American Financial Network Mortgage Rates, Fees & Info

BREA, CA

LEI: 5493008NWHQT1R22C024

Tax ID: 95-4866828

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Mortgage Data

Review & Overview

American Financial Network is a mid-sized mortgage company specializing in Home Purchase loans. American Financial Network has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Riverside, Miami, Washington, and Dallas among others. We have data for 511 markets. (Some data included below & more in-depth data is available with an active subscription.)

American Financial Network has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Financial Network is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

13,217

Origination Dollar Volume (All Markets)

$3,477,245,000
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Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,115 $462,845,000 $415,108 $10,807 4.86%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,350 $410,160,000 $303,822 $8,412 4.94%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 626 $151,610,000 $242,188 $7,101 5.05%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 452 $149,220,000 $330,133 $11,718 4.96%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 593 $137,165,000 $231,307 $7,435 5.11%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 545 $126,035,000 $231,257 $6,732 4.98%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 410 $116,510,000 $284,171 $9,833 5.02%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 201 $104,375,000 $519,279 $11,643 4.90%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 376 $77,810,000 $206,941 $7,055 5.13%
Outside of Metro Areas 380 $74,890,000 $197,079 $6,439 5.00%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 163 $70,975,000 $435,429 $11,054 4.88%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 275 $55,535,000 $201,945 $8,006 5.09%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 163 $52,895,000 $324,509 $8,068 4.89%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 74 $47,220,000 $638,108 $11,052 4.83%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 187 $47,095,000 $251,845 $7,256 4.99%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 228 $47,050,000 $206,360 $8,045 4.98%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 142 $44,730,000 $315,000 $9,811 4.84%
SALINAS, CA (FHA|USDA|VA) 78 $38,320,000 $491,282 $12,205 4.79%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 157 $34,995,000 $222,898 $8,054 4.95%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 118 $34,230,000 $290,085 $9,287 4.91%
FRESNO, CA (FHA|USDA|VA) 152 $32,230,000 $212,039 $7,296 4.94%
MODESTO, CA (FHA|USDA|VA) 125 $32,135,000 $257,080 $6,486 4.95%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 151 $32,025,000 $212,086 $7,188 5.13%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 157 $31,495,000 $200,605 $6,359 5.20%
Cedar City, UT (FHA|USDA|VA) 144 $30,090,000 $208,958 $5,864 4.72%
STOCKTON, CA (FHA|USDA|VA) 94 $28,200,000 $300,000 $7,680 4.93%
RALEIGH-CARY, NC (FHA|USDA|VA) 121 $26,445,000 $218,554 $6,370 4.93%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 124 $25,590,000 $206,371 $7,163 5.07%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 120 $25,170,000 $209,750 $6,651 4.93%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 101 $24,735,000 $244,901 $8,928 4.89%
TUCSON, AZ (FHA|USDA|VA) 148 $23,830,000 $161,014 $6,631 5.11%
COLUMBUS, OH (FHA|USDA|VA) 115 $21,875,000 $190,217 $6,393 5.02%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 70 $21,430,000 $306,143 $10,061 4.82%
PORT ST. LUCIE, FL (FHA|USDA|VA) 98 $19,760,000 $201,633 $5,986 4.99%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 115 $18,345,000 $159,522 $6,508 5.22%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 76 $17,910,000 $235,658 $7,741 5.03%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 83 $17,195,000 $207,169 $7,635 4.89%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 94 $17,110,000 $182,021 $6,638 4.98%
MERCED, CA (FHA|USDA|VA) 67 $16,935,000 $252,761 $6,958 5.16%
URBAN HONOLULU, HI (FHA|USDA|VA) 37 $16,865,000 $455,811 $18,205 4.86%
SALT LAKE CITY, UT (FHA|USDA|VA) 41 $15,535,000 $378,902 $9,351 5.04%
VALLEJO, CA (FHA|USDA|VA) 41 $14,705,000 $358,659 $9,182 4.74%
BATON ROUGE, LA (FHA|USDA|VA) 83 $14,605,000 $175,964 $6,436 5.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 75 $13,465,000 $179,533 $7,404 5.21%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 53 $12,975,000 $244,811 $7,109 4.85%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 29 $12,815,000 $441,897 $11,054 4.78%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 48 $11,650,000 $242,708 $7,721 5.04%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 43 $11,475,000 $266,860 $7,067 4.90%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 41 $11,025,000 $268,902 $8,275 4.95%
ST. LOUIS, MO-IL (FHA|USDA|VA) 51 $11,025,000 $216,176 $5,758 5.34%
RICHMOND, VA (FHA|USDA|VA) 46 $10,520,000 $228,696 $7,548 5.14%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 50 $9,480,000 $189,600 $5,351 4.95%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 42 $9,440,000 $224,762 $8,141 5.01%
BAKERSFIELD, CA (FHA|USDA|VA) 41 $9,385,000 $228,902 $7,264 4.66%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 45 $8,955,000 $199,000 $6,686 5.12%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 46 $8,400,000 $182,609 $4,298 5.05%
ALBUQUERQUE, NM (FHA|USDA|VA) 45 $8,355,000 $185,667 $5,705 4.92%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 18 $8,250,000 $458,333 $10,525 4.71%
COLORADO SPRINGS, CO (FHA|USDA|VA) 33 $8,245,000 $249,848 $9,547 4.72%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 16 $8,200,000 $512,500 $12,752 4.99%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 42 $7,260,000 $172,857 $5,727 5.09%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 21 $7,135,000 $339,762 $8,982 5.17%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 38 $6,700,000 $176,316 $5,746 5.03%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 38 $6,690,000 $176,053 $6,298 4.92%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 29 $6,645,000 $229,138 $9,364 4.96%
READING, PA (FHA|USDA|VA) 41 $6,505,000 $158,659 $6,852 5.12%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 37 $6,495,000 $175,541 $6,948 5.06%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 28 $6,470,000 $231,071 $8,098 4.97%
FAYETTEVILLE, NC (FHA|USDA|VA) 37 $6,405,000 $173,108 $5,736 5.04%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 20 $6,390,000 $319,500 $9,739 4.74%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 12 $6,350,000 $529,167 $8,772 4.69%
GREELEY, CO (FHA|USDA|VA) 23 $6,025,000 $261,957 $6,154 4.96%
MADERA, CA (FHA|USDA|VA) 27 $5,995,000 $222,037 $7,251 4.86%
OCALA, FL (FHA|USDA|VA) 34 $5,900,000 $173,529 $5,703 5.09%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 24 $5,830,000 $242,917 $7,843 4.88%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 19 $5,675,000 $298,684 $6,917 4.59%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 23 $5,465,000 $237,609 $8,211 4.88%
JACKSONVILLE, FL (FHA|USDA|VA) 20 $5,230,000 $261,500 $10,348 4.99%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 17 $5,215,000 $306,765 $10,869 4.76%
BOISE CITY, ID (FHA|USDA|VA) 21 $5,025,000 $239,286 $7,149 4.79%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 27 $4,885,000 $180,926 $8,023 4.99%
TULSA, OK (FHA|USDA|VA) 31 $4,815,000 $155,323 $5,869 5.12%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 23 $4,805,000 $208,913 $6,767 4.81%
SAVANNAH, GA (FHA|USDA|VA) 26 $4,790,000 $184,231 $7,601 4.93%
SPARTANBURG, SC (FHA|USDA|VA) 26 $4,710,000 $181,154 $6,525 4.98%
Key West, FL (FHA|USDA|VA) 12 $4,690,000 $390,833 $9,054 4.80%
EAST STROUDSBURG, PA (FHA|USDA|VA) 31 $4,565,000 $147,258 $6,315 5.26%
YUBA CITY, CA (FHA|USDA|VA) 15 $4,415,000 $294,333 $10,044 4.78%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 21 $4,315,000 $205,476 $6,935 5.05%
GAINESVILLE, FL (FHA|USDA|VA) 21 $4,285,000 $204,048 $4,903 4.86%
FORT COLLINS, CO (FHA|USDA|VA) 13 $4,245,000 $326,538 $7,662 4.72%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 21 $4,205,000 $200,238 $6,605 4.78%
LAKE CHARLES, LA (FHA|USDA|VA) 22 $4,100,000 $186,364 $6,625 5.28%
FLAGSTAFF, AZ (FHA|USDA|VA) 16 $4,080,000 $255,000 $6,744 5.01%
Seneca, SC (FHA|USDA|VA) 27 $3,975,000 $147,222 $5,485 4.93%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 20 $3,890,000 $194,500 $6,369 4.79%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 18 $3,770,000 $209,444 $9,697 4.99%
PROVO-OREM, UT (FHA|USDA|VA) 16 $3,760,000 $235,000 $5,760 4.79%
ST. GEORGE, UT (FHA|USDA|VA) 15 $3,705,000 $247,000 $5,756 5.05%
LAFAYETTE, LA (FHA|USDA|VA) 22 $3,560,000 $161,818 $6,887 5.26%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 17 $3,555,000 $209,118 $8,696 4.79%
Athens, TX (FHA|USDA|VA) 21 $3,545,000 $168,810 $6,272 5.21%
YAKIMA, WA (FHA|USDA|VA) 20 $3,530,000 $176,500 $6,488 4.98%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 21 $3,485,000 $165,952 $6,195 4.98%
KNOXVILLE, TN (FHA|USDA|VA) 23 $3,485,000 $151,522 $6,161 5.23%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 21 $3,445,000 $164,048 $6,954 4.85%
Kapaa, HI (FHA|USDA|VA) 7 $3,435,000 $490,714 $12,013 4.88%
AMARILLO, TX (FHA|USDA|VA) 18 $3,400,000 $188,889 $7,047 5.06%
SPRINGFIELD, MA (FHA|USDA|VA) 16 $3,360,000 $210,000 $6,146 5.26%
GRAND JUNCTION, CO (FHA|USDA|VA) 18 $3,360,000 $186,667 $6,017 4.97%
RENO, NV (FHA|USDA|VA) 10 $3,190,000 $319,000 $9,896 4.95%
KANSAS CITY, MO-KS (FHA|USDA|VA) 14 $3,110,000 $222,143 $5,236 4.92%
LOUISVILLE, KY (FHA|USDA|VA) 14 $3,060,000 $218,571 $7,573 5.11%
COLUMBIA, SC (FHA|USDA|VA) 20 $3,040,000 $152,000 $6,183 5.00%
BELLINGHAM, WA (FHA|USDA|VA) 10 $2,910,000 $291,000 $11,503 4.91%
EL CENTRO, CA (FHA|USDA|VA) 18 $2,820,000 $156,667 $7,012 5.06%
WILMINGTON, NC (FHA|USDA|VA) 12 $2,780,000 $231,667 $6,010 4.96%
WINSTON-SALEM, NC (FHA|USDA|VA) 16 $2,640,000 $165,000 $5,551 5.06%
PITTSBURGH, PA (FHA|USDA|VA) 15 $2,625,000 $175,000 $8,138 5.19%
WICHITA FALLS, TX (FHA|USDA|VA) 15 $2,615,000 $174,333 $5,494 4.88%
HINESVILLE, GA (FHA|USDA|VA) 19 $2,535,000 $133,421 $7,370 5.20%
Show Low, AZ (FHA|USDA|VA) 14 $2,530,000 $180,714 $6,105 4.86%
Truckee-Grass Valley, CA (FHA|USDA|VA) 7 $2,525,000 $360,714 $8,274 4.57%
AKRON, OH (FHA|USDA|VA) 13 $2,235,000 $171,923 $7,532 5.12%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 8 $2,200,000 $275,000 $6,586 4.72%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 11 $2,175,000 $197,727 $6,507 5.30%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 11 $2,085,000 $189,545 $8,034 5.06%
LUBBOCK, TX (FHA|USDA|VA) 12 $2,060,000 $171,667 $5,872 5.24%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $2,025,000 $289,286 $8,908 4.63%
WINCHESTER, VA-WV (FHA|USDA|VA) 7 $2,025,000 $289,286 $9,428 5.23%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 7 $2,015,000 $287,857 $10,229 4.88%
Ukiah, CA (FHA|USDA|VA) 7 $1,965,000 $280,714 $6,253 4.68%
SALEM, OR (FHA|USDA|VA) 10 $1,960,000 $196,000 $6,456 4.93%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 9 $1,955,000 $217,222 $6,601 4.68%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 10 $1,950,000 $195,000 $6,354 5.20%
Durango, CO (FHA|USDA|VA) 7 $1,925,000 $275,000 $9,493 4.89%
SHERMAN-DENISON, TX (FHA|USDA|VA) 14 $1,920,000 $137,143 $5,210 5.66%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 13 $1,895,000 $145,769 $5,985 4.63%
CHICO, CA (FHA|USDA|VA) 9 $1,865,000 $207,222 $7,884 5.17%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 10 $1,840,000 $184,000 $5,655 5.19%
PUEBLO, CO (FHA|USDA|VA) 11 $1,825,000 $165,909 $6,967 4.97%
NAPA, CA (FHA|USDA|VA) 4 $1,750,000 $437,500 $11,575 4.81%
Glenwood Springs, CO (FHA|USDA|VA) 8 $1,750,000 $218,750 $10,762 5.06%
VISALIA, CA (FHA|USDA|VA) 8 $1,750,000 $218,750 $8,083 5.06%
TOLEDO, OH (FHA|USDA|VA) 9 $1,685,000 $187,222 $8,769 5.01%
DECATUR, AL (FHA|USDA|VA) 10 $1,650,000 $165,000 $6,759 4.71%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 6 $1,640,000 $273,333 $11,784 5.17%
Hobbs, NM (FHA|USDA|VA) 10 $1,630,000 $163,000 $5,563 4.94%
Hilo, HI (FHA|USDA|VA) 6 $1,630,000 $271,667 $12,416 5.10%
Centralia, WA (FHA|USDA|VA) 6 $1,630,000 $271,667 $7,178 4.92%
DAYTON-KETTERING, OH (FHA|USDA|VA) 8 $1,620,000 $202,500 $6,928 5.03%
TYLER, TX (FHA|USDA|VA) 11 $1,615,000 $146,818 $6,141 5.08%
WORCESTER, MA-CT (FHA|USDA|VA) 7 $1,585,000 $226,429 $8,403 5.27%
Opelousas, LA (FHA|USDA|VA) 11 $1,575,000 $143,182 $5,313 5.31%
Edwards, CO (FHA|USDA|VA) 4 $1,560,000 $390,000 $4,732 4.78%
MOBILE, AL (FHA|USDA|VA) 12 $1,510,000 $125,833 $7,874 5.19%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 10 $1,510,000 $151,000 $8,220 5.20%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 7 $1,485,000 $212,143 $6,557 4.82%
MEDFORD, OR (FHA|USDA|VA) 7 $1,475,000 $210,714 $7,641 4.63%
Crossville, TN (FHA|USDA|VA) 8 $1,410,000 $176,250 $7,971 5.17%
EVANSVILLE, IN-KY (FHA|USDA|VA) 7 $1,395,000 $199,286 $7,214 4.86%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 7 $1,365,000 $195,000 $8,290 5.13%
Easton, MD (FHA|USDA|VA) 4 $1,320,000 $330,000 $9,144 4.59%
BOULDER, CO (FHA|USDA|VA) 2 $1,310,000 $655,000 $7,500 4.88%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,305,000 $261,000 $4,334 5.03%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $1,305,000 $145,000 $4,519 5.25%
CaƱon City, CO (FHA|USDA|VA) 6 $1,300,000 $216,667 $8,037 4.85%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 8 $1,300,000 $162,500 $6,869 5.25%
DOVER, DE (FHA|USDA|VA) 6 $1,290,000 $215,000 $5,979 5.19%
YUMA, AZ (FHA|USDA|VA) 7 $1,285,000 $183,571 $4,801 5.07%
LONGVIEW, WA (FHA|USDA|VA) 5 $1,275,000 $255,000 $10,214 4.83%
ASHEVILLE, NC (FHA|USDA|VA) 6 $1,270,000 $211,667 $7,824 5.06%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 5 $1,265,000 $253,000 $8,821 4.93%
CANTON-MASSILLON, OH (FHA|USDA|VA) 6 $1,260,000 $210,000 $7,993 5.52%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,240,000 $206,667 $8,921 5.14%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 9 $1,235,000 $137,222 $5,749 4.81%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 8 $1,230,000 $153,750 $6,216 4.52%
Coffeyville, KS (FHA|USDA|VA) 10 $1,230,000 $123,000 $5,908 5.13%
Clearlake, CA (FHA|USDA|VA) 5 $1,215,000 $243,000 $11,378 4.50%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,210,000 $201,667 $8,414 4.75%
HAMMOND, LA (FHA|USDA|VA) 8 $1,210,000 $151,250 $5,414 5.05%
HUNTSVILLE, AL (FHA|USDA|VA) 8 $1,200,000 $150,000 $4,938 4.80%
GRANTS PASS, OR (FHA|USDA|VA) 6 $1,200,000 $200,000 $10,084 4.96%
PANAMA CITY, FL (FHA|USDA|VA) 4 $1,170,000 $292,500 $8,457 4.72%
Granbury, TX (FHA|USDA|VA) 5 $1,165,000 $233,000 $7,252 4.95%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 9 $1,165,000 $129,444 $8,671 4.83%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $1,155,000 $231,000 $7,902 4.93%
Red Bluff, CA (FHA|USDA|VA) 4 $1,100,000 $275,000 $7,261 5.06%
Sevierville, TN (FHA|USDA|VA) 6 $1,080,000 $180,000 $7,803 5.33%
Sanford, NC (FHA|USDA|VA) 5 $1,075,000 $215,000 $8,523 4.88%
EL PASO, TX (FHA|USDA|VA) 7 $1,065,000 $152,143 $5,897 5.27%
BURLINGTON, NC (FHA|USDA|VA) 6 $1,060,000 $176,667 $8,078 5.08%
TUSCALOOSA, AL (FHA|USDA|VA) 6 $1,050,000 $175,000 $6,694 4.81%
Port Angeles, WA (FHA|USDA|VA) 5 $1,035,000 $207,000 $6,158 5.03%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $1,020,000 $170,000 $5,330 5.23%
Payson, AZ (FHA|USDA|VA) 6 $990,000 $165,000 $7,599 4.98%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $990,000 $247,500 $12,592 4.78%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 5 $985,000 $197,000 $6,632 4.88%
BRUNSWICK, GA (FHA|USDA|VA) 7 $975,000 $139,286 $6,577 5.07%
BEND, OR (FHA|USDA|VA) 2 $970,000 $485,000 $16,994 4.69%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $945,000 $189,000 $7,160 4.90%
Oak Harbor, WA (FHA|USDA|VA) 4 $940,000 $235,000 $5,948 4.91%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $940,000 $235,000 $10,412 4.63%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $940,000 $235,000 $10,949 4.75%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 7 $925,000 $132,143 $6,642 5.09%
Sonora, CA (FHA|USDA|VA) 3 $925,000 $308,333 $6,304 5.13%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 5 $915,000 $183,000 $3,413 4.93%
LYNCHBURG, VA (FHA|USDA|VA) 7 $915,000 $130,714 $5,883 4.34%
RACINE, WI (FHA|USDA|VA) 6 $910,000 $151,667 $4,275 4.96%
JOHNSON CITY, TN (FHA|USDA|VA) 7 $905,000 $129,286 $5,487 4.86%
Parsons, KS (FHA|USDA|VA) 10 $900,000 $90,000 $4,833 4.84%
Kalispell, MT (FHA|USDA|VA) 3 $895,000 $298,333 $5,100 5.67%
Statesboro, GA (FHA|USDA|VA) 5 $885,000 $177,000 $8,491 5.30%
MISSOULA, MT (FHA|USDA|VA) 4 $880,000 $220,000 $4,252 4.75%
BANGOR, ME (FHA|USDA|VA) 7 $875,000 $125,000 $5,590 4.82%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $850,000 $212,500 $6,844 5.16%
Jefferson, GA (FHA|USDA|VA) 5 $845,000 $169,000 $8,122 5.08%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $835,000 $167,000 $6,686 4.85%
Fernley, NV (FHA|USDA|VA) 4 $820,000 $205,000 $11,694 4.84%
Coos Bay, OR (FHA|USDA|VA) 3 $785,000 $261,667 $9,724 5.04%
Lufkin, TX (FHA|USDA|VA) 3 $785,000 $261,667 $6,011 4.92%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $780,000 $195,000 $7,683 4.94%
MORRISTOWN, TN (FHA|USDA|VA) 5 $775,000 $155,000 $5,723 5.13%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 6 $770,000 $128,333 $7,304 5.04%
Pahrump, NV (FHA|USDA|VA) 4 $770,000 $192,500 $7,940 4.84%
CEDAR RAPIDS, IA (FHA|USDA|VA) 3 $755,000 $251,667 $5,173 5.50%
Ellensburg, WA (FHA|USDA|VA) 2 $720,000 $360,000 $4,765 5.25%
LANCASTER, PA (FHA|USDA|VA) 4 $710,000 $177,500 $8,755 4.91%
Jacksonville, TX (FHA|USDA|VA) 2 $710,000 $355,000 $6,729 4.50%
Shelton, WA (FHA|USDA|VA) 4 $710,000 $177,500 $8,813 5.13%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 5 $695,000 $139,000 $4,568 5.15%
Dublin, GA (FHA|USDA|VA) 5 $695,000 $139,000 $8,910 4.68%
GAINESVILLE, GA (FHA|USDA|VA) 4 $670,000 $167,500 $6,146 5.13%
Klamath Falls, OR (FHA|USDA|VA) 2 $650,000 $325,000 $18,237 4.81%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $645,000 $215,000 $8,324 5.46%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $645,000 $215,000 $12,101 4.96%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $645,000 $129,000 $5,661 4.78%
ROANOKE, VA (FHA|USDA|VA) 3 $635,000 $211,667 $7,492 4.96%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 5 $635,000 $127,000 $4,842 4.95%
Outside of Metro Areas 3 $625,000 $208,333 $8,121 5.25%
Lake City, FL (FHA|USDA|VA) 3 $615,000 $205,000 $8,371 4.71%
Mount Vernon, OH (FHA|USDA|VA) 4 $610,000 $152,500 $5,576 5.00%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $605,000 $201,667 $8,004 4.79%
SANTA FE, NM (FHA|USDA|VA) 2 $600,000 $300,000 $8,529 6.06%
Moses Lake, WA (FHA|USDA|VA) 3 $585,000 $195,000 $12,080 4.75%
Bonham, TX (FHA|USDA|VA) 3 $585,000 $195,000 $6,655 4.71%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $585,000 $195,000 $7,932 4.75%
PEORIA, IL (FHA|USDA|VA) 4 $580,000 $145,000 $6,126 4.78%
ROCKFORD, IL (FHA|USDA|VA) 3 $565,000 $188,333 $8,570 4.88%
Fallon, NV (FHA|USDA|VA) 3 $565,000 $188,333 $7,928 5.13%
GOLDSBORO, NC (FHA|USDA|VA) 3 $555,000 $185,000 $6,431 4.96%
Mount Pleasant, TX (FHA|USDA|VA) 2 $550,000 $275,000 $4,768 5.06%
MONTGOMERY, AL (FHA|USDA|VA) 4 $550,000 $137,500 $6,849 5.22%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $540,000 $270,000 $16,046 5.56%
OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $540,000 $135,000 $5,433 5.27%
Aberdeen, WA (FHA|USDA|VA) 3 $525,000 $175,000 $7,665 4.83%
Ottawa, IL (FHA|USDA|VA) 5 $525,000 $105,000 $5,642 5.48%
Susanville, CA (FHA|USDA|VA) 1 $515,000 $515,000 $14,666 4.88%
Vidalia, GA (FHA|USDA|VA) 4 $510,000 $127,500 $6,811 5.16%
Bogalusa, LA (FHA|USDA|VA) 4 $500,000 $125,000 $4,954 4.97%
THE VILLAGES, FL (FHA|USDA|VA) 2 $500,000 $250,000 $15,478 4.81%
Bozeman, MT (FHA|USDA|VA) 2 $500,000 $250,000 $10,048 4.44%
Nogales, AZ (FHA|USDA|VA) 4 $490,000 $122,500 $7,295 4.84%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $485,000 $161,667 $7,010 4.33%
Martinsville, VA (FHA|USDA|VA) 3 $485,000 $161,667 $5,618 5.13%
Elko, NV (FHA|USDA|VA) 2 $480,000 $240,000 $12,206 4.88%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $475,000 $158,333 $5,949 4.79%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $475,000 $475,000 $0 6.25%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $475,000 $158,333 $6,400 4.63%
NEW BERN, NC (FHA|USDA|VA) 3 $475,000 $158,333 $7,337 5.08%
STAUNTON, VA (FHA|USDA|VA) 2 $470,000 $235,000 $11,257 4.31%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $465,000 $155,000 $4,116 5.29%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $465,000 $155,000 $4,963 5.42%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $460,000 $230,000 $8,947 5.19%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $460,000 $230,000 $9,839 4.75%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $455,000 $455,000 $922 5.13%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $455,000 $151,667 $8,612 4.50%
Torrington, CT (FHA|USDA|VA) 2 $450,000 $225,000 $7,452 4.94%
Cookeville, TN (FHA|USDA|VA) 4 $450,000 $112,500 $5,591 4.88%
LAWTON, OK (FHA|USDA|VA) 2 $440,000 $220,000 $323 5.31%
ANN ARBOR, MI (FHA|USDA|VA) 2 $440,000 $220,000 $8,425 5.00%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $435,000 $145,000 $5,812 5.13%
SPRINGFIELD, OH (FHA|USDA|VA) 3 $435,000 $145,000 $6,481 4.96%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $430,000 $215,000 $5,416 4.50%
Washington Court House, OH (FHA|USDA|VA) 2 $430,000 $215,000 $7,680 5.25%
Vernal, UT (FHA|USDA|VA) 3 $425,000 $141,667 $3,603 4.71%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $425,000 $141,667 $6,223 5.25%
Sandpoint, ID (FHA|USDA|VA) 1 $425,000 $425,000 $12,481 4.88%
Astoria, OR (FHA|USDA|VA) 2 $420,000 $210,000 $5,157 4.94%
Forest City, NC (FHA|USDA|VA) 2 $420,000 $210,000 $7,940 5.00%
DeRidder, LA (FHA|USDA|VA) 3 $415,000 $138,333 $6,963 4.96%
MADISON, WI (FHA|USDA|VA) 2 $410,000 $205,000 $4,118 5.69%
REDDING, CA (FHA|USDA|VA) 2 $410,000 $205,000 $7,384 4.31%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $410,000 $205,000 $12,304 5.25%
WENATCHEE, WA (FHA|USDA|VA) 2 $410,000 $205,000 $10,332 4.69%
MIDLAND, TX (FHA|USDA|VA) 2 $410,000 $205,000 $10,846 6.06%
Corsicana, TX (FHA|USDA|VA) 1 $405,000 $405,000 $5,060 5.13%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $395,000 $131,667 $5,837 5.50%
KOKOMO, IN (FHA|USDA|VA) 2 $390,000 $195,000 $9,000 4.50%
Sayre, PA (FHA|USDA|VA) 3 $385,000 $128,333 $8,716 5.00%
GADSDEN, AL (FHA|USDA|VA) 3 $385,000 $128,333 $5,144 4.42%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $380,000 $190,000 $7,242 5.19%
LEBANON, PA (FHA|USDA|VA) 2 $380,000 $190,000 $7,695 4.94%
Richmond-Berea, KY (FHA|USDA|VA) 2 $370,000 $185,000 $6,497 4.69%
Shelby, NC (FHA|USDA|VA) 2 $370,000 $185,000 $7,635 5.19%
SUMTER, SC (FHA|USDA|VA) 3 $365,000 $121,667 $5,959 5.38%
Big Stone Gap, VA (FHA|USDA|VA) 1 $365,000 $365,000 $4,492 5.75%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $365,000 $121,667 $4,142 5.13%
Norwalk, OH (FHA|USDA|VA) 2 $360,000 $180,000 $8,085 5.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $360,000 $180,000 $5,005 4.44%
Holland, MI (FHA|USDA|VA) 2 $360,000 $180,000 $8,908 4.88%
Fremont, OH (FHA|USDA|VA) 2 $350,000 $175,000 $6,538 4.75%
Mountain Home, AR (FHA|USDA|VA) 2 $350,000 $175,000 $7,072 5.31%
Waycross, GA (FHA|USDA|VA) 4 $350,000 $87,500 $5,851 5.16%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $340,000 $170,000 $4,546 5.06%
ALBANY, GA (FHA|USDA|VA) 2 $340,000 $170,000 $11,011 5.31%
WACO, TX (FHA|USDA|VA) 2 $340,000 $170,000 $6,021 5.63%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $335,000 $335,000 $9,512 5.63%
Breckenridge, CO (FHA|USDA|VA) 1 $335,000 $335,000 $2,787 4.75%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $330,000 $165,000 $6,383 4.50%
Brookings, OR (FHA|USDA|VA) 1 $325,000 $325,000 $10,269 4.50%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $320,000 $160,000 $7,785 4.88%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $320,000 $160,000 $5,043 5.13%
ODESSA, TX (FHA|USDA|VA) 2 $310,000 $155,000 $6,940 5.50%
Traverse City, MI (FHA|USDA|VA) 2 $310,000 $155,000 $8,847 4.75%
Gaffney, SC (FHA|USDA|VA) 2 $310,000 $155,000 $4,900 5.44%
Jesup, GA (FHA|USDA|VA) 2 $310,000 $155,000 $7,645 5.00%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $310,000 $155,000 $9,894 4.69%
Angola, IN (FHA|USDA|VA) 1 $305,000 $305,000 $17,641 4.75%
Morgan City, LA (FHA|USDA|VA) 2 $300,000 $150,000 $8,750 5.31%
WALLA WALLA, WA (FHA|USDA|VA) 2 $300,000 $150,000 $8,000 4.75%
Alexander City, AL (FHA|USDA|VA) 1 $295,000 $295,000 $9,950 5.63%
Montrose, CO (FHA|USDA|VA) 1 $295,000 $295,000 $9,390 4.88%
Milledgeville, GA (FHA|USDA|VA) 2 $290,000 $145,000 $9,660 5.00%
WICHITA, KS (FHA|USDA|VA) 2 $290,000 $145,000 $6,042 4.94%
KANKAKEE, IL (FHA|USDA|VA) 1 $285,000 $285,000 $7,990 5.50%
Durant, OK (FHA|USDA|VA) 3 $285,000 $95,000 $2,772 5.17%
Findlay, OH (FHA|USDA|VA) 1 $285,000 $285,000 $9,909 4.75%
Wilmington, OH (FHA|USDA|VA) 1 $285,000 $285,000 $16,721 4.63%
Sidney, OH (FHA|USDA|VA) 1 $275,000 $275,000 $17,264 5.00%
Ardmore, OK (FHA|USDA|VA) 2 $270,000 $135,000 $5,516 5.19%
Washington, NC (FHA|USDA|VA) 2 $270,000 $135,000 $7,443 4.88%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $270,000 $135,000 $2,573 5.19%
MANSFIELD, OH (FHA|USDA|VA) 2 $270,000 $135,000 $6,115 5.13%
LONGVIEW, TX (FHA|USDA|VA) 2 $270,000 $135,000 $5,021 5.56%
McAlester, OK (FHA|USDA|VA) 1 $265,000 $265,000 $7,329 5.63%
Newport, OR (FHA|USDA|VA) 1 $265,000 $265,000 $7,417 5.00%
Palestine, TX (FHA|USDA|VA) 2 $260,000 $130,000 $6,749 5.13%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $260,000 $130,000 $5,848 5.31%
Chillicothe, OH (FHA|USDA|VA) 1 $255,000 $255,000 $4,390 5.13%
Fort Polk South, LA (FHA|USDA|VA) 1 $255,000 $255,000 $8,202 4.25%
Nacogdoches, TX (FHA|USDA|VA) 1 $255,000 $255,000 $7,246 4.88%
Sterling, CO (FHA|USDA|VA) 1 $245,000 $245,000 $9,451 4.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $245,000 $245,000 $5,544 5.63%
MONROE, LA (FHA|USDA|VA) 1 $245,000 $245,000 $9,510 5.13%
Ashtabula, OH (FHA|USDA|VA) 2 $240,000 $120,000 $5,107 4.13%
Mount Sterling, KY (FHA|USDA|VA) 2 $240,000 $120,000 $5,060 5.38%
Craig, CO (FHA|USDA|VA) 1 $235,000 $235,000 $12,114 4.63%
CORVALLIS, OR (FHA|USDA|VA) 1 $235,000 $235,000 $8,266 4.88%
Paris, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,607 4.88%
CHEYENNE, WY (FHA|USDA|VA) 1 $235,000 $235,000 $7,866 4.25%
MUSKEGON, MI (FHA|USDA|VA) 1 $235,000 $235,000 $4,151 4.38%
MORGANTOWN, WV (FHA|USDA|VA) 1 $235,000 $235,000 $10,315 5.50%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $225,000 $225,000 $12,119 4.38%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $225,000 $225,000 $4,838 4.38%
ANCHORAGE, AK (FHA|USDA|VA) 1 $225,000 $225,000 $6,748 5.13%
Huntington, IN (FHA|USDA|VA) 1 $225,000 $225,000 $9,952 4.25%
Gainesville, TX (FHA|USDA|VA) 1 $225,000 $225,000 $9,054 4.50%
Cullowhee, NC (FHA|USDA|VA) 1 $225,000 $225,000 $5,144 4.63%
Sandusky, OH (FHA|USDA|VA) 1 $215,000 $215,000 $8,517 5.25%
Vincennes, IN (FHA|USDA|VA) 1 $215,000 $215,000 $12,599 4.63%
DULUTH, MN-WI (FHA|USDA|VA) 1 $215,000 $215,000 $14,476 4.75%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $215,000 $215,000 $7,473 4.88%
The Dalles, OR (FHA|USDA|VA) 1 $215,000 $215,000 $12,596 4.25%
Palatka, FL (FHA|USDA|VA) 1 $215,000 $215,000 $14,235 5.13%
NILES, MI (FHA|USDA|VA) 1 $215,000 $215,000 $2,520 5.00%
Prineville, OR (FHA|USDA|VA) 1 $215,000 $215,000 $6,075 4.25%
Calhoun, GA (FHA|USDA|VA) 2 $210,000 $105,000 $4,804 5.50%
Batesville, AR (FHA|USDA|VA) 2 $210,000 $105,000 $3,965 5.00%
Pottsville, PA (FHA|USDA|VA) 2 $210,000 $105,000 $4,917 5.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $205,000 $205,000 $10,210 5.63%
Rexburg, ID (FHA|USDA|VA) 1 $205,000 $205,000 $14,019 5.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $205,000 $205,000 $9,125 4.88%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $205,000 $205,000 $1,845 4.88%
Big Spring, TX (FHA|USDA|VA) 1 $205,000 $205,000 $9,911 5.75%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $205,000 $205,000 $11,749 5.25%
Seymour, IN (FHA|USDA|VA) 1 $205,000 $205,000 $7,341 5.25%
Mountain Home, ID (FHA|USDA|VA) 1 $205,000 $205,000 $7,209 5.63%
ALTOONA, PA (FHA|USDA|VA) 1 $195,000 $195,000 $6,042 4.50%
FARMINGTON, NM (FHA|USDA|VA) 1 $195,000 $195,000 $10,467 5.00%
Ruston, LA (FHA|USDA|VA) 1 $195,000 $195,000 $5,887 5.13%
CASPER, WY (FHA|USDA|VA) 1 $195,000 $195,000 $150 4.00%
JACKSON, MS (FHA|USDA|VA) 1 $195,000 $195,000 $7,549 5.88%
SAN ANGELO, TX (FHA|USDA|VA) 2 $190,000 $95,000 $2,883 5.69%
Sturgis, MI (FHA|USDA|VA) 1 $185,000 $185,000 $12,307 5.00%
Crescent City, CA (FHA|USDA|VA) 1 $185,000 $185,000 $9,847 4.75%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,583 5.63%
Cambridge, OH (FHA|USDA|VA) 1 $185,000 $185,000 $4,930 4.25%
Taylorville, IL (FHA|USDA|VA) 1 $185,000 $185,000 $10,306 5.63%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $185,000 $185,000 $10,295 4.88%
LAREDO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $7,169 5.00%
ROCHESTER, MN (FHA|USDA|VA) 1 $185,000 $185,000 $10,072 5.50%
VALDOSTA, GA (FHA|USDA|VA) 2 $180,000 $90,000 $4,691 4.63%
Farmington, MO (FHA|USDA|VA) 2 $180,000 $90,000 $3,712 5.63%
COLUMBUS, IN (FHA|USDA|VA) 1 $175,000 $175,000 $6,303 5.25%
Salem, OH (FHA|USDA|VA) 1 $175,000 $175,000 $8,212 4.88%
HARRISONBURG, VA (FHA|USDA|VA) 1 $175,000 $175,000 $3,839 4.75%
Picayune, MS (FHA|USDA|VA) 1 $175,000 $175,000 $5,302 5.25%
Rochelle, IL (FHA|USDA|VA) 1 $175,000 $175,000 $3,758 4.63%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $175,000 $175,000 $4,797 5.13%
Stevens Point, WI (FHA|USDA|VA) 1 $175,000 $175,000 $5,691 5.75%
Warrensburg, MO (FHA|USDA|VA) 1 $175,000 $175,000 $6,862 5.13%
Selma, AL (FHA|USDA|VA) 1 $175,000 $175,000 $6,121 5.00%
Ontario, OR-ID (FHA|USDA|VA) 1 $175,000 $175,000 $6,174 4.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $175,000 $175,000 $3,591 5.13%
Greenwood, SC (FHA|USDA|VA) 1 $165,000 $165,000 $5,905 4.75%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $165,000 $165,000 $4,998 5.00%
Laramie, WY (FHA|USDA|VA) 1 $165,000 $165,000 $7,727 5.13%
Shelbyville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $10,698 4.63%
Cornelia, GA (FHA|USDA|VA) 1 $165,000 $165,000 $7,493 5.63%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,750 5.00%
CLEVELAND, TN (FHA|USDA|VA) 1 $165,000 $165,000 $8,726 4.75%
Clarksburg, WV (FHA|USDA|VA) 1 $165,000 $165,000 $2,881 5.63%
St. Marys, GA (FHA|USDA|VA) 1 $165,000 $165,000 $4,893 5.63%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $165,000 $165,000 $5,462 5.63%
Tifton, GA (FHA|USDA|VA) 1 $165,000 $165,000 $6,779 5.63%
WHEELING, WV-OH (FHA|USDA|VA) 1 $165,000 $165,000 $6,124 4.63%
Okeechobee, FL (FHA|USDA|VA) 1 $155,000 $155,000 $6,612 5.25%
CARSON CITY, NV (FHA|USDA|VA) 1 $155,000 $155,000 $8,301 4.88%
AMES, IA (FHA|USDA|VA) 1 $155,000 $155,000 $7,490 5.25%
Norfolk, NE (FHA|USDA|VA) 1 $155,000 $155,000 $9,246 4.88%
Adrian, MI (FHA|USDA|VA) 1 $155,000 $155,000 $8,192 4.50%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $155,000 $155,000 $11,162 4.63%
Marion, NC (FHA|USDA|VA) 1 $155,000 $155,000 $5,178 4.63%
Urbana, OH (FHA|USDA|VA) 1 $155,000 $155,000 $7,046 4.75%
Mount Vernon, IL (FHA|USDA|VA) 1 $155,000 $155,000 $3,612 6.00%
JACKSON, MI (FHA|USDA|VA) 1 $155,000 $155,000 $8,308 4.13%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $155,000 $155,000 $8,229 5.25%
Cadillac, MI (FHA|USDA|VA) 1 $155,000 $155,000 $5,114 4.75%
Natchitoches, LA (FHA|USDA|VA) 1 $155,000 $155,000 $6,391 5.75%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $145,000 $145,000 $10,731 4.50%
TWIN FALLS, ID (FHA|USDA|VA) 1 $145,000 $145,000 $9,744 5.50%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $145,000 $145,000 $9,231 4.50%
Douglas, GA (FHA|USDA|VA) 1 $145,000 $145,000 $7,541 5.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $145,000 $145,000 $4,163 4.88%
Selinsgrove, PA (FHA|USDA|VA) 1 $145,000 $145,000 $6,176 5.00%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,913 5.50%
Wabash, IN (FHA|USDA|VA) 1 $145,000 $145,000 $10,142 4.63%
Marietta, OH (FHA|USDA|VA) 1 $145,000 $145,000 $9,975 4.75%
Richmond, IN (FHA|USDA|VA) 1 $145,000 $145,000 $8,751 4.88%
Bay City, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,383 5.75%
Lumberton, NC (FHA|USDA|VA) 1 $135,000 $135,000 $3,621 5.50%
FORT WAYNE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $387 6.00%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $135,000 $135,000 $9,247 5.13%
BILLINGS, MT (FHA|USDA|VA) 1 $135,000 $135,000 $8,324 4.25%
Morehead City, NC (FHA|USDA|VA) 1 $135,000 $135,000 $5,586 4.75%
Brownwood, TX (FHA|USDA|VA) 1 $135,000 $135,000 $10,252 5.50%
El Campo, TX (FHA|USDA|VA) 1 $135,000 $135,000 $8,952 5.13%
FLINT, MI (FHA|USDA|VA) 1 $135,000 $135,000 $11,006 5.25%
Warsaw, IN (FHA|USDA|VA) 1 $135,000 $135,000 $6,009 5.50%
TOPEKA, KS (FHA|USDA|VA) 1 $135,000 $135,000 $6,421 5.63%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $135,000 $135,000 $1,774 5.13%
Bartlesville, OK (FHA|USDA|VA) 1 $135,000 $135,000 $7,148 4.88%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $125,000 $125,000 $5,235 5.13%
FOND DU LAC, WI (FHA|USDA|VA) 1 $125,000 $125,000 $9,628 4.88%
COLUMBIA, MO (FHA|USDA|VA) 1 $125,000 $125,000 $4,541 4.63%
Clewiston, FL (FHA|USDA|VA) 1 $125,000 $125,000 $5,337 4.50%
North Wilkesboro, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,192 5.13%
Rolla, MO (FHA|USDA|VA) 1 $125,000 $125,000 $4,509 3.88%
Kinston, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,933 5.00%
Athens, TN (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.38%
Ottawa, KS (FHA|USDA|VA) 1 $125,000 $125,000 $3,694 5.25%
Ashland, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,273 5.38%
Bardstown, KY (FHA|USDA|VA) 1 $115,000 $115,000 $7,759 4.25%
FLORENCE, SC (FHA|USDA|VA) 1 $115,000 $115,000 $3,984 5.25%
Mount Pleasant, MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,808 5.13%
Sulphur Springs, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,726 4.88%
Safford, AZ (FHA|USDA|VA) 1 $115,000 $115,000 $6,009 4.63%
Stephenville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $2,665 4.88%
Greensburg, IN (FHA|USDA|VA) 1 $115,000 $115,000 $7,155 5.25%
MIDLAND, MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,039 4.13%
Lawrenceburg, TN (FHA|USDA|VA) 1 $115,000 $115,000 $3,745 5.50%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $105,000 $105,000 $5,700 3.88%
Celina, OH (FHA|USDA|VA) 1 $105,000 $105,000 $5,601 4.75%
Ponca City, OK (FHA|USDA|VA) 1 $105,000 $105,000 $7,588 5.50%
Elizabeth City, NC (FHA|USDA|VA) 1 $105,000 $105,000 $6,841 4.75%
Greeneville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $6,839 5.13%
Wilson, NC (FHA|USDA|VA) 1 $105,000 $105,000 $4,174 6.00%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $105,000 $105,000 $4,745 4.75%
Pittsburg, KS (FHA|USDA|VA) 1 $95,000 $95,000 $5,802 4.50%
JOPLIN, MO (FHA|USDA|VA) 1 $95,000 $95,000 $4,983 5.13%
Indiana, PA (FHA|USDA|VA) 1 $95,000 $95,000 $6,152 5.63%
Peru, IN (FHA|USDA|VA) 1 $95,000 $95,000 $5,122 5.50%
SAGINAW, MI (FHA|USDA|VA) 1 $95,000 $95,000 $5,211 5.50%
Maryville, MO (FHA|USDA|VA) 1 $95,000 $95,000 $3,606 5.25%
Mason City, IA (FHA|USDA|VA) 1 $95,000 $95,000 $4,713 6.25%
Fergus Falls, MN (FHA|USDA|VA) 1 $95,000 $95,000 $4,486 5.50%
Storm Lake, IA (FHA|USDA|VA) 1 $95,000 $95,000 $3,274 5.50%
Alice, TX (FHA|USDA|VA) 1 $95,000 $95,000 $5,031 5.00%
Alma, MI (FHA|USDA|VA) 1 $95,000 $95,000 $2,445 5.00%
Fort Payne, AL (FHA|USDA|VA) 1 $95,000 $95,000 $4,212 5.25%
Fitzgerald, GA (FHA|USDA|VA) 1 $95,000 $95,000 $4,283 5.63%
Oil City, PA (FHA|USDA|VA) 1 $85,000 $85,000 $4,111 5.50%
Fort Morgan, CO (FHA|USDA|VA) 1 $85,000 $85,000 $6,302 4.88%
Mount Airy, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,325 4.88%
Tiffin, OH (FHA|USDA|VA) 1 $75,000 $75,000 $2,974 5.25%
Ozark, AL (FHA|USDA|VA) 1 $75,000 $75,000 $4,947 5.63%
Searcy, AR (FHA|USDA|VA) 1 $65,000 $65,000 $4,728 5.13%
Wapakoneta, OH (FHA|USDA|VA) 1 $65,000 $65,000 $4,760 5.50%
Moultrie, GA (FHA|USDA|VA) 1 $65,000 $65,000 $4,406 5.25%
ENID, OK (FHA|USDA|VA) 1 $55,000 $55,000 $3,824 4.63%
American Financial Network's top markets include Los Angeles, Riverside, Miami, Washington, and Dallas among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against AMERICAN FINANCIAL NETWORK based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,620 $1,572,660,000 $279,833 $6,271 5.06%
    FHA 5,262 $1,270,660,000 $241,479 $9,612 4.98%
    VA 2,050 $588,780,000 $287,210 $9,368 4.78%
    USDA 285 $45,145,000 $158,404 $5,778 4.89%

    For 2018, American Financial Network's most frequently originated type of loan was Conventional, with 5,620 originations. Their 2nd most popular type was FHA, with 5,262 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,785 $2,257,775,000 $257,003 $7,776 5.03%
    Cash Out Refi 2,527 $668,005,000 $264,347 $9,187 4.91%
    Home Improvement 1,048 $303,180,000 $289,294 $8,974 4.91%
    Refi 857 $248,285,000 $289,714 $6,722 4.76%

    For 2018, American Financial Network's most frequently cited loan purpose was Home Purchase, with 8,785 originations. The 2nd most popular reason was Cash Out Refi, with 2,527 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 12,775 $3,384,865,000 $264,960 $8,138 4.99%
    15 Year 229 $45,115,000 $197,009 $6,028 4.39%
    20 Year 134 $29,350,000 $219,030 $6,017 4.81%
    Other 65 $14,585,000 $224,385 $7,635 4.87%
    10 Year 12 $2,130,000 $177,500 $5,778 4.31%
    30+ year 2 $1,200,000 $600,000 $9,001 5.53%

    For 2018, American Financial Network's most frequently cited loan duration was 30 Year, with 12,775 originations. The 2nd most popular length was 15 Year, with 229 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 931 $241,805,000 $259,726
    $<1k 788 $197,580,000 $250,736
    $5k+ 755 $274,125,000 $363,079
    $2k-3k 549 $124,195,000 $226,220
    $3k-4k 458 $105,460,000 $230,262
    $4k-5k 347 $92,845,000 $267,565

    American Financial Network's average total fees were $8,138, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 931 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 7,178 $1,976,800,000 $275,397
    5-6% 5,349 $1,288,955,000 $240,971
    3-4% 478 $148,970,000 $311,653
    6-7% 166 $46,100,000 $277,711
    7-8% 35 $11,055,000 $315,857
    Over 8% 11 $5,365,000 $487,727

    During 2018, American Financial Network's average interest rate for loans was 4.99%, while their most frequently originated rate bucket for loans was 4-5%, with 7,178 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 6,243 $1,745,465,000 $279,588 $8,515 4.93%
    $100k-200k 4,509 $697,895,000 $154,778 $6,048 5.05%
    $400k-600k 1,497 $694,585,000 $463,985 $11,616 4.90%
    $100,000 or less 593 $49,025,000 $82,673 $4,528 5.22%
    $600k-1MM 329 $229,145,000 $696,489 $15,361 4.89%
    $1MM+ 46 $61,130,000 $1,328,913 $25,028 4.96%

    2018 saw American Financial Network place emphasis on $200k-400k loans with 6,243 originations, totaling $1,745,465,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 3,891 $781,125,000 $200,752 $7,027 4.94%
    $50k-75k 3,542 $775,800,000 $219,029 $7,547 4.98%
    $75k-100k 2,347 $651,365,000 $277,531 $8,670 4.99%
    $100k-150k 2,149 $713,805,000 $332,157 $9,191 5.00%
    $150k-250k 952 $391,010,000 $410,725 $9,730 5.01%
    $250k+ 257 $137,975,000 $536,868 $11,018 5.19%

    American Financial Network lent most frequently to those with incomes in the $50k or less range, with 3,891 originations. The second most popular income band? $50k-75k, with 3,542 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 2,404 $657,500,000 $273,502 $10,127 4.90%
    30-36% 1,612 $406,510,000 $252,177 $7,319 4.98%
    20-30% 1,204 $278,630,000 $231,420 $6,713 4.99%
    49% 853 $234,145,000 $274,496 $8,002 5.02%
    48% 694 $181,820,000 $261,988 $7,698 4.95%
    44% 655 $168,025,000 $256,527 $7,765 5.02%
    46% 599 $159,565,000 $266,386 $8,173 4.99%
    42% 578 $165,410,000 $286,176 $7,458 5.00%
    47% 542 $147,320,000 $271,808 $8,062 5.02%
    45% 530 $134,430,000 $253,642 $7,686 5.03%
    43% 509 $134,935,000 $265,098 $7,845 5.01%
    41% 487 $134,245,000 $275,657 $7,731 5.03%
    39% 457 $122,305,000 $267,626 $7,788 5.04%
    40% 454 $112,950,000 $248,789 $7,449 5.06%
    37% 419 $113,675,000 $271,301 $8,154 4.99%
    38% 386 $101,120,000 $261,969 $7,395 4.98%
    36% 328 $80,430,000 $245,213 $7,027 5.03%
    <20% 255 $61,475,000 $241,078 $6,809 4.99%
    >60% 208 $69,580,000 $334,519 $10,935 4.88%

    American Financial Network lent most frequently to those with DTI ratios of 50-60%, with 2,404 originations. The next most common DTI ratio? 30-36%, with 1,612 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 9,854 $2,554,520,000 $259,237 $7,862 4.97%
    Black 1,755 $428,965,000 $244,425 $8,527 5.06%
    Not provided 899 $248,775,000 $276,724 $8,554 4.95%
    Asian 569 $200,875,000 $353,032 $9,128 4.95%
    Native Hawaiian or Islander 70 $26,560,000 $379,429 $12,419 4.89%
    American Indian 68 $16,980,000 $249,706 $7,592 4.95%
    Other Pacific Islander 2 $570,000 $285,000 $6,424 5.06%

    Approval Rates

    Total approvals of all applications
    96.08%

    American Financial Network has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    49.01%

    American Financial Network has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    22065.0 1 $655,000 $655,000
    NA 13,216 $3,476,590,000 $263,059

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 484 $70,620,000 $145,909
    Single Family (1-4 Units):Site-Built 12,733 $3,406,625,000 $267,543

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 217 $43,555,000 $200,714 $5,386 4.84%
    40-60% 736 $196,440,000 $266,902 $6,444 4.83%
    60-80% 2,817 $818,505,000 $290,559 $7,274 5.06%
    80-100% 9,037 $2,294,185,000 $253,866 $8,310 4.98%
    Over 100% 394 $121,960,000 $309,543 $13,108 4.83%
    Under 20% 16 $2,600,000 $162,500 $5,047 4.91%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    American Financial Network Inc. VA mortgage Applying for a mortgage or refinancing an existing mortgage 2 22.2%
    American Financial Network Inc. VA mortgage Closing on a mortgage 1 11.1%
    American Financial Network Inc. FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 22.2%
    American Financial Network Inc. FHA mortgage Closing on a mortgage 2 22.2%
    American Financial Network Inc. Home equity loan or line of credit (HELOC) Trouble during payment process 1 11.1%
    American Financial Network Inc. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 11.1%