Franklin American Mortgage Co Rates, Fees & Info

FRANKLIN, TN

LEI: 549300DT53TVM4JSTM24

Tax ID: 62-1532940

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Mortgage Data

Review & Overview

Franklin American Mortgage Co is a small mortgage company specializing in Home Purchase loans. Franklin American Mortgage Co has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Dallas, Houston, Philadelphia, and Washington among others. We have data for 533 markets. (Some data included below & more in-depth data is available with an active subscription.)

Franklin American Mortgage Co has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Franklin American Mortgage Co is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

14,129

Origination Dollar Volume (All Markets)

$2,980,195,000
Show all (173) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 638 $161,840,000 $253,668 $3,695 4.61%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 649 $161,445,000 $248,760 $5,403 4.47%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 500 $111,310,000 $222,620 $5,800 4.60%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 334 $80,940,000 $242,335 $5,671 4.59%
Outside of Metro Areas 492 $77,770,000 $158,069 $3,712 4.54%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 204 $68,530,000 $335,931 $5,560 4.40%
PITTSBURGH, PA (FHA|USDA|VA) 450 $67,070,000 $149,044 $4,924 4.45%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 157 $63,675,000 $405,573 $6,747 4.50%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 232 $55,480,000 $239,138 $4,198 4.53%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 220 $52,170,000 $237,136 $3,479 4.51%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 115 $44,665,000 $388,391 $6,568 4.66%
JACKSONVILLE, FL (FHA|USDA|VA) 199 $43,755,000 $219,874 $5,021 4.54%
KNOXVILLE, TN (FHA|USDA|VA) 218 $42,750,000 $196,101 $4,490 4.49%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 183 $37,325,000 $203,962 $4,710 4.58%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 140 $36,390,000 $259,929 $2,930 4.42%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 149 $35,165,000 $236,007 $4,311 4.69%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 192 $34,110,000 $177,656 $3,872 4.49%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 152 $32,850,000 $216,118 $4,707 4.53%
RICHMOND, VA (FHA|USDA|VA) 122 $31,580,000 $258,852 $4,229 4.51%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 181 $31,365,000 $173,287 $4,977 4.55%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 197 $30,595,000 $155,305 $3,833 4.58%
LANCASTER, PA (FHA|USDA|VA) 142 $29,310,000 $206,408 $4,694 4.60%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 155 $28,975,000 $186,935 $3,029 4.48%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 130 $28,660,000 $220,462 $5,287 4.61%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 147 $28,315,000 $192,619 $4,415 4.69%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 169 $27,685,000 $163,817 $3,202 4.59%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 140 $27,310,000 $195,071 $5,102 4.55%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 111 $26,875,000 $242,117 $5,625 4.61%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 77 $26,775,000 $347,727 $5,141 4.53%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 139 $26,645,000 $191,691 $3,561 4.59%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 146 $25,620,000 $175,479 $4,156 4.55%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 87 $25,255,000 $290,287 $5,773 4.52%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 125 $24,625,000 $197,000 $5,234 4.40%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 90 $23,870,000 $265,222 $5,758 4.54%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 52 $23,470,000 $451,346 $6,228 4.64%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 105 $23,155,000 $220,524 $4,124 4.51%
RALEIGH-CARY, NC (FHA|USDA|VA) 90 $22,900,000 $254,444 $3,883 4.45%
JACKSONVILLE, NC (FHA|USDA|VA) 142 $22,760,000 $160,282 $5,037 4.39%
ASHEVILLE, NC (FHA|USDA|VA) 84 $22,100,000 $263,095 $4,054 4.50%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 122 $21,960,000 $180,000 $4,606 4.73%
KANSAS CITY, MO-KS (FHA|USDA|VA) 116 $21,350,000 $184,052 $3,754 4.56%
HUNTSVILLE, AL (FHA|USDA|VA) 101 $21,155,000 $209,455 $3,538 4.45%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 91 $21,055,000 $231,374 $5,376 4.61%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 92 $20,860,000 $226,739 $4,790 4.52%
LYNCHBURG, VA (FHA|USDA|VA) 103 $20,015,000 $194,320 $3,088 4.45%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 58 $19,710,000 $339,828 $4,717 4.61%
ST. LOUIS, MO-IL (FHA|USDA|VA) 99 $18,925,000 $191,162 $3,088 4.55%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 120 $18,500,000 $154,167 $3,290 4.49%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 83 $18,245,000 $219,819 $4,705 4.48%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 78 $18,100,000 $232,051 $6,629 4.39%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 86 $17,810,000 $207,093 $4,977 4.50%
BOWLING GREEN, KY (FHA|USDA|VA) 89 $17,765,000 $199,607 $3,018 4.43%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 57 $17,595,000 $308,684 $5,633 4.52%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 92 $17,300,000 $188,043 $3,836 4.42%
BATON ROUGE, LA (FHA|USDA|VA) 81 $16,825,000 $207,716 $4,565 4.72%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 59 $16,775,000 $284,322 $4,199 4.63%
SPRINGFIELD, MO (FHA|USDA|VA) 110 $16,510,000 $150,091 $3,585 4.67%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 87 $16,485,000 $189,483 $4,240 4.63%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 87 $16,185,000 $186,034 $3,954 4.55%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 48 $15,230,000 $317,292 $4,918 4.49%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 69 $14,825,000 $214,855 $2,568 4.51%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 79 $14,715,000 $186,266 $3,653 4.59%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 56 $14,460,000 $258,214 $5,603 4.38%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 82 $14,360,000 $175,122 $4,409 4.71%
LOUISVILLE, KY (FHA|USDA|VA) 76 $14,290,000 $188,026 $3,267 4.58%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 51 $13,785,000 $270,294 $5,663 4.36%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 58 $13,250,000 $228,448 $4,351 4.59%
COLORADO SPRINGS, CO (FHA|USDA|VA) 47 $12,625,000 $268,617 $6,137 4.41%
COLUMBUS, OH (FHA|USDA|VA) 70 $12,320,000 $176,000 $3,980 4.57%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 41 $11,935,000 $291,098 $4,868 4.58%
TULSA, OK (FHA|USDA|VA) 59 $11,365,000 $192,627 $4,382 4.70%
LAKE CHARLES, LA (FHA|USDA|VA) 58 $11,260,000 $194,138 $3,531 4.43%
MORRISTOWN, TN (FHA|USDA|VA) 73 $11,115,000 $152,260 $4,130 4.47%
SALT LAKE CITY, UT (FHA|USDA|VA) 40 $10,960,000 $274,000 $5,186 4.40%
PORT ST. LUCIE, FL (FHA|USDA|VA) 54 $10,830,000 $200,556 $4,575 4.67%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 68 $10,440,000 $153,529 $4,101 4.68%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 56 $10,070,000 $179,821 $4,234 4.48%
ROANOKE, VA (FHA|USDA|VA) 51 $9,995,000 $195,980 $4,015 4.40%
TOLEDO, OH (FHA|USDA|VA) 73 $9,835,000 $134,726 $4,264 4.60%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 40 $9,450,000 $236,250 $4,139 4.57%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 48 $9,170,000 $191,042 $3,642 4.15%
LINCOLN, NE (FHA|USDA|VA) 35 $8,975,000 $256,429 $2,885 4.46%
WORCESTER, MA-CT (FHA|USDA|VA) 37 $8,955,000 $242,027 $5,265 4.46%
JOHNSON CITY, TN (FHA|USDA|VA) 63 $8,915,000 $141,508 $3,920 4.62%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 35 $8,735,000 $249,571 $5,270 4.47%
EL PASO, TX (FHA|USDA|VA) 63 $8,515,000 $135,159 $5,480 4.61%
HOT SPRINGS, AR (FHA|USDA|VA) 47 $8,345,000 $177,553 $4,148 4.43%
JACKSON, TN (FHA|USDA|VA) 54 $7,980,000 $147,778 $4,271 4.56%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 35 $7,965,000 $227,571 $4,208 4.47%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 18 $7,750,000 $430,556 $3,533 4.84%
READING, PA (FHA|USDA|VA) 42 $7,600,000 $180,952 $4,844 4.59%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 28 $7,290,000 $260,357 $4,741 4.55%
JONESBORO, AR (FHA|USDA|VA) 45 $7,115,000 $158,111 $3,950 4.64%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 21 $7,105,000 $338,333 $4,895 4.46%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 32 $7,100,000 $221,875 $5,177 4.46%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 36 $6,950,000 $193,056 $4,555 4.33%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 52 $6,860,000 $131,923 $3,940 4.55%
YORK-HANOVER, PA (FHA|USDA|VA) 35 $6,755,000 $193,000 $5,556 4.45%
LAFAYETTE, LA (FHA|USDA|VA) 36 $6,750,000 $187,500 $4,070 4.70%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 28 $6,460,000 $230,714 $4,375 4.41%
CUMBERLAND, MD-WV (FHA|USDA|VA) 51 $6,395,000 $125,392 $3,682 4.39%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 33 $6,085,000 $184,394 $2,669 4.61%
Sevierville, TN (FHA|USDA|VA) 34 $5,780,000 $170,000 $3,862 4.53%
ST. CLOUD, MN (FHA|USDA|VA) 37 $5,755,000 $155,541 $3,173 4.48%
STATE COLLEGE, PA (FHA|USDA|VA) 24 $5,740,000 $239,167 $4,886 4.37%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 26 $5,660,000 $217,692 $5,539 4.61%
Kerrville, TX (FHA|USDA|VA) 25 $5,455,000 $218,200 $5,296 4.29%
CEDAR RAPIDS, IA (FHA|USDA|VA) 37 $5,415,000 $146,351 $1,998 4.11%
ERIE, PA (FHA|USDA|VA) 34 $5,130,000 $150,882 $5,625 4.40%
BISMARCK, ND (FHA|USDA|VA) 21 $5,075,000 $241,667 $6,265 4.23%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 27 $5,055,000 $187,222 $4,287 4.81%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 25 $5,055,000 $202,200 $4,516 4.57%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 15 $5,045,000 $336,333 $5,296 4.38%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 18 $4,960,000 $275,556 $4,982 4.47%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 26 $4,750,000 $182,692 $3,775 4.47%
ODESSA, TX (FHA|USDA|VA) 24 $4,570,000 $190,417 $6,944 4.70%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 19 $4,375,000 $230,263 $4,042 4.61%
MONROE, LA (FHA|USDA|VA) 22 $4,320,000 $196,364 $4,134 4.69%
OKLAHOMA CITY, OK (FHA|USDA|VA) 28 $4,300,000 $153,571 $4,460 4.72%
LUBBOCK, TX (FHA|USDA|VA) 24 $4,230,000 $176,250 $5,703 4.49%
Alexander City, AL (FHA|USDA|VA) 26 $4,210,000 $161,923 $3,557 4.73%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 40 $4,180,000 $104,500 $3,325 4.49%
LAWRENCE, KS (FHA|USDA|VA) 21 $4,065,000 $193,571 $3,688 4.36%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 21 $3,885,000 $185,000 $3,942 4.53%
Torrington, CT (FHA|USDA|VA) 20 $3,650,000 $182,500 $4,412 4.68%
HARRISONBURG, VA (FHA|USDA|VA) 16 $3,640,000 $227,500 $3,059 4.45%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 15 $3,485,000 $232,333 $3,266 4.51%
El Campo, TX (FHA|USDA|VA) 15 $3,365,000 $224,333 $4,748 4.64%
AKRON, OH (FHA|USDA|VA) 17 $3,315,000 $195,000 $4,895 4.45%
TOPEKA, KS (FHA|USDA|VA) 25 $3,295,000 $131,800 $3,392 4.54%
HINESVILLE, GA (FHA|USDA|VA) 18 $3,250,000 $180,556 $4,796 4.35%
PEORIA, IL (FHA|USDA|VA) 27 $3,195,000 $118,333 $3,733 4.45%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 24 $3,180,000 $132,500 $4,262 4.59%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 12 $3,170,000 $264,167 $4,824 4.21%
SPARTANBURG, SC (FHA|USDA|VA) 20 $3,150,000 $157,500 $5,059 4.74%
ROCHESTER, MN (FHA|USDA|VA) 19 $3,025,000 $159,211 $4,407 4.30%
TUCSON, AZ (FHA|USDA|VA) 12 $2,900,000 $241,667 $4,490 4.58%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 19 $2,805,000 $147,632 $3,726 4.70%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 20 $2,780,000 $139,000 $3,681 4.60%
Paris, TX (FHA|USDA|VA) 20 $2,780,000 $139,000 $4,168 4.68%
LONGVIEW, TX (FHA|USDA|VA) 16 $2,770,000 $173,125 $4,911 4.73%
TUSCALOOSA, AL (FHA|USDA|VA) 15 $2,765,000 $184,333 $3,827 4.51%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 15 $2,765,000 $184,333 $3,286 4.80%
LEBANON, PA (FHA|USDA|VA) 14 $2,690,000 $192,143 $5,490 4.45%
PROVO-OREM, UT (FHA|USDA|VA) 11 $2,675,000 $243,182 $4,758 4.48%
VALLEJO, CA (FHA|USDA|VA) 8 $2,620,000 $327,500 $4,051 4.45%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 10 $2,560,000 $256,000 $4,188 4.60%
STOCKTON, CA (FHA|USDA|VA) 10 $2,560,000 $256,000 $3,560 4.85%
PUNTA GORDA, FL (FHA|USDA|VA) 16 $2,520,000 $157,500 $4,961 4.67%
PINE BLUFF, AR (FHA|USDA|VA) 16 $2,510,000 $156,875 $4,829 4.35%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 10 $2,510,000 $251,000 $3,716 4.40%
Jennings, LA (FHA|USDA|VA) 12 $2,470,000 $205,833 $3,266 4.42%
FAYETTEVILLE, NC (FHA|USDA|VA) 14 $2,430,000 $173,571 $4,702 4.17%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $2,365,000 $337,857 $7,354 4.46%
Bardstown, KY (FHA|USDA|VA) 12 $2,350,000 $195,833 $3,548 4.61%
JOPLIN, MO (FHA|USDA|VA) 20 $2,340,000 $117,000 $2,834 4.69%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 16 $2,320,000 $145,000 $3,794 4.55%
Greeneville, TN (FHA|USDA|VA) 18 $2,290,000 $127,222 $3,608 4.65%
Paragould, AR (FHA|USDA|VA) 18 $2,270,000 $126,111 $3,492 4.31%
Key West, FL (FHA|USDA|VA) 5 $2,245,000 $449,000 $8,809 4.68%
WILMINGTON, NC (FHA|USDA|VA) 10 $2,220,000 $222,000 $6,053 4.36%
BOULDER, CO (FHA|USDA|VA) 7 $2,155,000 $307,857 $2,670 4.27%
WENATCHEE, WA (FHA|USDA|VA) 6 $2,150,000 $358,333 $6,361 4.71%
SIOUX FALLS, SD (FHA|USDA|VA) 12 $2,140,000 $178,333 $3,246 4.43%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 12 $2,120,000 $176,667 $4,801 3.89%
DALTON, GA (FHA|USDA|VA) 12 $2,110,000 $175,833 $4,920 4.41%
Newport, TN (FHA|USDA|VA) 12 $2,100,000 $175,000 $5,191 4.36%
Huntsville, TX (FHA|USDA|VA) 8 $2,070,000 $258,750 $4,671 4.45%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 12 $2,020,000 $168,333 $4,250 4.75%
FLINT, MI (FHA|USDA|VA) 15 $2,005,000 $133,667 $3,104 4.83%
GAINESVILLE, GA (FHA|USDA|VA) 9 $1,985,000 $220,556 $3,990 4.61%
EAU CLAIRE, WI (FHA|USDA|VA) 11 $1,935,000 $175,909 $3,949 4.42%
New Castle, PA (FHA|USDA|VA) 14 $1,930,000 $137,857 $3,664 4.52%
GREELEY, CO (FHA|USDA|VA) 8 $1,890,000 $236,250 $3,032 4.44%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 10 $1,890,000 $189,000 $2,811 4.24%
Meridian, MS (FHA|USDA|VA) 12 $1,890,000 $157,500 $3,168 4.27%
MONROE, MI (FHA|USDA|VA) 11 $1,885,000 $171,364 $4,080 4.52%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 14 $1,880,000 $134,286 $3,281 4.56%
MODESTO, CA (FHA|USDA|VA) 9 $1,845,000 $205,000 $3,134 4.38%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 10 $1,820,000 $182,000 $3,627 4.60%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 13 $1,765,000 $135,769 $2,864 4.77%
ALTOONA, PA (FHA|USDA|VA) 16 $1,730,000 $108,125 $4,323 4.70%
SHERMAN-DENISON, TX (FHA|USDA|VA) 7 $1,725,000 $246,429 $7,005 4.73%
BEND, OR (FHA|USDA|VA) 6 $1,700,000 $283,333 $6,030 4.48%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 12 $1,690,000 $140,833 $4,701 4.06%
NEW BERN, NC (FHA|USDA|VA) 10 $1,680,000 $168,000 $4,309 4.46%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $1,625,000 $232,143 $4,256 4.20%
BELLINGHAM, WA (FHA|USDA|VA) 7 $1,605,000 $229,286 $4,441 4.77%
Cookeville, TN (FHA|USDA|VA) 10 $1,590,000 $159,000 $3,242 4.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 8 $1,560,000 $195,000 $4,152 4.59%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 14 $1,560,000 $111,429 $4,372 4.52%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 12 $1,560,000 $130,000 $2,832 4.79%
BAKERSFIELD, CA (FHA|USDA|VA) 8 $1,560,000 $195,000 $4,820 4.56%
CHICO, CA (FHA|USDA|VA) 5 $1,535,000 $307,000 $5,133 4.75%
ST. GEORGE, UT (FHA|USDA|VA) 7 $1,515,000 $216,429 $6,036 4.29%
DeRidder, LA (FHA|USDA|VA) 7 $1,475,000 $210,714 $4,484 4.30%
CLEVELAND, TN (FHA|USDA|VA) 10 $1,430,000 $143,000 $5,132 4.64%
MOBILE, AL (FHA|USDA|VA) 8 $1,420,000 $177,500 $4,270 4.66%
MIDLAND, TX (FHA|USDA|VA) 6 $1,390,000 $231,667 $6,258 4.81%
Pottsville, PA (FHA|USDA|VA) 8 $1,370,000 $171,250 $4,629 4.70%
LAREDO, TX (FHA|USDA|VA) 5 $1,325,000 $265,000 $6,377 4.90%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $1,320,000 $330,000 $6,849 3.94%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 6 $1,320,000 $220,000 $3,823 4.67%
Calhoun, GA (FHA|USDA|VA) 7 $1,305,000 $186,429 $4,478 4.32%
Milledgeville, GA (FHA|USDA|VA) 7 $1,295,000 $185,000 $4,729 4.46%
Clovis, NM (FHA|USDA|VA) 13 $1,265,000 $97,308 $3,270 4.63%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $1,260,000 $315,000 $7,006 4.56%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $1,255,000 $251,000 $4,545 4.60%
Opelousas, LA (FHA|USDA|VA) 6 $1,240,000 $206,667 $3,273 4.48%
COLUMBIA, SC (FHA|USDA|VA) 8 $1,240,000 $155,000 $4,145 4.70%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $1,220,000 $203,333 $4,278 4.31%
Sunbury, PA (FHA|USDA|VA) 6 $1,200,000 $200,000 $4,679 4.33%
MONTGOMERY, AL (FHA|USDA|VA) 9 $1,185,000 $131,667 $3,671 4.71%
MADISON, WI (FHA|USDA|VA) 5 $1,165,000 $233,000 $3,948 4.55%
Lewisburg, PA (FHA|USDA|VA) 7 $1,145,000 $163,571 $4,859 4.52%
TYLER, TX (FHA|USDA|VA) 5 $1,145,000 $229,000 $6,404 4.33%
WILLIAMSPORT, PA (FHA|USDA|VA) 6 $1,140,000 $190,000 $4,495 4.39%
Talladega-Sylacauga, AL (FHA|USDA|VA) 7 $1,135,000 $162,143 $3,783 4.43%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 6 $1,110,000 $185,000 $4,102 4.67%
Lewisburg, TN (FHA|USDA|VA) 8 $1,100,000 $137,500 $3,681 4.31%
DAYTON-KETTERING, OH (FHA|USDA|VA) 8 $1,040,000 $130,000 $3,671 4.73%
Branson, MO (FHA|USDA|VA) 6 $1,040,000 $173,333 $3,279 4.42%
WINCHESTER, VA-WV (FHA|USDA|VA) 5 $1,035,000 $207,000 $4,695 4.70%
DECATUR, AL (FHA|USDA|VA) 7 $995,000 $142,143 $4,352 4.43%
Cullman, AL (FHA|USDA|VA) 5 $975,000 $195,000 $3,075 4.50%
SPRINGFIELD, MA (FHA|USDA|VA) 5 $965,000 $193,000 $3,358 4.93%
SAVANNAH, GA (FHA|USDA|VA) 5 $965,000 $193,000 $3,124 4.45%
Morehead City, NC (FHA|USDA|VA) 4 $960,000 $240,000 $5,491 4.63%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 4 $940,000 $235,000 $3,958 4.47%
Oak Harbor, WA (FHA|USDA|VA) 3 $935,000 $311,667 $5,930 4.79%
Brenham, TX (FHA|USDA|VA) 5 $905,000 $181,000 $5,226 4.30%
SALEM, OR (FHA|USDA|VA) 4 $900,000 $225,000 $7,107 4.06%
Minden, LA (FHA|USDA|VA) 5 $895,000 $179,000 $3,255 4.48%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $885,000 $295,000 $3,171 4.50%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $880,000 $440,000 $5,553 4.31%
FARGO, ND-MN (FHA|USDA|VA) 3 $875,000 $291,667 $7,171 4.71%
SALINAS, CA (FHA|USDA|VA) 3 $875,000 $291,667 $4,651 4.33%
Shelton, WA (FHA|USDA|VA) 4 $870,000 $217,500 $5,706 4.59%
OWENSBORO, KY (FHA|USDA|VA) 4 $860,000 $215,000 $5,560 4.50%
Selinsgrove, PA (FHA|USDA|VA) 4 $860,000 $215,000 $5,883 4.63%
Natchez, MS-LA (FHA|USDA|VA) 6 $830,000 $138,333 $4,004 4.46%
Richmond-Berea, KY (FHA|USDA|VA) 5 $825,000 $165,000 $2,831 4.48%
WACO, TX (FHA|USDA|VA) 4 $810,000 $202,500 $4,418 4.25%
Chillicothe, OH (FHA|USDA|VA) 8 $800,000 $100,000 $3,608 4.55%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $780,000 $390,000 $3,530 4.56%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $765,000 $153,000 $3,636 4.23%
Harrison, AR (FHA|USDA|VA) 5 $765,000 $153,000 $2,444 4.30%
Ardmore, OK (FHA|USDA|VA) 8 $750,000 $93,750 $3,161 4.78%
VICTORIA, TX (FHA|USDA|VA) 4 $740,000 $185,000 $3,964 4.47%
Searcy, AR (FHA|USDA|VA) 4 $740,000 $185,000 $4,344 4.56%
HAMMOND, LA (FHA|USDA|VA) 4 $730,000 $182,500 $3,179 4.41%
WINSTON-SALEM, NC (FHA|USDA|VA) 5 $725,000 $145,000 $3,786 4.75%
RACINE, WI (FHA|USDA|VA) 3 $725,000 $241,667 $3,534 4.25%
Centralia, WA (FHA|USDA|VA) 3 $715,000 $238,333 $6,002 4.71%
STAUNTON, VA (FHA|USDA|VA) 5 $715,000 $143,000 $3,785 4.50%
DULUTH, MN-WI (FHA|USDA|VA) 4 $710,000 $177,500 $2,561 4.72%
RAPID CITY, SD (FHA|USDA|VA) 4 $690,000 $172,500 $2,432 4.50%
Brevard, NC (FHA|USDA|VA) 3 $685,000 $228,333 $4,714 4.83%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $685,000 $228,333 $2,946 4.83%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $685,000 $137,000 $4,164 5.03%
Beeville, TX (FHA|USDA|VA) 4 $670,000 $167,500 $4,540 4.69%
Crossville, TN (FHA|USDA|VA) 5 $665,000 $133,000 $2,614 4.78%
JACKSON, MS (FHA|USDA|VA) 3 $665,000 $221,667 $3,419 4.42%
Glasgow, KY (FHA|USDA|VA) 4 $660,000 $165,000 $3,171 4.41%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 3 $655,000 $218,333 $3,525 5.04%
Jesup, GA (FHA|USDA|VA) 4 $650,000 $162,500 $5,321 4.66%
LOGAN, UT-ID (FHA|USDA|VA) 4 $640,000 $160,000 $5,647 4.16%
APPLETON, WI (FHA|USDA|VA) 3 $635,000 $211,667 $1,678 4.79%
FORT WAYNE, IN (FHA|USDA|VA) 4 $630,000 $157,500 $3,539 4.88%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 6 $620,000 $103,333 $2,106 4.77%
GRAND ISLAND, NE (FHA|USDA|VA) 3 $615,000 $205,000 $2,842 4.46%
Indiana, PA (FHA|USDA|VA) 3 $615,000 $205,000 $4,043 4.04%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $610,000 $305,000 $4,803 4.88%
NAPA, CA (FHA|USDA|VA) 1 $605,000 $605,000 $3,857 4.00%
Salem, OH (FHA|USDA|VA) 4 $600,000 $150,000 $2,408 4.81%
St. Marys, GA (FHA|USDA|VA) 2 $600,000 $300,000 $11,558 4.19%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $600,000 $150,000 $2,817 4.63%
Danville, VA (FHA|USDA|VA) 4 $600,000 $150,000 $3,227 4.44%
Williston, ND (FHA|USDA|VA) 2 $600,000 $300,000 $7,355 4.19%
VISALIA, CA (FHA|USDA|VA) 2 $590,000 $295,000 $4,182 5.00%
Okeechobee, FL (FHA|USDA|VA) 4 $590,000 $147,500 $4,366 4.72%
Heber, UT (FHA|USDA|VA) 1 $575,000 $575,000 $10,547 4.25%
Jefferson, GA (FHA|USDA|VA) 3 $575,000 $191,667 $5,383 4.67%
Quincy, IL-MO (FHA|USDA|VA) 5 $575,000 $115,000 $3,795 4.43%
Holland, MI (FHA|USDA|VA) 4 $570,000 $142,500 $4,368 4.84%
FORT COLLINS, CO (FHA|USDA|VA) 3 $565,000 $188,333 $1,747 3.79%
Gainesville, TX (FHA|USDA|VA) 2 $560,000 $280,000 $6,470 4.56%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 5 $555,000 $111,000 $2,794 5.08%
Cedar City, UT (FHA|USDA|VA) 2 $550,000 $275,000 $10,365 4.13%
PUEBLO, CO (FHA|USDA|VA) 2 $550,000 $275,000 $2,484 4.25%
Sikeston, MO (FHA|USDA|VA) 3 $545,000 $181,667 $4,620 4.75%
GREEN BAY, WI (FHA|USDA|VA) 4 $530,000 $132,500 $3,823 4.75%
Mount Sterling, KY (FHA|USDA|VA) 4 $530,000 $132,500 $2,418 4.59%
Blytheville, AR (FHA|USDA|VA) 4 $520,000 $130,000 $2,978 4.53%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $520,000 $260,000 $7,771 4.75%
Nacogdoches, TX (FHA|USDA|VA) 3 $515,000 $171,667 $4,601 4.38%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $510,000 $127,500 $4,517 4.81%
Shelbyville, TN (FHA|USDA|VA) 2 $510,000 $255,000 $2,228 4.75%
Whitewater, WI (FHA|USDA|VA) 2 $510,000 $255,000 $2,557 4.19%
Aberdeen, WA (FHA|USDA|VA) 3 $505,000 $168,333 $2,635 4.63%
MUNCIE, IN (FHA|USDA|VA) 5 $495,000 $99,000 $3,298 4.63%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $490,000 $122,500 $3,015 4.88%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 4 $490,000 $122,500 $3,679 5.22%
Frankfort, KY (FHA|USDA|VA) 3 $485,000 $161,667 $3,424 4.71%
ALBUQUERQUE, NM (FHA|USDA|VA) 3 $485,000 $161,667 $3,276 4.63%
Frankfort, IN (FHA|USDA|VA) 4 $480,000 $120,000 $3,402 4.66%
DuBois, PA (FHA|USDA|VA) 3 $475,000 $158,333 $6,747 4.21%
OCALA, FL (FHA|USDA|VA) 4 $460,000 $115,000 $3,425 4.69%
COLUMBUS, IN (FHA|USDA|VA) 2 $460,000 $230,000 $3,649 4.75%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $460,000 $230,000 $1,021 4.88%
PANAMA CITY, FL (FHA|USDA|VA) 2 $460,000 $230,000 $5,612 5.00%
ANCHORAGE, AK (FHA|USDA|VA) 1 $455,000 $455,000 $8,020 5.50%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $455,000 $455,000 $3,507 4.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $450,000 $225,000 $3,507 4.38%
FOND DU LAC, WI (FHA|USDA|VA) 4 $450,000 $112,500 $2,917 4.66%
Bay City, TX (FHA|USDA|VA) 2 $450,000 $225,000 $3,215 4.81%
Albertville, AL (FHA|USDA|VA) 2 $450,000 $225,000 $4,085 4.31%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $450,000 $225,000 $3,023 4.69%
Cordele, GA (FHA|USDA|VA) 1 $445,000 $445,000 $3,665 5.25%
Corsicana, TX (FHA|USDA|VA) 3 $445,000 $148,333 $4,386 4.00%
GAINESVILLE, FL (FHA|USDA|VA) 2 $440,000 $220,000 $3,071 4.69%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $435,000 $435,000 $3,783 4.25%
THE VILLAGES, FL (FHA|USDA|VA) 2 $430,000 $215,000 $3,056 4.88%
ABILENE, TX (FHA|USDA|VA) 3 $425,000 $141,667 $5,069 3.79%
Breckenridge, CO (FHA|USDA|VA) 1 $425,000 $425,000 $3,460 3.75%
Edwards, CO (FHA|USDA|VA) 1 $425,000 $425,000 $5,123 4.88%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $425,000 $141,667 $3,969 4.58%
Spearfish, SD (FHA|USDA|VA) 2 $420,000 $210,000 $4,729 4.38%
Fremont, NE (FHA|USDA|VA) 4 $420,000 $105,000 $2,689 4.34%
Russellville, AR (FHA|USDA|VA) 2 $420,000 $210,000 $5,694 4.50%
Camden, AR (FHA|USDA|VA) 2 $420,000 $210,000 $1,908 4.56%
Brownwood, TX (FHA|USDA|VA) 2 $420,000 $210,000 $3,829 3.56%
GADSDEN, AL (FHA|USDA|VA) 3 $415,000 $138,333 $2,815 4.75%
Tahlequah, OK (FHA|USDA|VA) 2 $410,000 $205,000 $4,190 4.44%
Waycross, GA (FHA|USDA|VA) 3 $405,000 $135,000 $5,359 4.63%
Seneca, SC (FHA|USDA|VA) 2 $400,000 $200,000 $4,011 4.31%
Las Vegas, NM (FHA|USDA|VA) 1 $395,000 $395,000 $3,535 4.00%
Boone, NC (FHA|USDA|VA) 1 $385,000 $385,000 $2,629 3.75%
Middlesborough, KY (FHA|USDA|VA) 4 $380,000 $95,000 $3,684 4.31%
Dyersburg, TN (FHA|USDA|VA) 2 $380,000 $190,000 $2,722 4.13%
Lebanon, MO (FHA|USDA|VA) 3 $375,000 $125,000 $2,938 4.50%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $370,000 $185,000 $4,191 4.56%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 4 $370,000 $92,500 $2,702 4.66%
COLUMBIA, MO (FHA|USDA|VA) 2 $370,000 $185,000 $1,285 4.94%
Auburn, IN (FHA|USDA|VA) 4 $370,000 $92,500 $3,122 5.09%
Beatrice, NE (FHA|USDA|VA) 1 $365,000 $365,000 $3,843 3.88%
Outside of Metro Areas 1 $365,000 $365,000 $2,798 4.63%
Bennington, VT (FHA|USDA|VA) 1 $365,000 $365,000 $2,054 4.00%
Minot, ND (FHA|USDA|VA) 1 $365,000 $365,000 $6,271 4.75%
TERRE HAUTE, IN (FHA|USDA|VA) 5 $365,000 $73,000 $2,849 4.80%
Granbury, TX (FHA|USDA|VA) 2 $360,000 $180,000 $5,234 4.56%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $360,000 $180,000 $3,870 4.44%
Pahrump, NV (FHA|USDA|VA) 2 $360,000 $180,000 $3,999 4.63%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $355,000 $118,333 $3,108 4.83%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 3 $355,000 $118,333 $3,114 4.50%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $350,000 $175,000 $6,833 4.63%
Malvern, AR (FHA|USDA|VA) 3 $345,000 $115,000 $2,513 4.29%
BRUNSWICK, GA (FHA|USDA|VA) 2 $340,000 $170,000 $4,662 4.25%
JOHNSTOWN, PA (FHA|USDA|VA) 4 $340,000 $85,000 $3,633 4.66%
Lawrenceburg, TN (FHA|USDA|VA) 2 $340,000 $170,000 $3,719 5.06%
Madisonville, KY (FHA|USDA|VA) 2 $330,000 $165,000 $3,389 4.31%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $330,000 $165,000 $4,074 4.44%
GREAT FALLS, MT (FHA|USDA|VA) 2 $330,000 $165,000 $5,754 4.75%
MEDFORD, OR (FHA|USDA|VA) 2 $330,000 $165,000 $3,794 4.63%
Oil City, PA (FHA|USDA|VA) 3 $325,000 $108,333 $4,815 4.54%
Forest City, NC (FHA|USDA|VA) 1 $325,000 $325,000 $4,990 4.25%
Hailey, ID (FHA|USDA|VA) 1 $325,000 $325,000 $3,690 4.63%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $315,000 $315,000 $5,840 4.50%
Lewistown, PA (FHA|USDA|VA) 2 $310,000 $155,000 $4,100 4.75%
Georgetown, SC (FHA|USDA|VA) 2 $310,000 $155,000 $4,105 5.00%
Batesville, AR (FHA|USDA|VA) 1 $305,000 $305,000 $2,491 4.75%
Glenwood Springs, CO (FHA|USDA|VA) 1 $305,000 $305,000 $6,089 5.25%
Galesburg, IL (FHA|USDA|VA) 5 $305,000 $61,000 $2,955 4.65%
Athens, OH (FHA|USDA|VA) 1 $305,000 $305,000 $5,396 4.13%
Dayton, TN (FHA|USDA|VA) 1 $305,000 $305,000 $3,091 4.25%
JACKSON, MI (FHA|USDA|VA) 2 $290,000 $145,000 $3,751 5.31%
Paducah, KY-IL (FHA|USDA|VA) 2 $290,000 $145,000 $5,247 4.63%
LAWTON, OK (FHA|USDA|VA) 2 $290,000 $145,000 $3,286 4.94%
Winona, MN (FHA|USDA|VA) 3 $285,000 $95,000 $2,715 4.50%
Sandpoint, ID (FHA|USDA|VA) 1 $285,000 $285,000 $3,596 3.88%
RENO, NV (FHA|USDA|VA) 1 $285,000 $285,000 $9,264 3.63%
Athens, TN (FHA|USDA|VA) 2 $280,000 $140,000 $3,255 4.69%
Greensburg, IN (FHA|USDA|VA) 2 $280,000 $140,000 $2,312 4.50%
Paris, TN (FHA|USDA|VA) 2 $280,000 $140,000 $2,615 4.25%
Cambridge, MD (FHA|USDA|VA) 2 $280,000 $140,000 $3,613 4.63%
BURLINGTON, NC (FHA|USDA|VA) 2 $280,000 $140,000 $2,678 4.56%
Arcadia, FL (FHA|USDA|VA) 2 $280,000 $140,000 $4,286 4.06%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $275,000 $275,000 $7,988 3.75%
EL CENTRO, CA (FHA|USDA|VA) 1 $275,000 $275,000 $3,745 4.75%
FRESNO, CA (FHA|USDA|VA) 1 $275,000 $275,000 $3,718 4.75%
MERCED, CA (FHA|USDA|VA) 1 $275,000 $275,000 $6,302 4.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $270,000 $135,000 $3,525 4.38%
Ruston, LA (FHA|USDA|VA) 2 $270,000 $135,000 $2,895 4.69%
Yankton, SD (FHA|USDA|VA) 1 $265,000 $265,000 $2,596 4.13%
Warrensburg, MO (FHA|USDA|VA) 1 $265,000 $265,000 $6,019 4.75%
Ukiah, CA (FHA|USDA|VA) 1 $265,000 $265,000 $14,666 3.88%
Big Spring, TX (FHA|USDA|VA) 1 $265,000 $265,000 $3,980 4.13%
Baraboo, WI (FHA|USDA|VA) 1 $265,000 $265,000 $2,384 4.88%
HATTIESBURG, MS (FHA|USDA|VA) 2 $260,000 $130,000 $4,621 4.69%
McMinnville, TN (FHA|USDA|VA) 2 $260,000 $130,000 $4,456 4.75%
Laconia, NH (FHA|USDA|VA) 1 $255,000 $255,000 $4,458 4.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $255,000 $255,000 $2,868 3.63%
BILLINGS, MT (FHA|USDA|VA) 1 $255,000 $255,000 $1,954 4.75%
Port Angeles, WA (FHA|USDA|VA) 1 $255,000 $255,000 $4,588 3.88%
ROCKFORD, IL (FHA|USDA|VA) 2 $250,000 $125,000 $3,453 4.31%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 2 $250,000 $125,000 $2,575 4.50%
Union City, TN (FHA|USDA|VA) 2 $250,000 $125,000 $2,210 4.69%
MORGANTOWN, WV (FHA|USDA|VA) 2 $250,000 $125,000 $2,654 4.50%
Cullowhee, NC (FHA|USDA|VA) 2 $250,000 $125,000 $2,480 4.50%
Hutchinson, MN (FHA|USDA|VA) 2 $250,000 $125,000 $4,880 4.00%
Huntingdon, PA (FHA|USDA|VA) 2 $250,000 $125,000 $5,079 4.63%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $6,760 4.63%
El Dorado, AR (FHA|USDA|VA) 1 $245,000 $245,000 $7,112 5.13%
Clewiston, FL (FHA|USDA|VA) 2 $240,000 $120,000 $4,669 4.69%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $235,000 $235,000 $1,947 3.75%
Starkville, MS (FHA|USDA|VA) 1 $235,000 $235,000 $3,026 4.88%
Seymour, IN (FHA|USDA|VA) 1 $235,000 $235,000 $2,496 4.38%
Tupelo, MS (FHA|USDA|VA) 2 $230,000 $115,000 $2,797 4.56%
Albemarle, NC (FHA|USDA|VA) 2 $230,000 $115,000 $2,636 4.31%
Shawnee, OK (FHA|USDA|VA) 2 $230,000 $115,000 $5,495 4.56%
Enterprise, AL (FHA|USDA|VA) 1 $225,000 $225,000 $3,519 4.13%
Atmore, AL (FHA|USDA|VA) 1 $225,000 $225,000 $2,440 4.00%
Sidney, OH (FHA|USDA|VA) 2 $220,000 $110,000 $2,605 4.38%
Portales, NM (FHA|USDA|VA) 1 $215,000 $215,000 $9,146 3.75%
Del Rio, TX (FHA|USDA|VA) 1 $215,000 $215,000 $7,150 3.50%
Traverse City, MI (FHA|USDA|VA) 1 $215,000 $215,000 $2,289 4.88%
Woodward, OK (FHA|USDA|VA) 1 $215,000 $215,000 $4,691 4.25%
Port Lavaca, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,093 3.38%
St. Marys, PA (FHA|USDA|VA) 2 $210,000 $105,000 $4,202 4.81%
Lock Haven, PA (FHA|USDA|VA) 2 $210,000 $105,000 $3,372 4.63%
Decatur, IN (FHA|USDA|VA) 2 $210,000 $105,000 $3,548 4.38%
Sonora, CA (FHA|USDA|VA) 1 $205,000 $205,000 $2,109 3.63%
Lebanon, NH-VT (FHA|USDA|VA) 1 $205,000 $205,000 $3,311 4.88%
Bluefield, WV-VA (FHA|USDA|VA) 1 $205,000 $205,000 $2,875 4.75%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $195,000 $195,000 $3,579 4.75%
Stephenville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,269 4.88%
Lake City, FL (FHA|USDA|VA) 1 $195,000 $195,000 $2,239 4.88%
Findlay, OH (FHA|USDA|VA) 2 $190,000 $95,000 $3,914 4.63%
Fort Payne, AL (FHA|USDA|VA) 2 $190,000 $95,000 $4,984 4.63%
Adrian, MI (FHA|USDA|VA) 1 $185,000 $185,000 $2,655 4.25%
LaGrange, GA-AL (FHA|USDA|VA) 1 $185,000 $185,000 $4,950 3.75%
WICHITA, KS (FHA|USDA|VA) 1 $185,000 $185,000 $2,604 4.75%
Vicksburg, MS (FHA|USDA|VA) 1 $185,000 $185,000 $4,982 4.50%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $180,000 $90,000 $2,033 4.63%
Sandusky, OH (FHA|USDA|VA) 2 $180,000 $90,000 $4,806 4.63%
Danville, KY (FHA|USDA|VA) 1 $175,000 $175,000 $4,178 4.38%
Palestine, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,944 5.25%
Rolla, MO (FHA|USDA|VA) 2 $170,000 $85,000 $2,039 4.94%
GETTYSBURG, PA (FHA|USDA|VA) 2 $170,000 $85,000 $2,780 4.56%
Albert Lea, MN (FHA|USDA|VA) 2 $170,000 $85,000 $3,283 4.63%
Scottsboro, AL (FHA|USDA|VA) 2 $170,000 $85,000 $3,857 4.94%
Natchitoches, LA (FHA|USDA|VA) 2 $170,000 $85,000 $3,578 4.56%
GOLDSBORO, NC (FHA|USDA|VA) 1 $165,000 $165,000 $5,213 3.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $165,000 $165,000 $2,456 4.88%
Connersville, IN (FHA|USDA|VA) 1 $165,000 $165,000 $1,826 4.50%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $165,000 $165,000 $6,817 4.50%
LIMA, OH (FHA|USDA|VA) 1 $165,000 $165,000 $2,919 4.00%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $165,000 $165,000 $6,554 4.38%
Marion, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,387 4.38%
Zanesville, OH (FHA|USDA|VA) 2 $160,000 $80,000 $3,013 5.00%
FLORENCE, SC (FHA|USDA|VA) 1 $155,000 $155,000 $3,209 4.88%
Scottsburg, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,396 4.75%
Ashtabula, OH (FHA|USDA|VA) 1 $155,000 $155,000 $2,796 4.50%
IOWA CITY, IA (FHA|USDA|VA) 1 $155,000 $155,000 $1,997 3.75%
Cornelia, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,048 5.00%
Sayre, PA (FHA|USDA|VA) 1 $155,000 $155,000 $7,768 3.50%
Celina, OH (FHA|USDA|VA) 1 $155,000 $155,000 $3,846 5.13%
Fredericksburg, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,305 4.75%
Ozark, AL (FHA|USDA|VA) 1 $145,000 $145,000 $2,224 4.00%
SAN ANGELO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,703 3.38%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $145,000 $145,000 $2,262 4.25%
BANGOR, ME (FHA|USDA|VA) 1 $145,000 $145,000 $3,922 4.50%
London, KY (FHA|USDA|VA) 1 $145,000 $145,000 $5,467 4.13%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $145,000 $145,000 $5,662 4.25%
Lufkin, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,792 5.00%
Plymouth, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,928 4.00%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $135,000 $135,000 $1,732 4.75%
Brownsville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $2,549 4.38%
GREENVILLE, NC (FHA|USDA|VA) 1 $135,000 $135,000 $4,355 4.38%
Athens, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,642 5.13%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $135,000 $135,000 $1,787 4.25%
Sweetwater, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,815 5.00%
Astoria, OR (FHA|USDA|VA) 1 $125,000 $125,000 $3,467 4.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,157 4.25%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,719 4.63%
Fremont, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,053 4.00%
MISSOULA, MT (FHA|USDA|VA) 1 $125,000 $125,000 $1,674 4.63%
Ottumwa, IA (FHA|USDA|VA) 1 $115,000 $115,000 $2,314 4.75%
Palatka, FL (FHA|USDA|VA) 1 $115,000 $115,000 $3,470 4.63%
Lumberton, NC (FHA|USDA|VA) 1 $115,000 $115,000 $3,471 5.38%
Maysville, KY (FHA|USDA|VA) 1 $115,000 $115,000 $6,072 4.38%
Payson, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $2,792 4.00%
AMARILLO, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,475 4.88%
MANSFIELD, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,933 4.38%
Fergus Falls, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,525 3.75%
Kinston, NC (FHA|USDA|VA) 1 $105,000 $105,000 $3,992 4.75%
Summerville, GA (FHA|USDA|VA) 1 $95,000 $95,000 $2,878 5.50%
Wilson, NC (FHA|USDA|VA) 1 $95,000 $95,000 $2,626 4.88%
Peru, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,783 4.75%
Wapakoneta, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,991 4.88%
Crawfordsville, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,941 4.75%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,219 5.00%
SAGINAW, MI (FHA|USDA|VA) 1 $85,000 $85,000 $2,503 5.13%
Tiffin, OH (FHA|USDA|VA) 1 $85,000 $85,000 $5,210 4.50%
WHEELING, WV-OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,040 5.50%
Martinsville, VA (FHA|USDA|VA) 1 $85,000 $85,000 $2,746 4.63%
DECATUR, IL (FHA|USDA|VA) 1 $75,000 $75,000 $1,592 3.63%
Show Low, AZ (FHA|USDA|VA) 1 $75,000 $75,000 $2,654 4.38%
Houghton, MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,178 4.25%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,782 4.00%
Laurinburg, NC (FHA|USDA|VA) 1 $75,000 $75,000 $3,161 4.75%
Van Wert, OH (FHA|USDA|VA) 1 $75,000 $75,000 $4,077 5.25%
Madison, IN (FHA|USDA|VA) 1 $75,000 $75,000 $2,694 4.75%
Mexico, MO (FHA|USDA|VA) 1 $75,000 $75,000 $2,008 3.75%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $75,000 $75,000 $2,758 3.88%
Elizabeth City, NC (FHA|USDA|VA) 1 $65,000 $65,000 $2,565 4.63%
Atchison, KS (FHA|USDA|VA) 1 $65,000 $65,000 $3,677 4.38%
Burlington, IA-IL (FHA|USDA|VA) 1 $65,000 $65,000 $3,563 4.25%
Grand Rapids, MN (FHA|USDA|VA) 1 $65,000 $65,000 $2,239 4.13%
Defiance, OH (FHA|USDA|VA) 1 $65,000 $65,000 $2,482 5.00%
Austin, MN (FHA|USDA|VA) 1 $65,000 $65,000 $1,333 4.00%
Bartlesville, OK (FHA|USDA|VA) 1 $65,000 $65,000 $4,020 4.88%
Rockport, TX (FHA|USDA|VA) 1 $65,000 $65,000 $3,791 3.88%
Vidalia, GA (FHA|USDA|VA) 1 $65,000 $65,000 $2,884 5.00%
Sterling, IL (FHA|USDA|VA) 1 $55,000 $55,000 $1,622 4.75%
MUSKEGON, MI (FHA|USDA|VA) 1 $55,000 $55,000 $1,517 4.63%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $55,000 $55,000 $2,279 4.88%
Farmington, MO (FHA|USDA|VA) 1 $55,000 $55,000 $3,415 5.25%
Meadville, PA (FHA|USDA|VA) 1 $55,000 $55,000 $4,211 4.50%
Hereford, TX (FHA|USDA|VA) 1 $55,000 $55,000 $3,177 4.13%
Greenwood, SC (FHA|USDA|VA) 1 $55,000 $55,000 $2,656 5.00%
Ponca City, OK (FHA|USDA|VA) 1 $45,000 $45,000 $3,569 4.63%
Bogalusa, LA (FHA|USDA|VA) 1 $45,000 $45,000 $3,135 4.50%
Franklin American Mortgage Co's top markets include Nashville, Dallas, Houston, Philadelphia, and Washington among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • California (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 9,953 $2,187,425,000 $219,775 $3,819 4.59%
    FHA 2,422 $432,870,000 $178,724 $6,112 4.43%
    VA 1,235 $287,125,000 $232,490 $6,426 4.29%
    USDA 519 $72,775,000 $140,222 $4,303 4.47%

    For 2018, Franklin American Mortgage Co's most frequently originated type of loan was Conventional, with 9,953 originations. Their 2nd most popular type was FHA, with 2,422 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 10,836 $2,294,950,000 $211,789 $4,579 4.55%
    Cash Out Refi 1,687 $338,145,000 $200,442 $4,270 4.61%
    Refi 1,288 $284,670,000 $221,017 $3,810 4.29%
    Home Improvement 318 $62,430,000 $196,321 $3,960 4.60%

    For 2018, Franklin American Mortgage Co's most frequently cited loan purpose was Home Purchase, with 10,836 originations. The 2nd most popular reason was Cash Out Refi, with 1,687 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 12,619 $2,708,755,000 $214,657 $4,559 4.58%
    15 Year 1,036 $182,890,000 $176,535 $3,619 4.08%
    20 Year 334 $64,840,000 $194,132 $3,495 4.46%
    10 Year 81 $10,665,000 $131,667 $3,113 4.05%
    Other 59 $13,045,000 $221,102 $4,825 4.32%

    For 2018, Franklin American Mortgage Co's most frequently cited loan duration was 30 Year, with 12,619 originations. The 2nd most popular length was 15 Year, with 1,036 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 5,664 $1,167,970,000 $206,209
    $1k-2k 3,914 $770,190,000 $196,778
    $2k-3k 1,251 $262,585,000 $209,900
    $3k-4k 635 $151,915,000 $239,236
    $5k+ 486 $177,030,000 $364,259
    $4k-5k 366 $98,060,000 $267,923

    Franklin American Mortgage Co's average total fees were $4,559, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,664 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 10,573 $2,255,755,000 $213,351
    3-4% 2,056 $454,590,000 $221,104
    5-6% 1,491 $268,435,000 $180,037
    2.5-3% 8 $1,230,000 $153,750
    6-7% 1 $185,000 $185,000

    During 2018, Franklin American Mortgage Co's average interest rate for loans was 4.58%, while their most frequently originated rate bucket for loans was 4-5%, with 10,573 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 5,847 $877,525,000 $150,081 $3,942 4.54%
    $200k-400k 5,561 $1,524,685,000 $274,175 $5,110 4.49%
    $100,000 or less 1,784 $136,060,000 $76,267 $3,062 4.66%
    $400k-600k 859 $387,445,000 $451,042 $6,278 4.51%
    $600k-1MM 74 $49,740,000 $672,162 $8,448 4.48%
    $1MM+ 4 $4,740,000 $1,185,000 $10,326 4.56%

    2018 saw Franklin American Mortgage Co place emphasis on $100k-200k loans with 5,847 originations, totaling $877,525,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 3,752 $677,720,000 $180,629 $4,362 4.55%
    $50k or less 3,043 $382,705,000 $125,766 $3,723 4.56%
    $100k-150k 2,792 $737,950,000 $264,309 $4,806 4.53%
    $75k-100k 2,640 $593,440,000 $224,788 $4,782 4.54%
    $150k-250k 1,384 $425,960,000 $307,775 $4,904 4.53%
    $250k+ 397 $136,455,000 $343,715 $4,775 4.52%

    Franklin American Mortgage Co lent most frequently to those with incomes in the $50k-75k range, with 3,752 originations. The second most popular income band? $50k or less, with 3,043 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,635 $524,305,000 $198,977 $3,938 4.49%
    30-36% 2,529 $528,835,000 $209,108 $4,229 4.55%
    50-60% 791 $168,555,000 $213,091 $6,533 4.37%
    <20% 759 $142,835,000 $188,188 $3,624 4.39%
    49% 693 $160,265,000 $231,263 $4,694 4.63%
    43% 556 $120,430,000 $216,601 $4,525 4.57%
    44% 553 $123,625,000 $223,553 $4,645 4.62%
    45% 542 $114,900,000 $211,993 $4,529 4.61%
    41% 539 $118,315,000 $219,508 $4,448 4.58%
    48% 536 $123,820,000 $231,007 $4,884 4.60%
    42% 523 $109,695,000 $209,742 $4,591 4.56%
    40% 520 $110,100,000 $211,731 $4,550 4.58%
    47% 497 $106,655,000 $214,598 $4,588 4.59%
    36% 495 $107,845,000 $217,869 $4,336 4.57%
    39% 477 $103,345,000 $216,656 $4,449 4.58%
    37% 473 $98,315,000 $207,854 $4,380 4.57%
    38% 460 $98,000,000 $213,043 $4,492 4.56%
    46% 459 $99,225,000 $216,176 $4,791 4.57%
    >60% 26 $7,700,000 $296,154 $8,167 4.33%

    Franklin American Mortgage Co lent most frequently to those with DTI ratios of 20-30%, with 2,635 originations. The next most common DTI ratio? 30-36%, with 2,529 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 11,780 $2,452,500,000 $208,192 $4,398 4.53%
    Not provided 1,052 $242,300,000 $230,323 $4,684 4.56%
    Black 689 $134,585,000 $195,334 $5,012 4.61%
    Asian 522 $132,410,000 $253,659 $4,627 4.52%
    American Indian 55 $11,455,000 $208,273 $4,233 4.53%
    Native Hawaiian or Islander 31 $6,945,000 $224,032 $4,843 4.56%

    Approval Rates

    Total approvals of all applications
    94.82%

    Franklin American Mortgage Co has an average approval rate.

    Pick Rate

    Approvals leading to origination
    89.77%

    Franklin American Mortgage Co has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 14,129 $2,980,195,000 $210,928

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 14,129 $2,980,195,000 $210,928

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 376 $54,020,000 $143,670 $3,203 4.38%
    40-60% 1,104 $209,820,000 $190,054 $3,564 4.39%
    60-80% 4,464 $976,470,000 $218,743 $4,000 4.60%
    80-100% 7,964 $1,685,300,000 $211,615 $4,766 4.53%
    Over 100% 188 $50,430,000 $268,245 $10,338 4.36%
    Under 20% 33 $4,155,000 $125,909 $2,886 4.46%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    FRANKLIN AMERICAN MORTGAGE CO. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 3.3%
    FRANKLIN AMERICAN MORTGAGE CO. Conventional home mortgage Closing on a mortgage 1 3.3%
    FRANKLIN AMERICAN MORTGAGE CO. Conventional home mortgage Struggling to pay mortgage 1 3.3%
    FRANKLIN AMERICAN MORTGAGE CO. Conventional home mortgage Trouble during payment process 18 60.0%
    FRANKLIN AMERICAN MORTGAGE CO. FHA mortgage Struggling to pay mortgage 1 3.3%
    FRANKLIN AMERICAN MORTGAGE CO. FHA mortgage Trouble during payment process 1 3.3%
    FRANKLIN AMERICAN MORTGAGE CO. Other type of mortgage Struggling to pay mortgage 1 3.3%
    FRANKLIN AMERICAN MORTGAGE CO. Other type of mortgage Trouble during payment process 3 10.0%
    FRANKLIN AMERICAN MORTGAGE CO. VA mortgage Struggling to pay mortgage 1 3.3%
    FRANKLIN AMERICAN MORTGAGE CO. VA mortgage Trouble during payment process 2 6.7%