | 5 | $185,000 | $37,000 | $0 | 9.34% |
| Alamogordo, NM (FHA|USDA|VA) | 5 | $185,000 | $37,000 | $0 | 11.49% |
| Sturgis, MI (FHA|USDA|VA) | 5 | $185,000 | $37,000 | $0 | 13.69% |
| WHEELING, WV-OH (FHA|USDA|VA) | 6 | $180,000 | $30,000 | $0 | 12.99% |
| Fremont, OH (FHA|USDA|VA) | 6 | $180,000 | $30,000 | $0 | 13.16% |
| Searcy, AR (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 12.24% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 12.62% |
| Hobbs, NM (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 11.24% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 14.99% |
| Tiffin, OH (FHA|USDA|VA) | 5 | $175,000 | $35,000 | $0 | 12.79% |
| Lexington, NE (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 9.74% |
| Rochelle, IL (FHA|USDA|VA) | 5 | $175,000 | $35,000 | $0 | 12.84% |
| Meadville, PA (FHA|USDA|VA) | 5 | $175,000 | $35,000 | $0 | 11.64% |
| Coos Bay, OR (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 12.55% |
| Hutchinson, KS (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 11.62% |
| Norwalk, OH (FHA|USDA|VA) | 6 | $170,000 | $28,333 | $0 | 11.53% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 11.68% |
| RAPID CITY, SD (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 10.57% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 12.66% |
| Mason City, IA (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 11.37% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 12.99% |
| Elizabeth City, NC (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 11.37% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 15.24% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 13.87% |
| Frankfort, KY (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 11.30% |
| Montrose, CO (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 13.05% |
| Manitowoc, WI (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 13.16% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 12.24% |
| JONESBORO, AR (FHA|USDA|VA) | 5 | $155,000 | $31,000 | $0 | 12.94% |
| Ruston, LA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 13.62% |
| Dayton, TN (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 12.99% |
| MIDLAND, MI (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 11.74% |
| Bardstown, KY (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 13.74% |
| Huntingdon, PA (FHA|USDA|VA) | 4 | $140,000 | $35,000 | $0 | 9.24% |
| Yankton, SD (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 9.74% |
| Washington, NC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 11.12% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 9.87% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 11.24% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 10.74% |
| Freeport, IL (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 10.41% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 11.99% |
| Payson, AZ (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 12.49% |
| AMES, IA (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 12.74% |
| La Grande, OR (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 9.87% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 12.24% |
| Brookings, SD (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 11.49% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 6 | $130,000 | $21,667 | $0 | 13.62% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 13.24% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 10.87% |
| Albert Lea, MN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 10.87% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 10.62% |
| Marion, OH (FHA|USDA|VA) | 4 | $130,000 | $32,500 | $0 | 13.24% |
| Clinton, IA (FHA|USDA|VA) | 6 | $130,000 | $21,667 | $0 | 10.66% |
| Ardmore, OK (FHA|USDA|VA) | 4 | $130,000 | $32,500 | $0 | 13.99% |
| Laurel, MS (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 10.74% |
| Scottsboro, AL (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 10.74% |
| Willmar, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 11.24% |
| Jackson, OH (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 12.49% |
| Starkville, MS (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 14.57% |
| PINE BLUFF, AR (FHA|USDA|VA) | 5 | $125,000 | $25,000 | $0 | 13.94% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 4 | $120,000 | $30,000 | $0 | 12.80% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 11.99% |
| Madisonville, KY (FHA|USDA|VA) | 4 | $120,000 | $30,000 | $0 | 11.24% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 14.74% |
| Susanville, CA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 13.12% |
| Bluefield, WV-VA (FHA|USDA|VA) | 5 | $115,000 | $23,000 | $0 | 12.34% |
| Fort Dodge, IA (FHA|USDA|VA) | 5 | $115,000 | $23,000 | $0 | 12.19% |
| Astoria, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.74% |
| Greeneville, TN (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 14.16% |
| North Platte, NE (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 15.07% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 14.82% |
| Enterprise, AL (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 12.41% |
| Ponca City, OK (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 13.91% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 12.32% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $110,000 | $27,500 | $0 | 13.49% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 4 | $110,000 | $27,500 | $0 | 12.93% |
| Hastings, NE (FHA|USDA|VA) | 4 | $110,000 | $27,500 | $0 | 13.18% |
| Danville, KY (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 13.87% |
| Cadillac, MI (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 13.91% |
| Mount Pleasant, MI (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 13.41% |
| Kinston, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.99% |
| Scottsbluff, NE (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 10.82% |
| Boone, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 12.99% |
| Somerset, KY (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 10.62% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 14.12% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 12.87% |
| Pontiac, IL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 10.49% |
| Van Wert, OH (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 12.99% |
| Edwards, CO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.99% |
| SAGINAW, MI (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 14.24% |
| Ashland, OH (FHA|USDA|VA) | 5 | $95,000 | $19,000 | $0 | 12.59% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 11.99% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 14.49% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 12.99% |
| Pella, IA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 11.49% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 12.12% |
| Murray, KY (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 12.37% |
| Sterling, CO (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 12.12% |
| Columbus, MS (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 13.87% |
| Defiance, OH (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 9.24% |
| Quincy, IL-MO (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 13.32% |
| Lake City, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.49% |
| Marquette, MI (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 13.74% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 13.16% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 14.49% |
| Warren, PA (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 9.37% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 10.24% |
| Athens, TN (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 14.37% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 14.99% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 11.37% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 10.12% |
| Houghton, MI (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 13.87% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 15.24% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 11.74% |
| Ludington, MI (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 11.49% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 11.99% |
| Galesburg, IL (FHA|USDA|VA) | 4 | $80,000 | $20,000 | $0 | 12.99% |
| Columbus, NE (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 11.37% |
| Indiana, PA (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 14.87% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.24% |
| Alma, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 12.99% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 14.99% |
| Craig, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.49% |
| ENID, OK (FHA|USDA|VA) | 3 | $75,000 | $25,000 | $0 | 12.41% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.74% |
| Wauchula, FL (FHA|USDA|VA) | 3 | $75,000 | $25,000 | $0 | 11.32% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 13.74% |
| DANVILLE, IL (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 11.99% |
| Ketchikan, AK (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 12.49% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 14.74% |
| Jennings, LA (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 12.24% |
| Magnolia, AR (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 11.62% |
| Sterling, IL (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 11.99% |
| Oxford, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 11.49% |
| Gillette, WY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 16.49% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $65,000 | $21,667 | $0 | 11.24% |
| Brevard, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 11.24% |
| Marion, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 11.24% |
| Cambridge, OH (FHA|USDA|VA) | 3 | $65,000 | $21,667 | $0 | 14.99% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 11.49% |
| Glasgow, KY (FHA|USDA|VA) | 3 | $65,000 | $21,667 | $0 | 13.91% |
| Mount Vernon, OH (FHA|USDA|VA) | 5 | $65,000 | $13,000 | $0 | 14.79% |
| Wilson, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.99% |
| DuBois, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 11.24% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.74% |
| Jasper, AL (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 12.87% |
| Pittsburg, KS (FHA|USDA|VA) | 4 | $60,000 | $15,000 | $0 | 12.62% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 10.99% |
| Bradford, PA (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 13.74% |
| Oil City, PA (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 9.24% |
| Safford, AZ (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 12.24% |
| West Point, MS (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 7.99% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 14.99% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 14.24% |
| Sanford, NC (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 15.12% |
| Minden, LA (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 7.74% |
| McAlester, OK (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 13.87% |
| Harrison, AR (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 12.99% |
| Somerset, PA (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 11.74% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 15.49% |
| Ozark, AL (FHA|USDA|VA) | 3 | $55,000 | $18,333 | $0 | 14.99% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.49% |
| Austin, MN (FHA|USDA|VA) | 3 | $55,000 | $18,333 | $0 | 13.41% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 14.99% |
| Marietta, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.99% |
| Martin, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.24% |
| Worthington, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 13.74% |
| Marshall, MN (FHA|USDA|VA) | 3 | $55,000 | $18,333 | $0 | 11.74% |
| Picayune, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 14.74% |
| Pierre, SD (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.49% |
| Easton, MD (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 14.99% |
| Centralia, IL (FHA|USDA|VA) | 3 | $55,000 | $18,333 | $0 | 13.16% |
| Newport, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.49% |
| Escanaba, MI (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 11.99% |
| Riverton, WY (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 14.37% |
| Paris, TN (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 10.24% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 12.74% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 10.49% |
| Evanston, WY (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 14.87% |
| Dixon, IL (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 11.62% |
| Cullman, AL (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 10.49% |
| Carroll, IA (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 10.12% |
| Winfield, KS (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 13.24% |
| Winona, MN (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 12.37% |
| Batesville, AR (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 13.24% |
| Altus, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.49% |
| Greenville, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 14.99% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.99% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 14.99% |
| Berlin, NH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 14.99% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.24% |
| Salina, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.99% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.99% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 13.74% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 14.99% |
| Burlington, IA-IL (FHA|USDA|VA) | 3 | $45,000 | $15,000 | $0 | 13.07% |
| Sunbury, PA (FHA|USDA|VA) | 3 | $45,000 | $15,000 | $0 | 11.32% |
| Gallup, NM (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.99% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.24% |
| Portales, NM (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 8.99% |
| Atchison, KS (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 12.99% |
| Meridian, MS (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 12.37% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 12.49% |
| Ada, OK (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 14.87% |
| Ottumwa, IA (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 10.37% |
| Watertown, SD (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 12.37% |
| Minot, ND (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 14.87% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 14.74% |
| Hood River, OR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.24% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.49% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.99% |
| Celina, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 14.99% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.49% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.74% |
| Taos, NM (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.24% |
| Miami, OK (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.49% |
| Malvern, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 14.74% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.74% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 14.49% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 14.99% |
| Jacksonville, IL (FHA|USDA|VA) | 2 | $30,000 | $15,000 | $0 | 9.62% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $30,000 | $15,000 | $0 | 12.24% |
| Paragould, AR (FHA|USDA|VA) | 2 | $30,000 | $15,000 | $0 | 14.87% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 13.24% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $25,000 | $8,333 | $0 | 14.66% |
| Maysville, KY (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.99% |
| McPherson, KS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 14.99% |
| Fremont, NE (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 14.49% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.49% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 14.49% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.24% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 14.74% |
| Elk City, OK (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 14.99% |
| Effingham, IL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.74% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 12.99% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 12.99% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.24% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 14.99% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.24% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 14.99% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 14.99% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 12.74% |
| Woodward, OK (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.49% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 14.99% |
| Kearney, NE (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 14.99% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 11.49% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 13.74% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 13.49% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 15.49% |
| Central City, KY (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 9.49% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 6.99% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 14.99% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 9.49% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 11.99% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 13.99% |
| Macomb, IL (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 8.74% |
| Duncan, OK (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 13.99% |
| Durango, CO (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 14.99% |
| Price, UT (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 8.74% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 13.99% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 14.99% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 10.49% |
| Greenville, MS (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 13.49% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 14.74% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 14.49% |
| Durant, OK (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 14.99% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 10.24% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 14.99% |
| Grants, NM (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 11.24% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 15,073 | $975,925,000 | $64,747 | n/a | 12.10% |
| Conventional | 26 | $20,850,000 | $801,923 | $7,404 | 7.83% |
For 2024, Coastal Community Bank's most frequently originated type of loan was HELOC, with 15,073 originations. Their 2nd most popular type was Conventional, with 26 originations.
Loan Reason
For 2024, Coastal Community Bank's most frequently cited loan purpose was Other, with 8,964 originations. The 2nd most popular reason was Home Improvement, with 5,689 originations.
Loan Duration/Length
For 2024, Coastal Community Bank's most frequently cited loan duration was 15 Year, with 11,057 originations. The 2nd most popular length was 30+ year, with 3,015 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 6 | $1,390,000 | $231,667 |
| $5k+ | 2 | $5,520,000 | $2,760,000 |
Coastal Community Bank's average total fees were $10,869, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 6 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 13,691 | $872,385,000 | $63,720 |
| 7-8% | 1,031 | $93,685,000 | $90,868 |
| 6-7% | 377 | $30,705,000 | $81,446 |
During 2024, Coastal Community Bank's average interest rate for loans was 7.25%, while their most frequently originated rate bucket for loans was Over 8%, with 13,691 originations.
Loan Sizing
2024 saw Coastal Community Bank place emphasis on $100,000 or less loans with 11,896 originations, totaling $520,450,000 in origination value.
Applicant Income
Coastal Community Bank lent most frequently to those with incomes in the $100k-150k range, with 3,998 originations. The second most popular income band? $150k-250k, with 3,574 originations.
Applicant Debt to Income Ratio
Coastal Community Bank lent most frequently to those with DTI ratios of 50-60%, with 3,642 originations. The next most common DTI ratio? 20-30%, with 2,478 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.38%
Coastal Community Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination-94.29%
Coastal Community Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 15,099 | $996,775,000 | $66,016 |