American Financial Network Mortgage Rates, Fees & Info

BREA, CA

LEI: 5493008NWHQT1R22C024

Tax ID: 95-4866828

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

American Financial Network is a mid-sized mortgage company specializing in Home Purchase loans. American Financial Network has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Riverside, Los Angeles, Washington, and Miami among others. We have data for 545 markets. (Some data included below & more in-depth data is available with an active subscription.)

American Financial Network has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Financial Network is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.92% 4/5/25
30 Year Conventional Refi 6.94% 4/5/25
30 Year Cash-out Refi 7.50% 4/5/25
30 Year FHA Purchase 7.73% 4/5/25
30 Year FHA Refi 7.10% 4/5/25
30 Year VA Purchase 6.59% 4/5/25
30 Year VA Refi 6.10% 4/5/25
30 Year USDA Purchase 7.18% 4/5/25
30 Year USDA Refi 6.53% 4/5/25
15 Year Conventional Purchase 9.15% 4/5/25
15 Year Conventional Refi 6.25% 4/5/25
15 Year Cash-out Refi 6.25% 4/5/25
15 Year FHA Purchase 6.00% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

American Financial Network Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from American Financial Network. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

11,348

Origination Dollar Volume (All Markets)

$3,844,990,000
Show all (13) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 601 $313,815,000 $522,155 $19,550 7.08%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 536 $245,470,000 $457,966 $15,972 6.82%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 379 $223,375,000 $589,380 $17,943 6.86%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 340 $148,580,000 $437,000 $12,884 6.84%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 344 $131,070,000 $381,017 $12,765 6.94%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 349 $127,375,000 $364,971 $12,794 6.98%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 319 $117,435,000 $368,135 $12,430 7.06%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 438 $107,660,000 $245,799 $8,327 7.15%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 286 $106,260,000 $371,538 $14,377 7.02%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 315 $95,635,000 $303,603 $13,015 7.03%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 137 $86,635,000 $632,372 $16,226 6.65%
Outside of Metro Areas 389 $86,245,000 $221,710 $8,846 6.98%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 273 $70,365,000 $257,747 $10,241 6.96%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 199 $60,675,000 $304,899 $13,465 7.08%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 204 $59,000,000 $289,216 $11,284 7.04%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 159 $56,395,000 $354,686 $11,924 7.01%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 157 $50,465,000 $321,433 $10,202 6.89%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 118 $50,390,000 $427,034 $11,566 6.56%
RICHMOND, VA (FHA|USDA|VA) 170 $48,890,000 $287,588 $9,476 6.94%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 146 $47,520,000 $325,479 $12,130 6.95%
GAINESVILLE, FL (FHA|USDA|VA) 161 $45,795,000 $284,441 $9,949 6.75%
OCALA, FL (FHA|USDA|VA) 171 $41,275,000 $241,374 $10,057 6.68%
MERCED, CA (FHA|USDA|VA) 116 $39,650,000 $341,810 $11,054 6.48%
MONROE, MI (FHA|USDA|VA) 171 $38,475,000 $225,000 $7,460 6.88%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 109 $34,605,000 $317,477 $9,349 6.73%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 124 $33,080,000 $266,774 $9,321 7.08%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 144 $30,820,000 $214,028 $8,455 7.16%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 52 $29,590,000 $569,038 $19,250 7.03%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 99 $28,215,000 $285,000 $11,536 6.91%
Cedar City, UT (FHA|USDA|VA) 78 $26,820,000 $343,846 $9,981 6.40%
URBAN HONOLULU, HI (FHA|USDA|VA) 37 $25,815,000 $697,703 $16,721 6.81%
COLORADO SPRINGS, CO (FHA|USDA|VA) 63 $25,265,000 $401,032 $10,628 6.63%
MODESTO, CA (FHA|USDA|VA) 65 $24,505,000 $377,000 $13,155 6.76%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 49 $24,495,000 $499,898 $15,265 6.57%
BAKERSFIELD, CA (FHA|USDA|VA) 73 $23,065,000 $315,959 $10,895 6.42%
PORT ST. LUCIE, FL (FHA|USDA|VA) 65 $22,605,000 $347,769 $12,192 6.92%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 49 $22,155,000 $452,143 $11,533 6.99%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 48 $21,570,000 $449,375 $15,145 6.75%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 66 $21,210,000 $321,364 $12,169 7.05%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 76 $21,170,000 $278,553 $13,058 6.93%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 43 $20,555,000 $478,023 $15,353 7.12%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 56 $19,840,000 $354,286 $12,594 6.85%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 37 $18,165,000 $490,946 $16,302 7.10%
STOCKTON, CA (FHA|USDA|VA) 40 $17,120,000 $428,000 $15,533 6.78%
RENO, NV (FHA|USDA|VA) 44 $16,680,000 $379,091 $11,760 6.45%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 54 $16,230,000 $300,556 $10,059 6.94%
JACKSONVILLE, FL (FHA|USDA|VA) 59 $16,225,000 $275,000 $12,172 7.00%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 64 $14,890,000 $232,656 $10,425 6.99%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 47 $14,275,000 $303,723 $12,236 6.95%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 52 $14,120,000 $271,538 $8,281 6.74%
KNOXVILLE, TN (FHA|USDA|VA) 50 $14,010,000 $280,200 $10,463 7.00%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 38 $13,880,000 $365,263 $9,861 6.75%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 46 $13,670,000 $297,174 $12,608 6.66%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 36 $13,440,000 $373,333 $12,116 7.03%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 31 $13,075,000 $421,774 $12,406 6.79%
FRESNO, CA (FHA|USDA|VA) 38 $12,310,000 $323,947 $13,552 6.71%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 59 $12,105,000 $205,169 $10,257 7.15%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 57 $11,755,000 $206,228 $9,491 7.16%
SALT LAKE CITY, UT (FHA|USDA|VA) 22 $11,160,000 $507,273 $15,161 7.09%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 19 $11,015,000 $579,737 $21,949 7.13%
SAVANNAH, GA (FHA|USDA|VA) 35 $10,935,000 $312,429 $11,296 6.69%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 45 $10,755,000 $239,000 $11,914 7.09%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 26 $10,650,000 $409,615 $14,567 6.99%
Lake City, FL (FHA|USDA|VA) 42 $10,430,000 $248,333 $10,251 6.89%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 13 $10,215,000 $785,769 $9,199 6.69%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 35 $10,205,000 $291,571 $10,134 6.89%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 14 $9,940,000 $710,000 $16,431 6.56%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 26 $9,900,000 $380,769 $15,685 6.96%
ST. LOUIS, MO-IL (FHA|USDA|VA) 39 $9,435,000 $241,923 $11,077 7.12%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 41 $9,245,000 $225,488 $5,999 7.11%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 39 $9,005,000 $230,897 $9,566 6.87%
TULSA, OK (FHA|USDA|VA) 43 $8,975,000 $208,721 $9,265 7.35%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 36 $8,830,000 $245,278 $11,466 7.10%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 17 $8,765,000 $515,588 $11,270 6.93%
BRUNSWICK, GA (FHA|USDA|VA) 34 $8,560,000 $251,765 $8,703 6.97%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 23 $8,365,000 $363,696 $15,845 7.36%
TALLAHASSEE, FL (FHA|USDA|VA) 34 $8,300,000 $244,118 $8,030 6.63%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 26 $8,150,000 $313,462 $11,718 7.12%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 42 $8,090,000 $192,619 $9,567 6.97%
VALLEJO, CA (FHA|USDA|VA) 18 $8,010,000 $445,000 $14,197 6.60%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 36 $7,760,000 $215,556 $9,639 7.20%
PROVO-OREM, UT (FHA|USDA|VA) 15 $7,615,000 $507,667 $22,031 6.89%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 35 $7,585,000 $216,714 $11,821 7.25%
PITTSBURGH, PA (FHA|USDA|VA) 31 $7,395,000 $238,548 $11,009 6.79%
COLUMBUS, OH (FHA|USDA|VA) 24 $7,310,000 $304,583 $12,058 7.21%
BATON ROUGE, LA (FHA|USDA|VA) 33 $7,055,000 $213,788 $9,204 6.86%
KANSAS CITY, MO-KS (FHA|USDA|VA) 30 $7,030,000 $234,333 $10,468 7.15%
PUNTA GORDA, FL (FHA|USDA|VA) 23 $6,665,000 $289,783 $10,159 6.92%
FORT COLLINS, CO (FHA|USDA|VA) 18 $6,570,000 $365,000 $11,212 7.41%
HUNTSVILLE, AL (FHA|USDA|VA) 25 $6,555,000 $262,200 $12,607 7.16%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 19 $6,235,000 $328,158 $9,074 6.89%
Jefferson, GA (FHA|USDA|VA) 23 $5,705,000 $248,043 $10,672 6.72%
SALEM, OR (FHA|USDA|VA) 16 $5,600,000 $350,000 $16,188 6.73%
WORCESTER, MA-CT (FHA|USDA|VA) 13 $5,335,000 $410,385 $14,217 6.73%
YAKIMA, WA (FHA|USDA|VA) 17 $5,085,000 $299,118 $10,942 6.30%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 19 $5,015,000 $263,947 $10,618 7.10%
BELLINGHAM, WA (FHA|USDA|VA) 13 $4,965,000 $381,923 $8,627 6.80%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 20 $4,880,000 $244,000 $10,321 6.66%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 17 $4,795,000 $282,059 $12,277 6.92%
ALBUQUERQUE, NM (FHA|USDA|VA) 17 $4,675,000 $275,000 $9,444 6.82%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 15 $4,635,000 $309,000 $7,003 6.82%
Key West, FL (FHA|USDA|VA) 9 $4,635,000 $515,000 $13,330 7.15%
TUCSON, AZ (FHA|USDA|VA) 19 $4,615,000 $242,895 $9,622 6.91%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 17 $4,605,000 $270,882 $11,657 7.05%
ST. GEORGE, UT (FHA|USDA|VA) 9 $4,595,000 $510,556 $12,273 6.51%
RALEIGH-CARY, NC (FHA|USDA|VA) 16 $4,580,000 $286,250 $12,936 6.88%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 16 $4,560,000 $285,000 $9,663 7.17%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 9 $4,545,000 $505,000 $7,978 6.71%
COLUMBIA, SC (FHA|USDA|VA) 16 $4,270,000 $266,875 $11,068 7.37%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 15 $4,235,000 $282,333 $13,942 6.96%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 10 $4,180,000 $418,000 $16,635 7.49%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 10 $4,180,000 $418,000 $14,176 6.73%
PUEBLO, CO (FHA|USDA|VA) 16 $4,160,000 $260,000 $8,126 6.53%
Pottsville, PA (FHA|USDA|VA) 24 $4,120,000 $171,667 $10,186 7.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 21 $3,975,000 $189,286 $10,830 6.99%
SPARTANBURG, SC (FHA|USDA|VA) 18 $3,970,000 $220,556 $8,131 6.80%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 7 $3,915,000 $559,286 $17,600 7.07%
FAYETTEVILLE, NC (FHA|USDA|VA) 13 $3,685,000 $283,462 $8,901 7.00%
OKLAHOMA CITY, OK (FHA|USDA|VA) 14 $3,610,000 $257,857 $8,473 7.98%
Hilo, HI (FHA|USDA|VA) 4 $3,610,000 $902,500 $15,088 7.16%
BOISE CITY, ID (FHA|USDA|VA) 11 $3,605,000 $327,727 $15,077 6.44%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 12 $3,550,000 $295,833 $8,390 6.68%
LOUISVILLE, KY (FHA|USDA|VA) 17 $3,545,000 $208,529 $8,646 7.33%
Cornelia, GA (FHA|USDA|VA) 12 $3,500,000 $291,667 $8,040 7.11%
MONTGOMERY, AL (FHA|USDA|VA) 12 $3,380,000 $281,667 $8,774 7.08%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 17 $3,335,000 $196,176 $10,361 7.11%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 8 $3,300,000 $412,500 $9,364 6.89%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 14 $3,230,000 $230,714 $10,346 6.67%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 5 $3,155,000 $631,000 $8,619 7.38%
LAKE CHARLES, LA (FHA|USDA|VA) 13 $3,075,000 $236,538 $7,460 7.23%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 8 $3,040,000 $380,000 $9,336 8.00%
DOVER, DE (FHA|USDA|VA) 11 $3,035,000 $275,909 $11,020 6.78%
JONESBORO, AR (FHA|USDA|VA) 14 $2,950,000 $210,714 $8,296 6.80%
PANAMA CITY, FL (FHA|USDA|VA) 10 $2,940,000 $294,000 $11,929 6.89%
FLORENCE, SC (FHA|USDA|VA) 10 $2,930,000 $293,000 $12,230 7.08%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 18 $2,900,000 $161,111 $5,890 7.26%
ROCKFORD, IL (FHA|USDA|VA) 13 $2,845,000 $218,846 $9,676 7.28%
BINGHAMTON, NY (FHA|USDA|VA) 19 $2,845,000 $149,737 $7,067 6.72%
SHERMAN-DENISON, TX (FHA|USDA|VA) 11 $2,815,000 $255,909 $9,464 6.69%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 10 $2,760,000 $276,000 $11,921 7.57%
THE VILLAGES, FL (FHA|USDA|VA) 11 $2,755,000 $250,455 $9,408 6.85%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 11 $2,715,000 $246,818 $11,737 6.95%
READING, PA (FHA|USDA|VA) 11 $2,705,000 $245,909 $14,476 7.17%
GAINESVILLE, GA (FHA|USDA|VA) 9 $2,705,000 $300,556 $11,684 6.72%
ROCHESTER, NY (FHA|USDA|VA) 17 $2,695,000 $158,529 $8,325 7.21%
VISALIA, CA (FHA|USDA|VA) 10 $2,600,000 $260,000 $12,424 6.66%
YUMA, AZ (FHA|USDA|VA) 9 $2,595,000 $288,333 $10,233 6.79%
TYLER, TX (FHA|USDA|VA) 7 $2,575,000 $367,857 $10,400 6.82%
TOLEDO, OH (FHA|USDA|VA) 17 $2,565,000 $150,882 $5,858 6.90%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 7 $2,545,000 $363,571 $11,862 6.98%
EAST STROUDSBURG, PA (FHA|USDA|VA) 10 $2,510,000 $251,000 $11,535 7.08%
Sevierville, TN (FHA|USDA|VA) 7 $2,505,000 $357,857 $11,606 6.82%
COLUMBUS, GA-AL (FHA|USDA|VA) 11 $2,465,000 $224,091 $10,002 7.18%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 12 $2,450,000 $204,167 $9,903 6.93%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 9 $2,435,000 $270,556 $10,235 7.18%
ELMIRA, NY (FHA|USDA|VA) 18 $2,420,000 $134,444 $7,370 6.69%
WINSTON-SALEM, NC (FHA|USDA|VA) 9 $2,375,000 $263,889 $10,778 7.47%
WICHITA, KS (FHA|USDA|VA) 13 $2,285,000 $175,769 $6,321 7.20%
MADERA, CA (FHA|USDA|VA) 7 $2,275,000 $325,000 $12,368 6.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 6 $2,230,000 $371,667 $12,495 7.02%
ASHEVILLE, NC (FHA|USDA|VA) 9 $2,225,000 $247,222 $11,230 6.96%
Fernley, NV (FHA|USDA|VA) 7 $2,205,000 $315,000 $10,551 6.00%
MOBILE, AL (FHA|USDA|VA) 13 $2,195,000 $168,846 $8,673 7.27%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 8 $2,190,000 $273,750 $10,797 7.19%
Adrian, MI (FHA|USDA|VA) 12 $2,180,000 $181,667 $6,860 6.89%
Clearlake, CA (FHA|USDA|VA) 7 $2,055,000 $293,571 $12,987 6.66%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 8 $1,980,000 $247,500 $9,318 7.11%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 10 $1,970,000 $197,000 $9,053 6.53%
JACKSON, MS (FHA|USDA|VA) 8 $1,960,000 $245,000 $11,387 6.81%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 8 $1,950,000 $243,750 $13,146 6.66%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 9 $1,915,000 $212,778 $7,602 7.13%
Edwards, CO (FHA|USDA|VA) 1 $1,905,000 $1,905,000 $0 9.13%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 7 $1,895,000 $270,714 $9,100 6.91%
Pahrump, NV (FHA|USDA|VA) 6 $1,850,000 $308,333 $12,227 6.46%
HINESVILLE, GA (FHA|USDA|VA) 7 $1,845,000 $263,571 $10,265 7.30%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 6 $1,820,000 $303,333 $13,705 6.38%
SPRINGFIELD, MA (FHA|USDA|VA) 8 $1,810,000 $226,250 $9,686 6.97%
CHEYENNE, WY (FHA|USDA|VA) 5 $1,705,000 $341,000 $4,276 6.43%
VALDOSTA, GA (FHA|USDA|VA) 7 $1,705,000 $243,571 $8,119 7.20%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 6 $1,690,000 $281,667 $10,500 6.94%
Clewiston, FL (FHA|USDA|VA) 7 $1,665,000 $237,857 $9,542 6.82%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 9 $1,655,000 $183,889 $5,249 7.08%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $1,635,000 $327,000 $11,286 6.98%
Ukiah, CA (FHA|USDA|VA) 4 $1,630,000 $407,500 $16,173 6.16%
DECATUR, AL (FHA|USDA|VA) 8 $1,620,000 $202,500 $9,822 7.69%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 8 $1,580,000 $197,500 $9,910 7.36%
RACINE, WI (FHA|USDA|VA) 7 $1,575,000 $225,000 $9,173 6.82%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 7 $1,565,000 $223,571 $7,531 7.09%
Heber, UT (FHA|USDA|VA) 2 $1,550,000 $775,000 $799 6.63%
LONGVIEW, TX (FHA|USDA|VA) 7 $1,545,000 $220,714 $10,451 7.04%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $1,510,000 $251,667 $14,640 7.21%
Centralia, WA (FHA|USDA|VA) 4 $1,500,000 $375,000 $13,066 6.50%
JACKSON, MI (FHA|USDA|VA) 7 $1,455,000 $207,857 $6,908 6.91%
SPRINGFIELD, MO (FHA|USDA|VA) 8 $1,440,000 $180,000 $11,480 6.78%
Shelby, NC (FHA|USDA|VA) 4 $1,440,000 $360,000 $4,802 6.88%
LAFAYETTE, LA (FHA|USDA|VA) 9 $1,425,000 $158,333 $8,109 6.99%
Palatka, FL (FHA|USDA|VA) 6 $1,410,000 $235,000 $10,788 6.94%
Jesup, GA (FHA|USDA|VA) 6 $1,400,000 $233,333 $9,447 7.17%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $1,390,000 $231,667 $8,793 6.94%
Traverse City, MI (FHA|USDA|VA) 4 $1,380,000 $345,000 $14,945 6.81%
SALISBURY, MD-DE (FHA|USDA|VA) 4 $1,380,000 $345,000 $12,248 7.34%
EL PASO, TX (FHA|USDA|VA) 7 $1,375,000 $196,429 $8,286 7.54%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 7 $1,365,000 $195,000 $10,700 7.18%
HAMMOND, LA (FHA|USDA|VA) 7 $1,355,000 $193,571 $8,604 7.04%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 5 $1,355,000 $271,000 $15,992 7.43%
Athens, TX (FHA|USDA|VA) 5 $1,355,000 $271,000 $10,402 6.78%
WILMINGTON, NC (FHA|USDA|VA) 5 $1,355,000 $271,000 $10,680 7.28%
EL CENTRO, CA (FHA|USDA|VA) 4 $1,350,000 $337,500 $12,852 6.91%
LaGrange, GA-AL (FHA|USDA|VA) 8 $1,340,000 $167,500 $7,689 7.23%
Show Low, AZ (FHA|USDA|VA) 4 $1,330,000 $332,500 $5,763 6.31%
CHICO, CA (FHA|USDA|VA) 5 $1,265,000 $253,000 $8,977 6.35%
Granbury, TX (FHA|USDA|VA) 6 $1,250,000 $208,333 $9,992 7.29%
Coffeyville, KS (FHA|USDA|VA) 11 $1,245,000 $113,182 $5,803 7.09%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $1,240,000 $310,000 $13,076 7.13%
Fallon, NV (FHA|USDA|VA) 4 $1,240,000 $310,000 $11,357 6.78%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 5 $1,225,000 $245,000 $10,777 6.80%
Huntsville, TX (FHA|USDA|VA) 4 $1,220,000 $305,000 $13,071 6.75%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $1,215,000 $243,000 $13,000 7.55%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,210,000 $302,500 $10,407 6.81%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 5 $1,205,000 $241,000 $10,009 6.48%
CANTON-MASSILLON, OH (FHA|USDA|VA) 7 $1,205,000 $172,143 $10,231 6.77%
MORRISTOWN, TN (FHA|USDA|VA) 7 $1,175,000 $167,857 $7,595 6.86%
DAYTON-KETTERING, OH (FHA|USDA|VA) 7 $1,135,000 $162,143 $9,819 7.25%
LANCASTER, PA (FHA|USDA|VA) 5 $1,125,000 $225,000 $10,867 6.60%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $1,115,000 $371,667 $14,491 7.42%
ANN ARBOR, MI (FHA|USDA|VA) 2 $1,100,000 $550,000 $21,704 7.25%
Boone, NC (FHA|USDA|VA) 3 $1,095,000 $365,000 $11,062 7.38%
Outside of Metro Areas 3 $1,075,000 $358,333 $16,815 6.75%
Ellensburg, WA (FHA|USDA|VA) 2 $1,060,000 $530,000 $19,293 7.63%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,060,000 $265,000 $12,557 7.06%
WARNER ROBINS, GA (FHA|USDA|VA) 5 $1,055,000 $211,000 $8,910 7.35%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $1,050,000 $262,500 $13,521 6.97%
LYNCHBURG, VA (FHA|USDA|VA) 4 $1,030,000 $257,500 $8,007 6.84%
Miami, OK (FHA|USDA|VA) 6 $1,030,000 $171,667 $7,087 7.46%
JOHNSON CITY, TN (FHA|USDA|VA) 6 $990,000 $165,000 $5,497 6.85%
Kalispell, MT (FHA|USDA|VA) 2 $980,000 $490,000 $15,644 8.44%
Concord, NH (FHA|USDA|VA) 2 $980,000 $490,000 $16,564 7.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $965,000 $193,000 $6,950 7.75%
Sonora, CA (FHA|USDA|VA) 4 $960,000 $240,000 $9,461 6.69%
GREELEY, CO (FHA|USDA|VA) 3 $935,000 $311,667 $15,184 7.50%
AKRON, OH (FHA|USDA|VA) 5 $935,000 $187,000 $7,977 7.45%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $930,000 $465,000 $12,347 7.75%
FLINT, MI (FHA|USDA|VA) 4 $930,000 $232,500 $11,173 6.41%
ROCHESTER, MN (FHA|USDA|VA) 3 $925,000 $308,333 $9,765 6.33%
Toccoa, GA (FHA|USDA|VA) 4 $890,000 $222,500 $10,144 7.09%
Winona, MN (FHA|USDA|VA) 3 $875,000 $291,667 $17,289 6.63%
HOT SPRINGS, AR (FHA|USDA|VA) 5 $875,000 $175,000 $8,319 7.45%
EAU CLAIRE, WI (FHA|USDA|VA) 4 $870,000 $217,500 $7,341 7.31%
Crossville, TN (FHA|USDA|VA) 4 $870,000 $217,500 $7,516 6.22%
LEWISTON, ID-WA (FHA|USDA|VA) 3 $855,000 $285,000 $13,178 6.87%
STAUNTON, VA (FHA|USDA|VA) 4 $840,000 $210,000 $9,322 7.03%
Oneonta, NY (FHA|USDA|VA) 4 $840,000 $210,000 $12,003 7.69%
Shelton, WA (FHA|USDA|VA) 2 $840,000 $420,000 $14,025 6.81%
Payson, AZ (FHA|USDA|VA) 3 $835,000 $278,333 $12,804 6.17%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $835,000 $278,333 $9,842 6.33%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $830,000 $415,000 $8,394 6.63%
Parsons, KS (FHA|USDA|VA) 8 $830,000 $103,750 $4,571 7.23%
Aberdeen, WA (FHA|USDA|VA) 2 $830,000 $415,000 $12,089 6.75%
HATTIESBURG, MS (FHA|USDA|VA) 3 $815,000 $271,667 $8,708 7.00%
Torrington, CT (FHA|USDA|VA) 3 $795,000 $265,000 $11,710 7.25%
Lebanon, NH-VT (FHA|USDA|VA) 2 $790,000 $395,000 $21,814 7.56%
Oak Harbor, WA (FHA|USDA|VA) 2 $790,000 $395,000 $8,081 6.88%
REDDING, CA (FHA|USDA|VA) 3 $785,000 $261,667 $10,373 7.29%
Elko, NV (FHA|USDA|VA) 2 $780,000 $390,000 $10,977 6.69%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $775,000 $258,333 $10,796 7.38%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $775,000 $775,000 $16,588 6.63%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $770,000 $385,000 $19,582 7.13%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $760,000 $380,000 $11,051 6.63%
Calhoun, GA (FHA|USDA|VA) 3 $755,000 $251,667 $10,744 7.50%
Mount Vernon, OH (FHA|USDA|VA) 3 $745,000 $248,333 $7,314 6.79%
Fairmont, WV (FHA|USDA|VA) 2 $740,000 $370,000 $9,721 6.94%
ROME, GA (FHA|USDA|VA) 4 $710,000 $177,500 $7,725 7.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 5 $705,000 $141,000 $7,371 7.38%
ROANOKE, VA (FHA|USDA|VA) 3 $705,000 $235,000 $16,417 6.08%
YUBA CITY, CA (FHA|USDA|VA) 2 $690,000 $345,000 $15,648 6.13%
ALBANY, GA (FHA|USDA|VA) 5 $675,000 $135,000 $7,847 8.12%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $670,000 $335,000 $10,047 6.88%
KINGSTON, NY (FHA|USDA|VA) 2 $670,000 $335,000 $14,202 7.44%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $660,000 $165,000 $3,725 6.78%
Wilson, NC (FHA|USDA|VA) 2 $660,000 $330,000 $8,193 6.94%
Athens, TN (FHA|USDA|VA) 3 $645,000 $215,000 $10,093 6.88%
Kerrville, TX (FHA|USDA|VA) 2 $640,000 $320,000 $7,782 8.19%
Cedartown, GA (FHA|USDA|VA) 2 $630,000 $315,000 $13,985 7.56%
BANGOR, ME (FHA|USDA|VA) 3 $625,000 $208,333 $9,261 7.04%
GREEN BAY, WI (FHA|USDA|VA) 3 $615,000 $205,000 $8,585 6.75%
Gainesville, TX (FHA|USDA|VA) 2 $610,000 $305,000 $6,944 7.44%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $610,000 $305,000 $16,169 7.56%
COLUMBIA, MO (FHA|USDA|VA) 3 $605,000 $201,667 $8,204 7.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $600,000 $150,000 $7,266 6.50%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $590,000 $295,000 $3,247 7.06%
GETTYSBURG, PA (FHA|USDA|VA) 1 $585,000 $585,000 $39,637 6.50%
CARSON CITY, NV (FHA|USDA|VA) 1 $585,000 $585,000 $15,559 6.38%
Russellville, AR (FHA|USDA|VA) 3 $585,000 $195,000 $7,142 6.42%
CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $575,000 $191,667 $8,160 7.71%
Hudson, NY (FHA|USDA|VA) 1 $575,000 $575,000 $20,939 8.63%
Amsterdam, NY (FHA|USDA|VA) 3 $575,000 $191,667 $11,766 7.21%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $570,000 $285,000 $10,670 6.62%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $565,000 $188,333 $8,950 7.00%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $560,000 $280,000 $12,365 6.94%
Orangeburg, SC (FHA|USDA|VA) 3 $555,000 $185,000 $8,830 7.75%
Seneca, SC (FHA|USDA|VA) 3 $555,000 $185,000 $7,270 6.88%
SAN ANGELO, TX (FHA|USDA|VA) 3 $555,000 $185,000 $9,666 7.63%
Lumberton, NC (FHA|USDA|VA) 2 $550,000 $275,000 $11,848 6.75%
Gloversville, NY (FHA|USDA|VA) 4 $550,000 $137,500 $12,268 8.31%
AMARILLO, TX (FHA|USDA|VA) 2 $550,000 $275,000 $14,982 7.50%
LEBANON, PA (FHA|USDA|VA) 2 $550,000 $275,000 $11,710 7.38%
SALINAS, CA (FHA|USDA|VA) 1 $545,000 $545,000 $5,335 8.63%
Warrensburg, MO (FHA|USDA|VA) 3 $535,000 $178,333 $10,893 6.54%
Richmond-Berea, KY (FHA|USDA|VA) 2 $530,000 $265,000 $11,311 5.94%
FARMINGTON, NM (FHA|USDA|VA) 2 $530,000 $265,000 $11,115 6.44%
Harrison, AR (FHA|USDA|VA) 2 $530,000 $265,000 $10,821 6.69%
LUBBOCK, TX (FHA|USDA|VA) 2 $530,000 $265,000 $8,751 6.75%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $525,000 $525,000 $16,422 7.38%
NAPA, CA (FHA|USDA|VA) 1 $525,000 $525,000 $12,488 5.63%
Union, SC (FHA|USDA|VA) 2 $520,000 $260,000 $4,776 7.88%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $520,000 $260,000 $5,994 7.38%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $520,000 $260,000 $12,836 5.69%
WHEELING, WV-OH (FHA|USDA|VA) 3 $515,000 $171,667 $7,907 7.21%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $510,000 $255,000 $14,368 6.31%
MONROE, LA (FHA|USDA|VA) 2 $510,000 $255,000 $14,374 6.81%
Roseburg, OR (FHA|USDA|VA) 2 $500,000 $250,000 $14,237 6.63%
GREENVILLE, NC (FHA|USDA|VA) 2 $500,000 $250,000 $11,958 6.75%
SAGINAW, MI (FHA|USDA|VA) 2 $500,000 $250,000 $7,651 7.63%
Ruidoso, NM (FHA|USDA|VA) 1 $495,000 $495,000 $6,291 5.63%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 3 $495,000 $165,000 $7,356 6.38%
Klamath Falls, OR (FHA|USDA|VA) 2 $490,000 $245,000 $13,989 6.81%
Middlesborough, KY (FHA|USDA|VA) 5 $485,000 $97,000 $4,433 7.75%
Gillette, WY (FHA|USDA|VA) 2 $480,000 $240,000 $12,114 7.69%
Breckenridge, CO (FHA|USDA|VA) 1 $475,000 $475,000 $6,492 10.13%
Corning, NY (FHA|USDA|VA) 3 $465,000 $155,000 $8,373 6.50%
Wilmington, OH (FHA|USDA|VA) 2 $460,000 $230,000 $10,966 6.88%
Vicksburg, MS (FHA|USDA|VA) 2 $460,000 $230,000 $11,801 8.31%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $455,000 $151,667 $8,077 6.96%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $455,000 $455,000 $24,172 7.25%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $455,000 $151,667 $8,164 7.38%
Fort Morgan, CO (FHA|USDA|VA) 1 $455,000 $455,000 $14,831 6.75%
Albertville, AL (FHA|USDA|VA) 2 $450,000 $225,000 $7,579 7.44%
Bluefield, WV-VA (FHA|USDA|VA) 1 $445,000 $445,000 $7,508 7.25%
APPLETON, WI (FHA|USDA|VA) 1 $445,000 $445,000 $6,926 7.38%
Keene, NH (FHA|USDA|VA) 1 $445,000 $445,000 $28,377 6.50%
BEND, OR (FHA|USDA|VA) 1 $445,000 $445,000 $24,953 7.25%
ST. CLOUD, MN (FHA|USDA|VA) 2 $440,000 $220,000 $7,099 7.06%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $440,000 $220,000 $8,479 6.69%
Milledgeville, GA (FHA|USDA|VA) 1 $435,000 $435,000 $16,466 7.13%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $435,000 $145,000 $6,837 7.38%
DOTHAN, AL (FHA|USDA|VA) 2 $430,000 $215,000 $9,902 7.38%
Okeechobee, FL (FHA|USDA|VA) 2 $430,000 $215,000 $12,638 7.13%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $430,000 $215,000 $12,765 6.19%
Fort Payne, AL (FHA|USDA|VA) 1 $425,000 $425,000 $10,045 7.00%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $420,000 $210,000 $9,054 6.19%
ERIE, PA (FHA|USDA|VA) 2 $410,000 $205,000 $14,290 7.19%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $410,000 $205,000 $12,602 7.06%
GLENS FALLS, NY (FHA|USDA|VA) 2 $410,000 $205,000 $13,393 6.38%
MIDLAND, MI (FHA|USDA|VA) 1 $405,000 $405,000 $15,353 6.63%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $400,000 $200,000 $10,354 7.94%
SUMTER, SC (FHA|USDA|VA) 2 $390,000 $195,000 $8,773 6.81%
MANSFIELD, OH (FHA|USDA|VA) 2 $390,000 $195,000 $14,729 6.13%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $385,000 $385,000 $13,033 6.75%
Red Wing, MN (FHA|USDA|VA) 2 $380,000 $190,000 $9,889 6.19%
Jasper, IN (FHA|USDA|VA) 2 $380,000 $190,000 $3,693 6.94%
McMinnville, TN (FHA|USDA|VA) 2 $380,000 $190,000 $4,260 5.94%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $380,000 $190,000 $8,307 7.19%
Cullowhee, NC (FHA|USDA|VA) 2 $370,000 $185,000 $6,947 7.63%
BILLINGS, MT (FHA|USDA|VA) 1 $365,000 $365,000 $15,577 7.75%
Gaffney, SC (FHA|USDA|VA) 2 $360,000 $180,000 $10,136 6.50%
Murray, KY (FHA|USDA|VA) 2 $360,000 $180,000 $11,157 7.31%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $355,000 $355,000 $9,486 6.25%
Del Rio, TX (FHA|USDA|VA) 1 $355,000 $355,000 $3,694 6.63%
Sterling, CO (FHA|USDA|VA) 1 $355,000 $355,000 $4,011 7.00%
Marion, IN (FHA|USDA|VA) 2 $350,000 $175,000 $7,100 7.13%
Martin, TN (FHA|USDA|VA) 2 $350,000 $175,000 $5,156 5.88%
LONGVIEW, WA (FHA|USDA|VA) 1 $345,000 $345,000 $27,737 5.75%
Oskaloosa, IA (FHA|USDA|VA) 1 $345,000 $345,000 $18,967 7.50%
Burley, ID (FHA|USDA|VA) 1 $345,000 $345,000 $26,635 7.25%
Jasper, AL (FHA|USDA|VA) 1 $345,000 $345,000 $18,328 6.88%
Mount Airy, NC (FHA|USDA|VA) 2 $340,000 $170,000 $7,282 6.49%
Bartlesville, OK (FHA|USDA|VA) 2 $340,000 $170,000 $9,449 7.13%
Scottsboro, AL (FHA|USDA|VA) 2 $340,000 $170,000 $5,524 7.00%
FARGO, ND-MN (FHA|USDA|VA) 1 $335,000 $335,000 $17,489 7.50%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $325,000 $108,333 $5,196 7.58%
Spirit Lake, IA (FHA|USDA|VA) 1 $325,000 $325,000 $14,449 7.75%
DULUTH, MN-WI (FHA|USDA|VA) 1 $325,000 $325,000 $15,704 7.25%
Roswell, NM (FHA|USDA|VA) 1 $325,000 $325,000 $13,431 8.25%
WALLA WALLA, WA (FHA|USDA|VA) 1 $325,000 $325,000 $23,803 5.63%
Olean, NY (FHA|USDA|VA) 2 $320,000 $160,000 $6,449 6.94%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $320,000 $160,000 $8,196 7.38%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $320,000 $160,000 $4,477 6.63%
Brenham, TX (FHA|USDA|VA) 1 $315,000 $315,000 $11,362 6.75%
Winnemucca, NV (FHA|USDA|VA) 1 $315,000 $315,000 $16,574 7.25%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $310,000 $155,000 $9,710 5.63%
JOPLIN, MO (FHA|USDA|VA) 2 $310,000 $155,000 $9,516 7.00%
Arcadia, FL (FHA|USDA|VA) 1 $305,000 $305,000 $5,921 6.13%
Stephenville, TX (FHA|USDA|VA) 1 $305,000 $305,000 $21,885 6.25%
RAPID CITY, SD (FHA|USDA|VA) 1 $305,000 $305,000 $8,571 6.63%
Martinsville, VA (FHA|USDA|VA) 2 $300,000 $150,000 $9,105 7.63%
Escanaba, MI (FHA|USDA|VA) 2 $300,000 $150,000 $6,457 5.38%
Nogales, AZ (FHA|USDA|VA) 1 $295,000 $295,000 $16,555 7.75%
New Castle, PA (FHA|USDA|VA) 1 $295,000 $295,000 $11,897 7.00%
Riverton, WY (FHA|USDA|VA) 1 $295,000 $295,000 $14,196 8.25%
The Dalles, OR (FHA|USDA|VA) 1 $295,000 $295,000 $17,189 5.38%
Port Angeles, WA (FHA|USDA|VA) 1 $285,000 $285,000 $7,494 5.50%
Alamogordo, NM (FHA|USDA|VA) 1 $285,000 $285,000 $12,411 7.25%
St. Marys, GA (FHA|USDA|VA) 1 $285,000 $285,000 $2,255 6.38%
MORGANTOWN, WV (FHA|USDA|VA) 1 $285,000 $285,000 $12,688 6.13%
Chillicothe, OH (FHA|USDA|VA) 1 $285,000 $285,000 $15,304 6.25%
Montrose, CO (FHA|USDA|VA) 1 $285,000 $285,000 $16,661 8.25%
AMES, IA (FHA|USDA|VA) 1 $285,000 $285,000 $16,681 6.75%
Selma, AL (FHA|USDA|VA) 2 $280,000 $140,000 $5,864 7.19%
Big Rapids, MI (FHA|USDA|VA) 2 $280,000 $140,000 $6,582 7.63%
MISSOULA, MT (FHA|USDA|VA) 2 $280,000 $140,000 $8,344 7.25%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $280,000 $140,000 $8,757 7.31%
LAWRENCE, KS (FHA|USDA|VA) 1 $275,000 $275,000 $12,990 8.25%
LAREDO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $11,472 7.13%
Sedalia, MO (FHA|USDA|VA) 1 $265,000 $265,000 $16,374 6.75%
LOGAN, UT-ID (FHA|USDA|VA) 1 $265,000 $265,000 $13,874 7.63%
Durant, OK (FHA|USDA|VA) 1 $265,000 $265,000 $12,058 8.00%
CaƱon City, CO (FHA|USDA|VA) 1 $265,000 $265,000 $11,226 6.75%
Stillwater, OK (FHA|USDA|VA) 1 $265,000 $265,000 $2,676 7.75%
Crawfordsville, IN (FHA|USDA|VA) 1 $265,000 $265,000 $10,909 6.75%
Emporia, KS (FHA|USDA|VA) 1 $265,000 $265,000 $7,937 8.25%
Clarksburg, WV (FHA|USDA|VA) 1 $265,000 $265,000 $9,767 6.75%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $255,000 $255,000 $15,979 6.63%
ITHACA, NY (FHA|USDA|VA) 1 $255,000 $255,000 $15,471 6.63%
Garden City, KS (FHA|USDA|VA) 1 $255,000 $255,000 $8,821 7.25%
Owatonna, MN (FHA|USDA|VA) 1 $245,000 $245,000 $6,149 6.75%
TOPEKA, KS (FHA|USDA|VA) 1 $245,000 $245,000 $11,025 7.13%
Thomasville, GA (FHA|USDA|VA) 1 $245,000 $245,000 $6,652 6.38%
Statesboro, GA (FHA|USDA|VA) 1 $245,000 $245,000 $7,639 7.13%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $245,000 $245,000 $11,427 7.38%
Waycross, GA (FHA|USDA|VA) 2 $240,000 $120,000 $5,464 6.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $235,000 $235,000 $12,958 7.25%
Zanesville, OH (FHA|USDA|VA) 1 $235,000 $235,000 $10,393 7.50%
WACO, TX (FHA|USDA|VA) 1 $235,000 $235,000 $11,473 7.13%
ANCHORAGE, AK (FHA|USDA|VA) 1 $235,000 $235,000 $13,157 7.63%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $230,000 $115,000 $5,736 7.38%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $225,000 $225,000 $14,563 6.63%
Natchez, MS-LA (FHA|USDA|VA) 1 $225,000 $225,000 $4,430 7.00%
Mineral Wells, TX (FHA|USDA|VA) 1 $225,000 $225,000 $13,270 5.75%
FOND DU LAC, WI (FHA|USDA|VA) 1 $225,000 $225,000 $13,422 7.63%
Salem, OH (FHA|USDA|VA) 1 $225,000 $225,000 $13,634 6.75%
Dumas, TX (FHA|USDA|VA) 1 $215,000 $215,000 $12,171 7.25%
Mountain Home, ID (FHA|USDA|VA) 1 $215,000 $215,000 $9,696 5.63%
MIDLAND, TX (FHA|USDA|VA) 1 $215,000 $215,000 $15,146 7.25%
Enterprise, AL (FHA|USDA|VA) 1 $215,000 $215,000 $6,481 6.63%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $215,000 $215,000 $4,854 8.13%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.50%
ODESSA, TX (FHA|USDA|VA) 1 $215,000 $215,000 $11,367 7.50%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $215,000 $215,000 $11,826 6.75%
Ardmore, OK (FHA|USDA|VA) 1 $215,000 $215,000 $11,394 6.25%
Greeneville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $7,288 6.88%
Somerset, KY (FHA|USDA|VA) 1 $215,000 $215,000 $7,772 6.63%
Indiana, PA (FHA|USDA|VA) 1 $215,000 $215,000 $10,064 6.63%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $210,000 $105,000 $7,344 6.75%
BURLINGTON, NC (FHA|USDA|VA) 1 $205,000 $205,000 $8,937 7.63%
CLEVELAND, TN (FHA|USDA|VA) 1 $205,000 $205,000 $5,807 7.00%
Susanville, CA (FHA|USDA|VA) 1 $205,000 $205,000 $8,581 8.25%
GOLDSBORO, NC (FHA|USDA|VA) 1 $205,000 $205,000 $11,752 5.50%
Logansport, IN (FHA|USDA|VA) 1 $205,000 $205,000 $11,377 7.13%
Muskogee, OK (FHA|USDA|VA) 2 $200,000 $100,000 $3,722 7.75%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $195,000 $195,000 $11,143 8.25%
Union City, TN (FHA|USDA|VA) 1 $195,000 $195,000 $11,395 5.63%
Paragould, AR (FHA|USDA|VA) 1 $195,000 $195,000 $11,288 7.50%
OWENSBORO, KY (FHA|USDA|VA) 1 $195,000 $195,000 $6,302 6.25%
Batesville, AR (FHA|USDA|VA) 1 $195,000 $195,000 $10,927 8.13%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $195,000 $195,000 $11,490 7.25%
Madisonville, KY (FHA|USDA|VA) 1 $195,000 $195,000 $5,821 6.00%
Searcy, AR (FHA|USDA|VA) 1 $195,000 $195,000 $12,353 6.25%
Lock Haven, PA (FHA|USDA|VA) 1 $195,000 $195,000 $8,737 6.25%
Lewisburg, TN (FHA|USDA|VA) 1 $195,000 $195,000 $12,837 7.13%
Elk City, OK (FHA|USDA|VA) 1 $195,000 $195,000 $7,898 7.13%
Salina, KS (FHA|USDA|VA) 2 $190,000 $95,000 $4,613 7.19%
GREAT FALLS, MT (FHA|USDA|VA) 1 $185,000 $185,000 $9,191 6.75%
IOWA CITY, IA (FHA|USDA|VA) 1 $185,000 $185,000 $11,038 6.25%
Forest City, NC (FHA|USDA|VA) 1 $185,000 $185,000 $10,633 7.75%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $185,000 $185,000 $9,961 6.75%
Sanford, NC (FHA|USDA|VA) 1 $185,000 $185,000 $13,463 6.00%
Albemarle, NC (FHA|USDA|VA) 1 $185,000 $185,000 $8,541 6.63%
Grand Rapids, MN (FHA|USDA|VA) 1 $185,000 $185,000 $11,696 7.50%
London, KY (FHA|USDA|VA) 1 $175,000 $175,000 $8,599 7.63%
PITTSFIELD, MA (FHA|USDA|VA) 1 $175,000 $175,000 $7,000 6.38%
Fremont, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,714 6.88%
Duncan, OK (FHA|USDA|VA) 1 $175,000 $175,000 $5,790 7.13%
Natchitoches, LA (FHA|USDA|VA) 1 $175,000 $175,000 $11,382 7.25%
Vidalia, GA (FHA|USDA|VA) 1 $175,000 $175,000 $12,353 7.00%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $175,000 $175,000 $3,018 7.50%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $175,000 $175,000 $11,199 6.63%
Frankfort, IN (FHA|USDA|VA) 1 $165,000 $165,000 $4,968 7.13%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $165,000 $165,000 $7,831 6.63%
Sandpoint, ID (FHA|USDA|VA) 1 $165,000 $165,000 $0 9.00%
Othello, WA (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.88%
Lewistown, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,992 6.13%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $165,000 $165,000 $10,511 7.50%
Marion, NC (FHA|USDA|VA) 1 $165,000 $165,000 $7,640 6.13%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $165,000 $165,000 $11,948 7.13%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $165,000 $165,000 $9,990 7.38%
GADSDEN, AL (FHA|USDA|VA) 1 $165,000 $165,000 $3,387 7.13%
Safford, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $4,842 6.63%
Plainview, TX (FHA|USDA|VA) 1 $155,000 $155,000 $7,268 7.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $155,000 $155,000 $10,380 5.63%
Coshocton, OH (FHA|USDA|VA) 1 $155,000 $155,000 $9,942 6.25%
Ashtabula, OH (FHA|USDA|VA) 1 $155,000 $155,000 $11,045 6.75%
Woodward, OK (FHA|USDA|VA) 1 $155,000 $155,000 $7,224 6.63%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $145,000 $145,000 $10,467 8.13%
Sunbury, PA (FHA|USDA|VA) 1 $145,000 $145,000 $5,996 6.88%
Cordele, GA (FHA|USDA|VA) 1 $145,000 $145,000 $2,842 7.13%
Mountain Home, AR (FHA|USDA|VA) 1 $145,000 $145,000 $7,965 6.13%
Norwalk, OH (FHA|USDA|VA) 1 $145,000 $145,000 $9,827 6.88%
BECKLEY, WV (FHA|USDA|VA) 2 $140,000 $70,000 $4,944 7.81%
Picayune, MS (FHA|USDA|VA) 1 $135,000 $135,000 $3,670 7.25%
Rockingham, NC (FHA|USDA|VA) 1 $135,000 $135,000 $7,616 6.75%
Summerville, GA (FHA|USDA|VA) 1 $135,000 $135,000 $7,366 7.63%
Celina, OH (FHA|USDA|VA) 1 $135,000 $135,000 $7,621 6.50%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $135,000 $135,000 $4,047 6.00%
Alexandria, MN (FHA|USDA|VA) 1 $135,000 $135,000 $8,703 7.75%
Moultrie, GA (FHA|USDA|VA) 1 $135,000 $135,000 $4,985 7.00%
Sandusky, OH (FHA|USDA|VA) 1 $135,000 $135,000 $9,502 7.25%
Spencer, IA (FHA|USDA|VA) 1 $125,000 $125,000 $8,920 6.88%
Mount Pleasant, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,497 7.38%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $125,000 $125,000 $7,626 7.63%
Elizabeth City, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.00%
Altus, OK (FHA|USDA|VA) 1 $125,000 $125,000 $2,730 7.13%
Danville, KY (FHA|USDA|VA) 1 $125,000 $125,000 $7,359 7.25%
Ottawa, IL (FHA|USDA|VA) 1 $125,000 $125,000 $5,673 7.25%
Manitowoc, WI (FHA|USDA|VA) 1 $125,000 $125,000 $2,475 5.75%
Quincy, IL-MO (FHA|USDA|VA) 1 $125,000 $125,000 $8,627 6.50%
Branson, MO (FHA|USDA|VA) 1 $115,000 $115,000 $4,407 7.25%
Dyersburg, TN (FHA|USDA|VA) 1 $115,000 $115,000 $8,981 5.25%
Oil City, PA (FHA|USDA|VA) 1 $105,000 $105,000 $7,725 7.63%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $105,000 $105,000 $4,884 6.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $105,000 $105,000 $3,515 6.38%
PEORIA, IL (FHA|USDA|VA) 1 $105,000 $105,000 $5,650 7.63%
KOKOMO, IN (FHA|USDA|VA) 1 $105,000 $105,000 $1,702 6.63%
Bogalusa, LA (FHA|USDA|VA) 1 $105,000 $105,000 $4,867 6.50%
Plattsburgh, NY (FHA|USDA|VA) 1 $105,000 $105,000 $6,012 7.38%
Danville, VA (FHA|USDA|VA) 1 $95,000 $95,000 $6,175 7.50%
Dublin, GA (FHA|USDA|VA) 1 $95,000 $95,000 $3,545 7.13%
Hutchinson, KS (FHA|USDA|VA) 1 $95,000 $95,000 $6,295 8.00%
Weatherford, OK (FHA|USDA|VA) 1 $95,000 $95,000 $6,662 7.25%
LAWTON, OK (FHA|USDA|VA) 1 $85,000 $85,000 $6,040 7.00%
Pella, IA (FHA|USDA|VA) 1 $75,000 $75,000 $4,650 7.13%
Norfolk, NE (FHA|USDA|VA) 1 $75,000 $75,000 $3,948 6.88%
West Point, MS (FHA|USDA|VA) 1 $75,000 $75,000 $7,866 6.63%
UTICA-ROME, NY (FHA|USDA|VA) 1 $75,000 $75,000 $5,071 7.50%
VICTORIA, TX (FHA|USDA|VA) 1 $65,000 $65,000 $6,827 6.13%
MUNCIE, IN (FHA|USDA|VA) 1 $55,000 $55,000 $4,822 8.13%
American Financial Network's top markets include New York, Riverside, Los Angeles, Washington, and Miami among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,270 $1,835,600,000 $348,311 $9,740 7.10%
    FHA 4,698 $1,465,790,000 $312,003 $14,891 6.88%
    VA 1,244 $515,010,000 $413,995 $10,734 6.53%
    USDA 136 $28,590,000 $210,221 $8,321 6.52%

    For 2023, American Financial Network's most frequently originated type of loan was Conventional, with 5,270 originations. Their 2nd most popular type was FHA, with 4,698 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 9,695 $3,336,805,000 $344,178 $11,852 6.92%
    Cash Out Refi 1,424 $424,880,000 $298,371 $13,703 7.05%
    Refi 229 $83,305,000 $363,777 $11,812 7.06%

    For 2023, American Financial Network's most frequently cited loan purpose was Home Purchase, with 9,695 originations. The 2nd most popular reason was Cash Out Refi, with 1,424 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 11,194 $3,790,120,000 $338,585 $12,071 6.94%
    15 Year 75 $19,655,000 $262,067 $7,758 6.15%
    30+ year 44 $25,530,000 $580,227 $19,823 8.45%
    20 Year 20 $5,560,000 $278,000 $10,368 6.49%
    Other 11 $3,495,000 $317,727 $16,550 7.08%
    10 Year 4 $630,000 $157,500 $7,475 6.50%

    For 2023, American Financial Network's most frequently cited loan duration was 30 Year, with 11,194 originations. The 2nd most popular length was 15 Year, with 75 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 5,596 $2,202,310,000 $393,551
    $3k-4k 1,140 $284,060,000 $249,175
    $2k-3k 1,105 $282,555,000 $255,706
    $4k-5k 1,083 $283,135,000 $261,436
    $<1k 1,045 $364,305,000 $348,617
    $1k-2k 904 $283,890,000 $314,038

    American Financial Network's average total fees were $12,071, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 5,596 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 5,081 $1,708,375,000 $336,228
    7-8% 4,186 $1,384,080,000 $330,645
    5-6% 1,296 $465,850,000 $359,452
    Over 8% 748 $273,770,000 $366,003
    4-5% 35 $12,055,000 $344,429
    3-4% 2 $860,000 $430,000

    During 2023, American Financial Network's average interest rate for loans was 6.94%, while their most frequently originated rate bucket for loans was 6-7%, with 5,081 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,582 $1,628,920,000 $291,817 $11,571 6.94%
    $100k-200k 2,396 $377,000,000 $157,346 $7,394 7.03%
    $400k-600k 2,143 $1,028,535,000 $479,951 $15,459 6.85%
    $600k-1MM 843 $601,105,000 $713,055 $18,914 6.84%
    $100,000 or less 251 $19,875,000 $79,183 $4,848 6.93%
    $1MM+ 133 $189,555,000 $1,425,226 $29,167 7.47%

    2023 saw American Financial Network place emphasis on $200k-400k loans with 5,582 originations, totaling $1,628,920,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,951 $1,101,125,000 $373,136 $13,513 6.88%
    $75k-100k 2,370 $694,670,000 $293,110 $11,701 6.83%
    $50k-75k 2,287 $501,625,000 $219,338 $9,455 6.77%
    $150k-250k 1,657 $797,455,000 $481,264 $14,488 6.90%
    $50k or less 1,350 $275,400,000 $204,000 $7,356 7.41%
    $250k+ 716 $464,030,000 $648,087 $15,658 7.31%

    American Financial Network lent most frequently to those with incomes in the $100k-150k range, with 2,951 originations. The second most popular income band? $75k-100k, with 2,370 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 1,979 $728,795,000 $368,264 $15,273 6.76%
    30-36% 1,181 $356,425,000 $301,799 $9,957 6.83%
    20-30% 799 $230,235,000 $288,154 $9,175 6.81%
    49% 740 $263,610,000 $356,230 $12,243 6.81%
    44% 535 $181,775,000 $339,766 $12,189 6.89%
    48% 512 $172,370,000 $336,660 $12,092 6.81%
    47% 496 $174,100,000 $351,008 $12,119 6.88%
    43% 473 $155,685,000 $329,144 $11,775 6.82%
    46% 469 $156,235,000 $333,124 $12,110 6.86%
    45% 415 $139,265,000 $335,578 $12,190 6.83%
    42% 398 $133,580,000 $335,628 $11,070 6.90%
    41% 380 $118,020,000 $310,579 $11,245 6.89%
    40% 377 $123,515,000 $327,626 $10,655 6.86%
    39% 362 $117,940,000 $325,801 $11,652 6.86%
    38% 312 $102,290,000 $327,853 $10,975 6.83%
    37% 306 $99,700,000 $325,817 $11,201 6.89%
    36% 253 $78,205,000 $309,111 $10,056 6.86%
    <20% 188 $61,750,000 $328,457 $9,968 7.05%
    >60% 92 $49,030,000 $532,935 $14,708 6.40%

    American Financial Network lent most frequently to those with DTI ratios of 50-60%, with 1,979 originations. The next most common DTI ratio? 30-36%, with 1,181 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,350 $2,445,810,000 $332,763 $11,535 6.92%
    Not provided 1,769 $636,245,000 $359,664 $12,929 6.92%
    Black 1,645 $529,585,000 $321,936 $13,472 7.02%
    Asian 500 $203,440,000 $406,880 $12,028 7.14%
    American Indian 64 $21,190,000 $331,094 $11,969 6.99%
    Native Hawaiian or Islander 20 $8,720,000 $436,000 $14,447 6.88%

    Approval Rates

    Total approvals of all applications
    90.35%

    American Financial Network has an average approval rate.

    Pick Rate

    Approvals leading to origination
    38.57%

    American Financial Network has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 11,348 $3,844,990,000 $338,825

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    11,348 $3,844,990,000 $338,825

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 277 $53,535,000 $193,267 $6,835 6.73%
    40-60% 775 $219,055,000 $282,652 $9,257 6.94%
    60-80% 2,570 $895,140,000 $348,304 $11,330 7.21%
    80-100% 7,362 $2,525,650,000 $343,066 $12,571 6.88%
    Over 100% 328 $144,510,000 $440,579 $15,986 6.50%
    Under 20% 36 $7,100,000 $197,222 $6,855 6.79%